<SEC-DOCUMENT>0001030469-16-000067.txt : 20160315
<SEC-HEADER>0001030469-16-000067.hdr.sgml : 20160315
<ACCEPTANCE-DATETIME>20160314205953
ACCESSION NUMBER:		0001030469-16-000067
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		175
CONFORMED PERIOD OF REPORT:	20151231
FILED AS OF DATE:		20160315
DATE AS OF CHANGE:		20160314

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OFG BANCORP
		CENTRAL INDEX KEY:			0001030469
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				660538893
		STATE OF INCORPORATION:			PR
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-12647
		FILM NUMBER:		161505368

	BUSINESS ADDRESS:	
		STREET 1:		254 MU?OZ RIVERA AVENUE
		CITY:			SAN JUAN
		STATE:			PR
		ZIP:			00918
		BUSINESS PHONE:		7877716800

	MAIL ADDRESS:	
		STREET 1:		254 MU?OZ RIVERA AVENUE
		CITY:			SAN JUAN
		STATE:			PR
		ZIP:			00918

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ORIENTAL FINANCIAL GROUP INC
		DATE OF NAME CHANGE:	19970110
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>ofg10k12312015.htm
<DESCRIPTION>FORM 10-K
<TEXT>

<html>

<head>
<meta content="text/html; charset=utf-8" />


<title>UNITED STATES</title>



</head>

<body><a name="page_1"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<div style="border:none;border-top:double windowtext 4.5pt;padding:1.0pt 0in 0in 0in;"><p style="border:none;margin:0in;margin-bottom:.0001pt;padding:0in;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;line-height:92%;">&nbsp;</font></p>

</div>


<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">UNITED
STATES SECURITIES AND EXCHANGE COMMISSION </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">Washington,&nbsp;D.C. 20549 </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;">Form&nbsp;10-K </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-24.5pt;"><font lang=EN-US style="font-size:9.0pt;"> &#9745; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;letter-spacing:-.3pt;">ANNUAL REPORT PURSUANT TO
SECTION&nbsp;13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934</font></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-24.5pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For
the Fiscal Year Ended December&nbsp;31, 2015 </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">or </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-24.5pt;"><font lang=EN-US style="font-size:9.0pt;"> &#9744; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TRANSITION REPORT PURSUANT TO SECTION&nbsp;13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934 </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-24.5pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For
the Transition Period from
to&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
to&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;.
</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commission File
No.&nbsp;001-12647 </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:18.0pt;">OFG Bancorp </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">Incorporated in the Commonwealth of Puerto Rico </font></i></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">IRS Employer
Identification No.&nbsp;66-0538893 </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">Principal Executive
Offices: </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=ES-PR style="font-size:9.5pt;">254 Mu&#241;oz
Rivera Avenue</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=ES-PR style="font-size:9.5pt;">San&nbsp;Juan,
Puerto Rico 00918 </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">Telephone Number:
(787)&nbsp;771-6800 </font></b></p>

<div style="border:none;border-bottom:solid windowtext 1.0pt;margin-left:3.0in;margin-right:3.0in;padding:0in 0in 1.0pt 0in;">

<p style="border:none;margin:0in;margin-bottom:.0001pt;padding:0in;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;line-height:4.0pt;">&nbsp;</font></p>

</div>


<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Securities Registered Pursuant to Section&nbsp;12(b) of
the Act: </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Common Stock
($1.00&nbsp;par value per share) </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.125% Noncumulative
Monthly Income Preferred Stock, Series&nbsp;A </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">($25.00 liquidation preference per share) </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.0% Noncumulative
Monthly Income Preferred Stock, Series&nbsp;B </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">($25.00 liquidation preference per share) </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">8.75% Noncumulative
Convertible Perpetual Preferred Stock, Series&nbsp;C </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">($1,000.00 liquidation preference per share) </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">7.125% Noncumulative
Perpetual Preferred Stock, Series&nbsp;D </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&#160;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">($25.00 liquidation preference per share) </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Securities Registered
Pursuant to Section&nbsp;12(g) of the Act: None </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:2.5pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate
by check mark if the registrant is a well-known seasoned issuer, as defined in
Rule&nbsp;405 of the Securities Act.&nbsp;&nbsp;&nbsp;&nbsp;Yes&nbsp;&nbsp;</font><font lang=EN-US style="font-size:9.0pt;"> &#9744; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;</font><font lang=EN-US style="font-size:9.0pt;"> &#9745; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:2.5pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate
by check mark if the registrant is not required to file reports pursuant to
Section&nbsp;13 or Section&nbsp;15(d) of the
Act.&nbsp;&nbsp;&nbsp;&nbsp;Yes&nbsp;&nbsp;</font><font lang=EN-US style="font-size:9.0pt;"> &#9744; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;</font><font lang=EN-US style="font-size:9.0pt;"> &#9745; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:2.5pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate
by check mark whether the registrant (1)&nbsp;has filed all reports required to
be filed by Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934
during the preceding 12&nbsp;months (or for such shorter period that the
registrant was required to file such reports), and (2)&nbsp;has been subject to
such filing requirements for the past 90&nbsp;days.&nbsp;&nbsp;&nbsp;&nbsp;Yes&nbsp;&nbsp;</font><font lang=EN-US style="font-size:9.0pt;"> &#9745; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;</font><font lang=EN-US style="font-size:9.0pt;"> &#9744; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:2.5pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate
by check mark whether the registrant has submitted electronically and posted on
its corporate Web site, if any, every Interactive Data File required to be
submitted and posted pursuant to Rule&nbsp;405 of Regulation&nbsp;S-T
(&#167;&nbsp;232.405 of this chapter) during the preceding 12&nbsp;months (or for
such shorter period that the registrant was required to submit and post such
files).&nbsp;&nbsp;&nbsp;&nbsp;Yes&nbsp;&nbsp;</font><font lang=EN-US style="font-size:9.0pt;"> &#9745; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;</font><font lang=EN-US style="font-size:9.0pt;"> &#9744; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:2.5pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate
by check mark if disclosure of delinquent filings pursuant to Item&nbsp;405 of
Regulation&nbsp;S-K is not contained herein, and will not be contained, to the
best of registrant&#8217;s knowledge, in definitive proxy or information statements
incorporated by reference in Part&nbsp;III of this Form&nbsp;10-K or any
amendment to this Form&nbsp;10-K.&nbsp;&nbsp;&nbsp;&nbsp;</font><font lang=EN-US style="font-size:9.0pt;"> &#9744; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:2.5pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate by check mark whether the registrant is a
large accelerated filer, an accelerated filer, a non-accelerated filer, or a
smaller reporting company. See the definitions of &#8220;large accelerated filer,&#8221;
&#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221; in Rule&nbsp;12b-2 of the
Exchange Act. (Check one): </font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=22% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=22% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=26% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=30% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=22% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:12.0pt;margin-right:0in;margin-top:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:9.0pt;">Large&nbsp;accelerated&nbsp;filer&nbsp;&nbsp;</font><font face="Times New Roman,serif" style="font-size:9.0pt;">&#9744;</font><font face="Times New Roman,serif" style="font-size:9.0pt;">. &nbsp;</font></p>
  </td>
 <td valign=bottom width=22% style="padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Accelerated&nbsp;filer&nbsp;&nbsp;</font><font face="Times New Roman,serif" style="font-size:9.0pt;">&#9745;&nbsp;</font><font face="Times New Roman,serif" style="font-size:9.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=26% style="padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Non-accelerated&nbsp;filer&nbsp;&nbsp;</font><font face="Times New Roman,serif" style="font-size:9.0pt;">&#9744;&nbsp;</font><font face="Times New Roman,serif" style="font-size:9.0pt;"> &nbsp;</font></p>
  </td>
 <td valign=bottom width=30% style="padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font face="Times New Roman,serif" style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Smaller reporting
  company&nbsp;&nbsp;</font><font face="Times New Roman,serif" style="font-size:9.0pt;">&#9744;&nbsp;</font><font face="Times New Roman,serif" style="font-size:9.0pt;"> &nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=22% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=78% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Do&nbsp;not&nbsp;check&nbsp;if&nbsp;a&nbsp;smaller&nbsp;reporting&nbsp;company)</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:2.5pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">Indicate
by check mark whether the registrant is a shell company (as defined in
Rule&nbsp;12b-2 of the Exchange Act).&nbsp;&nbsp;&nbsp;&nbsp;Yes&nbsp;&nbsp;</font><font lang=EN-US style="font-size:9.0pt;"> &#9744; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;</font><font lang=EN-US style="font-size:9.0pt;"> &#9745; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;"> &nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:2.5pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">The
aggregate market value of the common stock held by non-affiliates of OFG
Bancorp (the &#8220;Company&#8221;) was approximately $<a name="XBRL_CS_7ba90d497c714ae1b9c247f39"></a>473.4&nbsp;<a name="XBRL_CS_7ba90d497c714ae1b9c247f39_bclEnd"></a>million as of June 30, 2015
based upon 44,367,909&nbsp;shares outstanding and the reported closing price of
$10.67 on the New York Stock Exchange on that date. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:2.5pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">As of
January 31, 2016, the Company had&#160; 43,867,909 &nbsp;shares of common stock
outstanding. </font></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:2.5pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:2.5pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">DOCUMENTS INCORPORATED BY REFERENCE</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;line-height:92%;">Portions of the Company&#8217;s definitive
proxy statement relating to the 2016 annual meeting of shareholders are
incorporated herein by reference in response to Items&nbsp;10 through 14 of
Part&nbsp;III, except for certain information set forth herein under Item 12.</font></p>

<div style="border:none;border-bottom:double windowtext 4.5pt;padding:0in 0in 1.0pt 0in;">

<p style="border:none;margin:0in;margin-bottom:.0001pt;padding:0in;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

</div>



<DIV bclFooter>


<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_2"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG Bancorp </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FORM 10-K </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For the Year Ended
December&nbsp;31, 2015 </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">TABLE OF CONTENTS </font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=3 valign=top width=100% style="padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">PART I</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item&nbsp;1.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Business......................................................................................................................................................................................... </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4-17</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item&nbsp;1A.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Risk Factors.................................................................................................................................................................................. </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18-27</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item&nbsp;1B.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Unresolved Staff Comments..................................................................................................................................................... </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">28</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item&nbsp;2.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Properties....................................................................................................................................................................................... </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">28</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item&nbsp;3.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Legal Proceedings........................................................................................................................................................................ </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">28</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">&nbsp;</td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">&nbsp;</td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">&nbsp;</td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">&nbsp;</td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">&nbsp;</td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">&nbsp;</td>
 </tr>
<tr style="height:4.0pt;">
  <td valign=top width=8% style="height:4.0pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 <td valign=bottom width=82% style="height:4.0pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 <td nowrap valign=bottom width=10% style="height:4.0pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 </tr>
<tr style="height:12.6pt;">
  <td valign=top width=8% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item&nbsp;4.</font></p>
  </td>
 <td valign=bottom width=82% style="height:12.6pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Mine Safety Disclosures............................................................................................................................................................. </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.6pt;padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">28</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td valign=top width=8% style="height:4.5pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 <td valign=bottom width=82% style="height:4.5pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 <td nowrap valign=bottom width=10% style="height:4.5pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 </tr>
<tr style="height:3.75pt;">
  <td colspan=3 width=100% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td colspan=3 width=100% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=3 valign=top width=100% style="padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">PART II</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item 5.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Market for Registrant&#8217;s
  Common Equity, Related Stockholder Matters and Issuer Purchases of <br>
  Equity Securities........................................................................................................................................................................... </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">28-29</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item 6.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Selected Financial Data.............................................................................................................................................................. </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">30-32</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item 7.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Management&#8217;s Discussion
  and Analysis of Financial Condition and Results of Operations........................................ </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">33-87</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item 7A.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Quantitative and
  Qualitative Disclosures About Market Risk............................................................................................ </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">88-92</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item 8.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Financial Statements and
  Supplementary Data.................................................................................................................... </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">93-210</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item 9.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Changes in and
  Disagreements with Accountants on Accounting and Financial Disclosure........................................ </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">211</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item 9A.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Controls and Procedures............................................................................................................................................................. </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">211</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item 9B.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Other Information....................................................................................................................................................................... </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">211</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td colspan=3 width=100% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=3 valign=top width=100% style="padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">PART III</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item 12.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Security Ownership of
  Certain Beneficial Owners and Management and Related Stockholder Matters................... </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">212</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td colspan=3 width=100% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=3 valign=top width=100% style="padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">PART IV</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=8% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=82% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:3.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:4.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Item 15.</font></p>
  </td>
 <td valign=bottom width=82% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Exhibits and Financial
  Statement Schedules ......................................................................................................................... </font></p>
  </td>
 <td nowrap valign=bottom width=10% style="padding:0in 0in 0in .1in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">213-215</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_3"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FORWARD-LOOKING
STATEMENTS</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The information
included in this annual report on Form&nbsp;10-K </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">contains certain forward-looking statements within the meaning of the
Private Securities Litigation Reform Act of 1995. These forward-looking
statements may relate to the financial condition, results of operations, plans,
objectives, future performance and business of OFG Bancorp (&#8220;we,&#8221; &#8220;our,&#8221; &#8220;us&#8221;
or the &#8220;Company&#8221;), including, but not limited to, statements with respect to
the adequacy of the allowance for loan losses, delinquency trends, market risk
and the impact of interest rate changes, capital markets conditions, capital
adequacy and liquidity, and the effect of legal proceedings and new accounting
standards on the Company&#8217;s financial condition and results of operations. All
statements contained herein that are not clearly historical in nature are
forward-looking, and the words &#8220;anticipate,&#8221; &#8220;believe,&#8221; &#8220;continues,&#8221; &#8220;expect,&#8221;
&#8220;estimate,&#8221; &#8220;intend,&#8221; &#8220;project&#8221; and similar expressions and future or
conditional verbs such as &#8220;will,&#8221; &#8220;would,&#8221; &#8220;should,&#8221; &#8220;could,&#8221; &#8220;might,&#8221; &#8220;can,&#8221;
&#8220;may,&#8221; or similar expressions are generally intended to identify
forward-looking statements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These statements are not
guarantees of future performance and involve certain risks, uncertainties,
estimates and assumptions by management that are difficult to predict. Various
factors, some of which by their nature are beyond the Company&#8217;s control, could
cause actual results to differ materially from those expressed in, or implied
by, such forward-looking statements. Factors that might cause such a difference
include, but are not limited to:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a credit default or potential
restructuring by the Commonwealth of Puerto Rico or any of its agencies,
municipalities or instrumentalities;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">possible legislative, tax or
regulatory changes; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the rate of growth in the economy
and employment levels, as well as general business and economic conditions;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the relative strength or weakness
of the consumer and commercial credit sectors and of the real estate market in</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Puerto
Rico;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">competition in the financial
services industry;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the fiscal and monetary policies
of the federal government and its agencies;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes in interest rates, as well
as the magnitude of such changes;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes in federal bank regulatory
and supervisory policies, including required levels of capital;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the impact of the industry
regulations on the Company&#8217;s businesses, business practices and cost of
operations;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the performance of the securities
markets; and</font></p>

<p style="margin-bottom:0in;margin-left:13.5pt;margin-right:0in;margin-top:0in;text-indent:-13.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">additional Federal Deposit
Insurance Corporation (&#8220;FDIC&#8221;) assessments.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other possible events or
factors that could cause results or performance to differ materially from those
expressed in these forward-looking statements include the following: negative
economic conditions that adversely affect the general economy, housing prices,
the job market, consumer confidence and spending habits which may affect, among
other things, the level of non-performing assets, charge-offs and provision
expense; changes in interest rates and market liquidity which may reduce
interest margins, impact funding sources and affect the ability to originate
and distribute financial products in the primary and secondary markets; adverse
movements and volatility in debt and equity capital markets; changes in market
rates and prices which may adversely impact the value of financial assets and
liabilities; liabilities resulting from litigation and regulatory
investigations; changes in accounting standards, rules and interpretations;
increased competition; the Company&#8217;s ability to grow its core businesses;
decisions to downsize, sell or close units or otherwise change the Company&#8217;s
business mix; and management&#8217;s ability to identify and manage these and other
risks.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All forward-looking statements included in this annual
report on Form&nbsp;10-K are based upon information available to the Company as
of the date of this report, and other than as required by law, including the
requirements of applicable securities laws, the Company assumes no obligation
to update or revise any such forward-looking statements to reflect occurrences
or unanticipated events or circumstances after the date of such statements. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>









<DIV bclFooter>


<p style="margin:0in;margin-bottom:.0001pt;tab-stops:center 3.25in right 6.5in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_4"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">ITEM 1.&#160;&#160;&#160;&#160;&#160; </font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">BUSINESS&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">General </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company is a publicly-owned financial holding company incorporated on
June&nbsp;14, 1996 under the laws of the Commonwealth of Puerto Rico, providing
a full range of banking and financial services through its subsidiaries. The
Company is subject to the provisions of the U.S.&nbsp;Bank Holding Company Act
of 1956, as amended, (the &#8220;BHC Act&#8221;) and accordingly, subject to the
supervision and regulation of the Board of Governors of the Federal Reserve
System (the &#8220;Federal Reserve Board&#8221;). </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company provides comprehensive banking and financial services to its clients
through a complete range of banking and financial solutions, including
commercial, consumer, auto, and mortgage lending; checking and savings
accounts; financial planning, insurance, financial services, and investment
brokerage; and corporate and individual trust and retirement services. The
Company operates through three major business segments: Banking, Wealth
Management, and Treasury, differentiating the Oriental brand through customer
segmentation and innovative solutions, primarily in Puerto Rico. The Company
provides these services through various subsidiaries including, a commercial
bank, Oriental Bank, a securities broker-dealer, Oriental Financial Services
Corp. (&#8220;Oriental Financial Services&#8221;), an insurance agency, Oriental Insurance,
LLC (&#8220;Oriental Insurance&#8221;), previously known as Oriental Insurance Inc., and a
retirement plan administrator, Oriental Pension Consultants, Inc. (&#8220;OPC&#8221;),
previously known as Caribbean Pension Consultants, Inc.&#160; All of our
subsidiaries are based in San Juan, Puerto Rico, except for OPC which is based
in Boca Raton, Florida.&#160; The Company has 48 branches in Puerto Rico. The
Company&#8217;s long-term goal is to strengthen its banking and financial services
franchise by expanding its lending businesses, increasing the level of
integration in the marketing and delivery of banking and financial services,
maintaining effective asset-liability management, growing non-interest revenue
from banking and financial services, and improving operating efficiencies. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s strategy involves: </font></p>

<p style="margin-bottom:.0001pt;margin-left:66.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Strengthening its banking and
financial services franchise by expanding its ability to attract deposits and
build relationships with customers by refining the service delivery and
providing innovative banking technologies for day-to-day customer transactions,
and achieving sustainable levels of differentiation in the market;</font></p>

<p style="margin-bottom:.0001pt;margin-left:66.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Focusing on greater growth in
commercial, consumer and mortgage lending, trust and financial services and
insurance products; </font></p>

<p style="margin-bottom:.0001pt;margin-left:66.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Improving operating efficiencies,
and continuing to maintain effective asset-liability management;&nbsp; </font></p>

<p style="margin-bottom:.0001pt;margin-left:66.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Implementing a broad ranging
effort to instill in employees and make customers aware of the Company&#8217;s
determination to effectively serve and advise its customer base in a responsive
and professional manner; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:66.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Matching its portfolio of
investment securities with the related funding to achieve favorable spreads,
and primarily investing in U.S.&nbsp;government-sponsored agency obligations. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Together
with a highly experienced group of senior and mid-level executives and the
benefits from the acquisitions of Eurobank Puerto Rico and the Puerto Rico
operations of Banco Bilbao Vizcaya Argentaria, S.A. (&#8220;BBVA&#8221;), this strategy has
resulted in sustained growth in the Company&#8217;s deposit-taking activities,
commercial, consumer and mortgage lending and financial service activities,
allowing the Company to distinguish itself in a highly competitive industry.
The Company is not immune from general and local financial and economic
conditions. Past experience is not necessarily indicative of future performance,
but given market uncertainties and on a reasonable time horizon of three to
five years, this strategy is expected to maintain its steady progress towards
the Company&#8217;s long-term goal. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On December&nbsp;18, 2012, the Company purchased from
BBVA, all of the outstanding common stock of each of (i) BBVAPR Holding
Corporation (&#8220;BBVAPR Holding&#8221;), the sole shareholder of Banco Bilbao Vizcaya
Argentaria Puerto Rico (&#8220;BBVAPR Bank&#8221;), a Puerto Rico chartered commercial
bank, and BBVA Seguros, Inc. (&#8220;BBVA Seguros&#8221;), a subsidiary offering insurance
services, and (ii) BBVA Securities of Puerto Rico, Inc. (&#8220;BBVA Securities&#8221;), a
registered broker-dealer. This transaction is referred to as the &#8220;BBVAPR
Acquisition&#8221; and BBVAPR Holding, BBVAPR Bank, BBVA Seguros and BBVA Securities
are collectively referred to as the &#8220;BBVAPR Companies&#8221; or &#8220;BBVAPR.&#8221;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">4</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_5"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s principal funding sources are branch
deposits, securities sold under agreements to repurchase, Federal Home Loan
Bank (&#8220;FHLB&#8221;) advances, Federal Reserve Bank (&#8220;FRB&#8221;) advances, wholesale
deposits, and subordinated capital notes. Through its branch network, Oriental
Bank offers personal non-interest and interest-bearing checking accounts,
savings accounts, certificates of deposit, individual retirement accounts
(&#8220;IRAs&#8221;) and commercial non-interest bearing checking accounts. The FDIC
insures Oriental Bank&#8217;s deposit accounts up to applicable limits. Management
makes retail deposit pricing decisions periodically, adjusting the rates paid
on retail deposits in response to general market conditions and local
competition. Pricing decisions take into account the rates being offered by
other local banks, the London Interbank Offered Rate (&#8220;LIBOR&#8221;), and mainland
U.S.&nbsp;market interest rates. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Segment Disclosure </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company has three reportable segments: Banking, Wealth Management, and
Treasury. Management established the reportable segments based on the internal
reporting used to evaluate performance and to assess where to allocate
resources. Other factors such as the Company&#8217;s organizational structure, nature
of products, distribution channels and economic characteristics of the products
were also considered in the determination of the reportable segments. The
Company measures the performance of these reportable segments based on pre-established
annual goals involving different financial parameters such as net income,
interest rate spread, loan production, and fees generated.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For
detailed information regarding the performance of the Company&#8217;s operating
segments, please refer to Note&nbsp;26 in the Company&#8217;s accompanying
consolidated financial statements. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Banking Activities </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Oriental
Bank (the &#8220;Bank&#8221;), the Company&#8217;s main subsidiary, is a full-service Puerto Rico
commercial bank with its main office located in San&nbsp;Juan, Puerto Rico. The
Bank has 48 branches throughout Puerto Rico and was incorporated in October
1964 as a federal mutual savings and loan association. It became a federal
mutual savings bank in July 1983 and converted to a federal stock savings bank
in April 1987. Its conversion from a federally-chartered savings bank to a
commercial bank chartered under the banking law of the Commonwealth of Puerto
Rico, on June&nbsp;30, 1994, allowed the Bank to more effectively pursue
opportunities in its market and obtain more flexibility in its businesses. As a
Puerto Rico-chartered commercial bank, it is subject to examination by the FDIC
and the Office of the Commissioner of Financial Institutions of Puerto Rico
(the &#8220;OCFI&#8221;). The Bank offers banking services such as commercial, consumer,
and mortgage lending, savings and time deposit products, financial planning,
and corporate and individual trust services, and capitalizes on its retail
banking network to provide commercial and mortgage lending products to its
clients. The Bank operates two international banking entities (&#8220;IBE&#8221;) pursuant
to the International Banking Center Regulatory Act of Puerto Rico, as amended
(the &#8220;IBE Act&#8221;), one is a unit operating within the Bank, named Oriental
Overseas (the &#8220;IBE Unit&#8221;), and the other is a wholly-owned subsidiary of the
Bank, named Oriental International Bank, Inc. (the &#8220;IBE Subsidiary&#8221;).&#160; The IBE
Unit and IBE Subsidiary offer the Bank certain Puerto Rico tax advantages, and
their services are limited under Puerto Rico law to persons and
assets/liabilities located outside of Puerto Rico. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Banking
activities include the Bank&#8217;s branches and mortgage banking activities with
traditional retail banking products such as deposits, commercial loans,
consumer loans and mortgage loans. The Bank&#8217;s significant lending activities
are with consumers located in Puerto Rico. The Bank&#8217;s lending transactions
include a diversified number of industries and activities, all of which are
encompassed within four main categories: commercial, consumer, mortgage and
auto. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s mortgage banking activities are
conducted through a division of the Bank. The mortgage banking activities
include the origination of mortgage loans for the Bank&#8217;s own portfolio, and the
sale of loans directly into the secondary market or the securitization of
conforming loans into mortgage-backed securities. The Bank originates Federal
Housing Administration (&#8220;FHA&#8221;) insured mortgages, Veterans Administration
(&#8220;VA&#8221;) guaranteed mortgages, and Rural Housing Service (&#8220;RHS&#8221;) guaranteed loans
that are primarily securitized for issuance of Government National Mortgage
Association (&#8220;GNMA&#8221;) mortgage-backed securities which can be resold to
individual or institutional investors in the secondary market. Conventional
loans that meet the underwriting requirements for sale or exchange under
standard Federal National Mortgage Association (the &#8220;FNMA&#8221;) or the Federal Home
Loan Mortgage Corporation (the &#8220;FHLMC&#8221;) programs are referred to as conforming
mortgage loans and are also securitized for issuance of FNMA or FHLMC mortgage-backed
securities. The Bank is an approved seller of FNMA, as well as FHLMC, mortgage
loans for issuance of FNMA and FHLMC mortgage-backed securities. The Bank is
also an approved issuer of GNMA mortgage-backed securities. The Company
outsources the servicing of the GNMA, FNMA and FHLMC pools that it issues, and
its residential mortgage loan portfolio. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">5</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_6"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:6.0pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loan Underwriting </font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Auto loans:&#160; The Company provides financing for the
purchase of new or used motor vehicles. These loans are granted mainly through
dealers authorized and approved by the auto credit department committee of the
Company. The auto credit department has the specialized structure and resources
to provide the service required for this product according to market demands
and trends. The auto loan credit policy establishes specific guidance and
parameters for the underwriting and origination processes. Underwriting
procedures, lending limits, interest rate approval, insurance coverage, and
automobile brand restrictions are some parameters and internal controls
implemented to ensure the quality and profitability of the auto loan portfolio.
The credit scoring system is a fundamental part of the decision process.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consumer loans:&#160;&#160; Consumer loans include personal
loans, credit cards, lines of credit and other loans made by banks to
individual borrowers. All loan originations must be underwritten in accordance
with the Company&#8217;s underwriting criteria, and include an assessment of each
borrower&#8217;s personal financial condition, including verification of income,
assets, FICO score, and credit reports.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Residential mortgage loans:&#160; All loan originations,
regardless of whether originated through the Company&#8217;s retail banking network
or purchased from third parties, must be underwritten in accordance with the
Company&#8217;s underwriting criteria, including loan-to-value ratios, borrower
income qualifications, debt ratios and credit history, investor requirements,
and title insurance and property appraisal requirements. The Company&#8217;s mortgage
underwriting standards comply with the relevant guidelines set forth by the
Department of Housing and Urban Development (&#8220;HUD&#8221;), VA, FNMA, FHLMC, federal
and Puerto Rico banking regulatory authorities, as applicable. The Company&#8217;s
underwriting personnel, while operating within the Company&#8217;s loan offices, make
underwriting decisions independent of the Company&#8217;s mortgage loan origination
personnel.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial loans:&#160; Commercial loans include lines of
credit and term facilities to finance business operations and to provide
working capital for specific purposes, such as to finance the purchase of
assets, equipment or inventory. Since a borrower&#8217;s cash flow from operations is
generally the primary source of repayment, the Company&#8217;s analysis of the credit
risk focuses heavily on the borrower&#8217;s debt-repayment capacity. Commercial term
loans generally have terms from one to five years, may be collateralized by the
asset being acquired, real estate, or other available assets, and bear interest
rates that float with the prime rate, LIBOR or another established index, or
are fixed for the term of the loan. Lines of credit are extended to businesses
based on an analysis of the financial strength and integrity of the borrowers
and are generally secured primarily by real estate, accounts receivables or
inventory, and have a maturity of one year or less. Such lines of credit bear
an interest rate that floats with a base rate, the prime rate, LIBOR, or
another established index.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sale of Loans and Securitization Activities </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company may engage in the sale or securitization of a portion of the
residential mortgage loans that it originates and purchases and utilizes
various channels to sell its mortgage products. The Company is an approved
issuer of GNMA-guaranteed mortgage-backed securities which involves the
packaging of FHA loans, RHS loans or VA loans into pools of mortgage-backed
securities for sale primarily to securities broker-dealers and other
institutional investors. The Company can also act as issuer in the case of
conforming conventional loans in order to group them into pools of FNMA or
FHLMC-issued mortgage-backed securities which the Company then sells to
securities broker-dealers. The issuance of mortgage-backed securities provides
the Company with flexibility in selling the mortgage loans that it originates
or purchases and also provides income by increasing the value and marketability
of such loans. In the case of conforming conventional loans, the Company also
has the option to sell such loans through the FNMA and FHLMC cash-window
programs. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Wealth Management Activities </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Wealth
management activities are generated by such businesses as securities brokerage,
trust services, retirement planning, insurance, pension administration, and
other financial services. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Oriental
Financial Services is a Puerto Rico corporation and the Company&#8217;s subsidiary
engaged in securities brokerage activities in accordance with the Company&#8217;s
strategy of providing fully integrated financial solutions to the Company&#8217;s
clients. Oriental Financial Services, member of FINRA and the Securities
Investor Protection Corporation, is a registered securities broker-dealer
pursuant to Section&nbsp;15(b) of the Securities Exchange Act of 1934. The
broker-dealer does not carry customer accounts and is, accordingly, exempt from
the Customer Protection Rule (SEC Rule&nbsp;15c3-3) pursuant to subsection
(k)(2)(ii) of such rule. It clears securities transactions through Pershing
LLC, a clearing agent that carries the accounts of its customers on a &#8220;fully
disclosed&#8221; basis. </font></p>




<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">6</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_7"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Oriental Financial Services offers securities
brokerage services covering various investment alternatives such as
tax-advantaged fixed income securities, mutual funds, stocks, and bonds to
retail and institutional clients. It also offers separately-managed accounts
and mutual fund asset allocation programs sponsored by unaffiliated
professional asset managers. These services are designed to meet each client&#8217;s
specific needs and preferences, including transaction-based pricing and
asset-based fee pricing. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Oriental
Financial Services has managed and participated in public offerings and private
placements of debt and equity securities in Puerto Rico and has engaged in
municipal securities business with the Commonwealth of Puerto Rico and its
instrumentalities, municipalities, and public corporations. Investment banking
revenue from such activities includes gains, losses, and fees, net of syndicate
expenses, arising from securities offerings in which it acts as an underwriter
or agent. Investment banking revenue also includes fees earned from providing
merger-and-acquisition and financial restructuring advisory services. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Oriental
Insurance is a Puerto Rico limited liability company and the Company&#8217;s
subsidiary engaged in insurance agency services. It was established by the
Company to take advantage of the cross-marketing opportunities provided by
financial modernization legislation. Oriental Insurance currently earns
commissions by acting as a licensed insurance agent in connection with the
issuance of insurance policies by unaffiliated insurance companies and
continues to cross market its services to the Company&#8217;s existing customer base.
</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OPC,
a Florida corporation, is the Company&#8217;s subsidiary engaged in the
administration of retirement plans in the U.S., Puerto Rico, and the Caribbean.
</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Treasury Activities </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Treasury
activities encompass all of the Company&#8217;s treasury-related functions. The Company&#8217;s
investment portfolio consists of mortgage-backed securities, obligations of
U.S.&nbsp;government-sponsored agencies, Puerto Rico government and agency
obligations and money market instruments. Agency mortgage-backed securities,
the largest component, consist principally of pools of residential mortgage
loans that are made to consumers and then resold in the form of pass-through
certificates in the secondary market, the payment of interest and principal of
which is guaranteed by GNMA, FNMA or FHLMC. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Market Area and Competition </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
main geographic business and service area of the Company is in Puerto Rico,
where the banking market is highly competitive. Puerto Rico banks are subject
to the same federal laws, regulations and supervision that apply to similar
institutions in the United States of America. The Company also competes with
brokerage firms with retail operations, credit unions, savings and loan
cooperatives, small loan companies, insurance agencies, and mortgage banks in
Puerto Rico. The Company encounters intense competition in attracting and
retaining deposits and in its consumer and commercial lending activities.
Management believes that the Company has been able to compete effectively for
deposits and loans by offering a variety of transaction account products and
loans with competitive terms, by emphasizing the quality of its service, by
pricing its products at competitive interest rates, by offering convenient
branch locations, and by offering financial planning and financial services at
most of its branch locations. The phase-out consolidation of three failed
Puerto Rico banks in 2010 and the failure of another Puerto Rico bank in 2015
has created an environment for more rational loan and deposit pricing. The
Company&#8217;s ability to originate loans depends primarily on the services that it
provides to its borrowers, in making prompt credit decisions, and on the rates
and fees that it charges. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulation
and Supervision </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:4.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">General </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company is a financial holding company subject to supervision and regulation by
the Federal Reserve Board under the BHC Act, as amended by the
Gramm-Leach-Bliley Act and the Dodd-Frank Wall Street Reform and Consumer
Protection Act (the &#8220; Dodd-Frank Act&#8221;). The qualification requirements and the
process for a bank holding company that elects to be treated as a financial
holding company requires that a bank holding company and all of the subsidiary
banks controlled by it at the time of election must be and remain at all times
&#8220;well capitalized&#8221; and &#8220;well managed.&#8221; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company elected to be treated as a financial holding company as permitted by
the Gramm-Leach-Bliley Act. Under the Gramm-Leach-Bliley Act, if the Company
fails to meet the requirements for being a financial holding company and is
unable to correct such deficiencies within certain prescribed time periods, the
Federal Reserve Board could require the Company to divest control of its
depository institution subsidiary or alternatively cease conducting activities
that are not permissible for bank holding companies that are not financial
holding companies. </font></p>




<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">7</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_8"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial holding companies may engage, directly or
indirectly, in any activity that is determined to be (i)&nbsp;financial in
nature or incidental to such financial activity, or (ii)&nbsp;complementary to
a financial activity provided it does not pose a substantial risk to the safety
and soundness of depository institutions or the financial system generally. The
Gramm-Leach-Bliley Act specifically provides that the following activities have
been determined to be &#8220;financial in nature&#8221;: (a)&nbsp;lending, trust and other
banking activities; (b)&nbsp;insurance activities; (c)&nbsp;financial,
investment or economic advisory services; (d)&nbsp;securitization of assets;
(e)&nbsp;securities underwriting and dealing; (f)&nbsp;existing bank holding
company domestic activities; (g)&nbsp;existing bank holding company foreign
activities; and (h)&nbsp;merchant banking activities. A financial holding
company may generally commence any activity, or acquire any company, that is
financial in nature without prior approval of the Federal Reserve Board. As
provided by the Dodd-Frank Act, a financial holding company may not acquire a
company, without prior Federal Reserve Board approval, in a transaction in
which the total consolidated assets to be acquired by the financial holding
company exceed $10&nbsp;billion. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
addition, the Gramm-Leach-Bliley Act specifically gives the Federal Reserve
Board the authority, by regulation or order, to expand the list of financial or
incidental activities, but requires consultation with the U.S.&nbsp;Treasury
Department and gives the Federal Reserve Board authority to allow a financial
holding company to engage in any activity that is complementary to a financial
activity and does not pose a substantial risk to the safety and soundness of
depository institutions or the financial system. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company is required to file with the Federal Reserve Board and the SEC periodic
reports and other information concerning its own business operations and those
of its subsidiaries. In addition, Federal Reserve Board approval must also be
obtained before a bank holding company acquires all or substantially all of the
assets of another bank or merges or consolidates with another bank holding
company. The Federal Reserve Board also has the authority to issue cease and
desist orders against bank holding companies and their non-bank subsidiaries. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Bank is regulated by various agencies in the United States and the Commonwealth
of Puerto Rico. Its main regulators are the OCFI and the FDIC. The Bank is
subject to extensive regulation and examination by the OCFI and the FDIC, and
is subject to the Federal Reserve Board&#8217;s regulation of transactions between
the Bank and its affiliates. The federal and Puerto Rico laws and regulations
which are applicable to the Bank regulate, among other things, the scope of its
business, its investments, its reserves against deposits, the timing of the
availability of deposited funds, and the nature and amount of and collateral
for certain loans. In addition to the impact of such regulations, commercial
banks are affected significantly by the actions of the Federal Reserve Board as
it attempts to control the money supply and credit availability in order to
control inflation in the economy. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company&#8217;s mortgage banking business is subject to the rules and regulations of
FHA, VA, RHS, FNMA, FHLMC, HUD and GNMA with respect to the origination,
processing and selling of mortgage loans and the sale of mortgage-backed
securities. Those rules and regulations, among other things, prohibit
discrimination and establish underwriting guidelines which include provisions
for inspections and appraisal reports, require credit reports on prospective
borrowers and fix maximum loan amounts, and, with respect to VA loans, fix
maximum interest rates. Mortgage origination activities are subject to, among
others, the Equal Credit Opportunity Act, the Truth-in-Lending Act, the Real
Estate Settlement Procedures Act and the regulations promulgated thereunder which,
among other things, prohibit discrimination and require the disclosure of
certain basic information to mortgagors concerning credit terms and settlement
costs. The Company is also subject to regulation by the OCFI with respect to,
among other things, licensing requirements and maximum origination fees on
certain types of mortgage loan products. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company and its subsidiaries are subject to the rules and regulations of
certain other regulatory agencies. Oriental Financial Services, as a registered
broker-dealer, is subject to the supervision, examination and regulation of
FINRA, the SEC, and the OCFI in matters relating to the conduct of&#160; its
securities business, including record keeping and reporting requirements,
supervision and licensing of employees, and obligations to customers. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Oriental
Insurance is subject to the supervision, examination and regulation of the
Office of the Commissioner of Insurance of Puerto Rico in matters relating to
insurance sales, including but not limited to, licensing of employees, sales
practices, charging of commissions and reporting requirements. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dodd-Frank Wall Street Reform and Consumer Protection
Act </font></i></b></p>

<p style="margin-left:0in;margin-right:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Dodd-Frank Act
implements a variety of far-reaching changes and has been described as the most
sweeping reform of the financial services industry since the 1930&#8217;s.&#160; It has a
broad impact on the financial services industry, including significant
regulatory and compliance changes, such as: (i)&nbsp;enhanced resolution
authority of troubled and failing banks and their holding companies;
(ii)&nbsp;enhanced lending limits strengthening the existing limits on a
depository institution&#8217;s credit exposure to one borrower; (iii)&nbsp;increased
capital and liquidity requirements; (iv)&nbsp;increased regulatory examination
fees; (v)&nbsp;changes to assessments to be paid to the FDIC for federal
deposit insurance; (vi)&nbsp;prohibiting bank holding companies, such as the
Company, from including in regulatory Tier&nbsp;1 capital future issuances of
trust preferred securities or other hybrid debt and equity securities; and
(vii)&nbsp;numerous other provisions designed to improve supervision and
oversight of, and strengthening safety and soundness for, the financial
services sector. </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">8</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_9"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-left:0in;margin-right:0in;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Additionally, the Dodd-Frank Act
establishes a new framework for systemic risk oversight within the financial
system to be distributed among new and existing federal regulatory agencies,
including the Financial Stability Oversight Council, the Federal Reserve Board,
the Office of the Comptroller of the Currency and the FDIC. Further, the Dodd-Frank
Act addresses many corporate governance and executive compensation matters that
affect most U.S.&nbsp;publicly traded companies, including the Company. A few
provisions of the Dodd-Frank Act became effective immediately, while various
provisions have become effective in stages. Many of the requirements called for
in the Dodd-Frank Act have been implemented over time and most are subject to
implementing regulations. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Dodd-Frank Act also created a new
consumer financial services regulator, the Bureau of Consumer Financial
Protection (the &#8220;CFPB&#8221;), which assumed most of the consumer financial services
regulatory responsibilities previously exercised by federal banking regulators
and other agencies. The CFPB&#8217;s primary functions include the supervision of &#8220;covered
persons&#8221; (broadly defined to include any person offering or providing a
consumer financial product or service and any affiliated service provider) for
compliance with federal consumer financial laws. It has primary authority to
enforce the federal consumer financial laws, as well as exclusive authority to
require reports and conduct examinations for compliance with such laws, in the
case of any insured depository institution with total assets of more than $10
billion and any affiliate thereof.&#160; The CFPB also has broad powers to prescribe
rules applicable to a covered person or service provider identifying as
unlawful, unfair, deceptive, or abusive acts or practices in connection with
any transaction with a consumer for a consumer financial product or service, or
the offering of a consumer financial product or service. &nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Holding Company Structure </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Bank is subject to restrictions under federal laws that limit the transfer of
funds to its affiliates (including the Company), whether in the form of loans,
other extensions of credit, investments or asset purchases, among others. Such
transfers are limited to 10% of the transferring institution&#8217;s capital stock
and surplus with respect to any affiliate (including the Company), and, with
respect to all affiliates, to an aggregate of 20% of the transferring
institution&#8217;s capital stock and surplus. Furthermore, such loans and extensions
of credit are required to be secured in specified amounts, carried out on an
arm&#8217;s length basis, and consistent with safe and sound banking practices. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under
the Dodd-Frank Act, a bank holding company, such as the Company, must serve as
a source of financial strength for any subsidiary depository institution. The
term &#8220;source of financial strength&#8221; is defined as the ability of a company to
provide financial assistance to its insured depository institution subsidiaries
in the event of financial distress at such subsidiaries. This support may be
required at times when, absent such requirement, the bank holding company might
not otherwise provide such support. In the event of a bank holding company&#8217;s
bankruptcy, any commitment by the bank holding company to a federal bank
regulatory agency to maintain capital of a subsidiary bank will be assumed by
the bankruptcy trustee and be entitled to a priority of payment. In addition,
any capital loans by a bank holding company to any of its subsidiary banks are
subordinate in right of payment to deposits and to certain other indebtedness
of such subsidiary bank. The Bank is currently the only depository institution
subsidiary of the Company. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Since
the Company is a financial holding company, its right to participate in the
assets of any subsidiary upon the latter&#8217;s liquidation or reorganization will
be subject to the prior claims of the subsidiary&#8217;s creditors (including
depositors in the case of the Bank) except to the extent that the Company is a
creditor with recognized claims against the subsidiary. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Dividend Restrictions </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
principal source of funds for the Company is the dividends from the Bank. The
ability of the Bank to pay dividends on its common stock is restricted by the
Puerto Rico Banking Act of 1933, as amended (the &#8220;Banking Act&#8221;), the Federal
Deposit Insurance Act, as amended (the &#8220;FDIA&#8221;), and the FDIC regulations. In
general terms, the Banking Act provides that when the expenditures of a bank
are greater than its receipts, the excess of expenditures over receipts shall
be charged against the undistributed profits of the bank and the balance, if
any, shall be charged against the required reserve fund of the bank. If there
is no sufficient reserve fund to cover such balance in whole or in part, the
outstanding amount shall be charged against the bank&#8217;s capital account. The
Banking Act provides that until said capital has been restored to its original
amount and the reserve fund to 20% of the original capital, the bank may not
declare any dividends. In general terms, the FDIA and the FDIC regulations
restrict the payment of dividends when a bank is undercapitalized, when a bank
has failed to pay insurance assessments, or when there are safety and soundness
concerns regarding a bank. </font></p>




<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">9</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_10"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The payment of dividends by the Bank may also be
affected by other regulatory requirements and policies, such as maintenance of
adequate capital. If, in the opinion of the regulatory authority, a depository
institution under its jurisdiction is engaged in, or is about to engage in, an
unsafe or unsound practice (that, depending on the financial condition of the
depository institution, could include the payment of dividends), such authority
may require, after notice and hearing, that such depository institution cease
and desist from such practice. The Federal Reserve Board has a policy statement
that provides that an insured bank or bank holding company should not maintain
its existing rate of cash dividends on common stock unless (i) the
organization&#8217;s net income available to common shareholders over the past year
has been sufficient to fully fund the dividends and (ii) the prospective rate
of earnings retention appears consistent with the organization&#8217;s capital needs,
asset quality, and overall financial condition.&#160; In addition, all insured
depository institutions are subject to the capital-based limitations required
by the Federal Deposit Insurance Corporation Improvement Act of 1991
(&#8220;FDICIA&#8221;). </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Federal Home Loan Bank System </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
FHLB system, of which the Bank is a member, consists of 12 regional FHLBs
governed and regulated by the Federal Housing Finance Agency. The FHLB serves
as a credit facility for member institutions within their assigned regions.
They are funded primarily from proceeds derived from the sale of consolidated
obligations of the FHLB system. They make loans (i.e., advances) to members in
accordance with policies and procedures established by the FHLB and the boards
of directors of each regional FHLB. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a
system member, the Bank is entitled to borrow from the FHLB of New York (the
&#8220;FHLB-NY&#8221;) and is required to invest in FHLB membership and activity-based
stock.&#160; The Bank must purchase membership stock equal to the greater of $1,000
or 0.15% of certain mortgage-related assets held by the Bank.&#160; The Bank is also
required to purchase activity-based stock equal to 4.50% of outstanding
advances to the Bank by the FHLB. The Bank is in compliance with the membership
and activity-based stock ownership requirements described above. All loans,
advances and other extensions of credit made by the FHLB to the Bank are
secured by a portion of the Bank&#8217;s mortgage loan portfolio, certain other
investments, and the capital stock of the FHLB held by the Bank. The Bank is
required to maintain a minimum amount of qualifying collateral with a fair
value of at least 110% of the outstanding advances.</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Prompt Corrective Action Regulations </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Pursuant
to the Dodd-Frank Act, federal banking agencies have adopted capital rules that
became effective January 1, 2014 for advanced approaches banking organizations
(i.e., those with consolidated assets greater than $250 billion or consolidated
on-balance sheet foreign exposures of at least $10 billion) and January 1, 2015
for all other covered organizations (subject to certain phase-in periods
through January 1, 2019) and that will replace their general risk-based capital
rules, advanced approaches rule, market risk rule, and leverage rules.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
new capital rules provide certain changes to the prompt corrective action
regulations adopted by the agencies under Section 38 of the FDIA, as amended by
FDICIA.&#160; These regulations are designed to place restrictions on U.S. insured
depository institutions if their capital levels begin to show signs of
weakness.&#160; The five capital categories established by the agencies under their
prompt corrective action framework are: &#8220;well capitalized,&#8221; &#8220;adequately
capitalized,&#8221; &#8220;undercapitalized,&#8221; &#8220;significantly undercapitalized&#8221; and
&#8220;critically undercapitalized&#8221;.&#160;&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
new capital rules expand such categories by introducing a common equity tier 1
capital requirement for all depository institutions, revising the minimum
risk-based capital ratios and, beginning in 2018, the proposed supplementary
leverage requirement for advanced approaches banking organizations.&#160; The common
equity tier 1 capital ratio is a new minimum requirement designed to ensure
that banking organizations hold sufficient high-quality regulatory capital that
is available to absorb losses on a going-concern basis.&#160; Under the new rules,
an insured depository institution is: </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">(i)&nbsp;&#8220;well
capitalized,&#8221; if it has a total risk-based capital ratio of 10% or more, a tier
1 risk-based capital ratio of 8% or more, a common equity tier 1 capital ratio
of 6.5% or more, and a tier&nbsp;1 leverage capital ratio of 5% or more, and is
not subject to any written capital order or directive; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">(ii)&nbsp;&#8220;adequately
capitalized,&#8221; if it has a total risk-based capital ratio of 8% or more, a
tier&nbsp;1 risk-based capital ratio of 6% or more, a common equity tier 1
capital ratio of 4.5% or more, and a tier&nbsp;1 leverage capital ratio of 4%
or more;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">(iii)&nbsp;&#8220;undercapitalized,&#8221;
if it has a total risk-based capital ratio that is less than 8%, a tier&nbsp;1
risk-based ratio that is less than 6%, a common equity tier 1 capital ratio
that is less than 4.5%, or a tier&nbsp;1 leverage capital ratio that is less
than 4%;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">10</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_11"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">(iv) &#8220;significantly
undercapitalized,&#8221; if it has a total risk-based capital ratio that is less than
6%, a tier&nbsp;1 risk-based capital ratio that is less than 4%, a common
equity tier 1 capital ratio that is less than 3%, or a tier&nbsp;1 leverage
capital ratio that is less than 3%; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">(v)&nbsp;&#8220;critically
undercapitalized,&#8221; if it has a ratio of tangible equity (defined as tier 1
capital plus non-tier 1 perpetual preferred stock) to total assets that is
equal to or less than 2%. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
new capital rules also include a policy statement by the agencies that all
banking organizations should maintain capital commensurate with their risk
profiles</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">,&nbsp;</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;"> which may entail holding capital
significantly above the minimum requirements.&#160; They also provide a reservation
of authority permitting examiners to require that such</font><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:normal;"> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">organizations
hold additional regulatory capital</font><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:normal;">.&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FDICIA
generally prohibits a depository institution from making any capital
distribution (including payment of a dividend) or paying any management fees to
its holding company if the depository institution would thereafter be
undercapitalized. Undercapitalized depository institutions are subject to
restrictions on borrowing from the Federal Reserve System. In addition,
undercapitalized depository institutions are subject to growth limitations and
are required to submit capital restoration plans. A depository institution&#8217;s
holding company must guarantee the capital plan, up to an amount equal to the
lesser of 5% of the depository institution&#8217;s assets at the time it becomes
undercapitalized or the amount of the capital deficiency when the institution
fails to comply with the plan. The federal banking agencies may not accept a
capital plan without determining, among other things, that the plan is based on
realistic assumptions and is likely to succeed in restoring the depository
institution&#8217;s capital. Significantly undercapitalized depository institutions
may be subject to a number of requirements and restrictions, including orders
to sell sufficient voting stock to become adequately capitalized, requirements
to reduce total assets, and cessation of receipt of deposits from correspondent
banks. Critically undercapitalized depository institutions are subject to the
appointment of a receiver or conservator. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FDIC Insurance Assessments </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Bank is subject to FDIC deposit insurance assessments. The Federal Deposit
Insurance Reform Act of 2005 (the &#8220;Reform Act&#8221;) merged the Bank Insurance Fund
(&#8220;BIF&#8221;) and the Savings Association Insurance Fund (&#8220;SAIF&#8221;) into a single
Deposit Insurance Fund, and increased the maximum amount of the insurance
coverage for certain retirement accounts, and possible &#8220;inflation adjustments&#8221;
in the maximum amount of coverage available with respect to other insured
accounts. In addition, it granted a one-time initial assessment credit (of
approximately $4.7&nbsp;billion) to recognize institutions&#8217; past contributions
to the fund. As a result of the merger of the BIF and the SAIF, all insured
institutions are subject to the same assessment rate schedule. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Dodd-Frank Act contains several important deposit insurance reforms, including
the following: (i)&nbsp;the maximum deposit insurance amount was permanently
increased to $250,000; (ii)&nbsp;the deposit insurance assessment is now based
on the insured depository institution&#8217;s average consolidated assets minus its
average tangible equity, rather than on its deposit base; (iii)&nbsp;the
minimum reserve ratio for the Deposit Insurance Fund was raised from 1.15% to
1.35% of estimated insured deposits by September&nbsp;30, 2020; (iv)&nbsp;the
FDIC is required to &#8220;offset the effect&#8221; of increased assessments on insured depository
institutions with total consolidated assets of less than $10&nbsp;billion;
(v)&nbsp;the FDIC is no longer required to pay dividends if the Deposit
Insurance Fund&#8217;s reserve ratio is greater than the minimum ratio; and
(vi)&nbsp;the FDIC temporarily insured the full amount of qualifying
&#8220;noninterest-bearing transaction accounts&#8221; until December 31, 2012.&#160; As defined
in the Dodd-Frank Act, a &#8220;noninterest-bearing transaction account&#8221; is a deposit
or account maintained at a depository institution with respect to which interest
is neither accrued nor paid, on which the depositor or account holder is
permitted to make withdrawals by negotiable or transferrable instrument,
payment orders of withdrawals, telephone or other electronic media transfers,
or other similar items for the purpose of making payments or transfers to third
parties or others, and on which the insured depository institution does not
reserve the right to require advance notice of an intended withdrawal. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FDIC amended its regulations under the FDIA, as
amended by the Dodd-Frank Act, to modify the definition of a depository
institution&#8217;s insurance assessment base; to revise the deposit insurance
assessment rate schedules in light of the new assessment base and altered
adjustments; to implement the dividend provisions of the Dodd-Frank Act; and to
revise the large insured depository institution assessment system to better
differentiate for risk and better take into account losses from large
institution failures that the FDIC may incur. Since the new assessment base
under the Dodd-Frank Act is larger than the current assessment base, the new
assessment rates adopted by the FDIC are lower than the former rates.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>




<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></i></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">11</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_12"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Brokered Deposits </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FDIC
regulations adopted under the FDIA govern the receipt of brokered deposits by
banks. Well capitalized institutions are not subject to limitations on brokered
deposits, while adequately capitalized institutions are able to accept, renew
or rollover brokered deposits only with a waiver from the FDIC and subject to
certain restrictions on the interest paid on such deposits. Undercapitalized
institutions are not permitted to accept brokered deposits. As of
December&nbsp;31, 2015, the Bank is a well capitalized institution and is
therefore not subject to these limitations on brokered deposits.</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulatory Capital Requirements </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under
the Dodd-Frank Act, federal banking regulators are required to establish
minimum leverage and risk-based capital requirements, on a consolidated basis,
for insured institutions, depository institution holding companies, and
non-bank financial companies supervised by the Federal Reserve Board. The
minimum leverage and risk-based capital requirements are to be determined based
on the minimum ratios established for insured depository institutions under
prompt corrective action regulations. In effect, such provision of the
Dodd-Frank Act, which is commonly known as the Collins Amendment, applies to
bank holding companies the same leverage and risk-based capital requirements
that apply to insured depository institutions. Because the capital requirements
must be the same for insured depository institutions and their holding
companies, the Collins Amendment generally excludes certain debt or equity
instruments, such as cumulative perpetual preferred stock and trust preferred
securities, from Tier 1 Capital, subject to a three-year phase-out from Tier 1
qualification for such instruments issued before May&nbsp;19, 2010, with the
phase-out commencing on January&nbsp;1, 2014 for advanced approaches banking
organizations and January 1, 2015 for other bank holding companies with
consolidated assets of $15 billion or more as of December 31, 2009. However,
such instruments issued before May&nbsp;19, 2010 by a bank holding company,
such as the Company, with a total consolidated assets of less than $15 billion
as of December 31, 2009, are not affected by the Collins Amendments, are
&#8220;grandfathered&#8221; under the new capital rules, and may continue to be included in
tier 1 Capital as a restricted core capital element.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
new capital rules adopted by the federal banking agencies revise the agencies&#8217;
risk-based and leverage capital requirements for banking organizations, and
consolidate three separate notices of proposed rulemaking that the OCC, Federal
Reserve Board and FDIC published in the Federal Register on August 30, 2012,
with selected changes. In particular, and consistent with the framework of the
Basel Committee on Banking Supervision in &#8220;Basel III: A Global Regulatory
Framework for More Resilient Banks and Banking Systems,&#8221; the new capital rules
include a minimum ratio of common equity tier 1 capital to risk-weighted assets
of 4.5% and a common equity tier 1 capital conservation buffer of 2.5% of
risk-weighted assets that apply to all banking organizations.&#160; The rules also
raise the minimum ratio of tier 1 capital to risk-weighted assets from 4% to 6%
and include a minimum leverage ratio of 4% for all banking organizations. In
addition, for the largest, most internationally active banking organizations,
the rules include a new minimum supplementary leverage ratio that takes into
account off-balance sheet exposures. The rules incorporate these new
requirements into the agencies&#8217; prompt corrective action framework.&#160; In
addition, the rules establish limits on a banking organization&#8217;s capital distributions
and certain discretionary bonus payments if the banking organization does not
hold a specified amount of common equity tier 1 capital in addition to the
amount necessary to meet its minimum risk-based capital requirements.&#160; Further,
the rules amend the methodologies for determining risk-weighted assets for all
banking organizations; introduce disclosure requirements that would apply to
top-tier banking organizations domiciled in the United States with $50 billion
or more in total assets; and adopt changes to the agencies&#8217; regulatory capital
requirements that meet the requirements of Section 171 and Section 939A of the
Dodd-Frank Act.&#160; These rules also codify the agencies&#8217; current capital rules,
which have previously resided in various appendices to their respective
regulations, into a harmonized integrated regulatory framework.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Failure
to meet the capital guidelines could subject an institution to a variety of
enforcement actions including the termination of deposit insurance by the FDIC
and to certain restrictions on its business. At December&nbsp;31, 2015, the
Company was in compliance with all applicable capital requirements. For more
information, please refer to the accompanying consolidated financial
statements. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:11.0pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Safety and Soundness Standards </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Section&nbsp;39
of the FDIA, as amended by FDICIA, requires each federal banking agency to
prescribe for all insured depository institutions standards relating to
internal control, information systems, and internal audit systems, loan
documentation, credit underwriting, interest rate exposure, asset growth,
compensation, fees and benefits, and such other operational and managerial
standards as the agency deems appropriate. In addition, each federal banking
agency also is required to adopt for all insured depository institutions
standards relating to asset quality, earnings and stock valuation that the
agency determines to be appropriate. Finally, each federal banking agency is
required to prescribe standards for the employment contracts and other
compensation arrangements of executive officers, employees, directors and
principal stockholders of insured depository institutions that would prohibit
compensation, benefits and other arrangements that are excessive or that could
lead to a material financial loss for the institution. If an institution fails
to meet any of the standards described above, it will be required to submit to
the appropriate federal banking agency a </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">12</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_13"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">plan
specifying the steps that will be taken to cure the deficiency. If the
institution fails to submit an acceptable plan or fails to implement the plan,
the appropriate federal banking agency will require the institution to correct
the deficiency and, until it is corrected, may impose other restrictions on the
institution, including any of the restrictions applicable under the prompt
corrective action provisions of FDICIA. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
FDIC and the other federal banking agencies have adopted Interagency Guidelines
Establishing Standards for Safety and Soundness that, among other things, set
forth standards relating to internal controls, information systems and internal
audit systems, loan documentation, credit, underwriting, interest rate
exposure, asset growth and employee compensation. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:11.0pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Activities and Investments of Insured State-Chartered
Banks </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Section&nbsp;24
of the FDIA, as amended by FDICIA, generally limits the activities and equity
investments of FDIC-insured, state-chartered banks to those that are
permissible for national banks. Under FDIC regulations of equity investments,
an insured state bank generally may not directly or indirectly acquire or
retain any equity investment of a type, or in an amount, that is not
permissible for a national bank. An insured state bank, such as the Bank, is
not prohibited from, among other things, (i)&nbsp;acquiring or retaining a majority
interest in a subsidiary engaged in permissible activities, (ii)&nbsp;investing
as a limited partner in a partnership, or as a non-controlling interest holder
of a limited liability company, the sole purpose of which is direct or indirect
investment in the acquisition, rehabilitation or new construction of a
qualified housing project, provided that such investments may not exceed 2% of
the bank&#8217;s total assets, (iii)&nbsp;acquiring up to 10% of the voting stock of
a company that solely provides or reinsures directors&#8217;, trustees&#8217; and officers&#8217;
liability insurance coverage or bankers&#8217; blanket bond group insurance coverage
for insured depository institutions, and (iv)&nbsp;acquiring or retaining the
voting stock of an insured depository institution if certain requirements are
met, including that it is owned exclusively by other banks. Under the FDIC
regulations governing the activities and investments of insured state banks
which further implemented Section&nbsp;24 of the FDIA, as amended by FDICIA, an
insured state-chartered bank may not, directly, or indirectly through a
subsidiary, engage as &#8220;principal&#8221; in any activity that is not permissible for a
national bank unless the FDIC has determined that such activities would pose no
risk to the Deposit Insurance Fund and the bank is in compliance with
applicable regulatory capital requirements. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Transactions with Affiliates and Related Parties </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Transactions
between the Bank and any of its affiliates are governed by sections&nbsp;23A
and 23B of the Federal Reserve Act. These sections are important statutory
provisions designed to protect a depository institution from transferring to
its affiliates the subsidy arising from the institution&#8217;s access to the Federal
safety net. An affiliate of a bank is any company or entity that controls, is
controlled by, or is under common control with the bank, including investment
funds for which the bank or any of its affiliates is an investment advisor.
Generally, sections 23A and 23B (i)&nbsp;limit the extent to which a bank or
its subsidiaries may engage in &#8220;covered transactions&#8221; with any one affiliate to
an amount equal to 10% of the bank&#8217;s capital stock and surplus, and limit such
transactions with all affiliates to an amount equal to 20% of such capital
stock and surplus, and (ii)&nbsp;require that all such transactions be on terms
that are consistent with safe and sound banking practices. The term &#8220;covered
transactions&#8221; includes the making of loans, purchase of or investment in
securities issued by the affiliate, purchase of assets, acceptance of securities
issued by the affiliate as collateral for a loan or extension of credit,
issuance of guarantees and other similar types of transactions. The Dodd-Frank
Act expanded the scope of transactions treated as &#8220;covered transactions&#8221; to
include credit exposure to an affiliate on derivatives transactions, credit
exposure resulting from a securities borrowing or lending transaction, or
derivative transaction, and acceptances of affiliate-issued debt obligations as
collateral for a loan or extension of credit. Most loans by a bank to any of
its affiliates must be secured by collateral in amounts ranging from 100% to
130%&nbsp;of the loan amount, depending on the nature of the collateral. In
addition, any covered transaction by a bank with an affiliate and any sale of assets
or provision of services to an affiliate must be on terms that are
substantially the same, or at least as favorable to the bank, as those
prevailing at the time for comparable transactions with nonaffiliated
companies. Regulation&nbsp;W of the Federal Reserve Board comprehensively
implements sections&nbsp;23A and 23B. The regulation unified and updated staff
interpretations issued over the years prior to its adoption, incorporated
several interpretative proposals (such as to clarify when transactions with an
unrelated third party will be attributed to an affiliate), and addressed issues
arising as a result of the expanded scope of non-banking activities engaged in
by banks and bank holding companies and authorized for financial holding
companies under the Gramm-Leach-Bliley Act. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sections&nbsp;22(g)
and 22(h)&nbsp;of the Federal Reserve Act place restrictions on loans by a bank
to executive officers, directors, and principal shareholders. Regulation&nbsp;O
of the Federal Reserve Board implements these provisions. Under Section&nbsp;22(h)
and Regulation&nbsp;O, loans to a director, an executive officer and to
greater-than-10% shareholders of a bank and certain of their related interests
(&#8220;insiders&#8221;), and insiders of its affiliates, may not exceed, together with all
other outstanding loans to such person and its related interests, the bank&#8217;s
single borrower limit (generally equal to 15% of the institution&#8217;s unimpaired
capital and surplus). Section&nbsp;22(h) and Regulation&nbsp;O also require
that loans to insiders and to insiders of affiliates be made on terms
substantially the same as offered in comparable transactions to other persons,
unless the loans are made pursuant to a benefit or compensation program that
(i)&nbsp;is widely available to employees of </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">13</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_14"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the bank
and (ii)&nbsp;does not give preference to insiders over other employees of the
bank. Section&nbsp;22(h) and Regulation&nbsp;O also require prior board of
directors&#8217; approval for certain loans, and the aggregate amount of extensions
of credit by a bank to all insiders cannot exceed the institution&#8217;s unimpaired
capital and surplus. Furthermore, Section&nbsp;22(g) and Regulation&nbsp;O
place additional restrictions on loans to executive officers. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Community Reinvestment Act </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under
the Community Reinvestment Act (&#8220;CRA&#8221;), a financial institution has a
continuing and affirmative obligation, consistent with its safe and sound
operation, to help meet the credit needs of its entire community, including low
and moderate income neighborhoods. The CRA does not establish specific lending
requirements or programs for financial institutions nor does it limit an
institution&#8217;s discretion to develop the types of products and services that it
believes are best suited to its particular community, consistent with the CRA.
The CRA requires federal examiners, in connection with the examination of a financial
institution, to assess the institution&#8217;s record of meeting the credit needs of
its community and to take such record into account in its evaluation of certain
applications by such institution. The CRA also requires all institutions to
make public disclosure of their CRA ratings. The Company has a Compliance
Department that oversees the planning of products and services offered to the
community, especially those aimed to serve low and moderate income communities.
</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">USA Patriot Act </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under
Title&nbsp;III of the USA Patriot Act, also known as the International Money
Laundering Abatement and Anti-Terrorism Financing Act of 2001, all financial
institutions, including the Company, Oriental Financial Services, and the Bank,
are required in general to identify their customers, adopt formal and
comprehensive anti-money laundering programs, scrutinize or prohibit altogether
certain transactions of special concern, and be prepared to respond to
inquiries from U.S.&nbsp;law enforcement agencies concerning their customers
and their transactions. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
U.S.&nbsp;Treasury Department (the &#8220;US Treasury&#8221;) has issued a number of
regulations implementing the USA Patriot Act that apply certain of its
requirements to financial institutions. The regulations impose obligations on
financial institutions to maintain appropriate policies, procedures and
controls to detect, prevent and report money laundering and terrorist
financing. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Failure
of a financial institution to comply with the USA Patriot Act&#8217;s requirements
could have serious legal consequences for the institution. The Company and its
subsidiaries, including the Bank, have adopted policies, procedures and
controls to address compliance with the USA Patriot Act under existing
regulations, and will continue to revise and update their policies, procedures
and controls to reflect changes required by the USA Patriot Act and the US
Treasury&#8217;s regulations. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Privacy Policies </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under
the Gramm-Leach-Bliley Act, all financial institutions are required to adopt
privacy policies, restrict the sharing of nonpublic customer data with
nonaffiliated parties at the customer&#8217;s request, and establish procedures and
practices to protect customer data from unauthorized access. The Company and
its subsidiaries have established policies and procedures to assure the
Company&#8217;s compliance with all privacy provisions of the Gramm-Leach-Bliley Act.
</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Sarbanes-Oxley Act </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Sarbanes-Oxley Act of 2002 (&#8220;SOX&#8221;) implemented a range of corporate governance
and accounting measures to increase corporate responsibility, to provide for
enhanced penalties for accounting and auditing improprieties at publicly traded
companies, and to protect investors by improving the accuracy and reliability
of disclosures under federal securities laws. In addition, SOX established
membership requirements and responsibilities for the audit committee, imposed
restrictions on the relationship between the Company and external auditors,
imposed additional responsibilities for the external financial statements on
the chief executive officer and the chief financial officer, expanded the
disclosure requirements for corporate insiders, required management to evaluate
its disclosure controls and procedures and its internal control over financial
reporting, and required the auditors to issue a report on the internal control
over financial reporting. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company has included in this annual report on Form&nbsp;10-K management&#8217;s
assessment regarding the effectiveness of the Company&#8217;s internal control over
financial reporting. The internal control report includes a statement of
management&#8217;s responsibility for establishing and maintaining adequate internal
control over financial reporting for the Company; management&#8217;s assessment as to
the effectiveness of the Company&#8217;s internal control over financial reporting
based on management&#8217;s evaluation as of year-end; and the framework used by
management as criteria for evaluating the effectiveness of the Company&#8217;s
internal control over financial reporting. As of December&nbsp;31, 2015, the
Company&#8217;s management concluded that its internal control over financial
reporting was effective. </font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">14</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_15"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Puerto Rico Banking
Act </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a
Puerto Rico-chartered commercial bank, the Bank is subject to regulation and
supervision by the OCFI under the Banking Act, which contains provisions
governing the incorporation and organization of the Bank, rights and
responsibilities of directors, officers and stockholders, as well as the
corporate powers, savings, lending, capital and investment requirements and
other aspects of the Bank and its affairs. In addition, the OCFI is given
extensive rulemaking power and administrative discretion under the Banking Act.
The OCFI generally examines the Bank at least once every year. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Banking Act requires that a minimum of 10% of the Bank&#8217;s net income for the
year be transferred to a reserve fund until such fund (legal surplus) equals
the total paid-in capital on common and preferred stock. At December&nbsp;31,
2015 and 2014, legal surplus amounted to $70.4 million. The amount transferred
to the legal surplus account is not available for the payment of dividends to
shareholders. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:7.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Banking Act also provides that when the expenditures of a bank are greater than
the receipts, the excess of the former over the latter must be charged against
the undistributed profits of the bank, and the balance, if any, must be charged
against the reserve fund. If there is no reserve fund sufficient to cover such
balance in whole or in part, the outstanding amount must be charged against the
capital account and no dividend may be declared until said capital has been
restored to its original amount and the reserve fund to 20% of the original
capital. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Banking Act further requires every bank to maintain a legal reserve which
cannot be less than 20% of its demand liabilities, except government deposits
(federal, commonwealth and municipal), which are secured by actual collateral. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Banking Act also requires change of control filings. When any person or entity
will own, directly or indirectly, upon consummation of a transfer, 5% or more
of the outstanding voting capital stock of a bank, the acquiring parties must
inform the OCFI of the details not less than 60&nbsp;days prior to the date
said transfer is to be consummated. The transfer will require the approval of
the OCFI if it results in a change of control of the bank. Under the Banking
Act, a change of control is presumed if an acquirer who did not own more than
5% of the voting capital stock before the transfer exceeds such percentage
after the transfer. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Banking Act permits Puerto Rico commercial banks to make loans to any one
person, firm, partnership or corporation, up to an aggregate amount of 15% of
the sum of: (i)&nbsp;the bank&#8217;s paid-in capital; (ii)&nbsp;the bank&#8217;s reserve
fund; (iii)&nbsp;50% of the bank&#8217;s retained earnings, subject to certain
limitations; and (iv)&nbsp;any other components that the OCFI may determine
from time to time. If such loans are secured by collateral worth at least 25%
more than the amount of the loan, the aggregate maximum amount will include
33.33% of 50% of the bank&#8217;s retained earnings. Such restrictions under the
Banking Act on the amount of loans to a single borrower do not apply to loans:
(i) to the government of the United States or the government of the Commonwealth
of Puerto Rico, or any of their respective agencies, instrumentalities or
municipalities, or (ii) that are wholly secured by bonds, securities and other
evidence of indebtedness of the government of the United States or of the
Commonwealth of Puerto Rico or by bonds, not in default, of municipalities or
instrumentalities of the Commonwealth of Puerto Rico. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Puerto Rico Finance Board is composed of the Commissioner of Financial
Institutions of Puerto Rico; the Presidents of the Government Development Bank
for Puerto Rico, the Economic Development Bank for Puerto Rico and the Planning
Board; the Puerto Rico Secretaries of Commerce and Economic Development,
Treasury and Consumer Affairs; the Commissioner of Insurance; and the President
of the Public Corporation for Insurance and Supervision of Puerto Rico Credit
Unions. It has the authority to regulate the maximum interest rates and finance
charges that may be charged on loans to individuals and unincorporated
businesses in the Commonwealth. The current regulations of the Puerto Rico
Finance Board provide that the applicable interest rate on loans to individuals
and unincorporated businesses is to be determined by free competition. The
Puerto Rico Finance Board also has the authority to regulate maximum finance
charges on retail installment sales contracts and for credit card purchases.
There is presently no maximum rate for retail installment sales contracts and
for credit card purchases. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Puerto Rico Internal Revenue Code </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On July 2014, the Governor signed
into law Act No. 77-2014, known as &#8220;Ley de Ajustes al Sistema Contributivo&#8221;
(Act of Adjustments to the Tax System).&#160; The main purpose of this legislation
is to increase government collections in order to alleviate the structural
budget deficit. Its most relevant provisions, as applicable to the Company, and
effective for transactions held after June 30, 2014, are as follows: (1) the
capital tax rate was increased from 15% to 20% and (2) for an asset to be
considered long term capital asset, the holding period must be over a year,
which before was defined with a holding period of over six months.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<font face=Calibri,sans-serif style="border:none;">
&nbsp;</font>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">15</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_16"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On May 29, 2015 the Governor signed Act No. 72 of 2015.&#160;
The most relevant provisions of the Act No. 72, as applicable to the Company,
for taxable years beginning after December 31, 2014, are as follows: (1)
establishes a new definition of &#8220;large taxpayers,&#8221; which require them to file
their tax return following a special procedure established by the Secretary of
the Treasury, (2) net operating losses carried forward may be deducted up to
70% of the alternative minimum net income for purposes of computing the
alternative minimum tax, and (3) net operating losses carried forward may be
deducted up to 80% of the net income for purposes of computing the regular
corporate income tax.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other Code amendments applicable during 2015 are the
increase of the Sales and Use Tax (SUT) from 7% to 11.5% beginning July 1st,
2015 and a special SUT to business to business transactions of 4%, beginning
October 1st, 2015. These were implemented as a transitional phase to the
enacted Value Added Tax (VAT) of 10.5%, which will be in place on April 1st,
2016, along with a Municipal SUT of 1% on certain taxable items.</font></font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">International Banking Center Regulatory Act of Puerto
Rico </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The business and operations of the Bank&#8217;s IBE Unit and
IBE Subsidiary are subject to supervision and regulation by the OCFI. Under the
IBE Act, no sale, encumbrance, assignment, merger, exchange or transfer of
shares, interest or participation in the capital of an IBE may be initiated
without the prior approval of the OCFI if by such transaction a person would
acquire, directly or indirectly, control of 10% or more of any class of stock,
interest or participation in the capital of the IBE. The IBE Act and the regulations
issued thereunder by the OCFI (the &#8220;IBE Regulations&#8221;) limit the business
activities that may be carried out by an IBE. Such activities are limited in
part to persons and assets/liabilities located outside of Puerto Rico. The IBE
Act provides further that every IBE must have not less than $300 thousand of
unencumbered assets or acceptable financial guarantees. &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to the IBE Act and the IBE Regulations, the
Bank&#8217;s IBE Unit and IBE Subsidiary have to maintain books and records of all
their transactions in the ordinary course of business. They are also required
to submit quarterly and annual reports of their financial condition and results
of operations to the OCFI, including annual audited financial statements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The IBE Act empowers the OCFI to revoke or suspend,
after notice and hearing, a license issued thereunder if, among other things,
the IBE fails to comply with the IBE Act, the IBE Regulations or the terms of
its license, or if the OCFI finds that the business or affairs of the IBE are
conducted in a manner that is not consistent with the public interest. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In 2012, the IBE Act was superseded by a new law that,
among other things, prohibits new license applications to organize and operate
an IBE.&#160; Any such newly organized entity (now called an &#8220;international
financial entity&#8221;) must be licensed under the new law, and such entity (as
opposed to existing IBEs organized under the IBE Act, including the Bank&#8217;s IBE
Unit and IBE Subsidiary, which are &#8220;grandfathered&#8221;) will generally be subject to
a 4% Puerto Rico income tax rate.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Volcker
Rule</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The so-called &#8220;Volcker Rule&#8221; adopted by the federal
banking regulatory agencies under Section 619 of the Dodd-Frank Act generally
prohibits insured depository institutions and their affiliates from (i) engaging
in short-term proprietary trading of securities, derivatives, commodities
futures and options on these instruments for their own account; and (ii)
owning, sponsoring or having certain relationships with hedge funds or private
equity funds.&#160; However, it exempts certain activities, including market making,
underwriting, hedging, trading in government and municipal obligations, and
organizing and offering a hedge fund or private equity fund, among others.&#160; A
banking entity that engages in any such covered activity (i.e., proprietary
trading or investment activities in hedge funds or private equity funds) is
generally required to establish an internal compliance program reasonably
designed to ensure and monitor compliance with the Volcker Rule.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160; Employees </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At
December&nbsp;31, 2015, the Company had 1,466&nbsp;employees. None of its
employees is represented by a collective bargaining group. The Company
considers its employee relations to be good. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160; Internet Access to Reports </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company&#8217;s annual report on Form&nbsp;10-K, quarterly reports on Form&nbsp;10-Q,
current reports on Form&nbsp;8-K, and any and all amendments to such reports,
filed or furnished pursuant to Section&nbsp;13(a) or 15(d) of the Securities
Exchange Act of 1934, are available free of charge on or through the &#8220;Investor
Relations&#8221; link of the Company&#8217;s internet website at </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">www.orientalbank.com</font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">,
as soon as reasonably practicable after the Company electronically files such
material with, or furnishes it to, the SEC. </font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">16</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_17"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
Company&#8217;s corporate governance principles and guidelines, code of business
conduct and ethics, and the charters of its audit committee, compensation
committee, risk and compliance committee, and corporate governance and
nominating committee are available free of charge on the Company&#8217;s website at </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">www.orientalbank.com&nbsp;</font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">
in the investor relations section under the corporate governance link. The
Company&#8217;s code of business conduct and ethics applies to its directors,
officers, employees and agents, including its principal executive, financial
and accounting officers.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">17</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_18"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">ITEM 1A.&#160;&#160;&#160;&#160;&#160; </font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">RISK FACTORS</font></i></b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;"> &nbsp;</font></i></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">In addition to other information set
forth in this report, you should carefully consider the following risk factors,
as updated by other filings the Company makes with the SEC under the Securities
Exchange Act of 1934. &nbsp;Additional risks and uncertainties not presently
known to us at this time or that the Company currently deems immaterial may
also adversely affect the Company&#8217;s business, financial condition or results of
operations.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Most of our business is conducted
in Puerto Rico, which in recent years has been experiencing a deep economic
recession, a downturn in the real estate market, and a government fiscal and
liquidity crisis. </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Our loan and deposit activities are
directly affected by economic conditions within Puerto Rico. Because a
significant portion of our credit risk exposure on our loan portfolio, which is
the largest component of our interest-earning assets, is concentrated in Puerto
Rico, our profitability and financial condition may be adversely affected by an
extended economic recession, adverse political, fiscal or economic developments
in Puerto Rico, or the effects of a natural disaster, all of which could result
in a reduction in loan originations, an increase in non-performing assets, an
increase in foreclosure losses on mortgage loans, and a reduction in the value
of our loans and loan servicing portfolio. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Puerto Rico economy has been in a
recession since 2006 and the Commonwealth government currently faces a severe
fiscal and liquidity crisis as a result of many years of significant budget
deficits, among other factors, which have adversely affected its ability to
obtain financing at reasonable interest rates, if at all. Puerto Rico also
faces high unemployment, unprecedented population decline, and high levels of
government debt and pension obligations. A further deterioration in local
economic conditions or in the financial condition of an industry on which the
local market depends could adversely affect factors such as unemployment rates
and real estate vacancy and values. This could result in, among other things, a
reduction of creditworthy borrowers seeking loans, an increase in loan
delinquencies, defaults and foreclosures, an increase in classified and
non-accrual loans, a decrease in the value of collateral for or loans, and a
decrease in core deposits. Any of these factors could materially impact our
business.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:.5in;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">For a discussion of the impact of the
economy on our loan portfolios, see &#8220;&#8212;A prolonged economic downturn or
recession or a continuing decline in the real estate market would likely result
in an increase in delinquencies, defaults and foreclosures and in a reduction
in loan origination activity, which would adversely affect our financial
results.&#8221; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">We are exposed to credit and concentration
risk in connection with our loans to certain public corporations,
instrumentalities and municipalities of Puerto Rico, and a credit default on
their debt obligations could adversely affect the value of such loans and our
financial condition.</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Although the economy of Puerto Rico is
closely related to the economy of the rest of the United States, the
Commonwealth and its instrumentalities face a number of severe economic and
fiscal challenges that, either individually or in the aggregate, could adversely
affect the Commonwealth&#8217;s ability to pay debt-service on its obligations when
due. The three main credit rating agencies have downgraded all debt obligations
of the Puerto Rico government to categories that are well below investment
grade and a credit or payment default by at least two of the Commonwealth&#8217;s
public instrumentalities has occurred and additional defaults are generally
expected. The downgrades are based mostly on concerns about Puerto Rico&#8217;s
economic recession, liquidity availability, sizable debt-obligations, high
unemployment, shrinking population, unreliable forecasts for financial
information, and the Puerto Rico government&#8217;s lack of financial flexibility and limited capacity to borrow in the
capital markets, which increase the Commonwealth&#8217;s risk of default. Securities that are below investment grade present
greater risks and are less liquid than investment-grade securities.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Commonwealth government has unveiled
a fiscal restructuring plan that, among other findings, provides that paying
debt service on Puerto Rico&#8217;s government obligations in the face of significant
financing gaps could severely impair its ability to provide essential services
to the residents of Puerto Rico. In this regard, it has proposed to seek a
consensual restructuring of its outstanding debt and other tax-supported
obligations. If the government is unable to restructure its debts and/or
negotiate upcoming maturities and liquidity sources continue scarce, the
government may have to declare a debt-service moratorium, default on its debt
obligations, eliminate government agencies, cut essential programs or services,
and take other emergency or extraordinary actions. Any further deterioration of economic or fiscal
conditions in Puerto Rico could adversely affect the value of our loans to the
government of Puerto Rico and the value of our investment portfolio of Puerto
Rico government bonds. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">At December 31, 2015, we had
approximately $415 million of credit facilities granted to the Puerto Rico
government, including its instrumentalities, public corporations and
municipalities, all of which was outstanding as of such date. A substantial
portion of our </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">18</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_19"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">credit exposure to the government of
Puerto Rico consists of collateralized loans or obligations that have a specific
source of income or revenues identified for their repayment. Some of these
obligations consist of senior and subordinated loans to public corporations
that obtain revenues from rates charged for services or products, such as the
Puerto Rico Electric Power Authority (&#8220;PREPA&#8221;). Public corporations have
varying degrees of independence from the central government and many have
received appropriations or are due other payments from it. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Oriental Bank is part of a
four bank syndicate providing a $550 million revolving line of credit to
finance the purchase of fuel for PREPA&#8217;s day-to-day power generation
activities.&#160; Our participation in the line of credit has an unpaid principal balance
of $190.3 million as of </font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">December 31, 2015</font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">. As part of the bank syndicate, the Bank
entered into a forbearance agreement with PREPA, which was extended several
times until the execution of a Restructuring Support Agreement on November 5,
2015 with PREPA and certain other creditors. The Restructuring Support
Agreement provides for the restructuring of the fuel line of credit subject to
the accomplishment of several milestones, including some milestones that depend
on the actions of third parties to the agreement, such as the negotiation of
agreements with other creditors and legislative action. The Company has
classified the credit facility to PREPA as substandard and on non-accrual
status. The Company conducted an impairment analysis considering the
probability of collection of principal and interest, which included a financial
model to project the future liquidity status of PREPA under various scenarios
and its capacity to service its financial obligations, and concluded that PREPA
had sufficient cash flows for the repayment of the line of credit. Despite the
Company&#8217;s analysis showing PREPA&#8217;s capacity to repay the line of credit, the
Company placed its participation in non-accrual during the first quarter of
2015 and recorded a $53.3 million provision for loan and lease losses during
2015. Since April 1, 2015, interest payments have been applied to principal. </font></font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">In June 2014, Puerto Rico enacted the
Puerto Rico Public Corporation Debt Enforcement and Recovery Act (the &#8220;Recovery
Act&#8221;), which established procedures for the adjustment of debts of certain
public corporations owned by the Commonwealth, which, as Puerto Rico
governmental instrumentalities, are not currently eligible for federal
bankruptcy relief under any chapter of the U.S. Bankruptcy Code. The Recovery
Act states in its preamble that it further promotes the government&#8217;s public
policy of no longer providing financial support to such public corporations,
such as, for example, the PREPA, and promoting their economic independence.&#160; In
February 2015, the United States District Court for the District of Puerto Rico
held that the Recovery Act is preempted by the U.S Bankruptcy Code and is
therefore void pursuant to the Supremacy Clause of the United States
Constitution.&#160; It also permanently enjoined the Commonwealth from enforcing the
Recovery Act. The District Court&#8217;s decision was upheld on appeal by the United
States Circuit Court of Appeals for the First Circuit. However, on December 4,
2015, the United States Supreme Court granted the Commonwealth&#8217;s petition for
writ of certiorari to review the District Court&#8217;s decision. Oral arguments
before the United States Supreme Court are scheduled for March 22, 2016.&#160; In
addition, there are ongoing initiatives in Congress to make Chapter 9 of the
U.S. Bankruptcy Code applicable to Puerto Rico and/or otherwise provide an
orderly debt restructuring regime for the Commonwealth. In summary, the
Commonwealth&#8217;s current ability to restructure the debts of some of its public
corporations, such as PREPA, remains uncertain, and a broad disorderly
restructuring with multiple creditor lawsuits and other legal actions</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">is possible.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">PREPA&#8217;s enabling act provides for local
receivership upon request to any Puerto Rico court of competent jurisdiction in
the event of a default in debt-service payments or other obligations in
connection with PREPA&#8217;s bonds.&#160; The receiver so appointed would be empowered,
directly or through its agents and attorneys, to take possession of the
undertakings, income and revenues pledged to the payment of the bonds in
default; to have, hold, use, operate, manage and control the same; and to
exercise all of PREPA&#8217;s rights and powers with respect to such undertakings.&#160;
However, any such receiver would not have the power to sell, assign, mortgage
or otherwise dispose of PREPA&#8217;s assets, and its powers would be limited to the
operation and maintenance of such undertakings and the collection and
application of the income and revenues therefrom. These provisions have not
been tested in the courts, and it is not clear if and how they would apply in
connection with other debts and obligations of PREPA upon an event of default.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The PREPA Revitalization Act was
recently signed into law by the Governor of Puerto Rico. It provides for a
major debt restructuring of PREPA&#8217;s outstanding debt and sets forth a legal
framework for PREPA to execute on the agreements reached with its creditors. Among
other things, it (i) enhances PREPA&#8217;s governance processes; (ii) adjusts
PREPA&#8217;s practices for hiring and managing personnel; (iii) changes PREPA&#8217;s
processes for collecting outstanding bills from public and private entities;
(iv) improves transparency of PREPA&#8217;s billing practices; (v) implements a
competitive bidding process for soliciting third party investment in PREPA&#8217;s
infrastructure; (vi) allows for the refinancing of existing PREPA bonds through
a securitization that would reduce PREPA&#8217;s indebtedness and cost of borrowing;
and (vii) sets forth a process for the Energy Commission to address PREPA&#8217;s
proposal for a new rate structure that consistent with its recovery plan. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">19</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_20"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">If our Commonwealth
public debtors are unable to pay their obligations to us as they become due, or
under certain other circumstances, we may be required to adversely classify
such loans and provision for losses in connection therewith. Such provision may
significantly impact our financial condition and our regulatory capital ratios.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our decisions regarding credit risk
and the allowance for loan and lease losses may materially and adversely affect
our business and results of operations. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Making loans is an essential element of our business,
and there is a risk that the loans will not be repaid. This default risk is
affected by a number of factors, including: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the duration of the loan;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">credit risks of a particular borrower;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">changes in economic or industry
conditions;&nbsp;and</font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">in the case of a collateralized
loan, risks resulting from uncertainties about the future value of the
collateral.</font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Our customers might
not repay their loans according to the original terms, and the collateral
securing the payment of those loans might be insufficient to pay any remaining
loan balance. Hence, we may experience significant loan losses, which could
have a materially adverse effect on our operating results. We make various
assumptions and judgments about the collectability of our loan portfolio,
including the creditworthiness of our borrowers and the value of the real
estate and other assets serving as collateral for the repayment of loans. In
determining the amount of the allowance for loan losses, we rely on loan
quality reviews, past loss experience, and an evaluation of economic
conditions, among other factors. If our assumptions prove to be incorrect, our
allowance for loan losses may not be sufficient to cover losses inherent in our
loan portfolio, resulting in additions to the allowance. Material additions to
the allowance would materially decrease our net income.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Our emphasis on the
origination of commercial real estate and business loans is one of the more
significant factors in evaluating our allowance for loan losses. As we continue
to increase the amount of these loans, additional or increased provisions for
credit losses may be necessary and as a result would decrease our earnings.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We strive to maintain an appropriate allowance for
loan and lease losses to provide for probable losses inherent in the loan
portfolio. We periodically determine the amount of the allowance based on
consideration of several factors such as default frequency, internal risk
ratings, expected future cash collections, loss recovery rates and general
economic factors, among others. Our methodology for measuring the adequacy of
the allowance relies on several key elements, which include a specific allowance
for identified problem loans and a general systematic allowance. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We believe our allowance for loan and lease losses is
currently sufficient given the constant monitoring of the risk inherent in the
loan portfolio. However, there is no precise method of predicting loan losses
and therefore we always face the risk that charge-offs in future periods will
exceed the allowance for loan and lease losses and that additional increases in
the allowance for loan and lease losses will be required. In addition, the FDIC
as well as the OCFI may require us to establish additional reserves. Additions
to the allowance for loan and lease losses would result in a decrease of net
earnings and capital, and could hinder our ability to pay dividends. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Given the severe economic conditions in
Puerto Rico, we may continue to experience increased credit costs or need to
take greater than anticipated markdowns and make greater than anticipated
provisions to increase the allowances for loan losses on the loans acquired
that could adversely affect our financial condition and results of operations
in the future. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Bank regulators
periodically review our allowance for loan losses and may require us to
increase our provision for credit losses or loan charge-offs.&#160; Any increase in
our allowance for loan losses or loan charge-offs as required by these
regulatory authorities could have a materially adverse effect on our results of
operations and/or financial condition.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-Compliance with USA Patriot Act, Bank Secrecy Act,
or other laws and regulations could result in fines or sanctions.&#160; </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial Institutions are required under the USA
Patriot Act and Bank Secrecy Acts to develop programs to prevent financial
institutions from being used for money-laundering and terrorist activities.&#160;
Financial institutions are obligated to file suspicious activity reports with
the U.S. Treasury Department&#8217;s Office of Financial Crimes Enforcement Network
if such activities are detected.&#160; These rules also require financial
institutions to establish procedures for identifying and verifying the identity
of customers seeking to open new financial accounts.&#160; Failure or the inability
to comply with these regulations could result in enforcement actions, fines or </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">20</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_21"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">penalties, curtailment of expansion opportunities,
intervention or sanctions by regulators or costly litigation or expensive
additional controls and systems.&#160; We have developed policies and continue to
augment procedures, staff and systems designed to assist in compliance with
such laws and regulations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We are subject to default and other risks in connection
with mortgage loan originations. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">From the time that we fund the mortgage loans
originated to the time that they are sold, we are generally at risk for any
mortgage loan defaults. Once we sell the mortgage loans, the risk of loss from
mortgage loan defaults and foreclosures passes to the purchaser or insurer of
the mortgage loans. However, in the ordinary course of business, we make
representations and warranties to the purchasers and insurers of mortgage loans
relating to the validity of such loans. If there is a breach of any of these
representations or warranties, we may be required to repurchase the mortgage
loan and bear any subsequent loss on the mortgage loan. We also may be required
to repurchase mortgage loans in the event that there was improper underwriting
or fraud or in the event that the loans become delinquent shortly after they
are originated. For the year ended December 31, 2015, we repurchased $26.6 million
of loans from GNMA and FNMA. Any such repurchases in the future may negatively
impact our liquidity and operating results. Termination of our ability to sell
mortgage products to the U.S government-sponsored entities would have a
material adverse effect on our results of operations and financial condition.
In addition, we may be required to indemnify certain purchasers and others
against losses they incur in the event of breaches of representations and
warranties and in various other circumstances, including securities fraud
claims, and the amount of such losses could exceed the purchase amount of the
related loans. Consequently, we may be exposed to credit risk associated with
sold loans. In addition, we incur higher liquidity risk with respect to
mortgage loans not eligible to be purchased or insured by FNMA, GNMA or FHLMC,
due to a lack of secondary market in which to sell these loans. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We have established reserves in our consolidated
financial statements for potential losses that are considered to be both
probable and reasonably estimable related to the mortgage loans sold by us. The
adequacy of the reserve and the ultimate amount of losses incurred will depend
on, among other things, the actual future mortgage loan performance, the actual
level of future repurchase and indemnification requests, the actual success
rate of claimants, developments in litigation related to us and the industry,
actual recoveries on the collateral and macroeconomic conditions (including
unemployment levels and housing prices). Due to uncertainties relating to these
factors, there can be no assurance that our reserves will be adequate or that
the total amount of losses incurred will not have a material adverse effect
upon our financial condition or results of operations. For additional
information related to our allowance for loan and lease losses, see &#8220;Note
6&#8212;Allowance for Loan and Lease Losses&#8221; to our audited consolidated financial
statements included in this annual report on Form 10-K. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A prolonged economic downturn or recession or a
continuing decline in the real estate market would likely result in an increase
in delinquencies, defaults and foreclosures and in a reduction in loan
origination activity, which would adversely affect our financial results. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The residential mortgage loan origination business has
historically been cyclical, enjoying periods of strong growth and profitability
followed by periods of lower volumes and industry-wide losses. The market for
residential mortgage loan originations in Puerto Rico is currently in decline,
and this trend could also reduce the level of mortgage loans that we may
originate in the future and may adversely impact our business. During periods
of rising interest rates, refinancing originations for many mortgage products
tend to decrease as the economic incentives for borrowers to refinance their
existing mortgage loans are reduced. In addition, the residential mortgage loan
origination business is impacted by home values. A significant trend of
decreasing values in several housing segments in Puerto Rico has also been
noted. There is a risk that a reduction in housing values could negatively
impact our loss levels on the mortgage loan portfolio because the value of the
homes underlying the loans is a primary source of repayment in the event of
foreclosure.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The decline in Puerto Rico&#8217;s economy has had an adverse
effect in the credit quality of our loan portfolios. Among other things, during
the ongoing recession, we have experienced an increase in the level of
non-performing assets and loan loss provision, which adversely affected our
profitability. Although the delinquency rates have decreased recently, they may
increase if the recession continues or worsen. If there is another decline in
economic activity, additional increases in the allowance for loan and lease
losses could be necessary with further adverse effects on our profitability. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any sustained period of increased delinquencies,
foreclosures or losses could harm our ability to sell loans, the price received
on the sale of such loans, and the value of the mortgage loan portfolio, all of
which could have a negative impact on our results of operations </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">21</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_22"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and financial condition. In addition, any material
decline in real estate values would weaken our collateral loan-to-value ratios
and increase the possibility of loss if a borrower defaults. For a discussion
of the impact of the Puerto Rico economy on our business operations, see &#8220;Most
of our business is conducted in Puerto Rico, which is experiencing a deep
economic recession, downturn in the real estate market, and a government fiscal
and liquidity crisis.&#8221; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">We are subject to security and
operational risk related to our use of technology, including the risk of
cyber-attack or cyber theft&#160; </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Our operations rely on the secure
processing, transmission and storage of confidential information in our
computer systems and networks regarding our customers and their accounts. To
provide these products and services, we use information systems and
infrastructure that we and third party service providers operate. As a financial
institution, we also are subject to and examined for compliance with an array
of data protection laws, regulations and guidance, as well as to our own
internal privacy and information security policies and programs. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Such incidents may include unauthorized
access to our digital systems for purposes of misappropriation of assets,
gaining access to sensitive information, corrupting data, or causing
operational disruption.&#160; Although our information technology structure continue
to be subject to cyber attacks, we have not experience a breach of
cyber-security. Such an event could compromise our confidential information as
well as that of our customers and third parties with whom we interact with and
may result in negative consequences, including remediation costs, loss of
revenues, additional regulatory scrutiny, litigation and reputational damage.&#160; Though we have insurance against some cyber-risks and
attacks, it may not be sufficient to offset the impact of a material loss
event. &#160;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">While we have policies and procedures designated to
prevent or limit the effect of the possible security breach of our information
systems, if unauthorized persons were somehow to get access to confidential or
proprietary information in our possession or to our proprietary information, it
could result in significant legal and financial exposure, damage to our
reputation or a loss of confidence in the security of our systems that could
adversely affect our business. Though we have insurance against some
cyber-risks and attacks, it may not be sufficient to offset the impact of a
material loss event.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">We rely on the services of third
parties for our banking, information technology, telecommunications, and
mortgage loan servicing infrastructure, and any failure, interruption or termination
of such services or systems could have a material adverse affect on our
financial condition and results of operations. </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Our business relies on the secure,
successful and uninterrupted functioning of our banking, information
technology, telecommunications, and mortgage loan servicing infrastructure. We
outsource some of our major systems, such as customer data and deposit
processing, mortgage loan servicing, Internet and mobile banking, and
electronic fund transfer systems. The failure or interruption of such systems,
or the termination of a third-party software license or mortgage servicing, or
any service agreement on which any of these systems or services is based, could
interrupt our operations.&#160; Because our information technology and telecommunications
systems interface with and depend on third-party systems, we could experience
service denials if demand for such services exceeds capacity or such systems
fail or experience interruptions.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">We periodically sell or securitize our
mortgage loans while retaining the obligation to perform the servicing of such
loans.&#160; Although we are the master servicer of our mortgage loan portfolios, we
outsource our servicing functions pursuant to a subservicing arrangement with a
third party in Puerto Rico. The termination or interruption of such
subservicing arrangement, without a feasible substitute or successor, could
adversely affect our financial condition and results of operations. In
addition, because the FDIC has the right to refuse or delay payment for loan
and lease losses if the shared-loss agreements are not performed by us in
accordance with their terms, any such termination or interruption of the
subservicing of the covered loans that we acquired in the FDIC-assisted
acquisition could adversely affect our ability to comply with such terms. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">If sustained or repeated, a failure,
denial or termination of such systems or services could result in a
deterioration of our ability to process new loans, service existing loans,
gather deposits and/or provide customer service.&#160; It could also compromise our
ability to operate effectively, damage our reputation, result in a loss of
customer business and/or subject us to additional regulatory scrutiny and
possible financial liability. Any of the foregoing could have a material
adverse effect on our financial condition and results of operations.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Our financial results
are constantly exposed to market risk, in particular to changes in interest
rates. </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Market risk refers to the probability of
variations in the net interest income or the fair value of assets and
liabilities due to changes in interest rates, currency exchange rates or equity
prices. </font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">22</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_23"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Changes in interest rates are one of the
principal market risks affecting us. Our income and cash flows depend to a
great extent on the difference between the interest rates earned on
interest-earning assets, such as loans and investment securities, and the
interest rates paid on interest-bearing liabilities, such as deposits and
borrowings. Net interest income is the difference between the revenue generated
on interest-earning assets and the interest cost of funding those assets.
Depending on the duration and repricing characteristics of the assets, liabilities
and off-balance sheet items, changes in interest rates could either increase or
decrease the level of net interest income. For any given period, the pricing
structure of the assets and liabilities is matched when an equal amount of such
assets and liabilities mature or reprice in that period. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">We use an asset-liability management
software program to project future movements in the balance sheet and income
statement. The starting point of the projections generally corresponds to the
actual values of the balance sheet on the date of the simulations. These
simulations are highly complex and use many simplifying assumptions. In
addition, the interest rates are highly sensitive to many factors that are
beyond our control, including general economic conditions and the policies of
various governmental and regulatory agencies, in particular, the Federal
Reserve Board. Changes in monetary policy, including changes in interest rates,
will influence the origination of loans, the prepayment speed of loans, the
value of loans and investment securities, the purchase of investments, the
generation of deposits and the rates received on loans and investment
securities and paid on deposits or other sources of funding. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">We are subject to interest rate risk
because of the following factors: </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Assets and liabilities may mature
or reprice at different times. For example, if assets reprice slower than
liabilities and interest rates are generally rising, earnings may initially
decline.</font></p>

<p style="margin-bottom:10.0pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Assets and liabilities may reprice
at the same time but by different amounts. For example, when the general level
of interest rates is rising, we may increase rates charged on loans by an
amount that is less than the general increase in market interest rates because
of intense pricing competition. Also, basis risk occurs when assets and
liabilities have similar repricing frequencies but are tied to different market
interest rate indices that may not move in tandem.</font></p>

<p style="margin-bottom:10.0pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Short-term and long-term market
interest rates may change by different amounts, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">i.e</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">., the shape of the
yield curve may affect new loan yields and funding costs differently.</font></p>

<p style="margin-bottom:10.0pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The remaining maturity of various
assets and liabilities may shorten or lengthen as interest rates change. For
example, if long-term mortgage interest rates decline sharply, our
mortgage-backed securities portfolios may prepay significantly earlier than
anticipated, which could reduce portfolio income. If prepayment rates increase,
we would be required to amortize net premiums into income over a shorter period
of time, thereby reducing the corresponding asset yield and net interest
income. Prepayment risk also has a significant impact on mortgage-backed
securities and collateralized mortgage obligations since prepayments could
shorten the weighted average life of these portfolios.</font></p>

<p style="margin-bottom:10.0pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Interest rates may have an
indirect impact on loan demand, credit losses, loan origination volume, the
value of financial assets and financial liabilities, gains and losses on sales
of securities and loans, the value of mortgage servicing rights and other
sources of earnings. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">In limiting interest rate risk to an
acceptable level, management may alter the mix of floating and fixed rate
assets and liabilities, change pricing schedules, adjust maturities through
sales and purchases of investment securities, and enter into derivative
contracts, among other alternatives. We may suffer losses or experience lower
spreads than anticipated in initial projections as management implements
strategies to reduce future interest rate exposure.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The hedging transactions
that we enter into may not be effective in managing our exposure to market
risk, including interest rate risk. </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We
use over-the-counter (&#8220;OTC&#8221;) derivatives, such as interest rate swaps and
options on interest rate swaps, to manage part of our exposure to market risk
caused by changes in interest rates. We have offered certificates of deposit
with an option tied to the performance of the Standard&nbsp;&amp; Poor 500
stock market index and use derivatives, such as option agreements with major
broker-dealer companies, to manage our exposure to changes in the value of the
index. The OTC derivative instruments that we may utilize also have their own
risks, which include: (i)&nbsp;basis risk, which is the risk of loss associated
with variations in the spread between the asset yield and the funding and/or
hedge cost; (ii)&nbsp;credit or default risk, which is the risk of insolvency
or other inability of the counterparty to a particular transaction to perform
its obligations thereunder; and (iii)&nbsp;legal risk, which is the risk that
we are unable to enforce certain terms of such instruments. All or any of such
risks could expose us to losses. Further,
as a result of the new regulatory regime </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">23</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_24"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">for OTC
derivatives enacted under the Dodd-Frank Act, and the regulations issued
thereunder by the SEC and the Commodity Futures Trading Commission, we are
subject to additional reporting, recordkeeping and other requirements in
connection with our use of OTC derivatives.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">If the counterparty to an OTC derivative
contract fails to perform, our credit risk is equal to the net fair value of
the contract. We deal with counterparties that have high quality credit ratings
at the time we enter into the counterparty relationships. However, there can be
no assurances that the counterparties will have the ability to perform under
their contracts. If the counterparty fails to perform, including as a result of
the bankruptcy or insolvency of such counterparty, we would incur losses as a
result. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our business could
be adversely affected if we cannot maintain access to stable funding sources. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our business requires continuous access to various
funding sources. We are able to fund our operations through deposits as well as
through advances from the FHLB-NY and FRB-NY; however, our business is
significantly dependent upon other wholesale funding sources, such as
repurchase agreements and brokered deposits, which consisted of approximately 23%
of our total interest-bearing liabilities as of December 31, 2015. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Brokered deposits are typically sold through an
intermediary to small retail investors. Our ability to continue to attract
brokered deposits is subject to variability based upon a number of factors,
including volume and volatility in the global securities markets, our credit
rating and the relative interest rates that we are prepared to pay for these
liabilities. Brokered deposits are generally considered a less stable source of
funding than core deposits obtained through retail bank branches. Investors in
brokered deposits are generally more sensitive to interest rates and will
generally move funds from one depository institution to another based on small
differences in interest rates offered on deposits.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We expect to have continued access to credit from the
foregoing sources of funds. However, there can be no assurance that such
financing sources will continue to be available or will be available on
favorable terms. In a period of financial disruption, or if negative
developments occur with respect to us, the availability and cost of funding
sources could be adversely affected. In that event, our cost of funds may
increase, thereby reducing the net interest income, or we may need to dispose
of a portion of the investment portfolio, which, depending upon market
conditions, could result in realizing a loss or experiencing other adverse
accounting consequences upon the dispositions. The interest rates that we pay
on our securities are also influenced by, among other things, applicable credit
ratings from recognized rating agencies. A downgrade to any of these credit
ratings could affect our ability to access the capital markets, increase our
borrowing costs and have a negative impact on our results of operations. Our
efforts to monitor and manage liquidity risk may not be successful to deal with
dramatic or unanticipated changes in the global securities markets or other
reductions in liquidity driven by us or market related events. In the event
that such sources of funds are reduced or eliminated and we are not able to
replace them on a cost-effective basis, we may be forced to curtail or cease
our loan origination business and treasury activities, which would have a
material adverse effect on our operations and financial condition.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our risk management policies,
procedures and systems may be inadequate to mitigate all risks inherent in our
various businesses. </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A comprehensive risk management
function is essential to the financial and operational success of our business.
The types of risk we monitor and seek to manage include, but are not limited
to, operational risk, technological and organizational risk, market risk,
fiduciary risk, legal and compliance risk, liquidity risk and credit risk. We
have adopted various policies, procedures and systems to monitor and manage
these risks. There can be no assurance that those policies, procedures and
systems are adequate to identify and mitigate all risks inherent in our various
businesses. Our businesses and the markets in which we operate are also
continuously evolving. If we fail to fully understand the implications of
changes in our business or the financial markets and to adequately or timely
enhance the risk framework to address those changes, we could incur losses. In
addition, in a difficult or less liquid market environment, our risk management
strategies may not be effective because other market participants may be
attempting to use the same or similar strategies to deal with the challenging
market conditions. In such circumstances, it may be difficult for us to reduce
our risk positions due to the activity of such other market participants. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Competition with other
financial institutions could adversely affect our profitability. </font></i></b></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We face substantial competition
in originating loans and in attracting deposits and assets to manage. The
competition in originating loans and attracting assets comes principally from
other U.S., Puerto Rico and foreign banks, investment advisors, securities
broker-dealers, mortgage banking companies, consumer finance companies, credit
unions, insurance companies, and other institutional lenders and purchasers of
loans. We will encounter greater competition as we expand our operations.
Increased competition may require us to increase the rates paid on deposits or
lower the rates charged on loans which could adversely affect our
profitability.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">24</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_25"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We operate in a
highly regulated environment and may be adversely affected by changes in
federal and local laws and regulations. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our operations are subject to extensive regulation by
federal and local governmental authorities and are subject to various laws and
judicial and administrative decisions imposing requirements and restrictions on
part or all of our operations. Because our business is highly regulated, the
laws, rules and regulations applicable to us are subject to regular
modification and change. For example, the Dodd-Frank Act has a broad impact on
the financial services industry, including significant regulatory and
compliance changes, as discussed under the subheading &#8220;Dodd-Frank Wall Street
Reform and Consumer Protection Act&#8221; in Item 1of this annual report. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The changes resulting from the
Dodd-Frank Act may impact the profitability of our business activities, require
changes to certain of our business practices, impose upon us more stringent
capital, liquidity and leverage ratio requirements or otherwise adversely
affect our business. In particular, the potential impact of the Dodd-Frank Act
on our operations and activities, both currently and prospectively, include,
among others: </font></p>

<p style="margin-bottom:10.0pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a reduction in our ability to
generate or originate revenue-producing assets as a result of compliance with
heightened capital standards;</font></p>

<p style="margin-bottom:10.0pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">increased cost of operations due
to greater regulatory oversight, supervision and examination of banks and bank
holding companies, and higher deposit insurance premiums;</font></p>

<p style="margin-bottom:10.0pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the limitation on our ability to
raise capital through the use of trust preferred securities as these securities
will no longer be included as tier 1 capital going forward;&nbsp;and</font></p>

<p style="margin-bottom:10.0pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:7.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the limitation on our ability to
expand consumer product and service offerings due to stricter consumer
protection laws and regulations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Further, we may be required to invest significant
management attention and resources to evaluate and make necessary changes in
order to comply with new statutory and regulatory requirements. Failure to
comply with the new requirements may negatively impact our results of
operations and financial condition. While we cannot predict what effect any
presently contemplated or future changes in the laws or regulations or their
interpretations would have on us, these changes could be materially adverse to
our investors. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Legislative and other measures that may be taken by
Puerto Rico governmental authorities could materially increase our tax burden
or otherwise adversely affect our financial condition, results of operations or
cash flows. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">In an effort to
address the Commonwealth&#8217;s ongoing fiscal problems, the Government has enacted
tax reform in the past and is expected to do so in the future. In 2014, the
Government of Puerto Rico approved an amendment to the Internal Revenue Code,
which, among other things, changed the income tax rate for capital gains from
15% to 20%. In addition, in May 2015, the Government approved an increase in
the state sales and use tax rate, effective July 1, 2015, from 6% to 10.5% (the
municipal sales and use tax remained at a 1% rate), expanded the sales and use
tax to certain business-to-business services that were previously exempt, and
provided for a transition to a value-added tax was expected to become effective
on April 1, 2016. Now, the value added tax is expected to become effective on
June 1, 2016. Legislative changes, particularly changes in tax laws, could
adversely impact our results of operations.&nbsp; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We operate the IBE Unit and IBE Subsidiary pursuant to
the IBE Act that provide us with significant tax advantages. An IBE has the
benefits of exemptions from Puerto Rico income taxes on interest earned on, or
gain realized from the sale of, non-Puerto Rico assets, including
U.S.&nbsp;government obligations and certain mortgage-backed securities. This
exemption has allowed us to have effective tax rates significantly below the
maximum statutory tax rates. In the past, the Legislature of Puerto Rico has
considered proposals to curb the tax benefits afforded to IBEs. In 2012, a new
Puerto Rico law was enacted in this area. Although it did not repeal the IBE Act,
the new law does not allow new license applications under the IBE Act to
organize and operate an IBE. Any newly organized entity (now called an
&#8220;international financial entity&#8221;) must be licensed under the new law and such
entity (as opposed to existing IBEs organized under the IBE Act, including the
Bank&#8217;s IBE Unit and IBE Subsidiary, which are &#8220;grandfathered&#8221;) will generally
be subject to a 4% Puerto Rico income tax rate. In the event other legislation
is passed in Puerto Rico to eliminate or modify the tax exemption enjoyed by
IBEs, the consequences could have a materially adverse impact on us, including
increasing the tax burden or otherwise adversely affecting our financial
condition, results of operations or cash flows. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Our goodwill
and other intangible assets could be determined to be impaired in the future
and could decrease the Company&#8217;s earnings.</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></i></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">25</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_26"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">We are required to test our goodwill, core deposit and customer
relationship intangible assets for impairment on a periodic basis. The
impairment testing process considers a variety of factors, including the
current market price of our common shares, the estimated net present value of
our assets and liabilities, and information concerning the terminal valuation
of similarly situated insured depository institutions. If an impairment
determination is made in a future reporting period, our earnings and the book
value of these intangible assets will be reduced by the amount of the
impairment. If an impairment loss is recorded, it will have little or no impact
on the tangible book value of our common shares or our regulatory capital
levels, but such an impairment loss could significantly restrict the Company&#8217;s
ability to make dividend payments without prior regulatory approval. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Based on our annual
goodwill impairment test, we determined that no impairment charges were
necessary. As of December 31, 2015, we had on our consolidated balance sheet
$86.1&nbsp;million of goodwill in connection with the BBVAPR Acquisition and
the FDIC-assisted Eurobank acquisition, $5.3 million of core deposit intangible
in connection with the FDIC-assisted Eurobank acquisition and the BBVAPR
Acquisition, and $2.5 million of customer relationship intangible in connection
with the BBVAPR Acquisition. There can be no assurance that future evaluations
of such goodwill or intangibles will not result in any impairment charges.
Among other factors, further declines in our common stock as a result of
macroeconomic conditions and the general weakness of the Puerto Rico economy,
could lead to an impairment of such assets.&#160; If such assets become impaired, it
could have a negative impact on our results of operations.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our ability to receive dividends from our subsidiaries
could affect our liquidity and ability to pay dividends. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We
are a separate and distinct legal entity from our subsidiaries. Dividends to us
from our subsidiaries have represented a major source of funds for us to pay
dividends on our common and preferred stock, make payments on corporate debt
securities and meet other obligations. There are various U.S. federal and
Puerto Rico law limitations on the extent to which Oriental Bank, our main
subsidiary, can finance or otherwise supply funds to us through dividends and
loans. These limitations include minimum regulatory capital requirements, U.S.
federal and Puerto Rico banking law requirements concerning the payment of
dividends out of net profits or surplus, Sections 23A and 23B of the Federal
Reserve Act of 1913 and Regulation W of the Federal Reserve Board governing
transactions between an insured depository institution and its affiliates, as
well as general federal regulatory oversight to prevent unsafe or unsound
practices. </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Further, under the new capital rules
adopted by the federal banking regulatory agencies, a banking organization will
need to hold a capital conservation buffer (composed of common equity tier 1
capital) greater than 2.5% of total risk-weighted assets to avoid limitations
on capital distributions and discretionary bonus payments.&#160; Compliance with the
capital conservation buffer is determined as of the end of the calendar quarter
prior to any such capital distribution or discretionary bonus payment, and is
subject to a three-year transition period beginning in 2016</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">.&#160;&#160; &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If our subsidiaries&#8217; earnings are not sufficient to
make dividend payments while maintaining adequate capital levels, our liquidity
may be affected, and we may not be able to make dividend payments to our
holders of common and preferred stock or payments on outstanding corporate debt
securities or meet other obligations, each of which could have a material
adverse impact on our results of operations, financial position or perception
of financial health.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, our right to participate in a
distribution of assets upon a subsidiary&#8217;s liquidation or reorganization is
subject to the prior claims of the subsidiary&#8217;s creditors. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in accounting standards issued by the
Financial Accounting Standards Board (&#8220;FASB&#8221;) or other standard-setting bodies
may adversely affect our financial statements. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our financial statements are subject to the
application of GAAP, which are periodically revised and/or expanded.
Accordingly, from time to time we are required to adopt new or revised
accounting standards issued by FASB. Market conditions have prompted accounting
standard setters to promulgate new guidance which further interprets or seeks
to revise accounting pronouncements related to financial instruments,
structures or transactions as well as to issue new standards expanding
disclosures. See &#8220;Note 1&#8212;Summary of Significant Accounting Policies&#8221; to our
consolidated financial statements included herein for a discussion of any
accounting developments that have been issued but not yet implemented. An
assessment of proposed standards is not provided as such proposals are subject
to change through the exposure process and, therefore, the effects on our consolidated
financial statements cannot be meaningfully assessed. It is possible that
future accounting standards that we are required to adopt could change the
current accounting treatment that applies to the consolidated financial
statements and that such changes could have a material effect on our financial
condition and results of operations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Competition in attracting talented people could adversely
affect our operations. </font></i></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">26</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_27"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We depend on our ability to attract and retain key
personnel and we rely heavily on our management team. The inability to recruit
and retain key personnel or the unexpected loss of key managers may adversely
affect our operations. Our success to date has been influenced strongly by the
ability to attract and retain senior management experienced in banking and
financial services. Retention of senior managers and appropriate succession
planning will continue to be critical to the successful implementation of our
strategies. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Reputational risk and social factors may impact our
results. </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Our ability to originate loans and to attract deposits
and assets is highly dependent upon the perceptions of consumer, commercial and
funding markets of our business practices and our financial health. Negative
public opinion could result from actual or alleged conduct in any number of
activities or circumstances, including lending practices, regulatory
compliance, inadequate protection of customer information, or sales and
marketing, and from actions taken by regulators in response to such conduct.
Adverse perceptions regarding us could lead to difficulties in originating
loans and generating and maintaining accounts as well as in financing them. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition, a variety of social factors may cause
changes in borrowing activity, including credit card use, payment patterns and
the rate of defaults by account holders and borrowers. If consumers develop or
maintain negative attitudes about incurring debt, or if consumption trends
decline, our business and financial results will be negatively affected. </font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">27</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_28"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 1B.&#160;&#160;&#160;&#160;
&#160;</font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">UNRESOLVED STAFF COMMENTS</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">None.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;2.</font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;PROPERTIES&nbsp;</font></i></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company owns a fifteen-story office building located at
254 Mu&#241;oz Rivera Avenue, San Juan Puerto Rico, known as Oriental Center. The
Company operates a full service branch at the plaza level and our centralized
units and subsidiaries occupy approximately 66% of the office floor space.
Approximately 34% of the office space is leased to outside tenants. The Company
also leases offices at 997 San&nbsp;Roberto Street, Professional Offices Park,
San&nbsp;Juan, Puerto Rico, known as Oriental Tower. In addition, the Company
also leases an office space in Boca Raton, Florida for the operations of OPC,
its retirement plan administrator. &#160;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank owns ten branch premises and leases thirty eight
branch commercial offices throughout Puerto Rico. The Bank&#8217;s management believes
that each of its facilities is well maintained and suitable for its purpose and
can readily obtain appropriate additional space as may be required at
competitive rates by extending expiring leases or finding alternative space. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December&nbsp;31, 2015, the aggregate future rental
commitments under the terms of the leases, exclusive of taxes, insurance and
maintenance expenses payable by the Company, was $45.3&nbsp;million.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s investment in premises and equipment,
exclusive of leasehold improvements at December&nbsp;31, 2015, was $106.9&nbsp;million,
gross of accumulated depreciation.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 3</font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&#160;&#160;&#160;&#160;&#160; LEGAL PROCEEDINGS</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company and its subsidiaries are defendants in a number of
legal proceedings incidental to their business. The Company is vigorously
contesting such claims. Based upon a review by legal counsel and the
development of these matters to date, management is of the opinion that the
ultimate aggregate liability, if any, resulting from these claims will not have
a material adverse effect on the Company&#8217;s financial condition or results of
operations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 4</font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&#160;&#160;&#160;&#160; MINE SAFETY DISCLOSURE </font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not applicable.</font></font></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PART&nbsp;II </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:55.05pt;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:justify;text-indent:-55.1pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;5.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MARKET FOR REGISTRANT&#8217;S
COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY
SECURITIES</font></i></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s common stock is traded on the New York Stock
Exchange (&#8220;NYSE&#8221;) under the symbol &#8220;OFG&#8221;. Information concerning the range of
high and low sales prices for the Company&#8217;s common stock for each quarter in
the years ended December&nbsp;31, 2015 and 2014, as well as cash dividends
declared for such periods is set forth under the sub-heading &#8220;Stockholders&#8217;
Equity&#8221; in the &#8220;Analysis of Financial Condition&#8221; caption in the Management&#8217;s
Discussion and Analysis of Financial Condition and Results of Operations (&#8220;MD&amp;A&#8221;).
</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information concerning legal or regulatory restrictions on
the payment of dividends by the Company and the Bank is contained under the
sub-heading &#8220;Dividend Restrictions&#8221; in Item&nbsp;1 of this report. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December&nbsp;31, 2015, the Company had approximately
2,999 holders of record of its common stock, including all directors and
officers of the Company, and beneficial owners whose shares are held in
&#8220;street&#8221; name by securities broker-dealers or other nominees. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face=Calibri,sans-serif style="border:none;"><b><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">28</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_29"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Stock
Performance Graph </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The graph below compares the percentage change in the
Company&#8217;s cumulative total stockholder return during the measurement period
with the cumulative total return, assuming reinvestment of dividends, of the
Russell 2000 Index and the SNL Bank Index. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The cumulative total stockholder return was obtained by
dividing the sum of (i)&nbsp;the cumulative amount of dividends per share,
assuming dividend reinvestment, for the measurement period beginning
December&nbsp;31, 2010, and (ii)&nbsp;the difference between the share price at
the beginning and the end of the measurement period, by the share price at the
beginning of the measurement period. </font></font></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;text-align:center;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comparison of 5 Year Cumulative Total
Return </font></i></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Assumes Initial
Investment of $100 </font></i></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><img height=390 id="Picture 3" src="maindocument001x28x0.gif" width=659>&nbsp;</p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=30% style="border:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Index</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;border-left:none;border-right:solid black 1.0pt;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12/31/2010</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;border-left:none;border-right:solid black 1.0pt;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12/31/2011</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;border-left:none;border-right:solid black 1.0pt;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12/31/2012</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;border-left:none;border-right:solid black 1.0pt;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12/31/2013</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;border-left:none;border-right:solid black 1.0pt;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12/31/2014</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;border-left:none;border-right:solid black 1.0pt;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12/31/2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">OFG
  Bancorp</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">98.78</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">111.17</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">146.65</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">143.69</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65.22</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Russell
  2000</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">95.82</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">111.49</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">154.78</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">162.35</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">155.18</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">SNL
  Bank</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.00</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77.44</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">104.51</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">143.49</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">160.40</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">163.14</font></p>
  </td>
 </tr>
</table></div>











<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">29</font></font></font><font face="Times New Roman,serif" style="border:none;mso-bidi-font-size:11.0pt;mso-fareast-font-family:Times New Roman;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_30"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:55.45pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:justify;text-indent:-55.45pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;6.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SELECTED FINANCIAL DATA</font></i></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following selected financial data should be read in
conjunction with &#8220;Management&#8217;s Discussion and Analysis of Financial Condition
and Results of Operations&#8221; under Item 7 and &#8220;Financial Statements and
Supplementary Data&#8221; under Item 8 of this report.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=15 nowrap valign=bottom width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">OFG Bancorp</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=15 nowrap valign=bottom width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">SELECTED FINANCIAL DATA</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=15 nowrap valign=bottom width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">YEARS ENDED DECEMBER 31, 2015,
  2014, 2013, 2012, AND 2011</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td colspan=14 valign=bottom width=63% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=37% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2012</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2011</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">EARNINGS
  DATA:</font></b></p>
  </td>
 <td colspan=14 nowrap width=63% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands, except per
  share data)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  income</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">406,568</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">485,257</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">493,632</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">260,808</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">297,295</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  expense</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">69,196</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">76,782</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">83,960</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">103,518</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">156,362</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Net interest income</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">337,372</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">408,475</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">409,672</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">157,290</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">140,933</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision
  for loan and lease losses</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">161,501</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60,640</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">72,894</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,681</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,813</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=37% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net interest income after provision for loan and leases losess</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:14.25pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">175,871</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:14.25pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">347,835</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:14.25pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">336,778</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:14.25pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">133,609</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:14.25pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">127,120</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  income</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,472</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,323</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,095</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26,057</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">32,241</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  expenses</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">248,401</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,725</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">264,136</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">131,810</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">124,045</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  (Loss) income before taxes</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20,058)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">122,433</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,737</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,856</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,316</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Income
  tax (benefit) expense</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17,554)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,252</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,709)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,301</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">866</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Net (loss) income</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,504)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,181</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">98,446</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,555</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34,450</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less:
  dividends on preferred stock</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,862)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,862)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,862)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(9,939)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,802)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  (Loss) income available to common shareholders</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(16,366)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">71,319</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">84,584</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,616</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,648</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">PER
  SHARE DATA:</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Basic</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.37)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.58</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.85</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.35</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.67</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Diluted</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.37)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.50</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.73</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.35</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.67</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average
  common shares outstanding</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,455</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,024</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,706</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,626</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,433</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average
  common shares outstanding and equivalents</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,231</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,326</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53,033</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,304</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,524</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Book
  value per common share</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.67</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.40</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.74</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.31</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.28</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tangible
  book value per common share</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.53</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.25</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13.60</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13.10</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.19</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Market
  price at end of period</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.32</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.65</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.34</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13.35</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.11</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  dividends declared per common share</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.36</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.34</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.26</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.24</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.21</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  dividends declared on common shares</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,932</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,286</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,875</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,067</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,153</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">PERFORMANCE
  RATIOS:</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Return
  on average assets (ROA)</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-0.03%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.10%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.15%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.37%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.48%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Return
  on average tangible common stockholders' equity</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-2.47%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.91%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.01%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.32%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.54%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Return
  on average common equity (ROE)</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-2.16%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9.50%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.03%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.29%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.50%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Equity-to-assets
  ratio</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.64%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.65%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.85%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9.38%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.38%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Efficiency
  ratio</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60.00%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49.90%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53.45%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64.05%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66.26%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=37% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  rate spread</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.95%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.79%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.46%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.59%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.15%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  rate margin</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.03%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.84%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.46%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.67%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.19%</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">30</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_31"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 valign=bottom width=65% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2012</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2011</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=35% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">PERIOD
  END BALANCES AND CAPITAL RATIOS:</font></b></p>
  </td>
 <td colspan=14 valign=top width=65% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands, except per share
  data)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Investments
  and loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Investment securities</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,615,872</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,402,056</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,614,809</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,233,265</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,867,970</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Originated loans, net</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,016,781</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,811,207</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,400,023</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,278,750</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,169,916</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Acquired loans, net</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,417,432</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,015,439</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,619,396</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,878,887</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">496,276</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investments and loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,050,085</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,228,702</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,634,228</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,390,902</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,534,162</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Deposits
  and borrowings</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,716,859</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,924,406</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,383,265</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,690,579</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,437,796</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Securities sold under agreements to repurchase</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">934,691</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">980,087</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,267,618</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,695,247</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,056,238</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Other borrowings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">436,843</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">439,919</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">439,816</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">791,417</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">427,063</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total deposits and borrowings</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=top width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,088,393</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=top width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,344,412</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=top width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,090,699</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=top width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,177,243</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=top width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,921,097</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Stockholders&#8217;
  equity</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Preferred stock</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">176,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">176,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">176,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">176,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">68,000</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Common stock</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">52,626</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">52,626</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">52,707</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">52,671</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">47,809</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Additional paid-in capital</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">540,512</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">539,311</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">538,071</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">537,453</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">499,096</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Legal surplus</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">70,435</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">70,435</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">61,957</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">52,143</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">50,178</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Retained earnings</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">148,886</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">181,184</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">133,629</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">70,734</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">68,149</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Treasury stock, at cost</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(105,379)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(97,070)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(80,642)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(81,275)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(74,808)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Accumulated other comprehensive income</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">13,997</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">19,711</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,191</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">55,880</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">37,131</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total stockholders' equity</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">897,077</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">942,197</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">884,913</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">863,606</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">695,555</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Capital
  ratios</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Leverage capital</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11.18%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10.61%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9.06%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6.55%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9.65%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Tier 1 common equity to risk-weighted assets</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">N/A</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11.88%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">10.46%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8.76%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">27.01%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Common equity Tier 1 capital ratio</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12.14%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">N/A</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">N/A</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">N/A</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">N/A</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Tier 1 risk-based capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15.99%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16.02%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14.38%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">13.18%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">31.84%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Total risk-based capital</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17.29%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17.57%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16.16%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15.40%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">33.12%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Financial
  assets managed</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Trust assets managed</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,691,423</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,841,111</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,796,923</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,514,401</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,216,088</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Broker-dealer assets gathered</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,374,709</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,622,001</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,493,324</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,722,197</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,926,148</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total
  assets managed</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,066,132</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,463,112</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,290,247</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,236,598</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,142,236</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">31</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_32"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The ratios
shown below demonstrate the Company&#8217;s ability to generate sufficient earnings
to pay the fixed charges or expenses of its debt and preferred stock dividends.
The Company&#8217;s consolidated ratios of earnings to combined fixed charges and
preferred stock dividends were computed by dividing earnings by combined fixed
charges and preferred stock dividends, as specified below, using two different
assumptions, one excluding interest on deposits and the second including
interest on deposits:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td colspan=14 valign=bottom width=58% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=42% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2012</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2011</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consolidated
  Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividends</font></b></p>
  </td>
 <td colspan=14 nowrap width=58% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Excluding Interests on Deposits</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(A)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.81x</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.26x</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.21x</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.26x</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=42% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Including Interests on Deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(A)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.16x</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.75x</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.15x</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.19x</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=42% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td colspan=15 nowrap width=100% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(A)
  In 2015, earnings were not sufficient to cover preferred stock dividends, and
  the ratio was less than 1:1. The Company would have had to generate
  additional earnings of $34 million to achieve a ratio of 1:1 in 2015.</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For purposes of computing these consolidated ratios, earnings
represent income before income taxes plus fixed charges and amortization of
capitalized interest, less interest capitalized. Fixed charges consist of
interest expensed and capitalized, amortization of debt issuance costs, and the
Company&#8217;s estimate of the interest component of rental expense. The term
&#8220;preferred stock dividends&#8221; is the amount of pre-tax earnings that is required
to pay dividends on the Company&#8217;s outstanding preferred stock. As of the dates
presented above, except for 2011, the Company had noncumulative perpetual
preferred stock issued and outstanding amounting to $176.0&nbsp;million, as
follows: (i)&nbsp;Series&nbsp;A amounting to $33.5&nbsp;million or
1,340,000&nbsp;shares at a $25 liquidation value; (ii)&nbsp;Series&nbsp;B
amounting to $34.5&nbsp;million or 1,380,000&nbsp;shares at a $25 liquidation
value; (iii)&nbsp;Series&nbsp;C amounting to $84.0&nbsp;million or
84,000&nbsp;shares at a $1,000 liquidation value; and (iv)&nbsp;Series&nbsp;D
amounting to $24.0&nbsp;million or 960,000&nbsp;shares at a $25 liquidation
value. At December 31, 2011, the Company had noncumulative perpetual preferred
stock issued and outstanding amounting to $68.0 million, as follows: (i) Series
A amounting to $33.5 million or 1,3400,000 shares at a $25 liquidation value;
(ii) Series B amounting to $34.5 million or 1,380,000 shares at a $25
liquidation value.</font></font></p>



<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">32</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_33"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:55.05pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-indent:-55.1pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;7.</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MANAGEMENT&#8217;S DISCUSSION AND
ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS</font></i></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></b></font></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MANAGEMENT&#8217;S
DISCUSSION AND ANALYSIS </font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS </font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FOR THE YEAR ENDED DECEMBER 31, 2015 </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;"><b><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CRITICAL ACCOUNTING POLICIES AND ESTIMATES </font></u></b></p>

<p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The accounting and reporting policies followed by the Company conform
with GAAP and general practices within the financial services industry. The
Company&#8217;s significant accounting policies are described in detail in Note 1 to
the consolidated financial statements and should be read in conjunction with
this section.</font></p>

<p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Critical accounting policies require management to make estimates and
assumptions, which involve significant judgment about the effect of matters
that are inherently uncertain and that involve a high degree of subjectivity.
These estimates are made under facts and circumstances at a point in time and
changes in those facts and circumstances could produce actual results that
differ from those estimates. The following MD&amp;A section is a summary of
what management considers the Company&#8217;s critical accounting policies.</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans and Leases</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Originated and Other Loans and Leases Held in
Portfolio</font></u></i></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans the Company originates and intends to hold in
portfolio are stated at the principal amount outstanding, adjusted for
unamortized deferred fees and costs which are amortized to interest income over
the expected life of the loan using the interest method. The Company
discontinues accrual of interest on originated loans after payments become more
than </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">90 days</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> past due or earlier if the
Company does not expect the full collection of principal or interest. The
delinquency status is based upon the contractual terms of the loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans for which the recognition of interest income has
been discontinued are designated as non-accruing. Collections are accounted for
on the cash method thereafter, until qualifying to return to accrual status.
Such loans are not reinstated to accrual status until interest is received on a
current basis and other factors indicative of doubtful collection cease to
exist generally for a period of six-months. The determination as to the
ultimate collectability of the loan&#8217;s balance may involve management&#8217;s judgment
in the evaluation of the borrower&#8217;s financial condition and prospects for
repayment.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company follows a systematic
methodology to establish and evaluate the adequacy of the allowance for loan
and lease losses to provide for inherent losses in the loan portfolio. This
methodology includes the consideration of factors such as economic conditions,
portfolio risk characteristics, prior loss experience, and results of periodic
credit reviews of individual loans. The provision for loan and lease losses
charged to current operations is based on such methodology. Loan and lease
losses are charged and recoveries are credited to the allowance for loan and
lease losses on originated and other loans. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Larger commercial loans that exhibit
potential or observed credit weaknesses are subject to individual review and
grading. Where appropriate, allowances are allocated to individual loans based
on management&#8217;s estimate of the borrower&#8217;s ability to repay the loan given the
availability of collateral, other sources of cash flow, and legal options
available to the Company. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Included in the review of individual loans
are those that are impaired. A loan is considered impaired when, based on
current information and events, it is probable that the Company will be unable
to collect the scheduled payments of principal or interest when due according
to the contractual terms of the loan agreement. Impaired loans are measured
based on the present value of expected future cash flows discounted at the
loan&#8217;s effective interest rate, or as a practical expedient, at the observable
market price of the loan or the fair value of the collateral, if the loan is
collateral dependent. Loans are individually evaluated for impairment, except
large groups of small balance homogeneous loans that are collectively evaluated
for impairment and loans that are recorded at fair value or at the lower of
cost or fair value. The Company measures for impairment all commercial loans
over $250 thousand (i) that are either </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">33</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_34"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">over 90 days
past due or adversely classified, or (ii) when deemed necessary by management
and TDR&#8217;s.&#160; The portfolios of mortgage loans, auto and leasing, and consumer
loans are considered homogeneous and are evaluated collectively for impairment.
</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company uses a rating system to apply
an overall allowance percentage to each originated and other loan portfolio
segment based on historical credit losses adjusted for current conditions and
trends. The historical loss experience is determined by portfolio segment and
is based on the actual loss history experienced by the Company over a
determined look back period for each segment. The actual loss factor is
adjusted by the appropriate loss emergence period as calculated for each
portfolio. Then, the adjusted loss experience is supplemented with other
qualitative factors based on the risks present for each portfolio segment.
These qualitative factors include consideration of the following: the credit
grading assigned to commercial loans; levels of and trends in delinquencies and
impaired loans; levels of and trends in charge-offs and recoveries; trends in
volume and terms of loans; effects of any changes in risk selection and
underwriting standards; other changes in lending policies, procedures, and
practices; experience, ability, and depth of lending management and other
relevant staff, including the bank&#8217;s loan review system as graded by regulatory
agencies in their last examination; local economic trends and conditions;
industry conditions; effects of external factors such as competition and regulatory
requirements on the level of estimated credit losses in the current portfolio;
and effects of changes in credit concentrations and collateral value.&#160;
Additional impact from the historical loss experience is applied based on
levels of delinquency and loan classification, and for the auto loan portfolio
by FICO score. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">At origination, a
determination is made whether a loan will be held in our portfolio or is
intended for sale in the secondary market. Loans that will be held in the
Company&#8217;s portfolio are carried at amortized cost. Residential mortgage loans
held for sale are recorded at the lower of the aggregate cost or market value
(&#8220;LOCOM&#8221;).</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Acquired Loans and Leases</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that the Company acquire
in acquisitions are recorded at fair value with no carryover of the related
allowance for loan losses. Determining the fair value of the loans involves
estimating the amount and timing of principal and interest cash flows expected
to be collected on the loans and discounting those cash flows at a market rate
of interest.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company has acquired loans
in two separate acquisitions, the BBVAPR Acquisition in December 2012 and the
FDIC-assisted Eurobank acquisition in April 2010. For each acquisition, the
Company considered the following factors as indicators that an acquired loan
had evidence of deterioration in credit quality and was therefore in the scope
of ASC 310-30:</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that were 90 days or more
past due,</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that had an internal risk
rating of substandard or worse. Substandard is consistent with regulatory
definitions and is defined as having a well-defined weakness that jeopardizes
liquidation of the loan,</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that were classified as
nonaccrual by the acquired bank at the time of acquisition, and</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that had been previously
modified in a troubled debt restructuring.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any acquired loans that were
not individually in the scope of ASC 310-30 because they did not meet the
criteria above were either (i) pooled into groups of similar loans based on the
borrower type, loan purpose, and collateral type and accounted for under ASC
310-30 by analogy or (ii) accounted for under ASC 310-20 (Non-refundable fees
and other costs).</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired
Loans Accounted for under ASC 310-20 (loans with revolving feature and/or
acquired at a premium)</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Revolving credit facilities such as credit cards,
retail and commercial lines of credit and floor plans which are specifically
scoped out of ASC 310-30 are accounted for under the provisions of ASC 310-20.&#160;
Also, performing auto loans with FICO scores over 660 acquired at a premium in
the BBVAPR Acquisition are accounted for under this guidance.&#160; Auto loans with
FICO scores below 660 were acquired at a discount and are accounted for under
the provisions of ASC 310-30.&#160; The provisions of ASC 310-20 require that any
differences between the contractually required loan payments in excess of the
Company&#8217;s initial investment in the loans be accreted into interest income on a
level-yield basis over the life of the loan. Loans acquired in the BBVAPR
Acquisition that were accounted for under the provisions of ASC 310-20 which
had fully amortized their premium or discount, recorded at the date of
acquisition, are removed from the acquired loan category. Loans accounted for
under ASC 310-20 are placed on non-accrual status when past due in accordance
with the Company&#8217;s non-accruing policy and any accretion of discount is
discontinued. These assets were recorded at estimated fair value on their
acquisition date, incorporating an estimate of future expected cash flows. Such
fair value includes a credit discount which accounts for expected loan losses
over the estimated life of these loans. Management takes into consideration
this credit discount when determining the necessary allowance for acquired
loans that are accounted for under the provisions of ASC 310-20. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">34</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_35"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance for loan and
lease losses model for acquired loans accounted for under ASC 310-20 is the
same as for the originated and other loan portfolio. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Acquired Loans Accounted under ASC 310-30 (including
those accounted for under ASC 310-30 by analogy) </font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company performed a fair
market valuation of each of the loan pools, and each pool was recorded at a
discount. The Company determined that at least part of the discount on the
acquired individual or pools of loans was attributable to credit quality by
reference to the valuation model used to estimate the fair value of these pools
of loans. The valuation model incorporated lifetime expected credit losses into
the loans&#8217; fair valuation in consideration of factors such as evidence of
credit deterioration since origination and the amounts of contractually
required principal and interest that the Company did not expect to collect as
of the acquisition date. Based on the guidance included in the December 18,
2009 letter from the AICPA Depository Institutions Panel to the Office of the
Chief Accountant of the SEC, the Company has made an accounting policy election
to apply ASC 310-30 by analogy to all of these acquired pools of loans as they
all (i) were acquired in a business combination or asset purchase, (ii)
resulted in recognition of a discount attributable, at least in part, to credit
quality; and (iii) were not subsequently accounted for at fair value.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The excess of expected cash
flows from acquired loans over the estimated fair value of acquired loans at
acquisition is referred to as the accretable discount and is recognized into
interest income over the remaining life of the acquired loans using the
interest method. The difference between contractually required payments at acquisition
and the cash flows expected to be collected at acquisition is referred to as
the nonaccretable discount. The nonaccretable discount represents estimated
future credit losses expected to be incurred over the life of the acquired
loans. Subsequent decreases to the expected cash flows require the Company to
evaluate the need for an addition to the allowance for loan losses. Subsequent
improvements in expected cash flows result in the reversal of the associated
allowance for loan losses, if any and the reversal of a corresponding amount of
the nonaccretable discount which the Company then reclassifies as accretable
discount that is recognized into interest income over the remaining life of the
loan using the interest method. The Company&#8217;s evaluation of the amount of
future cash flows that it expects to collect takes into account actual credit
performance of the acquired loans to date and the Company&#8217;s best estimates for
the expected lifetime credit performance of the loans using currently available
information. Charge-offs of the principal amount on acquired loans would be
first applied to the nonaccretable discount portion of the fair value
adjustment. To the extent that the Company experiences deterioration in credit
quality in its expected cash flows subsequent to the acquisition of the loans;
an allowance for loan losses would be established based on the estimate of
future credit losses over the remaining life of the loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In accordance with ASC 310-30,
recognition of income is dependent on having a reasonable expectation about the
timing and amount of cash flows expected to be collected. The Company performs
such an evaluation on a quarterly basis on both its acquired loans individually
accounted for under ASC 310-30 and those in pools accounted for under ASC
310-30 by analogy. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash flows for acquired loans
individually accounted for under ASC 310-30 are estimated on a quarterly basis.
Based on this evaluation, a determination is made as to whether or not the
Company has a reasonable expectation about the timing and amount of cash flows.
Such an expectation includes cash flows from normal customer repayment,
collateral value, foreclosure or other collection efforts. Cash flows for
acquired loans accounted for on a pooled basis under ASC 310-30 by analogy are
also estimated on a quarterly basis. For residential real estate, home equity
and other consumer loans, cash flow loss estimates are calculated based on a
model that incorporates a projected probability of default and loss. For
commercial loans, lifetime loss rates are assigned to each pool with
consideration given for pool make-up, including risk rating profile. Lifetime
loss rates are developed from internally generated historical loss data and are
applied to each pool. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To the extent that the Company cannot reasonably
estimate cash flows, interest income recognition is discontinued. The unit of
account for loans in pools accounted for under ASC 310-30 by analogy is the
pool of loans. Accordingly, as long as the Company can reasonably estimate cash
flows for the pool as a whole, accretable yield on the pool is recognized and
all individual loans within the pool - even those more than 90 days past due -
would be considered to be accruing interest in the Company&#8217;s financial
statement disclosures, regardless of whether or not the Company expects any
principal or interest cash flows on an individual loan 90 days or more past
due.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Because of the loss protection provided by the FDIC,
the risk of the loans acquired in the FDIC-assisted Eurobank acquisition that
are covered under the FDIC shared-loss agreements are significantly different
from loans not covered under the FDIC shared-loss agreement. These loans are
referred to as &quot;covered loans&quot;. The FDIC shared-loss agreement
related to the commercial and other non-single family acquired Eurobank loans
expired on June 30, 2015. The coverage for single-family residential loans will
expire on June 30, 2020. Covered loans are no longer a material amount.
Therefore, the Company changed its current and prior year loan disclosures.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">35</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_36"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Covered loans are accounted for under ASC 310-30. To
the extent credit deterioration occurs after the date of acquisition, the
Company will record an allowance for loan and lease losses and an increase in
the FDIC shared-loss indemnification asset for the expected reimbursement from
the FDIC under the shared-loss agreement.</font></p>

<p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Allowance for Loan and Lease Losses for Originated and
Acquired BBVAPR Loans and Leases</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company follows a systematic
methodology to establish and evaluate the adequacy of the allowance for loan
and lease losses to provide for inherent losses in its loan portfolio. This
methodology includes the consideration of factors such as economic conditions,
portfolio risk characteristics, prior loss experience, and results of periodic
credit reviews of individual loans. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="background:aqua;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The loss factor used for the
general reserve of these loans is established considering the Bank's historical
loss experience adjusted for an estimated loss emergence period and the
consideration of environmental factors. Environmental factors considered are:
changes in non-performing loans; migration in classification; trends in charge
offs; trends in volume of loans; changes in collateral values; changes in risk
selections and underwriting standards, and other changes in lending policies,
procedures and practices; experience, ability and depth of lending management
and other relevant staff, including the Company&#8217;s loan review system; national
and local economic trends and industry conditions; and effect of external
factors such as competition and regulatory requirements on the level of
estimated credit losses. The sum of the adjusted loss experience factors and
the environmental factors will be the general valuation reserve (&#8220;GVA&#8221;) factor
to be used for the determination of the allowance for loan and lease losses in
each category. </font></font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As part of the
Company&#8217;s continuous enhancement to the allowance for loan and lease losses
methodology, during the year 2015 the following assumptions were reviewed:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">An assessment of the
look-back period and historical loss factor was performed for all portfolio
segments.&#160; The analysis was based on the trends observed and their relation
with the economic cycle as of the period of the analysis.&#160; As a result, for the
commercial portfolio, the look-back period was changed to 36 months from the
previously determined 12 months.&#160; For auto, leasing and consumer, a look-back
period of 24 months was maintained.&nbsp; The residential mortgages portfolio
was evaluated during the fourth quarter of 2015.&#160; For this portfolio, a
12-month look-back period was maintained as management concluded that, given
the charge offs evolution, a shorter period of losses is more representative of
the recent trends and more accurate in predicting future losses</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">During the second
quarter of 2015, an assessment of environmental factors was performed for
commercial, auto, and consumer portfolios. As a result, the environmental
factors continue to reflect our assessment of the impact to our portfolio,
taking into consideration the current evolution of the portfolios and expected
impact, due to recent economic developments, changes in values of collateral
and delinquencies, among others. </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">-</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">During the fourth
quarter of 2015 the loss realization period was revised to 1.60 years for
commercial real estate, other portfolios remained at one year. </font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">These changes in the allowance for loan and lease losses&#8217;
look-back period and loss emergence period for the commercial portfolios are
considered a change in accounting estimate as per ASC 250-10 provisions, where
adjustments are made prospectively.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Originated and Other Loans and Leases Held for
Investment and </font></u></i><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired
Loans Accounted for under ASC 310-20 (Loans with revolving feature and/or
acquired at a premium)</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company determines the allowance for loan and
lease losses by portfolio segments, which consist of mortgage loans, commercial
loans, consumer loans, and auto and leasing, as follows:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage loans: These loans are divided into four classes: traditional
mortgages, non-traditional mortgages, loans in loan modification programs and
home equity secured personal loans. Traditional mortgage loans include loans
secured by a dwelling, fixed coupons and regular amortization schedules.
Non-traditional mortgages include loans with interest-first amortization
schedules and loans with balloon considerations as part of their terms.
Mortgages in loan modification programs are loans that are being serviced under
such programs. Home equity loans are mainly equity lines of credit. The
allowance factor on these loans is impacted by the adjusted historical loss
factors on the sub-segments and the environmental risk factors described above
and by delinquency buckets.&#160; The traditional mortgage loan portfolio is further
segregated by vintages and then by delinquency buckets.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">36</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_37"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial loans:&#160; The commercial portfolio is segmented by business
line (corporate, institutional, middle market, corporate retail, floor plan,
and real estate) and by collateral type (secured by real estate and other
commercial and industrial assets). The loss factor used for the GVA of these
loans is established considering the Bank's past thirty-six month historical
loss experience of each segment adjusted for the loss realization period and
the consideration of environmental factors. The sum of the adjusted loss
experience and the environmental factors is the GVA factor used for the
determination of the allowance for loan and lease losses on each category. </font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer loans: The consumer portfolio consists of smaller retail loans
such as retail credit cards, overdrafts, unsecured personal lines of credit,
and personal unsecured loans. The allowance factor, consisting of the adjusted
historical loss factor and the environmental risk factors, will be calculated
for each sub-class of loans by delinquency bucket.</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Auto and Leasing: </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The auto and
leasing portfolio consists of financing for the purchase of new or used motor
vehicles for private or public use.</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> These loans are granted mainly through dealers authorized and approved
by the auto department credit committee of the Bank. In addition, this segment
includes personal loans guaranteed by vehicles in the form of lease financing.
The allowance factor on the auto and leasing portfolio is impacted by the
adjusted historical loss factor and the environmental risk factors.&#160; For the
determination of the allowance factor, the portfolio is segmented by FICO
score, which is updated on a quarterly basis and then by delinquency bucket.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company
establishes its allowance for loan losses through a provision for credit losses
based on our evaluation of the credit quality of the loan portfolio. This
evaluation, which includes a review of loans on which full collectability may
not be reasonably assured, considers, among other matters, the estimated fair
value of the underlying collateral, economic conditions, historical net loan
loss experience, and other factors that warrant recognition in determining our
allowance for loan losses. The Company continues to monitor and modify the
level of the allowance for loan losses to ensure it is adequate to cover losses
inherent in our loan portfolio. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Our allowance for
loan losses consists of the following elements: (i) specific valuation
allowances based on probable losses on specifically identified impaired loans;
and (ii) valuation allowances based on net historical loan loss experience for
similar loans with similar inherent risk characteristics and performance trends,
adjusted, as appropriate, for qualitative risk factors specific to respective
loan types.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">When current
information and events indicate that it is probable that we will be unable to
collect all amounts of principal and interest due under the original terms of a
business or commercial real estate loan greater than $250 thousand, such loan
will be classified as impaired. Additionally, all loans modified in a troubled
debt restructuring (&quot;TDR&quot;) are considered impaired. The need for
specific valuation allowances are determined for impaired loans and recorded as
necessary. For impaired loans, we consider the fair value of the underlying
collateral, less estimated costs to sell, if the loan is collateral dependent,
or we use the present value of estimated future cash flows in determining the
estimates of impairment and any related allowance for loan losses for these
loans. Confirmed losses are charged off immediately. Prior to a loan becoming
impaired, we typically would obtain an appraisal through our internal loan
grading process to use as the basis for the fair value of the underlying
collateral.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loan loss ratios and credit risk categories are
updated at least quarterly and are applied in the context of GAAP as prescribed
by ASC and the importance of depository institutions having prudent,
conservative, but not excessive loan allowances that fall within an acceptable
range of estimated losses. While management uses current available information
in estimating possible loan and lease losses, factors beyond the Company&#8217;s
control, such as those affecting general economic conditions, may require
future changes to the allowance. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Acquired Loans Accounted for under ASC 310-30
(including those accounted for under ASC 310-30 by analogy) </font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For our acquired loans
accounted for under ASC </font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Subtopic
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">310-30, our allowance for loan losses is
estimated based upon our expected cash flows for these loans. To the extent
that we experience a deterioration in borrower credit quality resulting in a
decrease in the net present value of our expected cash flows (which are used as
a proxy to identify probable incurred losses) subsequent to the acquisition of
the loans, an allowance for loan losses is established based on our estimate of
future credit losses over the remaining life of the loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired loans accounted for under ASC 310-30 are not
considered non-performing and continue to have an accretable yield as long as
there is a reasonable expectation about the timing and amount of cash flows
expected to be collected. Also, loans charged-off against the non-accretable
difference established in purchase accounting are not reported as charge-offs.
Charge-offs on loans </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">37</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_38"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">accounted under ASC Subtopic
310-30 are recorded only to the extent that losses exceed the non-accretable
difference established with purchase accounting. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Covered loans are accounted for under ASC 310-30 and
our policy is consistent with our policy for non-covered acquired loans. For
covered loans, the portion of the loss reimbursable from the FDIC is recorded
as an offset to the provision for credit losses and increases the FDIC
shared-loss indemnification asset.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial
Instruments </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain financial instruments, including derivatives,
trading securities and investment securities available-for-sale, are recorded
at fair value and unrealized gains and losses are recorded in other
comprehensive income or as part of non-interest income, as appropriate. Fair
values are based on listed market prices, if available. If listed market prices
are not available, fair value is determined based on other relevant factors,
including price quotations for similar instruments. The fair values of certain
derivative contracts are derived from pricing models that consider current
market and contractual prices for the underlying financial instruments as well
as time value and yield curve or volatility factors underlying the positions. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company determines the fair value of
its financial instruments based on the fair value measurement framework, which
establishes a fair value hierarchy that prioritizes the inputs of valuation
techniques used to measure fair value. The hierarchy gives the highest priority
to unadjusted quoted prices in active markets for identical assets or
liabilities (level 1 measurements) and the lowest priority to unobservable
inputs (level 3 measurements). The three levels of the fair value hierarchy are
described below: </font></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Level
1</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8212; Level 1 assets and liabilities
include equity securities that are traded in an active exchange market, as well
as certain U.S. Treasury and other U.S. government agency securities that are
traded by dealers or brokers in active markets. Valuations are obtained from
readily available pricing sources for market transactions involving identical
assets or liabilities. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Level
2</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8212; Observable inputs other than
Level 1 prices, such as quoted prices for similar assets or liabilities, quoted
prices in markets that are not active, or other inputs that are observable or
can be corroborated by observable market data for substantially the full term
of the assets or liabilities. Level 2 assets and liabilities include
(i)&nbsp;mortgage-backed securities for which the fair value is estimated based
on valuations obtained from third-party pricing services for identical or
comparable assets, (ii)&nbsp;debt securities with quoted prices that are traded
less frequently than exchange-traded instruments and (iii)&nbsp;derivative
contracts and financial liabilities whose value is determined using a pricing
model with inputs that are observable in the market or can be derived principally
from or corroborated by observable market data. </font></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Level
3</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8212; Unobservable inputs that are
supported by little or no market activity and that are significant to the fair
value of the assets or liabilities. Level 3 assets and liabilities include
financial instruments whose value is determined using pricing models for which
the determination of fair value requires significant management judgment or
estimation.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">38</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_39"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><b><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2015 FINANCIAL HIGHLIGHTS</font></u></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Century Schoolbook,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For
2015, the Company reported a loss to common shareholders of $16.4 million, or
($0.37) per share, compared to income of $71.3 million, or $1.50 per diluted
share, in 2014.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">These results reflect the significant
de-risking steps taken by the Company, including the following:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:32.6pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:justify;text-indent:-14.6pt;"><font face="Courier New" lang=EN-US style="font-size:9.5pt;line-height:normal;">o</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Reduction
in interest income as the balance of our loans to the Puerto Rico central
government and its public corporations fell 47.8% to $211.9 million at December
31, 2015, from $406.1 million a year ago. Our loans to Puerto Rico
municipalities declined 4.4% to $203.5 million, and the balance of our Puerto
Rico government securities decreased by 15.0% to $17.8 million.</font></p>

<p style="margin-bottom:10.0pt;margin-left:32.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face="Courier New" lang=EN-US style="font-size:9.5pt;line-height:normal;">o</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">An
increase in share-loss amortization of $10.2 million in the second quarter of
2015 upon successful negotiation and termination of the FDIC commercial shared
loss coverage. However, this also resulted in a reduction of approximately $10
million a quarter going forward, starting in the third quarter, for a total
reduction of $22.2 million in the year 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:32.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face="Courier New" lang=EN-US style="font-size:9.5pt;line-height:normal;">o</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">A
successful bulk sale of $235.2 million in unpaid principal balances of acquired
non-performing assets (&quot;NPAs&quot;). This resulted in a charge of $20.2
million pre-tax in 2015.</font></p>

<p style="margin-bottom:10.0pt;margin-left:34.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face="Courier New" lang=EN-US style="font-size:9.5pt;line-height:normal;">o</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
de-risking of the loan portfolio resulted in normalization of net interest
margin to 5.03% from 5.84%, primarily reflecting contraction from the steep
reduction in tax exempt, high-yield, government-related loans.</font></p>

<p style="margin-bottom:10.0pt;margin-left:34.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face="Courier New" lang=EN-US style="font-size:9.5pt;line-height:normal;">o</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">A
$53.3 million provision for loan and lease losses on the $200 million
participation in a syndicated fuel line of credit to the PREPA, reflecting
continued hurdles in restructuring the credit. Currently in non-accrual status,
interest payments are being credited to the payment of principal, which now
stands at $137.0 million, net of allowances, or 68.5% of the outstanding
principal balance.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Growth of the Oriental retail franchise
through new customers, products and services.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:32.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face="Courier New" lang=EN-US style="font-size:9.5pt;line-height:normal;">o</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Oriental
Bank furthered its innovative edge in the third quarter of 2015 with the launch
of MyStatus. The industry-first mobile app updates home buyers on every step of
their mortgage application from origination through closing.</font></p>

<p style="margin-bottom:10.0pt;margin-left:32.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face="Courier New" lang=EN-US style="font-size:9.5pt;line-height:normal;">o</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">MyStatus
followed the introduction of FOTOdep&#243;sito, People Pay, and Cuenta Libre
(Freedom Account). With Cuenta Libre, customers who access their accounts via
mobile phone, tablet, web, debit/credit card, or ATMs, do not have to pay ATM
fees.</font></p>

<p style="margin-bottom:10.0pt;margin-left:32.6pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-14.6pt;"><font face="Courier New" lang=EN-US style="font-size:9.5pt;line-height:normal;">o</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Such
products and services, among others, helped the Bank add 15,400 net new retail
customers, increasing its total customer base by 4.40%. New customers added
approximately $67 million in deposits, $115 million in loans, and $15 million
in wealth management assets.</font></p>

<p style="margin-bottom:10.0pt;margin-left:32.6pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:justify;text-indent:-14.6pt;"><font face="Courier New" lang=EN-US style="font-size:9.5pt;line-height:normal;">o</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">In
total, new loan production of $1.0 billion increased 10.3% year over year, with
commercial loans up 38.9%, residential mortgage loans up 14.8%, and consumer
loans up 17.3%, more than offsetting a decline in auto loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">All components of our business continued
strong, given Puerto Rico&#8217;s deep economic recession and severe fiscal crisis.</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest Income</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total interest income for 2015 decreased
16.2% to $406.6 million when compared to $485.3 million for 2014, reflecting
the transition in our loan portfolio as originated loans with normal yields
grow and higher-yielding acquired loans decrease, due to repayments and
maturities. The yield on interest-earning assets decreased to 6.06% from 6.94%.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest Expense</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total interest expense for 2015 decreased
9.9% to $69.2 million as compared to $76.8 million for 2014. Such decrease
reflects the lower cost of deposits (0.66% vs. 0.84%, before amortization
adjustments). Such lower cost reflects continuing progress in the repricing of
the Company&#8217;s core retail deposits</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> and other reductions in its cost of funds.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">39</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_40"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net
Interest Income</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income for 2015 decreased to
$337.4 million when compared with $408.5 million for 2014, mostly due to lower
balances in our acquired loan portfolios and lower yields in our originated
loan portfolio. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
decrease also reflects</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> a $9.7
million decrease in interest income from loans to PREPA, which was placed in
non-accrual at the end of the first quarter of 2015, and Puerto Rico Aqueducts
and Sewer Authority (&quot;PRASA&quot;), which was paid off during the second
quarter of 2015. Such decrease also reflects a decrease in net interest margin
of 81 basis points to 5.03%. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Provision for Loan and Lease
Losses</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Provision for loan and lease losses
increased $100.9 million to $161.5 million, reflecting $32.9 million and $5.2
million provision for loan and lease losses on non-performing acquired Eurobank
and BBVAPR loans, respectively, as a result of the bulk sale of commercial NPAs
during 2015. In addition, the Company recorded a $53.3 million provision for
loan and lease losses related to the PREPA line of credit, which was changed to
non-accrual status during the first quarter of 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-Interest Income</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Core banking and wealth management
revenues decreased 1.7% to $76.6 million from $77.9 million as compared to
2014, primarily reflecting a decrease of $1.3 million and $815 thousand in
mortgage banking activities and wealth management revenue, respectively, and an
increase of $754 thousand in banking service revenue. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During 2015, the Company recognized an other-than-temporary
impairment charge of $1.5 million on its portfolio of investment securities
available-for-sale classified as obligations from the Puerto Rico government
and its political subdivisions. The Company determined that $1.5 million of the
unrealized loss carried by these securities was attributed to estimated credit
losses. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The decrease in the FDIC shared-loss
expense to $42.8 million, compared to $65.8 million in 2014, was </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">principally driven by the expiration of
the FDIC loss share coverage for commercial loans and other non-single family
loans on June 30, 2015</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">A $20.0 million </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">reimbursement
from the FDIC was recognized in the statement of operations during 2015 related
to the sale of a portion of covered non-performing commercial loans on
September 28, 2015, as the FDIC agreed to cover $20.0 million of losses as part
of its loss-share agreement with the Company. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-Interest Expense</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-interest expense of $248.4 million,
increased $5.7 million or 2.3 % compared to 2014, primarily reflecting a $9.3
million loss related to the bulk sale of non-performing acquired commercial
loans, which included the sale of real estate owned with a carrying amount of
$11.0 million from the BBVAPR acquisition. Such increase also reflects an
increase of $2.8 million in electronic banking charges and $1.5 million in
legal fees related to PREPA&#8217;s restructuring. The Company&#8217;s efficiency ratio for
2015 was 60.00%, compared to 49.90% for 2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Income Tax Expense</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Income tax benefit of
$17.6 million, primarily resulting from the 2015 loss, compared to an income
tax expense of $37.3 million in 2014. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Income Available to Common
Shareholders</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company&#8217;s net loss to common
shareholders amounted to $16.4 million, compared to net income available to
common shareholders of $71.3 million for 2014. The loss per basic common share
and fully diluted common share was $0.37 for 2015, compared to income per basic
common share of $1.58 and fully diluted common share of $1.50 for 2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">40</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_41"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest
Earning Assets</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The loan portfolio declined to $4.434 billion
at December 31, 2015, compared to $4.827 billion at December 31, 2014,
primarily due to the bulk sale of covered non-performing commercial loans with
an unpaid principal balance amounting to $197.1 million and the sale of
non-performing commercial loans from the BBVAPR Acquisition with an unpaid
principal balance amounting to $38.1 million, as part of the same transaction,
in addition to loan repayments and maturities as the Company continues to
execute on its strategy to reduce its exposure to the Puerto Rico government.
The investment portfolio of $1.616 billion at December 31, 2015 increased 15.3%
compared to $1.402 billion at December 31, 2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest Bearing Liabilities</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total deposits amounted to
$4.717 billion at December 31, 2015, a decrease of 4.2% compared to $4.924
billion at December 31, 2014. Interest bearing deposits decreased 5.3% to
$3.956 billion. Cost of deposits, which averaged 0.66% at December 31, 2014,
decreased to 0.57% at December 31, 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Stockholders&#8217; Equity</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Stockholders&#8217; equity at December 31, 2015
was $897.1 million compared to $942.2 million at December 31, 2014, a decrease
of 4.8%. This reflects a decrease of $32.3 million in retained earnings and an
increase of $8.3 million in treasury stock. Book value per share was $16.67 at
December 31, 2015 compared to $17.40 at December 31, 2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company maintains capital ratios in excess of regulatory
requirements. At December 31, 2015, tier 1 leverage capital ratio was 11.18%
(December 31, 2014 &#8211; 10.61%), tier 1 risk-based capital ratio was 15.99%
(December 31, 2014 &#8211; 16.02%), and total risk-based capital ratio was 17.29%
(December 31, 2014 &#8211; 17.57%). common equity tier 1 capital ratio under the new
capital rules was 12.14% at December 31, 2015. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Return on Average Assets and
Common Equity</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Return on average common equity (&#8220;ROE&#8221;)
was (2.16%) compared to 9.50% for 2014. Return on average assets (&#8220;ROA&#8221;) was
(0.03%) compared to 1.10% for 2014. Both decreases reflect the net loss in
2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="background:yellow;border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Assets under Management</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">At December 31, 2015, total assets managed
by the Company&#8217;s trust division and OPC decreased to $2.691 billion compared to
$2.841 billion at December 31, 2014. At December 31, 2015, total assets
gathered by the securities broker-dealer subsidiary from its customer
investment accounts decreased to $2.375 billion, compared to $2.622 billion at
December 31, 2014. Changes in trust and broker-dealer related assets primarily
reflect a decrease in portfolio balances and fluctuations in market values.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="background:yellow;border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Lending</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total loan production of $1.014 billion
increased by 10.3% compared to 2014. Total commercial loan production of $365.2
million increased by 38.9% from $262.9 million for 2014, mostly from corporate
and institutional loans. Mortgage loan production of $247.2 million increased
by 14.8% from $215.4 million. In the aggregate, consumer loan and auto and
leasing production totaled $401.5 million, an increase of 9.0% from 2014. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Credit Quality on Non-Acquired
Loans </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net credit losses, excluding acquired loans, increased $9.1
million to $38.1 million, representing 1.30% of average non-acquired loans
outstanding versus 1.11% in 2014. The allowance for loan and lease losses,
excluding acquired loans, at December 31, 2015, increased to $112.6 million
(3.62% of total non-acquired loans) compared to $51.4 million (1.81% of total
non- acquired loans) at December 31, 2014, mostly from the PREPA allowance of
$53.3 million in 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-GAAP Measures</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company uses certain non-GAAP measures
of financial performance to supplement the consolidated financial statements
presented in accordance with GAAP. The Company presents non-GAAP measures that
management believes are useful and </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">41</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_42"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">meaningful to
investors. Non-GAAP measures do not have any standardized meaning, are not
required to be uniformly applied, and are not audited. Therefore, they are
unlikely to be comparable to similar measures presented by other companies. The
presentation of non-GAAP measures is not intended to be a substitute for, and
should not be considered in isolation from, the financial measures reported in
accordance with GAAP.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company&#8217;s management has reported and discussed the results of
operations herein both on a GAAP basis and on a pre-tax pre-provision operating
income basis (defined as net interest income, plus banking and financial
services revenue, less non-interest expenses, as calculated in the table
below). The Company&#8217;s management believes that, given the nature of the items
excluded from the definition of pre-tax pre-provision operating income, it is
useful to state what the results of operations would have been without them so
that investors can see the financial trends from the Company&#8217;s continuing
business.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">During the year ended December 31, 2015, the Company&#8217;s pre</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-tax pre-provision operating
income decreased 32.0% to $165.6 million as compared to $243.7 million for
2014. Pre-tax pre-provision operating income is calculated as follows:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:10.5pt;">
  <td width=49% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 width=51% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 width=51% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><i><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">PRE-TAX PRE-PROVISION OPERATING INCOME</font></u></i></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Net interest income</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">337,372</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">408,475</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">409,672</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Core non-interest income:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Banking service revenue</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,466</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40,712</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,239</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Wealth management revenue</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,040</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,855</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,924</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Mortgage banking activities</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,128</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,381</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,994</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total core non-interest income</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">76,634</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77,948</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">86,157</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160; &#160;&#160;&#160;Non-interest
  expenses</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">248,401</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,725</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">264,136</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Less merger and restructuring charges</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17,660)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=49% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total pre-tax pre-provision operating income</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=13% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">165,605</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=14% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">243,698</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=14% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">249,353</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">Tangible
common equity consists of common equity less goodwill, core deposit intangibles
and customer relationship intangible. Tangible book value per common share
consists of tangible common equity divided by common stock outstanding at the
end of the period. Ratios of tangible common equity to total assets, tangible
common equity to risk-weighted assets, total equity to risk-weighted assets,
tier 1 common equity to risk-weighted assets, and tangible book value per
common share are non-GAAP measures and are not codified in the federal banking
regulations.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015, tangible common equity to total assets decreased to
8.98% from 9.14% and tangible common equity to risk-weighted assets decreased
to 13.02% from 14.04% at December 31, 2014. Total equity to risk-weighted
assets decreased to 18.32% from 19.44% at December 31, 2014. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">Management and many stock analysts use tangible common equity in
conjunction with more traditional bank capital ratios to compare the capital
adequacy of banking organizations. Tangible common equity or related measures
should not be considered in isolation or as a substitute for stockholders&#8217;
equity, total assets or any other measure calculated in accordance with GAAP.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">42</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_43"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">ANALYSIS
OF RESULTS OF OPERATIONS</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The following tables show major categories of interest-earning
assets and interest-bearing liabilities, their respective interest income,
expenses, yields and costs, and their impact on net interest income due to
changes in volume and rates for the years ended 2015 and 2014:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:10.5pt;">
  <td colspan=16 width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE
  1 - YEAR-TO-DATE ANALYSIS OF NET INTEREST INCOME AND CHANGES DUE TO
  VOLUME/RATE</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=16 width=100% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">FOR
  THE YEARS ENDED DECEMBER 31, 2015 AND 2014</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=22% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest </font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average rate </font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=24% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average balance </font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=15 width=67% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">A
  - TAX EQUIVALENT SPREAD</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-earning
  assets</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">406,568</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">485,257</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.06%</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.94%</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,704,995</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,992,631</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Tax
  equivalent adjustment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,891</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">50,793</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.10%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.73%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-earning
  assets - tax equivalent</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">413,459</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">536,050</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.16%</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.67%</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,704,995</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,992,631</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-bearing
  liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">69,196</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">76,782</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.11%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.15%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,226,372</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,663,591</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=33% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Tax
  equivalent net interest income / spread</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">344,263</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">459,268</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.05%</font></b></p>
  </td>
 <td width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.52%</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">478,623</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">329,040</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Tax
  equivalent interest rate margin</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.13%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.57%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=33% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">B
  - NORMAL SPREAD</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-earning
  assets:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Investments:</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Investment
  securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">37,596</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">48,242</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.49%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.33%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,508,819</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,450,778</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Trading
  securities</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">70</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">151</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.25%</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.67%</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">848</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,741</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  bearing cash and money market investments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,280</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,311</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.26%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.23%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">491,051</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">573,403</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investments</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">38,946</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">49,704</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.95%</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.45%</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,000,718</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,025,922</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Non-acquired
  loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">39,778</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">40,978</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.16%</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.21%</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">771,322</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">786,607</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">60,931</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">64,328</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.56%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.41%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,336,510</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,190,038</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">21,003</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,367</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10.35%</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10.04%</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">202,971</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">153,067</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Auto
  and leasing</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">62,108</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">51,971</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9.86%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10.38%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">629,910</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">500,720</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total non-acquired loans</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">183,820</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">172,644</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.25%</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.56%</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,940,713</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,630,432</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Acquired
  loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Acquired
  BBVAPR</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">34,842</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">37,612</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.55%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.46%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">628,340</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">689,408</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">48,730</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">73,403</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10.65%</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11.29%</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">457,767</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">649,936</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,187</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,412</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16.35%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13.70%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">80,666</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">112,477</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Auto</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">34,633</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">47,513</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9.03%</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.62%</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">383,583</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">551,186</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total acquired BBVAPR loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">131,392</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">173,940</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.47%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.68%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,550,356</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,003,007</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Acquired
  Eurobank</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">52,410</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">88,969</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">24.58%</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26.70%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">213,208</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">333,270</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">367,622</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">435,553</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.81%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.77%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,704,277</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,966,709</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=33% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest earning assets</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">406,568</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">485,257</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.06%</font></b></p>
  </td>
 <td width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.94%</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,704,995</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,992,631</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=33% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">43</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_44"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=22% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average rate</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=23% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average balance</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 width=68% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-bearing
  liabilities:</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Deposits:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">NOW
  Accounts</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,451</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,001</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.38%</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.56%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,163,424</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,417,272</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Savings
  and money market</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,504</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,097</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.52%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.69%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,256,909</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,169,482</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Individual
  retirement accounts</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,482</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,760</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.88%</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.15%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">281,197</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">325,678</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Retail
  certificates of deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,397</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,852</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.32%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.39%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">409,038</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">491,485</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total core deposits</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">18,834</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26,710</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.61%</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.78%</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,110,568</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,403,917</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Institutional
  deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,790</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,961</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.04%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.42%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">268,678</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">348,742</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Brokered
  deposits</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,900</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,715</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.78%</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.82%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">624,210</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">697,756</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total wholesale deposits</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,690</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,676</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.86%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.02%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">892,888</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,046,498</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26,524</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">37,386</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.66%</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.84%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,003,456</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,450,415</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Non-interest
  bearing deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">769,790</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">715,729</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Deposits
  fair value premium amortization</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(660)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4,773)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Core
  deposit intangible amortization</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,170</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,341</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total deposits</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">27,034</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">33,954</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.57%</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.66%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,773,246</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,166,144</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Borrowings:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Securities
  sold under agreements to repurchase</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,567</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,654</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.92%</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.85%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,012,756</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,041,378</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Advances
  from FHLB and other borrowings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,072</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,185</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.68%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.58%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">338,299</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">355,322</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Subordinated
  capital notes</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,523</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,989</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.45%</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.96%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">102,071</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100,747</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total borrowings</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">42,162</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">42,828</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.90%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.86%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,453,126</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,497,447</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest bearing liabilities</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">69,196</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">76,782</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.11%</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.15%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,226,372</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,663,591</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  interest income / spread</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">337,372</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">408,475</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.95%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.79%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  rate margin</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.03%</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.84%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Excess
  of average interest-earning assets</font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  over average interest-bearing liabilities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">478,623</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">329,040</font></b></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=32% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average
  interest-earning assets to average</font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  interest-bearing liabilities ratio</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">107.69%</font></b></p>
  </td>
 <td width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">104.94%</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=10 width=67% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">C
  - CHANGES IN NET INTEREST INCOME DUE TO:</font></b></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=32% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Volume </font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Rate </font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total </font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 width=34% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  Income:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Investments</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(729)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(10,029)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(10,758)</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(42,700)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(25,231)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(67,931)</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest income</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(43,429)</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(35,260)</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(78,689)</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  Expense:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Deposits</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2,582)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4,338)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(6,920)</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Repurchase
  agreements</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(815)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">728</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(87)</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Other
  borrowings</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(453)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(126)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(579)</font></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest&#160; expense</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,850)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,736)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(7,586)</font></b></p>
  </td>
 <td width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=32% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  Interest Income</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(39,579)</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(31,524)</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(71,103)</font></b></p>
  </td>
 <td width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">44</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_45"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.75pt;">
  <td colspan=16 nowrap width=100% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE 1A - YEAR-TO-DATE
  ANALYSIS OF NET INTEREST INCOME AND CHANGES DUE TO VOLUME/RATE</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=16 nowrap width=100% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">FOR
  THE YEARS ENDED DECEMBER 31, 2014 AND 2013</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest </font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average rate </font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average balance </font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=9% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=15 nowrap width=65% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">A
  - TAX EQUIVALENT SPREAD</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-earning
  assets</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">485,257</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">493,632</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.94%</font></b></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.58%</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,992,631</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,499,993</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Tax
  equivalent adjustment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">50,793</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">41,106</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.73%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.55%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-earning
  assets - tax equivalent</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">536,050</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">534,738</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.67%</font></b></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.13%</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,992,631</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,499,993</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-bearing
  liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">76,782</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">83,960</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.15%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.12%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,663,591</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,482,019</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=35% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Tax
  equivalent net interest income / spread</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">459,268</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">450,778</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.52%</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.01%</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">329,040</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,974</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Tax
  equivalent interest rate margin</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.57%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.01%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap valign=bottom width=35% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">B
  - NORMAL SPREAD</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-earning
  assets:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Investments:</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Investment
  securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">48,242</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">48,456</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.33%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.60%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,450,778</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,862,274</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Trading
  securities</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">151</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">117</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.67%</font></b></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.56%</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,741</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,784</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  bearing cash and money market investments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,311</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,157</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.23%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.21%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">573,403</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">540,724</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investments</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">49,704</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">49,730</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.45%</font></b></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.07%</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,025,922</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,404,782</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Non-acquired
  loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">40,978</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">43,531</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.21%</font></b></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.71%</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">786,607</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">762,403</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">64,328</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">32,891</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.41%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.95%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,190,038</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">663,968</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,367</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,058</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10.04%</font></b></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9.34%</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">153,067</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">86,250</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Auto
  and leasing</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">51,971</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">21,181</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10.38%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9.94%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">500,720</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">213,127</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total non-acquired loans</font></b></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">172,644</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">105,661</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.56%</font></b></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.12%</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,630,432</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,725,748</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Acquired
  loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Acquired
  BBVAPR</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">37,612</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">42,740</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.46%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.60%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">689,408</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">763,195</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Commercial</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">73,403</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">114,492</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11.29%</font></b></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9.38%</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">649,936</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,220,471</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Consumer</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,412</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">21,147</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13.70%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13.13%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">112,477</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">161,120</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="height:8.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Auto</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">47,513</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">68,093</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.62%</font></b></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.99%</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">551,186</font></b></p>
  </td>
 <td nowrap width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">852,165</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total acquired BBVAPR loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">173,940</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">246,472</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.68%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.22%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,003,007</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,996,951</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=35% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Acquired
  Eurobank</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">88,969</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">91,769</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26.70%</font></b></p>
  </td>
 <td nowrap width=1% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">24.64%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">333,270</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">372,512</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">435,553</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">443,902</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.77%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.71%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,966,709</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,095,211</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=35% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest earning assets</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">485,257</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">493,632</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.94%</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.58%</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,992,631</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,499,993</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">45</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_46"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average rate</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap width=22% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average balance</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 nowrap width=67% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest-bearing
  liabilities:</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Deposits:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">NOW
  Accounts</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,001</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,151</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.56%</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.77%</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,417,272</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,452,030</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Savings
  and money market</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,097</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,481</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.69%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.01%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,169,482</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">938,450</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Individual
  retirement accounts</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,760</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,832</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.15%</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.35%</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">325,678</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">358,605</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Retail
  certificates of deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,852</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,203</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.39%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.66%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">491,485</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">674,241</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total core deposits</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26,710</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">36,667</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.78%</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.07%</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,403,917</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,423,326</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Institutional
  deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,961</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,983</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.42%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.66%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">348,742</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">602,769</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Brokered
  deposits</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,715</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,068</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.82%</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.86%</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">697,756</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">821,112</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total wholesale deposits</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,676</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,051</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.02%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.20%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,046,498</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,423,881</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">37,386</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">53,718</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.84%</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.11%</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,450,415</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,847,207</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Non-interest
  bearing deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">715,729</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">751,757</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Deposits
  fair value premium amortization</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4,773)</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(14,400)</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Core
  deposit intangible amortization</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,341</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,659</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total deposits</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">33,954</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">40,977</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.66%</font></b></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.73%</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,166,144</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,598,964</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Borrowings:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Securities
  sold under agreements to repurchase</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,654</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,249</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.85%</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.16%</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,041,378</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,353,011</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Advances
  from FHLB and other borrowings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,185</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,620</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.58%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.05%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">355,322</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">419,880</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="height:11.25pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Subordinated
  capital notes</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,989</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,114</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.96%</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.64%</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100,747</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">110,164</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total borrowings</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">42,828</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">42,983</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.86%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.28%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,497,447</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,883,055</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest bearing liabilities</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">76,782</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">83,960</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.15%</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.12%</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,663,591</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,482,019</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  interest income / spread</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">408,475</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">409,672</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.79%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.46%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  rate margin</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.84%</font></b></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.46%</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Excess
  of average interest-earning assets over</font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  average interest-bearing liabilities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">329,040</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,974</font></b></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=33% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average
  interest-earning assets to average</font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  interest-bearing liabilities ratio</font></b></p>
  </td>
 <td nowrap width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">104.94%</font></b></p>
  </td>
 <td nowrap width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.24%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=10 nowrap width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">C
  - CHANGES IN NET INTEREST INCOME DUE TO:</font></b></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=33% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Volume </font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Rate </font></b></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total </font></b></p>
  </td>
 <td nowrap width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=34% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In thousands)</font></b></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  Income:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Investments</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(7,835)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,809</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(26)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(16,322)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,973</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(8,349)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest income</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(24,157)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,782</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(8,375)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  Expense:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Deposits</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,168)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,855)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(7,023)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Repurchase
  agreements</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(6,737)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,142</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">405</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Other
  borrowings</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,917)</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,357</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(560)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest&#160; expense</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(11,822)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,644</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(7,178)</font></p>
  </td>
 <td nowrap width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=33% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  Interest Income</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(12,335)</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,138</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,197)</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=33% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">46</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_47"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Net
Interest Income</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comparison for the years ended December 31, 2015 and 2014</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income is a function of the
difference between rates earned on the Company&#8217;s interest-earning assets and
rates paid on its interest-bearing liabilities (interest rate spread) and the
relative amounts of its interest earning assets and interest-bearing
liabilities (interest rate margin). The Company constantly monitors the
composition and re-pricing of its assets and liabilities to maintain its net
interest income at adequate levels. Table 1 above shows the major categories of
interest-earning assets and interest-bearing liabilities, their respective
interest income, expenses, yields and costs, and their impact on net interest
income due to changes in volume and rates for 2015 and 2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income of $337.4 million decreased 17.4% compared with
$408.5 million reported in 2014, reflecting a decrease of 15.6% in interest
income from loans and a decrease of 21.6% in interest income from investments.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest rate spread decreased 84 basis points from 5.79% to 4.95%. This
decrease is mainly due to the net effect of a 88 basis points decrease in the
average yield of interest-earning assets from 6.94% to 6.06%, reflecting
reduction in high yielding loan portfolios including Puerto Rico government
credit and acquired loan portfolio.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest income decreased to $406.6 million from $485.3 million in
2014. Such decrease reflects decreases of $43.4 million and $35.3 million in
the volume and interest rate, respectively, of interest-earning assets.
Interest income from loans decreased 15.6% to $367.6 million, reflecting a
decrease in both, volume and interest rate of $42.7 million and $25.2 million,
respectively. Such decrease reflects lower acquired loan balances and yield
mainly related to the bulk s</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">ale at the end of the third quarter of 2015 and also normal
repayments and maturities.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> In addition, the decrease reflects</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> a $9.7 million decrease in interest income from loans to
PREPA, which was placed in non-accrual status at the end of the first quarter
of 2015, and Puerto Rico Aqueducts and Sewer Authority (&quot;PRASA&quot;),
which was paid off during the second quarter of 2015. Non-acquired loans
interest income increased 6.5% to $183.8 million as average balances grew 11.8%
and yield contracted 31 basis points to 6.25%. Acquired BBVAPR loans interest
income fell 24.5% to $131.4 million as average balances declined 22.6% and
yield decreased 21 basis points to 8.47%. Acquired Eurobank loans interest
income fell 41.1% to $52.4 million as average balances declined 36.0% and yield
decreased 212 basis points to 24.58%. Interest income from investments
decreased 21.6% to $38.9 million, reflecting a decrease in interest rate and
volume of $10.0 million and $729 thousand, respectively.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> Such decrease in interest
income from investments reflects a decrease in investment securities from
redemptions, maturities and sales, and higher premium amortization on existing
securities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest expense decreased 9.9% to $69.2 million, primarily because of a
$3.9 million decrease in the volume of interest-bearing liabilities and a
decrease of $3.7 million in interest rate. The decrease in interest-bearing
liabilities is mostly due to the decrease of $2.6 million in deposits volume
and $4.3 million in interest rate, a decrease of $815 thousand in repurchase
agreements volume which was partially offset by an increase of $728 thousand in
interest rate, and a decrease in other borrowings volume of $453 thousand and
$126 thousand in interest rate. The cost of interest bearing deposits before
fair value amortization and core deposit intangible amortization decreased 18
basis points to 0.66%, compared to 0.84% for 2014. The decrease in the cost of
deposits was partially offset by an increase in the cost of borrowings, which
increased 4 basis points to 2.90% from 2.86%. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The average balance of total interest-earning assets was $6.704 billion,
a decrease of 4.1% from 2014.&#160; The decrease in average balance of
interest-earning assets was mainly attributable to a decrease of 1.2% in
average investments and a decrease of 5.3% in average loans.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comparison of years ended December&nbsp;31, 2014 and 2013</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income amounted to $408.5 million, a slight decrease of 0.3%
from $409.7 million for 2013. This change reflects a decrease of 1.8% in
interest income from loans and a 17.1% decrease in interest expense from
deposits, when comparing the years 2014 and 2013.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest rate spread for 2014 increased 33 basis points to 5.79% from
5.46% in 2013. This increase is mainly due to the net effect of a 36 basis
point increase in the average yield of interest-earning assets from 6.58% to
6.94%, and a 3 basis point increase in the average cost of funds from 1.12% to
1.15%. </font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">47</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_48"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest income for 2014 decreased to
$485.3 million from $493.6 million in 2013. Such decrease reflects $24.2
million reduction in the volume of interest-earning assets, partially offset by
an increase in rate of $15.8 million. Interest income from loans decreased 1.9%
to $435.6 million, primarily reflecting a decrease in volume of $16.3 million,
partially offset by an $8.0 million increase in interest rate. Interest income
from investments remained leveled at $49.7 million compared to 2013, reflecting
a decrease in volume of $7.8 million, offset by a $7.8 million increase in
interest rate.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest expense for 2014 decreased 8.5% to $76.8 million from $84.0
million in 2013. The decrease was primarily the net result of an $11.8 million
decrease in the volume of interest-bearing liabilities and an increase of $4.6
million in interest rate. The decrease in interest-bearing liabilities was
mostly due to the decrease in repurchase agreements volume of $6.7 million, and
a decrease in deposits volume of $3.2 million and deposits interest rate of
$3.9 million, partially offset by a $7.1 million increase in repurchase
agreements interest rate. The cost of interest bearing deposits before fair
value amortization and core deposit intangible amortization decreased 27 basis
points to 0.84% for 2014, compared to 1.11% for 2013. The decrease in the cost
of deposits was partially offset by an increase in the cost of borrowings,
which increased 58 basis points to 2.86% from 2.28%. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:silver;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For 2014, the average balance of total interest-earning assets was $6.993
billion, a decrease of $507.4 million, or 6.8%, from 2013. Such decrease was
mainly attributable to a decline of $378.9 million, or 22.1%, in average
investment securities, resulting from sales, redemptions and maturities during
2014. The average yield on interest-earning assets was 6.94% compared to 6.58%
for 2013. The yield of the investment portfolio increased to 2.45% from 2.07%. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Increase in investment yield is
related to lower premium amortization in the mortgage-backed securities
portfolio from the extension of the duration of the portfolio as a result of
the level of market rates.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td valign=bottom width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE
  2 - NON-INTEREST INCOME SUMMARY</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=44% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 valign=bottom width=56% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 valign=bottom width=56% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 valign=top width=56% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=44% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Banking
  service revenue</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,466</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40,712</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.9%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,239</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Wealth
  management revenue</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,040</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,855</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-2.7%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,924</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=44% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage
  banking activities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,128</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,381</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-17.0%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,994</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total banking and financial service revenue</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">76,634</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77,948</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.7%</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">86,157</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=44% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  other-than-temporary impairment losses on investment securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,662)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-100.0%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=44% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Portion
  of loss recognized in other comprehensive income, before taxes</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,172</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=44% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net impairment losses recognized in earnings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,490)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-100.0%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=44% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">FDIC
  shared-loss expense, net:</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=44% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FDIC indemnification asset expense</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(40,131)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(62,285)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35.6%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(66,253)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=44% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Change in true-up payment obligation</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,677)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,471)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22.9%</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,014)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=44% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(42,808)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(65,756)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34.9%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(69,267)</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td valign=bottom width=44% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Reimbursement
  from FDIC shared-loss coverage in sale of loans</font></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=44% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  gain (loss) on:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Sale of securities available for sale</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,572</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,366</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-41.1%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=44% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Derivatives</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(190)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(608)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">68.8%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,526)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Early extinguishment of debt</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.0%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,061</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=44% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other non-interest (loss) income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,246)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,373</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-263.6%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">670</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=44% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(24,162)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(60,625)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60.1%</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(69,062)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=44% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  non-interest income, net</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,472</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,323</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">202.9%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,095</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">48</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_49"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Non-Interest Income</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="border:none;"><b><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Non-interest
income is affected by the level of trust assets under management, transactions
generated by clients&#8217; financial assets serviced by the securities broker-dealer
and insurance agency subsidiaries, the level of mortgage banking activities,
and the fees generated from loans and deposit accounts. It is also affected by
the FDIC shared-loss expense, which varies depending on the results of the
on-going evaluation of expected cash flows of the loan portfolio acquired in
the FDIC-assisted acquisition. In addition, it is affected by the amount of
securities, derivatives, trading and other transactions.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comparison of years ended December 31, 2015 and 2014</font></i></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">As shown in
Table 2 above, the Company recorded non-interest income in the amount of $52.5
million, compared to $17.3 million for 2014, an increase of 202.9%, or $35.2
million, mostly from a $20.0 million reimbursement from the FDIC </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">upon successful negotiation and
termination of the commercial shared-loss coverage</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The net FDIC shared-loss expense decreased to $42.8 million as
compared to $65.8 million for 2014, primarily from the decrease of the FDIC
commercial loss share amortization related to the expiration of the non-single
family loss share coverage by the FDIC. The decrease is also related to the
ongoing evaluation of expected cash flows of the covered loan portfolio and
from changes in the fair value of the true-up payment obligation (also known as
a clawback liability). The FDIC indemnification asset expense decreased to
$40.1 million from $62.3 million compared with 2014. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The true-up payment obligation decreased
to $2.7 million as compared to $3.5 million for 2014. The true-up payment
obligation may increase if actual and expected losses decline. The Company
measures the true-up payment obligation at fair value. Notwithstanding the
expiration of loss share coverage for non-single family loans, on July 2, 2015,
the Company entered into an agreement with the FDIC pursuant to which the FDIC
concurred with a sale of loss-share assets covered under the non-single family
loss share agreement. As a result to such agreement, the FDIC agreed and paid
$20 million in loss share coverage with respect to the aggregate loss resulting
from the recent bulk sale of covered non-performing commercial loans, as
reflected in Table 2, and such reimbursement was received in December 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Banking service
revenue, which consists primarily of fees generated by deposit accounts,
electronic banking services, and customer services, increased to $41.5 million,
from $40.7 million for 2014. The increase is mainly driven by higher electronic
banking fees of $2.4 million, partially offset by lower checking account fees
by $1.4 million. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Wealth
management revenue, which consists of commissions and fees from fiduciary activities,
and securities brokerage and insurance activities, decreased to $29.0 million
from $29.9 million in 2014, mainly due to a decrease in mutual fund and
over-the-counter trading of $680 thousand and lower bond sales by $294
thousand. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Income generated from mortgage banking activities decreased
17.0% to $6.1 million, compared to $7.4 million 2014. The </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">decrease in mortgage </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">banking activities was
mostly due to foregone gains on sales as a result of retaining securitized GNMA
pools. The Company retained securitized GNMA pools totaling $54.5 million at a
yield of 3.09% from its own originations during the second half of 2015</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">During 2015, the Company recognized an other-than-temporary
impairment charge on its portfolio of investment securities available-for-sale
classified as obligations from the Puerto Rico government and its political
subdivisions. The Corporation determined that $1.5 million of the unrealized
loss carried by these securities was attributed to estimated credit losses. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Gains from the
sale of securities were $2.6 million compared to $4.4 million for the same
period in 2014. Losses from derivative activities were $190 thousand, compared
to $608 thousand for 2014. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Other
non-interest income declined $3.6 million, mainly related to the sale during
the second quarter of 2015 of GNMA mortgage loan servicing rights for
approximately $7.0 million. The Company recognized a loss of $2.7 million
related to this transaction.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<font face=Calibri,sans-serif style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">49</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_50"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comparison of the years ended December 31,
2014 and 2013</font></i></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company
recorded non-interest income in the amount of $17.3 million, compared to $17.1
million for 2013, an increase of $228 thousand.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The FDIC shared-loss expense, net,
decreased to $65.8 million for 2014, as compared to $69.3 million for 2013. This
amortization is decreasing as the majority of the FDIC indemnification asset is
recorded for projected claimable losses on non-single family residential loans
whose loss share period ends by the second quarter of 2015, although the
recovery share period extends for an additional three-year period. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The true-up payment obligation increased to $3.5 million for 2014,
as compared to $3.0 million in 2013. The true-up payment obligation may
increase if actual and expected losses decline. The Company measures the
true-up payment obligation at fair value. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Banking service
revenue, which consists primarily of fees generated by deposit accounts,
electronic banking services, and customer services, decreased 8.0% to $40.7
million for 2014, from $44.2 million in 2013. The </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">decrease in banking services revenues is
mostly due to a $1.5 million decrease in retail checking account fees, as
customers have shifted to lower fee account products, a $733 thousand decrease
in credit card interchange income, and a $1.1 million decrease in other loan
fees due to a non-recurrent prepayment penalty from a commercial loan
cancellation during 2013.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Wealth
management revenue, which consists of commissions and fees from fiduciary
activities, and securities brokerage and insurance activities, decreased 3.5%
to $29.9 million for 2014, compared to $30.9 million in 2013. This decrease is
mainly due to a decrease in Oriental Financial Services revenues subject to
commissions which is attributable to lower trading activity in Puerto Rico
bonds and mutual funds as a result of current local economic conditions.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Income generated
from mortgage banking activities decreased 32.9% to $7.4 million for 2014,
compared to $11.0 million for 2013. The </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">decrease in mortgage banking activities is mainly due to higher
losses in repurchased loans and a decrease in sales when compared to 2013.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.75pt;">
  <td width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE
  3 - NON-INTEREST EXPENSES SUMMARY</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 valign=bottom width=51% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=10 valign=bottom width=51% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:20.25pt;">
  <td valign=top width=49% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance % </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 valign=top width=51% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Compensation
  and employee benefits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">79,172</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,283</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-7.2%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">91,957</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Professional
  and service fees</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,217</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,996</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.4%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,321</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Occupancy
  and equipment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34,186</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34,710</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.5%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34,408</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Insurance</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,567</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,830</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.3%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,795</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Electronic
  banking charges</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,893</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,081</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.7%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,702</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Information
  technology expenses</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,648</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,019</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-6.2%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,546</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Advertising,
  business promotion, and strategic initiatives</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,452</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,014</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-8.0%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,025</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Merger
  and restructuring charges</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.0%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,660</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Foreclosure,
  repossession and other real estate expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,522</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,125</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49.3%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,484</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loan
  servicing and clearing expenses</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,075</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,567</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19.9%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,588</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Taxes,
  other than payroll and income taxes</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,460</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,409</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-34.3%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,539</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Communication</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,086</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,430</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-10.0%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,377</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Printing,
  postage, stationery and supplies</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,575</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,533</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.7%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,459</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Director
  and investor relations</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,091</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,106</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.4%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,098</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  operating expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,457</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,622</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.2%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,177</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=49% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  non-interest expenses</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">248,401</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,725</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.3%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">264,136</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Relevant
  ratios and data:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Efficiency ratio</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60.00%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49.90%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53.27%</font></b></p>
  </td>
 </tr>
<tr style="height:20.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Compensation and benefits to</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  non-interest expense</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31.87%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35.14%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34.81%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Compensation to average total assets owned</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.08%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.10%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.08%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Average number of employees</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,496</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,567</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,564</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Average compensation per employee</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52.9</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=red face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54.4</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58.8</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Average loans per average employee</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,145</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,170</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,258</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">50</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_51"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Non-Interest Expenses</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Comparison of years ended
December 30, 2015 and 2014</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Non-interest expense for 2015
was $248.4 million, representing an increase of 2.3% compared to $242.7 million
in the previous year. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Foreclosure, repossession and other real
estate expenses increased 49.3% to $37.5 million, as compared to $25.1 million
for the previous year, </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">primarily
reflecting an $8.5 million loss related to </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">foreclosed estate sold as part of the bulk sale completed during
the third quarter of 2015. In addition, there was a $5.1 million increase in
commercial properties markdowns, as part of our ongoing and proactive
de-risking efforts.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Electronic banking
charges increased 14.7% to $21.9 million, mostly due to the increase in
expenses related to merchant business and card interchange transactions
resulting from the continued growth of our banking business.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Loan servicing and
clearing expenses increased 19.9% to $9.1 million, mainly due to an increase of
$764 thousand in servicing expenses and $807 thousand in the preparation for mortgage
servicing migration to the Bank.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The increases in the
foregoing non-interest expenses were partially offset by decreases in
compensation and employee benefits and in taxes other than payroll and income
taxes.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Compensation and employee
benefits decreased 7.2% to $79.2 million from $85.3 million for 2014. The
decrease is due mainly to lower salaries and lower benefits as a result of a
headcount reduction from 1,567 to 1,496 mainly from the voluntary early
retirement programs offered by the Company in December 2014 and during 2015 for
qualified employees as a cost savings initiative.
</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Taxes, other than payroll
and income taxes decreased by $4.9 million or 34.3%, mostly due to a decrease
of $6.6 million in the local gross receipts tax that was repealed for taxable
years commencing after December 31, 2014.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Efficiency ratio
was 60.00% compared to 49.90% for 2014. The efficiency ratio measures how much
of the Company&#8217;s revenues is used to pay operating expenses. The Company
computes its efficiency ratio by dividing non-interest expenses by the sum of
its net interest income and non-interest income, but excluding gains on the
sale of investment securities, derivatives gains or losses, credit-related
other-than-temporary impairment losses, FDIC shared-loss expense, FDIC
reimbursement, other gains and losses, and other income that may be considered
volatile in nature. Management believes that the exclusion of those items
permits consistent comparability. Amounts presented as part of non-interest
losses that are excluded from the efficiency ratio computation amounted to
losses of $24.2 million, compared to $53.7 million in 2014. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Comparison of years December 31, 2014 and
2013</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Non-interest expense for 2014 was $242.7
million, representing a decrease of 8.1% compared to $264.1 million in the
previous year. The decrease is due mainly to the non-recurring merger and
restructuring charges of $17.7 million incurred during 2013 for the BBVAPR
Acquisition and to the decrease of $6.7 million in compensation and employee
benefits.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Compensation and employee benefits decreased
7.3% to $85.3 million from $92.0 million in 2013. The decrease is due mainly to
the impact of the assessment of employee bonuses required pursuant to the
BBVAPR Acquisition of $4.3 million for 2013, a $929 thousand decrease in fixed
compensation mainly due to consolidation of employee positions, a decrease in
loan incentives of $844 thousand related to lower new loan production during
2014, a decrease in stock option expense of $788 thousand mainly from stock
option forfeitures, and a decrease of $1.3 million in commissions paid by the
securities broker-dealer due to lower business activity. This decrease was
partially offset by a non-recurring accrual of $3.8 million for a voluntary
early retirement program offered by the Company for qualified employees as a
cost savings initiative for 2015. The increase in total employee headcount is
mainly related to the conversion from temporary to regular employees, mainly
concentrated in branches.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Professional and
service fees decreased 25.0% to $16.0 million, as compared to $21.3 million in
2013. Professional and service fees primarily comprise legal expenses and
consulting and outsourcing expenses. For 2014, legal expenses amounted to $5.1
million compared to $5.6 million in 2013. The decrease in professional and
service fees is mainly related to consulting and outsourcing expenses which
amounted to $3.9 million, compared to $5.5 million in 2013, and a decrease in
audit fees which amounted to $1.8 </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">51</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_52"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">million compared to
$2.3 million in 2013. The decrease in consulting and outsourcing expenses is
mainly related to loan servicing fees amounting to $3.0 million for a
third-party loan servicer whose contract was terminated during the second
quarter of 2013. </font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Information technology expenses decreased
42.9% to $6.0 million, as compared to $10.5 million, mostly due to systems
integration during the end of the year 2013, as part of BBVAPR systems
conversion.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The decreases in the foregoing
non-interest expenses were partially offset by increases in foreclosure,
repossession and other real estate expenses and in electronic banking charges.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Foreclosure, repossession and other real
estate expenses increased 49.8% to $25.1 million, as compared to $16.5 million
for the previous year, principally due to an increase in foreclosures and a
decrease in the fair value of real estate as a result of current local economic
conditions.</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Electronic banking charges increased 14.2%
to $19.1 million, mostly due to the increase in expenses related to merchant
business and card interchange transactions resulting from the continued growth
of our banking business.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The decrease in
non-interest expenses resulted in an improved efficiency ratio of 49.9% from
53.3% for 2013. The efficiency ratio measures how much of the Company&#8217;s
revenues is used to pay operating expenses. The Company computes its efficiency
ratio by dividing non-interest expenses by the sum of its net interest income
and non-interest income, but excluding gains on the sale of investment
securities, derivatives gains or losses, credit-related other-than-temporary
impairment losses, FDIC shared-loss expense, losses on the early extinguishment
of debt, other gains and losses, and other income that may be considered
volatile in nature. Management believes that the exclusion of those items permits
consistent comparability. Amounts presented as part of non-interest income that
are excluded from the efficiency ratio computation amounted to losses of $60.6
million, compared to $69.0 million in 2013. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Provision for
Loan and Lease Losses</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Comparison of years ended
December 30, 2015 and 2014</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provision for loan and
lease losses increased 166.3% or $100.9 million, to $161.5 million, reflecting
a $38.1 million provision for loan and lease losses resulting from the bulk
sale completed during the third quarter of 2015 and a $53.3 million provision
related to the PREPA line of credit.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Based on an analysis of the
credit quality and the composition of the Company&#8217;s loan portfolio, management
determined that the provision for 2015 was adequate in order to maintain the
allowance for loan and lease losses at an adequate level to provide for
probable losses based upon an evaluation of known and inherent risks. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provision for loan and
lease losses, excluding acquired loans, increased 216.1%, or $67.9 million, to
$99.3 million from $31.4 million when compared with 2014. Such increase was
primarily due to the classification of a $200 million participation in the
PREPA line of credit on non-accrual status and the recognition of a $53.3 million
provision for loan and lease losses on such credit facility during 2015. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Total
charge-offs</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">, excluding
acquired loans,</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;"> increased
35.0% to $53.0 million, as compared to $39.3 million for 2014.&#160; Commercial
charge-offs increased $3.1 million to $5.5 million. Auto and leasing
charge-offs increased $7.3 million to $33.4 million. Consumer charge-offs
increased $2.9 million to $8.7 million.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Total recoveries</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">, excluding acquired loans,</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;"> increased from $10.2 million to $14.9
million. As a result, the recoveries to charge-offs ratio increased from 25.95%
to 28.03%. N</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">et credit losses
increased $9.1 million to $38.1 million, representing 1.30% of average </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">originated and other loans </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">outstanding versus 1.11% for 2014. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:12.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Provision for acquired
loan and lease losses increased 113.0%, or $33.0 million, to $62.2 million from
$29.2 million when compared with 2014. Provision for acquired BBVAPR loan and
lease losses increased 2.5% to $24.1 million, compared to $23.5 million for
2014. An additional provision of $5.2 million was recorded as a result of the
sale of certain non-performing commercial loans from the BBVAPR Acquisition,
during the third quarter of 2015. Provision for acquired Eurobank loan and
lease losses increased $32.4 million from $5.7 million to $38.0 million. Such
increase reflects an additional provision of $32.9 million recorded as a result
of the </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">52</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_53"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:12.0pt;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">sale of a portfolio of non-performing
commercial loans acquired in the Eurobank transaction with an unpaid principal
balance of $197.1 million ($100.0 million carrying amount) during the third
quarter of 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The provision for loan and lease losses
for loans accounted for under ASC 310-30 reflects the Company&#8217;s revision of the
expected cash flows in the covered loan portfolio considering actual
experiences and changes in the Company&#8217;s expectations for the remaining terms
of the loan pools. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Comparison of years December 31, 2014 and
2013</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Provision for non-covered loan
and lease losses decreased $12.6 million to $55.0 million when compared to
$67.6 million in 2013</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">, which included the impact of a $21.0 million additional
provision due to the reclassification to held-for-sale of non-performing
residential mortgage loans</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">. Provision for covered loan and lease losses </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">increased 6.5% to $5.7 million from $5.3
million </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">in 2013</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">. Based on an analysis of the
credit quality and the composition of the Company&#8217;s loan portfolio, management
determined that the provision for 2014 was adequate in order to maintain the
allowance for loan and lease losses at an adequate level to provide for
probable losses based upon an evaluation of known and inherent risks. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Provision for
non-covered loans, excluding acquired loans, decreased $24.2 million to $31.4
million, when compared to $55.6 million in 2013. This was the result of a
decrease in the provision for mortgage loans of 87.8% to $4.3 million and a
recapture for commercial loans of $4.4 million compared to a provision of $3.3
million in 2013, which was partially offset by an increase in the provision for
auto and leasing of 127.4% to $23.6 million and an increase in the provision
for consumer loans of 33.1% to $8.3 million. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Total charge-offs
on non-covered loans, excluding acquired loans, decreased 19.1% to $39.3
million, as compared to $48.5 million in 2013.&#160; This was the result of a 86.3%
decrease in mortgage charge-offs to $5.0 million and a 58.8% decrease in
commercial charge-offs to $2.4 million, partially offset by a 466.0% increase
in auto and leasing charge-offs to $26.0 million and a 289.4% increase in
consumer charge-offs to $5.8 million. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Total recoveries
increased from $2.1 million to $10.2 million. As a result, the recoveries to
charge-offs ratio increased from 4.37% to 25.95%. N</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">et credit losses, excluding acquired
loans, decreased $17.4 million to $29.1 million, representing 4.42% of average
non-covered loans outstanding versus 2.69% for 2013. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The non-covered acquired loans accounted for under ASC 310-20
required a provision for loan and lease losses of $12.9 million, as compared to
$9.1 million in 2013. Non-covered acquired loans accounted for under ASC 310-30
required a provision for loan and lease losses of $10.6 million compared to
$2.9 million in 2013. The provision for 2014 reflects the Company&#8217;s revision of
the expected cash flows in the non-covered acquired loan portfolio considering
actual experiences and changes in the Company&#8217;s expectations for the remaining
term of the loan pools. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Provision for covered loan and lease losses was $5.7 million,
compared to $5.3 million in 2013, reflecting the Company&#8217;s revision of the
expected cash flows in the covered loan portfolio considering actual
experiences and changes in the Company&#8217;s expectations for the remaining terms
of the loan pools. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Income Taxes</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Comparison of years December 31, 2015 and
2014</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">
tax expense decreased $54.8 million to a benefit of $17.6 million, compared to
$37.3 million for 2014. The decrease in income tax expense reflects the
decrease in the net income before income taxes of $142.5 million to a loss of
$20.1 million in 2015, compared to net income before income taxes of $122.4
million a year ago. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Comparison of years December 31, 2014 and
2013</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The income tax expense for 2014 amounted $37.3 million, compared
to an income tax benefit of $8.7 million for 2013. Notwithstanding, the effective
income tax rate for 2014 was 30.43% compared with the maximum income tax
statutory rate of 39%.&#160; During 2013, the Company recognized a $38.1 million
income tax benefit from the increase in the Company&#8217;s deferred tax asset as a
result of the increase in corporate income taxes to 39% from 30%.</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">53</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_54"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face="Times New Roman,serif" style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Business Segments </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company segregates its businesses into the following
major reportable segments: Banking, Wealth Management, and Treasury. Management
established the reportable segments based on the internal reporting used to
evaluate performance and to assess where to allocate resources. Other factors
such as the Company&#8217;s organization, nature of its products, distribution
channels and economic characteristics of the products were also considered in
the determination of the reportable segments. The Company measures the
performance of these reportable segments based on pre-established goals of
different financial parameters such as net income, net interest income, loan
production, and fees generated. The Company&#8217;s methodology for allocating
non-interest expenses among segments is based on several factors such as
revenue, employee headcount, occupied space, dedicated services or time, among
others.&#160; Following are the results of operations and the selected financial
information by operating segment for 2015, 2014 and 2013.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=83% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Wealth</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Major</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consolidated</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Banking </font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Management</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Treasury</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Segments </font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Eliminations </font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=83% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  income</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">367,620</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">95</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,853</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">406,568</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">406,568</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  expense</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(28,425)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(40,771)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(69,196)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(69,196)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  interest income</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">339,195</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">95</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,918)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">337,372</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">337,372</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=17% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision
  for&#160; </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  loan and lease losses</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(161,501)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(161,501)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(161,501)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  income (loss)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,900</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28,288</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">284</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,472</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,472</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  expenses</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(219,415)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(22,564)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,422)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(248,401)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(248,401)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment
  revenue</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,427</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">948</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,375</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,375)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment
  expenses</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(948)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,027)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(400)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,375)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,375</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td nowrap width=17% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Loss)
  income before income taxes</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17,342)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:23.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,792</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,508)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20,058)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:23.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20,058)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=17% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  assets </font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,867,874</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,349</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,126,921</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,017,144</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(917,995)</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,099,149</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=83% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Wealth</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Major</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consolidated</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Banking </font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Management</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Treasury</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Segments </font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Eliminations </font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=83% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  income</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">435,580</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">174</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,503</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">485,257</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">485,257</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  expense</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(34,721)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(42,061)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(76,782)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(76,782)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  interest income</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">400,859</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">174</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,442</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">408,475</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">408,475</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=17% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision
  for&#160; </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  loan and lease losses</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(60,640)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(60,640)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(60,640)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  income (loss)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,389)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28,525</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,187</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,323</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,323</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  expenses</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(213,935)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(21,748)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,042)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(242,725)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(242,725)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment
  revenue</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,410</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">327</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,737</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,737)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment
  expenses</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(327)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,089)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(321)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,737)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,737</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=bottom width=17% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Income
  before income taxes</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">113,978</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,862</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,593</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">122,433</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">122,433</font></b></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td nowrap width=17% style="background:#CCFFFF;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  assets </font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,454,015</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,644</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,940,504</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,416,163</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(967,054)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:17.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,449,109</font></b></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=17% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:17.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">54</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_55"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td nowrap valign=bottom width=27% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 nowrap valign=bottom width=73% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2013</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=27% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Wealth</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Major</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consolidated</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=27% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Banking </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Management</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Treasury </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Segments </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Eliminations </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=27% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=73% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=27% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">445,363</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">354</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,915</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">493,632</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">493,632</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=27% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  expense</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(42,044)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(41,916)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(83,960)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(83,960)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=27% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  interest income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">403,319</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">354</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,999</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">409,672</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">409,672</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=27% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision
  for loan and lease losses</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(72,894)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(72,894)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(72,894)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=27% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  income (loss)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17,438)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,614</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,919</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,095</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,095</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=27% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  expenses</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(222,408)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(26,603)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(15,125)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(264,136)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(264,136)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=27% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment
  revenue</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">618</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,195</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,813</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,813)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=27% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment
  expenses</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,813)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,813)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,813</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=27% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Income
  (loss) before income taxes</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">91,197</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,552</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,012)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,737</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,737</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  assets</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,820,726</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,280</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,084,409</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,928,415</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(770,400)</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,158,015</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:10.0pt;margin-left:67.7pt;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comparison of year ended December 31, 2015 and 2014</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Banking<br>
<br>
</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income of the Company&#8217;s
Banking segment </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">de</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">creased $61.7 million for 2015, or 15.4%, </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">reflecting a decrease of 15.6%
in interest income from loans. Interest</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> income from loans decreased 15.6% to $367.6 million, reflecting a
decrease in both, volume and interest rate of $42.7 million and $25.2 million,
respectively. Such decrease reflects lower acquired loan balances and yields
mainly related to the bulk s</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">ale of non-performing acquired commercial loans and foreclosed
real estate at the end of the third quarter of 2015 and also normal repayments
and maturities.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> In
addition, the decrease reflects</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> a $9.7 million decrease in interest income from a loan to PREPA, which
was placed in non-accrual status during the first quarter of 2015, and a loan
to PRASA, which was paid off during the second quarter of 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="background:yellow;border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Provision for loan and lease losses
increased 166.3%, or $100.9 million, to $161.5 million, reflecting a $38.1 million
provision for loan and lease losses resulting from the bulk sale of
non-performing acquired commercial loans and foreclosed real estate completed
during 2015.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> In
addition, during 2015, the Company recorded an additional provision for loan
and lease losses of $53.3 million related to its participation in the line of
credit to PREPA.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The net FDIC shared-loss expense decreased to $42.8 million as
compared to $65.8 million for 2014, primarily from the decrease of the FDIC
commercial loss share amortization related to the expiration of the non-single
family loss share coverage by the FDIC at the end of the second quarter of 2015.
</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Notwithstanding
the expiration of loss share coverage for non-single family loans, on July 2,
2015, the Company entered into an agreement with the FDIC pursuant to which the
FDIC concurred with a potential sale of a pool of loss share assets covered
under the non-single family loss share agreement. Pursuant to such agreement,
the FDIC agreed and paid $20 million in loss share coverage with respect to the
aggregate loss resulting from the sale of covered non-performing commercial
loans, and such reimbursement was received in December 2015.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Banking service
revenue, which consists primarily of fees generated by deposit accounts,
electronic banking services, and customer services, increased to $41.5 million,
from $40.7 million for 2014. The increase is mainly driven by higher electronic
banking fees of $2.4 million, partially offset by lower checking account fees
of $1.4 million. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income generated from mortgage banking
activities decreased 17.0% to $6.1 million, compared to $7.4 million in 2014. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The decrease in mortgage
banking activities was mostly due to foregone gains on sales as a result of
retaining securitized GNMA pools, as the Company retained securitized GNMA pools
totaling $54.5 million at a yield of 3.09% from its own loan originations
during the second half of 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Non-interest expense of $219.4 million
increased 2.6% when compared to </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">2014</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">. The
increase in non-interest expense primarily reflects an $8.5 million loss
related to the sale of foreclosed real estate, mostly from Eurobank
Acquisition, as part of the bulk sale during 2015. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">In addition, there was a $5.1 million
increase in commercial properties markdowns, as part of our ongoing de-risking
efforts. Also, electronic banking charges increased 14.7%, mainly from merchant
business and credit/debit card interchange transactions as our banking business
continues to grow.</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">55</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_56"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Wealth Management<br>
<br>
</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Wealth
management revenue, which consists of commissions and fees from fiduciary
activities, and securities brokerage and insurance activities decreased slightly
to $28.3 million, compared to $28.5 million in 2014. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Non-interest
expenses increased by 3.8% to $22.6 million from $21.7 million, mainly due to a
$2.1 million payment in 2015 consisting of restitution to certain clients of
our broker-dealer subsidiary as required by FINRA.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Treasury</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="background:yellow;border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The investment portfolio of $1.616 billion at December 31, 2015
increased 15.3% compared to $1.402 billion at December 31, 2014. This was
mainly the result of $617.6 million purchases, $101.3 million sales, and $277.3
million principal paydowns of available-for-sale and held-to-maturity
investment securities during 2015. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest income from investments decreased 21.6% to $38.9 million,
reflecting a decrease in interest rate of $10.0 million.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> Such decrease in interest
income from investments reflects higher premium amortization on existing
securities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comparison of years ended December&nbsp;31, 2014 and 2013</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Banking<br>
<br>
</font></i></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Net interest income of the Banking segment </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">slightly decreased $2.5 million for 2014,
or 1.0%, reflecting a decrease of 2.0% in interest income from loans, partially
offset by a decrease of 17.4% in interest expense. The decrease in interest
income mainly reflects a decrease in loan volume, as acquired loans continue to
mature at higher level at higher level than the increase in the originated
loans.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Provision for non-covered loans
losses decreased $12.6 million to $55.0 million when compared to $67.6 million
for 2013, which included the impact of a $21.0 million additional provision due
to the reclassification to held-for-sale of non-performing residential mortgage
loans. Provision for covered loans losses in</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">creased $345 thousand </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">when compared to 2013.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-interest loss decreased $4.0 million
to $13.4 million when compared to $17.4 million in 2013, mainly as a result of
a decrease of $3.5 million in net FDIC shared-loss expense from $69.3 million.
In addition, f</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">or
2013, the Company recognized a realized loss of $1.5 million from the sale of
performing and non-performing residential mortgage loans, which was not the
case in 2014. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Banking service revenues</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">decreased, mostly due to a $1.5 million
decrease in retail checking account fees, as customers have shifted to lower
fee account products, a $733 thousand decrease in credit card interchange
income, and a $1.1 million decrease in other loan fees due to a non-recurrent
prepayment penalty from a commercial loan cancellation during 2013.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-interest expense of $214.0 million
decreased 3.8% when compared to 2013, mainly due to </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$17.7 million in non-recurring merger and
restructuring charges during 2013</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> compared to none in 2014. This decrease was partially offset by
an increase in </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">foreclosure,
repossession and other real estate expenses of $8.6 million to $25.1 million,
principally caused by an increase in foreclosures and a decrease in the fair
value of real estate as a result of current local economic conditions. Also,
there was an increase in electronic banking charges of $2.4 million to $19.1
million, mostly due to the increase in expenses related to merchant business
and card interchange transactions resulting from the continued growth of our
banking business. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif style="border:none;"><font color=black face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Wealth Management<br>
<br>
</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Wealth management income before income taxes increased $3.3
million, mostly due to a decrease of $4.9 million in non-interest expense,
partially offset by a decrease of $2.1 million in non-interest income. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Wealth management revenues, which consist of commissions and fees
from fiduciary activities, and securities brokerage and insurance activities,
decreased to $28.5 million mostly as a result of current local economic
conditions.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest expenses decreased to $21.7 million, mainly as
commissions paid by the securities broker-dealer decreased when compared to
2013. In addition, other operating expenses decreased as a result of cost
reduction strategies. </font></font></p>

<font face=Calibri,sans-serif style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:10.0pt;margin-left:67.7pt;margin-right:0in;margin-top:0in;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></b></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">56</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_57"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Treasury</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Average investments decreased 15.8% resulting from sales,
redemptions and maturities in 2014. Interest income from investments increased
3.3% and the yield increased to 2.45% from 2.07% in 2013. Increase in yield is
related to lower premium amortization in the mortgage-backed securities
portfolio from the extension of the duration of the portfolio as a result of
the level of market rates. Interest expenses remained leveled at $42 million
for 2014 and 2013.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-interest expenses of the treasury segment, mainly
composed of indirect expenses allocated from support departments decreased
53.44% to $7.0 million as part of the Company&#8217;s general expenses reduction.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2014, the classification of certain cash accounts
was revised to more accurately depict the nature of the underlying segments.
This reclassification resulted in a reduction in banking segment total assets
of approximately $1.190 billion, with a corresponding increase in treasury
segment total assets of $830.9 million and a decrease in total assets
eliminations of $358.8 million in 2013. The Company evaluated the impact of
this reclassification on the total assets allocated to these segments and
determined that the effect of this adjustment was not material to any
previously reported results.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;line-height:normal;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">57</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_58"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><b><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">ANALYSIS OF FINANCIAL CONDITION</font></u></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font face=Calibri,sans-serif style="border:none;"><b><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Assets Owned</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">At December 31,
2015, the Company&#8217;s total assets amounted to $7.099 billion representing a
decrease of 4.7% when compared to $7.449 billion at December 31, 2014. This
reduction is mainly due to a decrease in the loan portfolio, partially offset
by an increase in the investment portfolio. The loan portfolio decreased $392.4
million from $4.827 billion at December 31, 2014 to $4.434 billion, which
included the sale of a portion of acquired non-performing commercial loans
amounting to $109.9 million, carrying amount, during the third quarter of 2015</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">,</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;"> the full repayment of the $75 million loan to PRASA during the
second quarter of 2015, and the full payment of the $78 million loan to Puerto
Rico State Insurance Fund Corporation. Investment securities increased $213.8
million from $1.402 billion at December 31, 2014 to $1.616 billion. This was
mainly the result of $617.6 million purchases, $101.3 million sales, and $277.3
million principal paydowns of available-for-sale and held-to-maturity
investment securities in 2015.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">At December 31,
2015, loans represented 73% of total interest-earning assets while investments
represented 27%, compared to 77% and 23%, respectively, at December 31, 2014.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company&#8217;s
loan portfolio is comprised of residential mortgage loans, commercial loans
collateralized by mortgages on real estate located in Puerto Rico, other
commercial and industrial loans, consumer loans, and auto loans. At December
31, 2015, the Company&#8217;s loan portfolio decreased by 8.1% to $4.434 billion
compared to $4.827 billion at December 31, 2014</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">, primarily due to lower acquired loan balances. Our loan
portfolio is transitioning as originated loans grow at a slower pace than
acquired loans decrease, due to portfolio sales, repayments and maturities, and
the Company continues to reduce its exposure to the Puerto Rico government. At </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">December 31, 2015</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">, the originated loan portfolio increased
$206.5 million, or 7.4%, the acquired BBVAPR </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">loan portfolio decreased $445.9 million, or 26.0%</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">, and</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;"> the acquired Eurobank loan portfolio decreased $152.1 million, or
50.9% from December 31, 2014.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Investments
principally consist of U.S. government and agency bonds, mortgage-backed
securities, and Puerto Rico government and agency bonds. At December 31, 2015,
the investment portfolio increased 15.3% to $1.616 billion from $1.402 billion
at December 31, 2014. During 2015, the Company sold $101.3 million of
mortgage-backed securities available for sale and reduced some interest rate
sensitivity. Recent purchases of investment securities, mostly FNMA and FHLM
certificates, were categorized as held-to-maturity. The Company&#8217;s management
will determine the category of upcoming investment securities purchases based
on the Company&#8217;s expectations at such time.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;line-height:normal;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">During 2015, the Company recognized an
other-than-temporary impairment charge on its portfolio of investment
securities available-for-sale classified as obligations from the Puerto Rico
government and its political subdivisions. The Company determined that $1.5
million of the unrealized loss carried by these securities was attributed to
estimated credit losses. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The FDIC indemnification
asset amounted to $22.6 million at December 31, 2015 and $97.4 million at
December 31, 2014, representing a 76.8% reduction. The decrease in the FDIC
indemnification asset is mainly related to collections and reimbursement
receivables from the FDIC of $38.4 million and amortization of $36.4 million
for 2015, as the FDIC loss-share coverage for commercial loans expired on June
30, 2015. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial Assets Managed</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company&#8217;s
financial assets managed include those managed by the Company&#8217;s trust division,
retirement plan administration subsidiary, and assets gathered by its
securities broker-dealer subsidiary. The Company&#8217;s trust division offers
various types of IRAs and manages 401(k) and Keogh retirement plans and custodian
and corporate trust accounts, while the retirement plan administration
subsidiary, OPC, manages private retirement plans. At December 31, 2015, total
assets managed by the Company&#8217;s trust division and OPC amounted to $2.691
billion, compared to $2.841 billion at December 31, 2014. Oriental Financial
Services offers a wide array of investment alternatives to its client base,
such as tax-advantaged fixed income securities, mutual funds, stocks, bonds and
money management wrap-fee programs. At December 31, 2015, total assets gathered
by Oriental Financial Services from its customer investment accounts decreased
9.4% to $2.375 billion, compared to $2.622 billion at December 31, 2014.
Changes in trust and broker-dealer related assets primarily reflect a decrease
in portfolio and differences in market values due principally to economic
conditions in Puerto Rico.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">58</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_59"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.2pt;">Goodwill</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.2pt;">Goodwill recorded in connection with the
BBVAPR Acquisition and the FDIC-assisted Eurobank acquisition is not amortized
to expense, but is tested at least annually for impairment. A quantitative
annual impairment test is not required if, based on a qualitative analysis, the
Company determines that the existence of events and circumstances indicate that
it is more likely than not that goodwill is not impaired. The Company completes
its annual goodwill impairment test as of October 31 of each year.&#160; The Company
tests for impairment by first allocating its goodwill and other assets and
liabilities, as necessary, to defined reporting units. A fair value is then
determined for each reporting unit. If the fair values of the reporting units
exceed their book values, no write-down of the recorded goodwill is necessary.
If the fair values are less than the book values, an additional valuation
procedure is necessary to assess the proper carrying value of the goodwill.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.2pt;">Reporting unit valuation is inherently
subjective, with a number of factors based on assumptions and management
judgments or estimates. Actual values may differ significantly from such estimates.
Among these are future growth rates for the reporting units, selection of
comparable market transactions, discount rates and earnings capitalization
rates. Changes in assumptions and results due to economic conditions, industry
factors, and reporting unit performance and cash flow projections could result
in different assessments of the fair values of reporting units and could result
in impairment charges. If an event occurs or circumstances change that would
more likely than not reduce the fair value of a reporting unit below its
carrying amount, an interim impairment test is required.&#160;&#160;&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.2pt;">Relevant events and circumstances for
evaluating whether it is more likely than not that the fair value of a
reporting unit is less than its carrying amount may include macroeconomic
conditions (such as a further deterioration of the Puerto Rico economy or the
liquidity for Puerto Rico securities or loans secured by assets in Puerto
Rico), adverse changes in legal factors or in the business climate, adverse
actions by a regulator, unanticipated competition, the loss of key employees,
or similar events. The Company&#8217;s loan portfolio, which is the largest component
of its interest-earning assets, is concentrated in Puerto Rico and is directly
affected by adverse local economic and fiscal conditions. Such conditions have
generally affected the market demand for non-conforming loans secured by assets
in Puerto Rico and, therefore, affect the valuation of the Company&#8217;s assets.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:13.2pt;">As of December 31, 2015, the Company had
$86.1 million of goodwill allocated as follows: $84.1 million to the Banking
unit and $2.0 to the Wealth Management unit. Based on its annual goodwill
impairment test, the Company determined that the Banking unit failed step one
of the two-step impairment test and that Wealth Management unit passed such
step. As a result of step one, the Banking unit&#8217;s adjusted net book value
exceed its fair value by approximately $263.1 million, or 29.6%. Accordingly,
the Company proceeded to perform step two of the analysis. Based on the results
of step two, the Company determined that the carrying value of the goodwill
allocated to the Banking unit was not impaired as of the valuation date. For
additional details related to such goodwill impairment test, please refer to
&#8220;Goodwill and Intangible Assets&#8221; under Note 1 of the accompanying consolidated
financial statements.</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">59</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_60"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=8 width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE 4 - ASSETS SUMMARY AND
  COMPOSITION</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:20.25pt;">
  <td valign=top width=59% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=top width=59% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance
  </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=top width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 <td valign=top width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investments:</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,354,802</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,172,262</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.6%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Obligations of US government-sponsored agencies</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,093</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,182</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-29.1%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  US Treasury securities</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,032</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  CMOs issued by US government-sponsored agencies</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">135,073</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">176,129</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-23.3%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  GNMA certificates</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58,495</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,752</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1131.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Puerto Rico government and public instrumentalities</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,731</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,671</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-12.4%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FHLB stock</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,783</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,169</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.8%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other debt securities</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,572</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,294</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-21.9%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other investments</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">291</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,597</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-81.8%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=59% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investments</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,615,872</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,402,056</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.3%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,434,213</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,826,646</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-8.1%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  securities and loans</font></b></p>
  </td>
 <td valign=bottom width=1% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,050,085</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,228,702</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-2.9%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  assets:</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Cash and due from banks (including restricted cash)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">535,359</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">577,159</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-7.2%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Money market investments</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,699</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,675</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.5%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FDIC indemnification asset</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,599</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">97,378</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-76.8%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Foreclosed real estate</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58,176</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">95,661</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-39.2%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Accrued interest receivable</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,637</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,345</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-3.3%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Deferred tax asset, net</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">145,901</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">108,708</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34.2%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Premises and equipment, net</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">74,590</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">80,599</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-7.5%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Servicing assets </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,455</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,992</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-46.7%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Derivative assets</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,025</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,107</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-62.7%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Goodwill</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">86,069</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">86,069</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other assets and customers' liability on acceptances</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,554</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">126,714</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-28.5%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total other assets</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,049,064</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,220,407</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-14.0%</font></b></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=bottom width=59% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total assets</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,099,149</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,449,109</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.7%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investments
  portfolio composition:</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">83.9%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">83.7%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Obligations of US government-sponsored agencies</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.3%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.5%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  US Treasury securities</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.5%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.0%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  CMOs issued by US government-sponsored agencies</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.4%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.6%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  GNMA certificates</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.6%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.3%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Puerto Rico government and public instrumentalities</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.8%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.1%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=59% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FHLB stock</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.3%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.5%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other debt securities and other investments</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.2%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.3%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=59% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=14% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></b></p>
  </td>
 <td valign=top width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></b></p>
  </td>
 <td valign=top width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=59% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=14% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">60</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_61"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:10.5pt;">
  <td colspan=8 width=100% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE 5 &#8212; LOANS RECEIVABLE
  COMPOSITION</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=61% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap width=28% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31,</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=61% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=61% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=28% style="height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In thousands)</font></b></p>
  </td>
 <td nowrap width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Originated
  and other loans and leases held for investment:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Mortgage&#160; </font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">757,828</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">791,751</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-4.3%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,441,649</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,289,732</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11.8%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">242,950</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">186,760</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">30.1%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Auto and leasing</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">669,163</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">575,582</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16.3%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,111,590</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,843,825</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9.4%</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Allowance for loan and lease losses on originated and other loans and leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(112,626)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(51,439)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-119.0%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,998,964</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,792,386</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.4%</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Deferred loan costs, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,203</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,282</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-1.8%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Total originated and other loans loans held for investment, net</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,003,167</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,796,668</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.4%</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Acquired
  loans:</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Acquired BBVAPR loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  Accounted for under ASC 310-20 (Loans with revolving feature and/or </font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  acquired at a premium)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,457</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,675</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-41.2%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">38,385</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">45,344</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-15.3%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">106,911</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">184,782</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-42.1%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">152,753</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">242,801</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-37.1%</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Allowance for loan and lease losses on acquired BBVAPR loans accounted for
  under ASC 310-20</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(5,542)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4,597)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-20.6%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">147,211</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">238,204</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-38.2%</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  Accounted for under ASC 310-30 (Loans acquired with deteriorated&#160; </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  credit quality, including those by analogy)</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Mortgage&#160; </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">608,294</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">656,122</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-7.3%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">287,311</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">452,201</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-36.5%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Construction </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">88,180</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">106,361</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-17.1%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,843</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,888</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-60.4%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">153,592</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">247,233</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-37.9%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,149,220</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,491,805</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-23.0%</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Allowance for loan and lease losses on acquired BBVAPR loans accounted for
  under ASC 310-30</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(25,785)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(13,481)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-91.3%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,123,435</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,478,324</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-24.0%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Total acquired BBVAPR loans, net</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,270,646</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,716,528</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-26.0%</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td width=61% style="height:14.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;
  Acquired Eurobank loans:</font></b></p>
  </td>
 <td width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Loans secured by 1-4 family residential properties</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">92,273</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">102,162</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-9.7%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial and construction</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">142,377</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">256,488</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-44.5%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,314</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,506</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-48.6%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">236,964</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">363,156</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-34.7%</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Allowance for loan and lease losses on Eurobank loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(90,178)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(64,245)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-40.4%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Total acquired Eurobank loans, net</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">146,786</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">298,911</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-50.9%</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Total acquired loans, net</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,417,432</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,015,439</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-29.7%</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=61% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total
  held for investment, net</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,420,599</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,812,107</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-8.1%</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage
  loans held for sale</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,614</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14,539</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-6.4%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=61% style="height:9.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total
  loans, net</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,434,213</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,826,646</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-8.1%</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">61</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_62"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company&#8217;s
loan portfolio is composed of two segments, loans initially accounted for under
the amortized cost method (referred as &quot;originated and other&quot; loans)
and loans acquired (referred as &quot;acquired&quot; loans). Acquired loans are
further segregated between acquired BBVAPR loans and acquired Eurobank loans.
Acquired Eurobank loans were purchased subject to loss-sharing agreements with
the FDIC. </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The FDIC loss sharing coverage, related to
commercial acquired Eurobank loans expired</font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> on June 30, 2015</font></font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">. </font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Notwithstanding
the expiration of loss-share coverage of commercial loans, on July 2, 2015, the
Company entered into an agreement with the FDIC pursuant to which the FDIC
concurred with a potential sale of a pool of loss-share assets covered under
the commercial loss-share agreement. Pursuant to such agreement, the FDIC
agreed to pay up to $20 million in loss share coverage with respect to the
aggregate loss resulting from any portfolio sale within 120 days of the
agreement. This sale was completed on September 28, 2015</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The coverage for the single-family
residential loans will expire on June 30, 2020</font></font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">. At December 31, 2015, the remaining
covered loans amounting to $59.6 million, net carrying amount, are included as
part of acquired Eurobank loans under the name &quot;loans secured by 1-4
family residential properties&quot;. At December 31, 2014, covered loans
amounted to $<a name="XBRL_CS_ae4d69cf2e4e487891843a326"></a>298.9 <a name="XBRL_CS_ae4d69cf2e4e487891843a326_bclEnd"></a>million, net carrying
amount. </font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Covered loans are no
longer a material amount. Therefore, the Company changed its current and prior
year loan disclosures during 2015.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As shown in Table 5 above, total loans, net, amounted
to $4.434 billion at December 31, 2015 and $4.827 billion at December 31, 2014.
On September 28, 2015, the Company sold covered non-performing commercial loans
with an unpaid principal balance amounting to $197.1 million ($100.0 million
carrying amount). The sales price was 18.44% of UPB, or $36.3 million. The FDIC
agreed to cover and paid $20.0 million of losses as part of its loss-share
agreement with the Company. As a result, a $20.0 million reimbursement was
recorded in the statement of operations. The Company also recorded a $32.9
million provision for loan and lease losses for acquired Eurobank loans, which
was partially offset by $4.6 million in cost recoveries. Also, as part of this
transaction, the Company sold certain non-performing commercial loans that were
part of the BBVAPR Acquisition with an unpaid principal balance amounting to
$38.1 million ($9.9 million carrying amount). The sales price was $5.2 million.
As a result, a $5.2 million provision for loan and lease losses was recorded
for BBVAPR acquired loans, which was partially offset by $2.4 million in cost
recoveries. In addition, certain foreclosed real estate with a carrying amount
of $11.0 million was sold for $1.7 million. As part of this transaction, the
Company made customary representations and warranties to the purchaser
regarding certain characteristics of the assets that were sold.&#160; Such
representations and warranties survive for a limited period of time. To the
extent that the assets sold do not meet the specified characteristics, and
subject to certain notice, cure period and other conditions, the purchaser
would be entitled to require the Company to repurchase such assets.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:10.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Company&#8217;s
originated and other loans held-for-investment portfolio composition and trends
were as follows:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mortgage loan portfolio amounted to $757.8 million (24.4% of the
gross originated loan portfolio) compared to $791.8 million (27.8% of the gross
originated loan portfolio) at December 31, 2014. Mortgage loan production
totaled $247.2 million for 2015, which represents an increase of 14.8% from
$215.4 million in the previous year. Mortgage loans included delinquent loans
in the GNMA buy-back option program amounting to $7.9 million and $42.2 million
at December 31, 2015 and 2014, respectively. Servicers of loans underlying GNMA
mortgage-backed securities must report as their own assets the defaulted loans
that they have the option (but not the obligation) to repurchase, even when
they elect not to exercise that option.</font></p>

<p style="margin:0in;margin-bottom:10.0pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial loan portfolio amounted to $1.442 billion (46.3% of
the gross originated loan portfolio) compared to $1.290 billion (45.4% of the
gross originated loan portfolio) at December 31, 2014. Commercial loan
production increased 38.9% to $365.2 million for 2015 from $262.9 million for
2014.</font></p>

<p style="margin:0in;margin-bottom:10.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Consumer loan portfolio amounted to $243.0 million (7.8% of the
gross originated loan portfolio) compared to $186.8 million (6.6% of the gross
originated loan portfolio) at December 31, 2014. Consumer loan production
increased 17.3% to $140.7 million for 2015 from $119.9 million for 2014.</font></p>

<p style="margin:0in;margin-bottom:10.0pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Auto and leasing portfolio amounted to $669.2 million (21.5% of
the gross originated loan portfolio) compared to $575.6 million (20.2% of the
gross originated loan portfolio) at December 31, 2014. Auto and leasing
production decreased by 18.8% to $260.8 million for 2015, compared to $321.2
million for 2014. </font></p>

<p style="margin:0in;margin-bottom:10.0pt;"><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;line-height:115%;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">62</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_63"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table summarizes
the remaining contractual maturities of the Company&#8217;s total gross non-covered
loans, excluding loans accounted for under ASC 310-30, segmented to reflect
cash flows as of December 31, 2015.&#160; Contractual maturities do not necessarily
reflect the period of resolution of a loan, considering prepayments.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 valign=bottom width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=13 valign=bottom width=66% style="border:none;border-bottom:none black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Maturities</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td rowspan=3 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">One Year or Less</font></b></p>
  </td>
 <td colspan=7 valign=bottom width=30% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">From One to</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Five Years</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">After Five Years</font></b></p>
  </td>
 </tr>
<tr style="height:45.0pt;">
  <td valign=bottom width=18% style="height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance Outstanding at
  December 31, 2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fixed Interest Rates</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variable Interest Rates</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fixed Interest Rates</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variable Interest Rates</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=18% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=82% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=18% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Originated
  and other loans:</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">757,828</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,414</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,473</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">741,941</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=18% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,441,649</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">893,429</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">398,578</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">149,642</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,950</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,305</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">141,450</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">71,195</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=18% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto
  and leasing</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">669,163</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,014</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">302,453</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">363,696</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,111,590</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">929,162</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">855,954</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,326,474</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=18% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td valign=bottom width=18% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Acquired
  loans accounted under ASC 310-20</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,340</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,340</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=18% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  secured by real estate</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,117</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,929</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">188</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,385</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,385</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=18% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">106,911</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,115</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">98,796</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">152,753</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53,769</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">98,984</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=18% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">63</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_64"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td colspan=24 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">TABLE 6 &#8212; HIGHER RISK
  RESIDENTIAL MORTGAGE LOANS</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 valign=bottom width=84% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 valign=bottom width=84% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Higher-Risk Residential
  Mortgage Loans*</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 valign=bottom width=27% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">High Loan-to-Value Ratio
  Mortgages</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=7 valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Junior Lien Mortgages</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 valign=bottom width=27% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest Only Loans</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 valign=bottom width=27% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">LTV 90% and over</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=7% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Carrying </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=7% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Carrying </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Carrying </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=16% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Value</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Allowance</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Coverage</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Value</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Allowance</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Coverage</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Value</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Allowance</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Coverage</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 valign=top width=84% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=16% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Delinquency:</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0 -
  89 days</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,849</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">259</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.19%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14,849</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">627</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.22%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">71,687</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,227</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.71%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=16% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">90 -
  119 days</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11.54%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">522</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.98%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">761</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">41</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.39%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">120 -
  179 days</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">96</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,319</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">84</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.37%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,306</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">78</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.97%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=16% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">180 -
  364 days</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">246</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.03%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">641</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">41</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.40%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,066</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.41%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">365+
  days</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">323</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17.65%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">712</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">185</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">25.98%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,319</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">72</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.10%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=16% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,540</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">324</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.58%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">18,043</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">963</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.34%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">77,139</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,433</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.86%</font></p>
  </td>
 </tr>
<tr style="height:28.5pt;">
  <td valign=top width=16% style="height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Percentage
  of total loans excluding </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  acquired loans accounted for under ASC 310-30</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:double black 2.25pt;height:28.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.38%</font></p>
  </td>
 <td valign=bottom width=2% style="height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:28.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:double black 2.25pt;height:28.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.55%</font></p>
  </td>
 <td valign=bottom width=2% style="height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:28.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:28.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.36%</font></p>
  </td>
 <td valign=bottom width=2% style="height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:28.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:28.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=16% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Refinanced
  or Modified Loans:</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=16% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Amount</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,079</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">222</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10.68%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">195</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">19</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9.74%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,449</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">820</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.16%</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td nowrap width=16% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Percentage
  of Higher-Risk Loan </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Category</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16.58%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.08%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14.84%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=16% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Loan-to-Value
  Ratio:</font></u></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=16% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Under
  70%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,940</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">220</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.77%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,603</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">227</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.72%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-&#160;&#160; </font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">70% -
  79%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,300</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">68</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.96%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,543</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">108</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.25%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-&#160;&#160; </font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=16% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">80% -
  89%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">179</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7.82%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,915</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">251</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.11%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-&#160;&#160; </font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=16% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">90%
  and over</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,121</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">22</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.04%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,982</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">377</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.72%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">77,139</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,433</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.86%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=16% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,540</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">324</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.58%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">18,043</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">963</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.34%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">77,139</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,433</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.86%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=16% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=24 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">*
  Loans may be included in more than one higher-risk loan category and excludes
  acquired residential mortgage loans.</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">64</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_65"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td colspan=18 valign=bottom width=100% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The following table includes
  the Company's lending and investment exposure to the Puerto Rico government,
  including its agencies, instrumentalities, municipalities and public
  corporations:</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=18 valign=bottom width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">TABLE
  7 - PUERTO RICO GOVERNMENT RELATED LOANS AND SECURITIES</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=18 valign=bottom width=100% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=14% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Maturity</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Loans
  and Securities:</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Carrying Value</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Less than 1 Year</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1 to 3 Years</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">More than 3 Years</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=29% style="border:none;border-bottom:solid black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Comments</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=14% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 valign=bottom width=53% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:37.5pt;">
  <td valign=bottom width=14% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Central
  government</font></p>
  </td>
 <td valign=bottom width=2% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;20,957 &nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;20,957 &nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=27% style="height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Repayment
  sources include all available revenues of the Commonwealth</font></p>
  </td>
 </tr>
<tr style="height:37.5pt;">
  <td nowrap width=14% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Public
  corporations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;190,935 &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;190,290 &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;645 &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=27% style="background:#CCFFFF;height:37.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Includes
  $190.3 million PREPA loan, which has $53.3 million allowance for loan and
  lease losses</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=bottom width=14% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Municipalities</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;203,520 &nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;187 &nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;48,165 &nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;155,168 &nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=27% style="height:19.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Repayment
  from property taxes</font></p>
  </td>
 </tr>
<tr style="height:43.5pt;">
  <td nowrap width=14% style="background:#CCFFFF;height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Investment
  securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;17,801 &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;8,733 &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:43.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;9,068 &nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=27% style="background:#CCFFFF;height:43.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Includes
  $11 million in PRIDCO bonds that had a $1.2 million other-than-temporary
  impairment</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td valign=bottom width=14% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;433,213 &nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;190,477 &nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;57,543 &nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;185,193 &nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><u><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Some highlights follow regarding the data included above:</font></u></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-indent:-.25in;"><font color=windowtext face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=windowtext face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans to municipalities are backed by their unlimited taxing
power or real and personal property taxes. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:19.5pt;text-indent:-19.5pt;"><font color=windowtext face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font color=windowtext face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">44% of loans and securities balances mature in 12-months or
less.</font></p>

<p style="margin-bottom:.0001pt;margin-left:19.5pt;margin-right:0in;margin-top:0in;text-indent:-19.5pt;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Deposits
from municipalities, central government and other government entities totaled $99.0
million at December 31, 2015. However, this amount could decline as a result of
local legislation intended to improve the liquidity of the Government
Development Bank for Puerto Rico (&#8220;GDB&#8221;) by requiring the Commonwealth&#8217;s
agencies, instrumentalities and public corporations to maintain certain
deposits at GDB. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:19.5pt;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Oriental Bank, is part
of a four bank syndicate providing a $550 million dollar revolving line of
credit to finance the purchase of fuel for the day to day power generation
activities of PREPA. The Bank&#8217;s participation in the line of credit has an
unpaid principal balance of $190.3 million as of December 31, 2015. During the first
quarter of 2015, the Bank placed its participation in such line of credit on
non-accrual status. After the first quarter of 2015, interest payments received
were applied to principal. As of December 31, 2015, the specific reserve was at
$53.3 million.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">65</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_66"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Credit Risk Management</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Allowance for Loan and Lease
Losses</font></u></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company maintains an
allowance for loan and lease losses at a level that management considers
adequate to provide for probable losses based upon an evaluation of known and
inherent risks. The Company&#8217;s allowance for loan and lease losses policy
provides for a detailed quarterly analysis of probable losses. At December 31,
2015, the Company&#8217;s allowance for loan and lease losses amounted to $234.1
million, an increase from $133.8 million at December 31, 2014. Tables 8 through
12 set forth an analysis of activity in the allowance for loan and lease losses
and present selected loan loss statistics. In addition, Table 5 sets forth the
composition of the loan portfolio. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">At December 31, 2015, $112.6
million of the allowance corresponded to originated and other loans held for investment,
or 3.62% of total originated and other loans held for investment, compared to
$51.4 million or 1.81% of total originated and other loans held for investment
at December 31, 2014. The allowance increased as a result of a $99.3 million
provision for loan and lease losses and $14.9 million of recoveries, which were
partially offset by charge-offs of $53.0 million during 2015. During the last
year, the Company recorded a $53.3 million provision for loan and lease losses
for the PREPA line of credit. The allowance for commercial loans increased
668.4% (or $56.4 million), when compared with the balances recorded at December
31, 2014. The allowance for residential mortgage loans decreased by 6.7% (or
$1.3 million), when compared with the balances recorded at December 31, 2014. The
allowance for consumer loans and auto and leases increased by 23.4% (or $2.1
million) and 28.1% (or $4.0 million), respectively, when compared with the
balances recorded at December 31, 2014.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Allowance for loan and lease
losses recorded for acquired BBVAPR loans accounted for under the provisions of
ASC 310-20 at December 31, 2015 was $5.5 million compared to $4.6 million at
December 31, 2014, a 20.6% increase. </font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The allowance increased as a result of a $7.5 million provision for
loan and lease losses and $2.8 million of recoveries, which were partially offset
by $9.3 million in charge-offs during 2015. The allowance for commercial loans
decreased by 60.0% (or $39 thousand), when compared with the balance recorded
at December 31, 2014. The allowance for consumer loans increased by 183.2% (or
$2.2 million) and auto loans decreased by 37.2% (or $1.2 million),
respectively, when compared with the balances recorded at December 31, 2014, due
to the normal amortization of credit discount of these acquired loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Allowance for loan and lease
losses recorded for acquired BBVAPR loans accounted for under ASC-310-30 at </font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015 </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">was $25.8 million as compared to $13.5 million at
December 31, 2014. </font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
allowance increased as a result of a $16.7 million provision for loan and lease
losses, partially offset by $4.4 million in charge-offs during 2015. During the
third quarter of 2015, the Company recorded $5.2 million of provision for loan
and lease losses for acquired BBVAPR loans related to the most recent sale of certain
non-performing commercial loans on September 28, 2015. The allowance for
commercial loans increased by 57.0% (or $7.7 million), when compared with the
balance recorded at December 31, 2014. The allowance for residential mortgage
loans increased $1.7 million, when compared with the balances recorded at
December 31, 2014. The allowance for consumer loans and auto loans increased by
$84 thousand and $2.9 million, respectively, when compared with the balances
recorded at December 31, 2014.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Allowance
for loan and lease losses recorded for acquired Eurobank loans at </font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015 </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">was $90.2 million as compared to $64.2 million at
December 31, 2014. </font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
allowance increased as a result of a $38.0 million provision for loan and lease
losses and a provision of $2.5 million of FDIC shared-loss portion for covered
loan and lease losses, partially offset by $14.6 million in loan pools fully
charged-off. During the third quarter of 2015, the Company recorded $32.9
million of provision for loan and losses for acquired Eurobank loans related to
the sale of a portfolio of non-performing commercial loans on September 28,
2015. </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance for loan and lease losses
on covered loans is accounted for under the provisions of ASC 310-30. Under
this accounting guidance, the allowance for loan and lease losses on covered
loans is evaluated at each financial reporting period based on forecasted cash
flows. Credit-related decreases in expected cash flows, compared to those
previously forecasted, are recognized by recording a provision for credit
losses on covered loans when it is probable that all cash flows expected at
acquisition will not be collected. The portion of the loss on covered loans
reimbursable from the FDIC is recorded as an offset to the provision for credit
losses and increases the FDIC indemnification asset.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Please refer to the
&#8220;Provision for Loan and Lease Losses&#8221; section in this MD&amp;A for a more detailed
analysis of provisions for loan and lease losses.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;text-decoration:none;">&nbsp;</font></i></b></p>




<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;text-decoration:none;">&nbsp;</font></i></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">66</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_67"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Non-performing
Assets</font></u></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company&#8217;s non-performing assets
include non-performing loans and foreclosed real estate (see Tables 11 and 12).
At December 31, 2015 and 2014, the Company had $300.1 million and $101.5
million, respectively, of non-accrual loans, including acquired BBVAPR loans
accounted for under ASC 310-20 (loans with revolving feature and/or acquired at
a premium). During the first quarter of 2015, the Company placed its $200.0
million participation in the PREPA line of credit, which was previously
classified as troubled-debt restructuring, on non-accrual status. At December
31, 2015 and 2014, loans whose terms have been extended and which are
classified as troubled-debt restructuring that are not included in
non-performing assets amounted to $93.6 million and $274.4 million,
respectively. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Oriental Bank is part of a
four bank syndicate providing a $550 million revolving line of credit to finance
the purchase of fuel for PREPA&#8217;s day-to-day power generation activities.&#160; Our
participation in the line of credit has an unpaid principal balance of $190.3
million as of </font></font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">December 31, 2015</font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">. As part of the bank syndicate, the Bank
entered into a forbearance agreement with PREPA, which was extended several
times until the execution of a Restructuring Support Agreement on November 5,
2015 with PREPA and certain other creditors. The Restructuring Support
Agreement provides for the restructuring of the fuel line of credit subject to
the accomplishment of several milestones, including some milestones that depend
on the actions of third parties to the agreement, such as the negotiation of
agreements with other creditors and legislative action. The Company has
classified the credit facility to PREPA as substandard and on non-accrual
status. The Company conducted an impairment analysis considering the
probability of collection of principal and interest, which included a financial
model to project the future liquidity status of PREPA under various scenarios
and its capacity to service its financial obligations, and concluded that PREPA
had sufficient cash flows for the repayment of the line of credit. Despite the
Company&#8217;s analysis showing PREPA&#8217;s capacity to repay the line of credit, the
Company placed its participation in non-accrual during the first quarter of
2015 and recorded a $54.1 million provision for loan and lease losses during
2015. Since April 1, 2015, interest payments have been applied to principal.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Delinquent
residential mortgage loans insured or guaranteed under applicable FHA and VA
programs are classified as non-performing loans when they become 90 days or
more past due, but are not placed in non-accrual status until they become 18
months or more past due, since they are insured loans. Therefore, these loans
are included as non-performing loans but excluded from non-accrual loans.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Acquired loans with credit deterioration
are considered to be performing due to the application of the accretion method
under ASC 310-30, in which these loans will accrete interest income over the
remaining life of the loans using estimated cash flow analyses. Credit related
decreases in expected cash flows, compared to those previously forecasted are
recognized by recording a provision for credit losses on these loans when it is
probable that all cash flows expected at acquisition will not be collected.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">At December 31, 2015, the Company&#8217;s
non-performing assets increased by 106.5% to $367.8 million (6.31% of total
assets, excluding covered assets and acquired loans with deteriorated credit
quality) from $178.1 million (4.30% of total assets, excluding covered assets
and acquired loans with deteriorated credit quality) at December 31, 2014. The
increase is mostly due to the classification of PREPA to non-performing status
during the first quarter of 2015. The Company does not expect non-performing
loans to result in significantly higher losses as most are well-collateralized
with adequate loan-to-value ratios. At December 31, 2015, the allowance for
originated loan and lease losses to non-performing loans coverage ratio was
37.15% (49.11% at December 31, 2014). </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company follows a conservative
residential mortgage lending policy, with more than 90% of its residential
mortgage portfolio consisting of fixed-rate, fully amortizing, fully documented
loans that do not have the level of risk associated with subprime loans offered
by certain major U.S. mortgage loan originators. Furthermore, the Company has
never been active in negative amortization loans or adjustable rate mortgage
loans, including those with teaser rates.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>




<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">67</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_68"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The following
items comprise non-performing assets:</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Originated and other loans held
for investment:</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Mortgage loans</font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">
&#8212; are placed on non-accrual status when they become 90 days or more past due
and are written-down, if necessary, based on the specific evaluation of the
collateral underlying the loan, except for FHA and VA insured mortgage loans
which are placed in non-accrual when they become 18 months or more past due. At
December 31, 2015, the Company&#8217;s originated non-performing mortgage loans
totaled $77.9 million (25.5% of the Company&#8217;s non-performing loans), a 6.9%
increase from $72.8 million (66.8% of the Company&#8217;s non-performing loans) at
December 31, 2014. Non-performing loans in this category are primarily
residential mortgage loans. </font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Commercial loans</font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;"> &#8212; are placed on non-accrual status when they become 90 days or more
past due and are written-down, if necessary, based on the specific evaluation
of the underlying collateral, if any. At December 31, 2015, the Company&#8217;s
originated non-performing commercial loans amounted to $215.3 million (70.5% of
the Company&#8217;s non-performing loans), a 893.0% increase from $21.7 million at
December 31, 2014 (19.9% of the Company&#8217;s non-performing loans). Most of this
portfolio is collateralized by commercial real estate properties. During the first quarter of 2015, the Company placed
its $200.0 million participation in the PREPA line of credit, which was
previously classified as troubled-debt-restructuring, on non-accrual status. At
December 31, 2015, the PREPA line of credit had an outstanding principal balance
of $190.3 million.</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Consumer loans</font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">
&#8212; are placed on non-accrual status when they become 90 days past due and
written-off when payments are delinquent 120 days in personal loans and 180
days in credit cards and personal lines of credit. At December 31, 2015, the Company&#8217;s originated
non-performing consumer loans totaled $1.6 million (0.5% of the Company&#8217;s
non-performing loans), compared to $1.6 million (1.5% of the Company&#8217;s
non-performing loans) at December 31, 2014.</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Auto loans and leases</font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;"> &#8212; are placed on non-accrual status when they become
90 days past due, partially written-off to collateral value when payments are
delinquent 120 days, and fully written-off when payments are delinquent 180
days. At December 31, 2015, the Company&#8217;s originated non-performing auto loans
and leases amounted to $8.4 million (2.8% of the Company&#8217;s total non-performing
loans), a decrease of 2.9% from $8.7 million at December 31, 2014 (8.0% of the
Company&#8217;s total non-performing loans).</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;line-height:normal;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Acquired BBVAPR loans accounted
for under ASC 310-20 (loans with revolving features and/or acquired at
premium):</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&#160;&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Commercial revolving lines of credit and credit cards</font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;"> &#8212; are placed on non-accrual status when they become 90
days or more past due and are written-down, if necessary, based on the specific
evaluation of the underlying collateral, if any. At December 31, 2015, the
Company&#8217;s acquired non-performing commercial lines of credit accounted for
under ASC 310-20 amounted to $880 thousand (0.3% of the Company&#8217;s
non-performing loans), a 25.9% decrease from $1.2 million at December 31, 2014
(1.1% of the Company&#8217;s non-performing loans).</font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Consumer revolving lines of credit and credit cards</font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;"> &#8212; are placed on non-accrual status when they become
90 days past due and written-off when payments are delinquent 180 days. At
December 31, 2015, the Company&#8217;s acquired non-performing consumer lines of
credit and credit cards accounted for under ASC 310-20 totaled $535 thousand
(0.2% of the Company&#8217;s non-performing loans), a 63.8% decrease from $1.5
million at December 31, 2014 (1.4% of the Company&#8217;s non-performing loans).</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:0in;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Auto loans acquired at premium </font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">- are placed on non-accrual status when they become 90
days past due, partially written-off to collateral value when payments are
delinquent 120 days, and fully written-off when payments are delinquent 180
days. At December 31, 2015, the Company&#8217;s acquired non-performing auto loans
accounted for under ASC 310-20 totaled $831 thousand (0.3% of the Company&#8217;s
non-performing loans), a 45.0% decrease from $1.5 million at December 31, 2014
(1.4% of the Company&#8217;s non-performing loans).</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>




<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">68</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_69"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company has
two mortgage loan modification programs. These are the Loss Mitigation Program
and the Non-traditional Mortgage Loan Program. Both programs are intended to
help responsible homeowners to remain in their homes and avoid foreclosure,
while also reducing the Company&#8217;s losses on non-performing mortgage loans.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Loss Mitigation Program helps
mortgage borrowers who are or will become financially unable to meet the
current or scheduled mortgage payments. Loans that qualify under this program
are those guaranteed by FHA, VA, PRHFA, (&#8220;Puerto Rico Housing Finance Authority&#8221;),
conventional loans guaranteed by Mortgage Guaranty Insurance Corporation
(MGIC), conventional loans sold to FNMA and FHLMC, and conventional loans
retained by the Company. The program offers diversified alternatives such as
regular or reduced payment plans, payment moratorium, mortgage loan
modification, partial claims (only FHA), short sale, and payment in lieu of
foreclosure.</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Non-traditional Mortgage Loan
Program is for non-traditional mortgages, including balloon payment, interest
only/interest first, variable interest rate, adjustable interest rate and other
qualified loans. Non-traditional mortgage loan portfolios are segregated into
the following categories: performing loans that meet secondary market
requirement and are refinanced under the credit underwriting guidelines of
FHA/VA/FNMA/ FHLMC, and performing loans not meeting secondary market
guidelines processed by the Company&#8217;s current credit and underwriting
guidelines. The Company achieved an affordable and sustainable monthly payment
by taking specific, sequential, and necessary steps such as reducing the
interest rate, extending the loan term, capitalizing arrearages, deferring the
payment of principal or, if the borrower qualifies, refinancing the loan.</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">In order to
apply for any of the loan modification programs, if the borrower is active in
Chapter 13 bankruptcy, they must request an authorization from the bankruptcy
trustee to allow for the loan modification.&nbsp; Borrowers with discharged
Chapter 7 bankruptcies may also apply. Loans in these programs are evaluated by
designated underwriters for troubled-debt restructuring classification if the
Company grants a concession for legal or economic reasons due to the debtor&#8217;s
financial difficulties.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;line-height:normal;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">69</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_70"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td colspan=8 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">TABLE 8 &#8212; ALLOWANCE FOR LOAN
  AND LEASE LOSSES BREAKDOWN</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=49% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=38% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31, </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=49% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Variance %</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=top width=38% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Originated
  and other loans held for investment</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  balance:</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Mortgage</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">18,352</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">19,679</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-6.7%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">64,791</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,432</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">668.4%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,197</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,072</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">23.4%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Auto and leasing</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">18,261</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14,255</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">28.1%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Unallocated allowance </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">25</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2400.0%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total allowance balance</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=top width=17% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">112,626</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=top width=15% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">51,439</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">119.0%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  composition:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Mortgage </font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16.30%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">38.26%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-57.4%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57.53%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16.39%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">251.0%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9.94%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17.64%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-43.7%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Auto and leasing</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16.21%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">27.71%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-41.5%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Unallocated allowance </font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.02%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.0%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.00%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.00%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  coverage ratio at end of period applicable to:</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Mortgage </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.42%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.49%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-2.8%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.49%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.65%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">590.8%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.61%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4.86%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-5.1%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Auto and leasing</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.73%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.48%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10.1%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total allowance to total originated loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.62%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.81%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.0%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  coverage ratio to non-performing loans:</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Mortgage </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">23.57%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">27.03%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-12.8%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">30.10%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">38.89%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-22.6%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">686.51%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">570.57%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">20.3%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Auto and leasing</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">216.93%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">164.46%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">31.9%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">37.15%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">49.11%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-24.4%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Acquired
  BBVAPR loans accounted for under ASC 310-20</font></u></b></p>
  </td>
 <td valign=top width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=15% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=11% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  balance:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=49% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=17% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=bottom width=15% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">65</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-60.0%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,429</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,211</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">183.2%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,087</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,321</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-37.2%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total allowance balance</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,542</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,597</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">20.6%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  composition:</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.47%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.41%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-66.7%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">61.87%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">26.34%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">134.9%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">37.66%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">72.25%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-47.9%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=17% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.00%</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.00%</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  coverage ratio at end of period applicable to:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.35%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.51%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-31.4%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.93%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.67%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">234.5%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.95%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.80%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8.3%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total allowance to total acquired loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3.63%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.89%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">92.1%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  coverage ratio to non-performing loans:</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2.95%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5.48%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-46.2%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=49% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">640.93%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">82.05%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">681.1%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">251.14%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">219.64%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14.3%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">246.75%</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">110.11%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">124.1%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">70</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_71"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td colspan=8 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">TABLE 8 &#8212; ALLOWANCE FOR LOAN
  AND LEASE LOSSES BREAKDOWN (CONTINUED)</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td valign=bottom width=51% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=36% style="border:none;border-bottom:solid black 1.0pt;height:30.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31, </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=51% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Variance %</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=top width=36% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Acquired
  BBVAPR loans accounted for under ASC 310-30</font></u></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  balance:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Mortgage</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=top width=15% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,678</font></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=top width=15% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.0%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">21,161</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,476</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57.0%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">84</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1580.0%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,862</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.0%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=51% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total allowance balance</font></b></p>
  </td>
 <td valign=top width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=top width=15% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">25,785</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=top width=15% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,481</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">91.3%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  composition:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Mortgage</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6.51%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.0%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">82.06%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">99.96%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-17.9%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.33%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.04%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">725.0%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11.10%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.0%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=51% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.00%</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.00%</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Acquired
  Eurobank loans accounted for under ASC 310-30</font></u></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  balance:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Mortgage</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=top width=15% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">32,624</font></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td valign=top width=15% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,522</font></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">110.2%</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57,187</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">48,334</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">18.3%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">367</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">389</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-5.7%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total allowance balance</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">90,178</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">64,245</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">40.4%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=51% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;Allowance
  composition:</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Mortgage</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">36.18%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">24.16%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">49.8%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">63.41%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">75.23%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-15.7%</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.41%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.61%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-32.8%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=51% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.0%</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">100.0%</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">71</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_72"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.0pt;">
  <td valign=bottom width=41% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE 9 &#8212; ALLOWANCE FOR LOAN
  AND LEASE LOSSES SUMMARY</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td valign=bottom width=41% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=41% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 valign=bottom width=59% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=41% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=33% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=41% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=41% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=33% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=41% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;</font></b><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Originated
  and other loans:</font></u></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Balance at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,439</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,081</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.8%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,921</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Provision for loan and lease losses</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">99,336</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31,427</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">216.1%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">55,579</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Charge-offs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(53,001)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(39,258)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35.0%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(48,541)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Recoveries</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,852</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,189</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45.8%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,122</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">112,626</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,439</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">119.0%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,081</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Acquired
  loans:</font></u></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><i><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">BBVAPR loans</font></u></i></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=41% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Acquired
  loans accounted for </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  under ASC 310-20:</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Balance at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,597</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,354</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">95.3%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Provision for loan and lease losses</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,469</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,915</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-42.2%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,117</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Charge-offs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(9,345)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,445)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-30.5%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(11,205)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Recoveries</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,821</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,773</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.7%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,442</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,542</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,597</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20.6%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,354</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=41% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Acquired
  loans accounted for </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  under ASC 310-30:</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Balance at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,481</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,863</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">370.9%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Provision for loan and lease losses</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,656</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,618</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">56.9%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,863</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Loan pools fully charged off</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,352)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-100.0%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,785</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,481</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">91.3%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,863</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><i><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Eurobank loans</font></u></i></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,245</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,729</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21.8%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54,124</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Provision for loan and lease losses</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,040</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,680</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">569.7%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,335</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Loan pools fully charged off</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(14,610)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-100.0%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,730)</font></p>
  </td>
 </tr>
<tr style="height:33.75pt;">
  <td valign=bottom width=41% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; &#160;&#160;FDIC
  shared-loss portion on</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  (provision for) recapture of loan</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  and lease losses&#160; </font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,503</font></p>
  </td>
 <td valign=bottom width=1% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,836</font></p>
  </td>
 <td valign=bottom width=1% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-57.1%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,178</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,245</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40.4%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,729</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Allowance for loans and lease losses on originated </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  and other loans to:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total originated loans</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.62%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.81%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.04%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Non-performing originated loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37.15%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49.11%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-24.4%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61.52%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:33.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Allowance for loans and lease losses on acquired&#160; </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  loans accounted for under </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  ASC 310-20 to:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:33.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:33.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:33.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:33.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:33.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:33.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:33.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:33.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:33.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:33.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=41% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total acquired loans accounted </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  for under ASC 310-20</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.63%</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.89%</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">92.1%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.54%</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Non-performing acquired loans </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  accounted for under ASC 310-20</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">246.75%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">110.11%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">124.1%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36.95%</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">72</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_73"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:23.25pt;">
  <td colspan=10 valign=bottom width=87% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE 10 &#8212; NET CREDIT LOSSES
  STATISTICS ON LOAN AND LEASES, EXCLUDING LOANS ACCOUNTED FOR UNDER ASC 310-30</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:30.75pt;">
  <td valign=bottom width=45% style="height:30.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 valign=bottom width=55% style="border:none;border-bottom:solid black 1.0pt;height:30.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=45% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=30% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 valign=bottom width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollar in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Originated and other loans and leases:</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Charge-offs </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,397)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,011)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.7%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(36,566)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Recoveries </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">391</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">428</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-8.6%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,006)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,583)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9.2%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(36,560)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Charge-offs </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,546)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,424)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">128.8%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,889)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Recoveries </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">432</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">333</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29.7%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">383</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,114)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,091)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">144.6%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,506)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Charge-offs </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,683)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,782)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">50.2%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,485)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Recoveries </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">871</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">570</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52.8%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">165</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,812)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,212)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49.9%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,320)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto
  </font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Charge-offs </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(33,375)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(26,041)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28.2%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,601)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Recoveries </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,158</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,858</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48.5%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,568</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20,217)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17,183)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.7%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,033)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  credit losses</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total charge-offs </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(53,001)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(39,258)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35.0%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(48,541)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total recoveries </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,852</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,189</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45.8%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,122</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(38,149)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(29,069)</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31.2%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(46,419)</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=45% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  credit losses to average </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  loans outstanding:</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Mortgage </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.65%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.58%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.1%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.80%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.38%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.18%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">111.1%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.83%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.85%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.41%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.9%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.53%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Auto </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.21%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.43%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-6.4%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.42%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.30%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.11%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.1%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.69%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recoveries
  to charge-offs</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28.02%</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25.95%</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.0%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.37%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average
  originated loans:</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Mortgage </font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">771,322</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">786,607</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.9%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">762,403</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,336,510</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,190,038</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.3%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">663,968</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">202,971</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">153,067</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">32.6%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">86,250</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Auto </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">629,910</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">500,720</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25.8%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">213,127</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,940,713</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,630,432</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11.8%</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$1,725,748</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">73</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_74"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:25.5pt;">
  <td colspan=12 valign=bottom width=87% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE 10 &#8212; NET CREDIT LOSSES
  STATISTICS ON LOAN AND LEASES, EXCLUDING LOANS ACCOUNTED FOR UNDER ASC 310-30
  (CONTINUED)</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=bottom width=46% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=bottom width=46% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 valign=bottom width=53% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=bottom width=46% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=25% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=12 valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Acquired loans accounted for under ASC
  310-20:</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=46% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Charge-offs </font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(42)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(532)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-92.1%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(25)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Recoveries </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">73</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-57.5%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(11)</font></b></p>
  </td>
 <td valign=top width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(459)</font></b></p>
  </td>
 <td valign=top width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-97.6%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=1% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(16)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Charge-offs </font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,755)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,902)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-31.1%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,530)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Recoveries </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">680</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">532</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27.8%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,035</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,075)</font></b></p>
  </td>
 <td valign=top width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,370)</font></b></p>
  </td>
 <td valign=top width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-36.0%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,495)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto
  </font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Charge-offs </font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,548)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,011)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-24.3%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,650)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Recoveries </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,110</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,169</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-2.7%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,398</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,438)</font></b></p>
  </td>
 <td valign=top width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,842)</font></b></p>
  </td>
 <td valign=top width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-36.5%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,252)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  credit losses</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total charge-offs </font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(9,345)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,445)</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-30.5%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(11,205)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total recoveries </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,821</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,774</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.7%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,442</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=46% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,524)</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10,671)</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-38.9%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,763)</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net
  credit losses to average </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  loans outstanding:</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.31%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.61%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-18.6%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.01%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.59%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9.53%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-30.9%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.03%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Auto </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.27%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.61%</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-21.0%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.59%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;"> &nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.56%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.20%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-19.6%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.89%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recoveries
  to charge-offs</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30.19%</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20.63%</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">46.3%</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39.64%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average
  loans accounted for under ASC 310-20:</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=46% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">840</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28,509</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-97.1%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">311,546</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61,842</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66,812</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-7.4%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,983</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Auto </font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">192,058</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">238,653</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-19.5%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">382,770</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">254,740</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">333,974</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-23.7%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">758,299</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">74</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_75"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=8 valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE 11 &#8212; NON-PERFORMING
  ASSETS </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(%)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=top width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=57% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  assets:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Non-accruing loans</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=57% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Troubled-Debt Restructuring loans </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">217,691</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,707</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">685.7%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Other loans </font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">82,429</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">73,835</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11.6%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=57% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Accruing loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Troubled-Debt Restructuring loans </font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,240</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,862</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9.8%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=57% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Other loans </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,091</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,523</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-69.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total non-performing loans </font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">305,451</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">108,927</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">180.4%</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=57% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Foreclosed real estate not covered under the</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  shared-loss agreements with the FDIC </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">56,304</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,147</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.9%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other repossessed assets</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,034</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,043</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-71.3%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=57% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">367,789</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">178,117</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">106.5%</font></b></p>
  </td>
 </tr>
<tr style="height:33.75pt;">
  <td valign=bottom width=57% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  assets to total assets, excluding covered assets and acquired loans with
  deteriorated credit quality (including those by analogy)</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.31%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.30%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">46.7%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=57% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  assets to total capital</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41.00%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18.90%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">116.9%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:24.0pt;">
  <td valign=top width=47% style="height:24.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=52% style="border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=47% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=47% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=52% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td nowrap width=47% style="background:#CCFFFF;height:21.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  that would have been recorded in the period if the </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  loans had not been classified as non-accruing loans </font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:21.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:21.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,118</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:21.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:21.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,204</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:21.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:21.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,468</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=47% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">75</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_76"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=8 valign=bottom width=100% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE 12 &#8212; NON-PERFORMING
  LOANS </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=32% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  loans:</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Originated and other loans held for investment</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Mortgage </font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77,875</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">72,815</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.9%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">215,281</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,679</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">893.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,631</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,590</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.6%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Auto and leasing</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,418</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,668</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-2.9%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">303,205</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">104,752</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">189.5%</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=55% style="height:21.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Acquired loans accounted for under ASC 310-20 (Loans with </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  revolving feature and/or acquired at a premium)</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">880</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,187</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-25.9%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">535</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,476</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-63.8%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">831</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,512</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-45.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,246</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,175</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-46.2%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total </font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">305,451</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">108,927</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">180.4%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=55% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  loans composition percentages:</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Originated loans</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Mortgage </font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25.5%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66.8%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">70.5%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19.9%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer </font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.5%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.5%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Auto and leasing</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.8%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.0%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=55% style="height:21.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Acquired loans accounted for under ASC 310-20 (Loans with </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  revolving feature and/or acquired at a premium)</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.3%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.1%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.2%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.4%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Auto </font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.2%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.3%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=55% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total </font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  loans to:</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=55% style="height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total loans, excluding loans accounted for</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  under ASC 310-30 (including those by analogy)</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9.36%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.53%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">165.2%</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total assets, excluding loans accounted for</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  under ASC 310-30 (including those by analogy)</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.24%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.63%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">99.2%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total capital </font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34.05%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11.56%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">194.6%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-performing
  loans with partial charge-offs to:</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=55% style="height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total loans, excluding loans accounted for</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  under ASC 310-30 (including those by analogy)</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.15%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.04%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.58%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Non-performing loans</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.25%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29.42%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-58.4%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  non-performing loans ratios:</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Charge-off rate on non-performing loans to non-performing loans</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  on which charge-offs have been taken</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61.15%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53.42%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.5%</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=55% style="height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Allowance for loan and lease losses to non-performing </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  loans on which no charge-offs have been taken</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44.09%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">72.88%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-39.5%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">76</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_77"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FDIC Indemnification Asset</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company recorded the FDIC
indemnification asset, measured separately from the covered loans, as part of
the Eurobank FDIC-assisted transaction. Based on the accounting guidance in ASC
Topic 805, at each reporting date subsequent to the initial recording of the
indemnification asset, the Company measures the indemnification asset on the
same basis as the covered loans and assesses its collectability. The amount to
be ultimately collected for the indemnification asset is dependent upon the
performance of the underlying covered assets, the passage of time, claims
submitted to the FDIC and the Corporation&#8217;s compliance with the terms of the
loss sharing agreements. Refer to Notes 6 and 7 to the consolidated financial
statements for additional information on the FDIC loss share agreements.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FDIC loss-share coverage for the commercial loans and other
non-single family loans was in effect until June 30, 2015. The coverage for the
single family residential loans will expire on June 30, 2020.&nbsp;Accordingly,
the Company amortized the remaining portion of the FDIC indemnification asset
attributable to non-single family loans at the close of the second quarter of
2015. At December 31, 2015, the FDIC indemnification asset only reflects the
balance for single family residential mortgage loans. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On July 2, 2015, the Bank entered into an agreement with the FDIC
pursuant to which the FDIC concurred with a proposed sale of a pool of
shared-loss assets under the commercial shared loss agreement. Pursuant to such
agreement, the FDIC agreed and paid the Bank $20 million in loss-share coverage
with respect to the aggregate loss resulting from the sale on September 28,
2015 of a portion of covered non-performing commercial loans amounting to
$197.1 million in unpaid principal balance ($100.0 million carrying amount).
The sales price was 18.4% of UPB, or $36.3 million. As a result, a $20.0 million
reimbursement from the FDIC was recorded in the statement of operations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=#1F497D style="border:none;"><font color=#1F497D face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">TABLE
  13 - ACTIVITY OF FDIC INDEMNIFICATION ASSET </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td valign=top width=60% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=top width=40% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FDIC
  indemnification asset:</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at beginning of year</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">97,378</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">189,240</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">302,295</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Shared-loss agreements reimbursements from the FDIC </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(55,723)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(47,666)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(47,100)</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=bottom width=60% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Increase (decrease) in expected credit losses to be</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  covered under shared-loss agreements, net</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,503</font></p>
  </td>
 <td valign=bottom width=1% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,836</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,730)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  FDIC indemnification asset expense</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(36,398)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(62,285)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(66,253)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Final settlement with the FDIC on commercial loans</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,589)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Incurred expenses to be reimbursed under shared-loss agreements</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,428</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,253</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,028</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=60% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance at end of year</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,599</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">97,378</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">189,240</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:26.25pt;">
  <td valign=bottom width=49% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">TABLE
  14 - ACTIVITY IN THE REMAINING FDIC INDEMNIFICATION ASSET DISCOUNT</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:32.25pt;">
  <td valign=top width=49% style="height:32.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=51% style="height:32.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=49% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=49% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=top width=51% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=49% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at beginning of year</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,682</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">71,451</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">105,903</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Amortization of negative discount</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(36,417)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(62,285)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(66,253)</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=49% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Impact of lower projected losses</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,549</font></p>
  </td>
 <td valign=bottom width=1% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,516</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">31,801</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,814</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,682</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">71,451</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=49% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">77</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_78"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=8 width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE 15 - LIABILITIES SUMMARY
  AND COMPOSITION</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=48% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=37% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance % </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Deposits:</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Non-interest bearing deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">761,117</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">745,570</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.1%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  NOW accounts</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,100,541</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,251,943</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-12.1%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Savings and money market accounts</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,179,229</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,385,823</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-14.9%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Certificates of deposit</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,674,431</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,539,324</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.8%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total deposits</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,715,318</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,922,660</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.2%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Accrued interest payable</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,541</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,746</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-11.7%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total deposits and accrued interest payable</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,716,859</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,924,406</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.2%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Borrowings:</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Securities sold under agreements to repurchase</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">934,691</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">980,087</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.6%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Advances from FHLB</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">332,476</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">334,331</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-0.6%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Subordinated capital notes</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">102,633</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">101,584</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other term notes</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,734</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,004</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-56.7%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total borrowings</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,371,534</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,420,006</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-3.4%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total deposits and borrowings</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,088,393</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,344,412</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.0%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  Liabilities:</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivative
  liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,162</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,221</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-45.1%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Acceptances
  outstanding</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,582</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,989</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-18.9%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">92,935</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">133,290</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-30.3%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=48% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total liabilities</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,202,072</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,506,912</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.7%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Deposits
  portfolio composition percentages:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Non-interest bearing deposits</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.2%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.1%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  NOW accounts</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23.3%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25.4%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Savings and money market accounts</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25.0%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28.2%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Certificates of deposit</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35.5%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31.3%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=48% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Borrowings
  portfolio composition percentages:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Securities sold under agreements to repurchase</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">68.2%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">69.0%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Advances from FHLB</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24.2%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23.5%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other term notes</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.1%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.3%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Subordinated capital notes</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.5%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.2%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=48% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100.0%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  sold under agreements to repurchase (excluding accrued interest)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=48% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Amount outstanding at period-end</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">932,500</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">977,816</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Daily average outstanding balance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,012,756</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,041,378</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td valign=bottom width=48% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Maximum outstanding balance at any month-end</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,158,945</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,149,167</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=bottom width=48% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">78</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_79"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Liabilities and Funding Sources</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As shown in
Table 15 above, at December 31, 2015, the Company&#8217;s total liabilities were
$6.202 billion, 4.7% less than the $6.507 billion at December 31, 2014.
Deposits and borrowings, the Company&#8217;s funding sources, amounted to $6.088
billion at December 31, 2015 versus $6.344 billion at December 31, 2014, a 4.0%
decrease.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">At December 31, 2015, deposits represented
77% and borrowings represented 23% of interest-bearing liabilities. At December
31, 2015, deposits (including accrued interest payable), the largest category
of the Company&#8217;s interest-bearing liabilities, were $4.717 billion, a decrease
of 4.2% from $4.924 billion at December 31, 2014. Demand and savings deposits
decreased 9.7% to $2.969 billion, brokered deposits increased 26.4% to $783.0
million and time deposits declined 5.0% to $964.6 million as part of our
efforts to reduce the cost of deposits, which averaged 0.57% at December 31,
2015 compared to 0.66% at December 31, 2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Borrowings
consist mainly of repurchase agreements, FHLB-NY advances and subordinated
capital notes. At December 31, 2015, borrowings amounted to $1.372 billion,
representing a decrease of 3.4% when compared with the $1.420 billion reported
at December 31, 2014. Repurchase agreements at December 31, 2015 decreased
$45.4 million to $934.7 billion from $980.1 million at December 31, 2014, as a
$255.0 million repurchase agreement matured and $22.5 million was repaid and
the remaining $232.5 million was renewed. In addition, there were $52.8 million
one-month short-term repurchase agreements outstanding at December 31, 2014
compared to $30.0 million outstanding at December 31, 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a member of
the FHLB-NY, the Bank can obtain advances from the FHLB-NY secured by the
FHLB-NY stock owned by the Bank as well as by certain of the Bank&#8217;s mortgage
loans and investment securities. Advances from the FHLB-NY amounted to $332.5
million at December 31, 2015 and $334.3 million at December 31, 2014. These
advances mature from January 2016 through July 2020.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Stockholders&#8217;
Equity</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">At December 31, 2015, the Company&#8217;s total
stockholders&#8217; equity was $897.1 million, a 4.8% decrease when compared to
$942.2 million at December 31, 2014. This decline in stockholders&#8217; equity
reflects decreases in retained earnings of $31.9 million and in treasury stock
of $8.3 million, which in turn reflects the net loss, dividends declared during
the year, and common stock repurchases. Book value per share was $16.67 at
December 31, 2015 compared to $17.40 at December 31, 2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">From December
31, 2014 to 2015, tangible common equity to total assets decreased to 8.98%
from 9.14%, Tier 1 Leverage Capital Ratio increased to 11.18% from 10.61%, Tier
1 Risk-Based Capital Ratio decreased to 15.99% from 16.02%, and Total
Risk-Based Capital Ratio decreased to 17.29% from 17.57%. Common Equity Tier 1
Capital Ratio under the new capital rules was 12.14% as of December 31, 2015. </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">New
Capital Rules to Implement Basel III Capital Requirements</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
July 2013, the Board of Governors of the Federal Reserve System (the &#8220;Board&#8221;),
the Office of the Comptroller of the Currency (the &#8220;OCC&#8221;) and the FDIC
(together with the Board and the OCC, the &#8220;Agencies&#8221;) approved new rules (&#8220;New
Capital Rules&#8221;) to establish a revised comprehensive regulatory capital
framework for all U.S. banking organizations. The New Capital Rules generally
implement the Basel Committee on Banking Supervision&#8217;s (the &#8220;Basel Committee&#8221;)
December 2010 final capital framework referred to as &#8220;Basel III&#8221; for
strengthening international capital standards. The New Capital Rules
substantially revise the risk-based capital requirements applicable to bank
holding companies and their depository institution subsidiaries, including the
Company and the Bank, as compared to the prior U.S. general risk-based capital
rules. The New Capital Rules revise the definitions and the components of
regulatory capital, as well as address other issues affecting the numerator in
banking institutions&#8217; regulatory capital ratios. The New Capital Rules also
address asset risk weights and other matters affecting the denominator in
banking institutions&#8217; regulatory capital ratios and replace the existing
general risk-weighting approach, which was derived from the Basel Committee&#8217;s
1988 &#8220;Basel I&#8221; capital accords, with a more risk-sensitive approach based, in
part, on the &#8220;standardized approach&#8221; in the Basel Committee&#8217;s 2004 &#8220;Basel II&#8221;
capital accords. In addition, the New Capital Rules implement certain
provisions of Dodd-Frank Act, including the requirements of Section 939A to
remove references to credit ratings from the Agencies&#8217; rules. The New Capital
Rules became effective for the Company and the Bank on January 1, 2015, subject
to phase-in periods for certain of their components and other provisions. Among
other matters, the New Capital Rules: (i) introduce a new capital measure
called &#8220;Common Equity Tier 1&#8221; (&#8220;CET1&#8221;) and related regulatory capital ratio of
CET1 to risk-weighted assets; (ii) specify that Tier 1 capital consists of CET1
and &#8220;Additional Tier 1 capital&#8221; instruments meeting certain revised
requirements; (iii) mandate that most deductions/adjustments to regulatory
capital measures be made to CET1 and not to the other components of capital;
and (iv) expand the scope of the deductions from and adjustments to capital as
compared to </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">79</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_80"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">existing regulations. Under the New
Capital Rules, for most banking organizations, including the Company, the most
common form of Additional Tier 1 capital is noncumulative perpetual preferred
stock and the most common form of Tier 2 capital is subordinated notes and a
portion of the allocation for loan and lease losses, in each case, subject to
the New Capital Rules&#8217; specific requirements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:6.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">Pursuant to the
New Capital Rules, the minimum capital ratios as of January 1, 2015 are as
follows:</font></p>

<p style="margin-bottom:6.0pt;margin-left:.75in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">&#8226;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">4.5%
CET1 to risk-weighted assets;</font></p>

<p style="margin-bottom:6.0pt;margin-left:.75in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">&#8226;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">6.0%
Tier 1 capital (that is, CET1 </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">plus </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">Additional Tier 1 capital) to
risk-weighted assets;</font></p>

<p style="margin-bottom:6.0pt;margin-left:.75in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">&#8226;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">8.0%
total capital (that is, Tier 1 capital </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">plus </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">Tier 2 capital) to
risk-weighted assets; and</font></p>

<p style="margin-bottom:6.0pt;margin-left:.75in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">&#8226;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">4.0%
Tier 1 capital to average consolidated assets as reported on consolidated
financial statements (known as the &#8220;leverage ratio&#8221;).</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">The New Capital Rules also introduce a
new 2.5% &#8220;capital conservation buffer&#8221;, composed entirely of CET1, on top of
the three minimum risk-weighted asset ratios. The capital conservation buffer
is designed to absorb losses during periods of economic stress. Banking
institutions with a ratio of CET1 to risk-weighted assets above the minimum but
below the capital conservation buffer will face constraints on dividends,
equity repurchases and compensation based on the amount of the shortfall. Thus,
when fully phased-in on January 1, 2019, the Company and the Bank will be
required to maintain an additional capital conservation buffer of 2.5% of CET1,
effectively resulting in minimum ratios of (i) CET1 to risk-weighted assets of
at least 7%, (ii) Tier 1 capital to risk-weighted assets of at least 8.5%, and
(iii) total capital to risk-weighted assets of at least 10.5%.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">The New Capital Rules provide for a
number of deductions from and adjustments to CET1. These include, for example,
the requirement that mortgage servicing rights, deferred tax assets arising
from temporary differences that could not be realized through net operating
loss carrybacks and significant investments in non-consolidated financial
entities be deducted from CET1 to the extent that any one such category exceeds
10% of CET1 or all such items, in the aggregate, exceed 15% of CET1. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">In addition (as noted above), under the
current general risk-based capital rules, the effects of AOCI items included in
shareholders&#8217; equity (for example, mark-to-market adjustments to the value of
securities held in the available for sale portfolio) under U.S. GAAP are
reversed for the purposes of determining regulatory capital ratios. Pursuant to
the New Capital Rules, the effects of certain AOCI items are not excluded;
however, non-advanced approach banking organizations may make a one-time
permanent election to continue to exclude these items. The Company and the Bank
made the election to continue to exclude these items in order to avoid
significant variations in the level of capital depending upon the impact of
interest rate fluctuations on the fair value of their securities portfolio,
concurrently with the first filing of the Company&#8217;s and the Bank&#8217;s periodic
regulatory reports in 2015. The New Capital Rules also preclude certain hybrid
securities, such as trust preferred securities, from inclusion in bank holding
companies&#8217; Tier 1 capital, subject to phase-out, in the case of bank holding
companies that had $15 billion or more in total consolidated assets as of
December 31, 2009. Therefore, the Company is permitted to continue to include
its existing trust preferred securities as Tier 1 capital.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">Implementation of the deductions and
other adjustments to CET1 began on January 1, 2015 and will be phased-in over a
4-year period (beginning at 40% on January 1, 2015 and an additional 20% per
year thereafter). The implementation of the capital conservation buffer will
begin on January 1, 2016 at the 0.625% level and increase by 0.625% on each
subsequent January 1, until it reaches 2.5% on January 1, 2019.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">With respect to the Bank, the New
Capital Rules revise the &#8220;prompt corrective action&#8221; (&#8220;PCA&#8221;) regulations adopted
pursuant to Section 38 of the Federal Deposit Insurance Act by: (i) introducing
a CET1 ratio requirement at each PCA category (other than critically undercapitalized),
with the required CET1 ratio being 6.5% for well-capitalized status; (ii)
increasing the minimum Tier 1 capital ratio requirement for each category, with
the minimum Tier 1 capital ratio for well-capitalized status being 8% (as
compared to the current 6%); and (iii) eliminating the current provision that
provides that a bank with a composite supervisory rating of 1 may have a 3%
leverage ratio and still be adequately capitalized. The New Capital Rules do
not change the total risk-based capital requirement for any PCA category.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.5pt;">The New Capital Rules prescribe a new
standardized approach for risk weightings that expand the risk-weighting
categories from the current four Basel I-derived categories (0%, 20%, 50% and
100%) to a larger and more risk-sensitive number of categories, depending on
the nature of the assets, and resulting in higher risk weights for a variety of
asset classes.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face=Calibri,sans-serif lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">80</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_81"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The following are the consolidated capital ratios
of the Company under the New Capital Rules at December 31, 2015 and under the
previous capital rules at December 31, 2014:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=8 valign=bottom width=100% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">TABLE
  16 &#8212; CAPITAL, DIVIDENDS AND STOCK DATA</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=45% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=42% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=22% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=top width=45% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=42% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands, except
  per share data) </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Capital
  data:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Stockholders&#8217; equity</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">897,077</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">942,197</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.8%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Regulatory
  Capital Ratios data:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Common equity tier 1 capital ratio</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.14%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum common equity tier 1 capital ratio required</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.50%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Actual common equity tier 1 capital</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">594,482</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum common equity tier 1 capital required</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">220,344</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Excess over regulatory requirement</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">374,138</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Risk-weighted assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,896,539</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Tier 1 risk-based capital ratio</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.99%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.02%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-0.2%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum tier 1 risk-based capital ratio required</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.00%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.00%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Actual tier 1 risk-based capital</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">782,912</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">776,525</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.8%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum tier 1 risk-based capital required</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">293,792</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">193,886</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51.5%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Excess over regulatory requirement</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">489,120</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">582,639</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-16.1%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Risk-weighted assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,896,539</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,847,150</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total risk-based capital ratio</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.29%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.57%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.6%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum total risk-based capital ratio required</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.00%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.00%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Actual total risk-based capital</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">846,748</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">851,437</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-0.6%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum total risk-based capital required</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">391,723</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">387,772</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Excess over regulatory requirement</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">455,025</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">463,665</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.9%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Risk-weighted assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,896,539</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,847,150</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Leverage capital ratio</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11.18%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.61%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.4%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum leverage capital ratio required</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.00%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.00%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Actual tier 1 capital</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">782,912</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">776,525</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.8%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum tier 1 capital required</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">280,009</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">292,738</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.3%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Excess over regulatory requirement</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">502,903</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">483,787</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Tangible common equity to total assets</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.98%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9.14%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.8%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Tangible common equity to risk-weighted assets</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13.02%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.04%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-7.3%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total equity to total assets</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.64%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.65%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-0.1%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total equity to risk-weighted assets</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18.32%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19.44%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-5.8%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Stock
  data:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Outstanding common shares</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">43,867,909</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,613,615</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.7%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Book value per common share</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.67</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.40</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.2%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Tangible book value per common share</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.53</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.25</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.7%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Market price at end of period</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.32</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.65</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-56.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Market capitalization at end of period</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">321,113</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">742,817</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-56.8%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=18% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=42% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 nowrap valign=bottom width=58% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=top width=42% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=top width=42% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">% </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=top width=42% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=42% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Common
  dividend data:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=42% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Cash dividends declared</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,932</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,286</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.2%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,875</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Cash dividends declared per share</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.36</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.34</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.9%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.26</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=42% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Payout ratio</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-97.30%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22.67%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-529.2%</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.03%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Dividend yield</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.92%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.04%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">141.2%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.50%</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">81</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_82"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The following table presents a
reconciliation of the Company&#8217;s total stockholders&#8217; equity to tangible common
equity and total assets to tangible assets at December 31, 2015, 2014 and 2013:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td valign=bottom width=48% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=52% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:20.25pt;">
  <td valign=bottom width=48% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=52% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands, except share or
  per</font></b></p>
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">share information)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  stockholders' equity</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">897,077</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">942,197</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">884,913</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Preferred
  stock</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(176,000)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(176,000)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(176,000)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Preferred
  stock issuance costs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,130</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,130</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Goodwill</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(86,069)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(86,069)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(86,069)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Core
  deposit intangible</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,294)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,463)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,804)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Customer
  relationship intangible</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,544)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,280)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,108)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  tangible common equity</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">637,300</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">680,515</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">621,062</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=48% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  assets</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,099,149</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,449,109</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,158,015</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Goodwill</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(86,069)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(86,069)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(86,069)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=48% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Core
  deposit intangible</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,294)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,463)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,804)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Customer
  relationship intangible</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,544)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,280)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,108)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=48% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  tangible assets</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,005,242</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,353,297</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,060,034</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tangible
  common equity to tangible assets</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9.10%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9.25%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.71%</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=48% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Common
  shares outstanding at end of period</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">43,867,909</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,613,615</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,676,922</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tangible
  book value per common share</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.53</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.25</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13.60</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=bottom width=48% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The tangible common equity ratio and tangible book value per
common share are non-GAAP measures. Management and many stock analysts use the
tangible common equity ratio and tangible book value per common share in
conjunction with more traditional bank capital ratios to compare the capital
adequacy of banking organizations. Neither tangible common equity nor tangible
assets or related measures should be considered in isolation or as a substitute
for stockholders&#8217; equity, total assets or any other measure calculated in
accordance with GAAP. Moreover, the manner in which the Company calculates its
tangible common equity, tangible assets and any other related measures may
differ from that of other companies reporting measures with similar names.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-GAAP financial measures have inherent limitations, are not
required to be uniformly applied and are not audited. To mitigate these
limitations, the Company has procedures in place to calculate these measures
using the appropriate GAAP or regulatory components. Although these non-GAAP
financial measures are frequently used by stakeholders in the evaluation of a
company, they have limitations as analytical tools and should not be considered
in isolation or as a substitute for analyses of results as reported under GAAP.</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">82</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_83"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The following table presents the Company&#8217;s
capital adequacy information under the New Capital Rules:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td valign=bottom width=75% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=25% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=75% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=25% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=bottom width=75% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=25% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=75% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Risk-based
  capital:</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=75% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Common equity tier 1 capital</font></p>
  </td>
 <td valign=bottom width=6% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=19% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">594,482</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=75% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Additional tier 1 capital</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">188,430</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=75% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Tier 1 capital</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=19% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">782,912</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=75% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Additional Tier 2 capital</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,836</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=75% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total risk-based capital</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">846,748</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=75% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Risk-weighted
  assets:</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=75% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Balance sheet items</font></p>
  </td>
 <td valign=bottom width=6% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=19% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,742,113</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=75% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Off-balance sheet items</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">154,426</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=75% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total risk-weighted assets</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,896,539</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=75% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Ratios:</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=75% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Common equity tier 1 capital (minimum required - 4.5%)</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.14%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=75% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Tier 1 capital (minimum required - 6%)</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.99%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=75% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total capital (minimum required - 8%)</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.29%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=75% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Leverage ratio</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11.18%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=75% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Equity to assets</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.64%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=75% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Tangible common equity to assets</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.98%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Bank is considered &#8220;well
capitalized&#8221; under the regulatory framework for prompt corrective action. The
table below shows the Bank&#8217;s regulatory capital ratios at December 31, 2015 and
2014:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td valign=bottom width=53% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Variance</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">% </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=top width=32% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Oriental
  Bank Regulatory Capital Ratios:</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Common Equity Tier 1 Capital to Risk-Weighted Assets</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.40%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Actual common equity tier 1 capital</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">751,886</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum capital requirement (4.5%)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">219,762</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum to be well capitalized (6.5%)</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">317,434</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Tier 1 Capital to Risk-Weighted Assets</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.40%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.45%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-0.3%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Actual tier 1 risk-based capital</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">751,886</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">746,524</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.7%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum capital requirement (6%)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">293,016</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">193,222</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51.6%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum to be well capitalized (8%)</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">390,688</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">289,833</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34.8%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total Capital to Risk-Weighted Assets</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.70%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.99%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.7%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Actual total risk-based capital</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">815,458</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">820,884</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-0.7%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum capital requirement (8%)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">390,688</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">386,444</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.1%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum to be well capitalized (10%)</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">488,360</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">483,055</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.1%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total Tier 1 Capital to Average Total Assets</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.80%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.26%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.3%</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Actual tier 1 capital</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">751,886</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">746,177</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.8%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum capital requirement (4%)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">278,399</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">290,879</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.3%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Minimum to be well capitalized (5%)</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">347,999</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">363,599</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.3%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=53% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">83</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_84"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company&#8217;s common stock is traded on
the New York Stock Exchange (&#8220;NYSE&#8221;) under the symbol &#8220;OFG.&#8221; At December 31,
2015 and 2014, the Company&#8217;s market capitalization for its outstanding common stock
was $321.1 million ($7.32 per share) and $742.8 million ($16.65 per share),
respectively.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The following
table provides the high and low prices and dividends per share of the Company&#8217;s
common stock for each quarter of the last two calendar years:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td valign=top width=48% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=top width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=48% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Price </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Dividend </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=48% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">High </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Low </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Per share </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=48% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  December 31, 2015</font></p>
  </td>
 <td valign=bottom width=3% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.52</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.39</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.06</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  September 30, 2015</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.20</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.63</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.10</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=48% style="height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  June 30, 2015</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.04</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.67</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.10</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  March 31, 2015</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.70</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.88</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.10</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  December 31, 2014</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.76</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.35</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.10</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  September 30, 2014</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18.89</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.92</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.08</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  June 30, 2014</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18.88</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.38</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.08</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=48% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  March 31, 2014 </font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.54</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.30</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.08</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the Company&#8217;s current stock repurchase program it is authorized to
purchase in the open market up to $<a name="XBRL_CS_9e98f5a55a4a493aa37745b7d"></a>70<a name="XBRL_CS_9e98f5a55a4a493aa37745b7d_bclEnd"></a> million of its outstanding
shares of common stock, of which approximately $<a name="Xbrl_Tag36"></a>7.7 <a name="Xbrl_Tag36_bclEnd"></a>million of authority remains. The shares of common
stock repurchased are to be held by the Company as treasury shares. During 2015
the Company purchased <a name="XBRL_CS_a642a0e4f4a442eeb371228cf"></a><a name="Xbrl_Tag37"></a>803,985 <a name="XBRL_CS_a642a0e4f4a442eeb371228cf_bclEnd"></a><a name="Xbrl_Tag37_bclEnd"></a>shares under this program for a total of $<a name="Xbrl_Tag38"></a>8.9 <a name="Xbrl_Tag38_bclEnd"></a>million, at an
average price of $<a name="XBRL_CS_dbb01c987b044a33a5cd7d352"></a><a name="Xbrl_Tag39"></a>11.10 <a name="XBRL_CS_dbb01c987b044a33a5cd7d352_bclEnd"></a><a name="Xbrl_Tag39_bclEnd"></a>per share. There were no repurchases during 2014.<a name="XBRL_CS_2972433c65ab49ecbbfeef651"></a></font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The number of shares that
may yet be purchased under the $70 million program is estimated at <a name="XBRL_CS_53453748580f4a4fad9cb028a"></a>1,056,128 <a name="XBRL_CS_53453748580f4a4fad9cb028a_bclEnd"></a>and was calculated by
dividing the remaining balance of $<a name="XBRL_CS_7d7ecfad94c443b5a72de343e"></a>7.7
<a name="XBRL_CS_7d7ecfad94c443b5a72de343e_bclEnd"></a>million by $<a name="XBRL_CS_b54462489d8a4a48a295c98e6"></a>7.32 <a name="XBRL_CS_b54462489d8a4a48a295c98e6_bclEnd"></a>(closing price of the
Company common stock at December 31, 2015). The Company did not purchase any
shares of its common stock other than through its publicly announced stock
repurchase program during 2015</font></font><a name="XBRL_CS_2972433c65ab49ecbbfeef651_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;"> and 2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;line-height:115%;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">84</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_85"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Contractual Obligations and Commercial Commitments</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As disclosed in the notes to the Company&#8217;s
consolidated financial statements, the Company has certain obligations and
commitments to make future payments under contracts. At December&nbsp;31, 2015,
the aggregate contractual obligations and commercial commitments, excluding
accrued interests and unamortized premiums (discounts), are as follows: &#160;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=31% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 valign=bottom width=69% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Payments Due by Period</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less than 1 year</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1 - 3 years</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3 - 5 years</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">After 5 years</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=31% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">CONTRACTUAL
  OBLIGATIONS:</font></b></p>
  </td>
 <td colspan=14 valign=top width=69% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Securities
  sold under agreements to repurchase</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">932,500</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">432,500</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">500,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Advances
  from FHLB</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">332,114</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">262,982</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">59,267</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,865</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=31% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Subordinated
  capital notes</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">102,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">67,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">35,000</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other
  term notes</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,734</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,734</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;">
  <td nowrap width=31% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Annual
  rental commitments under noncancelable</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  operating leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">45,350</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,755</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">19,743</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,455</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12,397</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Certificates
  of deposits</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,673,025</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">975,602</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">631,312</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">66,111</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=31% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,086,723</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,745,839</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,210,322</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">81,431</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">49,131</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">85</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_86"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loan commitments, which represent unused lines of credit and
letters of credit provided to customers, increased to $607.1 million and $1.5
million, respectively, for 2015, as compared to $493.2&nbsp;million and $885
thousand, respectively, at December 31, 2014. Commitments to extend credit are
agreements to lend to customers as long as there is no violation of any
condition established in the contract. Commitments generally have fixed
expiration dates, bear variable interest rate and may require payment of a fee.
Since the commitments may expire unexercised, the total commitment amounts do
not necessarily represent future cash requirements. The Company evaluates each
customer&#8217;s credit-worthiness on a case-by-case basis. The amount of collateral
obtained, if deemed necessary by the Company upon extension of credit, is based
on management&#8217;s credit evaluation of the customer.</font></font></p>

<p style="border:none;margin-bottom:12.0pt;margin-left:12.25pt;margin-right:0in;margin-top:12.0pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impact of Inflation and Changing Prices </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The financial statements and related data presented herein
(except for certain non-GAAP measures as previously indicated) have been
prepared in accordance with GAAP which require the measurement of financial
position and operating results in terms of historical dollars without
considering changes in the relative purchasing power of money over time due to
inflation. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Unlike most industrial
companies, virtually all of the assets and liabilities of a financial
institution are monetary in nature. As a result, interest rates have a more
significant impact on a financial institution&#8217;s performance than the effects of
general levels of inflation. Interest rates do not necessarily move in the same
direction or with the same magnitude as the prices of goods and services since
such prices are affected by inflation.</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">86</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_87"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">QUARTERLY FINANCIAL DATA &#160;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following is
a summary of the quarterly results of operations:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">TABLE 17 &#8212; SELECTED
QUARTERLY FINANCIAL DATA:</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">March 31,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">June 30,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">September 30,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=top width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=bottom width=34% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">EARNINGS
  DATA:</font></b></p>
  </td>
 <td colspan=14 valign=top width=66% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands, except per
  share data)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  income</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">107,001</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">99,413</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">107,247</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">92,907</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">406,568</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  expense</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,366</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,121</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,424</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,285</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">69,196</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Net interest income</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,635</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">82,292</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,823</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">75,622</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">337,372</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision
  for loan and lease losses</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,193</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,539</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,579</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,190</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">161,501</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net interest income after provision for loan </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  and lease losses</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,442</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66,753</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,244</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,432</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">175,871</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  income</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,881</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,656)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,977</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,270</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,472</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  expenses</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">56,332</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,437</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">69,090</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58,542</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">248,401</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Income before taxes</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,009)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,340)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,131</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20,840)</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20,058)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Income
  tax expense (benefit)</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">979</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">769</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">562</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(19,864)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17,554)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Net (loss) income</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,988)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,109)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,569</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(976)</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,504)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less:
  dividends on preferred stock</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,465)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,466)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,465)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,466)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,862)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  (Loss) income available to common shareholders</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,453)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,575)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,104</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,442)</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(16,366)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">PER
  SHARE DATA:</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Basic</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.14)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.15)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.03</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.10)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.37)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Diluted</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.14)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.15)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.03</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.10)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(0.37)</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">March 31,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">June 30,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">September 30,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=bottom width=33% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">EARNINGS
  DATA:</font></b></p>
  </td>
 <td colspan=11 valign=top width=53% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands, except per
  share data)</font></b></p>
  </td>
 <td valign=top width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=4% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=8% style="border:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  income</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">123,074</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">125,900</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">120,301</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">115,982</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">485,257</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest
  expense</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,676</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,822</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,430</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,854</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">76,782</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Net interest income</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">103,398</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">106,078</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">101,871</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">97,128</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">408,475</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision
  for loan and lease losses</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,691</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,815</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,257</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,877</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60,640</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total provision for loan and lease losses, net</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,691</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,815</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,257</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,877</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60,640</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td valign=bottom width=33% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net interest income after provision for loan </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  and lease losses</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:21.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:21.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">91,707</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:21.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:21.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">91,263</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:21.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:21.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">84,614</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:21.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:21.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">80,251</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:21.0pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:21.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">347,835</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  income</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,229</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">507</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,491</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,096</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,323</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest
  expenses</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61,404</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">59,848</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">59,575</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61,898</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,725</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Income before taxes</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,532</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31,922</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,530</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,449</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">122,433</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Income
  tax expense</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,785</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,613</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,998</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,856</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,252</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Net income</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,747</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,309</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,532</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,593</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,181</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less:
  dividends on preferred stock</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,465)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,466)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,465)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,466)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,862)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Income available to common shareholders</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,282</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,843</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,067</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,127</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">71,319</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">PER
  SHARE DATA:</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=4% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Basic</font></b></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.45</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.40</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.36</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.38</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.58</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Diluted</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.42</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.38</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.34</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.36</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=4% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.50</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">87</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_88"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">ITEM 7A. </font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">QUANTITATIVE
 AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Background</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
Company&#8217;s risk management policies are established by its Board of Directors
(the &#8220;Board&#8221;) and implemented by management through the adoption of a risk
management program, which is overseen and monitored by the Chief Risk Officer
and the Risk Management and Compliance Committee. The Company has continued to
refine and enhance its risk management program by strengthening policies,
processes and procedures necessary to maintain effective risk management.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">All
aspects of the Company&#8217;s business activities are susceptible to risk.
Consequently, risk identification and monitoring are essential to risk
management. As more fully discussed below, the Company&#8217;s primary risk exposures
include, market, interest rate, credit, liquidity, operational and
concentration risks.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Market Risk</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Market
risk is the risk to earnings or capital arising from adverse movements in
market rates or prices, such as interest rates or prices. The Company evaluates
market risk together with interest rate risk. The Company&#8217;s financial results
and capital levels are constantly exposed to market risk. The Board and
management are primarily responsible for ensuring that the market risk assumed
by the Company complies with the guidelines established by policies approved by
the Board. The Board has delegated the management of this risk to the
Asset/Liability Management Committee (&#8220;ALCO&#8221;) which is composed of certain
executive officers from the business, treasury and finance areas. One of ALCO&#8217;s
primary goals is to ensure that the market risk assumed by the Company is
within the parameters established in such policies.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Interest Rate
Risk</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Interest
rate risk is the exposure of the Company&#8217;s earnings or capital to adverse
movements in interest rates. It is a predominant market risk in terms of its
potential impact on earnings. The Company manages its asset/liability position
in order to limit the effects of changes in interest rates on net interest
income. ALCO oversees interest rate risk, liquidity management and other
related matters.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">In
executing its responsibilities, ALCO examines current and expected conditions
in global financial markets, competition and prevailing rates in the local
deposit market, liquidity, unrealized gains and losses in securities, recent or
proposed changes to the investment portfolio, alternative funding sources and
their costs, hedging and the possible purchase of derivatives such as swaps,
and any tax or regulatory issues which may be pertinent to these areas.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">On
a quarterly basis, the Company performs a net interest income simulation
analysis on a consolidated basis to estimate the potential change in future
earnings from projected changes in interest rates. These simulations are
carried out over a five-year time horizon, assuming certain gradual upward and
downward interest rate movements, achieved during a twelve-month period.
Instantaneous interest rate movements are also modeled. Simulations are carried
out in two ways:</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">(i)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">using a static
balance sheet as the Company had on the simulation date, and</font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">(ii)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp; </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">using a dynamic
balance sheet based on recent growth patterns and business strategies.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
balance sheet is divided into groups of assets and liabilities detailed by
maturity or re-pricing and their corresponding interest yields and costs. As
interest rates rise or fall, these simulations incorporate expected future
lending rates, current and expected future funding sources and costs, the
possible exercise of options, changes in prepayment rates, deposits decay and
other factors which may be important in projecting the future growth of net
interest income.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The
Company uses a software application to project future movements in the
Company&#8217;s balance sheet and income statement. The starting point of the
projections generally corresponds to the actual values of the balance sheet on
the date of the simulations.</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">88</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_89"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These
simulations are complex, and use many assumptions that are intended to reflect
the general behavior of the Company over the period in question. There can be
no assurance that actual events will match these assumptions in all cases. For
this reason, the results of these simulations are only approximations of the
true sensitivity of net interest income to changes in market interest rates.
The following table presents the results of the simulations at December 31,
2015 for the most likely scenario, assuming a one-year time horizon:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.75pt;">
  <td valign=top width=36% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=9 valign=bottom width=64% style="border:none;border-bottom:none black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net Interest Income Risk (one
  year projection) </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=36% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=31% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Static Balance Sheet </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=31% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Growing Simulation </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=36% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Percent</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Percent</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=36% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Change </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Change </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Change </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Change </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=36% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Change in interest rate</font></u></b></p>
  </td>
 <td colspan=9 valign=top width=64% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">+ 200
  Basis points </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,479</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.13%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,174</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.66%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=36% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">+ 100
  Basis points </font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,042</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.18%</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,393</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.95%</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">- 50
  Basis points </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,582)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-0.61%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,130)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-0.45%</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The impact of -100 and -200 basis point reductions in interest
rates is not presented in view of current level of the federal funds rate and
other short-term interest rates.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Future net interest income could be affected by the Company&#8217;s
investments in callable securities, prepayment risk related to mortgage loans
and mortgage-backed securities, and any structured repurchase agreements and
advances from the FHLB-NY in which it may enter into from time to time. As part
of the strategy to limit the interest rate risk and reduce the re-pricing gaps
of the Company&#8217;s assets and liabilities, the Company has executed certain
transactions which include extending the maturity and the re-pricing frequency
of the liabilities to longer terms reducing the amounts of its structured
repurchase agreements and entering into hedge-designated swaps to hedge the
variability of future interest cash flows of forecasted wholesale borrowings
that only consist of advances from the FHLB-NY as of December 31, 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company maintains an overall interest rate risk management
strategy that incorporates the use of derivative instruments to minimize
significant unplanned fluctuations in earnings that are caused by interest rate
volatility. The Company&#8217;s goal is to manage interest rate sensitivity by
modifying the repricing or maturity characteristics of certain balance sheet
assets and liabilities so that the net interest margin is not, on a material
basis, adversely affected by movements in interest rates. As a result of
interest rate fluctuations, hedged fixed-rate assets and liabilities will
appreciate or depreciate in market value. Also, for some fixed-rate assets or
liabilities, the effect of this variability in earnings is expected to be
substantially offset by the Company&#8217;s gains and losses on the derivative
instruments that are linked to the forecasted cash flows of these hedged assets
and liabilities. The Company considers its strategic use of derivatives to be a
prudent method of managing interest-rate sensitivity as it reduces the exposure
of earnings and the market value of its equity to undue risk posed by changes
in interest rates. The effect of this unrealized appreciation or depreciation
is expected to be substantially offset by the Company&#8217;s gains or losses on the
derivative instruments that are linked to these hedged assets and liabilities.
Another result of interest rate fluctuations is that the contractual interest
income and interest expense of hedged variable-rate assets and liabilities,
respectively, will increase or decrease.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivative instruments that are used as part of the Company&#8217;s
interest risk management strategy include interest rate swaps,
forward-settlement swaps, futures contracts, and option contracts that have
indices related to the pricing of specific balance sheet assets and
liabilities. Interest rate swaps generally involve the exchange of fixed and
variable-rate interest payments between two parties based on a common notional
principal amount and maturity date. Interest rate futures generally involve
exchanged-traded contracts to buy or sell U.S. Treasury bonds and notes in the
future at specified prices. Interest rate options represent contracts that
allow the holder of the option to (i) receive cash or (ii) purchase, sell, or
enter into a financial instrument at a specified price within a specified
period. Some purchased option contracts give the Company the right to enter
into interest rate swaps and cap and floor agreements with the writer of the
option. In addition, the Company enters into certain transactions that contain
embedded derivatives. When the embedded derivative possesses economic
characteristics that are not clearly and closely related to the economic characteristics
of the host contract, it is bifurcated and carried at fair value. Please refer
to Note 10 to the accompanying consolidated financial statements for further
information concerning the Company&#8217;s derivative activities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">89</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_90"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Following is a summary of certain
strategies, including derivative activities, currently used by the Company to
manage interest rate risk:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest rate swaps</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8212; The Company entered into hedge-designated swaps to hedge the
variability of future interest cash flows of forecasted wholesale borrowings
attributable to changes in the one-month LIBOR rate. Once the forecasted
wholesale</font></font><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">borrowings
transactions occurred, the interest rate swap effectively fixes the Company&#8217;s
interest payments on an amount of forecasted interest expense attributable to
the one-month LIBOR rate corresponding to the swap notional stated rate. A
derivative liability of $6.4 million (notional amount of $263.3 million) was
recognized at December 31, 2015 related to the valuation of these swaps. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">In addition, the
Company has certain derivative contracts, including interest rate swaps not
designated as hedging instruments, which are utilized to convert certain
variable rate loans to fixed-rate loans, and the mirror-images of these
interest rate swaps in which the Company enters into to minimize its interest
rate risk exposure that results from offering the derivatives to clients. These
interest rate swaps are marked to market through earnings. At </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">December 31, 2015</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">, interest rate swaps offered to clients
not designated as hedging instruments represented a derivative asset of $2.1
million (notional amounts of $16.3 million), and the mirror-image interest rate
swaps in which the Company entered into represented a derivative liability of
$2.1 million (notional amounts of $16.3 million). </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">S&amp;P options</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8212; The Company has offered its customers certificates of deposit
with an option tied to the performance of the S&amp;P 500 Index. At the end of
five years, the depositor receives a minimum return or a specified percentage
of the average increase of the month-end value of the S&amp;P 500 Index. The
Company uses option agreements with major money center banks and major
broker-dealer companies to manage its exposure to changes in that index. Under
the terms of the option agreements, the Company receives the average increase
in the month-end value of the S&amp;P 500 Index in exchange for a fixed
premium. The changes in fair value of the options purchased and the options
embedded in the certificates of deposit are recorded in earnings.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015, the fair value of the purchased options used
to manage the exposure to the S&amp;P 500 Index on stock-indexed certificates
of deposit represented an asset of $1.1 million (notional amounts of $3.4 million)
and the options sold to customers embedded in the certificates of deposit
represented a liability of $1.0 million (notional amount of $3.2 million).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Wholesale borrowings</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8212; The Company uses interest rate swaps to hedge the variability
of interest cash flows of certain advances from the FHLB-NY that are tied to a
variable rate index. The interest rate swaps effectively fix the Company&#8217;s
interest payments on these borrowings. As of December 31, 2015, the Company had
$263.3 million in interest rate swaps at an average rate of 2.6% designated as
cash flow hedges for $263.3 million in advances from the FHLB-NY that reprice
or are being rolled over on a monthly basis. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit Risk</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit risk is the possibility of loss arising from a borrower or
counterparty in a credit-related contract failing to perform in accordance with
its terms. The principal source of credit risk for the Company is its lending
activities. In Puerto Rico, the Company&#8217;s principal market, economic conditions
are challenging, as they have been for the last ten years, due to a shrinking
population, a protracted economic recession, a housing sector that remains
under pressure, the Puerto Rico government&#8217;s fiscal and liquidity crisis, and
the recent credit or payment default on certain Puerto Rico government bonds,
with additional defaults expected if the Puerto Rico government is unable to
restructure its debts and/or access the capital markets to place new debt or
refinance its upcoming maturities.&#160; Also, the Company&#8217;s banking subsidiary has
an outstanding $190.3 million credit facility to PREPA that is classified as
substandard and on non-accrual status, which now stands at $137.0 million, net
of allowances.&#160; The Company recorded a $53.3 million loss provision for such
credit facility in 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company manages its credit risk through a comprehensive credit
policy which establishes sound underwriting standards by monitoring and
evaluating loan portfolio quality, and by the constant assessment of reserves
and loan concentrations. The Company also employs proactive collection and loss
mitigation practices.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company may also encounter risk of default in relation to its
securities portfolio. The securities held by the Company are principally agency
mortgage-backed securities. Thus, a substantial portion of these instruments
are guaranteed by mortgages, a U.S. government-sponsored entity, or the full
faith and credit of the U.S. government. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">90</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_91"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s Executive Credit Committee,
composed of its Chief Executive Officer, Chief Credit Risk Officer and other
senior executives, has primary responsibility for setting strategies to achieve
the Company&#8217;s credit risk goals and objectives. Those goals and objectives are
set forth in the Company&#8217;s Credit Policy as approved by the Board.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity Risk</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liquidity risk is the risk of the Company not being able to generate
sufficient cash from either assets or liabilities to meet obligations as they
become due without incurring substantial losses. The Board has established a
policy to</font></font><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">manage this
risk. The Company&#8217;s cash requirements principally consist of deposit withdrawals,
contractual loan funding, repayment of borrowings as these mature, and funding
of new and existing investments as required.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s business requires continuous access to
various funding sources. While the Company is able to fund its operations
through deposits as well as through advances from the FHLB-NY and other
alternative sources, the Company&#8217;s business is dependent upon other external wholesale
funding sources. As part of its efforts to reduce its cost of deposits, the
Company increased its brokered deposits by 26.4% in 2015. As of December 31,
2015, the Company had $932.5 million in repurchase agreements, excluding
accrued interest, and $783.0 million in brokered deposits, including $71.6
million in money market accounts.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Brokered deposits are typically offered through an intermediary to
small retail investors. The Company&#8217;s ability to continue to attract brokered
deposits is subject to variability based upon a number of factors, including
volume and volatility in the global securities markets, the Company&#8217;s credit
rating, and the relative interest rates that it is prepared to pay for these
liabilities. Brokered deposits are generally considered a less stable source of
funding than core deposits obtained through retail bank branches. Investors in
brokered deposits are generally more sensitive to interest rates and will
generally move funds from one depository institution to another based on small
differences in interest rates offered on deposits.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Although the Company expects to have continued access to credit
from the foregoing sources of funds, there can be no assurance that such
financing sources will continue to be available or will be available on
favorable terms. In a period of financial disruption or if negative
developments occur with respect to the Company, the availability and cost of
the Company&#8217;s funding sources could be adversely affected. In that event, the
Company&#8217;s cost of funds may increase, thereby reducing its net interest income,
or the Company may need to dispose of a portion of its investment portfolio,
which depending upon market conditions, could result in realizing a loss or
experiencing other adverse accounting consequences upon any such dispositions.
The Company&#8217;s efforts to monitor and manage liquidity risk may not be
successful to deal with dramatic or unanticipated changes in the global
securities markets or other reductions in liquidity driven by the Company or
market-related events. In the event that such sources of funds are reduced or
eliminated and the Company is not able to replace these on a cost-effective
basis, the Company may be forced to curtail or cease its loan origination
business and treasury activities, which would have a material adverse effect on
its operations and financial condition.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2015, the Company had approximately $526.2 million
in unrestricted cash and cash equivalents, $477.9 million in investment
securities that are not pledged as collateral, $770.6 million in borrowing
capacity at the FHLB-NY.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&#160;&#160;&#160; Operational Risk</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Operational risk is the risk of loss from inadequate or failed
internal processes, personnel and systems or from external events. All
functions, products and services of the Company are susceptible to operational
risk. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company faces ongoing and emerging risk and regulatory
pressure related to the activities that surround the delivery of banking and
financial products and services. Coupled with external influences such as
market conditions, security risks, and legal risks, the potential for
operational and reputational loss has increased. In order to mitigate and control
operational risk, the Company has developed, and continues to enhance, specific
internal controls, policies and procedures that are designed to identify and
manage operational risk at appropriate levels throughout the organization. The
purpose of these policies and procedures is to provide reasonable assurance
that the Company&#8217;s business operations are functioning within established
limits.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">91</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_92"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company classifies operational risk
into two major categories: business specific and corporate-wide affecting all
business lines. For business specific risks, a risk assessment group works with
the various business units to ensure consistency in policies, processes and assessments.
With respect to corporate-wide risks, such as information security, business
recovery, legal and compliance, the Company has specialized groups, such as Information
Security, Enterprise Risk Management, Corporate Compliance, Information
Technology, Legal and Operations. These groups assist the lines of business in
the development and implementation of risk management practices specific to the
needs of the business groups. All these matters are reviewed and discussed in
the Information Technology Steering Committee and the Executive Risk and
Compliance Committee.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company is subject to extensive United States federal and
Puerto Rico regulations, and this regulatory scrutiny has been significantly
increasing over the last several years. The Company has established and
continues to enhance procedures based on legal and regulatory requirements that
are reasonably designed to ensure compliance with all applicable statutory and
regulatory requirements. The Company has a corporate compliance function headed
by a Regulatory Compliance Director who reports to the Deputy General Counsel
and the BSA Officer who reports to the Chief Risk Officer. The Regulatory
Compliance Director is responsible for the oversight of regulatory compliance
and implementation of a company-wide compliance program, except for the Bank
Secrecy Act/Anti-Money Laundering compliance program, which is overseen and
implemented by the BSA Officer.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Concentration Risk</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Substantially all of the Company&#8217;s business activities and a significant
portion of its credit exposure are concentrated in Puerto Rico. As a
consequence, the Company&#8217;s profitability and financial condition may be adversely
affected by an extended economic slowdown, adverse political, fiscal or
economic developments in Puerto Rico or the effects of a natural disaster, all
of which could result in a reduction in loan originations, an increase in non-performing
assets, an increase in foreclosure losses on mortgage loans, and a reduction in
the value of its loans and loan servicing portfolio and its Puerto Rico
government securities.</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">92</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_93"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM
8.&#160;&#160;&#160;&#160;&#160;&#160; </font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG Bancorp</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FORM 10-K</font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FINANCIAL DATA INDEX</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=1 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;width:100%;">
 <tr>
  <td colspan=3 valign=top width=86% style="border:none;border-bottom:solid #4BACC6 1.0pt;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td valign=top width=14% style="border:none;border-bottom:solid #4BACC6 1.0pt;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Page</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td colspan=2 valign=top width=77% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Management&#8217;s Annual Report
  on Internal Controls Over Financial Reporting</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">94</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td colspan=2 valign=bottom width=77% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;margin-right:5.05pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Report of Independent Registered Public Accounting Firm</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">95</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td colspan=2 valign=bottom width=77% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;margin-right:5.05pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Report of Independent Registered Public Accounting Firm on
  Internal Control over</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;margin-right:5.05pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&#160;&#160;&#160;&#160; Financial Reporting</font></p>
  </td>
 <td valign=bottom width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">96</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=77% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Consolidated Statements of
  Financial Condition at December 31, 2015 and 2014</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">97</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=77% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Consolidated Statements of
  Operations for the years ended December 31, 2015, 2014, and&#160; 2013</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">98</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=77% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:12.6pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:-12.6pt;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Consolidated Statements of
  Comprehensive (Loss) Income for the years ended December 31, 2015, 2014, and&#160;
  2013</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">99</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=77% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Consolidated Statements of
  Changes in Stockholders&#8217; Equity for the years ended December 31,</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&#160;&#160;&#160;&#160; 2015, 2014, and&#160; 2013</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">100</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=77% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Consolidated Statements of
  Cash Flows for the years ended December 31, 2015, 2014, and&#160; 2013</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">101-102</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=77% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Notes to the Consolidated
  Financial Statements</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 1&#8211; Summary of
  Significant Accounting Policies</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">103-122</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 2 &#8211; Restricted Cash</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">123</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 3 &#8211; Investment
  Securities</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">123-130</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 4 &#8211; Pledged Assets</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">131</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 5 &#8211; Loans</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">132-156</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 6 &#8211; Allowance for Loan
  and Lease Losses</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">157-165</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin-bottom:.0001pt;margin-left:36.1pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:-.5in;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 7 &#8211; FDIC Indemnification
  Asset and True-up Payment Obligation and FDIC Shared-loss Expense</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">166-168</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 8 &#8211; Premises and
  Equipment</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">168</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 9 &#8211; Servicing Assets</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">169-171</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 10 &#8211; Derivatives</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">171-173</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 11 &#8211; Accrued Interest
  Receivable and Other Assets</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">174</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 12 &#8211; Deposits</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">175-176</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 13 &#8211; Borrowings and
  Related Interest</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">177-180</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 14 &#8211; Offsetting of
  Financial Assets and Liabilities </font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">181-182</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 15 &#8211; Employee Benefit
  Plan</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">183</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 16 &#8211; Related Party
  Transactions</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">183</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 17 &#8211; Income Taxes</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">184-187</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Note
  18 &#8211; Regulatory Capital Requirements</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">187-188</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Note
  19 &#8211; Equity- Based Compensation Plan</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">189-190</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 20 &#8211; Stockholders&#8217;
  Equity</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">191-192</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 21 &#8211; Accumulated Other
  Comprehensive Income </font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">192-194</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 22 &#8211; (Loss) Earnings
  per Common Share</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">194-195</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 23 &#8211; Guarantees</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">195-196</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 24 &#8211; Commitments and
  Contingencies</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">196-198</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 25 &#8211; Fair Value of
  Financial Instruments</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">198-205</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 26 &#8211; Business Segments</font></p>
  </td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">206-207</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">Note 27 &#8211; OFG Bancorp
  (Holding Company Only) Financial Information</font></p>
  </td>
 <td valign=top width=14% style="border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">208-210</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 <td valign=top width=14% style="background:#D2EAF1;border:none;padding:0in 5.4pt 0in 5.4pt;">&nbsp;</td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">93</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_94"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG Bancorp </font></u></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MANAGEMENT&#8217;S
ANNUAL REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING </font></u></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To the Board of Directors and
stockholders of OFG Bancorp: </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The management of OFG Bancorp (the &#8220;Company&#8221;) is
responsible for establishing and maintaining effective internal control over
financial reporting, as defined in Rules&nbsp;13a-15(f) and 15d-15(f) under the
Securities Exchange Act of 1934, and for the assessment of internal control
over financial reporting. The Company&#8217;s internal control over financial
reporting is a process designed to provide reasonable assurance regarding the
reliability of financial reporting and the preparation of financial statements
for external purposes in accordance with accounting principles generally
accepted in the United States of America. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s internal control over
financial reporting includes those policies and procedures that: </font></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(1)&nbsp;pertain to the maintenance of
records that, in reasonable detail, accurately and fairly reflect the
transactions and dispositions of the assets of the Company; </font></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(2)&nbsp;provide reasonable assurance
that transactions are recorded as necessary to permit preparation of financial
statements in accordance with accounting principles generally accepted in the
United States of America, and that receipts and expenditures of the Company are
being made only in accordance with authorization of management and directors of
the Company;&nbsp;and </font></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(3)&nbsp;provide reasonable assurance
regarding prevention or timely detection of unauthorized acquisition, use or
disposition of the Company&#8217;s assets that could have a material effect on the
financial statements. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Because of its inherent limitations, internal control
over financial reporting may not prevent or detect misstatements. Also,
projections of any evaluation of effectiveness to future periods are subject to
the risk that controls may become inadequate because of changes in conditions,
or that the degree of compliance with the policies or procedures may
deteriorate. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As called for by Section&nbsp;404 of the
Sarbanes-Oxley Act of 2002, management has assessed the effectiveness of the
Company&#8217;s internal control over financial reporting as of December&nbsp;31,
2015. Management made its assessment using the criteria set forth in </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Internal
Control-Integrated Framework (2013) </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">issued by the Committee of Sponsoring
Organizations of the Treadway Commission (the &#8220;COSO Criteria&#8221;). </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Based on its assessment, management has concluded that
the Company maintained effective internal control over financial reporting as
of December&nbsp;31, 2015 based on the COSO Criteria. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
effectiveness of the Company&#8217;s internal control over financial reporting as of
December&nbsp;31, 2015, has been audited by KPMG LLP, the Company&#8217;s independent
registered public accounting firm, as stated in their report dated March&nbsp;14,
2016. </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=4% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=43% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=6% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=4% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=43% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=43% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=43% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=4% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=43% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">/s/&nbsp;&nbsp;&nbsp;&nbsp;Jos&#233; Rafael
  Fern&#225;ndez</font></i></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=4% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=43% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">/s/&nbsp;&nbsp;&nbsp;&nbsp;Ganesh
  Kumar</font></i></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=47% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Jos&#233; Rafael Fern&#225;ndez</font></i></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=47% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Ganesh Kumar</font></i></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=47% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; President and Chief Executive
  Officer</font></i></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=47% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Executive Vice President and
  Chief Financial Officer</font></i></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=47% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">Date: March&nbsp;14, 2016</font></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=47% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">Date: March 14, 2016</font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;line-height:115%;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">94</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_95"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Report of
Independent Registered Public Accounting Firm </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To
the Board of Directors and Stockholders</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG Bancorp: </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We
have audited the accompanying consolidated statements of financial condition of
OFG Bancorp and subsidiaries (the Company) as of December&nbsp;31, 2015 and
2014, and the related consolidated statements of operations, comprehensive
(loss) income, changes in stockholders&#8217; equity and cash flows for each of the
years in the three-year period ended December&nbsp;31, 2015. These consolidated
financial statements are the responsibility of the Company&#8217;s management. Our responsibility
is to express an opinion on these consolidated financial statements based on
our audits. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We
conducted our audits in accordance with the standards of the Public Company
Accounting Oversight Board (United States). Those standards require that we
plan and perform the audit to obtain reasonable assurance about whether the
financial statements are free of material misstatement. An audit includes
examining, on a test basis, evidence supporting the amounts and disclosures in
the financial statements. An audit also includes assessing the accounting
principles used and significant estimates made by management, as well as
evaluating the overall financial statement presentation. We believe that our
audits provide a reasonable basis for our opinion. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
our opinion, the consolidated financial statements referred to above present
fairly, in all material respects, the financial position of OFG Bancorp and
subsidiaries as of December&nbsp;31, 2015 and 2014, and the results of their
operations and their cash flows for each of the years in the three-year period
ended December&nbsp;31, 2015, in conformity with U.S.&nbsp;generally accepted
accounting principles.&#160;&#160;&#160; </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We
also have audited, in accordance with the standards of the Public Company
Accounting Oversight Board (United States), OFG Bancorp and its subsidiaries&#8217;&#160;
internal control over financial reporting as of December&nbsp;31, 2015, based
on criteria established in </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Internal Control&nbsp;&#8212; Integrated Framework
(2013) </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">issued by the Committee of Sponsoring Organizations of the Treadway
Commission (COSO), and our report dated March&nbsp;14, 2016 expressed an
unqualified opinion on the effectiveness of the Company&#8217;s internal control over
financial reporting. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">/s/&nbsp;&nbsp;&nbsp;&nbsp;KPMG LLP </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">San&nbsp;Juan, Puerto Rico </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">March&nbsp;14, 2016</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Stamp
No.&nbsp;E196956 of the Puerto Rico </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Society of Certified Public Accountants </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">was affixed to the record copy of this report. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;line-height:115%;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">95</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_96"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:10.0pt;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></font></p>


</DIV>
<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Report of
Independent Registered Public Accounting Firm </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Board of Directors and Stockholders </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG Bancorp: </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We have audited OFG Bancorp and subsidiaries&#8217; (the Company)
internal control over financial reporting as of December&nbsp;31, 2015, based
on criteria established in </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Internal Control-Integrated Framework (2013) </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">issued
by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).
The Company&#8217;s management is responsible for maintaining effective internal
control over financial reporting and for its assessment of the effectiveness of
internal control over financial reporting, included in the accompanying
Management&#8217;s Annual Report on Internal Control over Financial Reporting. Our
responsibility is to express an opinion on the Company&#8217;s internal control over
financial reporting based on our audit. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We conducted our audit in accordance with the standards of
the Public Company Accounting Oversight Board (United States). Those standards
require that we plan and perform the audit to obtain reasonable assurance about
whether effective internal control over financial reporting was maintained in
all material respects. Our audit included obtaining an understanding of
internal control over financial reporting, assessing the risk that a material
weakness exists, and testing and evaluating the design and operating
effectiveness of internal control based on the assessed risk. Our audit also
included performing such other procedures as we considered necessary in the
circumstances. We believe that our audit provides a reasonable basis for our
opinion. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A company&#8217;s internal control over financial reporting is a
process designed to provide reasonable assurance regarding the reliability of
financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles. A
company&#8217;s internal control over financial reporting includes those policies and
procedures that (1)&nbsp;pertain to the maintenance of records that, in
reasonable detail, accurately and fairly reflect the transactions and
dispositions of the assets of the company; (2)&nbsp;provide reasonable
assurance that transactions are recorded as necessary to permit preparation of
financial statements in accordance with generally accepted accounting
principles, and that receipts and expenditures of the company are being made
only in accordance with authorizations of management and directors of the
company; and (3)&nbsp;provide reasonable assurance regarding prevention or
timely detection of unauthorized acquisition, use, or disposition of the
company&#8217;s assets that could have a material effect on the financial statements.
</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Because of its inherent limitations, internal control over
financial reporting may not prevent or detect misstatements. Also, projections
of any evaluation of effectiveness to future periods are subject to the risk
that controls may become inadequate because of changes in conditions, or that
the degree of compliance with the policies or procedures may deteriorate. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In our opinion, OFG Bancorp and subsidiaries maintained, in
all material respects, effective internal control over financial reporting as
of December&nbsp;31, 2015, based on criteria established in </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Internal
Control-Integrated Framework (2013) </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">issued by the Committee of Sponsoring Organizations
of the Treadway Commission (COSO). </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">We also have audited, in accordance with the standards of
the Public Company Accounting Oversight Board (United States), the consolidated
statements of financial condition of OFG Bancorp and subsidiaries as of
December&nbsp;31, 2015 and 2014, and the related consolidated statements of
operations, comprehensive (loss) income, stockholders&#8217; equity, and cash flows
for each of the years in the three-year period ended December&nbsp;31, 2015,
and our report dated March&nbsp;14, 2016, expressed an unqualified opinion on
those consolidated financial statements. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">/s/&nbsp;&nbsp;&nbsp;&nbsp;KPMG LLP </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;">San&nbsp;Juan, Puerto Rico </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">March&nbsp;14, 2016 </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:6.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Stamp No.&nbsp;E196955 of the Puerto Rico </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Society of Certified Public Accountants</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">was affixed to the record copy of this report.</font></font></p>



<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">96</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_97"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONSOLIDATED
STATEMENTS OF FINANCIAL CONDITION</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">AS OF
DECEMBER 31, 2015 AND 2014</font></b></font></font></b></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td valign=top width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" style="font-size:6.5pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=top width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=27% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">2015</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=top width=27% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">ASSETS</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Cash
  and cash equivalents:</font></b></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Cash and due from banks</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">532,010</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">568,752</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Money market investments</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4,699</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4,675</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total cash and cash equivalents</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">536,709</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">573,427</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Restricted
  cash</font></b></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">3,349</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">8,407</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Investments:</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Trading securities, at fair value, with amortized cost of $667 (December 31,
  2014 - $2,419)</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">288</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,594</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=68% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Investment securities available-for-sale, at fair value, with amortized cost
  of $955,646 (December 31, 2014 - $1,187,679)</font></p>
  </td>
 <td valign=bottom width=5% style="height:10.5pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:10.5pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">974,609</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,216,538</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Investment securities held-to-maturity, at amortized cost, with fair value of
  $614,679 (December 31, 2014 - $164,154)</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">620,189</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">162,752</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Federal Home Loan Bank (FHLB) stock, at cost</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">20,783</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">21,169</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Other investments</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">3</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">3</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investments</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,615,872</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,402,056</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Loans:</font></b></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Mortgage loans held-for-sale, at lower of cost or fair value</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">13,614</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">14,539</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Loans held for investment, net of allowance for loan and lease losses of
  $234,131 (December 31, 2014 - $133,762)</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4,420,599</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4,812,107</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total loans</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4,434,213</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4,826,646</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Other
  assets:</font></b></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  FDIC indemnification asset</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">22,599</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">97,378</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Foreclosed real estate</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">58,176</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">95,661</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Accrued interest receivable</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">20,637</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">21,345</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Deferred tax asset, net</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">145,901</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">108,708</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Premises and equipment, net</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">74,590</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">80,599</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Customers' liability on acceptances</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">14,582</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">17,989</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Servicing assets</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7,455</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">13,992</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Derivative assets</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">3,025</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">8,107</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Goodwill</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">86,069</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">86,069</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Other assets</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">75,972</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">108,725</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=68% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total assets</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7,099,149</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7,449,109</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">LIABILITIES AND STOCKHOLDERS&#8217;
  EQUITY</font></b></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Deposits:</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Demand deposits</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,861,680</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,997,536</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Savings accounts</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,179,229</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,385,824</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Time deposits</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,675,950</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,541,046</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total deposits</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4,716,859</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4,924,406</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Borrowings:</font></b></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Securities sold under agreements to repurchase</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">934,691</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">980,087</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Advances from FHLB</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">332,476</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">334,331</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Subordinated capital notes</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">102,633</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">101,584</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Other borrowings</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,734</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">4,004</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total borrowings</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,371,534</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">1,420,006</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Other
  liabilities:</font></b></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Derivative liabilities</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">6,162</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">11,221</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Acceptances executed and outstanding</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">14,582</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">17,989</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Accrued expenses and other liabilities</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">92,935</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">133,290</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total liabilities</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">6,202,072</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">6,506,912</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Commitments
  and contingencies (See Note 24)</font></b></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">Stockholders&#8217;
  equity:</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Preferred stock; 10,000,000 shares authorized; </font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  1,340,000 shares of Series A, 1,380,000 shares of Series B, and 960,000
  shares of Series D</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  issued and outstanding, (December 31, 2014 - 1,340,000 shares; 1,380,000
  shares; and 960,000 shares) </font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  $25 liquidation value</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">92,000</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">92,000</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  84,000 shares of Series C issued and outstanding (December 31, 2014 - 84,000
  shares); $1,000 liquidation value</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">84,000</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">84,000</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Common stock, $1 par value; 100,000,000 shares authorized; 52,625,869 shares
  issued:</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  43,867,909 shares outstanding (December 31, 2014 - 52,625,869; 44,613,615)</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">52,626</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">52,626</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Additional paid-in capital</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">540,512</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">539,311</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Legal surplus</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">70,435</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">70,467</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Retained earnings</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">148,886</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">181,152</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Treasury stock, at cost, 8,757,960 shares (December 31, 2014 - 8,012,254
  shares)</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(105,379)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">(97,070)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=68% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;
  Accumulated other comprehensive income, net of tax of $1,182 (December 31,
  2014&#160; $447)</font></p>
  </td>
 <td valign=bottom width=5% style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">13,997</font></p>
  </td>
 <td valign=bottom width=1% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">19,711</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total stockholders&#8217; equity</font></b></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">897,077</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">942,197</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=68% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total liabilities and stockholders&#8217; equity</font></b></p>
  </td>
 <td valign=bottom width=5% style="height:9.75pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7,099,149</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">7,449,109</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=7 valign=bottom width=100% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.5pt;">The accompanying notes are an
  integral part of these consolidated financial statements</font></b></p>
  </td>
 </tr>
</table></div>











<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">97</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_98"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONSOLIDATED
STATEMENTS OF OPERATIONS</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FOR THE
YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013</font></b></font></font></b></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td valign=bottom width=60% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=60% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=40% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In thousands, except per
  share data)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  income:</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Loans </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">367,622</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">435,553</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">443,902</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=60% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;Mortgage-backed securities</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">35,338</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">44,836</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">40,927</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Investment securities and other</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,608</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,868</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,803</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest income</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">406,568</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">485,257</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">493,632</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  expense:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Deposits</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">27,034</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">33,954</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">40,977</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Securities sold under agreements to repurchase</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,567</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,654</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,249</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Advances from FHLB and other borrowings</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,072</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,185</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,620</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Subordinated capital notes</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,523</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,989</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,114</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest expense</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">69,196</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">76,782</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">83,960</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  interest income</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">337,372</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">408,475</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">409,672</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Provision
  for loan and lease losses, net</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">161,501</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">60,640</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">72,894</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  interest income after provision for loan and lease losses</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">175,871</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">347,835</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">336,778</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Non-interest
  income:</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Banking service revenue</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">41,466</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">40,712</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">44,239</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Wealth management revenue</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,040</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,855</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">30,924</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Mortgage banking activities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,128</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,381</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,994</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total banking and financial service revenues</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">76,634</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">77,948</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">86,157</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Other-than-temporary impairment losses on investment securities</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4,662)</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Portion of losses recognized in other comprehensive (loss) income, before
  taxes</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,172</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=60% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net impairment losses recognized</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,490)</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FDIC shared-loss expense, net</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(42,808)</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(65,756)</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(69,267)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Reimbursement from FDIC shared-loss coverage in sale of loans and foreclosed
  real estate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">20,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;Net gain (loss) on:</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Sale of securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,572</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,366</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;&#160;&#160;&#160;Derivatives&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(190)</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(608)</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,526)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Early extinguishment of debt</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,061</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;&#160;&#160;&#160;Other non-interest (loss) income</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2,246)</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,373</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">670</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total non-interest income, net</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">52,472</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,323</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,095</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Non-interest
  expense:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Compensation and employee benefits</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">79,172</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">85,283</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">91,957</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Professional and service fees</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16,217</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,996</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">21,321</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;Occupancy and equipment</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">34,186</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">34,710</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">34,408</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Insurance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,567</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,830</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,795</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Electronic banking charges</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">21,893</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">19,081</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16,702</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Information technology expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,648</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,019</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,546</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;Advertising, business promotion, and strategic initiatives</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,452</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,014</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,025</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Merger and restructuring charges</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,660</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  &#160;Foreclosure, repossession and other real estate expenses</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">37,522</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">25,125</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16,484</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Loan servicing and clearing expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,075</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,567</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,588</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Taxes, other than payroll and income taxes</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,460</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14,409</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">15,539</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Communication</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,086</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,430</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,377</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Printing, postage, stationary and supplies</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,575</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,533</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,459</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Director and investor relations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,091</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,106</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,098</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Other</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,457</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,622</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,177</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total non-interest expense</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">248,401</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">242,725</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">264,136</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Loss)
  income before income taxes</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(20,058)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">122,433</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">89,737</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160; &#160;&#160;&#160;Income
  tax (benefit) expense</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(17,554)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">37,252</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(8,709)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  (loss) income</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2,504)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">85,181</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">98,446</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Less: dividends on preferred stock</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(13,862)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(13,862)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(13,862)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  (loss) income available to common shareholders</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(16,366)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">71,319</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">84,584</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Loss)
  earnings per common share:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Basic</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(0.37)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.58</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.85</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Diluted</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(0.37)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.50</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1.73</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=60% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Average
  common shares outstanding and equivalents</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">51,455</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">52,326</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">53,033</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Cash
  dividends per share of common stock</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.36</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.34</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">0.26</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=60% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td colspan=9 valign=bottom width=100% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">The accompanying notes are an
  integral part of these consolidated financial statements</font></b></p>
  </td>
 </tr>
</table></div>











<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">98</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_99"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONSOLIDATED
STATEMENTS OF COMPREHENSIVE (LOSS) INCOME</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FOR THE
YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></font></b></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td valign=bottom width=53% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=53% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 width=47% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=53% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=53% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 width=47% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=53% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  (loss) income </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2,504)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">85,181</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">98,446</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=53% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Other
  comprehensive (loss) income before tax: </font></b></p>
  </td>
 <td width=2% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  Unrealized gain (loss) on securities available-for-sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(8,814)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">19,843</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(62,080)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=53% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  Realized gain on investment securities included in net (loss) income</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2,572)</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4,366)</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  Other-than-temporary impairment on investment securities included in net
  income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:16.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,490</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:16.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:16.5pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=53% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  Unrealized gain on cash flow hedges</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,278</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,322</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,758</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Other
  comprehensive (loss) income before taxes</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(5,618)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">17,799</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(55,322)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=53% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;
  Income tax effect</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(96)</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,279)</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,633</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=53% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Other
  comprehensive (loss) income after taxes</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(5,714)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16,520</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(52,689)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=53% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Comprehensive
  (loss) income</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(8,218)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">101,701</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">45,757</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=53% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=9 valign=bottom width=100% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">The accompanying notes are an
  integral part of these consolidated financial statements</font></b></p>
  </td>
 </tr>
</table></div>











<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">99</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_100"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONSOLIDATED
STATEMENTS OF CHANGES IN STOCKHOLDERS&#8217; EQUITY</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FOR THE
YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></font></b></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=49% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=top width=32% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In thousands)</font></b></p>
  </td>
 <td valign=top width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Preferred
  stock:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=51% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">176,000</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">176,000</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">176,000</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">176,000</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">176,000</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">176,000</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Common
  stock:</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">52,626</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">52,707</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">52,671</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Exercised
  stock options</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">55</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">36</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Reclassification
  to treasury stock</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(136)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">52,626</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">52,626</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">52,707</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Additional
  paid-in capital:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">539,311</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">538,071</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">537,453</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Stock-based
  compensation expense</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,637</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,036</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,823</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Exercised
  stock options</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">591</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">399</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Lapsed
  restricted stock units</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(436)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(387)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,563)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Preferred
  stock issuance cost</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(16)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Common
  stock issuance cost</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(25)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">540,512</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">539,311</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">538,071</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Legal
  surplus:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">70,467</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">61,957</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">52,143</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Transfer
  from retained earnings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(32)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8,510</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,814</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">70,435</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">70,467</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">61,957</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Retained
  earnings:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">181,152</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">133,629</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">70,734</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  (loss) income </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2,504)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">85,181</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">98,446</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Cash
  dividends declared on common stock</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(15,932)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(15,286)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(11,875)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Cash
  dividends declared on preferred stock</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(13,862)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(13,862)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(13,862)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Transfer
  to legal surplus</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">32</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(8,510)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(9,814)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">148,886</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">181,152</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">133,629</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Treasury
  stock:</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(97,070)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(80,642)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(81,275)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Stock
  repurchased</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(8,950)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(16,948)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Lapsed
  restricted stock units</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">641</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">384</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">556</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Reclassification
  from common stock</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">136</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Stock
  used to match defined contribution plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">77</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(105,379)</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(97,070)</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(80,642)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Accumulated
  other comprehensive income, net of tax:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">19,711</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,191</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">55,880</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Other
  comprehensive (loss) income, net of tax</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(5,714)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">16,520</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(52,689)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,997</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">19,711</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,191</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total
  stockholders&#8217; equity</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">897,077</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">942,197</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">884,913</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=51% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=9 valign=bottom width=100% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">The accompanying notes are an
  integral part of these consolidated financial statements</font></b></p>
  </td>
 </tr>
</table></div>











<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">100</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_101"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></b></font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONSOLIDATED STATEMENTS OF CASH FLOWS</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FOR THE
YEARS ENDED DECEMBER 31, 2015, 2014 AND 2013</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></font></b></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 width=49% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=51% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 width=49% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Cash
  flows from operating activities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="height:9.0pt;padding:0in 0in 0in 9.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  (loss) income</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2,504)</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">85,181</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">98,446</font></b></p>
  </td>
 </tr>
<tr style="height:.25in;">
  <td nowrap width=51% style="background:#CCFFFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Adjustments
  to reconcile net (loss) income to net cash provided by operating activities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:.25in;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:.25in;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:.25in;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Amortization
  of deferred loan origination fees, net of costs</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,396</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,883</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,258</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Amortization
  of fair value premiums, net of discounts, on acquired loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,106</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,310</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,224</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=51% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Amortization
  of investment securities premiums, net of accretion of discounts</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,109</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,124</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:8.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">19,014</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Amortization
  of core deposit and customer relationship intangibles </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,906</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,169</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,577</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Amortization
  of fair value premiums on acquired deposits</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">660</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,772</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14,400</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">FDIC
  shared-loss expense, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">42,808</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">65,756</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">69,267</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Other-than-temporary
  impairment on securities</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,490</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Other</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">62</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">8</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Depreciation
  and amortization of premises and equipment</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,100</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,199</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">10,318</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Deferred
  income tax expense (benefit), net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(37,329)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">24,155</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(11,066)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Provision
  for loan and lease losses, net</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">161,501</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">60,640</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">72,894</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Stock-based
  compensation</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,637</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,036</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,823</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(Gain)
  loss on:</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Sale of securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2,572)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4,366)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Sale of mortgage loans held-for-sale</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,135)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(5,123)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2,980)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Derivatives</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(81)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">752</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">220</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Early extinguishment of debt</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,061)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Foreclosed real estate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">33,998</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,195</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,255</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Sale of other repossessed assets</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,828</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">6,770</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,089</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Sale of premises and equipment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">192</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(11)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Originations
  of loans held-for-sale</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(211,352)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(176,199)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(307,339)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Proceeds
  from sale of loans held-for-sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">102,383</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">96,804</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">147,531</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  (increase) decrease in:</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Trading securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,306</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">275</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,374)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Accrued interest receivable</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">708</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2,611)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4,080)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Servicing assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">610</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(191)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(3,006)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Other
  assets</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(14,849)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,738</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,123</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  increase (decrease) in:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Accrued
  interest on deposits and borrowings</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(250)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,292)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2,155)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Accrued
  expenses and other liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(14,584)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(33,028)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">18,425</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in .5in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  cash provided by operating activities</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">97,082</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">175,000</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">173,816</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Cash
  flows from investing activities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Purchases
  of:</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Investment securities available-for-sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,939)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(219,853)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(33,294)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Investment securities held-to-maturity</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(499,317)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(166,562)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  FHLB stock</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(86,175)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(104,337)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Maturities
  and redemptions of:</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Investment securities available-for-sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">238,003</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">490,048</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">554,801</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Investment securities held-to-maturity</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">39,310</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,612</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  FHLB stock</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">386</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">89,456</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">118,298</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Proceeds
  from sales of:</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Investment securities available-for-sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">103,831</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">214,518</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">141,202</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Foreclosed real estate and other repossessed assets, including write-offs</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">74,940</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">54,639</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">57,449</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Proceeds from sale of loans held-for-investment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">42,110</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">9,378</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Premises and equipment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">25</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">891</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Mortgage servicing rights</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,927</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Origination
  and purchase of loans, excluding loans held-for-sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(802,572)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(739,017)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,176,875)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Principal
  repayment of loans, including covered loans</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">861,891</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">751,215</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,171,150</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Reimbursements
  from the FDIC on shared-loss agreements</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">90,697</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">32,692</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">47,100</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Additions
  to premises and equipment</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(5,283)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(7,909)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(9,120)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  change in securities purchased under agreements to resell</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">60,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">20,000</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  change in restricted cash</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,058</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">73,792</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(68,739)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  cash provided by investing activities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">153,042</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">559,859</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">718,526</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=51% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>











<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">101</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_102"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONSOLIDATED
STATEMENTS OF CASH FLOWS </font></b></font></font></b></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FOR THE
YEARS ENDED DECEMBER 31, 2015 AND 2014 &#8211; (CONTINUED)</font></b></font></font></b></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:8.25pt;">
  <td valign=bottom width=48% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=48% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=top width=48% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=48% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 width=52% style="height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Cash
  flows from financing activities:</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=48% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  increase (decrease) in:</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Deposits</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(198,052)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(450,976)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(323,899)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=48% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Short term borrowings</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(92,210)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Securities sold under agreements to repurchase</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(45,315)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(287,184)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(427,931)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=48% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  FHLB advances, federal funds purchased, and other borrowings</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4,155)</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,469)</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(213,144)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;
  Subordinated capital notes</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,049</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,574</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(44,968)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=48% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Exercise
  of stock options and restricted units lapsed, net</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">204</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">643</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(572)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Issuance
  of common stock, net</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(16)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=48% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Issuance
  of preferred stock, net</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(25)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Purchase
  of treasury stock</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(8,950)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(16,948)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=48% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Termination
  of derivative instruments</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,108</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Dividends
  paid on preferred stock</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(13,862)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(13,862)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(13,862)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=48% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Dividends
  paid on common stock</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(17,761)</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(14,479)</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(10,789)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  cash used in financing activities</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(286,842)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(782,701)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1,126,308)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=48% style="height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Net
  change in cash and cash equivalents</font></b></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(36,718)</font></b></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(47,842)</font></b></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(233,966)</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Cash
  and cash equivalents at beginning of year</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">573,427</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">621,269</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:8.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">855,235</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=48% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Cash
  and cash equivalents at end of year</font></b></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=13% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">536,709</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=13% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">573,427</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=13% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">621,269</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:9.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Supplemental
  Cash Flow Disclosure and Schedule of Non-cash Activities:</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=48% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Interest
  paid</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">67,766</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">81,506</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">98,856</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Income
  taxes paid</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,966</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,114</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">378</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=48% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage
  loans securitized into mortgage-backed securities</font></p>
  </td>
 <td width=3% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">116,319</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">95,909</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">137,943</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Transfer
  from loans to foreclosed real estate and other repossessed assets</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">67,345</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">85,459</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">89,142</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=48% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Reclassification
  of loans held-for-investment portfolio to held-for-sale portfolio</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,445</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">5,202</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">41,780</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Reclassification
  of loans held-for-sale portfolio to held-for-investment portfolio</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">156</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">25,801</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=bottom width=48% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=9 nowrap valign=bottom width=100% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">The accompanying notes are an
  integral part of these consolidated financial statements</font></b></p>
  </td>
 </tr>
</table></div>










<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_1ba0bf59eb2744428d7af9b7a"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">102</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_103"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 1 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The accounting policies of OFG Bancorp (the &#8220;Company&#8221;) conform
with U.S. generally accepted accounting principles (&#8220;GAAP&#8221;) and to banking
industry practices. The following is a description of the Company&#8217;s most
significant accounting policies:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="XBRL_TS_781829badd8e4705ad36469cb"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Nature of Operations </font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company is a publicly-owned financial holding company
incorporated under the laws of the Commonwealth of Puerto Rico. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company operates through various
subsidiaries including, a commercial bank, Oriental Bank (or the &#8220;Bank&#8221;), a
securities broker-dealer, Oriental Financial Services Corp. (&#8220;Oriental
Financial Services&#8221;), an insurance agency, Oriental Insurance, LLC. (&#8220;Oriental
Insurance&#8221;), previously known as Oriental Insurance, Inc., and a retirement
plan administrator, Oriental Pension Consultants, Inc. (&#8220;OPC&#8221;). In December
2015 Oriental Insurance, Inc was converted to a limited liability company under
the name Oriental Insurance LLC.&#160; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company also has a special purpose entity, Oriental Financial
(PR) Statutory Trust II (the &#8220;Statutory Trust II&#8221;). Through these subsidiaries
and their respective divisions, the Company provides a wide range of banking
and financial services such as commercial, consumer and mortgage lending,
leasing, auto loans, financial planning, insurance sales, money management and
investment banking and brokerage services, as well as corporate and individual
trust services.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The main offices of the Company and its subsidiaries are
located in San Juan, Puerto Rico, except for OPC, which is located in Boca Raton,
Florida.&#160; The Company is subject to supervision and regulation by the Board of
Governors of the Federal Reserve System (the &#8220;Federal Reserve Board&#8221;) under the
U.S. Bank Holding Company Act of 1956, as amended, and the Dodd-Frank Act. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank is subject to the supervision, examination and
regulation of the Office of the Commissioner of Financial Institutions of
Puerto Rico (the &#8220;OCFI&#8221;) and the Federal Deposit Insurance Corporation (the
&#8220;FDIC&#8221;).&#160; The Bank offers banking services such as commercial, and consumer
lending, leasing, auto loans, savings and time deposit products, financial
planning, and corporate and individual trust services, and capitalizes on its
commercial banking network to provide mortgage lending products to its clients.
Oriental International Bank Inc. (&#8220;OIB&#8221;), a wholly-owned subsidiary of the
Bank, and Oriental Overseas, a division of the Bank, are international banking
entities licensed pursuant to International Banking Center Regulatory Act of
Puerto Rico, as amended. OIB and Oriental Overseas offer the Bank certain
Puerto Rico tax advantages.&#160; Their activities are limited under Puerto Rico law
to persons located in Puerto Rico with assets/liabilities located outside of
Puerto Rico. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Oriental Financial Services is a securities broker-dealer
and is subject to the supervision, examination and regulation of the Financial
Industry Regulatory Authority (the &#8220;FINRA&#8221;), the SEC, and the OCFI. Oriental
Financial Services is also a member of the Securities Investor Protection Corporation.&#160;
Oriental Insurance is an insurance agency and is subject to the supervision,
examination and regulation of the Office of the Commissioner of Insurance of
Puerto Rico. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s mortgage banking activities are conducted
through a division of the Bank. The mortgage banking activities include the
origination of mortgage loans for the Bank&#8217;s own portfolio, and the sale of
loans directly in the secondary market or the securitization of conforming
loans into mortgage-backed securities. The Bank originates Federal Housing
Administration (&#8220;FHA&#8221;) insured and Veterans Administration (&#8220;VA&#8221;) guaranteed
mortgages that are primarily securitized for issuance of Government National
Mortgage Association (&#8220;GNMA&#8221;) mortgage-backed securities which can be resold to
individual or institutional investors in the secondary market. Conventional
loans that meet the underwriting requirements for sale or exchange under
certain Federal National Mortgage Association (&#8220;FNMA&#8221;) or Federal Home Loan
Mortgage Corporation (&#8220;FHLMC&#8221;) programs are referred to as conforming mortgage
loans and are also securitized for issuance of FNMA or FHLMC mortgage-backed
securities. The Bank is an approved seller of FNMA, as well as FHLMC, mortgage
loans for issuance of FNMA and FHLMC mortgage-backed securities. The Bank is
also an approved issuer of GNMA mortgage-backed securities. The Bank is the
master servicer of the GNMA, FNMA and FHLMC pools that it issues and of its
mortgage loan portfolio, and has a subservicing arrangement with a third party.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On December&nbsp;18, 2012, the Company purchased from Banco Bilbao
Vizcaya Argentaria, S. A. (&#8220;BBVA&#8221;), all of the outstanding common stock of each
of (i) BBVAPR Holding Corporation (&#8220;BBVAPR Holding&#8221;), the sole shareholder of
Banco Bilbao Vizcaya Argentaria Puerto Rico (&#8220;BBVAPR Bank&#8221;), a Puerto Rico
chartered commercial bank, and BBVA Seguros, Inc. (&#8220;BBVA Seguros&#8221;), a
subsidiary offering insurance services, and (ii) BBVA Securities of Puerto
Rico, Inc. (&#8220;BBVA Securities&#8221;), a registered broker-dealer. This transaction is
referred to as the &#8220;BBVAPR Acquisition&#8221; and BBVAPR Holding, BBVAPR Bank, BBVA
Seguros and BBVA Securities are collectively referred to as the &#8220;BBVAPR
Companies&#8221; or &#8220;BBVAPR.&#8221;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160; &nbsp;</font></font><a name="XBRL_TS_1ba0bf59eb2744428d7af9b7a_bclEnd"></a><a name="XBRL_TS_781829badd8e4705ad36469cb_bclEnd"></a></p>



<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><a name="XBRL_CS_f50d0fff934b4334af069485a"></a><a name="Xbrl_Tag34"></a><a name="XBRL_CS_43c07751fc054eb18173a70cc"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">103</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_104"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Principles of Consolidation </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
accompanying consolidated financial statements include the accounts of the
Company and its wholly-owned subsidiaries. All intercompany transactions and
balances have been eliminated in consolidation. The Statutory Trust II is
exempt from the consolidation requirements of Generally Accepted Accounting
Principles (&quot;GAAP&quot;). </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="XBRL_CS_43c07751fc054eb18173a70cc_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:13.5pt;"><a name="XBRL_TS_456218a7233e4886a97e21043"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Use
of Estimates in the Preparation of Financial Statements </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The preparation of financial statements in conformity
with GAAP requires management to make certain estimates and assumptions that
affect the reported amounts of assets and liabilities and disclosure of
contingent assets and liabilities as of the date of the consolidated financial
statements and the reported amount of revenue and expenses during the reporting
period. Actual results could differ from those estimates. Material estimates
that are particularly susceptible to significant change in the near term relate
mainly to the determination of the allowance for loan and lease losses, the
valuation of securities and derivative instruments, revisions to expected cash
flows in acquired loans, accounting for the indemnification asset, the
valuation of the true up payment obligation, the determination of income taxes
and other-than-temporary impairment of securities, and goodwill valuation and
impairment assessment. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_456218a7233e4886a97e21043_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;text-indent:13.5pt;"><a name="XBRL_TS_1f8323b88cb94547b59fed9a6"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Business
Combinations</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Business
combinations are accounted for under the acquisition method. Under this method,
assets acquired, liabilities assumed and any noncontrolling interest in the acquiree
at the acquisition date are measured at their fair values as of the acquisition
date. The acquisition date is the date the acquirer obtains control. Also,
assets or liabilities arising from noncontractual contingencies are measured at
their acquisition date at fair value only if it is more likely than not that
they meet the definition of an asset or liability. Adjustments subsequently
made to the provisional amounts recorded on the acquisition date as a result of
new information obtained about facts and circumstances that existed as of the
acquisition date but were known to the Corporation after acquisition will be
made retroactively during a measurement period not to exceed one year.
Furthermore, acquisition-related restructuring costs that do not meet certain
criteria of exit or disposal activities are expensed as incurred. Transaction
costs are expensed as incurred. Changes in income tax valuation allowances for
acquired deferred tax assets are recognized in earnings subsequent to the
measurement period as an adjustment to income tax expense. Contingent
consideration classified as an asset or a liability is remeasured to fair value
at each reporting date until the contingency is resolved. The changes in fair
value of the contingent consideration are recognized in earnings unless the
arrangement is a hedging instrument for which changes are initially recognized
in other comprehensive income.</font></p>

<p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There were no significant business combinations during 2015, 2014 or
2013.</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><a name="XBRL_CS_b2c0eb1518894f7fb98ff249c"></a><a name="XBRL_TS_1f8323b88cb94547b59fed9a6_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash Equivalents </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company considers as cash equivalents all money market instruments that are not
pledged and that have maturities of three months or less at the date of
acquisition. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><a name="XBRL_CS_ae91aeb5ecde4f9d900867ea9"></a><a name="XBRL_CS_b2c0eb1518894f7fb98ff249c_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(Loss) Earnings per Common Share </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Basic
(loss) earnings per share is calculated by dividing (loss) income available to
common shareholders (net (loss) income (increased) reduced by dividends on
preferred stock) by the weighted average of outstanding common shares. Diluted
(loss) earnings per share is similar to the computation of basic (loss)
earnings per share except that the weighted average of common shares is
increased to include the number of additional common shares that would have
been outstanding if the potentially dilutive common shares underlying stock
options and restricted units had been issued, assuming that proceeds from
exercise are used to repurchase shares in the market (treasury stock method).
Any stock splits and dividends are retroactively recognized in all periods
presented in the consolidated financial statements. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><a name="XBRL_CS_68dbcc17f30d4bdba80d547c6"></a><a name="XBRL_CS_ae91aeb5ecde4f9d900867ea9_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities Purchased/Sold Under Agreements to
Resell/Repurchase </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company purchases securities under agreements to
resell the same or similar securities. Amounts advanced under these agreements
represent short-term loans and are reflected as assets in the consolidated
statements of financial condition. It is the Company&#8217;s policy to take
possession of securities purchased under resale agreements while the
counterparty retains effective control over the securities. The Company
monitors the fair value of the underlying securities as compared to the related
receivable, including accrued interest, and requests additional collateral when
deemed appropriate.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>




<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">104</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_105"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company also sells
securities under agreements to repurchase the same or similar securities. The
Company retains effective control over the securities sold under these
agreements.&#160; Accordingly, such agreements are treated as financing
arrangements, and the obligations to repurchase the securities sold are
reflected as liabilities. The securities underlying the financing agreements
remain included in the asset accounts. The counterparty to repurchase
agreements generally has the right to repledge the securities received as
collateral.</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:4.5pt;page-break-after:avoid;"><a name="XBRL_CS_f634e24fdffa44ec838d0280e"></a><a name="Xbrl_Tag98"></a><a name="XBRL_CS_68dbcc17f30d4bdba80d547c6_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment Securities </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities
are classified as held-to-maturity, available-for-sale or trading. Securities
for which the Company has the intent and ability to hold until maturity are
classified as held-to-maturity and are carried at amortized cost. Securities
that might be sold prior to maturity because of interest rate changes to meet
liquidity needs or to better match the repricing characteristics of funding
sources are classified as available-for-sale. These securities are reported at
fair value, with unrealized gains and losses excluded from earnings and
reported net of tax in other comprehensive (loss) income. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company classifies as trading those securities that are acquired and held
principally for the purpose of selling them in the near future. These
securities are carried at fair value with realized and unrealized changes in
fair value included in earnings in the period in which the changes occur. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company&#8217;s investment in the Federal Home Loan Bank (&#8220;FHLB&#8221;) of New York stock,
a restricted security, has no readily determinable fair value and can only be
sold back to the FHLB-NY at cost. Therefore, these stock shares are deemed to
be nonmarketable equity securities and are carried at cost. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Premiums
and discounts are amortized to interest income over the life of the related
securities using the interest method. Net realized gains or losses on sales of
investment securities and unrealized gains and losses valuation adjustments
considered other than temporary, if any, on securities classified as either
available-for-sale or held-to-maturity are reported separately in the
statements of operations. The cost of securities sold is determined by the
specific identification method.</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="XBRL_CS_f634e24fdffa44ec838d0280e_bclEnd"></a><a name="Xbrl_Tag98_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="XBRL_CS_b8799822edce413fbac7d70ab"></a><a name="Xbrl_Tag99"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial Instruments </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain financial instruments, including derivatives,
trading securities and investment securities available-for-sale, are recorded
at fair value and unrealized gains and losses are recorded in other
comprehensive (loss) income or as part of non-interest income, as appropriate.
Fair values are based on listed market prices, if available. If listed market
prices are not available, fair value is determined based on other relevant
factors, including price quotations for similar instruments. The fair values of
certain derivative contracts are derived from pricing models that consider
current market and contractual prices for the underlying financial instruments
as the well as time value and yield curve or volatility factors underlying the
positions. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company determines the fair value of
its financial instruments based on the fair value measurement framework, which
establishes a fair value hierarchy that prioritizes the inputs of valuation
techniques used to measure fair value. The hierarchy gives the highest priority
to unadjusted quoted prices in active markets for identical assets or
liabilities (level 1 measurements) and the lowest priority to unobservable
inputs (level 3 measurements). The three levels of the fair value hierarchy are
described below: </font></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Level
1</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8212; Level 1 assets and liabilities
include equity securities that are traded in an active exchange market.
Valuations are obtained from readily available pricing sources for market
transactions involving identical assets or liabilities. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Level
2</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8212; Observable inputs other than
Level 1 prices, such as quoted prices for similar assets or liabilities, quoted
prices in markets that are not active, or other inputs that are observable or
can be corroborated by observable market data for substantially the full term
of the assets or liabilities. Level 2 assets and liabilities include
(i)&nbsp;mortgage-backed securities for which the fair value is estimated based
on valuations obtained from third-party pricing services for identical or
comparable assets, (ii)&nbsp;debt securities with quoted prices that are traded
less frequently than exchange-traded instruments and (iii)&nbsp;derivative
contracts and financial liabilities whose value is determined using a pricing
model with inputs that are observable in the market or can be derived principally
from or corroborated by observable market data. </font></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Level
3</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8212; Unobservable inputs that are
supported by little or no market activity and that are significant to the fair
value of the assets or liabilities. Level 3 assets and liabilities include financial
instruments whose value is determined using pricing models for which the
determination of fair value requires significant management judgment or
estimation.</font></p>

<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><a name="XBRL_CS_b8799822edce413fbac7d70ab_bclEnd"></a><a name="Xbrl_Tag99_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;<a name="Xbrl_Tag100"></a></font></p>




<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_4e9518178ac541a7bcabcedf7"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">105</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_106"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment of Investment Securities </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company conducts periodic reviews to identify and
evaluate each investment in an unrealized loss position for
other-than-temporary impairment. The Company separates the amount of total
impairment into credit and noncredit-related amounts. The term
&#8220;other-than-temporary impairment&#8221; is not intended to indicate that the decline
is permanent, but indicates that the prospects for a near-term recovery of
value is not favorable, or that there is a lack of evidence to support a
realizable value equal to or greater than the carrying value of the investment.
Any portion of a decline in value associated with a credit loss is recognized
in income, while the remaining noncredit-related component is recognized in
other comprehensive (loss) income. A credit loss is determined by assessing
whether the amortized cost basis of the security will be recovered by comparing
it to the present value of cash flows expected to be collected from the
security discounted at the rate equal to the yield used to accrete current and
prospective beneficial interest for the security. The shortfall of the present
value of the cash flows expected to be collected in relation to the amortized
cost basis is considered to be the &#8220;credit loss.&#8221; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s review for impairment
generally entails, but is not limited to: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; the identification and evaluation of investments
that have indications of possible other-than-temporary impairment; </font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; the analysis of individual investments that have
fair values less than amortized cost, including consideration of the length of
time the investment has been in an unrealized loss position, and the expected
recovery period; </font></p>

<p style="margin-bottom:.0001pt;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; the financial condition of the issuer or issuers; </font></p>

<p style="margin-bottom:.0001pt;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; the creditworthiness of the obligor of the
security; </font></p>

<p style="margin-bottom:.0001pt;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; actual collateral attributes; </font></p>

<p style="margin-bottom:.0001pt;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226; &#160;any rating changes by a rating agency; </font></p>

<p style="margin-bottom:.0001pt;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; current analysts&#8217; evaluations; </font></p>

<p style="margin-bottom:.0001pt;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; the payment structure of the debt security and the
likelihood of the issuer being able to make payments; </font></p>

<p style="margin-bottom:.0001pt;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; current market conditions; </font></p>

<p style="margin-bottom:.0001pt;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; adverse conditions specifically related to the
security, industry, or a geographic area; </font></p>

<p style="margin-bottom:.0001pt;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; the Company&#8217;s intent to sell the debt security; </font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-9.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; whether it is more-likely-than-not that the Company
will be required to sell the debt security before its anticipated recovery; and
</font></p>

<p style="margin-bottom:.0001pt;margin-left:45.0pt;margin-right:0in;margin-top:0in;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160; other qualitative factors that could support or not
an other-than-temporary impairment. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="Xbrl_Tag102"></a><a name="XBRL_CS_4e9518178ac541a7bcabcedf7_bclEnd"></a><a name="Xbrl_Tag100_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="XBRL_CS_a4838bbc41d14d988c00b2c90"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivative
Instruments and Hedging Activities </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s overall interest rate risk-management
strategy incorporates the use of derivative instruments to minimize significant
unplanned fluctuations in earnings that are caused by interest rate volatility.
The Company&#8217;s goal is to manage interest rate sensitivity by modifying the
repricing or maturity characteristics of certain balance sheet assets and
liabilities so that the net interest margin is not, on a material basis,
adversely affected by movements in interest rates. As a result of interest rate
fluctuations, hedged fixed-rate assets and liabilities will appreciate or
depreciate in market value. Also, for some fixed-rate assets or liabilities,
the effect of this variability in earnings is expected to be substantially
offset by the Company&#8217;s gains and losses on the derivative instruments that are
linked to the forecasted cash flows of these hedged assets and liabilities. The
Company considers its strategic use of derivatives to be a prudent method of
managing interest-rate sensitivity as it reduces the exposure of earnings and
the market value of its equity to undue risk posed by changes in interest
rates. The effect of this unrealized appreciation or depreciation is expected
to be substantially offset by the Company&#8217;s gains or losses on the derivative
instruments that are linked to these hedged assets and liabilities. Another
result of interest rate fluctuations is that the contractual interest income
and interest expense of hedged variable-rate assets and liabilities,
respectively, will increase or decrease. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivative instruments that are used as part of the Company&#8217;s
interest rate risk-management strategy include interest rate swaps, caps,
forward-settlement swaps, futures contracts, and option contracts that have
indices related to the pricing of specific balance sheet assets and
liabilities. Interest rate swaps generally involve the exchange of fixed and
variable-rate interest payments between two parties based on a common notional
principal amount and maturity date. Interest rate futures generally involve
exchange-traded contracts to buy or sell U.S. Treasury bonds and notes in the
future at specified prices. Interest rate options represent contracts that
allow the holder of the option to (i)&nbsp;receive cash or (ii)&nbsp;purchase,
sell, or enter into a financial instrument at a specified price within a
specified period. Some purchased option contracts give the Company the right to
enter into interest rate swaps and cap and floor agreements with the writer of
the option. In addition, the Company enters into certain transactions that
contain embedded derivatives. When the embedded derivative possesses economic
characteristics that are not clearly and closely related to the economic
characteristics of the host contract, it is bifurcated and carried at fair
value. </font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">106</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_107"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company has offered its customers certificates of
deposit with an option tied to the performance of the Standard&nbsp;&amp; Poor&#8217;s
500 stock market index (&#8220;S&amp;P 500 Index&#8221;). The Company has purchased options
from major financial entities to manage its exposure to changes in this index.
Under the terms of the option agreements, the Company receives a certain
percentage of the increase, if any, in the initial month-end value of the
S&amp;P 500 Index over the average of the monthly index observations in a
five-year period in exchange for a fixed premium. The changes in fair value of
the option agreements used to manage the exposure in the stock market in the
certificates of deposit are recorded in earnings. The embedded option in the
certificates of deposit is bifurcated, and the changes in the value of that
option are also recorded in earnings. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">When using derivative instruments, the Company exposes
itself to credit and market risk. If a counterparty fails to fulfill its
performance obligations under a derivative contract due to insolvency or any
other event of default, the Company&#8217;s credit risk will equal the fair value
gain in a derivative plus any cash or securities that may have been delivered
to the counterparty as part of the transaction terms. Generally, when the fair
value of a derivative contract is positive, this indicates that the
counterparty owes the Company, thus creating a repayment risk for the Company.
This risk is generally mitigated by requesting cash or securities from the
counterparty to cover the positive fair value. When the fair value of a
derivative contract is negative, the Company owes the counterparty and, therefore,
assumes no credit risk other than to the extent that the cash or value of the
collateral delivered as part of the transactions exceeds the fair value of the
derivative. The Company minimizes the credit (or repayment) risk in derivative
instruments by entering into transactions with high-quality counterparties. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company uses forward-settlement swaps to hedge the
variability of future interest cash flows of forecasted wholesale borrowings
attributable to changes in LIBOR. Once the forecasted wholesale borrowing
transactions occur, the interest rate swap will effectively lock-in the Company&#8217;s
interest rate payments on an amount of forecasted interest expense attributable
to the one-month LIBOR corresponding to the swap notional amount. By employing
this strategy, the Company minimizes its exposure to volatility in LIBOR. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As part of this hedging strategy, the Company formally
documents all relationships between hedging instruments and hedged items, as the
well as its risk-management objective and strategy for undertaking various
hedging transactions. This process includes linking all derivatives that are
designated as cash flow hedges to (i)&nbsp;specific assets and liabilities on
the balance sheet or (ii)&nbsp;specific firm commitments or forecasted
transactions. The Company also formally assesses (both at the hedge&#8217;s inception
and on an ongoing basis) whether the derivatives that are used in hedging
transactions have been highly effective in offsetting changes in the fair value
or cash flows of hedged items and whether those derivatives may be expected to
remain highly effective in future periods. The changes in fair value of the
forward-settlement swaps are recorded in accumulated other comprehensive income
to the extent there is no significant ineffectiveness. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company discontinues hedge accounting
prospectively when (i)&nbsp;it determines that the derivative is no longer
effective in offsetting changes in the cash flows of a hedged item (including
hedged items such as firm commitments or forecasted transactions);
(ii)&nbsp;the derivative expires or is sold, terminated, or exercised;
(iii)&nbsp;it is no longer probable that the forecasted transaction will occur;
(iv)&nbsp;a hedged firm commitment no longer meets the definition of a firm
commitment; or (v)&nbsp;management determines that designating the derivative
as a hedging instrument is no longer appropriate or desired. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s derivative activities are monitored by
its Asset/Liability Management Committee which is also responsible for
approving hedging strategies that are developed through its analysis of data
derived from financial simulation models and other internal and industry
sources. The resulting hedging strategies are then incorporated into the Company&#8217;s
overall interest rate risk-management.<a name="Xbrl_Tag102_bclEnd"></a> </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><a name="XBRL_CS_0605feb8585040b98f8c3f725"></a><a name="XBRL_CS_a4838bbc41d14d988c00b2c90_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Off-Balance Sheet Instruments </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
the ordinary course of business, the Company enters into off-balance sheet
instruments consisting of commitments to extend credit, further discussed in
Note&nbsp;24 hereto. Such financial instruments are recorded in the financial
statements when these are funded or related fees are incurred or received. The
Company periodically evaluates the credit risks inherent in these commitments
and establishes accruals for such risks if and when these are deemed necessary.
</font></p>




<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_4127dd20a4a041bba1214068a"></a><a name="XBRL_CS_0605feb8585040b98f8c3f725_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">107</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_108"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Mortgage Banking
Activities and Loans Held-For-Sale </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
residential mortgage loans reported as held-for-sale are stated at the lower of
cost or fair value, cost being determined on the outstanding loan balance less
unearned income, and fair value determined in the aggregate. Net unrealized
losses are recognized through a valuation allowance by charges to income.
Realized gains or losses on these loans are determined using the specific
identification method. Loans held-for-sale include all conforming mortgage
loans originated and purchased, which from time to time the Company sells to
other financial institutions or securitizes conforming mortgage loans into
GNMA, FNMA and FHLMC pass-through certificates. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><a name="XBRL_CS_866169d6b626443690556ee82"></a><a name="XBRL_CS_4127dd20a4a041bba1214068a_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accounting for Transfers and Servicing of Financial
Assets and Extinguishment of Liabilities </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company recognizes the financial and servicing assets it controls and the
liabilities it has incurred, derecognizes financial assets when control has
been surrendered, and derecognizes liabilities when extinguished. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company is not engaged in sales of mortgage loans and mortgage-backed
securities subject to recourse provisions except for those provisions that
allow for the repurchase of loans as a result of a breach of certain
representations and warranties other than those related to the credit quality
of the loans included in the sale transactions. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
transfer of an entire financial asset, a group of entire financial assets, or a
participating interest in an entire financial asset in which the Company
surrenders control over the assets is accounted for as a sale if all of the
following conditions set forth in Accounting Standards Codification
(&quot;ASC&quot;) Topic 860 are met: (i)&nbsp;the assets must be isolated from
creditors of the transferor, (ii)&nbsp;the transferee must obtain the right
(free of conditions that constrain it from taking advantage of that right) to
pledge or exchange the transferred assets, and (iii)&nbsp;the transferor cannot
maintain effective control over the transferred assets through an agreement to
repurchase them before their maturity. When the Company transfers financial
assets and the transfer fails any one of these criteria, the Company is
prevented from derecognizing the transferred financial assets and the
transaction is accounted for as a secured borrowing. For federal and Puerto
Rico income tax purposes, the Company treats the transfers of loans which do
not qualify as &#8220;true sales&#8221; under the applicable accounting guidance, as sales,
recognizing a deferred tax asset or liability on the transaction. For transfers
of financial assets that satisfy the conditions to be accounted for as sales,
the Company derecognizes all assets sold; recognizes all assets obtained and
liabilities incurred in consideration as proceeds of the sale, including servicing
assets and servicing liabilities, if applicable; initially measures at fair
value assets obtained and liabilities incurred in a sale; and recognizes in
earnings any gain or loss on the sale. The guidance on transfer of financial
assets requires a true sale analysis of the treatment of the transfer under
state law as if the Company was a debtor under the bankruptcy code. A true sale
legal analysis includes several legally relevant factors, such as the intent of
the parties, the nature and level of recourse to the transferor, and the nature
of retained interests in the loans sold. The analytical conclusion as to a true
sale is never absolute and unconditional, but contains qualifications based on
the inherent equitable powers of a bankruptcy court, as well as the unsettled
state of the common law. Once the legal isolation test has been met, other
factors concerning the nature and extent of the transferor&#8217;s control over the
transferred assets are taken into account in order to determine whether derecognition
of assets is warranted. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">When
the Company sells or securitizes mortgage loans, it generally makes customary
representations and warranties regarding the characteristics of the loans sold.
Conforming conventional mortgage loans are combined into pools which are
exchanged for FNMA and GNMA mortgage-backed securities, which are generally
sold to private investors, or sold directly to FNMA or other private investors
for cash. To the extent the loans do not meet the specified characteristics,
investors are generally entitled to require the Company to repurchase such
loans or indemnify the investor against losses if the assets do not meet
certain guidelines. GNMA programs allow financial institutions to buy back
individual delinquent mortgage loans that meet certain criteria from the
securitized loan pool for which the Company provides servicing. At the
Company&#8217;s option and without GNMA prior authorization, the Company may
repurchase such delinquent loans for an amount equal to 100% of the loan&#8217;s
remaining principal balance. This buy-back option is considered a conditional
option until the delinquency criteria is met, at which time the option becomes
unconditional. When the loans backing a GNMA security are initially
securitized, the Company treats the transaction as a sale for accounting
purposes because the conditional nature of the buy-back option means that the
Company does not maintain effective control over the loans, and therefore these
are derecognized from the statement of financial condition. When individual
loans later meet GNMA&#8217;s specified delinquency criteria and are eligible for
repurchase, the Company is deemed to have regained effective control over these
loans, and these must be brought back onto the Company&#8217;s books as assets,
regardless of whether the Company intends to exercise the buy-back option.
Quality review procedures are performed by the Company as required under the
government agency programs to ensure that asset guideline qualifications are
met. The Company has not recorded any specific contingent liability in the
consolidated financial statements for these customary representation and
warranties related to loans sold by the Company, and management believes that,
based on historical data, the probability of payments and expected losses under
these representation and warranty arrangements is not significant.</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">108</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_109"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As part of the BBVAPR Acquisition, on
December 18, 2012, the Company assumed a liability for residential mortgage
loans sold by BBVAPR subject to credit recourse</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, principally loans associated with FNMA residential mortgage loan
sales and securitization programs</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the
event of any customer default, pursuant to the credit recourse provided, the
Company is required to repurchase the loan or reimburse the third party
investor for the incurred loss. The maximum potential amount of future payments
that the Company would be required to make under the recourse arrangements in
the event of nonperformance by the borrowers is equivalent to the total
outstanding balance of the residential mortgage loans serviced with recourse
and interest, if applicable. In the event of nonperformance by the borrower,
the Company has rights to the underlying collateral securing the mortgage loan.
The Company suffers ultimate losses on these loans when the proceeds from a
foreclosure sale of the property underlying a defaulted mortgage loan are less
than the outstanding principal balance of the loan plus any uncollected
interest advanced and the costs of holding and disposing the related property.
The Company has established a liability to cover the estimated credit loss
exposure related to loans sold with credit recourse.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
estimated losses to be absorbed under the credit recourse arrangements are
recorded as a liability when the loans are sold or credit recourse is assumed
as part of acquired servicing rights, and are updated by accruing or reversing
expense (categorized in the line item &quot;mortgage banking activities&quot;
in the consolidated statements of operations) throughout the life of the loan,
as necessary, when additional relevant information becomes available. The
methodology used to estimate the recourse liability is a function of the
recourse arrangements given and considers a variety of factors, which include
actual defaults and historical loss experience, foreclosure rate, estimated
future defaults and the probability that a loan would be delinquent.
Statistical methods are used to estimate the recourse liability. The expected
loss, which represents the amount expected to be lost on a given loan,
considers the probability of default and loss severity. The probability of
default represents the probability that a loan in good standing would become 90
days delinquent within the following twelve-month period. &#160;</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Servicing Assets </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company periodically sells or securitizes mortgage loans while retaining the
obligation to perform the servicing of such loans. In addition, the Company may
purchase or assume the right to service mortgage loans originated by others.
Whenever the Company undertakes an obligation to service a loan, management
assesses whether a servicing asset and/or liability should be recognized. A
servicing asset is recognized whenever the compensation for servicing is
expected to more than adequately compensate the Company for servicing the
loans. Likewise, a servicing liability would be recognized in the event that
servicing fees to be received are not expected to adequately compensate the
Company for its expected cost. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All
separately recognized servicing assets are recognized at fair value using the fair
value measurement method. Under the fair value measurement method, the Company
measures servicing rights at fair value at each reporting date and reports
changes in fair value of servicing asset in the statement of operations in the
period in which the changes occur, and includes these changes, if any, with
mortgage banking activities in the consolidated statement of operations. The
fair value of servicing rights is subject to fluctuations as a result of
changes in estimated and actual prepayment speeds and default rates and losses.
</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
fair value of servicing rights is estimated by using a cash flow valuation
model which calculates the present value of estimated future net servicing cash
flows, taking into consideration actual and expected loan prepayment rates,
discount rates, servicing costs, and other economic factors, which are
determined based on current market conditions. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_866169d6b626443690556ee82_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="Xbrl_Tag115"></a><a name="XBRL_CS_7a24906260f64479a95786c96"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans and Leases</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Originated and Other Loans and Leases Held in
Portfolio</font></u></i></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans the Company originates and intends to hold in
portfolio are stated at the principal amount outstanding, adjusted for
unamortized deferred fees and costs which are amortized to interest income over
the expected life of the loan using the interest method. The Company discontinues
accrual of interest on originated loans after payments become more than </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">90 days</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> past due or earlier if the Company does not
expect the full collection of principal or interest. The delinquency status is
based upon the contractual terms of the loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans for which the recognition of interest income has
been discontinued are designated as non-accruing. Collections are accounted for
on the cash method thereafter, until qualifying to return to accrual status.
Such loans are not reinstated to accrual status until interest is received on a
current basis and other factors indicative of doubtful collection cease to
exist.&#160; The determination as to the ultimate collectability of the loan&#8217;s
balance may involve management&#8217;s judgment in the evaluation of the borrower&#8217;s
financial condition and prospects for repayment.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">109</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_110"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company
follows a systematic methodology to establish and evaluate the adequacy of the
allowance for loan and lease losses to provide for inherent losses in the loan
portfolio. This methodology includes the consideration of factors such as
economic conditions, portfolio risk characteristics, prior loss experience, and
results of periodic credit reviews of individual loans. The provision for loan
and lease losses charged to current operations is based on such methodology.
Loan and lease losses are charged and recoveries are credited to the allowance
for loan and lease losses on originated and other loans. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Larger commercial loans that exhibit
potential or observed credit weaknesses are subject to individual review and
grading. Where appropriate, allowances are allocated to individual loans based
on management&#8217;s estimate of the borrower&#8217;s ability to repay the loan given the
availability of collateral, other sources of cash flow, and legal options
available to the Company. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Included in the review of individual loans
are those that are impaired. A loan is considered impaired when, based on
current information and events, it is probable that the Company will be unable
to collect the scheduled payments of principal or interest when due according
to the contractual terms of the loan agreement. Impaired loans are measured
based on the present value of expected future cash flows discounted at the
loan&#8217;s effective interest rate, or as a practical expedient, at the observable
market price of the loan or the fair value of the collateral, if the loan is
collateral dependent. Loans are individually evaluated for impairment, except
large groups of small balance homogeneous loans that are collectively evaluated
for impairment and loans that are recorded at fair value or at the lower of
cost or fair value. The Company measures for impairment all commercial loans
over $250 thousand (i) that are either over 90 days past due or adversely
classified, or (ii) when deemed necessary by management or because the loan is
a troubled debt restructuring (&quot;TDR&quot;). The portfolios of mortgage
loans, auto and leasing, and consumer loans are considered homogeneous and are
evaluated collectively for impairment. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company uses a rating system to apply
an overall allowance percentage to each originated and other loan portfolio
segment based on historical credit losses adjusted for current conditions and
trends. The historical loss experience is determined by portfolio segment and
is based on the actual loss history experienced by the Company over a
determined look back period for each segment. The actual loss factor is
adjusted by the appropriate loss emergence period as calculated for each
portfolio. Then, the adjusted loss experience is supplemented with other
qualitative factors based on the risks present for each portfolio segment.
These qualitative factors include consideration of the following: the credit
grading assigned to commercial loans; levels of and trends in delinquencies and
impaired loans; levels of and trends in charge-offs and recoveries; trends in
volume and terms of loans; effects of any changes in risk selection and
underwriting standards; other changes in lending policies, procedures, and
practices; experience, ability, and depth of lending management and other
relevant staff, including the bank&#8217;s loan review system as graded by regulatory
agencies in their last examination; local economic trends and conditions;
industry conditions; effects of external factors such as competition and
regulatory requirements on the level of estimated credit losses in the current
portfolio; and effects of changes in credit concentrations and collateral
value.&#160; Additional impact from the historical loss experience is applied based on
levels of delinquency and loan classification, and for the auto loan portfolio
by FICO score, and origination date for the mortgage loan portfolio. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">At origination, a
determination is made whether a loan will be held in our portfolio or is
intended for sale in the secondary market. Loans that will be held in the
Company&#8217;s portfolio are carried at amortized cost. Residential mortgage loans
held for sale are recorded at the lower of the aggregate cost or market value
(&#8220;LOCOM&#8221;).</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Acquired Loans and Leases</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that the Company
acquires in acquisitions are recorded at fair value with no carryover of the
related allowance for loan losses. Determining the fair value of the loans
involves estimating the amount and timing of principal and interest cash flows
expected to be collected on the loans and discounting those cash flows at a
market rate of interest.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company has acquired
loans in two separate acquisitions, the BBVAPR Acquisition in December 2012 and
the FDIC-assisted Eurobank acquisition in April 2010. For each acquisition, the
Company considered the following factors as indicators that an acquired loan
had evidence of deterioration in credit quality and was therefore in the scope
of ASC 310-30:</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that were 90 days or more
past due,</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that had an internal risk
rating of substandard or worse. Substandard is consistent with regulatory
definitions and is defined as having a well-defined weakness that jeopardizes
liquidation of the loan,</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that were classified as
nonaccrual by the acquired bank at the time of acquisition, and</font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face=Symbol lang=EN-US style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans that had been previously
modified in a troubled debt restructuring.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">110</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_111"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Any
acquired loans that were not individually in the scope of ASC 310-30 because
they did not meet the criteria above were either (i) pooled into groups of
similar loans based on the borrower type, loan purpose, and collateral type and
accounted for under ASC 310-30 by analogy or (ii) accounted for under ASC
310-20 (non-refundable fees and other costs).</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired
Loans Accounted for under ASC 310-20 (loans with revolving feature and/or
acquired at a premium)</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Revolving credit facilities such as credit cards,
retail and commercial lines of credit and floor plans which are specifically
scoped out of ASC 310-30 are accounted for under the provisions of ASC 310-20.&#160;
Also, performing auto loans with FICO scores over 660 acquired at a premium in
the BBVAPR Acquisition are accounted for under this guidance.&#160; Auto loans with
FICO scores below 660 were acquired at a discount and are accounted for under
the provisions of ASC 310-30.&#160; The provisions of ASC 310-20 require that any
differences between the contractually required loan payments in excess of the
Company&#8217;s initial investment in the loans be accreted into interest income on a
level-yield basis over the life of the loan. Loans acquired in the BBVAPR
Acquisition that were accounted for under the provisions of ASC 310-20 which
had fully amortized their premium or discount, recorded at the date of
acquisition, are removed from the acquired loan category. Loans accounted for
under ASC 310-20 are placed on non-accrual status when past due in accordance
with the Company&#8217;s non-accruing policy and any accretion of discount is
discontinued. These assets were recorded at estimated fair value on their
acquisition date, incorporating an estimate of future expected cash flows. Such
fair value includes a credit discount which accounts for expected loan losses
over the estimated life of these loans. Management takes into consideration
this credit discount when determining the necessary allowance for acquired
loans that are accounted for under the provisions of ASC 310-20. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The allowance for loan and lease losses model for
acquired loans accounted for under ASC 310-20 is the same as for the originated
and other loan portfolio. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Acquired Loans Accounted under ASC 310-30 (including
those accounted for under ASC 310-30 by analogy) </font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company performed a fair
market valuation of each of the loan pools, and each pool was recorded at a
discount. The Company determined that at least part of the discount on the
acquired individual or pools of loans was attributable to credit quality by
reference to the valuation model used to estimate the fair value of these pools
of loans. The valuation model incorporated lifetime expected credit losses into
the loans&#8217; fair valuation in consideration of factors such as evidence of
credit deterioration since origination and the amounts of contractually
required principal and interest that the Company did not expect to collect as
of the acquisition date. Based on the guidance included in the December 18,
2009 letter from the AICPA Depository Institutions Panel to the Office of the
Chief Accountant of the SEC, the Company has made an accounting policy election
to apply ASC 310-30 by analogy to all of these acquired pools of loans as they
all (i) were acquired in a business combination or asset purchase, (ii)
resulted in recognition of a discount attributable, at least in part, to credit
quality; and (iii) were not subsequently accounted for at fair value.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The excess of expected cash
flows from acquired loans over the estimated fair value of acquired loans at
acquisition is referred to as the accretable discount and is recognized into
interest income over the remaining life of the acquired loans using the
interest method. The difference between contractually required payments at
acquisition and the cash flows expected to be collected at acquisition is
referred to as the nonaccretable discount. The nonaccretable discount
represents estimated future credit losses expected to be incurred over the life
of the acquired loans. Subsequent decreases to the expected cash flows require
the Company to evaluate the need for an addition to the allowance for loan
losses. Subsequent improvements in expected cash flows result in the reversal
of the associated allowance for loan losses, if any and the reversal of a
corresponding amount of the nonaccretable discount which the Company then
reclassifies as accretable discount that is recognized into interest income
over the remaining life of the loan using the interest method. The Company&#8217;s
evaluation of the amount of future cash flows that it expects to collect takes
into account actual credit performance of the acquired loans to date and the
Company&#8217;s best estimates for the expected lifetime credit performance of the
loans using currently available information. Charge-offs of the principal
amount on acquired loans would be first applied to the nonaccretable discount
portion of the fair value adjustment. To the extent that the Company
experiences deterioration in credit quality in its expected cash flows
subsequent to the acquisition of the loans; an allowance for loan losses is
established based on the estimate of future credit losses over the remaining
life of the loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In accordance with ASC
310-30, recognition of income is dependent on having a reasonable expectation
about the timing and amount of cash flows expected to be collected. The Company
performs such an evaluation on a quarterly basis on both its acquired loans individually
accounted for under ASC 310-30 and those in pools accounted for under ASC
310-30 by analogy. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">111</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_112"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Cash
flows for acquired loans individually accounted for under ASC 310-30 are
estimated on a quarterly basis. Based on this evaluation, a determination is
made as to whether or not the Company has a reasonable expectation about the
timing and amount of cash flows. Such an expectation includes cash flows from
normal customer repayment, collateral value, foreclosure or other collection
efforts. Cash flows for acquired loans accounted for on a pooled basis under
ASC 310-30 by analogy are also estimated on a quarterly basis. For residential
real estate, home equity and other consumer loans, cash flow loss estimates are
calculated based on a model that incorporates a projected probability of
default and loss. For commercial loans, lifetime loss rates are assigned to
each pool with consideration given for pool make-up, including risk rating
profile. Lifetime loss rates are developed from internally generated historical
loss data and are applied to each pool. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To the extent that the Company cannot reasonably
estimate cash flows, interest income recognition is discontinued. The unit of
account for loans in pools accounted for under ASC 310-30 by analogy is the
pool of loans. Accordingly, as long as the Company can reasonably estimate cash
flows for the pool as a whole, accretable yield on the pool is recognized and
all individual loans within the pool - even those more than 90 days past due -
would be considered to be accruing interest in the Company&#8217;s financial
statement disclosures, regardless of whether or not the Company expects any
principal or interest cash flows on an individual loan 90 days or more past
due.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Because of the loss protection provided by the FDIC,
the risk of the loans acquired in the FDIC-assisted Eurobank acquisition that
are covered under the FDIC shared-loss agreements are significantly different
from loans not covered under the FDIC shared-loss agreement. These loans are
referred to as &quot;covered loans&quot;. The FDIC shared-loss agreement
related to the commercial and other non-single family acquired Eurobank loans
expired on June 30, 2015. The coverage for single-family residential loans will
expire on June 30, 2020. Covered loans are no longer a material amount.
Therefore, the Company changed its current and prior year loan disclosures.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Covered loans are accounted for under ASC 310-30. To
the extent credit deterioration occurs after the date of acquisition, the
Company will record an allowance for loan and lease losses and an increase in
the FDIC shared-loss indemnification asset for the expected reimbursement from
the FDIC under the shared-loss agreement.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_7a24906260f64479a95786c96_bclEnd"></a><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_d7dd277851694f17823a1cc5c"></a><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Allowance for Loan and Lease Losses for Originated and
Acquired BBVAPR Loans and Leases</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company follows a systematic
methodology to establish and evaluate the adequacy of the allowance for loan
and lease losses to provide for inherent losses in loan portfolio. This
methodology includes the consideration of factors such as economic conditions,
portfolio risk characteristics, prior loss experience, and results of periodic
credit reviews of individual loans. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The loss factor used for the general
reserve of these loans is established considering the Bank's historical loss
experience adjusted for an estimated loss emergence period and the
consideration of environmental factors. Environmental factors considered are:
change in non-performing loans; migration in classification; trends in charge
offs; trends in volume of loans; changes in collateral values; changes in risk
selections and underwriting standards, and other changes in lending policies,
procedures and practices; experience, ability and depth of lending management
and other relevant staff, including the Company&#8217;s loan review system; national
and local economic trends and industry conditions; and effect of external
factors such as competition and regulatory requirements on the level of
estimated credit losses. The sum of the adjusted loss experience factors and
the environmental factors will be the general valuation reserve (&#8220;GVA&#8221;) factor
to be used for the determination of the allowance for loan and lease losses in
each category. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As part of the Company&#8217;s
continuous enhancement to the allowance for loan and lease losses methodology, during
the year 2015 the following assumptions were reviewed:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">An assessment of the look-back
period and historical loss factor was performed for all portfolio segments.&#160;
The analysis was based on the trends observed and their relation with the
economic cycle as of the period of the analysis.&#160; As a result, for the
commercial portfolio, the look-back period was changed to 36 months from the
previously determined 12 months.&#160; For auto, leasing and consumer, a look back
period of 24 months was maintained.&nbsp;The Residential Mortgages Portfolio,
was evaluated during the fourth quarter of 2015.&#160; For this portfolio, a 12
month look back period was maintained as management concluded that given the
charge off evolution, a shorter period of losses is more representative of the
recent trends and more accurate in predicting future losses.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During the quarter ended June 30,
2015, an assessment of environmental factors was performed for commercial,
auto, and consumer portfolios. As a result, the environmental factors continue
to reflect our assessment of the impact to our portfolio, taking into
consideration the current evolution of the portfolio and expected impact, due
to recent economic developments, changes in values of collateral and
delinquencies, among others. </font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">112</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_113"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">-</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">During fourth quarter the loss realization
period was revised to 1.60 years for commercial real estate, other portfolios
remained at 1 year. </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">These changes in the allowance for loan
and lease losses&#8217; look back period and loss emergence period for the commercial
portfolios are considered a change in accounting estimate as per ASC 250-10
provisions, where adjustments are made prospectively.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Originated and Other Loans and Leases Held for Investment
and</font></u></i><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> </font></i><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired Loans Accounted for under ASC 310-20 (Loans
with revolving feature and/or acquired at a premium)</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company determines the allowance for
loan and lease losses by portfolio segment, which consist of mortgage loans,
commercial loans, consumer loans, and auto and leasing, as follows:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage loans: These loans are divided into four classes: traditional
mortgages, non-traditional mortgages, loans in loan modification programs and
home equity secured personal loans. Traditional mortgage loans include loans
secured by a dwelling, fixed coupons and regular amortization schedules.
Non-traditional mortgages include loans with interest-first amortization
schedules and loans with balloon considerations as part of their terms.
Mortgages in loan modification programs are loans that are being serviced under
such programs. Home equity loans are mainly equity lines of credit. The
allowance factor on these loans is impacted by the adjusted historical loss
factors on the sub-segments and the environmental risk factors described above
and by delinquency buckets.&#160; The traditional mortgage loan portfolio is further
segregated by vintages and then by delinquency buckets.</font></p>

<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial loans:&#160; The commercial portfolio is segmented by business
line (corporate, institutional, middle market, corporate retail, floor plan,
and real estate) and by collateral type (secured by real estate and other
commercial and industrial assets). The loss factor used for the GVA of these
loans is established considering the Bank's past thirty six month historical
loss experience of each segment adjusted for the loss realization period and
the consideration of environmental factors. The sum of the adjusted loss
experience and the environmental factors is the GVA factor used for the
determination of the allowance for loan and lease losses on each category. </font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consumer loans: The consumer portfolio consists of smaller retail loans
such as retail credit cards, overdrafts, unsecured personal lines of credit,
and personal unsecured loans. The allowance factor, consisting of the adjusted
historical loss factor and the environmental risk factors, will be calculated
for each sub-class of loans by delinquency bucket.</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Auto and Leasing: The auto and leasing portfolio consists of financing
for the purchase of new or used motor vehicles for private or public use. These
loans are granted mainly through dealers authorized and approved by the auto
department credit committee of the Bank. In addition, this segment includes
personal loans guaranteed by vehicles in the form of lease financing. The
allowance factor on the auto and leasing portfolio is impacted by the adjusted
historical loss factor and the environmental risk factors.&#160; For the
determination of the allowance factor, the portfolio is segmented by FICO score,
which is updated on a quarterly basis and then by delinquency bucket.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:4.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company
establishes its allowance for loan losses through a provision for credit losses
based on our evaluation of the credit quality of the loan portfolio. This
evaluation, which includes a review of loans on which full collectability may
not be reasonably assured, considers, among other matters, the estimated fair
value of the underlying collateral, economic conditions, historical net loan
loss experience, and other factors that warrant recognition in determining our
allowance for loan losses. The Company continues to monitor and modify the
level of the allowance for loan losses to ensure it is adequate to cover losses
inherent in our loan portfolio. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Our allowance for
loan losses consists of the following elements: (i) specific valuation
allowances based on probable losses on specifically identified impaired loans;
and (ii) valuation allowances based on net historical loan loss experience for
similar loans with similar inherent risk characteristics and performance trends,
adjusted, as appropriate, for qualitative risk factors specific to respective
loan types.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">113</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_114"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">When current information and events indicate that it is probable that
we will be unable to collect all amounts of principal and interest due under
the original terms of a business or commercial real estate loan greater than $250
thousand, such loan will be classified as impaired. Additionally, all loans
modified in a TDR are considered impaired. The need for specific valuation
allowances are determined for impaired loans and recorded as necessary. For
impaired loans, we consider the fair value of the underlying collateral, less
estimated costs to sell, if the loan is collateral dependent, or we use the
present value of estimated future cash flows in determining the estimates of
impairment and any related allowance for loan losses for these loans. Confirmed
losses are charged off immediately. Prior to a loan becoming impaired, we
typically would obtain an appraisal through our internal loan grading process
to use as the basis for the fair value of the underlying collateral.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loan loss ratios
and credit risk categories, for commercial loans, are updated at least
quarterly and are applied in the context of GAAP Management uses current
available information in estimating possible loan and lease losses, factors
beyond the Company&#8217;s control, such as those affecting general economic
conditions, may require future changes to the allowance.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><u><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Acquired Loans Accounted for under ASC 310-30
(including those accounted for under ASC 310-30 by analogy) </font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For our acquired loans
accounted for under ASC 310-30, our allowance for loan losses is estimated
based upon our expected cash flows for these loans. To the extent that we
experience a deterioration in borrower credit quality resulting in a decrease
in the net present value of our expected cash flows (which are used as a proxy
to identify probable incurred losses) subsequent to the acquisition of the loans,
an allowance for loan losses is established based on our estimate of future
credit losses over the remaining life of the loans.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired loans accounted for under ASC Subtopic 310-30
are not considered non-performing and continue to have an accretable yield as
long as there is a reasonable expectation about the timing and amount of cash
flows expected to be collected. Also, loans charged-off against the
non-accretable difference established in purchase accounting are not reported
as charge-offs. Charge-offs on loans accounted under ASC Subtopic 310-30 are
recorded only to the extent that losses exceed the non-accretable difference
established with purchase accounting. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Covered loans are accounted for under ASC 310-30 and
our policy is consistent with our policy for non-covered acquired loans. For
covered loans, the portion of the loss reimbursable from the FDIC is recorded
as an offset to the provision for credit losses and increases the FDIC
shared-loss indemnification asset.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><a name="XBRL_CS_aabd034f09214ea3a14514432"></a><a name="XBRL_CS_d7dd277851694f17823a1cc5c_bclEnd"></a><a name="Xbrl_Tag115_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Lease Financing </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company leases vehicles for personal and
commercial use to individual and corporate customers. The direct finance lease
method of accounting is used to recognize revenue on leasing contracts that
meet the criteria specified in the guidance for leases in ASC Topic 840.
Aggregate rentals due over the term of the leases, less unearned income, are
included in lease financing contracts receivable. Unearned income is amortized
using a method over the average life of the leases as an adjustment to the
interest yield. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><a name="XBRL_CS_aabd034f09214ea3a14514432_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="XBRL_CS_d8d74bd1e45a41a9b43c50795"></a><a name="Xbrl_Tag106"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Troubled Debt Restructuring </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A TDR is the restructuring of a receivable in which
the Company, as creditor, grants a concession for legal or economic reasons due
to the debtor&#8217;s financial difficulties. A concession is granted when, as a
result of the restructuring, the Company does not expect to collect all amounts
due, including interest accrued at the original contract rate. These
concessions may include a reduction of the interest rate, principal or accrued
interest, extension of the maturity date or other actions intended to minimize
potential losses. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">To assess whether the debtor is having financial
difficulties, the Company evaluates whether it is probable that the debtor will
default on any of its debt in the foreseeable future. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Receivables that are restructured in a TDR are presumed
to be impaired and are subject to a specific impairment-measurement method. If
the payment of principal at original maturity is primarily dependent on the
value of collateral, the Company considers the current value of that collateral
in determining whether the principal will be paid. For non-collateral dependent
loans, the specific reserve is calculated based on the present value of
expected cash flows discounted at the loan&#8217;s effective interest rate. An
accruing loan that is modified in a TDR can remain in accrual status if, based
on a current, well-documented credit analysis, collection of principal and
interest in accordance with the modified terms is reasonably assured, and the
borrower has demonstrated sustained historical repayment performance for a
reasonable period before the modification. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_d8d74bd1e45a41a9b43c50795_bclEnd"></a><a name="Xbrl_Tag106_bclEnd"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">114</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_115"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="XBRL_CS_8e7c270415f742a9977c9bc47"></a><a name="Xbrl_Tag107"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Reserve for Unfunded Commitments </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="Xbrl_Tag107_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The reserve for
unfunded commitments is maintained at a level believed by management to be
sufficient to absorb estimated probable losses related to unfunded credit facilities
and is included in other liabilities in the consolidated statements of
financial condition. The determination of the adequacy of the reserve is based
upon an evaluation of the unfunded credit facilities. Net adjustments to the
reserve for unfunded commitments are included in other operating expenses in
the consolidated statements of operations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_8e7c270415f742a9977c9bc47_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="XBRL_TS_dcb2ac22f90c4646a1bb45afe"></a><a name="XBRL_CS_787957aea56a4b18b02a4f77e"></a><a name="Xbrl_Tag108"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FDIC Indemnification Asset and True-up Payment
Obligation </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_787957aea56a4b18b02a4f77e_bclEnd"></a><a name="Xbrl_Tag108_bclEnd"></a><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The FDIC indemnification asset is accounted
for and measured separately from the covered loans acquired in the
FDIC-assisted acquisition as it is not contractually embedded in any of the
covered loans. The indemnification asset related to estimated future loan and
lease losses is not transferable should the Company sell a loan prior to
foreclosure or maturity. The indemnification asset was recorded at fair value
at the acquisition date and represents the present value of the estimated cash
payments expected to be received from the FDIC for future losses on covered
assets based on the credit adjustment estimated for each covered asset and the
shared-loss percentages. This balance also includes incurred expenses under the
shared-loss agreements. These cash flows are then discounted at a market-based
rate to reflect the uncertainty of the timing and receipt of the shared-loss
reimbursements from the FDIC. The amount ultimately collected for this asset is
dependent upon the performance of the underlying covered assets, the passage of
time, the proper submission of claims to the FDIC and compliance with the obligations
set forth in the FDIC shared-loss agreements. The time value of money
incorporated into the present value computation is accreted into earnings over
the shorter of the life of the shared-loss agreements or the holding period of
the covered assets. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The FDIC indemnification asset is reduced
as losses are recognized on covered loans and foreclosed real estate and
shared-loss payments are received from the FDIC. Realized credit losses in
excess of acquisition-date estimates result in an increase in the FDIC
indemnification asset. Conversely, if realized credit losses are less than
acquisition-date estimates, the FDIC indemnification asset is amortized through
the term of the shared-loss agreements.</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Depending on the timing of claims and covered asset resolution,
the Company could also have owed payments to the FDIC for the recovery of prior
claims. The liability for these payments is recorded in other liabilities in
the consolidated statements of financial condition until cash is paid to the
FDIC.</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The true-up
payment obligation associated with the loss share agreements is accounted for
at fair value in accordance with ASC Section 805-30-25-6 as it is considered
contingent consideration. The true-up payment obligation is included as part of
other liabilities in the consolidated statements of financial condition. Any
changes in the carrying value of the obligation are included in the category of
FDIC loss share income (expense) in the consolidated statements of operations<a name="XBRL_TS_dcb2ac22f90c4646a1bb45afe_bclEnd"></a>.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="Xbrl_Tag109"></a><a name="XBRL_CS_8415ab7dcff547dabac18e993"></a><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Goodwill and Intangible Assets</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company
records the excess of the cost of acquired entities over the fair value of
identifiable tangible and intangible assets acquired less the fair value of
liabilities assumed as goodwill. The Company amortizes the acquired
identifiable intangible assets with definite useful economic lives over their
useful economic life utilizing an accelerated amortization method. On a
periodic basis, the Company assesses whether events or changes in circumstances
indicate that the carrying amounts of the Company&#8217;s core deposit and other
intangible assets may be impaired. The Company does not amortize goodwill or
any acquired identifiable intangible assets with an indefinite useful economic
life, but reviews them for impairment at the reporting unit level on an annual
basis, or when events or changes in circumstances indicate that the carrying
amounts may be impaired. The Company defines a reporting unit as a distinct,
separately identifiable component of one of its operating segments for which
complete, discrete financial information is available and reviewed regularly by
that segment&#8217;s management.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name="XBRL_TS_b45475cf039144bca58ecb87f"></a><a name="XBRL_CS_8415ab7dcff547dabac18e993_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company has the option to first assess qualitative factors to
determine whether there are events or circumstances that exist that make it
more likely than not that the fair value of the reporting unit is less than its
carrying amount.&#160; If it is more likely than not that the fair value of the
reporting unit is less than its carrying amount, or if the Company chooses to
bypass the qualitative assessment, the Company compares each reporting unit's
fair value to its carrying value to identify potential impairment. If the
estimated fair value of a reporting unit exceeds its carrying amount, goodwill
of the reporting unit is not considered impaired. However, if the carrying
amount of the reporting unit were to exceed its estimated fair value, a second
step would be performed that would compare the implied fair value of the
reporting unit's goodwill with the carrying amount. The implied fair value of
goodwill is determined in the same manner as goodwill that is recognized in a
business combination. Significant judgment and estimates are involved in
estimating the fair value of the assets and liabilities of the reporting units.
The Company performs annual goodwill impairment test as of October 31 and
monitors for interim triggering events on an ongoing basis. Goodwill is
reviewed for impairment utilizing a qualitative </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">115</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_116"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">assessment
or a two-step process. The Company has an option to make a qualitative
assessment of a reporting unit's goodwill for impairment. If the Company
chooses to perform a qualitative assessment and determines the fair value more
likely than not exceeds the carrying value, no further evaluation is necessary.
For reporting units where the Company performs the two-step process, the first
step requires the Company to compare the fair value of each reporting unit,
which the Company primarily determines using an income approach based on the
present value of discounted cash flows, to the respective carrying value, which
includes goodwill. If the fair value of the reporting unit exceeds its carrying
value, the goodwill is not considered impaired. If the carrying value is higher
than the fair value, there is an indication that an impairment may exist and
the second step is required. In step two, the implied fair value of goodwill is
calculated as the excess of the fair value of a reporting unit over the fair
values assigned to its assets and liabilities. If the implied fair value of
goodwill is less than the carrying value of the reporting unit's goodwill, the
difference is recognized as an impairment loss. The Company performed its
annual impairment review of goodwill during the fourth quarter of 2015 and 2014
using October 31, 2015 and 2014 as the annual evaluation date, respectively.
There was no impairment at December 31, 2015 and 2014.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="Xbrl_Tag110"></a><a name="XBRL_CS_465ae1aea7b44ed98f105d0e9"></a><a name="Xbrl_Tag109_bclEnd"></a><a name="XBRL_TS_b45475cf039144bca58ecb87f_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Foreclosed Real Estate and Other Repossessed Property </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Foreclosed Real Estate and Other Repossessed Property </font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Foreclosed real estate and other repossessed property
are initially recorded at the fair value of the real estate or repossessed
property less the cost of selling it at the date of foreclosure or
repossession. At the time properties are acquired in full or partial
satisfaction of loans, any excess of the loan balance over the estimated fair
value of the property is charged against the allowance for loan and lease
losses on non-covered loans. After foreclosure or repossession, these
properties are carried at the lower of cost or fair value less estimated cost
to sell, based on recent appraised values or options to purchase the foreclosed
or repossessed property. Any excess of the carrying value over the estimated
fair value, less estimated costs to sell, is charged to non-interest expense.
The costs and expenses associated to holding these properties in portfolio are
expensed as incurred. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Foreclosed Real Estate covered by the FDIC </font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Covered foreclosed real estate is initially recorded
at its estimated fair value on the acquisition date, based on appraisal value
less estimated selling costs. Any subsequent write-downs due to declines in
fair value and costs and expenses associated with holding these properties in
portfolio are charged as incurred to non-interest expense with a partially
offsetting non-interest income for the loss reimbursement under the FDIC
shared-loss agreement. Any recoveries of previous write-downs are credited to
non-interest expense with a corresponding charge to non-interest income for the
portion of the recovery that is due to the FDIC. At December 31, 2015 and 2015
foreclosed real estate covered by the FDIC amounted to $1.9 million and $47.5
million, respectively.</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><a name="XBRL_CS_d0f272bf309a46199c000d9be"></a><a name="XBRL_CS_465ae1aea7b44ed98f105d0e9_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Premises and Equipment </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Premises
and equipment are carried at cost less accumulated depreciation. Depreciation
is provided using the straight-line method over the estimated useful life of
each type of asset. Amortization of leasehold improvements is computed using
the straight-line method over the terms of the leases or estimated useful lives
of the improvements, whichever is shorter. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_d0f272bf309a46199c000d9be_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><a name="XBRL_CS_72618882c590499c9d8e6fecb"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impairment
of Long-Lived Assets</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company periodically reviews long-lived assets for
impairment whenever events or changes in circumstances indicate that the
carrying amount of an asset may not be recoverable. In performing the review
for recoverability, an estimate of the future cash flows expected to result
from the use of the asset and its eventual disposition is made. If the sum of
the future cash flows (undiscounted and without interest charges) is less than
the carrying amount of the assets, an impairment loss is recognized. The amount
of the impairment is the excess of the carrying amount over the fair value of
the asset. As of December&nbsp;31, 2015, there was no indication of impairment
as a result of such review.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><a name="XBRL_CS_a18760afaf3244d381c88c7b0"></a><a name="Xbrl_Tag111"></a><a name="XBRL_CS_72618882c590499c9d8e6fecb_bclEnd"></a><a name="Xbrl_Tag110_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income Taxes </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In preparing the consolidated financial statements,
the Company is required to estimate income taxes. This involves an estimate of
current income tax expense together with an assessment of temporary differences
resulting from differences between the carrying amounts of assets and
liabilities for financial reporting purposes and the amounts used for income
tax purposes. The determination of current income tax expense involves
estimates and assumptions that require the Company to assume certain positions
based on its interpretation of current tax laws and regulations. Changes in
assumptions affecting estimates may be required in the future, and estimated
tax assets or liabilities may need to be increased or decreased accordingly.
The accrual for tax contingencies is adjusted in </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">116</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_117"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">light
of changing facts and circumstances, such as the progress of tax audits, case
law and emerging legislation. When particular matters arise, a number of years
may elapse before such matters are audited and finally resolved. Favorable
resolution of such matters could be recognized as a reduction to the Company&#8217;s
effective tax rate in the year of resolution. Unfavorable settlement of any
particular issue could increase the effective tax rate and may require the use
of cash in such year. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The determination of deferred tax expense or benefit
is based on changes in the carrying amounts of assets and liabilities that
generate temporary differences. The carrying value of the Company&#8217;s net
deferred tax assets assumes that the Company will be able to generate
sufficient future taxable income based on estimates and assumptions. If these
estimates and related assumptions change in the future, the Company may be
required to record valuation allowances against its deferred tax assets
resulting in additional income tax expense in the consolidated statements of
operations. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management evaluates on a regular basis whether the
deferred tax assets can be realized and assesses the need for a valuation
allowance. A valuation allowance is established when management believes that
it is more likely than not that some portion of its deferred tax assets will
not be realized. Changes in valuation allowance from period to period are
included in the Company&#8217;s tax provision in the period of change. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In addition to valuation allowances, the Company
establishes accruals for uncertain tax positions when, despite the belief that
the Company&#8217;s tax return positions are fully supported, the Company believes
that certain positions are likely to be challenged. The accruals for uncertain
tax positions are adjusted in light of changing facts and circumstances, such
as the progress of tax audits, case law, and emerging legislation. The accruals
for the Company&#8217;s uncertain tax positions are reflected as income tax payable
as a component of accrued expenses and other liabilities. These accruals are
reduced upon expiration of the applicable statute of limitations. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company follows a two-step approach for
recognizing and measuring uncertain tax positions. The first step is to
evaluate the tax position for recognition by determining if the weight of
available evidence indicates that it is more likely than not that the position
will be sustained on audit, including resolution of related appeals or
litigation processes, if any. The second step is to measure the tax benefit as
the largest amount that is more than 50% likely to be realized upon ultimate
settlement. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s policy is to include interest and
penalties related to unrecognized income tax benefits within the provision for
income taxes on the consolidated statements of operations. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On May
29, 2015 the Governor signed Act No. 72 of 2015.&#160; The most relevant provisions
of the Act, as applicable to the Company, for taxable years beginning after
December 31, 2014, are as follows: (1) establishes a new definition of &#8220;large
taxpayers,&#8221; which requires them to file their tax return following a special
procedure established by the Secretary of the Treasury, (2) net operating
losses carried forward may be deducted up to 70% of the alternative minimum net
income for purposes of computing the alternative minimum tax, and (3) net
operating losses carried forward may be deducted up to 80% of the net income
for purposes of computing the regular corporate income tax.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Government has enacted tax reform in the past and is expected to do so in the
future. In 2014, the Government of Puerto Rico approved an amendment to the
Internal Revenue Code, which, among other things, changed the income tax rate
for capital gains from 15% to 20%. In addition, in May 2015, the Government
approved an increase in the state sales and use tax rate, effective July 1,
2015, from 6% to 10.5% (the municipal sales and use tax remained at a 1% rate),
expanded the sales and use tax to certain business-to-business services that
were previously exempt, and provided for a transition to a value-added tax was
expected to become effective on April 1, 2016. Now, the value added tax is
expected to become effective on June 1, 2016.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.2pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="XBRL_CS_b62f765b7151418a8851da7fe"></a><a name="XBRL_CS_a18760afaf3244d381c88c7b0_bclEnd"></a><a name="Xbrl_Tag111_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Equity-Based Compensation Plan </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s 2007 Omnibus Performance Incentive Plan,
as amended and restated (the &#8220;Omnibus Plan&#8221;), provides for equity-based
compensation incentives through the grant of stock options, stock appreciation
rights, restricted stock, restricted units and dividend equivalents, as well as
equity-based performance awards. The Omnibus Plan was adopted in 2007, amended
and restated in 2008, and further amended in 2010. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The purpose of the Omnibus Plan is to provide
flexibility to the Company to attract, retain and motivate directors, officers,
and key employees through the grant of awards based on performance and to
adjust its compensation practices to the best compensation practice and
corporate governance trends as they develop from time to time. The Omnibus Plan
is further intended to motivate high levels of individual performance coupled
with increased shareholder returns. Therefore, awards under the Omnibus Plan
(each, an </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">117</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_118"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8220;Award&#8221;) are intended to be based upon the
recipient&#8217;s individual performance, level of responsibility and potential to
make significant contributions to the Company. Generally, the Omnibus Plan will
terminate as of (a)&nbsp;the date when no more of the Company&#8217;s shares of
common stock are available for issuance under the Omnibus Plan or, (b) if
earlier, the date the Omnibus Plan is terminated by the Company&#8217;s Board of
Directors. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Board&#8217;s Compensation Committee (the &#8220;Committee&#8221;),
or such other committee as the Board may designate, has full authority to
interpret and administer the Omnibus Plan in order to carry out its provisions
and purposes. The Committee has the authority to determine those persons
eligible to receive an Award and to establish the terms and conditions of any
Award. The Committee may delegate, subject to such terms or conditions or
guidelines as it shall determine, to any employee or group of employees any
portion of its authority and powers under the Omnibus Plan with respect to
participants who are not directors or executive officers subject to the
reporting requirements under Section&nbsp;16(a) of the Securities Exchange Act
of 1934, as amended (the &#8220;Exchange Act&#8221;). Only the Committee may exercise
authority in respect to Awards granted to such participants. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Omnibus Plan replaced and superseded the Company&#8217;s
1996, 1998 and 2000 Incentive Stock Option Plans (the &#8220;Stock Option Plans&#8221;).
All outstanding stock options under the Stock Option Plans continue in full
force and effect, subject to their original terms and conditions. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The expected term of stock options granted represents
the period of time that such options are expected to be outstanding. Expected
volatilities are based on historical volatility of the Company&#8217;s shares of
common stock over the most recent period equal to the expected term of the
stock options. For stock options issued during 2015, the expected volatilities
are based on both historical and implied volatility of the Company&#8217;s shares of
common stock.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company follows the fair value method of recording
stock-based compensation. The Company used the modified prospective transition
method, which requires measurement of the cost of employee services received in
exchange for an award of equity instruments based on the grant date fair value
of the award with the cost to be recognized over the service period. It applies
to all awards unvested and granted after the effective date and awards
modified, repurchased, or cancelled after that date. </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;"><a name="XBRL_CS_015c6430221745ddaf70c7149"></a><a name="XBRL_CS_b62f765b7151418a8851da7fe_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comprehensive Income (Loss) </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Comprehensive
income (loss) is defined as the change in equity of a business enterprise
during a period from transactions and other events and circumstances, except
for those resulting from investments by owners and distributions to owners.
GAAP requires that recognized revenue, expenses, gains and losses be included
in net income (loss). Although certain changes in assets and liabilities, such
as unrealized gains and losses on available-for-sale securities and on
derivative activities that qualify and are designated for cash flows hedge
accounting, net of taxes, are reported as a separate component of the
stockholders&#8217; equity section of the consolidated statements of financial
condition, such items, along with net income (loss), are components of
comprehensive income (loss). </font></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;"><a name="XBRL_CS_81cdc0194d9d4b78b00ffc323"></a><a name="XBRL_CS_015c6430221745ddaf70c7149_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commitments and Contingencies </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Liabilities for loss contingencies, arising from
claims, assessments, litigation, fines, and penalties and other sources are
recorded when it is probable that a liability has been incurred and the amount
of the assessment can be reasonably estimated. Legal costs incurred in
connection with loss contingencies are expensed as incurred.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_81cdc0194d9d4b78b00ffc323_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:12.25pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="Xbrl_Tag113"></a><a name="XBRL_CS_7d941b13d31f47e281ab36dd7"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subsequent Events </font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company has evaluated other events subsequent to
the balance sheet date and prior to the filing of this annual report on Form 10-K
for the year ended December 31, 2015, and has adjusted and disclosed those
events that have occurred that would require adjustment or disclosure in the
consolidated financial statements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_7d941b13d31f47e281ab36dd7_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><a name="XBRL_TS_42de4921132c4a5c80ba23fdc"></a><a name="Xbrl_Tag113_bclEnd"></a><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Recent Accounting Developments </font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Reclassification of
Defaulted Consumer Mortgage Loans upon Foreclosure - </font></b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In January 2014, the FASB issued ASU
2014-04, </font><i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Receivables&#8212;Troubled Debt Restructurings by Creditors (Subtopic
310-40): Reclassification of Residential Real Estate Collateralized Consumer
Mortgage Loans upon Foreclosure</font></i><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. This ASU clarifies when an in-substance
repossession or foreclosure occurs that would require a transfer of the
mortgage loan to other real estate owned (OREO). Under the ASU, repossession or
foreclosure is deemed to have occurred when (1) the creditor obtains legal
title to the residential real estate property or (2) the borrower conveys all
interest in the residential real estate property to the creditor to satisfy the
mortgage loan through completion of a deed in lieu of foreclosure or a similar
legal agreement. The ASU becomes effective for annual and interim periods
beginning after December 15, 2014. The ASU can </font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">118</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_119"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">be
adopted using either a modified retrospective method or a prospective
transition method with the cumulative effect being recognized in the beginning
retained earnings of the earliest annual period for which the ASU is adopted.
The adoption of this guidance did not have a material effect on our
consolidated financial statements, since the Company already followed this
approach.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Repurchase-to-Maturity Transactions, Repurchase Financings, and
Disclosures</font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></i></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">- </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In June
2014, FASB issued ASU No. 2014-11, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Transfers and Servicing (Topic 860):
Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.
The amendments in the ASU require repurchase-to-maturity transactions to be
recorded and accounted for as secured borrowings. Amendments to Topic 860 also
require separate accounting for a transfer of a financial asset executed
contemporaneously with a repurchase agreement with the same counterparty (i.e.,
a repurchase financing), which will result in secured borrowing accounting for
the repurchase agreement, as well as additional required disclosures. The
accounting amendments and disclosures are effective for interim and annual
periods beginning after December 15, 2014. The disclosures for repurchase
agreements, securities lending transactions, and repurchase-to-maturity
transactions accounted for as secured borrowings are required to be presented
for annual periods beginning after December 15, 2014, and for interim periods
beginning after March 15, 2015. </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The adoption of this guidance did not have a material effect on
our consolidated financial statements</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Classification of
Certain Government-Guaranteed Mortgage Loans upon Foreclosure- </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In August 2014, FASB issued ASU No. 2014-14, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Receivables&#8212;Troubled
Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain
Government-Guaranteed Mortgage Loans upon Foreclosure.</font></i><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
amendments require a mortgage loan to be derecognized and a separate receivable
to be recognized upon foreclosure if the loan has a government guarantee that
is non-separable from the loan before foreclosure, the creditor has the ability
and intent to convey the real estate property to the guarantor, and any amount
of the claim that is determined on the basis of the fair value of the real
estate is fixed. Additionally, the separate other receivable should be measured
based on the amount of the loan balance (principal and interest) expected to be
recovered from the guarantor upon foreclosure. The amendments are effective for
annual periods and interim periods within those annual periods beginning after
December 15, 2014. </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
adoption of this guidance did not have a material effect on our consolidated
financial statements</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></b></p>




<p style="margin:0in;margin-bottom:.0001pt;"><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></i></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">119</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_120"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;"><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Future
Application of Accounting Standards</font></i></b></p>

<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Revenue
from Contracts with Customers - </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
May 2014, FASB issued ASU No. 2014-09, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Revenue from Contracts with Customers
(Topic 606)</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. The amendments in ASU 2014-09 supersede the revenue
recognition requirements in Topic 605, Revenue Recognition, and most
industry-specific guidance. The general principle of the amendments require an
entity to recognize revenue upon the transfer of promised goods or services to
customers in an amount that reflects the consideration to which the entity
expects to be entitled in exchange for those goods or services. The guidance
sets forth a five step approach to be utilized for revenue recognition. The
amendments are effective for annual reporting periods beginning after December
15, 2017, including interim periods within that reporting period. Management is
currently assessing the impact to the Company&#8217;s consolidated financial statements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Accounting
for Share-Based Payments When the Terms of an Award Provide That a Performance
Target Could Be Achieved after the Requisite Service Period</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> - In June 2014, FASB issued
ASU No. 2014-12, Compensation- Stock Compensation (Topic 718):&#160; Accounting for
Share-Based Payments When the Terms of an Award Provide That a Performance
Target Could Be Achieved after the Requisite Service Period. The amendments
require that a performance target that affects vesting, and that could be
achieved after the requisite service period, be treated as a performance
condition.&#160; Specifically, if the performance target becomes probable of being
achieved before the end of the requisite service period, the remaining
unrecognized compensation cost should b recognized prospectively over the
remaining requisite service period. The amendments are effective for annual
periods and interim periods within those annual periods beginning after
December 15, 2015. </font></font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Management
does not expect the requirements of this update to have a material impact on
the Company&#8217;s financial position, results of operations or cash flows.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Going Concern</font></b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> - In August 2014, the FASB issued </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ASU No. 2014-15, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Presentation of Financial
Statements&#8212;Going Concern (Subtopic 205-40): Disclosure of Uncertainties about
an Entity&#8217;s Ability to Continue as a Going Concern,</font></i><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font></i></b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">a new going concern standard, which requires management to assess at
each interim and annual reporting period whether substantial doubt exists about
the company&#8217;s ability to continue as a going concern. Substantial doubt exists
if it is probable (the same threshold that is used for contingencies) that the
company will be unable to meet its obligations as they become due within one
year after the date the financial statements are issued or available to be
issued (assessment date). Management needs to consider known (and reasonably
knowable) events and conditions at the assessment date. For all entities, this standard
is effective for annual periods and interim periods within those annual periods
beginning after December 15, 2016, with earlier adoption permitted. The
adoption of this standard will have no material impact on our financial
position or results of operations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Hybrid Financial
Instruments</font></b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> - In December
2014, the FASB issued </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ASU No. 2014-16, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivatives
and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid
Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to
Equity (a consensus of the FASB Emerging Issues Task Force),</font></i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> a standard that will require a company
that issues or invests in a hybrid financial instrument (e.g., a preferred
share with a redemption feature, a conversion feature, or both) to determine the
nature of the host contract by considering the economic characteristics of the
entire instrument, including the embedded derivative feature that is being
evaluated for separate accounting. Concluding the host contract is debt-like
(versus equity-like) may result in substantially different answers about
whether certain features must be accounted for separately. The guidance
provides a modified retrospective transition for all existing hybrid financial
instruments in the form of a share, with the option for full retrospective
application. The new standard is effective for public business entities in
fiscal years, and interim periods within those fiscal years, beginning after
December 15, 2015. Early adoption, including adoption in an interim period, is
permitted. The adoption of this standard will have no material impact on our
financial position or results of operations.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">120</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_121"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Amendment
to the Consolidation Analysis </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">- In </font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">February 2015, the FASB issued ASU 2015-02,
</font><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Consolidation (Topic 810): Amendment to the Consolidation Analysis (&#8220;ASU
2015-02&#8221;)</font></i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">, which changes the analysis that a reporting entity must perform
to determine whether it should consolidate certain legal entities. All legal
entities are subject to reevaluation under the revised consolidation model. Specifically,
the amendments: </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=5% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1)</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Modify the
  evaluation of whether limited partnerships and similar legal entities are
  variable interest entities (VIEs) or voting interest entities </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=5% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2)</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Eliminate the
  presumption that a general partner should consolidate a limited partnership </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=8% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=5% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3)</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Affect the
  consolidation analysis of reporting entities that are involved with VIEs,
  particularly those that have fee arrangements and related party relationships
  </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=8% style="padding:0in 0in 0in 0in;">

  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=5% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4)</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Provide a scope
  exception from consolidation guidance for reporting entities with interest in
  legal entities that are required to comply with or operate in accordance with
  requirements that are similar to those in Rule 2a-7 of the Investment Company
  Act of 1940 for registered money market funds. </font></p>
  </td>
 </tr>
</table></div>



<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
amendments of this update are effective for fiscal years, and interim periods
within those fiscal years, beginning after December 31, 2015. Early adoption is
permitted, including adoption in an interim period. If an entity early adopts
in an interim period, any adjustment should be reflected as of the beginning of
the fiscal year of that includes that interim period. The amendments may be
applied using a modified retrospective approach by recording a cumulative-effect
adjustment to equity as of the beginning of the fiscal year of adoption. A
reporting entity may also apply the amendments of this ASU retrospectively. The
adoption of this standard will have no material impact on our financial
position or results of operations. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:.25in;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Extraordinary
and Unusual Items</font></b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> - </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In January 2015, the FASB issued ASU 2015-01, </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income
Statement &#8211; (Subtopic 225-20): Simplifying Income Statement Presentation by
Eliminating the Concept of Extraordinary Items (&#8220;ASU 2015-01&#8221;)</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, which
eliminates from GAAP the concept of extraordinary items. Presently, an event or
transaction is presumed to be an ordinary and usual activity of the reporting
entity unless evidence clearly supports the classification as an extraordinary
item. If an event or transaction meets the criteria for extraordinary
classification, an entity is required to segregate the extraordinary item from
the results of ordinary operations and show the item separately in the income
statement, net of tax, after income from continuing operations. The entity is
also required to disclose applicable income taxes and either present or
disclose earnings-per-share data applicable to the extraordinary item. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Eliminating the concept of extraordinary items will
save time and reduce costs for preparers because they will not have to assess
whether a particular event or transaction event is extraordinary. This will
alleviate uncertainty for preparers, auditors, and regulators because auditors
and regulators no longer will need to evaluate whether a preparer treated an
unusual and/or infrequent item appropriately. The presentation and disclosure
guidance for items that are unusual in nature and occur infrequently will be
retained and will be expanded to include items that are both unusual in nature
and infrequently occurring. The amendments of this update are effective for
fiscal years, and interim periods within those fiscal years, beginning after
December 31, 2015. The amendments may be applied prospectively or
retrospectively to all prior periods presented in the financial statements.
Early adoption is permitted provided is applied from the beginning of the
fiscal year of adoption. The adoption of this standard will have no material
impact on our financial position or results of operations. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Simplifying
the Presentation of Debt Issuance Costs</font></b></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> &nbsp;</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">- In April 2015, the FASB issued ASU No.
2015-03, </font><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Simplifying the Presentation of Debt Issuance Costs</font></i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> (&#8220;ASU
2015-03&#8221;). ASU 2015-03 requires that all costs incurred to issue debt be
presented in the balance sheet as a direct deduction from the carrying value of
the associated debt liability rather than as an asset. The standard does not
affect the recognition and measurement of debt issuance costs; therefore, the
amortization of such costs shall continue to be reported as interest expense.
ASU 2015-03 will be effective for fiscal years, and interim periods within
those fiscal years, beginning after December 15, 2015, with early adoption
permissible for financial statements that have not been previously issued. The
new guidance is to be applied on a retrospective basis to all prior periods.
The Company does not expect the adoption of ASU 2015-03 to have a material
impact on its consolidated financial statements.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">121</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_122"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Recognition and Measurement of Financial
Assets and Liabilities</font></b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> - In January 2016 the FASB released ASU No. 2016-01, </font><i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Recognition
and Measurement of Financial Assets and Liabilities</font></i><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">. The main provisions of
the update are to eliminate the available for sale classification of accounting
for equity securities and to adjust the fair value disclosures for financial
instruments carried at amortized costs such that the disclosed fair values
represent an exit price as opposed to an entry price. The provisions of this
update will require that equity securities be carried at fair market value on
the balance sheet and any periodic changes in value will be adjustments to the
income statement. A practical expedient is provided for equity securities
without a readily determinable fair value, such that these securities can be
carried at cost less any impairment. The provisions of this update become
effective for interim and annual periods beginning after
December&nbsp;15,&nbsp;2017. Management does not expect the requirements of
this update to have a material impact on the Company&#8217;s financial position,
results of operations or cash flows.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Leases </font></b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">- In </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">February 2016</font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> the FASB
released ASU 2016-02, Leases (Topic 842)</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, which supersedes ASC Topic 840
and sets out the principles for the recognition, measurement, presentation and
disclosure of leases for both lessors and lessees. The new standard requires
lessees to apply a dual approach, classifying leases as either finance or
operating leases based on the principle of whether or not the lease is
effectively a financed purchase by the lessee. This classification will
determine whether lease expense is recognized based on an effective interest
method or on a straight-line basis over the term of the lease, respectively. A
lessee is also required to record a right-of-use asset and a lease liability
for all leases with a term greater than 12 months regardless of their
classification. Leases with a term of 12 months or less will be accounted for
similar to existing guidance for operating leases today. The new standard
requires lessors to account for leases using an approach that is substantially
equivalent to existing guidance for sales-type leases, direct financing leases
and operating leases. The amendments of this Update are effective for fiscal
years, and interim periods within those fiscal years, beginning after December
15, 2018, with early adoption permitted. The ASU is expected to impact the
Company&#8217;s consolidated financial statements since the Company has certain
operating lease arrangements for which it is the lessee. The Company is
currently evaluating the impact that the adoption of this accounting
pronouncement will have on its consolidated financial statements.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
Potential Amendments to Current Accounting Standards - </font></b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FASB and the International Accounting
Standards Board, either jointly or separately, are currently working on several
major projects, including amendments to existing accounting standards governing
financial instruments, leases, and consolidation and investment companies. As
part of the joint financial instruments project, FASB has issued a proposed ASU
that would result in significant changes to the guidance for recognition and
measurement of financial instruments, in addition to the proposed ASU that
would change the accounting for credit losses on financial instruments discussed
above. FASB is also working on a joint project that would require substantially
all leases to be capitalized on the balance sheet. Upon completion of the
standards, the Company will need to re-evaluate its accounting and disclosures.
However, due to ongoing deliberations of the standard setters, the Company is
currently unable to determine the effect of future amendments or proposals.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_f50d0fff934b4334af069485a_bclEnd"></a><a name="Xbrl_Tag34_bclEnd"></a><a name="XBRL_TS_42de4921132c4a5c80ba23fdc_bclEnd"></a><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_9ea50fbf319c45e387a4aabe5"></a><a name="Xbrl_Tag33"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">122</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_123"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 2 </font></b></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211; RESTRICTED CASH </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_821809974c804826995ff2e1d"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table includes the composition of the Company&#8217;s restricted
cash</font></font><a name="XBRL_CS_821809974c804826995ff2e1d_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">:</font></font><a name="XBRL_CS_9ea50fbf319c45e387a4aabe5_bclEnd"></a><a name="Xbrl_Tag33_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=66% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160; &nbsp;</font></b></p>
  </td>
 <td colspan=5 width=34% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=66% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=66% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=34% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Cash
  pledged as collateral to other financial institutions to secure:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=66% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Derivatives</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,980</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,980</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Obligations under agreement of loans sold with recourse</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,369</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,427</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=66% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,349</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,407</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_dc73d4a6010d4df4b5328b85f"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, the Bank&#8217;s international banking
entities, Oriental International Bank Inc. (&#8220;OIB&#8221;) and Oriental Overseas, a
division of the Bank, each held unencumbered certificates of deposit in the
amount of $</font></font><a name="XBRL_CS_bfc59a673a704380a46cc45c6"></a><a name="XBRL_CS_f9c9a966c63643a3bccd1bb34"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">300</font></font><a name="XBRL_CS_bfc59a673a704380a46cc45c6_bclEnd"></a><a name="XBRL_CS_f9c9a966c63643a3bccd1bb34_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> thousand as the legal reserve required for international
banking entities under Puerto Rico law. Each certificate of deposit cannot be
withdrawn by OIB or Oriental Overseas without prior written approval of the
OCFI.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As part of its derivative activities, the Company has entered into
collateral agreements with certain financial counterparties.&#160; At December 31,
2015 and 2014, the Company had delivered $2.0 million and $3.0 million,
respectively, of cash as collateral for such derivatives activities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As part of the BBVA Acquisition, the Company assumed a contract
with FNMA which required collateral to guarantee the repurchase, if necessary,
of loans sold with recourse. At December 31, 2015 and 2014, the Company
delivered as collateral cash amounting to $1.4 million and $5.4 million,
respectively.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank is required by Puerto Rico law to maintain average weekly
reserve balances to cover demand deposits. The amount of those minimum average
reserve balances for the week that covered December 31, 2015 was $<a name="XBRL_CS_2419c6f1340e4e1b8b3b27576"></a>148.3 <a name="XBRL_CS_2419c6f1340e4e1b8b3b27576_bclEnd"></a>million (December 31, 2014
- $<a name="XBRL_CS_336977c2234748d8ab6329f51"></a>141.5 <a name="XBRL_CS_336977c2234748d8ab6329f51_bclEnd"></a>million). At December 31,
2015 and 2014, the Bank complied with the requirement. Cash and due from bank
as well as other short-term, highly liquid securities are used to cover the
required average reserve balances.</font></font><a name="XBRL_CS_dc73d4a6010d4df4b5328b85f_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_3ba628a416744ed79a0a889e0"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 3 </font></b></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211; INVESTMENT SECURITIES</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.25in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Money Market Investments</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company considers as cash equivalents all money market
instruments that are not pledged and that have maturities of three months or
less at the date of acquisition. At December 31, 2015 and 2014, money market
instruments included as part of cash and cash equivalents amounted to $4.7
million in both periods.</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">123</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_124"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.25in;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment Securities</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_9769d85061974fc593e22404a"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The amortized cost, gross unrealized gains and losses, fair value,
and weighted average yield of the securities owned by the Company at December
31, 2015 and 2014 were as follows:</font></font><a name="XBRL_CS_3ba628a416744ed79a0a889e0_bclEnd"></a><a name="XBRL_CS_9769d85061974fc593e22404a_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=13 width=61% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Weighted</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cost</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gains</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Losses</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Value</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Yield</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=13 width=61% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Available-for-sale</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Mortgage-backed securities</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">735,363</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,791</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,509</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">759,645</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.97%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  GNMA certificates</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57,129</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,366</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58,495</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.19%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  CMOs issued by US government-sponsored agencies</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">137,787</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,741</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">135,073</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.85%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total mortgage-backed securities </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">930,279</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,184</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,250</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">953,213</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.82%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Investment securities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Obligations of US government-sponsored agencies</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,122</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,093</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.36%</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Obligations of Puerto Rico government and </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  political subdivisions</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,801</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,070</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,731</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.24%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Other debt securities</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,444</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">128</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,572</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.98%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investment securities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,367</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">128</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,099</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,396</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.94%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total securities available for sale</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">955,646</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,312</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,349</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">974,609</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.87%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Held-to-maturity</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Mortgage-backed securities</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">595,157</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">426</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,865</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">589,718</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.24%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Investment securities</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  US Treasury securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,032</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">71</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,961</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.49%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total securities held to maturity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">620,189</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">426</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,936</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">614,679</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.17%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,575,835</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,738</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,285</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,589,288</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.60%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=13 width=61% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Weighted</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cost</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gains</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Losses</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Value</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Yield</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=13 width=61% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Available-for-sale</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Mortgage-backed securities</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">972,836</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,876</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,203</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,009,509</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.12%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  GNMA certificates</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,473</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">288</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,753</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.94%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  CMOs issued by US government-sponsored agencies</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">179,146</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">136</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,153</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">176,129</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.81%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total mortgage-backed securities </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,156,455</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,300</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,364</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,190,391</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.92%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Investment securities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Obligations of US government-sponsored agencies</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,148</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,181</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.34%</font></p>
  </td>
 </tr>
<tr style="height:20.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Obligations of Puerto Rico government and </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  public instrumentalities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,939</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,267</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,672</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.41%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Other debt securities</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,137</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">157</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,294</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.95%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investment securities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31,224</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">190</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,267</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26,147</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.23%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total securities available-for-sale</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,187,679</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,490</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,631</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,216,538</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.96%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Held-to-maturity</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Mortgage-backed securities</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">162,752</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,402</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">164,154</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.48%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,350,431</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,892</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,631</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,380,692</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.90%</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_8c3f41f9a2db429e844c99655"></a><a name="XBRL_CS_6071dd92570e469e91177e964"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">124</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_125"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The amortized cost and fair value of the Company&#8217;s
investment securities at December 31, 2015, by contractual maturity, are shown
in the next table. </font></font><a name="XBRL_CS_6071dd92570e469e91177e964_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities not due on a single contractual
maturity date, such as collateralized mortgage obligations, are classified in
the period of final contractual maturity. Expected maturities may differ from
contractual maturities because issuers may have the right to call or prepay
obligations with or without call or prepayment penalties.</font></font><a name="XBRL_CS_8c3f41f9a2db429e844c99655_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 width=59% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=29% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Available-for-sale </font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=28% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Held-to-maturity </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized Cost</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair Value</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized Cost</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair Value</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=29% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage-backed
  securities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Due after 5 to 10 years </font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,098</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,228</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total due after 5 to 10 years</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,098</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,228</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Due after 10 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">720,265</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">744,417</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">595,157</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">589,718</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  GNMA certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57,129</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58,495</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  CMOs issued by US government-sponsored agencies</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">137,787</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">135,073</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total due after 10 years</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">915,181</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">937,985</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">595,157</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">589,718</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total&#160; mortgage-backed securities</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">930,279</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">953,213</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">595,157</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">589,718</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment
  securities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Due from 1 to 5 years </font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  US Treasury securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,032</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,961</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td width=41% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Obligations of Puerto Rico government and political subdivisions</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,733</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,438</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total due from 1 to 5 years</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,733</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,438</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,032</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,961</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Due after 5 to 10 years</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Obligations of US government and sponsored agencies</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,122</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,093</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total due after 5 to 10 years</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,122</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,093</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Due after 10 years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td width=41% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Obligations of Puerto Rico government and political subdivisions</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,068</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,293</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:21.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Other debt securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,444</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,572</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total due after 10 years</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,512</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,865</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total&#160; investment securities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,367</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,396</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,032</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,961</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  securities available-for-sale</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">955,646</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">974,609</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">620,189</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">614,679</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_c7d0b02a797d40dd9bc1cb725"></a><a name="Xbrl_Tag117"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">125</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_126"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company,
as part of its asset/liability management, may purchase U.S. Treasury
securities and U.S. government-sponsored agency discount notes close to their
maturities as alternatives to cash deposits at correspondent banks or as a
short term vehicle to reinvest the proceeds of sale transactions until
investment securities with attractive yields can be purchased.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> During the years ended 2015,
2014 and 2013, the Company sold $63.5 million, $99.4 million and $141.2
million, respectively, of available-for-sale Government National Mortgage Association
(&#8220;GNMA&#8221;) certificates as part of its recurring mortgage loan origination and
securitization activities. These sales did not realize any gains or losses
during such periods. During the year ended December 31, 2015, the Company
retained securitized GNMA pools totaling $<a name="XBRL_CS_5dbc60ced3294679a1c720217"></a>54.5 <a name="XBRL_CS_5dbc60ced3294679a1c720217_bclEnd"></a>million amortized cost, at
a yield of <a name="XBRL_CS_98d1a2b788ba42edbdb6fe20c"></a>3.09<a name="XBRL_CS_98d1a2b788ba42edbdb6fe20c_bclEnd"></a>% from its own
originations. Previously, the Company was selling all securitized GNMA pools.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="Xbrl_Tag117_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">For the years ended </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015 </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">and 2014, the Company recorded a net gain on sale of securities of
$2.6 million and $4.4 million, respectively and a net loss of $35 thousand for
the year ended December 31, 2013. </font></font><a name="XBRL_CS_76e02e28b0374004a07ded95f"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The table below presents the gross realized gains and
losses by category for such periods</font></font><a name="XBRL_CS_76e02e28b0374004a07ded95f_bclEnd"></a><a name="XBRL_CS_c7d0b02a797d40dd9bc1cb725_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 width=54% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Book Value</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Description</font></u></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Sale Price</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">at Sale</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Gains</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Losses</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Sale
  of securities available-for-sale</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Mortgage-backed securities</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40,307</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,736</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,571</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  GNMA certificates</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,524</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,523</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">103,831</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">101,259</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,572</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 width=55% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Book Value</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Description</font></u></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Sale Price</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">at Sale</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Gains</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Losses</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Sale
  of securities available-for-sale</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Mortgage-backed securities</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">115,158</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">110,792</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,366</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  GNMA certificates</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">99,360</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">99,360</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total mortgage-backed securities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">214,518</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">210,152</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,366</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 width=55% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2013</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=13% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=12% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Book Value</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=12% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=12% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Description</font></u></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Sale Price</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">at Sale</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Gains</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Losses</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Sale
  of securities available-for-sale</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Mortgage-backed securities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  GNMA certificates</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">141,202</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">141,237</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total mortgage-backed securities</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">141,202</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">141,237</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name="XBRL_CS_439283a073c64f1aa73c86c35"></a><a name="XBRL_CS_5131384c88414202af8c07ce0"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">126</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_127"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables show the Company&#8217;s
gross unrealized losses and fair value of investment securities available-for-sale
and held-to-maturity, aggregated by investment category and the length of time
that individual securities have been in a continuous unrealized loss position
at </font></font><a name="XBRL_CS_5131384c88414202af8c07ce0_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2015 and 2014:</font></font><a name="XBRL_CS_439283a073c64f1aa73c86c35_bclEnd"></a></p>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12 months or more </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cost </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loss </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Value </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  available-for-sale</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=54% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  CMOs issued by US government-sponsored agencies</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">103,340</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,410</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100,930</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Obligations of Puerto Rico government and political subdivisions</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,801</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,070</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,731</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=54% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">121,141</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,480</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">114,661</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less than 12 months </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=14% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=14% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=14% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cost </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loss </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Value </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  available-for-sale</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  CMOs issued by US Government-sponsored agencies</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,736</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">331</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,405</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">149,480</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,509</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">147,971</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Obligations of US government and sponsored agencies</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,122</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,093</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  held-to-maturity</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FNMA and FHLMC Certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">468,487</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,865</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">462,622</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=54% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  US Treausury Securities</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,032</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">71</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,961</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">673,857</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,805</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">666,052</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=14% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=14% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=14% style="background:#CCFFFF;border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cost </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loss </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Value </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=46% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  available-for-sale</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  CMOs issued by US Government-sponsored agencies</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">129,076</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,741</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">126,335</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">149,480</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,509</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">147,971</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Obligations of Puerto Rico Government and political subdivisions</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,801</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,070</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,731</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Obligations of US government and sponsored agencies</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,122</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,093</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">301,479</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,349</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">293,130</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  held-to-maturity</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">468,487</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,865</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">462,622</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  US Treasury Securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,032</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">71</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,961</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=54% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">794,998</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,285</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">780,713</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">127</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_128"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12 months or more </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cost </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loss </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Value </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  available-for-sale</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Obligations of Puerto Rico government and political subdivisions</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,939</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,267</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,672</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  CMOs issued by US government-sponsored agencies</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">143,928</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,086</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">140,842</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">113,376</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,172</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">112,204</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  GNMA certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">69</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=54% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">278,320</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,533</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">268,787</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less than 12 months </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cost </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loss </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Value </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  available-for-sale</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  CMOs issued by US government-sponsored agencies</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,172</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">67</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,105</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,736</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,705</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=54% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">78,908</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">98</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">78,810</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amortized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cost </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loss </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Value </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=46% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  available-for-sale</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  CMOs issued by US government-sponsored agencies</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">159,100</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,153</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">155,947</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  FNMA and FHLMC certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">177,112</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,203</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">175,909</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Obligations of Puerto Rico government and political subdivisions</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,939</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,267</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,672</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  GNMA certificates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">69</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=54% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">357,228</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,631</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">347,597</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><a name="XBRL_CS_25947c09f916484088d53bc9c"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">128</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_129"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company performs
valuations of the investment securities on a monthly basis. Moreover, the
Company conducts quarterly reviews to identify and evaluate each investment in
an unrealized loss position for other-than-temporary impairment. Any portion of
a decline in value associated with credit loss is recognized in the statements
of operations with the remaining noncredit-related component recognized in
other comprehensive income (loss). A credit loss is determined by assessing
whether the amortized cost basis of the security will be recovered by comparing
the present value of cash flows expected to be collected from the security,
discounted at the rate equal to the yield used to accrete current and prospective
beneficial interest for the security. The shortfall of the present value of the
cash flows expected to be collected in relation to the amortized cost basis is
considered to be the &#8220;credit loss.&#8221; Other-than-temporary impairment analysis is
based on estimates that depend on market conditions and are subject to further
change over time. In addition, while the Company believes that the methodology
used to value these exposures is reasonable, the methodology is subject to
continuing refinement, including those made as a result of market developments.
Consequently, it is reasonably possible that changes in estimates or conditions
could result in the need to recognize additional other-than-temporary
impairment charges in the future. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Most of the
investments ($<a name="XBRL_CS_c4da3ac4ee7b431c826723b2f"></a>777.2 <a name="XBRL_CS_c4da3ac4ee7b431c826723b2f_bclEnd"></a>million, amortized cost, or
<a name="XBRL_CS_c0bdb48b311c4ff98c8c12631"></a>98<a name="XBRL_CS_c0bdb48b311c4ff98c8c12631_bclEnd"></a>%) with an unrealized loss
position at December 31, 2015 consist of securities issued or guaranteed by the
U.S. Treasury or U.S. government-sponsored agencies, all of which are highly
liquid securities that have a large and efficient secondary market. Their
aggregate losses and their variability from period to period are the result of
changes in market conditions, and not due to the repayment capacity or
creditworthiness of the issuers or guarantors of such securities.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The remaining investments ($<a name="XBRL_CS_2f048b392dc947bfa8f753d55"></a>17.8<a name="XBRL_CS_2f048b392dc947bfa8f753d55_bclEnd"></a> million, amortized cost,
or <a name="XBRL_CS_e4e3efbc192b404386365e7e3"></a>2<a name="XBRL_CS_e4e3efbc192b404386365e7e3_bclEnd"></a>%) with an unrealized loss
position at December 31, 2015 consist of obligations issued or guaranteed by
the government of Puerto Rico and its political subdivisions or
instrumentalities. The decline in the market value of these securities is
mainly attributed to an increase in volatility as a result of changes in market
conditions that reflect the significant economic and fiscal challenges that
Puerto Rico is facing, including a protracted economic recession, sizable
government debt-service obligations and structural budget deficits, high
unemployment and a shrinking population. Moreover, the negative rating
decisions taken by the credit rating agencies have affected the market value
and liquidity of these securities. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As of December 31, 2015, the Company performed
a cash flow analysis of its Puerto Rico government bonds to calculate the cash
flows expected to be collected and determine if any portion of the decline in market
value of these investments was considered an other-than-temporary impairment.
The analysis derives an estimate of value based on the present value of
risk-adjusted future cash flows of the underlying investments, and included the
following components:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The contractual future
cash flows of the bonds are projected based on the key terms as set forth in
the official statements for each investment. Such key terms include among
others the interest rate, amortization schedule, if any, and maturity date.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The risk-adjusted cash
flows are calculated based on a monthly default probability and recovery rate
assumptions based on the credit rating of each investment. Constant monthly
default rates are assumed throughout the life of the bonds which are based on
the respective security&#8217;s credit rating as of the date of the analysis.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.25in;"><font face=Symbol lang=EN-CA style="font-size:10.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The adjusted future
cash flows are then discounted at the original effective yield of each
investment based on the purchase price and expected risk-adjusted future cash
flows as of the purchase date of each investment.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">For PRHTA obligation totaling $<a name="XBRL_CS_ba8755d4560b419eae4c5e63d"></a>6.7 <a name="XBRL_CS_ba8755d4560b419eae4c5e63d_bclEnd"></a>million, amortized cost, or
<a name="XBRL_CS_b9630b3d01ef4babbf8c6bcf5"></a>36<a name="XBRL_CS_b9630b3d01ef4babbf8c6bcf5_bclEnd"></a>% of the obligations issued
or guaranteed by the government of Puerto Rico and its political subdivisions
or instrumentalities, the discounted cash flow analysis for the investments
showed a cumulative default probability at maturity of <a name="XBRL_CS_f977b33b41c04a7194e600fdb"></a>9.78<a name="XBRL_CS_f977b33b41c04a7194e600fdb_bclEnd"></a>%, thus reflecting that it
is more likely than not that the bonds will not default at all during their
remaining terms. Based on this analysis, the Company determined that it is more
likely than not that it will recover all interest and principal invested in this
Puerto Rico government bond and is therefore not required to recognize a credit
loss as of December 31, 2015.<a name="XBRL_TS_5e65115ade004585afed16f3b"></a><a name="XBRL_CS_25947c09f916484088d53bc9c_bclEnd"></a> </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Also, the
Company&#8217;s conclusion is based on the assessment of the specific source of
repayment of the outstanding bond, which continues to perform. PRHTA started principal
repayments on July 1, 2014. All scheduled principal and interest payments are
being collected.</font></p>




<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">129</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_130"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">For PRIDCO and PBA obligations amounting to
$<a name="XBRL_CS_42997983fef4412eb84eda6b9"></a>12.6 <a name="XBRL_CS_42997983fef4412eb84eda6b9_bclEnd"></a>million, amortized cost, or
<a name="XBRL_CS_aa483dd3a8cb4a509b6ff8546"></a>64<a name="XBRL_CS_aa483dd3a8cb4a509b6ff8546_bclEnd"></a>% of the Puerto Rico
government debt securities held by the Company, the discounted cash flow
analysis showed a cumulative default at maturity in the range up to 46.03% using
a recovery rate of <a name="XBRL_CS_7fe56d95823c43ebbf9c2e5ad"></a>65<a name="XBRL_CS_7fe56d95823c43ebbf9c2e5ad_bclEnd"></a>%. Taking into
consideration that the PBA bonds are guaranteed by the full faith and credit of
the Commonwealth of Puerto Rico and the recent downgrades of the general
obligation debts after the government announced it needs to restructure its
debt, the Company concluded that it is more likely than not that this bond will
default during its remaining term until maturity in 2028. Based on the above,
during the year ended December 31, 2015 an other-than-temporary impairment was
recorded in earnings for the amount of $1.5 million, which represents the
estimated loss resulting from the discounted cash flow analysis. The non-credit
related portion of the unrealized losses amounting to $3.2 million was
recognized in other comprehensive income, net of related taxes. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Prospectively,
for debt securities for which other-than-temporary impairments was recognized
in earnings, the difference between the new amortized cost basis and the cash
flows expected to be collected will be accreted as interest income. If upon
subsequent evaluation, there is a significant increase in the cash flows
expected to be collected or if actual cash flows are significantly greater than
cash flows previously expected, such changes will be accounted for as a
prospective adjustment to the accretable yield. Subsequent increases and
decreases (if not other-than-temporary impairment) in the fair value of
available-for-sale securities will be included in other comprehensive income
(loss).</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Further
negative evidence impacting the liquidity and sources of repayment of the
obligations of Puerto Rico and its political subdivisions, could result in a
further charge to earnings to recognize estimated credit losses determined to
be other-than-temporary.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At
December 31, 2015, the Company has cash flow capacity, sufficient liquidity and
a strong capital position to maintain the bonds and does not need to sell them
in a loss position and it is not likely that the Company will have to sell the
investment securities prior to recovery of their amortized cost basis.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name="XBRL_TS_a72c0cb63d7b4663b239b4d21"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
following table presents a rollforward of credit-related impairment losses
recognized in earnings for the year ended December 31, 2015 (non in 2014 and
2013) on available-for-sale securities that the Company does not have the
intent to sell or will not more-likely-than-not be required to sell:<a name="XBRL_TS_5e65115ade004585afed16f3b_bclEnd"></a><a name="XBRL_TS_a72c0cb63d7b4663b239b4d21_bclEnd"></a></font></p>



<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td nowrap valign=bottom width=76% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=76% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=23% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=76% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=top width=24% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=76% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=76% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Additions
  from credit losses recognized on available-for-sale securities that had no
  previous impairment losses</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,490</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=76% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of year</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,490</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_7b95f7f097ee4aeeb4d09cedf"></a><a name="XBRL_CS_916f837f400143538b99aa814"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">130</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_131"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 4 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">- </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PLEDGED ASSETS</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table shows a summary of pledged and not pledged
assets at December 31, 2015 and 2014. Investment securities are presented at
fair value, and residential mortgage loans, commercial loans and leases are
presented at amortized cost:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_916f837f400143538b99aa814_bclEnd"></a><a name="XBRL_TS_7b95f7f097ee4aeeb4d09cedf_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=44% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=44% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Pledged
  investment securities to secure:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Securities sold under agreements to repurchase</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,021,370</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,088,526</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Derivatives</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,100</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,043</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Puerto Rico Cash &amp; Money Market Fund</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">81,576</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">76,259</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Bond for the Bank's trust operations</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">379</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">105</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total pledged investment securities</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,111,425</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,171,933</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Pledged
  residential mortgage loans to secure:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Advances from the Federal Home Loan Bank</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,095,810</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,013,106</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Pledged
  commercial loans to secure:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Advances from the Federal Home Loan Bank</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">253,263</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">139,043</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Federal Reserve Bank Credit Facility</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,877</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">179,895</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Puerto Rico public fund deposits</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">410,932</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">414,481</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">677,072</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">733,419</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Pledged
  auto loans and leases to secure:</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Federal Reserve Bank Credit Facility</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">884,339</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=56% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total pledged assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,884,307</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,802,797</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Financial
  assets not pledged:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Investment securities</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">483,373</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">207,357</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Residential mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">379,065</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">586,040</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Commercial loans</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,287,036</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,349,467</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Consumer loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">295,492</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">266,498</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=56% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Auto loans and leases</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">929,666</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">123,258</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=56% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total assets not pledged</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,374,632</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,532,620</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_a5a99a4e397d48968d0bf35b1"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">131</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_132"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 5 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">- </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">LOANS&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company&#8217;s loan portfolio is composed
of two segments, loans initially accounted for under the amortized cost method
(referred as &quot;originated and other&quot; loans) and loans acquired
(referred as &quot;acquired&quot; loans). Acquired loans are further segregated
between acquired BBVAPR loans and acquired Eurobank loans. Acquired Eurobank
loans were purchased subject to loss-sharing agreements with the FDIC. </font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The FDIC loss-share coverage related to commercial and
other-non single family acquired Eurobank loans expired</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">on June 30, 2015</font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Notwithstanding the expiration of loss share coverage of commercial
loans, on July 2, 2015, the Company entered into an agreement with the FDIC
pursuant to which the FDIC concurred with a potential sale of a pool of
loss-share assets covered under the commercial loss-sharing agreement. Pursuant
to such agreement, and as further discussed below, the FDIC agreed and paid $20
million in loss share coverage with respect to the aggregate loss resulting from
any portfolio sale within 120 days of the agreement. This sale was completed on
September 28, 2015</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">.
</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The coverage for the single
family residential loans will expire on June 30, 2020</font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">. At December 31, 2015, the
remaining covered loans amounting to $<a name="XBRL_CS_cc1d357934b0467f80d5855ff"></a>59.6<a name="XBRL_CS_cc1d357934b0467f80d5855ff_bclEnd"></a> million, net carrying
amount, are included as part of acquired Eurobank loans under the name
&quot;loans secured by 1-4 family residential properties&quot;. At December 31,
2014, covered loans amounted to $298.9 million, net carrying amount. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Covered loans are no longer a
material amount. Therefore, the Company changed its current and prior year loan
disclosures during 2015.</font></font><a name="XBRL_CS_a5a99a4e397d48968d0bf35b1_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="Xbrl_Tag2"></a><a name="XBRL_CS_d11b6de4271b4dd280b5ca988"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">On September 28, 2015, the Company sold a portion of covered
non-performing commercial loans amounting to $</font></font><a name="XBRL_CS_abb1455db90a4715b885c557e"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">197.1 </font></font><a name="XBRL_CS_abb1455db90a4715b885c557e_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">million unpaid principal balance or UPB ($<a name="XBRL_CS_c708d74c5b00407dac33a30d9"></a>100.0 <a name="XBRL_CS_c708d74c5b00407dac33a30d9_bclEnd"></a>million carrying amount).
The sales price was 18.44% of UPB, or $<a name="XBRL_CS_191eaea6cef742d5be988f91f"></a>36.3 <a name="XBRL_CS_191eaea6cef742d5be988f91f_bclEnd"></a>million. The FDIC covered
$20.0 million of losses as part of its loss-share agreement with the Company.
As a result, a $20.0 million reimbursement was recorded in the statement of
operations. The Company also recorded a $<a name="XBRL_CS_b892711a8d724931888633448"></a><a name="XBRL_CS_6b34588d0e9441e2ad638399c"></a>32.9 <a name="XBRL_CS_6b34588d0e9441e2ad638399c_bclEnd"></a><a name="XBRL_CS_b892711a8d724931888633448_bclEnd"></a>million provision for loan
and lease losses for acquired Eurobank loans, which was partially offset by $<a name="XBRL_CS_e6afc298b7fd4f628fd2771ee"></a><a name="XBRL_CS_8e27e64afd134c2f9039d6394"></a>4.6 <a name="XBRL_CS_8e27e64afd134c2f9039d6394_bclEnd"></a><a name="XBRL_CS_e6afc298b7fd4f628fd2771ee_bclEnd"></a>million in cost recoveries.
Also, as part of this transaction, the Company sold certain non-performing
commercial loans from the BBVAPR Acquisition amounting to $<a name="XBRL_CS_3bba58a1823d420fb9414d4dc"></a>38.1 <a name="XBRL_CS_3bba58a1823d420fb9414d4dc_bclEnd"></a>million unpaid principal
balance ($<a name="XBRL_CS_5a5d6246e9b64aae993e946b2"></a>9.9 <a name="XBRL_CS_5a5d6246e9b64aae993e946b2_bclEnd"></a>million carrying amount).
The sales price was $<a name="XBRL_CS_caea008c771f4b65be98af597"></a>5.2 <a name="XBRL_CS_caea008c771f4b65be98af597_bclEnd"></a>million. As a result, a $<a name="XBRL_CS_c69cfcea2d1242fabaadc7419"></a><a name="XBRL_CS_cee7ddbc044d43779483f91d9"></a>5.2 <a name="XBRL_CS_c69cfcea2d1242fabaadc7419_bclEnd"></a><a name="XBRL_CS_cee7ddbc044d43779483f91d9_bclEnd"></a>million provision for loan
and lease losses was recorded for BBVAPR acquired loans, which was partially
offset by $<a name="XBRL_CS_a751de16c4a5456da0984477a"></a><a name="XBRL_CS_74540809e0a64d028f030a585"></a>2.4 <a name="XBRL_CS_74540809e0a64d028f030a585_bclEnd"></a><a name="XBRL_CS_a751de16c4a5456da0984477a_bclEnd"></a>million in cost recoveries.
In addition, certain additional foreclosed real estate with a carrying amount
of $<a name="XBRL_CS_14c899063a924a589acdcc661"></a>11.0 <a name="XBRL_CS_14c899063a924a589acdcc661_bclEnd"></a>million was sold for $<a name="XBRL_CS_3b5e00b733514a14a4af30c10"></a>1.7 <a name="XBRL_CS_3b5e00b733514a14a4af30c10_bclEnd"></a>million. As part of this
transaction, the Company made customary representations and warranties to the
purchaser regarding certain characteristics of the assets that were sold. Such
representations and warranties survive for a limited period of time.&#160; To the
extent that the assets sold do not meet the specified characteristics, and
subject to certain notice, cure period and other conditions, the purchaser
would be entitled to require the Company to repurchase such assets.</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">132</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_133"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></font><a name="XBRL_CS_6fdef2e351ff41309c218f6a5"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The composition of the Company&#8217;s loan portfolio at December
31, 2015 and 2014 was as follows</font></font><a name="XBRL_CS_6fdef2e351ff41309c218f6a5_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">:</font></font><a name="XBRL_CS_d11b6de4271b4dd280b5ca988_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">.</font></font><a name="Xbrl_Tag2_bclEnd"></a></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=70% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=30% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Originated and other loans and leases
  held for investment:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Mortgage&#160; </font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">757,828</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">791,751</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,441,649</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,289,732</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Consumer</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">242,950</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">186,760</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Auto and leasing</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">669,163</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">575,582</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,111,590</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,843,825</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Allowance for loan and lease
  losses on originated and other loans and leases</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(112,626)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(51,439)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,998,964</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,792,386</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Deferred loan costs, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,203</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,282</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160; Total originated and other loans
  loans held for investment, net</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">3,003,167</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,796,668</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Acquired loans:</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160; Acquired BBVAPR loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160; Accounted for under ASC 310-20
  (Loans with revolving feature and/or </font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; acquired at a premium)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Commercial</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">7,457</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">12,675</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Consumer</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">38,385</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">45,344</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Auto</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">106,911</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">184,782</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">152,753</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">242,801</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Allowance for loan and lease
  losses on acquired BBVAPR loans accounted for under ASC 310-20</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(5,542)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(4,597)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">147,211</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">238,204</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160; Accounted for under ASC 310-30
  (Loans acquired with deteriorated&#160; </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit quality, including those
  by analogy)</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Mortgage&#160; </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">608,294</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">656,122</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Commercial </font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">287,311</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">452,201</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Construction </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">88,180</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">106,361</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Consumer</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">11,843</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">29,888</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Auto</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">153,592</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">247,233</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,149,220</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,491,805</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Allowance for loan and lease
  losses on acquired BBVAPR loans accounted for under ASC 310-30</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(25,785)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(13,481)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,123,435</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,478,324</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160; Total acquired BBVAPR loans, net</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,270,646</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,716,528</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;page-break-inside:avoid;">
  <td width=70% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160; Acquired Eurobank loans:</font></b></p>
  </td>
 <td width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160; Loans secured by 1-4 family
  residential properties</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">92,273</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">102,162</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160; Commercial and construction</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">142,377</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">256,488</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160; Consumer</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,314</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,506</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160; Total acquired Eurobank loans</font></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">236,964</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">363,156</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Allowance for loan and lease
  losses on Eurobank loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(90,178)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(64,245)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160; Total acquired Eurobank loans, net</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">146,786</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">298,911</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&#160;&#160;&#160; Total acquired loans, net</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">1,417,432</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">2,015,439</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width=70% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total held for investment, net</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,420,599</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,812,107</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap width=70% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Mortgage loans held-for-sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">13,614</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">14,539</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td width=70% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">Total loans, net</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,434,213</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">$</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:9.75pt;padding:0in 2.25pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">4,826,646</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_bdb9dd5854ed4adf826fabc6b"></a><a name="XBRL_CS_3c5acc6965d64080a584a548b"></a><a name="XBRL_CS_99253673cfbc445aa6d53ad44"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">At December 31, 2015 and 2014, covered loans
amounted to $</font></font><a name="XBRL_CS_234a385d066549318d2e09fd2"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">92.3 </font></font><a name="XBRL_CS_234a385d066549318d2e09fd2_bclEnd"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">million and are included as
part of acquired Eurobank loans under the name &quot;loans secured by 1-4
family residential properties&quot;. At December 31, 2014, covered loans
amounted to $<a name="XBRL_CS_933f661559714049bc42088e1"></a>363.2<a name="XBRL_CS_933f661559714049bc42088e1_bclEnd"></a> million, gross carrying
amount. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest
income recognized for covered loans during 2015 and 2014 was $<a name="XBRL_CS_7fc7ad660e124d1caa003e6eb"></a>33.7 <a name="XBRL_CS_7fc7ad660e124d1caa003e6eb_bclEnd"></a>million and $<a name="XBRL_CS_1f9d28ab85944a08acc23e198"></a>89.0 <a name="XBRL_CS_1f9d28ab85944a08acc23e198_bclEnd"></a>million, respectively.</font></font><a name="XBRL_CS_3c5acc6965d64080a584a548b_bclEnd"></a><a name="XBRL_CS_99253673cfbc445aa6d53ad44_bclEnd"></a><a name="XBRL_TS_bdb9dd5854ed4adf826fabc6b_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_2333f25e64e141d3a9bb680cb"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">133</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_134"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Originated
and Other Loans and Leases Held for Investment </font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s originated and other loans held for investment are encompassed
within four portfolio segments: mortgage, commercial, consumer, and auto and leasing.
</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_27efff11c38043b1b1363a621"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables present the aging of the recorded investment
in gross originated and other loans held for investment as of December 31, 2015
and 2014 by class of loans. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage loans past due include delinquent loans in the GNMA
buy-back option program. Servicers of loans underlying GNMA mortgage-backed
securities must report as their own assets the defaulted loans that they have
the option (but not the obligation) to repurchase, even when they elect not to
exercise that option</font></font><a name="XBRL_CS_27efff11c38043b1b1363a621_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">.</font></font><a name="XBRL_CS_2333f25e64e141d3a9bb680cb_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 valign=bottom width=81% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans 90+</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Days Past</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due and </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30-59 Days</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60-89 Days</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90+ Days</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Past</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">in Non-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Still</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Accrual&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Loans</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=20 valign=bottom width=71% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Traditional (by origination year):</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Up to the year 2002</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">80</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,217</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,889</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,186</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,562</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57,789</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">144</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2003 and 2004</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">251</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,036</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,536</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,823</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">88,623</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">99,446</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Year 2005</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">79</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,553</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,549</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,181</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,040</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54,221</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Year 2006</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">551</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,878</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,934</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,363</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">176</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66,864</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">78,403</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td valign=bottom width=19% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2007, 2008 </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  and 2009</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">170</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,053</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,733</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,956</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">74,590</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">91,546</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">526</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2010, 2011, 2012, 2013</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">662</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,673</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,519</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,854</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">141</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">137,749</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">150,744</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">72</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=19% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2014 and 2015</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">663</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">728</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,128</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,856</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,793</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,475</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">46,823</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65,091</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">358</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">552,556</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">618,005</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">742</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Non-traditional</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">977</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,079</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,056</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,483</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,552</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Loss mitigation program</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,958</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,887</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,930</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31,775</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,593</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,548</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">101,916</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,083</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,751</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,339</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66,832</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">102,922</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,964</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">640,587</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">749,473</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,825</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Home equity secured personal loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">346</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">410</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  GNMA's buy-back option program</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,945</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,945</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,945</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,751</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,339</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">74,841</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">110,931</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,964</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">640,933</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">757,828</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,825</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial secured by real estate:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Corporate</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">227,557</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">227,557</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Institutional</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">213</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">213</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33,594</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33,807</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Middle market</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,174</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">712</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,113</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,999</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,730</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">194,219</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">206,948</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">686</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">466</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,921</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,073</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,177</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">231,840</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">241,090</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,892</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,892</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Real estate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,662</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,662</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,073</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,178</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,034</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,285</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,907</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">706,764</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">728,956</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other commercial and industrial:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Corporate</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">108,582</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">108,582</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Institutional</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">190,290</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">190,695</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">380,985</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Middle market</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,565</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">105,748</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">107,313</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">282</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">639</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">604</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,525</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">783</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">75,489</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77,797</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">238</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">328</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,688</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,016</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">520</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">690</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">643</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,853</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">192,638</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">518,202</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">712,693</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,593</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,868</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,677</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,138</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">195,545</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,224,966</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,441,649</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">134</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_135"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 width=85% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans 90+</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Days Past</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due and </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30-59 Days</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60-89 Days</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90+ Days</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Past</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">in Non-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Still</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Accrual&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Loans</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=20 width=74% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Credit cards</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">449</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">182</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">369</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,766</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,766</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Overdrafts&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">166</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">190</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;Personal lines of credit</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">74</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">119</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,106</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,244</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Personal
  loans</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,078</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,179</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">627</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,884</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">414</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">196,858</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">201,156</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;Cash collateral personal loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">125</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">144</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,450</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,594</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,750</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,378</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,043</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,171</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">433</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">237,346</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,950</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto
  and leasing</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53,566</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,898</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,293</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">78,757</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">590,357</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">669,163</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">70,660</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,483</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100,854</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">215,997</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">201,991</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,693,602</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,111,590</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,825</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">135</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_136"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 width=79% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans 90+</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Days Past</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due and </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30-59 Days</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60-89 Days</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90+ Days</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Past</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">in Non-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Still</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Accrual&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Loans</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=20 width=69% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Traditional (by origination year):</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Up to the year 2002</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,128</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,157</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,395</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,680</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54,064</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65,744</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">134</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Years
  2003 and 2004</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,484</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,735</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,489</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,708</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">455</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">87,506</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">109,669</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;Year 2005</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,824</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,205</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,454</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,483</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">131</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,858</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60,472</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Year
  2006</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,706</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,298</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,667</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,671</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">548</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">67,331</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,550</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;Years 2007, 2008 </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  and 2009</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,283</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,809</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,646</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,738</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">761</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77,990</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">93,489</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:26.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:26.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td width=21% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Years
  2010, 2011, 2012, 2013</font></p>
  </td>
 <td width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,394</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,992</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,900</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,286</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">149,030</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">162,316</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">365</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Year 2014</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">290</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">290</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,818</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,108</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33,109</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,196</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,551</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,856</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,895</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">527,597</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">619,348</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">588</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Non-traditional</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,477</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">584</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,223</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,284</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,916</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,200</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Loss
  mitigation program</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,199</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,106</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,114</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,419</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,358</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57,666</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">93,443</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,766</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,785</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,886</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">55,888</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">124,559</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,253</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">616,179</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">748,991</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,354</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Home equity secured personal loans</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">517</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">517</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  GNMA's buy-back option program</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,243</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,243</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,243</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,785</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,886</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">98,131</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">166,802</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,253</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">616,696</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">791,751</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,354</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial secured by real estate:</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Corporate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">133,076</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">133,076</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Institutional</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,611</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,611</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;Middle market</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">645</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">396</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,041</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,494</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">154,515</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">164,050</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Retail&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">330</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">561</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,275</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,166</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,445</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">166,017</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">175,628</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;Floor plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,650</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,650</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Real
  estate</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,628</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,628</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">330</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,206</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,671</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,207</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,939</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">504,497</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">523,643</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other commercial and industrial:</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Corporate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,746</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,746</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Institutional&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">478,935</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">478,935</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;Middle market</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">618</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">618</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">91,716</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">92,334</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Retail&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">866</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">412</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,061</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,339</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,047</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">86,785</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,171</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;Floor plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40,903</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40,903</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">866</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">412</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,679</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,957</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,047</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">762,085</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">766,089</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,196</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,618</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,350</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,164</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,986</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,266,582</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,289,732</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">136</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_137"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 width=81% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans 90+</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Days Past</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due and </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30-59 Days</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60-89 Days</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90+ Days</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Past</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">in Non-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Still</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Accrual&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Loans</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=20 width=70% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Credit cards</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">360</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">139</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">375</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">874</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,197</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,071</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Overdrafts&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">287</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">307</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;Personal lines of credit</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">102</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">102</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">229</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,962</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,200</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Personal
  loans</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,822</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">743</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">678</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,243</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">337</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">144,359</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">147,939</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  &#160;&#160;Cash collateral personal loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">275</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">323</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,920</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,243</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,579</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">946</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,164</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,689</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">346</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">181,725</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">186,760</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto
  and leasing</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,658</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,916</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,420</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">71,994</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">145</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">503,443</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">575,582</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">94,218</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,366</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">116,065</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">255,649</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,730</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,568,446</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,843,825</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,354</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><a name="XBRL_CS_6f5151b9f04d45e89a9002c78"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">During the year ended 2015, the Company changed its early
delinquency reporting on mortgage loans from one scheduled payment due to two
scheduled payments due in order to comply with regulatory reporting
instructions and be comparable with local peers, except for troubled debt
restructured loans which continue using one scheduled payment due.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">At December 31, 2015 and 2014, the Company
had carrying balance of $<a name="XBRL_CS_933903e982714530aa2c393c0"></a>334.6<a name="XBRL_CS_933903e982714530aa2c393c0_bclEnd"></a> million and $<a name="XBRL_CS_7fbf966cecfa406a95dd51210"></a>450.2 <a name="XBRL_CS_7fbf966cecfa406a95dd51210_bclEnd"></a>million, respectively, in
loans granted to the Puerto Rico government, including its instrumentalities,
public corporations and municipalities as part of the institutional commercial
loan segment. All loans granted to Puerto Rico government were current at December
31, 2015 and 2014. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;line-height:normal;">We,
as part of a bank syndicate, have granted various extensions to the Puerto Rico
Electric Power Authority (&#8220;PREPA&#8221;) and on November 5, 2015 entered into a
Restructuring Support Agreement with a view towards restructuring the debt on
terms that provide for full repayment of the debt to the Bank. After the first
extension in the third quarter of 2014, the Company classified the credit as
substandard and a troubled-debt restructuring. The Company conducted an
impairment analysis considering the probability of collection of principal and
interest, which included a financial model to project the future liquidity
status of PREPA under various scenarios and its capacity to service its
financial obligations, and concluded that PREPA had sufficient cash flows for
the repayment of the line of credit. Despite the Company&#8217;s analysis showing
PREPA&#8217;s capacity to repay the line of credit, the Company placed its
participation in non-accrual and recorded a $<a name="XBRL_CS_50cafc1bfd444b55bf6ac78d4"></a><a name="XBRL_CS_c054aa8a76874a3fa9585ec2b"></a>24<a name="XBRL_CS_50cafc1bfd444b55bf6ac78d4_bclEnd"></a><a name="XBRL_CS_c054aa8a76874a3fa9585ec2b_bclEnd"></a> million provision during
the first quarter of 2015, based on management&#8217;s concerns regarding PREPA&#8217;s willingness
to repay the debt. During the fourth quarter of 2015, the Company recorded an additional
$<a name="XBRL_CS_1c2350523ab2426999c8d0854"></a>29.3 <a name="XBRL_CS_1c2350523ab2426999c8d0854_bclEnd"></a>million provision for loan
and lease losses on PREPA. Since it was placed in non-accrual, interest
payments have been applied to principal.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">137</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_138"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired Loans</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired loans were initially measured at fair value and
subsequently accounted for under either ASC 310-30 (Loans and Debt Securities
Acquired with Deteriorated Credit Quality) or ASC 310-20 (Non-refundable fees
and Other Costs). We have acquired loans in two acquisitions, BBVAPR and
Eurobank.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired BBVAPR Loans </font></u></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accounted for under ASC 310-20 (Loans with
revolving feature and/or acquired at a premium)</font></u></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Credit cards, retail and commercial revolving lines of credits,
floor plans and performing auto loans with FICO scores over 660 acquired at a
premium</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">,</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> excluding the acquired Eurobank loan
portfolio, are accounted for under the guidance of ASC 310-20, which requires
that any contractually required loan payment receivable in excess of the
Company&#8217;s initial investment in the loans be accreted into interest income on a
level-yield basis over the life of the loan. Loans accounted for under ASC
310-20 are placed on non-accrual status when past due in accordance with the
Company&#8217;s non-accrual policy, and any accretion of discount or amortization of
premium is discontinued. Acquired BBVAPR loans that were accounted for under
the provisions of ASC 310-20 are removed from the acquired loan category at the
end of the reporting period upon refinancing, renewal or normal
re-underwriting.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_6623825a8381442f93c3a5e03"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables present the aging of the recorded investment
in gross acquired BBVAPR loans accounted for under ASC 310-20 as of December
31, 2015 and 2014, by class of loans:</font></font><a name="XBRL_CS_6623825a8381442f93c3a5e03_bclEnd"></a><a name="XBRL_CS_6f5151b9f04d45e89a9002c78_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td valign=bottom width=19% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 width=81% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=19% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans 90+</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=19% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Days Past</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=19% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due and </font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=19% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30-59 Days</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60-89 Days</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90+ Days</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Past</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">in Non-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Still</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=19% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Accrual&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Loans</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=20 width=71% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial secured by real estate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">228</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">228</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">228</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">467</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">467</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,422</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,889</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">695</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">695</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,422</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,117</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other commercial and industrial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">186</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">178</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">393</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,331</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,724</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">609</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">616</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">186</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">185</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">400</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,940</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,340</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">186</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">880</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,095</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,362</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,457</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Credit cards</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">930</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">384</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">489</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,803</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33,414</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,217</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Personal
  loans</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">46</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,079</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,168</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">944</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">413</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">535</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,892</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,493</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,385</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Auto</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,553</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,279</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">831</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,663</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">96,248</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">106,911</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Total </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,683</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,721</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,246</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,650</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">139,103</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">152,753</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=19% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">138</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_139"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td valign=bottom width=20% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 width=80% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=20% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans 90+</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=20% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Days Past</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=20% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due and </font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=20% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=9% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30-59 Days</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60-89 Days</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90+ Days</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Past</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">in Non-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Current</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Still</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=20% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Past Due</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Due</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Accrual&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Loans</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=8% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accruing</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=20 width=70% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial secured by real estate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">351</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">351</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">351</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">62</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">345</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">407</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,724</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,131</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">62</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">696</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">758</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,724</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,482</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other commercial and industrial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">155</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">67</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">192</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">414</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,705</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,121</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">202</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">134</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">223</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">559</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,503</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,072</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">357</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">201</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">415</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">973</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,208</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,193</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">357</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">263</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,111</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,731</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,932</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,675</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Credit cards</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,376</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">654</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,399</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,429</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,419</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,848</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160;Personal
  loans</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">151</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">275</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,221</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,496</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,527</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">701</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,476</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,704</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,640</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,344</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Auto</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,003</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,453</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,262</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,718</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">76</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">168,988</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">184,782</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Total </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,887</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,417</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,849</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,153</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">88</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">221,560</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,801</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=bottom width=20% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:22.5pt;"><a name="XBRL_CS_1d2d18261bc446f8911696df1"></a><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired BBVAPR Loans Accounted for under ASC 310-30 (including
those accounted for under ASC 310-30 by analogy)</font></u></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Acquired BBVAPR loans, except for credit cards, retail and
commercial revolving lines of credits, floor plans and performing auto loans
with FICO scores over 660 acquired at a premium, are accounted for by the
Company in accordance with ASC 310-30. </font></font><a name="XBRL_CS_1d2d18261bc446f8911696df1_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><a name="XBRL_TS_762a3fac1164495f9c7d572dd"></a><a name="XBRL_CS_63cbdb0ee4a441068cc0c4c9f"></a><a name="XBRL_CS_684b046803f640e7b934c33ca"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The carrying amount corresponding to acquired
BBVAPR loans with deteriorated credit quality, including those accounted under
ASC 310-30 by analogy, in the statements of financial condition at December 31,
2015 and 2014 is as follows:</font></font><a name="XBRL_CS_63cbdb0ee4a441068cc0c4c9f_bclEnd"></a><a name="XBRL_CS_684b046803f640e7b934c33ca_bclEnd"></a><a name="XBRL_TS_762a3fac1164495f9c7d572dd_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=44% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=54% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=21% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=54% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=44% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Contractual
  required payments receivable</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$1,945,098</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$2,394,378</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=54% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less:
  Non-accretable discount</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$434,190</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$456,627</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  expected to be collected</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,510,908</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,937,751</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=54% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less:
  Accretable yield</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">361,688</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">445,946</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Carrying
  amount, gross</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,149,220</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,491,805</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=54% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less:
  allowance for loan and lease losses</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,785</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,481</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=54% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Carrying
  amount, net</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$1,123,435</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$1,478,324</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=54% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="Xbrl_Tag44"></a><a name="Xbrl_Tag43"></a><a name="XBRL_CS_71d16479f50e4522b1193ef2a"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, the Company
had $</font></font><a name="XBRL_CS_b1160d7365d84c2a9f640979e"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">80.9 </font></font><a name="XBRL_CS_b1160d7365d84c2a9f640979e_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">million and $<a name="XBRL_CS_4f4d2dbe4a674b6ea029e3d6d"></a>168.8<a name="XBRL_CS_4f4d2dbe4a674b6ea029e3d6d_bclEnd"></a> million, respectively, in
loans granted to the Puerto Rico government, including its instrumentalities,
public corporations and municipalities as part of its acquired BBVAPR loans accounted
for under ASC 310-30.&#160; This entire amount was current at </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015 and 2014</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">139</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_140"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_63fd609eb334498c9cf7d8422"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables describe the accretable yield and
non-accretable discount activity </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">of acquired BBVAPR loans accounted for under ASC 310-30 for the
years ended December 31, 2015, 2014</font></font><a name="XBRL_CS_63fd609eb334498c9cf7d8422_bclEnd"></a><a name="XBRL_CS_71d16479f50e4522b1193ef2a_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> and 2013:</font></font><a name="Xbrl_Tag43_bclEnd"></a><a name="Xbrl_Tag44_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=75% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td width=25% style="height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=25% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=75% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accretable
  Yield Activity:</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=25% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">298,364</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61,196</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,829</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53,998</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,559</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">445,946</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Accretion</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(34,842)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(39,268)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10,161)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(23,463)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,379)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(112,113)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=25% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Change in expected cash flows</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,130</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,402</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,531</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Transfer (to) from non-accretable discount</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,272</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,353</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,545</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,957)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,111</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,324</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=25% style="height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">268,794</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,411</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,615</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,578</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,290</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">361,688</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=25% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-Accretable
  Discount Activity:</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:15.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">389,839</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:15.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,069</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:15.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,486</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:15.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,215</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:15.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,018</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:15.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">456,627</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=25% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Change in actual and expected losses</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(9,795)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,065</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,823</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,133)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,073)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,113)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Transfer from (to) accretable yield</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,272)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17,353)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,545)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,957</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,111)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(19,324)</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=25% style="height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">374,772</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,781</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,764</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,039</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,834</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">434,190</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=25% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=25% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=75% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td width=25% style="height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=25% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=75% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accretable
  Yield Activity:</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=25% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">287,841</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">96,139</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,993</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77,845</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,735</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">517,553</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Accretion</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(37,612)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(49,039)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(21,894)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(39,023)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,968)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(153,536)</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=25% style="height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Transfer (to) from non-accretable discount</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,135</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,096</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,730</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,176</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(208)</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">81,929</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">298,364</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61,196</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,829</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53,998</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,559</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">445,946</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=25% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-Accretable
  Discount Activity:</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=25% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">463,166</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,515</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,851</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,645</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28,410</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">579,587</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Change in actual and expected losses</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(25,192)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,350)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,365</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,254)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,600)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(41,031)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=25% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Transfer from (to) accretable yield</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(48,135)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(14,096)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,730)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(15,176)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">208</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(81,929)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=25% style="background:#CCFFFF;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">389,839</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,069</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,486</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,215</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,018</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">456,627</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=25% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">140</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_141"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=74% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2013</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td width=26% style="height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:18.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=26% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=74% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accretable
  Yield Activity:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=26% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">328,243</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">145,173</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,802</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">126,803</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,812</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">655,833</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Accretion</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(42,740)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(59,998)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(29,557)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(55,255)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(11,628)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(199,178)</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=26% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Transfer (to) from non-accretable discount</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,338</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,964</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,748</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,297</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(449)</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60,898</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">287,841</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">96,139</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,993</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77,845</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,735</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">517,553</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=26% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-Accretable
  Discount Activity:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">502,857</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60,275</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">62,803</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">55,733</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">32,794</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">714,462</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Change in actual and expected losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(37,353)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,796)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(15,204)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(9,791)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,833)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(73,977)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Transfer from (to) accretable yield</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,338)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10,964)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(41,748)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,297)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">449</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(60,898)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">463,166</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,515</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,851</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,645</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28,410</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">579,587</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=26% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_25656cec76af4bd79f3fd21d8"></a><a name="XBRL_CS_0dc4f9cdce644cd5a16261bd6"></a><font style="border:none;"><b><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired Eurobank Loans</font></u></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The carrying amount of acquired Eurobank loans at </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2015 and 2014 is as follows:</font></font><a name="XBRL_CS_0dc4f9cdce644cd5a16261bd6_bclEnd"></a><a name="XBRL_CS_25656cec76af4bd79f3fd21d8_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=55% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=45% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=21% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=3% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=45% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Contractual
  required payments receivable</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=18% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">342,511</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=18% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">535,425</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less:
  Non-accretable discount</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,156</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">62,410</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  expected to be collected</font></p>
  </td>
 <td width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">321,355</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">473,015</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less:
  Accretable yield</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">84,391</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">109,859</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Carrying
  amount, gross</font></p>
  </td>
 <td width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">236,964</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">363,156</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Less:
  Allowance for loan and lease losses</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,178</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,245</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Carrying
  amount, net</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">146,786</font></b></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">298,911</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_5443a41a96ef4c45974a8b588"></a><a name="XBRL_CS_41ad810c5618454ab6ae70b07"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">141</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_142"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables describe the
accretable yield and non-accretable discount activity of acquired Eurobank
loans for the years ended </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December
31, 2015, 2014 and 2013:</font></font><a name="XBRL_CS_41ad810c5618454ab6ae70b07_bclEnd"></a><a name="XBRL_CS_5443a41a96ef4c45974a8b588_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 nowrap width=74% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:65.25pt;">
  <td width=26% style="height:65.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans Secured by&#160;&#160; 1-4 Family
  Residential Properties</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial and Other
  Construction</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction &amp; Development
  Secured by 1-4 Family Residential Properties</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Leasing</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=26% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=74% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accretable
  Yield Activity:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=26% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,636</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,920</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,753</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,479</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,071</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">109,859</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Accretion</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,685)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(32,124)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,513)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,458)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(631)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(52,411)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Change in expected cash flows</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,631</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,660</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(15,048)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(51)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">305</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34,497</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Transfer from (to) non-accretable discount</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,372</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(23,486)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(937)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,030</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,467</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,554)</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=26% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,954</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26,970</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,255</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,212</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">84,391</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-Accretable
  Discount Activity:</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,348</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,464</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,598</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">62,410</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Change in actual and expected losses</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,107)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(47,950)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(937)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,030</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">156</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(48,808)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Transfer from (to) accretable yield</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,372)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,486</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">937</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,030)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,467)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,554</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=26% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,869</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,287</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,156</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">142</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_143"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=74% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:64.5pt;page-break-inside:avoid;">
  <td width=26% style="height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans Secured
  by&#160;&#160; 1-4 Family Residential Properties</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial and
  Other Construction</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction
  &amp; Development Secured by 1-4 Family Residential Properties</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Leasing</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=26% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=74% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accretable Yield Activity:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=26% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance at beginning of period</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53,250</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">95,093</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,690</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,238</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,688</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">162,959</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=26% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; Accretion</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(15,731)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(57,099)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,102)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(9,837)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,200)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(88,969)</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td width=26% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; Transfer from (to) non-accretable
  discount</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,117</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(74)</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,165</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,078</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">583</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,869</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=26% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance at end of period</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,636</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,920</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,753</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,479</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,071</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">109,859</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;page-break-inside:avoid;">
  <td width=26% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=26% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-Accretable Discount Activity:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=26% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance at beginning of period</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,182</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">81,092</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,203</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">129,477</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=26% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; Change in actual and expected losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,717)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(56,702)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,165</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,078</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,978</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(31,198)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=26% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; Transfer (to) from accretable yield</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10,117)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">74</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(23,165)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,078)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(583)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(35,869)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance at end of period</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,348</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,464</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,598</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">62,410</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=26% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=74% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2013</font></b></p>
  </td>
 </tr>
<tr style="height:64.5pt;">
  <td width=26% style="height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans Secured by&#160;&#160; 1-4 Family
  Residential Properties</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial and Other
  Construction</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Construction &amp; Development
  Secured by 1-4 Family Residential Properties</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Leasing</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:64.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=26% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=74% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accretable
  Yield Activity:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=26% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57,569</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">103,591</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,380</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,916</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,552</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">188,008</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Accretion</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(18,784)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(54,821)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,715)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,402)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,047)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(91,769)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Change in Expected Cash Flows</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(12,328)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,743</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,514)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">625</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(526)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Transfer from (to) non-accretable discount</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26,793</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31,580</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">539</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,099</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,709</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66,720</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=26% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53,250</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">95,093</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,690</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,238</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,688</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">162,959</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-Accretable
  Discount Activity:</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66,021</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">154,185</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,345</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,004</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">237,555</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=26% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Change in actual and expected losses</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(46)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(41,513)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">539</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(246)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(92)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(41,358)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Transfer (to) from accretable yield</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(26,793)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(31,580)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(539)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,099)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,709)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(66,720)</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=26% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,182</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">81,092</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,203</font></b></p>
  </td>
 <td width=2% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:15.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">129,477</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=26% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">143</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_144"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Non-accrual
Loans</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents the recorded investment in loans in
non-accrual status by class of loans as of December 31, 2015 and 2014:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, </font></b></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=58% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=20% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=42% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Originated
  and other loans and leases held for investment</font></u></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Traditional (by origination year):</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Up to the year 2002</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=17% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,786</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,427</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2003 and 2004</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,737</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,042</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Year 2005</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,627</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,585</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Year 2006</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,189</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,274</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2007, 2008 and 2009</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,625</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,579</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2010, 2011, 2012, 2013</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,588</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,365</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2014 and 2015</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">663</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,215</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,272</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Non-traditional</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,092</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,224</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Loss mitigation program</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,172</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,934</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">72,479</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65,430</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Home equity loans, secured personal loans</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">72,543</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65,430</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial secured by real estate</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Middle market</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,729</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,534</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,726</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,000</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,455</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,534</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other commercial and industrial</font></p>
  </td>
 <td width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Institutional</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">190,290</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Middle market</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,565</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">618</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,932</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,527</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">193,826</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,145</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">215,281</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,679</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Credit cards</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">369</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">375</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Personal lines of credit</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">110</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Personal loans</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,146</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,092</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Cash collateral personal loans</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,631</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,590</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto
  and leasing</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,418</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,668</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total non-accrual originated loans</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">297,873</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">97,367</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">144</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_145"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, </font></b></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=58% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=20% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=3% style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=42% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Acquired
  BBVAPR loans accounted for under ASC 310-20</font></u></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial secured by real estate</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=58% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">228</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">351</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">467</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">407</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">695</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">758</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Other commercial and industrial</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">178</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">195</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">234</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">185</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">429</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">880</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,187</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Credit cards</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">489</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,399</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Personal loans</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">46</font></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">535</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,476</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto
  </font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">831</font></b></p>
  </td>
 <td valign=bottom width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,512</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Total non-accrual acquired BBVAPR loans accounted for under ASC 310-20</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,246</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:21.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,175</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total non-accrual loans</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">300,119</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">101,542</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_cfaa64cbe806452dacd461a84"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans accounted for under ASC 310-30 are excluded from the
above table as they are considered to be performing due to the application of
the accretion method, in which these loans will accrete interest income over
the remaining life of the loans using estimated cash flow analyses or are
accounted under the cost recovery method.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Delinquent residential mortgage loans insured or guaranteed under
applicable FHA and VA programs are classified as non-performing loans when they
become 90 days or more past due, but are not placed in non-accrual status until
they become 18 months or more past due, since they are insured loans.
Therefore, these loans are included as non-performing loans but excluded from
non-accrual loans.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">During the first quarter of 2015, the revolving line of credit to
PREPA was classified as non-accrual. At December 31, 2015, this line of credit
had an unpaid principal balance of $<a name="XBRL_CS_87058a156435434e9198d01d3"></a>190.3
<a name="XBRL_CS_87058a156435434e9198d01d3_bclEnd"></a>million. Starting
with the second quarter of 2015, interest payments received were applied to
principal. As of December 31, 2015, the specific reserve was $<a name="XBRL_CS_00886c36a2834051bbe593c85"></a>53.3 <a name="XBRL_CS_00886c36a2834051bbe593c85_bclEnd"></a>million. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, loans whose terms have been
extended and which are classified as troubled-debt restructurings that are not
included in non-accrual loans amounted to $<a name="XBRL_CS_b025138ca6f54af4a11d54c67"></a>93.6<a name="XBRL_CS_b025138ca6f54af4a11d54c67_bclEnd"></a> million and $<a name="XBRL_CS_8ae95b8021c34f05af817e37b"></a>274.4<a name="XBRL_CS_8ae95b8021c34f05af817e37b_bclEnd"></a> million, respectively, as
they are performing under their new terms. At December 31, 2014, the balance
included the revolving line of credit to PREPA.</font></font><a name="XBRL_CS_cfaa64cbe806452dacd461a84_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_2d626ff1d4b8463093ab93465"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">145</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_146"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impaired
Loans</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company evaluates all loans, some individually and others as
homogeneous groups, for purposes of determining impairment. The total
investment in impaired commercial loans was $235.8 million and $236.9 million
at December 31, 2015 and 2014, respectively. Impaired commercial loans at December
31, 2015 and 2014 included the PREPA line of credit with an unpaid principal
balance of $190.3 million and $<a name="XBRL_CS_a2e6791449764910b5c1ce233"></a>200.0
<a name="XBRL_CS_a2e6791449764910b5c1ce233_bclEnd"></a>million,
respectively. The PREPA line of credit was classified as a troubled-debt
restructuring during 2014. The impaired commercial loans were measured based on
the fair value of collateral or the present value of cash flows, including
those identified as troubled-debt restructurings. The valuation allowance for
impaired commercial loans amounted to $55.9 million and $841 thousand at December
31, 2015 and 2014, respectively. The valuation allowance for impaired
commercial loans at December 31, 2015 includes $53.3 million of specific
allowance for PREPA recorded during 2015.The total investment in impaired
mortgage loans was $90.0 million and $94.2 million at December 31, 2015 and
2014, respectively. Impairment on mortgage loans assessed as troubled-debt
restructurings was measured using the present value of cash flows. The
valuation allowance for impaired mortgage loans amounted to $9.2 million and
$9.0 million at December 31, 2015 and 2014, respectively.</font></font><a name="XBRL_CS_2d626ff1d4b8463093ab93465_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_6779efb31b99401b9a6fe0646"></a><a name="XBRL_CS_736ab1894fae403ebb7b9938f"></a><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Originated and Other Loans and Leases Held for Investment</font></u></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s recorded investment in commercial and mortgage loans
categorized as originated and other loans and leases held for investment that
were individually evaluated for impairment and the related allowance for loan
and lease losses at December 31, 2015 and 2014 are as follows:</font></font><a name="XBRL_CS_6779efb31b99401b9a6fe0646_bclEnd"></a><a name="XBRL_CS_736ab1894fae403ebb7b9938f_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=40% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 width=56% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=40% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unpaid</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recorded</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Related</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=40% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Principal</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Coverage
  </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=40% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 width=56% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=40% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loans with specific allowance:</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=40% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">210,718</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">199,366</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">55,947</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13%</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=40% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Residential impaired and troubled-debt restructuring</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">97,424</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,973</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,233</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9%</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=40% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loans with no specific allowance: </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=40% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,110</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,928</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=40% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investment in impaired loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">350,252</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">325,267</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65,180</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11%</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=40% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 width=55% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unpaid</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recorded</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Related</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Principal</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment </font></b></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance </font></b></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Coverage </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 width=55% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loans with specific allowance:</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,349</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,226</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">841</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14%</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Residential impaired and troubled-debt restructuring</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">99,947</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">94,185</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,968</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10%</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loans with no specific allowance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">237,806</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">230,044</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=41% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investment in impaired loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">344,102</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">330,455</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,809</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3%</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=41% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:10.0pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><a name="XBRL_CS_eba67968d29d4a0e94331c04d"></a><a name="XBRL_CS_555dec12dcaf464cb3c4a03e7"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">146</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_147"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:10.0pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Acquired BBVAPR Loans </font></u></i></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;margin-left:13.5pt;margin-right:0in;margin-top:0in;"><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">Loans Accounted for under ASC 310-20
(Loans with revolving feature and/or acquired at a premium)</font></u></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s recorded investment in acquired
BBVAPR commercial loans accounted for under ASC 310-20 that were individually
evaluated for impairment and the related allowance for loan and lease losses at
December 31, 2015 and 2014 are as follows:</font></font><a name="XBRL_CS_555dec12dcaf464cb3c4a03e7_bclEnd"></a><a name="XBRL_CS_eba67968d29d4a0e94331c04d_bclEnd"></a></p>



<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 width=64% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unpaid</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recorded</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Related</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Principal</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Coverage </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 width=64% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loans with no specific allowance</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">486</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">474</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investment in impaired loans</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">486</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">474</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 width=64% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unpaid</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recorded</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Specific</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Principal</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Coverage </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 width=64% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loans with no specific allowance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">672</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">672</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investment in impaired loans</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">672</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">672</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_6caa9a55f26f4a30bbcd92fae"></a><a name="XBRL_CS_06ac53868ec74417a2aed8a6f"></a><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans Accounted for under ASC 310-30 (including those accounted
for under ASC 310-30 by analogy)</font></u></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s recorded investment in acquired BBVAPR loan pools
accounted for under ASC 310-30 that have recorded impairments and their related
allowance for loan and lease losses at December 31, 2015 and 2014 are as
follows</font></font><a name="XBRL_CS_06ac53868ec74417a2aed8a6f_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">:</font></font><a name="XBRL_CS_6caa9a55f26f4a30bbcd92fae_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 width=57% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Coverage </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unpaid</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recorded</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">to Recorded&#160; </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Principal</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loan pools with specific allowance: </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Mortgage</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">608,294</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">608,294</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,761</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial&#160;&#160; </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">287,311</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">168,107</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,455</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">88,180</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">87,983</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,707</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">153,592</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">153,592</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,862</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investment in impaired loan pools</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=12% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,137,377</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=11% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,017,976</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=11% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,785</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3%</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">147</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_148"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 width=57% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31 , 2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Coverage </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unpaid</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recorded</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">to Recorded</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Principal</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loan pools with specific allowance: </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial&#160;&#160; </font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">289,228</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">255,619</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,506</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Construction</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,786</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">83,751</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,970</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,812</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,888</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investment in impaired loan pools</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">415,826</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">369,258</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,481</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_d9e84ca060e04ff880bd4ca80"></a><a name="XBRL_TS_b3f441f9dbdb423e88c186823"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The tables above only present information with respect to acquired
BBVAPR loans and loan pools accounted for under ASC 310-30 if there is a
recorded impairment to such loans or loan pools and a specific allowance for
loan losses. The decrease in commercial loan pools from December 31, 2014 to
December 31, 2015 was mostly caused by the sale of covered commercial loans
during the third quarter of 2015. As of December 31, 2015, the Company eliminated
the specific allowance of $5 thousand maintained on impaired acquired BBVAPR
consumer loan pool accounted under ASC 310-30 because there was an increase in
the net present value of cash flows expected to be collected from such pool
when compared with the recorded investment. Likewise, the increase in mortgage
and auto loan pools from December 31, 2014 to December 31, 2015 was caused by
the establishment of a specific reserve with respect to impaired mortgage and
auto loan pools that were required based on the net present value of the cash
flows expected to be collected.</font></font><a name="XBRL_TS_b3f441f9dbdb423e88c186823_bclEnd"></a><a name="XBRL_TS_d9e84ca060e04ff880bd4ca80_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_5584c38adac641e79798e786b"></a><a name="Xbrl_Tag31"></a><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#160;&nbsp;</font></u></i></font><a name="XBRL_TS_1f03ebbf9f5c4decb58d9453f"></a><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Acquired Eurobank Loans</font></u></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s recorded investment in acquired Eurobank loan pools
that have recorded impairments and their related allowance for loan and lease
losses as of </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31,
2015 and 2014 are as follows</font></font><a name="Xbrl_Tag31_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">:</font></font><a name="XBRL_CS_5584c38adac641e79798e786b_bclEnd"></a><a name="XBRL_TS_1f03ebbf9f5c4decb58d9453f_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 width=57% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Coverage </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unpaid</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recorded</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">to Recorded </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Principal</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loan pools with specific allowance:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Loans secured by 1-4 family residential properties</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">101,444</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">92,273</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,570</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial and construction</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">133,148</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">142,377</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">67,365</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,713</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,314</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">243</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investment in impaired loan pools</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">241,305</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">236,964</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,178</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38%</font></p>
  </td>
 </tr>
</table></div>



<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 width=57% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Coverage </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unpaid</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recorded</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Specific</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">to Recorded </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Principal</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Investment</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=10 width=57% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loan pools with specific allowance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Loans secured by 1-4 family residential properties</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">134,579</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">106,116</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,522</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial and construction</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">151,017</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">93,631</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,334</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=43% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,992</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,506</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">389</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=43% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total investment in impaired loan pools</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">293,588</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">204,253</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,245</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31%</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_8d1e4e5722c04895b71b0d998"></a><a name="XBRL_CS_fe248f8409624ab89ae678eae"></a><a name="Xbrl_Tag3"></a><a name="XBRL_CS_11c31030bc3444019004b2516"></a><a name="Xbrl_Tag57"></a><a name="XBRL_TS_f3d7317cd8174d85b2b0d7cfd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The tables above only present information with respect to acquired
Eurobank loans and loan pools accounted for under ASC 310-30 if there is a
recorded impairment to such loans or loan pools and a specific allowance for
loan losses. The decrease in construction and development secured by 1-4 family
residential properties loan pools from December 31, 2014 to December 31, 2015
was mostly caused by the sale of covered commercial loans during the quarter
ended September 30, 2015. The increase in allowance for commercial and other
construction loan pools from December 31, 2014 to December 31, 2015 was caused
by the establishment of a specific reserve with respect to impaired commercial
and other construction loan pools that was required based on the net present
value of the cash flows expected to be collected.</font></font><a name="XBRL_TS_1078563e5af54d8dabb1c25ee"></a><a name="XBRL_TS_f3d7317cd8174d85b2b0d7cfd_bclEnd"></a><font style="border:none;">
&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">148</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_149"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents the interest
recognized in commercial and mortgage loans that were individually evaluated
for impairment, excluding loans accounted for under ASC 310-30, for the years
ended 2015, 2014, and 2013</font></font><a name="XBRL_CS_11c31030bc3444019004b2516_bclEnd"></a><a name="Xbrl_Tag57_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">:</font></font><a name="XBRL_CS_fe248f8409624ab89ae678eae_bclEnd"></a><a name="Xbrl_Tag3_bclEnd"></a><a name="XBRL_TS_1078563e5af54d8dabb1c25ee_bclEnd"></a><a name="XBRL_TS_8d1e4e5722c04895b71b0d998_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td nowrap valign=bottom width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=68% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:33.75pt;">
  <td nowrap valign=bottom width=32% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest Income Recognized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average Recorded Investment</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest Income Recognized</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average Recorded Investment</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest Income Recognized</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average Recorded Investment</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap valign=bottom width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 nowrap valign=bottom width=68% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Originated
  and other loans held for investment:</font></u></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loans with specific allowance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=32% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">280</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">175,115</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">237</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,899</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">160</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,709</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Residential troubled-debt restructuring</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,219</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,736</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,623</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,383</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,266</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">82,028</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=32% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impaired
  loans with no specific allowance</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=32% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,350</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,356</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,400</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,748</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,139</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26,188</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=32% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total interest income from impaired loans</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,849</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">330,207</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,260</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">187,030</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,565</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">120,925</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=32% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_c65fbf68aaab47f58d8d495bc"></a><a name="XBRL_CS_5276c73ceca447209e2a6d573"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">149</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_150"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Modifications</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables present the troubled-debt restructurings
during the years ended 2015, 2014 and 2013</font></font><a name="XBRL_CS_5276c73ceca447209e2a6d573_bclEnd"></a><a name="XBRL_CS_c65fbf68aaab47f58d8d495bc_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=15 valign=bottom width=86% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:65.25pt;">
  <td valign=bottom width=14% style="height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number of contracts</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Pre-Modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Pre-Modification Weighted
  Average Rate</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Pre-Modification Weighted
  Average Term (in Months)</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Post-Modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Post-Modification Weighted
  Average Rate</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Post-Modification Weighted
  Average Term (in Months)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=15 valign=bottom width=86% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage
  </font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">160</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,053</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.42%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">356</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,182</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.35%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">272</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  </font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,664</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.79%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,174</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.57%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">56</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer
  </font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">611</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13.85%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">71</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">898</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13.43%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">130</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.51%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">131</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.87%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=15 valign=bottom width=86% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:65.25pt;">
  <td valign=bottom width=14% style="height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number of contracts</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Pre-Modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Pre-Modification Weighted
  Average Rate</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Pre-Modification Weighted
  Average Term (in Months)</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Post-Modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Post-Modification Weighted
  Average Rate</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Post-Modification Weighted
  Average Term (in Months)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=15 valign=bottom width=86% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage
  </font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">162</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,188</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.03%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">350</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,958</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.25%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">420</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  </font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">200,446</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.25%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">200,125</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.25%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer
  </font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">212</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.09%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">56</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">240</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.96%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=15 valign=bottom width=86% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2013</font></b></p>
  </td>
 </tr>
<tr style="height:65.25pt;">
  <td valign=bottom width=14% style="height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number of contracts</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Pre-Modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Pre-Modification Weighted
  Average Rate</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Pre-Modification Weighted
  Average Term (in Months)</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Post-Modification Outstanding
  Recorded Investment</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Post-Modification Weighted
  Average Rate</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:65.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Post-Modification Weighted
  Average Term (in Months)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=15 valign=bottom width=86% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage
  </font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">145</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,143</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.52%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">340</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,971</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.34%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">409</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  </font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,842</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.99%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">87</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,842</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.00%</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">66</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer
  </font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13.43%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">75</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.67%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">67</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_6fba1f96120e430e9d00333df"></a><a name="XBRL_CS_9f565bad346e4f6ebd3c4cfc5"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial troubled-debt during the year ended December 31, 2014
included 19 contracts with PREPA which amounted to $200.0 million.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">150</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_151"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents troubled-debt
restructurings for which there was a payment default during the years ended
2015, 2014 and 2013:</font></font><a name="XBRL_CS_6fba1f96120e430e9d00333df_bclEnd"></a><a name="XBRL_CS_9f565bad346e4f6ebd3c4cfc5_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=26% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 width=74% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=bottom width=26% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td width=26% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number of
  Contracts</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recorded
  Investment</font></b></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number of
  Contracts</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recorded
  Investment</font></b></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number of
  Contracts</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Recorded
  Investment</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=bottom width=26% style="height:11.25pt;padding:0in 0in 0in .25in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=16 valign=bottom width=74% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in
  thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;page-break-inside:avoid;">
  <td nowrap width=26% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage </font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,387</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,700</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,689</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;page-break-inside:avoid;">
  <td valign=bottom width=26% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">177</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;page-break-inside:avoid;">
  <td nowrap width=26% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_d146aed97ea84a99a6bee98f9"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit Quality Indicators</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company categorizes originated and other loans and acquired loans
accounted for under ASC 310-20 into risk categories based on relevant
information about the ability of borrowers to service their debt, such as
economic conditions, portfolio risk characteristics, prior loss experience, and
the results of periodic credit reviews of individual loans.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company uses the following definitions for risk ratings:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.25in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pass:</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Loans classified as &#8220;pass&#8221; have a well-defined primary
source of repayment very likely to be sufficient, with no apparent risk, strong
financial position, minimal operating risk, profitability, liquidity and
capitalization better than industry standards.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.5in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.25in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Special Mention:</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Loans classified as &#8220;special mention&#8221;
have a potential weakness that deserves management&#8217;s close attention. If left
uncorrected, these potential weaknesses may result in deterioration of the
repayment prospects for the loan or of the institution&#8217;s credit position at
some future date.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.5in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.25in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Substandard:</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Loans classified as &#8220;substandard&#8221; are
inadequately protected by the current net worth and paying capacity of the
obligor or of the collateral pledged, if any. Loans so classified have a
well-defined weakness or weaknesses that jeopardize the liquidation of the
debt. They are characterized by the distinct possibility that the institution
will sustain some loss if the deficiencies are not corrected.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.5in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.25in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Doubtful:</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Loans classified as &#8220;doubtful&#8221; have all
the weaknesses inherent in those classified as substandard, with the added
characteristic that the weaknesses make collection or liquidation in full, on
the basis of currently existing facts, conditions, and values, questionable and
improbable.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.25in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loss:</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> Loans classified as &#8220;loss&#8221; are considered uncollectible
and of such little value that their continuance as bankable assets is not
warranted. This classification does not mean that the asset has absolutely no
recovery or salvage value, but rather that it is not practical or desirable to
defer writing off this worthless loan even though partial recovery may be
effected in the future.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-indent:.5in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans not meeting the criteria above that are analyzed
individually as part of the above described process are considered to be pass
rated loans.</font></font><a name="XBRL_CS_d146aed97ea84a99a6bee98f9_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_e576592e07be4eb2bf7d3958b"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All loans individually measured for impairment are classified as substandard
or TDR as of December 31, 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_e576592e07be4eb2bf7d3958b_bclEnd"></a><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_d61f9579ce794b3e90fb6edc4"></a><a name="XBRL_CS_a535594b553f4016831982e70"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">151</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_152"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2015 and 2014, and
based on the most recent analysis performed, the risk category of gross
originated and other loans and BBVAPR acquired loans accounted for under ASC
310-20 subject to risk rating by class of loans is as follows:</font></font><a name="XBRL_CS_a535594b553f4016831982e70_bclEnd"></a><a name="XBRL_CS_d61f9579ce794b3e90fb6edc4_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=78% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=78% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Risk Ratings</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Individually</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Special</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Measured for</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Outstanding</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Pass</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mention</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Substandard</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Doubtful</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impairment</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=78% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:.5in;">
  <td width=22% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  - originated and other loans held for investment</font></b></p>
  </td>
 <td width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Commercial secured by real estate:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Corporate</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">227,557</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">212,410</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,147</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Institutional</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33,807</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,907</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,900</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Middle market</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">206,948</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">181,916</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,697</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,335</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">241,090</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">217,836</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,936</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,097</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,221</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,892</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,892</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Real estate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,662</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,662</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td width=22% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">728,956</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">657,623</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">32,780</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,097</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33,456</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Other commercial and industrial:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Corporate</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">108,582</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100,826</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,756</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Institutional</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">380,985</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">190,695</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">190,290</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Middle market</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">107,313</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">97,288</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,052</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,973</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77,797</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">73,757</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,076</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,184</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,780</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,016</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,862</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,115</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">712,693</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">498,428</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,243</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,184</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">201,838</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,441,649</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,156,051</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">44,023</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,281</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">235,294</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=top width=22% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  - acquired loans</font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  (under ASC 310-20)</font></b></p>
  </td>
 <td valign=top width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=10% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Commercial secured by real estate:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">228</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">228</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,889</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">602</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,820</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">467</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,117</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">602</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,820</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">228</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">467</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Other commercial and industrial:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,724</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,637</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">87</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">616</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">609</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,340</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,246</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">87</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,457</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,848</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,820</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">315</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">474</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,449,106</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,160,899</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,843</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,596</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">235,768</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">152</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_153"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=77% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=77% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Risk Ratings</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Individually</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Special</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Measured for</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Outstanding</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Pass</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mention</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Substandard</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Doubtful</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impairment</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=77% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:.5in;">
  <td nowrap width=23% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  - originated and other loans held for investment</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Commercial secured by real estate:</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Corporate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">133,076</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">109,282</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,615</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,179</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Institutional</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,611</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">27,089</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,284</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">238</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Middle market</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">164,050</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">148,360</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,817</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,873</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">175,628</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">159,209</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,690</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,637</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,092</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,650</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">692</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">958</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Real estate</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,628</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,628</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">523,643</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">457,260</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">32,364</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,637</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31,382</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Other commercial and industrial:</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Corporate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,746</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,746</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Institutional</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">478,935</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">278,953</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">199,982</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Middle market</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">92,334</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">87,126</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,815</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,393</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,171</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,941</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">259</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,575</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,396</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40,903</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,413</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,247</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">126</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,117</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">766,089</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">554,179</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,321</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,701</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">204,888</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,289,732</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,011,439</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,685</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,338</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">236,270</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial
  - acquired loans</font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  (under ASC 310-20)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Commercial secured by real estate:</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">351</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">351</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,131</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,724</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">407</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,482</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,724</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">351</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">407</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Other commercial and industrial:</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Retail</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,121</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,080</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Floor plan</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,072</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,807</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">265</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,193</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,887</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">265</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,675</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,611</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">384</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">672</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,302,407</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,023,050</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,693</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,722</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">236,942</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=23% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_c04dbde975444bc89d4b34179"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">153</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_154"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, the Company had outstanding
credit facilities of approximately $<a name="XBRL_CS_45df8f2f79c54f0abca279d6d"></a>415.4
<a name="XBRL_CS_45df8f2f79c54f0abca279d6d_bclEnd"></a>million and $<a name="XBRL_CS_fb129ac6ee1045b0aa83b74eb"></a>619.0 <a name="XBRL_CS_fb129ac6ee1045b0aa83b74eb_bclEnd"></a>million, respectively,
granted to the Puerto Rico government, including its instrumentalities, public
corporations and municipalities, included within portfolio of originated and
other loans and acquired BBVAPR loans accounted for under ASC 310-30. </font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A substantial portion of the Company&#8217;s
credit exposure to Puerto Rico&#8217;s government consists of collateralized loans or
obligations that have a specific source of income or revenues identified for
their repayment. Approximately $<a name="XBRL_TS_6b212ebfd0bc4c4491e623373"></a>204<a name="XBRL_TS_6b212ebfd0bc4c4491e623373_bclEnd"></a> million of these loans are
general obligations of municipalities secured by </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ad valorem</font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> taxation,
without limitation as to rate or amount, on all taxable property within the
issuing municipalities.&#160; The good faith, credit and unlimited taxing power of
each issuing municipality are pledged for the payment of its general
obligations.&#160; </font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">In
addition, some of these obligations consist of senior and subordinated loans to
public corporations that obtain revenues from rates charged for services or
products, such as the Puerto Rico Electric Power Authority (&#8220;PREPA&#8221;).&#160; The
Commonwealth&#8217;s instrumentalities or public corporations have varying degrees of
independence from the central government.&#160; Some instrumentalities or public
corporations that provide essential or important government services, such as
the University of Puerto Rico, the Puerto Rico Medical Services Administration
and the Puerto Rico Metropolitan Bus Authority, are supported by the
Commonwealth through budget appropriations, while others, such as PREPA, are
owed substantial amounts for utility services rendered to the Commonwealth.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">At </font></font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015</font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">, we had approximately $<a name="XBRL_CS_56fedc886db74b2e8b3640831"></a>212.0<a name="XBRL_CS_56fedc886db74b2e8b3640831_bclEnd"></a> million of credit
facilities to central government and public corporations of the Commonwealth,
including:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-CA style="font-size:8.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">PREPA with
an outstanding balance of $190.3 million; and</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face=Symbol style="border:none;"><font face=Symbol lang=EN-CA style="font-size:8.0pt;">&#183;</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Puerto
Rico Housing Finance Authority with an outstanding balance of $<a name="XBRL_CS_9eb805e3f99b4123997635c46"></a>21.0 <a name="XBRL_CS_9eb805e3f99b4123997635c46_bclEnd"></a>million to be repaid from
abandoned or unclaimed funds at financial institutions that revert to the
government under a Puerto Rico escheat law.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The outstanding
balance of credit facilities to public corporations decreased during 2015 as a
result of a repayment in full of a $<a name="XBRL_TS_1ec1610995bb4d2e9100344bc"></a>75<a name="XBRL_TS_1ec1610995bb4d2e9100344bc_bclEnd"></a> million loan by the Puerto
Rico Aqueduct and Sewer Authority and a repayment in full of a $<a name="XBRL_CS_ea09fb2f570c4beeb3863babb"></a>78<a name="XBRL_CS_ea09fb2f570c4beeb3863babb_bclEnd"></a> million loan by the State
Insurance Fund Corporation.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Oriental
Bank is part of a four bank syndicate providing a $<a name="XBRL_CS_6dfcfe71149441f7b2c76f5e0"></a>550<a name="XBRL_CS_6dfcfe71149441f7b2c76f5e0_bclEnd"></a> million revolving line of
credit to finance the purchase of fuel for PREPA&#8217;s day-to-day power generation
activities. Our participation in the line of credit has an unpaid principal
balance of $190.3 million as of </font></font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December
31, 2015</font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">. As part
of the bank syndicate, the Bank entered into a forbearance agreement with PREPA,
which was extended several times during 2015 until the execution of a
Restructuring Support Agreement on November 5, 2015 with PREPA and certain
other creditors. The Restructuring Support Agreement provides for the
restructuring of the fuel line of credit subject to the accomplishment of
several milestones, including some milestones that depend on the actions of
third parties to the agreement, such as the negotiation of agreements with
other creditors and legislative action. The Company has classified the credit
facility to PREPA as substandard and on non-accrual status. The Company
conducted an impairment analysis considering the probability of collection of
principal and interest, which included a financial model to project the future
liquidity status of PREPA under various scenarios and its capacity to service
its financial obligations, and concluded that PREPA had sufficient cash flows
for the repayment of the line of credit. Despite the Company&#8217;s analysis showing
PREPA&#8217;s capacity to repay the line of credit, the Company placed its
participation in non-accrual and recorded a $24 million provision during the
first quarter of 2015. During the fourth quarter of 2015, the Company recorded
an additional $29.3 million provision for loan and lease losses for PREPA as a
result of the increased level of uncertainty as to the closing of the
restructuring agreement, which is expected by the second half of 2016. Since
April 1, 2015, interest payments have been applied to principal.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">PREPA&#8217;s
enabling act provides for local receivership upon request to any Puerto Rico
court of competent jurisdiction in the event of a default in debt-service
payments or other obligations in connection with PREPA&#8217;s bonds.&nbsp; The
receiver so appointed would be empowered, directly or through its agents and
attorneys, to take possession of the undertakings, income and revenues pledged
to the payment of the bonds in default; to have, hold, use, operate, manage and
control the same; and to exercise all of PREPA&#8217;s rights and powers with respect
to such undertakings.&nbsp; However, any such receiver would not have the power
to sell, assign, mortgage or otherwise dispose of PREPA&#8217;s assets, and its
powers would be limited to the operation and maintenance of such undertakings
and the collection and application of the income and revenues therefrom.
Although the Puerto Rico government is actively seeking the right to bankruptcy
relief for some of its public instrumentalities, including PREPA, both through
an amendment to the federal bankruptcy code and the enactment of a local debt
restructuring law, such efforts have thus far been unsuccessful.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_4a4fe5814f564fc3acd4d7683"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">154</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_155"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For residential and consumer loan classes, the Company
evaluates credit quality based on the delinquency status of the loan. As of December
31, 2015 and 2014, and based on the most recent analysis performed, the risk
category of gross originated and other loans and acquired BBVAPR loans
accounted for under ASC 310-20 not subject to risk rating by class of loans is
as follows: <a name="XBRL_CS_4a4fe5814f564fc3acd4d7683_bclEnd"></a><a name="XBRL_CS_c04dbde975444bc89d4b34179_bclEnd"></a></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 width=81% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 width=81% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Delinquency</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Individually</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Measured for</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Outstanding</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0-29 days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30-59 days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60-89 days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90-119 days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">120-364 days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">365+ days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impairment</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 width=81% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=19% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Originated
  and other loans and leases held for investment</font></u></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Mortgage</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=19% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Traditional</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  (by origination year)</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Up to the year 2002</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57,789</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">50,912</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">82</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,218</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">530</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,504</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,858</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">685</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2003 and 2004</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">99,446</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">87,060</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">251</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,867</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,261</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,353</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,921</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,733</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Year 2005</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54,221</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,197</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">79</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,553</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">292</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,068</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,189</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">843</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Year 2006</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">78,403</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,659</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">318</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,878</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,168</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,895</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,871</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,614</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2007, 2008 </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  and 2009</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">91,546</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">71,439</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">170</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,665</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">685</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,972</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,725</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,890</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=19% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2010, 2011, 2012</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  2013</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">150,744</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">134,945</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">569</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,611</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">434</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,982</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,737</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,466</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2014 and 2015</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,856</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,128</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">148</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">281</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">234</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">618,005</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">540,340</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,469</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,857</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,518</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,055</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,535</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,231</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Non-traditional</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29,552</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,497</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">977</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">552</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,621</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,905</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Loss mitigation program</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">101,916</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,031</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,173</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,977</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">727</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,728</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,538</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">74,742</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">749,473</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">579,868</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,642</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,811</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,797</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,404</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33,978</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,973</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=19% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Home equity secured</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  personal loans</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">410</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">346</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  GNMA's buy-back </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  option program</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,945</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,593</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,578</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,774</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">757,828</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">580,214</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,642</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,811</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,390</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,046</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,752</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,973</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Consumer</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Credit cards</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,766</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,766</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">449</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">182</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">179</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">190</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Overdrafts</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">190</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">166</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=19% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Unsecured personal lines of credit</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,244</font></p>
  </td>
 <td width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,125</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">74</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Unsecured personal loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">201,156</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">197,339</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,083</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,107</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">621</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Cash collateral personal loans</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,594</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,450</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">125</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,950</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">237,846</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,755</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,306</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">819</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">224</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Auto and Leasing</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">669,163</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">590,482</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53,549</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,839</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,708</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,585</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,669,941</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,408,542</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61,946</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,956</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,917</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,855</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,752</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,973</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td width=19% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Acquired
  loans (accounted for under ASC 310-20)</font></u></b></p>
  </td>
 <td width=2% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Consumer</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Credit cards</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,217</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33,414</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">930</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">384</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">186</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">303</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Personal loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,168</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,079</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">29</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,385</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,493</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">944</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">413</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">187</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">348</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Auto </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">106,911</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">96,247</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,553</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,279</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">623</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">209</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=19% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">145,296</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">132,740</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,497</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,692</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">810</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">557</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  Total </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,815,237</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,541,282</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">70,443</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,648</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,727</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,412</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,752</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,973</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">155</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_156"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 width=82% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 width=82% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Delinquency</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Individually</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Measured for</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Outstanding</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0-29 days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30-59 days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60-89 days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90-119 days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">120-364 days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=9% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">365+ days</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Impairment</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=23 width=82% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=18% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Originated
  and other loans and leases held for investment</font></u></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Mortgage</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=18% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Traditional</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  (by origination year)</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Up to the year 2002</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65,744</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">53,432</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,963</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,083</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,044</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,360</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,975</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">887</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2003 and 2004</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">109,669</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">86,941</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,391</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,362</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,657</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,215</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,330</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,773</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Year 2005</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">60,472</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,275</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,824</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,205</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">389</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,673</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,893</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,213</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Year 2006</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">85,550</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65,113</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,263</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,967</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,242</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,801</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,624</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,540</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2007, 2008 </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  and 2009</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">93,489</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">76,246</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,230</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,809</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">337</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,986</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,813</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,068</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=18% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Years 2010, 2011, 2012</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  2013</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">162,316</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">148,832</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,698</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,490</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">938</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,397</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,296</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,665</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Year 2014</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,108</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,818</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">290</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">619,348</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">521,657</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,659</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,916</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,607</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,432</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,931</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,146</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Non-traditional</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,200</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,916</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,477</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">584</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">478</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">600</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,096</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Loss mitigation program</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">93,443</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,882</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">995</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,123</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">802</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">405</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,246</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">77,990</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">748,991</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">563,455</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33,131</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,623</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,887</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,437</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,273</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">94,185</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=18% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Home equity secured</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  personal loans</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">517</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">517</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  GNMA's buy-back </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  option program</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">42,243</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,416</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,729</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,098</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">791,751</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">563,972</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">33,131</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,623</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,303</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,166</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">32,371</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">94,185</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Consumer</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Credit cards</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,071</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,198</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">360</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">139</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">171</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">203</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Overdrafts</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">307</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">287</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=18% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Unsecured personal lines of credit</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,200</font></p>
  </td>
 <td width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,970</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">102</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">62</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3</font></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Unsecured personal loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">147,939</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">144,696</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,822</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">743</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">623</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">55</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Cash collateral personal loans</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,243</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,920</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">275</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">186,760</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">182,071</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,579</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">946</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">841</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">320</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Auto and Leasing</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">575,582</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">503,588</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,658</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,916</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,196</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,224</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,554,093</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,249,631</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">83,368</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">36,485</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,340</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,710</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">32,374</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">94,185</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td width=18% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Acquired
  loans (accounted for under ASC 310-20)</font></u></b></p>
  </td>
 <td width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Consumer</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Credit cards</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,848</font></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,419</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,376</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">654</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">589</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">810</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Personal loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,496</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,221</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">151</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,344</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,640</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,527</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">701</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">628</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">848</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Auto </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">184,782</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">169,064</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,003</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,453</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">767</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">495</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=18% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">230,126</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">210,704</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,530</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,154</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,395</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,343</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=1% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  Total </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,784,219</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,460,335</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">95,898</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40,639</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,735</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40,053</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=7% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">32,374</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">94,185</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:22.5pt;"><a name="XBRL_CS_4c0c2767ea2f4c9595cc4eeac"></a><a name="Xbrl_Tag19"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">156</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_157"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:22.5pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 6 &#8211; ALLOWANCE FOR LOAN AND LEASE LOSSES</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:22.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_f5f5a94a521b4015b1f579c77"></a><a name="Xbrl_Tag30"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The composition of the Company&#8217;s allowance
for loan and lease losses at </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015 and 2014 </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">was as follows</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">:</font></font><a name="XBRL_CS_4c0c2767ea2f4c9595cc4eeac_bclEnd"></a><a name="XBRL_CS_f5f5a94a521b4015b1f579c77_bclEnd"></a><a name="Xbrl_Tag19_bclEnd"></a><a name="Xbrl_Tag30_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loans and lease losses on non-acquired loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Originated and other loans and leases held for investment:</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Mortgage&#160; </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,352</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,679</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,791</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,432</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,197</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,072</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Auto and leasing</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,261</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,255</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Unallocated</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total allowance for originated and other loans and lease losses</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">112,626</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,439</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Acquired loans:</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Acquired BBVAPR loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  Accounted for under ASC 310-20 (Loans with revolving feature and/or </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  acquired at a premium)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,429</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,211</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,087</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,321</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,542</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,597</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;
  Accounted for under ASC 310-30 (Loans acquired with deteriorated&#160; </font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  credit quality, including those by analogy)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Mortgage&#160; </font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,678</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Commercial </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,161</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,476</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">84</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Auto</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,862</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,785</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,481</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total allowance for acquired BBVAPR loans and lease losses</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">143,953</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">69,517</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;
  Acquired Eurobank loans:</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Loans secured by 1-4 family residential properties</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">32,624</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,522</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Commercial and other construction</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57,187</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,334</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Consumer</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">367</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">389</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total allowance for acquired Eurobank loan and lease losses</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,178</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,245</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=66% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  allowance for loan and lease losses</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">234,131</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">133,762</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=66% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_8d663bba4533494a898548392"></a><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company maintains an allowance for loan and lease
losses at a level that management considers adequate to provide for probable
losses based upon an evaluation of known and inherent risks. The Company&#8217;s
allowance for loan and lease losses policy provides for a detailed quarterly
analysis of probable losses. The analysis includes a review of historical loan
loss experience, value of underlying collateral, current economic conditions,
financial condition of borrowers and other pertinent factors. While management
uses available information in estimating probable loan losses, future additions
to the allowance may be required based on factors beyond the Company&#8217;s control.
We also maintain an allowance for loan losses on acquired loans when: (i) for
loans accounted for under ASC 310-30, there is deterioration in credit quality
subsequent to acquisition, and (ii) for loans accounted for under ASC 310-20,
the inherent losses in the loans exceed the remaining credit discount recorded
at the time of acquisition.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>




<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">157</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_158"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">As part of the Company&#8217;s continuous enhancement to the allowance for
loan and lease losses methodology, during the year 2015 the following
assumptions were reviewed:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">An assessment of the
look-back period and historical loss factor was performed for all portfolio
segments.&#160; The analysis was based on the trends observed and their relation
with the economic cycle as of the period of the analysis.&#160; As a result, for the
commercial portfolio, the look-back period was changed to 36 months from the
previously determined 12 months. For auto, leasing and consumer, a look-back
period of 24 months was maintained.&nbsp;The residential mortgages portfolio,
was evaluated during the fourth quarter of 2015.&#160; For this portfolio, a
12-month look-back period was maintained as management concluded that given the
charge off evolution, a shorter period of losses is more representative of the
recent trends and more accurate in predicting future losses.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font><font face="Times New Roman" lang=EN-CA style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">During the quarter
ended June 30, 2015, an annual assessment of environmental factors was
performed for commercial, auto, and consumer portfolios. As a result, the
environmental factors continue to reflect our assessment of the impact to our
portfolio, taking into consideration the current evolution of the portfolio and
expected impact, due to recent economic developments, changes in values of
collateral and delinquencies, among others. </font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">-</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:normal;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">During fourth quarter
the loss realization period was revised to 1.60 years for commercial real
estate, other portfolios remained at 1 year. </font></font></p>

<p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">These changes in the
allowance for loan and lease losses&#8217; look-back period and loss emergence period
for the commercial portfolios are considered a change in accounting estimate as
per ASC 250-10 provisions, where adjustments are made prospectively.</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_66789645458c4a5f8815599d1"></a><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Allowance for Originated and Other Loan and Lease
Losses Held for Investment</font></u></i></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
following tables presents the activity in our allowance for loan and lease
losses and the related recorded investment of the originated and other loans
held for investment portfolio by segment for the periods indicated:<a name="XBRL_CS_8d663bba4533494a898548392_bclEnd"></a><a name="XBRL_TS_66789645458c4a5f8815599d1_bclEnd"></a></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=72% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td width=28% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto and Leasing</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unallocated</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=17 width=72% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=28% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loan and lease losses for originated and other loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Balance at beginning of year</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,679</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,432</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,072</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,255</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,439</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=28% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Charge-offs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,397)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,546)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,683)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(33,375)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(53,001)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Recoveries</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">391</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">432</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">871</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,158</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,852</font></p>
  </td>
 </tr>
<tr style="height:20.25pt;">
  <td nowrap width=28% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Provision for originated and other loans and lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,679</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">61,473</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,937</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24,223</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">24</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">99,336</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=28% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,352</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,791</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,197</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,261</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">112,626</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">158</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_159"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=72% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;page-break-inside:avoid;">
  <td width=28% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto and
  Leasing</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unallocated</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=17 width=72% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;page-break-inside:avoid;">
  <td nowrap width=28% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance for loan and lease losses for
  originated and other loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Balance at beginning of year</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,937</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,897</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,006</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,866</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">375</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,081</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=28% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Charge-offs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,011)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,424)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,782)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(26,041)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(39,258)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Recoveries</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">428</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">333</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">570</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,858</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,189</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td nowrap width=28% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provision (recapture) for
  originated and other loans and lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,325</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,374)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,278</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,572</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(374)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31,427</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=28% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Balance at end of period </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,679</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,432</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,072</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,255</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,439</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=28% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=72% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2013</font></b></p>
  </td>
 </tr>
<tr style="height:21.75pt;page-break-inside:avoid;">
  <td width=28% style="height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto and
  Leasing</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unallocated</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:21.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=28% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 nowrap width=72% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;page-break-inside:avoid;">
  <td width=28% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance for loan and lease losses for
  originated and other loans:</font></b></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=28% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Balance at beginning of period</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,092</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,072</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">856</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">533</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">368</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,921</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=28% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Charge-offs</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(36,566)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,889)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,485)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,601)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(48,541)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=28% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Recoveries</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">383</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">165</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,568</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,122</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td width=28% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provision for originated and
  other loans and lease losses</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,405</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,331</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,470</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,366</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">55,579</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=28% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Balance at end of period </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,937</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,897</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,006</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,866</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">375</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,081</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">159</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_160"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=70% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,
  2015</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;page-break-inside:avoid;">
  <td width=30% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto and
  Leasing</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unallocated</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=17 width=70% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;page-break-inside:avoid;">
  <td nowrap width=30% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance for loan and lease losses on
  originated and other loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td width=30% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; Ending allowance balance attributable</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; to loans:</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=30% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Individually evaluated for
  impairment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,233</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">55,947</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65,180</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Collectively evaluated for
  impairment</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,119</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,844</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,197</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,261</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,446</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=30% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total ending allowance
  balance</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,352</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,791</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,197</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">18,261</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">112,626</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans:</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=30% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160; &#160;Individually evaluated for
  impairment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,973</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">235,294</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">325,267</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Collectively evaluated for
  impairment</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">667,855</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,206,355</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,950</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">669,163</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,786,323</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=30% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total ending loan balance</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">757,828</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,441,649</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,950</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">669,163</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,111,590</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=70% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td width=30% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto and Leasing</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unallocated</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=17 width=70% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loan and lease losses on originated and other loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=30% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Ending allowance balance attributable</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  to loans:</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Individually evaluated for impairment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,968</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">841</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,809</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Collectively evaluated for impairment</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,711</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,591</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,072</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,255</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">41,630</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total ending allowance balance</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,679</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,432</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,072</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,255</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,439</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans:</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Individually evaluated for impairment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">94,185</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">236,270</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">330,455</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Collectively evaluated for impairment</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">697,566</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,053,462</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">186,760</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">575,582</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,513,370</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total ending loan balance</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">791,751</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,289,732</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">186,760</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">575,582</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,843,825</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_5b7b2e2552454d07abfc0c06a"></a><a name="Xbrl_Tag19_0"></a><a name="Xbrl_Tag30_0"></a><a name="XBRL_CS_0bd034ecc0274f2f9ede36f9c"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">160</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_161"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Allowance for BBVAPR Acquired Loan Losses </font></u></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans accounted for under ASC 310-20
(Loans with revolving feature and/or acquired at a premium)</font></u></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables present the activity
in our allowance for loan losses and related recorded investment of the associated
loans in our BBVAPR acquired loan portfolio, excluding loans accounted for
under ASC 310-30, for the periods indicated</font></font><a name="XBRL_CS_0bd034ecc0274f2f9ede36f9c_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">:</font></font><a name="XBRL_CS_5b7b2e2552454d07abfc0c06a_bclEnd"></a><a name="Xbrl_Tag19_0_bclEnd"></a><a name="Xbrl_Tag30_0_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=64% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td width=36% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unallocated</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=64% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:31.5pt;page-break-inside:avoid;">
  <td nowrap width=36% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance for loan and lease losses </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; for acquired BBVAPR loans&#160; </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; accounted for under ASC 310-20:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Balance at beginning of year</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=white face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,211</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,321</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,597</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=36% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Charge-offs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(42)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,755)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,548)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(9,345)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Recoveries</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">680</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,110</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,821</font></p>
  </td>
 </tr>
<tr style="height:39.0pt;page-break-inside:avoid;">
  <td nowrap width=36% style="background:#CCFFFF;height:39.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provision (recapture) for
  acquired BBVAPR</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; loan and lease losses accounted
  for </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; under ASC 310-20</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:39.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(28)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:39.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,293</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,204</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:39.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,469</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,429</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,087</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,542</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=67% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td width=33% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unallocated</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=67% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;page-break-inside:avoid;">
  <td nowrap width=33% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance for loan and lease losses </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; for acquired BBVAPR loans&#160; </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; accounted for under ASC 310-20:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Balance at beginning of year</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">926</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=white face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,428</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,354</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Charge-offs</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(532)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,902)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,011)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,445)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Recoveries</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">73</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">531</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,169</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,773</font></p>
  </td>
 </tr>
<tr style="height:34.5pt;page-break-inside:avoid;">
  <td nowrap width=33% style="background:#CCFFFF;height:34.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provision (recapture) for
  acquired BBVAPR</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; loan and lease losses accounted
  for </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; under ASC 310-20</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(402)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,582</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,735</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,915</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td width=33% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,211</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,321</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,597</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td width=33% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td width=33% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=67% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2013</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td width=33% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unallocated</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=67% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:30.0pt;page-break-inside:avoid;">
  <td width=33% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance for loan and lease losses </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; for acquired BBVAPR loans&#160; </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; accounted for under ASC 310-20:</font></b></p>
  </td>
 <td width=2% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Balance at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=33% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Charge-offs</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(25)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,530)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,650)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(11,205)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=33% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Recoveries</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,035</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,398</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,442</font></p>
  </td>
 </tr>
<tr style="height:34.5pt;page-break-inside:avoid;">
  <td valign=bottom width=33% style="height:34.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provision for acquired BBVAPR</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; loan and lease losses accounted
  for </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; under ASC 310-20</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">942</font></p>
  </td>
 <td valign=bottom width=2% style="height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,495</font></p>
  </td>
 <td valign=bottom width=2% style="height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,680</font></p>
  </td>
 <td valign=bottom width=2% style="height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:34.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,117</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=33% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Balance at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">926</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,428</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,354</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">161</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_162"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=66% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,
  2015</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;page-break-inside:avoid;">
  <td width=34% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unallocated</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:31.5pt;page-break-inside:avoid;">
  <td width=34% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160; Allowance for loan and lease losses </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160; for acquired BBVAPR loans&#160; </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160; accounted for under ASC 310-20:</font></b></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td nowrap width=34% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; Ending allowance balance attributable</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; to loans:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Collectively evaluated for
  impairment</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,429</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,087</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,542</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=34% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total ending allowance
  balance</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">26</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,429</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,087</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,542</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans:</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=34% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Individually evaluated for
  impairment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">474</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">474</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Collectively evaluated for
  impairment</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,983</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,385</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">106,911</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">152,279</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=34% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total ending loan balance</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,457</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,385</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">106,911</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">152,753</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=66% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td width=34% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unallocated</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=66% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Allowance for loan and lease losses </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  for acquired BBVAPR loans&#160; </font></b></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  accounted for under ASC 310-20:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=34% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Ending allowance balance attributable</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  to loans:</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Collectively evaluated for impairment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,211</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,321</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,597</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total ending allowance balance</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,211</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,321</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,597</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Individually evaluated for impairment</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">672</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">672</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Collectively evaluated for impairment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,003</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,344</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">184,782</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,129</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total ending loan balance</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,675</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">45,344</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">184,782</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">242,801</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_b2d4db5ca183430d9856789d1"></a><a name="Xbrl_Tag6"></a><a name="Xbrl_Tag19_1"></a><a name="Xbrl_Tag30_1"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">162</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_163"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loans Accounted for under ASC 310-30
(including those accounted for under ASC 310-30 by analogy)</font></u></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></i></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_aabdc02ab2674a1db73538413"></a><a name="Xbrl_Tag7"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following tables present the activity
in our allowance for loan losses and related recorded investment of the
acquired BBVAPR loan portfolio accounted for under ASC 310-30, for the periods
indicated</font></font><a name="Xbrl_Tag7_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">:</font></font><a name="XBRL_CS_aabdc02ab2674a1db73538413_bclEnd"></a><a name="XBRL_CS_b2d4db5ca183430d9856789d1_bclEnd"></a><a name="Xbrl_Tag19_1_bclEnd"></a><a name="Xbrl_Tag30_1_bclEnd"></a><a name="Xbrl_Tag6_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=35% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=65% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td width=35% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=35% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=65% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:31.5pt;page-break-inside:avoid;">
  <td width=35% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance for loan and lease losses for
  acquired BBVAPR loans accounted for under ASC 310-30:</font></b></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=35% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Balance at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,476</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,481</font></p>
  </td>
 </tr>
<tr style="height:33.75pt;page-break-inside:avoid;">
  <td width=35% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provision for BBVAPR loans and </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; lease losses accounted for </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; under ASC 310-30</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,678</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,037</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">79</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,862</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,656</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=35% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Loan pools fully charged-off</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,352)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,352)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,678</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,161</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">84</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,862</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,785</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=35% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=35% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=35% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=65% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=35% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=65% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:31.5pt;page-break-inside:avoid;">
  <td width=35% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance for loan and lease losses for
  acquired BBVAPR loans accounted for under ASC 310-30:</font></b></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=35% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Balance at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,713</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">418</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">732</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,863</font></p>
  </td>
 </tr>
<tr style="height:33.75pt;page-break-inside:avoid;">
  <td width=35% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provision (recapture) for
  BBVAPR loans </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; and lease losses accounted
  for </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; under ASC 310-30</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,763</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(413)</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(732)</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,618</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Balance at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,476</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,481</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=35% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=35% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=65% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Auto</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=35% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=65% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:31.5pt;page-break-inside:avoid;">
  <td width=35% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance for loan and lease losses for
  acquired BBVAPR loans accounted for under ASC 310-30:</font></b></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td nowrap width=35% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Balance at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:33.75pt;page-break-inside:avoid;">
  <td width=35% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provision for BBVAPR loans </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; and lease losses accounted
  for </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; under ASC 310-30</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,713</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">418</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">732</font></p>
  </td>
 <td valign=bottom width=2% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,863</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Balance at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,713</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">418</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">732</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,863</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_TS_79f673dc98484ef9984078e2c"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">163</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_164"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><i><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Allowance
for Acquired Eurobank Loan Losses </font></u></i></font><a name="XBRL_TS_79f673dc98484ef9984078e2c_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_09e4dfe4f74942aca5cc2a41b"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">For loans accounted for under ASC 310- 30, as part of the
evaluation of actual versus expected cash flows, the Company assesses on a
quarterly basis the credit quality of these loans based on delinquency,
severity factors and risk ratings, among other assumptions.&#160; Migration and
credit quality trends are assessed at the pool level, by comparing information
from the latest evaluation period through the end of the reporting period.</font></font><a name="XBRL_TS_09e4dfe4f74942aca5cc2a41b_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_ee0459fda36c461ab10b939b2"></a><a name="XBRL_CS_d22c7c001ddf4193b792c8d2c"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The changes in the allowance for loan and lease losses on acquired
Eurobank loans for the years ended December 31, 2015, 2014 and 2013 were as
follows:</font></font><a name="XBRL_CS_d22c7c001ddf4193b792c8d2c_bclEnd"></a><a name="XBRL_TS_ee0459fda36c461ab10b939b2_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=63% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:44.25pt;">
  <td width=37% style="height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:44.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loans Secured by&#160;&#160; 1-4 Family
  Residential Properties</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:44.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial and Construction</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:44.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:44.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Leasing</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:44.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=63% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:21.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance
  for loan and lease losses for acquired Eurobank loans:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:21.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=37% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Balance at beginning of year</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,523</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=white face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,333</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=white face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">389</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=9% style="height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,245</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:14.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Provision for acquired Eurobank loans and lease losses, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:14.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,718</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:14.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,043</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:14.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">279</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:14.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:14.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,040</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td width=37% style="height:14.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Loan pools fully charged-off</font></p>
  </td>
 <td width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:14.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(722)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:14.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,587)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:14.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(301)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:14.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:14.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(14,610)</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=37% style="background:#CCFFFF;height:22.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  FDIC shared-loss portion of provision for loan and lease losses, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">105</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,398</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:22.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,503</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=37% style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">32,624</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57,187</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">367</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">90,178</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">164</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_165"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=63% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:38.25pt;page-break-inside:avoid;">
  <td width=37% style="height:38.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:38.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:38.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:38.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial and
  Construction</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:38.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:38.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:38.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:38.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Leasing</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:38.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:38.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=63% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td width=37% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance for loan and lease losses for
  acquired Eurobank loans:</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=37% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Balance at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,495</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,619</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">615</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,729</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=37% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provision for (recapture of)
  acquired Eurobank loans and lease losses, net</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,144</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=white face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,717</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=white face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(181)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:11.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,680</font></p>
  </td>
 </tr>
<tr style="height:29.25pt;page-break-inside:avoid;">
  <td nowrap width=37% style="background:#CCFFFF;height:29.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; FDIC shared-loss portion of
  provision for loan and lease losses, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:29.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:29.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">884</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:29.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:29.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:29.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,997</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:29.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:29.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:29.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(45)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:29.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:29.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:29.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:29.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:29.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:29.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,836</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;page-break-inside:avoid;">
  <td width=37% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15,523</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,333</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">389</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">64,245</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=37% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 width=63% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2013</font></b></p>
  </td>
 </tr>
<tr style="height:33.75pt;page-break-inside:avoid;">
  <td width=37% style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:33.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Mortgage</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Commercial and
  Construction</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consumer</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Leasing</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:33.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td width=37% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=63% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td width=37% style="height:9.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Allowance for loan and lease losses for
  Eurobank loans:</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;page-break-inside:avoid;">
  <td nowrap width=37% style="background:#CCFFFF;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160; Balance at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,986</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,460</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">678</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">54,124</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td width=37% style="height:9.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; Provision for Eurobank loans and
  lease losses, net</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,461</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=white face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,110)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(16)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,335</font></p>
  </td>
 </tr>
<tr style="height:20.25pt;page-break-inside:avoid;">
  <td nowrap width=37% style="background:#CCFFFF;height:20.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; FDIC shared-loss portion of
  provision for Eurobank loans and lease losses, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:20.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,952)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:20.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,731)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:20.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(47)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:20.25pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:20.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:20.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,730)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td width=37% style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Balance at end of year</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12,495</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39,619</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">615</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,729</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=37% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_d1dc0252cbf1494b8b9183d6b"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FDIC shared-loss portion of provision for acquired Eurobank
loans and lease losses, net, represents the credit impairment losses to be
covered under the FDIC loss-share agreement which is increasing the FDIC
loss-share indemnification asset.</font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The FDIC loss sharing obligations, related to
commercial and other-non single family acquired Eurobank loans expired on June
30, 2015. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The coverage for
the single family residential loans will expire on June 30, 2020</font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">. The remaining
covered loans are included as part of acquired Eurobank loans under the name
&quot;loans secured by 1-4 family residential properties.&quot; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, allowance
for loan losses on loans covered by the FDIC shared-loss agreement amounted $<a name="XBRL_CS_9c4c12579fd84e249dd4c1466"></a>32.6 <a name="XBRL_CS_9c4c12579fd84e249dd4c1466_bclEnd"></a>million and $<a name="XBRL_CS_3b0b97d7f4014faeb29a2d9f4"></a>64.3 <a name="XBRL_CS_3b0b97d7f4014faeb29a2d9f4_bclEnd"></a>million, respectively, the
provision for </font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">covered</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> loan and
lease losses for the years ended December 31, 2015, 2014, and 2013 was $<a name="XBRL_CS_db5b53c0dcab4326aaeece117"></a>17.7 <a name="XBRL_CS_db5b53c0dcab4326aaeece117_bclEnd"></a>million and $<a name="XBRL_CS_3f6d0977181b4c71a5a4c2b0f"></a>5.7 <a name="XBRL_CS_3f6d0977181b4c71a5a4c2b0f_bclEnd"></a>million, and $<a name="XBRL_CS_40a726e2e7994453a456c8f22"></a>5.3 <a name="XBRL_CS_40a726e2e7994453a456c8f22_bclEnd"></a>million, respectively.</font></font><a name="XBRL_TS_d1dc0252cbf1494b8b9183d6b_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_8b31bad3d3d24b908026ca575"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">165</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_166"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">NOTE 7- FDIC
INDEMNIFICATION ASSET, TRUE-UP PAYMENT OBLIGATION, AND FDIC SHARED-LOSS EXPENSE</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">In connection with the FDIC-assisted acquisition, the Bank and the
FDIC entered into shared-loss agreements pursuant to which the FDIC covers a
substantial portion of any losses on loans (and related unfunded loan
commitments), foreclosed real estate and other repossessed properties covered
by the agreements.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The acquired loans, foreclosed real estate, and other repossessed
properties subject to the shared-loss agreements are collectively referred to
as &#8220;covered assets.&#8221; Under the terms of the shared-loss agreements, the FDIC
absorbs <a name="XBRL_CS_ff1f446a84664f22aa86ed88d"></a>80<a name="XBRL_CS_ff1f446a84664f22aa86ed88d_bclEnd"></a>% of losses and shares in <a name="XBRL_CS_c684fb9d27e040aaa1b54a252"></a>80<a name="XBRL_CS_c684fb9d27e040aaa1b54a252_bclEnd"></a>% of loss recoveries on
covered assets. The term of the shared-loss agreement covering single family
residential mortgage loans is ten years with respect to losses and loss
recoveries, while the term of the shared-loss agreement covering commercial
loans is five years with respect to losses and eight years with respect to loss
recoveries, from the April 30, 2010 acquisition date. The coverage under the
commercial shared-loss agreement expired on June 30, 2015. The shared-loss
agreements also provide for certain costs directly related to the collection
and preservation of covered assets to be reimbursed at an 80% level. The FDIC
indemnification asset represents the portion of estimated losses covered by the
shared-loss agreements between the Bank and the FDIC.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_ec039877e9c643e584030a148"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents the activity in the FDIC
indemnification asset and true-up payment obligation for the years ended December
31, 2015, 2014 and 2013:</font></font><a name="XBRL_CS_8b31bad3d3d24b908026ca575_bclEnd"></a><a name="XBRL_CS_ec039877e9c643e584030a148_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:23.25pt;">
  <td valign=top width=59% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=41% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=59% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=59% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=top width=41% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FDIC
  indemnification asset:</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=59% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at beginning of year</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">97,378</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">189,240</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">302,295</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Shared-loss agreements reimbursements from the FDIC </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(55,723)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(47,666)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(47,100)</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=bottom width=59% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Increase (decrease) in expected credit losses to be</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;
  covered under shared-loss agreements, net</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,503</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,836</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,730)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  FDIC indemnification asset expense</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(36,398)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(62,285)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(66,253)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=59% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Final settlement with the FDIC on commercial loans</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,589)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Incurred expenses to be reimbursed under shared-loss agreements</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,428</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,253</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,028</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=59% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance at end of year</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,599</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">97,378</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">189,240</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=59% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">True-up payment obligation:</font></u></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,981</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18,510</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">15,496</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=59% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Change in true-up payment obligation</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,677</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,471</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,014</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=59% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,658</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,981</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18,510</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="Xbrl_Tag198"></a><a name="Xbrl_Tag197"></a><a name="XBRL_CS_c3a92ec2b9da40a0a6484b79a"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The FDIC shared-loss expense
bears an inverse relationship with a change in the yield of covered loan pools
in accordance with ASC 310-30. ASC 310-30 dictates that such pools should be
subject to increases in their yield when the present value of the expected cash
flows is higher than the pool&#8217;s carrying balance. When the increases in cash
flow expectations are driven by reductions in the expected credit losses, the
Bank recognizes that such losses are no longer expected to be collected from
the FDIC. Accordingly, the Bank reduces the FDIC indemnification asset by
amortizing the reduction in expected collections throughout the remaining life
of the underlying pools. This amortization is recognized in the FDIC
shared-loss expense. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The underlying factors that caused an
increase in the expected cash flows and resulting reduction in projected losses
are derived from the pool-level cash flow forecasts. Credit loss assumptions
used to develop each pool-level cash flow forecast are based on the behavior of
defaults, recoveries and losses of the corresponding pool of covered loans.</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">166</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_167"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FDIC loss-share coverage for the
commercial loans was in effect until June 30, 2015. Accordingly, the Company
amortized the remaining portion of the FDIC indemnification asset attributable
to non-single family loans at the close of the second quarter of 2015. At
December 31, 2015, the Company had no</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">receivables
from the FDIC,</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">
included in other assets in the statements of financial condition,</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> corresponding to the loss-share certifications
for commercial and other non-single family loans. At December 31, 2015, the
FDIC indemnification asset reflects only the balance for single family
residential mortgage loans. Notwithstanding the expiration of loss-share
coverage of non-single family loans, on July 2, 2015, the Company entered into
an agreement with the FDIC pursuant to which the FDIC agreed with a potential
sale of a pool of loss-share assets covered under the commercial loss-sharing
agreement. Pursuant to such agreement, the FDIC agreed to pay up to $20 million
in loss share coverage with respect to the aggregate loss resulting from any
portfolio sale within 120 days of the agreement. This sale was completed on
September 28, 2015 and payment was received in December 2015</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">.</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company have owed payments
to the FDIC for the recovery of prior claims. At December 31, 2015, the
liability for these payments amounted to $<a name="XBRL_TS_413e2f10f7ce4ebda6c81f2e5"></a>2.1 <a name="XBRL_TS_413e2f10f7ce4ebda6c81f2e5_bclEnd"></a>million and is recorded in
other liabilities in the consolidated statements of financial condition until
cash is paid to the FDIC. There was no liability at December 31, 2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The FDIC indemnification asset expense decreased to $36.4 million for
2015 when compared to $62.3 million for 2014, and $66.3 million for 2013.&#160; The
reduction in 2015 when compared to 2014 was principally driven by the
expiration of the FDIC loss share coverage for commercial loans and other
non-single family loans.&#160; During the years ended December 31, 2015, 2014 and
2013, the amortization expense totaled $<a name="XBRL_CS_f5505722eddc4448857a35640"></a>2.5 <a name="XBRL_CS_f5505722eddc4448857a35640_bclEnd"></a>million, $<a name="XBRL_CS_e417f8d53a4f4ae08f5ecae78"></a>2.8<a name="XBRL_CS_e417f8d53a4f4ae08f5ecae78_bclEnd"></a> million, and $<a name="XBRL_CS_6fb0ddf1d6ab409e98e6865c1"></a>11.1 <a name="XBRL_CS_6fb0ddf1d6ab409e98e6865c1_bclEnd"></a>million, respectively,
primarily as a result of stepped up cost recoveries on certain construction,
commercial, and leasing pools.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="Xbrl_Tag194"></a><a name="XBRL_CS_4b88a06db5964fc6ad0a12c8c"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Also in connection with the FDIC-assisted acquisition, the Bank
agreed to make a true-up payment, also known as clawback liability or clawback
provision, to the FDIC on the date that is 45 days following the last day (such
day, the &#8220;True-Up Measurement Date&#8221;) of the final shared-loss month, or upon
the final disposition of all covered assets under the shared-loss agreements in
the event losses thereunder fail to reach expected levels. Under the
shared-loss agreements, the Bank will pay to the FDIC 50% of the excess, if
any, of: (i) 20% of the Intrinsic Loss Estimate of $906.0 million (or $181.2
million) (as determined by the FDIC) less (ii) the sum of: (A) 25% of the asset
discount (per bid) (or $227.5 million); plus (B) 25% of the cumulative
shared-loss payments (defined as the aggregate of all of the payments made or
payable to the Bank minus the aggregate of all of the payments made or payable
to the FDIC); plus (C) the sum of the period servicing amounts for every
consecutive twelve-month period prior to and ending on the True-Up Measurement
Date in respect of each of the shared-loss agreements during which the
shared-loss provisions of the applicable shared-loss agreement is in effect
(defined as the product of the simple average of the principal amount of
shared-loss loans and shared-loss assets at the beginning and end of such
period times 1%). The estimated liability is included within accrued expenses
and other liabilities in the consolidated statements of financial condition.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">This true-up payment obligation may increase if actual and
expected losses decline. The Company measures the true-up payment obligation at
fair value. The changes in fair value are included as change in true-up payment
obligation within FDIC shared-loss expense, net in the consolidated statements
of operations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_4b88a06db5964fc6ad0a12c8c_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The following table provides the fair value and the undiscounted
amount of the true-up payment obligation at </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 2015 and 2014</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">: </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></font><a name="XBRL_CS_c3a92ec2b9da40a0a6484b79a_bclEnd"></a><a name="Xbrl_Tag194_bclEnd"></a><a name="Xbrl_Tag197_bclEnd"></a><a name="Xbrl_Tag198_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160; &nbsp;</font></b></p>
  </td>
 <td colspan=5 width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=42% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Carrying
  amount (fair value)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">24,658</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">21,981</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Undiscounted
  amount</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=17% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">34,956</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=19% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">40,266</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_619df60a4942469c8d878419a"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">167</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_168"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In connection with the FDIC-assisted
acquisition, the Company recognized an FDIC shared-loss expense, net in the
consolidated statements of operations, which consists of the following, for the
years ended December 31, 2015, 2014 and 2013:</font></font><a name="XBRL_TS_619df60a4942469c8d878419a_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.75pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=51% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=49% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=bottom width=51% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td valign=bottom width=51% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=49% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td valign=bottom width=51% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">FDIC indemnification asset expense</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(36,398)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=14% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(62,285)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(66,253)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td nowrap width=51% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Change in true-up payment obligation</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,677)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,471)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,014)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td valign=bottom width=51% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Reimbursement to FDIC for recoveries</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,144)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;page-break-inside:avoid;">
  <td nowrap width=51% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Final settlement with the FDIC on
  commercial loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,589)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=bottom width=51% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total FDIC shared-loss expense, net</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(42,808)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=14% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(65,756)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=13% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(69,267)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=51% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=51% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_b830a2789902434f827dcfd06"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 8 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
PREMISES AND EQUIPMENT</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Premises and equipment at December 31,
2015 and 2014 are stated at cost less accumulated depreciation and amortization
as follows:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_b830a2789902434f827dcfd06_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td width=49% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160; &nbsp;</font></b></p>
  </td>
 <td width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Useful Life </font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=49% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Years)</font></b></p>
  </td>
 <td width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=34% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Land</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#8212;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,638</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,680</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Buildings
  and improvements</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">40</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">64,392</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">65,430</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Leasehold
  improvements</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5 &#8212; 10</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,166</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,000</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Furniture
  and fixtures</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3 &#8212; 7</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,656</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,739</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Information
  technology and other</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3 &#8212; 7</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">23,226</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">26,422</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">127,078</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">133,271</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Less:
  accumulated depreciation and amortization</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(52,488)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(52,672)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=49% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td width=13% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">74,590</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td width=15% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">80,599</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_53db195db2e340009ab6b04e3"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Depreciation and amortization of premises and equipment </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">totaled</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$<a name="XBRL_CS_6dad416d5c4548efbd8882186"></a>11.1
<a name="XBRL_CS_6dad416d5c4548efbd8882186_bclEnd"></a>million in 2015, $<a name="XBRL_CS_783016eb296d46c5aebf654c8"></a>10.2 <a name="XBRL_CS_783016eb296d46c5aebf654c8_bclEnd"></a>million in 2014 and $<a name="XBRL_CS_add6240c168a4cd591cf78663"></a>10.3<a name="XBRL_CS_add6240c168a4cd591cf78663_bclEnd"></a> million in 2013. These are
included in the consolidated statements of operations as part of occupancy and
equipment expenses.</font></font><a name="XBRL_CS_53db195db2e340009ab6b04e3_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_d6fc1d794f54490e8f09460ec"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">168</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_169"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 9 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">- </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SERVICING ASSETS</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company periodically sells or securitizes mortgage loans while
retaining the obligation to perform the servicing of such loans. In addition,
the Company may purchase or assume the right to service mortgage loans
originated by others. Whenever the Company undertakes an obligation to service
a loan, management assesses whether a servicing asset and/or liability should
be recognized. A servicing asset is recognized whenever the compensation for servicing
is expected to more than adequately compensate the Company for servicing the
loans and leases. Likewise, a servicing liability would be recognized in the
event that servicing fees to be received are not expected to adequately
compensate the Company for its expected cost.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All separately recognized servicing assets are recognized at fair
value using the fair value measurement method. Under the fair value measurement
method, the Company measures servicing rights at fair value at each reporting
date, reports changes in fair value of servicing assets in earnings in the
period in which the changes occur, and includes these changes, if any, with
mortgage banking activities in the consolidated statements of operations. The
fair value of servicing rights is subject to fluctuations as a result of
changes in estimated and actual prepayment speeds and default rates and losses.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of servicing rights is estimated by using a cash
flow valuation model which calculates the present value of estimated future net
servicing cash flows, taking into consideration actual and expected loan
prepayment rates, discount rates, servicing costs, and other economic factors,
which are determined based on current market conditions.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015, the servicing asset amounted to $7.5 million
($14.0 million &#8212; December 31, 2014) related to mortgage servicing rights. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2015, the Company completed the sale of certain servicing
assets for approximately $<a name="XBRL_CS_94b119b9048641cab637aa4d7"></a><a name="XBRL_TS_3db03d1af9d44976acfe9d81a"></a>7.0 <a name="XBRL_CS_94b119b9048641cab637aa4d7_bclEnd"></a><a name="XBRL_TS_3db03d1af9d44976acfe9d81a_bclEnd"></a>million. The Company
recognized a loss of $<a name="XBRL_CS_7d98bb5306fc4c3a8ebac2bfb"></a>2.7 <a name="XBRL_CS_7d98bb5306fc4c3a8ebac2bfb_bclEnd"></a>million related to this
transaction, which is included as other non-interest (loss) income in the
consolidated statements of operations.</font></font><a name="XBRL_CS_d6fc1d794f54490e8f09460ec_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_cfa699f79fc44dbea98547b74"></a><a name="XBRL_CS_5be4388f3d1a43b8964127307"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">169</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_170"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents the changes
in servicing rights measured using the fair value method for years ended
December 31, 2015, 2014 and 2013:</font></font><a name="XBRL_CS_5be4388f3d1a43b8964127307_bclEnd"></a><a name="XBRL_CS_cfa699f79fc44dbea98547b74_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 width=30% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair
  value at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,992</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,801</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,795</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Sale of mortgage servicing rights (MSR)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,927)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Servicing from mortgage securitizations or asset transfers</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,620</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,149</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,177</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Changes due to payments on loans</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,017)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,072)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(950)</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Changes in fair value related to price of MSR's held for sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,939)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td width=49% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Changes in fair value due to changes in valuation model </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  inputs or assumptions</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">726</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(886)</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">779</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=49% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair
  value at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,455</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,992</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,801</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_cccde581874c427b9e0ef7e61"></a><a name="XBRL_CS_e28bf2cb4cac4d89b18288010"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents key economic assumption ranges used
in measuring the mortgage-related servicing asset fair value for the year ended
2015, 2014 and 2013:</font></font><a name="XBRL_CS_cccde581874c427b9e0ef7e61_bclEnd"></a><a name="XBRL_CS_e28bf2cb4cac4d89b18288010_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=64% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=22% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Constant
  prepayment rate</font></b></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.23% - 15.24%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4.16% - 13.98%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCFFFF;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.78% - 14.33%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=36% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Discount
  rate</font></b></p>
  </td>
 <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10.00% - 12.00%</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10.00% - 12.00%</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10.00% - 12.00%</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_4ce7681c363d44ab99cf4a93d"></a><a name="XBRL_CS_2c7201077fa44efa8fb24c6f7"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The sensitivity of the current fair value of servicing assets to immediate
10 percent and 20 percent adverse changes in the above key assumptions were as
follows:</font></font><a name="XBRL_CS_2c7201077fa44efa8fb24c6f7_bclEnd"></a><a name="XBRL_CS_4ce7681c363d44ab99cf4a93d_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=70% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=70% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=30% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=70% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage-related
  servicing asset</font></u></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=27% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=70% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Carrying
  value of mortgage servicing asset</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,455</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=70% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Constant
  prepayment rate</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=27% style="background:#CCFFFF;border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=70% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Decrease
  in fair value due to 10% adverse change</font></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(202)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=70% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Decrease
  in fair value due to 20% adverse change</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=27% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(394)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=70% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Discount
  rate</font></b></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=70% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Decrease
  in fair value due to 10% adverse change</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=27% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(307)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=70% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Decrease
  in fair value due to 20% adverse change</font></p>
  </td>
 <td width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td width=27% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(592)</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_a502b161e78d45c0b4c7b5e36"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These sensitivities are hypothetical and should be used with
caution. As the figures indicate, changes in fair value based on a 10 percent
variation in assumptions generally cannot be extrapolated because the
relationship of the change in assumption to the change in fair value may not be
linear. Also, in this table, the effect of a variation in a particular assumption
on the fair value of the retained interest is calculated without changing any
other assumption.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">170</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_171"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in one factor may result in
changes in another (for example, increases in market interest rates may result
in lower prepayments), which may magnify or offset the sensitivities. Mortgage
banking activities, a component of total banking and financial service revenue
in the consolidated statements of operations, include the changes from period
to period in the fair value of the mortgage loan servicing rights, which may
result from changes in the valuation model inputs or assumptions (principally reflecting
changes in discount rates and prepayment speed assumptions) and other changes,
including changes due to collection/realization of expected cash flows.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Servicing fee income is based on a contractual
percentage of the outstanding principal balance and is recorded as income when
earned. Servicing fees on mortgage loans for the years ended 2015, 2014 and
2013 totaled $</font></font><a name="XBRL_CS_03435a8046e44c6b85447c1a2"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4.8</font></font><a name="XBRL_CS_03435a8046e44c6b85447c1a2_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million, $<a name="XBRL_CS_772339946ad34b80b9f797112"></a>6.3 <a name="XBRL_CS_772339946ad34b80b9f797112_bclEnd"></a>million and $<a name="XBRL_CS_6051761c25e64b519f01e82d3"></a>5.5<a name="XBRL_CS_6051761c25e64b519f01e82d3_bclEnd"></a> million, respectively</font></font><a name="XBRL_CS_a502b161e78d45c0b4c7b5e36_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_00e1220dadc2473a99cef7dab"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 10 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
DERIVATIVES</font></b></font><a name="XBRL_CS_00e1220dadc2473a99cef7dab_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_c034784a151a4c67a61c9dd1b"></a><a name="XBRL_CS_f32cc4f730f7458ca37ee2ce0"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents the Company&#8217;s derivative assets and
liabilities at </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December
31, 2015 and 2014:</font></font><a name="XBRL_CS_c034784a151a4c67a61c9dd1b_bclEnd"></a><a name="XBRL_CS_f32cc4f730f7458ca37ee2ce0_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160; &nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=21% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Derivative
  assets:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  Options tied to S&amp;P 500 Index </font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=17% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,170</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,555</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Interest rate swaps not designated as hedges</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,819</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,399</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Interest rate caps</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">32</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">152</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Other</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td width=17% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,025</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td width=19% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,107</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Derivative
  liabilities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Interest rate swaps designated as cash flow hedges</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,307</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,585</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Interest rate swaps not designated as hedges</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,819</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,399</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Interest rate caps</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">32</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">152</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=58% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Other</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">85</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=58% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td width=17% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,162</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td width=19% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11,221</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_208d3fd165144ce0a27262b2b"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest Rate Swaps</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company enters into interest rate swap
contracts to hedge the variability of future interest cash flows of forecasted
wholesale borrowings attributable to changes in a predetermined variable index
rate. The interest rate swaps effectively fix the Company&#8217;s interest payments on
an amount of forecasted interest expense attributable to the variable index
rate corresponding to the swap notional stated rate. These swaps are designated
as cash flow hedges for the forecasted wholesale borrowing transactions, are properly
documented as such, and therefore, qualify for cash flow hedge accounting. Any
gain or loss associated with the effective portion of the cash flow hedges is
recognized in other comprehensive income (loss) and is subsequently
reclassified into operations in the period during which the hedged forecasted
transactions affect earnings. Changes in the fair value of these derivatives
are recorded in accumulated other comprehensive income to the extent there is
no significant ineffectiveness in the cash flow hedging relationships.
Currently, the Company does not expect to reclassify any amount included in
other comprehensive income (loss) related to these interest rate swaps to
operations in the next twelve months.</font></font><a name="XBRL_CS_208d3fd165144ce0a27262b2b_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_af3db386f91a4adf9b90f9355"></a><a name="XBRL_CS_6818a0399a854be48f741a886"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">171</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_172"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table shows a summary of
these swaps and their terms at </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2015:</font></font><a name="XBRL_CS_6818a0399a854be48f741a886_bclEnd"></a><a name="XBRL_CS_af3db386f91a4adf9b90f9355_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Notional</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fixed</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Variable</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Trade</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Settlement</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Maturity</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Type</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amount</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Rate</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Rate Index</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Date</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Date</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Date</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=19% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=15% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest
  Rate Swaps</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.4365%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1-Month LIBOR </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">05/05/11</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">05/04/12</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">05/04/16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.6200%</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1-Month LIBOR </font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">05/05/11</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">07/24/12</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">07/24/16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.6350%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1-Month LIBOR </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">05/05/11</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">07/30/12</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">07/30/16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">50,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.6590%</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1-Month LIBOR </font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">05/05/11</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">08/10/12</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">08/10/16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">100,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.6750%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1-Month LIBOR </font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">05/05/11</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">08/16/12</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">08/16/16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">37,982</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.4210%</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1-Month LIBOR </font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">07/03/13</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">07/03/13</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">08/01/23</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">262,982</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_2e6955358b89471c8f6de78e0"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">An accumulated unrealized loss of $</font></font><a name="XBRL_CS_ca7ef716d15644cfa310641c6"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4.3 </font></font><a name="XBRL_CS_ca7ef716d15644cfa310641c6_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">million was recognized in accumulated
other comprehensive income (loss) related to the valuation of these swaps at December
31, 2015, and the related liability is being reflected in the accompanying
consolidated statements of financial condition.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, interest rate swaps not
designated as hedging instruments that were offered to clients represented an asset
of $1.8 million and $2.4 million, respectively, and were included as part of
derivative assets in the consolidated statements of financial position. The
credit risk to these clients stemming from these derivatives, if any, is not
material. At December 31, 2015 and 2014, interest rate swaps not designated as hedging
instruments that are the mirror-images of the derivatives offered to clients represented
a liability of $1.8 million and $2.4 million, respectively, and were included
as part of derivative liabilities in the consolidated statements of financial
condition. </font></font><a name="XBRL_CS_2e6955358b89471c8f6de78e0_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_cf09b57239e54081a0aebda4b"></a><a name="XBRL_CS_4b7fc0be427e4a02b82efa1c7"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table shows a summary of these interest rate swaps
not designated as hedging instruments and their terms at December 31, 2015:</font></font><a name="XBRL_CS_4b7fc0be427e4a02b82efa1c7_bclEnd"></a><a name="XBRL_CS_cf09b57239e54081a0aebda4b_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Notional</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fixed</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Variable</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Settlement</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Maturity</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Type</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Amount</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Rate</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Rate Index</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Date</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Date</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=20% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=16% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:.5in;">
  <td nowrap width=20% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest
  Rate Swaps - Derivatives Offered to Clients</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:.5in;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,774</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.1300%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1-Month LIBOR</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">07/03/06</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:.5in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">07/03/16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,500</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.5050%</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1-Month LIBOR</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">04/11/09</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">04/11/19</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,274</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:30.0pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest
  Rate Swaps - Mirror Image Derivatives</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:30.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,774</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.1300%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1-Month LIBOR</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">07/03/06</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:30.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">07/03/16</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,500</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5.5050%</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1-Month LIBOR</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">04/11/09</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">04/11/19</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,274</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_189834188bd64942a00f38eae"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">172</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_173"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Options
Tied to Standard &amp; Poor&#8217;s 500 Stock Market Index</font></i></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company has offered its customers
certificates of deposit with an option tied to the performance of the S&amp;P
500 Index. The Company uses option agreements with major broker-dealers to
manage its exposure to changes in this index. Under the terms of the option
agreements, the Company receives the average increase in the month-end value of
the index in exchange for a fixed premium. The changes in fair value of the
option agreements used to manage the exposure in the stock market in the
certificates of deposit are recorded in earnings. At December 31, 2015 and 2014,
the purchased options used to manage exposure to the S&amp;P 500 Index on stock
indexed deposits represented an asset of $1.2 million (notional amount of $<a name="XBRL_CS_0e0f708d1e30482b8da040eed"></a>3.4<a name="XBRL_CS_0e0f708d1e30482b8da040eed_bclEnd"></a> million) and $5.6 million
(notional amount of $<a name="XBRL_CS_5de2195c618f48e3829b10388"></a>10.7 <a name="XBRL_CS_5de2195c618f48e3829b10388_bclEnd"></a>million), respectively, and
the options sold to customers embedded in the certificates of deposit and recorded
as deposits in the consolidated statements of financial condition, represented
a liability of $<a name="XBRL_CS_73ad711058934915a24f75848"></a>1.1 <a name="XBRL_CS_73ad711058934915a24f75848_bclEnd"></a>million (notional amount of
$<a name="XBRL_CS_2101f8b5c2874020b449fe37e"></a>3.2<a name="XBRL_CS_2101f8b5c2874020b449fe37e_bclEnd"></a> million) and $<a name="XBRL_CS_d496e3aed7e945b794219f6c2"></a>5.5 <a name="XBRL_CS_d496e3aed7e945b794219f6c2_bclEnd"></a>million (notional amount of
$<a name="XBRL_CS_649840c52a2e47709d2b0b097"></a><a name="Xbrl_Tag35"></a>10.5<a name="XBRL_CS_649840c52a2e47709d2b0b097_bclEnd"></a><a name="Xbrl_Tag35_bclEnd"></a>
million), respectively. <a name="XBRL_TS_11c31bb8283440b5acad71de4"></a>At December
31, 2015, the notional amount by expiration date is as follows:<a name="XBRL_TS_11c31bb8283440b5acad71de4_bclEnd"></a>.</font></font><a name="XBRL_CS_189834188bd64942a00f38eae_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Derivative asset</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Derivative liability</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=27% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(S&amp;P purchased</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=26% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(S&amp;P embedded</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year
  Ended December 31,</font></u></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">options)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">options)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=44% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=27% style="border:none;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=26% style="border:none;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=44% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,375</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=22% style="background:#CCFFFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,152</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=44% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=23% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,375</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=4% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap valign=bottom width=22% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,152</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_0d649e5c693e4fa2806a27051"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Interest Rate Caps</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company has entered into interest rate
cap transactions with various clients with floating-rate debt who wish to
protect their financial results against increases in interest rates. In these
cases, the Company simultaneously enters into mirror-image interest rate cap
transactions with financial counterparties. None of these cap transactions
qualify for hedge accounting, and therefore, they are marked to market through
earnings. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">T</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">he outstanding total notional amount of
interest rate caps was $<a name="XBRL_CS_fa37d60d5abd4fd7b10a82fc5"></a>109.8 <a name="XBRL_CS_fa37d60d5abd4fd7b10a82fc5_bclEnd"></a>million and $<a name="XBRL_CS_fa456e54e19a4cf5ab721a027"></a>110.0<a name="XBRL_CS_fa456e54e19a4cf5ab721a027_bclEnd"></a> million at </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2015 and 2014 respectively.
At December 31, 2015 and 2014 the interest rate caps sold to clients
represented a liability of $32 thousand and $152 thousand, respectively, and
were included as part of derivative liabilities in the consolidated statements
of financial condition. At December 31, 2015 and 2014, the interest rate caps
purchased as mirror-images represented an asset of $32 thousand and $152
thousand, respectively, and were included as part of derivative assets in the consolidated
statements of financial condition.</font></font><a name="XBRL_CS_0d649e5c693e4fa2806a27051_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_dceb05a9ac144da1b57bd520a"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">173</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_174"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 11 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ACCRUED INTEREST RECEIVABLE AND</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OTHER ASSETS</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Accrued interest receivable at </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2015 and 2014 consists of the following:</font></font><a name="XBRL_CS_dceb05a9ac144da1b57bd520a_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:10.5pt;">
  <td width=57% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=43% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=57% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=21% style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=57% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=43% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=57% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans,
  excluding acquired loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,020</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17,005</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=57% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Investments</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,617</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,340</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=57% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,637</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,345</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=57% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_500c08cf1e8f492186abbca4c"></a><a name="XBRL_CS_b69ab9c6b7974186afc88527b"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other assets at December 31, 2015 and 2014 consist of the
following</font></font><a name="XBRL_CS_b69ab9c6b7974186afc88527b_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">:</font></font><a name="XBRL_CS_500c08cf1e8f492186abbca4c_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td valign=bottom width=64% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=34% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=36% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FDIC
  receivable</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,974</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Prepaid
  expenses</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,762</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,018</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  repossessed assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,226</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,800</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Core
  deposit and customer relationship intangibles</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,838</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,743</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Mortgage
  tax credits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,277</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,277</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Investment
  in Statutory Trust</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,083</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,083</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Accounts
  receivable and other assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">42,786</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">38,830</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=64% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">75,972</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">108,725</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_10c85784652645ec8146e6b1f"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2014, the FDIC receivable included a $15.0 million
receivable corresponding to the FDIC loss-share certification from the third
quarter of 2014 that was received in January 2015.&#160; No FDIC receivable was
recorded at December 31, 2015.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Prepaid expenses amounting to $11.8
million and $16.0 million at December 31, 2015 and 2014, respectively, include
prepaid municipal, property and income taxes aggregating to $<a name="XBRL_CS_0b9fa1a767ae4b029d05503f3"></a>7.0 <a name="XBRL_CS_0b9fa1a767ae4b029d05503f3_bclEnd"></a>million and $<a name="XBRL_CS_806b101319ac4344977cf584b"></a>9.6 <a name="XBRL_CS_806b101319ac4344977cf584b_bclEnd"></a>million, respectively.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In connection with </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">the FDIC-assisted acquisition and the BBVAPR Acquisition, the Company
recorded a core deposit intangible representing the value of checking and
savings deposits acquired. At </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December
31, 2015 and 2014</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">
this core deposit intangible amounted to $<a name="XBRL_CS_e1f76988e88a4f61b644b2291"></a>5.3 <a name="XBRL_CS_e1f76988e88a4f61b644b2291_bclEnd"></a>million and $<a name="XBRL_CS_a69dbe326cb84ef5a48f6ac72"></a>6.5 <a name="XBRL_CS_a69dbe326cb84ef5a48f6ac72_bclEnd"></a>million, respectively. In
addition, the Company recorded a customer relationship intangible representing
the value of customer relationships acquired with the acquisition of the
securities broker-dealer and insurance agency in the BBVAPR Acquisition. At </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2015 and 2014</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">, this customer relationship
intangible amounted to $<a name="XBRL_CS_ce86c055d3ef47ceae74ab1dd"></a>2.5 <a name="XBRL_CS_ce86c055d3ef47ceae74ab1dd_bclEnd"></a>million and $<a name="XBRL_CS_c80d1c93e40641e7b66985d87"></a>3.3 <a name="XBRL_CS_c80d1c93e40641e7b66985d87_bclEnd"></a>million, respectively.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other repossessed assets totaled $6.2
million and $21.8 million at December 31, 2015 and 2014, respectively, include
repossessed automobiles amounting to $<a name="XBRL_CS_c4f2cdf40c5a42e2bf48ea233"></a>5.5 <a name="XBRL_CS_c4f2cdf40c5a42e2bf48ea233_bclEnd"></a>million and $<a name="XBRL_CS_059ee6eb5f45416787c0fb4d1"></a>20.7 <a name="XBRL_CS_059ee6eb5f45416787c0fb4d1_bclEnd"></a>million, respectively,
which are recorded at their net realizable value.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, tax credits
for the Company totaled $6.3 million for both periods. These tax credits do not
have an expiration date.</font></font><a name="XBRL_CS_10c85784652645ec8146e6b1f_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_ba201714466144b1b7cd31e76"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">174</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_175"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 12</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> DEPOSITS AND RELATED INTEREST</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_beb01ca3b68248c59c12d7ea6"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Total deposits, including related accrued interest payable, as of
December 31, 2015 and 2014 consist of the following:</font></font><a name="XBRL_CS_ba201714466144b1b7cd31e76_bclEnd"></a><a name="XBRL_CS_beb01ca3b68248c59c12d7ea6_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=35% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=35% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-interest
  bearing demand deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">761,117</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">745,142</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Interest-bearing
  savings and demand deposits</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,208,180</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,544,665</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Individual
  retirement accounts</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">268,799</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">303,049</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Retail
  certificates of deposit</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">441,998</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">452,150</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Institutional
  certificates of deposit</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">253,791</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">260,090</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Total core deposits</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,933,885</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,305,096</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Brokered
  deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">782,974</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">619,310</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  Total deposits</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,716,859</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,924,406</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_2136f7c6cab84aa38adcf901f"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Brokered deposits include $</font></font><a name="XBRL_CS_898647b17ea6483c9f3bbf2ad"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">711.4</font></font><a name="XBRL_CS_898647b17ea6483c9f3bbf2ad_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million in certificates of deposits and $<a name="XBRL_CS_2812ea9ddc02414a878d2b988"></a>71.6 <a name="XBRL_CS_2812ea9ddc02414a878d2b988_bclEnd"></a>million in money market
accounts at December 31, 2015, and $<a name="XBRL_CS_f81aeab790d84c2d849a4247c"></a>526.2
<a name="XBRL_CS_f81aeab790d84c2d849a4247c_bclEnd"></a>million in
certificates of deposits and $<a name="XBRL_CS_a66cae1615e644e896bf4229c"></a>93.1 <a name="XBRL_CS_a66cae1615e644e896bf4229c_bclEnd"></a>million in money market
accounts at December 31, 2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The weighted average interest rate of the Company&#8217;s
deposits was <a name="XBRL_CS_3a5a4b1fb7af476183998e89b"></a>0.57<a name="XBRL_CS_3a5a4b1fb7af476183998e89b_bclEnd"></a>% and <a name="XBRL_CS_f836e248c7c94bf494f6a54f6"></a>0.66<a name="XBRL_CS_f836e248c7c94bf494f6a54f6_bclEnd"></a>% at December 31, 2015, and
2014 respectively, inclusive of non-interest bearing deposits of $761.1 million
and $745.1 million, respectively. <a name="XBRL_CS_71b179c7513d4275980345bc9"></a>Interest
expense for years ended December 31, 2015, 2014 and 2013 was as follows:</font></font><a name="XBRL_CS_2136f7c6cab84aa38adcf901f_bclEnd"></a><a name="XBRL_CS_71b179c7513d4275980345bc9_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td valign=bottom width=34% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=9 valign=bottom width=66% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=34% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2013</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=34% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=9 valign=bottom width=66% style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Demand
  and savings deposits</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,414</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17,724</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,498</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=34% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Certificates
  of deposit</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,620</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,230</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18,479</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">27,034</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">33,954</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">40,977</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=34% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_6d8333a26e544629b5d056b6c"></a><a name="Xbrl_Tag5"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, demand and
interest-bearing deposits and certificates of deposit included deposits of
Puerto Rico Cash &amp; Money Market Fund, Inc., which amounted to $</font></font><a name="XBRL_CS_c7e23c88a7d44679bfd9934cf"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">103.7</font></font><a name="XBRL_CS_c7e23c88a7d44679bfd9934cf_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million and $<a name="XBRL_CS_6e5e04f788074a3bb05cc9f5a"></a>96.8<a name="XBRL_CS_6e5e04f788074a3bb05cc9f5a_bclEnd"></a> million, respectively,
with a weighted average rate of <a name="XBRL_CS_061425b27c76467d96b6b156c"></a>0.77<a name="XBRL_CS_061425b27c76467d96b6b156c_bclEnd"></a>% and <a name="XBRL_CS_db809c400e3c4aa6bb69a8690"></a>0.78<a name="XBRL_CS_db809c400e3c4aa6bb69a8690_bclEnd"></a>%, and, as required
pursuant to an OCFI ruling, were collateralized with investment securities with
a fair value of $<a name="XBRL_CS_d4c9bea11cd24c0da75c29474"></a>81.6<a name="XBRL_CS_d4c9bea11cd24c0da75c29474_bclEnd"></a> million and $<a name="XBRL_CS_dfe7e2c378a1432cac3e94eca"></a>76.3<a name="XBRL_CS_dfe7e2c378a1432cac3e94eca_bclEnd"></a> million, respectively.</font></font><a name="XBRL_CS_6d8333a26e544629b5d056b6c_bclEnd"></a><a name="Xbrl_Tag5_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_2de5a8486c05441cb528dc3e4"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, time deposits in denominations of
$100 thousand or higher, excluding accrued interest and unamortized discounts, amounted
to $</font></font><a name="XBRL_CS_cb4c007b660d4071af7eccd83"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">597.6 </font></font><a name="XBRL_CS_cb4c007b660d4071af7eccd83_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">million and $<a name="XBRL_CS_9ae2c39efe284cb79fa7a3659"></a>608.1<a name="XBRL_CS_9ae2c39efe284cb79fa7a3659_bclEnd"></a> million, respectively.
Such amounts include public fund time deposits from various Puerto Rico
government municipalities, agencies, and corporations of $<a name="XBRL_CS_a76e433197304903bd3367544"></a>7.7<a name="XBRL_CS_a76e433197304903bd3367544_bclEnd"></a> million and $<a name="XBRL_CS_c9b60f75cfca4f84b2cde3707"></a>6.9<a name="XBRL_CS_c9b60f75cfca4f84b2cde3707_bclEnd"></a> million at a weighted
average rate of <a name="XBRL_CS_884d64565e804e32913b3ae88"></a>0.49<a name="XBRL_CS_884d64565e804e32913b3ae88_bclEnd"></a>% and<a name="XBRL_CS_a93e3b4b242449398821e25d7"></a> 0.50<a name="XBRL_CS_a93e3b4b242449398821e25d7_bclEnd"></a>% at December 31, 2015 and
2014, respectively. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, total
public fund deposits from various Puerto Rico government municipalities,
agencies, and corporations amounted to $<a name="XBRL_CS_d0692415f0b345fe94c9892ce"></a>99.0 <a name="XBRL_CS_d0692415f0b345fe94c9892ce_bclEnd"></a>million and $<a name="XBRL_CS_a384c316d4a04973ad637e6cd"></a>318.5 <a name="XBRL_CS_a384c316d4a04973ad637e6cd_bclEnd"></a>million, respectively.
These public funds were collateralized with commercial loans amounting to $<a name="XBRL_CS_fc2691d30c454946a8ccbf856"></a>410.9 <a name="XBRL_CS_fc2691d30c454946a8ccbf856_bclEnd"></a>million at December 31,
2015 and with investment securities with a fair value of $<a name="XBRL_CS_feba4d03b0854e58936f77caf"></a>97.8 <a name="XBRL_CS_feba4d03b0854e58936f77caf_bclEnd"></a>million at such date, and
commercial loans amounting to $<a name="XBRL_CS_9bc2207300b44096931827282"></a>414.5
<a name="XBRL_CS_9bc2207300b44096931827282_bclEnd"></a>million at December
31, 2014</font></font><a name="XBRL_CS_2de5a8486c05441cb528dc3e4_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_c26483c400ce48bca3b690d09"></a><a name="XBRL_CS_16e193c707204b098ca929661"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">175</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_176"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Excluding equity indexed options in the
amount of $<a name="XBRL_CS_7372064c7c844593aef6a5f54"></a>1.1 <a name="XBRL_CS_7372064c7c844593aef6a5f54_bclEnd"></a>million, which are used by
the Company to manage its exposure to the S&amp;P 500 Index, and also excluding
accrued interest of $<a name="XBRL_CS_5a227d9477c74a30a586a5c06"></a>1.5 <a name="XBRL_CS_5a227d9477c74a30a586a5c06_bclEnd"></a>million and unamortized
deposit discount in the amount of $<a name="XBRL_CS_926fa8c383d042bd9719947b8"></a>311<a name="XBRL_CS_926fa8c383d042bd9719947b8_bclEnd"></a> thousand, the scheduled
maturities of certificates of deposit at December 31, 2015 are as follows:</font></font><a name="XBRL_CS_16e193c707204b098ca929661_bclEnd"></a><a name="XBRL_CS_c26483c400ce48bca3b690d09_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td width=74% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=74% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=26% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands) </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=74% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Within
  one year:</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=74% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Three (3) months or less</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=23% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">474,051</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=74% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;
  Over 3 months through 1 year</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">501,551</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=74% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">975,602</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=74% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Over
  1 through 2 years</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">454,906</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=74% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Over
  2 through 3 years</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">176,406</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=74% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Over
  3 through 4 years</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">32,396</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=74% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Over
  4 through 5 years</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">33,715</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=74% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,673,025</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=74% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=23% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_d74411ff260e4c1489f7d6170"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table of scheduled maturities of certificates of deposits above
includes brokered-deposits and individual retirement accounts.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The aggregate amount of overdrafts in
demand deposit accounts that were reclassified to loans amounted to $<a name="XBRL_CS_31eaf417b64848989a877cbee"></a>1.5<a name="XBRL_CS_31eaf417b64848989a877cbee_bclEnd"></a> million and $<a name="XBRL_CS_df76d65476774a699e51d6169"></a>845 <a name="XBRL_CS_df76d65476774a699e51d6169_bclEnd"></a>thousand as of December 31,
2015 and 2014, respectively.</font></font><a name="XBRL_CS_d74411ff260e4c1489f7d6170_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_2ce97e9bed9c493aaf80dc7fc"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">176</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_177"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 13 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> BORROWINGS AND RELATED INTEREST</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Securities Sold under Agreements to
Repurchase</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015, securities
underlying agreements to repurchase were delivered to, and are being held by,
the counterparties with whom the repurchase agreements were transacted. The
counterparties have agreed to resell to the Company the same or similar
securities at the maturity of these agreements.<a name="XBRL_CS_41dd5f87f70b4ccfb9980b41b"></a></font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, securities
sold under agreements to repurchase (classified by counterparty), excluding
accrued interest in the amount of $<a name="XBRL_CS_d02a5f8661444508b8767ceac"></a>2.2
<a name="XBRL_CS_d02a5f8661444508b8767ceac_bclEnd"></a>million and $<a name="XBRL_CS_814a31f824e84fcdbe5803e54"></a>2.3 <a name="XBRL_CS_814a31f824e84fcdbe5803e54_bclEnd"></a>million, respectively, were
as follows:</font></font><a name="XBRL_CS_2ce97e9bed9c493aaf80dc7fc_bclEnd"></a><a name="XBRL_CS_41dd5f87f70b4ccfb9980b41b_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 width=73% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=36% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=35% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=17% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fair Value of</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fair Value of</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Borrowing</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Underlying</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Borrowing</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Underlying</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Balance</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Collateral</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Balance</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Collateral</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 width=73% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">JP
  Morgan Chase Bank NA</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">262,500</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">283,483</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">307,816</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">328,198</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Credit
  Suisse Securities (USA) LLC</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">670,000</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">737,887</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">670,000</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">760,327</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">932,500</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,021,370</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">977,816</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,088,525</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_4566bef86f974738b4debc5fd"></a><a name="XBRL_CS_8329e7c2d9ac4205bb09ef8bf"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The following table shows a summary of the Company&#8217;s
repurchase agreements and their terms, excluding accrued interest in the amount
of $2.2 million, at December 31, 2015: </font></font><a name="XBRL_CS_4566bef86f974738b4debc5fd_bclEnd"></a><a name="XBRL_CS_8329e7c2d9ac4205bb09ef8bf_bclEnd"></a></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted-</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;Borrowing &nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Average</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Maturity </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year of Maturity</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Balance </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Coupon </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Settlement Date </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Date </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=22% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=19% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=19% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2016</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">170,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1.500%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12/6/2012</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12/8/2016</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">232,500</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">0.950%</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12/10/2012</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9/30/2016</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">30,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">0.700%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12/3/2015</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1/5/2016</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=22% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2017</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">500,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4.780%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3/2/2007</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3/2/2017</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td width=17% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">932,500</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3.100%</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=22% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=17% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_d3381f1b75e24b08991add389"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Company&#8217;s repurchase agreement in the amount of $232.5 million
with an original amount of $255.0 million and original term of 30 months,
maturing on June 13, 2015, was modified in March 2015 to (i) reduce the balance
to $232.5 million, (ii) extend the maturity date to September 30, 2016, and
(iii) increase the interest rate paid by the Company from 0.840% to 0.950%. In
addition, the Company&#8217;s repurchase agreement in the amount of $500 million with
an original term of ten years, maturing on March 2, 2017, was modified in
December 2013 to (i) eliminate the optional early termination clause that
allowed the counterparty to terminate it before maturity, (ii) increase the
interest rate paid by the Company from 4.67% to 4.78%, and (iii) substitute the
counterparty</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.</font></font><a name="XBRL_CS_d3381f1b75e24b08991add389_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><a name="XBRL_TS_571ca22424a74edcbfc92fbb0"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">177</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_178"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The following table presents the repurchase liability associated
with the repurchase agreement transactions (excluding accrued interest) by
maturity. Also, it includes the carrying value and approximate market value of
collateral (excluding accrued interest) at December 31, 2015 and 2014. There
was no cash collateral at December 31, 2015 and 2014.</font></font><a name="XBRL_TS_571ca22424a74edcbfc92fbb0_bclEnd"></a></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=81% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,
  2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=8% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 nowrap width=55% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Market Value
  of Underlying Collateral</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 width=25% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">FNMA and </font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">US Treasury</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Repurchase</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Average</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">FHLMC </font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">GNMA</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Treasury</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Liability</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Rate</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Certificates</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Certificates</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Notes</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=81% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Dollars in
  thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Less than 90 days</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">30,000</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">0.70%</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">31,961</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=1% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">31,961</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Over 90 days</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">902,500</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3.18%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">974,698</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,131</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12,580</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">989,409</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160; Total</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">932,500</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3.10%</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,006,659</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,131</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12,580</font></b></p>
  </td>
 <td width=1% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td width=11% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,021,370</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td width=23% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=15 width=77% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=23% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=9 width=48% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Market Value of Underlying Collateral</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=23% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=15% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=23% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">FNMA and </font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=23% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Repurchase</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Average</font></b></p>
  </td>
 <td colspan=2 width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">FHLMC </font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">GNMA</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=23% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Liability</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Rate</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Certificates</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Certificates</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=15 width=77% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=23% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Less
  than 90 days</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">52,816</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">0.39%</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">56,066</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">56,066</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Over
  90 days</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">925,000</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2.83%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,031,206</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,253</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,032,459</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=23% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;
  Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">977,816</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2.89%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,087,272</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,253</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,088,525</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=23% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_d8ccb4619dfa46c8afab0bae9"></a><a name="Xbrl_Tag10"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following summarizes significant data
on securities sold under agreements to repurchase as of December 31, 2015 and
2014, excluding accrued interest: </font></font><a name="XBRL_CS_d8ccb4619dfa46c8afab0bae9_bclEnd"></a><a name="Xbrl_Tag10_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap width=57% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=43% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=57% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td nowrap width=3% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=57% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=43% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=57% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Average
  daily aggregate balance outstanding</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,012,756</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,041,378</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=57% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Maximum
  outstanding balance at any month-end</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,158,945</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,149,167</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=57% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted
  average interest rate during the year</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2.92%</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2.85%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=57% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted
  average interest rate at year end</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3.10%</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2.95%</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_95bbae75385b4fc483dae3df4"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Advances from the Federal Home Loan Bank of New York</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Advances are received from the Federal
Home Loan Bank of New York (the &#8220;FHLB-NY&#8221;) under an agreement whereby the
Company is required to maintain a minimum amount of qualifying collateral with
a fair value of at least 110% of the outstanding advances. At December 31, 2015
and 2014, these advances were secured by mortgage and commercial loans
amounting to $<a name="XBRL_CS_047973ca0596488e9b49f0650"></a>1.3 <a name="XBRL_CS_047973ca0596488e9b49f0650_bclEnd"></a>billion and $<a name="XBRL_CS_f97593fe6b5a4e589be97062c"></a>1.2 <a name="XBRL_CS_f97593fe6b5a4e589be97062c_bclEnd"></a>billion, respectively.
Also, at December 31, 2015 and 2014, the Company had an additional borrowing
capacity with the FHLB-NY of $<a name="XBRL_CS_8574650028ac474c9ff730414"></a>770.6
<a name="XBRL_CS_8574650028ac474c9ff730414_bclEnd"></a>million and $<a name="XBRL_CS_1d850f1ad4c34476a38bc1e88"></a>606.6 <a name="XBRL_CS_1d850f1ad4c34476a38bc1e88_bclEnd"></a>million, respectively. At
December 31, 2015 and 2014, the weighted average remaining maturity of FHLB&#8217;s
advances was <a name="XBRL_CS_5df5f66f288249d28f31d414c"></a>6.3 months<a name="XBRL_CS_5df5f66f288249d28f31d414c_bclEnd"></a> and <a name="XBRL_CS_e89523b78f684fad8481df887"></a>8.8 months<a name="XBRL_CS_e89523b78f684fad8481df887_bclEnd"></a>, respectively. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The original terms of these
advances range between one month and seven years, and the FHLB-NY does not have
the right to exercise put options at par on any advances outstanding as of </font></font><a name="XBRL_CS_9faf3323d8bb4efabe3a5e4af"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2015.</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">178</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_179"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The following table shows a
summary of these advances and their terms, excluding accrued interest in the
amount of $<a name="XBRL_CS_486ac2dd856c4622abc73a7ff"></a>362 <a name="XBRL_CS_486ac2dd856c4622abc73a7ff_bclEnd"></a>thousand, at </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2015:</font></font><a name="XBRL_CS_95bbae75385b4fc483dae3df4_bclEnd"></a><a name="XBRL_CS_9faf3323d8bb4efabe3a5e4af_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td valign=bottom width=18% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Weighted-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=20% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;Borrowing &nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Average</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Maturity </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;
  Year of Maturity</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Coupon </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=20% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Settlement Date </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Date </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=18% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.56%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12/4/2015</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1/4/2016</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">50,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.66%</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12/10/2015</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1/11/2016</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">100,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.64%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12/16/2015</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1/19/2016</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.59%</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12/24/2015</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1/25/2016</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.53%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12/30/2015</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1/29/2016</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">37,982</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">0.49%</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12/1/2015</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1/4/2016</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">262,982</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,267</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1.24%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4/3/2012</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4/3/2017</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2018</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">30,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.19%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1/16/2013</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1/16/2018</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2.18%</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1/16/2013</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1/16/2018</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">55,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2020</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9,865</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2.59%</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7/19/2013</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7/20/2020</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=18% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td width=18% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">332,114</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">0.93%</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=18% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=20% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_55dd9eb244ac4b1899ad9cd77"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">All of the advances referred to above with maturity dates up to
the date of this report were renewed as one-month short-term advances. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subordinated Capital Notes</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Subordinated capital notes amounted to
$102.6 million and $101.6 million at December 31, 2015 and 2014</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, respectively.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In August 2003, the Statutory Trust II, a
special purpose entity of the Company, was formed for the purpose of issuing
trust redeemable preferred securities. In September 2003, $<a name="XBRL_CS_d21125edeeb744148639ef17c"></a>35.0<a name="XBRL_CS_d21125edeeb744148639ef17c_bclEnd"></a> million of trust
redeemable preferred securities were issued by the Statutory Trust II as part
of a pooled underwriting transaction. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The proceeds from this issuance were used
by the Statutory Trust II to purchase a like amount of a floating rate junior
subordinated deferrable interest debenture issued by the Company. The
subordinated deferrable interest debenture has a par value of $<a name="XBRL_CS_ab75e474ca77414d9b3626e20"></a>36.1 <a name="XBRL_CS_ab75e474ca77414d9b3626e20_bclEnd"></a>million, bears interest
based on <a name="XBRL_CS_f8ee224c02324bd2be13b9cf2"></a>3-month LIBOR plus 295
basis points<a name="XBRL_CS_f8ee224c02324bd2be13b9cf2_bclEnd"></a> (<a name="XBRL_CS_6007019f9d8947618cea107aa"></a>3.48<a name="XBRL_CS_6007019f9d8947618cea107aa_bclEnd"></a>% at December, 2015; <a name="XBRL_CS_d9e6bbb72c3344499d8502694"></a>3.19<a name="XBRL_CS_d9e6bbb72c3344499d8502694_bclEnd"></a>% at December 31, 2014), is
payable quarterly, and matures on September 17, 2033. It may be called at par
after five years and quarterly thereafter (next call date <a name="XBRL_CS_838ed025697d40fd8bcfb8898"></a>March 2016<a name="XBRL_CS_838ed025697d40fd8bcfb8898_bclEnd"></a>). The trust redeemable
preferred securities have the same maturity and call provisions as the
subordinated deferrable interest debenture. The subordinated deferrable
interest debenture issued by the Company is accounted for as a liability
denominated as a subordinated capital note on the consolidated statements of
financial condition.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The subordinated capital note is treated as Tier 1 capital for
regulatory purposes. Under the Dodd-Frank Act and the new capital rules issued
by the federal banking regulatory agencies in July 2013, bank holding companies
are prohibited from including in their Tier 1 capital hybrid debt and equity
securities, including trust preferred securities, issued on or after May 19,
2010. Any such instruments issued before May 19, 2010 by a bank holding
company, such as the Company, with total consolidated assets of less than $15
billion as of December 31, 2009, may continue to be included as Tier 1 capital.
Therefore, the Company is permitted to continue to include its existing trust
preferred securities as Tier 1 capital.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Following are the outstanding subordinated capital notes, which
are not trust preferred securities, and were assumed </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">as part of the BBVAPR Acquisition on
December 18, 2012:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">179</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_180"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subordinated capital notes issued in
September 2006 amounting to $<a name="XBRL_CS_7b31bf70c2c34813a7722636d"></a><a name="XBRL_CS_4876bad2f20a47848fac1a9c9"></a>37.0<a name="XBRL_CS_4876bad2f20a47848fac1a9c9_bclEnd"></a> <a name="XBRL_CS_7b31bf70c2c34813a7722636d_bclEnd"></a>million at a fixed rate of
5.76% through September 29, 2011, and <a name="XBRL_CS_aff9da41613c4afeb5e553e0c"></a>three-month LIBOR plus 1.56%<a name="XBRL_CS_aff9da41613c4afeb5e553e0c_bclEnd"></a> thereafter (<a name="XBRL_CS_cf3420578ce84f878736617bf"></a><a name="XBRL_CS_db107cb120fa4385bfa2c9032"></a>2.16<a name="XBRL_CS_cf3420578ce84f878736617bf_bclEnd"></a><a name="XBRL_CS_db107cb120fa4385bfa2c9032_bclEnd"></a>% at December 31, 2015; <a name="XBRL_CS_e892a263fd814ee88c2f0260a"></a><a name="XBRL_CS_304832fa71c64394b45202c53"></a>1.81<a name="XBRL_CS_304832fa71c64394b45202c53_bclEnd"></a> <a name="XBRL_CS_e892a263fd814ee88c2f0260a_bclEnd"></a>%at December 31, 2014), due
September 29, 2016. Interest on these subordinated notes is payable quarterly
during the floating-rate period. The Bank has the option to redeem these
subordinated capital notes in whole or in part from time to time before
maturity at 100% of the principal amount plus any accrued but unpaid interest
to the date of redemption, beginning September 29, 2011, and at each payment
date thereafter.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subordinated capital notes issued in
September 2006 amounting to $<a name="XBRL_CS_f1264fa17ffe4fffb34967db3"></a><a name="XBRL_CS_20c1fe2c022f42b19a3976db0"></a>30.0 <a name="XBRL_CS_20c1fe2c022f42b19a3976db0_bclEnd"></a><a name="XBRL_CS_f1264fa17ffe4fffb34967db3_bclEnd"></a>million at a variable <a name="XBRL_CS_647cdab051864d9fa24d2130b"></a>rate of <a name="XBRL_CS_b97a9c0888b445849561dccd7"></a>three-month LIBOR <a name="XBRL_CS_b97a9c0888b445849561dccd7_bclEnd"></a>plus 1.56%<a name="XBRL_CS_647cdab051864d9fa24d2130b_bclEnd"></a> thereafter (<a name="XBRL_CS_d9865f1d321d4c94952ca514a"></a><a name="XBRL_CS_206c1c30bb794a8fafbf7998b"></a>2.16<a name="XBRL_CS_206c1c30bb794a8fafbf7998b_bclEnd"></a><a name="XBRL_CS_d9865f1d321d4c94952ca514a_bclEnd"></a>% at December 31, 2015; <a name="XBRL_CS_7250f10c1be544a9bb89f42fd"></a><a name="XBRL_CS_4f35d7fac12d48dcb60037333"></a>1.81<a name="XBRL_CS_4f35d7fac12d48dcb60037333_bclEnd"></a><a name="XBRL_CS_7250f10c1be544a9bb89f42fd_bclEnd"></a>% at December 31, 2014),
due September 29, 2016. Interest on these subordinated notes is payable
quarterly. The Bank has the option to redeem these subordinated capital notes
in whole or in part from time to time before maturity at 100% of the principal
amount plus any accrued but unpaid interest to the date of redemption,
beginning September 29, 2011, and at each payment date thereafter.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">These notes qualified as Tier 2 capital at a discounted rate,
which totaled &#160;$<a name="XBRL_CS_3d88736bbedb49e791e4dcb31"></a>13.4 <a name="XBRL_CS_3d88736bbedb49e791e4dcb31_bclEnd"></a>million at December 31,
2014. They have been fully discounted at December 31, 2015. Generally speaking,
subordinated notes are included as Tier 2 capital if they have an original
weighted average maturity of at least 5 years and comply with certain other
requirements.&nbsp;As the notes approach maturity, they begin to take on
characteristics of a short term obligation. For this reason, the outstanding
amount eligible for inclusion in Tier 2 capital is reduced, or discounted, as
the instruments approach maturity: one fifth of the outstanding amount is
excluded each year during the instruments last five years before maturity. When
the remaining maturity is less than one year, the instrument is excluded from
Tier 2 capital.<a name="XBRL_CS_a13a6f10a8754c64a6640252b"></a></font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the requirements of Puerto Rico
Banking Act, the Bank must establish a redemption fund for the subordinated
capital notes by transferring from undivided profits pre-established amounts as
follows:</font></font><a name="XBRL_CS_55dd9eb244ac4b1899ad9cd77_bclEnd"></a><a name="XBRL_CS_a13a6f10a8754c64a6640252b_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.25in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td valign=bottom width=68% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Redemption fund</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=68% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=32% style="border:none;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Redemption
  fund at December 31, 2015</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=27% style="background:#CCFFFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">61,975</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=68% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=27% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,025</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=68% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=27% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">67,000</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_d3937f479ec548a6aa42ea1b0"></a><a name="Xbrl_Tag14"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other borrowings</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Other borrowings, presented
in the consolidated statements of financial condition amounted to $1.7 million
and $4.0 million at </font></font><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">December 31, 2015 and December 31, 2014, respectively, which
mainly consists of unsecured fixed-rate borrowings.&#160; For both periods, the
unsecured fixed rate borrowings amounted to $1.7 million at a fixed rate of
3.0%.&#160; There are no term notes at December 31, 2015; however, at December 31,
2014, term notes tied to the S&amp;P index amounted to $<a name="XBRL_CS_1f247835e59d41dfb7d845790"></a>1.0 <a name="XBRL_CS_1f247835e59d41dfb7d845790_bclEnd"></a>million with an index
appreciation of $<a name="XBRL_CS_d96c9ad9c69643719ad6bcc42"></a>1.3 <a name="XBRL_CS_d96c9ad9c69643719ad6bcc42_bclEnd"></a>million.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_d3937f479ec548a6aa42ea1b0_bclEnd"></a><a name="Xbrl_Tag14_bclEnd"></a><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_c29c6208555940f0a33901ba7"></a><a name="Xbrl_Tag13"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">180</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_181"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">NOTE 14 &#8211; OFFSETTING OF FINANCIAL ASSETS AND LIABILITIES</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="Xbrl_Tag4"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s derivatives are subject to
agreements which allow a right of set-off with each respective counterparty. In
addition, the Company&#8217;s securities purchased under agreements to resell and securities
sold under agreements to repurchase have a right of set-off with the respective
counterparty under the supplemental terms of the master repurchase agreements.
In an event of default, each party has a right of set-off against the other
party for amounts owed in the related agreements and any other amount or
obligation owed in respect of any other agreement or transaction between them.
Security collateral posted to open and maintain a master netting agreement with
a counterparty, in the form of cash and securities, may from time to time be
segregated in an account at a third-party custodian pursuant to a an account
control agreement.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="Xbrl_Tag4_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_05c63d2ec7ad4a6e8f88b8526"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents the potential effect of rights of
set-off associated with the Company&#8217;s recognized financial assets and
liabilities at December 31, 2015 and 2014:</font></font><a name="XBRL_CS_05c63d2ec7ad4a6e8f88b8526_bclEnd"></a><a name="XBRL_CS_c29c6208555940f0a33901ba7_bclEnd"></a><a name="Xbrl_Tag13_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=19 width=100% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:30.75pt;">
  <td width=23% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 width=24% style="border:none;border-bottom:none black 1.0pt;height:30.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amounts Not Offset in
  the Statement of Financial Condition</font></b></p>
  </td>
 <td width=2% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:30.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amounts</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net Amount of</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Offset in the</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Assets Presented</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amount</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Statement of</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">in Statement</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">of Recognized</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">of Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Collateral</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Assets</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Condition</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Condition</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Instruments</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Received</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=75% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivatives</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,025</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,025</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,000</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,025</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=19 width=100% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:31.5pt;">
  <td width=23% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 width=24% style="border:none;border-bottom:none black 1.0pt;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amounts Not Offset in
  the Statement of Financial Condition</font></b></p>
  </td>
 <td width=2% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:31.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amounts</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net amount of</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Offset in the</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Assets Presented</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amount</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Statement of</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">in Statement</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">of Recognized</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">of Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Collateral</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Assets</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Condition</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Condition</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Instruments</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Received</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=75% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivatives</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,107</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,107</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,006</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,101</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=23% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">181</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_182"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=19 width=100% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td width=23% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 width=24% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amounts Not Offset in
  the Statement of Financial Condition</font></b></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net Amount of</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amounts</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Liabilities</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Offset in the </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Presented&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amount</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Statement of </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">in Statement</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">of Recognized</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">of Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Collateral</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Liabilities</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Condition</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Condition</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Instruments</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provided</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 width=48% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivatives</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,257</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,257</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,980</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,277</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  sold under agreements to repurchase</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">932,500</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">932,500</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,021,370</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(88,870)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">939,757</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">939,757</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,021,370</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,980</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(83,593)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=19 width=100% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td width=23% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=6 width=24% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amounts Not Offset in
  the Statement of Financial Condition</font></b></p>
  </td>
 <td width=2% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net Amount of</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amounts</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Liabilities</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Offset in the </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;Presented&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Gross Amount</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Statement of </font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">in Statement</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">of Recognized</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">of Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Financial</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Collateral</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Liabilities</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Condition</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Condition</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Instruments</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=10% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provided</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=11% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 width=75% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivatives</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,698</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,698</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,980</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,718</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=23% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Securities
  sold under agreements to repurchase</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">977,816</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">977,816</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,088,525</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(110,709)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=23% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">994,514</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">994,514</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,088,525</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,980</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(96,991)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=23% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-align:justify;"><a name="XBRL_CS_420fff033ed34ea6bbabedcdb"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">182</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_183"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 15 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;EMPLOYEE BENEFIT PLAN </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company has a profit sharing plan containing a cash or
deferred arrangement qualified under Sections&nbsp;1081.01(a) and 1081.01(d) of
the 2011 Code, and Sections&nbsp;401(a) and 401(k)&nbsp;of the United States
Internal Revenue Code of 1986, as amended (the &#8220;U.S.&nbsp;Code&#8221;). This plan is
subject to the provisions of Title&nbsp;I of the Employee Retirement Income
Security Act of 1976, as amended (&#8220;ERISA&#8221;). This plan covers all full-time
employees of the Company who are age twenty-one or older. Under this plan,
participants may contribute each year up to $<a name="XBRL_CS_01f3bcb9620e49e1a8304c1e0"></a>18,000<a name="XBRL_CS_01f3bcb9620e49e1a8304c1e0_bclEnd"></a>. During 2013, the Company
changed the matching contribution to 50 cents for each dollar contributed by an
employee, up to 4% of such employee&#8217;s base salary. The new matching
contribution is invested in accordance with the employee&#8217;s decision between the
available investment alternatives provided by the plan. This plan is entitled
to acquire and hold qualified employer securities as part of its investment of
the trust assets pursuant to ERISA Section&nbsp;407. The Company contributed $<a name="XBRL_CS_ac6bba3fd98b43d2872635d43"></a>808,690<a name="XBRL_CS_ac6bba3fd98b43d2872635d43_bclEnd"></a>, $<a name="XBRL_CS_9df22d8d29f94db394c10e01e"></a>811,513<a name="XBRL_CS_9df22d8d29f94db394c10e01e_bclEnd"></a>&nbsp;and $<a name="XBRL_CS_b8232b99df77475ea1fafd596"></a>657,504 <a name="XBRL_CS_b8232b99df77475ea1fafd596_bclEnd"></a>in cash during 2015, 2014
and 2013, respectively.&#160; The Company did not contribute any shares during 2015
and 2014 but contributed <a name="XBRL_CS_9988115a32a94928838e881c6"></a>7,318&nbsp;<a name="XBRL_CS_9988115a32a94928838e881c6_bclEnd"></a>shares in 2013 of its
common stock at a cost of approximately $<a name="XBRL_CS_c65f29fe159b4c3182a02c578"></a>110,000<a name="XBRL_CS_c65f29fe159b4c3182a02c578_bclEnd"></a>. The Company&#8217;s
contribution becomes 100% vested once the employee completes three years of
service. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Effective April 1,
2013, the Plan was amended to include a new subsection which states that all employees
who were employed by BBVAPR on December 17, 2012 and who became employees of
the Company on December 18, 2012 as a result of the BBVAPR Acquisition by OFG
Bancorp that was completed on the same date, shall be credited with all periods
of service with BBVAPR for all appropriate purposes under the Plan and can
participate in the Plan.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Also,
the Company offers to its senior management a non-qualified deferred
compensation plan, where executives can defer taxable income. Both the employer
and the employee have flexibility because non-qualified plans are not subject
to ERISA contribution limits nor are they subject to discrimination tests in
terms of who must be included in the plan. Under this plan, the employee&#8217;s
current taxable income is reduced by the amount being deferred. Funds deposited
in a deferred compensation plan can accumulate without current income tax to
the individual. Income taxes are due when the funds are withdrawn. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><a name="XBRL_CS_420fff033ed34ea6bbabedcdb_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_970b683cf1c54b8caa1b3128e"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 16 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
RELATED PARTY TRANSACTIONS</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Bank grants loans to its directors, executive officers and to
certain related individuals or organizations in the ordinary course of
business. These loans are offered at the same terms as loans to unrelated third
parties. <a name="XBRL_CS_ee82006760a94aa9bc01119b6"></a>The activity and balance
of these loans for the years ended December 31, 2015, 2014 and 2013 was as
follows:</font></font><a name="XBRL_CS_970b683cf1c54b8caa1b3128e_bclEnd"></a><a name="XBRL_CS_ee82006760a94aa9bc01119b6_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 valign=bottom width=64% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2014</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=bottom width=36% style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 valign=bottom width=64% style="height:15.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at the beginning of year</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">27,011</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18,963</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,055</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  New loans and disbursements</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,581</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,797</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18,499</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Repayments</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(9,117)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(13,725)</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(4,798)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=36% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Credits of persons no longer </font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;
  considered related parties</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(24)</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(793)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=36% style="height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance
  at the end of year</font></b></p>
  </td>
 <td valign=bottom width=3% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">31,475</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=3% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=17% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">27,011</font></b></p>
  </td>
 <td valign=bottom width=3% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=18% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">18,963</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_504d7e6b90114b42acc18f75d"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">183</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_184"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">NOTE 17 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">&#8212;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;"> INCOME TAXES</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company is subject to the dispositions of the 2011 Internal
Revenue Code of the New Puerto Rico, as amended (the Code).&#160; Among others, the
Code imposes a maximum corporate tax rate of 39%.&#160; Recent Code amendments have
been incorporated to increase government collections in order to alleviate the
governmental structural deficit.&#160; One of the Code&#8217;s amendments is Act No.
77-2014 known as &#8220;Ley de Ajustes al Sistema Contributivo&#8221; (Act of Adjustments
to the Tax System).&#160; The most relevant provisions of the Act of Adjustments to
the Tax System, as applicable to the Company, and effective for transactions
held after June 30, 2014 are as follows: (1) the capital tax rate was increased
from 15% to 20% and (2) for an asset to be considered long term capital asset,
the holding period must be over a year, which before was defined with a holding
period of over six months.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">On May 29, 2015 the Governor signed Act No. 72 of 2015. The most
relevant provisions of the Act No. 72, as applicable to the Company, for
taxable years beginning after December 31, 2014, are as follows: (1)
establishes a new definition of &#8220;large taxpayers,&#8221; which require them to file
their tax return following a special procedure established by the Secretary of
the Treasury, (2) net operating losses carried forward may be deducted up to
70% of the alternative minimum net income for purposes of computing the alternative
minimum tax, and (3) net operating losses carried forward may be deducted up to
80% of the net income for purposes of computing the regular corporate income
tax.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other Code amendments applicable during
2015 are the increase of the Sales and Use Tax (SUT) from 7% to 11.5% beginning
July 1st, 2015 and a special SUT to business to business transactions of 4%,
beginning October 1st, 2015.&#160;&#160; These were implemented as a transitional phase
to the enacted Value Added Tax (VAT) of 10.5%, which will be in place on April
1st, 2016, along with a Municipal SUT of 1% on certain taxable items.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Under Puerto Rico law, all companies are treated as separate
taxable entities and are not entitled to file consolidated tax returns. The
Company and its subsidiaries are subject to Puerto Rico regular income tax or
AMT on income earned from all sources. The AMT is payable if it exceeds regular
income tax. The excess of AMT over regular income tax paid in any one year may
be used to offset regular income tax in future years, subject to certain
limitations.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_0803afdfec8942f49ad6a69fb"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The components of income tax expense (benefit) for the
years ended&nbsp;December 31, 2015, 2014 and 2013 are as follows</font></font><a name="XBRL_CS_0803afdfec8942f49ad6a69fb_bclEnd"></a><a name="XBRL_CS_504d7e6b90114b42acc18f75d_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td nowrap valign=bottom width=39% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=61% style="border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=39% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=19% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap valign=bottom width=39% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=61% style="border:none;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Current
  income tax expense</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,775</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,097</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,357</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=39% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Deferred
  income tax (benefit) expense</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(37,329)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">24,155</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(11,066)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=39% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total
  income tax (benefit) expense </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(17,554)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">37,252</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(8,709)</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">184</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_185"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Income tax
benefit was $17.6 million of the year ended December 31, 2015, compared to the
income tax expenses of $37.3 million for December 31, 2014.&#160; The income tax
benefit obtained in 2015 was mainly related to the net loss for the period. In
relation to the exempt income level, for 2015, 2014, and 2013 the Bank&#8217;s
investment securities portfolio and loans portfolio generated net tax-exempt
interest income of $<a name="XBRL_CS_f815b7f087614834b5a579984"></a>17.6 <a name="XBRL_CS_f815b7f087614834b5a579984_bclEnd"></a>million, $<a name="XBRL_CS_cd6a4b8cce654f8b95c11c77d"></a>40.5<a name="XBRL_CS_cd6a4b8cce654f8b95c11c77d_bclEnd"></a> million, and $<a name="XBRL_CS_7f4f9808c82b4d52a0b32f480"></a>11.7 <a name="XBRL_CS_7f4f9808c82b4d52a0b32f480_bclEnd"></a>million, respectively. OIB
generated exempt income of $<a name="XBRL_CS_152c43d261f941ec8e22dec1e"></a>6.3 <a name="XBRL_CS_152c43d261f941ec8e22dec1e_bclEnd"></a>million, $<a name="XBRL_CS_355583e2507b4daea916662da"></a>16.5 <a name="XBRL_CS_355583e2507b4daea916662da_bclEnd"></a>million and $<a name="XBRL_CS_05bc95b1f1aa4de2a2a764fa1"></a>12.1 <a name="XBRL_CS_05bc95b1f1aa4de2a2a764fa1_bclEnd"></a>million for the years ended
2015, 2014 and 2013, respectively. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_f68155a8c85e45ed97f4ea0b4"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The maximum marginal-statutory rate was 39.00%, for the
years ended December 31, 2015, 2014 and 2013, and the Company maintained a
lower effective tax rate for 2015, 2014 and 2013.&#160; </font></font><a name="XBRL_CS_f68155a8c85e45ed97f4ea0b4_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160; &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Company&#8217;s income tax expense differs from amounts computed by
applying the applicable statutory rate to income before income taxes as follow:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:.25in;">
  <td valign=bottom width=33% style="height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=14 nowrap valign=bottom width=67% style="border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Rate</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Rate</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Rate</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 valign=bottom width=67% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tax
  (benefit) expense at statutory rates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,823)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-39.00%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,749</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39.00%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34,997</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">39.00%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tax
  effect of exempt income, net</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,625)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-43.00%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10,002)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-26.85%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,652)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-4.90%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Effect
  of tax rate on capital loss carryforwards</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">840</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.94%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Disallowed
  net operating loss carryover</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">556</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.77%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,289</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22.25%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Change
  in valuation allowance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,219)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-11.06%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(958)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-2.57%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,896</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.11%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Release
  of unrecognized tax benefits, net</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(385)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.92%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,093)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-2.94%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,559)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-1.57%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Effect
  in deferred taxes due to increase in tax rates</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  from 30.00% to 39.00%</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(38,068)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-43.04%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Loan
  tax basis change effect</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,642)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-20.51%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Effect
  of change in tax of IBE</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">148</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.17%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unrealized
  capital loss</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">283</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.41%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00%</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">0.00%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=33% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  items, net</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">659</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.28%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">909</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.00%</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,311)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-2.58%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=33% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Income
  tax (benefit) expense </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17,554)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-87.52%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">37,252</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.82%</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,709)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-9.70%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name="XBRL_TS_4d4768700759446f844477843"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">The Company classifies unrecognized tax
benefits in income taxes payable. These gross unrecognized tax benefits would
affect the effective tax rate if realized. At December 31, 2015 was $</font></font><a name="XBRL_CS_f028494b3ce4449f9deb86934"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">2.2 </font></font><a name="XBRL_CS_f028494b3ce4449f9deb86934_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">million (December 31, 2014 - $<a name="XBRL_CS_ab1b87c5d7f048acb208f538c"></a>2.6<a name="XBRL_CS_ab1b87c5d7f048acb208f538c_bclEnd"></a> million). The Company had accrued
$<a name="XBRL_CS_76240b56f77d4447872e9bfaf"></a>175<a name="XBRL_CS_76240b56f77d4447872e9bfaf_bclEnd"></a> thousand at December 31,
2015 (December 31, 2014 - $<a name="XBRL_CS_f51b445bf1764f9d966b14d1f"></a>470<a name="XBRL_CS_f51b445bf1764f9d966b14d1f_bclEnd"></a> thousand) for the payment
of interest and penalties relating to unrecognized tax benefits. During 2015, $<a name="XBRL_CS_34836dbdc1204b1c98846c027"></a>560<a name="XBRL_CS_34836dbdc1204b1c98846c027_bclEnd"></a> thousand was released
based on negotiations with the IRS related to taxable dividends from the
Federal Home Loan Bank.&#160; These negotiations concluded and the subject is
settled with the IRS.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents a reconciliation of unrecognized tax
benefits:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_4d4768700759446f844477843_bclEnd"></a><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:.25in;">
  <td valign=bottom width=55% style="height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=11 nowrap valign=bottom width=45% style="border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=11 valign=bottom width=45% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of year</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,560</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,042</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,452</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Additions
  for tax positions of prior years</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">175</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">187</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">287</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Reduction
  for tax positions as a result of settlements</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(560)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,388)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=55% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Reduction
  for tax positions as a result of lapse of statute of limitations</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(281)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,697)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=55% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,175</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,560</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,042</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><a name="XBRL_CS_a73e9adbe7aa4d1f9d1cd4abb"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">185</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_186"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The amount of unrecognized tax benefits
may increase or decrease in the future for various reasons including adding
amounts for current tax year positions, expiration of open income tax returns
due to the statute of limitations, changes in management&#8217;s judgment about the
level of uncertainty, status of examinations, litigation and legislative activity,
and the addition elimination of uncertain tax positions.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The determination of deferred tax expense or benefit is
based on changes in the carrying amounts of assets and liabilities that
generate temporary differences. The carrying value of the Company&#8217;s net
deferred tax assets assumes that the Company will be able to generate
sufficient future taxable income based on estimates and assumptions. If these
estimates and related assumptions change in the future, the Company may be
required to record valuation allowances against its deferred tax assets
resulting in additional income tax expense in the consolidated statements of
operations. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_a73e9adbe7aa4d1f9d1cd4abb_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td nowrap width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap width=35% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=35% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Deferred
  tax asset:</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Allowance
  for loan and lease losses and other reserves</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">129,234</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">90,090</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  and other real estate valuation adjustment</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,759</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">9,295</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  capital and operating loss carry forwards</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,043</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">28,973</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Alternative
  minimum tax</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,240</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,208</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Deposit
  and borrowings valuation adjustment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">133</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">390</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized
  net loss included in other comprehensive income</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,680</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,273</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">S&amp;P
  option contracts</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">393</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,882</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Acquired
  portfolio</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">37,523</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">46,146</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FDIC
  shared-loss indemnification asset</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,802</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  assets allowances</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,547</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,424</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  deferred tax assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,612</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,262</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Total gross deferred tax asset</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">216,966</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">203,943</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Deferred
  tax liability:</font></b></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FDIC
  shared-loss indemnification asset</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(21,809)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">FDIC-assisted
  acquisition, net</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(47,956)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(40,740)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Customer
  deposit and customer relationship intangibles</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,057)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,800)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  and building valuation adjustment</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(9,991)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(11,656)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized
  net gain on available-for-sale securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,566)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,799)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Servicing
  asset</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,907)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,457)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=65% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Other
  deferred tax liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,446)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,703)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=65% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Total gross deferred tax liabilities</font></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(67,923)</font></p>
  </td>
 <td width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(89,964)</font></p>
  </td>
 </tr>
<tr style="height:.25in;">
  <td nowrap width=65% style="background:#CCFFFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Less:
  valuation allowance</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,142)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,271)</font></p>
  </td>
 </tr>
<tr style="height:20.25pt;">
  <td valign=bottom width=65% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Net
  deferred tax asset</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">145,901</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:20.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:20.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">108,708</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><a name="XBRL_CS_1505f163ebe941b28fc66d746"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In assessing the realizability of the
deferred tax asset, management considers whether it is more likely than not
that some portion or the entire deferred tax asset will not be realized. The
ultimate realization of the deferred tax asset is dependent upon the generation
of future taxable income during the periods in which those temporary
differences become deductible. Management considers the scheduled reversal of
deferred tax liabilities, projected future taxable income, and tax planning
strategies in making this assessment. Based upon the level of historical
taxable income and projections for future taxable income over the periods in
which the deferred tax asset are deductible, management believes it is more
likely than not that the Company will realize the benefits of these deductible
differences, net of the existing valuation allowances at December&nbsp;31, 2015.
The amount of the deferred tax asset considered realizable, however, could be
reduced in the near term if estimates of future taxable income during the
carry-forward period are reduced. </font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">186</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_187"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company and its subsidiaries have
operating and capital loss carry-forwards for income tax purposes which are
available to offset future taxable income and capital gains. Operating loss
carry-forwards are available until December 2025 and capital loss
carry-forwards are available until December 2020.&nbsp;The majority of these
operating and capital loss carry-forwards are at the Company and at the Bank
amounting to approximately $<a name="XBRL_CS_f8384f435c3c4f5eb9e780387"></a><a name="XBRL_CS_28fa61a5a906418ea1d335108"></a><a name="XBRL_CS_86453f2eac95469f8a228188c"></a>27.6<a name="XBRL_CS_28fa61a5a906418ea1d335108_bclEnd"></a><a name="XBRL_CS_86453f2eac95469f8a228188c_bclEnd"></a> <a name="XBRL_CS_f8384f435c3c4f5eb9e780387_bclEnd"></a>million as of
December&nbsp;31, 2015. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company follows a two-step approach for recognizing and measuring uncertain tax
positions.&#160; The first step is to evaluate the tax position for recognition by
determining if the weight of available evidence indicates that it is more
likely than not that the position will be sustained on audit, including
resolution of related appeals of litigation processes, if any.&#160; The second step
is to measure the tax benefit as the largest amount that is more than 50%
likely to be realized upon ultimate settlement.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The
Company is potentially subject to income tax audits in the Commonwealth of
Puerto Rico for taxable years 2011 to 2014, until the applicable statute of
limitations expire.&#160; Tax audits by their nature are often complex and can
require several years to complete.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_1505f163ebe941b28fc66d746_bclEnd"></a><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name="XBRL_CS_68f634766ded4e06ae06bfb11"></a><a name="Xbrl_Tag0"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 18 </font></b></font><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212; REGULATORY CAPITAL REQUIREMENTS</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><a name="XBRL_CS_68f634766ded4e06ae06bfb11_bclEnd"></a><a name="Xbrl_Tag0_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_c2b11874bed2428c883abb870"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Regulatory Capital Requirements</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company (on a consolidated basis) and the Bank are subject to
various regulatory capital requirements administered by federal and Puerto Rico
banking agencies. Failure to meet minimum capital requirements can initiate
certain mandatory and possibly additional discretionary actions by regulators
that, if undertaken, could have a direct material effect on the Company&#8217;s
financial statements. Under capital adequacy guidelines and the regulatory
framework for prompt corrective action, the Company and the Bank must meet
specific capital guidelines that involve quantitative measures of their assets,
liabilities and certain off-balance sheet items as calculated under regulatory
accounting practices. The capital amounts and classification are also subject
to qualitative judgments by the regulators about components, risk weightings,
and other factors. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to the Dodd-Frank Act, federal banking regulators </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">have adopted new capital rules that became
effective January 1, 2015 for the Company and the Bank (subject to certain
phase-in periods through January 1, 2019) and that replaced their general
risk-based capital rules, advanced approaches rule, market risk rule, and
leverage rules. Among other matters, the new capital rules: (i) introduce a new
capital measure called &#8220;Common Equity Tier 1&#8221; (&#8220;CET1&#8221;) and related regulatory
capital ratio of CET1 to risk-weighted assets; (ii) specify that Tier 1 capital
consists of CET1 and &#8220;Additional Tier 1 capital&#8221; instruments meeting certain revised
requirements; (iii) mandate that most deductions/adjustments to regulatory
capital measures be made to CET1 and not to the other components of capital;
and (iv) expand the scope of the deductions from and adjustments to capital as
compared to prior regulations. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The new capital rules prescribe a new standardized approach for
risk weightings that expand the risk-weighting categories from the current four
Basel I-derived categories (0%, 20%, 50% and 100%) to a larger and more
risk-sensitive number of categories, depending on the nature of the assets, and
resulting in higher risk weights for a variety of asset classes.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:6.0pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to the new
capital rules, the minimum capital ratios requirements as of January 1, 2015
are as follows:</font></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4.5% CET1 to risk-weighted assets;</font></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6.0% Tier 1 capital (that is, CET1 </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">plus </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Additional
Tier 1 capital) to risk-weighted assets;</font></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8.0% Total capital (that is, Tier 1 capital </font><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">plus </font></i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">Tier
2 capital) to risk-weighted assets; and</font></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4.0% Tier 1 capital to average consolidated assets as
reported on consolidated financial statements (known &#160;</font></font></p>

<p style="border:none;margin-bottom:6.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; as the &#8220;leverage ratio&#8221;).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As of December 31, 2015 and 2014, the Company and the Bank met all
capital adequacy requirements to which they are subject. As of December 31,
2015 and 2014, the Bank is &#8220;well capitalized&#8221; under the regulatory framework
for prompt corrective action. To be categorized as &#8220;well capitalized,&#8221; an
institution must maintain minimum CET1 risk-based, Tier 1 risk-based, total
risk-based, and Tier 1 leverage ratios as set forth in the tables presented
below.</font></font><a name="XBRL_CS_c2b11874bed2428c883abb870_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_02b3543b611545eb9413f5930"></a><a name="XBRL_CS_506fe3585724479ab976e1869"></a><a name="Xbrl_Tag28"></a><a name="Xbrl_Tag1"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">187</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_188"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s and the Bank&#8217;s actual capital amounts and ratios as
of December 31, 2015 and 2014 are as follows:</font></font><a name="XBRL_CS_02b3543b611545eb9413f5930_bclEnd"></a><a name="XBRL_CS_506fe3585724479ab976e1869_bclEnd"></a><a name="Xbrl_Tag1_bclEnd"></a><a name="Xbrl_Tag28_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Minimum Capital</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Minimum to be Well</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Actual </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Requirement</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Capitalized</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Ratio </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Ratio </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount </font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Ratio </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 valign=bottom width=70% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Company
  Ratios</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">As
  of December 31, 2015</font></u></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  capital to risk-weighted assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">846,748</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.29%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">391,723</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.00%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">489,654</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.00%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tier
  1 capital to risk-weighted assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">782,912</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.99%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">293,792</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.00%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">391,723</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.00%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Common
  equity tier 1 capital to risk-weighted assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">594,482</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.14%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">220,344</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.50%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">318,275</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.50%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tier
  1 capital to average total assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">782,912</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11.18%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">280,009</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.00%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">350,011</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.00%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">As
  of December 31, 2014</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  capital to risk-weighted assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">851,437</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.57%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">387,772</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.00%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">484,715</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.00%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=30% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tier
  1 capital to risk-weighted assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">776,525</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.02%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">193,886</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.00%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">290,829</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.00%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=30% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tier
  1 capital to average total assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">776,525</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.61%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">292,738</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.00%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">365,922</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.00%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Minimum Capital</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=21% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Minimum to be Well</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Actual </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Requirement</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=21% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Capitalized</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Ratio </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Ratio </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amount </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Ratio </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 valign=bottom width=69% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Dollars in thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=31% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Bank
  Ratios</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">As
  of December 31, 2015</font></u></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=31% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  capital to risk-weighted assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">815,458</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.70%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">390,688</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.00%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">488,360</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.00%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tier
  1 capital to risk-weighted assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">751,886</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.40%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">293,016</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.00%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">390,688</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.00%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=31% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Common
  equity tier 1 capital to risk-weighted assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">751,886</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.40%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">219,762</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.50%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">317,434</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.50%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tier
  1 capital to average total assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">751,886</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.80%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">278,399</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.00%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">347,999</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.00%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=31% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">As
  of December 31, 2014</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total
  capital to risk-weighted assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">820,884</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.99%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">386,444</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.00%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">483,055</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.00%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=31% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tier
  1 capital to risk-weighted assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">746,177</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.45%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">193,222</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.00%</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">289,833</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.00%</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=31% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Tier
  1 capital to average total assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">746,177</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.26%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">290,879</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.00%</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">363,599</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.00%</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_cc3bf7ab074e472ebe62b9e24"></a><a name="XBRL_CS_627afba2b4d6409d96095423f"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">188</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_189"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 19 &#8211; EQUITY-BASED COMPENSATION PLAN </font></b></font><a name="XBRL_CS_627afba2b4d6409d96095423f_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The Omnibus Plan provides for equity-based compensation incentives
through the grant of stock options, stock appreciation rights, restricted
stock, restricted stock units, and dividend equivalents, as well as
equity-based performance awards.&#160; The Omnibus Plan replaced and superseded the
Stock Option Plans.&#160; All outstanding stock options under the Stock Option Plans
continue in full force and effect, subject to their original terms.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The activity in outstanding options for the years ended December
31, 2015, 2014 and 2013 is set forth below:</font></font><a name="XBRL_CS_cc3bf7ab074e472ebe62b9e24_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=bottom width=19% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=14 valign=bottom width=81% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=26% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=26% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=25% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Weighted</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Weighted</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Weighted</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Of</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Exercise</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Of</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Exercise</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Of</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Exercise</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Options </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Price </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Options </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Price </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Options </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Price </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Beginning of year</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">888,571</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.12</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">908,118</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.46</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">922,593</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.50</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160; Options granted</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">179,225</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.44</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">193,100</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.10</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">196,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.52</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=19% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160; Options exercised</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(112,704)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19.78</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(54,397)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11.86</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(34,396)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.65</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160; Options forfeited</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,569)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.09</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(158,250)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19.29</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(176,079)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.11</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap width=19% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">End of year</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">951,523</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.45</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">888,571</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.12</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">908,118</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.46</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_d8b2461fc29640a6be03c7a3a"></a><a name="XBRL_CS_3bd886b2cbc9462aa75c98139"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The following table summarizes the range of exercise prices
and the weighted average remaining contractual life of the options</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;"> &nbsp;</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">outstanding at December 31, 2015:</font></font><a name="XBRL_CS_3bd886b2cbc9462aa75c98139_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_d8b2461fc29640a6be03c7a3a_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 nowrap valign=bottom width=41% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Outstanding </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=28% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Exercisable </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Weighted</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Weighted</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Contract Life</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Weighted</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number of</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Remaining</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number of</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Range
  of Exercise Prices</font></u></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Options</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Exercise Price</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(Years)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Options</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Exercise Price</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$5.63
  to $8.45</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,078</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.28</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3.3</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,078</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.28</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8.46
  to 11.26</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.29</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1.6</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,000</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.29</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11.27
  to 14.08</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">461,820</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11.93</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4.4</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">373,754</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11.95</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.09
  to 16.90</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">305,300</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.37</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.7</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">35,100</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.52</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16.91
  to 19.71</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">177,825</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17.44</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9.2</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19.72
  to 22.53</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,500</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21.86</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2.2</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,500</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21.86</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">951,523</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.06</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6.3</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">415,432</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.22</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Aggregate
  Intrinsic Value </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_047027708db4419caeb378220"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The average fair value of each option granted during 2015, 2014
and 2013 was $</font></font><a name="XBRL_CS_9c595a475fec43d48e9cbdce9"></a><a name="XBRL_CS_724e4a6d03e64e36aa235967b"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">5.77</font></font><a name="XBRL_CS_724e4a6d03e64e36aa235967b_bclEnd"></a><a name="XBRL_CS_9c595a475fec43d48e9cbdce9_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">for 2015 and 2014 and $<a name="XBRL_CS_9f1a6b5dbc664cd0ab66971a6"></a>5.94<a name="XBRL_CS_9f1a6b5dbc664cd0ab66971a6_bclEnd"></a> for 2013. The average fair
value of each option granted was estimated at the date of the grant using the
Black-Scholes option pricing model. The Black-Scholes option-pricing model was
developed for use in estimating the fair value of traded options that have no
restrictions and are fully transferable and negotiable in a free trading
market. Black-Scholes does not consider the employment, transfer or vesting
restrictions that are inherent in the Company&#8217;s stock options. Use of an option
valuation model, as required by GAAP, includes highly subjective assumptions
based on long-term predictions, including the expected stock price volatility
and average life of each option grant.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_047027708db4419caeb378220_bclEnd"></a><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&#160;&nbsp;</font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_800e94df043242a1abc7cad64"></a><a name="XBRL_CS_b7dca42536a8498e9b8735c40"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">189</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_190"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The following assumptions were
used in estimating the fair value of the options granted during the years ended
December 31, 2015, 2014 and 2013:</font></font><a name="XBRL_CS_b7dca42536a8498e9b8735c40_bclEnd"></a><a name="XBRL_TS_800e94df043242a1abc7cad64_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=48% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year Ended
  December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=48% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=3% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted average assumptions:</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=48% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160; Dividend yield </font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1.89%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1.87%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1.66%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160; Expected volatility </font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">40.93%</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">42.08%</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">44.34%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=48% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160; Risk-free interest rate </font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2.41%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2.38%</font></p>
  </td>
 <td nowrap valign=bottom width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1.55%</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160; Expected life (in years) </font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8.0</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8.0</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8.0</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_30f4efd7e01344d4971c0e7ad"></a><a name="XBRL_CS_796b27c84a074221aa66fcad8"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The following table summarizes the activity in restricted
units under the Omnibus Plan for the years ended December 31, 2015, 2014 and
2013:</font></font><a name="XBRL_CS_796b27c84a074221aa66fcad8_bclEnd"></a><a name="XBRL_TS_30f4efd7e01344d4971c0e7ad_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=top width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 valign=bottom width=78% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year Ended
  December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=top width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=25% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=25% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=24% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=top width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=top width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Average</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=top width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Restricted</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Grant Date</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Restricted</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Grant Date</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Restricted</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Grant Date</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Units </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fair Value </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Units </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fair Value </font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Units </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Fair Value </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=22% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Beginning of year</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">153,050</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14.95</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">158,750</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">13.95</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">197,500</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12.13</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160; Restricted units granted</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">26,700</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16.66</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">39,200</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16.10</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">85,700</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15.86</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=22% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160; Restricted units lapsed</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(39,750)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11.83</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(37,342)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12.03</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(113,367)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12.34</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=22% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160; Restricted units forfeited</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,600)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15.45</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(7,558)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14.30</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(11,083)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">12.87</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=22% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">End of year</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">138,400</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16.17</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">153,050</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14.95</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">158,750</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">13.95</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_73eecfaced074086af88112b9"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The total unrecognized compensation cost
related to non-vested restricted units to members of management at December 31,
2015 was $</font></font><a name="XBRL_CS_605fa65b5fbc4ca0b1f314f49"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3.1 </font></font><a name="XBRL_CS_605fa65b5fbc4ca0b1f314f49_bclEnd"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">million and is expected to be
recognized over a weighted-average period of 2.8 years</font></font><font color=black face=Arial,sans-serif style="border:none;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_73eecfaced074086af88112b9_bclEnd"></a><font style="background:yellow;border:none;"><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; &nbsp;</font></i></b></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">190</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_191"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 20 &#8211; STOCKHOLDERS&#8217; EQUITY </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160; <a name="XBRL_CS_40bc545da0434d4d816cc6307"></a>Additional
Paid-in Capital</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=#252525 style="border:none;"><font color=#252525 face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Additional paid-in capital represents contributed capital in
excess of par value of common and preferred stock net of the costs of issuance.
As of December 31, 2015 and 2014 accumulated issuance costs charged against
additional paid in capital amounted to $<a name="XBRL_CS_4b4eaf67b9f4450f858866257"></a><a name="XBRL_CS_13655051516d47489d15fd944"></a>13.6 <a name="XBRL_CS_13655051516d47489d15fd944_bclEnd"></a><a name="XBRL_CS_4b4eaf67b9f4450f858866257_bclEnd"></a>million and $<a name="XBRL_CS_37c3a9d20c4f4f488c60daf2f"></a><a name="XBRL_CS_364c993bb1a84ce687741386a"></a>10.1 <a name="XBRL_CS_364c993bb1a84ce687741386a_bclEnd"></a><a name="XBRL_CS_37c3a9d20c4f4f488c60daf2f_bclEnd"></a>million for preferred and
common stock, respectively.</font></font><a name="XBRL_CS_40bc545da0434d4d816cc6307_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_a1570416d91d4900861a5b272"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Legal Surplus</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Puerto Rico Banking Act requires that
a minimum of 10% of the Bank&#8217;s net income or loss for the year be transferred
to a reserve fund until such fund (legal surplus) equals the total paid in
capital on common and preferred stock. At </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015 </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">and </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2014, </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">the Bank&#8217;s legal surplus amounted to $70.4 million and
$70.5million, respectively. The amount transferred to the legal surplus account
is not available for the payment of dividends to shareholders.</font></font><a name="XBRL_CS_a1570416d91d4900861a5b272_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-align:justify;"><a name="XBRL_CS_0384f4bd36534d1384f2107b1"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Treasury Stock</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><font style="background:yellow;border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Under the Company&#8217;s current stock
repurchase program it is authorized to purchase in the open market up to $<a name="XBRL_CS_1769335f939f41f6bd9b96441"></a>70<a name="XBRL_CS_1769335f939f41f6bd9b96441_bclEnd"></a> million of its outstanding
shares of common stock, of which approximately $<a name="Xbrl_Tag36_0"></a>7.7 <a name="Xbrl_Tag36_0_bclEnd"></a>million of authority remains. The shares of
common stock repurchased are to be held by the Company as treasury shares.
During the year ended December 31, 2015 the Company purchased <a name="Xbrl_Tag37_0"></a>803,985<a name="Xbrl_Tag37_0_bclEnd"></a> shares under
this program for a total of $<a name="Xbrl_Tag38_0"></a>8.9 <a name="Xbrl_Tag38_0_bclEnd"></a>million, at an average price of $<a name="XBRL_CS_9bd15a2d71464c53a240b5468"></a><a name="Xbrl_Tag39_0"></a>11.10 <a name="XBRL_CS_9bd15a2d71464c53a240b5468_bclEnd"></a><a name="Xbrl_Tag39_0_bclEnd"></a>per share. During the year ended December 31,
2014 the Company purchased 1,153,998 shares at an average price of $<a name="XBRL_CS_79138da3a452497480ce6b0e6"></a>14.66<a name="XBRL_CS_79138da3a452497480ce6b0e6_bclEnd"></a> per share.</font></font><a name="XBRL_CS_0384f4bd36534d1384f2107b1_bclEnd"></a></p>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total number
  of</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Dollar amount
  of</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">shares
  purchased as</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">shares
  repurchased</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">part of stock</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">price paid</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(excluding</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">repurchase
  programs</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">per share</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">commissions
  paid)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Period</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; April 2015</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">204,338</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.38</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,939</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; May 2015</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">48,200</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13.09</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">631</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; June 2015</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">51,447</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.81</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">659</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=45% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; July 2015</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">500,000</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9.39</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,696</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160; Year Ended December 31, 2015</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">803,985</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=11% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11.10</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=16% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,925</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total number
  of</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Dollar amount
  of</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td width=45% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">shares
  purchased as</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Average</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">shares
  repurchased</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td width=45% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">part of stock</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">price paid</font></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(excluding</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td width=45% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">repurchase
  programs</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=13% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">per share</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">commissions
  paid)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td width=45% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=16% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td width=45% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Period</font></u></b></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td nowrap width=45% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; January 2014</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">57,700</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.73</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">850</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td width=45% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; February 2014</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">649,700</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.66</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,522</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td nowrap width=45% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; August 2014</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">100</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">15.50</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td width=45% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; October 2014</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">381,513</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.64</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,585</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td nowrap width=45% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; November 2014</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">63,100</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.69</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">927</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td width=45% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160; December 2014</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,885</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.70</font></p>
  </td>
 <td width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=45% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160; Year Ended December 31, 2014</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,153,998</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14.66</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,914</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap width=45% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">At December 31, 2015 the
number of shares that may yet be purchased under the $70 million program is
estimated at 1,056,128 and was calculated by dividing the remaining balance of
$<a name="XBRL_CS_78c89a9a1fad4371b63cad63b"></a>7.7 <a name="XBRL_CS_78c89a9a1fad4371b63cad63b_bclEnd"></a>million by $7.32 (closing
price of the Company common stock at December 31, 2015). The Company did not
purchase any shares of its common stock during the year ended December 31,
2015, other than through its publicly announced stock repurchase program.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_6aebd5e47c4f4aa3b95f16003"></a><a name="XBRL_CS_d2b1c7ae3aac45f6aa79a8fc3"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">191</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_192"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The activity in connection with
common shares held in treasury by the Company for the year ended December 31,
2015 and 2014 is set forth below</font></font><a name="XBRL_CS_d2b1c7ae3aac45f6aa79a8fc3_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">:</font></font><a name="XBRL_CS_6aebd5e47c4f4aa3b95f16003_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=14 valign=bottom width=66% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year Ended
  December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=22% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 valign=bottom width=21% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Dollar</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Dollar</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Dollar</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Shares </font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Shares </font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Amount</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Shares </font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Amount</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 valign=bottom width=66% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands,
  except shares data)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=34% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Beginning of year</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,012,254</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">97,070</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,030,101</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">80,642</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,090,597</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">81,275</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;page-break-inside:avoid;">
  <td valign=bottom width=34% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Common shares used upon lapse of
  restricted stock units</font></p>
  </td>
 <td valign=bottom width=10% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(58,279)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(641)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(36,294)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(384)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(53,178)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(556)</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;page-break-inside:avoid;">
  <td nowrap width=34% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Common shares repurchased as part of the
  stock repurchase program</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">803,985</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,950</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,153,998</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16,948</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Reclassification from common stock</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(135,551)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(136)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;page-break-inside:avoid;">
  <td nowrap width=34% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Common shares used to match defined
  contribution plan, net</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(7,318)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(77)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=34% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">End of year</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,757,960</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">105,379</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,012,254</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">97,070</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,030,101</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">80,642</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;"><br>
<br>
</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_0e2226b3c5934a16ac7aa684a"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">NOTE 21 - ACCUMULATED OTHER COMPREHENSIVE INCOME</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_8c31ed0b58014bfab757fb4e9"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Accumulated other comprehensive income, net of income tax,
as of December 31, 2015, and 2014 consisted of:</font></font><a name="XBRL_CS_0e2226b3c5934a16ac7aa684a_bclEnd"></a><a name="XBRL_CS_8c31ed0b58014bfab757fb4e9_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=top width=61% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=61% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=61% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized
  gain on securities available-for-sale which are not</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  other-than-temporarily impaired</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,044</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">28,743</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=bottom width=61% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized
  loss on securities available-for-sale which are</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  other-than-temporarily impaired</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(3,196)</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Income
  tax effect of unrealized gain on securities available-for-sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,924)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,978)</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td valign=bottom width=61% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Net unrealized gain on securities available-for-sale which are not</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  other-than-temporarily impaired</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">16,924</font></p>
  </td>
 <td valign=bottom width=2% style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">25,765</font></p>
  </td>
 </tr>
<tr style="height:.25in;">
  <td nowrap width=61% style="background:#CCFFFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Unrealized
  loss on cash flow hedges</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:.25in;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(4,307)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:.25in;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;height:.25in;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(8,585)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=61% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Income
  tax effect of unrealized loss on cash flow hedges</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,380</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,531</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Net unrealized loss on cash flow hedges</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(2,927)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,054)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=61% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Accumulated
  other comprehensive income, net of taxes</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,997</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">19,711</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=61% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_8c5baf9293224292acfc88087"></a><a name="XBRL_CS_2156616a398e47d9b2d35a841"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">192</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_193"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table presents changes in
accumulated other comprehensive income by component, net of taxes, for the
years ended December 31, 2015, 2014 and 2013: </font></font><a name="XBRL_CS_2156616a398e47d9b2d35a841_bclEnd"></a><a name="XBRL_TS_8c5baf9293224292acfc88087_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 width=58% style="border:none;border-bottom:none black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 width=57% style="border:none;border-bottom:none black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2015</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:none black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net unrealized</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net unrealized</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accumulated</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">gains on</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">loss on</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">other</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">securities</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">cash flow</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">comprehensive</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">available-for-sale</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">hedges</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">income</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 width=58% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Beginning
  balance</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,765</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,054)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,711</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=42% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  comprehensive income (loss) before reclassifications</font></p>
  </td>
 <td width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,250)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(3,019)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,269)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:33.75pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other-than-temporary
  impairment amount reclassified from accumulated other comprehensive income</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,662)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:33.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:33.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,662)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=42% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amounts
  reclassified out of accumulated other comprehensive income (loss)</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(929)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,146</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,217</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  comprehensive income (loss)</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,841)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,127</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,714)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=42% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Ending
  balance</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,924</font></b></p>
  </td>
 <td width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,927)</font></b></p>
  </td>
 <td width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,997</font></b></p>
  </td>
 <td width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=42% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 nowrap width=58% style="border:none;border-bottom:none black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=57% style="border:none;border-bottom:none black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2014</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:none black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net unrealized</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net unrealized</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accumulated</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">gains on</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">loss on</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">other</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">securities</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">cash flow</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">comprehensive</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">available-for-sale</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">hedges</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">income</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=9 width=58% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Beginning
  balance</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,433</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,242)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,191</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=42% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  comprehensive income (loss) before reclassifications</font></p>
  </td>
 <td width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,207</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,157)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,050</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=42% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amounts
  reclassified out of accumulated other comprehensive income (loss)</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">125</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,345</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,470</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  comprehensive income</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,332</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,188</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,520</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=42% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Ending
  balance</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">25,765</font></b></p>
  </td>
 <td width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,054)</font></b></p>
  </td>
 <td width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,711</font></b></p>
  </td>
 <td width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=42% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=57% style="border:none;border-bottom:none black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31,</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=57% style="background:#CCFFFF;border:none;border-bottom:none black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2013</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="border:none;border-bottom:none black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net unrealized</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net unrealized</font></b></p>
  </td>
 <td width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Accumulated</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=19% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">gains on</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">loss on</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=18% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">other</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=19% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">securities</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">cash flow</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">comprehensive</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=19% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">available-for-sale</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">hedges</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">income</font></b></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=42% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 width=57% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Beginning
  balance</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">68,245</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(12,365)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">55,880</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=42% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  comprehensive income (loss) before reclassifications</font></p>
  </td>
 <td width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(56,960)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,930)</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(58,890)</font></p>
  </td>
 <td width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=42% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Amounts
  reclassified out of accumulated other comprehensive income (loss)</font></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">148</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,053</font></p>
  </td>
 <td valign=bottom width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=3% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,201</font></p>
  </td>
 <td width=1% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=42% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  comprehensive income (loss)</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(56,812)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,123</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(52,689)</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=42% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Ending
  balance</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">11,433</font></b></p>
  </td>
 <td width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(8,242)</font></b></p>
  </td>
 <td width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,191</font></b></p>
  </td>
 <td width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_2372ea8b91104b8598b3f6340"></a><a name="XBRL_CS_1a93e5663f1b47a697aa26efa"></a><a name="Xbrl_Tag23"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">193</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_194"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following
table presents reclassifications out of accumulated other comprehensive income
for the years ended December 31, 2015, 2014 and 2013:</font></font><a name="Xbrl_Tag23_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font><a name="XBRL_CS_1a93e5663f1b47a697aa26efa_bclEnd"></a><a name="XBRL_CS_2372ea8b91104b8598b3f6340_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=42% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Amount
  reclassified out of accumulated </font></b></p>
  </td>
 <td valign=bottom width=1% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;page-break-inside:avoid;">
  <td valign=top width=39% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=42% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">other
  comprehensive income</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Affected Line
  Item in</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;page-break-inside:avoid;">
  <td valign=top width=39% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=42% style="border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year Ended
  December 31,</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Consolidated
  Statement</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td valign=top width=39% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160; of
  Operations</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;page-break-inside:avoid;">
  <td valign=top width=39% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=28% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="border:none;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=39% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash flow hedges:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest-rate contracts</font></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,443</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,572</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,053</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net interest expense</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=39% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Tax effect from increase in capital gains
  tax rate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(297)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">773</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Income tax expense</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Available-for-sale securities:</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;page-break-inside:avoid;">
  <td nowrap width=39% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other-than-temporary impairment losses on
  investment securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,490)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net impairment losses recognized in
  earnings</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Residual tax effect from OIB's change in
  applicable tax rate</font></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">45</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">170</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">148</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Income tax expense</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=39% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Tax effect from increase in capital gains
  tax rate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">516</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=11% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(45)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Income tax expense</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,217</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,470</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,201</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=18% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">NOTE 22 &#8211; (LOSS) EARNINGS PER COMMON SHARE</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_TS_de0d0aa31ee54a78a87307da3"></a><a name="XBRL_CS_2ba32b4e95e8439182fed0170"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The calculation of (loss) earnings per common share for the
years ended December 31, 2015, 2014 and 2013 is as follows:</font></font><a name="XBRL_CS_2ba32b4e95e8439182fed0170_bclEnd"></a><a name="XBRL_TS_de0d0aa31ee54a78a87307da3_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=top width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=9 valign=bottom width=59% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year Ended
  December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=top width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=top width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=9 valign=bottom width=59% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands,
  except per share data)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=41% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net (loss) income </font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2,504)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">85,181</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">98,446</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160; Less: Dividends on preferred stock</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;page-break-inside:avoid;">
  <td nowrap width=41% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160; Non-convertible preferred stock
  (Series A, B, and D)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(6,512)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(6,512)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(6,512)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=top width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160; Convertible preferred stock (Series
  C)</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(7,350)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(7,350)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(7,350)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=41% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Loss) income available to common
  shareholders</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(16,366)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">71,319</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">84,584</font></b></p>
  </td>
 </tr>
<tr style="height:23.25pt;page-break-inside:avoid;">
  <td valign=bottom width=41% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160; Effect of assumed conversion of the
  convertible&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font color=white face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">'&#160;&#160;&#160;&#160; '</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160; preferred stock</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,350</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,350</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:23.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,350</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;page-break-inside:avoid;">
  <td nowrap width=41% style="background:#CCFFFF;height:27.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Loss) income available to common
  shareholders assuming conversion</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:27.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:27.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(9,016)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:27.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:27.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:27.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">78,669</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:27.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:27.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:27.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:27.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">91,934</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap width=41% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Weighted average common shares and share
  equivalents:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.25pt;page-break-inside:avoid;">
  <td valign=bottom width=41% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160; Average common shares outstanding </font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">44,231</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">45,024</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">45,706</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=41% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160; Effect of dilutive securities:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160; Average potential common
  shares-options </font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">68</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">155</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">189</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;page-break-inside:avoid;">
  <td nowrap width=41% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160; Average potential common
  shares-assuming&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font color=white face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">'&#160;&#160;&#160;&#160; '</font><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160; conversion of convertible preferred stock</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,156</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,147</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,138</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;page-break-inside:avoid;">
  <td valign=bottom width=41% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Total weighted average common
  shares&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></b><b><font color=white face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">'&#160; '</font></b><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">outstanding and equivalents</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">51,455</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">52,326</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:24.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">53,033</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;page-break-inside:avoid;">
  <td nowrap width=41% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Loss) earnings per common share - basic</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(0.37)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1.58</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1.85</font></b></p>
  </td>
 </tr>
<tr style="height:14.25pt;page-break-inside:avoid;">
  <td valign=bottom width=41% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Loss) earnings per common share -
  diluted</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(0.37)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1.50</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:14.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1.73</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_7cba322e4a8e4228aa9a4e1e6"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">In computing diluted (loss) earnings per common share, the </font></font><a name="XBRL_CS_a3f0b642eb8d46408a8fa8905"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">84,000 </font></font><a name="XBRL_CS_a3f0b642eb8d46408a8fa8905_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">shares of convertible preferred stock,
which remain outstanding at December 31, 2015, with a conversion rate, subject
to certain conditions, of <a name="XBRL_CS_6fbdbec2164c4d408b9abaf3d"></a>86.4225 <a name="XBRL_CS_6fbdbec2164c4d408b9abaf3d_bclEnd"></a>shares of common stock per
share, were included as average potential common shares from the date they were
issued and outstanding. Moreover, in computing diluted (loss) earnings per
common share, the dividends declared during the years ended 2015, 2014 and 2013
on the convertible preferred stock were added back as income available to
common shareholders. </font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">194</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_195"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">For the years ended 2015, 2014 and 2013, weighted-average stock
options with an anti-dilutive effect on (loss) earnings per share not included
in the calculation amounted to <a name="XBRL_CS_6a22d94f62894d9b94a975417"></a>887,307</font></font><a name="XBRL_CS_6a22d94f62894d9b94a975417_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">, &#160;<a name="XBRL_CS_81f8895351e843088e07e98ba"></a>320,772<a name="XBRL_CS_81f8895351e843088e07e98ba_bclEnd"></a> and <a name="XBRL_CS_a6fe0458534b4108905f91f82"></a>230,392</font></font><a name="XBRL_CS_a6fe0458534b4108905f91f82_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">, respectively </font></font><a name="XBRL_CS_7cba322e4a8e4228aa9a4e1e6_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><a name="XBRL_CS_4cd6b22e23f64087b766bc2a7"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">NOTE 23 &#8211; GUARANTEES</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015, the unamortized balance of the obligations
undertaken in issuing the guarantees under standby letters of credit represented
a liability of $14.7 million (December 31, 2014- $33.0 million).</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a result of the BBVAPR Acquisition, the Company assumed a liability
for residential mortgage loans sold subject to credit recourse, pursuant to
FNMA&#8217;s residential mortgage loan sales and securitization programs. At December
31, 2015 and 2014, the unpaid principal balance of residential mortgage loans
sold subject to credit recourse was $<a name="XBRL_CS_50aa2981454c462c919abd358"></a><a name="Xbrl_Tag1_0"></a>22.4 <a name="XBRL_CS_50aa2981454c462c919abd358_bclEnd"></a><a name="Xbrl_Tag1_0_bclEnd"></a>million and $<a name="XBRL_CS_7cba72cd076e45579c64a03ec"></a><a name="Xbrl_Tag6_0"></a>67.8<a name="Xbrl_Tag6_0_bclEnd"></a> <a name="XBRL_CS_7cba72cd076e45579c64a03ec_bclEnd"></a>million, respectively.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_7b3f249ef17d432086cf72c4e"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following table shows the changes in the Company&#8217;s liability
for estimated losses from these credit recourse agreements, included in the consolidated
statements of financial condition during the years ended December 31, 2015,
2014 and 2013. </font></font><a name="XBRL_CS_4cd6b22e23f64087b766bc2a7_bclEnd"></a><a name="XBRL_CS_7b3f249ef17d432086cf72c4e_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td valign=top width=48% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 valign=bottom width=52% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=48% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2014</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=48% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=top width=52% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=48% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance at beginning of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">927</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,955</font></p>
  </td>
 <td nowrap width=1% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=14% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,460</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=48% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Net (charge-offs/terminations) recoveries</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(488)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=white face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,028)</font></p>
  </td>
 <td valign=bottom width=1% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(505)</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=48% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Balance at end of year</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">439</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">927</font></b></p>
  </td>
 <td valign=bottom width=1% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,955</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_9c19579b3a194a9c9b4bd34c7"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The estimated losses to be absorbed under the credit recourse
arrangements were recorded as a liability when the credit recourse was assumed,
and are updated on a quarterly basis. The expected loss, which represents the
amount expected to be lost on a given loan, considers the probability of
default and loss severity. The probability of default represents the
probability that a loan in good standing would become 120 days delinquent, in
which case the Company is obligated to repurchase the loan. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">If a borrower defaults, pursuant to the credit recourse
provided, the Company is required to repurchase the loan or reimburse the third
party investor for the incurred loss. The maximum potential amount of future
payments that the Company would be required to make under the recourse
arrangements is equivalent to the total outstanding balance of the residential
mortgage loans serviced with recourse and interest, if applicable. During 2015,
the Company repurchased approximately $<a name="XBRL_CS_4c2a6ef35c6945b9b74ba91d5"></a>4.1 <a name="XBRL_CS_4c2a6ef35c6945b9b74ba91d5_bclEnd"></a>million of unpaid principal
balance in mortgage loans subject to the credit recourse provisions.&#160; If a
borrower defaults, the Company has rights to the underlying collateral securing
the mortgage loan. The Company suffers losses on these mortgage loans when the
proceeds from a foreclosure sale of the collateral property are less than the
outstanding principal balance of the loan, any uncollected interest advanced,
and the costs of holding and disposing the related property. At December 31,
2015, the Company&#8217;s liability for estimated credit losses related to loans sold
with credit recourse amounted to $439 thousand (December 31, 2014&#8211; $927
thousand). </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_9c19579b3a194a9c9b4bd34c7_bclEnd"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_8fff3ba8604b42ac8c9b4d053"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">When the Company sells or securitizes mortgage loans,
it generally makes customary representations and warranties regarding the
characteristics of the loans sold. The Company's mortgage operations division
groups conforming mortgage loans into pools which are exchanged for FNMA and
GNMA mortgage-backed securities, which are generally sold to private investors,
or are sold directly to FNMA or other private investors for cash. As required
under such mortgage backed securities programs, quality review procedures are
performed by the Company to ensure that asset guideline qualifications are met.
To the extent the loans do not meet specified characteristics, the Company may
be required to repurchase such loans or indemnify for losses and bear any
subsequent loss related to the loans. At December 31, 2015, the Company&#8217;s
representation and warranty arrangements, excluding mortgage loans subject to
credit recourse provisions referred to above, approximated $</font></font><a name="XBRL_CS_3234288e611147ef9247cb8ec"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">22.1</font></font><a name="XBRL_CS_3234288e611147ef9247cb8ec_bclEnd"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> million in unpaid principal balance </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(December 31, 2014 &#8211; $<a name="XBRL_CS_d35c06a088b842c18fa0179e9"></a>10.7 <a name="XBRL_CS_d35c06a088b842c18fa0179e9_bclEnd"></a>million)</font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. A substantial amount of these
loans are reinstated to performing status or have mortgage insurance, and thus
the ultimate losses on the loans are not deemed significant. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2015, 2014 and 2013, the Company recognized $<a name="XBRL_CS_67ece90befe9457aab4e5556a"></a>1.4<a name="XBRL_CS_67ece90befe9457aab4e5556a_bclEnd"></a> million, $<a name="XBRL_CS_b7feb9ff71484b709a94d46c1"></a>143<a name="XBRL_CS_b7feb9ff71484b709a94d46c1_bclEnd"></a> thousand and $<a name="XBRL_CS_fbf94dda09814a48ad3ebd067"></a>281<a name="XBRL_CS_fbf94dda09814a48ad3ebd067_bclEnd"></a> thousand, respectively, in
losses from the repurchase of residential mortgage loans sold subject to credit
recourse, and $<a name="XBRL_CS_6a3efd9620f54895bd40fe4f8"></a>2.5<a name="XBRL_CS_6a3efd9620f54895bd40fe4f8_bclEnd"></a> million in losses in 2015
and 2014 from the repurchase of residential mortgage loans as a result of
breaches of the customary representations and warranties. </font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">195</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_196"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Servicing agreements relating to the mortgage-backed
securities programs of FNMA and GNMA, and to mortgage loans sold or serviced to
certain other investors, including the Federal Home Loan Mortgage Corporation
(&#8220;FHLMC&#8221;), require the Company to advance funds to make scheduled payments of
principal, interest, taxes and insurance, if such payments have not been
received from the borrowers. At December 31, 2015, the Company serviced $<a name="XBRL_CS_604d02405b614ddc98257bf3b"></a>664.6 <a name="XBRL_CS_604d02405b614ddc98257bf3b_bclEnd"></a>million in mortgage loans
for third-parties. The Company generally recovers funds advanced pursuant to
these arrangements from the mortgage owner, from liquidation proceeds when the
mortgage loan is foreclosed or, in the case of FHA/VA loans, under the
applicable FHA and VA insurance and guarantees programs. However, in the
meantime, the Company must absorb the cost of the funds it advances during the
time the advance is outstanding. The Company must also bear the costs of
attempting to collect on delinquent and defaulted mortgage loans. In addition,
if a defaulted loan is not cured, the mortgage loan would be canceled as part
of the foreclosure proceedings and the Company would not receive any future
servicing income with respect to that loan. At December 31, 2015, the
outstanding balance of funds advanced by the Company under such mortgage loan
servicing agreements was approximately $<a name="XBRL_CS_fe733393c42f4c488677a585f"></a>301<a name="XBRL_CS_fe733393c42f4c488677a585f_bclEnd"></a> thousand </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(December 31, 2014 </font></font><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">- $<a name="XBRL_CS_42d2ae3cb99b4ba6803e756d3"></a>391<a name="XBRL_CS_42d2ae3cb99b4ba6803e756d3_bclEnd"></a> thousand). To the extent
the mortgage loans underlying the Company's servicing portfolio experience
increased delinquencies, the Company would be required to dedicate additional
cash resources to comply with its obligation to advance funds as well as incur
additional administrative costs related to increases in collection efforts.</font></font><a name="XBRL_CS_8fff3ba8604b42ac8c9b4d053_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_88fadb6571e140479d656d3bc"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 24</font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8212;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
COMMITMENTS AND CONTINGENCIES</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Loan Commitments</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In the normal course of
business, the Company becomes a party to credit-related financial instruments
with off-balance-sheet risk to meet the financing needs of its customers. These
financial instruments include commitments to extend credit, standby and commercial
letters of credit, and financial guarantees. Those instruments involve, to
varying degrees, elements of credit and interest rate risk in excess of the
amounts recognized in the consolidated statements of financial condition. The
contract or notional amount of those instruments reflects the extent of the
Company&#8217;s involvement in particular types of financial instruments.</font></font></p>

<p style="border:none;margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s exposure to
credit losses in the event of nonperformance by the counterparty to the
financial instrument for commitments to extend credit, including commitments
under credit card arrangements, and commercial letters of credit is represented
by the contractual notional amounts of those instruments, which do not
necessarily represent the amounts potentially subject to risk. In addition, the
measurement of the risks associated with these instruments is meaningful only
when all related and offsetting transactions are identified. The Company uses
the same credit policies in making commitments and conditional obligations as
it does for on-balance-sheet instruments.</font></font></p>

<p style="border:none;margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><a name="XBRL_CS_428429aa4ffd48b8a30af9c82"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Credit-related financial
instruments at December 31, 2015 and 2014 were as follows:</font></font><a name="XBRL_CS_428429aa4ffd48b8a30af9c82_bclEnd"></a><a name="XBRL_CS_88fadb6571e140479d656d3bc_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=top width=62% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=38% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31, </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=62% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=62% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap width=62% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commitments
  to extend credit</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">607,051</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">493,248</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=62% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commercial
  letters of credit</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,508</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">885</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_c9569af3c17243ba9dc5a22e3"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commitments to extend credit represent agreements to
lend to a customer as long as there is no violation of any condition
established in the contract. Commitments generally have fixed expiration dates
or other termination clauses and may require payment of a fee. The Company
evaluates each customer&#8217;s creditworthiness on a case-by-case basis. The amount
of collateral obtained, if it is deemed necessary by the Company upon the extension
of credit, is based on management&#8217;s credit evaluation of the counterparty.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">At December 31, 2015 and 2014, commitments to extend
credit consisted mainly of undisbursed available amounts on commercial lines of
credit, construction loans, and revolving credit card arrangements. Since many
of the unused commitments are expected to expire unused or be only partially
used, the total amount of these unused commitments does not necessarily
represent future cash requirements. </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">These commitments to extend credit had a reserve of $<a name="XBRL_CS_24144e085f9b462a8786f51db"></a>667<a name="XBRL_CS_24144e085f9b462a8786f51db_bclEnd"></a> thousand at </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2015 and </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">$<a name="XBRL_CS_421b19cf0b01403bb5bedb8de"></a>621<a name="XBRL_CS_421b19cf0b01403bb5bedb8de_bclEnd"></a> thousand at December 31,
2014.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">196</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_197"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Commercial letters of credit
are issued or confirmed to guarantee payment of customers&#8217; payables or
receivables in short-term international trade transactions. Generally, drafts
will be drawn when the underlying transaction is consummated as intended.
However, the short-term nature of this instrument serves to mitigate the risk
associated with these contracts.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_c56465c9baaa472da5bedb110"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The summary of instruments that are considered
financial guarantees in accordance with the authoritative guidance related to guarantor&#8217;s
accounting and disclosure requirements for guarantees, including indirect
guarantees of indebtedness of others, at December 31, 2015, and&#160; 2014, is as
follows:</font></font><a name="XBRL_CS_c56465c9baaa472da5bedb110_bclEnd"></a><a name="XBRL_CS_c9569af3c17243ba9dc5a22e3_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=top width=61% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=39% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=61% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=61% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=39% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Standby
  letters of credit and financial guarantees</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,656</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:25.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:25.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">32,970</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=61% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Loans
  sold with recourse</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,374</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=16% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">67,803</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=61% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Commitments
  to sell or securitize mortgage loans</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">34,888</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=16% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">10,207</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_08d32ce3d89f4e4fa7181dfa4"></a><font color=black style="border:none;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Standby letters of credit and financial guarantees are
written conditional commitments issued by the Company to guarantee the payment
and/or performance of a customer to a third party (&#8220;beneficiary&#8221;). If the
customer fails to comply with the agreement, the beneficiary may draw on the
standby letter of credit or financial guarantee as a remedy. The amount of
credit risk involved in issuing letters of credit in the event of
nonperformance is the face amount of the letter of credit or financial
guarantee. These guarantees are primarily issued to support public and private
borrowing arrangements, including commercial paper, bond financing, and similar
transactions. The amount of collateral obtained, if it is deemed necessary by
the Company upon extension of credit, is based on management&#8217;s credit evaluation
of the customer. </font></font><a name="XBRL_CS_08d32ce3d89f4e4fa7181dfa4_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_90e8636c1fe24bd398323f863"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Lease Commitments </font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company has entered into various operating lease agreements
for branch facilities and administrative offices. Rent expense for the years
ended </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2015, 2014 and 2013, amounted to </font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">$<a name="XBRL_CS_da960a9a8af14dd48171bd8f6"></a>9.2 <a name="XBRL_CS_da960a9a8af14dd48171bd8f6_bclEnd"></a>million, $<a name="XBRL_CS_6c4ea02b1be94fa5b66996f3e"></a>9.7<a name="XBRL_CS_6c4ea02b1be94fa5b66996f3e_bclEnd"></a> million and $<a name="XBRL_CS_47234f259dde4d3086141e005"></a>10.1<a name="XBRL_CS_47234f259dde4d3086141e005_bclEnd"></a> million, respectively, and
is included in the &#8220;occupancy and equipment&#8221; caption in the consolidated
statements of operations. <a name="XBRL_CS_11c466db1f1148cca556fd151"></a>Future
rental commitments under leases in effect at </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December
31, 2015</font><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, exclusive of taxes, insurance, and maintenance expenses
payable by the Company, are summarized as follows:</font></font><a name="XBRL_CS_11c466db1f1148cca556fd151_bclEnd"></a><a name="XBRL_CS_90e8636c1fe24bd398323f863_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td valign=bottom width=70% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Minimum Rent</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=70% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Year
  Ending December 31, </font></u></b></p>
  </td>
 <td colspan=2 valign=bottom width=30% style="border:none;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=70% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2016</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=25% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,755</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=70% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2017</font></p>
  </td>
 <td valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=25% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,283</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=70% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2018</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,278</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=70% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2019</font></p>
  </td>
 <td valign=bottom width=5% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=25% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,182</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=70% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2020</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=25% style="background:#CCFFFF;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,455</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=bottom width=70% style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Thereafter</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=25% style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">12,397</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=70% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=25% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">45,350</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=bottom width=70% style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=25% style="border:none;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_22127df856b443309c23ff680"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">197</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_198"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Contingencies</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company and its subsidiaries are defendants in a number of
legal proceedings incidental to their business. In the ordinary course of
business, the Company and its subsidiaries are also subject to governmental and
regulatory examinations. Certain subsidiaries of the Company, including the Bank
(and its subsidiary OIB), Oriental Financial Services, and Oriental Insurance,
are subject to regulation by various U.S., Puerto Rico and other regulators. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company seeks to resolve all litigation and regulatory matters
in the manner management believes is in the best interests of the Company and
its shareholders, and contests allegations of liability or wrongdoing and,
where applicable, the amount of damages or scope of any penalties or other
relief sought as appropriate in each pending matter. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Subject to the accounting and disclosure framework under the
provisions of ASC 450, it is the opinion of the Company&#8217;s management, based on
current knowledge and after taking into account its current legal accruals,
that the eventual outcome of all matters would not be likely to have a material
adverse effect on the consolidated statements of financial condition of the Company.
Nonetheless, given the substantial or indeterminate amounts sought in certain
of these matters, and the inherent unpredictability of such matters, an adverse
outcome in certain of these matters could, from time to time, have a material
adverse effect on the Company&#8217;s consolidated results of operations or cash
flows in particular quarterly or annual periods. The Company has evaluated all
litigation and regulatory matters where the likelihood of a potential loss is
deemed reasonably possible. The Company has determined that the estimate of the
reasonably possible loss is not significant.</font></font><a name="XBRL_CS_22127df856b443309c23ff680_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_d7dcb9f1cf86451fbacf0d3d6"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 25 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">-
</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">FAIR VALUE</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OF FINANCIAL INSTRUMENTS</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company follows the fair value measurement framework under
GAAP.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fair Value Measurement</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value measurement framework defines fair value as the
exchange price that would be received for an asset or paid to transfer a
liability in the principal or most advantageous market for the asset or
liability in an orderly transaction between market participants on the
measurement date. This framework also establishes a fair value hierarchy which
requires an entity to maximize the use of observable inputs and minimize the
use of unobservable inputs when measuring fair value. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Money market investments</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of money market investments is based on the
carrying amounts reflected in the consolidated statements of financial
condition as these are reasonable estimates of fair value given the short-term
nature of the instruments.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Investment securities</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of investment securities is based on quoted market
prices, when available, or prices provided from contracted pricing providers, or
market prices provided by recognized broker-dealers. Such securities are
classified as Level 1 or Level 2 depending on the basis for determining fair
value. If listed prices or quotes are not available, fair value is based upon
externally developed models that use both observable and unobservable inputs
depending on the market activity of the instrument, and such securities are
classified as Level 3. At December 31, 2015 and 2014, the Company did not have
investment securities classified as Level 3.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">198</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_199"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivative instruments</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of the interest rate swaps is largely a function of
the financial market&#8217;s expectations regarding the future direction of interest
rates. Accordingly, current market values are not necessarily indicative of the
future impact of derivative instruments on earnings. This will depend, for the
most part, on the shape of the yield curve, the level of interest rates, as
well as the expectations for rates in the future. The fair value of most of
these derivative instruments is based on observable market parameters, which
include discounting the instruments&#8217; cash flows using the U.S. dollar
LIBOR-based discount rates, and also applying yield curves that account for the
industry sector and the credit rating of the counterparty and/or the Company.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Certain other derivative instruments with limited market activity
are valued using externally developed models that consider unobservable market
parameters. Based on their valuation methodology, derivative instruments are
classified as Level 2 or Level 3. The Company has offered its customers
certificates of deposit with an option tied to the performance of the S&amp;P
Index and uses equity indexed option agreements with major broker-dealers to
manage its exposure to changes in this index. Their fair value is obtained
through the use of an external based valuation that was thoroughly evaluated
and adopted by management as its measurement tool for these options. The payoff
of these options is linked to the average value of the S&amp;P Index on a
specific set of dates during the life of the option. The methodology uses an
average rate option or a cash-settled option whose payoff is based on the
difference between the expected average value of the S&amp;P Index during the
remaining life of the option and the strike price at inception. The
assumptions, which are uncertain and require a degree of judgment, include
primarily S&amp;P Index volatility, forward interest rate projections,
estimated index dividend payout, and leverage.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Servicing assets</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Servicing assets do not trade in an active market with readily
observable prices. Servicing assets are priced using a discounted cash flow
model. The valuation model considers servicing fees, portfolio characteristics,
prepayment assumptions, delinquency rates, late charges, other ancillary
revenues, cost to service and other economic factors. Due to the unobservable
nature of certain valuation inputs, the servicing rights are classified as
Level 3.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Impaired Loans </font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Impaired loans are carried at the present value of expected future
cash flows using the loan&#8217;s existing rate in a discounted cash flow
calculation, or the fair value of the collateral if the loan is
collateral-dependent. Expected cash flows are based on internal inputs
reflecting expected default rates on contractual cash flows. This method of
estimating fair value does not incorporate the exit-price concept of fair value
described in ASC 820-10 and would generally result in a higher value than the
exit-price approach. For loans measured using the estimated fair value of
collateral less costs to sell, fair value is generally determined based</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> on the fair value of the collateral,
which is derived from appraisals that take into consideration prices in
observed transactions involving similar assets in similar locations, in
accordance with the provisions of ASC 310-10-35 less disposition costs.
Currently, the associated loans considered impaired are classified as Level 3.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Foreclosed real estate</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Foreclosed real estate includes real estate properties securing
residential mortgage and commercial loans. The fair value of foreclosed real
estate may be determined using an external appraisal, broker price option or an
internal valuation. These foreclosed assets are classified as Level 3 given
certain internal adjustments that may be made to external appraisals.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other repossessed assets</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other repossessed assets include </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">repossessed automobile loans and leases</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. The fair value of the repossessed
automobiles may be determined using internal valuation and an external
appraisal. These repossessed assets are classified as Level 3 given certain
internal adjustments that may be made to external appraisals.</font></font><a name="XBRL_CS_d7dcb9f1cf86451fbacf0d3d6_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_1f1e3ecdafb44c95a2378bf14"></a><a name="XBRL_CS_22e1844ab3ce4ec49715ecf41"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">199</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_200"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Assets and liabilities measured at fair
value on a recurring and non-recurring basis, are summarized below:</font></font><a name="XBRL_CS_1f1e3ecdafb44c95a2378bf14_bclEnd"></a><a name="XBRL_CS_22e1844ab3ce4ec49715ecf41_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=11 valign=bottom width=65% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=11 valign=bottom width=65% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value Measurements </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 1 </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 2 </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 3 </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 valign=bottom width=65% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Recurring
  fair value measurements:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Investment securities available-for-sale</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">974,609</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">974,609</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Trading securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">288</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">288</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Money market investments</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,699</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,699</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Derivative assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,854</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,171</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,025</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Servicing assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,455</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,455</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Derivative liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(6,162)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(1,095)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(7,257)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,699</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">970,589</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,531</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=top width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">982,819</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-recurring
  fair value measurements:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Impaired commercial loans</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">235,767</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">235,767</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Foreclosed real estate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">58,176</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">58,176</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Other repossessed assets</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,226</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,226</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">300,169</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">300,169</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=11 valign=bottom width=65% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=11 valign=bottom width=65% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair Value Measurements </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 1 </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 2 </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level 3 </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Total </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 valign=bottom width=65% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Recurring
  fair value measurements:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Investment securities available-for-sale</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,216,538</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,216,538</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Trading securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,594</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,594</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Money market investments</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,675</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,675</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Derivative assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,552</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,555</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,107</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Servicing assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,992</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,992</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Derivative liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(11,221)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(5,477)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(16,698)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,675</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,209,463</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">14,070</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td valign=top width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,228,208</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Non-recurring
  fair value measurements:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Impaired commercial loans</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">236,942</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">236,942</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Foreclosed real estate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">95,661</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">95,661</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Other repossessed assets</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,800</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,800</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=35% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">354,403</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></b></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">354,403</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=35% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=13% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_b976ca44f8e043acbc5e90c20"></a><a name="XBRL_CS_e68e08f2ab7644818117ca75d"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">200</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_201"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below presents a reconciliation
of all assets and liabilities measured at fair value on a recurring basis using
significant unobservable inputs (Level 3) for the years ended December 31,
2015, 2014 and 2013.:</font></font><a name="XBRL_CS_b976ca44f8e043acbc5e90c20_bclEnd"></a><a name="XBRL_CS_e68e08f2ab7644818117ca75d_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 valign=bottom width=62% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivative</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivative</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=38% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">asset</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">liability</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=38% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">debt</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(S&amp;P</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(S&amp;P</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=38% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">securities</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Purchased</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Servicing</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Embedded</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=38% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Level
  3 Instruments Only</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">available-for-sale</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Options)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">assets</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Options)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,555</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,992</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,477)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,070</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Gains (losses) included in earnings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,384)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,197</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(187)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=38% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Sale of mortgage servicing rights</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,927)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,927)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  New instruments acquired</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,620</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,620</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Principal repayments</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,017)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,017)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Amortization</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">185</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">185</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=38% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Changes in fair value related to price of MSR held-for-sale</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,939)</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,939)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Changes in fair value of servicing assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">726</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">726</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,171</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,455</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,095)</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,531</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 nowrap valign=bottom width=62% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivative</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivative</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="border:none;border-bottom:none black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">asset</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">liability</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">debt</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(S&amp;P</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(S&amp;P</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">securities</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Purchased</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Servicing</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Embedded</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Level
  3 Instruments Only</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">available-for-sale</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Options)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Options)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 nowrap valign=bottom width=62% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,680</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,430</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,801</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(15,736)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34,175</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Gains (losses) included in earnings</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(10,875)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">9,659</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,216)</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Changes in fair value of investment securities available for sale</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  included in other comprehensive income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">320</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">320</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  New instruments acquired</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,149</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,149</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Principal repayments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20,000)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,072)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(21,072)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Amortization</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">600</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">600</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Changes in fair value of servicing assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(886)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(886)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,555</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,992</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,477)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">14,070</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 nowrap valign=bottom width=62% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended December 31, 2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivative</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border-bottom:none black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivative</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="border:none;border-bottom:none black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">asset</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">liability</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">debt</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(S&amp;P</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(S&amp;P</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">securities</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Purchased</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Servicing</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Embedded</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Level
  3 Instruments Only</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">available-for-sale</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Options)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Options)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=14 nowrap valign=bottom width=62% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at beginning of period</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">20,012</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,233</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10,795</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(12,707)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">31,333</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Gains (losses) included in earnings</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,197</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(5,039)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,842)</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Changes in fair value of investment securities available for sale</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  included in other comprehensive income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(332)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(332)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  New instruments acquired</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,178</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,178</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Principal repayments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(951)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(951)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Amortization</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,010</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,010</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=38% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Changes in fair value of servicing assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">779</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">779</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=38% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Balance
  at end of period</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=12% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">19,680</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">16,430</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">13,801</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(15,736)</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border-bottom:double black 2.25pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34,175</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_f1e58241fb044d9db4ed57f3c"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">201</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_202"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">During 2015, 2014 and 2013, there were
purchases and sales</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">
of assets</font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> and liabilities
measured at fair value on a recurring basis. There were no transfers into and
out of Level 1 and Level 2 fair value measurements during such periods.</font></font><a name="XBRL_CS_f1e58241fb044d9db4ed57f3c_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_0eec99d63a504ff4b02c33710"></a><a name="XBRL_CS_ca095ec6abfa4fd78aba65c66"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The table below presents quantitative information for all assets
and liabilities measured at fair value on a recurring and non-recurring basis using
significant unobservable inputs (Level 3) at </font></font><a name="XBRL_CS_ca095ec6abfa4fd78aba65c66_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">December 31, 2015:</font></font><a name="XBRL_CS_0eec99d63a504ff4b02c33710_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=bottom width=20% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 valign=bottom width=78% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair Value</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=23% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Valuation Technique</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=20% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Unobservable Input</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Range</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=20% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=12% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=23% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=20% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=17% style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=20% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivative
  assets (S&amp;P</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Purchased Options)</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,170</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=23% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Option
  pricing model</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Implied
  option volatility</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34.31%- 38.61%</font></p>
  </td>
 </tr>
<tr style="height:45.0pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:45.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:45.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:45.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:45.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:45.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:45.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:45.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:45.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Counterparty
  credit risk</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  (based on 5-year credit </font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  default swap (&quot;CDS&quot;)</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  spread)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:45.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:45.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">72.00%- 72.00%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Servicing
  assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,455</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  flow valuation </font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Constant
  prepayment rate</font></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.23% - 15.24%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Discount
  rate</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">10.00% - 12.00%</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=20% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Derivative
  liability (S&amp;P</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  Embedded Options)</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,095)</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=red face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=23% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Option
  pricing model</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Implied
  option volatility</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">34.31%- 38.61%</font></p>
  </td>
 </tr>
<tr style="height:36.75pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:36.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:36.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:36.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:36.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:36.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:36.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:36.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:36.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Counterparty
  credit risk (based on 5-year CDS spread)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:36.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:36.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">72.00%- 72.00%</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=20% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Collateral
  dependant</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  impaired loans</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">40,532</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=23% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair
  value of property</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  or collateral</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Appraised
  value less disposition costs</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28.20% - 44.20%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:44.25pt;">
  <td valign=bottom width=20% style="height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Puerto
  Rico Electric Power</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;
  Authority line of credit, net</font></p>
  </td>
 <td valign=bottom width=2% style="height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:44.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">190,290</font></p>
  </td>
 <td valign=bottom width=2% style="height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=23% style="height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  flow valuation </font></p>
  </td>
 <td valign=bottom width=2% style="height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Discount
  rate</font></p>
  </td>
 <td valign=bottom width=2% style="height:44.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:44.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7.25%</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=bottom width=20% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  non-collateral dependant&#160; impaired loans</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:22.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,945</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=23% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Cash
  flow valuation </font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Discount
  rate</font></p>
  </td>
 <td valign=bottom width=2% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5.75% - 16.95%</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:22.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td valign=bottom width=20% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Foreclosed
  real estate</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:23.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">58,176</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=23% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair
  value of property</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  or collateral</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Appraised
  value less disposition costs</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28.20% - 44.20%</font></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td nowrap width=20% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=23% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=20% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=17% style="background:#CCFFFF;height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:23.25pt;">
  <td valign=bottom width=20% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Other
  repossessed assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:23.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,226</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=23% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Fair
  value of property</font></p>
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;
  or collateral</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=20% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Appraised
  value less disposition costs</font></p>
  </td>
 <td valign=bottom width=2% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=17% style="height:23.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28.20% - 44.20%</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.7pt;"><a name="XBRL_CS_9f4377c86a894fbfb8c0149da"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">202</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_203"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.7pt;"><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Information
about Sensitivity to Changes in Significant Unobservable Inputs</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivative asset (S&amp;P Purchased Options)</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8211; The significant unobservable inputs
used in the fair value measurement of the Company&#8217;s derivative assets related
to S&amp;P purchased options are implied option volatility and counterparty
credit risk. Significant changes in any of those inputs in isolation would
result in a significantly different fair value measurement. Generally, a change
in the assumption used for implied option volatility is not necessarily
accompanied by directionally similar or opposite changes in the assumption used
for counterparty credit risk. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Servicing assets</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8211;
The significant unobservable inputs used in the fair value measurement of the
Company&#8217;s servicing assets are constant prepayment rates and discount rates.
Changes in one factor may result in changes in another (for example, increases
in market interest rates may result in lower prepayments), which may magnify or
offset the sensitivities. Mortgage banking activities, a component of total
banking and financial service revenue in the consolidated statements of
operations, include the changes from period to period in the fair value of the
mortgage loan servicing rights, which may result from changes in the valuation
model inputs or assumptions (principally reflecting changes in discount rates
and prepayment speed assumptions) and other changes, including changes due to
collection/realization of expected cash flows. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font style="border:none;"><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Derivative liability (S&amp;P Embedded Options)</font></u></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &#8211; The significant unobservable inputs
used in the fair value measurement of the Company&#8217;s derivative liability
related to S&amp;P purchased options are implied option volatility and
counterparty credit risk. Significant changes in any of those inputs in
isolation would result in a significantly different fair value measurement.
Generally, a change in the assumption used for implied option volatility is not
necessarily accompanied by directionally similar or opposite changes in the
assumption used for counterparty credit risk.</font></font><a name="XBRL_CS_9f4377c86a894fbfb8c0149da_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><a name="XBRL_CS_b27c6cb05d4842a9b8f521e15"></a><font style="border:none;"><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fair Value of Financial Instruments</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The information about the estimated fair value of financial
instruments required by GAAP is presented hereunder. The aggregate fair value
amounts presented do not necessarily represent management&#8217;s estimate of the
underlying value of the Company.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The estimated fair value is subjective in nature, involves
uncertainties and matters of significant judgment and, therefore, cannot be
determined with precision. Changes in assumptions could affect these fair value
estimates. The fair value estimates do not take into consideration the value of
future business and the value of assets and liabilities that are not financial
instruments. Other significant tangible and intangible assets that are not
considered financial instruments are the value of long-term customer
relationships of retail deposits, and premises and equipment.</font></font><a name="XBRL_CS_b27c6cb05d4842a9b8f521e15_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_25b3f8c1e1f74977ba5b4b4ac"></a><a name="XBRL_CS_d74d8c03768d418a97d33b4e3"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">203</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_204"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The estimated fair value and carrying
value of the Company&#8217;s financial instruments at December 31, 2015 and 2014 is
as follows:</font></font><a name="XBRL_CS_25b3f8c1e1f74977ba5b4b4ac_bclEnd"></a><a name="XBRL_CS_d74d8c03768d418a97d33b4e3_bclEnd"></a><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=32% style="border:none;border-bottom:none black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31,</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=30% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=32% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2015</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=bottom width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Carrying</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Fair</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Carrying</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Value </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=15% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Value </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Value </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=14% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Value </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=11 valign=bottom width=64% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level
  1</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Financial
  Assets:</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Cash and cash equivalents</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">536,709</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">536,709</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">573,427</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">573,427</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Restricted cash</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,349</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,349</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,407</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">8,407</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level
  2</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Financial
  Assets:</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Trading securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">288</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">288</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,594</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,594</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Investment securities available-for-sale</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">974,609</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">974,609</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,216,538</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,216,538</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Investment securities held-to-maturity</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">614,679</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">620,189</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">164,154</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">162,752</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Federal Home Loan Bank (FHLB) stock</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,783</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,783</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,169</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,169</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Other investments</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Derivative assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,855</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,855</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,552</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,552</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Financial
  Liabilities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Derivative liabilities</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,162</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">6,162</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,221</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">11,221</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Level
  3</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Financial
  Assets:</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Total loans (including loans held-for-sale)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,101,219</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,434,213</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,909,361</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,826,646</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Derivative assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,170</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,170</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,555</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,555</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  FDIC indemnification asset</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">17,786</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">22,599</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">75,969</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">97,378</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Accrued interest receivable</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,637</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">20,637</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,345</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">21,345</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Servicing assets</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,455</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">7,455</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,992</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">13,992</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Accounts receivable and other assets</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">42,786</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">42,786</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">38,830</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">38,830</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">Financial
  Liabilities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Deposits</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,705,878</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,715,764</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,887,770</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,918,929</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Securities sold under agreements to repurchase</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">955,859</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">934,691</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,020,621</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">980,087</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Advances from FHLB</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">335,812</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">332,476</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">339,172</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">334,331</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Other borrowings</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">2,593</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,734</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">3,979</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">4,004</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Subordinated capital notes</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">94,940</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">102,633</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">104,288</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">101,584</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=36% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Accrued expenses and other liabilities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">92,935</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=13% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">92,935</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">133,290</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td nowrap width=12% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">133,290</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=36% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&#160;&#160;&#160;
  Derivative liabilities embedded in deposits</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,095</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=13% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">1,095</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,477</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">$</font></p>
  </td>
 <td valign=bottom width=12% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">5,477</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_4263b288664a43939b2f5aeb2"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">204</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_205"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">The following methods and
assumptions were used to estimate the fair values of significant financial
instruments at December 31, 2015 and 2014:</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">&#8226;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">Cash and cash equivalents
(including money market investments and time deposits with other banks),
restricted cash, accrued interest receivable, accounts receivable and other
assets and accrued expenses and other liabilities have been valued at the carrying
amounts reflected in the consolidated statements of financial condition as
these are reasonable estimates of fair value given the short-term nature of the
instruments.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">&#8226;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">Investments in FHLB-NY
stock are valued at their redemption value. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">&#8226;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">The fair value of
investment securities, including trading securities and other investments, is
based on quoted market prices, when available or prices provided from
contracted pricing providers, or market prices provided by recognized broker-dealers.
If listed prices or quotes are not available, fair value is based upon
externally developed models that use both observable and unobservable inputs
depending on the market activity of the instrument.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">&#8226;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">The fair value of the FDIC
indemnification asset represents the present value of the net estimated cash
payments expected to be received from the FDIC for future losses on covered
assets based on the credit assumptions on estimated cash flows for each covered
asset pool and the loss sharing percentages. The ultimate collectability of the
FDIC indemnification asset is dependent upon the performance of the underlying
covered loans, the passage of time and claims paid by the FDIC which are
impacted by the Bank&#8217;s adherence to certain guidelines established by the FDIC.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:95%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of servicing asset is estimated by using a
cash flow valuation model which calculates the present value of estimated
future net servicing cash flows, taking into consideration actual and expected
loan prepayment rates, discount rates, servicing costs, and other economic
factors, which are determined based on current market conditions.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair values of the derivative instruments are provided
by valuation experts and counterparties. Certain derivatives with limited
market activity are valued using externally developed models that consider
unobservable market parameters. The Company has offered its customers
certificates of deposit with an option tied to the performance of the S&amp;P
Index, and uses equity indexed option agreements with major broker-dealers to
manage its exposure to changes in this index. Their fair value is obtained
through the use of an external based valuation that was thoroughly evaluated
and adopted by management as its measurement tool for these options. The payoff
of these options is linked to the average value of the S&amp;P Index on a specific
set of dates during the life of the option. The methodology uses an average
rate option or a cash-settled option whose payoff is based on the difference
between the expected average value of the S&amp;P Index during the remaining
life of the option and the strike price at inception. The assumptions, which
are uncertain and require a degree of judgment, include primarily S&amp;P Index
volatility, forward interest rate projections, estimated index dividend payout,
and leverage.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Fair value of derivative liabilities, which include interest
rate swaps and forward-settlement swaps, are based on the net discounted value
of the contractual projected cash flows of both the pay-fixed receive-variable
legs of the contracts. The projected cash flows are based on the forward yield
curve, and discounted using current estimated market rates.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of the loan portfolio (including loans
held-for-sale) is estimated by segregating by type, such as mortgage,
commercial, consumer, auto and leasing. Each loan segment is further segmented
into fixed and adjustable interest rates and by performing and non-performing
categories. The fair value of performing loans is calculated by discounting
contractual cash flows, adjusted for prepayment estimates (voluntary and
involuntary), if any, using estimated current market discount rates that
reflect the credit and interest rate risk inherent in the loan. This fair value
is not currently an indication of an exit price as that type of assumption
could result in a different fair value estimate. Non-performing loans have been
valued at the carrying amounts.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of demand deposits and savings accounts is
the amount payable on demand at the reporting date. The fair value of
fixed-maturity certificates of deposit is based on the discounted value of the
contractual cash flows, using estimated current market discount rates for
deposits of similar remaining maturities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.2in;text-indent:-.2in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8226;&#160;&#160;&#160; </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The fair value of long-term borrowings, which include
securities sold under agreements to repurchase, advances from FHLB-NY, other
borrowings, and subordinated capital notes, is based on the discounted value of
the contractual cash flows using current estimated market discount rates for borrowings
with similar terms, remaining maturities and put dates.</font></font><a name="XBRL_CS_4263b288664a43939b2f5aeb2_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_7039c6c436c346bdb6a6b8e32"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">205</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_206"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 26 </font></b></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211;</font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> BUSINESS</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SEGMENTS&nbsp;</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company segregates its businesses into the following
major reportable segments of business: Banking, Wealth Management, and
Treasury. Management established the reportable segments based on the internal
reporting used to evaluate performance and to assess where to allocate
resources. Other factors such as the Company&#8217;s organization, nature of its
products, distribution channels and economic characteristics of the products
were also considered in the determination of the reportable segments. The
Company measures the performance of these reportable segments based on
pre-established goals of different financial parameters such as net income, net
interest income, loan production, and fees generated. The Company&#8217;s methodology
for allocating non-interest expenses among segments is based on several factors
such as revenue, employee headcount, occupied space, dedicated services or
time, among others. These factors are reviewed on a periodical basis and may
change if the conditions warrant.&#160; </font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Banking includes the Bank&#8217;s branches and traditional banking
products such as deposits and commercial, consumer and mortgage loans. Mortgage
banking activities are carried out by the Bank&#8217;s mortgage banking division,
whose principal activity is to originate mortgage loans for the Company&#8217;s own
portfolio. As part of its mortgage banking activities, the Company may sell
loans directly into the secondary market or securitize conforming loans into
mortgage-backed securities.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Wealth Management is comprised of the Bank&#8217;s trust division,
Oriental Financial Services, Oriental Insurance, and OPC. The core operations
of this segment are financial planning, money management and investment
banking, brokerage services, insurance sales activity, corporate and individual
trust and retirement services, as well as retirement plan administration
services.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Treasury segment encompasses all of the Company&#8217;s
asset/liability management activities, such as purchases and sales of
investment securities, interest rate risk management, derivatives, and
borrowings. Intersegment sales and transfers, if any, are accounted for as if
the sales or transfers were to third parties, that is, at current market
prices.</font></font><a name="XBRL_CS_7039c6c436c346bdb6a6b8e32_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><a name="XBRL_CS_1296651605f24438a0dc3fd54"></a><a name="XBRL_CS_5a909443c8f04a5b9e63095fc"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">206</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_207"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Following are the results of operations
and the selected financial information by operating segment for the years ended
December 31, 2015, 2014 and 2013:</font></font><a name="XBRL_CS_1296651605f24438a0dc3fd54_bclEnd"></a><a name="XBRL_CS_5a909443c8f04a5b9e63095fc_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:9.75pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 nowrap valign=bottom width=73% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2015</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Wealth</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Major</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consolidated</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Banking </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Management</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Treasury </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Segments </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Eliminations </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=73% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">367,620</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">95</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">38,853</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">406,568</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">406,568</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest expense</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(28,425)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(40,771)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(69,196)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(69,196)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net interest income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">339,195</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">95</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,918)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">337,372</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">337,372</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision for loan and&#160; lease losses</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(161,501)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(161,501)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(161,501)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest income</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,900</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28,288</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">284</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,472</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">52,472</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest expenses</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(219,415)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(22,564)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(6,422)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(248,401)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(248,401)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment revenue</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,427</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">948</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,375</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,375)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment expenses</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(948)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,027)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(400)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(2,375)</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,375</font></p>
  </td>
 <td valign=bottom width=2% style="height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Income (loss) before income taxes</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17,342)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">4,792</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,508)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20,058)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(20,058)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total assets </font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,867,874</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">22,349</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,126,921</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,017,144</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(917,995)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:11.25pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,099,149</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 nowrap valign=bottom width=73% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 31, 2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Wealth</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Major</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consolidated</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Banking </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Management</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Treasury </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Segments </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Eliminations </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 valign=bottom width=73% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest income</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">435,580</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">174</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">49,503</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">485,257</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">485,257</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest expense</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(34,721)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(42,061)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(76,782)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(76,782)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net interest income</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">400,859</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">174</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,442</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">408,475</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">408,475</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision for loan and&#160; lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(60,640)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(60,640)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(60,640)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest (loss) income</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(13,389)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">28,525</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,187</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,323</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,323</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(213,935)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(21,748)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(7,042)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(242,725)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(242,725)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment revenue</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,410</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">327</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,737</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,737)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(327)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,089)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(321)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,737)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,737</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Income before income taxes</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">113,978</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,862</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,593</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">122,433</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">122,433</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total assets</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">6,454,015</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">21,644</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,940,504</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,416,163</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(967,054)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$(967,054)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">7,449,109</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=9% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 nowrap valign=bottom width=73% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Year Ended
  December 2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Wealth</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total Major</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=11% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Consolidated</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Banking </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Management</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Treasury </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Segments </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Eliminations </font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=11% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total </font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=17 nowrap width=73% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest income</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">445,363</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">354</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">47,915</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">493,632</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">493,632</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Interest expense</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(42,044)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(41,916)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(83,960)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(83,960)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Net interest income</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">403,319</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">354</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,999</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">409,672</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">409,672</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Provision for loan and&#160; lease losses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(72,894)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(72,894)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(72,894)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest (loss) income</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(17,438)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">30,614</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,919</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,095</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">17,095</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Non-interest expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(222,408)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(26,603)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(15,125)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(264,136)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(264,136)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment revenue</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">618</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,195</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,813</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,813)</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Intersegment expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,813)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(1,813)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,813</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td valign=bottom width=27% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Income (loss) before income taxes</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">91,197</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">2,552</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(4,012)</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,737</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">89,737</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap width=27% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Total assets</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">5,820,726</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">23,280</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">3,084,409</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,928,415</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=8% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(770,400)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$(967,054)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=9% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">8,158,015</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><a name="XBRL_CS_cec91642bb814117b9e28b443"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">207</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_208"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">NOTE 27
&#8211;&nbsp;OFG BANCORP (HOLDING COMPANY ONLY) FINANCIAL INFORMATION </font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">As a bank holding company subject to the
regulations and supervisory guidance of the Federal Reserve Board, the Company
generally should inform the Federal Reserve Board and eliminate, defer or
significantly reduce its dividends if: (i) its net income available to
shareholders for the past four quarters, net of dividends previously paid
during that period, is not sufficient to fully fund the dividends; (ii) its
prospective rate of earnings retention is not consistent with its capital needs
and overall current and prospective financial condition; or (iii) it will not
meet, or is in danger of not meeting, its minimum regulatory capital adequacy
ratios.&#160; </font></font><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">The
payment of dividends by the Bank to the Company may also be affected by other
regulatory requirements and policies, such as the maintenance of certain
regulatory capital levels. During 2015, Oriental Insurance and Oriental
Financial Services did not pay any dividends to the Company.&#160; During 2014,
Oriental Insurance and Oriental Financial Services paid $<a name="XBRL_CS_7b572b1bffe344caa8e0f6025"></a><a name="XBRL_CS_caa6f670b0bf4834a3e24d551"></a>2.70 <a name="XBRL_CS_7b572b1bffe344caa8e0f6025_bclEnd"></a><a name="XBRL_CS_caa6f670b0bf4834a3e24d551_bclEnd"></a>million and $<a name="XBRL_CS_7f6614484dba49d38c4f9d439"></a><a name="XBRL_CS_e2c928d3b5f443a48ff0ea803"></a>3.2 <a name="XBRL_CS_39fb74e4f99e499ba596e50fb"></a><a name="XBRL_CS_7f6614484dba49d38c4f9d439_bclEnd"></a><a name="XBRL_CS_e2c928d3b5f443a48ff0ea803_bclEnd"></a>million, respectively, in
dividends to the Company.&#160; During 2013, Oriental Insurance and Oriental
Financial Services paid $<a name="XBRL_CS_984f240ad37740acb32ba19c3"></a>12.4 <a name="XBRL_CS_984f240ad37740acb32ba19c3_bclEnd"></a>million and $<a name="XBRL_CS_1d221435d1024ced84016de1f"></a>3.2 <a name="XBRL_CS_1d221435d1024ced84016de1f_bclEnd"></a>million, respectively, in
dividends to the Company.</font></font><a name="XBRL_CS_39fb74e4f99e499ba596e50fb_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following condensed financial information
presents the financial position of the holding company only as of
December&nbsp;31, 2015 and 2014, and the results of its operations and its cash
flows for the years ended December&nbsp;31, 2015, 2014 and 2013:</font></font><a name="XBRL_CS_cec91642bb814117b9e28b443_bclEnd"></a></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><a name="XBRL_CS_89d28e87e44d4e93a18fa2a6d"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG BANCORP</font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONDENSED STATEMENTS OF FINANCIAL POSITION
INFORMATION</font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(Holding Company Only)</font></b></font><a name="XBRL_CS_89d28e87e44d4e93a18fa2a6d_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=7 nowrap valign=bottom width=100% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=64% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 valign=top width=30% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=64% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=16% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=64% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=top width=30% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">ASSETS</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash
  and cash equivalents</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">20,240</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16,824</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Investment
  securities available-for-sale, at fair value</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,017</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,244</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Investment
  in bank subsidiary, equity method</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">890,449</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">943,664</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Investment
  in nonbank subsidiaries, equity method</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">19,137</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">17,071</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Due
  from bank subsidiary, net</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">119</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">87</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Deferred
  tax asset, net</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,047</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other
  assets</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,042</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,089</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total assets</font></b></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">941,051</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">987,979</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=64% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">LIABILITIES AND STOCKHOLDERS&#8217;
  EQUITY</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Dividend
  payable</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,098</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,927</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Deferred
  tax liabilities, net</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">75</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Due
  to affiliates</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">9</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Accrued
  expenses and other liabilities</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,784</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,688</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Subordinated
  capital notes</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">36,083</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">36,083</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=64% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:12.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;height:12.0pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">43,974</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">45,782</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=64% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Stockholders&#8217; equity</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">897,077</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">942,197</font></p>
  </td>
 </tr>
<tr style="height:24.75pt;">
  <td nowrap valign=bottom width=64% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;
  &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total liabilities and stockholders&#8217; equity</font></b></p>
  </td>
 <td valign=bottom width=6% style="height:24.75pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">941,051</font></b></p>
  </td>
 <td valign=bottom width=2% style="height:24.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:double black 2.25pt;height:24.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">987,979</font></b></p>
  </td>
 </tr>
</table></div>



<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><a name="XBRL_CS_158cbd2477f74be3947acb267"></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">208</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_209"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG
BANCORP</font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONDENSED STATEMENTS OF OPERATIONS
INFORMATION</font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(Holding Company Only)</font></b></font><a name="XBRL_CS_158cbd2477f74be3947acb267_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap valign=bottom width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=40% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Income:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest
  income</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">321</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">404</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">400</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Investment
  trading activities, net and other</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,007</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,308</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,668</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total income</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,328</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,712</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,068</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Expenses:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Interest
  expense</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,222</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,201</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,219</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Operating
  expenses</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,866</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,607</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">6,003</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Total expenses</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">8,088</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,808</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7,222</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Loss)
  before income taxes</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,760)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,096)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,154)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;Income
  tax expense (benefit)</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,088</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(Loss)
  before changes in undistributed earnings of subsidiaries</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(672)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,096)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,156)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Bank
  subsidiary</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,804)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">84,787</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">98,133</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Nonbank
  subsidiaries</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,972</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,490</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,469</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net
  (loss) income</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2,504)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">85,181</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Calibri,sans-serif lang=EN-CA style="font-size:11.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">98,446</font></b></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><a name="XBRL_CS_0371362a86ee489ca7bcc106a"></a><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG BANCORP</font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONDENSED STATEMENTS OF COMPREHENSIVE
INCOME INFORMATION</font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(Holding Company Only)</font></b></font><a name="XBRL_CS_0371362a86ee489ca7bcc106a_bclEnd"></a></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;text-decoration:none;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 width=40% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net
  (loss) income</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2,504)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">85,181</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">98,446</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other
  comprehensive (loss) income before tax:</font></b></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;
  Unrealized (loss) gain on securities available-for-sale</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(170)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">209</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(519)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;
  Other comprehensive (loss) income from Bank subsidiary</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(5,578)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16,361</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(52,249)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other
  comprehensive (loss) income before taxes</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(5,748)</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16,570</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(52,768)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;
  Income tax effect</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">34</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(50)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">79</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Other
  comprehensive income (loss) after taxes</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(5,714)</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16,520</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(52,689)</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Comprehensive
  income (loss)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(8,218)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">101,701</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">45,757</font></b></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">209</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_210"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">OFG
BANCORP</font></b></font></font></b></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><b><font style="mso-bidi-font-weight:normal;"><font style="border:none;mso-fareast-font-family:Calibri;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">NOTES TO
CONSOLIDATED FINANCIAL STATEMENTS &#8211; (Continued)</font></b></font></font></b></p>


</DIV>
<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG BANCORP</font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONDENSED STATEMENTS OF CASH FLOWS
INFORMATION</font></b></font></p>

<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(Holding Company Only)</font></b></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td nowrap valign=bottom width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=8 width=40% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Year Ended December 31,</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2015</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2014</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=12% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2013</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td valign=top width=60% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 width=40% style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(In thousands)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash
  flows from operating activities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;
  Net (loss) income</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2,504)</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">85,181</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">98,446</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;
  Adjustments to reconcile net (loss) income to net cash provided by operating
  activities:</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Equity in undistributed earnings from banking subsidiary</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,804</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(84,787)</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(98,133)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Equity in undistributed earnings from nonbanking subsidiaries</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,972)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,490)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,469)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Amortization of investment securities premiums, net of accretion of discounts</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">44</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">21</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">141</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Other impairments on securities</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">62</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">7</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Stock-based compensation</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,637</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,036</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,823</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Deferred income tax, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(3,088)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,272</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net decrease in other assets</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">148</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">554</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">11</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net (decrease) in accrued expenses, other liabilities, and dividend payable</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(221)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(696)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(2,051)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Dividends from banking subsidiary</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">45,000</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">28,000</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Dividends from non-banking subsidiary</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,900</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">15,600</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net cash provided by operating activities</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">42,848</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">31,781</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">14,647</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash
  flows from investing activities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Maturities and redemptions of investment securities&#160; available-for-sale</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,013</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">1,318</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">4,676</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net (increase) decrease in due from bank subsidiary, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">317</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(218)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">2,461</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Capital contribution to banking subsidiary</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,167)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(892)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(1,385)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Capital contribution to non-banking subsidiary</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(94)</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(76)</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(99)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Additions to premises and equipment</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(132)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net cash provided by investing activities</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">937</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">132</font></b></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">5,653</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash
  flows from financing activities:</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Proceeds from (payments to) exercise of stock options and lapsed restricted
  units, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">204</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">643</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(572)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Proceeds from issuance of common stock, net</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(16)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Proceeds from issuance of preferred stock, net</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(25)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Purchase of treasury stock</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(8,950)</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(16,948)</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Dividends paid</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(31,623)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(28,341)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(24,651)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
  Net cash used in financing activities</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(40,369)</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(44,646)</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(25,264)</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Net
  change in cash and cash equivalents</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">3,416</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(12,733)</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">(4,964)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=60% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash
  and cash equivalents at beginning of year</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16,824</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">29,557</font></p>
  </td>
 <td width=2% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">34,521</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=60% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">Cash
  and cash equivalents at end of year</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">20,240</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">16,824</font></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">$</font></b></p>
  </td>
 <td nowrap width=10% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:9.0pt;">29,557</font></b></p>
  </td>
 </tr>
</table></div>











<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">210</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_211"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 9.&#160;&#160; &#160;&#160;</font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON
ACCOUNTING AND FINANCIAL DISCLOSURE</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Not applicable.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 9A.&#160;&#160;&#160;&#160;&#160; </font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CONTROLS AND PROCEDURES</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Disclosure Controls and Procedures</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company&#8217;s management is responsible for establishing and
maintaining effective disclosure controls and procedures, as defined in Rules&nbsp;13a-15(e)
and 15d-15(e) of the Securities Exchange Act of 1934. As of December&nbsp;31,
2015, an evaluation was carried out under the supervision and with the
participation of the Company&#8217;s management, including the Chief Executive
Officer (&#8220;CEO&#8221;) and the Chief Financial Officer (&#8220;CFO&#8221;), of the effectiveness
of the design and operation of the Company&#8217;s disclosure controls and
procedures. Based upon such evaluation, the CEO and CFO have concluded that, as
of the end of the period covered by this annual report on Form&nbsp;10-K, the Company&#8217;s
disclosure controls and procedures provided reasonable assurance of
effectiveness in recording, processing, summarizing and reporting, on a timely
basis, information required to be disclosed by the Company in the reports that
it files or submits under the Securities Exchange Act of 1934. Notwithstanding
the foregoing, a control system, no matter how well designed and operated, can
provide only reasonable, not absolute, assurance that it will detect or uncover
failures within the Company to disclose material information otherwise required
to be set forth in the Company&#8217;s periodic reports.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Management&#8217;s Annual
Report on Internal Control over Financial Reporting </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Management&#8217;s Annual Report on Internal Control over
Financial Reporting is included in Item&nbsp;8 of this report. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Report of the
Registered Public Accounting Firm </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The registered public accounting firm&#8217;s report on the
Company&#8217;s internal control over financial reporting is included in Item&nbsp;8
of this report. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Changes in Internal
Control over Financial Reporting </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">There have not been any
changes in the Company&#8217;s internal control over financial reporting (as such
term is defined in Rules&nbsp;13a-15(f) and 15d-15(f)&nbsp;under the Exchange
Act) during the last quarter of the year ended December&nbsp;31, 2015, that has
materially affected, or is reasonably likely to materially affect, the
Company&#8217;s internal control over financial reporting.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM 9B</font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">.&#160;&#160; OTHER INFORMATION</font></i></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">None.</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">211</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_212"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160; &nbsp;</font></font></font></p>


</DIV>
<p align=center style="border:none;margin:0in;margin-bottom:.0001pt;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PART III</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Items&nbsp;10 through 14 are incorporated herein by reference to
the Company&#8217;s definitive proxy statement to be filed with the SEC no later than
120&nbsp;days after the end of the fiscal year covered by this report, except
with respect to the information set forth below under Item 12.</font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font face=Calibri,sans-serif style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:12.0pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;12.&#160;&#160; </font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SECURITY
OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER
MATTERS</font></i></b><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></b></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The Company&#8217;s 2007
Omnibus Performance Incentive Plan, as amended and restated (the &#8220;Omnibus
Plan&#8221;), provides for equity-based compensation incentives through the grant of
stock options, stock appreciation rights, restricted stock, restricted units
and dividend equivalents, as well as equity-based performance awards. The Omnibus
Plan was adopted in 2007, amended and restated in 2008, and further amended in
2010. It replaced and superseded the Company&#8217;s 1996, 1998 and 2000 Incentive
Stock Option Plans (the &#8220;Stock Option Plans&#8221;). All outstanding stock options
under the Stock Option Plans continue in full force and effect, subject to
their original terms and conditions. </font></font></p>

<p style="border:none;margin:0in;margin-bottom:10.0pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">The following table shows
certain information pertaining to the awards under the Omnibus Plan and the
Stock Option Plans as of December 31, 2015:</font></font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-CA style="font-size:12.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td nowrap width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=20% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(a)</font></b></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=17% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(b)</font></b></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 nowrap width=23% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">(c)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=17% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=23% style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number of Securities</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Number of Securities to be</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 nowrap width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Weighted-Average</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Remaining Available for</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Issued Upon Exercise of</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Exercise Price of</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Future Issuance Under Equity</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Outstanding Options,</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=17% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Outstanding Options,</font></b></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=23% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Compensation Plans (excluding</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=20% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Warrants and Rights</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=17% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Warrants and Rights</font></b></p>
  </td>
 <td width=3% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=23% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align=center style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">those reflected in column (a))</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=18% style="border:none;border-top:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=3% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=21% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><u><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Plan
  Category</font></u></b></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">Equity
  compensation plans approved by shareholders:</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=21% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Omnibus Plan</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,024,923</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.27</font></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">979,870</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=34% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;
  Stock Option Plans</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=18% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">65,000</font></p>
  </td>
 <td width=3% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.42</font></p>
  </td>
 <td valign=top width=3% style="height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=21% style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=34% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=18% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">1,089,923</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">$</font></b></p>
  </td>
 <td nowrap width=15% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">12.28</font></b></p>
  </td>
 <td nowrap width=3% style="background:#CCFFFF;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=2% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif lang=EN-CA style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=21% style="background:#CCFFFF;border:none;border-bottom:double black 2.25pt;height:13.5pt;padding:0in 3.0pt 0in 0in;">
  <p align=right style="margin:0in;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">979,870</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=18% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=15% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=3% style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><b><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=21% style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=9 nowrap width=100% style="background:#CCFFFF;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(1)&#160;&#160;&#160;
  Includes 886,523 stock options and 138,400 restricted stock units.</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td colspan=9 valign=bottom width=100% style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-CA style="font-size:7.5pt;">(2)&#160;&#160;&#160;
  Exercise price related to stock options.</font></p>
  </td>
 </tr>
</table></div>



<p style="border:none;margin:0in;margin-bottom:.0001pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The Company recorded approximately $1.637 million, $1.036
million and $1.823 million related to stock-based compensation expense during
the years ended December 31, 2015, 2014 and 2013, respectively.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Other information required by this Item is incorporated
herein by reference to the Company&#8217;s definitive proxy statement to be filed
with the SEC no later than 120 days after the end of the fiscal year covered by
this report.</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">212</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_213"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160; &nbsp;</font></font></font></p>


</DIV>
<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">PART IV</font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ITEM&nbsp;15.</font></b><b><i><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;EXHIBITS&nbsp;AND
FINANCIAL STATEMENT SCHEDULES</font></i></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> &nbsp;</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">The following financial statements are filed as part
of this report under Item&nbsp;8&nbsp;&#8212; Financial Statements and Supplementary
Data. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">Management&#8217;s
  Report on Internal Control Over Financial Reporting</font></p>
  </td>
 <td width=6% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><b><font face="Times New Roman,serif" style="font-size:10.0pt;">Financial Statements:</font></b></p>
  </td>
 <td valign=bottom width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Reports of Independent Registered Public Accounting
  Firm</font></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Report of Independent Registered Public Accounting
  Firm on Internal Control over Financial Reporting</font></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Consolidated Statements of Financial Condition as of
  December&nbsp;31, 2015 and 2014</font></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Consolidated Statements of Operations for the years
  ended December&nbsp;31, 2015, 2014 and 2013</font></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Consolidated Statements of Comprehensive Income for
  the years ended December&nbsp;31, 2015, 2014 and 2013</font></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Consolidated Statements of Changes in Stockholders&#8217;
  Equity for the years ended December&nbsp;31, 2015, 2014 and 2013</font></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Consolidated Statements of Cash Flows for the years
  ended December&nbsp;31, 2015, 2014 and 2013</font></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Notes to the Consolidated Financial Statements</font></p>
  </td>
 <td valign=top width=6% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table>


</div>


<p style="margin-bottom:.0001pt;margin-left:13.5pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Financial Statement Schedules </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">No schedules are presented because the
information is not applicable or is included in the accompanying consolidated
financial statements or in the notes thereto described above.</font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">213</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_214"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160; &nbsp;</font></font></font></p>


</DIV>
<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Exhibits </font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:3.0pt;">&nbsp;</font></p>

<div align=center>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td style="padding:0in 0in 0in 0in;">
   <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:1.0pt;line-height:normal;">&nbsp;</font></p>
   </td>
 <td style="padding:0in 0in 0in 0in;">
   <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:1.0pt;line-height:normal;">&nbsp;</font></p>
   </td>
 </tr>
<tr>
  <td nowrap valign=bottom style="padding:0in 0in 0in 0in;">
   <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" style="font-size:7.5pt;">Exhibit&nbsp;No.:</font></b></p>
   <div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0in 0in 0in;">
   <p style="border:none;margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;padding:0in;page-break-after:avoid;text-align:center;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
   </div>

   </td>
 <td nowrap valign=bottom style="padding:0in 0in 0in .1in;">
   <p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" style="font-size:7.5pt;">Description
   Of Document:</font></b></p>
<div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0in 0in 0in;">
   <p style="border:none;margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;padding:0in;text-align:center;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
   </div>

   </td>
 </tr>
<tr style="height:6.0pt;">
  <td style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:33.75pt;">
  <td nowrap valign=top style="height:33.75pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">2.1</font></p>
  </td>
 <td valign=bottom style="height:33.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.25pt;margin-right:0in;text-indent:-12.25pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Purchase and Assumption Agreement&nbsp;&#8212; Whole Bank,
  All Deposits, dated as of April&nbsp;30, 2010, among the Federal Deposit
  Insurance Corporation, Receiver of Eurobank, San&nbsp;Juan, Puerto Rico, the
  Federal Deposit Insurance Corporation, and Oriental Bank and Trust.</font><font face="Times New Roman,serif" style="font-size:6.0pt;">(1)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.0pt;">
  <td nowrap valign=top style="height:4.0pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:4.0pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:17.5pt;">
  <td nowrap valign=top style="height:17.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">2.2</font></p>
  </td>
 <td valign=top style="height:17.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Acquisition Agreement dated as of June 28, 2012
  between the Company and BBVA relating to the purchase and sale of 100% of the
  Common Stock of BBVAPR Holding and BBVA Securities.</font><font face="Times New Roman,serif" style="font-size:6.0pt;">(2)&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:5.35pt;">
  <td valign=top style="height:5.35pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td style="height:5.35pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">3.1</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Composite Certificate of Incorporation.</font></p>
  </td>
 </tr>
<tr style="height:5.4pt;">
  <td valign=top style="height:5.4pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td style="height:5.4pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">3.2</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By-Laws.</font><font face="Times New Roman,serif" style="font-size:6.0pt;">(3)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td valign=top style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">4.1</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Certificate of Designation of the 7.125%
  Noncumulative Monthly Income Preferred Stock, Series&nbsp;A</font><font face="Times New Roman,serif" style="font-size:6.0pt;">.(4)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td valign=top style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">4.2</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Certificate of Designation of the 7.0% Noncumulative
  Monthly Income Preferred Stock, Series&nbsp;B</font><font face="Times New Roman,serif" style="font-size:6.0pt;">.(5)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td valign=top style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.75pt;">
  <td nowrap valign=top style="height:5.75pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">4.3</font></p>
  </td>
 <td valign=top style="height:5.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Certificate of Designations of 8.750% Non-Cumulative
  Convertible Perpetual Preferred Stock, Series C</font><font face="Times New Roman,serif" style="font-size:6.0pt;">.(6)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td valign=top style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">4.4</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Certificate of Designations of 7.125% Non-Cumulative
  Perpetual Preferred Stock, Series D.</font><font face="Times New Roman,serif" style="font-size:6.0pt;">(7)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td valign=top style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.65pt;">
  <td nowrap valign=top style="height:11.65pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">4.5</font></p>
  </td>
 <td valign=top style="height:11.65pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Form of Certificate for the 7.125% Noncumulative
  Monthly Income Preferred Stock, Series A.</font><font face="Times New Roman,serif" style="font-size:6.0pt;">(8)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.75pt;">
  <td nowrap valign=top style="height:5.75pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:5.75pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:11.65pt;">
  <td nowrap valign=top style="height:11.65pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">4.6</font></p>
  </td>
 <td valign=top style="height:11.65pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Form of Certificate for the 7.0% Noncumulative
  Monthly Income Preferred Stock, Series B</font><font face="Times New Roman,serif" style="font-size:6.0pt;">.(9)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.75pt;">
  <td nowrap valign=top style="height:5.75pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:5.75pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:11.5pt;">
  <td nowrap valign=top style="height:11.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">4.7</font></p>
  </td>
 <td valign=top style="height:11.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Form of Certificate for the 8.750% Non-Cumulative
  Convertible Perpetual Preferred Stock, Series C.</font><font face="Times New Roman,serif" style="font-size:6.0pt;"> (6)</font></p>
  </td>
 </tr>
<tr style="height:5.75pt;">
  <td nowrap valign=top style="height:5.75pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:5.75pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:11.5pt;">
  <td nowrap valign=top style="height:11.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">4.8</font></p>
  </td>
 <td valign=top style="height:11.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Form of Certificate for the 7.125% Non-Cumulative
  Perpetual Preferred Stock, Series D.</font><font face="Times New Roman,serif" style="font-size:6.0pt;">(7)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.0pt;">
  <td nowrap valign=top style="height:4.0pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:4.0pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:11.5pt;">
  <td nowrap valign=top style="height:11.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.1</font></p>
  </td>
 <td valign=top style="height:11.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Subscription Agreement, dated June 28, 2012, between
  the Company and each of the purchasers of the Convertible Preferred Stock. </font><font face="Times New Roman,serif" style="font-size:6.0pt;">(10)&nbsp;</font><font face="Times New Roman,serif" style="font-size:10.0pt;">&#160; &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.4pt;">
  <td nowrap valign=top style="height:5.4pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:5.4pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:11.5pt;">
  <td nowrap valign=top style="height:11.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.2</font></p>
  </td>
 <td valign=top style="height:11.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Lease Agreement between the Company and Professional
  Office Park V, Inc. </font><font face="Times New Roman,serif" style="font-size:6.0pt;">(11)&nbsp;</font><font face="Times New Roman,serif" style="font-size:10.0pt;">&#160; &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.0pt;">
  <td nowrap valign=top style="height:4.0pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:4.0pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:11.5pt;">
  <td nowrap valign=top style="height:11.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.3</font></p>
  </td>
 <td valign=top style="height:11.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">First Amendment to Lease Agreement Dated May 18,
  2004, between the Company and Professional Office Park V, Inc.</font><font face="Times New Roman,serif" style="font-size:6.0pt;">(12)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.0pt;">
  <td nowrap valign=top style="height:4.0pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:4.0pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:11.5pt;">
  <td nowrap valign=top style="height:11.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.4</font></p>
  </td>
 <td valign=top style="height:11.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Change in Control Compensation Agreement between the
  Company and Jos&#233; R. Fern&#225;ndez.</font><font face="Times New Roman,serif" style="font-size:6.0pt;">(13)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.85pt;">
  <td nowrap valign=top style="height:5.85pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:5.85pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:11.5pt;">
  <td nowrap valign=top style="height:11.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.5</font></p>
  </td>
 <td valign=top style="height:11.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Change in Control Compensation Agreement between the
  Company and Ganesh Kumar </font><font face="Times New Roman,serif" style="font-size:6.0pt;">(14)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:5.4pt;">
  <td nowrap valign=top style="height:5.4pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:5.4pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:11.5pt;">
  <td nowrap valign=top style="height:11.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.6</font></p>
  </td>
 <td valign=top style="height:11.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Technology Outsourcing Agreement between the Company
  and Metavante Corporation.</font><font face="Times New Roman,serif" style="font-size:6.0pt;">(15)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.0pt;">
  <td nowrap valign=top style="height:4.0pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:4.0pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:11.5pt;">
  <td nowrap valign=top style="height:11.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.7</font></p>
  </td>
 <td valign=top style="height:11.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:6.0pt;">&#160;</font><font face="Times New Roman,serif" style="font-size:10.0pt;">OFG Bancorp
  2007 Omnibus Performance Incentive Polan, as amended and restated</font><font face="Times New Roman,serif" style="font-size:6.0pt;">.(16)&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:4.0pt;">
  <td nowrap valign=top style="height:4.0pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:4.0pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.8</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Form of qualified stock option award and agreement</font><font face="Times New Roman,serif" style="font-size:6.0pt;"> (17)</font></p>
  </td>
 </tr>
<tr style="height:5.85pt;">
  <td nowrap valign=top style="height:5.85pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:5.85pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:16.65pt;">
  <td nowrap valign=top style="height:16.65pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.9</font></p>
  </td>
 <td valign=top style="height:16.65pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Form of restricted stock award and agreement</font><font face="Times New Roman,serif" style="font-size:6.0pt;"> (18)</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:18.9pt;">
  <td nowrap valign=top style="height:18.9pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.10</font></p>
  </td>
 <td valign=top style="height:18.9pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:6.0pt;">&#160;</font><font face="Times New Roman,serif" style="font-size:10.0pt;">Form of
  restricted unit award and agreement</font><font face="Times New Roman,serif" style="font-size:6.0pt;"> (19)</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=top style="height:15.75pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.11</font></p>
  </td>
 <td valign=top style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Employment Agreement between the Company and Jos&#233; R.
  Fern&#225;ndez</font><font face="Times New Roman,serif" style="font-size:6.0pt;"> (20)</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:.25in;">
  <td nowrap valign=top style="height:.25in;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">10.12</font></p>
  </td>
 <td valign=top style="height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Amendment to Technology Outsourcing Agreement
  between the Company and Metavante Corporation</font><font face="Times New Roman,serif" style="font-size:6.0pt;"> (21)</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:15.75pt;">
  <td nowrap valign=top style="height:15.75pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">12.1</font></p>
  </td>
 <td valign=top style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:6.0pt;">&#160;</font><font face="Times New Roman,serif" style="font-size:10.0pt;">Computation of
  Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividends
  (included in Item&nbsp;6 hereof )</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:17.1pt;">
  <td nowrap valign=top style="height:17.1pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">21.1</font></p>
  </td>
 <td valign=top style="height:17.1pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:6.0pt;">&#160;</font><font face="Times New Roman,serif" style="font-size:10.0pt;">List of
  subsidiaries</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:.25in;">
  <td nowrap valign=top style="height:.25in;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">23.1</font></p>
  </td>
 <td valign=top style="height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:6.0pt;">&#160;</font><font face="Times New Roman,serif" style="font-size:10.0pt;">Consent of
  KPMG LLP</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:.25in;">
  <td nowrap valign=top style="height:.25in;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">31.1</font></p>
  </td>
 <td valign=top style="height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Certification of Chief Executive Officer pursuant to
  Section&nbsp;302 of the Sarbanes-Oxley Act of 2002.</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap valign=top style="height:27.0pt;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:27.0pt;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:.25in;">
  <td nowrap valign=top style="height:.25in;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:.25in;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:.25in;">
  <td nowrap valign=top style="height:.25in;padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="height:.25in;padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:14.85pt;">
  <td nowrap valign=top style="height:14.85pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">31.2</font></p>
  </td>
 <td valign=top style="height:14.85pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Certification of Chief Financial Officer pursuant to
  Section&nbsp;302 of the Sarbanes-Oxley Act of 2002</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=top style="height:13.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">32.1</font></p>
  </td>
 <td valign=top style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Certification of Chief Executive Officer pursuant to
  Section&nbsp;906 of the Sarbanes-Oxley Act of 2002</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=top style="height:13.5pt;padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">32.2</font></p>
  </td>
 <td valign=top style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Certification of Chief Financial Officer pursuant to
  Section&nbsp;906 of the Sarbanes-Oxley Act of 2002</font></p>
  </td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">&nbsp;</td>
 <td valign=top style="padding:0in 0in 0in 0in;">&nbsp;</td>
 </tr>
<tr>
  <td nowrap valign=top style="padding:0in 0in 0in .1in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">101.1</font></p>
  </td>
 <td valign=top style="padding:0in 0in 0in 0in;">
  <p style="margin-left:12.0pt;margin-right:0in;text-indent:-12.0pt;"><font face="Times New Roman,serif" style="font-size:10.0pt;">The following materials from the Company&#8217;s annual
  report on Form 10-K for the year ended December 31, 2012, formatted in XBRL
  (eXtensible Business Reporting Language): (i) Consolidated Statements of
  Financial Condition, (ii) Consolidated Statements of Operations, (iii)
  Consolidated Statements of Changes in Stockholders&#8217; Equity, (iv) Consolidated
  Statements of Comprehensive Income, and (v) Consolidated Statements of Cash
  Flow.</font></p>
  </td>
 </tr>
</table>


</div>
<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">214</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_215"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160; &nbsp;</font></font></font></p>


</DIV>
<div align=center></div>

<div style="border:none;border-bottom:solid windowtext 1.0pt;margin-left:0in;margin-right:13.0in;padding:0in 0in 1.0pt 0in;">

<p style="border:none;margin:0in;margin-bottom:.0001pt;padding:0in;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:6.0pt;line-height:normal;">&nbsp;</font></p>

</div>


<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(1)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">Incorporated herein by reference to
Exhibit&nbsp;2.1 of the Company&#8217;s current report on Form&nbsp;8-K filed with
the SEC on May&nbsp;6, 2010. </font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(2)</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">Incorporated herein by reference to
Exhibit&nbsp;2.1 of the Company&#8217;s current report on Form&nbsp;8-K filed with
the SEC on July&nbsp;3, 2012.</font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(3)&#160;&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;3.1 of the Company&#8217;s quarterly report on Form&nbsp;10-Q filed
with the SEC on August 8, 2014. </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(4)&#160;&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;4.1 of the Company&#8217;s registration statement on Form&nbsp;8-A
filed with the SEC on April&nbsp;30, 1999. </font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(5)&#160;&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;4.1 of the Company&#8217;s registration statement on Form&nbsp;8-A
filed with the SEC on September&nbsp;26, 2003. </font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(6)&#160;&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;3.1 of the Company&#8217;s current report on Form&nbsp;8-K filed with
the SEC on July&nbsp;3, 2012.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(7)&#160;&#160;&#160;  Incorporated herein by reference
to Exhibit&nbsp;3.1 of the Company&#8217;s current report on Form&nbsp;8-K filed with
the SEC on November 8, 2012.</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(8)&#160;&#160;&#160; Incorporated herein by reference
to Exhibit 4.2 of the Company&#8217;s registration statement on Form S-3 filed with
the SEC on April 2, 1999.</font></p>

<p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(9)&#160;&#160;&#160; Incorporated herein by reference
to Exhibit 4.2 of the Company&#8217;s registration statement on Form S-3, as amended,
filed with the SEC on September 23, 2003.</font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(10)&#160; Incorporated herein by reference
to Exhibit&nbsp;10.1 of the Company&#8217;s quarterly report on Form&nbsp;10-Q filed
with the SEC on August 3, 2012. </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(11)&#160; Incorporated herein by reference
to Exhibit&nbsp;10.5 of the Company&#8217;s annual report on Form&nbsp;10-K filed
with the SEC on September&nbsp;13, 2005.</font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(12)&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;10.6 of the Company&#8217;s annual report on Form&nbsp;10-K filed
with the SEC on September&nbsp;13, 2005.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(13)&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;10.12 of the Company&#8217;s annual report on Form&nbsp;10-K filed
with the SEC on September&nbsp;13, 2005.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(14)&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;10.14 of the Company&#8217;s annual report on Form&nbsp;10-K filed
with the SEC on September&nbsp;13, 2005.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(15)&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;10.23 of the Company&#8217;s annual report on Form&nbsp;10-K filed
with the SEC on March&nbsp;28, 2007.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(16)&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;4.1 of the Company&#8217;s registration statement on Form&nbsp;S-8
filed with the SEC on October&nbsp;7, 2013.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(17)&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;10.1 of the Company&#8217;s registration statement on Form&nbsp;S-8
filed with the SEC on November&nbsp;30, 2007.</font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(18)&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;10.2 of the Company&#8217;s registration statement on Form&nbsp;S-8
filed with the SEC on November&nbsp;30, 2007.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(19)&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;10.1 of the Company&#8217;s quarterly report on Form&nbsp;10-Q filed
with the SEC on May&nbsp;8, 2015.&#160; </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(20)&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;10 of the Company&#8217;s quarterly report on Form&nbsp;10-Q filed
with the SEC on November&nbsp;12, 2013. </font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">(21)&#160;&#160; Incorporated herein by reference
to Exhibit&nbsp;10.16 of the Company&#8217;s annual report on Form&nbsp;10-K filed
with the SEC on March 3, 2014.&#160; Portions of this exhibit have been</font></p>

<p style="margin-bottom:.0001pt;margin-left:18.35pt;margin-right:0in;margin-top:4.5pt;text-align:justify;text-indent:-18.35pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:7.5pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; omitted pursuant to a request
for confidential treatment. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">215</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_216"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font face=Calibri,sans-serif style="border:none;mso-ansi-language:EN-US;mso-fareast-font-family:Calibri;mso-fareast-language:EN-US;"><font style="mso-spacerun:yes;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&#160; &nbsp;</font></font></font></p>


</DIV>
<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SIGNATURES </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:4.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant has
duly caused this report to be signed on its behalf by the undersigned,
thereunto duly authorized. </font></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">OFG
BANCORP </font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=4% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:1.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=41% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:1.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:1.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:1.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:1.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=4% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=41% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">/s/&nbsp;&nbsp;&nbsp;&nbsp;Jos&#233; Rafael
  Fern&#225;ndez</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=42% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Dated: March&nbsp;14, 2016</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Jos&#233; Rafael Fern&#225;ndez</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">President and Chief Executive Officer</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=4% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=41% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">/s/&nbsp;&nbsp;&nbsp;&nbsp;Ganesh
  Kumar</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=42% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Dated: March 14, 2016</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Ganesh Kumar</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Executive Vice President and Chief
  Financial Officer</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=4% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=41% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">/s/&nbsp;&nbsp;&nbsp;&nbsp;Maritza Arizmendi
  D&#237;az</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=42% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Dated: March 14, 2016</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Maritza Arizmendi D&#237;az</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Senior Vice President and Chief
  Accounting Officer</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Pursuant to the requirements of the Securities
Exchange Act of 1934, this report has been signed below by the following
persons on behalf of the registrant in the capacities and on the date
indicated. </font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=4% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=41% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;line-height:normal;">/s/&nbsp;&nbsp;&nbsp;&nbsp;</font><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Julian Incl&#225;n</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=42% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Dated: March 14, 2016</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Julian Incl&#225;n</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Chairman of the Board</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=4% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=41% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">/s/&nbsp;&nbsp;&nbsp;&nbsp;Jos&#233; Rafael
  Fern&#225;ndez</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=42% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Dated: March 14, 2016</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Jos&#233; Rafael Fern&#225;ndez</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Vice Chairman of the Board</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=4% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=41% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">/s/&nbsp;&nbsp;&nbsp;&nbsp;Juan Carlos
  Aguayo</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=42% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Dated: March 14, 2016</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Juan Carlos Aguayo</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Director</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=4% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=41% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">/s/&nbsp;&nbsp;&nbsp;&nbsp;Francisco
  Arriv&#237;</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=42% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Dated: March 14, 2016</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Francisco Arriv&#237;</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Director</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=4% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=41% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">/s/&nbsp;&nbsp;&nbsp;&nbsp;Pedro
  Morazzani</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=42% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Dated: March 14, 2016</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Pedro Morazzani</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Director</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=41% style="border:none;border-bottom:solid windowtext 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">/s/&nbsp;&nbsp;&nbsp;&nbsp;Rafael
  Mart&#237;nez-Margarida</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Dated: March 14, 2016</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 valign=top width=45% style="border:none;height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Rafael Mart&#237;nez-Margarida</font></p>
  </td>
 <td valign=top width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 valign=top width=45% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Director</font></p>
  </td>
 <td valign=top width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=4% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=41% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=10% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=3% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td width=42% style="height:12.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:12.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=4% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=41% style="border:none;border-bottom:solid black 1.0pt;padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">/s/&nbsp;&nbsp;&nbsp;&nbsp;N&#233;stor de
  Jes&#250;s</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=42% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Dated: March 14, 2016</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">N&#233;stor de Jes&#250;s</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=45% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:normal;">Director</font></p>
  </td>
 <td valign=top width=10% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=42% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>




<DIV bclFooter>


<p align=center style="border:none;margin:0in;margin-bottom:10.0pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">216</font></font></font><font style="border:none;mso-ansi-language:EN-US;mso-bidi-font-size:11.0pt;mso-fareast-language:EN-US;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade align="center" width="100%" size=2></BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>maindocument001x28x0.gif
<DESCRIPTION>GRAPH
<TEXT>
begin 644 maindocument001x28x0.gif
M1TE&.#EADP*& 7< ,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E "'Y
M! $     + $  0"1 H0!AP          ,P  9@  F0  S   _P S   S,P S
M9@ SF0 SS  S_P!F  !F,P!F9@!FF0!FS !F_P"9  "9,P"99@"9F0"9S "9
M_P#,  #,,P#,9@#,F0#,S #,_P#_  #_,P#_9@#_F0#_S #__S,  #, ,S,
M9C, F3, S#, _S,S #,S,S,S9C,SF3,SS#,S_S-F #-F,S-F9C-FF3-FS#-F
M_S.9 #.9,S.99C.9F3.9S#.9_S/, #/,,S/,9C/,F3/,S#/,_S/_ #/_,S/_
M9C/_F3/_S#/__V8  &8 ,V8 9F8 F68 S&8 _V8S &8S,V8S9F8SF68SS&8S
M_V9F &9F,V9F9F9FF69FS&9F_V:9 &:9,V:99F:9F6:9S&:9_V;, &;,,V;,
M9F;,F6;,S&;,_V;_ &;_,V;_9F;_F6;_S&;__YD  )D ,YD 9ID F9D S)D
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MN^_JJ;V+_Q]/OKSY\]K!HU_/OKW[]_ YJX]/O[[]^_BYS\_/O[___P"VME^
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M"J6F%*4/XZ4:":;N$J9-JIEFRJ5H:GTLNJ8),Z9N6J9X"G7$F3J<Q65)6J>
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MA4X:66XPB9S9E=Z^4DX;8Q[CP)@ZM#MD/D.J9G[IKY+I)M+=K%X@6_X?CZZ
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MD,,34=:J7OFZ!'@LM2U]AW9>NGX7>:"]&(Y,B#K]4H5I\!-;@87"WL<P5KH
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F(RC!"5*P@A:\( 8SJ,$-<K"#'OP@"$,HPA&2L(0F/"$*01@0 #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-3.1
<SEQUENCE>3
<FILENAME>ofg10k12312015Ex31.htm
<DESCRIPTION>EXHIBIT 3.1
<TEXT>

<html>

<head>
<meta content="text/html; charset=utf-8" />




&nbsp;</head>

<body><a name="page_1"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in right 6.5in;"><font style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>


</DIV>
<p align=right style="border:none;margin:0in;margin-bottom:.0001pt;text-align:right;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;">EXHIBIT 3.1 </font></b></font></p>



<p style="border:none;margin-bottom:.0001pt;margin-left:117.0pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">COMPOSITE CERTIFICATE OF INCORPORATION</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:229.5pt;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">OF </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:2.75in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">OFG BANCORP</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:2.75in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">FIRST:&#160; The name of the corporation
(hereinafter called the Corporation) is &#8220;OFG Bancorp&#8221;. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">SECOND:&#160; The principal office of the
Corporation in the Commonwealth of Puerto Rico is located at Hato Rey Tower,
268 Mu&#241;oz Rivera Avenue, Suite 501, Hato Rey, Puerto Rico in the Municipality
of San Juan, Puerto Rico.&#160; The name of the resident agent of the Corporation is
OFG Bancorp and the address is Oriental Center, Legal Department, 254 Munoz
Rivera Avenue, San Juan, Puerto Rico 00918.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160;THIRD:&#160; The purpose of the Corporation
is to engage, for profit, in any lawful act or activity for which a corporation
may be organized under the General Corporation Law of the Commonwealth of
Puerto Rico.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160;FOURTH:&#160; The authorized capital of the
Corporation shall be ONE HUNDRED TEN MILLION DOLLARS ($110,000,000) represented
by ONE HUNDRED MILLION (100,000,000) shares of common stock, $1.00 par value
per share, and TEN MILLION (10,000,000) shares of preferred stock, $1.00 par
value per share.&#160; The shares may be issued by the Corporation from time to time
as authorized by the Board of Directors without the further approval of
shareholders, except to the extent that such approval is required by governing
law, rule or regulation.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">The Board of Directors is expressly
authorized to provide, when it deems necessary, for the issuance of shares of
preferred stock in one or more series, with such voting powers, full or
limited, but not to exceed one vote per share, or without voting powers; and
with such designations, preferences, rights, qualifications, limitations or
restrictions thereof, as shall be expressed in the resolution or resolutions of
the Board of Directors, authorizing such issuance, including (but without
limiting the generality of the foregoing) the following:</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the designation of such
series, the number of shares to constitute such series and the stated value
thereof if different from the par value thereof;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the dividend rate of such
series, the conditions and dates upon which the dividends shall be payable, the
preference or relation which such dividends shall bear to the dividends payable
on any other class or classes of capital stock of the Corporation, and whether
such dividends shall be cumulative or non-cumulative;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; whether the shares of such
series shall be subject to redemption by Corporation, and if made subject to
such redemption, the terms and conditions of such redemption;</font></font></p>



<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in right 6.5in;text-align:center;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_2"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the terms and amount of any sinking fund provided for
the purchase or redemption of the shares of such series;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; whether the shares of such
series shall be convertible and if provision be made for conversion, the terms
of such conversion;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">(f)&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;the extent, if any, to
which the holders of such shares shall be entitled to vote; provided, however,
that in no event, shall any holder of any series of preferred stock be entitled
to more than one vote for each such share;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the restrictions and
conditions, if any, upon the issue or re-issue of any additional preferred
stock ranking on a parity with or prior to such shares as to dividends or upon
dissolution;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the rights of the holders
of such shares upon dissolution of, or upon distribution of assets of the
Corporation, which rights may be different in the case of a voluntary
dissolution; and</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; any other powers,
preferences and relative, participating, optional and other special rights, and
any qualifications, limitations and restrictions thereof.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">The powers, preferences and relative,
participating, optional and other special rights, of each series of preferred
stock, and the qualifications, limitations or restrictions thereof, if any, may
differ from those of any and all other series at any time outstanding.&#160; All
shares of any one series of preferred stock shall be identical in all respects
with all other shares of such series, except that shares of any one series
issued at different times may differ as to the dates from which dividends
thereon shall accrue and/or be cumulative.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">FIFTH:&#160; No holder of the capital stock
of the Corporation shall be entitled as such, as a matter of right, to
subscribe for or purchase any part of any new or additional issue of stock of any
class whatsoever of the Corporation, or of securities convertible into stock of
any class whatsoever, whether now or hereafter authorized, or whether issued
for cash or other consideration or by way of a dividend.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">SIXTH:&#160; The name, place of residence and
postal address of the sole incorporator are as follows: </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160;&nbsp;</font></font></p>

<font face="Times New Roman,serif" style="border:none;">
&nbsp;</font>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:normal;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">2</font></font></font><font face="Times New Roman,serif" style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_3"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160;&#160;&#160; </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">Name&nbsp;</font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">Place
of Residence and Postal Address</font></u></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=ES-CR style="font-size:12.0pt;line-height:115%;">Pedro
Maldonado&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Carretera 971</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:207.0pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=ES-CR style="font-size:12.0pt;line-height:115%;">Kil&#243;metro
12.2</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:207.0pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=ES-CR style="font-size:12.0pt;line-height:115%;">Barrio
Sonadora</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:207.0pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=ES-CR style="font-size:12.0pt;line-height:115%;">Naguabo,
Puerto Rico</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=ES-CR style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:207.0pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=ES-CR style="font-size:12.0pt;line-height:115%;">P.O.
Box 364225</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:207.0pt;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">San Juan,
Puerto Rico 00936-4225</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">SEVENTH:&#160; The Corporation is to have
perpetual existence.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&#160; EIGHTH:&#160; For the management of the
business and for the conduct of the affairs of the Corporation, and in further
creation, definition, limitation and regulation of the powers of the
Corporation and of its directors and stockholders, it is further provided:&#160; </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">Directors and Number of
Directors</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">.&#160; The business and affairs of the Corporation shall be managed by
or under the direction of a Board of Directors.&#160; The number of directors of the
Corporation shall be fixed by, or in the manner provided in, the by-laws.&#160; The
directors of the Corporation need not be stockholders.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">Classification and Term</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">.&#160;
The Board of Directors, other than those who may be elected by the holders of
any class or series of stock having preference over the Common Stock as to
dividends or upon liquidation, shall be divided into three classes as nearly
equal in number as possible, with one class to be elected annually.&#160; The term
of office of the initial directors shall be as follows: the term of directors
of the first class shall expire at the first annual meeting of stockholders
after the effective date of this Certificate of Incorporation; the term of
office of the directors of the second class shall expire at the second annual
meeting of stockholders after the effective date of this Certificate of
Incorporation; and the term of office of the third class shall expire at the
third annual meeting of stockholders after the effective date of this
Certificate of Incorporation; and, as to directors of each class, when their
respective successors are elected and qualified.&#160; At each annual meeting of
stockholders, directors elected to succeed those whose terms are expiring shall
be elected for a term of office to expire at the third succeeding annual
meeting of stockholders and when their respective successors are elected and
qualified.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">3.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">Cumulative Voting</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">.&#160;
At each annual meeting of stockholders in which more than one director is being
elected, every stockholder entitled to vote at such election shall have the
right to vote, in person or by proxy, the number of shares owned by the
stockholder for as many persons as there are directors to be elected and for
whose election the stockholder has a right to vote, or to cumulate the votes by
giving one candidate as many votes as the number of such directors to be
elected multiplied by the number of his shares shall equal, or by distributing
such votes on the same principle among any number of candidates. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">4&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">Vacancies</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">.&#160; Except
as otherwise fixed pursuant to the provisions of Article FOURTH hereof relating
to the rights of the holders of any class or series of stock having a
preference over the Common </font></font><!-- Do not modify beyond this point! !--><a name=bcl_connect_next></a></p>
<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">3</font></font></font><font face="Times New Roman,serif" style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_4"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><a name=bcl_connect_prev></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">Stock as to dividends or
upon liquidation to elect directors, any vacancy occurring in the Board of
Directors, including any vacancy created by reason of an increase in the number
of directors, may be filled by a majority vote of the directors then in office,
whether or not a quorum is present, or by a sole remaining director, and any
director so chosen shall hold office for the remainder of the term to which the
director has been selected and until such director's successor shall have been
elected and qualified.&#160; When the number of directors is changed, the Board of
Directors shall determine the class or classes to which the increased or
decreased number of directors shall be apportioned; provided that no decrease
in the number of directors shall shorten the term of any incumbent director.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">5.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">Removal</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">.&#160; Subject to
the rights of any class or series of stock having preference over the Common
Stock as to dividends or upon liquidation to elect directors, any director
(including persons elected by directors to fill vacancies in the Board of
Directors) may be removed from office only with cause by an affirmative vote of
not less than a majority of the votes eligible to be cast by stockholders at a
duly constituted meeting of stockholders called expressly for such purpose.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">6.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">By-Laws</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">.&#160; The Board of
Directors is expressly authorized and empowered to make, alter and repeal the
by-laws of the Corporation, subject to the power of the stockholders to alter
or repeal the by-laws made by the Board of Directors.&#160; Such action by the Board
of Directors shall require the affirmative vote of a majority of the directors
then in office at any regular or special meeting of the Board of Directors.&#160;
Such action by the stockholders shall require the affirmative vote of the
holders of a majority of the shares of the Corporation entitled to vote
generally in an election of directors, voting together as a single class, as
well as such additional vote of the preferred stock as may be required by the
provisions of any series thereof.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">NINTH:&#160; The personal liability of the
directors and officers of the Corporation for monetary damages shall be
eliminated to the fullest extent permitted by the General Corporation Law of
the Commonwealth of Puerto Rico as it exists on the effective date of this
Certificate of Incorporation or as such law may be thereafter in effect.&#160; No
amendment, modification or repeal of this Article NINTH shall adversely affect
the rights provided hereby with respect to any claim, issue or matter in any
proceeding that is based in any respect on any alleged action or failure to act
prior to such amendment, modification or repeal.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">TENTH:&#160; The affirmative vote of the
holders of not less than seventy-five percent (75%) of the total number of
outstanding shares of the Corporation shall be required&#160; to amend this Article
TENTH to the extent that such amendment is not approved by eighty percent (80%)
of the Corporation's Board of Directors then in office;&#160; to approve any Business
Combination for which stockholder approval is required by applicable law to the
extent that such Business Combination is not approved by eighty percent (80%)
of the Corporation's Board of Directors then in office; or&#160; to approve the
voluntary dissolution of the Corporation to the extent that such dissolution is
not approved by eighty percent (80%) of the Corporation's Board of Directors
then in office, notwithstanding that applicable law would otherwise permit any
of the above with the approval of fewer shares or without the approval of any
shares.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-indent:.5in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">For
purposes of this Article TENTH, the term &quot;Business Combination&quot; shall
mean:</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>


<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">4</font></font></font><font face="Times New Roman,serif" style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_5"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-add-space:auto;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan no-line-numbers;"><font style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:.7pt;">&nbsp;</font></font></p>


</DIV>
<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160; a
merger, reorganization, or consolidation in which the Corporation is a
constituent corporation; or </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:1.0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">(b)&#160;&#160;&#160;&#160; &#160;&#160;the sale, lease, or
hypothecation of substantially all the assets of the Corporation.</font></font></p>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font face="Times New Roman,serif" style="border:none;"><font style="mso-no-proof:yes;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">5</font></font></font><font face="Times New Roman,serif" style="border:none;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade align="center" width="100%" size=2></BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21.1
<SEQUENCE>4
<FILENAME>ofg10k12312015Ex211.htm
<DESCRIPTION>EXHIBIT 21.1
<TEXT>

<html>

<head>
<meta content="text/html; charset=utf-8" />





&nbsp;</head>

<body><a name="page_1"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in right 6.5in;"><font style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>


</DIV>
<p align=right style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;text-align:right;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EXHIBIT 21.1 </font></b></font></p>

<p align=center style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">LIST OF SUBSIDIARIES
</font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">A)&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ORIENTAL BANK </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">- an insured non-member
commercial bank organized and existing under the laws of the Commonwealth of
Puerto Rico. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:27.0pt;margin-right:0in;margin-top:13.5pt;page-break-after:avoid;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SUBSIDIARIES OF ORIENTAL BANK: </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:63.0pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Oriental International Bank Inc. </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211; an
international banking entity organized and existing under the laws of the Commonwealth  of Puerto Rico. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:63.0pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2.&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Oriental Mortgage Corporation</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> - a
corporation organized and existing under the laws of the Commonwealth of Puerto
Rico.&#160; </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">B)&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ORIENTAL FINANCIAL SERVICES CORP.</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> - a
registered securities broker-dealer organized and existing under the laws of
the Commonwealth of Puerto Rico. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">C)&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ORIENTAL INSURANCE, LLC </font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211; a registered
insurance agency organized and existing under the laws of the Commonwealth of   Puerto Rico. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">D)&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ORIENTAL PENSION CONSULTANTS, INC</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211;&nbsp;</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
a corporation organized and existing under the laws of the State of Florida that offers third party pension plan administration in the continental U.S., Puerto Rico and the Caribbean. </font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:24.45pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">E)&#160;&#160;&#160;&#160;&#160;&#160; </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">ORIENTAL FINANCIAL (PR) STATUTORY TRUST II</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;"> </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&#8211;&nbsp;</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">
a special purpose statutory trust organized under the laws of the State of
Connecticut.&#160; </font></font></p>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in right 6.5in;text-align:center;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade align="center" width="100%" size=2></BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>5
<FILENAME>ofg10k12312015Ex231.htm
<DESCRIPTION>EXHIBIT 23.1
<TEXT>

<html>

<head>
<meta content="text/html; charset=utf-8" />




&nbsp;</head>

<body><a name="page_1"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in right 6.5in;"><font style="border:none;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></font></p>


</DIV>
<p align=right style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;text-align:right;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EXHIBIT 23.1 </font></b></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:justify;"><font style="border:none;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">I. CONSENT OF INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM </font></b></font></p>

<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:12.0pt;">The Board of Directors</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:12.0pt;">OFG Bancorp:</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:12.0pt;">We consent to the
incorporation by reference in the registration statements on Forms S-8 (No.
333-191603, 333-170064, 333-147727, 333-102696, 333-57052, and 333-84473) of
OFG Bancorp and subsidiaries (the Company) of our reports dated March 14, 2016,
with respect to the consolidated statements of financial condition of the
Company as of December 31, 2015 and 2014, and the related statement of operations,
comprehensive (loss) income, changes in stockholders&#8217; equity and cash flows for
each of the years in the three-year period ended December 31, 2015, and the
effectiveness of internal control over financial reporting, as of December 31,
2015, which reports appear in the December 31, 2015 annual report on Form 10-K
of the Company.</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:12.0pt;">&nbsp;</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;line-height:115%;">/s/ KPMG
LLP</font></font></p>

<p style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=ES-PR style="font-size:10.0pt;line-height:115%;">San Juan,
Puerto Rico</font></font></p>

<p style="border:none;margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:normal;">March 14, 2016 </font></font></p>




<DIV bclFooter>


<p align=center style="border:none;margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:center 3.25in right 6.5in;text-align:center;"><font face="Times New Roman,serif" style="border:none;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade align="center" width="100%" size=2></BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>6
<FILENAME>ofg10k12312015Ex311.htm
<DESCRIPTION>EXHIBIT 31.1
<TEXT>

<html>

<head>
<meta content="text/html; charset=utf-8" />





&nbsp;</head>

<body><a name="page_1"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;tab-stops:center 3.25in right 6.5in;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></p>


</DIV>
<p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EXHIBIT 31.1 </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MANAGEMENT CERTIFICATION PURSUANT TO </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:justify;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">I, </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Jos&#233; Rafael Fern&#225;ndez</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, certify
that: </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1. I have reviewed this
annual report on Form 10-K of OFG Bancorp; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2. Based on my knowledge,
this report does not contain any untrue statement of a material fact or omit to
state a material fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not misleading with respect
to the period covered by this report; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">3. Based on my knowledge,
the financial statements, and other financial information included in this
report, fairly present in all material respects the financial condition,
results of operations and cash flows of the registrant as of, and for, the
periods presented in this report; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4.
The registrant&#8217;s other certifying officer and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial
reporting (as defined in Exchange Act Rules 13a-15(f ) and 15d-15(f )) for the
registrant and have: </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a)&#160;&#160;&#160;&#160;&#160;&#160; Designed
such disclosure controls and procedures, or caused such disclosure controls and
procedures to be designed under our supervision, to ensure that material
information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly
during the period in which this report is being prepared; </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">b)&#160;&#160;&#160;&#160;&#160;&#160; Designed
such internal control over financial reporting, or caused such internal control
over financial reporting to be designed under our supervision, to provide
reasonable assurance regarding the reliability of financial reporting and the
preparation of financial statements for external purposes in accordance with
accounting principles generally accepted in the United States of America. </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">c)&#160;&#160;&#160;&#160;&#160;&#160; Evaluated
the effectiveness of the registrant&#8217;s disclosure controls and procedures and
presented in this report our conclusions about the effectiveness of the
disclosure controls and procedures, as of the end of the period covered by this
report based on such evaluation; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">d)&#160;&#160;&#160;&#160;&#160;&#160; Disclosed
in this report any change in the registrant&#8217;s internal control over financial
reporting that occurred during the registrant&#8217;s most recent fiscal quarter that
has materially affected, or is reasonably likely to materially affect the
registrant&#8217;s internal control over financial reporting; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">5.
The registrant&#8217;s other certifying officer and I have disclosed, based on our
most recent evaluation of internal control over financial reporting, to the
registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of
directors: </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a)&#160;&#160;&#160;&#160;&#160;&#160; All
significant deficiencies and material weaknesses in the design or operation of
internal control over financial reporting which are reasonably likely to
adversely affect the registrant&#8217;s ability to record, process, summarize and
report financial information; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">b)&#160;&#160;&#160;&#160;&#160;&#160; Any
fraud, whether or not material, that involves management or other employees who
have a significant role in the registrant&#8217;s internal control over financial
reporting. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Date March&nbsp;14,
2016 </font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=7% style="padding:0in 0in 0in 0in;">
   <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
   </td>
 <td width=93% style="padding:0in 0in 0in 0in;">
   <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
   </td>
 </tr>
<tr>
  <td nowrap valign=bottom width=7% style="padding:0in 0in 0in 0in;">
   <p style="margin-bottom:.75pt;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
   </td>
 <td nowrap valign=bottom width=93% style="padding:0in 0in 0in .1in;">
   <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/ Jos&#233; Rafael Fern&#225;ndez</font></p>
   <div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0in 0in 0in;">
   <p style="border:none;margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:1.0pt;padding:0in;text-align:center;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:1.0pt;">&nbsp;</font></p>
   </div>

   </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=100% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">Jos&#233; Rafael
  Fern&#225;ndez</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=100% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">President
  and Chief Executive Officer</font></p>
  </td>
 </tr>
</table></div>


<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></p>




<DIV bclFooter>


<p align=center style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;tab-stops:center 3.25in right 6.5in;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade align="center" width="100%" size=2></BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>7
<FILENAME>ofg10k12312015Ex312.htm
<DESCRIPTION>EXHIBIT 31.2
<TEXT>

<html>

<head>
<meta content="text/html; charset=utf-8" />





&nbsp;</head>

<body><a name="page_1"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;tab-stops:center 3.25in right 6.5in;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></p>


</DIV>
<p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EXHIBIT 31.2 </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">MANAGEMENT CERTIFICATION PURSUANT TO </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-indent:24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">I, </font><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Ganesh Kumar</font></b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">, certify that: </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1. I have reviewed this
annual report on Form 10-K of OFG Bancorp; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2. Based on my knowledge,
this report does not contain any untrue statement of a material fact or omit to
state a material fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not misleading with respect
to the period covered by this report; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">3. Based on my knowledge,
the financial statements, and other financial information included in this
report, fairly present in all material respects the financial condition,
results of operations and cash flows of the registrant as of, and for, the
periods presented in this report; </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">4.
The registrant&#8217;s other certifying officer and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial
reporting (as defined in Exchange Act Rules 13a-15(f ) and 15d-15(f )) for the
registrant and have: </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a)&#160;&#160;&#160;&#160;&#160;&#160; Designed
such disclosure controls and procedures, or caused such disclosure controls and
procedures to be designed under our supervision, to ensure that material
information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly
during the period in which this report is being prepared; </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">b)&#160;&#160;&#160;&#160;&#160;&#160; Designed
such internal control over financial reporting, or caused such internal control
over financial reporting to be designed under our supervision, to provide
reasonable assurance regarding the reliability of financial reporting and the
preparation of financial statements for external purposes in accordance with
accounting principles generally accepted in the United States of America. </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">c)&#160;&#160;&#160;&#160;&#160;&#160; Evaluated
the effectiveness of the registrant&#8217;s disclosure controls and procedures and
presented in this report our conclusions about the effectiveness of the
disclosure controls and procedures, as of the end of the period covered by this
report based on such evaluation; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">d)&#160;&#160;&#160;&#160;&#160;&#160; Disclosed
in this report any change in the registrant&#8217;s internal control over financial
reporting that occurred during the registrant&#8217;s most recent fiscal quarter that
has materially affected, or is reasonably likely to materially affect the
registrant&#8217;s internal control over financial reporting; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">5.
The registrant&#8217;s other certifying officer and I have disclosed, based on our
most recent evaluation of internal control over financial reporting, to the
registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of
directors: </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">a)&#160;&#160;&#160;&#160;&#160;&#160; All
significant deficiencies and material weaknesses in the design or operation of
internal control over financial reporting which are reasonably likely to
adversely affect the registrant&#8217;s ability to record, process, summarize and
report financial information; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:48.95pt;margin-right:0in;margin-top:4.5pt;text-indent:-24.5pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">b)&#160;&#160;&#160;&#160;&#160;&#160; Any
fraud, whether or not material, that involves management or other employees who
have a significant role in the registrant&#8217;s internal control over financial
reporting. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">Date: March&nbsp;14,
2016</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=9% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=91% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=9% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=top width=91% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/ Ganesh Kumar</font></p>
  <div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0in 0in 0in;">
  <p style="border:none;margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:1.0pt;padding:0in;text-align:center;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:1.0pt;">&nbsp;</font></p>
  </div>

  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=100% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">Ganesh Kumar</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=100% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">Executive&nbsp;Vice&nbsp;President&nbsp;and&nbsp;Chief&nbsp;Financial&nbsp;Officer</font></p>
  </td>
 </tr>
</table></div>


<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></p>




<DIV bclFooter>


<p align=center style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;tab-stops:center 3.25in right 6.5in;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade align="center" width="100%" size=2></BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>8
<FILENAME>ofg10k12312015Ex321.htm
<DESCRIPTION>EXHIBIT 32.1
<TEXT>

<html>

<head>
<meta content="text/html; charset=utf-8" />




&nbsp;</head>

<body><a name="page_1"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;tab-stops:center 3.25in right 6.5in;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></p>


</DIV>
<p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EXHIBIT 32.1 </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CERTIFICATION PURSUANT TO </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SECTION 906 OF THE
SARBANES-OXLEY ACT OF 2002 </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(18 U.S.C. &#167;1350) </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
connection with OFG Bancorp&#8217;s annual report on Form 10-K for the year ended
December&nbsp;31, 2015, as filed with the Securities and Exchange Commission on
the date hereof (the &#8220;Report&#8221;), I, Jos&#233; Rafael Fern&#225;ndez, President and Chief
Executive Officer of OFG Bancorp, hereby certify, pursuant to Section&nbsp;906
of the Sarbanes-Oxley Act of 2002 (18 U.S.C. &#167;1350), that: </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1. The Report fully
complies with the requirements of Section&nbsp;13(a) or 15(d) of the Securities
Exchange Act of 1934; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2. The information
contained in the Report fairly presents, in all material respects, the
financial condition and results of operations of OFG Bancorp. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In witness whereof, I
execute this certification in San Juan, Puerto Rico, this </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">14th day of March,
2016</font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;margin-left:4.5in;width:100%;">
 <tr>
  <td width=12% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=88% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=12% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=bottom width=88% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/ Jos&#233; Rafael Fern&#225;ndez</font></p>
  <div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0in 0in 0in;">
  <p style="border:none;margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:1.0pt;padding:0in;text-align:center;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:1.0pt;">&nbsp;</font></p>
  </div>

  </td>
 </tr>
<tr>
  <td valign=top width=12% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=88% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">Jos&#233; Rafael Fern&#225;ndez</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=12% style="padding:0in 0in 0in .1in;">
  <p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:2.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=88% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">President and Chief Executive Officer</font></p>
  </td>
 </tr>
</table></div>


<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></p>




<DIV bclFooter>


<p align=center style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;tab-stops:center 3.25in right 6.5in;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade align="center" width="100%" size=2></BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>9
<FILENAME>ofg10k12312015Ex322.htm
<DESCRIPTION>EXHIBIT 32.2
<TEXT>

<html>

<head>
<meta content="text/html; charset=utf-8" />




&nbsp;</head>

<body><a name="page_1"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;tab-stops:center 3.25in right 6.5in;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></p>


</DIV>
<p align=right style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:13.5pt;text-align:right;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">EXHIBIT 32.2 </font></b></p>

<p align=center style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">CERTIFICATION PURSUANT TO </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">SECTION 906 OF THE
SARBANES-OXLEY ACT OF 2002 </font></b></p>

<p align=center style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">(18 U.S.C. &#167;1350) </font></b></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In
connection with OFG Bancorp&#8217;s annual report on Form 10-K for the year ended
December&nbsp;31, 2015, as filed with the Securities and Exchange Commission on
the date hereof (the &#8220;Report&#8221;), I, Ganesh Kumar, Executive Vice President and
Chief Financial Officer of OFG Bancorp, hereby certify, pursuant to
Section&nbsp;906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. &#167;1350), that: </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">1. The Report fully complies
with the requirements of Section&nbsp;13(a) or 15(d) of the Securities Exchange
Act of 1934; and </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">2. The information
contained in the Report fairly presents, in all material respects, the
financial condition and results of operations of OFG Bancorp. </font></p>

<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:9.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">In witness whereof, I
execute this certification in San Juan, Puerto Rico, this </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">14th day of March,
2016</font></u><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">. &nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=right>

<table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr>
  <td width=6% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 <td width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face=Calibri,sans-serif style="font-size:1.0pt;line-height:115%;">&nbsp;</font></p>
  </td>
 </tr>
<tr>
  <td valign=top width=6% style="padding:0in 0in 0in 0in;">
  <p style="margin-left:0in;margin-right:0in;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:10.0pt;">By:</font></p>
  </td>
 <td valign=bottom width=94% style="padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" style="font-size:10.0pt;">/s/ Ganesh Kumar</font></p>
  <div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0in 0in 0in;">
  <p style="border:none;margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:1.0pt;padding:0in;text-align:center;"><font face="Times New Roman,serif" style="font-size:4.0pt;line-height:1.0pt;">&nbsp;</font></p>
  </div>

  </td>
 </tr>
<tr>
  <td colspan=2 valign=top width=100% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">Ganesh Kumar</font></p>
  </td>
 </tr>
<tr>
  <td colspan=2 nowrap valign=top width=100% style="padding:0in 0in 0in 0in;">
  <p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font face="Times New Roman,serif" style="font-size:10.0pt;line-height:115%;">Executive Vice President and Chief Financial
  Officer</font></p>
  </td>
 </tr>
</table>


</div>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Calibri,sans-serif lang=EN-US style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font face=Calibri,sans-serif lang=EN-US style="font-size:11.0pt;line-height:115%;">&nbsp;</font></p>




<DIV bclFooter>


<p align=center style="margin-bottom:10.0pt;margin-left:0in;margin-right:0in;margin-top:0in;tab-stops:center 3.25in right 6.5in;text-align:center;"><font face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;line-height:115%;">&nbsp;</font></p>


</DIV>
</DIV><HR noshade align="center" width="100%" size=2></BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>10
<FILENAME>ofg-20151231.xml
<DESCRIPTION>XBRL INSTANCE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!-- Prepared by IBM Cognos Disclosure Management XBRL Version: 10.2.4 -->
<!-- XBRL 2.1 & Dimensional Validation Status: Passed -->
<!-- XSD Content Model Validation Status: Passed -->
<!-- CDM/Internal Validation Status: Passed -->
<!-- EFM Validation Status: Not Performed -->
<!-- Formula Linkbase Validation Status: Not Performed -->
<xbrli:xbrl xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ofg="http://orientalfg.com/20151231" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:invest="http://xbrl.sec.gov/invest/2013-01-31" xmlns:us-gaap="http://fasb.org/us-gaap/2014-01-31" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:us-types="http://fasb.org/us-types/2014-01-31" xmlns:us-roles="http://fasb.org/us-roles/2014-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2014-01-31" xmlns:ofg.="http://orientalfg.com" xsi:schemaLocation="http://orientalfg.com/20151231 ofg-20151231.xsd http://www.xbrl.org/dtr/type/non-numeric http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd http://www.xbrl.org/dtr/type/numeric http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd http://www.xbrl.org/2009/role/negated http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd http://xbrl.sec.gov/invest/2013-01-31 http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd http://fasb.org/us-gaap/2014-01-31 http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd http://www.xbrl.org/2006/ref http://www.xbrl.org/2006/ref-2006-02-27.xsd http://fasb.org/us-types/2014-01-31 http://xbrl.fasb.org/us-gaap/2014/elts/us-types-2014-01-31.xsd http://fasb.org/us-roles/2014-01-31 http://xbrl.fasb.org/us-gaap/2014/elts/us-roles-2014-01-31.xsd http://xbrl.sec.gov/dei/2014-01-31 http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd">
  <link:schemaRef xlink:href="ofg-20151231.xsd" xlink:type="simple"></link:schemaRef>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:LegalSurplusMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:LegalSurplusMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:LegalSurplusMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:LegalSurplusMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_InvestmentTypeAxis_ofg_ResidentialLoansSoldWithRecourseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ResidentialLoansSoldWithRecourseMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:CollateralizedMortgageObligationsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:CollateralizedMortgageObligationsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueFromFiveToTenYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueAfterTenYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueFromOneToFiveYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueFromFiveToTenYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueAfterTenYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueFromFiveToTenYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueAfterTenYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueAfterTenYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:CollateralizedMortgageObligationsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueAfterTenYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueFromOneToFiveYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueFromFiveToTenYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueAfterTenYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueAfterTenYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:CollateralizedMortgageObligationsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:InstitutionalCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:RetailCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:FloorPlanCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:MiddleMarketCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:RealEstateCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:CorporateCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:CorporateOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:InstitutionalOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:MiddleMarketOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:RetailOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:FloorPlanOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:TotalCommercialSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:TotalCommercialSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:TotalCommercialSubjectToRiskRatingMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:OtherCommercialAndIndustrialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:CommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:CommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:OtherCommercialAndIndustrialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:RetailCommercialSecuredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:FloorPlanCommercialSecuredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:RetailOtherCommercialMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:FloorPlanOtherCommercialMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:CorporateCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:InstitutionalCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:MiddleMarketCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:RetailCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:FloorPlanCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:RealEstateCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:CommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:CorporateOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:InstitutionalOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:MiddleMarketOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:RetailOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:FloorPlanOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:OtherCommercialAndIndustrialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:TotalCommercialSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:RetailCommercialSecuredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:FloorPlanCommercialSecuredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:CommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:RetailOtherCommercialMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:FloorPlanOtherCommercialMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:OtherCommercialAndIndustrialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:TotalCommercialSubjectToRiskRatingMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:CommercialAcquiredLoansUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancingReceivablesInvestmentTypeAxis">ofg:TotalCommercialSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AuotomobileloansportfoliosegmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AuotomobileloansportfoliosegmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis">us-gaap:ConventionalLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis">us-gaap:ConventionalLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis">us-gaap:ConventionalLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis">us-gaap:ConventionalLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentbytypesAxis_us-gaap_ConventionalLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentbytypesAxis">us-gaap:ConventionalLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LeaseholdImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LeaseholdImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:SoftwareAndSoftwareDevelopmentCostsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:SoftwareAndSoftwareDevelopmentCostsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LeaseholdImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LeaseholdImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:SoftwareAndSoftwareDevelopmentCostsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:SoftwareAndSoftwareDevelopmentCostsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateCapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateCapMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_DesignatedAsHedgingInstrumentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_EmployeeStockOptionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_NondesignatedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_NondesignatedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateCapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateCapMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_DesignatedAsHedgingInstrumentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_EmployeeStockOptionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26200Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate26200Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26350Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate26350Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26590Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate26590Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26750Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate26750Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24365Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate24365Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26200Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate26200Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26350Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate26350Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26590Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate26590Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26750Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate26750Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24365Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate24365Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24210Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate24210Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24210Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate24210Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">ofg:DerivativesOfferedToClientsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate513Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">ofg:DerivativesOfferedToClientsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate551Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate513Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">ofg:MirrorImageDerivativesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate551Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">ofg:MirrorImageDerivativesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">ofg:DerivativesOfferedToClientsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate513Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">ofg:DerivativesOfferedToClientsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate551Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate513Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">ofg:MirrorImageDerivativesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:DerivativeByInterestRateAxis">ofg:Rate551Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">ofg:MirrorImageDerivativesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_us-gaap_SwaptionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:MajorTypesOfEquitySecuritiesSwaptionAxis">us-gaap:SwaptionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AssetsAcquiredByCompanyAcquireeAxis_ofg_EurobankMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CoreDepositsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AssetsAcquiredByCompanyAcquireeAxis">ofg:EurobankMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AssetsAcquiredByCompanyAcquireeAxis_ofg_EurobankMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CoreDepositsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AssetsAcquiredByCompanyAcquireeAxis">ofg:EurobankMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_RepurchaseAgreementsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:RepurchaseAgreementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_RepurchaseAgreementsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:RepurchaseAgreementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_JpMorganChaseBankNaMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:CounterpartyNameAxis">ofg:JpMorganChaseBankNaMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_JpMorganChaseBankNaMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:CounterpartyNameAxis">ofg:JpMorganChaseBankNaMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_CreditSuisseSecuritiesLlcMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:CounterpartyNameAxis">ofg:CreditSuisseSecuritiesLlcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_CreditSuisseSecuritiesLlcMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:CounterpartyNameAxis">ofg:CreditSuisseSecuritiesLlcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate32017Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">ofg:DueDate32017Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_April32017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:April32017Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:FourMillionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_ThirtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January162018Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:ThirtyMillionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January162018Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:TwentyFiveMillionsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TenMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_July202020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:July202020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:TenMillionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January292016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:TwentyFiveMillionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January292016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January252016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:TwentyFiveMillionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January252016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January4120162Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:FourtyMillionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January4120162Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January42016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:TwentyFiveMillionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January42016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_OneHundredMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January192016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:OneHundredMillionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January192016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FiftyMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January112016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:FiftyMillionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January112016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January42016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:TwentyFiveMillionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January42016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FiftyMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January112016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:FiftyMillionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January112016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_OneHundredMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January192016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:OneHundredMillionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January192016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January252016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:TwentyFiveMillionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January252016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January292016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:TwentyFiveMillionsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January292016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January4120162Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:FourtyMillionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January4120162Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_April32017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:April32017Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:FourMillionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_ThirtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January162018Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:ThirtyMillionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:January162018Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:TwentyFiveMillionsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TenMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_July202020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtDueDateAxis">ofg:July202020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LongTermandShortTermDebtAmountAxis">ofg:TenMillionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006FixedRateMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:SubordinatedborrowingsAxis">ofg:SubordinatedCapitalNote2006FixedRateMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Sep30_2003_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2003-09-30</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_ofg_RedemptionFundMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:RedemptionFundMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis">us-gaap:DerivativeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis">us-gaap:DerivativeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis">us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis">us-gaap:SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_InternationalBankingEntityMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">ofg:InternationalBankingEntityMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">ofg:GroupMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">ofg:GroupMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">ofg:BankMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">ofg:BankMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangetwoMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">ofg:PricerangetwoMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangethreeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">ofg:PricerangethreeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefourMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">ofg:PricerangefourMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefiveMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">ofg:PricerangefiveMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangesixMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">ofg:PricerangesixMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefiveMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">ofg:PricerangefiveMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangesixMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">ofg:PricerangesixMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangetwoMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">ofg:PricerangetwoMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangethreeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">ofg:PricerangethreeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefourMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">ofg:PricerangefourMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_ScheduleofstockbyclasstableAxis_us-gaap_PreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:ScheduleofstockbyclasstableAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_ScheduleofstockbyclasstableAxis_us-gaap_CommonStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:ScheduleofstockbyclasstableAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_ScheduleofstockbyclasstableAxis_us-gaap_CommonStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:ScheduleofstockbyclasstableAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_ScheduleofstockbyclasstableAxis_us-gaap_PreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:ScheduleofstockbyclasstableAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_May2015Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:May2015Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_April2015Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:April2015Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_April2015Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:April2015Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_May2015Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:May2015Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherThanTemporaryImpairmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherThanTemporaryImpairmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherThanTemporaryImpairmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherThanTemporaryImpairmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_GuaranteeObligationsByNatureAxis_ofg_LoanWithRecourseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:GuaranteeObligationsByNatureAxis">ofg:LoanWithRecourseMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ServicingAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsAssetsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:OptionPricingModelTechniqueMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:OptionPricingModelTechniqueMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedLoanObligationsMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:CollateralizedLoanObligationsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsAssetsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:OptionPricingModelTechniqueMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsAssetsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:OptionPricingModelTechniqueMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ServicingAssetsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:CashFlowValuationTechniqueMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ServicingAssetsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:CashFlowValuationTechniqueMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:OptionPricingModelTechniqueMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:OptionPricingModelTechniqueMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedLoanObligationsMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:CollateralizedLoanObligationsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedLoanObligationsMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:CollateralizedLoanObligationsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_GovernmentInstitutionLoanMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:GovernmentInstitutionLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ForeclosedRealEstateMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ForeclosedRealEstateMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherRepossessedAssetsMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:OtherRepossessedAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherRepossessedAssetsMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:OtherRepossessedAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ForeclosedRealEstateMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ForeclosedRealEstateMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ForeclosedRealEstateMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ForeclosedRealEstateMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherRepossessedAssetsMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:OtherRepossessedAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_GovernmentInstitutionLoanMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:CashFlowValuationTechniqueMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:GovernmentInstitutionLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ForeclosedRealEstateMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ForeclosedRealEstateMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherRepossessedAssetsMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:OtherRepossessedAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:OptionPricingModelTechniqueMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedLoanObligationsMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:CollateralizedLoanObligationsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:FairValueOfPropertyOrCollateralMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ServicingAssetsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:CashFlowValuationTechniqueMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherNonCollateralDependantImpairedLoansMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:CashFlowValuationTechniqueMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:OtherNonCollateralDependantImpairedLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherNonCollateralDependantImpairedLoansMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:CashFlowValuationTechniqueMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:OtherNonCollateralDependantImpairedLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_GovernmentInstitutionLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:CashFlowValuationTechniqueMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:GovernmentInstitutionLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherNonCollateralDependantImpairedLoansMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:CashFlowValuationTechniqueMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:OtherNonCollateralDependantImpairedLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherNonCollateralDependantImpairedLoansMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:CashFlowValuationTechniqueMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:OtherNonCollateralDependantImpairedLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_GovernmentInstitutionLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:CashFlowValuationTechniqueMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:GovernmentInstitutionLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:BankingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:WealthManagementMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:TreasuryMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:MajorSegmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">us-gaap:IntersegmentEliminationMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_InvestmentTypeAxis_ofg_ResidentialLoansSoldWithRecourseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ResidentialLoansSoldWithRecourseMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ServicingAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USTreasurySecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueFromOneToFiveYearsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USTreasurySecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:ContractualMaturityAxis">ofg:MaturitiesDueFromOneToFiveYearsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_NonredeemableConvertiblePreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonredeemableConvertiblePreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesAPreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesBPreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_NonredeemableConvertiblePreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NonredeemableConvertiblePreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ServicingAssetsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:ValuationTechniqueAxis">ofg:CashFlowValuationTechniqueMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate1282016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">ofg:DueDate1282016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate32017Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">ofg:DueDate32017Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate1282016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">ofg:DueDate1282016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_GuaranteeObligationsByNatureAxis_ofg_LoanWithRecourseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:GuaranteeObligationsByNatureAxis">ofg:LoanWithRecourseMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_GuaranteeObligationsByNatureAxis_ofg_LoanWithRecourseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:GuaranteeObligationsByNatureAxis">ofg:LoanWithRecourseMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Jan31_2016_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2016-01-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:WealthManagementMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:BankingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:TreasuryMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:MajorSegmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">us-gaap:IntersegmentEliminationMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ReceivableTypeDomain</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConventionalLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedUpToYear2002Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears2003And2004Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYear2005Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYear2006Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears20072008And2009Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears2010201120122013Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:NontraditionalMortgageMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LossMitigationProgramMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:HomeEquitySecuredPersonalLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:OptionOnSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CorporateCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:InstitutionalCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:MiddleMarketCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:RetailCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:FloorPlanCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:RealEstateCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CorporateOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:InstitutionalOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:MiddleMarketOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:RetailOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:FloorPlanOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:BankOverdraftsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLinesOfCreditMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CashCollateralPersonalLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedUpToYear2002Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears2003And2004Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYear2005Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYear2006Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears20072008And2009Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears2010201120122013Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConventionalLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:NontraditionalMortgageMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LossMitigationProgramMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:HomeEquitySecuredPersonalLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:OptionOnSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CorporateCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:InstitutionalCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:MiddleMarketCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:RetailCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:FloorPlanCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:RealEstateCommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialSecuredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CorporateOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:InstitutionalOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:MiddleMarketOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:RetailOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:FloorPlanOtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OtherCommercialMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:BankOverdraftsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLinesOfCreditMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CashCollateralPersonalLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:RetailCommercialSecuredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:FloorPlanCommercialSecuredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:RetailOtherCommercialMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:FloorPlanOtherCommercialMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialSecuredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OtherCommercialMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:RetailCommercialSecuredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:FloorPlanCommercialSecuredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:RetailOtherCommercialMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:FloorPlanOtherCommercialMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OtherCommercialMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialSecuredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:ConstructionAndDevelopmentSecuredByFamilyPropertiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:ConstructionAndDevelopmentSecuredByFamilyPropertiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:ConstructionAndDevelopmentSecuredByFamilyPropertiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:ConstructionAndDevelopmentSecuredByFamilyPropertiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:ConstructionAndDevelopmentSecuredByFamilyPropertiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Mar31_2015_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-03-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoansWithSpecificAllowanceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoansWithNoSpecificAllowanceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoansWithSpecificAllowanceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoansWithSpecificAllowanceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoansWithNoSpecificAllowanceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoansWithSpecificAllowanceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoansWithNoSpecificAllowanceMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoansWithNoSpecificAllowanceMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:MortgageImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ConstructionImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:MortgageImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ConstructionImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:MortgageImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ConstructionImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:MortgageImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ConstructionImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ConsumerImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ConsumerImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ConsumerImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:ConsumerImpairedLoanPoolMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_TroubledDebtRestructuringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:TroubledDebtRestructuringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_TroubledDebtRestructuringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:TroubledDebtRestructuringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedUpToYear2002Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears2003And2004Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYear2005Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYear2006Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears20072008And2009Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears2010201120122013Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConventionalLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:NontraditionalMortgageMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:HomeEquitySecuredPersonalLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:OptionOnSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:BankOverdraftsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLinesOfCreditMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CashCollateralPersonalLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020NotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020NotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020NotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020NotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020NotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonCoveredLoanNotSubjectToRiskRatingsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedUpToYear2002Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears2003And2004Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYear2005Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYear2006Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears20072008And2009Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:OriginatedInYears2010201120122013Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConventionalLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:NontraditionalMortgageMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:HomeEquitySecuredPersonalLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:OptionOnSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:BankOverdraftsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLinesOfCreditMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CashCollateralPersonalLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CreditCardReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020NotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:UnsecuredPersonalLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020NotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020NotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020NotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AccountedForUnderAsc31020NotSubjectToRiskRatingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonCoveredLoanNotSubjectToRiskRatingsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ReceivableTypeDomain</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ReceivableTypeDomain</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ReceivableTypeDomain</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:Originatedinyears2014and2015Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:Originatedinyears2014and2015Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansNotSubjectToRiskRatingMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:Originatedinyears2014and2015Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:LegalSurplusMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:BankingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:WealthManagementMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:TreasuryMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:MajorSegmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">us-gaap:IntersegmentEliminationMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:LegalSurplusMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:TreasuryStockMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_PreferredStockIssuanceCostMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:PreferredStockIssuanceCostMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_CommonStockIssuanceCostMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:CommonStockIssuanceCostMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:LegalSurplusMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:BankingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:WealthManagementMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:TreasuryMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:MajorSegmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">us-gaap:IntersegmentEliminationMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ServicingAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ServicingAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ServicingAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:InvestmentsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_DerivativeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:InvestmentsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:DerivativeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_MoneyMarketFundsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:InvestmentsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_ofg_BondfortrustoperationmemberMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:InvestmentsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:BondfortrustoperationmemberMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:InvestmentsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:InvestmentsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_DerivativeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:InvestmentsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:DerivativeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_MoneyMarketFundsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:MoneyMarketFundsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:InvestmentsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_ofg_BondfortrustoperationmemberMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:InvestmentsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">ofg:BondfortrustoperationmemberMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:InvestmentsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_MortgagesMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_MortgagesMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalReserveBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_BankTimeDepositsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:BankTimeDepositsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalHomeLoanBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalReserveBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_BankTimeDepositsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:BankTimeDepositsMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_AutomobileLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalReserveBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_AutomobileLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalReserveBankAdvancesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:FederalReserveBankAdvancesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialinstrumentsownedandpledgedascollateralaxisAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_SecuritiesInvestmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_SecuritiesInvestmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis">us-gaap:SecuritiesInvestmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_ResidentialMortgageMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_ResidentialMortgageMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis">us-gaap:ResidentialMortgageMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_ofg_AutoAndLeasesLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis">ofg:AutoAndLeasesLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_ofg_AutoAndLeasesLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis">ofg:AutoAndLeasesLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">ofg:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandImprovementsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandImprovementsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LeaseholdImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LeaseholdImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:SoftwareAndSoftwareDevelopmentCostsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:SoftwareAndSoftwareDevelopmentCostsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_USTreasurySecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_USTreasurySecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAxis">us-gaap:USTreasurySecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:AcquiredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31030Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ServicingAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsLiabilitiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">ofg:ServicingAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:DerivativeFinancialInstrumentsAssetsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:InvestmentTypeAxis">us-gaap:OtherDebtSecuritiesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AccountedSC31030NonCoveredLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:ConstructionAndDevelopmentSecuredByFamilyPropertiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:ConstructionAndDevelopmentSecuredByFamilyPropertiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:CommercialAndOtherConstructionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansAndLeasesReceivableCoveredAndNotCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:MortgagesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ReceivableTypeDomain</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:LoansSecuredBy14FamilyResidentialPropertiesCoveredMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:AutoAndLeasingLoansReceivableMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:LoansReceivableCoveredAxis">ofg:AcquiredLoansInFDICAssistedTransactionMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ReceivableTypeDomain</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis">us-gaap:ConventionalLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis">us-gaap:ConventionalLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_July2015Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:July2015Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate9302016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">ofg:DueDate9302016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate9302016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">ofg:DueDate9302016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate152016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">ofg:DueDate152016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate152016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:SecuritiesSoldUnderAgreementsToRepurchaseMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:DebtDueDateAxis">ofg:DueDate152016Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangeoneMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis">ofg:PricerangeoneMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_InternationalBankingEntityMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">ofg:InternationalBankingEntityMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_ofg_InternationalBankingEntityMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">ofg:InternationalBankingEntityMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_June2015Member1Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:June2015Member1Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_June2015Member1Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:June2015Member1Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_July2015Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:July2015Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_January2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:January2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_February2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:February2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_August2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:August2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_October2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:October2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_November2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:November2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_December2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:December2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_January2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:January2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_February2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:February2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_August2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:August2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_October2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:October2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_November2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:November2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_December2014Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:ShareRepurchaseProgramAxis">ofg:December2014Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_TroubledDebtRestructuringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:OriginatedLoansMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">ofg:TroubledDebtRestructuringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:AutomobileLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:AcquiredNonAcquiredLoansByInstitutionAxis">ofg:NonAcquiredLoanMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis">ofg:AccountedForUnderAsc31020Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandImprovementsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandImprovementsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandImprovementsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:BankingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:WealthManagementMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:TreasuryMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:MajorSegmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">us-gaap:IntersegmentEliminationMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_ConsolidatedTotalMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:ConsolidatedTotalMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:BankingMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:WealthManagementMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:TreasuryMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:MajorSegmentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">us-gaap:IntersegmentEliminationMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_ConsolidatedTotalMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:ConsolidatedTotalMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_ConsolidatedTotalMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">ofg:ConsolidatedTotalMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2013-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateCapMember_us-gaap_RestructuringCostAndReserveAxis_us-gaap_ContractTerminationMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DerivativeByNatureAxis">us-gaap:InterestRateCapMember</xbrldi:explicitMember>
        <xbrldi:explicitMember dimension="us-gaap:RestructuringCostAndReserveAxis">us-gaap:ContractTerminationMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Jun30_2015_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-06-30</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_GuaranteeObligationsByNatureAxis_ofg_LoanWithRecourseMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:GuaranteeObligationsByNatureAxis">ofg:LoanWithRecourseMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_OrientalInsuranceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">ofg:OrientalInsuranceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_OrientalFinancialServicesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">ofg:OrientalFinancialServicesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_ofg_OrientalInsuranceMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">ofg:OrientalInsuranceMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_ofg_OrientalFinancialServicesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">ofg:OrientalFinancialServicesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2013-01-01</xbrli:startDate>
      <xbrli:endDate>2013-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Oct01_2015_TO_Dec31_2015_Entity_0001030469">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-10-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006FixedRateMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:SubordinatedborrowingsAxis">ofg:SubordinatedCapitalNote2006FixedRateMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:SubordinatedborrowingsAxis">ofg:SubordinatedCapitalNote2006Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:SubordinatedborrowingsAxis">ofg:SubordinatedCapitalNote2006Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006FixedRateMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:SubordinatedborrowingsAxis">ofg:SubordinatedCapitalNote2006FixedRateMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2014-01-01</xbrli:startDate>
      <xbrli:endDate>2014-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006Member">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="ofg:SubordinatedborrowingsAxis">ofg:SubordinatedCapitalNote2006Member</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:startDate>2015-01-01</xbrli:startDate>
      <xbrli:endDate>2015-12-31</xbrli:endDate>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_ShortTermDebtMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">us-gaap:ShortTermDebtMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:CollateralizedMortgageObligationsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">ofg:FnmaAndFhlmcMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="invest:InvestmentSecuritiesClassAxis">us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2015-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2014-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:context id="AS_OF_Dec31_2012_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember">
    <xbrli:entity>
      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001030469</xbrli:identifier>
      <xbrli:segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
      </xbrli:segment>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2012-12-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>
  <xbrli:unit id="USD">
    <xbrli:measure>iso4217:USD</xbrli:measure>
  </xbrli:unit>
  <xbrli:unit id="pure">
    <xbrli:measure>xbrli:pure</xbrli:measure>
  </xbrli:unit>
  <xbrli:unit id="shares">
    <xbrli:measure>xbrli:shares</xbrli:measure>
  </xbrli:unit>
  <xbrli:unit id="myUSDPerShare">
    <xbrli:divide>
      <xbrli:unitNumerator>
        <xbrli:measure>iso4217:USD</xbrli:measure>
      </xbrli:unitNumerator>
      <xbrli:unitDenominator>
        <xbrli:measure>xbrli:shares</xbrli:measure>
      </xbrli:unitDenominator>
    </xbrli:divide>
  </xbrli:unit>
  <xbrli:unit id="myNumber">
    <xbrli:measure>ofg.:number</xbrli:measure>
  </xbrli:unit>
  <dei:EntityRegistrantName id="ID_0" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">OFG BANCORP</dei:EntityRegistrantName>
  <dei:DocumentPeriodEndDate id="ID_1" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">2015-12-31</dei:DocumentPeriodEndDate>
  <dei:AmendmentFlag id="ID_2" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">false</dei:AmendmentFlag>
  <dei:DocumentFiscalYearFocus id="ID_3" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">2015</dei:DocumentFiscalYearFocus>
  <dei:CurrentFiscalYearEndDate id="ID_4" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">--12-31</dei:CurrentFiscalYearEndDate>
  <us-gaap:FederalHomeLoanBankStock id="ID_5" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">20783000</us-gaap:FederalHomeLoanBankStock>
  <us-gaap:FederalHomeLoanBankStock id="ID_6" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">21169000</us-gaap:FederalHomeLoanBankStock>
  <us-gaap:Investments id="ID_7" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1615872000</us-gaap:Investments>
  <us-gaap:Investments id="ID_8" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1402056000</us-gaap:Investments>
  <us-gaap:RealEstateAcquiredThroughForeclosure id="ID_9" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">58176000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateAcquiredThroughForeclosure id="ID_10" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">95661000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:PropertyPlantAndEquipmentNet id="ID_11" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">80599000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:OtherAssets id="ID_12" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">75972000</us-gaap:OtherAssets>
  <us-gaap:OtherAssets id="ID_13" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">108725000</us-gaap:OtherAssets>
  <us-gaap:Assets id="ID_14" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">7449109000</us-gaap:Assets>
  <us-gaap:DemandDepositAccounts id="ID_15" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1861680000</us-gaap:DemandDepositAccounts>
  <us-gaap:DepositsSavingsDeposits id="ID_16" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1179229000</us-gaap:DepositsSavingsDeposits>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_17" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1420006000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:AccruedLiabilitiesCurrentAndNoncurrent id="ID_18" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">92935000</us-gaap:AccruedLiabilitiesCurrentAndNoncurrent>
  <us-gaap:AccruedLiabilitiesCurrentAndNoncurrent id="ID_19" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">133290000</us-gaap:AccruedLiabilitiesCurrentAndNoncurrent>
  <us-gaap:Liabilities id="ID_20" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">6202072000</us-gaap:Liabilities>
  <us-gaap:Liabilities id="ID_21" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">6506912000</us-gaap:Liabilities>
  <us-gaap:CommonStockValue id="ID_22" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">52626000</us-gaap:CommonStockValue>
  <us-gaap:CommonStockValue id="ID_23" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">52626000</us-gaap:CommonStockValue>
  <us-gaap:AdditionalPaidInCapital id="ID_24" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">540512000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:AdditionalPaidInCapital id="ID_25" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">539311000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance id="ID_26" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">70435000</us-gaap:StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance>
  <us-gaap:StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance id="ID_27" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">70467000</us-gaap:StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance>
  <us-gaap:RetainedEarningsAccumulatedDeficit id="ID_28" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">148886000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsAccumulatedDeficit id="ID_29" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">181152000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_30" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">13997000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_31" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">19711000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:StockholdersEquity id="ID_32" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">897077000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_33" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">942197000</us-gaap:StockholdersEquity>
  <us-gaap:LiabilitiesAndStockholdersEquity id="ID_34" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">7099149000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LiabilitiesAndStockholdersEquity id="ID_35" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">7449109000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_36" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">955646000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_37" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1187679000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:TreasuryStockShares id="ID_38" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">8757960</us-gaap:TreasuryStockShares>
  <us-gaap:InterestReceivableNoncurrent id="ID_39" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">21345000</us-gaap:InterestReceivableNoncurrent>
  <us-gaap:InterestReceivableNoncurrent id="ID_40" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">20637000</us-gaap:InterestReceivableNoncurrent>
  <us-gaap:DemandDepositAccounts id="ID_41" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1997536000</us-gaap:DemandDepositAccounts>
  <us-gaap:DepositsSavingsDeposits id="ID_42" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1385824000</us-gaap:DepositsSavingsDeposits>
  <us-gaap:OtherInvestments id="ID_43" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3000</us-gaap:OtherInvestments>
  <us-gaap:OtherInvestments id="ID_44" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">3000</us-gaap:OtherInvestments>
  <us-gaap:PreferredStockValueOutstanding id="ID_45" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">92000000</us-gaap:PreferredStockValueOutstanding>
  <us-gaap:CustomersLiabilityForAcceptancesNet id="ID_46" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">14582000</us-gaap:CustomersLiabilityForAcceptancesNet>
  <us-gaap:CustomersLiabilityForAcceptancesNet id="ID_47" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">17989000</us-gaap:CustomersLiabilityForAcceptancesNet>
  <us-gaap:Goodwill id="ID_48" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">86069000</us-gaap:Goodwill>
  <us-gaap:Goodwill id="ID_49" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">86069000</us-gaap:Goodwill>
  <us-gaap:BankAcceptancesExecutedAndOutstanding id="ID_50" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">14582000</us-gaap:BankAcceptancesExecutedAndOutstanding>
  <us-gaap:BankAcceptancesExecutedAndOutstanding id="ID_51" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">17989000</us-gaap:BankAcceptancesExecutedAndOutstanding>
  <us-gaap:FDICIndemnificationAsset id="ID_52" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">97378000</us-gaap:FDICIndemnificationAsset>
  <us-gaap:FDICIndemnificationAsset id="ID_53" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">22599000</us-gaap:FDICIndemnificationAsset>
  <us-gaap:Deposits id="ID_54" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4924406000</us-gaap:Deposits>
  <us-gaap:TimeDeposits id="ID_55" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1541046000</us-gaap:TimeDeposits>
  <us-gaap:TimeDeposits id="ID_56" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1675950000</us-gaap:TimeDeposits>
  <us-gaap:SubordinatedDebt id="ID_57" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">102633000</us-gaap:SubordinatedDebt>
  <us-gaap:OtherBorrowings id="ID_58" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1734000</us-gaap:OtherBorrowings>
  <us-gaap:OtherBorrowings id="ID_59" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4004000</us-gaap:OtherBorrowings>
  <us-gaap:SubordinatedDebt id="ID_60" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">101584000</us-gaap:SubordinatedDebt>
  <us-gaap:PreferredStockValueOutstanding id="ID_61" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">92000000</us-gaap:PreferredStockValueOutstanding>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase id="ID_62" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">934691000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase id="ID_63" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">980087000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:AdvancesFromFederalHomeLoanBanks id="ID_64" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">334331000</us-gaap:AdvancesFromFederalHomeLoanBanks>
  <us-gaap:AdvancesFromFederalHomeLoanBanks id="ID_65" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">332476000</us-gaap:AdvancesFromFederalHomeLoanBanks>
  <us-gaap:RestrictedCashAndCashEquivalents id="ID_66" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">8407000</us-gaap:RestrictedCashAndCashEquivalents>
  <ofg:ConvertiblePreferredStock id="ID_67" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">84000000</ofg:ConvertiblePreferredStock>
  <ofg:ConvertiblePreferredStock id="ID_68" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">84000000</ofg:ConvertiblePreferredStock>
  <us-gaap:HeldToMaturitySecurities id="ID_69" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">620189000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecurities id="ID_70" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">162752000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_71" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">614679000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_72" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">164154000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:LaborAndRelatedExpense id="ID_73" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">79172000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:InterestIncomeExpenseNet id="ID_74" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">337372000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="ID_75" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-190000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:InterestExpense id="ID_76" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">69196000</us-gaap:InterestExpense>
  <us-gaap:AdvertisingExpense id="ID_77" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">6452000</us-gaap:AdvertisingExpense>
  <us-gaap:GeneralInsuranceExpense id="ID_78" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">9567000</us-gaap:GeneralInsuranceExpense>
  <us-gaap:NoninterestExpense id="ID_79" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">248401000</us-gaap:NoninterestExpense>
  <ofg:FeesAndCommissionsMortgageBankingAndServicingIncome id="ID_80" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">6128000</ofg:FeesAndCommissionsMortgageBankingAndServicingIncome>
  <us-gaap:FeesAndCommissions id="ID_81" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">76634000</us-gaap:FeesAndCommissions>
  <us-gaap:SuppliesAndPostageExpense id="ID_82" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">2575000</us-gaap:SuppliesAndPostageExpense>
  <ofg:ElectronicBankingCharges id="ID_83" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">21893000</ofg:ElectronicBankingCharges>
  <us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm id="ID_84" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">9072000</us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm>
  <us-gaap:ForeclosedRealEstateExpense id="ID_85" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">37522000</us-gaap:ForeclosedRealEstateExpense>
  <us-gaap:FeesAndCommissionsDepositorAccounts id="ID_86" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">41466000</us-gaap:FeesAndCommissionsDepositorAccounts>
  <us-gaap:NoninterestIncomeOther id="ID_87" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-2246000</us-gaap:NoninterestIncomeOther>
  <us-gaap:ProfessionalFees id="ID_88" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">16217000</us-gaap:ProfessionalFees>
  <ofg:DirectorAndInvestorsRelations id="ID_89" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1091000</ofg:DirectorAndInvestorsRelations>
  <us-gaap:InterestExpenseSubordinatedNotesAndDebentures id="ID_90" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3523000</us-gaap:InterestExpenseSubordinatedNotesAndDebentures>
  <us-gaap:GainLossOnSaleOfSecuritiesNet id="ID_91" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">2572000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:OccupancyNet id="ID_92" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">34186000</us-gaap:OccupancyNet>
  <us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase id="ID_93" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">29567000</us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:Communication id="ID_94" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3086000</us-gaap:Communication>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss id="ID_95" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">175871000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:OtherNoninterestExpense id="ID_96" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">12457000</us-gaap:OtherNoninterestExpense>
  <ofg:LoanServicingAndCleaningExpenses id="ID_97" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">9075000</ofg:LoanServicingAndCleaningExpenses>
  <us-gaap:AdvertisingExpense id="ID_98" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">7014000</us-gaap:AdvertisingExpense>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="ID_99" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-608000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:FeesAndCommissions id="ID_100" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">77948000</us-gaap:FeesAndCommissions>
  <us-gaap:SuppliesAndPostageExpense id="ID_101" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">2533000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:OccupancyNet id="ID_102" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">34710000</us-gaap:OccupancyNet>
  <us-gaap:ForeclosedRealEstateExpense id="ID_103" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">25125000</us-gaap:ForeclosedRealEstateExpense>
  <ofg:DirectorAndInvestorsRelations id="ID_104" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1106000</ofg:DirectorAndInvestorsRelations>
  <us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm id="ID_105" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">9185000</us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm>
  <us-gaap:OtherNoninterestExpense id="ID_106" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">11622000</us-gaap:OtherNoninterestExpense>
  <us-gaap:NoninterestIncomeOther id="ID_107" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1373000</us-gaap:NoninterestIncomeOther>
  <us-gaap:NoninterestExpense id="ID_108" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">242725000</us-gaap:NoninterestExpense>
  <us-gaap:GainLossOnSaleOfSecuritiesNet id="ID_109" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4366000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:InterestIncomeExpenseNet id="ID_110" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">408475000</us-gaap:InterestIncomeExpenseNet>
  <ofg:ElectronicBankingCharges id="ID_111" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">19081000</ofg:ElectronicBankingCharges>
  <us-gaap:FeesAndCommissionsDepositorAccounts id="ID_112" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">40712000</us-gaap:FeesAndCommissionsDepositorAccounts>
  <us-gaap:Communication id="ID_113" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">3430000</us-gaap:Communication>
  <us-gaap:GeneralInsuranceExpense id="ID_114" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">8830000</us-gaap:GeneralInsuranceExpense>
  <us-gaap:ProfessionalFees id="ID_115" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">15996000</us-gaap:ProfessionalFees>
  <ofg:FeesAndCommissionsMortgageBankingAndServicingIncome id="ID_116" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">7381000</ofg:FeesAndCommissionsMortgageBankingAndServicingIncome>
  <us-gaap:InterestExpenseSubordinatedNotesAndDebentures id="ID_117" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">3989000</us-gaap:InterestExpenseSubordinatedNotesAndDebentures>
  <ofg:LoanServicingAndCleaningExpenses id="ID_118" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">7567000</ofg:LoanServicingAndCleaningExpenses>
  <us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase id="ID_119" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">29654000</us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss id="ID_120" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">347835000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:LaborAndRelatedExpense id="ID_121" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">85283000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:InterestExpense id="ID_122" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">76782000</us-gaap:InterestExpense>
  <us-gaap:DividendsPreferredStock id="ID_123" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">13862000</us-gaap:DividendsPreferredStock>
  <us-gaap:DividendsPreferredStock id="ID_124" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">13862000</us-gaap:DividendsPreferredStock>
  <us-gaap:TaxesOther id="ID_125" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">9460000</us-gaap:TaxesOther>
  <us-gaap:TaxesOther id="ID_126" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">14409000</us-gaap:TaxesOther>
  <us-gaap:InterestExpenseDeposits id="ID_127" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">27034000</us-gaap:InterestExpenseDeposits>
  <us-gaap:InterestExpenseDeposits id="ID_128" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">33954000</us-gaap:InterestExpenseDeposits>
  <us-gaap:AssetManagementFees1 id="ID_129" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">29855000</us-gaap:AssetManagementFees1>
  <us-gaap:AssetManagementFees1 id="ID_130" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">29040000</us-gaap:AssetManagementFees1>
  <us-gaap:InformationTechnologyAndDataProcessing id="ID_131" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">5648000</us-gaap:InformationTechnologyAndDataProcessing>
  <us-gaap:InformationTechnologyAndDataProcessing id="ID_132" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">6019000</us-gaap:InformationTechnologyAndDataProcessing>
  <ofg:FdicSharedLossExpenseNet id="ID_133" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">42808000</ofg:FdicSharedLossExpenseNet>
  <us-gaap:ComprehensiveIncomeNetOfTax id="ID_134" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">101701000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments id="ID_135" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-4366000</us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments>
  <us-gaap:OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent id="ID_136" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">17799000</us-gaap:OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax id="ID_137" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">16520000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss id="ID_138" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">2322000</us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax id="ID_139" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">19843000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1 id="ID_140" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1279000</us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1>
  <us-gaap:ComprehensiveIncomeNetOfTax id="ID_141" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-8218000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax id="ID_142" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-8814000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1 id="ID_143" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">96000</us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1>
  <us-gaap:OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent id="ID_144" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-5618000</us-gaap:OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent>
  <us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments id="ID_145" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-2572000</us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments>
  <us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss id="ID_146" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">4278000</us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax id="ID_147" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-5714000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:NetIncomeLoss id="ID_148" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">-2504000</us-gaap:NetIncomeLoss>
  <us-gaap:StockholdersEquity id="ID_149" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">-105379000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_150" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">13997000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_151" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">540512000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_152" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">148886000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_153" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember" unitRef="USD" decimals="-3">70435000</us-gaap:StockholdersEquity>
  <us-gaap:TreasuryStockValueAcquiredCostMethod id="ID_154" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">-8950000</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <ofg:TransferToLegalSurplus id="ID_155" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">32000</ofg:TransferToLegalSurplus>
  <ofg:ExercisedRestrictedStockUnitsWithTreasuryShares id="ID_156" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">-436000</ofg:ExercisedRestrictedStockUnitsWithTreasuryShares>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax id="ID_157" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-5714000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:StockholdersEquity id="ID_158" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">52626000</us-gaap:StockholdersEquity>
  <us-gaap:DividendsPreferredStockCash id="ID_159" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">13862000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:StockholdersEquity id="ID_160" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="USD" decimals="-3">176000000</us-gaap:StockholdersEquity>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="ID_161" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">1637000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <ofg:TransferToLegalSurplus id="ID_162" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember" unitRef="USD" decimals="-3">-32000</ofg:TransferToLegalSurplus>
  <us-gaap:DividendsCommonStockCash id="ID_163" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">15932000</us-gaap:DividendsCommonStockCash>
  <ofg:ExercisedRestrictedStockUnitsWithTreasuryShares id="ID_164" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">641000</ofg:ExercisedRestrictedStockUnitsWithTreasuryShares>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax id="ID_165" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">16520000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <ofg:TransferToLegalSurplus id="ID_166" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">-8510000</ofg:TransferToLegalSurplus>
  <us-gaap:DividendsPreferredStockCash id="ID_167" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">13862000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:TreasuryStockValueAcquiredCostMethod id="ID_168" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">-16948000</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <ofg:ExercisedRestrictedStockUnitsWithTreasuryShares id="ID_169" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">384000</ofg:ExercisedRestrictedStockUnitsWithTreasuryShares>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="ID_170" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">1036000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <ofg:ExercisedRestrictedStockUnitsWithTreasuryShares id="ID_171" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">-387000</ofg:ExercisedRestrictedStockUnitsWithTreasuryShares>
  <ofg:TransferToLegalSurplus id="ID_172" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember" unitRef="USD" decimals="-3">8510000</ofg:TransferToLegalSurplus>
  <us-gaap:NetIncomeLoss id="ID_173" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">85181000</us-gaap:NetIncomeLoss>
  <us-gaap:DividendsCommonStockCash id="ID_174" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">15286000</us-gaap:DividendsCommonStockCash>
  <us-gaap:StockholdersEquity id="ID_175" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember" unitRef="USD" decimals="-3">70467000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_176" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">-97070000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_177" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">539311000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_178" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">181152000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_179" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">19711000</us-gaap:StockholdersEquity>
  <us-gaap:DeferredIncomeTaxExpenseBenefit id="ID_180" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">24155000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:DeferredIncomeTaxExpenseBenefit id="ID_181" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-37329000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:SignificantAccountingPoliciesTextBlock id="ID_182" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Principles of Consolidation &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. All intercompany transactions and balances have been eliminated in consolidation. The Statutory Trust II&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is exempt from the consolidation requirements of Generally Accepted Accounting Principles (&amp;quot;GAAP&amp;quot;). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Use of Estimates in the Preparation of Financial Statements &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The preparation of financial statements in conformity with GAAP requires management to make &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;certain estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of revenue and expenses during &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate mainly to the determination of the allowance for loan and lease losses, the valuation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of securities and derivative instruments, revisions to expected cash flows in acquired loans, accounting for the indemnification asset, the valuation of the true up payment obligation, the determination of income taxes and other-than-temporary impairment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of securities, and goodwill valuation and impairment assessment. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Business Combinations&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Business combinations are accounted for under the acquisition method. Under this method, assets acquired, liabilities assumed and any &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;noncontrolling&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; interest in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cquiree&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at the acquisition date are measured at their fair values as of the acquisition date. The acquisition date is the date the acquirer obtains control. Also, assets or liabilities arising from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;noncontractual&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; contingencies are measured at their acquisi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion date at fair value only if it is more likely than not that they meet the definition of an asset or liability. Adjustments subsequently made to the provisional amounts recorded on the acquisition date as a result of new information obtained about facts&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and circumstances that existed as of the acquisition date but were known to the Corporation after acquisition will be made retroactively during a measurement period not to exceed one year. Furthermore, acquisition-related restructuring costs that do not m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eet certain criteria of exit or disposal activities are expensed as incurred. Transaction costs are expensed as incurred. Changes in income tax valuation allowances for acquired deferred tax assets are recognized in earnings subsequent to the measurement p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eriod as an adjustment to income tax expense. Contingent consideration classified as an asset or a liability is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;remeasured&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to fair value at each reporting date until the contingency is resolved. The changes in fair value of the contingent consideration are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recognized in earnings unless the arrangement is a hedging instrument for which changes are initially recognized in other comprehensive income.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;There were no significant business combinations during 2015, 2014 or 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Cash Equivalents &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company consid&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ers as cash equivalents all money market instruments that are not pledged and that have maturities of three months or less at the date of acquisition. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;(Loss) Earnings per Common Share &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Basic (loss) earnings per share is calculated by dividing (loss) incom&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e available to common shareholders (net (loss) income (increased) reduced by dividends on preferred stock) by the weighted average of outstanding common shares. Diluted (loss) earnings per share is similar to the computation of basic (loss) earnings per sh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are except that the weighted average of common shares is increased to include the number of additional common shares that would have been outstanding if the potentially dilutive common shares underlying stock options and restricted units had been issued, a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ssuming that proceeds from exercise are used to repurchase shares in the market (treasury stock method). Any stock splits and dividends are retroactively recognized in all periods presented in the consolidated financial statements. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Securities Purchased/So&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;ld Under Agreements to Resell/Repurchase &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company purchases securities under agreements to resell the same or similar securities. Amounts advanced under these agreements represent short-term loans and are reflected as assets in the consolidated stateme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nts of financial condition. It is the Company&amp;#8217;s policy to take possession of securities purchased under resale agreements while the counterparty retains effective control over the securities. The Company monitors the fair value of the underlying securities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as compared to the related receivable, including accrued interest, and requests additional collateral when deemed appropriate.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company also sells securities under agreements to repurchase the same or similar securities. The Company retains effecti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ve control over the securities sold under these agreements.  Accordingly, such agreements are treated as financing arrangements, and the obligations to repurchase the securities sold are reflected as liabilities. The securities underlying the financing agr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eements remain included in the asset accounts. The counterparty to repurchase agreements generally has the right to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;repledge&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the securities received as collateral.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' &gt;Investment Securities &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Securities are classified as held-to-maturity, available-for-sale or trading. Securities for which the Company has the intent and ability to hold until maturity are classified as held-to-maturity and are carried at amortized cost. Securities that might be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sold prior to maturity because of interest rate changes to meet liquidity needs or to better match the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;repricing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; characteristics of funding sources are classified as available-for-sale. These securities are reported at fair value, with unrealized gains and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; losses excluded from earnings and reported net of tax in other comprehensive (loss) income. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company classifies as trading those securities that are acquired and held principally for the purpose of selling them in the near future. These securities are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; carried at fair value with realized and unrealized changes in fair value included in earnings in the period in which the changes occur. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company&amp;#8217;s investment in the Federal Home Loan Bank (&amp;#8220;FHLB&amp;#8221;) of New York stock, a restricted security, has no readi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ly determinable fair value and can only be sold back to the FHLB-NY at cost. Therefore, these stock shares are deemed to be nonmarketable equity securities and are carried at cost. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Premiums and discounts are amortized to interest income over the life of t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he related securities using the interest method. Net realized gains or losses on sales of investment securities and unrealized gains and losses valuation adjustments considered other than temporary, if any, on securities classified as either available-for-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sale or held-to-maturity are reported separately in the statements of operations. The cost of securities sold is determined by the specific identification method.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Financial Instruments &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Certain financial instruments, including derivatives, trading securities and investment securities available-for-sale, are recorded at fair value and unrealized gains and losses are recorded in other comprehensive &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(loss) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;income or as part of non-interest i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncome, as appropriate. Fair values are based on listed market prices, if available. If listed market prices are not available, fair value is determined based on other relevant factors, including price quotations for similar instruments. The fair values of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;certain derivative contracts are derived from pricing models that consider current market and contractual prices for the underlying financial instruments as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the we&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll as time value and yield curve or volatility factors underlying the positions. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Compan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; determines the fair value of its financial instruments based on the fair value measurement framework, which establishes a fair value hierarchy that prioritizes the inputs of valuation techniques used to measure fair value. The hierarchy gives the highest&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; priority to unadjusted quoted prices in active markets for identical assets or liabilities (level 1 measurements) and the lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;we&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st priority to unobservable inputs (level 3 measurements). The three levels of the fair value hierarchy are described below: &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:24.45pt;' &gt;Le&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;vel 1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8212; Level 1 assets and liabilities include equity securities that are traded in an active exchange market. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:24.45pt;' &gt;Level 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8212; Obs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ervable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data for substantially the full&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; term of the assets or liabilities. Level 2 assets and liabilities include (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&amp;#160;mortgage-backed securities for which the fair value is estimated based on valuations obtained from third-party pricing services for identical or comparable assets, (ii)&amp;#160;debt sec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;urities with quoted prices that are traded less frequently than exchange-traded instruments and (iii)&amp;#160;derivative contracts and financial liabilities whose value is determined using a pricing model with inputs that are observable in the market or can be der&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ived principally from or corroborated by observable market data. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:24.45pt;' &gt;Level 3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8212; Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities incl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ude financial instruments whose value is determined using pricing models for which the determination of fair value requires significant management judgment or estimation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:24.45pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:24.45pt;' &gt;Impairment of Investment Securities &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; conducts periodic reviews to identify and evaluate each investment in an unrealized loss position for other-than-temporary impairment. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; separates the amount of total impairment into credit and noncredit-related amounts. The term &amp;#8220;other-than-tem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;porary impairment&amp;#8221; is not intended to indicate that the decline is permanent, but indicates that the prospects for a near-term recovery of value is not favorable, or that there is a lack of evidence to support a realizable value equal to or greater than th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e carrying value of the investment. Any portion of a decline in value associated with a credit loss is recognized in income, while the remaining noncredit-related component is recognized in other comprehensive &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(loss) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;income. A credit loss is determined by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assessing whether the amortized cost basis of the security will be recovered by comparing it to the present value of cash flows expected to be collected from the security discounted at the rate equal to the yield used to accrete current and prospective ben&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eficial interest for the security. The shortfall of the present value of the cash flows expected to be collected in relation to the amortized cost basis is considered to be the &amp;#8220;credit loss.&amp;#8221; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s review for impairment generally entails, but is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;not limited to: &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  the identification and evaluation of investments that have indications of possible other-than-temporary impairment; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:27pt;' &gt;&amp;#8226;  the analysis of individual investments that have fair values less than amortized cost, including consideration of t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he length of time the investment has been in an unrealized loss position, and the expected recovery period; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  the financial condition of the issuer or issuers; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  the creditworthiness of the obligor of the security; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  actual collateral attributes; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; any rating changes by a rating agency; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  current analysts&amp;#8217; evaluations; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  the payment structure of the debt security and the likelihood of the issuer being able to make payments; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  current market conditions; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  adverse conditions specifically relat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed to the security, industry, or a geographic area; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s intent to sell the debt security; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  whether it is more-likely-than-not that the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; will be required to sell the debt security before its anticipated recovery; and &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  other qualit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ative factors that could support or not &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;an other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-than-temporary impairment. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Derivative Instruments and Hedging Activities &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s overall interest rate risk-management strategy incorporates the use of derivative instruments to minimize significan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t unplanned fluctuations in earnings that are caused by interest rate volatility. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s goal is to manage interest rate sensitivity by modifying the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;repricing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or maturity characteristics of certain balance sheet assets and liabilities so that the n&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;et interest margin is not, on a material basis, adversely affected by movements in interest rates. As a result of interest rate fluctuations, hedged fixed-rate assets and liabilities will appreciate or depreciate in market value. Also, for some fixed-rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assets or liabilities, the effect of this variability in earnings is expected to be substantially offset by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s gains and losses on the derivative instruments that are linked to the forecasted cash flows of these hedged assets and liabilities. Th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; considers its strategic use of derivatives to be a prudent method of managing interest-rate sensitivity as it reduces the exposure of earnings and the market value of its equity to undue risk posed by chang&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es in interest rates. The effect of this unrealized appreciation or depreciation is expected to be substantially offset by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s gains or losses on the derivative instruments that are linked to these hedged assets and liabilities. Another result of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; interest rate fluctuations is that the contractual interest income and interest expense of hedged variable-rate assets and liabilities, respectively, will increase or decrease. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Derivative instruments that are used as part of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s interest rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;risk-management strategy include interest rate swaps, caps, forward-settlement swaps, futures contracts, and option contracts that have indices related to the pricing of specific balance sheet assets and liabilities. Interest rate swaps generally involve t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he exchange of fixed and variable-rate interest payments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;between&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; two parties based on a common notional principal amount and maturity date. Interest rate futures generally involve exchange-traded contracts to buy or sell U.S. Treasury bonds and notes in th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e future at specified prices. Interest rate options represent contracts that allow the holder of the option to (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&amp;#160;receive cash or (ii)&amp;#160;purchase, sell, or enter into a financial instrument at a specified price within a specified period. Some purchased opti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on contracts give the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the right to enter into interest rate swaps and cap and floor agreements with the writer of the option. In addition, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; enters into certain transactions that contain embedded derivatives. When the embedded derivative &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;possesses economic characteristics that are not clearly and closely related to the economic characteristics of the host contract, it is bifurcated and carried at fair value. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;has offered its customers certificates of deposit with an option tie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d to the performance of the Standard&amp;#160;&amp;amp; Poor&amp;#8217;s 500 stock market index (&amp;#8220;S&amp;amp;P 500 Index&amp;#8221;). The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; has purchased options from major financial entities to manage its exposure to changes in this index. Under the terms of the option agreements, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eceives a certain percentage of the increase, if any, in the initial month-end value of the S&amp;amp;P 500 Index over the average of the monthly index observations in a five-year period in exchange for a fixed premium. The changes in fair value of the option agre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ements used to manage the exposure in the stock market in the certificates of deposit are recorded in earnings. The embedded option in the certificates of deposit is bifurcated, and the changes in the value of that option are also recorded in earnings. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;W&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hen using derivative instruments, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; exposes itself to credit and market risk. If a counterparty fails to fulfill its performance obligations under a derivative contract due to insolvency or any other event of default, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s credit risk wi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll equal the fair value gain in a derivative plus any cash or securities that may have been delivered to the counterparty as part of the transaction terms. Generally, when the fair value of a derivative contract is positive, this indicates that the counter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;party &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;owes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, thus creating a repayment risk for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. This risk is generally mitigated by requesting cash or securities from the counterparty to cover the positive fair value. When the fair value of a derivative contract is negative, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;owes &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the counterparty and, therefore, assumes no credit risk other than to the extent that the cash or value of the collateral delivered as part of the transactions exceeds the fair value of the derivative. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; minimizes the credit (or repa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;yment) risk in derivative instruments by entering into transactions with high-quality counterparties. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; uses forward-settlement swaps to hedge the variability of future interest cash flows of forecasted wholesale borrowings attributable to chan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ges in LIBOR. Once the forecasted wholesale borrowing transactions occur, the interest rate swap will effectively lock-in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s interest rate payments on an amount of forecasted interest expense attributable to the one-month LIBOR corresponding to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the swap notional amount. By employing this strategy, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; minimizes its exposure to volatility in LIBOR. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As part of this hedging strategy, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; formally documents all relationships &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;between&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; hedging instruments and hedged items, as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the we&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as its risk-management objective and strategy for undertaking various hedging transactions. This process includes linking all derivatives that are designated as cash flow hedges to (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&amp;#160;specific assets and liabilities on the balance sheet or (ii)&amp;#160;specific f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;irm commitments or forecasted transactions. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; also formally assesses (both at the hedge&amp;#8217;s inception and on an ongoing basis) whether the derivatives that are used in hedging transactions have been highly effective in offsetting changes in the fai&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r value or cash flows of hedged items and whether those derivatives may be expected to remain highly effective in future periods. The changes in fair value of the forward-settlement swaps are recorded in accumulated other comprehensive income to the extent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; there is no significant ineffectiveness. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discontinues hedge accounting prospectively when (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&amp;#160;it determines that the derivative is no longer effective in offsetting changes in the cash flows of a hedged item (including hedged items such as f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;irm commitments or forecasted transactions); (ii)&amp;#160;the derivative expires or is sold, terminated, or exercised; (iii)&amp;#160;it is no longer probable that the forecasted transaction will occur; (iv)&amp;#160;a hedged firm commitment no longer meets the definition of a firm&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; commitment; or (v)&amp;#160;management determines that designating the derivative as a hedging instrument is no longer appropriate or desired. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s derivative activities are monitored by its Asset/Liability Management Committee which is also responsible&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for approving hedging strategies that are developed through its analysis of data derived from financial simulation models and other internal and industry sources. The resulting hedging strategies are then incorporated into the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s overall interest r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ate risk-management.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Off-Balance Sheet Instruments &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the ordinary course of business, the Company enters into off-balance sheet instruments consisting of commitments to extend credit, further discussed &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in Note&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;24&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; hereto&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Such financial instruments are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recorded in the financial statements when these are funded or related fees are incurred or received. The Company periodically evaluates the credit risks inherent in these commitments and establishes accruals for such risks if and when these are deemed nec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;essary. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Mortgage Banking Activities and Loans Held-For-Sale &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The residential mortgage loans reported as held-for-sale are stated at the lower of cost or fair value, cost being determined on the outstanding loan balance less unearned income, and fair val&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ue determined in the aggregate. Net unrealized losses are recognized through a valuation allowance by charges to income. Realized gains or losses on these loans are determined using the specific identification method. Loans held-for-sale include all confor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ming mortgage loans originated and purchased, which from time to time the Company sells to other financial institutions or securitizes conforming mortgage loans into GNMA, FNMA and FHLMC pass-through certificates. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Accounting for Transfers and Servicing of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; Financial Assets and Extinguishment of Liabilities &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company recognizes the financial and servicing assets it controls and the liabilities it has incurred, derecognizes financial assets when control has been surrendered, and derecognizes liabilities wh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;en extinguished. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company is not engaged in sales of mortgage loans and mortgage-backed securities subject to recourse provisions except for those provisions that allow for the repurchase of loans as a result of a breach of certain representations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;warranties other than those related to the credit quality of the loans included in the sale transactions. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The transfer of an entire financial asset, a group of entire financial assets, or a participating&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; interest in an entire financial asset in which the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company surrenders control over the assets is accounted for as a sale if all of the following conditions set forth in Accounting Standards Codification (&amp;quot;ASC&amp;quot;) Topic 860 are met: (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&amp;#160;the assets must be isolated from creditors of the transferor, (ii)&amp;#160;the tr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ansferee must obtain the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (iii)&amp;#160;the transferor cannot maintain effective control over the transferred assets through an agreem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ent to repurchase them before their maturity. When the Company transfers financial assets and the transfer fails any one of these criteria, the Company is prevented from derecognizing the transferred financial assets and the transaction is accounted for as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a secured borrowing. For federal and Puerto Rico income tax purposes, the Company treats the transfers of loans which do not qualify as &amp;#8220;true sales&amp;#8221; under the applicable accounting guidance, as sales, recognizing a deferred tax asset or liability on the t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ransaction. For transfers of financial assets that satisfy the conditions to be accounted for as sales, the Company derecognizes all assets sold; recognizes all assets obtained and liabilities incurred in consideration as proceeds of the sale, including se&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rvicing assets and servicing liabilities, if applicable; initially measures at fair value assets obtained and liabilities incurred in a sale; and recognizes in earnings any gain or loss on the sale. The guidance on transfer of financial assets requires a t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rue sale analysis of the treatment of the transfer under state law as if the Company was a debtor under the bankruptcy code. A true sale legal analysis includes several legally relevant factors, such as the intent of the parties, the nature and level of re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;course to the transferor, and the nature of retained interests in the loans sold. The analytical conclusion as to a true sale is never absolute and unconditional, but contains qualifications based on the inherent equitable powers of a bankruptcy court, as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;well as the unsettled state of the common law. Once the legal isolation test has been met, other factors concerning the nature and extent of the transferor&amp;#8217;s control over the transferred assets are taken into account in order to determine whether &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;derecogni&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of assets is warranted. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the Company sells or securitizes mortgage loans, it generally makes customary representations and warranties regarding the characteristics of the loans sold. Conforming conventional mortgage loans are combined into pools &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;which are exchanged for FNMA and GNMA mortgage-backed securities, which are generally sold to private investors, or sold directly to FNMA or other private investors for cash. To the extent the loans do not meet the specified characteristics, investors are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;generally entitled to require the Company to repurchase such loans or indemnify the investor against losses if the assets do not meet certain guidelines. GNMA programs allow financial institutions to buy back individual delinquent mortgage loans that meet &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;certain criteria from the securitized loan pool for which the Company provides servicing. At the Company&amp;#8217;s option and without GNMA prior authorization, the Company may repurchase such delinquent loans for an amount equal to 100% of the loan&amp;#8217;s remaining pri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncipal balance. This buy-back option is considered a conditional option until the delinquency criteria is met, at which time the option becomes unconditional. When the loans backing a GNMA security are initially securitized, the Company treats the transact&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion as a sale for accounting purposes because the conditional nature of the buy-back option means that the Company does not maintain effective control over the loans, and therefore these are derecognized from the statement of financial condition. When indi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;vidual loans later meet GNMA&amp;#8217;s specified delinquency criteria and are eligible for repurchase, the Company is deemed to have regained effective control over these loans, and these must be brought back onto the Company&amp;#8217;s books as assets, regardless of wheth&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er the Company intends to exercise the buy-back option. Quality review procedures are performed by the Company as required under the government agency programs to ensure that asset guideline qualifications are met&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The Company has not recorded any specific&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; contingent liability in the consolidated financial statements for these customary representation and warranties related to loans sold by the Company, and management believes that, based on historical data, the probability of payments and expected losses u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nder these representation and warranty arrangements is not significant.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;As part of the BBVAPR Acquisition, on December 18, 2012, the Company assumed a liability for residential mortgage loans sold by BBVAPR subject to credit recourse&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, principally loans ass&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ociated with FNMA residential mortgage loan sales and securitization programs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In the event of any customer default, pursuant to the credit recourse provided, the Company is required to repurchase the loan or reimburse the third party investor for the incu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rred loss. The maximum potential amount of future payments that the Company would be required to make under the recourse arrangements in the event of nonperformance by the borrowers is equivalent to the total outstanding balance of the residential mortgage&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans serviced with recourse and interest, if applicable. In the event of nonperformance by the borrower, the Company has rights to the underlying collateral securing the mortgage loan. The Company suffers ultimate losses on these loans when the proceeds &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;from a foreclosure sale of the property underlying a defaulted mortgage loan are less than the outstanding principal balance of the loan plus any uncollected interest advanced and the costs of holding and disposing the related property. The Company has est&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ablished a liability to cover the estimated credit loss exposure related to loans sold with credit recourse.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The estimated losses to be absorbed under the credit recourse arrangements are recorded as a liability when the loans are sold or credit recourse i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s assumed as part of acquired servicing rights, and are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;update&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d by accruing or reversing expense (categorized in the line item &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;quot;mortgage banking activities&amp;quot; in the consolidated statements of operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) throughout the life of the loan, as necessary, when a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dditional relevant information becomes available. The methodology used to estimate the recourse liability is a function of the recourse arrangements given and considers a variety of factors, which include actual defaults and historical loss experience, for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eclosure rate, estimated future defaults and the probability that a loan would be delinquent. Statistical methods are used to estimate the recourse liability. The expected loss, which represents the amount expected to be lost on a given loan, considers the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; probability of default and loss severity. The probability of default represents the probability that a loan in good standing would become 90 days delinquent within the following twelve-month period. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Servicing Assets &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company periodically sells or se&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;curitizes mortgage loans while retaining the obligation to perform the servicing of such loans. In addition, the Company may purchase or assume the right to service mortgage loans originated by others. Whenever the Company undertakes an obligation to servi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce a loan, management assesses whether a servicing asset and/or liability should be recognized. A servicing asset is recognized whenever the compensation for servicing is expected to more than adequately compensate the Company for servicing the loans. Like&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wise, a servicing liability would be recognized in the event that servicing fees to be received are not expected to adequately compensate the Company for its expected cost. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All separately recognized servicing assets are recognized at fair value using the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fair value measurement method. Under the fair value measurement method, the Company measures servicing rights at fair value at each reporting date and reports changes in fair value of servicing asset in the statement of operations in the period in which th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e changes occur, and includes these changes, if any, with mortgage banking activities in the consolidated statement of operations. The fair value of servicing rights is subject to fluctuations as a result of changes in estimated and actual prepayment speed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s and default rates and losses. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The fair value of servicing rights is estimated by using a cash flow valuation model which calculates the present value of estimated future net servicing cash flows, taking into consideration actual and expected loan prepay&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ment rates, discount rates, servicing costs, and other economic &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;factors, which are determined based on current market conditions. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Loans and Leases&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:12.2pt;' &gt;Originated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; and Other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; Loans and Leases&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; Held in Portfolio&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Loans the Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; originates and intends to hold in portfolio are stated at the principal amount outstanding, adjusted for unamortized deferred fees and costs which are amortized to interest income over the expected life of the loan using the interest method. The Company d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iscontinues accrual of interest on originated loans after payments become more than &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;90 days&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; past due or earlier if the Company does not expect the full collection of principal or interest. The delinquency status is based upon the contractual terms of the l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Loans for which the recognition of interest income has been discontinued are designated as non-accruing. Collections are accounted for on the cash method thereafter, until qualifying to return to accrual status. Such loans are not reinstated to acc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rual status until interest is received on a current basis and other factors indicative of doubtful collection cease to exist.  The determination as to the ultimate collectability of the loan&amp;#8217;s balance may involve management&amp;#8217;s judgment in the evaluation of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the borrower&amp;#8217;s financial condition and prospects for repayment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company follows a systematic methodology to establish and evaluate the adequacy of the allowance for loan and lease losses to provide for inherent losses in the loan portfolio. This metho&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dology includes the consideration of factors such as economic conditions, portfolio risk characteristics, prior loss experience, and results of periodic credit reviews of individual loans. The provision for loan and lease losses charged to current operatio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ns is based on such methodology. Loan and lease losses are charged and recoveries are credited to the allowance for loan and lease losses on originated and other loans. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Larger commercial loans that exhibit potential or observed credit weaknesses are subj&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ect to individual review and grading. Where appropriate, allowances are allocated to individual loans based on management&amp;#8217;s estimate of the borrower&amp;#8217;s ability to repay the loan given the availability of collateral, other sources of cash flow, and legal opt&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ions available to the Company. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Included in the review of individual loans are those that are impaired. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled pa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;yments of principal or interest when due according to the contractual terms of the loan agreement. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan&amp;#8217;s effective interest rate, or as a practical expe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dient, at the observable market price of the loan or the fair value of the collateral, if the loan is collateral dependent. Loans are individually evaluated for impairment, except large groups of small balance homogeneous loans that are collectively evalua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted for impairment and loans that are recorded at fair value or at the lower of cost or fair value. The Company measures for impairment all commercial loans over $250 thousand (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) that are either over 90 days past due or adversely classified, or (ii) when &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;deemed necessary by management &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or because the loan is a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;troubled debt restructuring (&amp;quot;TDR&amp;quot;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The portfolios of mortgage loans, auto and leasing, and consumer loans are considered homogeneous and are evaluated collectively for impairment. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company uses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a rating system to apply an overall allowance percentage to each originated and other loan portfolio segment based on historical credit losses adjusted for current conditions and trends. The historical loss experience is determined by portfolio segment an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d is based on the actual loss history experienced by the Company over a determined look back period for each segment. The actual loss factor is adjusted by the appropriate loss emergence period as calculated for each portfolio. Then, the adjusted loss expe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rience is supplemented with other qualitative factors based on the risks present for each portfolio segment. These qualitative factors include consideration of the following: the credit grading assigned to commercial loans; levels of and trends in delinque&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, ability, and depth of lending management and other relevant staff, including the bank&amp;#8217;s loan review system as graded by regulatory agencies in their last examination; local economic trends and conditions; industry conditions; effects of external factors &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;such as competition and regulatory requirements on the level of estimated credit losses in the current portfolio; and effects of changes in credit concentrations and collateral value.  Additional impact from the historical loss experience is applied based &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on levels of delinquency and loan classification, and for the auto loan portfolio by FICO score&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and origination date for the mortgage loan portfolio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At origination, a determination is made whether a loan will be held in our portfolio or is intended for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; sale in the secondary market. Loans that will be held in the Company&amp;#8217;s portfolio are carried at amortized cost. Residential mortgage loans held for sale are recorded at the lower of the aggregate cost or market value (&amp;#8220;LOCOM&amp;#8221;).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired Loans and Leases&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Loans that the Company acquire&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in acquisitions are recorded at fair value with no carryover of the related allowance for loan losses. Determining the fair value of the loans involves estimating the amount and timing of principal and interest cash flows e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;xpected to be collected on the loans and discounting those cash flows at a market rate of interest.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company has acquired loans in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;two&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; separate acquisitions, the BBVAPR Acquisition in December 2012 and the FDIC-assisted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; acquisition in April 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10. For each acquisition, the Company considered the following factors as indicators that an acquired loan had evidence of deterioration in credit quality and was therefore in the scope of ASC 310-30:&lt;/font&gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Loans that were 90 days or more past due,&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Loans that ha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d an internal risk rating of substandard or worse. Substandard is consistent with regulatory definitions and is defined as having a well-defined weakness that jeopardizes liquidation of the loan,&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Loans that were classified as nonaccrual by the acquired ban&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;k at the time of acquisition, and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Loans that had been previously modified in a troubled debt restructuring.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Any acquired loans that were not individually in the scope of ASC 310-30 because they did not meet the criteria above were either (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) pooled into &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;groups of similar loans based on the borrower type, loan purpose, and collateral type and accounted for under ASC 310-30 by analogy or (ii) a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ccounted for under ASC 310-20 (n&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on-refundable fees and other costs).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired Loans Accounted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;under ASC 310-20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; (loans with revolving feature and/or acquired at a premium)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Revolving credit facilities such as credit cards, retail and commercial lines of credit and floor plans which are specifically scoped out of ASC 310-30 are accounted for under the provisions of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ASC 310-20.  Also, performing auto loans with FICO scores over 660 acquired at a premium in the BBVAPR Acquisition&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are accounted for under this guidance.  Auto loans with FICO scores below 660 were acquired at a discount and are accounted for under the pro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;visions of ASC 310-30.  The provisions of ASC 310-20 require that any differences between the contractually required loan payments in excess of the Company&amp;#8217;s initial investment in the loans be accreted into interest income on a level-yield basis over the l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ife of the loan. Loans acquired in the BBVAPR Acquisition that were accounted for under the provisions of ASC 310-20 which had fully amortized their premium or discount, recorded at the date of acquisition, are removed from the acquired loan category. Loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s accounted for under ASC 310-20 are placed on non-accrual status when past due in accordance with the Company&amp;#8217;s non-accruing policy and any accretion of discount is discontinued. These assets were recorded at estimated fair value on their acquisition date&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, incorporating an estimate of future expected cash flows. Such fair value includes a credit discount which accounts for expected loan losses over the estimated life of these loans. Management takes into consideration this credit discount when determining &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the necessary allowance for acquired loans that are accounted for under the provisions of ASC 310-20. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The allowance for loan and lease losses model for acquired loans accounted for under ASC 310-20 is the same as for the originated and other loan portfol&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;io.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired Loans Accounted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;under ASC 310-30 (including those accounted for under ASC 310-30 by analogy)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company performed a fair market valuation of each of the loan pools, and each pool was recorded at a discount. The Company determined that at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;least part of the discount on the acquired individual or pools of loans was attributable to credit quality by reference to the valuation model used to estimate the fair value of these pools of loans. The valuation model incorporated lifetime expected credi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t losses into the loans&amp;#8217; fair valuation in consideration of factors such as evidence of credit deterioration since origination and the amounts of contractually required principal and interest that the Company did not expect to collect as of the acquisition&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; date. Based on the guidance included in the December 18, 2009 letter from the AICPA Depository Institutions Panel to the Office of the Chief Accountant of the SEC, the Company has made an accounting policy election to apply ASC 310-30 by analogy to all of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; these acquired pools of loans as they all (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) were acquired in a business combination or asset purchase, (ii) resulted in recognition of a discount attributable, at least in part, to credit quality; and (iii) were not subsequently accounted for at fair va&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lue.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The excess of expected cash flows from acquired loans over the estimated fair value of acquired loans at acquisition is referred to as the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount and is recognized into interest income over the remaining life of the acquired loans using &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the interest method. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is referred to as the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nonaccretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nonaccretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount represents estimated future credi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t losses expected to be incurred over the life of the acquired loans. Subsequent decreases to the expected cash flows require the Company to evaluate the need for an addition to the allowance for loan losses. Subsequent improvements in expected cash flows &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;result in the reversal of the associated allowance for loan losses, if any and the reversal of a corresponding amount of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nonaccretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount which the Company then reclassifies as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount that is recognized into interest income over the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;remaining life of the loan using the interest method. The Company&amp;#8217;s evaluation of the amount of future cash flows that it expects to collect takes into account actual credit performance of the acquired loans to date and the Company&amp;#8217;s best estimates for the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; expected lifetime credit performance of the loans using currently available information. Charge-offs of the principal amount on acquired loans would be first applied to the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nonaccretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount portion of the fair value adjustment. To the extent that th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e Company experiences deterioration in credit quality in its expected cash flows subsequent to the acquisition of the loans; an allowance for loan losses is established based on the estimate of future credit losses over the remaining life of the loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accordance with ASC 310-30, recognition of income is dependent on having a reasonable expectation about the timing and amount of cash flows expected to be collected. The Company performs such an evaluation on a quarterly basis on both its acquired loans i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ndividually accounted for under ASC 310-30 and those in pools accounted for under ASC 310-30 by analogy. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Cash flows for acquired loans individually accounted for under ASC 310-30 are estimated on a quarterly basis. Based on this evaluation, a determina&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion is made as to whether or not the Company has a reasonable expectation about the timing and amount of cash flows. Such an expectation includes cash flows from normal customer repayment, collateral value, foreclosure or other collection efforts. Cash fl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ows for acquired loans accounted for on a pooled basis under ASC 310-30 by analogy are also estimated on a quarterly basis. For residential real estate, home equity and other consumer loans, cash flow loss estimates are calculated based on a model that inc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orporates a projected probability of default and loss. For commercial loans, lifetime loss rates are assigned to each pool with consideration given for pool make-up, including risk rating profile. Lifetime loss rates are developed from internally generated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; historical loss data and are applied to each pool. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;To the extent that the Company cannot reasonably estimate cash flows, interest income recognition is discontinued. The unit of account for loans in pools accounted for under ASC 310-30 by analogy is the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; pool of loans. Accordingly, as long as the Company can reasonably estimate cash flows for the pool as a whole, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; yield on the pool is recognized and all individual loans within the pool - even those more than &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;90 days&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; past due - would be considere&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d to be accruing interest in the Company&amp;#8217;s financial statement disclosures, regardless of whether or not the Company expects any principal or interest cash flows on an individual loan &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;90 days&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or more past due.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Because of the loss protection provided by th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e FDIC, the risk of the loans acquired in the FDIC-assisted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; acquisition that are covered under the FDIC shared-loss agreements are significantly different from loans not covered under the FDIC shared-loss agreement. These loans are referred to as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;quot;covered loans&amp;quot;. The FDIC shared-loss agreement related to the commercial and other non-single family acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans expired on June 30, 2015. The coverage for single-family residential loans will expire on June 30, 2020. Covered loans are no long&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er a material amount. Therefore, the Company changed its current and prior year loan disclosures.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Covered loans are accounted for under ASC 310-30. To the extent credit deterioration occurs after the date of acquisition, the Company will record an allowan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce for loan and lease losses and an increase in the FDIC shared-loss indemnification asset for the expected reimbursement from the FDIC under the shared-loss agreement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Allowance for Loan and Lease Losses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; for Originated and Acquired BBVAPR Loans and Leases&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company follows a systematic methodology to establish and evaluate the adequacy of the allowance for loan and lease losses to provide for inherent losses in loan portfolio. This methodology includes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the consideration of factors such as economic conditions, portfolio risk characteristics, prior loss experience, and results of periodic credit reviews of individual loans. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The loss factor used for the general reserve of these loans is established consi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dering the Bank&amp;#39;s historical loss experience adjusted for an estimated loss emergence period and the consideration of environmental factors. Environmental factors considered are: change in non-performing loans; migration in classification; trends in charge&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; offs; trends in volume of loans; changes in collateral values; changes in risk selections and underwriting standards, and other changes in lending policies, procedures and practices; experience, ability and depth of lending management and other relevant s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;taff, including the Company&amp;#8217;s loan review system; national and local economic trends and industry conditions; and effect of external factors such as competition and regulatory requirements on the level of estimated credit losses. The sum of the adjusted lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ss experience factors and the environmental factors will be the general valuation reserve (&amp;#8220;GVA&amp;#8221;) factor to be used for the determination of the allowance for loan and lease losses in each category. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As part of the Company&amp;#8217;s continuous enhancement to the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;allowance for loan and lease losses methodology, during the year 2015 the following assumptions were reviewed:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;An assessment of the look-back period and historical loss factor was performed for all portfolio segments.  The analysis was based on the trends&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; observed and their relation with the economic cycle as of the period of the analysis.  As a result, for the commercial portfolio, the look-back period was changed to 36 months from the previously determined 12 months.  For auto, leasing and consumer, a lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ok back period of 24 months was maintained.&amp;#160;The Residential Mortgages Portfolio, was evaluated during &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the fourth quarter of 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;015.  For this portfolio, a 12 month look back period was maintained as management concluded that given the charge off evolution&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shorter period of losses is more representative of the recent trends and more accurate in predicting future losses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During the quarter ended June 30, 2015, an assessment of environmental factors was performed for commercial, auto, and consumer portfolios&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. As a result, the environmental factors continue to reflect our assessment of the impact to our portfolio, taking into consideration the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;current evolution of the portfolio and expected impact, due to recent economic developments, changes in values of coll&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ateral and delinquencies, among others. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During fourth quarter the loss &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;realization&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; period&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was revised to 1.60 years for commercial real estate, other portfolios remained at 1 year. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These changes in the allowance for loan and lease losses&amp;#8217; look back per&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iod and loss emergence period for the commercial portfolios are considered a change in accounting estimate as per ASC 250-10 provisions, where adjustments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; made prospectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Originated and Other Loans and Leases Held for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Investment and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Acquired Loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; Accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company determines the allowance for loan and lease losses by portfolio segment, which consist of mortgage loans, commercial loans, consumer loans, and auto an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d leasing, as follows:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' &gt;Mortgage loans: These loans are divided into four classes: traditional mortgages, non-traditional mortgages, loans in loan modification programs and home equity secured personal loans. Traditional mortgage loans include loans secure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d by a dwelling, fixed coupons and regular amortization schedules. Non-traditional mortgages include loans with interest-first amortization schedules and loans with balloon considerations as part of their terms. Mortgages in loan modification programs are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans that are being serviced under such programs. Home equity loans are mainly equity lines of credit. The allowance factor on these loans is impacted by the adjusted historical loss factors on the sub-segments and the environmental risk factors described&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; above and by delinquency buckets.  The traditional mortgage loan portfolio is further segregated by vintages and then by delinquency buckets.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' &gt;Commercial loans:  The commercial portfolio is segmented by business line (corporate, institutional, middle mark&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;et, corporate retail, floor plan, and real estate) and by collateral type (secured by real estate and other commercial and industrial assets). The loss factor used for the GVA of these loans is established considering the Bank&amp;#39;s past thirty six month histo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rical loss experience of each segment adjusted for the loss realization period and the consideration of environmental factors. The sum of the adjusted loss experience and the environmental factors is the GVA factor used for the determination of the allowan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce for loan and lease losses on each category. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' &gt;Consumer loans: The consumer portfolio consists of smaller retail loans such as retail credit cards, overdrafts, unsecured personal lines of credit, and personal unsecured loans. The allowance factor, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consisting of the adjusted historical loss factor and the environmental risk factors, will be calculated for each sub-class of loans by delinquency bucket.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' &gt;Auto and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Leasing: The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; auto and leasing portfolio consists of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; financing for the purchase of new or u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sed motor vehicles for private or public use. These loans are granted mainly through dealers authorized and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; approved by the auto department credit committee of the Bank. In addition, this segment includes personal loans guaranteed by vehicles in the form o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f lease financing. The allowance factor on the auto and leasing portfolio is impacted by the adjusted historical loss factor and the environmental risk factors.  For the determination of the allowance factor, the portfolio is segmented by FICO &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;score, which&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;update&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d on a quarterly basis and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; then by delinquency bucket.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company establishes its allowance for loan losses through a provision for credit losses based on our evaluation of the credit quality of the loan portfolio. This evaluation, which inc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ludes a review of loans on which full collectability may not be reasonably assured, considers, among other matters, the estimated fair value of the underlying collateral, economic conditions, historical net loan loss experience, and other factors that warr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ant recognition in determining our allowance for loan losses. The Company continues to monitor and modify the level of the allowance for loan losses to ensure it is adequate to cover losses inherent in our loan portfolio. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Our allowance for loan losses co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nsists of the following elements: (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) specific valuation allowances based on probable losses on specifically identified impaired loans; and (ii) valuation allowances based on net historical loan loss experience for similar loans with similar inherent risk &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;characteristics and performance trends, adjusted, as appropriate, for qualitative risk factors specific to respective loan types.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When current information and events indicate that it is probable that we will be unable to collect all amounts of principal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and interest due under the original terms of a business or commercial real estate loan greater than $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;250 thousand&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, such loan will be classified as impaired. Additionally, all loans modified in a TDR are considered impaired. The need for specific valuation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; allowances are determined for impaired loans and recorded as necessary. For impaired loans, we consider the fair value of the underlying collateral, less estimated costs to sell, if the loan is collateral dependent, or we use the present value of estimate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d future cash flows in determining the estimates of impairment and any related allowance for loan losses for these loans. Confirmed losses are charged off immediately. Prior to a loan becoming impaired, we typically would obtain an appraisal through our in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ternal loan grading process to use as the basis for the fair value of the underlying collateral.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Loan loss ratios and credit risk categories, for commercial loans, are updated at least quarterly and are applied in the context of GAAP Management uses curre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt available information in estimating possible loan and lease losses, factors beyond the Company&amp;#8217;s control, such as those affecting general economic conditions, may require future changes to the allowance.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy) &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For our acquired loans accounted for under ASC 310-30, our allowance for loan losses is estimated based upon our expected cash flows for these loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. To the extent that we experience a deterioration in borrower credit quality resulting in a decrease in the net present value of our expected cash flows (which are used as a proxy to identify probable incurred losses) subsequent to the acquisition of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans, an allowance for loan losses is established based on our estimate of future credit losses over the remaining life of the loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Acquired loans accounted for under ASC Subtopic 310-30 are not considered non-performing and continue to have an &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accreta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ble&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; yield as long as there is a reasonable expectation about the timing and amount of cash flows expected to be collected. Also, loans charged-off against the non-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; difference established in purchase accounting are not reported as charge-offs. Cha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rge-offs on loans accounted under ASC Subtopic 310-30 are recorded only to the extent that losses exceed the non-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; difference established with purchase accounting. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Covered loans are accounted for under ASC 310-30 and our policy is consistent wit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h our policy for non-covered acquired loans. For covered loans, the portion of the loss reimbursable from the FDIC is recorded as an offset to the provision for credit losses and increases the FDIC shared-loss indemnification asset.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Lease &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;Financing &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Company leases vehicles for personal and commercial use to individual and corporate customers. The direct finance lease method of accounting is used to recognize revenue on leasing contracts that meet the criteria specified in the guidance for leases in A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;SC Topic 840. Aggregate rentals due over the term of the leases, less unearned income, are included in lease financing contracts receivable. Unearned income is amortized using a method over the average life of the leases as an adjustment to the interest yi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eld. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Troubled Debt Restructuring&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; TDR is the restructuring of a receivable in which the Company, as creditor, grants a concession for legal or economic reasons due to the debtor&amp;#8217;s financial difficulties. A concession is granted when, as a result of the restructuring, the Company does not &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;expect to collect all amounts due, including interest accrued at the original contract rate. These concessions may include a reduction of the interest rate, principal or accrued interest, extension of the maturity date or other actions intended to minimize&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; potential losses. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;To assess whether the debtor is having financial difficulties, the Company evaluates whether it is probable that the debtor will default on any of its debt in the foreseeable future. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Receivables that are restructured in a TDR are pre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sumed to be impaired and are subject to a specific impairment-measurement method. If the payment of principal at original maturity is primarily dependent on the value of collateral, the Company considers the current value of that collateral in determining &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;whether the principal will be paid. For non-collateral dependent loans, the specific reserve is calculated based on the present value of expected cash flows discounted at the loan&amp;#8217;s effective interest rate. An accruing loan that is modified in a TDR can re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;main in accrual status if, based on a current, well-documented credit analysis, collection of principal and interest in accordance with the modified terms is reasonably assured, and the borrower has demonstrated sustained historical repayment performance f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or a reasonable period before the modification. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Reserve for Unfunded Commitments &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The reserve for unfunded commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to unfunded credit facil&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ities and is included in other liabilities in the consolidated statements of financial condition. The determination of the adequacy of the reserve is based upon an evaluation of the unfunded credit facilities. Net adjustments to the reserve for unfunded co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mmitments are included in other operating expenses in the consolidated statements of operations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;FDIC Indemnification Asset&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; and True-up Payment Obligation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The FDIC indemnification asset is accounted for and measured separately from the covered loans acq&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uired in the FDIC-assisted acquisition as it is not contractually embedded in any of the covered loans. The indemnification asset related to estimated future loan and lease losses is not transferable should the Company sell a loan prior to foreclosure or m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;aturity. The indemnification asset was recorded at fair value at the acquisition date and represents the present value of the estimated cash payments expected to be received from the FDIC for future losses on covered assets based on the credit adjustment e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;stimated for each covered asset and the shared-loss percentages. This balance also includes incurred expenses under the shared-loss agreements. These cash flows are then discounted at a market-based rate to reflect the uncertainty of the timing and receipt&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the shared-loss reimbursements from the FDIC. The amount ultimately collected for this asset is dependent upon the performance of the underlying covered assets, the passage of time, the proper submission of claims to the FDIC and compliance with the ob&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ligations set forth in the FDIC shared-loss agreements. The time value of money incorporated into the present value computation is accreted into earnings over the shorter of the life of the shared-loss agreements or the holding period of the covered assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The FDIC indemnification asset is reduced as losses are recognized on covered loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and foreclosed real estate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and shared-loss payments are received from the FDIC. Realized credit losses in excess of acquisition-date estimates result in an increase in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the FDIC indemnification asset. Conversely, if &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;realized credit losses are less than acquisition-date estimates, the FDIC indemnification asset is amortized through the term of the shared-loss agreements.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; Depending on the timing of claims and covered asset &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;resolution, the Company could also have owed payments to the FDIC for the recovery of prior claims. The liability&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; for these payments is recorded in other liabilities in the consolidated statements of financial condition until cash is paid to the FDIC.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e true-up payment obligation associated with the loss share agreements is accounted for at fair value in accordance with ASC Section 805-30-25-6 as it is considered contingent consideration. The true-up payment obligation is included as part of other liabi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lities in the consolidated statements of financial condition. Any changes in the carrying value of the obligation are included in the category of FDIC loss share income (expense) in the consolidated statements of operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Goodwill and Intangible Assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company records the excess of the cost of acquired entities over the fair value of identifiable tangible and intangible assets acquired less the fair value of liabilities assumed as goodwill. The Company amortizes the acquired identifiable intangible&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; assets with definite useful economic lives over their useful economic life utilizing an accelerated amortization method. On a periodic basis, the Company assesses whether events or changes in circumstances indicate that the carrying amounts of the Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s core deposit and other intangible assets may be impaired. The Company does not amortize goodwill or any acquired identifiable intangible assets with an indefinite useful economic life, but reviews them for impairment at the reporting unit level on an an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nual basis, or when events or changes in circumstances indicate that the carrying amounts may be impaired. The Company defines a reporting unit as a distinct, separately identifiable component of one of its operating segments for which complete, discrete f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;inancial information is available and reviewed regularly by that segment&amp;#8217;s management.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company has the option to first assess qualitative factors to determine whether there are events or circumstances that exist that make it more likely than not that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the fair value of the reporting unit is less than its carrying amount.  If it is more likely than not that the fair value of the reporting unit is less than its carrying amount, or if the Company chooses to bypass the qualitative assessment, the Company co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mpares each reporting unit&amp;#39;s fair value to its carrying value to identify potential impairment. If the estimated fair value of a reporting unit exceeds its carrying amount, goodwill of the reporting unit is not considered impaired. However, if the carrying&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amount of the reporting unit were to exceed its estimated fair value, a second step would be performed that would compare the implied fair value of the reporting unit&amp;#39;s goodwill with the carrying amount. The implied fair value of goodwill is determined in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the same manner as goodwill that is recognized in a business combination. Significant judgment and estimates are involved in estimating the fair value of the assets and liabilities of the reporting units. The Company performs annual goodwill impairment te&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st as of October 31 and monitors for interim triggering events on an ongoing basis. Goodwill is reviewed for impairment utilizing a qualitative &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assessment or a two-step process. The Company has an option to make a qualitative assessment of a reporting unit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#39;s goodwill for impairment. If the Company chooses to perform a qualitative assessment and determines the fair value more likely than not exceeds the carrying value, no further evaluation is necessary. For reporting units where the Company performs the two&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-step process, the first step requires the Company to compare the fair value of each reporting unit, which the Company primarily determines using an income approach based on the present value of discounted cash flows, to the respective carrying value, whic&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h includes goodwill. If the fair value of the reporting unit exceeds its carrying value, the goodwill is not considered impaired. If the carrying value is higher than the fair value, there is an indication that an impairment may exist and the second step i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s required. In step two, the implied fair value of goodwill is calculated as the excess of the fair value of a reporting unit over the fair values assigned to its assets and liabilities. If the implied fair value of goodwill is less than the carrying value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the reporting unit&amp;#39;s goodwill, the difference is recognized as an impairment loss. The Company performed its annual impairment review of goodwill during the fourth quarter of 2015 using October 31, 2015 as the annual evaluation date. There was no impai&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rment at December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Foreclosed Real Estate and Other Repossessed Property &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:12.2pt;' &gt;Foreclosed Real Estate and Other Repossessed Property &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Foreclosed real estate and other repossessed property are initially recorded at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the fair value of the real estate or repossessed property less the cost of selling it at the date of foreclosure or repossession. At the time properties are acquired in full or partial satisfaction of loans, any excess of the loan balance over the estimat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed fair value of the property is charged against the allowance for loan and lease losses on non-covered loans. After foreclosure or repossession, these properties are carried at the lower of cost or fair value less estimated cost to sell, based on recent a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ppraised values or options to purchase the foreclosed or repossessed property. Any excess of the carrying value over the estimated fair value, less estimated costs to sell, is charged to non-interest expense. The costs and expenses associated to holding th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ese properties in portfolio are expensed as incurred. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:12.25pt;' &gt;Foreclosed Real Estate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; covered by the FDIC&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Covered foreclosed real estate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; initially recorded at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; estimated fair value on the acquisition date, based on appraisal value less estimated selling c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;osts. Any subsequent write-downs due to declines in fair value and costs and expenses associated with holding these properties in portfolio are charged as incurred to non-interest expense with a partially offsetting non-interest income for the loss reimbur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sement under the FDIC shared-loss agreement. Any recoveries of previous write-downs are credited to non-interest expense with a corresponding charge to non-interest income for the portion of the recovery that is due to the FDIC&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. At December 31, 2015 and 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15 foreclosed real estate covered by the FDIC amounted to $1.9 million and $47.5 million, respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Premises and Equipment &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Premises and equipment are carried at cost less accumulated depreciation. Depreciation is provided using the straight-line metho&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d over the estimated useful life of each type of asset. Amortization of leasehold improvements is computed using the straight-line method over the terms of the leases or estimated useful lives of the improvements, whichever is shorter. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Impairment of Lon&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;g-Lived Assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company periodically reviews long-lived assets for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. In performing the review for recoverability, an estimate of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the future cash flows expected to result from the use of the asset and its eventual disposition is made. If the sum of the future cash flows (undiscounted and without interest charges) is less than the carrying amount of the assets, an impairment loss is r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecognized. The amount of the impairment is the excess of the carrying amount over the fair value of the asset. As of December&amp;#160;31, 2015, there was no indication of impairment as a result of such review.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Income Taxes &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In preparing the consolidated financia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l statements, the Company is required to estimate income taxes. This involves an estimate of current income tax expense together with an assessment of temporary differences resulting from differences between the carrying amounts of assets and liabilities f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or financial reporting purposes and the amounts used for income tax purposes. The determination of current income tax expense involves estimates and assumptions that require the Company to assume certain positions based on its interpretation of current tax&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; laws and regulations. Changes in assumptions affecting estimates may be required in the future, and estimated tax assets or liabilities may need to be increased or decreased accordingly. The accrual for tax contingencies is adjusted in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;light of changing f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acts and circumstances, such as the progress of tax audits, case law and emerging legislation. When particular matters arise, a number of years may elapse before such matters are audited and finally resolved. Favorable resolution of such matters could be r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecognized as a reduction to the Company&amp;#8217;s effective tax rate in the year of resolution. Unfavorable settlement of any particular issue could increase the effective tax rate and may require the use of cash in such year. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The determination of deferred tax e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;xpense or benefit is based on changes in the carrying amounts of assets and liabilities that generate temporary differences. The carrying value of the Company&amp;#8217;s net deferred tax assets assumes that the Company will be able to generate sufficient future tax&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;able income based on estimates and assumptions. If these estimates and related assumptions change in the future, the Company may be required to record valuation allowances against its deferred tax assets resulting in additional income tax expense in the co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nsolidated statements of operations. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Management evaluates on a regular basis whether the deferred tax assets can be realized and assesses the need for a valuation allowance. A valuation allowance is established when management believes that it is more li&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;kely than not that some portion of its deferred tax assets will not be realized. Changes in valuation allowance from period to period are included in the Company&amp;#8217;s tax provision in the period of change. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition to valuation allowances, the Company es&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tablishes accruals for uncertain tax positions when, despite the belief that the Company&amp;#8217;s tax return positions are fully supported, the Company believes that certain positions are likely to be challenged. The accruals for uncertain tax positions are adjus&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted in light of changing facts and circumstances, such as the progress of tax audits, case law, and emerging legislation. The accruals for the Company&amp;#8217;s uncertain tax positions are reflected as income tax payable as a component of accrued expenses and othe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r liabilities. These accruals are reduced upon expiration of the applicable statute of limitations. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company follows a two-step approach for recognizing and measuring uncertain tax positions. The first step is to evaluate the tax position for recognit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion by determining if the weight of available evidence indicates that it is more likely than not that the position will be sustained on audit, including resolution of related appeals or litigation processes, if any. The second step is to measure the tax be&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nefit as the largest amount that is more than 50% likely to be realized upon ultimate settlement. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company&amp;#8217;s policy is to include interest and penalties related to unrecognized income tax benefits within the provision for income taxes on the consolida&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted statements of operations. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On May 29, 2015 the Governor signed Act No. 72 of 2015.  The most relevant provisions of the Act, as applicable to the Company, for taxable years beginning after December 31, 2014, are as follows: (1) establishes a new defin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ition of &amp;#8220;large taxpayers,&amp;#8221; which requires them to file their tax return following a special procedure established by the Secretary of the Treasury, (2) net operating losses carried forward may be deducted up to 70% of the alternative minimum net income fo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r purposes of computing the alternative minimum tax, and (3) net operating losses carried forward may be deducted up to 80% of the net income for purposes of computing the regular corporate income tax.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Government has enacted tax reform in the past and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is expected to do so in the future. In 2014, the Government of Puerto Rico approved an amendment to the Internal Revenue Code, which, among other things, changed the income tax rate for capital gains from 15% to 20%. In addition, in May 2015, the Governme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt approved an increase in the state sales and use tax rate, effective July 1, 2015, from 6% to 10.5% (the municipal sales and use tax remained at a 1% rate), expanded the sales and use tax to certain business-to-business services that were previously exem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pt, and provided for a transition to a value-added tax was expected to become effective on April 1, 2016. Now, the value added tax is expected to become effective on June 1, 2016.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Equity-Based Compensation Plan &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company&amp;#8217;s 2007 Omnibus&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Performance Incentive Plan, as amended and restated (the &amp;#8220;Omnibus Plan&amp;#8221;), provides for equity-based compensation incentives through the grant of stock options, stock appreciation rights, restricted stock, restricted units and dividend equivalents, as well&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as equity-based performance awards. The Omnibus Plan was adopted in 2007, amended and restated in 2008, and further amended in 2010. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The purpose of the Omnibus Plan is to provide flexibility to the Company to attract, retain and motivate directors, offi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cers, and key employees through the grant of awards based on performance and to adjust its compensation practices to the best compensation practice and corporate governance trends as they develop from time to time. The Omnibus Plan is further intended to m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;otivate high levels of individual performance coupled with increased shareholder returns. Therefore, awards under the Omnibus Plan (each, an &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8220;Award&amp;#8221;) are intended to be based upon the recipient&amp;#8217;s individual performance, level of responsibility and potentia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l to make significant contributions to the Company. Generally, the Omnibus Plan will terminate as of (a)&amp;#160;the date when no more of the Company&amp;#8217;s shares of common stock are available for issuance under the Omnibus Plan or, (b) if earlier, the date the Omnibu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s Plan is terminated by the Company&amp;#8217;s Board of Directors. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Board&amp;#8217;s Compensation Committee (the &amp;#8220;Committee&amp;#8221;), or such other committee as the Board may designate, has full authority to interpret and administer the Omnibus Plan in order to carry out its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;provisions and purposes. The Committee has the authority to determine those persons eligible to receive an Award and to establish the terms and conditions of any Award. The Committee may delegate, subject to such terms or conditions or guidelines as it sha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll determine, to any employee or group of employees any portion of its authority and powers under the Omnibus Plan with respect to participants who are not directors or executive officers subject to the reporting requirements under Section&amp;#160;16(a) of the Sec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;urities Exchange Act of 1934, as amended (the &amp;#8220;Exchange Act&amp;#8221;). Only the Committee may exercise authority in respect to Awards granted to such participants. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Omnibus Plan replaced and superseded the Company&amp;#8217;s 1996, 1998 and 2000 Incentive Stock Option &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Plans (the &amp;#8220;Stock Option Plans&amp;#8221;). All outstanding stock options under the Stock Option Plans continue in full force and effect, subject to their original terms and conditions. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The expected term of stock options granted represents the period of time that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;such options are expected to be outstanding. Expected volatilities are based on historical volatility of the Company&amp;#8217;s shares of common stock over the most recent period equal to the expected term of the stock options. For stock options issued during 2015,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the expected volatilities are based on both historical and implied volatility of the Company&amp;#8217;s shares of common stock.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company follows the fair value method of recording stock-based compensation. The Company used the modified prospective transition m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ethod, which requires measurement of the cost of employee services received in exchange for an award of equity instruments based on the grant date fair value of the award with the cost to be recognized over the service period. It applies to all awards unve&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sted and granted after the effective date and awards modified, repurchased, or cancelled after that date. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' &gt;Comprehensive Income (Loss) &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Comprehensive income (loss) is defined as the change in equity of a business enterprise during a period from transaction&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s and other events and circumstances, except for those resulting from investments by owners and distributions to owners. GAAP requires that recognized revenue, expenses, gains and losses be included in net income (loss). Although certain changes in assets &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and liabilities, such as unrealized gains and losses on available-for-sale securities and on derivative activities that qualify and are designated for cash flows hedge accounting, net of taxes, are reported as a separate component of the stockholders&amp;#8217; equi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ty section of the consolidated statements of financial condition, such items, along with net income (loss), are components of comprehensive income (loss). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' &gt;Commitments and Contingencies &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Liabilities for loss contingencies, arising from claims, assessments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, litigation, fines, and penalties and other sources are recorded when it is probable that a liability has been incurred and the amount of the assessment can be reasonably estimated. Legal costs incurred in connection with loss contingencies are expensed a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s incurred.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' &gt;Subsequent Events &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; has evaluated other events subsequent to the balance sheet date and prior to the filing of this &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;annual&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; report on Form &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10-K&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;year&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and has adjusted and disclosed those events that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have occurred that would require a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;djustment or disclosure in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Recent Accounting Developments &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#000000;' &gt;Reclassification of Defaulted Consumer Mortgage Loans upon Foreclosure - &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In January 2014, the FASB issued ASU 2014-04, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;Rec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;eivables&amp;#8212;Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;. This ASU clarifies when an in-substance repossession or foreclosure occurs that would&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; require a transfer of the mortgage loan to other real estate owned (OREO). Under the ASU, repossession or foreclosure is deemed to have occurred when (1) the creditor obtains legal title to the residential real estate property or (2) the borrower conveys &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;all interest in the residential real estate property to the creditor to satisfy the mortgage loan through completion of a deed in lieu of foreclosure or a similar legal agreement. The ASU becomes effective for annual and interim periods beginning after Dec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ember 15, 2014. The ASU can &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;be adopted using either a modified retrospective method or a prospective transition method with the cumulative effect being recognized in the beginning retained earnings of the earliest annual period for which the ASU is adopted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;. The adoption of this guidance did not have a material effect on our consolidated financial statements, since the Company already followed this approach.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;- &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In June 2014, FASB iss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ued ASU No. 2014-11, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The amendments in the ASU require repurchase-to-maturity transactions to be recorded and accounted for as secured borrowi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ngs. Amendments to Topic 860 also require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty (i.e., a repurchase financing), which will result in secured borrowing accou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nting for the repurchase agreement, as well as additional required disclosures. The accounting amendments and disclosures are effective for interim and annual periods beginning after December 15, 2014. The disclosures for repurchase agreements, securities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings are required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The adoption of thi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;s guidance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;did&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; not have a material effect on our consolidated financial statements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure- &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In August 2014, FASB issued ASU No. 2014-14, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Receivables&amp;#8212;Troubled Debt Restructurings by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The amendments require a mortgage loan to be derecognized and a separate receivable to be recognized upon foreclosure if the loan has a government&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; guarantee that is non-separable from the loan before foreclosure, the creditor has the ability and intent to convey the real estate property to the guarantor, and any amount of the claim that is determined on the basis of the fair value of the real estate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is fixed. Additionally, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor upon foreclosure. The amendments are effective for annual periods and int&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erim periods within those annual periods beginning after December 15, 2014. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The adoption of this guidance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;did&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; not have a material effect on our consolidated financial statements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:9pt;' &gt;Future Application of Accounting Standards&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Revenue from Contracts with Customers - &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In May 2014, FASB issued ASU No. 2014-09, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Revenue from Contracts with Customers (Topic 606)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The amendments in ASU 2014-09 supersede the revenue recognition requirements in Topic 605, Revenue Recognition, and most in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dustry-specific guidance. The general principle of the amendments require an entity to recognize revenue upon the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; exchange for those goods or services. The guidance sets forth a five step approach to be utilized for revenue recognition. The amendments are effective for annual reporting periods beginning after December 15, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, including interim periods within that r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eporting period. Management is currently assessing the impact to the Company&amp;#8217;s consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved aft&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;r the Requisite &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;Service Period&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - In June 2014, FASB issued ASU No. 2014-12, Compensation- Stock Compensation (Topic 718):  Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The amendments require that a performance target that affects vesting, and that could be achieved after the requisite service period, be treated as a performance condition.  Specifically, if the performance target becomes probable of being achieved befor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e the end of the requisite service period, the remaining unrecognized compensation cost should b recognized prospectively over the remaining requisite service period. The amendments are effective for annual periods and interim periods within those annual p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eriods beginning after December 15, 2015. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Management does not expect the requirements of this update to have a material impact on the Company&amp;#8217;s financial position, results of operations or cash flows.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Going Concern&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - In August 2014, the FASB issued &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ASU No&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. 2014-15, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Presentation of Financial Statements&amp;#8212;Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity&amp;#8217;s Ability to Continue as a Going Concern,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a new going concern standard, which requires management to assess at each interim and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;annual reporting period whether substantial doubt exists about the company&amp;#8217;s ability to continue as a going concern. Substantial doubt exists if it is probable (the same threshold that is used for contingencies) that the company will be unable to meet its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;obligations as they become due within one year after the date the financial statements are issued or available to be issued (assessment date). Management needs to consider known (and reasonably knowable) events and conditions at the assessment date. For al&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l entities, this standard is effective for annual periods and interim periods within those annual periods beginning after December 15, 2016, with earlier adoption permitted. The adoption of this standard will have no &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;material impact on our financial positi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on or results of operations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Hybrid Financial Instruments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - In December 2014, the FASB issued &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ASU No. 2014-16, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is Mor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;e Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force),&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a standard that will require a company that issues or invests in a hybrid financial instrument (e.g., a preferred share with a redemption feature, a conversion feature, or bo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;th) to determine the nature of the host contract by considering the economic characteristics of the entire instrument, including the embedded derivative feature that is being evaluated for separate accounting. Concluding the host contract is debt-like (ver&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sus equity-like) may result in substantially different answers about whether certain features must be accounted for separately. The guidance provides a modified retrospective transition for all existing hybrid financial instruments in the form of a share, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with the option for full retrospective application. The new standard is effective for public business entities in fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption, including adoption in an inter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;im period, is permitted. The adoption of this standard will have no material impact on our financial position or results of operations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Amendment to the Consolidation Analysis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- In &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;February 2015, the FASB issued ASU 2015-02, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Consolidation (Topic 810): A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;mendment to the Consolidation Analysis (&amp;#8220;ASU 2015-02&amp;#8221;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, which changes the analysis that a reporting entity must perform to determine whether it should consolidate certain legal entities. All legal entities are subject to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reevaluation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; under the revised consolidation model. Specifically, the amendments: &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;1)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities (VIEs) or voting interest entities &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;2)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Eliminate the presumpt&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion that a general partner should consolidate a limited partnership &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;3)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Affect the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related party relationships &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;4)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Provid&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e a scope exception from consolidation guidance for reporting entities with interest in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for registered money market funds. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:12pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments of this update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 31, 2015. Early adoption is permitted, including adoption in an interim period. If an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; entity early adopts in an interim period, any adjustment should be reflected as of the beginning of the fiscal year of that includes that interim period. The amendments may be applied using a modified retrospective approach by recording a cumulative-effec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t adjustment to equity as of the beginning of the fiscal year of adoption. A reporting entity may also apply the amendments of this ASU retrospectively. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The adoption of this standard will have no &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;material impact on our financial position or results of oper&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ations.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:18pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Extraordinary and Unusual Items&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt; - &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In January 2015, the FASB issued ASU 2015-01, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Income Statement &amp;#8211; (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items (&amp;#8220;ASU 2015-01&amp;#8221;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, which eliminates fro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;m GAAP the concept of extraordinary items. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports the classification as an extraordinary item. If an event or transaction &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The entity is also required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Eliminating the concept of extraordinary items will save time and reduce costs for preparers &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;because they will not have to assess whether a particular event or transaction event is extraordinary. This will alleviate uncertainty for preparers, auditors, and regulators because auditors and regulators no longer will need to evaluate whether a prepare&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r treated an unusual and/or infrequent item appropriately. The presentation and disclosure guidance for items that are unusual in nature and occur infrequently will be retained and will be expanded to include items that are both unusual in nature and infre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;quently occurring. The amendments of this update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 31, 2015. The amendments may be applied prospectively or retrospectively to all prior periods presented&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the financial statements. Early adoption is permitted provided is applied from the beginning of the fiscal year of adoption. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The adoption of this standard will have no &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;material impact on our financial position or results of operations.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Simplifying &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;the Presentation of Debt Issuance Costs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- In April 2015, the FASB issued ASU No. 2015-03, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Simplifying the Presentation of Debt Issuance Costs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (&amp;#8220;ASU 2015-03&amp;#8221;). ASU 2015-03 requires that all costs incurred to issue debt be presented in the balance sheet as a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; direct deduction from the carrying value of the associated debt liability rather than as an asset. The standard does not affect the recognition and measurement of debt issuance costs; therefore, the amortization of such costs shall continue to be reported&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as interest expense. ASU 2015-03 will be effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015, with early adoption permissible for financial statements that have not been previously issued. The new g&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uidance is to be applied on a retrospective basis to all prior periods. The Company does not expect the adoption of ASU 2015-03 to have a material impact on its consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#000000;' &gt;Recognition and Measurement of Financial Assets and Liabili&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;ties&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; - In January 2016 the FASB released ASU No. 2016-01, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;Recognition and Measurement of Financial Assets and Liabilities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;. The main provisions of the update are to eliminate the available for sale classification of accounting for equity securities and to a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;djust the fair value disclosures for financial instruments carried at amortized costs such that the disclosed fair values represent an exit price as opposed to an entry price. The provisions of this update will require that equity securities be carried at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;fair market value on the balance sheet and any periodic changes in value will be adjustments to the income statement. A practical expedient is provided for equity securities without a readily determinable fair value, such that these securities can be carri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ed at cost less any impairment. The provisions of this update become effective for interim and annual periods beginning after December&amp;#160;15,&amp;#160;2017. Management does not expect the requirements of this update to have a material impact on the Company&amp;#8217;s financial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; position, results of operations or cash flows.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#000000;' &gt;Leases&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;- In &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;February 2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the FASB released &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ASU 2016-02, Leases (Topic 842)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, which supersedes ASC Topic 840 and sets out the principles for the recognition, measurement, presentation and disclosure of leases&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for both &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lessors&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and lessees. The new standard requires lessees to apply a dual approach, classifying leases as either finance or operating leases based on the principle of whether or not the lease is effectively a financed purchase by the lessee. This cl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assification will determine whether lease expense is recognized based on an effective interest method or on a straight-line basis over the term of the lease, respectively. A lessee is also required to record a right-of-use asset and a lease liability for a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll leases with a term greater than 12 months regardless of their classification. Leases with a term of 12 months or less will be accounted for similar to existing guidance for operating leases today. The new standard requires &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lessors&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to account for leases &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;using an approach that is substantially equivalent to existing guidance for sales-type leases, direct financing leases and operating leases. The amendments of this Update are effective for fiscal years, and interim periods within those fiscal years, beginn&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing after December 15, 2018, with early adoption permitted. The ASU is expected to impact the Company&amp;#8217;s consolidated financial statements since the Company has certain operating lease arrangements for which it is the lessee. The Company is currently evalua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ting the impact that the adoption of this accounting pronouncement will have on its consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Other Potential Amendments to Current Accounting Standards - &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;FASB and the International Accounting Standards Board, either jointly or se&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;parately, are currently working on several major projects, including amendments to existing accounting standards governing financial instruments, leases, and consolidation and investment companies. As part of the joint financial instruments project, FASB h&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as issued a proposed ASU that would result in significant changes to the guidance for recognition and measurement of financial instruments, in addition to the proposed ASU that would change the accounting for credit losses on financial instruments discusse&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d above. FASB is also working on a joint project that would require substantially all leases to be capitalized on the balance sheet. Upon completion of the standards, the Company will need to re-evaluate its accounting and disclosures. However, due to ongo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing deliberations of the standard setters, the Company is currently unable to determine the effect of future amendments or proposals.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:SignificantAccountingPoliciesTextBlock>
  <us-gaap:ConsolidationPolicyTextBlock id="ID_183" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Principles of Consolidation &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. All intercompany transactions and balances have been eliminated in consolidation. The Statutory Trust II&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is exempt from the consolidation requirements of Generally Accepted Accounting Principles (&amp;quot;GAAP&amp;quot;). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:ConsolidationPolicyTextBlock>
  <us-gaap:CashAndCashEquivalentsPolicyTextBlock id="ID_184" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Cash Equivalents &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company consid&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ers as cash equivalents all money market instruments that are not pledged and that have maturities of three months or less at the date of acquisition. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:CashAndCashEquivalentsPolicyTextBlock>
  <us-gaap:EarningsPerSharePolicyTextBlock id="ID_185" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;(Loss) Earnings per Common Share &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Basic (loss) earnings per share is calculated by dividing (loss) incom&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e available to common shareholders (net (loss) income (increased) reduced by dividends on preferred stock) by the weighted average of outstanding common shares. Diluted (loss) earnings per share is similar to the computation of basic (loss) earnings per sh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are except that the weighted average of common shares is increased to include the number of additional common shares that would have been outstanding if the potentially dilutive common shares underlying stock options and restricted units had been issued, a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ssuming that proceeds from exercise are used to repurchase shares in the market (treasury stock method). Any stock splits and dividends are retroactively recognized in all periods presented in the consolidated financial statements. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
  <us-gaap:RepurchaseAndResaleAgreementsPolicy id="ID_186" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Securities Purchased/So&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;ld Under Agreements to Resell/Repurchase &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company purchases securities under agreements to resell the same or similar securities. Amounts advanced under these agreements represent short-term loans and are reflected as assets in the consolidated stateme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nts of financial condition. It is the Company&amp;#8217;s policy to take possession of securities purchased under resale agreements while the counterparty retains effective control over the securities. The Company monitors the fair value of the underlying securities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as compared to the related receivable, including accrued interest, and requests additional collateral when deemed appropriate.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company also sells securities under agreements to repurchase the same or similar securities. The Company retains effecti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ve control over the securities sold under these agreements.  Accordingly, such agreements are treated as financing arrangements, and the obligations to repurchase the securities sold are reflected as liabilities. The securities underlying the financing agr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eements remain included in the asset accounts. The counterparty to repurchase agreements generally has the right to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;repledge&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the securities received as collateral.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:RepurchaseAndResaleAgreementsPolicy>
  <us-gaap:MarketableSecuritiesPolicy id="ID_187" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' &gt;Investment Securities &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Securities are classified as held-to-maturity, available-for-sale or trading. Securities for which the Company has the intent and ability to hold until maturity are classified as held-to-maturity and are carried at amortized cost. Securities that might be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sold prior to maturity because of interest rate changes to meet liquidity needs or to better match the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;repricing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; characteristics of funding sources are classified as available-for-sale. These securities are reported at fair value, with unrealized gains and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; losses excluded from earnings and reported net of tax in other comprehensive (loss) income. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company classifies as trading those securities that are acquired and held principally for the purpose of selling them in the near future. These securities are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; carried at fair value with realized and unrealized changes in fair value included in earnings in the period in which the changes occur. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company&amp;#8217;s investment in the Federal Home Loan Bank (&amp;#8220;FHLB&amp;#8221;) of New York stock, a restricted security, has no readi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ly determinable fair value and can only be sold back to the FHLB-NY at cost. Therefore, these stock shares are deemed to be nonmarketable equity securities and are carried at cost. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Premiums and discounts are amortized to interest income over the life of t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he related securities using the interest method. Net realized gains or losses on sales of investment securities and unrealized gains and losses valuation adjustments considered other than temporary, if any, on securities classified as either available-for-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sale or held-to-maturity are reported separately in the statements of operations. The cost of securities sold is determined by the specific identification method.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:MarketableSecuritiesPolicy>
  <us-gaap:FairValueOfFinancialInstrumentsPolicy id="ID_188" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Financial Instruments &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Certain financial instruments, including derivatives, trading securities and investment securities available-for-sale, are recorded at fair value and unrealized gains and losses are recorded in other comprehensive &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(loss) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;income or as part of non-interest i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncome, as appropriate. Fair values are based on listed market prices, if available. If listed market prices are not available, fair value is determined based on other relevant factors, including price quotations for similar instruments. The fair values of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;certain derivative contracts are derived from pricing models that consider current market and contractual prices for the underlying financial instruments as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the we&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll as time value and yield curve or volatility factors underlying the positions. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Compan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; determines the fair value of its financial instruments based on the fair value measurement framework, which establishes a fair value hierarchy that prioritizes the inputs of valuation techniques used to measure fair value. The hierarchy gives the highest&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; priority to unadjusted quoted prices in active markets for identical assets or liabilities (level 1 measurements) and the lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;we&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st priority to unobservable inputs (level 3 measurements). The three levels of the fair value hierarchy are described below: &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:24.45pt;' &gt;Le&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;vel 1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8212; Level 1 assets and liabilities include equity securities that are traded in an active exchange market. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:24.45pt;' &gt;Level 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8212; Obs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ervable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data for substantially the full&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; term of the assets or liabilities. Level 2 assets and liabilities include (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&amp;#160;mortgage-backed securities for which the fair value is estimated based on valuations obtained from third-party pricing services for identical or comparable assets, (ii)&amp;#160;debt sec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;urities with quoted prices that are traded less frequently than exchange-traded instruments and (iii)&amp;#160;derivative contracts and financial liabilities whose value is determined using a pricing model with inputs that are observable in the market or can be der&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ived principally from or corroborated by observable market data. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:24.45pt;' &gt;Level 3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8212; Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities incl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ude financial instruments whose value is determined using pricing models for which the determination of fair value requires significant management judgment or estimation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:FairValueOfFinancialInstrumentsPolicy>
  <us-gaap:ImpairedFinancingReceivablePolicyPolicyTextBlock id="ID_189" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:24.45pt;' &gt;Impairment of Investment Securities &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; conducts periodic reviews to identify and evaluate each investment in an unrealized loss position for other-than-temporary impairment. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; separates the amount of total impairment into credit and noncredit-related amounts. The term &amp;#8220;other-than-tem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;porary impairment&amp;#8221; is not intended to indicate that the decline is permanent, but indicates that the prospects for a near-term recovery of value is not favorable, or that there is a lack of evidence to support a realizable value equal to or greater than th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e carrying value of the investment. Any portion of a decline in value associated with a credit loss is recognized in income, while the remaining noncredit-related component is recognized in other comprehensive &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(loss) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;income. A credit loss is determined by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assessing whether the amortized cost basis of the security will be recovered by comparing it to the present value of cash flows expected to be collected from the security discounted at the rate equal to the yield used to accrete current and prospective ben&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eficial interest for the security. The shortfall of the present value of the cash flows expected to be collected in relation to the amortized cost basis is considered to be the &amp;#8220;credit loss.&amp;#8221; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s review for impairment generally entails, but is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;not limited to: &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  the identification and evaluation of investments that have indications of possible other-than-temporary impairment; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:27pt;' &gt;&amp;#8226;  the analysis of individual investments that have fair values less than amortized cost, including consideration of t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he length of time the investment has been in an unrealized loss position, and the expected recovery period; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  the financial condition of the issuer or issuers; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  the creditworthiness of the obligor of the security; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  actual collateral attributes; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; any rating changes by a rating agency; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  current analysts&amp;#8217; evaluations; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  the payment structure of the debt security and the likelihood of the issuer being able to make payments; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  current market conditions; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  adverse conditions specifically relat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed to the security, industry, or a geographic area; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s intent to sell the debt security; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  whether it is more-likely-than-not that the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; will be required to sell the debt security before its anticipated recovery; and &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' &gt;&amp;#8226;  other qualit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ative factors that could support or not &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;an other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-than-temporary impairment. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:ImpairedFinancingReceivablePolicyPolicyTextBlock>
  <us-gaap:DerivativesPolicyTextBlock id="ID_190" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Derivative Instruments and Hedging Activities &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s overall interest rate risk-management strategy incorporates the use of derivative instruments to minimize significan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t unplanned fluctuations in earnings that are caused by interest rate volatility. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s goal is to manage interest rate sensitivity by modifying the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;repricing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or maturity characteristics of certain balance sheet assets and liabilities so that the n&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;et interest margin is not, on a material basis, adversely affected by movements in interest rates. As a result of interest rate fluctuations, hedged fixed-rate assets and liabilities will appreciate or depreciate in market value. Also, for some fixed-rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assets or liabilities, the effect of this variability in earnings is expected to be substantially offset by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s gains and losses on the derivative instruments that are linked to the forecasted cash flows of these hedged assets and liabilities. Th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; considers its strategic use of derivatives to be a prudent method of managing interest-rate sensitivity as it reduces the exposure of earnings and the market value of its equity to undue risk posed by chang&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es in interest rates. The effect of this unrealized appreciation or depreciation is expected to be substantially offset by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s gains or losses on the derivative instruments that are linked to these hedged assets and liabilities. Another result of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; interest rate fluctuations is that the contractual interest income and interest expense of hedged variable-rate assets and liabilities, respectively, will increase or decrease. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Derivative instruments that are used as part of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s interest rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;risk-management strategy include interest rate swaps, caps, forward-settlement swaps, futures contracts, and option contracts that have indices related to the pricing of specific balance sheet assets and liabilities. Interest rate swaps generally involve t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he exchange of fixed and variable-rate interest payments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;between&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; two parties based on a common notional principal amount and maturity date. Interest rate futures generally involve exchange-traded contracts to buy or sell U.S. Treasury bonds and notes in th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e future at specified prices. Interest rate options represent contracts that allow the holder of the option to (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&amp;#160;receive cash or (ii)&amp;#160;purchase, sell, or enter into a financial instrument at a specified price within a specified period. Some purchased opti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on contracts give the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the right to enter into interest rate swaps and cap and floor agreements with the writer of the option. In addition, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; enters into certain transactions that contain embedded derivatives. When the embedded derivative &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;possesses economic characteristics that are not clearly and closely related to the economic characteristics of the host contract, it is bifurcated and carried at fair value. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;has offered its customers certificates of deposit with an option tie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d to the performance of the Standard&amp;#160;&amp;amp; Poor&amp;#8217;s 500 stock market index (&amp;#8220;S&amp;amp;P 500 Index&amp;#8221;). The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; has purchased options from major financial entities to manage its exposure to changes in this index. Under the terms of the option agreements, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eceives a certain percentage of the increase, if any, in the initial month-end value of the S&amp;amp;P 500 Index over the average of the monthly index observations in a five-year period in exchange for a fixed premium. The changes in fair value of the option agre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ements used to manage the exposure in the stock market in the certificates of deposit are recorded in earnings. The embedded option in the certificates of deposit is bifurcated, and the changes in the value of that option are also recorded in earnings. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;W&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hen using derivative instruments, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; exposes itself to credit and market risk. If a counterparty fails to fulfill its performance obligations under a derivative contract due to insolvency or any other event of default, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s credit risk wi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll equal the fair value gain in a derivative plus any cash or securities that may have been delivered to the counterparty as part of the transaction terms. Generally, when the fair value of a derivative contract is positive, this indicates that the counter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;party &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;owes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, thus creating a repayment risk for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. This risk is generally mitigated by requesting cash or securities from the counterparty to cover the positive fair value. When the fair value of a derivative contract is negative, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;owes &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the counterparty and, therefore, assumes no credit risk other than to the extent that the cash or value of the collateral delivered as part of the transactions exceeds the fair value of the derivative. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; minimizes the credit (or repa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;yment) risk in derivative instruments by entering into transactions with high-quality counterparties. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; uses forward-settlement swaps to hedge the variability of future interest cash flows of forecasted wholesale borrowings attributable to chan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ges in LIBOR. Once the forecasted wholesale borrowing transactions occur, the interest rate swap will effectively lock-in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s interest rate payments on an amount of forecasted interest expense attributable to the one-month LIBOR corresponding to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the swap notional amount. By employing this strategy, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; minimizes its exposure to volatility in LIBOR. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As part of this hedging strategy, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; formally documents all relationships &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;between&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; hedging instruments and hedged items, as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the we&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as its risk-management objective and strategy for undertaking various hedging transactions. This process includes linking all derivatives that are designated as cash flow hedges to (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&amp;#160;specific assets and liabilities on the balance sheet or (ii)&amp;#160;specific f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;irm commitments or forecasted transactions. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; also formally assesses (both at the hedge&amp;#8217;s inception and on an ongoing basis) whether the derivatives that are used in hedging transactions have been highly effective in offsetting changes in the fai&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r value or cash flows of hedged items and whether those derivatives may be expected to remain highly effective in future periods. The changes in fair value of the forward-settlement swaps are recorded in accumulated other comprehensive income to the extent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; there is no significant ineffectiveness. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discontinues hedge accounting prospectively when (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&amp;#160;it determines that the derivative is no longer effective in offsetting changes in the cash flows of a hedged item (including hedged items such as f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;irm commitments or forecasted transactions); (ii)&amp;#160;the derivative expires or is sold, terminated, or exercised; (iii)&amp;#160;it is no longer probable that the forecasted transaction will occur; (iv)&amp;#160;a hedged firm commitment no longer meets the definition of a firm&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; commitment; or (v)&amp;#160;management determines that designating the derivative as a hedging instrument is no longer appropriate or desired. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s derivative activities are monitored by its Asset/Liability Management Committee which is also responsible&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for approving hedging strategies that are developed through its analysis of data derived from financial simulation models and other internal and industry sources. The resulting hedging strategies are then incorporated into the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s overall interest r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ate risk-management.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:DerivativesPolicyTextBlock>
  <us-gaap:OffBalanceSheetCreditExposurePolicyPolicyTextBlock id="ID_191" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Off-Balance Sheet Instruments &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In the ordinary course of business, the Company enters into off-balance sheet instruments consisting of commitments to extend credit, further discussed &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in Note&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;24&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; hereto&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Such financial instruments are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recorded in the financial statements when these are funded or related fees are incurred or received. The Company periodically evaluates the credit risks inherent in these commitments and establishes accruals for such risks if and when these are deemed nec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;essary. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:OffBalanceSheetCreditExposurePolicyPolicyTextBlock>
  <us-gaap:LoansAndLeasesReceivableMortgageBankingActivitiesPolicy id="ID_192" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Mortgage Banking Activities and Loans Held-For-Sale &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The residential mortgage loans reported as held-for-sale are stated at the lower of cost or fair value, cost being determined on the outstanding loan balance less unearned income, and fair val&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ue determined in the aggregate. Net unrealized losses are recognized through a valuation allowance by charges to income. Realized gains or losses on these loans are determined using the specific identification method. Loans held-for-sale include all confor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ming mortgage loans originated and purchased, which from time to time the Company sells to other financial institutions or securitizes conforming mortgage loans into GNMA, FNMA and FHLMC pass-through certificates. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:LoansAndLeasesReceivableMortgageBankingActivitiesPolicy>
  <us-gaap:TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy id="ID_193" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Accounting for Transfers and Servicing of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; Financial Assets and Extinguishment of Liabilities &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company recognizes the financial and servicing assets it controls and the liabilities it has incurred, derecognizes financial assets when control has been surrendered, and derecognizes liabilities wh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;en extinguished. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company is not engaged in sales of mortgage loans and mortgage-backed securities subject to recourse provisions except for those provisions that allow for the repurchase of loans as a result of a breach of certain representations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;warranties other than those related to the credit quality of the loans included in the sale transactions. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The transfer of an entire financial asset, a group of entire financial assets, or a participating&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; interest in an entire financial asset in which the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company surrenders control over the assets is accounted for as a sale if all of the following conditions set forth in Accounting Standards Codification (&amp;quot;ASC&amp;quot;) Topic 860 are met: (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;)&amp;#160;the assets must be isolated from creditors of the transferor, (ii)&amp;#160;the tr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ansferee must obtain the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (iii)&amp;#160;the transferor cannot maintain effective control over the transferred assets through an agreem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ent to repurchase them before their maturity. When the Company transfers financial assets and the transfer fails any one of these criteria, the Company is prevented from derecognizing the transferred financial assets and the transaction is accounted for as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a secured borrowing. For federal and Puerto Rico income tax purposes, the Company treats the transfers of loans which do not qualify as &amp;#8220;true sales&amp;#8221; under the applicable accounting guidance, as sales, recognizing a deferred tax asset or liability on the t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ransaction. For transfers of financial assets that satisfy the conditions to be accounted for as sales, the Company derecognizes all assets sold; recognizes all assets obtained and liabilities incurred in consideration as proceeds of the sale, including se&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rvicing assets and servicing liabilities, if applicable; initially measures at fair value assets obtained and liabilities incurred in a sale; and recognizes in earnings any gain or loss on the sale. The guidance on transfer of financial assets requires a t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rue sale analysis of the treatment of the transfer under state law as if the Company was a debtor under the bankruptcy code. A true sale legal analysis includes several legally relevant factors, such as the intent of the parties, the nature and level of re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;course to the transferor, and the nature of retained interests in the loans sold. The analytical conclusion as to a true sale is never absolute and unconditional, but contains qualifications based on the inherent equitable powers of a bankruptcy court, as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;well as the unsettled state of the common law. Once the legal isolation test has been met, other factors concerning the nature and extent of the transferor&amp;#8217;s control over the transferred assets are taken into account in order to determine whether &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;derecogni&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of assets is warranted. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When the Company sells or securitizes mortgage loans, it generally makes customary representations and warranties regarding the characteristics of the loans sold. Conforming conventional mortgage loans are combined into pools &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;which are exchanged for FNMA and GNMA mortgage-backed securities, which are generally sold to private investors, or sold directly to FNMA or other private investors for cash. To the extent the loans do not meet the specified characteristics, investors are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;generally entitled to require the Company to repurchase such loans or indemnify the investor against losses if the assets do not meet certain guidelines. GNMA programs allow financial institutions to buy back individual delinquent mortgage loans that meet &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;certain criteria from the securitized loan pool for which the Company provides servicing. At the Company&amp;#8217;s option and without GNMA prior authorization, the Company may repurchase such delinquent loans for an amount equal to 100% of the loan&amp;#8217;s remaining pri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncipal balance. This buy-back option is considered a conditional option until the delinquency criteria is met, at which time the option becomes unconditional. When the loans backing a GNMA security are initially securitized, the Company treats the transact&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion as a sale for accounting purposes because the conditional nature of the buy-back option means that the Company does not maintain effective control over the loans, and therefore these are derecognized from the statement of financial condition. When indi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;vidual loans later meet GNMA&amp;#8217;s specified delinquency criteria and are eligible for repurchase, the Company is deemed to have regained effective control over these loans, and these must be brought back onto the Company&amp;#8217;s books as assets, regardless of wheth&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er the Company intends to exercise the buy-back option. Quality review procedures are performed by the Company as required under the government agency programs to ensure that asset guideline qualifications are met&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The Company has not recorded any specific&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; contingent liability in the consolidated financial statements for these customary representation and warranties related to loans sold by the Company, and management believes that, based on historical data, the probability of payments and expected losses u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nder these representation and warranty arrangements is not significant.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;As part of the BBVAPR Acquisition, on December 18, 2012, the Company assumed a liability for residential mortgage loans sold by BBVAPR subject to credit recourse&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, principally loans ass&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ociated with FNMA residential mortgage loan sales and securitization programs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In the event of any customer default, pursuant to the credit recourse provided, the Company is required to repurchase the loan or reimburse the third party investor for the incu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rred loss. The maximum potential amount of future payments that the Company would be required to make under the recourse arrangements in the event of nonperformance by the borrowers is equivalent to the total outstanding balance of the residential mortgage&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans serviced with recourse and interest, if applicable. In the event of nonperformance by the borrower, the Company has rights to the underlying collateral securing the mortgage loan. The Company suffers ultimate losses on these loans when the proceeds &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;from a foreclosure sale of the property underlying a defaulted mortgage loan are less than the outstanding principal balance of the loan plus any uncollected interest advanced and the costs of holding and disposing the related property. The Company has est&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ablished a liability to cover the estimated credit loss exposure related to loans sold with credit recourse.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The estimated losses to be absorbed under the credit recourse arrangements are recorded as a liability when the loans are sold or credit recourse i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s assumed as part of acquired servicing rights, and are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;update&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d by accruing or reversing expense (categorized in the line item &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;quot;mortgage banking activities&amp;quot; in the consolidated statements of operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) throughout the life of the loan, as necessary, when a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dditional relevant information becomes available. The methodology used to estimate the recourse liability is a function of the recourse arrangements given and considers a variety of factors, which include actual defaults and historical loss experience, for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eclosure rate, estimated future defaults and the probability that a loan would be delinquent. Statistical methods are used to estimate the recourse liability. The expected loss, which represents the amount expected to be lost on a given loan, considers the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; probability of default and loss severity. The probability of default represents the probability that a loan in good standing would become 90 days delinquent within the following twelve-month period. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Servicing Assets &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company periodically sells or se&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;curitizes mortgage loans while retaining the obligation to perform the servicing of such loans. In addition, the Company may purchase or assume the right to service mortgage loans originated by others. Whenever the Company undertakes an obligation to servi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce a loan, management assesses whether a servicing asset and/or liability should be recognized. A servicing asset is recognized whenever the compensation for servicing is expected to more than adequately compensate the Company for servicing the loans. Like&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wise, a servicing liability would be recognized in the event that servicing fees to be received are not expected to adequately compensate the Company for its expected cost. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All separately recognized servicing assets are recognized at fair value using the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fair value measurement method. Under the fair value measurement method, the Company measures servicing rights at fair value at each reporting date and reports changes in fair value of servicing asset in the statement of operations in the period in which th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e changes occur, and includes these changes, if any, with mortgage banking activities in the consolidated statement of operations. The fair value of servicing rights is subject to fluctuations as a result of changes in estimated and actual prepayment speed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s and default rates and losses. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The fair value of servicing rights is estimated by using a cash flow valuation model which calculates the present value of estimated future net servicing cash flows, taking into consideration actual and expected loan prepay&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ment rates, discount rates, servicing costs, and other economic &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;factors, which are determined based on current market conditions. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy>
  <us-gaap:PolicyLoansReceivablePolicy id="ID_194" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Loans and Leases&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:12.2pt;' &gt;Originated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; and Other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; Loans and Leases&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; Held in Portfolio&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Loans the Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; originates and intends to hold in portfolio are stated at the principal amount outstanding, adjusted for unamortized deferred fees and costs which are amortized to interest income over the expected life of the loan using the interest method. The Company d&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iscontinues accrual of interest on originated loans after payments become more than &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;90 days&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; past due or earlier if the Company does not expect the full collection of principal or interest. The delinquency status is based upon the contractual terms of the l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Loans for which the recognition of interest income has been discontinued are designated as non-accruing. Collections are accounted for on the cash method thereafter, until qualifying to return to accrual status. Such loans are not reinstated to acc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rual status until interest is received on a current basis and other factors indicative of doubtful collection cease to exist.  The determination as to the ultimate collectability of the loan&amp;#8217;s balance may involve management&amp;#8217;s judgment in the evaluation of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the borrower&amp;#8217;s financial condition and prospects for repayment.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company follows a systematic methodology to establish and evaluate the adequacy of the allowance for loan and lease losses to provide for inherent losses in the loan portfolio. This metho&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dology includes the consideration of factors such as economic conditions, portfolio risk characteristics, prior loss experience, and results of periodic credit reviews of individual loans. The provision for loan and lease losses charged to current operatio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ns is based on such methodology. Loan and lease losses are charged and recoveries are credited to the allowance for loan and lease losses on originated and other loans. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Larger commercial loans that exhibit potential or observed credit weaknesses are subj&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ect to individual review and grading. Where appropriate, allowances are allocated to individual loans based on management&amp;#8217;s estimate of the borrower&amp;#8217;s ability to repay the loan given the availability of collateral, other sources of cash flow, and legal opt&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ions available to the Company. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Included in the review of individual loans are those that are impaired. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled pa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;yments of principal or interest when due according to the contractual terms of the loan agreement. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan&amp;#8217;s effective interest rate, or as a practical expe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dient, at the observable market price of the loan or the fair value of the collateral, if the loan is collateral dependent. Loans are individually evaluated for impairment, except large groups of small balance homogeneous loans that are collectively evalua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted for impairment and loans that are recorded at fair value or at the lower of cost or fair value. The Company measures for impairment all commercial loans over $250 thousand (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) that are either over 90 days past due or adversely classified, or (ii) when &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;deemed necessary by management &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or because the loan is a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;troubled debt restructuring (&amp;quot;TDR&amp;quot;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The portfolios of mortgage loans, auto and leasing, and consumer loans are considered homogeneous and are evaluated collectively for impairment. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company uses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a rating system to apply an overall allowance percentage to each originated and other loan portfolio segment based on historical credit losses adjusted for current conditions and trends. The historical loss experience is determined by portfolio segment an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d is based on the actual loss history experienced by the Company over a determined look back period for each segment. The actual loss factor is adjusted by the appropriate loss emergence period as calculated for each portfolio. Then, the adjusted loss expe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rience is supplemented with other qualitative factors based on the risks present for each portfolio segment. These qualitative factors include consideration of the following: the credit grading assigned to commercial loans; levels of and trends in delinque&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, ability, and depth of lending management and other relevant staff, including the bank&amp;#8217;s loan review system as graded by regulatory agencies in their last examination; local economic trends and conditions; industry conditions; effects of external factors &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;such as competition and regulatory requirements on the level of estimated credit losses in the current portfolio; and effects of changes in credit concentrations and collateral value.  Additional impact from the historical loss experience is applied based &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on levels of delinquency and loan classification, and for the auto loan portfolio by FICO score&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and origination date for the mortgage loan portfolio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At origination, a determination is made whether a loan will be held in our portfolio or is intended for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; sale in the secondary market. Loans that will be held in the Company&amp;#8217;s portfolio are carried at amortized cost. Residential mortgage loans held for sale are recorded at the lower of the aggregate cost or market value (&amp;#8220;LOCOM&amp;#8221;).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired Loans and Leases&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Loans that the Company acquire&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in acquisitions are recorded at fair value with no carryover of the related allowance for loan losses. Determining the fair value of the loans involves estimating the amount and timing of principal and interest cash flows e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;xpected to be collected on the loans and discounting those cash flows at a market rate of interest.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company has acquired loans in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;two&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; separate acquisitions, the BBVAPR Acquisition in December 2012 and the FDIC-assisted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; acquisition in April 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10. For each acquisition, the Company considered the following factors as indicators that an acquired loan had evidence of deterioration in credit quality and was therefore in the scope of ASC 310-30:&lt;/font&gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Loans that were 90 days or more past due,&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Loans that ha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d an internal risk rating of substandard or worse. Substandard is consistent with regulatory definitions and is defined as having a well-defined weakness that jeopardizes liquidation of the loan,&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Loans that were classified as nonaccrual by the acquired ban&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;k at the time of acquisition, and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Loans that had been previously modified in a troubled debt restructuring.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Any acquired loans that were not individually in the scope of ASC 310-30 because they did not meet the criteria above were either (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) pooled into &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;groups of similar loans based on the borrower type, loan purpose, and collateral type and accounted for under ASC 310-30 by analogy or (ii) a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ccounted for under ASC 310-20 (n&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on-refundable fees and other costs).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired Loans Accounted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;under ASC 310-20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; (loans with revolving feature and/or acquired at a premium)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Revolving credit facilities such as credit cards, retail and commercial lines of credit and floor plans which are specifically scoped out of ASC 310-30 are accounted for under the provisions of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ASC 310-20.  Also, performing auto loans with FICO scores over 660 acquired at a premium in the BBVAPR Acquisition&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are accounted for under this guidance.  Auto loans with FICO scores below 660 were acquired at a discount and are accounted for under the pro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;visions of ASC 310-30.  The provisions of ASC 310-20 require that any differences between the contractually required loan payments in excess of the Company&amp;#8217;s initial investment in the loans be accreted into interest income on a level-yield basis over the l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ife of the loan. Loans acquired in the BBVAPR Acquisition that were accounted for under the provisions of ASC 310-20 which had fully amortized their premium or discount, recorded at the date of acquisition, are removed from the acquired loan category. Loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s accounted for under ASC 310-20 are placed on non-accrual status when past due in accordance with the Company&amp;#8217;s non-accruing policy and any accretion of discount is discontinued. These assets were recorded at estimated fair value on their acquisition date&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, incorporating an estimate of future expected cash flows. Such fair value includes a credit discount which accounts for expected loan losses over the estimated life of these loans. Management takes into consideration this credit discount when determining &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the necessary allowance for acquired loans that are accounted for under the provisions of ASC 310-20. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The allowance for loan and lease losses model for acquired loans accounted for under ASC 310-20 is the same as for the originated and other loan portfol&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;io.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired Loans Accounted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;under ASC 310-30 (including those accounted for under ASC 310-30 by analogy)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company performed a fair market valuation of each of the loan pools, and each pool was recorded at a discount. The Company determined that at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;least part of the discount on the acquired individual or pools of loans was attributable to credit quality by reference to the valuation model used to estimate the fair value of these pools of loans. The valuation model incorporated lifetime expected credi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t losses into the loans&amp;#8217; fair valuation in consideration of factors such as evidence of credit deterioration since origination and the amounts of contractually required principal and interest that the Company did not expect to collect as of the acquisition&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; date. Based on the guidance included in the December 18, 2009 letter from the AICPA Depository Institutions Panel to the Office of the Chief Accountant of the SEC, the Company has made an accounting policy election to apply ASC 310-30 by analogy to all of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; these acquired pools of loans as they all (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) were acquired in a business combination or asset purchase, (ii) resulted in recognition of a discount attributable, at least in part, to credit quality; and (iii) were not subsequently accounted for at fair va&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lue.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The excess of expected cash flows from acquired loans over the estimated fair value of acquired loans at acquisition is referred to as the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount and is recognized into interest income over the remaining life of the acquired loans using &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the interest method. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is referred to as the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nonaccretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nonaccretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount represents estimated future credi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t losses expected to be incurred over the life of the acquired loans. Subsequent decreases to the expected cash flows require the Company to evaluate the need for an addition to the allowance for loan losses. Subsequent improvements in expected cash flows &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;result in the reversal of the associated allowance for loan losses, if any and the reversal of a corresponding amount of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nonaccretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount which the Company then reclassifies as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount that is recognized into interest income over the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;remaining life of the loan using the interest method. The Company&amp;#8217;s evaluation of the amount of future cash flows that it expects to collect takes into account actual credit performance of the acquired loans to date and the Company&amp;#8217;s best estimates for the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; expected lifetime credit performance of the loans using currently available information. Charge-offs of the principal amount on acquired loans would be first applied to the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nonaccretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount portion of the fair value adjustment. To the extent that th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e Company experiences deterioration in credit quality in its expected cash flows subsequent to the acquisition of the loans; an allowance for loan losses is established based on the estimate of future credit losses over the remaining life of the loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accordance with ASC 310-30, recognition of income is dependent on having a reasonable expectation about the timing and amount of cash flows expected to be collected. The Company performs such an evaluation on a quarterly basis on both its acquired loans i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ndividually accounted for under ASC 310-30 and those in pools accounted for under ASC 310-30 by analogy. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Cash flows for acquired loans individually accounted for under ASC 310-30 are estimated on a quarterly basis. Based on this evaluation, a determina&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion is made as to whether or not the Company has a reasonable expectation about the timing and amount of cash flows. Such an expectation includes cash flows from normal customer repayment, collateral value, foreclosure or other collection efforts. Cash fl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ows for acquired loans accounted for on a pooled basis under ASC 310-30 by analogy are also estimated on a quarterly basis. For residential real estate, home equity and other consumer loans, cash flow loss estimates are calculated based on a model that inc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orporates a projected probability of default and loss. For commercial loans, lifetime loss rates are assigned to each pool with consideration given for pool make-up, including risk rating profile. Lifetime loss rates are developed from internally generated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; historical loss data and are applied to each pool. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;To the extent that the Company cannot reasonably estimate cash flows, interest income recognition is discontinued. The unit of account for loans in pools accounted for under ASC 310-30 by analogy is the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; pool of loans. Accordingly, as long as the Company can reasonably estimate cash flows for the pool as a whole, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; yield on the pool is recognized and all individual loans within the pool - even those more than &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;90 days&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; past due - would be considere&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d to be accruing interest in the Company&amp;#8217;s financial statement disclosures, regardless of whether or not the Company expects any principal or interest cash flows on an individual loan &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;90 days&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or more past due.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Because of the loss protection provided by th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e FDIC, the risk of the loans acquired in the FDIC-assisted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; acquisition that are covered under the FDIC shared-loss agreements are significantly different from loans not covered under the FDIC shared-loss agreement. These loans are referred to as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;quot;covered loans&amp;quot;. The FDIC shared-loss agreement related to the commercial and other non-single family acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans expired on June 30, 2015. The coverage for single-family residential loans will expire on June 30, 2020. Covered loans are no long&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;er a material amount. Therefore, the Company changed its current and prior year loan disclosures.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Covered loans are accounted for under ASC 310-30. To the extent credit deterioration occurs after the date of acquisition, the Company will record an allowan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce for loan and lease losses and an increase in the FDIC shared-loss indemnification asset for the expected reimbursement from the FDIC under the shared-loss agreement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:PolicyLoansReceivablePolicy>
  <us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy id="ID_195" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Allowance for Loan and Lease Losses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; for Originated and Acquired BBVAPR Loans and Leases&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company follows a systematic methodology to establish and evaluate the adequacy of the allowance for loan and lease losses to provide for inherent losses in loan portfolio. This methodology includes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the consideration of factors such as economic conditions, portfolio risk characteristics, prior loss experience, and results of periodic credit reviews of individual loans. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The loss factor used for the general reserve of these loans is established consi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dering the Bank&amp;#39;s historical loss experience adjusted for an estimated loss emergence period and the consideration of environmental factors. Environmental factors considered are: change in non-performing loans; migration in classification; trends in charge&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; offs; trends in volume of loans; changes in collateral values; changes in risk selections and underwriting standards, and other changes in lending policies, procedures and practices; experience, ability and depth of lending management and other relevant s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;taff, including the Company&amp;#8217;s loan review system; national and local economic trends and industry conditions; and effect of external factors such as competition and regulatory requirements on the level of estimated credit losses. The sum of the adjusted lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ss experience factors and the environmental factors will be the general valuation reserve (&amp;#8220;GVA&amp;#8221;) factor to be used for the determination of the allowance for loan and lease losses in each category. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As part of the Company&amp;#8217;s continuous enhancement to the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;allowance for loan and lease losses methodology, during the year 2015 the following assumptions were reviewed:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;An assessment of the look-back period and historical loss factor was performed for all portfolio segments.  The analysis was based on the trends&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; observed and their relation with the economic cycle as of the period of the analysis.  As a result, for the commercial portfolio, the look-back period was changed to 36 months from the previously determined 12 months.  For auto, leasing and consumer, a lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ok back period of 24 months was maintained.&amp;#160;The Residential Mortgages Portfolio, was evaluated during &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the fourth quarter of 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;015.  For this portfolio, a 12 month look back period was maintained as management concluded that given the charge off evolution&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; shorter period of losses is more representative of the recent trends and more accurate in predicting future losses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During the quarter ended June 30, 2015, an assessment of environmental factors was performed for commercial, auto, and consumer portfolios&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. As a result, the environmental factors continue to reflect our assessment of the impact to our portfolio, taking into consideration the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;current evolution of the portfolio and expected impact, due to recent economic developments, changes in values of coll&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ateral and delinquencies, among others. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During fourth quarter the loss &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;realization&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; period&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was revised to 1.60 years for commercial real estate, other portfolios remained at 1 year. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These changes in the allowance for loan and lease losses&amp;#8217; look back per&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;iod and loss emergence period for the commercial portfolios are considered a change in accounting estimate as per ASC 250-10 provisions, where adjustments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; made prospectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Originated and Other Loans and Leases Held for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Investment and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Acquired Loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; Accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company determines the allowance for loan and lease losses by portfolio segment, which consist of mortgage loans, commercial loans, consumer loans, and auto an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d leasing, as follows:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' &gt;Mortgage loans: These loans are divided into four classes: traditional mortgages, non-traditional mortgages, loans in loan modification programs and home equity secured personal loans. Traditional mortgage loans include loans secure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d by a dwelling, fixed coupons and regular amortization schedules. Non-traditional mortgages include loans with interest-first amortization schedules and loans with balloon considerations as part of their terms. Mortgages in loan modification programs are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans that are being serviced under such programs. Home equity loans are mainly equity lines of credit. The allowance factor on these loans is impacted by the adjusted historical loss factors on the sub-segments and the environmental risk factors described&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; above and by delinquency buckets.  The traditional mortgage loan portfolio is further segregated by vintages and then by delinquency buckets.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' &gt;Commercial loans:  The commercial portfolio is segmented by business line (corporate, institutional, middle mark&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;et, corporate retail, floor plan, and real estate) and by collateral type (secured by real estate and other commercial and industrial assets). The loss factor used for the GVA of these loans is established considering the Bank&amp;#39;s past thirty six month histo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rical loss experience of each segment adjusted for the loss realization period and the consideration of environmental factors. The sum of the adjusted loss experience and the environmental factors is the GVA factor used for the determination of the allowan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce for loan and lease losses on each category. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' &gt;Consumer loans: The consumer portfolio consists of smaller retail loans such as retail credit cards, overdrafts, unsecured personal lines of credit, and personal unsecured loans. The allowance factor, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consisting of the adjusted historical loss factor and the environmental risk factors, will be calculated for each sub-class of loans by delinquency bucket.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' &gt;Auto and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Leasing: The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; auto and leasing portfolio consists of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; financing for the purchase of new or u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sed motor vehicles for private or public use. These loans are granted mainly through dealers authorized and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; approved by the auto department credit committee of the Bank. In addition, this segment includes personal loans guaranteed by vehicles in the form o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f lease financing. The allowance factor on the auto and leasing portfolio is impacted by the adjusted historical loss factor and the environmental risk factors.  For the determination of the allowance factor, the portfolio is segmented by FICO &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;score, which&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;update&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d on a quarterly basis and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; then by delinquency bucket.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company establishes its allowance for loan losses through a provision for credit losses based on our evaluation of the credit quality of the loan portfolio. This evaluation, which inc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ludes a review of loans on which full collectability may not be reasonably assured, considers, among other matters, the estimated fair value of the underlying collateral, economic conditions, historical net loan loss experience, and other factors that warr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ant recognition in determining our allowance for loan losses. The Company continues to monitor and modify the level of the allowance for loan losses to ensure it is adequate to cover losses inherent in our loan portfolio. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Our allowance for loan losses co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nsists of the following elements: (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) specific valuation allowances based on probable losses on specifically identified impaired loans; and (ii) valuation allowances based on net historical loan loss experience for similar loans with similar inherent risk &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;characteristics and performance trends, adjusted, as appropriate, for qualitative risk factors specific to respective loan types.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;When current information and events indicate that it is probable that we will be unable to collect all amounts of principal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and interest due under the original terms of a business or commercial real estate loan greater than $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;250 thousand&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, such loan will be classified as impaired. Additionally, all loans modified in a TDR are considered impaired. The need for specific valuation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; allowances are determined for impaired loans and recorded as necessary. For impaired loans, we consider the fair value of the underlying collateral, less estimated costs to sell, if the loan is collateral dependent, or we use the present value of estimate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d future cash flows in determining the estimates of impairment and any related allowance for loan losses for these loans. Confirmed losses are charged off immediately. Prior to a loan becoming impaired, we typically would obtain an appraisal through our in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ternal loan grading process to use as the basis for the fair value of the underlying collateral.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Loan loss ratios and credit risk categories, for commercial loans, are updated at least quarterly and are applied in the context of GAAP Management uses curre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt available information in estimating possible loan and lease losses, factors beyond the Company&amp;#8217;s control, such as those affecting general economic conditions, may require future changes to the allowance.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy) &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For our acquired loans accounted for under ASC 310-30, our allowance for loan losses is estimated based upon our expected cash flows for these loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. To the extent that we experience a deterioration in borrower credit quality resulting in a decrease in the net present value of our expected cash flows (which are used as a proxy to identify probable incurred losses) subsequent to the acquisition of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans, an allowance for loan losses is established based on our estimate of future credit losses over the remaining life of the loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Acquired loans accounted for under ASC Subtopic 310-30 are not considered non-performing and continue to have an &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accreta&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ble&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; yield as long as there is a reasonable expectation about the timing and amount of cash flows expected to be collected. Also, loans charged-off against the non-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; difference established in purchase accounting are not reported as charge-offs. Cha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rge-offs on loans accounted under ASC Subtopic 310-30 are recorded only to the extent that losses exceed the non-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; difference established with purchase accounting. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Covered loans are accounted for under ASC 310-30 and our policy is consistent wit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h our policy for non-covered acquired loans. For covered loans, the portion of the loss reimbursable from the FDIC is recorded as an offset to the provision for credit losses and increases the FDIC shared-loss indemnification asset.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy>
  <us-gaap:LeasePolicyTextBlock id="ID_196" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Lease &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;Financing &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Company leases vehicles for personal and commercial use to individual and corporate customers. The direct finance lease method of accounting is used to recognize revenue on leasing contracts that meet the criteria specified in the guidance for leases in A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;SC Topic 840. Aggregate rentals due over the term of the leases, less unearned income, are included in lease financing contracts receivable. Unearned income is amortized using a method over the average life of the leases as an adjustment to the interest yi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eld. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:LeasePolicyTextBlock>
  <us-gaap:LoansAndLeasesReceivableTroubledDebtRestructuringPolicy id="ID_197" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Troubled Debt Restructuring&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; TDR is the restructuring of a receivable in which the Company, as creditor, grants a concession for legal or economic reasons due to the debtor&amp;#8217;s financial difficulties. A concession is granted when, as a result of the restructuring, the Company does not &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;expect to collect all amounts due, including interest accrued at the original contract rate. These concessions may include a reduction of the interest rate, principal or accrued interest, extension of the maturity date or other actions intended to minimize&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; potential losses. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;To assess whether the debtor is having financial difficulties, the Company evaluates whether it is probable that the debtor will default on any of its debt in the foreseeable future. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Receivables that are restructured in a TDR are pre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sumed to be impaired and are subject to a specific impairment-measurement method. If the payment of principal at original maturity is primarily dependent on the value of collateral, the Company considers the current value of that collateral in determining &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;whether the principal will be paid. For non-collateral dependent loans, the specific reserve is calculated based on the present value of expected cash flows discounted at the loan&amp;#8217;s effective interest rate. An accruing loan that is modified in a TDR can re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;main in accrual status if, based on a current, well-documented credit analysis, collection of principal and interest in accordance with the modified terms is reasonably assured, and the borrower has demonstrated sustained historical repayment performance f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or a reasonable period before the modification. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:LoansAndLeasesReceivableTroubledDebtRestructuringPolicy>
  <us-gaap:LiabilityReserveEstimatePolicy id="ID_198" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Reserve for Unfunded Commitments &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The reserve for unfunded commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to unfunded credit facil&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ities and is included in other liabilities in the consolidated statements of financial condition. The determination of the adequacy of the reserve is based upon an evaluation of the unfunded credit facilities. Net adjustments to the reserve for unfunded co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mmitments are included in other operating expenses in the consolidated statements of operations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:LiabilityReserveEstimatePolicy>
  <us-gaap:IntangibleAssetsFiniteLivedPolicy id="ID_199" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Goodwill and Intangible Assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company records the excess of the cost of acquired entities over the fair value of identifiable tangible and intangible assets acquired less the fair value of liabilities assumed as goodwill. The Company amortizes the acquired identifiable intangible&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; assets with definite useful economic lives over their useful economic life utilizing an accelerated amortization method. On a periodic basis, the Company assesses whether events or changes in circumstances indicate that the carrying amounts of the Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s core deposit and other intangible assets may be impaired. The Company does not amortize goodwill or any acquired identifiable intangible assets with an indefinite useful economic life, but reviews them for impairment at the reporting unit level on an an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nual basis, or when events or changes in circumstances indicate that the carrying amounts may be impaired. The Company defines a reporting unit as a distinct, separately identifiable component of one of its operating segments for which complete, discrete f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;inancial information is available and reviewed regularly by that segment&amp;#8217;s management.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company has the option to first assess qualitative factors to determine whether there are events or circumstances that exist that make it more likely than not that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the fair value of the reporting unit is less than its carrying amount.  If it is more likely than not that the fair value of the reporting unit is less than its carrying amount, or if the Company chooses to bypass the qualitative assessment, the Company co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mpares each reporting unit&amp;#39;s fair value to its carrying value to identify potential impairment. If the estimated fair value of a reporting unit exceeds its carrying amount, goodwill of the reporting unit is not considered impaired. However, if the carrying&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amount of the reporting unit were to exceed its estimated fair value, a second step would be performed that would compare the implied fair value of the reporting unit&amp;#39;s goodwill with the carrying amount. The implied fair value of goodwill is determined in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the same manner as goodwill that is recognized in a business combination. Significant judgment and estimates are involved in estimating the fair value of the assets and liabilities of the reporting units. The Company performs annual goodwill impairment te&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st as of October 31 and monitors for interim triggering events on an ongoing basis. Goodwill is reviewed for impairment utilizing a qualitative &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assessment or a two-step process. The Company has an option to make a qualitative assessment of a reporting unit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#39;s goodwill for impairment. If the Company chooses to perform a qualitative assessment and determines the fair value more likely than not exceeds the carrying value, no further evaluation is necessary. For reporting units where the Company performs the two&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-step process, the first step requires the Company to compare the fair value of each reporting unit, which the Company primarily determines using an income approach based on the present value of discounted cash flows, to the respective carrying value, whic&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h includes goodwill. If the fair value of the reporting unit exceeds its carrying value, the goodwill is not considered impaired. If the carrying value is higher than the fair value, there is an indication that an impairment may exist and the second step i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s required. In step two, the implied fair value of goodwill is calculated as the excess of the fair value of a reporting unit over the fair values assigned to its assets and liabilities. If the implied fair value of goodwill is less than the carrying value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the reporting unit&amp;#39;s goodwill, the difference is recognized as an impairment loss. The Company performed its annual impairment review of goodwill during the fourth quarter of 2015 using October 31, 2015 as the annual evaluation date. There was no impai&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rment at December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:IntangibleAssetsFiniteLivedPolicy>
  <us-gaap:FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy id="ID_200" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Foreclosed Real Estate and Other Repossessed Property &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:12.2pt;' &gt;Foreclosed Real Estate and Other Repossessed Property &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Foreclosed real estate and other repossessed property are initially recorded at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the fair value of the real estate or repossessed property less the cost of selling it at the date of foreclosure or repossession. At the time properties are acquired in full or partial satisfaction of loans, any excess of the loan balance over the estimat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed fair value of the property is charged against the allowance for loan and lease losses on non-covered loans. After foreclosure or repossession, these properties are carried at the lower of cost or fair value less estimated cost to sell, based on recent a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ppraised values or options to purchase the foreclosed or repossessed property. Any excess of the carrying value over the estimated fair value, less estimated costs to sell, is charged to non-interest expense. The costs and expenses associated to holding th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ese properties in portfolio are expensed as incurred. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:12.25pt;' &gt;Foreclosed Real Estate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; covered by the FDIC&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Covered foreclosed real estate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; initially recorded at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; estimated fair value on the acquisition date, based on appraisal value less estimated selling c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;osts. Any subsequent write-downs due to declines in fair value and costs and expenses associated with holding these properties in portfolio are charged as incurred to non-interest expense with a partially offsetting non-interest income for the loss reimbur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sement under the FDIC shared-loss agreement. Any recoveries of previous write-downs are credited to non-interest expense with a corresponding charge to non-interest income for the portion of the recovery that is due to the FDIC&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. At December 31, 2015 and 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;15 foreclosed real estate covered by the FDIC amounted to $1.9 million and $47.5 million, respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy>
  <us-gaap:PropertyPlantAndEquipmentPolicyTextBlock id="ID_201" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Premises and Equipment &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Premises and equipment are carried at cost less accumulated depreciation. Depreciation is provided using the straight-line metho&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d over the estimated useful life of each type of asset. Amortization of leasehold improvements is computed using the straight-line method over the terms of the leases or estimated useful lives of the improvements, whichever is shorter. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
  <us-gaap:ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock id="ID_202" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Impairment of Lon&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;g-Lived Assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company periodically reviews long-lived assets for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. In performing the review for recoverability, an estimate of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the future cash flows expected to result from the use of the asset and its eventual disposition is made. If the sum of the future cash flows (undiscounted and without interest charges) is less than the carrying amount of the assets, an impairment loss is r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecognized. The amount of the impairment is the excess of the carrying amount over the fair value of the asset. As of December&amp;#160;31, 2015, there was no indication of impairment as a result of such review.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock>
  <us-gaap:IncomeTaxPolicyTextBlock id="ID_203" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Income Taxes &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In preparing the consolidated financia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l statements, the Company is required to estimate income taxes. This involves an estimate of current income tax expense together with an assessment of temporary differences resulting from differences between the carrying amounts of assets and liabilities f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or financial reporting purposes and the amounts used for income tax purposes. The determination of current income tax expense involves estimates and assumptions that require the Company to assume certain positions based on its interpretation of current tax&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; laws and regulations. Changes in assumptions affecting estimates may be required in the future, and estimated tax assets or liabilities may need to be increased or decreased accordingly. The accrual for tax contingencies is adjusted in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;light of changing f&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acts and circumstances, such as the progress of tax audits, case law and emerging legislation. When particular matters arise, a number of years may elapse before such matters are audited and finally resolved. Favorable resolution of such matters could be r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecognized as a reduction to the Company&amp;#8217;s effective tax rate in the year of resolution. Unfavorable settlement of any particular issue could increase the effective tax rate and may require the use of cash in such year. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The determination of deferred tax e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;xpense or benefit is based on changes in the carrying amounts of assets and liabilities that generate temporary differences. The carrying value of the Company&amp;#8217;s net deferred tax assets assumes that the Company will be able to generate sufficient future tax&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;able income based on estimates and assumptions. If these estimates and related assumptions change in the future, the Company may be required to record valuation allowances against its deferred tax assets resulting in additional income tax expense in the co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nsolidated statements of operations. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Management evaluates on a regular basis whether the deferred tax assets can be realized and assesses the need for a valuation allowance. A valuation allowance is established when management believes that it is more li&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;kely than not that some portion of its deferred tax assets will not be realized. Changes in valuation allowance from period to period are included in the Company&amp;#8217;s tax provision in the period of change. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition to valuation allowances, the Company es&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tablishes accruals for uncertain tax positions when, despite the belief that the Company&amp;#8217;s tax return positions are fully supported, the Company believes that certain positions are likely to be challenged. The accruals for uncertain tax positions are adjus&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted in light of changing facts and circumstances, such as the progress of tax audits, case law, and emerging legislation. The accruals for the Company&amp;#8217;s uncertain tax positions are reflected as income tax payable as a component of accrued expenses and othe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r liabilities. These accruals are reduced upon expiration of the applicable statute of limitations. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company follows a two-step approach for recognizing and measuring uncertain tax positions. The first step is to evaluate the tax position for recognit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion by determining if the weight of available evidence indicates that it is more likely than not that the position will be sustained on audit, including resolution of related appeals or litigation processes, if any. The second step is to measure the tax be&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nefit as the largest amount that is more than 50% likely to be realized upon ultimate settlement. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company&amp;#8217;s policy is to include interest and penalties related to unrecognized income tax benefits within the provision for income taxes on the consolida&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted statements of operations. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On May 29, 2015 the Governor signed Act No. 72 of 2015.  The most relevant provisions of the Act, as applicable to the Company, for taxable years beginning after December 31, 2014, are as follows: (1) establishes a new defin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ition of &amp;#8220;large taxpayers,&amp;#8221; which requires them to file their tax return following a special procedure established by the Secretary of the Treasury, (2) net operating losses carried forward may be deducted up to 70% of the alternative minimum net income fo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r purposes of computing the alternative minimum tax, and (3) net operating losses carried forward may be deducted up to 80% of the net income for purposes of computing the regular corporate income tax.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Government has enacted tax reform in the past and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is expected to do so in the future. In 2014, the Government of Puerto Rico approved an amendment to the Internal Revenue Code, which, among other things, changed the income tax rate for capital gains from 15% to 20%. In addition, in May 2015, the Governme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt approved an increase in the state sales and use tax rate, effective July 1, 2015, from 6% to 10.5% (the municipal sales and use tax remained at a 1% rate), expanded the sales and use tax to certain business-to-business services that were previously exem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pt, and provided for a transition to a value-added tax was expected to become effective on April 1, 2016. Now, the value added tax is expected to become effective on June 1, 2016.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:IncomeTaxPolicyTextBlock>
  <us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy id="ID_204" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;Equity-Based Compensation Plan &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company&amp;#8217;s 2007 Omnibus&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Performance Incentive Plan, as amended and restated (the &amp;#8220;Omnibus Plan&amp;#8221;), provides for equity-based compensation incentives through the grant of stock options, stock appreciation rights, restricted stock, restricted units and dividend equivalents, as well&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as equity-based performance awards. The Omnibus Plan was adopted in 2007, amended and restated in 2008, and further amended in 2010. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The purpose of the Omnibus Plan is to provide flexibility to the Company to attract, retain and motivate directors, offi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cers, and key employees through the grant of awards based on performance and to adjust its compensation practices to the best compensation practice and corporate governance trends as they develop from time to time. The Omnibus Plan is further intended to m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;otivate high levels of individual performance coupled with increased shareholder returns. Therefore, awards under the Omnibus Plan (each, an &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8220;Award&amp;#8221;) are intended to be based upon the recipient&amp;#8217;s individual performance, level of responsibility and potentia&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l to make significant contributions to the Company. Generally, the Omnibus Plan will terminate as of (a)&amp;#160;the date when no more of the Company&amp;#8217;s shares of common stock are available for issuance under the Omnibus Plan or, (b) if earlier, the date the Omnibu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s Plan is terminated by the Company&amp;#8217;s Board of Directors. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Board&amp;#8217;s Compensation Committee (the &amp;#8220;Committee&amp;#8221;), or such other committee as the Board may designate, has full authority to interpret and administer the Omnibus Plan in order to carry out its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;provisions and purposes. The Committee has the authority to determine those persons eligible to receive an Award and to establish the terms and conditions of any Award. The Committee may delegate, subject to such terms or conditions or guidelines as it sha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll determine, to any employee or group of employees any portion of its authority and powers under the Omnibus Plan with respect to participants who are not directors or executive officers subject to the reporting requirements under Section&amp;#160;16(a) of the Sec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;urities Exchange Act of 1934, as amended (the &amp;#8220;Exchange Act&amp;#8221;). Only the Committee may exercise authority in respect to Awards granted to such participants. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Omnibus Plan replaced and superseded the Company&amp;#8217;s 1996, 1998 and 2000 Incentive Stock Option &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Plans (the &amp;#8220;Stock Option Plans&amp;#8221;). All outstanding stock options under the Stock Option Plans continue in full force and effect, subject to their original terms and conditions. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The expected term of stock options granted represents the period of time that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;such options are expected to be outstanding. Expected volatilities are based on historical volatility of the Company&amp;#8217;s shares of common stock over the most recent period equal to the expected term of the stock options. For stock options issued during 2015,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the expected volatilities are based on both historical and implied volatility of the Company&amp;#8217;s shares of common stock.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company follows the fair value method of recording stock-based compensation. The Company used the modified prospective transition m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ethod, which requires measurement of the cost of employee services received in exchange for an award of equity instruments based on the grant date fair value of the award with the cost to be recognized over the service period. It applies to all awards unve&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sted and granted after the effective date and awards modified, repurchased, or cancelled after that date. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
  <us-gaap:ComprehensiveIncomePolicyPolicyTextBlock id="ID_205" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' &gt;Comprehensive Income (Loss) &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Comprehensive income (loss) is defined as the change in equity of a business enterprise during a period from transaction&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s and other events and circumstances, except for those resulting from investments by owners and distributions to owners. GAAP requires that recognized revenue, expenses, gains and losses be included in net income (loss). Although certain changes in assets &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and liabilities, such as unrealized gains and losses on available-for-sale securities and on derivative activities that qualify and are designated for cash flows hedge accounting, net of taxes, are reported as a separate component of the stockholders&amp;#8217; equi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ty section of the consolidated statements of financial condition, such items, along with net income (loss), are components of comprehensive income (loss). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:ComprehensiveIncomePolicyPolicyTextBlock>
  <us-gaap:CommitmentsAndContingenciesPolicyTextBlock id="ID_206" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' &gt;Commitments and Contingencies &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Liabilities for loss contingencies, arising from claims, assessments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, litigation, fines, and penalties and other sources are recorded when it is probable that a liability has been incurred and the amount of the assessment can be reasonably estimated. Legal costs incurred in connection with loss contingencies are expensed a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s incurred.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:CommitmentsAndContingenciesPolicyTextBlock>
  <us-gaap:SubsequentEventsPolicyPolicyTextBlock id="ID_207" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' &gt;Subsequent Events &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; has evaluated other events subsequent to the balance sheet date and prior to the filing of this &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;annual&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; report on Form &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10-K&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;year&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and has adjusted and disclosed those events that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have occurred that would require a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;djustment or disclosure in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:SubsequentEventsPolicyPolicyTextBlock>
  <us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock id="ID_208" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Recent Accounting Developments &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#000000;' &gt;Reclassification of Defaulted Consumer Mortgage Loans upon Foreclosure - &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;In January 2014, the FASB issued ASU 2014-04, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;Rec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;eivables&amp;#8212;Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;. This ASU clarifies when an in-substance repossession or foreclosure occurs that would&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; require a transfer of the mortgage loan to other real estate owned (OREO). Under the ASU, repossession or foreclosure is deemed to have occurred when (1) the creditor obtains legal title to the residential real estate property or (2) the borrower conveys &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;all interest in the residential real estate property to the creditor to satisfy the mortgage loan through completion of a deed in lieu of foreclosure or a similar legal agreement. The ASU becomes effective for annual and interim periods beginning after Dec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ember 15, 2014. The ASU can &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;be adopted using either a modified retrospective method or a prospective transition method with the cumulative effect being recognized in the beginning retained earnings of the earliest annual period for which the ASU is adopted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;. The adoption of this guidance did not have a material effect on our consolidated financial statements, since the Company already followed this approach.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;- &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In June 2014, FASB iss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ued ASU No. 2014-11, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The amendments in the ASU require repurchase-to-maturity transactions to be recorded and accounted for as secured borrowi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ngs. Amendments to Topic 860 also require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty (i.e., a repurchase financing), which will result in secured borrowing accou&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nting for the repurchase agreement, as well as additional required disclosures. The accounting amendments and disclosures are effective for interim and annual periods beginning after December 15, 2014. The disclosures for repurchase agreements, securities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings are required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The adoption of thi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;s guidance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;did&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; not have a material effect on our consolidated financial statements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure- &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In August 2014, FASB issued ASU No. 2014-14, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Receivables&amp;#8212;Troubled Debt Restructurings by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The amendments require a mortgage loan to be derecognized and a separate receivable to be recognized upon foreclosure if the loan has a government&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; guarantee that is non-separable from the loan before foreclosure, the creditor has the ability and intent to convey the real estate property to the guarantor, and any amount of the claim that is determined on the basis of the fair value of the real estate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is fixed. Additionally, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor upon foreclosure. The amendments are effective for annual periods and int&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;erim periods within those annual periods beginning after December 15, 2014. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The adoption of this guidance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;did&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; not have a material effect on our consolidated financial statements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:9pt;' &gt;Future Application of Accounting Standards&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Revenue from Contracts with Customers - &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In May 2014, FASB issued ASU No. 2014-09, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Revenue from Contracts with Customers (Topic 606)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The amendments in ASU 2014-09 supersede the revenue recognition requirements in Topic 605, Revenue Recognition, and most in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dustry-specific guidance. The general principle of the amendments require an entity to recognize revenue upon the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; exchange for those goods or services. The guidance sets forth a five step approach to be utilized for revenue recognition. The amendments are effective for annual reporting periods beginning after December 15, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, including interim periods within that r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eporting period. Management is currently assessing the impact to the Company&amp;#8217;s consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved aft&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;r the Requisite &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;Service Period&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - In June 2014, FASB issued ASU No. 2014-12, Compensation- Stock Compensation (Topic 718):  Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The amendments require that a performance target that affects vesting, and that could be achieved after the requisite service period, be treated as a performance condition.  Specifically, if the performance target becomes probable of being achieved befor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e the end of the requisite service period, the remaining unrecognized compensation cost should b recognized prospectively over the remaining requisite service period. The amendments are effective for annual periods and interim periods within those annual p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eriods beginning after December 15, 2015. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Management does not expect the requirements of this update to have a material impact on the Company&amp;#8217;s financial position, results of operations or cash flows.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Going Concern&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - In August 2014, the FASB issued &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ASU No&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. 2014-15, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Presentation of Financial Statements&amp;#8212;Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity&amp;#8217;s Ability to Continue as a Going Concern,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a new going concern standard, which requires management to assess at each interim and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;annual reporting period whether substantial doubt exists about the company&amp;#8217;s ability to continue as a going concern. Substantial doubt exists if it is probable (the same threshold that is used for contingencies) that the company will be unable to meet its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;obligations as they become due within one year after the date the financial statements are issued or available to be issued (assessment date). Management needs to consider known (and reasonably knowable) events and conditions at the assessment date. For al&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l entities, this standard is effective for annual periods and interim periods within those annual periods beginning after December 15, 2016, with earlier adoption permitted. The adoption of this standard will have no &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;material impact on our financial positi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on or results of operations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Hybrid Financial Instruments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - In December 2014, the FASB issued &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ASU No. 2014-16, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is Mor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;e Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force),&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; a standard that will require a company that issues or invests in a hybrid financial instrument (e.g., a preferred share with a redemption feature, a conversion feature, or bo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;th) to determine the nature of the host contract by considering the economic characteristics of the entire instrument, including the embedded derivative feature that is being evaluated for separate accounting. Concluding the host contract is debt-like (ver&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sus equity-like) may result in substantially different answers about whether certain features must be accounted for separately. The guidance provides a modified retrospective transition for all existing hybrid financial instruments in the form of a share, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with the option for full retrospective application. The new standard is effective for public business entities in fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption, including adoption in an inter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;im period, is permitted. The adoption of this standard will have no material impact on our financial position or results of operations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Amendment to the Consolidation Analysis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- In &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;February 2015, the FASB issued ASU 2015-02, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Consolidation (Topic 810): A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;mendment to the Consolidation Analysis (&amp;#8220;ASU 2015-02&amp;#8221;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, which changes the analysis that a reporting entity must perform to determine whether it should consolidate certain legal entities. All legal entities are subject to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reevaluation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; under the revised consolidation model. Specifically, the amendments: &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;1)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities (VIEs) or voting interest entities &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;2)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Eliminate the presumpt&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ion that a general partner should consolidate a limited partnership &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;3)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Affect the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related party relationships &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;4)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Provid&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e a scope exception from consolidation guidance for reporting entities with interest in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for registered money market funds. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:12pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amendments of this update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 31, 2015. Early adoption is permitted, including adoption in an interim period. If an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; entity early adopts in an interim period, any adjustment should be reflected as of the beginning of the fiscal year of that includes that interim period. The amendments may be applied using a modified retrospective approach by recording a cumulative-effec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t adjustment to equity as of the beginning of the fiscal year of adoption. A reporting entity may also apply the amendments of this ASU retrospectively. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The adoption of this standard will have no &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;material impact on our financial position or results of oper&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ations.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:18pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Extraordinary and Unusual Items&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt; - &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;In January 2015, the FASB issued ASU 2015-01, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Income Statement &amp;#8211; (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items (&amp;#8220;ASU 2015-01&amp;#8221;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, which eliminates fro&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;m GAAP the concept of extraordinary items. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports the classification as an extraordinary item. If an event or transaction &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The entity is also required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Eliminating the concept of extraordinary items will save time and reduce costs for preparers &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;because they will not have to assess whether a particular event or transaction event is extraordinary. This will alleviate uncertainty for preparers, auditors, and regulators because auditors and regulators no longer will need to evaluate whether a prepare&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r treated an unusual and/or infrequent item appropriately. The presentation and disclosure guidance for items that are unusual in nature and occur infrequently will be retained and will be expanded to include items that are both unusual in nature and infre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;quently occurring. The amendments of this update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 31, 2015. The amendments may be applied prospectively or retrospectively to all prior periods presented&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the financial statements. Early adoption is permitted provided is applied from the beginning of the fiscal year of adoption. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The adoption of this standard will have no &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;material impact on our financial position or results of operations.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Simplifying &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;the Presentation of Debt Issuance Costs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- In April 2015, the FASB issued ASU No. 2015-03, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;Simplifying the Presentation of Debt Issuance Costs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (&amp;#8220;ASU 2015-03&amp;#8221;). ASU 2015-03 requires that all costs incurred to issue debt be presented in the balance sheet as a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; direct deduction from the carrying value of the associated debt liability rather than as an asset. The standard does not affect the recognition and measurement of debt issuance costs; therefore, the amortization of such costs shall continue to be reported&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as interest expense. ASU 2015-03 will be effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015, with early adoption permissible for financial statements that have not been previously issued. The new g&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uidance is to be applied on a retrospective basis to all prior periods. The Company does not expect the adoption of ASU 2015-03 to have a material impact on its consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#000000;' &gt;Recognition and Measurement of Financial Assets and Liabili&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;ties&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; - In January 2016 the FASB released ASU No. 2016-01, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' &gt;Recognition and Measurement of Financial Assets and Liabilities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;. The main provisions of the update are to eliminate the available for sale classification of accounting for equity securities and to a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;djust the fair value disclosures for financial instruments carried at amortized costs such that the disclosed fair values represent an exit price as opposed to an entry price. The provisions of this update will require that equity securities be carried at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;fair market value on the balance sheet and any periodic changes in value will be adjustments to the income statement. A practical expedient is provided for equity securities without a readily determinable fair value, such that these securities can be carri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ed at cost less any impairment. The provisions of this update become effective for interim and annual periods beginning after December&amp;#160;15,&amp;#160;2017. Management does not expect the requirements of this update to have a material impact on the Company&amp;#8217;s financial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; position, results of operations or cash flows.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#000000;' &gt;Leases&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;- In &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;February 2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the FASB released &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ASU 2016-02, Leases (Topic 842)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, which supersedes ASC Topic 840 and sets out the principles for the recognition, measurement, presentation and disclosure of leases&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for both &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lessors&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and lessees. The new standard requires lessees to apply a dual approach, classifying leases as either finance or operating leases based on the principle of whether or not the lease is effectively a financed purchase by the lessee. This cl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assification will determine whether lease expense is recognized based on an effective interest method or on a straight-line basis over the term of the lease, respectively. A lessee is also required to record a right-of-use asset and a lease liability for a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll leases with a term greater than 12 months regardless of their classification. Leases with a term of 12 months or less will be accounted for similar to existing guidance for operating leases today. The new standard requires &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lessors&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to account for leases &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;using an approach that is substantially equivalent to existing guidance for sales-type leases, direct financing leases and operating leases. The amendments of this Update are effective for fiscal years, and interim periods within those fiscal years, beginn&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing after December 15, 2018, with early adoption permitted. The ASU is expected to impact the Company&amp;#8217;s consolidated financial statements since the Company has certain operating lease arrangements for which it is the lessee. The Company is currently evalua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ting the impact that the adoption of this accounting pronouncement will have on its consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;Other Potential Amendments to Current Accounting Standards - &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;FASB and the International Accounting Standards Board, either jointly or se&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;parately, are currently working on several major projects, including amendments to existing accounting standards governing financial instruments, leases, and consolidation and investment companies. As part of the joint financial instruments project, FASB h&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as issued a proposed ASU that would result in significant changes to the guidance for recognition and measurement of financial instruments, in addition to the proposed ASU that would change the accounting for credit losses on financial instruments discusse&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d above. FASB is also working on a joint project that would require substantially all leases to be capitalized on the balance sheet. Upon completion of the standards, the Company will need to re-evaluate its accounting and disclosures. However, due to ongo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing deliberations of the standard setters, the Company is currently unable to determine the effect of future amendments or proposals.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
  <us-gaap:RestrictedAssetsDisclosureTextBlock id="ID_209" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;&amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;RESTRICTED CASH&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table includes the composition of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;restricted cash&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:129.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Cash pledged as collateral to other financial institutions to secure:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,980&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Obligations under agreement of loans sold with recourse&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,427&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;8,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At December 31, 2015 and 2014, the Bank&amp;#8217;s international banking entities, Oriental International Bank Inc. (&amp;#8220;OIB&amp;#8221;) and Oriental Overseas, a division of the Bank, each held unencumbered certificates of deposit in the amount &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;300&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as the legal reserve required for international banking entities under Puerto Rico law. Each certificate of deposit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cannot be withdrawn by OIB or Oriental Overseas without prior written approval of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;OCFI.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As part of its derivative activities, the Comp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;any has entered into collateral agreements with certain financial counterparties.  At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Company had delivered $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.0 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and $3.0 million, respectively,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of cash as collateral for such derivatives activities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As part of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the BBVA Acquisition, the Company assumed a contract with FNMA which required collateral to guarantee the repurchase, if necessary, of loans sold with recourse. At&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Company delivered as collateral cash amounting to $1.4 m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;illion and $5.4 million, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Bank is required by Puerto Rico law to maintain average weekly reserve balances to cover demand deposits&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The amount of those minimum average reserve balances for the week that covered &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;14&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; - $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;141.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million). At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Bank complied with the requirement. Cash and due from bank as well as other short-term, highly liquid securities are used to cover the required average reserve&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; balances&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:RestrictedAssetsDisclosureTextBlock>
  <us-gaap:ScheduleOfRestrictedCashAndCashEquivalentsTextBlock id="ID_210" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table includes the composition of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;restricted cash&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:129.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Cash pledged as collateral to other financial institutions to secure:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,980&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Obligations under agreement of loans sold with recourse&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,427&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;8,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfRestrictedCashAndCashEquivalentsTextBlock>
  <us-gaap:RestrictedCashAndCashEquivalents id="ID_211" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_InvestmentTypeAxis_ofg_ResidentialLoansSoldWithRecourseMember" unitRef="USD" decimals="-3">5427000</us-gaap:RestrictedCashAndCashEquivalents>
  <us-gaap:RestrictedCashAndCashEquivalents id="ID_212" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">2980000</us-gaap:RestrictedCashAndCashEquivalents>
  <ofg:ReserveRequiredByLocalGoverment id="ID_213" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">148300000</ofg:ReserveRequiredByLocalGoverment>
  <ofg:ReserveRequiredByLocalGoverment id="ID_214" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">141500000</ofg:ReserveRequiredByLocalGoverment>
  <ofg:CertificatesofdepositsSubsidiary id="ID_215" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">300000</ofg:CertificatesofdepositsSubsidiary>
  <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock id="ID_216" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;&amp;#8211; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;INVESTMENT &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;SECURITIES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:18pt;' &gt;Money Market Investments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; considers as cash equivalents all money market instruments that are not pledged and that have&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;maturities of three months or less at the date of acquisition. At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, money market instruments included as part of cash and cash equivalents &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to $4.7 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in both periods&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:18pt;' &gt;Investment Securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amortized cost, gross unrealized gains and losses, fair value, and weighted average yield of the securities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;owned by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:306.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:306.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:306.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:306.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;735,363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;759,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.97%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;58,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.19%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;137,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,741&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;135,073&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.85%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total mortgage-backed securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;930,279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;953,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.82%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.36%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of Puerto Rico government and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.24%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.98%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,099&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.94%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;               Total securities available for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;955,646&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.87%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Held-to-maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;595,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;589,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.24%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        US Treasury securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.49%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;               Total securities held to maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;620,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,936&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;614,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.17%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,575,835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,285&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,589,288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.60%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:304.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:69.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69.75pt;text-align:center;border-color:Black;min-width:69.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:left;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;972,836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37,876&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,009,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.12%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.94%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;179,146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;176,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.81%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total mortgage-backed securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,156,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,364&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,190,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.92%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.34%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of Puerto Rico government and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            public instrumentalities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5.41%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.95%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;31,224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;26,147&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.23%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,187,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,216,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.96%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Held-to-maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:left;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;162,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;164,154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.48%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,350,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,380,692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.90%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amortized cost and fair value of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&amp;#8217;s investment securities at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, by contractual maturity, are shown in the next table. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Securities not due on a single contractual maturity date, such as collateralized mortgage obligations, are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;classified in the period of final contractual maturity. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:299.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:299.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:148.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:148.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Available-for-sale &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:142.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Held-to-maturity &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:70.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:70.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:148.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:148.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:142.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Due after 5 to 10 years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,098&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total due after 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15,098&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Due after 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;720,265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;744,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;595,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;589,718&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;58,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;137,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;135,073&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total due after 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;915,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;937,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;595,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;589,718&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total  mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;930,279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;953,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;595,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;589,718&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Due from 1 to 5 years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        US Treasury securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of Puerto Rico government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,733&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total due from 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,733&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Due after 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of US government and sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total due after 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Due after 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of Puerto Rico government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,293&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total due after 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,512&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total  investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;955,646&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;620,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;614,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company, as part of its asset/liability management, may purchase U.S. Treasury securities and U.S. government-sponsored agency discount notes close to their maturities as alternatives to cash deposits at correspondent banks or as a short term vehicle &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to reinvest the proceeds of sale transactions until investment securities with attractive yields can be pur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;chased.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; During &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Company &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sold &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$63.5 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;99.4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and $141.2 million, respectively,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of available-for-s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ale Government National Mortgage &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Association (&amp;#8220;GNMA&amp;#8221;) certificates as part of its recurring mortgage loan origination and securitization activities. These sales did not realize any gains or losses during such periods. During the year ended December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5, the Company retained securitized GNMA pools totaling $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;54.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amortized cost, at a yield of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.09&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% from its own originations. Previously, the Company was selling all securitized GNMA pools.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For the year&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and 2014, the Compan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y recorded a net gain on sale of securities of $2.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $4.4 million, respectively and a net loss of $35 thousand for the year ended December 31, 2013. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The table below presents the gross realized gains &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by category for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;such periods&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:246pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Book Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale Price&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;at Sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:246pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale of securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,524&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;103,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;101,259&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:253.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:253.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Book Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale Price&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;at Sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:253.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:253.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale of securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;115,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;110,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;214,518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;210,152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:253.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:253.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Book Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale Price&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;at Sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:253.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:253.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale of securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;141,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;141,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;141,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;141,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; show the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s gross unrealized losses and fair value of investment securities availab&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;le-for-sale and held-to-maturity&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, aggregated by investment category and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; length of time that individual securities have been in a continuo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;us unrealized loss position at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12 months or more &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;103,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100,930&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of Puerto Rico government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,731&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;121,141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;114,661&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Less than 12 months &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US Government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,405&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;149,480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;147,971&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of US government and sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,093&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities held-to-maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC Certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;468,487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;462,622&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    US Treausury Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;673,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,805&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;666,052&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US Government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;129,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,741&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;126,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;149,480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;147,971&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of Puerto Rico Government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,731&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of US government and sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,093&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;301,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;293,130&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities held-to-maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;468,487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;462,622&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    US Treasury Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;794,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,285&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;780,713&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12 months or more &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of Puerto Rico government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;143,928&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,086&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;140,842&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;113,376&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;112,204&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;278,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;268,787&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Less than 12 months &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,105&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,705&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;78,908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;78,810&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;159,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;155,947&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;177,112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;175,909&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of Puerto Rico government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;357,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;347,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Company performs valuations of the investment securities on a monthly basis. Moreover, the Company conducts quarterly reviews to identify and evaluate each investment in an unrealized loss position for other-than-temporary impairment. Any portion of a dec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;line in value associated with credit loss is recognized in the statements of operations with the remaining noncredit-related component recognized in other comprehensive income (loss). A credit loss is determined by assessing whether the amortized cost basi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of the security will be recovered by comparing the present value of cash flows expected to be collected from the security, discounted at the rate equal to the yield used to accrete current and prospective beneficial interest for the security. The shortfa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ll of the present value of the cash flows expected to be collected in relation to the amortized cost basis is considered to be the &amp;#8220;credit loss.&amp;#8221; Other-than-temporary impairment analysis is based on estimates that depend on market conditions and are subjec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t to further change over time. In addition, while the Company believes that the methodology used to value these exposures is reasonable, the methodology is subject to continuing refinement, including those made as a result of market developments. Consequen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tly, it is reasonably possible that changes in estimates or conditions could result in the need to recognize additional other-than-temporary impairment charges in the future. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Most of the investments ($&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;777.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, amortized cost, or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;98&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%) with&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; an unreal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ized loss position at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; consist of securities issued or guaranteed by the U.S. Treasury or U.S. government-sponsored agencies, all of which are highly liquid securities that have a large and efficient secondary market. Their aggregate loss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es and their variability from period to period are the result of changes in market conditions, and not due to the repayment capacity or creditworthiness of the issuers or guarantors of such securities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The remaining &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;investments ($&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;17.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, amortized c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ost, or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%) with an unrealized&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loss position at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; consist of obligations issued or guaranteed by the government of Puerto Rico and its political subdivisions or instrumentalities. The decline in the market value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of these securities is main&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ly attributed to an increase in volatility as a result of changes in market conditions that reflect the significant economic and fiscal challenges that Puerto Rico is facing, including a protracted economic recession, sizable government debt-service obliga&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tions and structural budget deficits, high unemployment and a shrinking population. Moreover, the negative rating decisions taken by the credit rating agencies have affected the market value and liquidity of these securities. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e Company &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;performed a cash flow analysis of its&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Puerto Rico government bonds to calculate the cash flows expected to be collected and determine if any portion of the decline in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;market value of these investments was considered &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;an other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-than-temporary impair&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ment. The analysis derives an estimate of value based on the present value of risk-adjusted future cash flows of the underlying investments, and included the following components:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The contractual future cash flows of the bonds are projected based on the k&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ey terms as set forth in the official statements for each investment. Such key terms include among others the interest rate, amortization schedule, if any, and maturity date.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The risk-adjusted cash flows are calculated based on a monthly default probabilit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y and recovery rate assumptions based on the credit rating of each investment. Constant monthly default rates are assumed throughout the life of the bonds which are based on the respective security&amp;#8217;s credit rating as of the date of the analysis.&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The adjust&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed future cash flows are then discounted at the original effective yield of each investment based on the purchase price and expected risk-adjusted future cash flows as of the purchase date of each investment.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For PRHTA obligation totaling $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, am&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ortized cost, or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;36&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the obligations issued or guaranteed by the government of Puerto Rico and its political subdivisions or instrumentalities, the discounted cash flow analysis for the investments showed a cumulative default probability at maturity of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9.78&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, thus reflecting that it is more likely than not that the bonds will not default at all during their remaining terms. Based on this analysis, the Company determined that it is more likely than not that it will recover all interest and principal inves&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted in t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;his Puerto Rico government bond&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and is therefore not required to recognize a credit loss as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Also, the Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s conclusion is based on the assessment of the specific source of repayment of th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e outstanding bond, which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;continue&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s to perform. PRHTA started &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;principal repayment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on July &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;All scheduled &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;principal and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest payments are being collected.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For PRIDCO and PBA obligations amounting to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;12.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, amortized cost, or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;64&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of the Puerto Rico government debt secu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; held by the Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the discounted cash flow analysis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; showed a cumulative default &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at matu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rity in the range up to 46.03% &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;using a recovery rate of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;65&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Taking into consideration that the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; PBA &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;bonds are guaranteed by the full faith and credit of the Co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mmonwealth of Puerto Rico and the recent downgrades of the general obligation debts after the government announced it needs to restructure its debt, the Company concluded that it is more likely than not that this bond will default during its remaining term&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; until maturity in 2028. Based on the above, during the year ended December 31, 2015 an other-than-temporary impairment was recorded in earnings for the amount of $1.5 million, which represents the estimated loss resulting from the discounted cash flow ana&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lysis. The non-credit related portion of the unrealized losses amounting to $3.2 million was recognized in other comprehensive income, net of related taxes.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Prospectively, for debt securities for which other-than-temporary impairments was recognized in e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;arnings, the difference between the new amortized cost basis and the cash flows expected to be collected will be accreted as interest income. If upon subsequent evaluation, there is a significant increase in the cash flows expected to be collected or if ac&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tual cash flows are significantly greater than cash flows previously expected, such changes will be accounted for as a prospective adjustment to the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; yield. Subsequent increases and decreases (if not other-than-temporary impairment) in the fair v&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;alue of available-for-sale securities will be included in other comprehensive income (loss).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Further negative evidence impacting the liquidity and sources of repayment of the obligations of Puerto Rico and its political subdivisions, could result in a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;further charge to earnings to recognize estimated credit losses determined to be other-than-temporary.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At December 31, 2015, t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; has cash flow capacity, sufficient liquidity and a strong capital position to maintain the bonds and does not need to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sell them in a loss position&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and it is not likely that the Company will have to sell the investment securities prior to recovery of their amortized cost basis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rollforward&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of credit-related impairment losses recognized in ea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rnings for the year ended December 31, 2015 (non in 2014 and 2013) on available-for-sale securities that the Company does not have the intent to sell or will not more-likely-than-not be required to sell:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:110.25pt;text-align:center;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:110.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:114.75pt;text-align:center;border-color:Black;min-width:114.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:396.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Additions from credit losses recognized on available-for-sale securities that had no previous impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:396.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
  <invest:InvestmentTableTextBlock id="ID_217" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amortized cost, gross unrealized gains and losses, fair value, and weighted average yield of the securities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;owned by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:306.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:306.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:306.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:306.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;735,363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;759,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.97%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;58,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.19%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;137,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;27&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,741&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;135,073&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.85%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total mortgage-backed securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;930,279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;953,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.82%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.36%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of Puerto Rico government and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.24%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.98%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,099&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.94%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;               Total securities available for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;955,646&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,312&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.87%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Held-to-maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;595,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;589,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.24%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        US Treasury securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.49%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;               Total securities held to maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;620,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;426&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,936&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;614,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.17%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,575,835&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,285&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,589,288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.60%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:304.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:69.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69.75pt;text-align:center;border-color:Black;min-width:69.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Yield&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='13' rowspan='1' style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:left;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;972,836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37,876&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,009,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.12%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.94%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;179,146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;136&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;176,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.81%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total mortgage-backed securities &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,156,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,364&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,190,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.92%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.34%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of Puerto Rico government and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            public instrumentalities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5.41%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.95%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;31,224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;26,147&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.23%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,187,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,216,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.96%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Held-to-maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:left;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;162,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;164,154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.48%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,350,431&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,380,692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2.90%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:34.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amortized cost and fair value of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&amp;#8217;s investment securities at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, by contractual maturity, are shown in the next table. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:299.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:299.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:148.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:148.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Available-for-sale &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:142.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Held-to-maturity &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:70.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:70.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:70.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized Cost&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:148.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:148.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:142.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Due after 5 to 10 years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,098&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total due after 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15,098&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Due after 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;720,265&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;744,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;595,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;589,718&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,129&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;58,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;137,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;135,073&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total due after 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;915,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;937,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;595,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;589,718&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total  mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;930,279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;953,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;595,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;589,718&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Due from 1 to 5 years &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        US Treasury securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of Puerto Rico government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,733&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total due from 1 to 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,733&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,438&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Due after 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of US government and sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total due after 5 to 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Due after 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Obligations of Puerto Rico government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,293&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Other debt securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total due after 10 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,512&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total  investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;955,646&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;620,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;614,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</invest:InvestmentTableTextBlock>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_218" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">930279000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_219" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">27184000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_220" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">4250000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_221" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">953213000</us-gaap:AvailableForSaleSecurities>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_222" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">128000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_223" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">4099000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_224" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">21396000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_225" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">735363000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_226" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">25791000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_227" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">1509000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_228" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">759645000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_229" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">57129000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_230" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">1366000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_231" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">0</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_232" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">58495000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_233" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">137787000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_234" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">27000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_235" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">2741000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_236" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">135073000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_237" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">5122000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_238" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">0</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_239" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">29000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_240" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">5093000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_241" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">17801000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_242" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">0</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_243" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">4070000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_244" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">13731000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_245" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">2444000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_246" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">128000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_247" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_248" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">2572000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_249" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">25367000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_250" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">27312000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_251" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">8349000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_252" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">595157000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_253" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">589718000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <ofg:HeldToMaturitySecuritiesUnrecognizedGains id="ID_254" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">426000</ofg:HeldToMaturitySecuritiesUnrecognizedGains>
  <ofg:HeldToMaturitySecuritiesUnrecognizedLoss id="ID_255" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">5865000</ofg:HeldToMaturitySecuritiesUnrecognizedLoss>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_256" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">620189000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_257" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0292</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_258" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="pure" decimals="4">0.0541</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_259" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="pure" decimals="4">0.0134</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_260" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="pure" decimals="4">0.0312</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_261" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="pure" decimals="4">0.0181</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_262" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="pure" decimals="4">0.0295</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_263" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="pure" decimals="4">0.0423</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_264" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="pure" decimals="4">0.0494</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_265" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.0296</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <us-gaap:AvailableForSaleSecurities id="ID_266" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">26147000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_267" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">7148000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_268" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">4473000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_269" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">157000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_270" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">8000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_271" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">176129000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_272" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">31224000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_273" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">3153000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_274" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">1009509000</us-gaap:AvailableForSaleSecurities>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_275" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">37876000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_276" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">38300000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_277" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">7181000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_278" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">1156455000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_279" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">179146000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_280" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">3137000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_281" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">15672000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="ID_282" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">4753000</us-gaap:AvailableForSaleSecurities>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_283" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">38490000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_284" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">3294000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_285" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">972836000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_286" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">0</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_287" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">20939000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_288" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">190000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_289" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">4364000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_290" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">288000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_291" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">136000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_292" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">1203000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci id="ID_293" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">33000</ofg:AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci>
  <us-gaap:AvailableForSaleSecurities id="ID_294" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">1190391000</us-gaap:AvailableForSaleSecurities>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_295" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">9631000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_296" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">5267000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_297" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">5267000</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_298" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">0</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci id="ID_299" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</ofg:AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci>
  <ofg:Marketablesecuritiesamortizedcost id="ID_300" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1350431000</ofg:Marketablesecuritiesamortizedcost>
  <ofg:MarketableSecuritiesGrossUnrealizedGain id="ID_301" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">39892000</ofg:MarketableSecuritiesGrossUnrealizedGain>
  <ofg:MarketableSecuritiesGrossUnrealizedLosses id="ID_302" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">9631000</ofg:MarketableSecuritiesGrossUnrealizedLosses>
  <us-gaap:MarketableSecurities id="ID_303" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1380692000</us-gaap:MarketableSecurities>
  <ofg:MarketableSecuritiesWeightedAverageYield id="ID_304" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.029</ofg:MarketableSecuritiesWeightedAverageYield>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_305" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">162752000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <ofg:HeldToMaturitySecuritiesUnrecognizedGains id="ID_306" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">1402000</ofg:HeldToMaturitySecuritiesUnrecognizedGains>
  <ofg:HeldToMaturitySecuritiesUnrecognizedLoss id="ID_307" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">0</ofg:HeldToMaturitySecuritiesUnrecognizedLoss>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_308" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">164154000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_309" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="pure" decimals="4">0.0248</ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_310" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">162752000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <ofg:HeldToMaturitySecuritiesUnrecognizedGains id="ID_311" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1402000</ofg:HeldToMaturitySecuritiesUnrecognizedGains>
  <ofg:HeldToMaturitySecuritiesUnrecognizedLoss id="ID_312" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:HeldToMaturitySecuritiesUnrecognizedLoss>
  <ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_313" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.0248</ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_314" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember" unitRef="USD" decimals="-3">15098000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_315" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember" unitRef="USD" decimals="-3">15228000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_316" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember" unitRef="USD" decimals="-3">915181000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_317" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember" unitRef="USD" decimals="-3">937985000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_318" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember" unitRef="USD" decimals="-3">8733000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_319" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember" unitRef="USD" decimals="-3">7438000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_320" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember" unitRef="USD" decimals="-3">5122000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_321" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember" unitRef="USD" decimals="-3">5093000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_322" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember" unitRef="USD" decimals="-3">11512000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_323" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember" unitRef="USD" decimals="-3">8865000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_324" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">15098000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_325" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">15228000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_326" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">720265000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_327" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">744417000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_328" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">57129000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_329" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">58495000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_330" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">137787000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_331" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">135073000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_332" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">8733000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_333" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">7438000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_334" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">5122000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_335" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">5093000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_336" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">9068000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_337" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">6293000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost id="ID_338" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">2444000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities id="ID_339" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">2572000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_340" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_341" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_342" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">589718000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_343" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_344" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_345" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember" unitRef="USD" decimals="-3">589718000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_346" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">589718000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_347" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_348" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember" unitRef="USD" decimals="-3">24961000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_349" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_350" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_351" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_352" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_353" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_354" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">24961000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_355" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_356" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember" unitRef="USD" decimals="-3">595157000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_357" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember" unitRef="USD" decimals="-3">25032000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_358" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_359" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_360" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">25032000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_361" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">595157000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_362" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_363" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">595157000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_364" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_365" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_366" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_367" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromFiveToTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_368" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_369" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueAfterTenYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:RealizedGainLossOnInvestmentsTableTextBlock id="ID_370" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below presents the gross realized gains &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by category for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;such periods&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:246pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Book Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale Price&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;at Sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:246pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale of securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,524&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;103,831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;101,259&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:253.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:253.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Book Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale Price&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;at Sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:253.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:253.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale of securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;115,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;110,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;214,518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;210,152&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:253.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:253.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Book Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Description&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale Price&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;at Sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Gains&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Losses&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:253.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:253.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Sale of securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;141,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;141,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;141,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;141,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;35&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:RealizedGainLossOnInvestmentsTableTextBlock>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ID_371" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">103831000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <ofg:AvailableForSaleSecuritiesBookValue id="ID_372" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">101259000</ofg:AvailableForSaleSecuritiesBookValue>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains id="ID_373" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">2572000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses id="ID_374" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains id="ID_375" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">2571000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ID_376" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">40307000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses id="ID_377" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses>
  <ofg:AvailableForSaleSecuritiesBookValue id="ID_378" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">37736000</ofg:AvailableForSaleSecuritiesBookValue>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses id="ID_379" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ID_380" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">63524000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <ofg:AvailableForSaleSecuritiesBookValue id="ID_381" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">63523000</ofg:AvailableForSaleSecuritiesBookValue>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains id="ID_382" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">1000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ID_383" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">115158000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <ofg:AvailableForSaleSecuritiesBookValue id="ID_384" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">110792000</ofg:AvailableForSaleSecuritiesBookValue>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains id="ID_385" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">4366000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses id="ID_386" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses id="ID_387" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains id="ID_388" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <ofg:AvailableForSaleSecuritiesBookValue id="ID_389" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">99360000</ofg:AvailableForSaleSecuritiesBookValue>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ID_390" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">99360000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ID_391" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">214518000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <ofg:AvailableForSaleSecuritiesBookValue id="ID_392" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">210152000</ofg:AvailableForSaleSecuritiesBookValue>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses id="ID_393" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains id="ID_394" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">4366000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost id="ID_395" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">278320000</ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments id="ID_396" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">9533000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_397" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">268787000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments id="ID_398" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">5267000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_399" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">15672000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost id="ID_400" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">20939000</ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_401" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">140842000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments id="ID_402" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">3086000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments>
  <ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost id="ID_403" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">143928000</ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost>
  <ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost id="ID_404" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">113376000</ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_405" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">112204000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments id="ID_406" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">1172000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments id="ID_407" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">8000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments>
  <ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost id="ID_408" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">77000</ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_409" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">69000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost id="ID_410" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">78908000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments id="ID_411" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">98000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_412" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">78810000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost id="ID_413" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">15172000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments id="ID_414" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">67000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_415" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">15105000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost id="ID_416" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">63736000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_417" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">63705000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments id="ID_418" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">31000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost id="ID_419" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">357228000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal id="ID_420" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">9631000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_421" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">347597000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal id="ID_422" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">3153000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_423" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">155947000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost id="ID_424" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="-3">159100000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost id="ID_425" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">177112000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal id="ID_426" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">1203000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_427" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">175909000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_428" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">15672000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal id="ID_429" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">5267000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost id="ID_430" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">20939000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_431" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">69000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal id="ID_432" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">8000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost id="ID_433" contextRef="AS_OF_Dec31_2014_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">77000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost>
  <ofg:InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPosition id="ID_434" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">17800000</ofg:InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPosition>
  <ofg:InvestmentsGuaranteedByUsTreasuryAndSponsoredAgenciesinUnrealizedLossPosition id="ID_435" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">777200000</ofg:InvestmentsGuaranteedByUsTreasuryAndSponsoredAgenciesinUnrealizedLossPosition>
  <ofg:Investmentsguaranteedbyustreasuryandsponsoredagenciesinunrealizedlosspositionpercentagetototalinvestmentinunrealizedlossposition id="ID_436" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="6">0.98</ofg:Investmentsguaranteedbyustreasuryandsponsoredagenciesinunrealizedlosspositionpercentagetototalinvestmentinunrealizedlossposition>
  <ofg:InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionPercentageToTotalInvestmentInUnrealizedLossPosition id="ID_437" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="6">0.02</ofg:InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionPercentageToTotalInvestmentInUnrealizedLossPosition>
  <ofg:MinimumGovernmentBondProbabilityOfDefault id="ID_438" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="6">0.0978</ofg:MinimumGovernmentBondProbabilityOfDefault>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities id="ID_439" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">4662000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities>
  <us-gaap:ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock id="ID_440" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:177pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:177pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:84.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:84.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:177pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:177pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pledged investment securities to secure:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,021,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,088,526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,043&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Puerto Rico Cash &amp;amp; Money Market Fund&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;81,576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;76,259&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Bond for the Bank&amp;#39;s trust operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;        Total pledged investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,111,425&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,171,933&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pledged residential mortgage loans to secure:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Advances from the Federal Home Loan Bank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,095,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,013,106&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pledged commercial loans to secure:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Advances from the Federal Home Loan Bank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;253,263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;139,043&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Federal Reserve Bank Credit Facility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;179,895&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Puerto Rico public fund deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;410,932&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;414,481&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;677,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;733,419&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pledged auto loans and leases to secure:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Federal Reserve Bank Credit Facility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;884,339&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;            Total pledged assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2,884,307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,802,797&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial assets not pledged:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;483,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;207,357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;379,065&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;586,040&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,287,036&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,349,467&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;295,492&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;266,498&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Auto loans and leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;929,666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;123,258&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;            Total assets not pledged&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,374,632&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2,532,620&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock>
  <us-gaap:PastDueFinancingReceivablesTableTextBlock id="ID_441" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s present&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the aging of the recorded investment in gross &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;originated and other &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; held for investment as of December 31, 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by class of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Mortgage loans past due include&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; delinquent loans in the GNMA buy-back option program. Servicers of loans unde&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rlying GNMA mortgage-backed securities must report as their own assets the defaulted loans that they have the option (but not the obligation) to repurchase, even when they elect not to exercise that option&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:410.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:410.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:357.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Traditional (by origination year):&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Up to the year 2002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;51,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,789&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2003 and 2004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,036&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,536&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,823&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;88,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,549&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,040&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;54,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,934&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;78,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:26.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2007, 2008 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and 2009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,733&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;74,590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;91,546&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2010, 2011, 2012, 2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;137,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;150,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2014 and 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,793&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;46,823&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;552,556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;742&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Non-traditional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Loss mitigation program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;101,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66,832&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;102,922&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;640,587&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;749,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Home equity secured personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA&amp;#39;s buy-back option program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;74,841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;110,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;640,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;757,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;227,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;227,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;712&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;194,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;206,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;686&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;466&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,073&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;231,840&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;241,090&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,073&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,034&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,285&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,907&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;706,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;728,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;108,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;108,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;380,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,565&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;105,748&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;107,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;639&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;75,489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;192,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;518,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;712,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,677&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;195,545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,224,966&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,441,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:430.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:430.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:378.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:378.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Overdrafts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal lines of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,884&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;196,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;201,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Cash collateral personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,450&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,750&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,043&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;237,346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;242,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;53,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,898&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,293&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;78,757&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;590,357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;669,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;70,660&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;44,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;100,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;215,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;201,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,693,602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,111,590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:412.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:412.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Traditional (by origination year):&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Up to the year 2002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;54,064&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2003 and 2004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87,506&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;60,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,298&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;67,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:26.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2007, 2008 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and 2009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,283&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,646&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77,990&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2010, 2011, 2012, 2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,394&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,900&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,286&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;149,030&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;162,316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;365&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,895&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;527,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;619,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;588&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Non-traditional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;584&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Loss mitigation program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,199&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,419&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;124,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;616,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;748,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Home equity secured personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA&amp;#39;s buy-back option program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;42,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;98,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;166,802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;616,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;791,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,494&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;154,515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;164,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;166,017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;175,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,206&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;504,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;523,643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;478,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;478,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;91,716&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;92,334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;86,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,957&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;762,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;766,089&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,266,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,289,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:412.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:412.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;874&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Overdrafts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal lines of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,962&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,822&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;743&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;144,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;147,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Cash collateral personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,579&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;181,725&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;186,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;47,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,420&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;71,994&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;503,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;575,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;94,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;116,065&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;255,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,568,446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,843,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s present&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the aging of the recorded investment in gross&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; acquired BBVAPR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accounted for under ASC 310-20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015 and 2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by class of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:433.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:433.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:381pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:381pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,422&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,422&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;393&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;944&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;96,248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;106,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;       Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,683&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,721&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;139,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;152,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:412.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:412.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;758&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,193&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,932&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,376&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,399&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,419&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,527&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,704&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;41,640&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,003&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,453&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;168,988&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;184,782&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;       Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;221,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;242,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:PastDueFinancingReceivablesTableTextBlock>
  <ofg:LoansGrantedToPuertoRicoGovernment id="ID_442" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">334600000</ofg:LoansGrantedToPuertoRicoGovernment>
  <ofg:LoansGrantedToPuertoRicoGovernment id="ID_443" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">450200000</ofg:LoansGrantedToPuertoRicoGovernment>
  <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality id="ID_444" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1945098000</us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality>
  <ofg:NonAccretableDiscount id="ID_445" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">434190000</ofg:NonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected id="ID_446" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1510908000</ofg:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected>
  <ofg:AccretableYield id="ID_447" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">361688000</ofg:AccretableYield>
  <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality id="ID_448" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">2394378000</us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality>
  <ofg:NonAccretableDiscount id="ID_449" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">456627000</ofg:NonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected id="ID_450" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1937751000</ofg:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected>
  <ofg:AccretableYield id="ID_451" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">445946000</ofg:AccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross id="ID_452" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1149220000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses id="ID_453" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">25785000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses id="ID_454" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">13481000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross id="ID_455" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1491805000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross>
  <ofg:CarryingAmountsOfAcquiredLoansTabularDisclosureTableTextBlock id="ID_456" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The carrying &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amount corresponding to acquired BBVAPR loans with deteriorated credit quality, including those accounted under ASC 310-30 by analogy, in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;statements of financial condition at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:192pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:192pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:192pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:192pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Contractual required payments receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$1,945,098&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$2,394,378&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: Non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$434,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$456,627&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash expected to be collected&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,510,908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,937,751&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: Accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;361,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;445,946&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Carrying amount, gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,149,220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,491,805&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,481&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Carrying amount, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$1,123,435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$1,478,324&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:CarryingAmountsOfAcquiredLoansTabularDisclosureTableTextBlock>
  <ofg:AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment id="ID_457" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">168800000</ofg:AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment>
  <ofg:AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment id="ID_458" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">80900000</ofg:AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment>
  <ofg:AccretableYieldForAcquiredLoansTableTextBlock id="ID_459" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tables&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; describe the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; yield and non-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount activity &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of acquired BBVAPR loans accounted for under ASC 310-30 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;298,364&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;61,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;53,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;445,946&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(34,842)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(39,268)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(10,161)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(23,463)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,379)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(112,113)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in expected cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,130&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer (to) from non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,957)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,324&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;268,794&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,411&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;361,688&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;389,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,069&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;456,627&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(9,795)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,065&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,823&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,133)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,073)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,113)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,272)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(17,353)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,545)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,957&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,111)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(19,324)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;374,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;22,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,834&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;434,190&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;287,841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;96,139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77,845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;517,553&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(37,612)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(49,039)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(21,894)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(39,023)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,968)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(153,536)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer (to) from non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,135&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,096&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(208)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;81,929&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;298,364&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;61,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;53,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;445,946&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;463,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;579,587&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(25,192)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,350)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,254)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,600)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(41,031)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(48,135)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(14,096)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,730)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,176)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(81,929)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;389,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;23,069&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;456,627&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;328,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;145,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;126,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;655,833&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(42,740)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(59,998)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(29,557)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(55,255)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(11,628)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(199,178)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer (to) from non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,748&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(449)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;60,898&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;287,841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;96,139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;42,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;77,845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;517,553&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;502,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;60,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,733&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;32,794&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;714,462&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(37,353)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,796)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,204)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(9,791)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,833)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(73,977)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,338)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(10,964)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(41,748)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,297)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(60,898)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;463,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;42,515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;28,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;579,587&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:AccretableYieldForAcquiredLoansTableTextBlock>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_460" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">34842000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_461" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">5272000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_462" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">39268000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_463" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">17353000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_464" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">10161000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_465" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">1545000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_466" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">23463000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_467" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">-8957000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_468" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">4379000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_469" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">4111000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_470" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">112113000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_471" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">19324000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_472" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">-9795000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_473" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">-5272000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_474" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">6065000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_475" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-17353000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_476" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">4823000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_477" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">-1545000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_478" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">-3133000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_479" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">8957000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_480" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-1073000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_481" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-4111000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_482" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">153536000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_483" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">81929000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_484" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">37612000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_485" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">48135000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_486" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">389839000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_487" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">374772000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_488" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">-25192000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_489" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">-48135000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_490" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">49039000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_491" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">14096000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_492" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">23069000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_493" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">11781000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_494" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-5350000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_495" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-14096000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_496" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">21894000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_497" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">4730000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_498" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">6764000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_499" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">3486000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_500" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">2365000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_501" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">-4730000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_502" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">39023000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_503" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">15176000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_504" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">22039000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_505" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">16215000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_506" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">-8254000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_507" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">-15176000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_508" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">5968000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_509" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-208000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_510" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">18834000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_511" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">24018000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_512" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-4600000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_513" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">208000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock id="ID_514" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;text-decoration:underline;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;text-decoration:underline;' &gt; Loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;carrying amount of acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Contractual required payments receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;342,511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;535,425&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: Non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62,410&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash expected to be collected&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;321,355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;473,015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: Accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;84,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109,859&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Carrying amount, gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;236,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;363,156&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: Allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64,245&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Carrying amount, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;146,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;298,911&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock>
  <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality id="ID_515" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">342511000</us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality>
  <us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality id="ID_516" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">535425000</us-gaap:FinancingReceivableAcquiredWithDeterioratedCreditQuality>
  <ofg:NonAccretableDiscount id="ID_517" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">62410000</ofg:NonAccretableDiscount>
  <ofg:NonAccretableDiscount id="ID_518" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">21156000</ofg:NonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected id="ID_519" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">473015000</ofg:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected>
  <ofg:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected id="ID_520" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">321355000</ofg:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected>
  <ofg:AccretableYield id="ID_521" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">109859000</ofg:AccretableYield>
  <ofg:AccretableYield id="ID_522" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">84391000</ofg:AccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross id="ID_523" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">236964000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross id="ID_524" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">363156000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross>
  <ofg:AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock id="ID_525" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tables describe the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; yield and non-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ccretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;activity of acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for the years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:385.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:385.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:65.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans Secured by   1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Other Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction &amp;amp; Development Secured by 1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:385.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:385.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,636&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109,859&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,685)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(32,124)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,513)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,458)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(631)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(52,411)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in expected cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;44,660&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,048)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(51)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;34,497&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(23,486)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(937)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,030&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(7,554)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;51,954&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;26,970&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;84,391&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;27,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,464&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62,410&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,107)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(47,950)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(937)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,030&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(48,808)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,372)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,030)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,467)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,869&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,156&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:390pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:64.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans Secured by   1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Other Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction &amp;amp; Development Secured by 1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:390pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;53,250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;95,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;162,959&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,731)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(57,099)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,102)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(9,837)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,200)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(88,969)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(74)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,869&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;47,636&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;37,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;20,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;109,859&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;81,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;129,477&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,717)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(56,702)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,978&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(31,198)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer (to) from accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(10,117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(23,165)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,078)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(583)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(35,869)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,464&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;62,410&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:390pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:64.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans Secured by   1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Other Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction &amp;amp; Development Secured by 1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:390pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;103,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;188,008&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(18,784)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(54,821)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,715)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,047)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(91,769)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in Expected Cash Flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(12,328)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,743&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,514)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(526)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26,793&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;539&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,099&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66,720&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;53,250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;95,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;162,959&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:left;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66,021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;154,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;237,555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(41,513)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;539&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(246)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(92)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(41,358)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer (to) from accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(26,793)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(31,580)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(539)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,099)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,709)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(66,720)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;81,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;129,477&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock>
  <us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock id="ID_526" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Non-accrual Loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents the recorded investment in loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; non-accrual status by clas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:160.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Originated and other loans and leases held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Traditional (by origination year):&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Up to the year 2002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,427&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2003 and 2004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,042&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,585&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,274&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2007, 2008 and 2009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,579&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2010, 2011, 2012, 2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,365&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2014 and 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Non-traditional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,224&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Loss mitigation program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,934&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;72,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;65,430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Home equity loans, secured personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;72,543&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;65,430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,534&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,534&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,565&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,932&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,527&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;193,826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,145&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;215,281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;375&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Personal lines of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,092&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Cash collateral personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,590&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Total non-accrual originated loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;297,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;97,367&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:160.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Acquired BBVAPR loans accounted for under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;758&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;195&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;429&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Total non-accrual acquired BBVAPR loans accounted for under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,175&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total non-accrual loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;300,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;101,542&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock>
  <ofg:FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual id="ID_527" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">93600000</ofg:FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual>
  <ofg:FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual id="ID_528" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">274400000</ofg:FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual>
  <ofg:GovernmentCreditLineUnpaidPrincipalBalance id="ID_529" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">190300000</ofg:GovernmentCreditLineUnpaidPrincipalBalance>
  <us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock id="ID_530" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Modifications&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The follow&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing tables present the troubled-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;debt restructuring&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s during the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015, 2014 and 2013&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:65.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5.42%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;356&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.35%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.79%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Consumer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13.85%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;898&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13.43%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;130&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.51%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.87%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;61&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:65.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.03%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.25%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;420&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;200,446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7.25%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;200,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7.25%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Consumer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.09%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12.96%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:65.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.52%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.34%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,842&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8.99%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,842&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Consumer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13.43%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12.67%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Commercial troubled-debt during the year ended December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; included 19 contracts with PREPA which amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;200.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;troubled&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-debt restructurings&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for which there was a p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ayment default during the years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:354pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:354pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:135pt;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:135pt;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of Contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of Contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of Contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:354pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:354pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,689&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock>
  <ofg:PreModificationWeightedAverageRate id="ID_531" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="pure" decimals="4">0.0542</ofg:PreModificationWeightedAverageRate>
  <ofg:PreModificationWeightedAverageTerm id="ID_532" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">P356M</ofg:PreModificationWeightedAverageTerm>
  <ofg:PostModificationWeightedAverageTerm id="ID_533" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">P272M</ofg:PostModificationWeightedAverageTerm>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_534" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">21053000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <ofg:PostModificationWeightedAverageRate id="ID_535" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="pure" decimals="4">0.0435</ofg:PostModificationWeightedAverageRate>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_536" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">21182000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_537" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">13174000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <ofg:PostModificationWeightedAverageTerm id="ID_538" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">P56M</ofg:PostModificationWeightedAverageTerm>
  <ofg:PostModificationWeightedAverageRate id="ID_539" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="pure" decimals="4">0.0457</ofg:PostModificationWeightedAverageRate>
  <ofg:PreModificationWeightedAverageRate id="ID_540" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="pure" decimals="4">0.0679</ofg:PreModificationWeightedAverageRate>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_541" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="myNumber" decimals="0">9</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <ofg:PreModificationWeightedAverageTerm id="ID_542" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">P66M</ofg:PreModificationWeightedAverageTerm>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_543" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">5664000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_544" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="myNumber" decimals="0">64</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <ofg:PostModificationWeightedAverageTerm id="ID_545" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">P60M</ofg:PostModificationWeightedAverageTerm>
  <ofg:PostModificationWeightedAverageRate id="ID_546" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="pure" decimals="4">0.1343</ofg:PostModificationWeightedAverageRate>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_547" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">898000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_548" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">611000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <ofg:PreModificationWeightedAverageRate id="ID_549" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="pure" decimals="4">0.1385</ofg:PreModificationWeightedAverageRate>
  <ofg:PreModificationWeightedAverageTerm id="ID_550" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">P71M</ofg:PreModificationWeightedAverageTerm>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_551" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="myNumber" decimals="0">160</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths id="ID_552" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="myNumber" decimals="0">1</ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths>
  <ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths id="ID_553" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="myNumber" decimals="0">65</ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths>
  <ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths id="ID_554" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="myNumber" decimals="0">15</ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_555" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">7387000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_556" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">64000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths id="ID_557" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="myNumber" decimals="0">8</ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_558" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">177000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock id="ID_559" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and based on the most recent analysis performed, the ris&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;k category of gross originated and other loans and BBVAPR acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accounted for under ASC 310-20 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;subject to risk rating by class of loans is as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:405pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:405pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:405pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:405pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Risk Ratings&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Individually&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Special&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Measured for&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pass&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mention&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Substandard&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Doubtful&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:405pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:405pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial - originated and other loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;227,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;212,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,147&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,907&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,900&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;206,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;181,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,697&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;241,090&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;217,836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,936&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,221&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;728,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;657,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;32,780&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,456&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;108,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100,826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,756&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;380,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;107,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;97,288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,052&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;73,757&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,780&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;712,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;498,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;201,838&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,441,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,156,051&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;44,023&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;235,294&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial - acquired loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      (under ASC 310-20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;467&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;467&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;315&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;         Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,449,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,160,899&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;235,768&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:387pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:387pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:387pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:387pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Risk Ratings&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Individually&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Special&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Measured for&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pass&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mention&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Substandard&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Doubtful&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:387pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:387pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial - originated and other loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,179&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;27,089&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;238&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;164,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;148,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,873&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;175,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;159,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,092&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;523,643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;457,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;32,364&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,382&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;478,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;278,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;199,982&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;92,334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,393&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;259&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,575&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,396&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,117&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;766,089&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;554,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;204,888&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,289,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,011,439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;236,270&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial - acquired loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      (under ASC 310-20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;265&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,193&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;265&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;         Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,302,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,023,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;236,942&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For residential and consumer loan classes, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; evaluates credit quality based on the delinquency status of the loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecembe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and based on the most recent analysis performed, the risk category of gross&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; originated and other loans and acquired&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BBVAPR &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accounted for under ASC 310-20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; not subject to risk rating by class of loans is as follows: &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:424.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:424.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:424.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:424.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Delinquency&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Individually&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Measured for&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;0-29 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90-119 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;120-364 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;365+ days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:424.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:424.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Originated and other loans and leases held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Traditional&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        (by origination year)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Up to the year 2002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,789&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;50,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;530&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;685&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2003 and 2004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,867&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,733&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;54,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;292&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;843&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;78,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,895&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,614&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2007, 2008 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and 2009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;91,546&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;71,439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,725&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,890&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2010, 2011, 2012&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;150,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;134,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,466&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2014 and 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;540,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,469&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,231&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Non-traditional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Loss mitigation program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;101,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,031&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;727&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;74,742&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;749,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;579,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,811&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,978&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Home equity secured&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA&amp;#39;s buy-back &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        option program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,774&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;757,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;580,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,811&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,390&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,046&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Overdrafts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Unsecured personal lines of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Unsecured personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;201,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;197,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Cash collateral personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,450&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;242,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;237,846&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,755&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;819&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;669,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;590,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;53,549&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,585&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,669,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,408,542&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;61,946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,917&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Acquired loans (accounted for under ASC 310-20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;944&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Auto &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;106,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;96,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;145,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;132,740&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;     Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,815,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,541,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;70,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,727&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;22,412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:431.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:431.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:431.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:431.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Delinquency&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Individually&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Measured for&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;0-29 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90-119 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;120-364 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;365+ days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:431.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:431.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Originated and other loans and leases held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Traditional&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        (by origination year)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Up to the year 2002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;53,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,044&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,975&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;887&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2003 and 2004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;86,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,657&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,773&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;60,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,213&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,242&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,540&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2007, 2008 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and 2009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;76,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,068&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2010, 2011, 2012&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;162,316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;148,832&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,665&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;619,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;521,657&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Non-traditional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;584&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;478&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,096&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Loss mitigation program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,882&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;995&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77,990&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;748,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;563,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,437&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Home equity secured&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA&amp;#39;s buy-back &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        option program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,098&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;791,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;563,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;33,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;32,371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Overdrafts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Unsecured personal lines of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,970&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Unsecured personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;147,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;144,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,822&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;743&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Cash collateral personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;186,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;182,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,579&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;575,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;503,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;47,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,554,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,249,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;83,368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;32,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Acquired loans (accounted for under ASC 310-20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,419&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,376&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;41,640&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,527&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Auto &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;184,782&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;169,064&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,003&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,453&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;767&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;230,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;210,704&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,530&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;     Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,784,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,460,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;95,898&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;40,639&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;20,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;40,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;32,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
  <ofg:RiskRatingDoubtful id="ID_560" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingSubstandard id="ID_561" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">5097000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_562" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingDoubtful id="ID_563" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingSubstandard id="ID_564" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingDoubtful id="ID_565" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingSubstandard id="ID_566" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingPass id="ID_567" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">25907000</ofg:RiskRatingPass>
  <ofg:RiskRatingSubstandard id="ID_568" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingDoubtful id="ID_569" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingPass id="ID_570" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">181916000</ofg:RiskRatingPass>
  <ofg:RiskRatingSubstandard id="ID_571" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingPass id="ID_572" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">2892000</ofg:RiskRatingPass>
  <ofg:RiskRatingDoubtful id="ID_573" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingPass id="ID_574" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">16662000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_575" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">212410000</ofg:RiskRatingPass>
  <ofg:RiskRatingDoubtful id="ID_576" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingPass id="ID_577" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">217836000</ofg:RiskRatingPass>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_578" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">227557000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_579" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_580" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">33807000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_581" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">7900000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_582" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">206948000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_583" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">15335000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_584" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">241090000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_585" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">10221000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_586" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">2892000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_587" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_588" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_589" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">16662000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <ofg:RiskRatingSubstandard id="ID_590" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingDoubtful id="ID_591" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingPass id="ID_592" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">100826000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_593" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">190695000</ofg:RiskRatingPass>
  <ofg:RiskRatingDoubtful id="ID_594" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingSubstandard id="ID_595" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingPass id="ID_596" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">97288000</ofg:RiskRatingPass>
  <ofg:RiskRatingSubstandard id="ID_597" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_598" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">1184000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingPass id="ID_599" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">73757000</ofg:RiskRatingPass>
  <ofg:RiskRatingDoubtful id="ID_600" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_601" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingSubstandard id="ID_602" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingPass id="ID_603" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">35862000</ofg:RiskRatingPass>
  <ofg:RiskRatingSubstandard id="ID_604" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">6281000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingPass id="ID_605" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1156051000</ofg:RiskRatingPass>
  <ofg:RiskRatingDoubtful id="ID_606" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_607" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">108582000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_608" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">7756000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_609" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">190290000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_610" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">1973000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_611" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">1780000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_612" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">39000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_613" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">380985000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_614" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">107313000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_615" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">77797000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_616" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">38016000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_617" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1441649000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_618" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">235294000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:RiskRatingDoubtful id="ID_619" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingPass id="ID_620" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1160899000</ofg:RiskRatingPass>
  <ofg:RiskRatingSubstandard id="ID_621" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">6596000</ofg:RiskRatingSubstandard>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_622" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1449106000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_623" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">235768000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_624" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">7457000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_625" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">474000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:RiskRatingDoubtful id="ID_626" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingPass id="ID_627" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">498428000</ofg:RiskRatingPass>
  <ofg:RiskRatingSubstandard id="ID_628" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">1184000</ofg:RiskRatingSubstandard>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_629" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">712693000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_630" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">201838000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_631" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">728956000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <ofg:RiskRatingPass id="ID_632" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">657623000</ofg:RiskRatingPass>
  <ofg:RiskRatingDoubtful id="ID_633" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingSubstandard id="ID_634" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">5097000</ofg:RiskRatingSubstandard>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_635" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">33456000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_636" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">3117000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_637" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">467000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:RiskRatingDoubtful id="ID_638" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingPass id="ID_639" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">602000</ofg:RiskRatingPass>
  <ofg:RiskRatingSubstandard id="ID_640" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">228000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingPass id="ID_641" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">4246000</ofg:RiskRatingPass>
  <ofg:RiskRatingSubstandard id="ID_642" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">87000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingDoubtful id="ID_643" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_644" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">4340000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_645" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">7000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:RiskRatingPass id="ID_646" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">4848000</ofg:RiskRatingPass>
  <ofg:RiskRatingSubstandard id="ID_647" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">315000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingDoubtful id="ID_648" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_649" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingSubstandard id="ID_650" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">228000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingPass id="ID_651" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingPass>
  <ofg:RiskRatingSubstandard id="ID_652" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingDoubtful id="ID_653" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingPass id="ID_654" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">602000</ofg:RiskRatingPass>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_655" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">228000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_656" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">2889000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_657" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_658" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">467000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:RiskRatingSubstandard id="ID_659" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">87000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingDoubtful id="ID_660" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingPass id="ID_661" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">3637000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_662" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">609000</ofg:RiskRatingPass>
  <ofg:RiskRatingDoubtful id="ID_663" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingSubstandard id="ID_664" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_665" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">7000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_666" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_667" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">3724000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_668" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">616000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <ofg:RiskRatingSpecialMention id="ID_669" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">32780000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_670" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_671" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">45843000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_672" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_673" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_674" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">1820000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_675" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_676" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">44023000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_677" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">11243000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_678" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">1820000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_679" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1820000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_680" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">2115000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_681" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">1076000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_682" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">8052000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_683" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_684" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_685" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_686" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_687" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">7936000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_688" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">9697000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_689" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_690" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">15147000</ofg:RiskRatingSpecialMention>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_691" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">133076000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_692" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">36611000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_693" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">164050000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_694" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">175628000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_695" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">1650000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_696" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">12628000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_697" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">523643000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_698" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">63746000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_699" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">478935000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_700" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">92334000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_701" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">90171000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_702" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">40903000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_703" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">766089000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_704" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1289732000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_705" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">351000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_706" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">4131000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_707" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">4482000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_708" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">4121000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_709" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">4072000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_710" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">8193000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_711" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">12675000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_712" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1302407000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <ofg:RiskRatingPass id="ID_713" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">27089000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_714" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">148360000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_715" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">159209000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_716" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">692000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_717" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">12628000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_718" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">457260000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_719" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">63746000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_720" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">278953000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_721" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">87126000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_722" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">85941000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_723" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">38413000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_724" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">554179000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_725" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1011439000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_726" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_727" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">3724000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_728" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">3724000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_729" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">4080000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_730" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">3807000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_731" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">7887000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_732" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">11611000</ofg:RiskRatingPass>
  <ofg:RiskRatingPass id="ID_733" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1023050000</ofg:RiskRatingPass>
  <ofg:RiskRatingSpecialMention id="ID_734" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">15615000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_735" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">9284000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_736" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">2817000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_737" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">3690000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_738" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">958000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_739" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_740" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">32364000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_741" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_742" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_743" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">2815000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_744" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">259000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_745" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">1247000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_746" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">4321000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_747" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">36685000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_748" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_749" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_750" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_751" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">8000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_752" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_753" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">8000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_754" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">8000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSpecialMention id="ID_755" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">36693000</ofg:RiskRatingSpecialMention>
  <ofg:RiskRatingSubstandard id="ID_756" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_757" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_758" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_759" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">2637000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_760" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_761" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_762" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">2637000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_763" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_764" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_765" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_766" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">2575000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_767" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">126000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_768" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">2701000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_769" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">5338000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_770" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">351000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_771" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_772" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">351000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_773" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">33000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_774" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_775" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">33000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_776" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">384000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingSubstandard id="ID_777" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">5722000</ofg:RiskRatingSubstandard>
  <ofg:RiskRatingDoubtful id="ID_778" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_779" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_780" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_781" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_782" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_783" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_784" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_785" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_786" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_787" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_788" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_789" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_790" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_791" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_792" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_793" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_794" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_795" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_796" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_797" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_798" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <ofg:RiskRatingDoubtful id="ID_799" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">0</ofg:RiskRatingDoubtful>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_800" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">8179000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_801" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">238000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_802" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">12873000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_803" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">10092000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_804" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_805" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_806" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">31382000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_807" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_808" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">199982000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_809" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">2393000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_810" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">1396000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_811" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">1117000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_812" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">204888000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_813" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">236270000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_814" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_815" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">407000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_816" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">407000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_817" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_818" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">265000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_819" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_OtherCommercialAndIndustrialMember" unitRef="USD" decimals="-3">265000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_820" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_CommercialAcquiredLoansUnderAsc31020Member_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">672000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_821" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_TotalCommercialSubjectToRiskRatingMember" unitRef="USD" decimals="-3">236942000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:RiskRatingPass id="ID_822" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_FinancingReceivablesInvestmentTypeAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">109282000</ofg:RiskRatingPass>
  <us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity id="ID_823" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">415400000</us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity>
  <us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity id="ID_824" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">619000000</us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_825" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">9072000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_826" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">11197000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_827" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">14255000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_828" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">18261000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_829" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">1000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_830" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">25000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_831" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">112626000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_832" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">8432000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_833" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">18352000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_834" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">64791000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_835" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_836" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">11197000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_837" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_838" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">242950000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_839" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">242950000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_840" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_841" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">18261000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_842" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_843" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">669163000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_844" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">669163000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_845" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_846" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">25000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_847" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_848" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_849" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_850" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">9233000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_851" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">9119000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_852" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">55947000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_853" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">8844000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_854" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">89973000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_855" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">667855000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_856" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">757828000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_857" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">235294000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_858" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1206355000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_859" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1441649000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_860" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">65180000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_861" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">47446000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_862" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">325267000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_863" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">2786323000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_864" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">3111590000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_865" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">26000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_866" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">3429000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_867" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember" unitRef="USD" decimals="-3">2087000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_868" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_869" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember" unitRef="USD" decimals="-3">2087000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_870" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">6983000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_871" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">38385000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_872" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember" unitRef="USD" decimals="-3">106911000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_873" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_874" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember" unitRef="USD" decimals="-3">106911000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_875" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_876" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">5542000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_877" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">152279000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_878" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">474000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_879" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">474000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_880" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_881" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_882" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_883" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">4597000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_884" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">242129000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_885" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">65000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_886" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1211000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_887" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember" unitRef="USD" decimals="-3">3321000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_888" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_889" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember" unitRef="USD" decimals="-3">3321000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_890" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">12003000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_891" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">45344000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_892" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember" unitRef="USD" decimals="-3">184782000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_893" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_894" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember" unitRef="USD" decimals="-3">184782000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_895" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_896" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">672000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_897" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_898" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AuotomobileloansportfoliosegmentMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_899" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_900" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">672000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:PercentOfLossesFdicAbsorbs id="ID_901" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="6">0.8</ofg:PercentOfLossesFdicAbsorbs>
  <ofg:PercentOfLossesRecoveriesFdicShares id="ID_902" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="6">0.8</ofg:PercentOfLossesRecoveriesFdicShares>
  <ofg:FdicIndemnificationAssetAndTrueUpPaymentObligationTextBlock id="ID_903" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#000000;' &gt;NOTE 7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;- &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;FDIC INDEMNIFICATION ASSET, TRUE-UP PAYMENT OBLIGATION, AND FDIC SHARED-LOSS EXPENSE&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In connection with the FDIC-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assisted acquisition, the Bank and the FDIC entered into shared-loss agreements pursuant to which the FDIC covers a substantial portion of any losses on loans (and related unfunded loan commitments), foreclosed real estate and o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ther repossessed properties covered by the agreements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The acquired loans, foreclosed real estate, and other repossessed properties subject to the shared-loss agreements are collectively referred to as &amp;#8220;covered assets.&amp;#8221; Under the terms of the shared-loss &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;agreements, the FDIC absorbs &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;80&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of losses and shares in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;80&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% of loss recoveries on covered assets. The term of the shared-loss agreement covering single family residential mortgage loans is ten years with respect to losses and loss recoveries, while the te&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rm of the shared-loss agreement covering commercial loans is five years with respect to losses and eight years with respect to loss recoveries, from the April 30, 2010 acquisition date. The coverage under the commercial shared-loss agreement expired on June 30, 2015. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The shared-loss agreements also provide for certain costs directly rel&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ated to the collection and preservation of covered assets to be reimbursed at an 80% level. The FDIC indemnification asset represents the portion of estimated losses covered by the shared-loss agreements between the Bank and the FDIC.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;presents the activity in the FDIC indemnification asset and true-up payment obligation for the years ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015, 2014 and 2013:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:285pt;text-align:justify;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:justify;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:justify;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;FDIC indemnification asset:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;97,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;189,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;302,295&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Shared-loss agreements reimbursements from the FDIC &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(55,723)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(47,666)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(47,100)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Increase (decrease) in expected credit losses to be&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      covered under shared-loss agreements, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,730)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    FDIC indemnification asset expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(36,398)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(62,285)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(66,253)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Final settlement with the FDIC on commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,589)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Incurred expenses to be reimbursed under shared-loss agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,028&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:285pt;text-align:justify;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;22,599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;97,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;189,240&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:285pt;text-align:justify;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:justify;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;True-up payment obligation:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:justify;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;18,510&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,496&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Change in true-up payment obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,677&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:285pt;text-align:justify;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;24,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;21,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;18,510&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The FDIC shared-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loss expense bears an inverse relationship with a change in the yield of covered loan pools in accordance with ASC 310-30. ASC 310-30 dictates that such pools should be subject to increases in their yield when the present value of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;expected cash flows is higher than the pool&amp;#8217;s carrying balance. When the increases in cash flow expectations are driven by reductions in the expected credit losses, the Bank recognizes that such losses are no longer expected to be collected from the FDIC. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Accordingly, the Bank reduces the FDIC indemnification asset by amortizing the reduction in expected collections throughout the remaining life of the underlying pools. This amortization is recognized in the FDIC shared-loss expense. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The underlying factor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s that caused an increase in the expected cash flows and resulting reduction in projected losses are derived from the pool-level cash flow forecasts. Credit loss assumptions used to develop each pool-level cash flow forecast are based on the behavior of de&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;faults, recoveries and losses of the corresponding pool of covered loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The FDIC loss-share coverage for the commercial loans was in effect until June 30, 2015. Accordingly, the Company amortized the remaining portion of the FDIC indemnification asset &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;attributable to non-single family loans at the close of the second quarter of 2015. At December 31, 2015, the Company &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;had &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;no&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;receivable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s from the FDIC,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; included in other assets in the statements of financial condition,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; corresponding to the loss-share certi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fications for commercial and other non-single family loans. At December 31, 2015, the FDIC indemnification asset reflects only the balance for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;single family residential mortgage loans. Notwithstanding the expiration of loss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;share coverage of non-single fam&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ily loans, on July 2, 2015, the Company entered into an agreement with the FDIC pursuant to which the FDIC &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;agreed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; with a p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;otential sale of a pool of loss-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;share assets covered under the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commercial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; agreement. Pursuant to such agreement, the FDIC&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; agreed to pay up to $20 million in loss share coverage with respect to the aggregate loss resulting from any portfolio sale within 120 days of the agreement.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; This sale was completed on September 28, 2015 and payment was received in December 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;he Company have owed payments to the FDIC for the recovery of prior claims. At December 31, 2015, the liability for these payments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; and is recorded in other liabilities in the consolidated statements of financial condition until cas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;h is paid to the FDIC. There was no liability at December 31, 2014.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The FDIC indemnification asset &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;expense &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;decreased t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o $36.4 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; when compared&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$62.3 million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014, and $66.3 million for 2013.  The reduction in 2015 when compared to 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4 was principally driven by the expiration of the FDIC loss share coverage for commercial loans and other non-single family loans.  During the years ended December 31, 2015, 2014 and 2013, the amortization expense totaled $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respecti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;vely, primarily as a result of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;stepped up cost recoveries on certain construction, commercial, and leasing pools.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Also in connection with the FDIC-assisted acquisition, the Bank agreed to make a true-up payment, also known as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;clawback&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; liability or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;clawback&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; provision, to the FDIC on the date that is 45 days following the last day (such day, the &amp;#8220;True-Up Measurement Date&amp;#8221;) of the final shared-loss month, or upon the final disposition of all covered assets under the shared-loss agreements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the event losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thereunder&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; fail to reach expected levels. Under the shared-loss agreements, the Bank will pay to the FDIC 50% of the excess, if any, of: (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) 20% of the Intrinsic Loss Estimate of $906.0 million (or $181.2 million) (as determined by the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; FDIC) less (ii) the sum of: (A) 25% of the asset discount (per bid) (or $227.5 million); plus (B) 25% of the cumulative shared-loss payments (defined as the aggregate of all of the payments made or payable to the Bank minus the aggregate of all of the pay&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ments made or payable to the FDIC); plus (C) the sum of the period servicing amounts for every consecutive twelve-month period prior to and ending on the True-Up Measurement Date in respect of each of the shared-loss agreements during which the shared-loss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; provisions of the applicable shared-loss agreement is in effect (defined as the product of the simple average of the principal amount of shared-loss loans and shared-loss assets at the beginning and end of such period times 1%). The estimated liability is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; included within accrued expenses and other liabilities in the consolidated statements of financial condition.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;This true-up payment obligation may increase if actual and expected losses decline. The Company measures the true-up payment obligation at fair &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value. The changes in fair value are included as change in true-up payment obligation within FDIC shared-loss expense, net in the consolidated statements of operations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table provides the fair value and the undiscounted amount of the true-up&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; payment obligation at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;: &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;2.1 &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165pt;text-align:center;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Carrying amount (fair value)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;21,981&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Undiscounted amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;34,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;40,266&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In connection with the FDIC-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assisted acquisition, the Company recognized an FDIC shared-loss expense, net in the consolidated statements of operations, which consists of the following, for the years ended December 31, 2015, 2014 and 2013:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:174.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:174.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:174.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:174.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;FDIC indemnification asset expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(36,398)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(62,285)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(66,253)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:201pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Change in true-up payment obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,677)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,471)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,014)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Reimbursement to FDIC for recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,144)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:201pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Final settlement with the FDIC on commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,589)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total FDIC shared-loss expense, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(42,808)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(65,756)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(69,267)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:FdicIndemnificationAssetAndTrueUpPaymentObligationTextBlock>
  <us-gaap:FDICIndemnificationAssetRollForwardTableTextBlock id="ID_904" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;presents the activity in the FDIC indemnification asset and true-up payment obligation for the years ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015, 2014 and 2013:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:285pt;text-align:justify;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:justify;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:justify;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;FDIC indemnification asset:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;97,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;189,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;302,295&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Shared-loss agreements reimbursements from the FDIC &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(55,723)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(47,666)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(47,100)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Increase (decrease) in expected credit losses to be&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;      covered under shared-loss agreements, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,730)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    FDIC indemnification asset expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(36,398)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(62,285)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(66,253)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Final settlement with the FDIC on commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,589)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Incurred expenses to be reimbursed under shared-loss agreements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,028&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:285pt;text-align:justify;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;22,599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;97,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;189,240&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:285pt;text-align:justify;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:justify;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;True-up payment obligation:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:justify;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;18,510&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;15,496&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Change in true-up payment obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,677&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,471&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:285pt;text-align:justify;background-color:#CCFFFF;border-color:Black;min-width:285pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;24,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;21,981&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;18,510&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FDICIndemnificationAssetRollForwardTableTextBlock>
  <ofg:FdicIndemnificationAssetExpense id="ID_905" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-36398000</ofg:FdicIndemnificationAssetExpense>
  <ofg:FdicIndemnificationAssetExpense id="ID_906" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-62285000</ofg:FdicIndemnificationAssetExpense>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedExpenses id="ID_907" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">16428000</ofg:FdicIndemnificationAssetAdditionalEstimatedExpenses>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedExpenses id="ID_908" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">12253000</ofg:FdicIndemnificationAssetAdditionalEstimatedExpenses>
  <ofg:TrueUpPaymentObligation id="ID_909" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">21981000</ofg:TrueUpPaymentObligation>
  <ofg:IndemnificationAgreementsReimbursementsFromFdic id="ID_910" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-55723000</ofg:IndemnificationAgreementsReimbursementsFromFdic>
  <ofg:IndemnificationAgreementsReimbursementsFromFdic id="ID_911" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-47666000</ofg:IndemnificationAgreementsReimbursementsFromFdic>
  <us-gaap:BusinessCombinationContingentConsiderationLiability id="ID_912" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">24658000</us-gaap:BusinessCombinationContingentConsiderationLiability>
  <us-gaap:BusinessCombinationContingentConsiderationLiability id="ID_913" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">21981000</us-gaap:BusinessCombinationContingentConsiderationLiability>
  <ofg:Businesscombinationcontingentconsiderationpotentialcashpayment id="ID_914" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">34956000</ofg:Businesscombinationcontingentconsiderationpotentialcashpayment>
  <ofg:Businesscombinationcontingentconsiderationpotentialcashpayment id="ID_915" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">40266000</ofg:Businesscombinationcontingentconsiderationpotentialcashpayment>
  <us-gaap:ScheduleOfBusinessAcquisitionsByAcquisitionContingentConsiderationTextBlock id="ID_916" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165pt;text-align:center;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Carrying amount (fair value)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;24,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;21,981&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Undiscounted amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;34,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;40,266&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:174.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:174.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:174.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:174.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;FDIC indemnification asset expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(36,398)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(62,285)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(66,253)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:201pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Change in true-up payment obligation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,677)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,471)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,014)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Reimbursement to FDIC for recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,144)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:201pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Final settlement with the FDIC on commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,589)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total FDIC shared-loss expense, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(42,808)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(65,756)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(69,267)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201pt;text-align:left;border-color:Black;min-width:201pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfBusinessAcquisitionsByAcquisitionContingentConsiderationTextBlock>
  <us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock id="ID_917" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;SERVICING&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; ASSETS&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; periodically sells or securitizes mortgage loans while retaining the obligation to perform the servicing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of such loans. In addition, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; may purchase or assume the right to service mortgage loans originated by&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;others. Whenever the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; undertakes an obligation to service a loan, management assesses whether a servicing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;asset and/or liability should be recognized. A servicing asset is rec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ognized whenever the compensation for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;servicing is expected to more than adequately compensate the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for servicing the loans and leases. Likewise,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a servicing liability would be recognized in the event that servicing fees to be received are not expec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;adequately compensate the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for its expected cost.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All separately recognized servicing assets are recognized at fair value using the fair value measurement method.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Under the fair value measurement method, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; measures servicing rights&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at fair value at each reporting&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; date, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reports changes in fair value of servicing assets in earnings in the period in which the changes occur,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and includes these changes, if any, with mortgage banking activities in the consolidated statements of operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The fair value of servicing rights is subject to fluctuations as a result of changes in estimated and actual&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;prepayment speeds and default rates and losses.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The fair value of servicing rights is estimated by using a cash flow valuation model which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;calculates the present&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;value of estimated future net servicing cash flows, taking&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;into consideration actual and expected loan prepayment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rates, discount rates, servicing costs, and other economic factors, which are determined based on current market&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;condit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;servicing asset &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to $7.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million ($14&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.0 million &amp;#8212;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) related to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mortgage servicing rights. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During 2015, the Company completed the sale of certain servicing assets for approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million. T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Company recognized a loss of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million related to this transaction, which is included as other non-interest (loss) income in the consolidated statements of operations.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents the changes in servicing rights measured using the fair value method for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years ended December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:216pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:216pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair value at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,795&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Sale of mortgage servicing rights (MSR)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,927)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Servicing from mortgage securitizations or asset transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes due to payments on loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,017)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,072)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(950)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value related to price of MSR&amp;#39;s held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,939)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value due to changes in valuation model &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;       inputs or assumptions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(886)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;779&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair value at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents key economic assumption ranges&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; used in measuring the mortgage-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;related servicing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; asset fair value for the year ended 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:150pt;text-align:left;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:150pt;text-align:left;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:150pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.23% - 15.24%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4.16% - 13.98%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.78% - 14.33%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:150pt;text-align:left;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10.00% - 12.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10.00% - 12.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:89.25pt;text-align:right;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10.00% - 12.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The sensitivity of the current fair value of servicing assets to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;immediate 10 percent and 20 percent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; adverse&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;changes in the above key assumptions were as follow&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Mortgage-related servicing asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Carrying value of mortgage servicing asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Decrease in fair value due to 10% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(202)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Decrease in fair value due to 20% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(394)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Decrease in fair value due to 10% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(307)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Decrease in fair value due to 20% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(592)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These sensitivities are hypothetical and should be used with caution. As the figures indicate, changes in fair value&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;based on a 10 percent variation in assumptions generally cannot be extrapolated because the relationship of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;change in assumption to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the change in fair value may not be linear. Also, in this table, the effect of a variation in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a particular assumption on the fair value of the retained interest is calculated without changing any other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;assumption.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hanges in one factor may result in cha&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nges in another (for example, increases in market interest rates&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;may result in lower prepayments), which may magnify or offset the sensitivities.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Mortgage banking activities, a component of total banking and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;financial service&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;revenue&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the consolidated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;atements of operations, include the changes from period to period in the fair value of the mortgage loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;servicing rights, which may result from changes in the valuation model inputs or assumptions (principally&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;reflecting changes in discount rates and prep&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ayment speed assumptions) and other changes, including changes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;due to collection/realization of expected cash flows.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Servicing fee income is based on a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;con&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tractual percentage of the outstanding principal&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; balance&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and is recorded as income when earned&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Serv&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;icing fees on mortgage loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for the years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;totaled $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:TransfersAndServicingOfFinancialAssetsTextBlock>
  <us-gaap:ScheduleOfServicingAssetsAtFairValueTextBlock id="ID_918" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents the changes in servicing rights measured using the fair value method for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years ended December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:216pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:216pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair value at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,795&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Sale of mortgage servicing rights (MSR)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,927)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Servicing from mortgage securitizations or asset transfers&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes due to payments on loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,017)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,072)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(950)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value related to price of MSR&amp;#39;s held for sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,939)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value due to changes in valuation model &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;       inputs or assumptions&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(886)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;779&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair value at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:236.25pt;text-align:left;border-color:Black;min-width:236.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfServicingAssetsAtFairValueTextBlock>
  <us-gaap:ServicingAssetAtFairValueAdditions id="ID_919" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">2149000</us-gaap:ServicingAssetAtFairValueAdditions>
  <us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance id="ID_920" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-1072000</us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance>
  <us-gaap:ServicingAssetAtFairValueAdditions id="ID_921" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">2620000</us-gaap:ServicingAssetAtFairValueAdditions>
  <us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance id="ID_922" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-1017000</us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_923" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">13801000</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions id="ID_924" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-2939000</us-gaap:ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions>
  <ofg:ChangesInServicingAssetFairValueDueToSalesPrice id="ID_925" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">726000</ofg:ChangesInServicingAssetFairValueDueToSalesPrice>
  <us-gaap:ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions id="ID_926" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions>
  <ofg:ChangesInServicingAssetFairValueDueToSalesPrice id="ID_927" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-886000</ofg:ChangesInServicingAssetFairValueDueToSalesPrice>
  <us-gaap:ScheduleOfAssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock id="ID_928" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents key economic assumption ranges&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; used in measuring the mortgage-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;related servicing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; asset fair value for the year ended 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:150pt;text-align:left;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:150pt;text-align:left;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:150pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.23% - 15.24%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4.16% - 13.98%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:89.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.78% - 14.33%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:150pt;text-align:left;border-color:Black;min-width:150pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10.00% - 12.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10.00% - 12.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:89.25pt;text-align:right;border-color:Black;min-width:89.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10.00% - 12.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfAssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed id="ID_929" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="4">0.0523</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed id="ID_930" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="4">0.1524</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate id="ID_931" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="4">0.1</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate id="ID_932" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="4">0.12</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed id="ID_933" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="4">0.0416</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed id="ID_934" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="4">0.1398</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate id="ID_935" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="4">0.1</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate id="ID_936" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="4">0.12</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate>
  <us-gaap:ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock id="ID_937" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The sensitivity of the current fair value of servicing assets to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;immediate 10 percent and 20 percent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; adverse&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;changes in the above key assumptions were as follow&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:94.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:94.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Mortgage-related servicing asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Carrying value of mortgage servicing asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Constant prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Decrease in fair value due to 10% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(202)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Decrease in fair value due to 20% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(394)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:left;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Decrease in fair value due to 10% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(307)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:237.75pt;text-align:left;border-color:Black;min-width:237.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Decrease in fair value due to 20% adverse change&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87pt;text-align:right;border-color:Black;min-width:87pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(592)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock>
  <us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate id="ID_938" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentbytypesAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">-307000</us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate>
  <us-gaap:ServicingAsset id="ID_939" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentbytypesAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">7455000</us-gaap:ServicingAsset>
  <us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed id="ID_940" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentbytypesAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">-202000</us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed>
  <us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed id="ID_941" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentbytypesAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">-394000</us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed>
  <us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate id="ID_942" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentbytypesAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">-592000</us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate>
  <us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock id="ID_943" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; PREMISES AND EQUIPMENT&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Premises and equipment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are stated at cost less accumulated depreciation and amortization as follows:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Useful Life &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Years)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:142.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,680&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Buildings and improvements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;64,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;65,430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Leasehold improvements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5 &amp;#8212; 10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Furniture and fixtures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3 &amp;#8212; 7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,739&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Information technology and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3 &amp;#8212; 7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,422&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;127,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,271&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Less: accumulated depreciation and amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(52,488)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(52,672)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;74,590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;80,599&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Depreciation and amortization of premises and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;equipment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;totaled&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;11.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. These are included in the consolidated statements of operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as part of occupancy and equipment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; expenses.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_944" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">127078000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_945" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">133271000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment id="ID_946" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">52488000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
  <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment id="ID_947" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">52672000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_948" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember" unitRef="USD" decimals="-3">64392000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_949" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember" unitRef="USD" decimals="-3">65430000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_950" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember" unitRef="USD" decimals="-3">20166000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_951" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember" unitRef="USD" decimals="-3">23000000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_952" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember" unitRef="USD" decimals="-3">13656000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_953" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember" unitRef="USD" decimals="-3">12739000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_954" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember" unitRef="USD" decimals="-3">23226000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_955" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember" unitRef="USD" decimals="-3">26422000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_956" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">P0Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_957" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">P40Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_958" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">P5Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_959" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">P10Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_960" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember_us-gaap_RangeAxis_us-gaap_MinimumMember">P3Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_961" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember_us-gaap_RangeAxis_us-gaap_MaximumMember">P7Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_962" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">P3Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_963" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">P7Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentTextBlock id="ID_964" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Useful Life &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Years)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:142.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Land&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&amp;#8212;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,680&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Buildings and improvements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;40&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;64,392&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;65,430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Leasehold improvements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5 &amp;#8212; 10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Furniture and fixtures&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3 &amp;#8212; 7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,739&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Information technology and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3 &amp;#8212; 7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;23,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;26,422&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;127,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,271&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Less: accumulated depreciation and amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(52,488)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(52,672)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:232.5pt;text-align:left;border-color:Black;min-width:232.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;74,590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;80,599&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
  <us-gaap:Depreciation id="ID_965" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">11100000</us-gaap:Depreciation>
  <us-gaap:Depreciation id="ID_966" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">10200000</us-gaap:Depreciation>
  <us-gaap:Depreciation id="ID_967" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-5">10300000</us-gaap:Depreciation>
  <us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock id="ID_968" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE 10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; DERIVATIVE&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;S&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;presents the Company&amp;#8217;s derivative assets and liabilities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Derivative assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Options tied to S&amp;amp;P 500 Index &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Interest rate swaps not designated as hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,819&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Interest rate caps&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;3,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;8,107&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Derivative liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Interest rate swaps designated as cash flow hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,585&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Interest rate swaps not designated as hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,819&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Interest rate caps&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;85&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;6,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;11,221&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Interest Rate Swaps&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; enters into &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest rate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; swap&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; contract&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s to hedge the variability of future interest cash flows of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;forecasted wholesale borrowings&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; attributable to changes in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a predetermined variable index&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; rate. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he interest rate swap&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;effectively fix the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s interest payments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on an amount of forecasted interest expense attributable to the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;variable index&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; rate corresponding to the swap&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;notional stated rate. These &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;swaps are designated as cash flow hedges for the forecasted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wholesale &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;borrowing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; transactions,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;properly documented as such, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;therefore, qualify &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for cash flow hedge&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accounting. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Any gain or loss associated w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ith the effective portion of the cash flow hedges is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recognized in other comprehensive income (loss) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and is subsequently reclassified into operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the period during which the hedged&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; forecasted transactions affect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; earnings. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Changes in the fair value of these derivatives are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;recorded in accu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mulated other comprehensive income to the extent there is no significant ineffectiveness in the cash flow hedging relationships. Currently, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; does not expect to reclassify any amount included in other comprehensive income&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (loss)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; related to these &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t rate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; swaps to operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the next twelve months.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table shows a summary&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of these swaps and their terms at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:71.25pt;text-align:center;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Notional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fixed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Variable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Trade&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Settlement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Maturity&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:99.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Type&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Rate Index&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:99.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; (In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Rate Swaps&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.4365%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/05/11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/04/12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/04/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.6200%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/05/11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/24/12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/24/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.6350%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/05/11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/30/12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/30/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.6590%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/05/11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;08/10/12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;08/10/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;100,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.6750%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/05/11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;08/16/12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;08/16/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;37,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.4210%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;08/01/23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:99.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;262,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:99.75pt;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;An &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accumulated &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;unrealized loss &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million was&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recognized in accumulated other comprehensive income (loss) related to the valuation of these swaps at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and the related liability is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; being reflected in the accompanying &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated statements of financial condition.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest rate swaps not designated as hedging instruments that were offered to clients &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;represented &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;an asset of $1.8 million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.4 million, respectively, and were included as part of derivative assets in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated statements&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of financial position. The credit risk to these clients stemming from these derivatives, if any, is not material. At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;14&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest rate swaps not designated as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hedging instruments that are the mirror-images of the derivatives offered to clients &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;represented a liability of $1.8 million and $2.4 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively, and were included as part of derivative liabilities in th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated statements of financial condition.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he following table shows a summary of these &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest rate swaps not designated as hedging instruments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and their terms at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Notional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fixed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Variable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Settlement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Maturity&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:108.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Type&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Rate Index&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; (In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Rate Swaps - Derivatives Offered to Clients&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,774&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.1300%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/06&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.5050%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;04/11/09&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;04/11/19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;16,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:30pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Rate Swaps - Mirror Image Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,774&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.1300%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/06&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.5050%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;04/11/09&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;04/11/19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;16,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:left;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Options T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;ied to Standard &amp;amp; Poor&amp;#8217;s 500 Stock Market Index&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company has offered its customers certificates of deposit with an option tied to the performance of the S&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;amp;P 500 Index. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The Company uses option agreements with major broker-dealers to manage &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;its exposure to changes in this index. Under the terms of the option agreements, the Company receives the average increase in the month-end value of the index in exchange for a fixed pre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ium. The changes in fair value of the option agreements used to manag&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e the exposure in the stock market in the certificates of deposit are recorded in earnings. At&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;purchased options used to manage exposure to the S&amp;amp;P 500 Index on stock indexed deposits represented an &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;asset of $1.2 million (no&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tional amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and $5.6 million (notional amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10.7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million), respectively, and the options sold to customers embedded in the certificates of deposit and recorded as deposits in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the consolidated statements of financial condition, repr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;esented a liability of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million (notional amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million) and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million (notional amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million), respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;At December 31, 2015, the notional amount by expiration date is as follows:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At December 31, 2015, the notional amount by expiration date is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:155.25pt;text-align:left;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Derivative asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Derivative liability&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:155.25pt;text-align:left;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P purchased&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P embedded&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:155.25pt;text-align:left;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;options)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:155.25pt;text-align:left;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:155.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:155.25pt;text-align:left;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Interest Rate C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;aps&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company has entered into interest rate cap transactions with various clients with floating-rate debt who wish to protect their financial results against increases in interest rates. In these cases, the Company simultaneously enters&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; into mirror-image interest rate cap transactions with financial counterparties. None of these cap transactions qualify for hedge accounting, and therefore, they are marked to market through earnings. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he outstanding total notional amount of interest rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;caps was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;109.8 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;11&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; respectively. At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the interest rate caps sold to clients represented a liability of $32 thousand and $152 thousand, respectively, and were included as part &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of derivative liabilities in the consolidated statements of financial condition. At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the interest rate caps purchased as mirror-images represented an asset of $32 thousand and $152 thousand&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively, and were included as par&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t of derivative assets in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;c&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;onsolidated statements of financial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; condition.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock>
  <us-gaap:ScheduleOfDerivativeInstrumentsTextBlock id="ID_969" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;presents the Company&amp;#8217;s derivative assets and liabilities &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;  &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Derivative assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;   Options tied to S&amp;amp;P 500 Index &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Interest rate swaps not designated as hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,819&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Interest rate caps&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;3,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;8,107&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Derivative liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Interest rate swaps designated as cash flow hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,585&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Interest rate swaps not designated as hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,819&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Interest rate caps&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;32&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;85&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;6,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;11,221&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table shows a summary&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of these swaps and their terms at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:71.25pt;text-align:center;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Notional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fixed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Variable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Trade&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Settlement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Maturity&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:99.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Type&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Rate Index&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:99.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; (In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Rate Swaps&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.4365%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/05/11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/04/12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/04/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.6200%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/05/11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/24/12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/24/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.6350%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/05/11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/30/12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/30/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.6590%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/05/11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;08/10/12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;08/10/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;100,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.6750%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;05/05/11&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;08/16/12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;08/16/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:99.75pt;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;37,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.4210%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;08/01/23&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:99.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;262,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:99.75pt;text-align:left;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Notional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fixed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Variable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Settlement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Maturity&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:108.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Type&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Rate Index&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; (In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Rate Swaps - Derivatives Offered to Clients&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,774&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.1300%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/06&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.5050%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;04/11/09&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;04/11/19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;16,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:30pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Interest Rate Swaps - Mirror Image Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,774&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.1300%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/06&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;07/03/16&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5.5050%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1-Month LIBOR&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;04/11/09&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;04/11/19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;16,274&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:78pt;text-align:left;border-color:Black;min-width:78pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfDerivativeInstrumentsTextBlock>
  <us-gaap:DerivativeLiabilities id="ID_970" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateCapMember" unitRef="USD" decimals="-3">32000</us-gaap:DerivativeLiabilities>
  <us-gaap:DerivativeLiabilities id="ID_971" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_DesignatedAsHedgingInstrumentMember" unitRef="USD" decimals="-3">4307000</us-gaap:DerivativeLiabilities>
  <us-gaap:DerivativeAssets id="ID_972" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_EmployeeStockOptionMember" unitRef="USD" decimals="-3">1170000</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeAssets id="ID_973" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateCapMember" unitRef="USD" decimals="-3">32000</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeAssets id="ID_974" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_NondesignatedMember" unitRef="USD" decimals="-3">1819000</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeLiabilities id="ID_975" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_NondesignatedMember" unitRef="USD" decimals="-3">1819000</us-gaap:DerivativeLiabilities>
  <us-gaap:DerivativeLiabilities id="ID_976" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_NondesignatedMember" unitRef="USD" decimals="-3">2399000</us-gaap:DerivativeLiabilities>
  <us-gaap:DerivativeLiabilities id="ID_977" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateCapMember" unitRef="USD" decimals="-3">152000</us-gaap:DerivativeLiabilities>
  <us-gaap:DerivativeAssets id="ID_978" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateCapMember" unitRef="USD" decimals="-3">152000</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeLiabilities id="ID_979" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_DesignatedAsHedgingInstrumentMember" unitRef="USD" decimals="-3">8585000</us-gaap:DerivativeLiabilities>
  <us-gaap:DerivativeAssets id="ID_980" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_EmployeeStockOptionMember" unitRef="USD" decimals="-3">5555000</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeAssets id="ID_981" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_NondesignatedMember" unitRef="USD" decimals="-3">2399000</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeAssets id="ID_982" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember" unitRef="USD" decimals="-3">4000</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeAssets id="ID_983" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember" unitRef="USD" decimals="-3">1000</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeLiabilities id="ID_984" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember" unitRef="USD" decimals="-3">4000</us-gaap:DerivativeLiabilities>
  <us-gaap:DerivativeLiabilities id="ID_985" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember" unitRef="USD" decimals="-3">85000</us-gaap:DerivativeLiabilities>
  <invest:DerivativeNotionalAmount id="ID_986" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26200Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="USD" decimals="-3">25000000</invest:DerivativeNotionalAmount>
  <invest:DerivativeNotionalAmount id="ID_987" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26350Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="USD" decimals="-3">25000000</invest:DerivativeNotionalAmount>
  <invest:DerivativeNotionalAmount id="ID_988" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26590Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="USD" decimals="-3">50000000</invest:DerivativeNotionalAmount>
  <invest:DerivativeNotionalAmount id="ID_989" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26750Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="USD" decimals="-3">100000000</invest:DerivativeNotionalAmount>
  <us-gaap:DerivativeAverageFixedInterestRate id="ID_990" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26200Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="pure" decimals="6">0.0262</us-gaap:DerivativeAverageFixedInterestRate>
  <us-gaap:DerivativeAverageFixedInterestRate id="ID_991" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26350Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="pure" decimals="6">0.02635</us-gaap:DerivativeAverageFixedInterestRate>
  <us-gaap:DerivativeAverageFixedInterestRate id="ID_992" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26590Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="pure" decimals="6">0.02659</us-gaap:DerivativeAverageFixedInterestRate>
  <us-gaap:DerivativeAverageFixedInterestRate id="ID_993" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26750Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="pure" decimals="6">0.02675</us-gaap:DerivativeAverageFixedInterestRate>
  <us-gaap:DerivativeInceptionDates id="ID_994" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24365Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2011-05-05</us-gaap:DerivativeInceptionDates>
  <us-gaap:DerivativeMaturityDates id="ID_995" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24365Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2016-05-04</us-gaap:DerivativeMaturityDates>
  <invest:InvestmentContractSettlementDate id="ID_996" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24365Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2012-05-04</invest:InvestmentContractSettlementDate>
  <us-gaap:DerivativeInceptionDates id="ID_997" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26200Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2011-05-05</us-gaap:DerivativeInceptionDates>
  <invest:InvestmentContractSettlementDate id="ID_998" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26200Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2012-07-24</invest:InvestmentContractSettlementDate>
  <us-gaap:DerivativeMaturityDates id="ID_999" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26200Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2016-07-24</us-gaap:DerivativeMaturityDates>
  <us-gaap:DerivativeInceptionDates id="ID_1000" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26350Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2011-05-05</us-gaap:DerivativeInceptionDates>
  <us-gaap:DerivativeMaturityDates id="ID_1001" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26350Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2016-07-30</us-gaap:DerivativeMaturityDates>
  <invest:InvestmentContractSettlementDate id="ID_1002" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26350Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2012-07-30</invest:InvestmentContractSettlementDate>
  <us-gaap:DerivativeMaturityDates id="ID_1003" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26590Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2016-08-10</us-gaap:DerivativeMaturityDates>
  <us-gaap:DerivativeInceptionDates id="ID_1004" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26590Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2011-05-05</us-gaap:DerivativeInceptionDates>
  <invest:InvestmentContractSettlementDate id="ID_1005" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26590Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2012-08-10</invest:InvestmentContractSettlementDate>
  <us-gaap:DerivativeInceptionDates id="ID_1006" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26750Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2011-05-05</us-gaap:DerivativeInceptionDates>
  <invest:InvestmentContractSettlementDate id="ID_1007" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26750Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2012-08-16</invest:InvestmentContractSettlementDate>
  <us-gaap:DerivativeMaturityDates id="ID_1008" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate26750Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2016-08-16</us-gaap:DerivativeMaturityDates>
  <invest:DerivativeNotionalAmount id="ID_1009" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="USD" decimals="-3">262982000</invest:DerivativeNotionalAmount>
  <us-gaap:DerivativeAverageFixedInterestRate id="ID_1010" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24365Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="pure" decimals="6">0.024365</us-gaap:DerivativeAverageFixedInterestRate>
  <invest:DerivativeNotionalAmount id="ID_1011" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24365Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="USD" decimals="-3">25000000</invest:DerivativeNotionalAmount>
  <invest:DerivativeNotionalAmount id="ID_1012" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24210Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="USD" decimals="-3">37982000</invest:DerivativeNotionalAmount>
  <us-gaap:DerivativeAverageFixedInterestRate id="ID_1013" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24210Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember" unitRef="pure" decimals="6">0.02421</us-gaap:DerivativeAverageFixedInterestRate>
  <invest:InvestmentContractSettlementDate id="ID_1014" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24210Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2013-07-03</invest:InvestmentContractSettlementDate>
  <us-gaap:DerivativeMaturityDates id="ID_1015" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24210Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2023-08-01</us-gaap:DerivativeMaturityDates>
  <us-gaap:DerivativeInceptionDates id="ID_1016" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate24210Member_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateSwapMember">2013-07-03</us-gaap:DerivativeInceptionDates>
  <invest:DerivativeNotionalAmount id="ID_1017" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember" unitRef="USD" decimals="-3">3774000</invest:DerivativeNotionalAmount>
  <invest:DerivativeNotionalAmount id="ID_1018" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember" unitRef="USD" decimals="-3">12500000</invest:DerivativeNotionalAmount>
  <invest:DerivativeNotionalAmount id="ID_1019" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember" unitRef="USD" decimals="-3">3774000</invest:DerivativeNotionalAmount>
  <invest:DerivativeNotionalAmount id="ID_1020" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember" unitRef="USD" decimals="-3">12500000</invest:DerivativeNotionalAmount>
  <us-gaap:DerivativeAverageFixedInterestRate id="ID_1021" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember" unitRef="pure" decimals="6">0.0513</us-gaap:DerivativeAverageFixedInterestRate>
  <us-gaap:DerivativeAverageFixedInterestRate id="ID_1022" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember" unitRef="pure" decimals="6">0.05505</us-gaap:DerivativeAverageFixedInterestRate>
  <us-gaap:DerivativeAverageFixedInterestRate id="ID_1023" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember" unitRef="pure" decimals="6">0.0513</us-gaap:DerivativeAverageFixedInterestRate>
  <us-gaap:DerivativeAverageFixedInterestRate id="ID_1024" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember" unitRef="pure" decimals="6">0.05505</us-gaap:DerivativeAverageFixedInterestRate>
  <us-gaap:DerivativeMaturityDates id="ID_1025" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember">2016-07-03</us-gaap:DerivativeMaturityDates>
  <invest:InvestmentContractSettlementDate id="ID_1026" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember">2006-07-03</invest:InvestmentContractSettlementDate>
  <invest:InvestmentContractSettlementDate id="ID_1027" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember">2009-04-11</invest:InvestmentContractSettlementDate>
  <us-gaap:DerivativeMaturityDates id="ID_1028" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_DerivativesOfferedToClientsMember">2019-04-11</us-gaap:DerivativeMaturityDates>
  <invest:InvestmentContractSettlementDate id="ID_1029" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember">2006-07-03</invest:InvestmentContractSettlementDate>
  <us-gaap:DerivativeMaturityDates id="ID_1030" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate513Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember">2016-07-03</us-gaap:DerivativeMaturityDates>
  <us-gaap:DerivativeMaturityDates id="ID_1031" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember">2019-04-11</us-gaap:DerivativeMaturityDates>
  <invest:InvestmentContractSettlementDate id="ID_1032" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DerivativeByInterestRateAxis_ofg_Rate551Member_us-gaap_DerivativeByNatureAxis_ofg_MirrorImageDerivativesMember">2009-04-11</invest:InvestmentContractSettlementDate>
  <ofg:NotionalAmountEmbeddedOption id="ID_1033" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">3200000</ofg:NotionalAmountEmbeddedOption>
  <ofg:NotionalAmountEmbeddedOption id="ID_1034" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">10500000</ofg:NotionalAmountEmbeddedOption>
  <ofg:NotionalAmountPurchasedOption id="ID_1035" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">3400000</ofg:NotionalAmountPurchasedOption>
  <ofg:NotionalAmountPurchasedOption id="ID_1036" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">10700000</ofg:NotionalAmountPurchasedOption>
  <us-gaap:EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability id="ID_1037" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">1100000</us-gaap:EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability>
  <us-gaap:EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability id="ID_1038" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">5500000</us-gaap:EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability>
  <us-gaap:AccountsReceivableBilledForLongTermContractsOrPrograms id="ID_1039" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_us-gaap_SwaptionMember" unitRef="USD" decimals="-3">3375000</us-gaap:AccountsReceivableBilledForLongTermContractsOrPrograms>
  <us-gaap:PurchaseObligation id="ID_1040" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_us-gaap_SwaptionMember" unitRef="USD" decimals="-3">3152000</us-gaap:PurchaseObligation>
  <us-gaap:LongTermContractsOrProgramsDisclosureTextBlock id="ID_1041" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:155.25pt;text-align:left;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Derivative asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Derivative liability&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:155.25pt;text-align:left;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P purchased&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P embedded&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:155.25pt;text-align:left;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;options)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:155.25pt;text-align:left;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:79.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:79.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:155.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:155.25pt;text-align:left;border-color:Black;min-width:155.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:LongTermContractsOrProgramsDisclosureTextBlock>
  <us-gaap:OtherAssetsDisclosureTextBlock id="ID_1042" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;11&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;ACCRUED INTEREST RECEIVABLE AND&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;OTHER ASSET&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;S&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Accrued interest receivable at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; consists of the following:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans, excluding acquired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,005&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,617&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;20,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;21,345&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Other assets at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consist of the following&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:148.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:148.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:156pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FDIC receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,974&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Prepaid expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,762&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other repossessed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,800&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Core deposit and customer relationship intangibles&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,838&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,743&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage tax credits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,277&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investment in Statutory Trust&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accounts receivable and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;42,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;38,830&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;75,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;108,725&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At December 31, 2014, the FDIC receivable included a $15.0 million receivable corresponding to the FDIC loss-share certification from the third quarter of 2014 that was received in January 2015.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;  No FDIC receivable was recorded at December 31, 2015.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Prepaid expenses amounting &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to $11.8 million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $16.0 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively, include prepaid municipal, property and income taxes &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;aggregating to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In connection with &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the FDIC-assiste&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d acquisi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion and the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BBVAPR Acquisition, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recorded a core deposit intangible representing the value of checking and savings deposits acquired. At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; this core deposit intangible &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. In ad&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dition, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the Company recorded a customer relationship &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;intangible &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;representing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the value of customer relationships acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with the acquisition of the securities broker-dealer and insurance agency in the BBVAPR Acquisition. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, this customer relationship intangible &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Other repossessed assets &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;totaled $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and $21.8 million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014, respectively, include repossessed automobiles a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mounting to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20.7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively, which are recorded at their net realizable value.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015 and 2014,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; tax credits for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;totaled $6.3 million for both&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; periods&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;These tax credits do not have an expiration date&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:OtherAssetsDisclosureTextBlock>
  <us-gaap:AccruedInvestmentIncomeReceivable id="ID_1043" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">4617000</us-gaap:AccruedInvestmentIncomeReceivable>
  <us-gaap:AccruedInvestmentIncomeReceivable id="ID_1044" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4340000</us-gaap:AccruedInvestmentIncomeReceivable>
  <ofg:AccruedInterestReceivableOnNonAcquiredLoans id="ID_1045" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">16020000</ofg:AccruedInterestReceivableOnNonAcquiredLoans>
  <ofg:AccruedInterestReceivableOnNonAcquiredLoans id="ID_1046" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">17005000</ofg:AccruedInterestReceivableOnNonAcquiredLoans>
  <us-gaap:InterestReceivable id="ID_1047" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">20637000</us-gaap:InterestReceivable>
  <us-gaap:InterestReceivable id="ID_1048" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">21345000</us-gaap:InterestReceivable>
  <ofg:ScheduleOfAccruedInterestReceivableTableTextBlock id="ID_1049" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans, excluding acquired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,005&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,617&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;20,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;21,345&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:ScheduleOfAccruedInterestReceivableTableTextBlock>
  <us-gaap:ScheduleOfOtherAssetsTableTextBlock id="ID_1050" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Other assets at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consist of the following&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:148.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:148.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:156pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:156pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FDIC receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,974&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Prepaid expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,762&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other repossessed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,800&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Core deposit and customer relationship intangibles&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,838&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,743&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Mortgage tax credits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,277&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,277&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Investment in Statutory Trust&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accounts receivable and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;42,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;38,830&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;75,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;108,725&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfOtherAssetsTableTextBlock>
  <us-gaap:OtherPrepaidExpenseCurrent id="ID_1051" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">11762000</us-gaap:OtherPrepaidExpenseCurrent>
  <us-gaap:OtherIntangibleAssetsNet id="ID_1052" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">7838000</us-gaap:OtherIntangibleAssetsNet>
  <ofg:InvestmentInStatutoryTrust id="ID_1053" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1083000</ofg:InvestmentInStatutoryTrust>
  <us-gaap:AccountsAndOtherReceivablesNetCurrent id="ID_1054" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">42786000</us-gaap:AccountsAndOtherReceivablesNetCurrent>
  <us-gaap:OtherIntangibleAssetsNet id="ID_1055" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">9743000</us-gaap:OtherIntangibleAssetsNet>
  <us-gaap:OtherPrepaidExpenseCurrent id="ID_1056" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">16018000</us-gaap:OtherPrepaidExpenseCurrent>
  <ofg:InvestmentInStatutoryTrust id="ID_1057" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1083000</ofg:InvestmentInStatutoryTrust>
  <us-gaap:AccountsAndOtherReceivablesNetCurrent id="ID_1058" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">38830000</us-gaap:AccountsAndOtherReceivablesNetCurrent>
  <us-gaap:TaxCreditCarryforwardAmount id="ID_1059" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">6277000</us-gaap:TaxCreditCarryforwardAmount>
  <us-gaap:TaxCreditCarryforwardAmount id="ID_1060" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">6277000</us-gaap:TaxCreditCarryforwardAmount>
  <ofg:OtherIntangibleAssets id="ID_1061" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AssetsAcquiredByCompanyAcquireeAxis_ofg_EurobankMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CoreDepositsMember" unitRef="USD" decimals="-5">5300000</ofg:OtherIntangibleAssets>
  <ofg:OtherIntangibleAssets id="ID_1062" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AssetsAcquiredByCompanyAcquireeAxis_ofg_EurobankMember_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CoreDepositsMember" unitRef="USD" decimals="-5">6500000</ofg:OtherIntangibleAssets>
  <ofg:RepossessedAuto id="ID_1063" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">5500000</ofg:RepossessedAuto>
  <ofg:RepossessedAuto id="ID_1064" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">20700000</ofg:RepossessedAuto>
  <us-gaap:DepositLiabilitiesDisclosuresTextBlock id="ID_1065" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;12&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; DEPOSITS AND RELATED INTEREST&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Total deposits, including related accrued interest payable, as of December 31, 2015 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consist of the following:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:176.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-interest bearing demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;761,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;745,142&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest-bearing savings and demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,208,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,544,665&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Individual retirement accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;268,799&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;303,049&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Retail certificates of deposit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;441,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;452,150&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Institutional certificates of deposit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;253,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;260,090&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;       Total core deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,933,885&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;4,305,096&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Brokered deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;782,974&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;619,310&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;       Total deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;4,716,859&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;4,924,406&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Brokered deposits &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;include $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;711.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million in certificates of deposits and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;71.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; money market accounts at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;526.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million in certificates of deposits and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;93.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in money market accounts at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he weighted average &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest rate of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&amp;#8217;s deposits was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;57&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.66&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at December 31, 2015, and 2014 respectively, inclusive of non-interest bearing deposits of $761.1 million and $745.1 million, respectively.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Interest expense for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Dec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ember 31, 2015, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:245.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:245.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Demand and savings deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,498&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Certificates of deposit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;18,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;27,034&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;33,954&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;40,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2014, demand and interest-bearing deposits and certificates of deposit included deposits of Puerto Rico Cash &amp;amp; Money Market Fund, Inc., which amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;103.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;96.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; with a weighted average rate of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.77&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.78&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%, and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, as required pursuant to an OCFI ruling,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were collateralized with investment securities with a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fair value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;81.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;76.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At December 31, 2015 and 2014,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; time deposits in denominations of $100 thousand or higher, excluding &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accrued interest and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;unamortized discounts, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;597.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;608.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; respectively. Such amounts include&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; public fund&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; time deposits from various Puerto Rico government municipalities, agencies, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;corporations &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at a weighted average rate of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.49&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0.50&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; total&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; public fund deposits from various Puerto Rico government &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;municipalities, agencies, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;corporations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;99.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;18&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respectively. These public funds were collateralized &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with commercial loans amounting to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;410.9 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million at Dec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ember 31,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2015 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;with investment securities with a fair value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;97.8 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million at such date, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and commercial loans amounting to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;414.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2014&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Excluding equity indexed options in the amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, which are used by the Company to manage its exposure to the S&amp;amp;P 500 Index, and also excluding accrued interest of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and unamortized deposit discount in the amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;311&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the scheduled&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; maturities of certificates of deposit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:84.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:84.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands) &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Within one year:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Three (3) months or less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;474,051&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Over 3 months through 1 year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;501,551&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;975,602&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 1 through 2 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;454,906&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 2 through 3 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;176,406&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 3 through 4 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;32,396&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 4 through 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;33,715&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,673,025&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table of scheduled maturities of certificates of deposits&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;above includes brokered-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;deposits and individual retirement accounts.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The aggregate amount of overdrafts in demand deposit accounts that were reclassified to loans amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;845 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thousand as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
  <ofg:DepositsByComponentTableTextBlock id="ID_1066" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Total deposits, including related accrued interest payable, as of December 31, 2015 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consist of the following:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:176.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-interest bearing demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;761,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;745,142&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Interest-bearing savings and demand deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,208,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,544,665&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Individual retirement accounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;268,799&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;303,049&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Retail certificates of deposit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;441,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;452,150&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Institutional certificates of deposit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;253,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;260,090&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;       Total core deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,933,885&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;4,305,096&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Brokered deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;782,974&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;619,310&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;       Total deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;4,716,859&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;4,924,406&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:DepositsByComponentTableTextBlock>
  <us-gaap:InterestBearingDepositLiabilities id="ID_1067" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">2544665000</us-gaap:InterestBearingDepositLiabilities>
  <us-gaap:InterestBearingDomesticDepositTimeDeposits id="ID_1068" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">303049000</us-gaap:InterestBearingDomesticDepositTimeDeposits>
  <us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits id="ID_1069" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">452150000</us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits>
  <us-gaap:DepositsRetail id="ID_1070" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4305096000</us-gaap:DepositsRetail>
  <us-gaap:InterestBearingDomesticDepositBrokered id="ID_1071" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">619310000</us-gaap:InterestBearingDomesticDepositBrokered>
  <us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits id="ID_1072" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">441998000</us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits>
  <us-gaap:DepositsRetail id="ID_1073" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3933885000</us-gaap:DepositsRetail>
  <us-gaap:InterestBearingDomesticDepositTimeDeposits id="ID_1074" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">268799000</us-gaap:InterestBearingDomesticDepositTimeDeposits>
  <us-gaap:InterestBearingDepositLiabilities id="ID_1075" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">2208180000</us-gaap:InterestBearingDepositLiabilities>
  <us-gaap:InterestBearingDomesticDepositBrokered id="ID_1076" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">782974000</us-gaap:InterestBearingDomesticDepositBrokered>
  <ofg:InterestBearingDomesticDepositCertificatesOfDepositsInstitutional id="ID_1077" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">253791000</ofg:InterestBearingDomesticDepositCertificatesOfDepositsInstitutional>
  <us-gaap:NoninterestBearingDepositLiabilities id="ID_1078" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">745142000</us-gaap:NoninterestBearingDepositLiabilities>
  <us-gaap:NoninterestBearingDepositLiabilities id="ID_1079" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">761117000</us-gaap:NoninterestBearingDepositLiabilities>
  <ofg:InterestBearingDomesticDepositCertificatesOfDepositsInstitutional id="ID_1080" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">260090000</ofg:InterestBearingDomesticDepositCertificatesOfDepositsInstitutional>
  <us-gaap:WeightedAverageRateDomesticDeposit id="ID_1081" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="6">0.0057</us-gaap:WeightedAverageRateDomesticDeposit>
  <us-gaap:WeightedAverageRateDomesticDeposit id="ID_1082" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="6">0.0066</us-gaap:WeightedAverageRateDomesticDeposit>
  <ofg:BrokeredCertificatesOfDeposits id="ID_1083" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">711400000</ofg:BrokeredCertificatesOfDeposits>
  <us-gaap:DepositsMoneyMarketDeposits id="ID_1084" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">71600000</us-gaap:DepositsMoneyMarketDeposits>
  <ofg:BrokeredCertificatesOfDeposits id="ID_1085" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">526200000</ofg:BrokeredCertificatesOfDeposits>
  <us-gaap:DepositsMoneyMarketDeposits id="ID_1086" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">93100000</us-gaap:DepositsMoneyMarketDeposits>
  <ofg:InterestExpenseDomesticDepositLiabilitiesTableTextBlock id="ID_1087" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Interest expense for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Dec&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ember 31, 2015, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:245.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:245.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Demand and savings deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,498&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Certificates of deposit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;18,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;27,034&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;33,954&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;40,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:InterestExpenseDomesticDepositLiabilitiesTableTextBlock>
  <us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits id="ID_1088" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">12414000</us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits>
  <us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits id="ID_1089" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">17724000</us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits>
  <us-gaap:InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit id="ID_1090" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">14620000</us-gaap:InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit>
  <us-gaap:InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit id="ID_1091" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">16230000</us-gaap:InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit>
  <ofg:PuertoRicoCashMoneyMarketFundDeposits id="ID_1092" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">103700000</ofg:PuertoRicoCashMoneyMarketFundDeposits>
  <ofg:PuertoRicoCashMoneyMarketFundDeposits id="ID_1093" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">96800000</ofg:PuertoRicoCashMoneyMarketFundDeposits>
  <ofg:PuertoRicoCashMoneyMarketFundWeightedAverageRate id="ID_1094" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="6">0.0077</ofg:PuertoRicoCashMoneyMarketFundWeightedAverageRate>
  <ofg:PuertoRicoCashMoneyMarketFundCollateral id="ID_1095" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">81600000</ofg:PuertoRicoCashMoneyMarketFundCollateral>
  <ofg:PuertoRicoCashMoneyMarketFundCollateral id="ID_1096" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">76300000</ofg:PuertoRicoCashMoneyMarketFundCollateral>
  <ofg:PuertoRicoCashMoneyMarketFundWeightedAverageRate id="ID_1097" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="6">0.0078</ofg:PuertoRicoCashMoneyMarketFundWeightedAverageRate>
  <us-gaap:TimeDeposits100000OrMore id="ID_1098" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">597600000</us-gaap:TimeDeposits100000OrMore>
  <us-gaap:TimeDeposits100000OrMore id="ID_1099" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">608100000</us-gaap:TimeDeposits100000OrMore>
  <ofg:PublicFundTimeDepositsWeightedAverageRate id="ID_1100" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="6">0.0049</ofg:PublicFundTimeDepositsWeightedAverageRate>
  <ofg:PublicFundTimeDepositsWeightedAverageRate id="ID_1101" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="6">0.005</ofg:PublicFundTimeDepositsWeightedAverageRate>
  <ofg:PublicFundTimeDepositsCollateralCommercialLoans id="ID_1102" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">410900000</ofg:PublicFundTimeDepositsCollateralCommercialLoans>
  <ofg:PublicFundTimeDeposits id="ID_1103" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">7700000</ofg:PublicFundTimeDeposits>
  <ofg:PublicFundsDeposit id="ID_1104" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">99000000</ofg:PublicFundsDeposit>
  <ofg:PublicFundTimeDepositsCollateralCommercialLoans id="ID_1105" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">414500000</ofg:PublicFundTimeDepositsCollateralCommercialLoans>
  <ofg:PublicFundsDeposit id="ID_1106" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">318500000</ofg:PublicFundsDeposit>
  <us-gaap:DepositLiabilitiesAccruedInterest id="ID_1107" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">1500000</us-gaap:DepositLiabilitiesAccruedInterest>
  <us-gaap:DebtInstrumentUnamortizedDiscount id="ID_1108" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">311000</us-gaap:DebtInstrumentUnamortizedDiscount>
  <ofg:EquityIndexedOption id="ID_1109" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">1100000</ofg:EquityIndexedOption>
  <ofg:MaturitiesOfTimeDepositsTableTextBlock id="ID_1110" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Excluding equity indexed options in the amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, which are used by the Company to manage its exposure to the S&amp;amp;P 500 Index, and also excluding accrued interest of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.5 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and unamortized deposit discount in the amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;311&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the scheduled&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; maturities of certificates of deposit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:84.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:84.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands) &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Within one year:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Three (3) months or less&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;474,051&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Over 3 months through 1 year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;501,551&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;975,602&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 1 through 2 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;454,906&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 2 through 3 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;176,406&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 3 through 4 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;32,396&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 4 through 5 years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;33,715&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,673,025&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:266.25pt;text-align:left;border-color:Black;min-width:266.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:MaturitiesOfTimeDepositsTableTextBlock>
  <ofg:TimeDepositMaturitiesLessThanThreeMonth id="ID_1111" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">474051000</ofg:TimeDepositMaturitiesLessThanThreeMonth>
  <ofg:TimeDepositMaturitiesThreeToTwelveMonth id="ID_1112" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">501551000</ofg:TimeDepositMaturitiesThreeToTwelveMonth>
  <us-gaap:TimeDepositMaturitiesYearOne id="ID_1113" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">975602000</us-gaap:TimeDepositMaturitiesYearOne>
  <us-gaap:TimeDepositMaturitiesYearTwo id="ID_1114" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">454906000</us-gaap:TimeDepositMaturitiesYearTwo>
  <us-gaap:TimeDepositMaturitiesYearThree id="ID_1115" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">176406000</us-gaap:TimeDepositMaturitiesYearThree>
  <us-gaap:TimeDepositMaturitiesYearFour id="ID_1116" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">32396000</us-gaap:TimeDepositMaturitiesYearFour>
  <us-gaap:TimeDepositMaturitiesYearFive id="ID_1117" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">33715000</us-gaap:TimeDepositMaturitiesYearFive>
  <ofg:TotalTimeDepositsExcludingEquityIndexesOptions id="ID_1118" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1673025000</ofg:TotalTimeDepositsExcludingEquityIndexesOptions>
  <us-gaap:BankOverdrafts id="ID_1119" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">1500000</us-gaap:BankOverdrafts>
  <us-gaap:BankOverdrafts id="ID_1120" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">845000</us-gaap:BankOverdrafts>
  <us-gaap:InterestPayableCurrentAndNoncurrent id="ID_1121" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_RepurchaseAgreementsMember" unitRef="USD" decimals="-5">2200000</us-gaap:InterestPayableCurrentAndNoncurrent>
  <us-gaap:InterestPayableCurrentAndNoncurrent id="ID_1122" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_RepurchaseAgreementsMember" unitRef="USD" decimals="-5">2300000</us-gaap:InterestPayableCurrentAndNoncurrent>
  <us-gaap:DebtDisclosureTextBlock id="ID_1123" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;13&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; BORROWINGS&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; AND RELATED INTEREST&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Securities Sold under Agreements to Repurchase&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, securities underlying agreements to repurchase were delivered to, and are being held by, the counterparties with whom the repurchase &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;agreements were transacted. The counterparties have agreed to resell to the Company the same or similar securities at the maturity of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;se&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; agreements.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;securities sold under agreements to repurchase (classified by counterparty), excluding accrued interest in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amount &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:322.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:322.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Borrowing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Underlying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Borrowing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Underlying&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:322.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:322.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;JP Morgan Chase Bank NA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;262,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;283,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;307,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;328,198&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Credit Suisse Securities (USA) LLC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;670,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;737,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;670,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;760,327&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;932,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,021,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;977,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,088,525&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table shows a summary of the Company&amp;#8217;s repurchase agreements and their terms, excluding accrued interest in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amount &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of $2.2 million,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:center;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:105pt;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; Borrowing &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:center;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Maturity &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year of Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Balance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Coupon &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Settlement Date &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Date &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;170,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.500%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12/6/2012&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12/8/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;232,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;0.950%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12/10/2012&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9/30/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;30,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;0.700%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12/3/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1/5/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;500,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4.780%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3/2/2007&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3/2/2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:left;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;932,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;3.100%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:left;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:left;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:left;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents the repurchase liability associated with the repurchase agreement transactions (excluding accrued interest) by maturity. Also, it includes the carrying value and approximate market value of collateral (excluding accrued &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest) at December 31, 2015 and 2014. There was no cash collateral at December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:315pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:216.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:216.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Market Value of Underlying Collateral&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;FNMA and &lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;US Treasury&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;FHLMC &lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Treasury&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Liability&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:315pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Less than 90 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;30,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;0.70%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;31,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;31,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 90 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;902,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3.18%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;974,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;989,409&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;932,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;3.10%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,006,659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;12,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,021,370&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:262.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:262.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:164.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Market Value of Underlying Collateral&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;FNMA and &lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;FHLMC &lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Liability&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:262.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:262.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Less than 90 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;52,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;0.39%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;56,066&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;56,066&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 90 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;925,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.83%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,031,206&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,032,459&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;977,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2.89%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,087,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,088,525&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following summarizes significant data on securities sold under agreements to repurchase as of December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014, excluding accrued interest: &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:159pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:159pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:159pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:159pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Average daily aggregate balance outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,012,756&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,041,378&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Maximum outstanding balance at any month-end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,158,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,149,167&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Weighted average interest rate during the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.85%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Weighted average interest rate at year end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3.10%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.95%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Advances from the Federal Home Loan Bank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; of New York&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Advances are received from the Federal Home Loan Bank of New York (the &amp;#8220;FHLB-NY&amp;#8221;) under an agreement whereby the Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is required to maintain a minimum amount of qualifying collateral with a fair value of at least 110% of the outstanding advances. At D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015 and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2014, these advances were secured by mortgage and commercial loans amounting to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;billion and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;billion, respectively. Also,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and 2014, the Company had an additional borrowing capacity with the FHLB-NY of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;770.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;606.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respectively. At De&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cember 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014, the weighted average remaining maturity of FHLB&amp;#8217;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s advances was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6.3 months&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.8 months&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The original terms of these advances range between one &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;month&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and seven years, and the FHLB-NY does not have the right to exercise put options at par on any advances outstanding as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table shows a summary of these advances and their terms, excluding accrued interest in the amount &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;62&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thousand&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Borrowing &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Maturity &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;   Year of Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Coupon &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Settlement Date &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.56%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/4/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/4/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.66%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/10/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/11/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;100,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.64%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/16/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/19/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.59%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/24/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/25/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.53%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/30/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/29/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;37,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.49%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/1/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/4/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;262,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1.24%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4/3/2012&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4/3/2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;30,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.19%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/16/2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/16/2018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.18%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/16/2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/16/2018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.59%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7/19/2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7/20/2020&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;332,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;0.93%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All of the advances referred to above with maturity dates up to the date of this report were renewed as one-month short-term advances.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;S&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;ubordinated Capital Notes&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Subordinated capital notes amounted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to $102.6 million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $101.6 million at December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In August 2003, the Statutory Trust II, a special purpose entity of the Company, was formed for the purpose of issuing trust redeemable preferred securities. In September 2003, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;35.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;trust redeemable preferred securities were issued by the Statutory Trust II as part of a pooled underwriting transaction. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The proceeds from this issuance were used by the Statutory Trust II to purchase a like amount of a floating rate junior subordinated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; deferrable interest debenture issued by the Company. The subordinated deferrable interest debenture has a par value of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;36.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, bears interest based on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3-month LIBOR plus 295 basis &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;points&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.48&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.19&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% at December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;), is pay&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;able quarterly, and matures on September 17, 2033. It may be called at par after five years and quarterly &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thereafter (next call date &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;March 2016&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;). The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; trust redeemable preferred securities have the same maturity and call provisions as the subordinated defer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rable interest debenture. The subordinated deferrable interest debenture issued by the Company is accounted for as a liability denominated as a subordinated capital note on the consolidated statements of financial condition.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The subordinated capital note &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is treated as Tier 1 capital for regulatory purposes. Under &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the Dodd-Frank Act and the new capital rules issued by the federal banking regulatory agencies in July 2013, bank holding companies are prohibited from including in their Tier 1 capital hybrid debt and equity securities, including trust preferre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d securities, issued on or after May 19, 2010. Any such instruments issued before May 19, 2010 by a bank holding company, such as the Company, with total consolidated assets of less than $15 billion as of December 31, 2009, may continue to be included as T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ier 1 capital. Therefore, the Company is permitted to continue to include its existing trust preferred securities as Tier 1 capital.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Following are the outstanding subordinated capital notes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, which are not trust preferred securities, and were&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; assumed &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as pa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rt of the BBVAPR Acquisition on December 18, 2012:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Subordinated capital notes issued in September 2006 amounting to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;37.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million at a fixed rate of 5.76% through September 29, 2011, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;three-month LIBOR plus 1.56%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thereafter (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.16&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% at December&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;81&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;), due September 29, 2016. Interest on these subordinated notes is payable quarterly during the floating-rate period. The Bank has the option to redeem these subordinated capital notes in whole or in part from time to time before&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; maturity at 100% of the principal amount plus any accrued but unpaid interest to the date of redemption, beginning September 29, 2011, and at each payment date thereafter.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Subordinated capital notes issued in September 2006 amounting to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;30.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million at a variable &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rate of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;three-month LIBOR &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;plus 1.56%&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thereafter (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.16&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% at December&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;% at December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;), due September 29, 2016. Interest on these subordinated notes is payable quarterly. The Bank has the option to redeem these subor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dinated capital notes in whole or in part from time to time before maturity at 100% of the principal amount plus any accrued but unpaid interest to the date of redemption, beginning September 29, 2011, and at each payment date thereafter.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;These notes qual&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ified&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as Tier 2 capital at a discounted rate, which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;totaled&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;13.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million at December 31, 2014. They&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; have been fully discounted at December 31, 2015. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Generally speaking, subordinated notes are included as Tier 2 capital if they have an original weighted a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;verage maturity of at least 5 years and comply with certain other requirements.&amp;#160;As the notes approach maturity, they begin to take on characteristics of a short term &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;obligation. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;For this reason, the outstanding amount eligible for inclusion in Tier 2 capit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;al is reduced, or discounted, as the instruments approach maturity: one fifth of the outstanding amount is excluded each year during the instruments la&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;st five years before maturity. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;When the remaining maturity is less than one year, the instrument is exclu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ded from Tier 2 capital.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Under the requirements of Puerto Rico Banking Act, the Bank must establish a redemption fund for the subordinated capital notes by transferring from undivided profits pre-established amounts as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Redemption fund&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Redemption fund at December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;61,975&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,025&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;67,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Other borrowings&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Other&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; borrowings, presented in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated statements of financial condition amounted to $1.7 million and $4.0 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and December 31, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively, which mainly consists of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;unsecured fixed-rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;borrowings.  For both periods, the unsecured fixed rate borrowings amounted to $1.7 million at a fixed rate of 3.0%.  There are no term notes &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;however, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at December 31, 2014,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; term notes tied to the S&amp;amp;P index&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;th an index appreciation of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:DebtDisclosureTextBlock>
  <ofg:ScheduleOfRepurchaseAgreementCounterpartyTableTextBlock id="ID_1124" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;securities sold under agreements to repurchase (classified by counterparty), excluding accrued interest in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amount &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:322.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:322.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Borrowing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Underlying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Borrowing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Underlying&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:322.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:322.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;JP Morgan Chase Bank NA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;262,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;283,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;307,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;328,198&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Credit Suisse Securities (USA) LLC&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;670,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;737,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;670,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;760,327&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;932,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,021,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;977,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,088,525&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:137.25pt;text-align:left;border-color:Black;min-width:137.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:ScheduleOfRepurchaseAgreementCounterpartyTableTextBlock>
  <us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue id="ID_1125" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">1021370000</us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue>
  <us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue id="ID_1126" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_JpMorganChaseBankNaMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">283483000</us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue>
  <us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue id="ID_1127" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_JpMorganChaseBankNaMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">328198000</us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue>
  <us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue id="ID_1128" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_CreditSuisseSecuritiesLlcMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">760327000</us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue>
  <us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue id="ID_1129" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_CreditSuisseSecuritiesLlcMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">737887000</us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue>
  <us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue id="ID_1130" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">1088525000</us-gaap:PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue>
  <ofg:ScheduleOfRepurchaseAgreementByMaturityTableTextBlock id="ID_1131" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table shows a summary of the Company&amp;#8217;s repurchase agreements and their terms, excluding accrued interest in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amount &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of $2.2 million,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:center;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:105pt;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; Borrowing &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:center;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Maturity &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:105pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year of Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Balance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Coupon &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Settlement Date &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Date &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:105pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;170,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.500%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12/6/2012&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12/8/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;232,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;0.950%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12/10/2012&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9/30/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;30,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;0.700%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12/3/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1/5/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:center;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;500,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4.780%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3/2/2007&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3/2/2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:left;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;932,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;3.100%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:105pt;text-align:left;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:left;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:105pt;text-align:left;border-color:Black;min-width:105pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:ScheduleOfRepurchaseAgreementByMaturityTableTextBlock>
  <us-gaap:DebtWeightedAverageInterestRate id="ID_1132" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="pure" decimals="5">0.031</us-gaap:DebtWeightedAverageInterestRate>
  <invest:InvestmentRepurchaseAgreementDateOfAgreement id="ID_1133" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate32017Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">2007-03-02</invest:InvestmentRepurchaseAgreementDateOfAgreement>
  <invest:InvestmentRepurchaseAgreementRepurchaseDate id="ID_1134" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate32017Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">2017-03-02</invest:InvestmentRepurchaseAgreementRepurchaseDate>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability id="ID_1135" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">932500000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1136" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">1021370000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate id="ID_1137" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="pure" decimals="4">0.031</us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate id="ID_1138" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="pure" decimals="4">0.0318</us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1139" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">989409000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability id="ID_1140" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">902500000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1141" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">974698000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1142" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">1006659000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1143" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">2131000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1144" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">2131000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:ScheduleOfRepurchaseAgreements id="ID_1145" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:315pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:216.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:216.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Market Value of Underlying Collateral&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:99.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:99.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;FNMA and &lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;US Treasury&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;FHLMC &lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Treasury&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Liability&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Notes&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:315pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:315pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Less than 90 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;30,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;0.70%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;31,961&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;31,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 90 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;902,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3.18%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;974,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;989,409&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;932,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;3.10%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,006,659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;12,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,021,370&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:262.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:262.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:164.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Market Value of Underlying Collateral&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;FNMA and &lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;FHLMC &lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;GNMA&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Liability&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:262.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:262.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Less than 90 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;52,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;0.39%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;56,066&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;56,066&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Over 90 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;925,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.83%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,031,206&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,032,459&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;977,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2.89%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,087,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1,088,525&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:84pt;text-align:left;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:33.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:33.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfRepurchaseAgreements>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability id="ID_1146" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">977816000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1147" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">1088525000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate id="ID_1148" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="pure" decimals="4">0.0289</us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability id="ID_1149" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">52816000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1150" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">56066000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate id="ID_1151" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="pure" decimals="4">0.0039</us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability id="ID_1152" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">925000000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate id="ID_1153" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="pure" decimals="4">0.0283</us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1154" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">1032459000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1155" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">1087272000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1156" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">1031206000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1157" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">56066000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1158" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1159" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">1253000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_1160" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">1253000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <ofg:AverageDailyAggregateBalanceOutstanding id="ID_1161" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1012756000</ofg:AverageDailyAggregateBalanceOutstanding>
  <ofg:MaximumOutstandingBalanceAtAnyMonthEnd id="ID_1162" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1158945000</ofg:MaximumOutstandingBalanceAtAnyMonthEnd>
  <ofg:RepurchaseAgreementWeightedAverageInterestRateDuringYear id="ID_1163" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.0292</ofg:RepurchaseAgreementWeightedAverageInterestRateDuringYear>
  <ofg:RepurchaseAgreementWeightedAverageInterestRateAtYearEnd id="ID_1164" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.031</ofg:RepurchaseAgreementWeightedAverageInterestRateAtYearEnd>
  <ofg:RepurchaseAgreementWeightedAverageInterestRateDuringYear id="ID_1165" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.0285</ofg:RepurchaseAgreementWeightedAverageInterestRateDuringYear>
  <ofg:AverageDailyAggregateBalanceOutstanding id="ID_1166" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1041378000</ofg:AverageDailyAggregateBalanceOutstanding>
  <ofg:RepurchaseAgreementWeightedAverageInterestRateAtYearEnd id="ID_1167" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.0295</ofg:RepurchaseAgreementWeightedAverageInterestRateAtYearEnd>
  <ofg:MaximumOutstandingBalanceAtAnyMonthEnd id="ID_1168" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1149167000</ofg:MaximumOutstandingBalanceAtAnyMonthEnd>
  <ofg:RepurchasedAgreementsOtherDetailstableTextBlock id="ID_1169" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:159pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:159pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:159pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:159pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Average daily aggregate balance outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,012,756&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,041,378&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Maximum outstanding balance at any month-end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,158,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,149,167&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Weighted average interest rate during the year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.85%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:223.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Weighted average interest rate at year end&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3.10%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.95%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:RepurchasedAgreementsOtherDetailstableTextBlock>
  <ofg:FhlbAdvancesWeightedAverageMaturity id="ID_1170" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember">6.3 months</ofg:FhlbAdvancesWeightedAverageMaturity>
  <ofg:FhlbAdvancesWeightedAverageMaturity id="ID_1171" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember">8.8 months</ofg:FhlbAdvancesWeightedAverageMaturity>
  <us-gaap:InterestPayableCurrentAndNoncurrent id="ID_1172" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">362000</us-gaap:InterestPayableCurrentAndNoncurrent>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds id="ID_1173" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-5">770600000</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds id="ID_1174" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-5">606600000</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds>
  <us-gaap:LoansReceivableCommercialMortgage id="ID_1175" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-8">1300000000</us-gaap:LoansReceivableCommercialMortgage>
  <us-gaap:ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock id="ID_1176" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table shows a summary of these advances and their terms, excluding accrued interest in the amount &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;62&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;thousand&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Weighted-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; Borrowing &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Maturity &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:81pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;   Year of Maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Coupon &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Settlement Date &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Date &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:81pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.56%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/4/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/4/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;50,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.66%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/10/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/11/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;100,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.64%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/16/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/19/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.59%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/24/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/25/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.53%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/30/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/29/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;37,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;0.49%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12/1/2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/4/2016&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;262,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1.24%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4/3/2012&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4/3/2017&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;30,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.19%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/16/2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/16/2018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.18%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/16/2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1/16/2018&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;55,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:81pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.59%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7/19/2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7/20/2020&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;332,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;0.93%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:81pt;text-align:left;border-color:Black;min-width:81pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:90pt;text-align:left;border-color:Black;min-width:90pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_1177" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_April32017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="pure" decimals="4">0.0124</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_1178" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_ThirtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="pure" decimals="4">0.0219</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_1179" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="pure" decimals="4">0.0218</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_1180" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TenMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_July202020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="pure" decimals="4">0.0259</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_1181" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January292016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="pure" decimals="4">0.0053</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_1182" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January252016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="pure" decimals="4">0.0059</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_1183" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January4120162Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="pure" decimals="4">0.0049</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_1184" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January42016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="pure" decimals="4">0.0056</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_1185" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_OneHundredMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January192016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="pure" decimals="4">0.0064</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_1186" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FiftyMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January112016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="pure" decimals="4">0.0066</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <ofg:FhlbAdvancesMaturityDate id="ID_1187" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January42016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2016-01-04</ofg:FhlbAdvancesMaturityDate>
  <ofg:FhlbAdvancesSettlementDate id="ID_1188" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January42016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2015-12-04</ofg:FhlbAdvancesSettlementDate>
  <ofg:FhlbAdvancesMaturityDate id="ID_1189" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FiftyMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January112016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2016-01-11</ofg:FhlbAdvancesMaturityDate>
  <ofg:FhlbAdvancesSettlementDate id="ID_1190" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FiftyMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January112016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2015-12-10</ofg:FhlbAdvancesSettlementDate>
  <ofg:FhlbAdvancesSettlementDate id="ID_1191" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_OneHundredMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January192016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2015-12-16</ofg:FhlbAdvancesSettlementDate>
  <ofg:FhlbAdvancesMaturityDate id="ID_1192" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_OneHundredMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January192016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2016-01-19</ofg:FhlbAdvancesMaturityDate>
  <ofg:FhlbAdvancesSettlementDate id="ID_1193" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January252016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2015-12-24</ofg:FhlbAdvancesSettlementDate>
  <ofg:FhlbAdvancesMaturityDate id="ID_1194" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January252016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2016-01-25</ofg:FhlbAdvancesMaturityDate>
  <ofg:FhlbAdvancesSettlementDate id="ID_1195" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January292016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2015-12-30</ofg:FhlbAdvancesSettlementDate>
  <ofg:FhlbAdvancesMaturityDate id="ID_1196" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January292016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2016-01-29</ofg:FhlbAdvancesMaturityDate>
  <ofg:FhlbAdvancesMaturityDate id="ID_1197" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January4120162Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2016-01-04</ofg:FhlbAdvancesMaturityDate>
  <ofg:FhlbAdvancesSettlementDate id="ID_1198" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January4120162Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember">2015-12-01</ofg:FhlbAdvancesSettlementDate>
  <ofg:FhlbAdvancesSettlementDate id="ID_1199" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_April32017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">2012-04-03</ofg:FhlbAdvancesSettlementDate>
  <ofg:FhlbAdvancesMaturityDate id="ID_1200" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_April32017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">2017-04-03</ofg:FhlbAdvancesMaturityDate>
  <ofg:FhlbAdvancesMaturityDate id="ID_1201" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_ThirtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">2018-01-16</ofg:FhlbAdvancesMaturityDate>
  <ofg:FhlbAdvancesSettlementDate id="ID_1202" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_ThirtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">2013-01-16</ofg:FhlbAdvancesSettlementDate>
  <ofg:FhlbAdvancesMaturityDate id="ID_1203" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">2018-01-16</ofg:FhlbAdvancesMaturityDate>
  <ofg:FhlbAdvancesSettlementDate id="ID_1204" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">2013-01-16</ofg:FhlbAdvancesSettlementDate>
  <ofg:FhlbAdvancesSettlementDate id="ID_1205" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TenMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_July202020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">2013-07-19</ofg:FhlbAdvancesSettlementDate>
  <ofg:FhlbAdvancesMaturityDate id="ID_1206" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TenMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_July202020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember">2020-07-20</ofg:FhlbAdvancesMaturityDate>
  <us-gaap:DebtInstrumentInterestRateTerms id="ID_1207" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">3-month LIBOR plus 295 basis points</us-gaap:DebtInstrumentInterestRateTerms>
  <ofg:NextCallDate id="ID_1208" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">March 2016</ofg:NextCallDate>
  <us-gaap:DebtInstrumentInterestRateTerms id="ID_1209" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006FixedRateMember">three-month LIBOR plus 1.56%</us-gaap:DebtInstrumentInterestRateTerms>
  <us-gaap:TemporaryEquityCarryingAmountAttributableToParent id="ID_1210" contextRef="AS_OF_Sep30_2003_Entity_0001030469" unitRef="USD" decimals="-5">35000000</us-gaap:TemporaryEquityCarryingAmountAttributableToParent>
  <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 id="ID_1211" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="6">0.0348</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
  <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 id="ID_1212" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="6">0.0319</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
  <ofg:RedemtionFundsTableTextBlock id="ID_1213" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Under the requirements of Puerto Rico Banking Act, the Bank must establish a redemption fund for the subordinated capital notes by transferring from undivided profits pre-established amounts as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Redemption fund&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Redemption fund at December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;61,975&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,025&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;67,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:RedemtionFundsTableTextBlock>
  <ofg:DebtInstrumentCumulativeSinkingFundObligations id="ID_1214" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_ofg_RedemptionFundMember" unitRef="USD" decimals="-3">61975000</ofg:DebtInstrumentCumulativeSinkingFundObligations>
  <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo id="ID_1215" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_ofg_RedemptionFundMember" unitRef="USD" decimals="-3">5025000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo>
  <ofg:DebtInstrumentCumulativeSinkingFund id="ID_1216" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_ofg_RedemptionFundMember" unitRef="USD" decimals="-3">67000000</ofg:DebtInstrumentCumulativeSinkingFund>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability id="ID_1217" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed id="ID_1218" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">3025000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross id="ID_1219" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">3025000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral id="ID_1220" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">1025000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities id="ID_1221" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">2000000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash id="ID_1222" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities id="ID_1223" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">2006000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral id="ID_1224" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">6101000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross id="ID_1225" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">8107000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed id="ID_1226" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">8107000</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability id="ID_1227" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability>
  <us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash id="ID_1228" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash>
  <us-gaap:OffsettingAssetsTableTextBlock id="ID_1229" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:540.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:540.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:30.75pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:116.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:116.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net Amount of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Offset in the&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets Presented&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Statement of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Received&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:386.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:386.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,025&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:540.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:540.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:116.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:116.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net amount of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Offset in the&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets Presented&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Statement of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Received&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:386.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:386.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:OffsettingAssetsTableTextBlock>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross id="ID_1230" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">939757000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral id="ID_1231" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">5277000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned id="ID_1232" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">932500000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash id="ID_1233" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1980000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross id="ID_1234" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">932500000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash id="ID_1235" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">1980000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross id="ID_1236" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">7257000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral id="ID_1237" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">-88870000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset id="ID_1238" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned id="ID_1239" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">939757000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities id="ID_1240" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">1021370000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash id="ID_1241" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset id="ID_1242" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned id="ID_1243" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">7257000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities id="ID_1244" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1021370000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities id="ID_1245" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral id="ID_1246" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-83593000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset id="ID_1247" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset id="ID_1248" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned id="ID_1249" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">16698000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral id="ID_1250" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">13718000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset id="ID_1251" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross id="ID_1252" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">16698000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned id="ID_1253" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">994514000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash id="ID_1254" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">2980000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross id="ID_1255" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">977816000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross id="ID_1256" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">994514000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash id="ID_1257" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities id="ID_1258" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral id="ID_1259" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-96991000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash id="ID_1260" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">2980000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral id="ID_1261" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">-110709000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities id="ID_1262" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">1088525000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities id="ID_1263" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1088525000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset id="ID_1264" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset>
  <us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned id="ID_1265" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">977816000</us-gaap:DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned>
  <us-gaap:OffsettingLiabilitiesTableTextBlock id="ID_1266" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:544.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:544.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net Amount of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Offset in the &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Presented&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Statement of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Provided&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:246.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,277&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;932,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;932,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,021,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(88,870)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;939,757&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;939,757&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,021,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(83,593)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:544.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:544.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net Amount of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Offset in the &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Presented&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Statement of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Provided&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:390pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,718&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;977,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;977,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,088,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(110,709)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;994,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;994,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,088,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(96,991)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:OffsettingLiabilitiesTableTextBlock>
  <us-gaap:DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount id="ID_1267" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="0">18000</us-gaap:DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount>
  <us-gaap:DefinedContributionPlanCostRecognized id="ID_1268" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="0">110000</us-gaap:DefinedContributionPlanCostRecognized>
  <us-gaap:StockIssuedDuringPeriodSharesEmployeeBenefitPlan id="ID_1269" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="0">7318</us-gaap:StockIssuedDuringPeriodSharesEmployeeBenefitPlan>
  <us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock id="ID_1270" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:justify;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE 1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;&amp;#160;EMPLOYEE BENEFIT PLAN &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company has a profit sharing plan containing a cash or deferred arrangement qualified under Sections&amp;#160;1081.01(a) and 1081.01(d) of the 2011 Code, and Sections&amp;#160;401(a) and 401(k)&amp;#160;of the United States Internal Revenue &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Code of 1986, as amended (the &amp;#8220;U.S.&amp;#160;Code&amp;#8221;). This plan is subject to the provisions of Title&amp;#160;I of the Employee Retirement Income Security Act of 1976, as amended (&amp;#8220;ERISA&amp;#8221;). This plan covers all full-time employees of the Company who are age twenty-one or ol&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;der. Under this plan, participants may contribute each year up to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;00&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. During 2013, the Company changed the matching contribution to 50 cents for each dollar contributed by an employee, up to 4% of such employee&amp;#8217;s base salary. The new matching contribu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion is invested in accordance with the employee&amp;#8217;s decision between the available investment alternatives provided by the plan. This plan is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;entitled to acquire and hold qualified employer securities as part of its investment of the trust assets pursuant t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o ERISA Section&amp;#160;407. The Company contributed $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;808,690&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;811,513&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;657,504 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in cash during 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2013,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; respectively.  The Company did not contribute any shares during 2015 and 2014 but contributed &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7,318&amp;#160;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shares in 2013 of its common stock at a cos&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t of approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;110,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;000&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Company&amp;#8217;s contribution becomes 100% vested once the employee completes three years of service. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Effective April 1, 2013, the Plan was amended to include a new su&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;bsection which states that all e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mployees who were employed by B&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BVAPR on December 17, 2012 and who became employees of the Company on December 18, 2012 as a result of the BBVAPR Acquisition by OFG Bancorp &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;that&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was completed on the same date, shall be credited with all periods of service with BBVAPR for all appropriate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;purposes under the Plan and can participate in the Plan.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Also, the Company offers to its senior management a non-qualified deferred compensation plan, where executives can defer taxable income. Both the employer and the employee have flexibility because no&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n-qualified plans are not subject to ERISA contribution limits nor are they subject to discrimination tests in terms of who must be included in the plan. Under this plan, the employee&amp;#8217;s current taxable income is reduced by the amount being deferred. Funds &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;deposited in a deferred compensation plan can accumulate without current income tax to the individual. Income taxes are due when the funds are withdrawn.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
  <us-gaap:RelatedPartyTransactionsDisclosureTextBlock id="ID_1271" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE 1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;RELATED PARTY TRANSACTIONS&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Bank grants loans to its directors, executive officers and to certain related individuals or organizations in the ordinary course of business. These loans are offered at the same terms as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans to unrelated third &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;parties&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The activity and balance of these loans for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:224.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:68.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:224.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at the beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;27,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;18,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,055&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    New loans and disbursements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;18,499&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Repayments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(9,117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(13,725)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(4,798)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Credits of persons no longer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:left;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       considered related parties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(793)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at the end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;31,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;27,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;18,963&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:RelatedPartyTransactionsDisclosureTextBlock>
  <us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock id="ID_1272" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The activity and balance of these loans for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:224.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:68.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:224.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:224.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at the beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;27,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;18,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,055&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    New loans and disbursements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,581&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;18,499&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Repayments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(9,117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(13,725)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(4,798)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Credits of persons no longer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:left;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:153pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;       considered related parties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(24)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(793)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:153pt;text-align:left;border-color:Black;min-width:153pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at the end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;31,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;27,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;18,963&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock>
  <us-gaap:LoansAndLeasesReceivableRelatedParties id="ID_1273" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">27011000</us-gaap:LoansAndLeasesReceivableRelatedParties>
  <us-gaap:LoansAndLeasesReceivableRelatedPartiesAdditions id="ID_1274" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">13581000</us-gaap:LoansAndLeasesReceivableRelatedPartiesAdditions>
  <us-gaap:LoansAndLeasesReceivableRelatedPartiesAdditions id="ID_1275" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">21797000</us-gaap:LoansAndLeasesReceivableRelatedPartiesAdditions>
  <us-gaap:LoansAndLeasesReceivableRelatedPartiesCollections id="ID_1276" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">9117000</us-gaap:LoansAndLeasesReceivableRelatedPartiesCollections>
  <us-gaap:LoansAndLeasesReceivableRelatedPartiesCollections id="ID_1277" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">13725000</us-gaap:LoansAndLeasesReceivableRelatedPartiesCollections>
  <us-gaap:LoansAndLeasesReceivableRelatedParties id="ID_1278" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">31475000</us-gaap:LoansAndLeasesReceivableRelatedParties>
  <us-gaap:LoansAndLeasesReceivableRelatedParties id="ID_1279" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">18963000</us-gaap:LoansAndLeasesReceivableRelatedParties>
  <us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock id="ID_1280" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The components of income tax expense (benefit) for the years ended&amp;#160;December 31, 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;015, 2014 and 2013 are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:165pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Current income tax expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deferred income tax (benefit) expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(37,329)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(11,066)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:165pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total income tax (benefit) expense &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(17,554)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;37,252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(8,709)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
  <us-gaap:IncomeTaxDisclosureTextBlock id="ID_1281" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:11.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE 1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; INCOME TAXES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company is subject to the dispositions of the 2011 Internal Revenue Code of the New Puerto Rico, as amended (the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Code).  Among others, the Code imposes a maximum corporate tax rate of 39%.  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Recent Code amendments have been &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;incorporated to increase government collections in order to alleviate the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; governmental&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; structural deficit.  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;One of the Code&amp;#8217;s amendments is Act No. 77-2014 known as &amp;#8220;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Ley&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; de &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Ajustes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; al &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Sistema&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Contributivo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221; (Act of Adjustments to the Tax System).  The most &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;relevant provisions of the Act of Adjustments to the Tax System, as applicable to the Company, and effective for transactions held after June 30, 2014 are as follows: (1) the capital tax rate was increased from 15% to 20% and (2) for an asset to be conside&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;red long term capital asset, the holding period must be over a year, which before was defined with a holding period of over six months.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On May 29, 2015 the Governor signed Act No. 72 of 2015. The most relevant provisions of the Act No. 72, as applicable t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o the Company, for taxable years beginning after December 31, 2014, are as follows: (1) establishes a new definition of &amp;#8220;large taxpayers,&amp;#8221; which require them to file their tax return following a special procedure established by the Secretary of the Treasur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y, (2) net operating losses carried forward may be deducted up to 70% of the alternative minimum net income for purposes of computing the alternative minimum tax, and (3) net operating losses carried forward may be deducted up to 80% of the net income for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;purposes of computing the regular corporate income tax.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Other Code amendments applicable during 2015 are the increase of the Sales and Use Tax (SUT) from 7% to 11.5% beginning July 1st, 2015 and a special SUT to business to business transactions of 4%, be&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ginning October 1st, 2015.   These were implemented as a transitional phase to the enacted Value Added Tax (VAT) of 10.5%, which will be in place on April 1st, 2016, along with a Municipal SUT of 1% on certain taxable items.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Under Puerto Rico law, all com&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;panies are treated as separate taxable entities and are not entitled to file consolidated tax returns. The Company and its subsidiaries are subject to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Puerto Rico&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; regular income tax or AMT on income earned from all sources. The AMT is payable if it exceeds&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; regular income tax. The excess of AMT over regular income tax paid in any one year may be used to offset regular income tax in future years, subject to certain limitations.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The components of income tax expense (benefit) for the years ended&amp;#160;December 31, 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;015, 2014 and 2013 are as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:233.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:233.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:165pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Current income tax expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;19,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deferred income tax (benefit) expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(37,329)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;24,155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(11,066)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:165pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:165pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total income tax (benefit) expense &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(17,554)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;37,252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(8,709)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:348pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:118.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:348pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tax (benefit) expense at statutory rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(7,823)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-39.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;34,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tax effect of exempt income, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,625)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-43.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(10,002)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-26.85%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,652)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-4.90%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Effect of tax rate on capital loss carryforwards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;840&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.94%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Disallowed net operating loss carryover&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.77%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22.25%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Change in valuation allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,219)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-11.06%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(958)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-2.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,896&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.11%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Release of unrecognized tax benefits, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(385)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-1.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,093)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-2.94%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,559)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-1.57%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Effect in deferred taxes due to increase in tax rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    from 30.00% to 39.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(38,068)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-43.04%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Loan tax basis change effect&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(7,642)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-20.51%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Effect of change in tax of IBE&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.17%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Unrealized capital loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;283&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.41%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other items, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.28%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;909&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,311)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-2.58%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income tax (benefit) expense &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(17,554)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-87.52%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;37,252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.82%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(8,709)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-9.70%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company classifies unrecognized tax benefits in income taxes payable. These gross unrecognized tax benefits would affect the effective tax rate if realized. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (December 31, 2014 - $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The Company had &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accrued $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;175&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015 (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2014 - $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;470&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand) for the payment of interest and penalties relating to unrecognized tax benefits. During 2015, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;560&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand was released&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; based on negotiations with the IRS related to taxable di&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;vidends from the Federal Home Loan Bank.  These negotiations concluded and the subject is settled with the IRS.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents a reconciliation of unrecognized tax benefits:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:285.75pt;text-align:left;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,042&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Additions for tax positions of prior years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Reduction for tax positions as a result of settlements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(560)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,388)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Reduction for tax positions as a result of lapse of statute of limitations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(281)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,697)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:285.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,042&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The amount of unrecognized tax benefits may increase or decrease in the future for various reasons including adding amounts for current tax year positions, expiration of open income tax returns due to the statute of limitations, changes in management&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;judgment about the level of uncertainty, status of examinations, litigation and legislative &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;activity, and the addition elimination of uncertain tax positions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The determination of deferred tax expense or benefit is based on changes in the carrying amounts of assets and liabilities that generate temporary differences. The carrying value of the Company&amp;#8217;s net deferred tax assets assumes that the Company will be able to generate sufficient future taxable income based on estimates and assumptions. If these estimates and related assumptions change in the future, the Company may be required to record valuation allowances against its deferred tax assets resulting in additional income tax expense in the consolidated statements of operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:175.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:175.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:175.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:175.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Deferred tax asset:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Allowance for loan and lease losses and other reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;129,234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;90,090&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans and other real estate valuation adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,295&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Net capital and operating loss carry forwards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,043&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;28,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Alternative minimum tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,208&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deposit and borrowings valuation adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;390&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Unrealized net loss included in other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,273&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;S&amp;amp;P option contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;393&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,882&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Acquired portfolio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;37,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;46,146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FDIC shared-loss indemnification asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other assets allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,547&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,424&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other deferred tax assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,262&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Total gross deferred tax asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216,966&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;203,943&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Deferred tax liability:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:left;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FDIC shared-loss indemnification asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(21,809)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FDIC-assisted acquisition, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(47,956)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(40,740)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Customer deposit and customer relationship intangibles&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,057)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,800)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans and building valuation adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(9,991)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(11,656)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Unrealized net gain on available-for-sale securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,566)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,799)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Servicing asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,907)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(5,457)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other deferred tax liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,446)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,703)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Total gross deferred tax liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(67,923)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(89,964)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Less: valuation allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,142)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(5,271)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Net deferred tax asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;145,901&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;108,708&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In assessing the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;realizability&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the deferred tax asset, management considers whether it is more likely than not that some portion or the entire deferred tax asset will not be realized. The ultimate realization of the deferred tax asset is dependent upon&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning strategies in mak&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing this assessment. Based upon the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax asset are deductible, management believes it is more likely than not that the Company will realize t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he benefits of these deductible differences, net of the existing valuation allowances at December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The amount of the deferred tax asset considered realizable, however, could be reduced in the near term if estimates of future taxable income during &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the carry-forward period are reduced. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ompany and its subsidiaries have operating and capital loss carry-forwards for income tax purposes which are available to offset future taxable income and capital gains. Operating loss carry-forwards are availabl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e until December 2025&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and capital loss carry-forwards are available until December 20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&amp;#160;The majority of these operating and capital loss carry-forwards are at the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company and at the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Bank amounting to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;27.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of December&amp;#160;31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Company follows a two-step approach for recognizing and measuring uncertain tax positions.  The first step is to evaluate the tax position for recognition by determining if the weight of available evidence indicates that it is more likely than not that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the position will be sustained on audit, including resolution of related appeals of litigation processes, if any.  The second step is to measure the tax benefit as the largest amount that is more than 50% likely to be realized upon ultimate settlement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Company is potentially subject to income tax audits in the Commonwealth of Puerto Rico for taxable years 2011 to 2014, until the applicable statute of limitations expire.  Tax audits by their nature are often complex and can require several years to compl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ete.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
  <us-gaap:CurrentIncomeTaxExpenseBenefit id="ID_1282" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">19775000</us-gaap:CurrentIncomeTaxExpenseBenefit>
  <us-gaap:CurrentIncomeTaxExpenseBenefit id="ID_1283" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">13097000</us-gaap:CurrentIncomeTaxExpenseBenefit>
  <us-gaap:InterestIncomeSecuritiesTaxExempt id="ID_1284" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">17600000</us-gaap:InterestIncomeSecuritiesTaxExempt>
  <us-gaap:InterestIncomeSecuritiesTaxExempt id="ID_1285" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_InternationalBankingEntityMember" unitRef="USD" decimals="-5">6300000</us-gaap:InterestIncomeSecuritiesTaxExempt>
  <us-gaap:InterestIncomeSecuritiesTaxExempt id="ID_1286" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">40500000</us-gaap:InterestIncomeSecuritiesTaxExempt>
  <us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock id="ID_1287" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The maximum marginal-statutory rate was 39.00%, for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the years ended December 31, 2015, 2014 and 2013, and the Company maintained a lower effective tax rate for 2015, 2014 and 2013.  &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:348pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:118.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:118.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:110.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Rate&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:348pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:348pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tax (benefit) expense at statutory rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(7,823)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-39.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;34,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tax effect of exempt income, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,625)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-43.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(10,002)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-26.85%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,652)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-4.90%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Effect of tax rate on capital loss carryforwards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;840&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.94%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Disallowed net operating loss carryover&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.77%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,289&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22.25%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Change in valuation allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,219)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-11.06%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(958)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-2.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,896&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.11%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Release of unrecognized tax benefits, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(385)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-1.92%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,093)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-2.94%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,559)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-1.57%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Effect in deferred taxes due to increase in tax rates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    from 30.00% to 39.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(38,068)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-43.04%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Loan tax basis change effect&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(7,642)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-20.51%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Effect of change in tax of IBE&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.17%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Unrealized capital loss&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;283&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.41%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:201.75pt;text-align:left;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other items, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.28%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;909&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,311)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-2.58%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:201.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:201.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income tax (benefit) expense &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(17,554)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-87.52%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;37,252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.82%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(8,709)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-9.70%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
  <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes id="ID_1288" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-7823000</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:IncomeTaxReconciliationTaxExemptIncome id="ID_1289" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">8625000</us-gaap:IncomeTaxReconciliationTaxExemptIncome>
  <us-gaap:IncomeTaxReconciliationChangeInEnactedTaxRate id="ID_1290" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:IncomeTaxReconciliationChangeInEnactedTaxRate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes id="ID_1291" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">-0.39</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate id="ID_1292" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome id="ID_1293" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.43</us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome>
  <us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments id="ID_1294" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.0328</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
  <us-gaap:EffectiveIncomeTaxRateContinuingOperations id="ID_1295" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">-0.8752</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
  <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes id="ID_1296" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">47749000</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:IncomeTaxReconciliationTaxExemptIncome id="ID_1297" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">10002000</us-gaap:IncomeTaxReconciliationTaxExemptIncome>
  <us-gaap:IncomeTaxReconciliationChangeInEnactedTaxRate id="ID_1298" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:IncomeTaxReconciliationChangeInEnactedTaxRate>
  <us-gaap:IncomeTaxReconciliationOtherAdjustments id="ID_1299" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">909000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
  <us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes id="ID_1300" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.39</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome id="ID_1301" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.2685</us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome>
  <us-gaap:EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate id="ID_1302" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments id="ID_1303" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.02</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
  <ofg:Effectofchangeintaxofunitsegmenttaxrate id="ID_1304" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0</ofg:Effectofchangeintaxofunitsegmenttaxrate>
  <ofg:Effectofchangeintaxofunitsegmenttaxrate id="ID_1305" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0</ofg:Effectofchangeintaxofunitsegmenttaxrate>
  <ofg:Effectofchangeintaxofunitsegment id="ID_1306" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:Effectofchangeintaxofunitsegment>
  <ofg:Effectofchangeintaxofunitsegment id="ID_1307" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:Effectofchangeintaxofunitsegment>
  <us-gaap:IncomeTaxReconciliationOtherAdjustments id="ID_1308" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">659000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
  <us-gaap:EffectiveIncomeTaxRateContinuingOperations id="ID_1309" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.1082</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
  <ofg:Incometaxreconciliationcapitallosscarryforward id="ID_1310" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:Incometaxreconciliationcapitallosscarryforward>
  <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance id="ID_1311" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-2219000</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <us-gaap:IncomeTaxReconciliationTaxContingencies id="ID_1312" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-385000</us-gaap:IncomeTaxReconciliationTaxContingencies>
  <ofg:Effectiveincometaxratereconciliationcapitallosscarryforward id="ID_1313" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0</ofg:Effectiveincometaxratereconciliationcapitallosscarryforward>
  <us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance id="ID_1314" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">-0.1106</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies id="ID_1315" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">-0.0192</us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies>
  <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance id="ID_1316" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-958000</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <ofg:Effectiveincometaxratereconciliationcapitallosscarryforward id="ID_1317" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0</ofg:Effectiveincometaxratereconciliationcapitallosscarryforward>
  <ofg:Incometaxreconciliationcapitallosscarryforward id="ID_1318" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:Incometaxreconciliationcapitallosscarryforward>
  <us-gaap:IncomeTaxReconciliationTaxContingencies id="ID_1319" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-1093000</us-gaap:IncomeTaxReconciliationTaxContingencies>
  <us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance id="ID_1320" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">-0.0257</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies id="ID_1321" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">-0.0294</us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies>
  <us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued id="ID_1322" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">470000</us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued>
  <us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock id="ID_1323" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:285.75pt;text-align:left;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:199.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:199.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:199.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,042&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,452&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Additions for tax positions of prior years&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Reduction for tax positions as a result of settlements&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(560)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,388)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:285.75pt;text-align:left;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Reduction for tax positions as a result of lapse of statute of limitations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(281)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,697)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:285.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,175&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,042&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:175.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:175.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:81.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:81.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:175.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:175.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Deferred tax asset:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Allowance for loan and lease losses and other reserves&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;129,234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;90,090&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans and other real estate valuation adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,759&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;9,295&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Net capital and operating loss carry forwards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,043&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;28,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Alternative minimum tax&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,208&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Deposit and borrowings valuation adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;390&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Unrealized net loss included in other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,273&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;S&amp;amp;P option contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;393&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,882&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Acquired portfolio&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;37,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;46,146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FDIC shared-loss indemnification asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other assets allowances&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,547&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,424&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other deferred tax assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,612&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,262&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Total gross deferred tax asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;216,966&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;203,943&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Deferred tax liability:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:left;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FDIC shared-loss indemnification asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(21,809)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;FDIC-assisted acquisition, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(47,956)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(40,740)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Customer deposit and customer relationship intangibles&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,057)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,800)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans and building valuation adjustment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(9,991)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(11,656)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Unrealized net gain on available-for-sale securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,566)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,799)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Servicing asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,907)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(5,457)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Other deferred tax liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,446)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,703)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Total gross deferred tax liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(67,923)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(89,964)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:363.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Less: valuation allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,142)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(5,271)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:363.75pt;text-align:left;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Net deferred tax asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;145,901&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;108,708&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
  <us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock id="ID_1324" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE 1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;&amp;#8212;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; REGULATORY CAPITAL REQUIREMENT&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;S&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Regulatory Capital Requirements&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company (on a consolidated basis) and the Bank are subject to various regulatory capital requirements administered by federal and Puerto Rico banking agencies. Failure to meet minimum capital requirements can initiate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company&amp;#8217;s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt correcti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ve action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of their assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and class&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Pursuant to the Dodd-Frank Act, federal banking regulators &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have adopted new capital rules that became effective January 1, 2015 fo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r the Company and the Bank (subject to certain phase-in periods through January 1, 2019) and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;that replaced their general risk-based capital rules, advanced approaches rule, market risk rule, and leverage rules. Among other matters, the new capital rules: (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) introduce a new capital measure called &amp;#8220;Common Equity Tier 1&amp;#8221; (&amp;#8220;CET1&amp;#8221;) and related regulatory capital ratio of CET1 to risk-weighted assets; (ii) specify that Tier 1 capital consists of CET1 and &amp;#8220;Additional Tier 1 capital&amp;#8221; instruments meeting certain re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;vised requirements; (iii) mandate that most deductions/adjustments to regulatory capital measures be made to CET1 and not to the other components of capital; and (iv) expand the scope of the deductions from and adjustments to capital as compared to prior r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;egulations. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The new capital rules prescribe a new standardized approach for risk weightings that expand the risk-weighting categories from the current four Basel I-derived categories (0%, 20%, 50% and 100%) to a larger and more risk-sensitive number of cat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;egories, depending on the nature of the assets, and resulting in higher risk weights for a variety of asset classes.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Pursuant to the new capital rules, the minimum capital ratios requirements as of January 1, 2015 are as follows:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;             4.5% CET1 to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; risk-weighted assets;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;             6.0% Tier 1 capital (that is, CET1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;plus &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Additional Tier 1 capital) to risk-weighted assets;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;             8.0% Total capital (that is, Tier 1 capital &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;plus &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Tier 2 capital) to risk-weighted assets; and&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;             4.0% Tie&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r 1 capital to average consolidated assets as reported on consolidated financial statements (known &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;             &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as the &amp;#8220;leverage ratio&amp;#8221;).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Company and the Bank met all capital adequacy requirements to wh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ich they are subject. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Bank is &amp;#8220;well capitalized&amp;#8221; under the regulatory framework for prompt corrective action. To be categorized as &amp;#8220;well capitalized,&amp;#8221; an institution must maintain minimum CET1 risk-based, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Tier 1 risk-based, total risk-based, and Tier 1 leverage ratios as set forth in the tables presented below.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s and the Bank&amp;#8217;s actual capital a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mounts and ratios as of December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Minimum Capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Minimum to be Well&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:112.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Actual &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Requirement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Capitalized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:354pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:354pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Company Ratios&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;As of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;846,748&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;17.29%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;391,723&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;489,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;782,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15.99%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;293,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;391,723&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Common equity tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;594,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12.14%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;220,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;318,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.50%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to average total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;782,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11.18%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;280,009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;350,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;As of December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;851,437&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;17.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;387,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;484,715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;776,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16.02%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;193,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;290,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to average total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;776,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.61%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;292,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;365,922&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Minimum Capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Minimum to be Well&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:112.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Actual &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Requirement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Capitalized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:354pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:354pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Bank Ratios&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;As of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;815,458&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16.70%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;390,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;488,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;751,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15.40%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;293,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;390,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Common equity tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;751,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15.40%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;219,762&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;317,434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.50%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to average total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;751,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.80%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;278,399&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;347,999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;As of December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;820,884&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16.99%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;386,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;483,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;746,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15.45%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;193,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;289,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to average total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;746,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.26%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;290,879&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;363,599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
  <us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock id="ID_1325" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s and the Bank&amp;#8217;s actual capital a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mounts and ratios as of December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Minimum Capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Minimum to be Well&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:112.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Actual &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Requirement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Capitalized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:354pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:354pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Company Ratios&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;As of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;846,748&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;17.29%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;391,723&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;489,654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;782,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15.99%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;293,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;391,723&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Common equity tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;594,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12.14%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;220,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;318,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.50%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to average total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;782,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11.18%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;280,009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;350,011&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;As of December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;851,437&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;17.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;387,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;484,715&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;776,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16.02%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;193,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;290,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189pt;text-align:left;border-color:Black;min-width:189pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to average total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;776,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.61%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;292,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;365,922&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Minimum Capital&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Minimum to be Well&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:112.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:112.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Actual &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Requirement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:113.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:113.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Capitalized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ratio &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:354pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:354pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Bank Ratios&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;As of December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;815,458&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16.70%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;390,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;488,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;751,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15.40%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;293,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;390,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Common equity tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;751,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15.40%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;219,762&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.50%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;317,434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.50%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to average total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;751,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.80%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;278,399&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;347,999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;As of December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Total capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;820,884&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16.99%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;386,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;483,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to risk-weighted assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;746,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15.45%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;193,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;289,833&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:194.25pt;text-align:left;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Tier 1 capital to average total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;746,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10.26%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;290,879&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;363,599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
  <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets id="ID_1326" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.1599</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy id="ID_1327" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">292738000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy id="ID_1328" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">280009000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
  <us-gaap:TierOneRiskBasedCapital id="ID_1329" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">776525000</us-gaap:TierOneRiskBasedCapital>
  <us-gaap:CapitalToRiskWeightedAssets id="ID_1330" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.1757</us-gaap:CapitalToRiskWeightedAssets>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1331" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:CapitalRequiredForCapitalAdequacy id="ID_1332" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">387772000</us-gaap:CapitalRequiredForCapitalAdequacy>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1333" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.06</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets id="ID_1334" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.1602</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
  <us-gaap:CapitalToRiskWeightedAssets id="ID_1335" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.1729</us-gaap:CapitalToRiskWeightedAssets>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets id="ID_1336" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
  <us-gaap:TierOneLeverageCapitalToAverageAssets id="ID_1337" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.1118</us-gaap:TierOneLeverageCapitalToAverageAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy id="ID_1338" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">193886000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
  <us-gaap:TierOneLeverageCapital id="ID_1339" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">776525000</us-gaap:TierOneLeverageCapital>
  <us-gaap:Capital id="ID_1340" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">846748000</us-gaap:Capital>
  <us-gaap:CapitalRequiredForCapitalAdequacy id="ID_1341" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">391723000</us-gaap:CapitalRequiredForCapitalAdequacy>
  <us-gaap:TierOneLeverageCapitalToAverageAssets id="ID_1342" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.1061</us-gaap:TierOneLeverageCapitalToAverageAssets>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets id="ID_1343" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1344" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.04</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:Capital id="ID_1345" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">851437000</us-gaap:Capital>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy id="ID_1346" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">293792000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1347" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapital id="ID_1348" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">782912000</us-gaap:TierOneRiskBasedCapital>
  <us-gaap:TierOneLeverageCapital id="ID_1349" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">782912000</us-gaap:TierOneLeverageCapital>
  <us-gaap:CapitalRequiredToBeWellCapitalized id="ID_1350" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">489654000</us-gaap:CapitalRequiredToBeWellCapitalized>
  <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized id="ID_1351" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">391723000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
  <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized id="ID_1352" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">350011000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
  <us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets id="ID_1353" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.1</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets id="ID_1354" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.08</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
  <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets id="ID_1355" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.05</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets id="ID_1356" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.06</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
  <us-gaap:CapitalRequiredToBeWellCapitalized id="ID_1357" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">484715000</us-gaap:CapitalRequiredToBeWellCapitalized>
  <us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets id="ID_1358" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.1</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized id="ID_1359" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">290829000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
  <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized id="ID_1360" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">365922000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
  <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets id="ID_1361" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.05</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
  <ofg:CommonEquityTier1 id="ID_1362" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">594482000</ofg:CommonEquityTier1>
  <ofg:TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets id="ID_1363" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.065</ofg:TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets>
  <ofg:CommonEquityTier1toBeWellCapitalized id="ID_1364" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">318275000</ofg:CommonEquityTier1toBeWellCapitalized>
  <ofg:CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1365" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.045</ofg:CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets>
  <ofg:CommonEquitytierOnetoRiskWeightedAssets id="ID_1366" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="pure" decimals="4">0.1214</ofg:CommonEquitytierOnetoRiskWeightedAssets>
  <ofg:commonequitytier1forcapitaladequacy id="ID_1367" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_GroupMember" unitRef="USD" decimals="-3">220344000</ofg:commonequitytier1forcapitaladequacy>
  <us-gaap:TierOneRiskBasedCapital id="ID_1368" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">751886000</us-gaap:TierOneRiskBasedCapital>
  <us-gaap:TierOneRiskBasedCapital id="ID_1369" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">746177000</us-gaap:TierOneRiskBasedCapital>
  <us-gaap:Capital id="ID_1370" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">815458000</us-gaap:Capital>
  <us-gaap:Capital id="ID_1371" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">820884000</us-gaap:Capital>
  <us-gaap:TierOneLeverageCapital id="ID_1372" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">751886000</us-gaap:TierOneLeverageCapital>
  <us-gaap:TierOneLeverageCapital id="ID_1373" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">746177000</us-gaap:TierOneLeverageCapital>
  <us-gaap:CapitalRequiredForCapitalAdequacy id="ID_1374" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">390688000</us-gaap:CapitalRequiredForCapitalAdequacy>
  <us-gaap:CapitalRequiredForCapitalAdequacy id="ID_1375" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">386444000</us-gaap:CapitalRequiredForCapitalAdequacy>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy id="ID_1376" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">293016000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy id="ID_1377" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">193222000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy id="ID_1378" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">278399000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy id="ID_1379" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">290879000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
  <us-gaap:CapitalRequiredToBeWellCapitalized id="ID_1380" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">488360000</us-gaap:CapitalRequiredToBeWellCapitalized>
  <us-gaap:CapitalRequiredToBeWellCapitalized id="ID_1381" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">483055000</us-gaap:CapitalRequiredToBeWellCapitalized>
  <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized id="ID_1382" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">390688000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
  <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized id="ID_1383" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">289833000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
  <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized id="ID_1384" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">347999000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
  <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized id="ID_1385" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">363599000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
  <us-gaap:CapitalToRiskWeightedAssets id="ID_1386" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.167</us-gaap:CapitalToRiskWeightedAssets>
  <us-gaap:CapitalToRiskWeightedAssets id="ID_1387" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.1699</us-gaap:CapitalToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets id="ID_1388" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.154</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets id="ID_1389" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.1545</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
  <us-gaap:TierOneLeverageCapitalToAverageAssets id="ID_1390" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.108</us-gaap:TierOneLeverageCapitalToAverageAssets>
  <us-gaap:TierOneLeverageCapitalToAverageAssets id="ID_1391" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.1026</us-gaap:TierOneLeverageCapitalToAverageAssets>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1392" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1393" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1394" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.06</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1395" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.04</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets id="ID_1396" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets id="ID_1397" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
  <us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets id="ID_1398" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.1</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
  <us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets id="ID_1399" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.1</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets id="ID_1400" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.08</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets id="ID_1401" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.06</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
  <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets id="ID_1402" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.05</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
  <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets id="ID_1403" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.05</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
  <ofg:CommonEquityTier1 id="ID_1404" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">751886000</ofg:CommonEquityTier1>
  <ofg:commonequitytier1forcapitaladequacy id="ID_1405" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">219762000</ofg:commonequitytier1forcapitaladequacy>
  <ofg:CommonEquityTier1toBeWellCapitalized id="ID_1406" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="-3">317434000</ofg:CommonEquityTier1toBeWellCapitalized>
  <ofg:CommonEquitytierOnetoRiskWeightedAssets id="ID_1407" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.154</ofg:CommonEquitytierOnetoRiskWeightedAssets>
  <ofg:CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets id="ID_1408" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.045</ofg:CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets>
  <ofg:TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets id="ID_1409" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="pure" decimals="4">0.065</ofg:TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets>
  <us-gaap:ShareholdersEquityAndShareBasedPaymentsTextBlock id="ID_1410" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; STOCKHOLDERS&amp;#8217; EQUITY&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Additional Paid-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;in Capital&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Additional paid-in capital represents contributed capital in excess of par value of common and preferred stock net of the costs of issuance. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accumulated issuance costs charged against additional paid in capital &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;13.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for preferred and common stock, respectively.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Legal Surplus&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Puerto Rico &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Banking Act requires that a minimum of 10% of the Bank&amp;#8217;s net income&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or loss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for the year be transferred to a reserve fund until such fund (legal surplus) equals the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;total paid in capital on common and preferred &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;stock. At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the Bank&amp;#8217;s legal surplus &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$70.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and $70.5million, respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The amount transferred to the legal surplus account is not available&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for the payment of divi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dends to shareholders.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Treasury Stock&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Under the Company&amp;#8217;s current stock repurchase program it is authorized to purchase in the open market &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;p to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;70&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; millio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n of i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ts outstanding shares of common stock, of which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;approximately &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; authority remains. The shares of common stock repurchased are to be held by the Company as treasury shares. During the year ended December 31, 2015 the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;purchased &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;803,985&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shares under&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; this program for a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;total of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;8.9 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, at an average price&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;11.10&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;per share.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During the year ended December 31, 2014 the Company purchased &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,153,998 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shares at an average price of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;14.66&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; per share&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Dollar amount of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;shares purchased as&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;shares repurchased&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:center;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;part of stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;price paid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(excluding&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;repurchase programs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;per share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;commissions paid)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    April 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;204,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,939&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    May 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13.09&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;631&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    June 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;51,447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12.81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;659&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    July 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;500,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9.39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,696&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;803,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11.10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,925&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:left;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:left;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Dollar amount of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;shares purchased as&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;shares repurchased&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:center;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;part of stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;price paid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(excluding&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;repurchase programs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;per share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;commissions paid)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:left;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    January 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;850&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    February 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;649,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    August 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15.50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    October 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;381,513&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,585&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    November 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    December 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,885&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,153,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14.66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,914&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At December 31, 2015 t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he number of shares that may yet be purchased under the $70 million program is estimated at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1,056,128&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and was calculated by dividing the remaining balance of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million by $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.32&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(closing price of the Company common stock at December 31, 2015). The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company did not purchase any shares of its common stock during the year ended December 31, 2015, other than through its publicly announced stock repurchase program.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The activity in connection with common shares held in treasury by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the year ended December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is set forth below&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:103.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:103.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:103.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:103.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:103.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:103.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Dollar&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Dollar&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Dollar&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands, except shares data)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,012,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;97,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,030,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;80,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,090,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;81,275&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Common shares used upon lapse of restricted stock units&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(58,279)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(641)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(36,294)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(384)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(53,178)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(556)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:183pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Common shares repurchased as part of the stock repurchase program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;803,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,153,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Reclassification from common stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(135,551)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(136)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:183pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Common shares used to match defined contribution plan, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,318)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(77)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;End of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;8,757,960&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;105,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;8,012,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;97,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;7,030,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;80,642&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ShareholdersEquityAndShareBasedPaymentsTextBlock>
  <us-gaap:DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock id="ID_1411" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE 19 &amp;#8211; EQUITY-BASED COMPENSATION PLAN &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Omnibus Plan provides for equity-based compensation incentives through the grant of stock options, stock appreciation rights, restricted stock, restricted stock units, and dividend equivalents, as well as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;equity-based performance awards.  The Omnibus Plan replaced and superseded the Stock Option Plans.  All outstanding stock options under the Stock Option Plans continue in full force and effect, subject to their original terms.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The activity in outstanding &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;options for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is set forth below:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:420pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:420pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercise&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercise&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercise&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Price &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Price &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Price &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;888,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;908,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;922,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Options granted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;179,225&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17.44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;193,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16.10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;196,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.52&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Options exercised&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(112,704)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19.78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(54,397)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11.86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(34,396)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12.65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Options forfeited&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,569)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16.09&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(158,250)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19.29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(176,079)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15.11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:123pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;End of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;951,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12.45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;888,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14.12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;908,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14.46&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table summarizes the range of exercise prices and the weighted average remaining contractual life of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the options&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;outstanding at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:214.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Outstanding &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:145.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:145.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercisable &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Contract Life&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Remaining&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Range of Exercise Prices&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercise Price&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Years)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercise Price&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$5.63 to $8.45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8.28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8.28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8.46 to 11.26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11.27 to 14.08&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;461,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11.93&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;373,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11.95&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.09 to 16.90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;305,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15.37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7.7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.52&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16.91 to 19.71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;177,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17.44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19.72 to 22.53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21.86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21.86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;951,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14.06&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;415,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14.22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Aggregate Intrinsic Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The average fair value of each option granted during 2015, 2014 and 2013 was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.77&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for 2015 and 2014 and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.94&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for 2013. The average fair value of each option granted was estimated at the date of the grant using the Black-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Scholes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; option pricing model. The Black-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Scholes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; option-pricing model was developed for use in estimating the fair value of traded options that have no restrictions and are fully transferable and negotiable in a free trading market. Black-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Scholes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; does not consider&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the employment, transfer or vesting restrictions that are inherent in the Company&amp;#8217;s stock options. Use of an option valuation model, as required by GAAP, includes highly subjective assumptions based on long-term predictions, including the expected stock p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rice volatility and average life of each option grant.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following assumptions were used in estimating the fair value of the options granted during the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015, 2014 and 2013:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:222.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:222.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Weighted average assumptions:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Dividend yield &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.89%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.87%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.66%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Expected volatility &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;40.93%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;42.08%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;44.34%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Risk-free interest rate &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.41%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.38%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.55%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Expected life (in years) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8.0&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table summarizes the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;activity in restricted units&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; under the Omnibus Plan for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015, 2014 and 2013:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:393pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:393pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Restricted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Grant Date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Restricted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Grant Date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Restricted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Grant Date&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Units &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Units &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Units &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;153,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14.95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;158,750&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;13.95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;197,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12.13&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Restricted units granted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;26,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16.66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;39,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16.10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;85,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15.86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Restricted units lapsed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(39,750)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11.83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(37,342)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12.03&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(113,367)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12.34&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Restricted units forfeited&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,600)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15.45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14.30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(11,083)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12.87&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;End of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;138,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;16.17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;153,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;14.95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;158,750&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;13.95&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The total unrecognized compensation cost related to non-vested restricted units to members of management at December 31, 2015 was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million and is expected to be recognized over a weighted-average period of 2.8 years&lt;/font&gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod id="ID_1412" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">3569</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross id="ID_1413" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">179225</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised id="ID_1414" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">-112704</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ID_1415" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="2">951523</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice id="ID_1416" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">19.78</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice id="ID_1417" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">16.09</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice id="ID_1418" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">12.45</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice id="ID_1419" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">17.44</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice>
  <us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock id="ID_1420" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:420pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:420pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercise&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercise&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercise&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Price &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Price &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Price &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;888,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;908,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;922,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Options granted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;179,225&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17.44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;193,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16.10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;196,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.52&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Options exercised&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(112,704)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19.78&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(54,397)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11.86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(34,396)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12.65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:123pt;text-align:left;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;     Options forfeited&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,569)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16.09&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(158,250)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19.29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(176,079)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15.11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:123pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:123pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;End of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;951,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12.45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;888,571&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14.12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;908,118&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14.46&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table summarizes the range of exercise prices and the weighted average remaining contractual life of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the options&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:12pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;outstanding at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='7' rowspan='1' style='width:214.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:214.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Outstanding &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:145.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:145.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercisable &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Contract Life&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Remaining&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Range of Exercise Prices&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercise Price&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Years)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Exercise Price&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$5.63 to $8.45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8.28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8.28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8.46 to 11.26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1.6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.29&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11.27 to 14.08&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;461,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11.93&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.4&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;373,754&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11.95&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.09 to 16.90&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;305,300&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15.37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7.7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.52&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16.91 to 19.71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;177,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17.44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19.72 to 22.53&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21.86&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2.2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21.86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;951,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14.06&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6.3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;415,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14.22&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:172.5pt;text-align:left;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Aggregate Intrinsic Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber id="ID_1421" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangetwoMember" unitRef="shares" decimals="0">4078</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber id="ID_1422" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangethreeMember" unitRef="shares" decimals="0">1000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber id="ID_1423" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefourMember" unitRef="shares" decimals="0">373754</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber id="ID_1424" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefiveMember" unitRef="shares" decimals="0">35100</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber id="ID_1425" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangesixMember" unitRef="shares" decimals="0">1500</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber id="ID_1426" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">415432</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice id="ID_1427" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">14.22</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit id="ID_1428" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefiveMember" unitRef="myUSDPerShare" decimals="2">14.09</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
  <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit id="ID_1429" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangesixMember" unitRef="myUSDPerShare" decimals="2">19.72</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
  <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit id="ID_1430" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefiveMember" unitRef="myUSDPerShare" decimals="2">16.9</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
  <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit id="ID_1431" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangesixMember" unitRef="myUSDPerShare" decimals="2">22.53</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
  <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit id="ID_1432" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangetwoMember" unitRef="myUSDPerShare" decimals="2">5.63</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
  <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit id="ID_1433" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangetwoMember" unitRef="myUSDPerShare" decimals="2">8.45</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice id="ID_1434" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangetwoMember" unitRef="myUSDPerShare" decimals="2">8.28</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit id="ID_1435" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangethreeMember" unitRef="myUSDPerShare" decimals="2">11.26</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
  <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit id="ID_1436" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangethreeMember" unitRef="myUSDPerShare" decimals="2">8.46</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice id="ID_1437" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangethreeMember" unitRef="myUSDPerShare" decimals="2">10.29</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice id="ID_1438" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefourMember" unitRef="myUSDPerShare" decimals="2">11.95</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit id="ID_1439" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefourMember" unitRef="myUSDPerShare" decimals="2">11.27</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit>
  <us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit id="ID_1440" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefourMember" unitRef="myUSDPerShare" decimals="2">14.08</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice id="ID_1441" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefiveMember" unitRef="myUSDPerShare" decimals="2">14.52</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice id="ID_1442" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangesixMember" unitRef="myUSDPerShare" decimals="2">21.86</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 id="ID_1443" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">P6Y4M</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 id="ID_1444" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangetwoMember">P3Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 id="ID_1445" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangethreeMember">P1Y7M</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 id="ID_1446" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefourMember">P4Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 id="ID_1447" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefiveMember">P7Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 id="ID_1448" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangesixMember">P2Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ID_1449" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">5.94</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock id="ID_1450" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following assumptions were used in estimating the fair value of the options granted during the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015, 2014 and 2013:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:222.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:222.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Weighted average assumptions:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Dividend yield &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.89%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.87%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.66%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Expected volatility &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;40.93%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;42.08%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;44.34%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Risk-free interest rate &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.41%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2.38%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1.55%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:213.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:213.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Expected life (in years) &lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8.0&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8.0&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate id="ID_1451" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.0189</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate id="ID_1452" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.4093</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate id="ID_1453" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.0241</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate>
  <us-gaap:ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock id="ID_1454" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table summarizes the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;activity in restricted units&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; under the Omnibus Plan for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015, 2014 and 2013:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:393pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:393pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:126pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:126pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Restricted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Grant Date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Restricted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Grant Date&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Restricted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Grant Date&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Units &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Units &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Units &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Fair Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;153,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14.95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;158,750&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;13.95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;197,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12.13&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Restricted units granted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;26,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16.66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;39,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16.10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;85,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15.86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Restricted units lapsed&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(39,750)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11.83&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(37,342)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12.03&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(113,367)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12.34&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Restricted units forfeited&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,600)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15.45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,558)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;14.30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(11,083)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;12.87&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:131.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:131.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;End of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;138,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;16.17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;153,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;14.95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;158,750&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:11.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;13.95&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber id="ID_1455" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">153050</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod id="ID_1456" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">26700</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod id="ID_1457" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">1600</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod id="ID_1458" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">39200</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod id="ID_1459" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">7558</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue id="ID_1460" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">14.95</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ID_1461" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">16.1</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue id="ID_1462" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">12.03</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue id="ID_1463" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">14.3</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue id="ID_1464" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">15.45</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ID_1465" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">16.66</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue id="ID_1466" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">11.83</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue id="ID_1467" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">16.17</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber id="ID_1468" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">138400</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue id="ID_1469" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">12.13</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber id="ID_1470" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="shares" decimals="0">197500</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod id="ID_1471" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="0">85700</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod id="ID_1472" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="0">11083</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ID_1473" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">15.86</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue id="ID_1474" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">12.87</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue id="ID_1475" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">12.34</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 id="ID_1476" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">P2Y8M</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized id="ID_1477" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">3100000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <ofg:PreferredStockIssueCostsPeriod id="ID_1478" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_ScheduleofstockbyclasstableAxis_us-gaap_PreferredStockMember" unitRef="USD" decimals="-5">13600000</ofg:PreferredStockIssueCostsPeriod>
  <ofg:IssuanceCostsStock id="ID_1479" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_ScheduleofstockbyclasstableAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-5">10100000</ofg:IssuanceCostsStock>
  <ofg:IssuanceCostsStock id="ID_1480" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_ScheduleofstockbyclasstableAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-5">10100000</ofg:IssuanceCostsStock>
  <ofg:PreferredStockIssueCostsPeriod id="ID_1481" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_ScheduleofstockbyclasstableAxis_us-gaap_PreferredStockMember" unitRef="USD" decimals="-5">13600000</ofg:PreferredStockIssueCostsPeriod>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_1482" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_May2015Member" unitRef="myUSDPerShare" decimals="2">13.09</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_1483" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_April2015Member" unitRef="myUSDPerShare" decimals="2">14.38</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_1484" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_April2015Member" unitRef="shares" decimals="0">204338</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_1485" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_May2015Member" unitRef="shares" decimals="0">48200</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <us-gaap:TreasuryStockValue id="ID_1486" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_April2015Member" unitRef="USD" decimals="-3">2939000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValue id="ID_1487" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_May2015Member" unitRef="USD" decimals="-3">631000</us-gaap:TreasuryStockValue>
  <us-gaap:ScheduleOfTreasuryStockByClassTextBlock id="ID_1488" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Dollar amount of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;shares purchased as&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;shares repurchased&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:center;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;part of stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;price paid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(excluding&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;repurchase programs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;per share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;commissions paid)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    April 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;204,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,939&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    May 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13.09&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;631&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    June 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;51,447&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12.81&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;659&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    July 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;500,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9.39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,696&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;803,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11.10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,925&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:left;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:left;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total number of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Dollar amount of&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;shares purchased as&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;shares repurchased&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:center;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;part of stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;price paid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(excluding&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:86.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:86.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;repurchase programs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;per share&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:80.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:80.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;commissions paid)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:left;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    January 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;850&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    February 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;649,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    August 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15.50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    October 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;381,513&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,585&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    November 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.69&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    December 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,885&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14.70&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,153,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14.66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,914&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:71.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:71.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The activity in connection with common shares held in treasury by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the year ended December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is set forth below&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:103.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:103.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:103.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:103.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:103.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:103.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Dollar&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Dollar&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Dollar&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Shares &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands, except shares data)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,012,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;97,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,030,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;80,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,090,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;81,275&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Common shares used upon lapse of restricted stock units&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(58,279)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(641)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(36,294)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(384)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(53,178)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(556)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:183pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Common shares repurchased as part of the stock repurchase program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;803,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,153,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Reclassification from common stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(135,551)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(136)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:183pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Common shares used to match defined contribution plan, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,318)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(77)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:183pt;text-align:left;border-color:Black;min-width:183pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;End of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;8,757,960&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;105,379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;8,012,254&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;97,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;7,030,101&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;80,642&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfTreasuryStockByClassTextBlock>
  <us-gaap:StockRepurchaseProgramRemainingNumberOfSharesAuthorizedToBeRepurchased id="ID_1489" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">1056128</us-gaap:StockRepurchaseProgramRemainingNumberOfSharesAuthorizedToBeRepurchased>
  <us-gaap:SharePrice id="ID_1490" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">7.32</us-gaap:SharePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised id="ID_1491" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">36294</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised>
  <us-gaap:TreasuryStockShares id="ID_1492" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">8012254</us-gaap:TreasuryStockShares>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised id="ID_1493" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">58279</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodShares id="ID_1494" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">803985</us-gaap:StockRepurchasedAndRetiredDuringPeriodShares>
  <us-gaap:TreasuryStockCarryingBasis id="ID_1495" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">97070000</us-gaap:TreasuryStockCarryingBasis>
  <us-gaap:TreasuryStockCarryingBasis id="ID_1496" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">105379000</us-gaap:TreasuryStockCarryingBasis>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodShares id="ID_1497" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">1153998</us-gaap:StockRepurchasedAndRetiredDuringPeriodShares>
  <us-gaap:TreasuryStockValueAcquiredCostMethod id="ID_1498" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">8950000</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <us-gaap:TreasuryStockValueAcquiredCostMethod id="ID_1499" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">16948000</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <ofg:CommonSharesAmountUsedForExerciseOfRestrictedStockUnits id="ID_1500" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">641000</ofg:CommonSharesAmountUsedForExerciseOfRestrictedStockUnits>
  <ofg:CommonSharesAmountUsedForExerciseOfRestrictedStockUnits id="ID_1501" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">384000</ofg:CommonSharesAmountUsedForExerciseOfRestrictedStockUnits>
  <us-gaap:ComprehensiveIncomeNoteTextBlock id="ID_1502" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE 21 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;ACCUMULATED OTHER COMPREHENSIVE INCOME&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Accumulated other comprehensive income, net of income tax, as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of December 31, 2015, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consisted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Unrealized gain on securities available-for-sale which are not&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    other-than-temporarily impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,044&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;28,743&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Unrealized loss on securities available-for-sale which are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    other-than-temporarily impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,196)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income tax effect of unrealized gain on securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,924)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,978)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Net unrealized gain on securities available-for-sale which are not&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        other-than-temporarily impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,924&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,765&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Unrealized loss on cash flow hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(4,307)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(8,585)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income tax effect of unrealized loss on cash flow hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Net unrealized loss on cash flow hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,927)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,054)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accumulated other comprehensive income, net of taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;13,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;19,711&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents changes in accumulated other comprehensive income by component, net of taxes, for the years ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;: &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:195.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:195.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:193.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accumulated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;gains on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;loss on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;cash flow&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;comprehensive&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:195.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:195.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income (loss) before reclassifications&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,250)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,019)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,269)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other-than-temporary impairment amount reclassified from accumulated other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,662)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,662)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Amounts reclassified out of accumulated other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(929)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,841)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,714)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,924&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(2,927)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:195.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:195.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:193.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accumulated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;gains on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;loss on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;cash flow&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;comprehensive&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:195.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:195.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,242)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income (loss) before reclassifications&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,157)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Amounts reclassified out of accumulated other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,470&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(6,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:193.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:193.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accumulated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;gains on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;loss on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;cash flow&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;comprehensive&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:193.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;68,245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(12,365)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income (loss) before reclassifications&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(56,960)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,930)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(58,890)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Amounts reclassified out of accumulated other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(56,812)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(52,689)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(8,242)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents reclassifications out of accumulated other comprehensive income for the years ended December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:194.25pt;text-align:center;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount reclassified out of accumulated &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:194.25pt;text-align:center;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:center;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Affected Line Item in&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:194.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:center;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Consolidated Statement&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;  of Operations&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:127.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:127.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash flow hedges:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Interest-rate contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Net interest expense&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Tax effect from increase in capital gains tax rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(297)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;773&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Income tax expense&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Available-for-sale securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24pt;' &gt;&lt;td style='width:219pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Other-than-temporary impairment losses on investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,490)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Net impairment losses recognized in earnings&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Residual tax effect from OIB&amp;#39;s change in applicable tax rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Income tax expense&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Tax effect from increase in capital gains tax rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Income tax expense&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;5,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;7,470&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;6,201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ComprehensiveIncomeNoteTextBlock>
  <us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock id="ID_1503" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Accumulated other comprehensive income, net of income tax, as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of December 31, 2015, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consisted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Unrealized gain on securities available-for-sale which are not&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    other-than-temporarily impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,044&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;28,743&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Unrealized loss on securities available-for-sale which are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    other-than-temporarily impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(3,196)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income tax effect of unrealized gain on securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,924)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,978)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Net unrealized gain on securities available-for-sale which are not&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;        other-than-temporarily impaired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;16,924&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;25,765&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Unrealized loss on cash flow hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(4,307)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(8,585)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Income tax effect of unrealized loss on cash flow hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Net unrealized loss on cash flow hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(2,927)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,054)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Accumulated other comprehensive income, net of taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;13,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;19,711&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents changes in accumulated other comprehensive income by component, net of taxes, for the years ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;: &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:195.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:195.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:193.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accumulated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;gains on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;loss on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;cash flow&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;comprehensive&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:195.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:195.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income (loss) before reclassifications&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,250)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,019)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,269)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other-than-temporary impairment amount reclassified from accumulated other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,662)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,662)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Amounts reclassified out of accumulated other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(929)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,841)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,127&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,714)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,924&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(2,927)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:195.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:195.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:193.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accumulated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;gains on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;loss on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;cash flow&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;comprehensive&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:195.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:195.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,242)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income (loss) before reclassifications&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,157)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Amounts reclassified out of accumulated other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,470&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,332&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,765&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(6,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:193.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:193.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accumulated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;gains on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;loss on&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;cash flow&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;text-align:center;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;comprehensive&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;hedges&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:63pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:193.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:193.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Beginning balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;68,245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(12,365)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income (loss) before reclassifications&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(56,960)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,930)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(58,890)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Amounts reclassified out of accumulated other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:164.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(56,812)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(52,689)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:164.25pt;text-align:left;border-color:Black;min-width:164.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Ending balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(8,242)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,191&lt;/font&gt;&lt;/td&gt;&lt;td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax id="ID_1504" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-4307000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax id="ID_1505" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-1380000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax id="ID_1506" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" unitRef="USD" decimals="-3">-1924000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax id="ID_1507" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" unitRef="USD" decimals="-3">22044000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax id="ID_1508" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-2531000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax id="ID_1509" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" unitRef="USD" decimals="-3">-2978000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax id="ID_1510" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" unitRef="USD" decimals="-3">28743000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax id="ID_1511" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-8585000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_1512" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">13997000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_1513" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">19711000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax id="ID_1514" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" unitRef="USD" decimals="-3">25765000</us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax id="ID_1515" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" unitRef="USD" decimals="-3">16924000</us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax id="ID_1516" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-2927000</us-gaap:AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax id="ID_1517" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-6054000</us-gaap:AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_1518" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-6054000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_1519" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">19711000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_1520" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">25765000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_1521" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-2927000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome id="ID_1522" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">6146000</ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_1523" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">16924000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax id="ID_1524" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-3019000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_1525" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">13997000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome id="ID_1526" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">5217000</ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax id="ID_1527" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-6269000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome id="ID_1528" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">-929000</ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax id="ID_1529" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">-3250000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax id="ID_1530" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">14207000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome id="ID_1531" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">125000</ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax id="ID_1532" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-5157000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome id="ID_1533" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">7345000</ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax id="ID_1534" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">9050000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome id="ID_1535" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">7470000</ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome>
  <us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock id="ID_1536" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents reclassifications out of accumulated other comprehensive income for the years ended December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:194.25pt;text-align:center;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Amount reclassified out of accumulated &lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:194.25pt;text-align:center;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:center;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Affected Line Item in&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:194.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:194.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:center;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Consolidated Statement&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;  of Operations&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:127.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:127.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash flow hedges:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Interest-rate contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Net interest expense&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Tax effect from increase in capital gains tax rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(297)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;773&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Income tax expense&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Available-for-sale securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24pt;' &gt;&lt;td style='width:219pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Other-than-temporary impairment losses on investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,490)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Net impairment losses recognized in earnings&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Residual tax effect from OIB&amp;#39;s change in applicable tax rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Income tax expense&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Tax effect from increase in capital gains tax rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;516&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Income tax expense&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:219pt;text-align:left;border-color:Black;min-width:219pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;5,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;7,470&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;6,201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:100.5pt;text-align:left;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock>
  <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock id="ID_1537" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The calculation of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(loss) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;earnings per &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;common &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;share for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:263.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:263.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands, except per share data)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net (loss) income &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2,504)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;85,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;98,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Less: Dividends on preferred stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Non-convertible preferred stock (Series A, B, and D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,512)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,512)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,512)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Convertible preferred stock (Series C)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,350)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,350)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,350)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) income available to common shareholders&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(16,366)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;71,319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;84,584&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Effect of assumed conversion of the convertible                    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#FFFFFF;' &gt;&amp;#39;     &amp;#39;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;  preferred stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,350&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) income available to common shareholders assuming conversion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(9,016)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;78,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;91,934&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted average common shares and share equivalents:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;  Average common shares outstanding &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;44,231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;45,024&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;45,706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;  Effect of dilutive securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Average potential common shares-options &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;189&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Average potential common shares-assuming                    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#FFFFFF;' &gt;&amp;#39;     &amp;#39;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;  conversion of convertible preferred stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,147&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,138&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Total weighted average common shares                       &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;&amp;#39;  &amp;#39;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;outstanding and equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;51,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;52,326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;53,033&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) earnings per common share - basic&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(0.37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1.58&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1.85&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) earnings per common share - diluted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(0.37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1.50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1.73&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
  <us-gaap:EarningsPerShareTextBlock id="ID_1538" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The calculation of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(loss) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;earnings per &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;common &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;share for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:263.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:83.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:83.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:84pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='9' rowspan='1' style='width:263.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:263.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands, except per share data)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net (loss) income &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2,504)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;85,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;98,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Less: Dividends on preferred stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Non-convertible preferred stock (Series A, B, and D)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,512)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,512)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(6,512)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;      Convertible preferred stock (Series C)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,350)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,350)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(7,350)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) income available to common shareholders&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(16,366)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;71,319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;84,584&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Effect of assumed conversion of the convertible                    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#FFFFFF;' &gt;&amp;#39;     &amp;#39;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;  preferred stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,350&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:27pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) income available to common shareholders assuming conversion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(9,016)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;78,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;91,934&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Weighted average common shares and share equivalents:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;  Average common shares outstanding &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;44,231&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;45,024&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;45,706&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;  Effect of dilutive securities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Average potential common shares-options &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;68&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;189&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;    Average potential common shares-assuming                    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#FFFFFF;' &gt;&amp;#39;     &amp;#39;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;  conversion of convertible preferred stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,147&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,138&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Total weighted average common shares                       &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#FFFFFF;' &gt;&amp;#39;  &amp;#39;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;outstanding and equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;51,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;52,326&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;53,033&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:211.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) earnings per common share - basic&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(0.37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1.58&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1.85&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:211.5pt;text-align:left;border-color:Black;min-width:211.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) earnings per common share - diluted&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(0.37)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:76.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:76.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1.50&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:68.25pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;1.73&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In computing diluted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(loss) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;earnings per common &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;share&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;84,000 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shares of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; convertible preferred stock, which &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;remain outstanding at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, with a conversion rate, subject to certain conditions, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;86.4225 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shares&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of common&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; stock per share, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;were included as average potential common shares from the date they were issued and outstanding. Moreover, in computing diluted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(loss) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;earnings per common share, the divide&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nds declared during the years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2015, 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on the convertible preferred&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; stock were added back as income available to common shareholders. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015, 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;weighted-average stock options with an anti-dilutive effect on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(loss) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;earnings per share not included in the calculation &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;887,307&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,772&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;230,392&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic id="ID_1539" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="-3">44231000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <ofg:EffectOfAssumedConversion id="ID_1540" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">7350000</ofg:EffectOfAssumedConversion>
  <ofg:AveragePotentialCommonSharesConvertiblePreferredStock id="ID_1541" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="-3">7156000</ofg:AveragePotentialCommonSharesConvertiblePreferredStock>
  <ofg:AveragePotentialCommonSharesOptions id="ID_1542" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="-3">68000</ofg:AveragePotentialCommonSharesOptions>
  <ofg:IncomeAvailableToCommonSharesholdersAssumingConversion id="ID_1543" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-9016000</ofg:IncomeAvailableToCommonSharesholdersAssumingConversion>
  <ofg:EffectOfAssumedConversion id="ID_1544" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">7350000</ofg:EffectOfAssumedConversion>
  <ofg:IncomeAvailableToCommonSharesholdersAssumingConversion id="ID_1545" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">78669000</ofg:IncomeAvailableToCommonSharesholdersAssumingConversion>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic id="ID_1546" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="-3">45024000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <ofg:AveragePotentialCommonSharesOptions id="ID_1547" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="-3">155000</ofg:AveragePotentialCommonSharesOptions>
  <ofg:AveragePotentialCommonSharesConvertiblePreferredStock id="ID_1548" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="-3">7147000</ofg:AveragePotentialCommonSharesConvertiblePreferredStock>
  <ofg:ConvertiblePreferredStockDividend id="ID_1549" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-7350000</ofg:ConvertiblePreferredStockDividend>
  <ofg:NonConvertiblePreferredStockDividend id="ID_1550" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-6512000</ofg:NonConvertiblePreferredStockDividend>
  <ofg:ConvertiblePreferredStockDividend id="ID_1551" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-7350000</ofg:ConvertiblePreferredStockDividend>
  <ofg:NonConvertiblePreferredStockDividend id="ID_1552" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-6512000</ofg:NonConvertiblePreferredStockDividend>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount id="ID_1553" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">887307</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount id="ID_1554" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">320772</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <ofg:StockConversionRate id="ID_1555" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="4">86.4225</ofg:StockConversionRate>
  <us-gaap:GuaranteesTextBlock id="ID_1556" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;23&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; GUARANTEES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the unamortized balance of the obligations undertaken in issuing the guarantees under standby letters of credit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;represented a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;liability of $14.7 million (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- $33.0 million).&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As a result of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BBVAPR Acquisition, the Company assumed a liability for residential mortgage loans sold subject to credit recourse, pursuant to FNMA&amp;#8217;s residential mortgage loan sales a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nd securitization programs. At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the unpaid principal balance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of residential mortgage loans sold subject to credit recourse &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;22.4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;67.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table shows the changes in the Company&amp;#8217;s liability for estimated losses from these credit recourse agreements, included in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated statements of financial condi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion during the years ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:230.25pt;text-align:justify;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:223.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:230.25pt;text-align:justify;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:230.25pt;text-align:justify;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:223.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:230.25pt;text-align:justify;background-color:#CCFFFF;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;927&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,460&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:230.25pt;text-align:left;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Net (charge-offs/terminations) recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(488)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,028)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:right;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(505)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:230.25pt;text-align:justify;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;927&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:right;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,955&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The estimated losses to be absorbed under the credit recourse arrangements were recorded as a liability when the credit recourse was assumed, and are updated on a quarterly basis. The expected loss, which represents the amount expected to be lost on a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;given loan, considers the probability of default and loss severity. The probability of default represents the probability that a loan in good standing would become 120 days delinquent, in which case the Company is obligated to repurchase the loan. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;If a b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orrower defaults, pursuant to the credit recourse provided, the Company is required to repurchase the loan or reimburse the third party investor for the incurred loss. The maximum potential amount of future payments that the Company would be required to ma&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ke under the recourse arrangements is equivalent to the total outstanding balance of the residential mortgage loans serviced with recourse and interest, if applicable. During &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Company repurchased approximately &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of unpaid principal bala&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nce in mortgage loans subject to the credit recourse provisions.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;If a borrower defaults, the Company has rights to the underlying collateral securing the mortgage loan. The Company suffers losses on these mortgage loans when the proceeds from a foreclosur&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e sale of the collateral property are less than the outstanding principal balance of the loan, any uncollected interest advanced, and the costs of holding and disposing the related property. At D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Company&amp;#8217;s liability for estimated credi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t losses related to loans sold with credit recourse &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to $439 thousand&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8211; $927 thousand). &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:13.8pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;When the Company sells or securitizes mortgage loans, it generally makes customary representations and warranties regarding the characterist&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ics of the loans sold. The Company&amp;#39;s mortgage operations division groups conforming mortgage loans into pools which are exchanged for FNMA and GNMA mortgage-backed securities, which are generally sold to private investors, or are sold directly to FNMA or o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ther private investors for cash. As required under such mortgage backed securities programs, quality review procedures are performed by the Company to ensure that asset guideline qualifications are met. To the extent the loans do not meet specified charact&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;eristics, the Company may be required to repurchase such loans or indemnify for losses and bear any subsequent loss related to the loans. At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, the Company&amp;#8217;s representation and warranty arrangements, excluding mortgage loans subject to cred&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;it recourse provisions referred to above, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;approximated $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; unpaid principal balance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10.7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;. A substantial amount of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;these loans are reinstated to performing status or have mortgage insurance, and thus the ultimate losses on the loans are not deemed significant. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;During 2015, 2014 and 2013, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the Company &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;recognized $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;143&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; thousand &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;281&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; thousand, respective&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ly,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; in losses from the repurchase of residential mortgage loans sold subject to credit recourse, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2.5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million in losses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;in 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;from the repurchase of residential mortgage loans as a result of breaches of the customary representations and warr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;anties. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Servicing agreements relating to the mortgage-backed securities programs of FNMA and GNMA, and to mortgage loans sold or serviced to certain other investors, including the Federal Home Loan Mortgage Corporation (&amp;#8220;FHLMC&amp;#8221;), require the Company to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;advance funds to make scheduled payments of principal, interest, taxes and insurance, if such payments have not been received from the borrowers. At D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ecember 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, the Company &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;serviced &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;664.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; mortgage loans for third-parties. The Company gen&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;erally recovers funds advanced pursuant to these arrangements from the mortgage owner, from liquidation proceeds when the mortgage loan is foreclosed or, in the case of FHA/VA loans, under the applicable FHA and VA insurance and guarantees programs. Howeve&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;r, in the meantime, the Company must absorb the cost of the funds it advances during the time the advance is outstanding. The Company must also bear the costs of attempting to collect on delinquent and defaulted mortgage loans. In addition, if a defaulted &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;loan is not cured, the mortgage loan would be canceled as part of the foreclosure proceedings and the Company would not receive any future servicing income with respect to that loan. At D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ecember 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, the outstanding balance of funds advanced by the Co&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;mpany under such mortgage loan servicing agreements was &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;01&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; thousand &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;(December&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 31, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;- $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;391&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; thousand).&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; To the extent the mortgage loans underlying the Company&amp;#39;s servicing portfolio experience increased delinquencies, the Company would be &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;required to dedicate additional cash resources to comply with its obligation to advance funds as well as incur additional administrative costs related to increases in collection efforts.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:GuaranteesTextBlock>
  <us-gaap:ScheduleOfGuaranteeObligationsTextBlock id="ID_1557" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table shows the changes in the Company&amp;#8217;s liability for estimated losses from these credit recourse agreements, included in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated statements of financial condi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion during the years ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:230.25pt;text-align:justify;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:223.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:230.25pt;text-align:justify;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:72pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:72pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:230.25pt;text-align:justify;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:223.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:223.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:230.25pt;text-align:justify;background-color:#CCFFFF;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;927&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,955&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,460&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:230.25pt;text-align:left;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Net (charge-offs/terminations) recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(488)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,028)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:right;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(505)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:230.25pt;text-align:justify;border-color:Black;min-width:230.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;927&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3pt;text-align:right;border-color:Black;min-width:3pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:64.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,955&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfGuaranteeObligationsTextBlock>
  <us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross id="ID_1558" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">439000</us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross>
  <us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid id="ID_1559" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">488000</us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid>
  <us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross id="ID_1560" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">927000</us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross>
  <us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid id="ID_1561" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1028000</us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid>
  <ofg:LossesFromRepurchaseLoanSubjectToCreditRecourse id="ID_1562" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">1400000</ofg:LossesFromRepurchaseLoanSubjectToCreditRecourse>
  <ofg:GainLossOnRepurchaseLoanNotSubjectToCreditRecourse id="ID_1563" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">2500000</ofg:GainLossOnRepurchaseLoanNotSubjectToCreditRecourse>
  <ofg:FundsAdvancedToInvestorsUnderServicingAgreements id="ID_1564" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">391000</ofg:FundsAdvancedToInvestorsUnderServicingAgreements>
  <ofg:AmountOfServicedLoans id="ID_1565" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">664600000</ofg:AmountOfServicedLoans>
  <ofg:LossesFromRepurchaseLoanSubjectToCreditRecourse id="ID_1566" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_GuaranteeObligationsByNatureAxis_ofg_LoanWithRecourseMember" unitRef="USD" decimals="-5">22100000</ofg:LossesFromRepurchaseLoanSubjectToCreditRecourse>
  <ofg:FundsAdvancedToInvestorsUnderServicingAgreements id="ID_1567" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">301000</ofg:FundsAdvancedToInvestorsUnderServicingAgreements>
  <ofg:CommitmentsToSellOrSecuritizeMortgageLoans id="ID_1568" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">10207000</ofg:CommitmentsToSellOrSecuritizeMortgageLoans>
  <us-gaap:CommitmentsDisclosureTextBlock id="ID_1569" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;24&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8212;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;COMMITMENTS AND CONTINGENCIES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Loan Commitments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:12pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;In the normal course of business, the Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; becomes a party to credit-related financial instruments with off-balance-sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby and commercial letters of credit, and financial gua&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;rantees. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated statements of financial condition. The contract or notional amount of those instruments reflects the e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;xtent of the Company&amp;#8217;s involvement in particular types of financial instruments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:12pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The Company&amp;#8217;s exposure to credit losses in the event of nonperformance by the counterparty to the financial instrument for commitments to extend credit, including commitments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;under credit card arrangements, and commercial letters of credit is represented by the contractual notional amounts of those instruments, which do not necessarily represent the amounts potentially subject to risk. In addition, the measurement of the risks &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;associated with these instruments is meaningful only when all related and offsetting transactions are identified. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:12pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Credi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;t-related financial instruments at December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2014 were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:304.5pt;text-align:left;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:304.5pt;text-align:left;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:304.5pt;text-align:left;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:304.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commitments to extend credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;607,051&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;493,248&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:304.5pt;text-align:left;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial letters of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,508&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;885&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Commitments to extend credit represent agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;of a fee. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; evaluates each customer&amp;#8217;s creditworthiness on a case-by-case basis. The amount of collateral obtained, if it is deemed necessary by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; upon &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;extension of credit, is based on management&amp;#8217;s credit evaluation of the counterpar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ty.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;t &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ecember 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, commitments to extend credit consisted mainly of undisbursed available amounts on commercial lines of credit, construction loans, and revolving credit card arrangements. Since &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;many of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;the unused commitments are expected &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;to expire unused or be only partially used, the total amount of these unused commitments does not necessarily represent future cash requirements. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;These commitments to extend&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; credit had a reserve &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;667&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;December&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; 31, 2015 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;621&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; thousand at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Commercial letters of credit are issued or confirmed to guarantee payment of customers&amp;#8217; payables or receivables in short-term international trade transactions. Generally, drafts will be drawn when the underlying transaction is consummated as intende&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;d. However, the short-term nature of this instrument serves to mitigate the risk associated with these contracts.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The summary of instruments that are considered financial guarantees in accordance with the authoritative guidance related to guarantor&amp;#8217;s acco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;unting &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;and disclosure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; requirement&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; for guarantees, including indirect guarantees of indebtedness of others&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;December 31, 2015, and  2014, is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Standby letters of credit and financial guarantees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;32,970&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans sold with recourse&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;67,803&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commitments to sell or securitize mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;34,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,207&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Standby letters of credit and financial guarantees are written conditional commitments issued by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; to guarantee the payment and/or performance of a customer to a third party (&amp;#8220;beneficiary&amp;#8221;). If the customer fails to comply with the agreement, the beneficiary may draw on the standby letter of credit or financial guarantee as a remedy. The amount of credit risk involved in issuing letters of credit in the event of nonperformance is the face amount of the letter of credit or financial guarantee. These guarantees are primarily issued to support public and private borrowing arrangements, including commercial paper, bond financing, and similar transactions. The amount of collateral obtained, if it&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; is deemed necessary by the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; upon extension of credit, is based on management&amp;#8217;s credit evaluat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ion of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;customer. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Lease Commitments &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company has entered into various operating lease agreements for branch facilities and administrative offices. Rent expense for the years ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;December 31, 2015, 2014 and 2013, amounted to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;10.1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and is included in the &amp;#8220;occupancy and equipment&amp;#8221; caption in the consolidated statements of operations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Future rental commitments under leases in effect at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ecember 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, exclusive of taxes, insurance, and maintenance expenses pa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;yable by the Company, are summarized as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Minimum Rent&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Year Ending December 31, &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,755&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,283&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,278&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,182&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Thereafter&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,397&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;45,350&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:CommitmentsDisclosureTextBlock>
  <us-gaap:ScheduleOfLineOfCreditFacilitiesTextBlock id="ID_1570" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:12pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;Credi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;t-related financial instruments at December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2014 were as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:304.5pt;text-align:left;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:304.5pt;text-align:left;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:304.5pt;text-align:left;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:304.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commitments to extend credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;607,051&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;493,248&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:304.5pt;text-align:left;border-color:Black;min-width:304.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commercial letters of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,508&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;885&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The summary of instruments that are considered financial guarantees in accordance with the authoritative guidance related to guarantor&amp;#8217;s acco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;unting &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;and disclosure&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; requirement&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; for guarantees, including indirect guarantees of indebtedness of others&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;, at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;December 31, 2015, and  2014, is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:82.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:82.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:172.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:172.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Standby letters of credit and financial guarantees&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;14,656&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;32,970&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Loans sold with recourse&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;67,803&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Commitments to sell or securitize mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;34,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;10,207&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfLineOfCreditFacilitiesTextBlock>
  <ofg:CommitmentsToExtendCredit id="ID_1571" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">607051000</ofg:CommitmentsToExtendCredit>
  <ofg:CommercialLettersCredit id="ID_1572" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1508000</ofg:CommercialLettersCredit>
  <ofg:CommercialLettersCredit id="ID_1573" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">885000</ofg:CommercialLettersCredit>
  <ofg:CommitmentsToExtendCredit id="ID_1574" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">493248000</ofg:CommitmentsToExtendCredit>
  <ofg:LineOfCreditReserve id="ID_1575" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">667000</ofg:LineOfCreditReserve>
  <ofg:StandbyLettersOfCreditAndFinancialGuarantees id="ID_1576" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">14656000</ofg:StandbyLettersOfCreditAndFinancialGuarantees>
  <ofg:LoansSoldWithRecourse id="ID_1577" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">34888000</ofg:LoansSoldWithRecourse>
  <ofg:StandbyLettersOfCreditAndFinancialGuarantees id="ID_1578" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">32970000</ofg:StandbyLettersOfCreditAndFinancialGuarantees>
  <ofg:LoansSoldWithRecourse id="ID_1579" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">67803000</ofg:LoansSoldWithRecourse>
  <ofg:PerformanceLettersOfCreditAndFinancialGuarantees id="ID_1580" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">22374000</ofg:PerformanceLettersOfCreditAndFinancialGuarantees>
  <us-gaap:OperatingLeasesRentExpenseNet id="ID_1581" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">9200000</us-gaap:OperatingLeasesRentExpenseNet>
  <us-gaap:OperatingLeasesRentExpenseNet id="ID_1582" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">9700000</us-gaap:OperatingLeasesRentExpenseNet>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent id="ID_1583" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">7755000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInTwoYears id="ID_1584" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">7283000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInTwoYears>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears id="ID_1585" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">6278000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears id="ID_1586" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">6182000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFiveYears id="ID_1587" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">5455000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFiveYears>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter id="ID_1588" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">12397000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDue id="ID_1589" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">45350000</us-gaap:OperatingLeasesFutureMinimumPaymentsDue>
  <us-gaap:ContractualObligationFiscalYearMaturityScheduleTableTextBlock id="ID_1590" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Minimum Rent&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Year Ending December 31, &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:69pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:69pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,755&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,283&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,278&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2019&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,182&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2020&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Thereafter&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,397&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:187.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;45,350&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:61.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ContractualObligationFiscalYearMaturityScheduleTableTextBlock>
  <us-gaap:LegalMattersAndContingenciesTextBlock id="ID_1591" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;ontingencies&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and its subsidiaries&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are defendants in a number of legal proceedings incidental to their business. In the ordinary course of business, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and its subsidiaries are also subject to governmental and regulatory examinations. Certain subsidiaries of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, including &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;B&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; (and its subsidiary OIB)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, Oriental Financial Services&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Oriental Insurance,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are subject to regulation by various U.S., Puerto Rico and other regulators. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; seeks to resolve all litigation and regulatory matters in the manner management believes is in the best interests of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and its shareholders, and contests allegations of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;liabilit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wrongdoing and, where applicable, the amount of damages or scope of any penalties or other relief sought as appropriate in each pending matter. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Subject to the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accounting and disclosure framework under the provisions of ASC 450&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, it is the opinion of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s management, based on current knowledge and after taking into account its current legal accruals&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that the eventual outcome of all matters would not be likely to have a material adverse effect on the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; statements of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; financial condition of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Nonetheless, given the substantial or indeterminate amounts sought in certain of these matters, and the inherent unpredictability of such matters, an adverse outcome in certain of these matters could, from time to time, have a material adverse effect on the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; results of operations or cash flows in particular quarterly or annual periods. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; has evaluated all litigation and regulatory matters where the likelihood of a potential loss is deemed reasonably possible. The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; has determined that the estimate of the reasonably possible loss is not significant.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:LegalMattersAndContingenciesTextBlock>
  <us-gaap:FairValueDisclosuresTextBlock id="ID_1592" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;25&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;FAIR VALUE&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;OF FINANCIAL INSTRUMENTS&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; follows the fair value measurement framework under GAAP.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Fair Value Measurement&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The fair value measurement framework defines fair value as the exchange price that would be received for an asset &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or paid to transfer a liability &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. This framework also establishes a fair value hierarchy wh&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ich requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Money market investments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The fair value of money market investments is based on the carrying amounts reflected in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;consolidated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; statements of financial condition as these are reasonable estimates of fair value given the short-term nature of the instruments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Investment securities&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The fair value of investment securities is based on quoted market prices, when available,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or prices provided from contracted pricing providers, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;or market prices provided by recognized broker-dealers. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Such securities are classified as level 1 or level 2 depending on the basis for determining fair value. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;If listed pric&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es or quotes are not availa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ble, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fair value is based upon externally developed models that use both &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;observable and unobservable inputs depending on the market activity of the instrument, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;such securities are classified as level 3. At December 31, 2015 and 2014, the Company did not&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; have investment securities classified as Level 3.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Derivative instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The fair value of the interest rate swaps&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is largely a function of the financial market&amp;#8217;s expectations &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;regarding the future direction of interest rates. Accordingly, current market values are not necessarily indicative of the future impact of derivative instruments on earnings. This will depend, for the most part, on the shape of the yield curve, the level &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of interest rates, as well as the expectations for rates in the future. The fair value of most of these derivative instruments is based on observable market parameters, which include discounting the instruments&amp;#8217; cash flows using the U.S. dollar LIBOR-based&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount rates, and also applying yield curves that account for the industry sector and the credit rating of the counterparty and/or the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Certain other derivative instruments with limited market activity are valued using externally developed mode&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ls that consider unobservable market parameters. Based &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on their valuation methodology, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;derivative instruments are classif&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ied as Level 2 or Level 3. The Company has offered&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; its customers certificates of deposit with an option tied to the performance of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;S&amp;amp;P Index and uses equity indexed option agreements with major broker-dealer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to manage its exposure to changes in this index. Their fair value is obtained through the use of an external based valuation that was thoroughly evaluated and adopted by manageme&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nt as its measurement tool for these options. The payoff of these options is linked to the average value of the S&amp;amp;P Index on a specific set of dates during the life of the option. The methodology uses an average rate option or a cash-settled option whose p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ayoff is based on the difference between the expected average value of the S&amp;amp;P Index during the remaining life of the option and the strike price at inception. The assumptions, which are uncertain and require a degree of judgment, include primarily S&amp;amp;P Ind&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ex volatility, forward interest rate projections, estimated index dividend payout, and leverage.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Servicing assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Servicing assets do not trade in an active market with readily observable prices. Servicing assets are priced using a discounted cash flow m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;odel. The valuation model considers servicing fees, portfolio characteristics, prepayment assumptions, delinquency rates, late charges, other ancillary revenues, cost to service and other economic factors. Due to the unobservable nature of certain valuatio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n inputs, the servicing rights are classified as Level 3.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Impaired Loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Impaired loans are carried at the present value of expected future cash flows using the loan&amp;#8217;s existing rate in a discounted cash flow calculation, or the fair value of the collat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eral if the loan is collateral-dependent. Expected cash flows are based on internal inputs reflecting expected default rates on contractual cash flows. This method of estimating fair value does not incorporate the exit-price concept of fair value described&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in ASC 820-10 and would generally result in a higher value than the exit-price approach. For loans measured using the estimated fair value of collateral less costs to sell, fair value is generally determined based&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; on the fair value of the collateral, whic&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h is derived from appraisals that take into consideration prices in observed transactions involving similar assets in similar locations, in accordance with the provisions of ASC 310-10-35&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; less disposition costs&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Currently, the associated loans considered i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;mpaired are classified as Level 3.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Foreclosed real estate&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Foreclosed real estate includes real estate properties securing residential mortgage and commercial loans. The fair value of foreclosed real estate may be determined using an external appraisal, b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;roker price option or an internal valuation. These foreclosed assets are classified as Level 3 given certain internal adjustments that may be made to external appraisals&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Other repossessed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;assets&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Other repossessed assets include &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;repossessed automobile &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans and leases&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he fair value of the repossessed automobiles &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;may be determined &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;using internal valuation and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; an external appraisal. These repossessed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; assets are classified as Level 3 given certain internal adjustments that may be made to external apprais&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;als.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Assets and liabilities measured at fair value on a recurring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and non-recurring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;basis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, are summarized below:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value Measurements &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 1 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 2 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 3 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Recurring fair value measurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Investment securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Trading securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;288&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Money market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,699&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,025&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,162)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,095)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(7,257)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;4,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;970,589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;7,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;982,819&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-recurring fair value measurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Impaired commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;235,767&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;235,767&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Foreclosed real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;58,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;58,176&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Other repossessed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,226&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;300,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;300,169&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value Measurements &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 1 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 2 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 3 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Recurring fair value measurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Investment securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,216,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,216,538&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Trading securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Money market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,107&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(11,221)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(5,477)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(16,698)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,209,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;14,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,228,208&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-recurring fair value measurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Impaired commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;236,942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;236,942&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Foreclosed real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;95,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;95,661&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Other repossessed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,800&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,800&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;354,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;354,403&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below presents &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a reconciliation of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; all assets and liabilities measured at fair value on a recurring basis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;using significant unobservable inputs (Level 3) for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015, 2014 and 2013.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;liability&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Purchased&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Servicing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Embedded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 3 Instruments Only&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,477)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,070&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Gains (losses) included in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,384)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(187)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Sale of mortgage servicing rights&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,927)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,927)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    New instruments acquired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,620&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Principal repayments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,017)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,017)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value related to price of MSR held-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,939)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,939)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;726&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(1,095)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;liability&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Purchased&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Servicing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Embedded&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 3 Instruments Only&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,736)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;34,175&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Gains (losses) included in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(10,875)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,216)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value of investment securities available for sale&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        included in other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    New instruments acquired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Principal repayments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(20,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,072)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(21,072)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(886)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(886)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(5,477)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,070&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;liability&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Purchased&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Servicing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Embedded&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 3 Instruments Only&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,012&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,795&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(12,707)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,333&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Gains (losses) included in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,039)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,842)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value of investment securities available for sale&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        included in other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(332)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(332)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    New instruments acquired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Principal repayments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(951)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(951)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,010&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,010&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;779&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;779&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(15,736)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;34,175&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015, 2014 and 2013, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;there were purchases and sales&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and liabilities measured at fair value on a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;recurring basis. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;There were no transfers into and out of Level 1 and Level 2 fair value measurements during such periods.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below presents &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;quantitative information&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for all assets and liabilities measured at fair value on a recurring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and non-recurring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;basis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;using significant unobservable inputs (Level 3) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:407.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:407.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:108.75pt;text-align:center;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Valuation Technique&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unobservable Input&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Range&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:108.75pt;text-align:center;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivative assets (S&amp;amp;P&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Purchased Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Option pricing model&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Implied option volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;34.31%- 38.61%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:45pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Counterparty credit risk&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    (based on 5-year credit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    default swap (&amp;quot;CDS&amp;quot;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    spread)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;72.00%- 72.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash flow valuation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Constant prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5.23% - 15.24%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.00% - 12.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivative liability (S&amp;amp;P&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Embedded Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,095)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FF0000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Option pricing model&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Implied option volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;34.31%- 38.61%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Counterparty credit risk (based on 5-year CDS spread)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;72.00%- 72.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Collateral dependant&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,532&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Fair value of property&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    or collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Appraised value less disposition costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28.20% - 44.20%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:44.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Puerto Rico Electric Power&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Authority line of credit, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash flow valuation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7.25%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other non-collateral dependant  impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash flow valuation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5.75% - 16.95%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Foreclosed real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;58,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Fair value of property&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    or collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Appraised value less disposition costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28.20% - 44.20%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other repossessed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Fair value of property&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    or collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Appraised value less disposition costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28.20% - 44.20%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.7pt;' &gt;Information about Sensitivity to Changes in Significant Unobservable Inputs&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;' &gt;Derivative ass&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;' &gt;et (S&amp;amp;P Purchased Options)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; The significant unobservable inputs used in the fair value measurement of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s derivative assets related to S&amp;amp;P purchased options are implied option volatility and counterparty credit risk. Significant &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;changes&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in any o&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;f those inputs in isolation would result in a significantly &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;different &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fair value measurement. Generally, a change in the assumption used for implied option volatility is not necessarily accompanied by directionally similar or opposite changes in the assump&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion used for counterparty credit risk. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;' &gt;Servicing assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; The significant unobservable inputs used in the fair value measurement of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s servicing assets are constant prepayment rates and discount rates. Changes in one factor may result in chang&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;es in another (for example, increases in market interest rates may result in lower prepayments), which may magnify or offset the sensitivities. Mortgage banking activities, a component of total banking and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;financial service&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;revenue&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; consolidated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; stat&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ements of operations, include the changes from period to period in the fair value of the mortgage loan servicing rights, which may result from changes in the valuation model inputs or assumptions (principally reflecting changes in discount rates and prepay&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ment speed assumptions) and other changes, including changes due to collection/realization of expected cash flows. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;text-decoration:underline;margin-left:0pt;' &gt;Derivative liability (S&amp;amp;P Embedded Options)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &amp;#8211; The significant unobservable inputs used in the fair value measurement of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s deriva&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tive liability related to S&amp;amp;P purchased options are implied option volatility and counterparty credit risk. Significant &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;changes &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in any of those inputs in isolation would result in a significantly &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;different &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;fair value measurement. Generally, a change in the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; assumption used for implied option volatility is not necessarily accompanied by directionally similar or opposite changes in the assumption used for counterparty credit risk.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Fair Value of Financial Instruments&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The information about the estimated fair value of financial instruments required by GAAP is presented hereunder. The aggregate fair value amounts presented do not necessarily represent management&amp;#8217;s estimate of the underlying value of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The estimated fair va&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lue is subjective in nature, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;involves uncertainties and matters of significant judgment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; therefore, cannot be determined with precision. Changes in assumptions could affect these fair value estimates. The fair value estimates do not take into consideration the value of future business and the value of assets and liabilities that are not financial instruments. Other significant tangible and intangible assets that are not considered financial instruments are the value of long-ter&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;m customer relationships of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;retail deposits, and premises and equipment.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The estimated fair value and carrying value of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s financial instruments at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Carrying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Carrying&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:322.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:322.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Cash and cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;536,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;536,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;573,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;573,427&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Restricted cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Trading securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Investment securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,216,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,216,538&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Investment securities held-to-maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;614,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;620,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;164,154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;162,752&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Federal Home Loan Bank (FHLB) stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,169&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Other investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,552&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,221&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Total loans (including loans held-for-sale)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,101,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,434,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,909,361&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,826,646&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    FDIC indemnification asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#FF0000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;75,969&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;97,378&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Accrued interest receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,345&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Accounts receivable and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;42,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;42,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;38,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;38,830&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,705,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,715,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,887,770&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,918,929&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;955,859&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;934,691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,020,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;980,087&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Advances from FHLB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;335,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;332,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;339,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;334,331&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Other borrowings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,734&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,004&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Subordinated capital notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;94,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;102,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;104,288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;101,584&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Accrued expenses and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;92,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;92,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative liabilities embedded in deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,477&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:11.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following methods and assumptions were used to estimate the fair values of signi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ficant financial instruments at December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:11.5pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:11.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;	&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Cash and cash equivalents (including &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;money market investments&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;time deposits with other banks&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;), &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;restricted cash, accrued interest receivable, accounts receivable and other assets &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and accrued expenses and other liabilities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; have been valued at the ca&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rrying amounts reflected in the consolidated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; statements of financial condition as these are reasonable estimates of fair value given the shor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t-term nature of the instruments.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:11.5pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:11.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;	&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Investments in FHLB&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-NY&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; stock are valued at their redemption value. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:11.5pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:11.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;	&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The fair value of investment securities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, including trading securities and other investments,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is based on quoted market prices, when available&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; or pri&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ces provided from contracted pricing providers&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, or market price&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s provided by recognized broker-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;dealers. If listed prices or quotes are not available, fair value is based upon externally developed models that use both observable and unobservable inputs depe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nding on the ma&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rket activity of the instrument&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:11.5pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:11.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;	&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The fai&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r value of the FDIC &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;indemnification asset represents the present value of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;net &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;estima&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted cash payments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;expected to be received from the FDIC for future losses on covered assets based on the credi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t assumptions on estimated cash flows for each covered asset pool and the loss sharing percentages. The ultimate collect&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ability of the FDIC &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;indemnification asset is dependent upon the performance of the underlying covered loans, the passage of time and cla&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ims paid by the FDIC which are impacted by the Bank&amp;#8217;s adherence to certain guidelines established by the FDIC.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:11.5pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;	&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The fair value of servi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cing asset &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is estimated by using a cash flow valuation model which calculates the present value of estimated future net&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; servicing cash flows, taking into consideration actual and expected loan prepayment rates, discount rates, servicing costs, and other economic factors, which are determined based on current market conditions.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;	&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The fair values of the derivative &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;instruments are provided by valuation experts and counterparties. Certain derivatives with limited market activity are valued using externally developed models that consider unobservable mar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ket parameters. The Company has offered&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; its customers certificates&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of deposit with an option tied to the performance of the S&amp;amp;P Index, and uses equity indexed option agreements with major broker-dealer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to manage its exposure to changes in this index. Their fair value is obtained through the use of an external based valu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ation that was thoroughly evaluated and adopted by management as its measurement tool for these options. The payoff of these options is linked to the average value of the S&amp;amp;P Index on a specific set of dates during the life of the option. The methodology u&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ses an average rate option or a cash-settled option whose payoff is based on the difference between the expected average value of the S&amp;amp;P Index during the remaining life of the option and the strike price at inception. The assumptions, which are uncertain &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and require a degree of judgment, include primarily S&amp;amp;P Index volatility, forward interest rate projections, estimated index dividend payout, and leverage.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;	&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Fair value of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;derivative liabilities, which include &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest rate swaps &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and forward-settlement sw&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;aps, are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; based on the net discounted value of the contractual projected cash flows of both the pay-fixed receive-variable legs of the contracts. The projected cash flows are based on the forward yield curve, and discounted using current estimated market ra&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tes.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;	&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The fair value of the loan portfolio (including loans held-for-sale) is estimated by segregating by type, such as mort&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gage, commercial, consumer, auto and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;leasing. Each loan segment is further segmented into fixed and adjustable interest rates and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by performing and non-performing categories. The fair value of performing loans is calculated by discounting contractual cash flows, adjusted for prepayment estimates (voluntary and involuntary), if any, using estimated current market discount rates that r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eflect the credit and interest rate risk inherent in the loan. This fair value is not currently an indication of an exit price as that type of assumption could result in a different fair value estimate&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Non-performing loans have been valued at the carrying&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amounts.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;	&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The fair value of demand deposits and savings accounts is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is based on the discounted value of the contractual cash flows, using estima&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ted current market discount rates for deposits of similar remaining maturities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;&amp;#8226;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;    &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The fair value of long-term borrowings&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, which include securities sold under agreements to repurchase, advances from FHLB-NY, other borrowings, and subordinated capital &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;notes,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is based on the discounted valu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e of the contractual cash flows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; using current estimated market discount rates for b&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;orrowings with similar terms,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; remaining maturities and put dates&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:FairValueDisclosuresTextBlock>
  <us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock id="ID_1593" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Assets and liabilities measured at fair value on a recurring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and non-recurring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;basis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, are summarized below:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value Measurements &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 1 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 2 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 3 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Recurring fair value measurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Investment securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Trading securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;288&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Money market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,699&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,025&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(6,162)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(1,095)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(7,257)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;4,699&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;970,589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;7,531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;982,819&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-recurring fair value measurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Impaired commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;235,767&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;235,767&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Foreclosed real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;58,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;58,176&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Other repossessed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,226&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;300,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;300,169&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair Value Measurements &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 1 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 2 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Level 3 &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:319.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:319.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Recurring fair value measurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Investment securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,216,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,216,538&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Trading securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Money market investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,107&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(11,221)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(5,477)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;(16,698)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;4,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,209,463&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;14,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,228,208&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Non-recurring fair value measurements:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Impaired commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;236,942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;236,942&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Foreclosed real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;95,661&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;95,661&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Other repossessed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,800&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,800&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;354,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;354,403&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:203.25pt;text-align:left;border-color:Black;min-width:203.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below presents &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a reconciliation of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; all assets and liabilities measured at fair value on a recurring basis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;using significant unobservable inputs (Level 3) for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015, 2014 and 2013.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;liability&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Purchased&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Servicing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Embedded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 3 Instruments Only&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,477)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,070&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Gains (losses) included in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,384)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(187)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Sale of mortgage servicing rights&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,927)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,927)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    New instruments acquired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,620&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Principal repayments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,017)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,017)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value related to price of MSR held-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,939)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,939)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;726&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(1,095)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;liability&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Purchased&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Servicing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Embedded&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 3 Instruments Only&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,736)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;34,175&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Gains (losses) included in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(10,875)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,216)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value of investment securities available for sale&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        included in other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    New instruments acquired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,149&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Principal repayments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(20,000)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,072)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(21,072)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(886)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(886)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(5,477)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,070&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivative&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;liability&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;debt&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(S&amp;amp;P&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Purchased&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Servicing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Embedded&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Level 3 Instruments Only&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:74.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:74.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,012&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,795&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(12,707)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,333&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Gains (losses) included in earnings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,039)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,842)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value of investment securities available for sale&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        included in other comprehensive income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(332)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(332)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    New instruments acquired&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Principal repayments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(951)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(951)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Amortization&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,010&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,010&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Changes in fair value of servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;779&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;779&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:237pt;text-align:left;border-color:Black;min-width:237pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,430&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(15,736)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;34,175&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_1594" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_1595" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_1596" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">236942000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_1597" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">236942000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_1598" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_1599" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">95661000</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_1600" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">95661000</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_1601" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:OtherForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_1602" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:OtherForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_1603" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">21800000</us-gaap:OtherForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_1604" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">21800000</us-gaap:OtherForeclosedAssets>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_1605" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_1606" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">354403000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_1607" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">354403000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_1608" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">2149000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_1609" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_1610" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">2149000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_1611" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_1612" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">-20000000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_1613" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_1614" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_1615" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_1616" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">-1072000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_1617" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">0</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_1618" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_1619" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">600000</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_1620" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">-21072000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_1621" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">600000</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_1622" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">-1216000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_1623" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_1624" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">9659000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_1625" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">-10875000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_1626" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_1627" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">320000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_1628" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">320000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_1629" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_1630" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_1631" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_1632" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">-886000</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_1633" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_1634" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_1635" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">-886000</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_1636" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_1637" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock id="ID_1638" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The table below presents &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;quantitative information&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for all assets and liabilities measured at fair value on a recurring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and non-recurring &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;basis&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;using significant unobservable inputs (Level 3) &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:407.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:407.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:108.75pt;text-align:center;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair Value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Valuation Technique&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unobservable Input&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Range&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:108.75pt;text-align:center;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivative assets (S&amp;amp;P&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Purchased Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Option pricing model&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Implied option volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;34.31%- 38.61%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:45pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Counterparty credit risk&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    (based on 5-year credit &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    default swap (&amp;quot;CDS&amp;quot;)&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    spread)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;72.00%- 72.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash flow valuation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Constant prepayment rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5.23% - 15.24%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.00% - 12.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivative liability (S&amp;amp;P&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Embedded Options)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,095)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FF0000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Option pricing model&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Implied option volatility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;34.31%- 38.61%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36.75pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Counterparty credit risk (based on 5-year CDS spread)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;72.00%- 72.00%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Collateral dependant&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,532&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Fair value of property&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    or collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Appraised value less disposition costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28.20% - 44.20%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:44.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Puerto Rico Electric Power&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;   Authority line of credit, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash flow valuation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7.25%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other non-collateral dependant  impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash flow valuation &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Discount rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5.75% - 16.95%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Foreclosed real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;58,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Fair value of property&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    or collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Appraised value less disposition costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28.20% - 44.20%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Other repossessed assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Fair value of property&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    or collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Appraised value less disposition costs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:87.75pt;text-align:right;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28.20% - 44.20%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_1639" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementsValuationTechniques id="ID_1640" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember">Option pricing model</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:FairValueMeasurementsValuationTechniques id="ID_1641" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember">Option pricing model</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:FairValueMeasurementsValuationTechniques id="ID_1642" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedLoanObligationsMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">Fair value of property
    or collateral</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:FairValueAssumptionsExpectedVolatilityRate id="ID_1643" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember" unitRef="pure" decimals="4">0.3431</us-gaap:FairValueAssumptionsExpectedVolatilityRate>
  <us-gaap:FairValueAssumptionsExpectedVolatilityRate id="ID_1644" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember" unitRef="pure" decimals="4">0.3861</us-gaap:FairValueAssumptionsExpectedVolatilityRate>
  <us-gaap:FairValueInputsCounterpartyCreditRisk id="ID_1645" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember" unitRef="pure" decimals="4">0.72</us-gaap:FairValueInputsCounterpartyCreditRisk>
  <us-gaap:FairValueInputsCounterpartyCreditRisk id="ID_1646" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember" unitRef="pure" decimals="4">0.72</us-gaap:FairValueInputsCounterpartyCreditRisk>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed id="ID_1647" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember" unitRef="pure" decimals="4">0.056</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed id="ID_1648" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember" unitRef="pure" decimals="4">0.1124</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
  <us-gaap:FairValueInputsDiscountRate id="ID_1649" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember" unitRef="pure" decimals="4">0.1</us-gaap:FairValueInputsDiscountRate>
  <us-gaap:FairValueInputsDiscountRate id="ID_1650" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember" unitRef="pure" decimals="4">0.12</us-gaap:FairValueInputsDiscountRate>
  <us-gaap:FairValueAssumptionsExpectedVolatilityRate id="ID_1651" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember" unitRef="pure" decimals="4">0.3431</us-gaap:FairValueAssumptionsExpectedVolatilityRate>
  <us-gaap:FairValueAssumptionsExpectedVolatilityRate id="ID_1652" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember" unitRef="pure" decimals="4">0.3861</us-gaap:FairValueAssumptionsExpectedVolatilityRate>
  <us-gaap:FairValueInputsCounterpartyCreditRisk id="ID_1653" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember" unitRef="pure" decimals="4">0.72</us-gaap:FairValueInputsCounterpartyCreditRisk>
  <us-gaap:FairValueInputsCounterpartyCreditRisk id="ID_1654" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember" unitRef="pure" decimals="4">0.72</us-gaap:FairValueInputsCounterpartyCreditRisk>
  <ofg:AppraisedValue id="ID_1655" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedLoanObligationsMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember" unitRef="pure" decimals="4">0.282</ofg:AppraisedValue>
  <ofg:AppraisedValue id="ID_1656" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedLoanObligationsMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember" unitRef="pure" decimals="4">0.442</ofg:AppraisedValue>
  <us-gaap:FairValueMeasurementsValuationTechniques id="ID_1657" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_GovernmentInstitutionLoanMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">Cash flow valuation</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:FairValueMeasurementsValuationTechniques id="ID_1658" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ForeclosedRealEstateMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">Fair value of property
    or collateral</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:FairValueMeasurementsValuationTechniques id="ID_1659" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherRepossessedAssetsMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember">Fair value of property
    or collateral</us-gaap:FairValueMeasurementsValuationTechniques>
  <ofg:AppraisedValue id="ID_1660" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherRepossessedAssetsMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember" unitRef="pure" decimals="4">0.282</ofg:AppraisedValue>
  <ofg:AppraisedValue id="ID_1661" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ForeclosedRealEstateMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember" unitRef="pure" decimals="4">0.282</ofg:AppraisedValue>
  <ofg:AppraisedValue id="ID_1662" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ForeclosedRealEstateMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember" unitRef="pure" decimals="4">0.442</ofg:AppraisedValue>
  <ofg:AppraisedValue id="ID_1663" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherRepossessedAssetsMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember" unitRef="pure" decimals="4">0.442</ofg:AppraisedValue>
  <ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis id="ID_1664" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">1170000</ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis>
  <ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis id="ID_1665" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_GovernmentInstitutionLoanMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember" unitRef="USD" decimals="-3">190290000</ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis>
  <ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis id="ID_1666" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ForeclosedRealEstateMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember" unitRef="USD" decimals="-3">58176000</ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis>
  <ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis id="ID_1667" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherRepossessedAssetsMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember" unitRef="USD" decimals="-3">6226000</ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis>
  <ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis id="ID_1668" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_us-gaap_ValuationTechniqueAxis_ofg_OptionPricingModelTechniqueMember" unitRef="USD" decimals="-3">-1095000</ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis>
  <ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis id="ID_1669" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedLoanObligationsMember_us-gaap_ValuationTechniqueAxis_ofg_FairValueOfPropertyOrCollateralMember" unitRef="USD" decimals="-3">40532000</ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis>
  <ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis id="ID_1670" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember" unitRef="USD" decimals="-3">7455000</ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis>
  <ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis id="ID_1671" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherNonCollateralDependantImpairedLoansMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember" unitRef="USD" decimals="-3">4945000</ofg:FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis>
  <us-gaap:FairValueMeasurementsValuationTechniques id="ID_1672" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherNonCollateralDependantImpairedLoansMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">Cash flow valuation</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:FairValueInputsDiscountRate id="ID_1673" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_GovernmentInstitutionLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember" unitRef="pure" decimals="4">0.0725</us-gaap:FairValueInputsDiscountRate>
  <us-gaap:FairValueInputsDiscountRate id="ID_1674" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherNonCollateralDependantImpairedLoansMember_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember" unitRef="pure" decimals="4">0.0575</us-gaap:FairValueInputsDiscountRate>
  <us-gaap:FairValueInputsDiscountRate id="ID_1675" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_OtherNonCollateralDependantImpairedLoansMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember" unitRef="pure" decimals="4">0.1695</us-gaap:FairValueInputsDiscountRate>
  <us-gaap:FairValueInputsDiscountRate id="ID_1676" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_GovernmentInstitutionLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember" unitRef="pure" decimals="4">0.0725</us-gaap:FairValueInputsDiscountRate>
  <us-gaap:FairValueByBalanceSheetGroupingTextBlock id="ID_1677" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The estimated fair value and carrying value of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s financial instruments at&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:157.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:157.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Carrying&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Carrying&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:322.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:322.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Level 1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Cash and cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;536,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;536,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;573,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;573,427&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Restricted cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Level 2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Trading securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Investment securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;974,609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,216,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,216,538&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Investment securities held-to-maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;614,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;620,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;164,154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;162,752&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Federal Home Loan Bank (FHLB) stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,169&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Other investments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,552&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;6,162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;11,221&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Level 3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Total loans (including loans held-for-sale)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,101,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,434,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,909,361&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,826,646&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    FDIC indemnification asset&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#FF0000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;17,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;22,599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;75,969&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;97,378&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Accrued interest receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;20,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;21,345&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Servicing assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;13,992&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Accounts receivable and other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;42,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;42,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;38,830&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;38,830&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial Liabilities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,705,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,715,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,887,770&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,918,929&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;955,859&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;934,691&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,020,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;980,087&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Advances from FHLB&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;335,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;332,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;339,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;334,331&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Other borrowings&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;2,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,734&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;3,979&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;4,004&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Subordinated capital notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;94,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;102,633&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;104,288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;101,584&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Accrued expenses and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;92,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;92,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;133,290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:209.25pt;text-align:left;border-color:Black;min-width:209.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivative liabilities embedded in deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;5,477&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure id="ID_1678" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">536709000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure id="ID_1679" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">573427000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:FederalHomeLoanBankStock id="ID_1680" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">21169000</us-gaap:FederalHomeLoanBankStock>
  <us-gaap:FederalHomeLoanBankStock id="ID_1681" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">20783000</us-gaap:FederalHomeLoanBankStock>
  <us-gaap:ReceivablesFairValueDisclosure id="ID_1682" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">11221000</us-gaap:ReceivablesFairValueDisclosure>
  <us-gaap:ReceivablesFairValueDisclosure id="ID_1683" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">6162000</us-gaap:ReceivablesFairValueDisclosure>
  <ofg:NonCoveredLoansInclHtmFairValue id="ID_1684" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">4909361000</ofg:NonCoveredLoansInclHtmFairValue>
  <ofg:NonCoveredLoansInclHtmFairValue id="ID_1685" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">4101219000</ofg:NonCoveredLoansInclHtmFairValue>
  <us-gaap:ReceivablesFairValueDisclosure id="ID_1686" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">21345000</us-gaap:ReceivablesFairValueDisclosure>
  <us-gaap:ReceivablesFairValueDisclosure id="ID_1687" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">20637000</us-gaap:ReceivablesFairValueDisclosure>
  <us-gaap:InterestReceivableNoncurrent id="ID_1688" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">20637000</us-gaap:InterestReceivableNoncurrent>
  <us-gaap:InterestReceivableNoncurrent id="ID_1689" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">21345000</us-gaap:InterestReceivableNoncurrent>
  <us-gaap:DepositsFairValueDisclosure id="ID_1690" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">4887770000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure id="ID_1691" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">4705878000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:Deposits id="ID_1692" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">4918929000</us-gaap:Deposits>
  <us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure id="ID_1693" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">955859000</us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
  <us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure id="ID_1694" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">1020621000</us-gaap:FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase id="ID_1695" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">934691000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase id="ID_1696" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">980087000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure id="ID_1697" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">339172000</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
  <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure id="ID_1698" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">335812000</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
  <us-gaap:FederalHomeLoanBankAdvancesLongTerm id="ID_1699" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">332476000</us-gaap:FederalHomeLoanBankAdvancesLongTerm>
  <us-gaap:FederalHomeLoanBankAdvancesLongTerm id="ID_1700" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">334331000</us-gaap:FederalHomeLoanBankAdvancesLongTerm>
  <us-gaap:FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations id="ID_1701" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">104288000</us-gaap:FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations>
  <us-gaap:FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations id="ID_1702" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">94940000</us-gaap:FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations>
  <us-gaap:SubordinatedDebt id="ID_1703" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">102633000</us-gaap:SubordinatedDebt>
  <us-gaap:SubordinatedDebt id="ID_1704" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">101584000</us-gaap:SubordinatedDebt>
  <us-gaap:AccountsPayableAndAccruedLiabilitiesFairValueDisclosure id="ID_1705" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">92935000</us-gaap:AccountsPayableAndAccruedLiabilitiesFairValueDisclosure>
  <us-gaap:AccountsPayableAndAccruedLiabilitiesFairValueDisclosure id="ID_1706" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">133290000</us-gaap:AccountsPayableAndAccruedLiabilitiesFairValueDisclosure>
  <us-gaap:AccruedLiabilitiesCurrentAndNoncurrent id="ID_1707" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">92935000</us-gaap:AccruedLiabilitiesCurrentAndNoncurrent>
  <us-gaap:AccruedLiabilitiesCurrentAndNoncurrent id="ID_1708" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">133290000</us-gaap:AccruedLiabilitiesCurrentAndNoncurrent>
  <us-gaap:NotesPayableFairValueDisclosure id="ID_1709" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">2593000</us-gaap:NotesPayableFairValueDisclosure>
  <us-gaap:OtherNotesPayable id="ID_1710" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">4004000</us-gaap:OtherNotesPayable>
  <us-gaap:NotesPayableFairValueDisclosure id="ID_1711" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">3979000</us-gaap:NotesPayableFairValueDisclosure>
  <us-gaap:OtherNotesPayable id="ID_1712" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">1734000</us-gaap:OtherNotesPayable>
  <ofg:FdicIndemnificationAssetFairValueDisclosure id="ID_1713" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">75969000</ofg:FdicIndemnificationAssetFairValueDisclosure>
  <us-gaap:FDICIndemnificationAsset id="ID_1714" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">97378000</us-gaap:FDICIndemnificationAsset>
  <us-gaap:FDICIndemnificationAsset id="ID_1715" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">22599000</us-gaap:FDICIndemnificationAsset>
  <ofg:FdicIndemnificationAssetFairValueDisclosure id="ID_1716" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">17786000</ofg:FdicIndemnificationAssetFairValueDisclosure>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_1717" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">4826646000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_1718" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">4434213000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <ofg:FederalHomeLoanBankStockAtCarryingValue id="ID_1719" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">21169000</ofg:FederalHomeLoanBankStockAtCarryingValue>
  <ofg:FederalHomeLoanBankStockAtCarryingValue id="ID_1720" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">20783000</ofg:FederalHomeLoanBankStockAtCarryingValue>
  <ofg:DerivativeAssetsCarryingValue id="ID_1721" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">1855000</ofg:DerivativeAssetsCarryingValue>
  <ofg:DerivativeAssetsCarryingValue id="ID_1722" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">2552000</ofg:DerivativeAssetsCarryingValue>
  <ofg:DerivativeLiabilitiesAtCarryingValue id="ID_1723" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">11221000</ofg:DerivativeLiabilitiesAtCarryingValue>
  <ofg:DerivativeLiabilitiesAtCarryingValue id="ID_1724" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">6162000</ofg:DerivativeLiabilitiesAtCarryingValue>
  <ofg:DerivativeAssetsCarryingValue id="ID_1725" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">5555000</ofg:DerivativeAssetsCarryingValue>
  <ofg:DerivativeAssetsCarryingValue id="ID_1726" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">1170000</ofg:DerivativeAssetsCarryingValue>
  <ofg:ServicingAssetsCarryingValue id="ID_1727" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">13992000</ofg:ServicingAssetsCarryingValue>
  <ofg:ServicingAssetsCarryingValue id="ID_1728" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">7455000</ofg:ServicingAssetsCarryingValue>
  <ofg:RestrictedCashAtFairValue id="ID_1729" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">3349000</ofg:RestrictedCashAtFairValue>
  <us-gaap:RestrictedCashAndCashEquivalents id="ID_1730" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">3349000</us-gaap:RestrictedCashAndCashEquivalents>
  <us-gaap:RestrictedCashAndCashEquivalents id="ID_1731" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">8407000</us-gaap:RestrictedCashAndCashEquivalents>
  <ofg:RestrictedCashAtFairValue id="ID_1732" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">8407000</ofg:RestrictedCashAtFairValue>
  <ofg:OtherInvestmentCarryingValue id="ID_1733" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">3000</ofg:OtherInvestmentCarryingValue>
  <us-gaap:OtherInvestments id="ID_1734" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">3000</us-gaap:OtherInvestments>
  <us-gaap:OtherInvestments id="ID_1735" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">3000</us-gaap:OtherInvestments>
  <ofg:OtherInvestmentCarryingValue id="ID_1736" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">3000</ofg:OtherInvestmentCarryingValue>
  <ofg:DerivativeLiabilitiesAtCarryingValue id="ID_1737" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">5477000</ofg:DerivativeLiabilitiesAtCarryingValue>
  <ofg:DerivativeLiabilitiesAtCarryingValue id="ID_1738" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">1095000</ofg:DerivativeLiabilitiesAtCarryingValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_1739" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">614679000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <ofg:InvestmentHeldForSaleCarryingAmount id="ID_1740" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">620189000</ofg:InvestmentHeldForSaleCarryingAmount>
  <ofg:InvestmentHeldForSaleCarryingAmount id="ID_1741" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">162752000</ofg:InvestmentHeldForSaleCarryingAmount>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_1742" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">164154000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:SegmentReportingDisclosureTextBlock id="ID_1743" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE 26&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8211;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; BUSINESS&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;SEGMENT&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;S&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company segregates its businesses into the following major reportable segments of business: Banking, Wealth Management, and Treasury. Management established the reportable segments based on the internal reporting used to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;evaluate performance and to assess where to allocate resources. Other factors such as the Company&amp;#8217;s organization, nature of its products, distribution channels and economic characteristics of the products were also considered in the determination of the re&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;portable segments. The Company measures the performance of these reportable segments based on pre-established goals of different financial parameters such as net income, net interest income, loan production, and fees generated. The Company&amp;#8217;s methodology fo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r allocating non-interest expenses among segments is based on several factors such as revenue, employee headcount, occupied space, dedicated services or time, among others. These factors are reviewed on a periodical basis and may change if the conditions w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;arrant.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Banking includes the Bank&amp;#8217;s branches and traditional banking products such as deposits and commercial, consumer and mortgage loans. Mortgage banking activities are carried out by the Bank&amp;#8217;s mortgage banking division, whose principal activity is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to originate mortgage loans for the Company&amp;#8217;s own portfolio. As part of its mortgage banking activities, the Company may sell loans directly into the secondary market or securitize conforming loans into mortgage-backed securities.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Wealth Management is com&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;prised of the Bank&amp;#8217;s trust division, Oriental Financial Services, Oriental Insurance, and OPC. The core operations of this segment are financial planning, money management and investment banking, brokerage services, insurance sales activity, corporate and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;individual trust and retirement services, as well as retirement plan administration services.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Treasury segment encompasses all of the Company&amp;#8217;s asset/liability management activities, such as purchases and sales of investment securities, interest rate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;risk management, derivatives, and borrowings. Intersegment sales and transfers, if any, are accounted for as if the sales or transfers were to third parties, that is, at current market prices.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Following are the results of operations and the selected financial informatio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n by operating segment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years ended December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Wealth&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Major&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consolidated&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Banking &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Management&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Treasury &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Segments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Eliminations &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;367,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;406,568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;406,568&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(28,425)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(40,771)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(69,196)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(69,196)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;339,195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,918)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;337,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;337,372&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Provision for loan and  lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(161,501)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(161,501)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(161,501)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,900&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;52,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;52,472&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(219,415)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(22,564)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,422)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(248,401)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(248,401)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment revenue&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,375)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(948)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,027)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(400)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,375)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income (loss) before income taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(17,342)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(7,508)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(20,058)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(20,058)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total assets &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,867,874&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;22,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,126,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,017,144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(917,995)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,099,149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Wealth&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Major&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consolidated&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Banking &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Management&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Treasury &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Segments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Eliminations &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;435,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;485,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;485,257&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(34,721)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(42,061)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(76,782)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(76,782)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;400,859&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;408,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;408,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Provision for loan and  lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(60,640)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(60,640)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(60,640)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest (loss) income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,389)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;17,323&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(213,935)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(21,748)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(7,042)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(242,725)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(242,725)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment revenue&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;327&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,737)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(327)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,089)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(321)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,737)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income before income taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;113,978&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;122,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;122,433&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,454,015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,644&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,940,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,416,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(967,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$(967,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,449,109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Wealth&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Major&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consolidated&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Banking &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Management&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Treasury &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Segments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Eliminations &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;445,363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;493,632&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;493,632&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(42,044)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(41,916)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(83,960)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(83,960)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;403,319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;409,672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;409,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Provision for loan and  lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(72,894)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(72,894)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(72,894)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest (loss) income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(17,438)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,614&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,919&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;17,095&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(222,408)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(26,603)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,125)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(264,136)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(264,136)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment revenue&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,813)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,813)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,813)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income (loss) before income taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;91,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(4,012)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;89,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;89,737&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,820,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;23,280&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,084,409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,928,415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(770,400)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$(967,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,158,015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:SegmentReportingDisclosureTextBlock>
  <us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock id="ID_1744" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Following are the results of operations and the selected financial informatio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n by operating segment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years ended December 31, 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Wealth&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Major&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consolidated&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Banking &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Management&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Treasury &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Segments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Eliminations &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;367,620&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;406,568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;406,568&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(28,425)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(40,771)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(69,196)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(69,196)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;339,195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;95&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,918)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;337,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;337,372&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Provision for loan and  lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(161,501)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(161,501)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(161,501)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,900&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;52,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;52,472&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(219,415)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(22,564)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,422)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(248,401)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(248,401)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment revenue&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,427&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,375)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(948)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,027)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(400)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,375)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income (loss) before income taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(17,342)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,792&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(7,508)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(20,058)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(20,058)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total assets &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,867,874&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;22,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,126,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,017,144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(917,995)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,099,149&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Wealth&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Major&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consolidated&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Banking &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Management&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Treasury &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Segments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Eliminations &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;435,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;485,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;485,257&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(34,721)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(42,061)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(76,782)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(76,782)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;400,859&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,442&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;408,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;408,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Provision for loan and  lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(60,640)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(60,640)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(60,640)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest (loss) income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,389)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;17,323&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(213,935)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(21,748)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(7,042)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(242,725)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(242,725)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment revenue&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;327&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,737)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(327)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,089)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(321)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,737)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income before income taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;113,978&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;122,433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;122,433&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,454,015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,644&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,940,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,416,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(967,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$(967,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,449,109&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Wealth&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Major&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consolidated&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Banking &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Management&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Treasury &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Segments &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Eliminations &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:363.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:363.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;445,363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,915&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;493,632&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;493,632&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(42,044)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(41,916)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(83,960)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(83,960)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Net interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;403,319&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;354&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;409,672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;409,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Provision for loan and  lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(72,894)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(72,894)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(72,894)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest (loss) income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(17,438)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,614&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,919&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;17,095&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Non-interest expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(222,408)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(26,603)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,125)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(264,136)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(264,136)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment revenue&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,195&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,813)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Intersegment expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,813)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,813)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Income (loss) before income taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;91,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(4,012)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;89,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;89,737&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:176.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:176.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,820,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;23,280&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,084,409&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,928,415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(770,400)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$(967,054)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,158,015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock>
  <us-gaap:InterestExpense id="ID_1745" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">34721000</us-gaap:InterestExpense>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_1746" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">435580000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestIncomeExpenseNet id="ID_1747" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">400859000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:NoninterestIncome id="ID_1748" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">-13389000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestExpense id="ID_1749" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">213935000</us-gaap:NoninterestExpense>
  <ofg:IntersegmentRevenue id="ID_1750" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">1410000</ofg:IntersegmentRevenue>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_1751" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">327000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_1752" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">113978000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_1753" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">60640000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:InterestExpense id="ID_1754" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">0</us-gaap:InterestExpense>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_1755" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">174000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestIncomeExpenseNet id="ID_1756" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">174000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_1757" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_1758" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">5862000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:NoninterestIncome id="ID_1759" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">28525000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestExpense id="ID_1760" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">21748000</us-gaap:NoninterestExpense>
  <ofg:IntersegmentRevenue id="ID_1761" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">0</ofg:IntersegmentRevenue>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_1762" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">1089000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:InterestExpense id="ID_1763" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">42061000</us-gaap:InterestExpense>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_1764" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">49503000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestIncomeExpenseNet id="ID_1765" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">7442000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_1766" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:NoninterestExpense id="ID_1767" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">7042000</us-gaap:NoninterestExpense>
  <ofg:IntersegmentRevenue id="ID_1768" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">327000</ofg:IntersegmentRevenue>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_1769" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">2593000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_1770" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">321000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:NoninterestIncome id="ID_1771" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">2187000</us-gaap:NoninterestIncome>
  <us-gaap:InterestExpense id="ID_1772" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">76782000</us-gaap:InterestExpense>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_1773" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">485257000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestIncomeExpenseNet id="ID_1774" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">408475000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_1775" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">60640000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_1776" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">1737000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_1777" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">122433000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:NoninterestExpense id="ID_1778" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">242725000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestIncome id="ID_1779" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">17323000</us-gaap:NoninterestIncome>
  <ofg:IntersegmentRevenue id="ID_1780" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">1737000</ofg:IntersegmentRevenue>
  <us-gaap:InterestIncomeExpenseNet id="ID_1781" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_1782" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestExpense id="ID_1783" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:InterestExpense>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_1784" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <ofg:IntersegmentRevenue id="ID_1785" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">-1737000</ofg:IntersegmentRevenue>
  <us-gaap:NoninterestExpense id="ID_1786" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestIncome id="ID_1787" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:NoninterestIncome>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_1788" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">-1737000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_1789" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock id="ID_1790" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE 27 &amp;#8211;&amp;#160;OFG BANCORP (HOLDING COMPANY ONLY) FINANCIAL INFORMATION &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As a bank holding company subject to the regulations and supervisory guidance of the Federal Reserve Board, the Company generally should inform the Federal Reserve Board and eliminate, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;defer or significantly reduce its dividends if: (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) its net income available to shareholders for the past four quarters, net of dividends previously paid during that period, is not sufficient to fully fund the dividends; (ii) its prospective rate of earnin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;gs retention is not consistent with its capital needs and overall current and prospective financial condition; or (iii) it will not meet, or is in danger of not meeting, its minimum regulatory capital adequacy ratios.  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The payment of dividends by the Bank &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;to the Company may also be affected by other regulatory requirements and policies, such as the maintenance of certain regulatory capital levels. During 2015, Oriental Insurance and Oriental Financial Services did not make any payments in dividends to the C&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ompany.  During 2014, Oriental Insurance and Oriental Financial Services paid $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.70 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respectively, in dividends to the Company.  During 2013, Oriental Insurance and Oriental Financial Services paid $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;12.4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;espective&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ly, in dividends to the Company.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following condensed financial information presents the financial position of the holding company only as of December&amp;#160;31, 2015 and 2014, and the results of its operations and its cash flows for the years ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December&amp;#160;31, 2015, 2014 and 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;3:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:center;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;OFG BANCORP&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;CON&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;DENSED&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; STATEMENTS OF FINANCIAL &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;POSITION INFORMATION&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;(Holding Company Only)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:489pt;text-align:center;border-color:Black;min-width:489pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:133.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:133.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Cash and cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;20,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,824&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Investment securities available-for-sale, at fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,244&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Investment in bank subsidiary, equity method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;890,449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;943,664&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Investment in nonbank subsidiaries, equity method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;17,071&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Due from bank subsidiary, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Deferred tax asset, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,042&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,089&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;                Total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;941,051&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;987,979&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:345pt;text-align:center;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;LIABILITIES AND STOCKHOLDERS&amp;#8217; EQUITY&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Dividend payable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,098&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Deferred tax liabilities, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Due to affiliates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Accrued expenses and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,688&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Subordinated capital notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;36,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;36,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;            Total liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;43,974&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;45,782&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;             Stockholders&amp;#8217; equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;897,077&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;942,197&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;            Total liabilities and stockholders&amp;#8217; equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;941,051&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;987,979&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:center;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;O&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;FG BANCORP&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;CON&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;DENSED&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; STATEMENTS OF &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;OPERATIONS&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; INFORMATION&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;(Holding Company Only)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Income:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;400&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Investment trading activities, net and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,007&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,308&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;        Total income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;4,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;4,712&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;4,068&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Expenses:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,219&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Operating expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,003&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;        Total expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;8,088&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;7,808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;7,222&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) before income taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(3,760)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(3,096)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(3,154)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; Income tax expense (benefit)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,088&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) before changes in undistributed earnings of subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(672)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(3,096)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(3,156)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Bank subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,804)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;84,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;98,133&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Nonbank subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,469&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net (loss) income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(2,504)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;85,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;98,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:center;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;O&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;FG BANCORP&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;CON&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;DENSED&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; STATEMENTS OF &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;COMPREHENSIVE INCOME&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; INFORMATION&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:center;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;(Holding Company Only)&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:center;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net (loss) income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(2,504)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;85,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;98,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Other comprehensive (loss) income before tax:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Unrealized (loss) gain on securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(170)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(519)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Other comprehensive (loss) income from Bank subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(5,578)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,361&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(52,249)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Other comprehensive (loss) income before taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(5,748)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;16,570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(52,768)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Income tax effect&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(50)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Other comprehensive income (loss) after taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(5,714)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;16,520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(52,689)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(8,218)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;101,701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;45,757&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash flows from operating activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Net (loss) income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(2,504)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;85,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;98,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Adjustments to reconcile net (loss) income to net cash provided by operating activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Equity in undistributed earnings from banking subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,804&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(84,787)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(98,133)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Equity in undistributed earnings from nonbanking subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,972)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,490)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,469)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Amortization of investment securities premiums, net of accretion of discounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Other impairments on securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Stock-based compensation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,036&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,823&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Deferred income tax, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,088)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Net decrease in other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Net (decrease) in accrued expenses, other liabilities, and dividend payable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(221)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(696)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2,051)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Dividends from banking subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;45,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;28,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Dividends from non-banking subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;5,900&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15,600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;               Net cash provided by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;operating activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;42,848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;31,781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;14,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash flows from investing activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Maturities and redemptions of investment securities  available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,676&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Net (increase) decrease in due from bank subsidiary, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(218)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,461&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Capital contribution to banking subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,167)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(892)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,385)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Capital contribution to non-banking subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(99)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Additions to premises and equipment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(132)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;             Net cash provided by investing activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;132&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;5,653&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash flows from financing activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Proceeds from (payments to) exercise of stock options and lapsed restricted units, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(572)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Proceeds from issuance of common stock, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Proceeds from issuance of preferred stock, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Purchase of treasury stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(8,950)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(16,948)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Dividends paid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(31,623)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(28,341)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(24,651)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;             Net cash used in financing activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(40,369)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(44,646)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(25,264)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net change in cash and cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;3,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(12,733)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(4,964)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Cash and cash equivalents at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;29,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;34,521&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash and cash equivalents at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;20,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;16,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;29,557&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock>
  <ofg:Condensedconsolidatingothercomprenhensiveincometabletextblock id="ID_1791" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:center;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net (loss) income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(2,504)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;85,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;98,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Other comprehensive (loss) income before tax:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Unrealized (loss) gain on securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(170)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(519)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Other comprehensive (loss) income from Bank subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(5,578)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,361&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(52,249)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Other comprehensive (loss) income before taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(5,748)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;16,570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(52,768)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Income tax effect&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;34&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(50)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Other comprehensive income (loss) after taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(5,714)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;16,520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(52,689)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(8,218)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;101,701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;45,757&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:Condensedconsolidatingothercomprenhensiveincometabletextblock>
  <us-gaap:InterestIncomeSecuritiesMortgageBacked id="ID_1792" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">35338000</us-gaap:InterestIncomeSecuritiesMortgageBacked>
  <us-gaap:InterestAndDividendIncomeSecurities id="ID_1793" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3608000</us-gaap:InterestAndDividendIncomeSecurities>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_1794" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">406568000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestIncomeSecuritiesMortgageBacked id="ID_1795" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">44836000</us-gaap:InterestIncomeSecuritiesMortgageBacked>
  <us-gaap:InterestAndDividendIncomeSecurities id="ID_1796" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4868000</us-gaap:InterestAndDividendIncomeSecurities>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_1797" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">485257000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock id="ID_1798" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The composition of the Company&amp;#8217;s allowance for loan and lease losses at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loans and lease losses on non-acquired loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Originated and other loans and leases held for investment:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Mortgage  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,432&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,072&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Auto and leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,255&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Total allowance for originated and other loans and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;112,626&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;51,439&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Acquired loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Acquired BBVAPR loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;     Accounted for under ASC 310-20 (Loans with revolving feature and/or &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;        acquired at a premium)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,087&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,321&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,542&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;     Accounted for under ASC 310-30 (Loans acquired with deteriorated  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;         credit quality, including those by analogy)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Mortgage  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,481&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Total allowance for acquired BBVAPR loans and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;143,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;69,517&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Acquired Eurobank loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Loans secured by 1-4 family residential properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;32,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial and other construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,334&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Total allowance for acquired Eurobank loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90,178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;64,245&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;234,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;133,762&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;Allowanc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;e for Originated and Other Loan and Lease Losses Held for Investment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tables present&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the activity in our allowance for loan and lease losses and the related recorded investment of the originated and other loans held for investment portfolio &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by segment for the periods indicated:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:362.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:362.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:362.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:362.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for originated and other loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;51,439&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,397)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,546)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,683)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(33,375)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(53,001)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,852&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for originated and other loans and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;61,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,336&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;64,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;112,626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:360pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for originated and other loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,897&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,081&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,011)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,424)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,782)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(26,041)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(39,258)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,189&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision (recapture) for originated and other loans and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,374)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(374)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,427&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of period &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;51,439&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:360pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for originated and other loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,921&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(36,566)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,889)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,485)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,601)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(48,541)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,122&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for originated and other loans and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,470&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,579&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of period &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,897&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;49,081&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:357pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:357pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:357pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:357pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses on originated and other loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Ending allowance balance attributable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      to loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65,180&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,844&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending allowance balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;64,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;112,626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;235,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;325,267&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;667,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,206,355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;242,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;669,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,786,323&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending loan balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;757,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,441,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;242,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;669,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,111,590&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:357pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:357pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:357pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:357pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses on originated and other loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Ending allowance balance attributable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      to loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,809&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,630&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending allowance balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;51,439&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;236,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;330,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;697,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,053,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;186,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;575,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,513,370&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending loan balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;791,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,289,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;186,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;575,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,843,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;Allowance for BBVAPR Acquired Loan Losses &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;Loans accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tables present&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the activity in our allowance for loan losses and related recorded investment of the associated loans in our BBVAPR acquired loan portfolio, excluding loans accounted for under ASC 310-30, for the periods indicated&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:285.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:285.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:191.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    for acquired BBVAPR loans  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    accounted for under ASC 310-20:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,755)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,548)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(9,345)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,821&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:39pt;' &gt;&lt;td style='width:191.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision (recapture) for acquired BBVAPR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          loan and lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,293&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,469&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,087&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,542&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:303.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:303.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:30pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    for acquired BBVAPR loans  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    accounted for under ASC 310-20:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;926&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(532)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,902)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,011)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,445)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,773&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:34.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision (recapture) for acquired BBVAPR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          loan and lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,915&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:303.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:303.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:30pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    for acquired BBVAPR loans  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    accounted for under ASC 310-20:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,530)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,650)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(11,205)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,035&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,398&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,442&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:34.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for acquired BBVAPR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          loan and lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,117&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;926&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:297pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:297pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Allowance for loan and lease losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  for acquired BBVAPR loans  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  accounted for under ASC 310-20:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Ending allowance balance attributable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      to loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,087&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,542&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending allowance balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,087&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,542&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;         Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;106,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;152,279&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending loan balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;106,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;152,753&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Allowance for loan and lease losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    for acquired BBVAPR loans  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    accounted for under ASC 310-20:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Ending allowance balance attributable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      to loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending allowance balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,003&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;45,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;184,782&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;242,129&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending loan balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;184,782&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;242,801&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tables present the activity in our allowance for loan losses and related recorded investment of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acquired BBVAPR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loan portfolio accounted for under ASC 310-30, for the periods indicated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,481&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for BBVAPR loans and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            under ASC 310-30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,656&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Loan pools fully charged-off&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,352)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,352)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,785&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,863&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision (recapture) for BBVAPR loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            under ASC 310-30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,763&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(413)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(732)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,618&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,481&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for BBVAPR loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            under ASC 310-30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,863&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,863&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The changes in the allowance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for loan and lease losses on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:44.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans Secured by   1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for acquired Eurobank loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64,245&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for acquired Eurobank loans and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,043&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,040&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Loan pools fully charged-off&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(722)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,587)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(301)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(14,610)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          FDIC shared-loss portion of provision for loan and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,398&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,503&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;32,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;57,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90,178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:300.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:300.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:38.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:300.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:300.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for acquired Eurobank loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;52,729&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for (recapture of) acquired Eurobank loans and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(181)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,680&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:29.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          FDIC shared-loss portion of provision for loan and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;884&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,836&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;48,333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;64,245&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:300.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:300.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:300.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:300.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for Eurobank loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,460&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;54,124&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Provision for Eurobank loans and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,110)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FDIC shared-loss portion of provision for Eurobank loans and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,952)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,731)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,730)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;52,729&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
  <us-gaap:AllowanceForCreditLossesTextBlock id="ID_1799" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:22.5pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &amp;#8211; ALLOWANCE FOR LOAN AND LEASE LOSSES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The composition of the Company&amp;#8217;s allowance for loan and lease losses at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loans and lease losses on non-acquired loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Originated and other loans and leases held for investment:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Mortgage  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,432&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,072&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Auto and leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,255&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Total allowance for originated and other loans and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;112,626&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;51,439&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Acquired loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Acquired BBVAPR loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;     Accounted for under ASC 310-20 (Loans with revolving feature and/or &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;        acquired at a premium)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,087&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,321&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,542&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;     Accounted for under ASC 310-30 (Loans acquired with deteriorated  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;         credit quality, including those by analogy)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Mortgage  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,481&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Total allowance for acquired BBVAPR loans and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;143,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;69,517&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Acquired Eurobank loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Loans secured by 1-4 family residential properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;32,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,522&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial and other construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,334&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Total allowance for acquired Eurobank loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90,178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;64,245&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;234,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;133,762&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:297pt;text-align:left;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company maintains an allowance for loan and lease losses at a level that management considers adequate to provide for probable losses based upon an evaluation of known and inherent risks. The Company&amp;#8217;s allowance for loan and lease losses policy &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;provides for a detailed quarterly analysis of probable losses. The analysis includes a review of historical loan loss experience, value of underlying collateral, current economic conditions, financial condition of borrowers and other pertinent factors. Whi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;le management uses available information in estimating probable loan losses, future additions to the allowance may be required based on factors beyond the Company&amp;#8217;s control. We also maintain an allowance for loan losses on acquired loans when: (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) for loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s accounted for under ASC 310-30, there is deterioration in credit quality subsequent to acquisition, and (ii) for loans accounted for under ASC 310-20, the inherent losses in the loans exceed the remaining credit discount recorded at the time of acquisiti&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As part of the Company&amp;#8217;s continuous enhancement to the allowance for loan and lease losses methodology, during the year 2015 the following assumptions were reviewed:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;An assessment of the look-back period and historical loss factor was performed for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; all portfolio segments.  The analysis was based on the trends observed and their relation with the economic cycle as of the period of the analysis.  As a result, for the commercial portfolio, the look-back period was changed to 36 months from the previous&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ly determined 12 months. For auto, leasing and consumer, a look-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;back period of 24 months was maintained.&amp;#160;The residential mortgages portfolio, was evaluated during the fourth quarter of 2015.  For this portfolio, a 12-month look-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;back period was maintained a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s management concluded that given the charge off evolution, a shorter period of losses is more representative of the recent trends and more accurate in predicting future losses.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During the quarter ended June 30, 2015, an annual assessment of environmental&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; factors was performed for commercial, auto, and consumer portfolios. As a result, the environmental factors continue to reflect our assessment of the impact to our portfolio, taking into consideration the current evolution of the portfolio and expected im&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pact, due to recent economic developments, changes in values of collateral and delinquencies, among others. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During fourth quarter the loss realization period was revised to 1.60 years for commercial real estate, other portfolios remained at 1 year. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;se changes in the allowance for loan and lease losses&amp;#8217; look-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;back period and loss emergence period for the commercial portfolios are considered a change in accounting estimate as per ASC 250-10 provisions, where adjustments are made prospectively.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;Allowanc&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;e for Originated and Other Loan and Lease Losses Held for Investment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tables present&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the activity in our allowance for loan and lease losses and the related recorded investment of the originated and other loans held for investment portfolio &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by segment for the periods indicated:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:362.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:362.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:362.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:362.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for originated and other loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;51,439&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,397)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,546)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,683)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(33,375)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(53,001)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,158&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,852&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for originated and other loans and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;61,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,336&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;64,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;112,626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:360pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for originated and other loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,897&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,081&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,011)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,424)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,782)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(26,041)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(39,258)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,189&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision (recapture) for originated and other loans and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,325&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,374)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,278&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,572&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(374)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,427&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of period &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;51,439&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:360pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for originated and other loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,921&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(36,566)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,889)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,485)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,601)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(48,541)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,568&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,122&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:173.25pt;text-align:left;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for originated and other loans and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,470&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,579&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:173.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:173.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of period &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,897&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;49,081&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:357pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:357pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:357pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:357pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses on originated and other loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Ending allowance balance attributable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      to loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65,180&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,844&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending allowance balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,352&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;64,791&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;112,626&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;235,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;325,267&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;667,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,206,355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;242,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;669,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,786,323&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending loan balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;757,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,441,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;242,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;669,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,111,590&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:357pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:357pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:357pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:357pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses on originated and other loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Ending allowance balance attributable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      to loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,809&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,711&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,630&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending allowance balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;51,439&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;236,270&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;330,455&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;697,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,053,462&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;186,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;575,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,513,370&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending loan balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;791,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,289,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;186,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;575,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,843,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;Allowance for BBVAPR Acquired Loan Losses &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;Loans accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tables present&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the activity in our allowance for loan losses and related recorded investment of the associated loans in our BBVAPR acquired loan portfolio, excluding loans accounted for under ASC 310-30, for the periods indicated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:285.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:285.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:191.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    for acquired BBVAPR loans  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    accounted for under ASC 310-20:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(42)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,755)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,548)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(9,345)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:right;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:right;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,821&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:39pt;' &gt;&lt;td style='width:191.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision (recapture) for acquired BBVAPR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          loan and lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(28)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,293&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,469&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,087&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,542&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42pt;text-align:left;border-color:Black;min-width:42pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:42.75pt;text-align:left;border-color:Black;min-width:42.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:44.25pt;text-align:left;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:303.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:303.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:30pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    for acquired BBVAPR loans  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    accounted for under ASC 310-20:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;926&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(532)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,902)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,011)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,445)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;73&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;531&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,169&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,773&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:34.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision (recapture) for acquired BBVAPR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          loan and lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,915&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:303.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:303.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:30pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    for acquired BBVAPR loans  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    accounted for under ASC 310-20:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Charge-offs&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,530)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,650)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(11,205)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Recoveries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,035&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,398&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,442&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:34.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for acquired BBVAPR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          loan and lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;942&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,117&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:186.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:186.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;926&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:297pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:297pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:297pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Allowance for loan and lease losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  for acquired BBVAPR loans  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  accounted for under ASC 310-20:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Ending allowance balance attributable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      to loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,087&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,542&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending allowance balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,087&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,542&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;         Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;106,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;152,279&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending loan balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;106,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;152,753&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unallocated&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:296.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:296.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Allowance for loan and lease losses &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    for acquired BBVAPR loans  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    accounted for under ASC 310-20:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Ending allowance balance attributable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      to loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending allowance balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Individually evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Collectively evaluated for impairment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,003&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;45,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;184,782&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;242,129&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:182.25pt;text-align:left;border-color:Black;min-width:182.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Total ending loan balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;184,782&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;242,801&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tables present the activity in our allowance for loan losses and related recorded investment of the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acquired BBVAPR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loan portfolio accounted for under ASC 310-30, for the periods indicated&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,481&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for BBVAPR loans and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            under ASC 310-30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,037&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,656&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Loan pools fully charged-off&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,352)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,352)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,161&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;84&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,785&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,863&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision (recapture) for BBVAPR loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            under ASC 310-30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,763&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(413)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(732)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,618&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,481&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:305.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:305.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for acquired BBVAPR loans accounted for under ASC 310-30:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:189.75pt;text-align:left;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for BBVAPR loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and lease losses accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            under ASC 310-30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,863&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:189.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:189.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,863&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Allowance for Acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; Loan Losses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For loans accounted for under ASC 310- 30&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, as part of the evaluation of actual versus expected cash flows, the Company assesses on a quarterly basis the credit quality of these loans based on delinquency, severity factors and risk ratings, among other assumptions.  Migration and credit quality tr&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ends are assessed at the pool level, by comparing information from the latest evaluation period through the end of the reporting period.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The changes in the allowance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for loan and lease losses on &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; were&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:44.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans Secured by   1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:303pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:303pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for acquired Eurobank loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64,245&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for acquired Eurobank loans and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,043&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,040&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Loan pools fully charged-off&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(722)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,587)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(301)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(14,610)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          FDIC shared-loss portion of provision for loan and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,398&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,503&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;32,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;57,187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;367&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90,178&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:300.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:300.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:38.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:300.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:300.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for acquired Eurobank loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;52,729&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          Provision for (recapture of) acquired Eurobank loans and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,717&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(181)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,680&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:29.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;          FDIC shared-loss portion of provision for loan and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;884&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(45)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,836&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15,523&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;48,333&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;64,245&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:300.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:300.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='14' rowspan='1' style='width:300.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:300.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance for loan and lease losses for Eurobank loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,460&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;54,124&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Provision for Eurobank loans and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,461&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,110)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:20.25pt;' &gt;&lt;td style='width:233.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        FDIC shared-loss portion of provision for Eurobank loans and lease losses, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,952)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#FFFFFF;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,731)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(47)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,730)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;                Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;52,729&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:233.25pt;text-align:left;border-color:Black;min-width:233.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:50.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:50.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The FDIC shared-loss portion of provision for acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans and lease losses, net, represents the credit impairment losses to be covered under the FDIC loss-share agreement which is increasing the FDIC loss-share indemnification asset.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;The FDIC loss sharing obligations, related to commercial and other-non single family acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; loans expired on June 30, 2015. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The coverage for the single family residential loans will expire on June 30, 2020&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;. The remaining covered loans are includ&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ed as part of acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; loans under the name &amp;quot;loans secured by 1-4 family residential properties.&amp;quot; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;At December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, allowance for loan losses on loans covered by the FDIC shared-loss agreement amounted $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;32.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;64.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; respectively, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the provision for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;covered&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loan &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and lease &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;losses for the year&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, 2014, and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;7.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.7&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:AllowanceForCreditLossesTextBlock>
  <us-gaap:ImpairedFinancingReceivablesTableTextBlock id="ID_1800" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;O&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;riginated and Other Loans and L&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;eases&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; Held for Investment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s recorded investment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commercial and mortgage &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; categorized as originated and other loans and leases held for investment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that were individually evaluated for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; impairment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and the related allowan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce for loan and lease losses at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:250.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Related&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:250.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with specific allowance:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;210,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;199,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Residential impaired and troubled-debt restructuring&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;97,424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with no specific allowance: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,928&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;350,252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;325,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;65,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:248.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:248.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Related&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:248.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:248.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with specific allowance:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:left;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Residential impaired and troubled-debt restructuring&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with no specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;237,806&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;230,044&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;344,102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;330,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;BBVAPR &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Loans &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Accounted for under ASC &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;310-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;20 (Loans with revolving feature and/or acquired at a premium)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Company&amp;#8217;s recorded investment in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BBVAPR commercial &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accounted for under ASC 310-20 that were individually evaluated for impairment and the related allowance for loan and lease losses at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:285.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:68.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Related&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:285.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with no specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:285.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:68.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Specific&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:285.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with no specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recorded investment in acquired BBVAPR loan pools accounted for under ASC 310-30 that have recorded impairments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and their related allowance for loan and lease losses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as follows&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;to Recorded  &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loan pools with specific allowance: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;608,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;608,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;287,311&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;168,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;88,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,707&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;153,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;153,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loan pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,137,377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,017,976&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31 , 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;to Recorded&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loan pools with specific allowance: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;289,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;255,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,506&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;83,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,970&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loan pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;415,826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;369,258&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,481&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;Acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; Loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s recorded &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;investment in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; pools that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have recorded&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; impairment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ir&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; related&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; allowance for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loan and lease losses as of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;to Recorded &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loan pools with specific allowance:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Loans secured by 1-4 family residential properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;101,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;92,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial and construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;142,377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;67,365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,314&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loan pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;241,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;236,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90,178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Specific&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;to Recorded &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loan pools with specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Loans secured by 1-4 family residential properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;134,579&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;106,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,522&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial and construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;151,017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;52%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,506&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loan pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;293,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;204,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;64,245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock id="ID_1801" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE 5&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;LOANS&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company&amp;#8217;s loan portfolio is composed of two segments, loans initially accounted for under the amortized cost method (referred as &amp;quot;originated and other&amp;quot; loans) and loans acquired (referred as &amp;quot;acquired&amp;quot; loans). Acquired&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans are further segregated between acquired BBVAPR loans and acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans. Acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans were purchased subject to loss-sharing agreements with the FDIC. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;The FDIC loss-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;shar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;e coverage&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; related to commercial and other-non single fa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;mily acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; expired&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;on June 30, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Notwithstanding the expiration of loss share coverage of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commercial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans, on July 2, 2015, the Company entered into an agreement with the FDIC pursuant to which the FDIC concurred with a potent&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ial sale of a pool of loss-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;share assets covered under the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commercial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loss&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;shar&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; agreement. Pursuant to such agreement, and as further discussed below, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the FDIC agreed and paid $20 million in loss share coverage with respect to the aggregate loss resulting from any portfolio sale w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ithin 120 days of the agreement. This sale was completed on September 28, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The coverage for the single family residential loans will expire on June 30, 2020&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; At December 31, 2015, the remaining covered loans amounting to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;59.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; million, net carrying am&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;ount, are included as part of acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; loans under the name &amp;quot;loans secured by 1-4 family residential properties&amp;quot;. At December 31, 2014, covered loans amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;298.9 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million, net carrying amount. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Covered loans are no longer a material amount. T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;herefore, the Company &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;changed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;current and prior year loan disclosures during 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;September 28, 2015, the Company sold a portion of covered non-performing commercial loans amounting to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;197.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million unpaid principal balance or UPB ($&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;100.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million carrying amount). The sales price was 18.44% of UPB, or $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;36.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million. The FDIC cover&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $20.0 million of losses as part of its loss-share agreement with the Company. As a result, a $20.0 million reimbursement was recorded in the statement of operations. The Company also recorded a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;32.9 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million provision for loan and lease losses for acqui&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;red &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans, which was partially offset by $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4.6 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million in cost recoveries. Also, as part of this transaction, the Company sold certain non-performing commercial loans from the BBVAPR &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cquisition amounting to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;38.1 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million unpaid principal balance (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;9.9 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million carrying amount). The sales price was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million. As a result, a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;5.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million provision for loan and lease losses was recorded for BBVAPR acquired loans, which was partially offset by $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2.4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million in cost recoveries. In addition, certain &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;add&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;itional foreclosed &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;real estate with a carrying amount of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;11.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million was sold for $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;1.7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;As part of this transaction, the Company made customary representations and warranties to the purchaser regarding certain characteristics&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the assets that were sold. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Such representations and warranties survive for a limited period of time.  To the extent that the assets sold do not meet the specified characteristics, and subject to certain notice, cure period and other conditions, the purchaser would be entitled to require the Company to repurchase such assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:13.5pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The composition of the Company&amp;#8217;s loan portfolio at December 31, 2015 and 2014 was as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Originated and other loans and leases held for investment:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Mortgage  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;757,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;791,751&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,441,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,289,732&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;242,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;186,760&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Auto and leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;669,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;575,582&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;3,111,590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,843,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Allowance for loan and lease losses on originated and other loans and leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(112,626)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(51,439)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,998,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,792,386&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Deferred loan costs, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,282&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;    Total originated and other loans loans held for investment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;3,003,167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,796,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Acquired loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;    Acquired BBVAPR loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;     Accounted for under ASC 310-20 (Loans with revolving feature and/or &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;        acquired at a premium)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,675&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;38,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;45,344&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;106,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;184,782&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;152,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;242,801&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(5,542)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(4,597)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;147,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;238,204&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;     Accounted for under ASC 310-30 (Loans acquired with deteriorated  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;         credit quality, including those by analogy)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Mortgage  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;608,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;656,122&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;287,311&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;452,201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Construction &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;88,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;106,361&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;29,888&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;153,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;247,233&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,149,220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,491,805&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;         Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(25,785)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(13,481)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,123,435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,478,324&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;    Total acquired BBVAPR loans, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,270,646&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,716,528&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;  Acquired Eurobank loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;    Loans secured by 1-4 family residential properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;92,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;102,162&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;    Commercial and construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;142,377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;256,488&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;    Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,314&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,506&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;    Total acquired Eurobank loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;236,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;363,156&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Allowance for loan and lease losses on Eurobank loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(90,178)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(64,245)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;    Total acquired Eurobank loans, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;146,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;298,911&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;    Total acquired loans, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,417,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,015,439&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total held for investment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;4,420,599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;4,812,107&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Mortgage loans held-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;13,614&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;14,539&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total loans, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;4,434,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;4,826,646&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' &gt;At December 31, 2015 and 2014, covered loans amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;92.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million and are included as part of acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; loans under the name &amp;quot;loans secured by 1-4 family residential properties&amp;quot;. At December 31, 2014, covered loans amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;363.2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;million, gross carrying amount. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Interest income recognized for covered loans during 2015 and 2014 was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;33.7 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;89.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respectively.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Originated and Other Loans and Leases Held for Investment &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;originated and other loans held for investment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;encompassed within &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;four&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; portfolio segments: mortgage, commercial, consumer&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and auto and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;leasing.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s present&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the aging of the recorded investment in gross &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;originated and other &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; held for investment as of December 31, 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by class of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Mortgage loans past due include&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; delinquent loans in the GNMA buy-back option program. Servicers of loans unde&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rlying GNMA mortgage-backed securities must report as their own assets the defaulted loans that they have the option (but not the obligation) to repurchase, even when they elect not to exercise that option&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:410.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:410.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:43.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:357.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:357.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Traditional (by origination year):&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Up to the year 2002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;80&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;51,562&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,789&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2003 and 2004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,036&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,536&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,823&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;88,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,549&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,040&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;54,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,934&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,363&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66,864&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;78,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:26.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2007, 2008 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and 2009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,733&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;74,590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;91,546&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2010, 2011, 2012, 2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,519&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;137,749&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;150,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;72&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2014 and 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,793&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,475&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;46,823&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65,091&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;552,556&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;742&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Non-traditional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,056&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Loss mitigation program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,775&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64,548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;101,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66,832&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;102,922&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;640,587&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;749,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Home equity secured personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA&amp;#39;s buy-back option program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;74,841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;110,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;640,933&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;757,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;227,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;227,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;712&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,999&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;194,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;206,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;686&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;466&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,073&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;231,840&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;241,090&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,073&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,034&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,285&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,907&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;706,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;728,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;108,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;108,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;380,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,565&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;105,748&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;107,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;639&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;604&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;783&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;75,489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;51&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;520&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,853&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;192,638&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;518,202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;712,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,677&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,138&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;195,545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,224,966&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,441,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:430.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:430.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:378.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:378.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Overdrafts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal lines of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,884&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;196,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;201,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Cash collateral personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;144&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,450&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,750&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,378&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,043&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;433&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;237,346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;242,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;53,566&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,898&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,293&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;78,757&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;590,357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;669,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;70,660&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;44,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;100,854&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;215,997&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;201,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,693,602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,111,590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:412.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:412.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Traditional (by origination year):&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Up to the year 2002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,157&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,680&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;54,064&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2003 and 2004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,484&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87,506&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,454&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,483&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;60,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,706&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,298&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,667&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;548&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;67,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:26.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2007, 2008 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and 2009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,283&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,646&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,738&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77,990&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2010, 2011, 2012, 2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,394&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,900&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,286&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;149,030&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;162,316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;365&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,109&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,551&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,895&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;527,597&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;619,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;588&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Non-traditional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;584&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Loss mitigation program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,199&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,114&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,419&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,358&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;124,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;616,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;748,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Home equity secured personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA&amp;#39;s buy-back option program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;42,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,886&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;98,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;166,802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;616,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;791,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;396&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,041&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,494&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;154,515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;164,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;561&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,445&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;166,017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;175,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,206&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,671&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;504,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;523,643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;478,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;478,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;91,716&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;92,334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,061&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;86,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,679&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,957&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;762,085&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;766,089&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,618&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,266,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,289,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:412.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:412.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;375&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;874&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Overdrafts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal lines of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;229&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,962&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,822&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;743&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;678&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;144,359&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;147,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Cash collateral personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;323&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,579&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,164&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,689&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;181,725&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;186,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;47,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,420&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;71,994&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;503,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;575,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;94,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;116,065&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;255,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,568,446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,843,825&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,354&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:13.5pt;' &gt;During the year ended 2015, the Company changed its early delinquency reporting on mortgage loans from one scheduled payment due to two scheduled payments due in order to comply with regulatory reporting instructions and be comparable with local peers, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;except for troubled debt restructured loans which continue using one scheduled payment due.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:13.5pt;' &gt;A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;t &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company had &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;carrying balance of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;334.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;450.2 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respectively, in loans granted to the Puerto Rico government,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; including its instrumentalities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, public corporations and municipalities as part of the institutional &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commercial loan segment. All loans granted to Puerto Rico government were current at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;We, as part of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; bank syndicate, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have gra&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nted various extensions to the Puerto Rico Electric Power Authority (&amp;#8220;PREPA&amp;#8221;) and on November 5, 2015 entered into a Restructuring Support Agreement with a view towards restructuring the debt on terms that provide for full repayment of the debt to the Bank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. After the first extension in the third quarter of 2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the Company classified the credit as substandard and a troubled-debt restructuring. The Company conducted&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; an impairment analysis considering the probability of collection of principal and interest, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;which included a financial model to project the future liquidity status of PREPA under various scenarios and its capacity to service its financial obligations, and concluded that PREPA had sufficient cash flows for the repayment of the line of credit. Desp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ite the Company&amp;#8217;s analysis showing PREPA&amp;#8217;s capacity to repay the line of credit, the Company placed its participation in non-accrual and recorded a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;24&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million provision during the first quarter of 2015, based on management&amp;#8217;s concerns regarding PREPA&amp;#8217;s wil&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lingness to repay the debt. During the fourth quarter of 2015, the Company recorded an &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;additional &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;$&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;29.3&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; provision for loan and lease losses on PREPA. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Since&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; it was placed in non-accrual, interest payments have been applied to principal.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Acquired loans were initially measured at fair value and subsequently accounted for under either &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ASC&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 310-30 (Loans and Debt Securities Acquired with Deteriorated Credit Quality) or ASC 310-20 (Non-refundable fees and Other Costs). We have acquired l&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;oans in two acquisitions, BBVAPR and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired BBVAPR Loans &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Accounted for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;under ASC 310-20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; (Loans with revolving feature and/or acquired at a premium)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Credit cards, retail and commercial revolving lines of credits, floor plans and performing &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;auto loans with FICO scores over 660 acquired at a premium&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; excluding the acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loan portfolio, are accounted for under the guidance of ASC 310-20, which requires that any contractually required loan payment receivable in excess of the Company&amp;#8217;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s initial investment in the loans be accreted into interest income on a level-yield basis over the life of the loan. Loans accounted for under ASC 310-20 are placed on non-accrual status when past due in accordance with the Company&amp;#8217;s non-accrual policy, an&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;d any accretion of discount or amortization of premium is discontinued. Acquired BBVAPR loans that were accounted for under the provisions of ASC 310-20 are removed from the acquired loan category&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at the end of the reporting period upon refinancing, renewa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l or normal re-underwriting.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s present&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the aging of the recorded investment in gross&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; acquired BBVAPR&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accounted for under ASC 310-20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; December 31, 2015 and 2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;by class of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:433.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:433.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:381pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:381pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,422&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,422&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;393&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,940&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,095&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;944&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;96,248&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;106,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;       Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,683&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,721&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;139,103&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;152,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:412.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:412.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans 90+&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Days Past&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due and &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90+ Days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Past&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Non-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Current&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Still&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Past Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Due&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Accrual&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total Loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accruing&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='20' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:360pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;758&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;155&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;192&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,705&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;202&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;134&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;223&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,503&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;415&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,193&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;357&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,731&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,932&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,376&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,399&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,429&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,419&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,527&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,476&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,704&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;41,640&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,003&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,453&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,262&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;15,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;76&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;168,988&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;184,782&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;       Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,417&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;88&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;221,560&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;242,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:22.5pt;' &gt;Acquired BBVAPR Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Acquired BBVAPR loans, except for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;credit cards, retail and commercial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; revolving lines of credits, floor plans and performing auto loans with FICO scores over 660 acquired at a premium,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are accounted for by the Company in accordance with ASC 310-30. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The carrying &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amount corresponding to acquired BBVAPR loans with deteriorated credit quality, including those accounted under ASC 310-30 by analogy, in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;statements of financial condition at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;is as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:192pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:192pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:192pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:192pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Contractual required payments receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$1,945,098&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$2,394,378&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: Non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$434,190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$456,627&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash expected to be collected&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,510,908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,937,751&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: Accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;361,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;445,946&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Carrying amount, gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,149,220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,491,805&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,481&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Carrying amount, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$1,123,435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$1,478,324&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:92.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:92.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company had $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;80.9&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;168.8&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million, respectively, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in loans granted to the Puerto Rico government, including its instrumentalities, public corporations and municipalities as part of its &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acquired BBVAPR loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accounted for under ASC 310-30.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;  This entire amount was current at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tables&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; describe the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; yield and non-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount activity &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of acquired BBVAPR loans accounted for under ASC 310-30 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;298,364&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;61,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;53,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;445,946&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(34,842)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(39,268)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(10,161)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(23,463)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,379)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(112,113)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in expected cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,130&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,402&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,531&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer (to) from non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,272&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,545&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,957)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,111&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,324&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;268,794&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,411&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;361,688&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;389,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,069&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;456,627&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(9,795)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,065&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,823&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,133)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,073)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,113)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,272)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(17,353)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,545)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,957&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,111)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(19,324)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;374,772&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,764&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;22,039&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,834&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;434,190&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;287,841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;96,139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77,845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;517,553&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(37,612)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(49,039)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(21,894)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(39,023)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,968)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(153,536)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer (to) from non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,135&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,096&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,730&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,176&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(208)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;81,929&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;298,364&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;61,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,829&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;53,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,559&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;445,946&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;463,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;579,587&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(25,192)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(5,350)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(8,254)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,600)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(41,031)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(48,135)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(14,096)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,730)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,176)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;208&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(81,929)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;389,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;23,069&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,018&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;456,627&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:18.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:371.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:371.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;328,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;145,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;126,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;655,833&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(42,740)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(59,998)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(29,557)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(55,255)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(11,628)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(199,178)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer (to) from non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,748&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,297&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(449)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;60,898&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;287,841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;96,139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;42,993&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;77,845&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;517,553&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;502,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;60,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62,803&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,733&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;32,794&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;714,462&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(37,353)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,796)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,204)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(9,791)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,833)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(73,977)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,338)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(10,964)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(41,748)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,297)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(60,898)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;463,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;42,515&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,851&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,645&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;28,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;579,587&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;text-decoration:underline;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;text-decoration:underline;' &gt; Loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;carrying amount of acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; is&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:139.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Contractual required payments receivable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;342,511&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;535,425&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: Non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62,410&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Cash expected to be collected&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;321,355&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;473,015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: Accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;84,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109,859&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Carrying amount, gross&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;236,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;363,156&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:185.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Less: Allowance for loan and lease losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64,245&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Carrying amount, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;146,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;298,911&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following tables describe the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; yield and non-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ccretable&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; discount &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;activity of acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for the years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015, 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:385.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:385.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:65.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans Secured by   1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Other Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction &amp;amp; Development Secured by 1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:385.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:385.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,636&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109,859&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,685)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(32,124)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,513)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,458)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(631)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(52,411)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in expected cash flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;44,660&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,048)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(51)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;34,497&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,372&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(23,486)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(937)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,030&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(7,554)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;51,954&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;26,970&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,255&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;84,391&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;27,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,464&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62,410&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,107)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(47,950)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(937)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,030&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(48,808)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,372)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,030)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,467)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,554&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,869&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,156&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:390pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:64.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans Secured by   1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Other Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction &amp;amp; Development Secured by 1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:390pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;53,250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;95,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;162,959&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(15,731)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(57,099)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(4,102)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(9,837)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,200)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(88,969)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(74)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;583&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,869&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;47,636&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;37,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;20,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;109,859&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;81,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;129,477&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,717)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(56,702)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,165&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,078&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,978&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(31,198)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer (to) from accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(10,117)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(23,165)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,078)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(583)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(35,869)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;27,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,464&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,598&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;62,410&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:390pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:64.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loans Secured by   1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial and Other Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Construction &amp;amp; Development Secured by 1-4 Family Residential Properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:390pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Accretable Yield Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;103,591&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,380&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;188,008&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Accretion&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(18,784)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(54,821)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(3,715)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(13,402)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,047)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(91,769)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in Expected Cash Flows&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(12,328)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,743&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(2,514)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(526)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer from (to) non-accretable discount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26,793&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,580&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;539&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,099&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,709&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66,720&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;53,250&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;95,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;10,238&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,688&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;162,959&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Non-Accretable Discount Activity:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:left;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at beginning of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66,021&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;154,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,345&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;237,555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Change in actual and expected losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(46)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(41,513)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;539&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(246)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(92)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(41,358)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Transfer (to) from accretable yield&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(26,793)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(31,580)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(539)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(6,099)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(1,709)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(66,720)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;81,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;129,477&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' &gt;Non-accrual Loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents the recorded investment in loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; non-accrual status by clas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans as of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:160.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Originated and other loans and leases held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Traditional (by origination year):&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Up to the year 2002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,427&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2003 and 2004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,042&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,627&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,585&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,274&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2007, 2008 and 2009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,625&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,579&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2010, 2011, 2012, 2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,365&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2014 and 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;663&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Non-traditional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,092&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,224&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Loss mitigation program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,934&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;72,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;65,430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Home equity loans, secured personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;72,543&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;65,430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,534&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,726&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,000&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,534&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,565&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,932&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,527&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;193,826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,145&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;215,281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,679&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;369&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;375&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Personal lines of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;110&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,146&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,092&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Cash collateral personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,590&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto and leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,418&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Total non-accrual originated loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;297,873&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;97,367&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:160.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:160.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Acquired BBVAPR loans accounted for under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Commercial secured by real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;467&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;758&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Other commercial and industrial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;195&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;429&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;880&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,399&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;46&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,476&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Auto &lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;831&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;    Total non-accrual acquired BBVAPR loans accounted for under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,175&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total non-accrual loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;300,119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;101,542&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Loans accounted for under ASC 310-30 are excluded from the above table as they are considered to be performing due to the application of the accretion method, in which these loans will accrete interest income over the remaining life of the loans using &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;estimated cash flow analyses or are accounted under the cost recovery method.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Delinquent residential mortgage loans insured or guaranteed under applicable FHA and VA programs are classified as non-performing loans when they become 90 days or more past due&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, but are not placed in non-accrual status until they become 18 months or more past due, since they are insured loans. Therefore, these loans are included as non-performing loans but excluded from non-accrual loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;During the first quarter of 2015, the r&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;evolving line of credit to PREPA was classified as non-accrual. At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, this line of credit had an unpaid principal balance of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;190.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Starting with the second quarter of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015, interest payments received were applied to principal. A&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the specific reserve was $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;53.3 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; whose&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; terms have &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;been extended and w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;hich are classified as troubled-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;debt restructuring&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that are not included in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;non-accrual &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;93.6&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; mil&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lion and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;274&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;respectively, as they are performing under their new terms. At December 31, 2014, the balance included the revolving line of credit to PREPA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; evaluates &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;all loans, some individually and others as homogeneous groups, for purposes of determining impairment. The total investment in impaired commercial loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was $235.8 million and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;236.9 million at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively. Impaired commercial loans at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; included the PREPA line of credit with an unpaid principal balance &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of $190.3 million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;200.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The PREPA line of credit was classified as a troubled-debt restructuring during 2014. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The impaired commercial loans were measured based on the fair&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; value of collateral or the present value of cash flows, including those identified as troubled-debt restructurings. The valuation allowance for impaired commercial loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounted to $55.9 million and $841 thousand &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respective&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ly. The valuation allowance for impaired commercial loans at December&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 31, 2015 includes $53.3 million of specific allowance for PREPA recorded during 2015.T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he total investment in impaired mortgage loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;was $90.0 million and $94.2 million at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;015 and 2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;respectively. Impairment on mortgage loans assessed as troubled-debt restructurings was measured using the present value of cash flows. The valuation allowance for impaired mortgage loans amounted to $9.2 million and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; $9.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, respectively.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;O&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;riginated and Other Loans and L&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;eases&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; Held for Investment&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s recorded investment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commercial and mortgage &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; categorized as originated and other loans and leases held for investment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; that were individually evaluated for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; impairment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and the related allowan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ce for loan and lease losses at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:250.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Related&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:250.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:250.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with specific allowance:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;210,718&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;199,366&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Residential impaired and troubled-debt restructuring&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;97,424&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,233&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with no specific allowance: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,110&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,928&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;350,252&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;325,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;65,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:248.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:248.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Related&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:65.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:46.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:248.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:248.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with specific allowance:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:left;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,226&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Residential impaired and troubled-debt restructuring&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,947&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,968&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with no specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;237,806&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;230,044&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:right;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;344,102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;330,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:57pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:6pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;BBVAPR &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Loans &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' &gt;Loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Accounted for under ASC &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;310-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;20 (Loans with revolving feature and/or acquired at a premium)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he Company&amp;#8217;s recorded investment in&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BBVAPR commercial &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accounted for under ASC 310-20 that were individually evaluated for impairment and the related allowance for loan and lease losses at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:285.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:68.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Related&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:285.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with no specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;486&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:285.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:68.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Specific&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:68.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:285.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:285.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with no specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;N/A&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:8.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt;Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy)&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recorded investment in acquired BBVAPR loan pools accounted for under ASC 310-30 that have recorded impairments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and their related allowance for loan and lease losses&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;to Recorded  &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loan pools with specific allowance: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;608,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;608,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,761&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;287,311&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;168,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;88,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87,983&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,707&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;153,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;153,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loan pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,137,377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,017,976&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;25,785&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31 , 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;to Recorded&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loan pools with specific allowance: &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial   &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;289,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;255,619&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,506&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;83,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,970&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,812&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,888&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;0%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loan pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;415,826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;369,258&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,481&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The tables above only present information with respect to acquired BBVAPR loans and loan pools accounted for under ASC 310-30 if there is a recorded impairment to such loans or loan pools and a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;specific allowance for loan losses. The decrease in commercial loan pools from December 31, 2014 to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was mostly caused by the sale of covered commercial loans during the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;third quarter of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2015. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, the Company elimin&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ated the specific allowance of $5 thousand maintained on impaired acquired BBVAPR consumer loan pool accounted under ASC 310-30 because there was an increase in the net present value of cash flows expected to be collected from such pool when compared with &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the recorded investment. Likewise, the increase in mortgage and auto loan pools from December 31, 2014 to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was caused by the establishment of a specific reserve with respect to impaired mortgage and auto loan pools that were required bas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ed on the net present value of the cash flows expected to be collected.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' &gt; Loans&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;T&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s recorded &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;investment in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; pools that &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have recorded&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; impairment&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ir&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; related&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; allowance for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loan and lease losses as of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;are as follows&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;to Recorded &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loan pools with specific allowance:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Loans secured by 1-4 family residential properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;101,444&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;92,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,570&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial and construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;142,377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;67,365&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,713&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,314&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loan pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;241,305&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;236,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90,178&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Coverage &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unpaid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Specific&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;to Recorded &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Principal&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Allowance &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loan pools with specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Loans secured by 1-4 family residential properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;134,579&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;106,116&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,522&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial and construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;151,017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;48,334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;52%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,992&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,506&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total investment in impaired loan pools&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;293,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;204,253&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;64,245&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31%&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The tables above only present information with respect to acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Eurobank&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; pools accounted for under ASC 310-30 if there is a recorded impairment to such loans or loan pools and a specific allowance for loan losses. The&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; decrease in construction&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and development secured by 1-4 family residential properties&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loan p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ools from December 31, 2014 to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was mostly caused by the sale of covered commercial loans during the quarter ended September 30, 2015. The incre&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ase in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;allowance for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;commercial and other construction loan pools from December 31, 2014 to&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; was caused by the establishment of a specific reserve with respect to impaired commercial and other construction loan pools that w&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; required ba&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;sed on the net present value of the cash flows expected to be collected&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents the interest recognized in commercial and mortgage loans that were individually evaluated for impairment, excluding loans accounted for under ASC 310-30,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for the years ended 2015, 2014, and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:345pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:100.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:100.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:345pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Originated and other loans held for investment:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;280&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;175,115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,899&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,709&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Residential troubled-debt restructuring&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,266&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;82,028&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with no specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64,356&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,748&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26,188&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total interest income from impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;330,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;187,030&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,565&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;120,925&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Modifications&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The follow&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing tables present the troubled-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;debt restructuring&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s during the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;years &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ended &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2015, 2014 and 2013&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:65.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5.42%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;356&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.35%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,664&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.79%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,174&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.57%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Consumer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13.85%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;898&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13.43%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;60&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;130&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.51%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.87%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;61&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:65.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;162&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,188&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.03%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.25%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;420&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;200,446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7.25%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;200,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7.25%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Consumer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;212&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10.09%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;56&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12.96%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, 2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:65.25pt;' &gt;&lt;td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pre-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Outstanding Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Rate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Post-Modification Weighted Average Term (in Months)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='15' rowspan='1' style='width:453.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:453.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;145&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,143&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6.52%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,971&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.34%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;409&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,842&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8.99%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,842&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4.00%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;66&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Consumer &lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13.43%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12.67%&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Commercial troubled-debt during the year ended December 31, 201&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; included 19 contracts with PREPA which amounted to $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;200.0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;troubled&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;-debt restructurings&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for which there was a p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ayment default during the years&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; ended 2015, 2014 and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:354pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:354pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:135pt;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:135pt;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of Contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of Contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Number of Contracts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='16' rowspan='1' style='width:354pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:354pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Mortgage &lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,387&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,700&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,689&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;177&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;37&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:135pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Credit Quality Indicators&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company categorizes originated and other loans and acquired loans accounted for under ASC 310-20 into risk categories based on relevant information about the ability of borrowers to service their debt, such as economic &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;conditions, portfolio risk characteristics, prior loss experience, and the results of periodic credit reviews of individual loans.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company uses the following definitions for risk ratings:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:18pt;' &gt;Pass:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Loans classified as &amp;#8220;pass&amp;#8221; have a well-defined primary s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ource of repayment very likely to be sufficient, with no apparent risk, strong financial position, minimal operating risk, profitability, liquidity and capitalization better than industry standards.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:18pt;' &gt;Special Mention:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Loans classified as &amp;#8220;special mention&amp;#8221; h&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ave a potential weakness that deserves management&amp;#8217;s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution&amp;#8217;s credit position at some future date.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:18pt;' &gt;Substanda&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;rd:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Loans classified as &amp;#8220;substandard&amp;#8221; are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidatio&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;n of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:18pt;' &gt;Doubtful:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Loans classified as &amp;#8220;doubtful&amp;#8221; have all the weaknesses inherent in those classified as substanda&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rd, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, questionable and improbable.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:18pt;' &gt;Loss:&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Loans classified as &amp;#8220;loss&amp;#8221; are considered uncollectible and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of such little value that their continuance as bankable assets is not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this worthl&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ess loan even though partial recovery may be effected in the future.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;All loans individually measured for imp&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;airment are classified as substandard or TDR as of December 31, 2015.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015 and 2014, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and based on the most recent analysis performed, the ris&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;k category of gross originated and other loans and BBVAPR acquired &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;accounted for under ASC 310-20 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;subject to risk rating by class of loans is as &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:405pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:405pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:405pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:405pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Risk Ratings&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Individually&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Special&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Measured for&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pass&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mention&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Substandard&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Doubtful&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:405pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:405pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial - originated and other loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;227,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;212,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,147&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,907&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,900&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;206,948&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;181,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,697&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;241,090&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;217,836&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,936&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,221&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,892&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,662&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;728,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;657,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;32,780&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,097&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,456&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;108,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100,826&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,756&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;380,985&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,695&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190,290&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;107,313&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;97,288&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,052&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;73,757&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,780&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,016&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,862&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;712,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;498,428&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,184&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;201,838&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,441,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,156,051&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;44,023&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;235,294&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial - acquired loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      (under ASC 310-20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,889&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;467&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,117&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;602&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;467&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;616&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;609&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,820&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;315&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;         Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,449,106&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,160,899&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,596&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;235,768&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:387pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:387pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:387pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:387pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Risk Ratings&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Individually&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Special&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Measured for&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Pass&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Mention&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Substandard&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Doubtful&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:387pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:387pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:36pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial - originated and other loans held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;133,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,615&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,179&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;27,089&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,284&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;238&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;164,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;148,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,817&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,873&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;175,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;159,209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,690&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,092&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,650&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;958&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Real estate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;523,643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;457,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;32,364&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31,382&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Corporate&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,746&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Institutional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;478,935&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;278,953&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;199,982&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Middle market&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;92,334&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,815&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,393&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;259&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,575&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,396&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;40,903&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,117&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;766,089&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;554,179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;204,888&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,289,732&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,011,439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,338&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;236,270&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:25.5pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Commercial - acquired loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;      (under ASC 310-20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Commercial secured by real estate:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,724&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;351&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;  Other commercial and industrial:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Retail&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,121&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,080&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Floor plan&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,807&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;265&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8,193&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;265&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;      Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,675&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:141.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;         Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,302,407&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,023,050&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,693&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,722&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;236,942&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:141.75pt;text-align:left;border-color:Black;min-width:141.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31, 2015 and 2014, the Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;had &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;outstanding credit facilities of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;415.4 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;619.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million, respectively, granted to the Puerto Rico government, including its instrumentalities, public corporations and municipalities&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;included within portfolio of originated and other loans and acquired BBVAPR loans accounted for under ASC 310-30&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;A substantial&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; portion of the Company&amp;#8217;s credit exposure to Puerto Rico&amp;#8217;s government consists of collateralized loans or obligations that have a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; specific source of income or revenues identified for their repayment. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;204&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; these&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; loans are general obligations &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of municipalities secured by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' &gt;ad valorem&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; taxation, without limitation as to rate or amount, on all taxable property&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; within the issuing municipalities.  The good faith, credit and unlimited taxing power of each issuing municipality are &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;pledged for the payment of its general obligations&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.  &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;In addition, some of these obligations consist of senior and subordinated lo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ans to public corporations that obtain revenues from rates charged for services or products, such as the Puerto Rico Electric Power Authority (&amp;#8220;PREPA&amp;#8221;).  The Commonwealth&amp;#8217;s instrumentalities or public corporations have varying degrees of independence from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the central government.  Some instrumentalities or public corporations that provide essential or important government services, such as the University of Puerto Rico, the Puerto Rico Medical Services Administration and the Puerto Rico Metropolitan Bus Auth&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ority, are supported by the Commonwealth through budget appropriations, while others, such as PREPA, are owed substantial amounts for utility services rendered to the Commonwealth.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;At &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;December 31, 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, we had approximately $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;212.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;0&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of credit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; facili&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ties to central government and public corporations of the Commonwealth, including:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;ul&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;PREPA with an outstanding balance of $190.3 million; and&lt;/font&gt;&lt;/li&gt;&lt;li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The Puerto Rico Housing Finance Authority with an outstanding &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;balance of $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;21.0 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;million to be&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; repaid&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; from abandoned or unclaimed funds at financial institutions that revert to the government under a Puerto Rico escheat law.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;outstanding balance of credit facilities to public corporations decreased during 2015 as a result of a repayment in full of a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;75&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million loan by&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Puerto Rico Aqueduct and Sewer Authority and a repayment in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;full of a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;78&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million loan by the State Insurance Fund Corporation.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Oriental Bank is part of a four bank &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;syndicate providing a $&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;550&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; million revolving&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; line of credit to fina&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;nce the purchase of fuel for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;PREPA&amp;#8217;s day-to-day power generation activities. Our participation in the line of credit has an unpaid principal balance of $190.3 million as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecember 31,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. As part of the bank syndicate, the Bank &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;entered into a forbearance a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;greement with PREPA&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, which was extended several times&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; during 2015&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; until the execution of a Restructuring Support Agreement on November 5, 2015 with PREPA and certain other creditors. The Restructuring Support Agreement provides for the restructuring of the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; fuel line of credit subject to the accomplishment of several milestones, including some milestones that depend on the actions of third parties to the agreement, such as the negotiation of agreements with other creditors and legislative action&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. The Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; has classified the credit facility to PREPA as substandard and on non-accrual status. The Company conducted an impairment analysis considering the probability of collection of principal and interest, which included a financial model to project the future &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;liquidity status of PREPA under various scenarios and its capacity to service its financial obligations, and concluded that PREPA had sufficient cash flows for the repayment of the line of credit. Despite the Company&amp;#8217;s &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;analysis showing PREPA&amp;#8217;s capacity to &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;repay the line of credit, the Company placed its participation in non-accrual and recorded a $24 million provision during the first quarter of 2015. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;During the fourth quarter of 2015, the Company recorded an additional $29.3 million provision for loan and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lease losses for PREPA as a result of the increased level of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uncertainty as to the closing of the restructuring agreement, which is expected by the second half of 2016. Since April 1, 2015, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;interest payments &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;have been applied to principal.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;PREPA&amp;#8217;s enabli&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ng act provides for local receivership upon request to any Puerto Rico court of competent &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;j&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;urisdiction in the event of a default in debt-service payments or other obligations in connection with PREPA&amp;#8217;s bonds.&amp;#160; The receiver so appointed would be empowered, &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;directly or through its agents and attorneys, to take possession of the undertakings, income and revenues pledged to the payment of the bonds in default; to have, hold, use, operate, manage and control the same; and to exercise all of PREPA&amp;#8217;s rights and po&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;wers with respect to such undertakings.&amp;#160; However, any such receiver would not have the power to sell, assign, mortgage or otherwise dispose of PREPA&amp;#8217;s assets, and its powers would be limited to the operation and maintenance of such undertakings and the col&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lection and application of the income and revenues &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;therefrom&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. Although the Puerto Rico government is actively &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;seeking the right to bankruptcy relief for some of its public instrumentalities, including PREPA, both through an amendment to the federal bankrup&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tcy code and the enactment of a local debt restructuring law, so far such efforts have thus far been unsuccessful.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;For residential and consumer loan classes, the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; evaluates credit quality based on the delinquency status of the loan&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. As of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;D&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ecembe&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;r 31, 2015 and 2014&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and based on the most recent analysis performed, the risk category of gross&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; originated and other loans and acquired&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;BBVAPR &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;loans&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; accounted for under ASC 310-20&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; not subject to risk rating by class of loans is as follows: &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;204&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;75&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:424.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:424.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:424.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:424.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Delinquency&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Individually&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Measured for&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;0-29 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90-119 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;120-364 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;365+ days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:424.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:424.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Originated and other loans and leases held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Traditional&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        (by origination year)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Up to the year 2002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;57,789&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;50,912&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;82&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,218&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;530&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,504&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,858&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;685&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2003 and 2004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;99,446&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;87,060&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;251&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,867&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,261&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,353&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,921&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,733&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;54,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47,197&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;79&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;292&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,068&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,189&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;843&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;78,403&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,878&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,895&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,871&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,614&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2007, 2008 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and 2009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;91,546&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;71,439&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;170&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,665&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;685&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,725&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,890&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2010, 2011, 2012&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;150,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;134,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;569&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,611&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;434&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,982&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,737&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,466&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2014 and 2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,856&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,128&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;281&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;234&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;618,005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;540,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,469&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,518&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;11,055&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,535&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,231&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Non-traditional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29,552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;23,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;552&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,905&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Loss mitigation program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;101,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,031&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,173&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,977&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;727&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,728&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,538&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;74,742&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;749,473&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;579,868&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,811&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,797&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,978&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Home equity secured&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;346&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA&amp;#39;s buy-back &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        option program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,945&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,593&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,578&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,774&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;757,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;580,214&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,642&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,811&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,390&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,046&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;22,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;21,766&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;182&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;179&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Overdrafts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;190&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Unsecured personal lines of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,244&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;74&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;28&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Unsecured personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;201,156&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;197,339&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;621&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Cash collateral personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,594&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,450&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;125&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;242,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;237,846&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,755&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,306&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;819&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;669,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;590,482&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;53,549&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,839&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,708&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,585&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,669,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,408,542&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;61,946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,956&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,917&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;21,855&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Acquired loans (accounted for under ASC 310-20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;35,217&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,414&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;930&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;384&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;186&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,168&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,079&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;45&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,493&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;944&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;413&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;187&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Auto &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;106,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;96,247&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,553&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,279&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;209&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;145,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;132,740&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,497&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,692&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;     Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,815,237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,541,282&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;70,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;39,648&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,727&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;22,412&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,752&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;89,973&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:431.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:431.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:431.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:431.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Delinquency&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Individually&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Balance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Measured for&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Outstanding&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;0-29 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;30-59 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;60-89 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;90-119 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;120-364 days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;365+ days&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Impairment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='23' rowspan='1' style='width:431.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:431.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Originated and other loans and leases held for investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Mortgage&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Traditional&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        (by origination year)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Up to the year 2002&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65,744&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;53,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,963&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,044&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,975&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;887&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2003 and 2004&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;109,669&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;86,941&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,391&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,362&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,657&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,215&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,330&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,773&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2005&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;60,472&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49,275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,205&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;389&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,673&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,893&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,213&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;85,550&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;65,113&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,967&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,242&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,624&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,540&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2007, 2008 &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            and 2009&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,489&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;76,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,230&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,809&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;337&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,986&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,813&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,068&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Years 2010, 2011, 2012&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;            2013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;162,316&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;148,832&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;938&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,397&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,296&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,665&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Year 2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,108&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,818&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;290&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;619,348&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;521,657&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,659&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;14,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,931&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,146&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Non-traditional&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;36,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;30,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,477&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;584&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;478&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;600&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,096&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;49&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Loss mitigation program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;93,443&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;10,882&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;995&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,123&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;802&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;405&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,246&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77,990&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;748,991&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;563,455&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;33,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,887&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,437&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Home equity secured&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;517&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:22.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA&amp;#39;s buy-back &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        option program&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;42,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;6,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,729&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,098&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;791,751&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;563,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;33,131&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;18,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;13,303&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,166&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;32,371&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;19,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;18,198&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;360&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;171&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Overdrafts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;287&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Unsecured personal lines of credit&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,200&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,970&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;102&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Unsecured personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;147,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;144,696&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,822&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;743&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;55&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Cash collateral personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,243&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,920&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;275&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;186,760&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;182,071&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,579&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;946&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;841&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Auto and Leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;575,582&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;503,588&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;47,658&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;16,916&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;5,196&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,224&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,554,093&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,249,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;83,368&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;36,485&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;19,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;38,710&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;32,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:21.75pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Acquired loans (accounted for under ASC 310-20)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Credit cards&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;41,848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38,419&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,376&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;654&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;589&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Personal loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,496&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,221&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;151&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;47&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;39&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;38&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;45,344&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;41,640&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,527&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;701&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;628&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;  Auto &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;184,782&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;169,064&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;11,003&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,453&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;767&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;495&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;230,126&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;210,704&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,530&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,154&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,395&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,343&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:129.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;     Total &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,784,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,460,335&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;95,898&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;40,639&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;20,735&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;40,053&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;32,374&lt;/font&gt;&lt;/td&gt;&lt;td style='width:3.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:3.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;94,185&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
  <us-gaap:ShareBasedCompensation id="ID_1802" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1637000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation id="ID_1803" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1036000</us-gaap:ShareBasedCompensation>
  <us-gaap:DepreciationNonproduction id="ID_1804" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">11100000</us-gaap:DepreciationNonproduction>
  <us-gaap:DepreciationNonproduction id="ID_1805" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">10199000</us-gaap:DepreciationNonproduction>
  <us-gaap:AmortizationOfDeferredLoanOriginationFeesNet id="ID_1806" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-3396000</us-gaap:AmortizationOfDeferredLoanOriginationFeesNet>
  <us-gaap:AmortizationOfDeferredLoanOriginationFeesNet id="ID_1807" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-2883000</us-gaap:AmortizationOfDeferredLoanOriginationFeesNet>
  <ofg:AmortizationOfFairValue id="ID_1808" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-3106000</ofg:AmortizationOfFairValue>
  <ofg:AmortizationOfFairValue id="ID_1809" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-12310000</ofg:AmortizationOfFairValue>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments id="ID_1810" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-12109000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments id="ID_1811" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-3124000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AmortizationOfIntangibleAssets id="ID_1812" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1906000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:AmortizationOfIntangibleAssets id="ID_1813" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">2169000</us-gaap:AmortizationOfIntangibleAssets>
  <ofg:AmortizationOfFairValuePremiumsAcquiredDeposits id="ID_1814" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">660000</ofg:AmortizationOfFairValuePremiumsAcquiredDeposits>
  <ofg:AmortizationOfFairValuePremiumsAcquiredDeposits id="ID_1815" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4772000</ofg:AmortizationOfFairValuePremiumsAcquiredDeposits>
  <ofg:FdicLossShareIncomeExpense id="ID_1816" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-42808000</ofg:FdicLossShareIncomeExpense>
  <ofg:FdicLossShareIncomeExpense id="ID_1817" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-65756000</ofg:FdicLossShareIncomeExpense>
  <us-gaap:GainLossOnSaleOfMortgageLoans id="ID_1818" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3135000</us-gaap:GainLossOnSaleOfMortgageLoans>
  <us-gaap:GainLossOnSaleOfMortgageLoans id="ID_1819" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">5123000</us-gaap:GainLossOnSaleOfMortgageLoans>
  <us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations id="ID_1820" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">153042000</us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations>
  <us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations id="ID_1821" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">559859000</us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations>
  <ofg:GainOnSaleOfDerivativesAndOnSaleOfTba id="ID_1822" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">81000</ofg:GainOnSaleOfDerivativesAndOnSaleOfTba>
  <ofg:GainOnSaleOfDerivativesAndOnSaleOfTba id="ID_1823" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-752000</ofg:GainOnSaleOfDerivativesAndOnSaleOfTba>
  <us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale id="ID_1824" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">211352000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
  <us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale id="ID_1825" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">176199000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
  <us-gaap:ProceedsFromSaleOfLoansHeldForSale id="ID_1826" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">102383000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
  <us-gaap:ProceedsFromSaleOfLoansHeldForSale id="ID_1827" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">96804000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
  <us-gaap:IncreaseDecreaseInTradingSecurities id="ID_1828" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-1306000</us-gaap:IncreaseDecreaseInTradingSecurities>
  <us-gaap:IncreaseDecreaseInTradingSecurities id="ID_1829" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-275000</us-gaap:IncreaseDecreaseInTradingSecurities>
  <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet id="ID_1830" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-708000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
  <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet id="ID_1831" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">2611000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
  <us-gaap:ServicingAssetAtFairValuePeriodIncreaseDecrease id="ID_1832" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-610000</us-gaap:ServicingAssetAtFairValuePeriodIncreaseDecrease>
  <us-gaap:ServicingAssetAtFairValuePeriodIncreaseDecrease id="ID_1833" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">191000</us-gaap:ServicingAssetAtFairValuePeriodIncreaseDecrease>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets id="ID_1834" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">14849000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets id="ID_1835" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-11738000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:IncreaseDecreaseInInterestPayableNet id="ID_1836" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-250000</us-gaap:IncreaseDecreaseInInterestPayableNet>
  <us-gaap:IncreaseDecreaseInInterestPayableNet id="ID_1837" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-1292000</us-gaap:IncreaseDecreaseInInterestPayableNet>
  <us-gaap:IncreaseDecreaseInAccruedLiabilities id="ID_1838" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-14584000</us-gaap:IncreaseDecreaseInAccruedLiabilities>
  <us-gaap:IncreaseDecreaseInAccruedLiabilities id="ID_1839" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-33028000</us-gaap:IncreaseDecreaseInAccruedLiabilities>
  <us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations id="ID_1840" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">97082000</us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations>
  <us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations id="ID_1841" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">175000000</us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities id="ID_1842" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1939000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities id="ID_1843" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">219853000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireHeldToMaturitySecurities id="ID_1844" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">499317000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
  <us-gaap:PaymentsToAcquireHeldToMaturitySecurities id="ID_1845" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">166562000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities id="ID_1846" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">39310000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities id="ID_1847" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">3612000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments id="ID_1848" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">386000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments id="ID_1849" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">89456000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments>
  <us-gaap:ProfitLossFromRealEstateOperations id="ID_1850" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-33998000</us-gaap:ProfitLossFromRealEstateOperations>
  <us-gaap:ProfitLossFromRealEstateOperations id="ID_1851" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-9195000</us-gaap:ProfitLossFromRealEstateOperations>
  <us-gaap:GainLossOnSaleOfPropertyPlantEquipment id="ID_1852" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-192000</us-gaap:GainLossOnSaleOfPropertyPlantEquipment>
  <us-gaap:GainLossOnSaleOfPropertyPlantEquipment id="ID_1853" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">11000</us-gaap:GainLossOnSaleOfPropertyPlantEquipment>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities id="ID_1854" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">490048000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities id="ID_1855" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">103831000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfForeclosedAssets id="ID_1856" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">74940000</us-gaap:ProceedsFromSaleOfForeclosedAssets>
  <us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities id="ID_1857" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">214518000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfForeclosedAssets id="ID_1858" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">54639000</us-gaap:ProceedsFromSaleOfForeclosedAssets>
  <us-gaap:PaymentsToAcquireOtherInvestments id="ID_1859" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:PaymentsToAcquireOtherInvestments>
  <us-gaap:PaymentsToAcquireOtherInvestments id="ID_1860" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">86175000</us-gaap:PaymentsToAcquireOtherInvestments>
  <us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment id="ID_1861" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment>
  <us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment id="ID_1862" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">25000</us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases id="ID_1863" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">802572000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases id="ID_1864" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">739017000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment id="ID_1865" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">861891000</us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment>
  <us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment id="ID_1866" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">751215000</us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment>
  <us-gaap:FDICIndemnificationAssetPeriodIncreaseDecrease id="ID_1867" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-90697000</us-gaap:FDICIndemnificationAssetPeriodIncreaseDecrease>
  <us-gaap:FDICIndemnificationAssetPeriodIncreaseDecrease id="ID_1868" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-32692000</us-gaap:FDICIndemnificationAssetPeriodIncreaseDecrease>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment id="ID_1869" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">5283000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment id="ID_1870" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">7909000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell id="ID_1871" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell>
  <us-gaap:ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell id="ID_1872" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">60000000</us-gaap:ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell>
  <us-gaap:IncreaseDecreaseInRestrictedCash id="ID_1873" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-5058000</us-gaap:IncreaseDecreaseInRestrictedCash>
  <us-gaap:IncreaseDecreaseInRestrictedCash id="ID_1874" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-73792000</us-gaap:IncreaseDecreaseInRestrictedCash>
  <us-gaap:RestrictedCashAndCashEquivalents id="ID_1875" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">1980000</us-gaap:RestrictedCashAndCashEquivalents>
  <us-gaap:RestrictedCashAndCashEquivalents id="ID_1876" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_InvestmentTypeAxis_ofg_ResidentialLoansSoldWithRecourseMember" unitRef="USD" decimals="-3">1369000</us-gaap:RestrictedCashAndCashEquivalents>
  <us-gaap:RestrictedCashAndCashEquivalents id="ID_1877" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3349000</us-gaap:RestrictedCashAndCashEquivalents>
  <ofg:SecuritiesPurchasedButNotReceived id="ID_1878" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:SecuritiesPurchasedButNotReceived>
  <ofg:SecuritiesPurchasedButNotReceived id="ID_1879" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:SecuritiesPurchasedButNotReceived>
  <us-gaap:NoninterestIncome id="ID_1880" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">17323000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncome id="ID_1881" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">52472000</us-gaap:NoninterestIncome>
  <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id="ID_1882" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-16366000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
  <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id="ID_1883" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">71319000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
  <us-gaap:EarningsPerShareBasic id="ID_1884" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">-0.37</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic id="ID_1885" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">1.58</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareDiluted id="ID_1886" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">-0.37</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted id="ID_1887" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">1.5</us-gaap:EarningsPerShareDiluted>
  <us-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted id="ID_1888" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="-3">51455000</us-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted>
  <us-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted id="ID_1889" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="-3">52326000</us-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted>
  <us-gaap:CommonStockDividendsPerShareCashPaid id="ID_1890" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">0.36</us-gaap:CommonStockDividendsPerShareCashPaid>
  <us-gaap:CommonStockDividendsPerShareCashPaid id="ID_1891" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">0.34</us-gaap:CommonStockDividendsPerShareCashPaid>
  <us-gaap:StockholdersEquity id="ID_1892" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="USD" decimals="-3">176000000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_1893" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">52626000</us-gaap:StockholdersEquity>
  <ofg:ExercisedStockOptions id="ID_1894" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">55000</ofg:ExercisedStockOptions>
  <ofg:ExercisedStockOptions id="ID_1895" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">0</ofg:ExercisedStockOptions>
  <ofg:ExercisedStockOptions id="ID_1896" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">591000</ofg:ExercisedStockOptions>
  <ofg:ExercisedStockOptions id="ID_1897" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</ofg:ExercisedStockOptions>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1898" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">298364000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1899" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">61196000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1900" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">25829000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1901" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">53998000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1902" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">6559000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1903" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">445946000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1904" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">268794000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1905" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">45411000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1906" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">19615000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1907" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">21578000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1908" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">6290000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_1909" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">361688000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_1910" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">-3113000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_1911" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">-19324000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_1912" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">456627000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_1913" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">434190000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_1914" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="myNumber" decimals="0">162</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_1915" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="myNumber" decimals="0">26</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_1916" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="myNumber" decimals="0">26</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_1917" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">21188000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_1918" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">200446000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_1919" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">212000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <ofg:PreModificationWeightedAverageRate id="ID_1920" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="pure" decimals="4">0.0725</ofg:PreModificationWeightedAverageRate>
  <ofg:PreModificationWeightedAverageRate id="ID_1921" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="pure" decimals="4">0.0603</ofg:PreModificationWeightedAverageRate>
  <ofg:PreModificationWeightedAverageRate id="ID_1922" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="pure" decimals="4">0.1009</ofg:PreModificationWeightedAverageRate>
  <ofg:PreModificationWeightedAverageTerm id="ID_1923" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">P350M</ofg:PreModificationWeightedAverageTerm>
  <ofg:PreModificationWeightedAverageTerm id="ID_1924" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">P3M</ofg:PreModificationWeightedAverageTerm>
  <ofg:PreModificationWeightedAverageTerm id="ID_1925" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">P56M</ofg:PreModificationWeightedAverageTerm>
  <ofg:PostModificationWeightedAverageTerm id="ID_1926" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">P420M</ofg:PostModificationWeightedAverageTerm>
  <ofg:PostModificationWeightedAverageTerm id="ID_1927" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">P10M</ofg:PostModificationWeightedAverageTerm>
  <ofg:PostModificationWeightedAverageTerm id="ID_1928" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">P65M</ofg:PostModificationWeightedAverageTerm>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_1929" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">20958000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_1930" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">200125000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_1931" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">240000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <ofg:PostModificationWeightedAverageRate id="ID_1932" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="pure" decimals="4">0.0425</ofg:PostModificationWeightedAverageRate>
  <ofg:PostModificationWeightedAverageRate id="ID_1933" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="pure" decimals="4">0.0725</ofg:PostModificationWeightedAverageRate>
  <ofg:PostModificationWeightedAverageRate id="ID_1934" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="pure" decimals="4">0.1296</ofg:PostModificationWeightedAverageRate>
  <us-gaap:FDICIndemnificationAsset id="ID_1935" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">189240000</us-gaap:FDICIndemnificationAsset>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_1936" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">-81929000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_1937" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">-41031000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1938" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">977816000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1939" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_JpMorganChaseBankNaMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">262500000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1940" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_CreditSuisseSecuritiesLlcMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">670000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1941" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">932500000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_1942" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">51439000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_1943" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">19679000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_1944" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_1945" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">9809000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_1946" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">1000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_1947" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">41630000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_1948" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">8968000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_1949" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">10711000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_1950" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">697566000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_1951" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">94185000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1952" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">791751000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_1953" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">841000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_1954" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">7591000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_1955" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1053462000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_1956" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">236270000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1957" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1289732000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_1958" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_1959" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">9072000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_1960" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">186760000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_1961" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1962" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">186760000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 id="ID_1963" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment id="ID_1964" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">14255000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_1965" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">575582000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_1966" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1967" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">575582000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_1968" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_1969" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1970" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment id="ID_1971" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">2513370000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_1972" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">330455000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_1973" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">2843825000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1974" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January42016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="USD" decimals="-3">25000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1975" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FiftyMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January112016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="USD" decimals="-3">50000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1976" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_OneHundredMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January192016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="USD" decimals="-3">100000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1977" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January252016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="USD" decimals="-3">25000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1978" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January292016Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="USD" decimals="-3">25000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1979" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January4120162Member_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="USD" decimals="-3">37982000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1980" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DebtInstrumentAxis_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" unitRef="USD" decimals="-3">262982000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1981" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_FourMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_April32017Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">4267000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1982" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TwentyFiveMillionsMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">25000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1983" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_ThirtyMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_January162018Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">30000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1984" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LongTermandShortTermDebtAmountAxis_ofg_TenMillionMember_ofg_LongTermandShortTermDebtDueDateAxis_ofg_July202020Member_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">9865000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_1985" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">332114000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd id="ID_1986" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_LongtermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="pure" decimals="4">0.0093</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_1987" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">1171000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_1988" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">7455000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_1989" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">-1095000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_1990" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">7531000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:PrepaidTaxes id="ID_1991" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">7000000</us-gaap:PrepaidTaxes>
  <ofg:OtherIntangibleAssets id="ID_1992" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">2500000</ofg:OtherIntangibleAssets>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_1993" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">25032000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_1994" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">24961000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_1995" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember" unitRef="USD" decimals="-3">25032000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_1996" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember" unitRef="USD" decimals="-3">24961000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id="ID_1997" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">25032000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesFairValue id="ID_1998" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_ofg_ContractualMaturityAxis_ofg_MaturitiesDueFromOneToFiveYearsMember_us-gaap_InvestmentTypeAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">24961000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <ofg:AmortizedCostOfTradingSecurities id="ID_1999" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">667000</ofg:AmortizedCostOfTradingSecurities>
  <ofg:AmortizedCostOfTradingSecurities id="ID_2000" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">2419000</ofg:AmortizedCostOfTradingSecurities>
  <us-gaap:PreferredStockSharesAuthorized id="ID_2001" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">10000000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesAuthorized id="ID_2002" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">10000000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesIssued id="ID_2003" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="shares" decimals="0">1340000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued id="ID_2004" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="shares" decimals="0">1380000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued id="ID_2005" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_NonredeemableConvertiblePreferredStockMember" unitRef="shares" decimals="0">84000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued id="ID_2006" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="shares" decimals="0">960000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockLiquidationPreferenceValue id="ID_2007" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="USD" decimals="0">25</us-gaap:PreferredStockLiquidationPreferenceValue>
  <us-gaap:PreferredStockLiquidationPreferenceValue id="ID_2008" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="USD" decimals="0">25</us-gaap:PreferredStockLiquidationPreferenceValue>
  <us-gaap:PreferredStockLiquidationPreferenceValue id="ID_2009" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="USD" decimals="0">25</us-gaap:PreferredStockLiquidationPreferenceValue>
  <us-gaap:PreferredStockLiquidationPreferenceValue id="ID_2010" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="USD" decimals="0">25</us-gaap:PreferredStockLiquidationPreferenceValue>
  <us-gaap:PreferredStockLiquidationPreferenceValue id="ID_2011" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="USD" decimals="0">25</us-gaap:PreferredStockLiquidationPreferenceValue>
  <us-gaap:PreferredStockLiquidationPreferenceValue id="ID_2012" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="USD" decimals="0">25</us-gaap:PreferredStockLiquidationPreferenceValue>
  <us-gaap:PreferredStockLiquidationPreferenceValue id="ID_2013" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_NonredeemableConvertiblePreferredStockMember" unitRef="USD" decimals="0">1000</us-gaap:PreferredStockLiquidationPreferenceValue>
  <us-gaap:PreferredStockLiquidationPreferenceValue id="ID_2014" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_NonredeemableConvertiblePreferredStockMember" unitRef="USD" decimals="0">1000</us-gaap:PreferredStockLiquidationPreferenceValue>
  <us-gaap:PreferredStockSharesIssued id="ID_2015" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesAPreferredStockMember" unitRef="shares" decimals="0">1340000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued id="ID_2016" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="shares" decimals="0">1380000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued id="ID_2017" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesDPreferredStockMember" unitRef="shares" decimals="0">960000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued id="ID_2018" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementClassOfStockAxis_us-gaap_NonredeemableConvertiblePreferredStockMember" unitRef="shares" decimals="0">84000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:CommonStockSharesAuthorized id="ID_2019" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">100000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesAuthorized id="ID_2020" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">100000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesIssued id="ID_2021" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">52625869</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesIssued id="ID_2022" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">52625869</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesOutstanding id="ID_2023" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">43867909</us-gaap:CommonStockSharesOutstanding>
  <us-gaap:CommonStockSharesOutstanding id="ID_2024" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">44613615</us-gaap:CommonStockSharesOutstanding>
  <us-gaap:CommonStockParOrStatedValuePerShare id="ID_2025" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="0">1</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockParOrStatedValuePerShare id="ID_2026" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="0">1</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:OtherComprehensiveIncomeLossTax id="ID_2027" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1182000</us-gaap:OtherComprehensiveIncomeLossTax>
  <us-gaap:OtherComprehensiveIncomeLossTax id="ID_2028" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">447000</us-gaap:OtherComprehensiveIncomeLossTax>
  <us-gaap:FairValueMeasurementsValuationTechniques id="ID_2029" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember_us-gaap_ValuationTechniqueAxis_ofg_CashFlowValuationTechniqueMember">Cash flow valuation</us-gaap:FairValueMeasurementsValuationTechniques>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_2030" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0282</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_2031" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="pure" decimals="4">0.0297</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_2032" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="pure" decimals="4">0.0319</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_2033" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="pure" decimals="4">0.0185</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_2034" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="pure" decimals="4">0.0136</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_2035" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="pure" decimals="4">0.0494</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_2036" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="pure" decimals="4">0.0624</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_2037" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="pure" decimals="4">0.0298</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:AvailableForSaleSecuritiesWeightedAverageYield id="ID_2038" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.0287</ofg:AvailableForSaleSecuritiesWeightedAverageYield>
  <ofg:MarketableSecuritiesWeightedAverageYield id="ID_2039" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.026</ofg:MarketableSecuritiesWeightedAverageYield>
  <ofg:HeldToMaturitySecuritiesUnrecognizedGains id="ID_2040" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">426000</ofg:HeldToMaturitySecuritiesUnrecognizedGains>
  <ofg:HeldToMaturitySecuritiesUnrecognizedLoss id="ID_2041" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">5936000</ofg:HeldToMaturitySecuritiesUnrecognizedLoss>
  <ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_2042" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.0217</ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <ofg:HeldToMaturitySecuritiesUnrecognizedGains id="ID_2043" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">426000</ofg:HeldToMaturitySecuritiesUnrecognizedGains>
  <ofg:HeldToMaturitySecuritiesUnrecognizedLoss id="ID_2044" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">5865000</ofg:HeldToMaturitySecuritiesUnrecognizedLoss>
  <ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_2045" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="pure" decimals="4">0.0224</ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_2046" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_ofg_FnmaAndFhlmcMember" unitRef="pure" decimals="4">0.0224</ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <ofg:HeldToMaturitySecuritiesUnrecognizedGains id="ID_2047" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">0</ofg:HeldToMaturitySecuritiesUnrecognizedGains>
  <ofg:HeldToMaturitySecuritiesUnrecognizedLoss id="ID_2048" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">71000</ofg:HeldToMaturitySecuritiesUnrecognizedLoss>
  <ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_2049" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember_us-gaap_InvestmentTypeAxis_us-gaap_USTreasurySecuritiesMember" unitRef="pure" decimals="4">0.0049</ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <ofg:HeldToMaturitySecuritiesUnrecognizedGains id="ID_2050" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">0</ofg:HeldToMaturitySecuritiesUnrecognizedGains>
  <ofg:HeldToMaturitySecuritiesUnrecognizedLoss id="ID_2051" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">71000</ofg:HeldToMaturitySecuritiesUnrecognizedLoss>
  <ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield id="ID_2052" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_SecuritiesInvestmentMember" unitRef="pure" decimals="4">0.0049</ofg:Heldtomaturitysecuritiesdebtmaturitiesaverageyield>
  <ofg:Marketablesecuritiesamortizedcost id="ID_2053" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1575835000</ofg:Marketablesecuritiesamortizedcost>
  <ofg:MarketableSecuritiesGrossUnrealizedGain id="ID_2054" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">27738000</ofg:MarketableSecuritiesGrossUnrealizedGain>
  <ofg:MarketableSecuritiesGrossUnrealizedLosses id="ID_2055" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">14285000</ofg:MarketableSecuritiesGrossUnrealizedLosses>
  <us-gaap:MarketableSecurities id="ID_2056" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1589288000</us-gaap:MarketableSecurities>
  <us-gaap:Assets id="ID_2057" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">7099149000</us-gaap:Assets>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_2058" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1371534000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability id="ID_2059" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">30000000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_2060" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">31961000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_2061" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="-3">31961000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_2062" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate id="ID_2063" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="pure" decimals="4">0.007</us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate>
  <ofg:ChangeInExpectedCashFlow id="ID_2064" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">0</ofg:ChangeInExpectedCashFlow>
  <ofg:ChangeInExpectedCashFlow id="ID_2065" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">6130000</ofg:ChangeInExpectedCashFlow>
  <ofg:ChangeInExpectedCashFlow id="ID_2066" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">2402000</ofg:ChangeInExpectedCashFlow>
  <ofg:ChangeInExpectedCashFlow id="ID_2067" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</ofg:ChangeInExpectedCashFlow>
  <ofg:ChangeInExpectedCashFlow id="ID_2068" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-1000</ofg:ChangeInExpectedCashFlow>
  <ofg:ChangeInExpectedCashFlow id="ID_2069" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">8531000</ofg:ChangeInExpectedCashFlow>
  <ofg:FdicCertificationReceivabe id="ID_2070" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">14974000</ofg:FdicCertificationReceivabe>
  <us-gaap:ProceedsFromSaleOfMortgageServicingRightsMSR id="ID_2071" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromSaleOfMortgageServicingRightsMSR>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_2072" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate1282016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">170000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_2073" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate32017Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">500000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtWeightedAverageInterestRate id="ID_2074" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate1282016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="pure" decimals="4">0.015</us-gaap:DebtWeightedAverageInterestRate>
  <us-gaap:DebtWeightedAverageInterestRate id="ID_2075" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate32017Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="pure" decimals="4">0.0478</us-gaap:DebtWeightedAverageInterestRate>
  <invest:InvestmentRepurchaseAgreementDateOfAgreement id="ID_2076" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate1282016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">2012-12-06</invest:InvestmentRepurchaseAgreementDateOfAgreement>
  <invest:InvestmentRepurchaseAgreementRepurchaseDate id="ID_2077" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate1282016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">2016-12-08</invest:InvestmentRepurchaseAgreementRepurchaseDate>
  <us-gaap:StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1 id="ID_2078" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">7700000</us-gaap:StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1>
  <us-gaap:StockRepurchaseProgramAuthorizedAmount1 id="ID_2079" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-6">70000000</us-gaap:StockRepurchaseProgramAuthorizedAmount1>
  <us-gaap:ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding id="ID_2080" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_GuaranteeObligationsByNatureAxis_ofg_LoanWithRecourseMember" unitRef="USD" decimals="-5">67800000</us-gaap:ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding>
  <us-gaap:ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding id="ID_2081" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_GuaranteeObligationsByNatureAxis_ofg_LoanWithRecourseMember" unitRef="USD" decimals="-5">22400000</us-gaap:ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding>
  <dei:EntityCommonStockSharesOutstanding id="ID_2082" contextRef="AS_OF_Jan31_2016_Entity_0001030469" unitRef="shares" decimals="0">43867909</dei:EntityCommonStockSharesOutstanding>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2083" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2084" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">161501000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2085" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2086" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">161501000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2087" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <ofg:IntersegmentRevenue id="ID_2088" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">1427000</ofg:IntersegmentRevenue>
  <ofg:IntersegmentRevenue id="ID_2089" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">0</ofg:IntersegmentRevenue>
  <ofg:IntersegmentRevenue id="ID_2090" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">948000</ofg:IntersegmentRevenue>
  <ofg:IntersegmentRevenue id="ID_2091" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">2375000</ofg:IntersegmentRevenue>
  <ofg:IntersegmentRevenue id="ID_2092" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">-2375000</ofg:IntersegmentRevenue>
  <us-gaap:InterestExpense id="ID_2093" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">0</us-gaap:InterestExpense>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_2094" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">4792000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_2095" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">1027000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_2096" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">95000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:NoninterestIncome id="ID_2097" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">28288000</us-gaap:NoninterestIncome>
  <us-gaap:InterestIncomeExpenseNet id="ID_2098" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">95000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:NoninterestExpense id="ID_2099" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">22564000</us-gaap:NoninterestExpense>
  <us-gaap:InterestExpense id="ID_2100" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">28425000</us-gaap:InterestExpense>
  <us-gaap:NoninterestIncome id="ID_2101" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">23900000</us-gaap:NoninterestIncome>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_2102" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">948000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_2103" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">-17342000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_2104" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">367620000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:NoninterestExpense id="ID_2105" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">219415000</us-gaap:NoninterestExpense>
  <us-gaap:InterestIncomeExpenseNet id="ID_2106" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">339195000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_2107" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">-7508000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_2108" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">38853000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:NoninterestExpense id="ID_2109" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">6422000</us-gaap:NoninterestExpense>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_2110" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">400000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:InterestIncomeExpenseNet id="ID_2111" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">-1918000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestExpense id="ID_2112" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">40771000</us-gaap:InterestExpense>
  <us-gaap:NoninterestIncome id="ID_2113" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">284000</us-gaap:NoninterestIncome>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_2114" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">2375000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:InterestExpense id="ID_2115" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">69196000</us-gaap:InterestExpense>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_2116" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">-20058000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_2117" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">406568000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:NoninterestIncome id="ID_2118" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">52472000</us-gaap:NoninterestIncome>
  <us-gaap:InterestIncomeExpenseNet id="ID_2119" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">337372000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:NoninterestExpense id="ID_2120" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">248401000</us-gaap:NoninterestExpense>
  <us-gaap:InterestExpense id="ID_2121" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:InterestExpense>
  <us-gaap:NoninterestExpense id="ID_2122" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:NoninterestExpense>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_2123" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_2124" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_2125" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">-2375000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:NoninterestIncome id="ID_2126" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:NoninterestIncome>
  <us-gaap:InterestIncomeExpenseNet id="ID_2127" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:InterestIncomeExpenseNet>
  <dei:EntityCentralIndexKey id="ID_2128" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">0001030469</dei:EntityCentralIndexKey>
  <dei:DocumentType id="ID_2129" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">10-K</dei:DocumentType>
  <dei:DocumentFiscalPeriodFocus id="ID_2130" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">FY</dei:DocumentFiscalPeriodFocus>
  <dei:EntityFilerCategory id="ID_2131" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">Accelerated Filer</dei:EntityFilerCategory>
  <ofg:GovernmentCreditLineUnpaidPrincipalBalance id="ID_2132" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">200000000</ofg:GovernmentCreditLineUnpaidPrincipalBalance>
  <us-gaap:DescriptionOfRegulatoryAssistance id="ID_2133" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">Also in connection with the FDIC-assisted acquisition, the Bank agreed to make a true-up payment, also known as clawback liability or clawback provision, to the FDIC on the date that is 45 days following the last day (such day, the &#8220;True-Up Measurement Date&#8221;) of the final shared-loss month, or upon the final disposition of all covered assets under the shared-loss agreements in the event losses thereunder fail to reach expected levels. Under the shared-loss agreements, the Bank will pay to the FDIC 50% of the excess, if any, of: (i) 20% of the Intrinsic Loss Estimate of $906.0 million (or $181.2 million) (as determined by the FDIC) less (ii) the sum of: (A) 25% of the asset discount (per bid) (or $227.5 million); plus (B) 25% of the cumulative shared-loss payments (defined as the aggregate of all of the payments made or payable to the Bank minus the aggregate of all of the payments made or payable to the FDIC); plus (C) the sum of the period servicing amounts for every consecutive twelve-month period prior to and ending on the True-Up Measurement Date in respect of each of the shared-loss agreements during which the shared-loss provisions of the applicable shared-loss agreement is in effect (defined as the product of the simple average of the principal amount of shared-loss loans and shared-loss assets at the beginning and end of such period times 1%). The estimated liability is included within accrued expenses and other liabilities in the consolidated statements of financial condition.

This true-up payment obligation may increase if actual and expected losses decline. The Company measures the true-up payment obligation at fair value. The changes in fair value are included as change in true-up payment obligation within FDIC shared-loss expense, net in the consolidated statements of operations.</us-gaap:DescriptionOfRegulatoryAssistance>
  <ofg:ChangeInAdditionalAmortizationOfFdicIndemnificationAsset id="ID_2134" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">2500000</ofg:ChangeInAdditionalAmortizationOfFdicIndemnificationAsset>
  <ofg:LossOnMsrSaleHeldforSale id="ID_2135" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">-2700000</ofg:LossOnMsrSaleHeldforSale>
  <ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths id="ID_2136" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="myNumber" decimals="0">1</ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths>
  <ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths id="ID_2137" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="myNumber" decimals="0">0</ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths>
  <ofg:FdicCertificationReceivabe id="ID_2138" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:FdicCertificationReceivabe>
  <ofg:SaleOfMortgageServicingRights id="ID_2139" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:SaleOfMortgageServicingRights>
  <ofg:SaleOfMortgageServicingRights id="ID_2140" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:SaleOfMortgageServicingRights>
  <us-gaap:ProceedsFromSaleOfMortgageServicingRightsMSR id="ID_2141" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">5927000</us-gaap:ProceedsFromSaleOfMortgageServicingRightsMSR>
  <us-gaap:LoansReceivableCommercialMortgage id="ID_2142" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-8">1200000000</us-gaap:LoansReceivableCommercialMortgage>
  <ofg:LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations id="ID_2143" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">212000000</ofg:LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations>
  <ofg:StateHousingFinanceAuthorityCreditFacilities id="ID_2144" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">21000000</ofg:StateHousingFinanceAuthorityCreditFacilities>
  <us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock id="ID_2145" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; show the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Company&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8217;s gross unrealized losses and fair value of investment securities availab&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;le-for-sale and held-to-maturity&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, aggregated by investment category and&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; length of time that individual securities have been in a continuo&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;us unrealized loss position at &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12 months or more &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;103,340&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,410&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;100,930&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of Puerto Rico government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,731&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;121,141&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;114,661&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Less than 12 months &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US Government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;331&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,405&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;149,480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;147,971&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of US government and sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,093&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities held-to-maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC Certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;468,487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;462,622&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    US Treausury Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;673,857&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;7,805&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;666,052&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Arial;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:180.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US Government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;129,076&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,741&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;126,335&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;149,480&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,509&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;147,971&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of Puerto Rico Government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;17,801&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;4,070&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,731&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of US government and sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,122&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;29&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,093&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;301,479&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,349&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;293,130&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities held-to-maturity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;468,487&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,865&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;462,622&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    US Treasury Securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;25,032&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;71&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;24,961&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;794,998&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;14,285&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;780,713&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12 months or more &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of Puerto Rico government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;143,928&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,086&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;140,842&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;113,376&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;112,204&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;278,320&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,533&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;268,787&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Less than 12 months &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,172&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;67&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,105&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;31&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;63,705&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;78,908&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;98&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;78,810&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amortized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Unrealized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Fair&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cost &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Loss &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Value &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:181.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Securities available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    CMOs issued by US government-sponsored agencies&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;159,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,153&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;155,947&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    FNMA and FHLMC certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;177,112&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;175,909&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    Obligations of Puerto Rico government and political subdivisions&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;20,939&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,267&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;15,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;    GNMA certificates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;77&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;8&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;69&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;357,228&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;9,631&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;347,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock>
  <ofg:BalanceSheetOffsettingTextBlock id="ID_2146" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#000000;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;14&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt; &amp;#8211; OFFSETTING OF FINANCIAL ASSETS AND LIABILITIES&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company&amp;#8217;s derivatives are subject to agreements which allow a right of set-&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;off with each respective&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; counterparty. In addition, the Company&amp;#8217;s securities purchased under agreements to resell and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;securities sold under agreements to repurchase have a right of set-off with the respective counterparty under the supplemental terms of the master repurchase agreements. In an event of default, each party has a right of set-off against the other party for &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;amounts owed in the related agreements and any other amount or obligation owed in respect of any other agreement or transaction between them. Security collateral posted to open and maintain a master netting agreement with a counterparty, in the form of cas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;h and securities, may from time to time be segregated in an account at a third-party custodian pursuant to a an account control agreement.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents the potential effect of rights of set-off associated with the Company&amp;#8217;s recognized fina&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ncial assets and liabilities at December 31, 2015 and &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;2014:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:540.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:540.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:30.75pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:116.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:116.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net Amount of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Offset in the&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets Presented&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Statement of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Received&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:386.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:386.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,025&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,025&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;text-align:left;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:540.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:540.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:31.5pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:116.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:116.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net amount of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Offset in the&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets Presented&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Statement of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Received&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:386.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:386.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;8,107&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,006&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;6,101&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:41.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:41.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:544.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:544.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net Amount of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Offset in the &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Presented&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Statement of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Provided&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='11' rowspan='1' style='width:246.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:246.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;7,257&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,277&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;932,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;932,500&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,021,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(88,870)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;939,757&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;939,757&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,021,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(83,593)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td colspan='19' rowspan='1' style='width:544.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:544.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;December 31, 2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:23.25pt;' &gt;&lt;td style='width:147pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='6' rowspan='1' style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:120pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts Not Offset in the Statement of Financial Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net Amount of&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Offset in the &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt; Presented&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:center;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Gross Amount&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Statement of &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;in Statement&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Cash&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;of Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Financial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Collateral&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Net&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:62.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Condition&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Instruments&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Provided&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Amount&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:390pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:390pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;16,698&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;13,718&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;977,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:6pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;977,816&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,088,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;(110,709)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:147pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Total&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;994,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;994,514&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,088,525&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2,980&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(96,991)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:147pt;text-align:left;border-color:Black;min-width:147pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:59.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:59.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:54.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:54.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:BalanceSheetOffsettingTextBlock>
  <us-gaap:UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued id="ID_2147" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">2200000</us-gaap:UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued>
  <us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued id="ID_2148" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">175000</us-gaap:UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued>
  <ofg:CertificatesofdepositsSubsidiary id="ID_2149" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">300000</ofg:CertificatesofdepositsSubsidiary>
  <us-gaap:PropertyPlantAndEquipmentNet id="ID_2150" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">74590000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2151" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">2144000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2152" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">3717000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2153" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-181000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2154" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_2155" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain" unitRef="USD" decimals="-3">5680000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_2156" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">884000</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_2157" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">4997000</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_2158" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-45000</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_2159" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_2160" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain" unitRef="USD" decimals="-3">5836000</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2161" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">757828000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2162" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1441649000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2163" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">242950000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2164" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">669163000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_2165" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">112626000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2166" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">3111590000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <ofg:DeferredLoanCostFeesNet id="ID_2167" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">4203000</ofg:DeferredLoanCostFeesNet>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="ID_2168" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">3003167000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_2169" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">2998964000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2170" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">791751000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2171" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1289732000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2172" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">186760000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2173" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">575582000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2174" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">2843825000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_2175" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">51439000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_2176" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">2792386000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <ofg:DeferredLoanCostFeesNet id="ID_2177" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">4282000</ofg:DeferredLoanCostFeesNet>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="ID_2178" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">2796668000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered id="ID_2179" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">2796668000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered id="ID_2180" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">3003167000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2181" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">152753000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2182" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">7457000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2183" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">38385000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2184" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">106911000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_2185" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">5542000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_2186" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">147211000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="ID_2187" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">147211000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered id="ID_2188" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">147211000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2189" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">242801000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2190" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">12675000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2191" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">45344000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2192" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">184782000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_2193" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">4597000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_2194" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">238204000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="ID_2195" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">238204000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered id="ID_2196" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">238204000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2197" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">608294000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2198" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">287311000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2199" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">88180000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2200" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">11843000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2201" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">153592000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2202" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">1149220000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_2203" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">25785000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_2204" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">1123435000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="ID_2205" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">1123435000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered id="ID_2206" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">1123435000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2207" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">1491805000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2208" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">656122000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2209" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">452201000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2210" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">106361000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2211" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">29888000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2212" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">247233000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_2213" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">13481000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_2214" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">1478324000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="ID_2215" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">1478324000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered id="ID_2216" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">1478324000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2217" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">236964000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2218" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">92273000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2219" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">142377000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2220" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">2314000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_2221" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">90178000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_2222" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">146786000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="ID_2223" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">146786000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered id="ID_2224" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">146786000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2225" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">1417432000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2226" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">2015439000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2227" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">102162000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2228" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">256488000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2229" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">4506000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2230" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">363156000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_2231" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">64245000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_2232" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">298911000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="ID_2233" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">298911000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered id="ID_2234" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">298911000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="ID_2235" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">4420599000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered id="ID_2236" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">4434213000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="ID_2237" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4812107000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered id="ID_2238" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4826646000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2239" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">4650527000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2240" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4941587000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_2241" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">234131000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_2242" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">133762000</us-gaap:LoansAndLeasesReceivableAllowance>
  <ofg:DeferredLoanCostFeesNet id="ID_2243" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">4203000</ofg:DeferredLoanCostFeesNet>
  <ofg:DeferredLoanCostFeesNet id="ID_2244" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4282000</ofg:DeferredLoanCostFeesNet>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2245" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">1793000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2246" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">80000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2247" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">251000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2248" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">79000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2249" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">551000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2250" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">170000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2251" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">662000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2252" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">2217000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2253" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">5036000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2254" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">2553000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2255" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">2878000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2256" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">2053000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2257" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">1673000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2258" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">3889000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2259" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">5536000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2260" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">3549000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2261" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">7934000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2262" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">14733000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2263" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">10519000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2264" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">6186000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2265" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">10823000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2266" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">6181000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2267" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">11363000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2268" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">16956000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2269" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">12854000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2270" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">41000</ofg:CurrentButNonAccrualLoans>
  <ofg:CurrentButNonAccrualLoans id="ID_2271" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <ofg:CurrentButNonAccrualLoans id="ID_2272" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <ofg:CurrentButNonAccrualLoans id="ID_2273" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">176000</ofg:CurrentButNonAccrualLoans>
  <ofg:CurrentButNonAccrualLoans id="ID_2274" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <ofg:CurrentButNonAccrualLoans id="ID_2275" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">141000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2276" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">51562000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2277" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">88623000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2278" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">48040000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2279" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">66864000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2280" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">74590000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2281" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">137749000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2282" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">57789000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2283" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">99446000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2284" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">54221000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2285" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">78403000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2286" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">91546000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2287" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">150744000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2288" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">144000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2289" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2290" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2291" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2292" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">526000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2293" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">72000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2294" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">16475000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2295" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">46823000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2296" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">65091000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2297" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">358000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2298" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">552556000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2299" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">618005000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2300" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">742000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2301" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2302" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">9958000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2303" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">977000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2304" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">5079000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2305" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">6056000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2306" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">13000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2307" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">23483000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2308" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">29552000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2309" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2310" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">6887000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2311" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">14930000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2312" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">31775000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2313" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">5593000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2314" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">64548000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2315" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">101916000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2316" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">3083000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2317" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2318" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2319" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">64000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2320" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">64000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2321" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2322" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">346000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2323" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">410000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2324" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2325" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2326" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2327" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">7945000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2328" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">7945000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2329" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2330" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2331" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">7945000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2332" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2333" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">11751000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2334" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">24339000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2335" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">74841000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2336" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">110931000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2337" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">5964000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2338" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">640933000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2339" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">3825000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2340" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2341" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">213000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2342" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">1174000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2343" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">686000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2344" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2345" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2346" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2347" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2348" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">712000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2349" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">466000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2350" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2351" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2352" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2353" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2354" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2355" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">227557000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2356" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">227557000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2357" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2358" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2359" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">213000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2360" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2361" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">33594000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2362" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">33807000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2363" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2364" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">9113000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2365" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">10999000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2366" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">1730000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2367" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">194219000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2368" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">206948000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2369" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2370" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">6921000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2371" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">8073000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2372" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">1177000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2373" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">231840000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2374" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">241090000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2375" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2376" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2377" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2378" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2379" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">2892000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2380" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">2892000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2381" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2382" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2383" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2384" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2385" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">16662000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2386" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">16662000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2387" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2388" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">2073000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2389" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">1178000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2390" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">16034000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2391" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">19285000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2392" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">2907000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2393" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">706764000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2394" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">728956000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2395" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2396" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2397" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2398" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2399" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2400" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2401" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2402" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2403" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2404" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2405" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2406" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2407" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2408" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">282000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2409" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">639000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2410" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">604000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2411" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">1525000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2412" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">238000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2413" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">51000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2414" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">39000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2415" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">328000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2416" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2417" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">108582000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2418" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">108582000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2419" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2420" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">190290000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2421" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">190695000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2422" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">380985000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2423" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2424" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">1565000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2425" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">105748000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2426" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">107313000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2427" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2428" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">783000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2429" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">75489000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2430" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">77797000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2431" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2432" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2433" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">37688000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2434" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">38016000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2435" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2436" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">520000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2437" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">690000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2438" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">643000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2439" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">1853000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2440" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">192638000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2441" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">518202000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2442" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">712693000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2443" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2444" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">2593000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2445" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1868000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2446" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">16677000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2447" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">21138000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2448" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">195545000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2449" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1224966000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2450" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2451" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">449000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2452" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">182000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2453" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">369000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2454" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">24000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2455" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2456" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2457" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">74000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2458" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2459" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">45000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2460" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">2078000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2461" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">1179000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2462" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">627000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2463" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">125000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2464" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">17000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2465" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">2000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2466" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">1000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2467" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2468" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">21766000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2469" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">22766000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2470" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2471" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">24000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2472" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2473" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">166000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2474" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">190000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2475" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2476" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">119000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2477" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">19000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2478" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">2106000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2479" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">2244000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2480" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2481" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">3884000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2482" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">414000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2483" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">196858000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2484" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">201156000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2485" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2486" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">144000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2487" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2488" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">16450000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2489" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">16594000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2490" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2491" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">53566000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2492" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">16898000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2493" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">8293000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2494" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">78757000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2495" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">49000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2496" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">590357000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2497" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2498" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">70660000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2499" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">44483000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2500" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">100854000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2501" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">215997000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2502" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">201991000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2503" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">2693602000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2504" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">3825000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2505" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">2750000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2506" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1378000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2507" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1043000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2508" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">5171000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2509" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">433000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2510" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">237346000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2511" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2512" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">4128000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2513" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">3157000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2514" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">4395000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2515" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">11680000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2516" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">10484000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2517" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">4735000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2518" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">6489000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2519" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">21708000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2520" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">3824000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2521" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">2205000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2522" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">4454000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2523" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">10483000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2524" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">5706000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2525" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">3298000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2526" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">8667000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2527" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">17671000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2528" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">5283000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2529" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">1809000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2530" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">7646000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2531" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">14738000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2532" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">3394000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2533" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">2992000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2534" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">6900000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2535" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">13286000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2536" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2537" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">54064000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2538" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">65744000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2539" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">134000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2540" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">455000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2541" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">87506000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2542" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">109669000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2543" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2544" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">131000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2545" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">49858000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2546" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">60472000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2547" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2548" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">548000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2549" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">67331000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2550" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">85550000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2551" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">89000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2552" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">761000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2553" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">77990000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2554" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">93489000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2555" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2556" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2557" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">149030000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2558" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">162316000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2559" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">365000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2560" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">33109000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2561" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">18196000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2562" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">38551000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2563" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">89856000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2564" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">1895000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2565" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">527597000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2566" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">619348000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2567" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">588000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2568" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">1477000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2569" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">584000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2570" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">3223000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2571" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">5284000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2572" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2573" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">30916000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2574" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">36200000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2575" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2576" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">8199000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2577" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">7106000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2578" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">14114000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2579" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">29419000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2580" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">6358000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2581" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">57666000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2582" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">93443000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2583" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">2766000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2584" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2585" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2586" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2587" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2588" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2589" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">517000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2590" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">517000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2591" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2592" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2593" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2594" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">42243000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2595" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">42243000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2596" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2597" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2598" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">42243000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2599" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2600" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">42785000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2601" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">25886000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2602" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">98131000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2603" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">166802000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2604" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">8253000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2605" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">616696000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2606" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">3354000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2607" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2608" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2609" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2610" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2611" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2612" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2613" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2614" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2615" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2616" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">645000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2617" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">396000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2618" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">1041000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2619" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">330000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2620" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">561000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2621" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">7275000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2622" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">8166000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2623" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2624" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2625" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2626" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2627" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2628" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2629" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2630" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2631" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2632" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">133076000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2633" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">133076000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2634" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2635" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2636" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">36611000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2637" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">36611000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2638" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2639" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">8494000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2640" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">154515000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2641" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">164050000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2642" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2643" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">1445000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2644" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">166017000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2645" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">175628000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2646" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2647" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2648" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">1650000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2649" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">1650000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2650" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2651" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2652" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">12628000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2653" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">12628000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2654" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RealEstateCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2655" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">330000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2656" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">1206000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2657" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">7671000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2658" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">9207000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2659" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">9939000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2660" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">504497000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2661" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">523643000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2662" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2663" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2664" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2665" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2666" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2667" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2668" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2669" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2670" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2671" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2672" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2673" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">618000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2674" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">618000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2675" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">866000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2676" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">412000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2677" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">1061000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2678" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">2339000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2679" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2680" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2681" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2682" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2683" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2684" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">63746000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2685" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">63746000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2686" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2687" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2688" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">478935000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2689" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">478935000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2690" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_InstitutionalOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2691" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2692" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">91716000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2693" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">92334000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2694" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2695" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">1047000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2696" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">86785000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2697" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">90171000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2698" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2699" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2700" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">40903000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2701" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">40903000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2702" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2703" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">866000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2704" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">412000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2705" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">1679000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2706" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">2957000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2707" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">1047000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2708" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">762085000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2709" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">766089000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2710" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2711" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1196000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2712" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1618000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2713" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">9350000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2714" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">12164000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2715" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">10986000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2716" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1266582000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2717" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2718" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">360000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2719" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">139000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2720" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">375000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2721" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">874000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2722" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">20000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2723" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2724" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2725" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">20000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2726" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">102000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2727" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">25000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2728" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">102000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2729" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">229000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2730" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">1822000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2731" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">743000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2732" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">678000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2733" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">3243000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2734" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">275000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2735" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">39000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2736" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">9000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2737" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">323000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2738" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2739" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">18197000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2740" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">19071000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2741" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2742" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2743" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">287000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2744" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">307000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2745" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2746" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">9000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2747" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">1962000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2748" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">2200000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2749" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2750" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">337000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2751" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">144359000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2752" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">147939000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2753" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:CurrentButNonAccrualLoans id="ID_2754" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2755" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">16920000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2756" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">17243000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2757" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2758" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">2579000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2759" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">946000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2760" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1164000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2761" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">4689000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2762" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">346000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2763" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">181725000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2764" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2765" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">47658000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2766" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">16916000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2767" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">7420000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2768" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">71994000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2769" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">145000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2770" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">503443000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2771" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2772" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">94218000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2773" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">45366000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2774" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">116065000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2775" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">255649000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2776" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">19730000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2777" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">2568446000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2778" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">3354000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2779" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2780" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2781" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">228000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2782" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">228000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2783" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2784" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2785" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">228000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2786" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2787" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2788" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2789" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">467000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2790" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">467000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2791" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2792" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">2422000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2793" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">2889000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2794" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2795" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">186000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2796" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">29000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2797" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">178000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2798" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">393000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2799" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2800" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">3331000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2801" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">3724000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2802" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2803" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2804" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2805" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">7000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2806" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">7000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2807" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2808" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">609000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2809" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">616000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2810" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2811" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2812" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2813" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">695000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2814" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">695000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2815" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2816" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">2422000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2817" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">3117000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2818" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2819" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">186000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2820" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">29000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2821" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">185000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2822" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">400000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2823" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2824" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">3940000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2825" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">4340000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2826" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2827" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">186000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2828" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">29000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2829" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">880000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2830" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1095000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2831" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2832" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">6362000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2833" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">7457000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2834" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2835" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">930000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2836" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">384000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2837" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">489000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2838" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">1803000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2839" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2840" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">33414000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2841" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">35217000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2842" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2843" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">14000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2844" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">29000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2845" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">46000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2846" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">89000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2847" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2848" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">3079000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2849" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">3168000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2850" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2851" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">944000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2852" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">413000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2853" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">535000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2854" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1892000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2855" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2856" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">36493000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2857" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">38385000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2858" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2859" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">7553000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2860" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2279000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2861" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">831000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2862" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">10663000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2863" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2864" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">96248000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2865" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">106911000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2866" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2867" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">8683000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2868" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">2721000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2869" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">2246000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2870" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">13650000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2871" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2872" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">139103000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2873" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">152753000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2874" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2875" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2876" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2877" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">351000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2878" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">351000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2879" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2880" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2881" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">351000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2882" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2883" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2884" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">62000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2885" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">345000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2886" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">407000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2887" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2888" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">3724000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2889" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">4131000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2890" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2891" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">155000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2892" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">67000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2893" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">192000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2894" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">414000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2895" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">2000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2896" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">3705000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2897" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">4121000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2898" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2899" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">202000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2900" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">134000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2901" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">223000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2902" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">559000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2903" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">10000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2904" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">3503000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2905" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">4072000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2906" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2907" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">1376000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2908" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">654000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2909" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">1399000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2910" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">3429000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2911" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2912" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">38419000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2913" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">41848000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2914" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2915" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">151000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2916" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">47000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2917" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">77000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2918" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">275000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2919" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2920" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">3221000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2921" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">3496000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2922" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2923" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">11003000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2924" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">3453000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2925" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">1262000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2926" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">15718000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2927" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">76000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2928" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">168988000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2929" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">184782000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2930" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2931" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1527000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2932" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">701000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2933" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1476000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2934" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">3704000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2935" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2936" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">41640000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2937" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">45344000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2938" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2939" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">357000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2940" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">201000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2941" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">415000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2942" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">973000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2943" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">12000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2944" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">7208000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2945" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">8193000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2946" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2947" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2948" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">62000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2949" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">696000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2950" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">758000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2951" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2952" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">3724000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2953" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">4482000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2954" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_2955" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">357000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_2956" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">263000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_2957" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1111000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_2958" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1731000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_2959" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">12000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_2960" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">10932000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_2961" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">12675000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_2962" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_2963" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">287841000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_2964" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">96139000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_2965" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">42993000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_2966" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">77845000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_2967" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">12735000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_2968" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">517553000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_2969" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">37612000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_2970" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">49039000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_2971" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">21894000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_2972" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">39023000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_2973" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">5968000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_2974" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">48135000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_2975" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">14096000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_2976" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">4730000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_2977" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">15176000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_2978" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-208000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_2979" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">153536000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_2980" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">81929000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_2981" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">-25192000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_2982" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-5350000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_2983" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">2365000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_2984" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">-8254000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_2985" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-4600000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_2986" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">-48135000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_2987" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-14096000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_2988" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">-4730000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_2989" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">-15176000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_2990" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">208000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_2991" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-41031000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_2992" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-81929000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_2993" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">463166000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_2994" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">42515000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_2995" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">5851000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_2996" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">39645000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_2997" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">28410000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_2998" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">579587000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_2999" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">64245000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3000" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">90178000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet id="ID_3001" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">298911000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet id="ID_3002" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">146786000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3003" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">47636000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3004" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">37920000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3005" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">20753000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3006" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">2479000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3007" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1071000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3008" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">109859000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3009" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">27348000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3010" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">24464000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3011" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">0</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3012" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3013" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">10598000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3014" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">62410000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3015" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">51954000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3016" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">26970000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3017" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">2255000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3018" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3019" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">3212000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3020" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">12869000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3021" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">0</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3022" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">0</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3023" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3024" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">8287000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3025" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">21156000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3026" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">13685000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3027" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">32124000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3028" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">2513000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3029" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">3458000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3030" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">631000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <ofg:ChangeInExpectedCashFlow id="ID_3031" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">4631000</ofg:ChangeInExpectedCashFlow>
  <ofg:ChangeInExpectedCashFlow id="ID_3032" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">44660000</ofg:ChangeInExpectedCashFlow>
  <ofg:ChangeInExpectedCashFlow id="ID_3033" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">-15048000</ofg:ChangeInExpectedCashFlow>
  <ofg:ChangeInExpectedCashFlow id="ID_3034" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">-51000</ofg:ChangeInExpectedCashFlow>
  <ofg:ChangeInExpectedCashFlow id="ID_3035" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">305000</ofg:ChangeInExpectedCashFlow>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3036" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">13372000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3037" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">-23486000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3038" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">-937000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3039" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">1030000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3040" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">2467000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3041" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">52411000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <ofg:ChangeInExpectedCashFlow id="ID_3042" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">34497000</ofg:ChangeInExpectedCashFlow>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3043" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">-7554000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3044" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">-47950000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3045" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">-937000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3046" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">1030000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3047" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">156000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3048" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-48808000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3049" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">23486000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3050" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">937000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3051" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">-1030000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3052" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">-2467000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3053" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">7554000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3054" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">-48808000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3055" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">7554000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3056" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">53250000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3057" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">95093000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3058" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">1690000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3059" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">10238000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3060" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">2688000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_3061" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">162959000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3062" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">39182000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3063" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">81092000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3064" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">0</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3065" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3066" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">9203000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_3067" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">129477000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3068" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">15731000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3069" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">57099000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3070" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">4102000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3071" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">9837000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3072" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">2200000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_3073" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">88969000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3074" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">10117000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3075" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">-74000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3076" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">23165000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3077" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">2078000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3078" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">583000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_3079" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">35869000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3080" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">-1717000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3081" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">-56702000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3082" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">23165000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3083" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">2078000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3084" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1978000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3085" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">-10117000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3086" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">74000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3087" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">-23165000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3088" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">-2078000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3089" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-583000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_3090" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">-31198000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_3091" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">-35869000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases id="ID_3092" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">367622000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases id="ID_3093" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">435553000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ID_3094" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">161501000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ID_3095" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">60640000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:LoansHeldForSaleMortgages id="ID_3096" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">13614000</us-gaap:LoansHeldForSaleMortgages>
  <us-gaap:LoansHeldForSaleMortgages id="ID_3097" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">14539000</us-gaap:LoansHeldForSaleMortgages>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities id="ID_3098" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities id="ID_3099" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-3172000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities id="ID_3100" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities>
  <ofg:ReimbursementFromFdicSharedLossCoverageInSaleOfLoans id="ID_3101" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">20000000</ofg:ReimbursementFromFdicSharedLossCoverageInSaleOfLoans>
  <ofg:ReimbursementFromFdicSharedLossCoverageInSaleOfLoans id="ID_3102" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:ReimbursementFromFdicSharedLossCoverageInSaleOfLoans>
  <us-gaap:ProceedsFromSaleOfLoansHeldForInvestment id="ID_3103" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">42110000</us-gaap:ProceedsFromSaleOfLoansHeldForInvestment>
  <us-gaap:ProceedsFromSaleOfLoansHeldForInvestment id="ID_3104" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">9378000</us-gaap:ProceedsFromSaleOfLoansHeldForInvestment>
  <us-gaap:IncreaseDecreaseInDeposits id="ID_3105" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-198052000</us-gaap:IncreaseDecreaseInDeposits>
  <us-gaap:IncreaseDecreaseInDeposits id="ID_3106" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-450976000</us-gaap:IncreaseDecreaseInDeposits>
  <us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet id="ID_3107" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-45315000</us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet>
  <us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet id="ID_3108" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-287184000</us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet>
  <ofg:IncreaseDecreaseInFhlbAdvances id="ID_3109" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-4155000</ofg:IncreaseDecreaseInFhlbAdvances>
  <ofg:IncreaseDecreaseInFhlbAdvances id="ID_3110" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-1469000</ofg:IncreaseDecreaseInFhlbAdvances>
  <us-gaap:SubordinatedLiabilitiesPeriodIncreaseDecrease id="ID_3111" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1049000</us-gaap:SubordinatedLiabilitiesPeriodIncreaseDecrease>
  <us-gaap:SubordinatedLiabilitiesPeriodIncreaseDecrease id="ID_3112" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1574000</us-gaap:SubordinatedLiabilitiesPeriodIncreaseDecrease>
  <us-gaap:ProceedsFromStockOptionsExercised id="ID_3113" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">204000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:ProceedsFromStockOptionsExercised id="ID_3114" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">643000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:PaymentsForRepurchaseOfCommonStock id="ID_3115" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">8950000</us-gaap:PaymentsForRepurchaseOfCommonStock>
  <us-gaap:PaymentsForRepurchaseOfCommonStock id="ID_3116" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">16948000</us-gaap:PaymentsForRepurchaseOfCommonStock>
  <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock id="ID_3117" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">13862000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock id="ID_3118" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">13862000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsOfDividendsCommonStock id="ID_3119" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">17761000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsCommonStock id="ID_3120" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">14479000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations id="ID_3121" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-286842000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
  <us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations id="ID_3122" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-782701000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="ID_3123" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-36718000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="ID_3124" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-47842000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:InterestPaid id="ID_3125" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">67766000</us-gaap:InterestPaid>
  <us-gaap:InterestPaid id="ID_3126" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">81506000</us-gaap:InterestPaid>
  <us-gaap:IncomeTaxesPaid id="ID_3127" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">13966000</us-gaap:IncomeTaxesPaid>
  <us-gaap:IncomeTaxesPaid id="ID_3128" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">7114000</us-gaap:IncomeTaxesPaid>
  <ofg:MortgageLoansSecuritizedIntoMortgageBackedSecurities id="ID_3129" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">116319000</ofg:MortgageLoansSecuritizedIntoMortgageBackedSecurities>
  <ofg:MortgageLoansSecuritizedIntoMortgageBackedSecurities id="ID_3130" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">95909000</ofg:MortgageLoansSecuritizedIntoMortgageBackedSecurities>
  <ofg:TransferOfLoansToOtherRealEstate id="ID_3131" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">67345000</ofg:TransferOfLoansToOtherRealEstate>
  <ofg:TransferOfLoansToOtherRealEstate id="ID_3132" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">85459000</ofg:TransferOfLoansToOtherRealEstate>
  <us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1 id="ID_3133" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3445000</us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1>
  <us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1 id="ID_3134" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">5202000</us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1>
  <us-gaap:TransferOfLoansHeldForSaleToPortfolioLoans1 id="ID_3135" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">156000</us-gaap:TransferOfLoansHeldForSaleToPortfolioLoans1>
  <us-gaap:TransferOfLoansHeldForSaleToPortfolioLoans1 id="ID_3136" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">25801000</us-gaap:TransferOfLoansHeldForSaleToPortfolioLoans1>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock id="ID_3137" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents a &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rollforward&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of credit-related impairment losses recognized in ea&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;rnings for the year ended December 31, 2015 (non in 2014 and 2013) on available-for-sale securities that the Company does not have the intent to sell or will not more-likely-than-not be required to sell:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:110.25pt;text-align:center;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:110.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:110.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='3' rowspan='1' style='width:114.75pt;text-align:center;border-color:Black;min-width:114.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:396.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Additions from credit losses recognized on available-for-sale securities that had no previous impairment losses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:396.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:396.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Balance at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:101.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:101.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;1,490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease id="ID_3138" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1490000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered id="ID_3139" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">59600000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered id="ID_3140" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">298900000</us-gaap:LoansAndLeasesReceivableNetReportedAmountCovered>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_3141" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4807825000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount id="ID_3142" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">4416396000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:ProvisionForDoubtfulAccounts id="ID_3143" contextRef="FROM_Jan01_2015_TO_Mar31_2015_Entity_0001030469" unitRef="USD" decimals="-6">24000000</us-gaap:ProvisionForDoubtfulAccounts>
  <ofg:CoveredNonPerformingCommercialLoansSoldPrincipalBalance id="ID_3144" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">197100000</ofg:CoveredNonPerformingCommercialLoansSoldPrincipalBalance>
  <ofg:CoveredNonPerformingCommercialLoansSoldCarryingValue id="ID_3145" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">100000000</ofg:CoveredNonPerformingCommercialLoansSoldCarryingValue>
  <ofg:CoveredNonPerformingCommercialLoansSoldSalesPrice id="ID_3146" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">36300000</ofg:CoveredNonPerformingCommercialLoansSoldSalesPrice>
  <ofg:AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldPrincipalBalance id="ID_3147" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">38100000</ofg:AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldPrincipalBalance>
  <ofg:AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldCarryingValue id="ID_3148" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">9900000</ofg:AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldCarryingValue>
  <ofg:AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldSalePrice id="ID_3149" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">5200000</ofg:AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldSalePrice>
  <ofg:RealEstateOwnedSoldCarryingAmount id="ID_3150" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">11000000</ofg:RealEstateOwnedSoldCarryingAmount>
  <ofg:Realestateownedsoldsaleprice id="ID_3151" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">1700000</ofg:Realestateownedsoldsaleprice>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3152" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">3786000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3153" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">5737000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3154" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">3627000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3155" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">8189000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3156" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">14625000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3157" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">10588000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3158" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">4427000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3159" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">7042000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3160" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">4585000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3161" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">9274000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3162" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">8579000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3163" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">7365000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3164" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">47215000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3165" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">41272000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3166" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">5092000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3167" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">3224000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3168" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">20172000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3169" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramMember" unitRef="USD" decimals="-3">20934000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3170" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">72479000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3171" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">65430000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3172" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">12729000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3173" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketCommercialSecuredMember" unitRef="USD" decimals="-3">9534000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3174" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">8726000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3175" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">9000000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3176" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">21455000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3177" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">18534000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3178" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">190290000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3179" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CorporateOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3180" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">1565000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3181" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MiddleMarketOtherCommercialMember" unitRef="USD" decimals="-3">618000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3182" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">1932000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3183" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">2527000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3184" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">39000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3185" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3186" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">193826000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3187" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">3145000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3188" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">215281000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3189" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">21679000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3190" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">369000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3191" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">375000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3192" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">100000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3193" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">110000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3194" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">1146000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3195" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">1092000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3196" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">16000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3197" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">13000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3198" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1631000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3199" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1590000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3200" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">8418000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3201" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">8668000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3202" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">297873000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3203" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">97367000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3204" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">228000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3205" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailCommercialSecuredMember" unitRef="USD" decimals="-3">351000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3206" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">467000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3207" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanCommercialSecuredMember" unitRef="USD" decimals="-3">407000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3208" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">695000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3209" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialSecuredMember" unitRef="USD" decimals="-3">758000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3210" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">178000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3211" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_RetailOtherCommercialMember" unitRef="USD" decimals="-3">195000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3212" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">7000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3213" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_FloorPlanOtherCommercialMember" unitRef="USD" decimals="-3">234000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3214" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">185000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3215" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OtherCommercialMember" unitRef="USD" decimals="-3">429000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3216" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">880000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3217" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1187000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3218" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">489000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3219" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">1399000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3220" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">46000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3221" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">77000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3222" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">535000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3223" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1476000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3224" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">831000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3225" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">1512000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3226" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">2246000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3227" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">4175000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3228" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">300119000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3229" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">101542000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3230" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">210718000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3231" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">97424000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3232" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" unitRef="USD" decimals="-3">42110000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3233" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">199366000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3234" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">89973000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3235" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" unitRef="USD" decimals="-3">35928000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3236" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">55947000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3237" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">9233000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3238" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">350252000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3239" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">325267000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3240" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">65180000</us-gaap:LoansAndLeasesReceivableAllowance>
  <ofg:AllowanceToLoansCoverage id="ID_3241" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember" unitRef="pure" decimals="2">0.13</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3242" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" unitRef="pure" decimals="2">0.09</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3243" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="pure" decimals="2">0.11</ofg:AllowanceToLoansCoverage>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3244" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">6349000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3245" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">6226000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3246" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">99947000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3247" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">94185000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3248" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" unitRef="USD" decimals="-3">237806000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3249" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" unitRef="USD" decimals="-3">230044000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3250" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">841000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3251" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">8968000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3252" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">344102000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3253" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">330455000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3254" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">9809000</us-gaap:LoansAndLeasesReceivableAllowance>
  <ofg:AllowanceToLoansCoverage id="ID_3255" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithSpecificAllowanceMember" unitRef="pure" decimals="2">0.14</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3256" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" unitRef="pure" decimals="2">0.1</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3257" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="pure" decimals="2">0.03</ofg:AllowanceToLoansCoverage>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3258" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" unitRef="USD" decimals="-3">486000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3259" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" unitRef="USD" decimals="-3">474000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3260" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">486000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3261" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">474000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3262" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" unitRef="USD" decimals="-3">672000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3263" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" unitRef="USD" decimals="-3">672000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3264" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">672000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3265" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">672000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3266" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember" unitRef="USD" decimals="-3">608294000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3267" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember" unitRef="USD" decimals="-3">287311000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3268" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember" unitRef="USD" decimals="-3">88180000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3269" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoImpairedLoanPoolMember" unitRef="USD" decimals="-3">153592000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3270" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember" unitRef="USD" decimals="-3">608294000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3271" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember" unitRef="USD" decimals="-3">168107000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3272" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember" unitRef="USD" decimals="-3">87983000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3273" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoImpairedLoanPoolMember" unitRef="USD" decimals="-3">153592000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3274" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember" unitRef="USD" decimals="-3">1761000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3275" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember" unitRef="USD" decimals="-3">15455000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3276" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember" unitRef="USD" decimals="-3">5707000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3277" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoImpairedLoanPoolMember" unitRef="USD" decimals="-3">2862000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3278" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">1137377000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3279" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">1017976000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3280" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">25785000</us-gaap:LoansAndLeasesReceivableAllowance>
  <ofg:AllowanceToLoansCoverage id="ID_3281" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember" unitRef="pure" decimals="2">0</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3282" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember" unitRef="pure" decimals="2">0.09</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3283" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember" unitRef="pure" decimals="2">0.06</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3284" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoImpairedLoanPoolMember" unitRef="pure" decimals="2">0.02</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3285" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member" unitRef="pure" decimals="2">0.03</ofg:AllowanceToLoansCoverage>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3286" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember" unitRef="USD" decimals="-3">289228000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3287" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember" unitRef="USD" decimals="-3">255619000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3288" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember" unitRef="USD" decimals="-3">5506000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3289" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember" unitRef="USD" decimals="-3">90786000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3290" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember" unitRef="USD" decimals="-3">83751000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3291" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember" unitRef="USD" decimals="-3">7970000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3292" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember" unitRef="USD" decimals="-3">35812000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3293" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember" unitRef="USD" decimals="-3">29888000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3294" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember" unitRef="USD" decimals="-3">5000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3295" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">415826000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3296" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">369258000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3297" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">13481000</us-gaap:LoansAndLeasesReceivableAllowance>
  <ofg:AllowanceToLoansCoverage id="ID_3298" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_MortgageImpairedLoanPoolMember" unitRef="pure" decimals="2">0.02</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3299" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialImpairedLoanPoolMember" unitRef="pure" decimals="2">0.1</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3300" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConstructionImpairedLoanPoolMember" unitRef="pure" decimals="2">0</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3301" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AccountedForUnderAsc31030Member" unitRef="pure" decimals="2">0.04</ofg:AllowanceToLoansCoverage>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3302" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">101444000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3303" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">92273000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3304" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">22570000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3305" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">133148000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3306" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">142377000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3307" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">67365000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3308" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember" unitRef="USD" decimals="-3">6713000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3309" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember" unitRef="USD" decimals="-3">2314000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3310" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember" unitRef="USD" decimals="-3">243000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3311" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">241305000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3312" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">236964000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3313" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">90178000</us-gaap:LoansAndLeasesReceivableAllowance>
  <ofg:AllowanceToLoansCoverage id="ID_3314" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="pure" decimals="2">0.24</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3315" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember" unitRef="pure" decimals="2">0.47</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3316" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember" unitRef="pure" decimals="2">0.11</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3317" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="pure" decimals="2">0.38</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3318" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="pure" decimals="2">0.15</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3319" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember" unitRef="pure" decimals="2">0.52</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3320" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember" unitRef="pure" decimals="2">0.09</ofg:AllowanceToLoansCoverage>
  <ofg:AllowanceToLoansCoverage id="ID_3321" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="pure" decimals="2">0.31</ofg:AllowanceToLoansCoverage>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3322" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">134579000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3323" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">106116000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3324" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">15522000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3325" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">151017000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3326" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">93631000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3327" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">48334000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3328" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember" unitRef="USD" decimals="-3">7992000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3329" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember" unitRef="USD" decimals="-3">4506000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3330" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_ConsumerImpairedLoanPoolMember" unitRef="USD" decimals="-3">389000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="ID_3331" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">293588000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="ID_3332" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">204253000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3333" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">64245000</us-gaap:LoansAndLeasesReceivableAllowance>
  <ofg:ImpairedFinancingReceivablesLoansExcludingAsc31030TableTextBlock id="ID_3334" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;
&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table presents the interest recognized in commercial and mortgage loans that were individually evaluated for impairment, excluding loans accounted for under ASC 310-30,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; for the years ended 2015, 2014, and 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:345pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31, &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:114pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:100.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='4' rowspan='1' style='width:100.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:100.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:33.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Interest Income Recognized&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:47.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;Average Recorded Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='17' rowspan='1' style='width:345pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' &gt;Originated and other loans held for investment:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;280&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;175,115&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;237&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;5,899&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;160&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;12,709&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:198.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Residential troubled-debt restructuring&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;3,219&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,736&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,623&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,383&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;2,266&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;82,028&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;Impaired loans with no specific allowance&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:198.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,350&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;64,356&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;9,400&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;90,748&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;1,139&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;26,188&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;            Total interest income from impaired loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;4,849&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;330,207&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;12,260&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;187,030&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;3,565&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;120,925&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:13.5pt;' &gt;&lt;td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:39.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:39.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:ImpairedFinancingReceivablesLoansExcludingAsc31030TableTextBlock>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3335" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">18352000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3336" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">19679000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3337" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">64791000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3338" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">11197000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3339" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">9072000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3340" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">18261000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3341" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">14255000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_3342" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">280000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_3343" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_TroubledDebtRestructuringMember" unitRef="USD" decimals="-3">3219000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_3344" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1350000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_3345" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">175115000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_3346" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_TroubledDebtRestructuringMember" unitRef="USD" decimals="-3">90736000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_3347" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">64356000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_3348" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_TroubledDebtRestructuringMember" unitRef="USD" decimals="-3">82028000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_3349" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">4849000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_3350" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">330207000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3351" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">57789000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3352" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">50912000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3353" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">82000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3354" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">2218000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3355" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">99446000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3356" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">87060000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3357" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">251000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3358" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">4867000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3359" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">54221000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3360" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">47197000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3361" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">79000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3362" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">2553000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3363" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">78403000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3364" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">63659000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3365" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">318000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3366" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">2878000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3367" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">91546000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3368" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">71439000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3369" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">170000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3370" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">1665000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3371" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">150744000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3372" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">134945000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3373" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">569000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3374" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">1611000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3375" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">530000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3376" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">1504000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3377" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">1858000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3378" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">685000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3379" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">1261000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3380" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">1353000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3381" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">2921000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3382" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">1733000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3383" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">292000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3384" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">1068000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3385" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">2189000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3386" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">843000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3387" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">1168000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3388" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">1895000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3389" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">4871000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3390" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">3614000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3391" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">685000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3392" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">2972000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3393" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">10725000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3394" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">3890000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3395" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">434000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3396" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">1982000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3397" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">6737000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3398" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">4466000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3399" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">618005000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3400" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">540340000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3401" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">1469000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3402" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">15857000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3403" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">4518000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3404" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">11055000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3405" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">29535000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3406" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">15231000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3407" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">29552000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3408" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">23497000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3409" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3410" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">977000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3411" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">552000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3412" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">2621000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3413" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">1905000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3414" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3415" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">101916000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3416" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">16031000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3417" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">4173000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3418" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">1977000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3419" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">727000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3420" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">1728000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3421" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">2538000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3422" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">74742000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3423" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">410000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3424" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">346000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3425" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3426" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3427" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3428" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">64000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3429" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3430" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3431" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">7945000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3432" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3433" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3434" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3435" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">1593000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3436" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">3578000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3437" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">2774000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3438" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3439" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">757828000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3440" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">580214000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3441" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">5642000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3442" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">18811000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3443" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">7390000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3444" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">19046000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3445" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">36752000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3446" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">89973000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3447" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">22766000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3448" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">21766000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3449" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">449000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3450" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">182000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3451" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">190000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3452" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">166000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3453" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">24000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3454" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3455" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">2244000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3456" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">2125000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3457" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">74000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3458" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3459" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">201156000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3460" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">197339000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3461" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">2083000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3462" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">1107000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3463" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">16594000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3464" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">16450000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3465" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">125000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3466" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">17000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3467" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">179000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3468" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">190000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3469" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3470" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3471" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3472" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3473" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3474" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3475" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">17000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3476" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">28000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3477" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3478" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3479" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">621000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3480" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">6000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3481" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3482" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3483" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">2000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3484" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3485" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3486" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3487" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">242950000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3488" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">237846000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3489" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">2755000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3490" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1306000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3491" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">819000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3492" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">224000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3493" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3494" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3495" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">669163000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3496" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">590482000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3497" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">53549000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3498" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">16839000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3499" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">5708000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3500" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">2585000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3501" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3502" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3503" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1669941000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3504" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1408542000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3505" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">61946000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3506" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">36956000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3507" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">13917000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3508" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">21855000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3509" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">36752000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3510" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">89973000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3511" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">35217000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3512" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">33414000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3513" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">930000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3514" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">384000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3515" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">186000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3516" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">303000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3517" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3518" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3519" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">3168000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3520" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">3079000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3521" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">14000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3522" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">29000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3523" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">1000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3524" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">45000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3525" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3526" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3527" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">38385000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3528" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">36493000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3529" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">944000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3530" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">413000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3531" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">187000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3532" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">348000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3533" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3534" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3535" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">106911000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3536" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">96247000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3537" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">7553000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3538" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2279000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3539" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">623000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3540" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">209000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3541" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3542" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3543" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">145296000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3544" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">132740000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3545" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">8497000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3546" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">2692000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3547" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">810000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3548" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">557000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3549" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3550" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3551" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">1815237000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3552" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">1541282000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3553" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">70443000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3554" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">39648000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3555" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">14727000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3556" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">22412000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3557" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">36752000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3558" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">89973000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3559" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">65744000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3560" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">53432000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3561" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">3963000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3562" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">3083000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3563" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">109669000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3564" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">86941000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3565" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">10391000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3566" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">4362000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3567" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">60472000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3568" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">49275000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3569" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">3824000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3570" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">2205000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3571" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">85550000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3572" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">65113000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3573" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">5263000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3574" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">2967000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3575" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">93489000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3576" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">76246000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3577" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">4230000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3578" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">1809000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3579" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">162316000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3580" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">148832000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3581" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">2698000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3582" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">2490000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3583" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">1044000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3584" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">1360000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3585" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">1975000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3586" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedUpToYear2002Member" unitRef="USD" decimals="-3">887000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3587" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">1657000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3588" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">3215000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3589" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">1330000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3590" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2003And2004Member" unitRef="USD" decimals="-3">1773000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3591" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">389000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3592" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">1673000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3593" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">1893000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3594" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2005Member" unitRef="USD" decimals="-3">1213000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3595" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">1242000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3596" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">2801000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3597" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">4624000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3598" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYear2006Member" unitRef="USD" decimals="-3">3540000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3599" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">337000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3600" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">3986000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3601" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">2813000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3602" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears20072008And2009Member" unitRef="USD" decimals="-3">4068000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3603" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">938000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3604" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">1397000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3605" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">1296000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3606" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_OriginatedInYears2010201120122013Member" unitRef="USD" decimals="-3">4665000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3607" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">619348000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3608" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">521657000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3609" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">30659000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3610" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">16916000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3611" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">5607000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3612" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">14432000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3613" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">13931000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3614" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConventionalLoanMember" unitRef="USD" decimals="-3">16146000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3615" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">791751000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3616" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">563972000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3617" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">33131000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3618" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">18623000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3619" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">13303000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3620" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">36166000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3621" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">32371000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3622" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">94185000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3623" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">36200000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3624" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">30916000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3625" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">1477000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3626" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">584000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3627" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">478000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3628" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">600000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3629" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">2096000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3630" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_NontraditionalMortgageMember" unitRef="USD" decimals="-3">49000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3631" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">93443000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3632" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">10882000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3633" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">995000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3634" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">1123000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3635" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">802000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3636" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">405000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3637" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">1246000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3638" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" unitRef="USD" decimals="-3">77990000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3639" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">517000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3640" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">517000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3641" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3642" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3643" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3644" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3645" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3646" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_HomeEquitySecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3647" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">42243000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3648" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3649" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3650" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3651" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">6416000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3652" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">20729000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3653" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">15098000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3654" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_OptionOnSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3655" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">19071000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3656" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">18198000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3657" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">360000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3658" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">139000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3659" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">307000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3660" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">287000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3661" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">20000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3662" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3663" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">2200000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3664" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">1970000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3665" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">102000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3666" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">25000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3667" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">147939000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3668" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">144696000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3669" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">1822000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3670" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">743000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3671" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">17243000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3672" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">16920000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3673" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">275000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3674" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">39000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3675" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">171000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3676" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">203000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3677" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3678" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3679" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3680" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3681" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3682" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_BankOverdraftsMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3683" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">38000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3684" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">62000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3685" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">3000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3686" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLinesOfCreditMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3687" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">623000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3688" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">55000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3689" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3690" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3691" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">9000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3692" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3693" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3694" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CashCollateralPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3695" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">186760000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3696" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">182071000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3697" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">2579000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3698" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">946000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3699" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">841000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3700" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">320000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3701" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">3000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3702" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3703" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">575582000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3704" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">503588000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3705" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">47658000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3706" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">16916000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3707" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">5196000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3708" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">2224000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3709" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3710" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3711" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1554093000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3712" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1249631000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3713" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">83368000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3714" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">36485000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3715" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">19340000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3716" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">38710000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3717" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">32374000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3718" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">94185000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3719" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">26000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3720" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">3429000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3721" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2087000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3722" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">41848000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3723" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">38419000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3724" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">1376000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3725" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">654000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3726" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">589000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3727" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">810000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3728" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3729" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CreditCardReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3730" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">3496000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3731" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">3221000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3732" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">151000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3733" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">47000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3734" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">39000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3735" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">38000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3736" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3737" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_UnsecuredPersonalLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3738" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">65000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3739" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1211000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3740" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">3321000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3741" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">45344000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3742" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">41640000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3743" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1527000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3744" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">701000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3745" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">628000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3746" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">848000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3747" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3748" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3749" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">184782000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3750" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">169064000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3751" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">11003000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3752" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">3453000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3753" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">767000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3754" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">495000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3755" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3756" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3757" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">230126000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3758" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">210704000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3759" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">12530000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3760" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">4154000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3761" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1395000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3762" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">1343000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3763" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">0</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3764" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3765" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">1678000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3766" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">21161000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3767" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">84000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3768" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2862000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3769" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">1784219000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3770" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">1460335000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3771" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">95898000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3772" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">40639000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3773" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">20735000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3774" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">40053000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3775" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">32374000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3776" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" unitRef="USD" decimals="-3">94185000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3777" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3778" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">13476000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3779" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">5000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3780" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3781" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">32624000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3782" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">15522000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3783" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">57187000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3784" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">48334000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3785" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">367000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3786" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">389000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3787" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">90178000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3788" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">64245000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3789" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">143953000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3790" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AcquiredLoansMember" unitRef="USD" decimals="-3">69517000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3791" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">5397000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3792" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">5546000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3793" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">8683000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3794" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">33375000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3795" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3796" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">391000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3797" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">432000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3798" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">871000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3799" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">13158000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3800" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3801" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">3679000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3802" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">61473000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3803" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">9937000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3804" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">24223000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3805" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">24000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3806" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">53001000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3807" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">14852000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3808" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">99336000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3809" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">5011000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3810" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">2424000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3811" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">5782000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3812" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">26041000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3813" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3814" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">428000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3815" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">333000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3816" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">570000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3817" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">8858000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3818" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3819" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">4325000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3820" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-4374000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3821" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">8278000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3822" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">23572000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3823" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">-374000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3824" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">39258000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3825" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">10189000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3826" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">31427000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3827" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">26000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3828" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">3429000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3829" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2087000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3830" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3831" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">65000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3832" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1211000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3833" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">3321000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3834" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3835" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">4597000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3836" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">5542000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3837" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">42000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3838" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">4755000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3839" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">4548000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3840" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3841" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">31000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3842" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">680000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3843" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2110000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3844" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3845" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-28000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3846" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">6293000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3847" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">1204000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3848" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3849" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">9345000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3850" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">2821000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3851" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">7469000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3852" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">7457000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3853" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">38385000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3854" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">152753000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3855" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">65000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3856" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1211000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3857" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3858" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">12675000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3859" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">45344000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3860" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">242801000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3861" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">4597000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3862" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">532000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3863" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">6902000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3864" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">6011000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3865" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3866" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">73000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3867" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">531000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3868" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2169000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3869" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3870" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-402000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3871" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">7582000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3872" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">5735000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3873" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3874" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">13445000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_3875" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">2773000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3876" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">12915000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3877" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">1678000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3878" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">12037000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3879" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">79000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3880" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2862000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3881" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3882" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">4352000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3883" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3884" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3885" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">16656000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3886" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">4352000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3887" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3888" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">13476000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3889" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">5000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3890" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3891" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">13481000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3892" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">1678000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3893" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">21161000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3894" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">84000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3895" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2862000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3896" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">25785000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3897" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3898" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">11763000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3899" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-413000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3900" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">-732000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3901" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">10618000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3902" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">17718000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3903" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">20043000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3904" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">279000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3905" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3906" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">722000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3907" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">13587000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3908" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">301000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3909" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_3910" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain" unitRef="USD" decimals="-3">38040000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_3911" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain" unitRef="USD" decimals="-3">14610000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_3912" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">105000</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_3913" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">2398000</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_3914" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_3915" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_3916" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain" unitRef="USD" decimals="-3">2503000</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3917" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">15523000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3918" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">48333000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3919" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">389000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3920" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3921" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain" unitRef="USD" decimals="-3">64245000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3922" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">12495000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3923" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">39619000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3924" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">615000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3925" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_3926" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain" unitRef="USD" decimals="-3">52729000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities id="ID_3927" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" unitRef="USD" decimals="-3">-3196000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities id="ID_3928" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">-4662000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities id="ID_3929" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities id="ID_3930" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-4662000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet id="ID_3931" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">1490000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <ofg:AdditionalProvisionRelatedToCoveredNonPerformingCommercialLoansSold id="ID_3932" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">32900000</ofg:AdditionalProvisionRelatedToCoveredNonPerformingCommercialLoansSold>
  <ofg:CostRecoveriesAssociatedWithCoveredNonPerformingCommercialLoansSold id="ID_3933" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">4600000</ofg:CostRecoveriesAssociatedWithCoveredNonPerformingCommercialLoansSold>
  <ofg:AdditionalProvisionRelatedToAcquiredButNonCoveredNonPerformingCommercialLoansSold id="ID_3934" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">5200000</ofg:AdditionalProvisionRelatedToAcquiredButNonCoveredNonPerformingCommercialLoansSold>
  <ofg:CostRecoveriesAssociatedWithAcquiredButNonCoveredNonPerformingCommercialLoansSold id="ID_3935" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">2400000</ofg:CostRecoveriesAssociatedWithAcquiredButNonCoveredNonPerformingCommercialLoansSold>
  <ofg:ProvisionForLoanLossesCovered id="ID_3936" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">17700000</ofg:ProvisionForLoanLossesCovered>
  <us-gaap:LoansAndLeasesReceivableAllowanceCovered id="ID_3937" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">32600000</us-gaap:LoansAndLeasesReceivableAllowanceCovered>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease id="ID_3938" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet id="ID_3939" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1490000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet id="ID_3940" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease id="ID_3941" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease>
  <ofg:LineOfCreditReserve id="ID_3942" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">621000</ofg:LineOfCreditReserve>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_3943" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">8432000</us-gaap:LoansAndLeasesReceivableAllowance>
  <ofg:InterestAndPenaltiesReleasedRelatedToUnrecognizedTaxBenefits id="ID_3944" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">560000</ofg:InterestAndPenaltiesReleasedRelatedToUnrecognizedTaxBenefits>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3945" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3946" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">65000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_3947" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">663000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3948" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">728000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_3949" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_3950" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">85128000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3951" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">85856000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_3952" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3953" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">290000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3954" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_3955" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3956" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">290000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_3957" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">0</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_3958" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">41818000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3959" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">42108000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_3960" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3961" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">85856000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue id="ID_3962" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">85128000</us-gaap:FinancingReceivableRecordedInvestment1To29DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3963" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3964" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">65000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue id="ID_3965" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">148000</ofg:FinancingReceivableRecordedInvestment90To119DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue id="ID_3966" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">281000</ofg:FinancingReceivableRecordedInvestment120To364DaysPastDue>
  <ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue id="ID_3967" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">234000</ofg:FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_3968" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansNotSubjectToRiskRatingMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3969" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">663000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus id="ID_3970" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_Originatedinyears2014and2015Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <ofg:Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlossonpositionwithdefaultprobability id="ID_3971" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">6700000</ofg:Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlossonpositionwithdefaultprobability>
  <ofg:InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPositionWithCumulativeDefault id="ID_3972" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">12600000</ofg:InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPositionWithCumulativeDefault>
  <ofg:GovernmentBondRecoveryrate id="ID_3973" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.65</ofg:GovernmentBondRecoveryrate>
  <ofg:Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlosspositionwithcumulativedefaultpercentagetototal id="ID_3974" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.64</ofg:Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlosspositionwithcumulativedefaultpercentagetototal>
  <us-gaap:ContractuallySpecifiedServicingFeesAmount id="ID_3975" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">4800000</us-gaap:ContractuallySpecifiedServicingFeesAmount>
  <us-gaap:ContractuallySpecifiedServicingFeesAmount id="ID_3976" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-5">5500000</us-gaap:ContractuallySpecifiedServicingFeesAmount>
  <us-gaap:PrepaidTaxes id="ID_3977" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">9600000</us-gaap:PrepaidTaxes>
  <ofg:Securitizedgnmapools id="ID_3978" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">54500000</ofg:Securitizedgnmapools>
  <ofg:SecuritizedGnmaPoolYield id="ID_3979" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="6">0.0309</ofg:SecuritizedGnmaPoolYield>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="ID_3980" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">12887000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="ID_3981" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">4417000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="ID_3982" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">3849000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="ID_3983" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">21153000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <ofg:CurrentButNonAccrualLoans id="ID_3984" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">88000</ofg:CurrentButNonAccrualLoans>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="ID_3985" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">221560000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount id="ID_3986" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">242801000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing id="ID_3987" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <ofg:AverageSharePrice id="ID_3988" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="2">11.1</ofg:AverageSharePrice>
  <us-gaap:CommonStockDividendsPerShareCashPaid id="ID_3989" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">0.26</us-gaap:CommonStockDividendsPerShareCashPaid>
  <us-gaap:EarningsPerShareDiluted id="ID_3990" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">1.73</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareBasic id="ID_3991" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">1.85</us-gaap:EarningsPerShareBasic>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet id="ID_3992" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <ofg:ReimbursementFromFdicSharedLossCoverageInSaleOfLoans id="ID_3993" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:ReimbursementFromFdicSharedLossCoverageInSaleOfLoans>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities id="ID_3994" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities id="ID_3995" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="ID_3996" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">72894000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases id="ID_3997" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">443902000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted id="ID_3998" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="-3">53033000</us-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted>
  <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id="ID_3999" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">84584000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
  <us-gaap:NoninterestIncome id="ID_4000" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">17095000</us-gaap:NoninterestIncome>
  <us-gaap:DividendsPreferredStock id="ID_4001" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">13862000</us-gaap:DividendsPreferredStock>
  <us-gaap:NoninterestExpense id="ID_4002" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">264136000</us-gaap:NoninterestExpense>
  <us-gaap:OtherNoninterestExpense id="ID_4003" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">8177000</us-gaap:OtherNoninterestExpense>
  <ofg:DirectorAndInvestorsRelations id="ID_4004" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">1098000</ofg:DirectorAndInvestorsRelations>
  <us-gaap:SuppliesAndPostageExpense id="ID_4005" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">3459000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:Communication id="ID_4006" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">3377000</us-gaap:Communication>
  <us-gaap:TaxesOther id="ID_4007" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">15539000</us-gaap:TaxesOther>
  <ofg:LoanServicingAndCleaningExpenses id="ID_4008" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">7588000</ofg:LoanServicingAndCleaningExpenses>
  <us-gaap:ForeclosedRealEstateExpense id="ID_4009" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">16484000</us-gaap:ForeclosedRealEstateExpense>
  <us-gaap:AdvertisingExpense id="ID_4010" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">7025000</us-gaap:AdvertisingExpense>
  <us-gaap:InformationTechnologyAndDataProcessing id="ID_4011" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">10546000</us-gaap:InformationTechnologyAndDataProcessing>
  <ofg:ElectronicBankingCharges id="ID_4012" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">16702000</ofg:ElectronicBankingCharges>
  <us-gaap:GeneralInsuranceExpense id="ID_4013" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">8795000</us-gaap:GeneralInsuranceExpense>
  <us-gaap:OccupancyNet id="ID_4014" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">34408000</us-gaap:OccupancyNet>
  <us-gaap:ProfessionalFees id="ID_4015" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">21321000</us-gaap:ProfessionalFees>
  <us-gaap:LaborAndRelatedExpense id="ID_4016" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">91957000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:NoninterestIncomeOther id="ID_4017" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">670000</us-gaap:NoninterestIncomeOther>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="ID_4018" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-1526000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:GainLossOnSaleOfSecuritiesNet id="ID_4019" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:FeesAndCommissions id="ID_4020" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">86157000</us-gaap:FeesAndCommissions>
  <ofg:FeesAndCommissionsMortgageBankingAndServicingIncome id="ID_4021" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">10994000</ofg:FeesAndCommissionsMortgageBankingAndServicingIncome>
  <us-gaap:AssetManagementFees1 id="ID_4022" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">30924000</us-gaap:AssetManagementFees1>
  <us-gaap:FeesAndCommissionsDepositorAccounts id="ID_4023" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">44239000</us-gaap:FeesAndCommissionsDepositorAccounts>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss id="ID_4024" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">336778000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:InterestIncomeExpenseNet id="ID_4025" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">409672000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestExpense id="ID_4026" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">83960000</us-gaap:InterestExpense>
  <us-gaap:InterestExpenseSubordinatedNotesAndDebentures id="ID_4027" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">5114000</us-gaap:InterestExpenseSubordinatedNotesAndDebentures>
  <us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm id="ID_4028" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">8620000</us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm>
  <us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase id="ID_4029" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">29249000</us-gaap:InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase>
  <us-gaap:InterestExpenseDeposits id="ID_4030" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">40977000</us-gaap:InterestExpenseDeposits>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_4031" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">493632000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeSecurities id="ID_4032" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">8803000</us-gaap:InterestAndDividendIncomeSecurities>
  <us-gaap:InterestIncomeSecuritiesMortgageBacked id="ID_4033" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">40927000</us-gaap:InterestIncomeSecuritiesMortgageBacked>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease id="ID_4034" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease>
  <us-gaap:ComprehensiveIncomeNetOfTax id="ID_4035" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">45757000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax id="ID_4036" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-52689000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1 id="ID_4037" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-2633000</us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1>
  <us-gaap:OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent id="ID_4038" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-55322000</us-gaap:OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent>
  <us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss id="ID_4039" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">6758000</us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss>
  <us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments id="ID_4040" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax id="ID_4041" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-62080000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:StockholdersEquity id="ID_4042" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="USD" decimals="-3">176000000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4043" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">52707000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4044" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">3191000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4045" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember" unitRef="USD" decimals="-3">61957000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4046" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">538071000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4047" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">-80642000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4048" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">133629000</us-gaap:StockholdersEquity>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue id="ID_4049" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">1823000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <ofg:ReclassificationToTreasuryStock id="ID_4050" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">-136000</ofg:ReclassificationToTreasuryStock>
  <ofg:ReclassificationToTreasuryStock id="ID_4051" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">0</ofg:ReclassificationToTreasuryStock>
  <ofg:StockUsedToMatchDefinedContributionPlan id="ID_4052" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">77000</ofg:StockUsedToMatchDefinedContributionPlan>
  <ofg:StockUsedToMatchDefinedContributionPlan id="ID_4053" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">0</ofg:StockUsedToMatchDefinedContributionPlan>
  <ofg:ReclassificationFromCommonStock id="ID_4054" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">136000</ofg:ReclassificationFromCommonStock>
  <ofg:ReclassificationFromCommonStock id="ID_4055" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">0</ofg:ReclassificationFromCommonStock>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts id="ID_4056" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts id="ID_4057" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts>
  <ofg:ReclassificationToTreasuryStock id="ID_4058" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">0</ofg:ReclassificationToTreasuryStock>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts id="ID_4059" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts id="ID_4060" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts>
  <ofg:ReclassificationFromCommonStock id="ID_4061" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">0</ofg:ReclassificationFromCommonStock>
  <ofg:StockUsedToMatchDefinedContributionPlan id="ID_4062" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">0</ofg:StockUsedToMatchDefinedContributionPlan>
  <us-gaap:IncreaseDecreaseInDeposits id="ID_4063" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-323899000</us-gaap:IncreaseDecreaseInDeposits>
  <us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet id="ID_4064" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-427931000</us-gaap:IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet>
  <ofg:IncreaseDecreaseInFhlbAdvances id="ID_4065" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-213144000</ofg:IncreaseDecreaseInFhlbAdvances>
  <us-gaap:SubordinatedLiabilitiesPeriodIncreaseDecrease id="ID_4066" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-44968000</us-gaap:SubordinatedLiabilitiesPeriodIncreaseDecrease>
  <us-gaap:ProceedsFromStockOptionsExercised id="ID_4067" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-572000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:PaymentsForRepurchaseOfCommonStock id="ID_4068" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:PaymentsForRepurchaseOfCommonStock>
  <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock id="ID_4069" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">13862000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsOfDividendsCommonStock id="ID_4070" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">10789000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations id="ID_4071" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-1126308000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="ID_4072" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-233966000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:InterestPaid id="ID_4073" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">98856000</us-gaap:InterestPaid>
  <us-gaap:IncomeTaxesPaid id="ID_4074" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">378000</us-gaap:IncomeTaxesPaid>
  <ofg:MortgageLoansSecuritizedIntoMortgageBackedSecurities id="ID_4075" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">137943000</ofg:MortgageLoansSecuritizedIntoMortgageBackedSecurities>
  <ofg:TransferOfLoansToOtherRealEstate id="ID_4076" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">89142000</ofg:TransferOfLoansToOtherRealEstate>
  <us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1 id="ID_4077" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">41780000</us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1>
  <us-gaap:TransferOfLoansHeldForSaleToPortfolioLoans1 id="ID_4078" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:TransferOfLoansHeldForSaleToPortfolioLoans1>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_4079" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">445363000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_4080" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">354000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_4081" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">47915000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_4082" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">493632000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating id="ID_4083" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestExpense id="ID_4084" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">42044000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense id="ID_4085" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">0</us-gaap:InterestExpense>
  <us-gaap:InterestExpense id="ID_4086" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">41916000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense id="ID_4087" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">83960000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense id="ID_4088" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:InterestExpense>
  <us-gaap:InterestIncomeExpenseNet id="ID_4089" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">403319000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestIncomeExpenseNet id="ID_4090" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">354000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestIncomeExpenseNet id="ID_4091" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">5999000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestIncomeExpenseNet id="ID_4092" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">409672000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestIncomeExpenseNet id="ID_4093" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4094" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">72894000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4095" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4096" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4097" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">72894000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4098" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:NoninterestIncome id="ID_4099" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">-17438000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncome id="ID_4100" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">30614000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncome id="ID_4101" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">3919000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncome id="ID_4102" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">17095000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncome id="ID_4103" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestExpense id="ID_4104" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">222408000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestExpense id="ID_4105" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">26603000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestExpense id="ID_4106" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">15125000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestExpense id="ID_4107" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">264136000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestExpense id="ID_4108" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:NoninterestExpense>
  <ofg:IntersegmentRevenue id="ID_4109" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">618000</ofg:IntersegmentRevenue>
  <ofg:IntersegmentRevenue id="ID_4110" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">0</ofg:IntersegmentRevenue>
  <ofg:IntersegmentRevenue id="ID_4111" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">1195000</ofg:IntersegmentRevenue>
  <ofg:IntersegmentRevenue id="ID_4112" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">1813000</ofg:IntersegmentRevenue>
  <ofg:IntersegmentRevenue id="ID_4113" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">-1813000</ofg:IntersegmentRevenue>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_4114" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">0</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_4115" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">1813000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_4116" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">1813000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:CostsAndExpensesRelatedParty id="ID_4117" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">-1813000</us-gaap:CostsAndExpensesRelatedParty>
  <us-gaap:StockholdersEquity id="ID_4118" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="USD" decimals="-3">176000000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4119" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">52671000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4120" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">537453000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4121" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember" unitRef="USD" decimals="-3">52143000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4122" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">70734000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4123" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">-81275000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4124" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">55880000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4125" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">884913000</us-gaap:StockholdersEquity>
  <ofg:ExercisedStockOptions id="ID_4126" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="USD" decimals="-3">36000</ofg:ExercisedStockOptions>
  <ofg:ExercisedStockOptions id="ID_4127" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">399000</ofg:ExercisedStockOptions>
  <ofg:ExercisedRestrictedStockUnitsWithTreasuryShares id="ID_4128" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">-1563000</ofg:ExercisedRestrictedStockUnitsWithTreasuryShares>
  <us-gaap:StockIssuedDuringPeriodValueNewIssues id="ID_4129" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_PreferredStockIssuanceCostMember" unitRef="USD" decimals="-3">-16000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
  <us-gaap:StockIssuedDuringPeriodValueNewIssues id="ID_4130" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_CommonStockIssuanceCostMember" unitRef="USD" decimals="-3">-25000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
  <ofg:TransferToLegalSurplus id="ID_4131" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_LegalSurplusMember" unitRef="USD" decimals="-3">9814000</ofg:TransferToLegalSurplus>
  <us-gaap:NetIncomeLoss id="ID_4132" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">98446000</us-gaap:NetIncomeLoss>
  <us-gaap:DividendsCommonStockCash id="ID_4133" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">-11875000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsPreferredStockCash id="ID_4134" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">-13862000</us-gaap:DividendsPreferredStockCash>
  <ofg:TransferToLegalSurplus id="ID_4135" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="USD" decimals="-3">-9814000</ofg:TransferToLegalSurplus>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_4136" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">91197000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_4137" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">2552000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_4138" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">-4012000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_4139" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">89737000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_4140" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">0</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:TreasuryStockValueAcquiredCostMethod id="ID_4141" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">0</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <ofg:ExercisedRestrictedStockUnitsWithTreasuryShares id="ID_4142" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="USD" decimals="-3">556000</ofg:ExercisedRestrictedStockUnitsWithTreasuryShares>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax id="ID_4143" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-52689000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:Assets id="ID_4144" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">5820726000</us-gaap:Assets>
  <us-gaap:Assets id="ID_4145" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">23280000</us-gaap:Assets>
  <us-gaap:Assets id="ID_4146" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">3084409000</us-gaap:Assets>
  <us-gaap:Assets id="ID_4147" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">8928415000</us-gaap:Assets>
  <us-gaap:Assets id="ID_4148" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">-770400000</us-gaap:Assets>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities id="ID_4149" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">33294000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireHeldToMaturitySecurities id="ID_4150" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
  <us-gaap:PaymentsToAcquireOtherInvestments id="ID_4151" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">104337000</us-gaap:PaymentsToAcquireOtherInvestments>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities id="ID_4152" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">554801000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities id="ID_4153" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments id="ID_4154" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">118298000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments>
  <us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities id="ID_4155" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">141202000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfForeclosedAssets id="ID_4156" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">57449000</us-gaap:ProceedsFromSaleOfForeclosedAssets>
  <us-gaap:ProceedsFromSaleOfLoansHeldForInvestment id="ID_4157" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromSaleOfLoansHeldForInvestment>
  <us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment id="ID_4158" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">891000</us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment>
  <us-gaap:ProceedsFromSaleOfMortgageServicingRightsMSR id="ID_4159" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromSaleOfMortgageServicingRightsMSR>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases id="ID_4160" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">1176875000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment id="ID_4161" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">1171150000</us-gaap:ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment>
  <us-gaap:FDICIndemnificationAssetPeriodIncreaseDecrease id="ID_4162" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-47100000</us-gaap:FDICIndemnificationAssetPeriodIncreaseDecrease>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment id="ID_4163" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">9120000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell id="ID_4164" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">20000000</us-gaap:ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell>
  <us-gaap:IncreaseDecreaseInRestrictedCash id="ID_4165" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">68739000</us-gaap:IncreaseDecreaseInRestrictedCash>
  <us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations id="ID_4166" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">718526000</us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations>
  <us-gaap:GainLossOnSaleOfMortgageLoans id="ID_4167" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">2980000</us-gaap:GainLossOnSaleOfMortgageLoans>
  <ofg:GainOnSaleOfDerivativesAndOnSaleOfTba id="ID_4168" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-220000</ofg:GainOnSaleOfDerivativesAndOnSaleOfTba>
  <us-gaap:GainLossOnSaleOfOtherAssets id="ID_4169" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-4828000</us-gaap:GainLossOnSaleOfOtherAssets>
  <us-gaap:GainLossOnSaleOfOtherAssets id="ID_4170" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-6770000</us-gaap:GainLossOnSaleOfOtherAssets>
  <us-gaap:GainLossOnSaleOfOtherAssets id="ID_4171" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-3089000</us-gaap:GainLossOnSaleOfOtherAssets>
  <us-gaap:NatureOfOperations id="ID_4172" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' &gt;Nature of Operations &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company is a publicly-owned financial holding company incorporated under the laws of the Commonwealth of Puerto Rico. &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The Company operates through various subsidiaries including, a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; commercial bank, Oriental Bank (or the &amp;#8220;Bank&amp;#8221;), a securities broker-dealer, Oriental Financial Services Corp. (&amp;#8220;Oriental Financial Services&amp;#8221;), an insurance agency, Oriental Insurance, LLC. (&amp;#8220;Oriental Insurance&amp;#8221;), previously known as Oriental Insurance, In&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;c.,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and a retirement plan administrator, Oriental Pension Consultants, Inc. (&amp;#8220;OPC&amp;#8221;). In December 2015 Oriental Insurance, Inc was converted to a limited liability company under the name Oriental Insurance LLC.  &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;The Company also has a special purpose entit&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;y, Oriental Financial (PR) Statutory Trust II (the &amp;#8220;Statutory Trust II&amp;#8221;). Through these subsidiaries and their respective divisions, the Company provides a wide range of banking and financial services such as commercial, consumer and mortgage lending, leas&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ing, auto loans, financial planning, insurance sales, money management and investment banking and brokerage services, as well as corporate and individual trust services.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The main offices of the Company and its subsidiaries are located in San Juan, Puert&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;o Rico, except for OPC, which is located in Boca Raton, Florida.  The Company is subject to supervision and regulation by the Board of Governors of the Federal Reserve System (the &amp;#8220;Federal Reserve Board&amp;#8221;) under the U.S. Bank Holding Company Act of 1956, as&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; amended, and the Dodd-Frank Act. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Bank is subject to the supervision, examination and regulation of the Office of the Commissioner of Financial Institutions of Puerto Rico (the &amp;#8220;OCFI&amp;#8221;) and the Federal Deposit Insurance Corporation (the &amp;#8220;FDIC&amp;#8221;).  The &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Bank offers banking services such as commercial, and consumer lending, leasing, auto loans, savings and time deposit products, financial planning, and corporate and individual trust services, and capitalizes on its commercial banking network to provide mor&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tgage lending products to its clients. Oriental International Bank Inc. (&amp;#8220;OIB&amp;#8221;), a wholly-owned subsidiary of the Bank, and Oriental Overseas, a division of the Bank, are international banking entities licensed pursuant to International Banking Center Regu&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;latory Act of Puerto Rico, as amended. OIB and Oriental Overseas offer the Bank certain Puerto Rico tax advantages.  Their activities are limited under Puerto Rico law to persons located in Puerto Rico with assets/liabilities located outside of Puerto Rico&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Oriental Financial Services is a securities broker-dealer and is subject to the supervision, examination and regulation of the Financial Industry Regulatory Authority (the &amp;#8220;FINRA&amp;#8221;), the SEC, and the OCFI. Oriental Financial Services is also a member of&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; the Securities Investor Protection Corporation.  Oriental Insurance is an insurance agency and is subject to the supervision, examination and regulation of the Office of the Commissioner of Insurance of Puerto Rico. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The Company&amp;#8217;s mortgage banking activi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ties are conducted through a division of the Bank. The mortgage banking activities include the origination of mortgage loans for the Bank&amp;#8217;s own portfolio, and the sale of loans directly in the secondary market or the securitization of conforming loans into&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; mortgage-backed securities. The Bank originates Federal Housing Administration (&amp;#8220;FHA&amp;#8221;) insured and Veterans Administration (&amp;#8220;VA&amp;#8221;) guaranteed mortgages that are primarily securitized for issuance of Government National Mortgage Association (&amp;#8220;GNMA&amp;#8221;) mortgag&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e-backed securities which can be resold to individual or institutional investors in the secondary market. Conventional loans that meet the underwriting requirements for sale or exchange under certain Federal National Mortgage Association (&amp;#8220;FNMA&amp;#8221;) or Federa&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;l Home Loan Mortgage Corporation (&amp;#8220;FHLMC&amp;#8221;) programs are referred to as conforming mortgage loans and are also securitized for issuance of FNMA or FHLMC mortgage-backed securities. The Bank is an approved seller of FNMA, as well as FHLMC, mortgage loans for&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; issuance of FNMA and FHLMC mortgage-backed securities. The Bank is also an approved issuer of GNMA mortgage-backed securities. The Bank is the master servicer of the GNMA, FNMA and FHLMC pools that it issues and of its mortgage loan portfolio, and has a s&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ubservicing arrangement with a third party.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;On December&amp;#160;18, 2012, the Company purchased from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Banco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Bilbao &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Vizcaya&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Argentaria&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, S. A. (&amp;#8220;BBVA&amp;#8221;), all of the outstanding common stock of each of (&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;i&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;) BBVAPR Holding Corporation (&amp;#8220;BBVAPR Holding&amp;#8221;), the sole shareholder of &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Banco&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Bilbao &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Vizcaya&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Argentaria&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; Puerto Rico (&amp;#8220;BBVAPR Bank&amp;#8221;), a Puerto Rico chartered commercial bank, and BBVA &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Seguros&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, Inc. (&amp;#8220;BBVA &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Seguros&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;&amp;#8221;), a subsidiary offering insurance services&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;, and (ii) BBVA Securities of Puerto Rico, Inc. (&amp;#8220;BBVA Securities&amp;#8221;), a registered broker-dealer. This transaction is referred to as the &amp;#8220;BBVAPR Acquisition&amp;#8221; and BBVAPR Holding, BBVAPR Bank, BBVA &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;Seguros&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and BBVA Securities are collectively referred to as t&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;he &amp;#8220;BBVAPR Companies&amp;#8221; or &amp;#8220;BBVAPR.&amp;#8221;&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;  &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:NatureOfOperations>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ID_4173" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">141202000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <ofg:AvailableForSaleSecuritiesBookValue id="ID_4174" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">141237000</ofg:AvailableForSaleSecuritiesBookValue>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains id="ID_4175" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses id="ID_4176" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="-3">35000</us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="ID_4177" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">141202000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <ofg:AvailableForSaleSecuritiesBookValue id="ID_4178" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">141237000</ofg:AvailableForSaleSecuritiesBookValue>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains id="ID_4179" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses id="ID_4180" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">35000</us-gaap:AvailableForSaleSecuritiesGrossRealizedLosses>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_4181" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_4182" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">3197000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_4183" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_4184" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">-5039000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_4185" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">-332000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_4186" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_4187" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_4188" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_4189" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_4190" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_4191" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">3178000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_4192" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_4193" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_4194" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_4195" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">-951000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_4196" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_4197" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_4198" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_4199" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">0</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_4200" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">2010000</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_4201" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_4202" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_4203" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">779000</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_4204" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_4205" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">-1842000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_4206" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">-332000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_4207" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">3178000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_4208" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">-951000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_4209" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">2010000</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_4210" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">779000</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4211" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">31333000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_4212" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_4213" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4214" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">20012000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4215" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">13233000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4216" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">10795000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4217" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">-12707000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4218" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">19680000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4219" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">16430000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4220" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">13801000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4221" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">-15736000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4222" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">34175000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4223" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">1088526000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4224" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">7043000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4225" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="USD" decimals="-3">76259000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4226" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_ofg_BondfortrustoperationmemberMember" unitRef="USD" decimals="-3">105000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4227" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember" unitRef="USD" decimals="-3">1171933000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4228" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">1021370000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4229" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_DerivativeMember" unitRef="USD" decimals="-3">8100000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4230" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_us-gaap_MoneyMarketFundsMember" unitRef="USD" decimals="-3">81576000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4231" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember_us-gaap_DebtInstrumentAxis_ofg_BondfortrustoperationmemberMember" unitRef="USD" decimals="-3">379000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4232" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_InvestmentsMember" unitRef="USD" decimals="-3">1111425000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4233" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_MortgagesMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">1013106000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4234" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">1013106000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4235" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_MortgagesMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">1095810000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4236" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">1095810000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4237" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">139043000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4238" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalReserveBankAdvancesMember" unitRef="USD" decimals="-3">179895000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4239" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_BankTimeDepositsMember" unitRef="USD" decimals="-3">414481000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4240" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">733419000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4241" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="USD" decimals="-3">253263000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4242" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalReserveBankAdvancesMember" unitRef="USD" decimals="-3">12877000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4243" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_BankTimeDepositsMember" unitRef="USD" decimals="-3">410932000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4244" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">677072000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4245" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_AutomobileLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalReserveBankAdvancesMember" unitRef="USD" decimals="-3">0</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4246" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4247" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_AutomobileLoanMember_us-gaap_DebtInstrumentAxis_us-gaap_FederalReserveBankAdvancesMember" unitRef="USD" decimals="-3">884339000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4248" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">884339000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4249" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">3802797000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged id="ID_4250" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">2884307000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <ofg:Assetsnotpledged id="ID_4251" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">483373000</ofg:Assetsnotpledged>
  <ofg:Assetsnotpledged id="ID_4252" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_SecuritiesInvestmentMember" unitRef="USD" decimals="-3">207357000</ofg:Assetsnotpledged>
  <ofg:Assetsnotpledged id="ID_4253" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">379065000</ofg:Assetsnotpledged>
  <ofg:Assetsnotpledged id="ID_4254" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_ResidentialMortgageMember" unitRef="USD" decimals="-3">586040000</ofg:Assetsnotpledged>
  <ofg:Assetsnotpledged id="ID_4255" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1287036000</ofg:Assetsnotpledged>
  <ofg:Assetsnotpledged id="ID_4256" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1349467000</ofg:Assetsnotpledged>
  <ofg:Assetsnotpledged id="ID_4257" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">295492000</ofg:Assetsnotpledged>
  <ofg:Assetsnotpledged id="ID_4258" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">266498000</ofg:Assetsnotpledged>
  <ofg:Assetsnotpledged id="ID_4259" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_ofg_AutoAndLeasesLoanMember" unitRef="USD" decimals="-3">929666000</ofg:Assetsnotpledged>
  <ofg:Assetsnotpledged id="ID_4260" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_ofg_AutoAndLeasesLoanMember" unitRef="USD" decimals="-3">123258000</ofg:Assetsnotpledged>
  <ofg:Assetsnotpledged id="ID_4261" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3374632000</ofg:Assetsnotpledged>
  <ofg:Assetsnotpledged id="ID_4262" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">2532620000</ofg:Assetsnotpledged>
  <ofg:AveragePotentialCommonSharesConvertiblePreferredStock id="ID_4263" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="-3">7138000</ofg:AveragePotentialCommonSharesConvertiblePreferredStock>
  <ofg:AveragePotentialCommonSharesOptions id="ID_4264" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="-3">189000</ofg:AveragePotentialCommonSharesOptions>
  <ofg:ConvertiblePreferredStockDividend id="ID_4265" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-7350000</ofg:ConvertiblePreferredStockDividend>
  <ofg:EffectOfAssumedConversion id="ID_4266" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">7350000</ofg:EffectOfAssumedConversion>
  <ofg:IncomeAvailableToCommonSharesholdersAssumingConversion id="ID_4267" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">91934000</ofg:IncomeAvailableToCommonSharesholdersAssumingConversion>
  <ofg:NonConvertiblePreferredStockDividend id="ID_4268" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-6512000</ofg:NonConvertiblePreferredStockDividend>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic id="ID_4269" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="-3">45706000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross id="ID_4270" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">1955000</us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross>
  <us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid id="ID_4271" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">505000</us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid>
  <us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross id="ID_4272" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="USD" decimals="-3">2460000</us-gaap:LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax id="ID_4273" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">-56960000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax id="ID_4274" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-1930000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax id="ID_4275" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-58890000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities id="ID_4276" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities id="ID_4277" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities id="ID_4278" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities>
  <ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome id="ID_4279" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">148000</ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome>
  <ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome id="ID_4280" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">6053000</ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome>
  <ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome id="ID_4281" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">6201000</ofg:ReclassificationOutOfAccumulatedOtherComprehensiveIncome>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_4282" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">68245000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_4283" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-12365000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_4284" contextRef="AS_OF_Dec31_2012_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">55880000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_4285" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">11433000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_4286" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">-8242000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax id="ID_4287" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">3191000</ofg:ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <ofg:InterestRateContract id="ID_4288" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">6443000</ofg:InterestRateContract>
  <ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges id="ID_4289" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-297000</ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges>
  <ofg:TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision id="ID_4290" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">45000</ofg:TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision>
  <ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateAfs id="ID_4291" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">516000</ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateAfs>
  <ofg:NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome id="ID_4292" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">5217000</ofg:NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome>
  <us-gaap:TreasuryStockCarryingBasis id="ID_4293" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">80642000</us-gaap:TreasuryStockCarryingBasis>
  <ofg:ReclassificationFromCommonStock id="ID_4294" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-136000</ofg:ReclassificationFromCommonStock>
  <us-gaap:TreasuryStockShares id="ID_4295" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="shares" decimals="0">7090597</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockCarryingBasis id="ID_4296" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="USD" decimals="-3">81275000</us-gaap:TreasuryStockCarryingBasis>
  <us-gaap:TreasuryStockShares id="ID_4297" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="0">7030101</us-gaap:TreasuryStockShares>
  <ofg:CommonSharesAmountUsedForExerciseOfRestrictedStockUnits id="ID_4298" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-556000</ofg:CommonSharesAmountUsedForExerciseOfRestrictedStockUnits>
  <us-gaap:TreasuryStockValueAcquiredCostMethod id="ID_4299" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <ofg:ReclassificationFromCommonStock id="ID_4300" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:ReclassificationFromCommonStock>
  <ofg:CommonSharesAmountUsedToMatchDefinedContributionPlan id="ID_4301" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-77000</ofg:CommonSharesAmountUsedToMatchDefinedContributionPlan>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised id="ID_4302" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="0">53178</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised>
  <ofg:ReclassificationFromCommonStockShares id="ID_4303" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="-3">0</ofg:ReclassificationFromCommonStockShares>
  <ofg:ReclassificationFromCommonStockShares id="ID_4304" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="0">-135551</ofg:ReclassificationFromCommonStockShares>
  <ofg:CommonSharesNumberUsedToMatchDefinedContributionPlan id="ID_4305" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="0">-7318</ofg:CommonSharesNumberUsedToMatchDefinedContributionPlan>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber id="ID_4306" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="0">158750</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue id="ID_4307" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">13.95</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate id="ID_4308" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">0.0166</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate id="ID_4309" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">0.4434</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate id="ID_4310" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">0.0155</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate id="ID_4311" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.0187</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate id="ID_4312" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.4208</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate id="ID_4313" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.0238</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1 id="ID_4314" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469">P8Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1 id="ID_4315" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469">P8Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1 id="ID_4316" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">P8Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross id="ID_4317" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="4">193100</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised id="ID_4318" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="4">-54397</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod id="ID_4319" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="4">158250</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice id="ID_4320" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">16.1</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice id="ID_4321" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">11.86</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice id="ID_4322" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">19.29</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross id="ID_4323" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="2">196000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised id="ID_4324" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="2">-34396</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod id="ID_4325" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="2">176079</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice id="ID_4326" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">14.52</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice id="ID_4327" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">12.65</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice id="ID_4328" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">15.11</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ID_4329" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="shares" decimals="2">922593</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice id="ID_4330" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">14.5</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ID_4331" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="2">908118</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice id="ID_4332" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">14.46</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ID_4333" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="2">888571</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice id="ID_4334" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">14.12</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:OperatingLeasesRentExpenseNet id="ID_4335" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-5">10100000</us-gaap:OperatingLeasesRentExpenseNet>
  <us-gaap:CurrentIncomeTaxExpenseBenefit id="ID_4336" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-1">2357000</us-gaap:CurrentIncomeTaxExpenseBenefit>
  <ofg:IncomeTaxReconciliationDisallowedNetOperatingLossCarryover id="ID_4337" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-1">8289000</ofg:IncomeTaxReconciliationDisallowedNetOperatingLossCarryover>
  <ofg:IncomeTaxLoanBasisChangeEffect id="ID_4338" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-1">-7642000</ofg:IncomeTaxLoanBasisChangeEffect>
  <ofg:EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover id="ID_4339" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">0.2225</ofg:EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover>
  <ofg:EffectiveIncomeTaxRateLoanBasisChangeEffect id="ID_4340" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="4">-0.2051</ofg:EffectiveIncomeTaxRateLoanBasisChangeEffect>
  <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes id="ID_4341" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="4">34997</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:IncomeTaxReconciliationTaxExemptIncome id="ID_4342" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="4">4652</us-gaap:IncomeTaxReconciliationTaxExemptIncome>
  <ofg:Incometaxreconciliationcapitallosscarryforward id="ID_4343" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="4">840</ofg:Incometaxreconciliationcapitallosscarryforward>
  <ofg:IncomeTaxReconciliationDisallowedNetOperatingLossCarryover id="ID_4344" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="4">0</ofg:IncomeTaxReconciliationDisallowedNetOperatingLossCarryover>
  <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance id="ID_4345" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="4">1896</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <us-gaap:IncomeTaxReconciliationTaxContingencies id="ID_4346" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="4">-1559</us-gaap:IncomeTaxReconciliationTaxContingencies>
  <us-gaap:IncomeTaxReconciliationChangeInEnactedTaxRate id="ID_4347" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="4">-38068</us-gaap:IncomeTaxReconciliationChangeInEnactedTaxRate>
  <ofg:Effectofchangeintaxofunitsegment id="ID_4348" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="4">148</ofg:Effectofchangeintaxofunitsegment>
  <us-gaap:IncomeTaxReconciliationOtherAdjustments id="ID_4349" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="4">-2311</us-gaap:IncomeTaxReconciliationOtherAdjustments>
  <us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes id="ID_4350" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">0.39</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome id="ID_4351" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">-0.049</us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome>
  <ofg:Effectiveincometaxratereconciliationcapitallosscarryforward id="ID_4352" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">0.0094</ofg:Effectiveincometaxratereconciliationcapitallosscarryforward>
  <ofg:EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover id="ID_4353" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">0</ofg:EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover>
  <us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance id="ID_4354" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">0.0211</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies id="ID_4355" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">-0.0157</us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies>
  <us-gaap:EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate id="ID_4356" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">-0.4304</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate>
  <ofg:EffectiveIncomeTaxRateLoanBasisChangeEffect id="ID_4357" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">0</ofg:EffectiveIncomeTaxRateLoanBasisChangeEffect>
  <ofg:Effectofchangeintaxofunitsegmenttaxrate id="ID_4358" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">0.0017</ofg:Effectofchangeintaxofunitsegmenttaxrate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments id="ID_4359" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">-0.0258</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
  <us-gaap:EffectiveIncomeTaxRateContinuingOperations id="ID_4360" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">-0.097</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
  <ofg:IncomeTaxLoanBasisChangeEffect id="ID_4361" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:IncomeTaxLoanBasisChangeEffect>
  <us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions id="ID_4362" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="1">175000</us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions>
  <us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromAcquisition id="ID_4363" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="1">0</us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromAcquisition>
  <us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities id="ID_4364" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="1">-560000</us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities>
  <us-gaap:UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations id="ID_4365" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="1">0</us-gaap:UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations>
  <us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions id="ID_4366" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="1">187000</us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions>
  <us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromAcquisition id="ID_4367" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="1">0</us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromAcquisition>
  <us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities id="ID_4368" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="1">-1388000</us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities>
  <us-gaap:UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations id="ID_4369" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="1">-281000</us-gaap:UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations>
  <us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions id="ID_4370" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="1">287000</us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions>
  <us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromAcquisition id="ID_4371" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="1">0</us-gaap:UnrecognizedTaxBenefitsIncreasesResultingFromAcquisition>
  <us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities id="ID_4372" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="1">0</us-gaap:UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities>
  <us-gaap:UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations id="ID_4373" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="1">-1697000</us-gaap:UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations>
  <us-gaap:UnrecognizedTaxBenefits id="ID_4374" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="1">2560000</us-gaap:UnrecognizedTaxBenefits>
  <us-gaap:UnrecognizedTaxBenefits id="ID_4375" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="1">2175000</us-gaap:UnrecognizedTaxBenefits>
  <us-gaap:UnrecognizedTaxBenefits id="ID_4376" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="1">4042000</us-gaap:UnrecognizedTaxBenefits>
  <us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits id="ID_4377" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">22498000</us-gaap:InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits>
  <us-gaap:InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit id="ID_4378" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">18479000</us-gaap:InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_4379" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandImprovementsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">P0Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_4380" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandImprovementsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">P0Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_4381" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">P0Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_4382" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingAndBuildingImprovementsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">P40Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_4383" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">P5Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_4384" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">P10Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_4385" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember_us-gaap_RangeAxis_us-gaap_MinimumMember">P3Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_4386" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember_us-gaap_RangeAxis_us-gaap_MaximumMember">P7Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_4387" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_us-gaap_RangeAxis_us-gaap_MinimumMember">P3Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife id="ID_4388" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_us-gaap_RangeAxis_us-gaap_MaximumMember">P7Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:FDICIndemnificationAsset id="ID_4389" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="USD" decimals="-3">302295000</us-gaap:FDICIndemnificationAsset>
  <ofg:IndemnificationAgreementsReimbursementsFromFdic id="ID_4390" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-47100000</ofg:IndemnificationAgreementsReimbursementsFromFdic>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedExpenses id="ID_4391" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">7028000</ofg:FdicIndemnificationAssetAdditionalEstimatedExpenses>
  <ofg:TrueUpPaymentObligation id="ID_4392" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">18510000</ofg:TrueUpPaymentObligation>
  <ofg:TrueUpPaymentObligation id="ID_4393" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="USD" decimals="-3">15496000</ofg:TrueUpPaymentObligation>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_4394" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityOver90DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">12580000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue id="ID_4395" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_us-gaap_MaturityUpTo30DaysMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_us-gaap_USTreasurySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsSoldUnderAgreementsToRepurchaseMarketValue>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4396" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">926000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4397" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4398" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">1428000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4399" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4400" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">2354000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4401" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">25000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4402" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">9000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4403" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">942000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4404" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">5530000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4405" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1035000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4406" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">4495000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4407" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">5650000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4408" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">3398000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4409" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">3680000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4410" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4411" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4412" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4413" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">11205000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4414" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">4442000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4415" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">9117000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4416" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">532000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4417" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">73000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4418" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-402000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4419" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">6902000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4420" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">531000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4421" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">7582000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4422" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">6011000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4423" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2169000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4424" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">5735000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4425" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">13445000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4426" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">2773000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4427" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="-3">12915000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4428" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4429" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1713000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4430" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">418000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4431" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">732000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4432" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_AcquiredLoansMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">2863000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4433" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4434" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1713000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4435" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">418000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4436" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">732000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4437" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">2863000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4438" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4439" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4440" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4441" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4442" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">2863000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4443" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4444" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1713000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4445" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">418000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4446" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">732000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4447" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">1678000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4448" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">21161000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4449" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">84000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4450" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">2862000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4451" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">25785000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4452" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member" unitRef="USD" decimals="-3">13481000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4453" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4454" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">13476000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4455" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">5000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4456" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31030Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_4457" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_4458" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">-4384000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_4459" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_4460" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">4197000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="ID_4461" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">-187000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_4462" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_4463" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_4464" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">-5927000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_4465" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss id="ID_4466" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">-5927000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_4467" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_4468" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">2620000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_4469" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases id="ID_4470" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">2620000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_4471" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_4472" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_4473" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">-1017000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_4474" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements id="ID_4475" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">-1017000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_4476" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_4477" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_4478" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">0</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_4479" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">185000</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization id="ID_4480" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">185000</ofg:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_4481" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_4482" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">726000</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_4483" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_4484" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss id="ID_4485" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">726000</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4486" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">14070000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4487" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" unitRef="USD" decimals="-3">-5477000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4488" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">13992000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4489" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_DerivativeFinancialInstrumentsAssetsMember" unitRef="USD" decimals="-3">5555000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue id="ID_4490" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_OtherDebtSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <ofg:Investmentinbanksubsidiary id="ID_4491" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">890449000</ofg:Investmentinbanksubsidiary>
  <ofg:Investmentinnonbanksubsidiary id="ID_4492" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">19137000</ofg:Investmentinnonbanksubsidiary>
  <ofg:DueFromBankSubsidiary id="ID_4493" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">119000</ofg:DueFromBankSubsidiary>
  <ofg:Investmentinbanksubsidiary id="ID_4494" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">943664000</ofg:Investmentinbanksubsidiary>
  <ofg:Investmentinnonbanksubsidiary id="ID_4495" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">17071000</ofg:Investmentinnonbanksubsidiary>
  <ofg:DueFromBankSubsidiary id="ID_4496" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">87000</ofg:DueFromBankSubsidiary>
  <us-gaap:OtherAssets id="ID_4497" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">2089000</us-gaap:OtherAssets>
  <us-gaap:OtherAssets id="ID_4498" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">2042000</us-gaap:OtherAssets>
  <us-gaap:DividendsPayableCurrent id="ID_4499" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">7927000</us-gaap:DividendsPayableCurrent>
  <us-gaap:DeferredTaxLiabilities id="ID_4500" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">75000</us-gaap:DeferredTaxLiabilities>
  <ofg:Duetoaffiliates id="ID_4501" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">9000</ofg:Duetoaffiliates>
  <us-gaap:AccruedLiabilitiesCurrentAndNoncurrent id="ID_4502" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">1688000</us-gaap:AccruedLiabilitiesCurrentAndNoncurrent>
  <us-gaap:SubordinatedDebt id="ID_4503" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">36083000</us-gaap:SubordinatedDebt>
  <us-gaap:DividendsPayableCurrent id="ID_4504" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">6098000</us-gaap:DividendsPayableCurrent>
  <us-gaap:DeferredTaxLiabilities id="ID_4505" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:DeferredTaxLiabilities>
  <ofg:Duetoaffiliates id="ID_4506" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">9000</ofg:Duetoaffiliates>
  <us-gaap:AccruedLiabilitiesCurrentAndNoncurrent id="ID_4507" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">1784000</us-gaap:AccruedLiabilitiesCurrentAndNoncurrent>
  <us-gaap:SubordinatedDebt id="ID_4508" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">36083000</us-gaap:SubordinatedDebt>
  <us-gaap:DeferredTaxAssetsNet id="ID_4509" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:DeferredTaxAssetsNet>
  <us-gaap:DeferredTaxAssetsNet id="ID_4510" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">3047000</us-gaap:DeferredTaxAssetsNet>
  <us-gaap:StockholdersEquity id="ID_4511" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">942197000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity id="ID_4512" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">897077000</us-gaap:StockholdersEquity>
  <us-gaap:AvailableForSaleSecurities id="ID_4513" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">6017000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="ID_4514" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">8244000</us-gaap:AvailableForSaleSecurities>
  <ofg:Interestincomeparent id="ID_4515" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">404000</ofg:Interestincomeparent>
  <ofg:Interestincomeparent id="ID_4516" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">321000</ofg:Interestincomeparent>
  <ofg:Netincomeholdingcompany id="ID_4517" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">85181000</ofg:Netincomeholdingcompany>
  <ofg:Netincomeholdingcompany id="ID_4518" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-2504000</ofg:Netincomeholdingcompany>
  <ofg:Nonbanksubsidiaries id="ID_4519" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">3490000</ofg:Nonbanksubsidiaries>
  <ofg:Nonbanksubsidiaries id="ID_4520" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">1972000</ofg:Nonbanksubsidiaries>
  <ofg:Banksubsidiary id="ID_4521" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">84787000</ofg:Banksubsidiary>
  <ofg:Banksubsidiary id="ID_4522" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-3804000</ofg:Banksubsidiary>
  <ofg:Incomelossbeforechangesinundistributedearningslossesinsubsidiary id="ID_4523" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-3096000</ofg:Incomelossbeforechangesinundistributedearningslossesinsubsidiary>
  <ofg:Incomelossbeforechangesinundistributedearningslossesinsubsidiary id="ID_4524" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-672000</ofg:Incomelossbeforechangesinundistributedearningslossesinsubsidiary>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_4525" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-3760000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_4526" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-3096000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:InterestExpense id="ID_4527" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">1201000</us-gaap:InterestExpense>
  <ofg:Operatingexpensesparent id="ID_4528" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">6607000</ofg:Operatingexpensesparent>
  <us-gaap:CostsAndExpenses id="ID_4529" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">7808000</us-gaap:CostsAndExpenses>
  <us-gaap:InterestExpense id="ID_4530" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">1222000</us-gaap:InterestExpense>
  <ofg:Operatingexpensesparent id="ID_4531" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">6866000</ofg:Operatingexpensesparent>
  <us-gaap:CostsAndExpenses id="ID_4532" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">8088000</us-gaap:CostsAndExpenses>
  <us-gaap:InterestAndDividendIncomeSecurities id="ID_4533" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">4308000</us-gaap:InterestAndDividendIncomeSecurities>
  <ofg:Totalincomeparent id="ID_4534" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">4712000</ofg:Totalincomeparent>
  <us-gaap:InterestAndDividendIncomeSecurities id="ID_4535" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">4007000</us-gaap:InterestAndDividendIncomeSecurities>
  <ofg:Totalincomeparent id="ID_4536" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">4328000</ofg:Totalincomeparent>
  <us-gaap:NetIncomeLoss id="ID_4537" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-2504000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss id="ID_4538" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">85181000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss id="ID_4539" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">98446000</us-gaap:NetIncomeLoss>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax id="ID_4540" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-519000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax id="ID_4541" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">209000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax id="ID_4542" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-170000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <ofg:Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary id="ID_4543" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-3469000</ofg:Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary>
  <ofg:Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary id="ID_4544" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-3490000</ofg:Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary>
  <ofg:Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary id="ID_4545" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-1972000</ofg:Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary>
  <ofg:Otherimpairmentsonsecurities id="ID_4546" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">7000</ofg:Otherimpairmentsonsecurities>
  <ofg:Otherimpairmentsonsecurities id="ID_4547" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">62000</ofg:Otherimpairmentsonsecurities>
  <ofg:Otherimpairmentsonsecurities id="ID_4548" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</ofg:Otherimpairmentsonsecurities>
  <ofg:Cashdividendspaidtoparentcompanybynonbankingsubsidiary id="ID_4549" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">15600000</ofg:Cashdividendspaidtoparentcompanybynonbankingsubsidiary>
  <ofg:Cashdividendspaidtoparentcompanybynonbankingsubsidiary id="ID_4550" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">5900000</ofg:Cashdividendspaidtoparentcompanybynonbankingsubsidiary>
  <ofg:Cashdividendspaidtoparentcompanybynonbankingsubsidiary id="ID_4551" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</ofg:Cashdividendspaidtoparentcompanybynonbankingsubsidiary>
  <ofg:Parentnetcashprovidedbyusedinoperatingactivities id="ID_4552" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">14647000</ofg:Parentnetcashprovidedbyusedinoperatingactivities>
  <ofg:Parentnetcashprovidedbyusedinoperatingactivities id="ID_4553" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">31781000</ofg:Parentnetcashprovidedbyusedinoperatingactivities>
  <ofg:Parentnetcashprovidedbyusedinoperatingactivities id="ID_4554" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">42848000</ofg:Parentnetcashprovidedbyusedinoperatingactivities>
  <ofg:Netincreasedecreaseinduefrombanksubsidiarynet id="ID_4555" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">2461000</ofg:Netincreasedecreaseinduefrombanksubsidiarynet>
  <ofg:Netincreasedecreaseinduefrombanksubsidiarynet id="ID_4556" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-218000</ofg:Netincreasedecreaseinduefrombanksubsidiarynet>
  <ofg:Netincreasedecreaseinduefrombanksubsidiarynet id="ID_4557" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">317000</ofg:Netincreasedecreaseinduefrombanksubsidiarynet>
  <ofg:Proceedsfromcontributedcapitalnonbanking id="ID_4558" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-99000</ofg:Proceedsfromcontributedcapitalnonbanking>
  <ofg:Proceedsfromcontributedcapitalnonbanking id="ID_4559" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-76000</ofg:Proceedsfromcontributedcapitalnonbanking>
  <ofg:Proceedsfromcontributedcapitalnonbanking id="ID_4560" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-94000</ofg:Proceedsfromcontributedcapitalnonbanking>
  <ofg:Additionstopremisesandequipment id="ID_4561" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</ofg:Additionstopremisesandequipment>
  <ofg:Additionstopremisesandequipment id="ID_4562" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</ofg:Additionstopremisesandequipment>
  <ofg:Additionstopremisesandequipment id="ID_4563" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-132000</ofg:Additionstopremisesandequipment>
  <ofg:Parentnetcashprovidedbyusedininvestingactivities id="ID_4564" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">5653000</ofg:Parentnetcashprovidedbyusedininvestingactivities>
  <ofg:Parentnetcashprovidedbyusedininvestingactivities id="ID_4565" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">132000</ofg:Parentnetcashprovidedbyusedininvestingactivities>
  <ofg:Parentnetcashprovidedbyusedininvestingactivities id="ID_4566" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">937000</ofg:Parentnetcashprovidedbyusedininvestingactivities>
  <ofg:Parentnetcashprovidedbyusedinfinancingactivities id="ID_4567" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-25264000</ofg:Parentnetcashprovidedbyusedinfinancingactivities>
  <ofg:Parentnetcashprovidedbyusedinfinancingactivities id="ID_4568" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-44646000</ofg:Parentnetcashprovidedbyusedinfinancingactivities>
  <ofg:Parentnetcashprovidedbyusedinfinancingactivities id="ID_4569" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-40369000</ofg:Parentnetcashprovidedbyusedinfinancingactivities>
  <ofg:Reimbursementtofdicforrecoveries id="ID_4570" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-2144000</ofg:Reimbursementtofdicforrecoveries>
  <ofg:FinalSettlementWithTheFdicOnCommercialLoans id="ID_4571" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-1589000</ofg:FinalSettlementWithTheFdicOnCommercialLoans>
  <ofg:FdicIndemnificationAssetExpense id="ID_4572" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-66253000</ofg:FdicIndemnificationAssetExpense>
  <ofg:Reimbursementtofdicforrecoveries id="ID_4573" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:Reimbursementtofdicforrecoveries>
  <ofg:FinalSettlementWithTheFdicOnCommercialLoans id="ID_4574" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:FinalSettlementWithTheFdicOnCommercialLoans>
  <ofg:Reimbursementtofdicforrecoveries id="ID_4575" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:Reimbursementtofdicforrecoveries>
  <ofg:FinalSettlementWithTheFdicOnCommercialLoans id="ID_4576" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:FinalSettlementWithTheFdicOnCommercialLoans>
  <ofg:FdicSharedLossExpenseNet id="ID_4577" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">69267000</ofg:FdicSharedLossExpenseNet>
  <us-gaap:OtherOperatingActivitiesCashFlowStatement id="ID_4578" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherOperatingActivitiesCashFlowStatement>
  <us-gaap:OtherOperatingActivitiesCashFlowStatement id="ID_4579" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">62000</us-gaap:OtherOperatingActivitiesCashFlowStatement>
  <us-gaap:OtherOperatingActivitiesCashFlowStatement id="ID_4580" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">8000</us-gaap:OtherOperatingActivitiesCashFlowStatement>
  <us-gaap:AmortizationOfDeferredLoanOriginationFeesNet id="ID_4581" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-1258000</us-gaap:AmortizationOfDeferredLoanOriginationFeesNet>
  <ofg:AmortizationOfFairValue id="ID_4582" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-12224000</ofg:AmortizationOfFairValue>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments id="ID_4583" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-19014000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AmortizationOfIntangibleAssets id="ID_4584" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">2577000</us-gaap:AmortizationOfIntangibleAssets>
  <ofg:AmortizationOfFairValuePremiumsAcquiredDeposits id="ID_4585" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">14400000</ofg:AmortizationOfFairValuePremiumsAcquiredDeposits>
  <ofg:FdicLossShareIncomeExpense id="ID_4586" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-69267000</ofg:FdicLossShareIncomeExpense>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease id="ID_4587" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease>
  <us-gaap:DepreciationNonproduction id="ID_4588" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">10318000</us-gaap:DepreciationNonproduction>
  <us-gaap:DeferredIncomeTaxExpenseBenefit id="ID_4589" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-11066000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:ShareBasedCompensation id="ID_4590" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">1823000</us-gaap:ShareBasedCompensation>
  <us-gaap:GainsLossesOnExtinguishmentOfDebt id="ID_4591" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:GainsLossesOnExtinguishmentOfDebt>
  <us-gaap:GainsLossesOnExtinguishmentOfDebt id="ID_4592" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:GainsLossesOnExtinguishmentOfDebt>
  <us-gaap:GainsLossesOnExtinguishmentOfDebt id="ID_4593" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">1061000</us-gaap:GainsLossesOnExtinguishmentOfDebt>
  <us-gaap:ProfitLossFromRealEstateOperations id="ID_4594" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-6255000</us-gaap:ProfitLossFromRealEstateOperations>
  <us-gaap:GainLossOnSaleOfPropertyPlantEquipment id="ID_4595" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-5000</us-gaap:GainLossOnSaleOfPropertyPlantEquipment>
  <us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale id="ID_4596" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">307339000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
  <us-gaap:ProceedsFromSaleOfLoansHeldForSale id="ID_4597" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">147531000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
  <us-gaap:IncreaseDecreaseInTradingSecurities id="ID_4598" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">1374000</us-gaap:IncreaseDecreaseInTradingSecurities>
  <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet id="ID_4599" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">4080000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
  <us-gaap:ServicingAssetAtFairValuePeriodIncreaseDecrease id="ID_4600" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">3006000</us-gaap:ServicingAssetAtFairValuePeriodIncreaseDecrease>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets id="ID_4601" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-29123000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:IncreaseDecreaseInInterestPayableNet id="ID_4602" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-2155000</us-gaap:IncreaseDecreaseInInterestPayableNet>
  <us-gaap:IncreaseDecreaseInAccruedLiabilities id="ID_4603" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">18425000</us-gaap:IncreaseDecreaseInAccruedLiabilities>
  <us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations id="ID_4604" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">173816000</us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations>
  <us-gaap:ProceedsFromRepaymentsOfShortTermDebt id="ID_4605" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
  <us-gaap:ProceedsFromRepaymentsOfShortTermDebt id="ID_4606" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
  <us-gaap:ProceedsFromRepaymentsOfShortTermDebt id="ID_4607" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-92210000</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
  <us-gaap:ProceedsFromIssuanceOfCommonStock id="ID_4608" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromIssuanceOfCommonStock>
  <us-gaap:ProceedsFromIssuanceOfCommonStock id="ID_4609" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromIssuanceOfCommonStock>
  <us-gaap:ProceedsFromIssuanceOfCommonStock id="ID_4610" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-16000</us-gaap:ProceedsFromIssuanceOfCommonStock>
  <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock id="ID_4611" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
  <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock id="ID_4612" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
  <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock id="ID_4613" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-25000</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
  <us-gaap:GainLossOnContractTermination id="ID_4614" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:GainLossOnContractTermination>
  <us-gaap:GainLossOnContractTermination id="ID_4615" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:GainLossOnContractTermination>
  <us-gaap:GainLossOnContractTermination id="ID_4616" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-1108000</us-gaap:GainLossOnContractTermination>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4617" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">126803000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4618" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">145173000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4619" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">24812000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4620" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">30802000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4621" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">328243000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4622" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">655833000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4623" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">32794000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4624" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">502857000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4625" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">55733000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4626" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">60275000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4627" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">62803000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4628" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">714462000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4629" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">10964000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4630" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">11628000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4631" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">199178000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4632" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">2338000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4633" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">29557000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4634" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">41748000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4635" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">42740000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4636" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-449000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4637" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">55255000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4638" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">59998000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4639" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">6297000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4640" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">60898000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4641" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-10964000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4642" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">-15204000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4643" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">-2338000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4644" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">-37353000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4645" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-4833000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4646" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConstructionLoansMember" unitRef="USD" decimals="-3">-41748000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4647" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">449000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4648" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">-6297000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4649" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-6796000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4650" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">-60898000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4651" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember" unitRef="USD" decimals="-3">-73977000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4652" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AccountedSC31030NonCoveredLoansMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">-9791000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4653" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">103591000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4654" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">16916000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4655" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">188008000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4656" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">2552000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4657" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">57569000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield id="ID_4658" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">7380000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4659" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">0</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4660" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">11004000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4661" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">154185000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4662" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">237555000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4663" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">6345000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount id="ID_4664" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">66021000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4665" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1047000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4666" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1709000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4667" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">13402000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4668" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">18784000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4669" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">26793000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4670" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">3715000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4671" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">31580000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4672" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">539000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4673" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">54821000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4674" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">6099000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference id="ID_4675" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">66720000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion id="ID_4676" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">91769000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4677" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-1709000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4678" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">-246000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4679" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">-26793000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4680" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">-31580000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4681" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">-41358000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4682" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_CommercialAndOtherConstructionMember" unitRef="USD" decimals="-3">-41513000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4683" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">-46000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4684" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">539000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4685" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" unitRef="USD" decimals="-3">-539000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4686" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">-6099000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield id="ID_4687" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember" unitRef="USD" decimals="-3">-66720000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield>
  <ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses id="ID_4688" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-92000</ofg:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_4689" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="myNumber" decimals="0">5</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_4690" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="-3">130000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <ofg:PreModificationWeightedAverageTerm id="ID_4691" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">P65M</ofg:PreModificationWeightedAverageTerm>
  <ofg:PostModificationWeightedAverageTerm id="ID_4692" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember">P61M</ofg:PostModificationWeightedAverageTerm>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_4693" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="myNumber" decimals="0">145</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_4694" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="myNumber" decimals="0">2</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="ID_4695" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="myNumber" decimals="0">2</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_4696" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">20143000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_4697" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1842000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 id="ID_4698" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">15000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <ofg:PreModificationWeightedAverageRate id="ID_4699" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="pure" decimals="4">0.0652</ofg:PreModificationWeightedAverageRate>
  <ofg:PreModificationWeightedAverageRate id="ID_4700" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="pure" decimals="4">0.0899</ofg:PreModificationWeightedAverageRate>
  <ofg:PreModificationWeightedAverageRate id="ID_4701" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="pure" decimals="4">0.1343</ofg:PreModificationWeightedAverageRate>
  <ofg:PreModificationWeightedAverageTerm id="ID_4702" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">P340M</ofg:PreModificationWeightedAverageTerm>
  <ofg:PreModificationWeightedAverageTerm id="ID_4703" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">P87M</ofg:PreModificationWeightedAverageTerm>
  <ofg:PreModificationWeightedAverageTerm id="ID_4704" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">P75M</ofg:PreModificationWeightedAverageTerm>
  <ofg:PostModificationWeightedAverageTerm id="ID_4705" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember">P409M</ofg:PostModificationWeightedAverageTerm>
  <ofg:PostModificationWeightedAverageTerm id="ID_4706" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember">P66M</ofg:PostModificationWeightedAverageTerm>
  <ofg:PostModificationWeightedAverageTerm id="ID_4707" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember">P67M</ofg:PostModificationWeightedAverageTerm>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_4708" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">20971000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_4709" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1842000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="ID_4710" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">15000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <ofg:PostModificationWeightedAverageRate id="ID_4711" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="pure" decimals="4">0.0434</ofg:PostModificationWeightedAverageRate>
  <ofg:PostModificationWeightedAverageRate id="ID_4712" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="pure" decimals="4">0.04</ofg:PostModificationWeightedAverageRate>
  <ofg:PostModificationWeightedAverageRate id="ID_4713" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="pure" decimals="4">0.1267</ofg:PostModificationWeightedAverageRate>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4714" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">1689000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4715" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4716" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">9000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4717" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">1700000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4718" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">37000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment id="ID_4719" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths id="ID_4720" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="myNumber" decimals="0">15</ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths>
  <ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths id="ID_4721" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="myNumber" decimals="0">5</ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths>
  <ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths id="ID_4722" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="myNumber" decimals="0">0</ofg:FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4723" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">19937000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4724" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">14897000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4725" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">6006000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4726" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">7866000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4727" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">375000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4728" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">49081000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions id="ID_4729" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-98133000</us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions>
  <us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions id="ID_4730" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-84787000</us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions>
  <us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions id="ID_4731" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">3804000</us-gaap:IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions>
  <us-gaap:ShareBasedCompensation id="ID_4732" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">1823000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation id="ID_4733" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">1036000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation id="ID_4734" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">1637000</us-gaap:ShareBasedCompensation>
  <us-gaap:DeferredIncomeTaxExpenseBenefit id="ID_4735" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">2272000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:DeferredIncomeTaxExpenseBenefit id="ID_4736" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:DeferredIncomeTaxExpenseBenefit id="ID_4737" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-3088000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets id="ID_4738" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">11000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:IncreaseDecreaseInAccruedLiabilities id="ID_4739" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-2051000</us-gaap:IncreaseDecreaseInAccruedLiabilities>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets id="ID_4740" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">554000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:IncreaseDecreaseInAccruedLiabilities id="ID_4741" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-696000</us-gaap:IncreaseDecreaseInAccruedLiabilities>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets id="ID_4742" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">148000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:IncreaseDecreaseInAccruedLiabilities id="ID_4743" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-221000</us-gaap:IncreaseDecreaseInAccruedLiabilities>
  <us-gaap:CashDividendsPaidToParentCompany id="ID_4744" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:CashDividendsPaidToParentCompany>
  <us-gaap:CashDividendsPaidToParentCompany id="ID_4745" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">28000000</us-gaap:CashDividendsPaidToParentCompany>
  <us-gaap:CashDividendsPaidToParentCompany id="ID_4746" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">45000000</us-gaap:CashDividendsPaidToParentCompany>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4747" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">21092000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4748" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">17072000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4749" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">856000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4750" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">533000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4751" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">368000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4752" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">39921000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities id="ID_4753" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">4676000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities id="ID_4754" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">1318000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities id="ID_4755" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">2013000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromContributedCapital id="ID_4756" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-1385000</us-gaap:ProceedsFromContributedCapital>
  <us-gaap:ProceedsFromContributedCapital id="ID_4757" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-892000</us-gaap:ProceedsFromContributedCapital>
  <us-gaap:ProceedsFromContributedCapital id="ID_4758" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-1167000</us-gaap:ProceedsFromContributedCapital>
  <us-gaap:ProceedsFromStockOptionsExercised id="ID_4759" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-572000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:ProceedsFromStockOptionsExercised id="ID_4760" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">643000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4761" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">36566000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4762" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">5889000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4763" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">1485000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4764" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">4601000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4765" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4766" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">6000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4767" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">383000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4768" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">165000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4769" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">1568000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4770" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4771" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_MortgagesMember" unitRef="USD" decimals="-3">35405000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4772" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">3331000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4773" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">6470000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4774" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">10366000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4775" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">7000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProceedsFromStockOptionsExercised id="ID_4776" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">204000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_4777" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">48541000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_4778" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">2122000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4779" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember" unitRef="USD" decimals="-3">55579000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProceedsFromIssuanceOfCommonStock id="ID_4780" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-16000</us-gaap:ProceedsFromIssuanceOfCommonStock>
  <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock id="ID_4781" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-25000</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsForRepurchaseOfCommonStock id="ID_4782" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:PaymentsForRepurchaseOfCommonStock>
  <us-gaap:ProceedsFromIssuanceOfCommonStock id="ID_4783" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromIssuanceOfCommonStock>
  <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock id="ID_4784" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsForRepurchaseOfCommonStock id="ID_4785" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-16948000</us-gaap:PaymentsForRepurchaseOfCommonStock>
  <us-gaap:ProceedsFromIssuanceOfCommonStock id="ID_4786" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromIssuanceOfCommonStock>
  <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock id="ID_4787" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsForRepurchaseOfCommonStock id="ID_4788" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-8950000</us-gaap:PaymentsForRepurchaseOfCommonStock>
  <us-gaap:PaymentsOfDividends id="ID_4789" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-24651000</us-gaap:PaymentsOfDividends>
  <us-gaap:PaymentsOfDividends id="ID_4790" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-28341000</us-gaap:PaymentsOfDividends>
  <us-gaap:PaymentsOfDividends id="ID_4791" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-31623000</us-gaap:PaymentsOfDividends>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="ID_4792" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-4964000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="ID_4793" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-12733000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="ID_4794" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">3416000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments id="ID_4795" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">141000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments id="ID_4796" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">21000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments id="ID_4797" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">44000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4798" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">4986000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4799" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">48460000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4800" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">678000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4801" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4802" contextRef="AS_OF_Dec31_2012_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain" unitRef="USD" decimals="-3">54124000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4803" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">9461000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4804" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-4110000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4805" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-16000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4806" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_4807" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain" unitRef="USD" decimals="-3">5335000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_4808" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" unitRef="USD" decimals="-3">-1952000</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_4809" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">-4731000</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_4810" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="-3">-47000</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_4811" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_AutoAndLeasingLoansReceivableMember" unitRef="USD" decimals="-3">0</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries id="ID_4812" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_LoansReceivableCoveredAxis_ofg_AcquiredLoansInFDICAssistedTransactionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ReceivableTypeDomain" unitRef="USD" decimals="-3">-6730000</ofg:FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries>
  <ofg:Othercomprehensiveincomefrombanksubsidiary id="ID_4813" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-52249000</ofg:Othercomprehensiveincomefrombanksubsidiary>
  <ofg:Othercomprehensiveincomefrombanksubsidiary id="ID_4814" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">16361000</ofg:Othercomprehensiveincomefrombanksubsidiary>
  <ofg:Othercomprehensiveincomefrombanksubsidiary id="ID_4815" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-5578000</ofg:Othercomprehensiveincomefrombanksubsidiary>
  <ofg:Incometaxeffect id="ID_4816" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">79000</ofg:Incometaxeffect>
  <ofg:Incometaxeffect id="ID_4817" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-50000</ofg:Incometaxeffect>
  <ofg:Incometaxeffect id="ID_4818" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">34000</ofg:Incometaxeffect>
  <ofg:Parentothercomprehensiveincomelossnetoftax id="ID_4819" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-52689000</ofg:Parentothercomprehensiveincomelossnetoftax>
  <ofg:Parentcomprehensiveincomenetoftax id="ID_4820" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">45757000</ofg:Parentcomprehensiveincomenetoftax>
  <ofg:Parentothercomprehensiveincomelossnetoftax id="ID_4821" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">16520000</ofg:Parentothercomprehensiveincomelossnetoftax>
  <ofg:Parentcomprehensiveincomenetoftax id="ID_4822" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">101701000</ofg:Parentcomprehensiveincomenetoftax>
  <ofg:Parentothercomprehensiveincomelossnetoftax id="ID_4823" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-5714000</ofg:Parentothercomprehensiveincomelossnetoftax>
  <ofg:Parentcomprehensiveincomenetoftax id="ID_4824" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-8218000</ofg:Parentcomprehensiveincomenetoftax>
  <ofg:Parentothercomprehensiveincomelossbeforetaxportion id="ID_4825" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-52768000</ofg:Parentothercomprehensiveincomelossbeforetaxportion>
  <ofg:Parentothercomprehensiveincomelossbeforetaxportion id="ID_4826" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">16570000</ofg:Parentothercomprehensiveincomelossbeforetaxportion>
  <ofg:Parentothercomprehensiveincomelossbeforetaxportion id="ID_4827" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-5748000</ofg:Parentothercomprehensiveincomelossbeforetaxportion>
  <ofg:Interestincomeparent id="ID_4828" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">400000</ofg:Interestincomeparent>
  <us-gaap:InterestAndDividendIncomeSecurities id="ID_4829" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">3668000</us-gaap:InterestAndDividendIncomeSecurities>
  <us-gaap:InterestExpense id="ID_4830" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">1219000</us-gaap:InterestExpense>
  <ofg:Operatingexpensesparent id="ID_4831" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">6003000</ofg:Operatingexpensesparent>
  <us-gaap:CostsAndExpenses id="ID_4832" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">7222000</us-gaap:CostsAndExpenses>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest id="ID_4833" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-3154000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <ofg:Incomelossbeforechangesinundistributedearningslossesinsubsidiary id="ID_4834" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-3156000</ofg:Incomelossbeforechangesinundistributedearningslossesinsubsidiary>
  <ofg:Banksubsidiary id="ID_4835" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">98133000</ofg:Banksubsidiary>
  <ofg:Nonbanksubsidiaries id="ID_4836" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">3469000</ofg:Nonbanksubsidiaries>
  <ofg:Netincomeholdingcompany id="ID_4837" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">98446000</ofg:Netincomeholdingcompany>
  <ofg:Totalincomeparent id="ID_4838" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">4068000</ofg:Totalincomeparent>
  <us-gaap:LoansAndLeasesReceivableAllowanceCovered id="ID_4839" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">64300000</us-gaap:LoansAndLeasesReceivableAllowanceCovered>
  <ofg:ProvisionForLoanLossesCovered id="ID_4840" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">5700000</ofg:ProvisionForLoanLossesCovered>
  <ofg:ProvisionForLoanLossesCovered id="ID_4841" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-5">5300000</ofg:ProvisionForLoanLossesCovered>
  <ofg:FdicSharedLossExpenseNet id="ID_4842" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">65756000</ofg:FdicSharedLossExpenseNet>
  <ofg:ChangeInAdditionalAmortizationOfFdicIndemnificationAsset id="ID_4843" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">2800000</ofg:ChangeInAdditionalAmortizationOfFdicIndemnificationAsset>
  <ofg:ChangeInAdditionalAmortizationOfFdicIndemnificationAsset id="ID_4844" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-5">11100000</ofg:ChangeInAdditionalAmortizationOfFdicIndemnificationAsset>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed id="ID_4845" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="4">0.0578</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed id="ID_4846" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="4">0.1433</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate id="ID_4847" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="pure" decimals="4">0.1</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate>
  <us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate id="ID_4848" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_us-gaap_ConventionalLoanMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="pure" decimals="4">0.12</us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_4849" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="USD" decimals="-3">10795000</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:ServicingAssetAtFairValueAdditions id="ID_4850" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">3177000</us-gaap:ServicingAssetAtFairValueAdditions>
  <us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance id="ID_4851" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-950000</us-gaap:ServicingAssetAtFairValueOtherChangesThatAffectBalance>
  <us-gaap:ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions id="ID_4852" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions>
  <ofg:ChangesInServicingAssetFairValueDueToSalesPrice id="ID_4853" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">779000</ofg:ChangesInServicingAssetFairValueDueToSalesPrice>
  <ofg:SaleOfMortgageServicingRights id="ID_4854" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">5927000</ofg:SaleOfMortgageServicingRights>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales id="ID_4855" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_ofg_ServicingAssetsMember" unitRef="USD" decimals="-3">-2939000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales>
  <us-gaap:ContractuallySpecifiedServicingFeesAmount id="ID_4856" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">6300000</us-gaap:ContractuallySpecifiedServicingFeesAmount>
  <ofg:InterestRateContract id="ID_4857" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-6">6053000000</ofg:InterestRateContract>
  <ofg:PublicFundTimeDeposits id="ID_4858" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">6900000</ofg:PublicFundTimeDeposits>
  <ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges id="ID_4859" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-6">0</ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet id="ID_4860" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-6">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <ofg:TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision id="ID_4861" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-6">148000000</ofg:TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision>
  <ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateAfs id="ID_4862" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-6">0</ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateAfs>
  <ofg:NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome id="ID_4863" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-6">6201000000</ofg:NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome>
  <ofg:PublicFundCollateralInvestments id="ID_4864" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">97800000</ofg:PublicFundCollateralInvestments>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_4865" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_July2015Member" unitRef="shares" decimals="0">500000</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <invest:InvestmentRepurchaseAgreementDateOfAgreement id="ID_4866" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate9302016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">2012-12-10</invest:InvestmentRepurchaseAgreementDateOfAgreement>
  <invest:InvestmentRepurchaseAgreementRepurchaseDate id="ID_4867" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate9302016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">2016-09-30</invest:InvestmentRepurchaseAgreementRepurchaseDate>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_4868" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate9302016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">232500000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtWeightedAverageInterestRate id="ID_4869" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate9302016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="pure" decimals="5">0.0095</us-gaap:DebtWeightedAverageInterestRate>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_4870" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate152016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="-3">30000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtWeightedAverageInterestRate id="ID_4871" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate152016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="pure" decimals="5">0.007</us-gaap:DebtWeightedAverageInterestRate>
  <invest:InvestmentRepurchaseAgreementDateOfAgreement id="ID_4872" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate152016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">2015-12-03</invest:InvestmentRepurchaseAgreementDateOfAgreement>
  <invest:InvestmentRepurchaseAgreementRepurchaseDate id="ID_4873" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_DebtDueDateAxis_ofg_DueDate152016Member_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember">2016-01-05</invest:InvestmentRepurchaseAgreementRepurchaseDate>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ID_4874" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangeoneMember" unitRef="shares" decimals="0">4078</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ID_4875" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangetwoMember" unitRef="shares" decimals="0">1000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ID_4876" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangethreeMember" unitRef="shares" decimals="0">461820</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ID_4877" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefourMember" unitRef="shares" decimals="0">305300</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ID_4878" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefiveMember" unitRef="shares" decimals="0">177825</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber id="ID_4879" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangesixMember" unitRef="shares" decimals="0">1500</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice id="ID_4880" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangeoneMember" unitRef="myUSDPerShare" decimals="2">8.28</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice id="ID_4881" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangetwoMember" unitRef="myUSDPerShare" decimals="2">10.29</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice id="ID_4882" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangethreeMember" unitRef="myUSDPerShare" decimals="2">11.93</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice id="ID_4883" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefourMember" unitRef="myUSDPerShare" decimals="2">15.37</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice id="ID_4884" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangefiveMember" unitRef="myUSDPerShare" decimals="2">17.44</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice id="ID_4885" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_ofg_PricerangesixMember" unitRef="myUSDPerShare" decimals="2">21.86</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <ofg:LossesFromRepurchaseLoanSubjectToCreditRecourse id="ID_4886" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-2">281000</ofg:LossesFromRepurchaseLoanSubjectToCreditRecourse>
  <ofg:LossesFromRepurchaseLoanSubjectToCreditRecourse id="ID_4887" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">143000</ofg:LossesFromRepurchaseLoanSubjectToCreditRecourse>
  <us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount id="ID_4888" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="0">657504</us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount>
  <us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount id="ID_4889" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="0">811513</us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount>
  <us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount id="ID_4890" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="0">808690</us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount>
  <us-gaap:LoansAndLeasesReceivableRelatedParties id="ID_4891" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="USD" decimals="-3">6055000</us-gaap:LoansAndLeasesReceivableRelatedParties>
  <ofg:LoansAndLeasesReceivableRelatedPartiesDisposal id="ID_4892" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:LoansAndLeasesReceivableRelatedPartiesDisposal>
  <ofg:LoansAndLeasesReceivableRelatedPartiesDisposal id="ID_4893" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">-24000</ofg:LoansAndLeasesReceivableRelatedPartiesDisposal>
  <ofg:LoansAndLeasesReceivableRelatedPartiesDisposal id="ID_4894" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-793000</ofg:LoansAndLeasesReceivableRelatedPartiesDisposal>
  <us-gaap:LoansAndLeasesReceivableRelatedPartiesAdditions id="ID_4895" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">18499000</us-gaap:LoansAndLeasesReceivableRelatedPartiesAdditions>
  <us-gaap:LoansAndLeasesReceivableRelatedPartiesCollections id="ID_4896" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">4798000</us-gaap:LoansAndLeasesReceivableRelatedPartiesCollections>
  <us-gaap:InterestIncomeSecuritiesTaxExempt id="ID_4897" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_InternationalBankingEntityMember" unitRef="USD" decimals="-5">16500000</us-gaap:InterestIncomeSecuritiesTaxExempt>
  <us-gaap:InterestIncomeSecuritiesTaxExempt id="ID_4898" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_ofg_InternationalBankingEntityMember" unitRef="USD" decimals="-5">12100000</us-gaap:InterestIncomeSecuritiesTaxExempt>
  <us-gaap:InterestIncomeSecuritiesTaxExempt id="ID_4899" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-5">11700000</us-gaap:InterestIncomeSecuritiesTaxExempt>
  <ofg:IncomeTaxReconciliationDisallowedNetOperatingLossCarryover id="ID_4900" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">556000</ofg:IncomeTaxReconciliationDisallowedNetOperatingLossCarryover>
  <ofg:IncomeTaxLoanBasisChangeEffect id="ID_4901" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-6">0</ofg:IncomeTaxLoanBasisChangeEffect>
  <ofg:IncometaxReconciliationUnrealizedCapitalLoss id="ID_4902" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">283000</ofg:IncometaxReconciliationUnrealizedCapitalLoss>
  <ofg:IncometaxReconciliationUnrealizedCapitalLoss id="ID_4903" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:IncometaxReconciliationUnrealizedCapitalLoss>
  <ofg:IncometaxReconciliationUnrealizedCapitalLoss id="ID_4904" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:IncometaxReconciliationUnrealizedCapitalLoss>
  <ofg:EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover id="ID_4905" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.0277</ofg:EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover>
  <ofg:EffectiveIncomeTaxRateLoanBasisChangeEffect id="ID_4906" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0</ofg:EffectiveIncomeTaxRateLoanBasisChangeEffect>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_4907" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_June2015Member1Member" unitRef="shares" decimals="0">51447</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <ofg:EffectiveIncomeTaxRateUnrealizedCapitalLoss id="ID_4908" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.0141</ofg:EffectiveIncomeTaxRateUnrealizedCapitalLoss>
  <us-gaap:TreasuryStockValue id="ID_4909" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_June2015Member1Member" unitRef="USD" decimals="-3">659000</us-gaap:TreasuryStockValue>
  <ofg:EffectiveIncomeTaxRateUnrealizedCapitalLoss id="ID_4910" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="1">0</ofg:EffectiveIncomeTaxRateUnrealizedCapitalLoss>
  <ofg:EffectiveIncomeTaxRateUnrealizedCapitalLoss id="ID_4911" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="pure" decimals="4">0</ofg:EffectiveIncomeTaxRateUnrealizedCapitalLoss>
  <us-gaap:TreasuryStockValue id="ID_4912" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_July2015Member" unitRef="USD" decimals="-3">4696000</us-gaap:TreasuryStockValue>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_4913" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="0">803985</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_4914" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">11.1</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_4915" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_June2015Member1Member" unitRef="myUSDPerShare" decimals="2">12.81</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_4916" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_July2015Member" unitRef="myUSDPerShare" decimals="2">9.39</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_4917" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_January2014Member" unitRef="shares" decimals="0">57700</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_4918" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_February2014Member" unitRef="shares" decimals="0">649700</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_4919" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_August2014Member" unitRef="shares" decimals="0">100</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_4920" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_October2014Member" unitRef="shares" decimals="0">381513</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_4921" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_November2014Member" unitRef="shares" decimals="0">63100</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_4922" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_December2014Member" unitRef="shares" decimals="0">1885</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <us-gaap:TreasuryStockValue id="ID_4923" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_December2014Member" unitRef="USD" decimals="-3">28000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValue id="ID_4924" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_November2014Member" unitRef="USD" decimals="-3">927000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValue id="ID_4925" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_October2014Member" unitRef="USD" decimals="-3">5585000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValue id="ID_4926" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_August2014Member" unitRef="USD" decimals="-3">2000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValue id="ID_4927" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_February2014Member" unitRef="USD" decimals="-3">9522000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValue id="ID_4928" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_January2014Member" unitRef="USD" decimals="-3">850000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_4929" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="2">14.66</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_4930" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_January2014Member" unitRef="myUSDPerShare" decimals="2">14.73</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_4931" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_February2014Member" unitRef="myUSDPerShare" decimals="2">14.66</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_4932" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_August2014Member" unitRef="myUSDPerShare" decimals="2">15.5</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_4933" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_October2014Member" unitRef="myUSDPerShare" decimals="2">14.64</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_4934" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_November2014Member" unitRef="myUSDPerShare" decimals="2">14.69</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare id="ID_4935" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_ShareRepurchaseProgramAxis_ofg_December2014Member" unitRef="myUSDPerShare" decimals="2">14.7</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:RestructuringCharges id="ID_4936" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="INF">17660000</us-gaap:RestructuringCharges>
  <ofg:AverageSharePrice id="ID_4937" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="pure" decimals="2">14.66</ofg:AverageSharePrice>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_4938" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">12709000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_4939" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">26188000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_4940" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">120925000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_4941" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">160000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_4942" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_TroubledDebtRestructuringMember" unitRef="USD" decimals="-3">2266000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_4943" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">1139000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_4944" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">3565000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_4945" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">237000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod id="ID_4946" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">9400000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_4947" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">5899000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment id="ID_4948" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="-3">90748000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod id="ID_4949" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_TroubledDebtRestructuringMember" unitRef="USD" decimals="-3">2623000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment id="ID_4950" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_OriginatedLoansMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_ofg_TroubledDebtRestructuringMember" unitRef="USD" decimals="-3">90383000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="ID_4951" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">187030000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod id="ID_4952" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">12260000</us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod>
  <us-gaap:AvailableForSaleSecurities id="ID_4953" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TradingSecurities id="ID_4954" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:TradingSecurities>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_4955" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">4699000</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:DerivativeAssets id="ID_4956" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_4957" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:DerivativeLiabilities id="ID_4958" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:AssetsFairValueDisclosureRecurring id="ID_4959" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">4699000</us-gaap:AssetsFairValueDisclosureRecurring>
  <us-gaap:AvailableForSaleSecurities id="ID_4960" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">974609000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TradingSecurities id="ID_4961" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">288000</us-gaap:TradingSecurities>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_4962" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:DerivativeAssets id="ID_4963" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">1854000</us-gaap:DerivativeAssets>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_4964" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:DerivativeLiabilities id="ID_4965" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">6162000</us-gaap:DerivativeLiabilities>
  <us-gaap:AssetsFairValueDisclosureRecurring id="ID_4966" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">970589000</us-gaap:AssetsFairValueDisclosureRecurring>
  <us-gaap:AvailableForSaleSecurities id="ID_4967" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TradingSecurities id="ID_4968" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:TradingSecurities>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_4969" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:DerivativeAssets id="ID_4970" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">1171000</us-gaap:DerivativeAssets>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_4971" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">7455000</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:DerivativeLiabilities id="ID_4972" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">1095000</us-gaap:DerivativeLiabilities>
  <us-gaap:AssetsFairValueDisclosureRecurring id="ID_4973" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">7531000</us-gaap:AssetsFairValueDisclosureRecurring>
  <us-gaap:AvailableForSaleSecurities id="ID_4974" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">974609000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TradingSecurities id="ID_4975" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">288000</us-gaap:TradingSecurities>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_4976" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">4699000</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:DerivativeAssets id="ID_4977" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">3025000</us-gaap:DerivativeAssets>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_4978" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">7455000</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:DerivativeLiabilities id="ID_4979" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">7257000</us-gaap:DerivativeLiabilities>
  <us-gaap:AssetsFairValueDisclosureRecurring id="ID_4980" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">982819000</us-gaap:AssetsFairValueDisclosureRecurring>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_4981" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="INF">25000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance id="ID_4982" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_ofg_NonAcquiredLoanMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="INF">1000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_4983" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_4984" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_4985" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">235767000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_4986" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_4987" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_4988" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">58176000</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_4989" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:OtherForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_4990" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:OtherForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_4991" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">6226000</us-gaap:OtherForeclosedAssets>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_4992" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_4993" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_4994" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">300169000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_4995" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">235767000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_4996" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">58176000</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_4997" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">6226000</us-gaap:OtherForeclosedAssets>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_4998" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">300169000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_4999" contextRef="AS_OF_Dec31_2014_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="INF">3321000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_5000" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="INF">2354000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:AvailableForSaleSecurities id="ID_5001" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="ID_5002" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">1216538000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="ID_5003" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TradingSecurities id="ID_5004" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:TradingSecurities>
  <us-gaap:TradingSecurities id="ID_5005" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">1594000</us-gaap:TradingSecurities>
  <us-gaap:TradingSecurities id="ID_5006" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:TradingSecurities>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5007" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">4675000</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5008" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5009" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:DerivativeAssets id="ID_5010" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeAssets id="ID_5011" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">2552000</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeAssets id="ID_5012" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">5555000</us-gaap:DerivativeAssets>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5013" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5014" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_5015" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="INF">926000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5016" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">13992000</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:DerivativeLiabilities id="ID_5017" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:DerivativeLiabilities id="ID_5018" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">11221000</us-gaap:DerivativeLiabilities>
  <us-gaap:DerivativeLiabilities id="ID_5019" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">5477000</us-gaap:DerivativeLiabilities>
  <us-gaap:AssetsFairValueDisclosureRecurring id="ID_5020" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">4675000</us-gaap:AssetsFairValueDisclosureRecurring>
  <us-gaap:AssetsFairValueDisclosureRecurring id="ID_5021" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">1209463000</us-gaap:AssetsFairValueDisclosureRecurring>
  <us-gaap:AssetsFairValueDisclosureRecurring id="ID_5022" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">14070000</us-gaap:AssetsFairValueDisclosureRecurring>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_5023" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="INF">0</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:AvailableForSaleSecurities id="ID_5024" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">1216538000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TradingSecurities id="ID_5025" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">1594000</us-gaap:TradingSecurities>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="ID_5026" contextRef="AS_OF_Dec31_2013_Entity_0001030469_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="INF">1428000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5027" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">4675000</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:DerivativeAssets id="ID_5028" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">8107000</us-gaap:DerivativeAssets>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5029" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">13992000</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:DerivativeLiabilities id="ID_5030" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">16698000</us-gaap:DerivativeLiabilities>
  <us-gaap:AssetsFairValueDisclosureRecurring id="ID_5031" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">1228208000</us-gaap:AssetsFairValueDisclosureRecurring>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_5032" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="INF">11205000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_5033" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="INF">4442000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_5034" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member" unitRef="USD" decimals="INF">9117000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_5035" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="INF">25000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_5036" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="INF">9000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_5037" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialLoanMember" unitRef="USD" decimals="INF">942000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_5038" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="INF">5530000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_5039" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="INF">1035000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_5040" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerLoanMember" unitRef="USD" decimals="INF">4495000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="ID_5041" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="INF">5650000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="ID_5042" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="INF">3398000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_5043" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_ofg_NonAcquiredLoanMember_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_ofg_AccountedForUnderAsc31020Member_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_AutomobileLoanMember" unitRef="USD" decimals="INF">3680000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts id="ID_5044" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">129234000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts id="ID_5045" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">90090000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts>
  <ofg:DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments id="ID_5046" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">10759000</ofg:DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments>
  <ofg:DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments id="ID_5047" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">9295000</ofg:DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments>
  <ofg:Deferredtaxassetsoperatinglossandcapitalnetcarryforwards id="ID_5048" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">11043000</ofg:Deferredtaxassetsoperatinglossandcapitalnetcarryforwards>
  <ofg:Deferredtaxassetsoperatinglossandcapitalnetcarryforwards id="ID_5049" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">28973000</ofg:Deferredtaxassetsoperatinglossandcapitalnetcarryforwards>
  <us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax id="ID_5050" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">16240000</us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax>
  <us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax id="ID_5051" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">16208000</us-gaap:DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax>
  <ofg:DeferredTaxAssetDepositAndBorrowingsValuationAdjustment id="ID_5052" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">133000</ofg:DeferredTaxAssetDepositAndBorrowingsValuationAdjustment>
  <ofg:DeferredTaxAssetDepositAndBorrowingsValuationAdjustment id="ID_5053" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">390000</ofg:DeferredTaxAssetDepositAndBorrowingsValuationAdjustment>
  <us-gaap:DeferredTaxAssetsOtherComprehensiveLoss id="ID_5054" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1680000</us-gaap:DeferredTaxAssetsOtherComprehensiveLoss>
  <us-gaap:DeferredTaxAssetsOtherComprehensiveLoss id="ID_5055" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">3273000</us-gaap:DeferredTaxAssetsOtherComprehensiveLoss>
  <us-gaap:DeferredTaxAssetsDerivativeInstruments id="ID_5056" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">393000</us-gaap:DeferredTaxAssetsDerivativeInstruments>
  <us-gaap:DeferredTaxAssetsDerivativeInstruments id="ID_5057" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1882000</us-gaap:DeferredTaxAssetsDerivativeInstruments>
  <ofg:DeferredTaxAssetAcquiredPortfolio id="ID_5058" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">37523000</ofg:DeferredTaxAssetAcquiredPortfolio>
  <ofg:DeferredTaxAssetAcquiredPortfolio id="ID_5059" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">46146000</ofg:DeferredTaxAssetAcquiredPortfolio>
  <us-gaap:DeferredTaxAssetsOther id="ID_5060" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">5612000</us-gaap:DeferredTaxAssetsOther>
  <us-gaap:DeferredTaxAssetsOther id="ID_5061" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">6262000</us-gaap:DeferredTaxAssetsOther>
  <us-gaap:DeferredTaxAssetsGross id="ID_5062" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">216966000</us-gaap:DeferredTaxAssetsGross>
  <us-gaap:DeferredTaxAssetsGross id="ID_5063" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">203943000</us-gaap:DeferredTaxAssetsGross>
  <ofg:Deferredtaxliabilitiesfdicindemnificationasset id="ID_5064" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:Deferredtaxliabilitiesfdicindemnificationasset>
  <ofg:Deferredtaxliabilitiesfdicindemnificationasset id="ID_5065" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">21809000</ofg:Deferredtaxliabilitiesfdicindemnificationasset>
  <ofg:Deferredtaxliabilityfdicassistedacquisition id="ID_5066" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">47956000</ofg:Deferredtaxliabilityfdicassistedacquisition>
  <ofg:Deferredtaxliabilityfdicassistedacquisition id="ID_5067" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">40740000</ofg:Deferredtaxliabilityfdicassistedacquisition>
  <ofg:Deferredtaxliabilitiescustomerdepositandcustomerrelationship id="ID_5068" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3057000</ofg:Deferredtaxliabilitiescustomerdepositandcustomerrelationship>
  <ofg:Deferredtaxliabilitiescustomerdepositandcustomerrelationship id="ID_5069" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">3800000</ofg:Deferredtaxliabilitiescustomerdepositandcustomerrelationship>
  <ofg:Deferredtaxliabilitiesbuildingvaluationadjusment id="ID_5070" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">9991000</ofg:Deferredtaxliabilitiesbuildingvaluationadjusment>
  <ofg:Deferredtaxliabilitiesbuildingvaluationadjusment id="ID_5071" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">11656000</ofg:Deferredtaxliabilitiesbuildingvaluationadjusment>
  <us-gaap:DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities id="ID_5072" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">2566000</us-gaap:DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities>
  <us-gaap:DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities id="ID_5073" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">3799000</us-gaap:DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities>
  <us-gaap:DeferredTaxLiabilitiesMortgageServicingRights id="ID_5074" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">2907000</us-gaap:DeferredTaxLiabilitiesMortgageServicingRights>
  <us-gaap:DeferredTaxLiabilitiesMortgageServicingRights id="ID_5075" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">5457000</us-gaap:DeferredTaxLiabilitiesMortgageServicingRights>
  <us-gaap:DeferredTaxLiabilitiesOther id="ID_5076" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1446000</us-gaap:DeferredTaxLiabilitiesOther>
  <us-gaap:DeferredTaxLiabilitiesOther id="ID_5077" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">2703000</us-gaap:DeferredTaxLiabilitiesOther>
  <us-gaap:DeferredIncomeTaxLiabilities id="ID_5078" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">67923000</us-gaap:DeferredIncomeTaxLiabilities>
  <us-gaap:DeferredIncomeTaxLiabilities id="ID_5079" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">89964000</us-gaap:DeferredIncomeTaxLiabilities>
  <us-gaap:DeferredTaxAssetsValuationAllowance id="ID_5080" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3142000</us-gaap:DeferredTaxAssetsValuationAllowance>
  <us-gaap:DeferredTaxAssetsValuationAllowance id="ID_5081" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">5271000</us-gaap:DeferredTaxAssetsValuationAllowance>
  <us-gaap:DeferredTaxAssetsNet id="ID_5082" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">145901000</us-gaap:DeferredTaxAssetsNet>
  <us-gaap:DeferredTaxAssetsNet id="ID_5083" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">108708000</us-gaap:DeferredTaxAssetsNet>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_5084" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandImprovementsMember" unitRef="USD" decimals="INF">5638000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross id="ID_5085" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LandImprovementsMember" unitRef="USD" decimals="INF">5680000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:Assets id="ID_5086" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">5867874000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5087" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">22349000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5088" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">2126921000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5089" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">8017144000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5090" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">-917995000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5091" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_ConsolidatedTotalMember" unitRef="USD" decimals="-3">7099149000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5092" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_BankingMember" unitRef="USD" decimals="-3">6454015000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5093" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_WealthManagementMember" unitRef="USD" decimals="-3">21644000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5094" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_TreasuryMember" unitRef="USD" decimals="-3">1940504000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5095" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_MajorSegmentMember" unitRef="USD" decimals="-3">8416163000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5096" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_us-gaap_IntersegmentEliminationMember" unitRef="USD" decimals="-3">-967054000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5097" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_ConsolidatedTotalMember" unitRef="USD" decimals="-3">7449109000</us-gaap:Assets>
  <us-gaap:Assets id="ID_5098" contextRef="AS_OF_Dec31_2013_Entity_0001030469_us-gaap_StatementBusinessSegmentsAxis_ofg_ConsolidatedTotalMember" unitRef="USD" decimals="-3">8158015000</us-gaap:Assets>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_5099" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_CreditSuisseSecuritiesLlcMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="INF">670000000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:DebtAndCapitalLeaseObligations id="ID_5100" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_CounterpartyNameAxis_ofg_JpMorganChaseBankNaMember_us-gaap_DebtInstrumentAxis_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" unitRef="USD" decimals="INF">307816000</us-gaap:DebtAndCapitalLeaseObligations>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities id="ID_5101" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">238003000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:UnrecognizedTaxBenefits id="ID_5102" contextRef="AS_OF_Dec31_2012_Entity_0001030469" unitRef="USD" decimals="INF">5452000</us-gaap:UnrecognizedTaxBenefits>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod id="ID_5103" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="shares" decimals="INF">39750</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod id="ID_5104" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="INF">37342</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod id="ID_5105" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="INF">113367</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue id="ID_5106" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">536709000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue id="ID_5107" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">573427000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <ofg:InterestRateContract id="ID_5108" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="INF">6572000</ofg:InterestRateContract>
  <ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges id="ID_5109" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="INF">773000</ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet id="ID_5110" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="INF">0</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <ofg:TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision id="ID_5111" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="INF">170000</ofg:TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision>
  <ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateAfs id="ID_5112" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="INF">-45000</ofg:TaxEffectFromIncreaseInCapitalGainsTaxRateAfs>
  <ofg:NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome id="ID_5113" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="INF">7470000</ofg:NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome>
  <ofg:AssetsRelatedToParent id="ID_5114" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">941051000</ofg:AssetsRelatedToParent>
  <ofg:AssetsRelatedToParent id="ID_5115" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">987979000</ofg:AssetsRelatedToParent>
  <ofg:LiabilitiesRelatedToParent id="ID_5116" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">43974000</ofg:LiabilitiesRelatedToParent>
  <ofg:LiabilitiesRelatedToParent id="ID_5117" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">45782000</ofg:LiabilitiesRelatedToParent>
  <ofg:LiabilitiesAndStockholdersEquityRelatedToParent id="ID_5118" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">941051000</ofg:LiabilitiesAndStockholdersEquityRelatedToParent>
  <ofg:LiabilitiesAndStockholdersEquityRelatedToParent id="ID_5119" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">987979000</ofg:LiabilitiesAndStockholdersEquityRelatedToParent>
  <us-gaap:TreasuryStockValue id="ID_5120" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">105379000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValue id="ID_5121" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">97070000</us-gaap:TreasuryStockValue>
  <us-gaap:AvailableForSaleSecurities id="ID_5122" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="ID_5123" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">1216538000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="ID_5124" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TradingSecurities id="ID_5125" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:TradingSecurities>
  <us-gaap:TradingSecurities id="ID_5126" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">1594000</us-gaap:TradingSecurities>
  <us-gaap:TradingSecurities id="ID_5127" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:TradingSecurities>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5128" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">4675000</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5129" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5130" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:DerivativeAssets id="ID_5131" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeAssets id="ID_5132" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">2552000</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeAssets id="ID_5133" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">5555000</us-gaap:DerivativeAssets>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5134" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5135" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5136" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">13992000</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_5137" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_5138" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_5139" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">236942000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_5140" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_5141" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_5142" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">95661000</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_5143" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:OtherForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_5144" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:OtherForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_5145" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">21800000</us-gaap:OtherForeclosedAssets>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_5146" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_5147" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_5148" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">354403000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_5149" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">236942000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_5150" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">95661000</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_5151" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">21800000</us-gaap:OtherForeclosedAssets>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_5152" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">354403000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AvailableForSaleSecurities id="ID_5153" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1216538000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TradingSecurities id="ID_5154" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1594000</us-gaap:TradingSecurities>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5155" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">4675000</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:DerivativeAssets id="ID_5156" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">8107000</us-gaap:DerivativeAssets>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5157" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">13992000</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:AvailableForSaleSecurities id="ID_5158" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="ID_5159" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">974609000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="ID_5160" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TradingSecurities id="ID_5161" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">288000</us-gaap:TradingSecurities>
  <us-gaap:TradingSecurities id="ID_5162" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:TradingSecurities>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5163" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">4699000</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5164" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5165" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:DerivativeAssets id="ID_5166" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeAssets id="ID_5167" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">1854000</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeAssets id="ID_5168" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">1171000</us-gaap:DerivativeAssets>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5169" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5170" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5171" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">7455000</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:AvailableForSaleSecurities id="ID_5172" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">974609000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:TradingSecurities id="ID_5173" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">288000</us-gaap:TradingSecurities>
  <us-gaap:MoneyMarketFundsAtCarryingValue id="ID_5174" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">4699000</us-gaap:MoneyMarketFundsAtCarryingValue>
  <us-gaap:DerivativeAssets id="ID_5175" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">3025000</us-gaap:DerivativeAssets>
  <us-gaap:ServicingAssetAtFairValueAmount id="ID_5176" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">7455000</us-gaap:ServicingAssetAtFairValueAmount>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_5177" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_5178" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_5179" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">235767000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_5180" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_5181" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_5182" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">58176000</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_5183" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:OtherForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_5184" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:OtherForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_5185" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">6226000</us-gaap:OtherForeclosedAssets>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_5186" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_5187" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_5188" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">300169000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="ID_5189" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">235767000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:OtherRealEstateAndForeclosedAssets id="ID_5190" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">58176000</us-gaap:OtherRealEstateAndForeclosedAssets>
  <us-gaap:OtherForeclosedAssets id="ID_5191" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">6226000</us-gaap:OtherForeclosedAssets>
  <us-gaap:AssetsFairValueDisclosureNonrecurring id="ID_5192" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">300169000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:DerivativeLiabilities id="ID_5193" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">6162000</us-gaap:DerivativeLiabilities>
  <us-gaap:DerivativeLiabilities id="ID_5194" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">11221000</us-gaap:DerivativeLiabilities>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_5195" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-20058000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_5196" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">122433000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id="ID_5197" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">89737000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:NetIncomeLoss id="ID_5198" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-2504000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss id="ID_5199" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">85181000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss id="ID_5200" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">98446000</us-gaap:NetIncomeLoss>
  <us-gaap:IncomeTaxExpenseBenefit id="ID_5201" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">-17554000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxExpenseBenefit id="ID_5202" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">37252000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxExpenseBenefit id="ID_5203" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">-8709000</us-gaap:IncomeTaxExpenseBenefit>
  <ofg:ParentIncomeLossTaxExpenseBenefit id="ID_5204" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-2000</ofg:ParentIncomeLossTaxExpenseBenefit>
  <ofg:ParentIncomeLossTaxExpenseBenefit id="ID_5205" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">0</ofg:ParentIncomeLossTaxExpenseBenefit>
  <ofg:ParentIncomeLossTaxExpenseBenefit id="ID_5206" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">3088000</ofg:ParentIncomeLossTaxExpenseBenefit>
  <ofg:Condensedconsolidatingstatementofoperationstabletextblock id="ID_5207" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Income:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;321&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;404&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;400&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Investment trading activities, net and other&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,007&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,308&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;        Total income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;4,328&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;4,712&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;4,068&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Expenses:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Interest expense&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,222&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,201&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,219&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Operating expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,866&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,607&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,003&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;        Total expenses&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;8,088&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;7,808&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;7,222&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) before income taxes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(3,760)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(3,096)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(3,154)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt; Income tax expense (benefit)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,088&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(Loss) before changes in undistributed earnings of subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(672)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(3,096)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(3,156)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Bank subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,804)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;84,787&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;98,133&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Nonbank subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,972&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,490&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,469&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net (loss) income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(2,504)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;85,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;98,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:Condensedconsolidatingstatementofoperationstabletextblock>
  <ofg:Condensedconsolidatingbalancesheettabletextblock id="ID_5208" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td colspan='7' rowspan='1' style='width:489pt;text-align:center;border-color:Black;min-width:489pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:133.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:133.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:133.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;ASSETS&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Cash and cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;20,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,824&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Investment securities available-for-sale, at fair value&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,017&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;8,244&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Investment in bank subsidiary, equity method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;890,449&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;943,664&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Investment in nonbank subsidiaries, equity method&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;19,137&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;17,071&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Due from bank subsidiary, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;119&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;87&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Deferred tax asset, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,047&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,042&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,089&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;                Total assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;941,051&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;987,979&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:345pt;text-align:center;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;LIABILITIES AND STOCKHOLDERS&amp;#8217; EQUITY&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:double;border-top-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Dividend payable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;6,098&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7,927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Deferred tax liabilities, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;75&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Due to affiliates&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;9&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Accrued expenses and other liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,784&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,688&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Subordinated capital notes&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;36,083&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;36,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;            Total liabilities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;43,974&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;45,782&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;             Stockholders&amp;#8217; equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;897,077&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;942,197&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:24.75pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;            Total liabilities and stockholders&amp;#8217; equity&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;941,051&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:right;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;987,979&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:Condensedconsolidatingbalancesheettabletextblock>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue id="ID_5209" contextRef="AS_OF_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">621269000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased id="ID_5210" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="shares" decimals="INF">1153998</us-gaap:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
  <ofg:FdicClawbackLiability id="ID_5211" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">2677000</ofg:FdicClawbackLiability>
  <ofg:FdicClawbackLiability id="ID_5212" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">3471000</ofg:FdicClawbackLiability>
  <ofg:FdicClawbackLiability id="ID_5213" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="-3">3014000</ofg:FdicClawbackLiability>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales id="ID_5214" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="INF">-2939000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales>
  <us-gaap:ProvisionForLoanAndLeaseLosses id="ID_5215" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="USD" decimals="INF">-72894000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:OtherComprehensiveIncomeOtherNetOfTax id="ID_5216" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">-56812000</us-gaap:OtherComprehensiveIncomeOtherNetOfTax>
  <us-gaap:OtherComprehensiveIncomeOtherNetOfTax id="ID_5217" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">4123000</us-gaap:OtherComprehensiveIncomeOtherNetOfTax>
  <us-gaap:OtherComprehensiveIncomeOtherNetOfTax id="ID_5218" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-52689000</us-gaap:OtherComprehensiveIncomeOtherNetOfTax>
  <us-gaap:OtherComprehensiveIncomeOtherNetOfTax id="ID_5219" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">14332000</us-gaap:OtherComprehensiveIncomeOtherNetOfTax>
  <us-gaap:OtherComprehensiveIncomeOtherNetOfTax id="ID_5220" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">2188000</us-gaap:OtherComprehensiveIncomeOtherNetOfTax>
  <us-gaap:OtherComprehensiveIncomeOtherNetOfTax id="ID_5221" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">16520000</us-gaap:OtherComprehensiveIncomeOtherNetOfTax>
  <us-gaap:OtherComprehensiveIncomeOtherNetOfTax id="ID_5222" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" unitRef="USD" decimals="-3">-8841000</us-gaap:OtherComprehensiveIncomeOtherNetOfTax>
  <us-gaap:OtherComprehensiveIncomeOtherNetOfTax id="ID_5223" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" unitRef="USD" decimals="-3">3127000</us-gaap:OtherComprehensiveIncomeOtherNetOfTax>
  <us-gaap:OtherComprehensiveIncomeOtherNetOfTax id="ID_5224" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-5714000</us-gaap:OtherComprehensiveIncomeOtherNetOfTax>
  <ofg:PledgeAssetsTextBlock id="ID_5225" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' &gt;NOTE &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;4&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt; &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;- &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' &gt;PLEDGED ASSETS&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The following table shows a summary of pledged and not pledged assets at December 31, 2015 and 2014. Investment securities are presented at fair value,&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and residential mortgage loans, commercial loans and leases are presented at amortized cost:&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;&lt;p style='line-height:20pt;' /&gt;&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:177pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:177pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:84.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:84.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:84.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:177pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:177pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pledged investment securities to secure:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Securities sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,021,370&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,088,526&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Derivatives&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;8,100&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;7,043&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Puerto Rico Cash &amp;amp; Money Market Fund&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;81,576&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;76,259&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Bond for the Bank&amp;#39;s trust operations&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;379&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;105&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;        Total pledged investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,111,425&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,171,933&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pledged residential mortgage loans to secure:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Advances from the Federal Home Loan Bank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,095,810&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;1,013,106&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pledged commercial loans to secure:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Advances from the Federal Home Loan Bank&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;253,263&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;139,043&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Federal Reserve Bank Credit Facility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;12,877&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;179,895&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Puerto Rico public fund deposits&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;410,932&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;414,481&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;677,072&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;733,419&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Pledged auto loans and leases to secure:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Federal Reserve Bank Credit Facility&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;884,339&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;            Total pledged assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2,884,307&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,802,797&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;Financial assets not pledged:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Investment securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;483,373&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;207,357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Residential mortgage loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;379,065&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;586,040&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Commercial loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,287,036&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;1,349,467&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Consumer loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;295,492&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;266,498&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15pt;' &gt;&lt;td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;    Auto loans and leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;929,666&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Calibri;font-size:11pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;123,258&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:15.75pt;' &gt;&lt;td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;            Total assets not pledged&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;3,374,632&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' &gt;2,532,620&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:PledgeAssetsTextBlock>
  <invest:DerivativeNotionalAmount id="ID_5226" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateCapMember" unitRef="USD" decimals="INF">109800000</invest:DerivativeNotionalAmount>
  <invest:DerivativeNotionalAmount id="ID_5227" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DerivativeByNatureAxis_us-gaap_InterestRateCapMember_us-gaap_RestructuringCostAndReserveAxis_us-gaap_ContractTerminationMember" unitRef="USD" decimals="INF">110000000</invest:DerivativeNotionalAmount>
  <us-gaap:OperatingLossCarryforwards id="ID_5228" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">14000000</us-gaap:OperatingLossCarryforwards>
  <us-gaap:OperatingLossCarryforwards id="ID_5229" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_ofg_BankMember" unitRef="USD" decimals="INF">27600000</us-gaap:OperatingLossCarryforwards>
  <dei:EntityPublicFloat id="ID_5230" contextRef="AS_OF_Jun30_2015_Entity_0001030469" unitRef="USD" decimals="-5">473400000</dei:EntityPublicFloat>
  <dei:EntityWellKnownSeasonedIssuer id="ID_5231" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">No</dei:EntityWellKnownSeasonedIssuer>
  <dei:EntityVoluntaryFilers id="ID_5232" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">No</dei:EntityVoluntaryFilers>
  <dei:EntityCurrentReportingStatus id="ID_5233" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">Yes</dei:EntityCurrentReportingStatus>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount id="ID_5234" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469" unitRef="shares" decimals="INF">230392</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <ofg:LossesFromRepurchaseLoanSubjectToCreditRecourse id="ID_5235" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_us-gaap_GuaranteeObligationsByNatureAxis_ofg_LoanWithRecourseMember" unitRef="USD" decimals="INF">10700000</ofg:LossesFromRepurchaseLoanSubjectToCreditRecourse>
  <us-gaap:DividendsAndInterestPaid id="ID_5236" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_OrientalInsuranceMember" unitRef="USD" decimals="INF">2700000</us-gaap:DividendsAndInterestPaid>
  <us-gaap:DividendsAndInterestPaid id="ID_5237" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_ofg_OrientalFinancialServicesMember" unitRef="USD" decimals="INF">3200000</us-gaap:DividendsAndInterestPaid>
  <us-gaap:DividendsAndInterestPaid id="ID_5238" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_ofg_OrientalInsuranceMember" unitRef="USD" decimals="INF">12400000</us-gaap:DividendsAndInterestPaid>
  <us-gaap:DividendsAndInterestPaid id="ID_5239" contextRef="FROM_Jan01_2013_TO_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_ofg_OrientalFinancialServicesMember" unitRef="USD" decimals="INF">3200000</us-gaap:DividendsAndInterestPaid>
  <us-gaap:ProvisionForDoubtfulAccounts id="ID_5240" contextRef="FROM_Oct01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">29300000</us-gaap:ProvisionForDoubtfulAccounts>
  <us-gaap:AllowanceForDoubtfulAccountsReceivable id="ID_5241" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">53300000</us-gaap:AllowanceForDoubtfulAccountsReceivable>
  <ofg:CreditFacilitiesToStateInsuranceFund id="ID_5242" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">78000000</ofg:CreditFacilitiesToStateInsuranceFund>
  <ofg:TotalRevolvingLineOfCreditOfGovernment id="ID_5243" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">550000000</ofg:TotalRevolvingLineOfCreditOfGovernment>
  <ofg:InterestIncomeForCoveredLoans id="ID_5244" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="INF">89000</ofg:InterestIncomeForCoveredLoans>
  <ofg:InterestIncomeForCoveredLoans id="ID_5245" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">33700000</ofg:InterestIncomeForCoveredLoans>
  <us-gaap:TierTwoRiskBasedCapital id="ID_5246" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="INF">13400000</us-gaap:TierTwoRiskBasedCapital>
  <us-gaap:SubordinatedDebt id="ID_5247" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006FixedRateMember" unitRef="USD" decimals="INF">37000000</us-gaap:SubordinatedDebt>
  <us-gaap:SubordinatedDebt id="ID_5248" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006Member" unitRef="USD" decimals="INF">30000000</us-gaap:SubordinatedDebt>
  <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 id="ID_5249" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006Member" unitRef="pure" decimals="INF">1.81</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
  <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 id="ID_5250" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006FixedRateMember" unitRef="pure" decimals="6">0.0181</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
  <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 id="ID_5251" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006Member" unitRef="pure" decimals="6">0.0216</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
  <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 id="ID_5252" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006FixedRateMember" unitRef="pure" decimals="6">0.0216</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
  <us-gaap:DebtInstrumentInterestRateTerms id="ID_5253" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_ofg_SubordinatedborrowingsAxis_ofg_SubordinatedCapitalNote2006Member">three-month LIBOR</us-gaap:DebtInstrumentInterestRateTerms>
  <us-gaap:OtherBorrowings id="ID_5254" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_ShortTermDebtMember" unitRef="USD" decimals="INF">1000000</us-gaap:OtherBorrowings>
  <us-gaap:DeferredTaxAssetsCapitalLossCarryforwards id="ID_5255" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">4000000</us-gaap:DeferredTaxAssetsCapitalLossCarryforwards>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost id="ID_5256" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">794998000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal id="ID_5257" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">14285000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_5258" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">780713000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost id="ID_5259" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">121141000</ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments id="ID_5260" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">6480000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_5261" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">114661000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost id="ID_5262" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">673857000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments id="ID_5263" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">7805000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_5264" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">666052000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost id="ID_5265" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="INF">129076000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal id="ID_5266" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="INF">2741000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_5267" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="INF">126335000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost id="ID_5268" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="INF">103340000</ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments id="ID_5269" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="INF">2410000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_5270" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="INF">100930000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost id="ID_5271" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="INF">25736000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments id="ID_5272" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="INF">331000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_5273" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_CollateralizedMortgageObligationsMember" unitRef="USD" decimals="INF">25405000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost id="ID_5274" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="INF">17801000</ofg:AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments id="ID_5275" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="INF">4070000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="ID_5276" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="INF">13731000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost id="ID_5277" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="INF">17801000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal id="ID_5278" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="INF">4070000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_5279" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="INF">13731000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost id="ID_5280" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="INF">149480000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal id="ID_5281" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="INF">1509000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_5282" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="INF">147971000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost id="ID_5283" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="INF">149480000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments id="ID_5284" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="INF">1509000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_5285" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_ofg_FnmaAndFhlmcMember" unitRef="USD" decimals="INF">147971000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost id="ID_5286" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="INF">5122000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal id="ID_5287" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="INF">29000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_5288" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="INF">5093000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost id="ID_5289" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="INF">5122000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments id="ID_5290" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="INF">29000</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_5291" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" unitRef="USD" decimals="INF">5093000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost id="ID_5292" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="INF">0</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal id="ID_5293" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="INF">0</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id="ID_5294" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="INF">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost id="ID_5295" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="INF">0</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost>
  <ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments id="ID_5296" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="INF">0</ofg:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id="ID_5297" contextRef="AS_OF_Dec31_2015_Entity_0001030469_invest_InvestmentSecuritiesClassAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" unitRef="USD" decimals="INF">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_5298" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">0</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld id="ID_5299" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="INF">0</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <ofg:TrueUpPaymentObligation id="ID_5300" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">2677000</ofg:TrueUpPaymentObligation>
  <us-gaap:ContractReceivableDueOneYearOrLess id="ID_5301" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_us-gaap_SwaptionMember" unitRef="USD" decimals="INF">3375000</us-gaap:ContractReceivableDueOneYearOrLess>
  <us-gaap:PurchaseObligationDueInNextTwelveMonths id="ID_5302" contextRef="AS_OF_Dec31_2015_Entity_0001030469_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_us-gaap_SwaptionMember" unitRef="USD" decimals="INF">3152000</us-gaap:PurchaseObligationDueInNextTwelveMonths>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ID_5303" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="myUSDPerShare" decimals="INF">5.77</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue id="ID_5304" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="myUSDPerShare" decimals="INF">5.77</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:RestructuringCharges id="ID_5305" contextRef="FROM_Jan01_2014_TO_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="INF">0</us-gaap:RestructuringCharges>
  <us-gaap:RestructuringCharges id="ID_5306" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">0</us-gaap:RestructuringCharges>
  <ofg:RepurchasedLoan id="ID_5307" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469_us-gaap_GuaranteeObligationsByNatureAxis_ofg_LoanWithRecourseMember" unitRef="USD" decimals="INF">4100000</ofg:RepurchasedLoan>
  <ofg:OtherIntangibleAssets id="ID_5308" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember" unitRef="USD" decimals="INF">3300000</ofg:OtherIntangibleAssets>
  <ofg:MortgageServicingRightsSalePrice id="ID_5309" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="INF">7000000</ofg:MortgageServicingRightsSalePrice>
  <ofg:IndexAppreciation id="ID_5310" contextRef="AS_OF_Dec31_2014_Entity_0001030469_us-gaap_DebtInstrumentAxis_us-gaap_ShortTermDebtMember" unitRef="USD" decimals="INF">1300000</ofg:IndexAppreciation>
  <ofg:FdicSharedLossIndemnificationAssetPolicytextBlock id="ID_5311" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' &gt;FDIC Indemnification Asset&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; and True-up Payment Obligation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The FDIC indemnification asset is accounted for and measured separately from the covered loans acq&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;uired in the FDIC-assisted acquisition as it is not contractually embedded in any of the covered loans. The indemnification asset related to estimated future loan and lease losses is not transferable should the Company sell a loan prior to foreclosure or m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;aturity. The indemnification asset was recorded at fair value at the acquisition date and represents the present value of the estimated cash payments expected to be received from the FDIC for future losses on covered assets based on the credit adjustment e&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;stimated for each covered asset and the shared-loss percentages. This balance also includes incurred expenses under the shared-loss agreements. These cash flows are then discounted at a market-based rate to reflect the uncertainty of the timing and receipt&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of the shared-loss reimbursements from the FDIC. The amount ultimately collected for this asset is dependent upon the performance of the underlying covered assets, the passage of time, the proper submission of claims to the FDIC and compliance with the ob&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;ligations set forth in the FDIC shared-loss agreements. The time value of money incorporated into the present value computation is accreted into earnings over the shorter of the life of the shared-loss agreements or the holding period of the covered assets&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The FDIC indemnification asset is reduced as losses are recognized on covered loans &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and foreclosed real estate &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;and shared-loss payments are received from the FDIC. Realized credit losses in excess of acquisition-date estimates result in an increase in &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the FDIC indemnification asset. Conversely, if &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;realized credit losses are less than acquisition-date estimates, the FDIC indemnification asset is amortized through the term of the shared-loss agreements.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; Depending on the timing of claims and covered asset &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt;resolution, the Company could also have owed payments to the FDIC for the recovery of prior claims. The liability&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;color:#000000;' &gt; for these payments is recorded in other liabilities in the consolidated statements of financial condition until cash is paid to the FDIC.&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Th&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;e true-up payment obligation associated with the loss share agreements is accounted for at fair value in accordance with ASC Section 805-30-25-6 as it is considered contingent consideration. The true-up payment obligation is included as part of other liabi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;lities in the consolidated statements of financial condition. Any changes in the carrying value of the obligation are included in the category of FDIC loss share income (expense) in the consolidated statements of operations&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;</ofg:FdicSharedLossIndemnificationAssetPolicytextBlock>
  <ofg:InvestmentSecuritiesFSCarryingValue id="ID_5312" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">974609000</ofg:InvestmentSecuritiesFSCarryingValue>
  <us-gaap:Deposits id="ID_5313" contextRef="AS_OF_Dec31_2015_Entity_0001030469_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">4715764000</us-gaap:Deposits>
  <ofg:Condensedconsolidatingstatementofcashflowstabletextblock id="ID_5314" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Year Ended December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt; &lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;2013&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='8' rowspan='1' style='width:205.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:205.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash flows from operating activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Net (loss) income&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(2,504)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;85,181&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;98,446&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:16.5pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;     Adjustments to reconcile net (loss) income to net cash provided by operating activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Equity in undistributed earnings from banking subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;3,804&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(84,787)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(98,133)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Equity in undistributed earnings from nonbanking subsidiaries&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,972)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,490)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,469)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Amortization of investment securities premiums, net of accretion of discounts&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;44&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;21&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Other impairments on securities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;62&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Stock-based compensation&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,637&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,036&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,823&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Deferred income tax, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(3,088)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,272&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Net decrease in other assets&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;148&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;554&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;11&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Net (decrease) in accrued expenses, other liabilities, and dividend payable&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(221)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(696)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(2,051)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Dividends from banking subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;45,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;28,000&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Dividends from non-banking subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;5,900&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;15,600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;               Net cash provided by &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;operating activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;42,848&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;31,781&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;14,647&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash flows from investing activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Maturities and redemptions of investment securities  available-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,013&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;1,318&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;4,676&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Net (increase) decrease in due from bank subsidiary, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;317&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(218)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;2,461&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Capital contribution to banking subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,167)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(892)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(1,385)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Capital contribution to non-banking subsidiary&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(94)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(76)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(99)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Additions to premises and equipment&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(132)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;             Net cash provided by investing activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;937&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;132&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;5,653&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash flows from financing activities:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Proceeds from (payments to) exercise of stock options and lapsed restricted units, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;204&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;643&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(572)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Proceeds from issuance of common stock, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(16)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Proceeds from issuance of preferred stock, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(25)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Purchase of treasury stock&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(8,950)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(16,948)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;        Dividends paid&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(31,623)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(28,341)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(24,651)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;             Net cash used in financing activities&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(40,369)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(44,646)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;(25,264)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Net change in cash and cash equivalents&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;3,416&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(12,733)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;(4,964)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;Cash and cash equivalents at beginning of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;16,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;29,557&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;color:#000000;' &gt;34,521&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:12.75pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;Cash and cash equivalents at end of year&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;20,240&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;16,824&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:10.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' &gt;29,557&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ofg:Condensedconsolidatingstatementofcashflowstabletextblock>
  <us-gaap:UseOfEstimates id="ID_5315" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Use of Estimates in the Preparation of Financial Statements &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;The preparation of financial statements in conformity with GAAP requires management to make &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;certain estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of revenue and expenses during &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate mainly to the determination of the allowance for loan and lease losses, the valuation&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; of securities and derivative instruments, revisions to expected cash flows in acquired loans, accounting for the indemnification asset, the valuation of the true up payment obligation, the determination of income taxes and other-than-temporary impairment &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;of securities, and goodwill valuation and impairment assessment. &lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:UseOfEstimates>
  <us-gaap:BusinessCombinationsPolicy id="ID_5316" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' &gt;Business Combinations&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;line-height:12pt;' &gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;Business combinations are accounted for under the acquisition method. Under this method, assets acquired, liabilities assumed and any &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;noncontrolling&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; interest in the &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;a&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;cquiree&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; at the acquisition date are measured at their fair values as of the acquisition date. The acquisition date is the date the acquirer obtains control. Also, assets or liabilities arising from &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;noncontractual&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; contingencies are measured at their acquisi&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;tion date at fair value only if it is more likely than not that they meet the definition of an asset or liability. Adjustments subsequently made to the provisional amounts recorded on the acquisition date as a result of new information obtained about facts&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; and circumstances that existed as of the acquisition date but were known to the Corporation after acquisition will be made retroactively during a measurement period not to exceed one year. Furthermore, acquisition-related restructuring costs that do not m&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eet certain criteria of exit or disposal activities are expensed as incurred. Transaction costs are expensed as incurred. Changes in income tax valuation allowances for acquired deferred tax assets are recognized in earnings subsequent to the measurement p&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;eriod as an adjustment to income tax expense. Contingent consideration classified as an asset or a liability is &lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;remeasured&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; to fair value at each reporting date until the contingency is resolved. The changes in fair value of the contingent consideration are&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt; recognized in earnings unless the arrangement is a hedging instrument for which changes are initially recognized in other comprehensive income.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' &gt;There were no significant business combinations during 2015, 2014 or 2013&lt;/font&gt;&lt;font style='font-family:Times New Roman;font-size:10pt;' &gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' &gt;&lt;/p&gt;&lt;/div&gt;</us-gaap:BusinessCombinationsPolicy>
  <ofg:InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionWithCumulativeDefaultProbabilityPercentagetototal id="ID_5317" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="pure" decimals="4">0.36</ofg:InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionWithCumulativeDefaultProbabilityPercentagetototal>
  <ofg:DeferredTaxAssetsOtherAssetsAllowances id="ID_5318" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">2802000</ofg:DeferredTaxAssetsOtherAssetsAllowances>
  <ofg:DeferredTaxAssetsOtherAssetsAllowances id="ID_5319" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">0</ofg:DeferredTaxAssetsOtherAssetsAllowances>
  <ofg:DeferredTaxAssetsInOtherAssetAllowances id="ID_5320" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">1547000</ofg:DeferredTaxAssetsInOtherAssetAllowances>
  <ofg:DeferredTaxAssetsInOtherAssetAllowances id="ID_5321" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">1424000</ofg:DeferredTaxAssetsInOtherAssetAllowances>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered id="ID_5322" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-5">92300000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered id="ID_5323" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">363200000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmountCovered>
  <us-gaap:UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued id="ID_5324" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-5">2600000</us-gaap:UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued>
  <ofg:CashAndDueFromBanksParent id="ID_5325" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">16824000</ofg:CashAndDueFromBanksParent>
  <ofg:CashAndDueFromBanksParent id="ID_5326" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">20240000</ofg:CashAndDueFromBanksParent>
  <ofg:CashAndDueFromBanksParent id="ID_5327" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">29557000</ofg:CashAndDueFromBanksParent>
  <ofg:CashAndDueFromBanksParent id="ID_5328" contextRef="AS_OF_Dec31_2012_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">34521000</ofg:CashAndDueFromBanksParent>
  <us-gaap:CashAndDueFromBanks id="ID_5329" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">532010000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CashAndDueFromBanks id="ID_5330" contextRef="AS_OF_Dec31_2014_Entity_0001030469" unitRef="USD" decimals="-3">568752000</us-gaap:CashAndDueFromBanks>
  <us-gaap:Deposits id="ID_5331" contextRef="AS_OF_Dec31_2015_Entity_0001030469" unitRef="USD" decimals="-3">4716859000</us-gaap:Deposits>
  <us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock id="ID_5332" contextRef="FROM_Jan01_2015_TO_Dec31_2015_Entity_0001030469">&lt;div&gt;&lt;table style='border-collapse:collapse;' &gt;&lt;tr style='height:12pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;December 31,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2015&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td colspan='5' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:135pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;(In thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Originated and other loans and leases held for investment:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Mortgage  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;757,828&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;791,751&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,441,649&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;1,289,732&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;242,950&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;186,760&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Auto and leasing&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;669,163&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;575,582&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;3,111,590&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,843,825&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Allowance for loan and lease losses on originated and other loans and leases&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(112,626)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(51,439)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,998,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,792,386&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Deferred loan costs, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,203&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,282&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;    Total originated and other loans loans held for investment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;3,003,167&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,796,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Acquired loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:10.5pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;    Acquired BBVAPR loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;     Accounted for under ASC 310-20 (Loans with revolving feature and/or &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;        acquired at a premium)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Commercial&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;7,457&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;12,675&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;38,385&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;45,344&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;106,911&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;184,782&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;152,753&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;242,801&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-20&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(5,542)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(4,597)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;147,211&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;238,204&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;     Accounted for under ASC 310-30 (Loans acquired with deteriorated  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;         credit quality, including those by analogy)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Mortgage  &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;608,294&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;656,122&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Commercial &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;287,311&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;452,201&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Construction &lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;88,180&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;106,361&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;11,843&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;29,888&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Auto&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;153,592&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;247,233&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,149,220&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,491,805&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;         Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-30&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(25,785)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(13,481)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,123,435&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,478,324&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:11.25pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;    Total acquired BBVAPR loans, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:8pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,270,646&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,716,528&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:14.25pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;  Acquired Eurobank loans:&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;    Loans secured by 1-4 family residential properties&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;92,273&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;102,162&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;    Commercial and construction&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;142,377&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;256,488&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;    Consumer&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;2,314&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;4,506&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;    Total acquired Eurobank loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;236,964&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;363,156&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;        Allowance for loan and lease losses on Eurobank loans&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(90,178)&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;(64,245)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;    Total acquired Eurobank loans, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;146,786&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;298,911&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;    Total acquired loans, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;1,417,432&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;2,015,439&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total held for investment, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;4,420,599&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;4,812,107&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9pt;' &gt;&lt;td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;Mortgage loans held-for-sale&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;13,614&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;color:#000000;' &gt;14,539&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style='height:9.75pt;' &gt;&lt;td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;Total loans, net&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;4,434,213&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;&lt;/font&gt;&lt;/td&gt;&lt;td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;$&lt;/font&gt;&lt;/td&gt;&lt;td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' &gt;&lt;font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' &gt;4,826,646&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
  <ofg:Othercomprehensiveincomefrombanksubsidiary id="ID_5333" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-52249000</ofg:Othercomprehensiveincomefrombanksubsidiary>
  <ofg:Parentothercomprehensiveincomelossbeforetaxportion id="ID_5334" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-52768000</ofg:Parentothercomprehensiveincomelossbeforetaxportion>
  <ofg:Incometaxeffect id="ID_5335" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">79000</ofg:Incometaxeffect>
  <ofg:Parentothercomprehensiveincomelossnetoftax id="ID_5336" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-52689000</ofg:Parentothercomprehensiveincomelossnetoftax>
  <ofg:Parentcomprehensiveincomenetoftax id="ID_5337" contextRef="AS_OF_Dec31_2013_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">45757000</ofg:Parentcomprehensiveincomenetoftax>
  <ofg:Othercomprehensiveincomefrombanksubsidiary id="ID_5338" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">16361000</ofg:Othercomprehensiveincomefrombanksubsidiary>
  <ofg:Parentothercomprehensiveincomelossbeforetaxportion id="ID_5339" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">16570000</ofg:Parentothercomprehensiveincomelossbeforetaxportion>
  <ofg:Incometaxeffect id="ID_5340" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-50000</ofg:Incometaxeffect>
  <ofg:Parentothercomprehensiveincomelossnetoftax id="ID_5341" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">16520000</ofg:Parentothercomprehensiveincomelossnetoftax>
  <ofg:Parentcomprehensiveincomenetoftax id="ID_5342" contextRef="AS_OF_Dec31_2014_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">101701000</ofg:Parentcomprehensiveincomenetoftax>
  <ofg:Othercomprehensiveincomefrombanksubsidiary id="ID_5343" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-5578000</ofg:Othercomprehensiveincomefrombanksubsidiary>
  <ofg:Parentothercomprehensiveincomelossbeforetaxportion id="ID_5344" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-5748000</ofg:Parentothercomprehensiveincomelossbeforetaxportion>
  <ofg:Incometaxeffect id="ID_5345" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">34000</ofg:Incometaxeffect>
  <ofg:Parentothercomprehensiveincomelossnetoftax id="ID_5346" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-5714000</ofg:Parentothercomprehensiveincomelossnetoftax>
  <ofg:Parentcomprehensiveincomenetoftax id="ID_5347" contextRef="AS_OF_Dec31_2015_Entity_0001030469_dei_LegalEntityAxis_us-gaap_ParentMember" unitRef="USD" decimals="-3">-8218000</ofg:Parentcomprehensiveincomenetoftax>
</xbrli:xbrl>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>11
<FILENAME>ofg-20151231.xsd
<DESCRIPTION>XBRL EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!-- Prepared by IBM Cognos Disclosure Management XBRL Version: 10.2.4 Using Fujitsu -->
<!-- Validation status: Passed -->
<schema targetNamespace="http://orientalfg.com/20151231" elementFormDefault="qualified" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ofg="http://orientalfg.com/20151231" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
    <annotation>
        <appinfo>
            <link:linkbaseRef xlink:type="simple" xlink:href="ofg-20151231_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
            <link:linkbaseRef xlink:type="simple" xlink:href="ofg-20151231_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
            <link:linkbaseRef xlink:type="simple" xlink:href="ofg-20151231_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
            <link:linkbaseRef xlink:type="simple" xlink:href="ofg-20151231_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
            <link:roleType roleURI="http://orientalfg.com/role/CommitmentsAndContingencies" id="ELRID_DisclosureCommitmentsAndContingencies">
                <link:definition>100240 - Disclosure - Commitments and Contingencies</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/RelatedPartyTransactions" id="ELRID_DisclosureRelatedPartyTransactions">
                <link:definition>100160 - Disclosure - Related Party Transactions</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OrganizationConsolidationAndBasisOfPresentation" id="ELRID_OrganizationConsolidationAndBasisOfPresentation">
                <link:definition>100010 - Disclosure - Organization, Consolidation and Basis of Presentation</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/IncomeTaxes" id="ELRID_DisclosureIncomeTaxes">
                <link:definition>100170 - Disclosure - Income Taxes</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfChangesInStockholdersEquityAudited" id="ELRID_ConsolidatedStatementsOfChangesInStockholdersEquityAudited">
                <link:definition>000040 - Statement - Consolidated Statements of Changes in Stockholders' Equity (Audited)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DocumentDocumentAndEntityInformation" id="ELRID_DocumentDocumentAndEntityInformation">
                <link:definition>000005 - Document - Document and Entity Information</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfFinancialConditionAudited" id="ELRID_ConsolidatedStatementsOfFinancialConditionAudited">
                <link:definition>000010 - Statement - Consolidated Statements of Financial Condition (Audited)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfFinancialConditionAuditedParenthetical" id="ELRID_ConsolidatedStatementsOfFinancialConditionAuditedParenthetical">
                <link:definition>000011 - Statement - Consolidated Statements of Financial Condition (Audited) (Parenthetical)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfOperationsAudited" id="ELRID_ConsolidatedStatementsOfOperationsAudited">
                <link:definition>000020 - Statement - Consolidated Statements of Operations (Audited)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfComprehensiveIncomeLossAudited" id="ELRID_ConsolidatedStatementsOfComprehensiveIncomeLossAudited">
                <link:definition>000030 - Statement - Consolidated Statements of Comprehensive Income (Loss) (Audited)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfCashFlowsAudited" id="ELRID_ConsolidatedStatementsOfCashFlowsAudited">
                <link:definition>000050 - Statement - Consolidated Statements of Cash Flows (Audited)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/InvestmentSecurities" id="ELRID_InvestmentSecurities">
                <link:definition>100030 - Disclosure - Investment Securities</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivable" id="ELRID_LoansReceivable">
                <link:definition>100050 - Disclosure - Loans Receivable</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FDICIndemnificationAssetAndTrueupPaymentObligation" id="ELRID_FDICIndemnificationAssetAndTrueupPaymentObligation">
                <link:definition>100070 - Disclosure - FDIC Indemnification Asset and True-up Payment Obligation</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DepositsAndRelatedInterest" id="ELRID_DisclosureDepositsAndRelatedInterest">
                <link:definition>100120 - Disclosure - Deposits and Related Interest</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/Borrowings" id="ELRID_DisclosureBorrowings">
                <link:definition>100130 - Disclosure - Borrowings</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DerivativeActivities" id="ELRID_DisclosureDerivativeActivities">
                <link:definition>100100 - Disclosure - Derivative Activities</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/StockholdersEquity" id="ELRID_DisclosureStockholdersEquity">
                <link:definition>100200 - Disclosure - Stockholders' Equity</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FairValue" id="ELRID_DisclosureFairValue">
                <link:definition>100250 - Disclosure - Fair Value</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/BusinessSegment" id="ELRID_BusinessSegment">
                <link:definition>100270 - Disclosure - Business Segment</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FDICIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseFDICIndemnificationAssetRollForwardDetails" id="ELRID_FDICIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseFDICIndemnificationAssetRollForwardDetails">
                <link:definition>400701 - Disclosure - FDIC Indemnification Asset and True-up Payment Obligation and FDIC shared-loss expense (FDIC Indemnification Asset Roll Forward) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FairValueTables" id="ELRID_FairValueTables">
                <link:definition>300250 - Disclosure - Fair Value (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FairValueAssetsAndLiabilitiesOnRecurringAndNonrecurringBasisDetails" id="ELRID_FairValueAssetsAndLiabilitiesOnRecurringAndNonrecurringBasisDetails">
                <link:definition>402501 - Disclosure - Fair Value (Assets and liabilities on recurring and non-recurring basis) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FairValueReconciliationOfAssetsAndLiabilitiesUsingSignificantUnobservableInputsLevel3Details" id="ELRID_DisclosureFairValueReconciliationOfAssetsAndLiabilitiesUsingSignificantUnobservableInputsLevel3Details">
                <link:definition>402502 - Disclosure - Fair Value (Reconciliation of assets and liabilities using significant unobservable inputs (Level 3)) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FairValueQualitativeInformationForAssetsAndLiabilitiesDetails" id="ELRID_DisclosureFairValueQualitativeInformationForAssetsAndLiabilitiesDetails">
                <link:definition>402503 - Disclosure - Fair Value (Qualitative information for assets and liabilities) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FairValueEstimatedFairValueAndCarryingValueDetails" id="ELRID_FairValueEstimatedFairValueAndCarryingValueDetails">
                <link:definition>402505 - Disclosure - Fair value (Estimated fair value and carrying value) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/InvestmentSecuritiesNarrativeDetails" id="ELRID_InvestmentSecuritiesNarrativeDetails">
                <link:definition>400300 - Disclosure - Investment Securities (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesDetails" id="ELRID_InvestmentSecuritiesInvestmentSecuritiesDetails">
                <link:definition>400301 - Disclosure - Investment Securities (Investment securities) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesByContractualMaturityDetails" id="ELRID_InvestmentSecuritiesInvestmentSecuritiesByContractualMaturityDetails">
                <link:definition>400302 - Disclosure - Investment Securities (Investment securities by contractual maturity) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/InvestmentSecuritiesGrossRealizeGainsAndLossesByCategoryDetails" id="ELRID_InvestmentSecuritiesGrossRealizeGainsAndLossesByCategoryDetails">
                <link:definition>400303 - Disclosure - Investment Securities (Gross realize gains and losses by category) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/InvestmentSecuritiesGainsAndLossesByCategoryDetails" id="ELRID_InvestmentSecuritiesGainsAndLossesByCategoryDetails">
                <link:definition>400304 - Disclosure - Investment Securities (Gains and losses by category) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableTables" id="ELRID_LoansReceivableTables">
                <link:definition>300050 - Disclosure - Loans Receivable (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableCompositionOfLoanPortfolioDetails" id="ELRID_LoansReceivableCompositionOfLoanPortfolioDetails">
                <link:definition>400501 - Disclosure - Loans Receivable (Composition of loan portfolio) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FDICIndemnificationAndTrueupPaymentObligationAndFDICSharedlossExpenseTables" id="ELRID_FDICIndemnificationAndTrueupPaymentObligationAndFDICSharedlossExpenseTables">
                <link:definition>300070 - Disclosure - FDIC Indemnification and True-up Payment Obligation and FDIC shared-loss expense  (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DerivativeActivitiesTables" id="ELRID_DisclosureDerivativeActivitiesTables">
                <link:definition>300100 - Disclosure - Derivative Activities (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OtherAssetsTables" id="ELRID_DisclosureOtherAssetsTables">
                <link:definition>300110 - Disclosure - Other Assets (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestTables" id="ELRID_DisclosureDepositsAndRelatedInterestTables">
                <link:definition>300120 - Disclosure - Deposits and Related Interest (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/BorrowingsTables" id="ELRID_DisclosureBorrowingsTables">
                <link:definition>300130 - Disclosure - Borrowings (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/StockholdersEquityTables" id="ELRID_DisclosureStockholdersEquityTables">
                <link:definition>300200 - Disclosure - Stockholders' Equity (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DerivativeActivitiesNarrativesDetails" id="ELRID_DerivativeActivitiesNarrativesDetails">
                <link:definition>401000 - Disclosure - Derivative Activities (Narratives) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DerivativeActivitiesDerivativeAssetsAndLiabilitiesDetails" id="ELRID_DisclosureDerivativeActivitiesDerivativeAssetsAndLiabilitiesDetails">
                <link:definition>401001 - Disclosure - Derivative Activities (Derivative Assets and Liabilities) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DerivativeActivitiesInterestRateSwapAndTheirTermDetails" id="ELRID_DisclosureDerivativeActivitiesInterestRateSwapAndTheirTermDetails">
                <link:definition>401002 - Disclosure - Derivative Activities (Interest rate swap and their term) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestNarrativesDetails" id="ELRID_DisclosureDepositsAndRelatedInterestNarrativesDetails">
                <link:definition>401200 - Disclosure - Deposits and Related Interest (Narratives) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureRegulatoryCapitalRequirementsGroupsAndTheBanksActualCapitalAmountsAndRatiosDetails" id="ELRID_DisclosureRegulatoryCapitalRequirementsGroupsAndTheBanksActualCapitalAmountsAndRatiosDetails">
                <link:definition>401801 - Disclosure - Regulatory Capital Requirements (Group's and the Bank's actual capital amounts and ratios) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EarningsPerCommonShareEarningsPerCommonShareDetails" id="ELRID_EarningsPerCommonShareEarningsPerCommonShareDetails">
                <link:definition>402201 - Disclosure - Earnings Per Common Share (Earnings per common share) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeAccumulatedComprehensiveIncomeNetOfIncomeTaxDetails" id="ELRID_AccumulatedOtherComprehensiveIncomeAccumulatedComprehensiveIncomeNetOfIncomeTaxDetails">
                <link:definition>402101 - Disclosure - Accumulated Other Comprehensive Income (Accumulated Comprehensive Income, net of income tax) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureStockholdersEquityCommonSharesHeldInTreasuryActivityDetails" id="ELRID_DisclosureStockholdersEquityCommonSharesHeldInTreasuryActivityDetails">
                <link:definition>402002 - Disclosure - Stockholders' Equity (Common shares held in treasury, activity) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/CommitmentsFutureRentalCommitmentsUnderLeasesDetails" id="ELRID_DisclosureCommitmentsFutureRentalCommitmentsUnderLeasesDetails">
                <link:definition>402402 - Disclosure - Commitments (Future rental commitments under leases) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/CommitmentsNarrativesDetails" id="ELRID_DisclosureCommitmentsNarrativesDetails">
                <link:definition>402400 - Disclosure - Commitments (Narratives) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AccruedInterestAndOtherAssetsOtherAssetsDetails" id="ELRID_AccruedInterestAndOtherAssetsOtherAssetsDetails">
                <link:definition>401102 - Disclosure - Accrued Interest and Other Assets (Other assets) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AccruedInterestAndOtherAssetsNarrativesDetails" id="ELRID_DisclosureAccruedInterestAndOtherAssetsNarrativesDetails">
                <link:definition>401100 - Disclosure - Accrued Interest and Other Assets (Narratives) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureIncomeTaxesNarrativesDetails" id="ELRID_IncomeTaxesNarrativesDetails">
                <link:definition>401700 - Disclosure - Income Taxes (Narratives) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/RelatedPartyTransactionsDetails" id="ELRID_DisclosureRelatedPartyTransactionsDetails">
                <link:definition>401601 - Disclosure - Related Party Transactions (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestDepositsByComponentsDetails" id="ELRID_DisclosureDepositsAndRelatedInterestDepositsByComponentsDetails">
                <link:definition>401201 - Disclosure - Deposits and Related Interest (Deposits by Components) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestInterestExpenseDetails" id="ELRID_DisclosureDepositsAndRelatedInterestInterestExpenseDetails">
                <link:definition>401202 - Disclosure - Deposits and Related Interest (Interest expense) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestMaturitiesOfTimeDepositsDetails" id="ELRID_DisclosureDepositsAndRelatedInterestMaturitiesOfTimeDepositsDetails">
                <link:definition>401203 - Disclosure - Deposits and Related Interest (Maturities of Time Deposits) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/BusinessSegmentsDetails" id="ELRID_BusinessSegmentsDetails">
                <link:definition>402701 - Disclosure - Business Segments (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureCommitmentsAndContingenciesTables" id="ELRID_CommitmentsAndContingenciesTables">
                <link:definition>300240 - Disclosure - Commitments and Contingencies (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureEquitybasedCompensationPlanNarrativesDetails" id="ELRID_DisclosureEquitybasedCompensationPlanNarrativesDetails">
                <link:definition>401900 - Disclosure - Equity-based Compensation Plan (Narratives) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/BorrowingsNarrativeDetails" id="ELRID_DisclosureBorrowingsNarrativeDetails">
                <link:definition>401300 - Disclosure - Borrowings (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/BorrowingsSecuritiesSoldUnderAgreementToRepurchaseByCounterpartiesDetails" id="ELRID_BorrowingsSecuritiesSoldUnderAgreementToRepurchaseByCounterpartiesDetails">
                <link:definition>401301 - Disclosure - Borrowings (Securities Sold Under Agreement to Repurchase by Counterparties) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureBorrowingsRepurchaseAgreementsDetails" id="ELRID_BorrowingsRepurchaseAgreementsDetails">
                <link:definition>401302 - Disclosure - Borrowings (Repurchase Agreements) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableAgingOfRecordedInvestmentInGrossLoansDetails" id="ELRID_LoansReceivableAgingOfRecordedInvestmentInGrossLoansDetails">
                <link:definition>400502 - Disclosure - Loans Receivable (Aging of recorded investment in gross loans) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableInvestmentInLoansOnNonaccrualStatusDetails" id="ELRID_LoansReceivableInvestmentInLoansOnNonaccrualStatusDetails">
                <link:definition>400507 - Disclosure - Loans Receivable (Investment in loans on non-accrual status) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableCreditQualityIndicatorOfLoansDetails" id="ELRID_LoansReceivableCreditQualityIndicatorOfLoansDetails">
                <link:definition>400512 - Disclosure - Loans Receivable (Credit Quality Indicator of loans) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableRiskCategoryOfGrossLoansNotSubjectToRiskRatingDetails" id="ELRID_LoansReceivableRiskCategoryOfGrossLoansNotSubjectToRiskRatingDetails">
                <link:definition>400513 - Disclosure - Loans Receivable (Risk category of gross loans not subject to risk rating ) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableTDRPrePostModificationsDetails" id="ELRID_LoansReceivableTDRPrePostModificationsDetails">
                <link:definition>400510 - Disclosure - Loans Receivable (TDR Pre/Post Modifications) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesAllowanceForLoanAndLeaseLossesDetails" id="ELRID_AllowanceForLoanAndLeaseLossesAllowanceForLoanAndLeaseLossesDetails">
                <link:definition>400602 - Disclosure - Allowance for Loan and Lease Losses (Allowance for loan and lease losses) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesGrossLoanAndAllowanceForLoanAndLeaseLossesDetails" id="ELRID_AllowanceForLoanAndLeaseLossesGrossLoanAndAllowanceForLoanAndLeaseLossesDetails">
                <link:definition>400603 - Disclosure - Allowance for Loan and Lease Losses (Gross Loan and Allowance for loan and lease losses) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableEurobankAcquiredLoanCarryingAmountsDetails" id="ELRID_LoansReceivableEurobankAcquiredLoanCarryingAmountsDetails">
                <link:definition>400505 - Disclosure - Loans Receivable (Eurobank Acquired Loan carrying amounts) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableAccretableYieldAndNonaccretableDiscountActivityDetails" id="ELRID_LoansReceivableAccretableYieldAndNonaccretableDiscountActivityDetails">
                <link:definition>400504 - Disclosure - Loans Receivable (Accretable yield and non-accretable discount activity) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesAllowanceForAcquiredEurobankLoanAndLeaseLossesDetails" id="ELRID_AllowanceForLoanAndLeaseLossesAllowanceForAcquiredEurobankLoanAndLeaseLossesDetails">
                <link:definition>400604 - Disclosure - Allowance for Loan and Lease Losses (Allowance for Acquired Eurobank Loan and Lease Losses) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/InvestmentsSecuritiesTables" id="ELRID_DisclosureInvestmentsSecuritiesTables">
                <link:definition>300030 - Disclosure - Investments Securities (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableRecordedInvestmentInLoansIndividuallyEvaluatedForImpairmentDetails" id="ELRID_LoansReceivableRecordedInvestmentInLoansIndividuallyEvaluatedForImpairmentDetails">
                <link:definition>400508 - Disclosure - Loans Receivable (Recorded Investment in loans individually evaluated for impairment) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableNarrativesDetails" id="ELRID_LoansReceivableNarrativesDetails">
                <link:definition>400500 - Disclosure - Loans Receivable (Narratives) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AccountingPoliciesPolicies" id="ELRID_AccountingPoliciesPolicies">
                <link:definition>200100 - Disclosure - Accounting Policies (Policies)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/RelatedPartyTransactionsTables" id="ELRID_DisclosureRelatedPartyTransactionsTables">
                <link:definition>300160 - Disclosure - Related Party Transactions (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/BusinessSegmentsTables" id="ELRID_BusinessSegmentsTables">
                <link:definition>300270 - Disclosure - Business Segments (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableTroubledDebtRestructuringsRollingTwelveMonthsDetails" id="ELRID_LoansReceivableTroubledDebtRestructuringsRollingTwelveMonthsDetails">
                <link:definition>400511 - Disclosure - Loans Receivable (Troubled debt restructurings, Rolling Twelve Months) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureBorrowingsAdvancesFromTheFederalHomeLoanBankDetails" id="ELRID_BorrowingsAdvancesFromTheFederalHomeLoanBankDetails">
                <link:definition>401305 - Disclosure - Borrowings (Advances from the Federal Home Loan Bank) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableInterestIncomeRecognizedInLoansIndividuallyEvaluatedForImpairmentDetails" id="ELRID_LoansReceivableInterestIncomeRecognizedInLoansIndividuallyEvaluatedForImpairmentDetails">
                <link:definition>400509 - Disclosure - Loans Receivable (Interest Income Recognized in loans individually evaluated for impairment) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesTables" id="ELRID_AllowanceForLoanAndLeaseLossesTables">
                <link:definition>300060 - Disclosure - Allowance for Loan and Lease Losses (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLosses" id="ELRID_DisclosureAllowanceForLoanAndLeaseLosses">
                <link:definition>100060 - Disclosure - Allowance for Loan and Lease Losses</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableBBVAPRAcquiredLoan31030CarryingAmountsDetails" id="ELRID_LoansReceivableBBVAPRAcquiredLoan31030CarryingAmountsDetails">
                <link:definition>400503 - Disclosure - Loans Receivable (BBVAPR Acquired Loan 310-30 carrying amounts) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesNarrativeDetails" id="ELRID_AllowanceForLoanAndLeaseLossesNarrativeDetails">
                <link:definition>400600 - Disclosure - Allowance for Loan and Lease Losses (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/BorrowingsRedemptionFundDetails" id="ELRID_DisclosureBorrowingsRedemptionFundDetails">
                <link:definition>401306 - Disclosure - Borrowings (Redemption Fund) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureCommitmentsSummarizedCreditrelatedFinancialInstrumentsDetails" id="ELRID_DisclosureCommitmentsSummarizedCreditrelatedFinancialInstrumentsDetails">
                <link:definition>402401 - Disclosure - Commitments (Summarized credit-related financial instruments) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeChangesInOtherComprehensiveIncomeByComponentsDetails" id="ELRID_AccumulatedOtherComprehensiveIncomeChangesInOtherComprehensiveIncomeByComponentsDetails">
                <link:definition>402102 - Disclosure - Accumulated Other Comprehensive Income (Changes in Other Comprehensive Income by Components) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OffsettingArrangementsAssetsOffsettingDetails" id="ELRID_DisclosureOffsettingArrangementsAssetsOffsettingDetails">
                <link:definition>401401 - Disclosure - Offsetting Arrangements (Assets Offsetting) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OffsettingArrangementLiabilitiesOffsettingDetails" id="ELRID_DisclosureOffsettingArrangementLiabilitiesOffsettingDetails">
                <link:definition>401402 - Disclosure - Offsetting Arrangement (Liabilities Offsetting) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OffsetOfAssetsLiabilities" id="ELRID_DisclosureOffsetOfAssetsLiabilities">
                <link:definition>100140 - Disclosure - Offset of Assets/Liabilities</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OffsetOfAssetsLiabilitiesTables" id="ELRID_DisclosureOffsetOfAssetsLiabilitiesTables">
                <link:definition>300140 - Disclosure - Offset of Assets/Liabilities (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FDICIndemnificationIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseNarrativeDetails" id="ELRID_FDICIndemnificationIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseNarrativeDetails">
                <link:definition>400700 - Disclosure - FDIC Indemnification Indemnification Asset and True-up Payment Obligation and FDIC shared-loss expense (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeReclassificationsOutOfOtherComprehensiveIncomeDetails" id="ELRID_AccumulatedOtherComprehensiveIncomeReclassificationsOutOfOtherComprehensiveIncomeDetails">
                <link:definition>402103 - Disclosure - Accumulated Other Comprehensive Income (Reclassifications out of other comprehensive income) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/Guarantees" id="ELRID_DisclosureGuarantees">
                <link:definition>100230 - Disclosure - Guarantees</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/GuaranteesNarrativeDetails" id="ELRID_GuaranteesNarrativeDetails">
                <link:definition>402300 - Disclosure - Guarantees (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/LoansReceivableAccretableYieldAndNonaccretableDiscountActivityOfCoveredLoansDetails" id="ELRID_LoansReceivableAccretableYieldAndNonaccretableDiscountActivityOfCoveredLoansDetails">
                <link:definition>400506 - Disclosure - Loans Receivable (Accretable yield and non-accretable discount activity of covered loans) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DerivativeActivitiesInterestRateSwapNotDesignatedAsHedgingInstrumentsAndTheirTermDetails" id="ELRID_DisclosureDerivativeActivitiesInterestRateSwapNotDesignatedAsHedgingInstrumentsAndTheirTermDetails">
                <link:definition>401003 - Disclosure - Derivative Activities (Interest rate swap not designated as hedging instruments and their term) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AccruedInterestReceivableAndOtherAssets" id="ELRID_DisclosureAccruedInterestReceivableAndOtherAssets">
                <link:definition>100110 - Disclosure - Accrued Interest Receivable and Other Assets</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/InvestmentSecuritiesOtherthantemporarilyImpairedSecuritiesDetails" id="ELRID_InvestmentSecuritiesOtherthantemporarilyImpairedSecuritiesDetails">
                <link:definition>400305 - Disclosure - Investment Securities (Other-than-temporarily Impaired Securities) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/RestictedCash" id="ELRID_RestictedCash">
                <link:definition>100020 - Disclosure - Resticted Cash</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureRestrictedCashTables" id="ELRID_DisclosureRestrictedCashTables">
                <link:definition>300020 - Disclosure - Restricted Cash (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/RestrictedCashCompositionDetails" id="ELRID_DisclosureRestrictedCashCompositionDetails">
                <link:definition>400201 - Disclosure - Restricted Cash (Composition) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesCompositionOfTheCompanysAllowanceForLoanAndLeaseLossesDetails" id="ELRID_AllowanceForLoanAndLeaseLossesCompositionOfTheCompanysAllowanceForLoanAndLeaseLossesDetails">
                <link:definition>400601 - Disclosure - Allowance for Loan and Lease Losses (Composition of the Company's allowance for loan and lease losses) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DerivativeActivitiesMaturityYearsOfSwaptionsTiedToSPDetails" id="ELRID_DisclosureDerivativeActivitiesMaturityYearsOfSwaptionsTiedToSPDetails">
                <link:definition>401004 - Disclosure - Derivative Activities (Maturity Years of Swaptions tied to S&amp;P) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/BorrowingsOtherSignificantDetailsDetails" id="ELRID_DisclosureBorrowingsOtherSignificantDetailsDetails">
                <link:definition>401304 - Disclosure - Borrowings (Other Significant Details) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/BorrowingsRepurchaseTransactionLiabilityAndMarketValueOfItsUnderlyingCollateralDetails" id="ELRID_BorrowingsRepurchaseTransactionLiabilityAndMarketValueOfItsUnderlyingCollateralDetails">
                <link:definition>401303 - Disclosure - Borrowings (Repurchase Transaction Liability and Market Value of its Underlying Collateral) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AccruedInterestReceivableAndOtherAssetsAccruedInterestDetails" id="ELRID_DisclosureAccruedInterestReceivableAndOtherAssetsAccruedInterestDetails">
                <link:definition>401101 - Disclosure - Accrued Interest Receivable and Other Assets (Accrued Interest)(Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/GuaranteesTables" id="ELRID_DisclosureGuaranteesTables">
                <link:definition>300230 - Disclosure - Guarantees (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/GuaranteesChangesInLiabiltyOfEstimatedLossFromCreditRecourseAgreementDetails" id="ELRID_DisclosureGuaranteesChangesInLiabiltyOfEstimatedLossFromCreditRecourseAgreementDetails">
                <link:definition>402301 - Disclosure - Guarantees (Changes in liabilty of estimated loss from credit recourse agreement) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureStockholdersEquitySharesRepurchasedUnderTheStockRepurchaseProgramDetails" id="ELRID_StockholdersEquitySharesRepurchasedUnderTheStockRepurchaseProgramDetails">
                <link:definition>402001 - Disclosure - Stockholders' Equity (Shares repurchased under the stock repurchase program) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/SubsequentEvent" id="ELRID_DisclosureSubsequentEvent">
                <link:definition>100280 - Disclosure - Subsequent Event</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ServicingAssetsSensitivityOfCurrentFairValueOfServicingAssetsDetails" id="ELRID_DisclosureServicingAssetsSensitivityOfCurrentFairValueOfServicingAssetsDetails">
                <link:definition>400903 - Disclosure - Servicing Assets (Sensitivity of current fair value of servicing assets) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncome" id="ELRID_DisclosureAccumulatedOtherComprehensiveIncome">
                <link:definition>100210 - Disclosure - Accumulated Other Comprehensive Income</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EarningsPerCommonShare" id="ELRID_DisclosureEarningsPerCommonShare">
                <link:definition>100220 - Disclosure - Earnings Per Common Share</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeTables" id="ELRID_DisclosureAccumulatedOtherComprehensiveIncomeTables">
                <link:definition>300210 - Disclosure - Accumulated Other Comprehensive Income (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EarningPerCommonShareTables" id="ELRID_DisclosureEarningPerCommonShareTables">
                <link:definition>300220 - Disclosure - Earning Per Common Share (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EarningsPerCommonShareNarrativeDetails" id="ELRID_EarningsPerCommonShareNarrativeDetails">
                <link:definition>402200 - Disclosure - Earnings Per Common Share (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FDICIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseFairValueAndTheUndiscountedAmountOfTheTrueupPaymentObligationAndFDICSharedlossExpenseDetails" id="ELRID_FDICIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseFairValueAndTheUndiscountedAmountOfTheTrueupPaymentObligationAndFDICSharedlossExpenseDetails">
                <link:definition>400702 - Disclosure - FDIC Indemnification Asset and True-up Payment Obligation and FDIC shared-loss expense (Fair value and the undiscounted amount of the true-up payment obligation and FDIC shared-loss expense) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/PledgeAssets" id="ELRID_PledgeAssets">
                <link:definition>100040 - Disclosure - Pledge Assets</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/PledgeAssetsTable" id="ELRID_DisclosurePledgeAssetsTable">
                <link:definition>300040 - Disclosure - Pledge Assets (Table)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosurePledgeAssetsDetails" id="ELRID_PledgeAssetsDetails">
                <link:definition>400401 - Disclosure - Pledge Assets (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ServicingAssets" id="ELRID_DisclosureServicingAssets">
                <link:definition>100090 - Disclosure - Servicing Assets</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ServicingAssetsChangesInServingRightsAtFairValueDetails" id="ELRID_ServicingAssetsChangesInServingRightsAtFairValueDetails">
                <link:definition>400901 - Disclosure - Servicing Assets (Changes in serving rights at fair value) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ServicingAssetsKeyEconomicAssumptionsDetails" id="ELRID_DisclosureServicingAssetsKeyEconomicAssumptionsDetails">
                <link:definition>400902 - Disclosure - Servicing Assets (Key Economic Assumptions) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ServicingAssetsNarrativesDetails" id="ELRID_DisclosureServicingAssetsNarrativesDetails">
                <link:definition>400900 - Disclosure - Servicing Assets (Narratives) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyFinancialInformation" id="ELRID_OFGBANCORPHoldingCompanyFinancialInformation">
                <link:definition>100280 - Disclosure - OFG BANCORP Holding Company Financial Information</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/ServicingAssetsTables" id="ELRID_ServicingAssetsTables">
                <link:definition>300090 - Disclosure - Servicing Assets (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyFinancialInformationTables" id="ELRID_OFGBANCORPHoldingCompanyFinancialInformationTables">
                <link:definition>300280 - Disclosure - OFG BANCORP Holding Company Financial Information (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/BusinessSegmentsNarrativeDetails" id="ELRID_BusinessSegmentsNarrativeDetails">
                <link:definition>402700 - Disclosure - Business Segments (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureStockholdersEquityNarrativeDetails" id="ELRID_StockholdersEquityNarrativeDetails">
                <link:definition>402000 - Disclosure - Stockholders' Equity (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EquitybasedCompensationPlanEquityBasedCompensationPlanDetails" id="ELRID_DisclosureEquitybasedCompensationPlanEquityBasedCompensationPlanDetails">
                <link:definition>401901 - Disclosure - Equity-based compensation Plan (Equity-Based Compensation Plan) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EquityBasedCompensationSummaryOfTheRangeOfExercisePricesAndTheWeightedAverageRemainingContractualLifeOfTheOptionsDetails" id="ELRID_DisclosureEquityBasedCompensationSummaryOfTheRangeOfExercisePricesAndTheWeightedAverageRemainingContractualLifeOfTheOptionsDetails">
                <link:definition>401902 - Disclosure - Equity-Based Compensation (Summary of the range of exercise prices and the weighted average remaining contractual life of the options) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EquitybasedCompensationPlanAssumptionsUsedInEstimatingFairValueOfTheOptionsGrantedDetails" id="ELRID_DisclosureEquitybasedCompensationPlanAssumptionsUsedInEstimatingFairValueOfTheOptionsGrantedDetails">
                <link:definition>401903 - Disclosure - Equity-based Compensation Plan (Assumptions used in estimating fair value of the options granted) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EquitybasedCompensationPlanSummaryOfTheRestrictedUnitsActivityUnderTheOmnibusPlanDetails" id="ELRID_DisclosureEquitybasedCompensationPlanSummaryOfTheRestrictedUnitsActivityUnderTheOmnibusPlanDetails">
                <link:definition>401904 - Disclosure - Equity-based Compensation Plan (Summary of the restricted units' activity under the Omnibus Plan) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureIncomeTaxesComponentsOfIncomeTaxExpensebenefitDetails" id="ELRID_DisclosureIncomeTaxesComponentsOfIncomeTaxExpensebenefitDetails">
                <link:definition>401701 - Disclosure - Income Taxes (Components of income tax expense (benefit)) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/DisclosureIncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" id="ELRID_IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails">
                <link:definition>401702 - Disclosure - Income taxes (Effective Income Tax Rate Reconciliation) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/IncomeTaxesComponentsOfDeferredTaxAssetsDetails" id="ELRID_IncomeTaxesComponentsOfDeferredTaxAssetsDetails">
                <link:definition>401704 - Disclosure - Income Taxes (Components of Deferred Tax Assets) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EmployeeBenefitPlanNarrativeDetails" id="ELRID_EmployeeBenefitPlanNarrativeDetails">
                <link:definition>401500 - Disclosure - Employee Benefit Plan (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/PremisesAndEquipmentNarrativeDetails" id="ELRID_PremisesAndEquipmentNarrativeDetails">
                <link:definition>400800 - Disclosure - Premises and equipment (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/PremisesAndEquipmentDetails" id="ELRID_DisclosurePremisesAndEquipmentDetails">
                <link:definition>400801 - Disclosure - Premises and Equipment (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EquityBasedCompensationPlanTables" id="ELRID_DisclosureEquityBasedCompensationPlanTables">
                <link:definition>300190 - Disclosure - Equity-Based Compensation Plan (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/RegulatoryCapitalRequirementsTables" id="ELRID_DisclosureRegulatoryCapitalRequirementsTables">
                <link:definition>300180 - Disclosure - Regulatory Capital Requirements (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/IncomeTaxesTables" id="ELRID_DisclosureIncomeTaxesTables">
                <link:definition>300170 - Disclosure - Income Taxes (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/PremisesAndEquipmentTables" id="ELRID_DisclosurePremisesAndEquipmentTables">
                <link:definition>300080 - Disclosure - Premises and Equipment (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EquityBasedCompensationPlan" id="ELRID_DisclosureEquityBasedCompensationPlan">
                <link:definition>100190 - Disclosure - Equity-Based Compensation Plan</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/RegulatoryCapitalRequirements" id="ELRID_DisclosureRegulatoryCapitalRequirements">
                <link:definition>100180 - Disclosure - Regulatory Capital Requirements</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/EmployeeBenefitPlan" id="ELRID_DisclosureEmployeeBenefitPlan">
                <link:definition>100150 - Disclosure - Employee Benefit Plan</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/PremisesAndEquipment" id="ELRID_DisclosurePremisesAndEquipment">
                <link:definition>100080 - Disclosure - Premises and Equipment</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/IncomeTaxReconciliationOfUnrecognizedTaxBenefitsDetails" id="ELRID_DisclosureIncomeTaxReconciliationOfUnrecognizedTaxBenefitsDetails">
                <link:definition>401703 - Disclosure - Income Tax (Reconciliation of unrecognized tax benefits) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/RestrictedCashNarrativeDetails" id="ELRID_DisclosureRestrictedCashNarrativeDetails">
                <link:definition>400200 - Disclosure - Restricted Cash (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationNarrativeDetails" id="ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationNarrativeDetails">
                <link:definition>402800 - Disclosure - OFG BANCORP Holding Company Only Financial Information (Narrative) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OFGBANCORPHoldingComapanyOnlyFinancialInformationBalanceSheetDetails" id="ELRID_OFGBANCORPHoldingComapanyOnlyFinancialInformationBalanceSheetDetails">
                <link:definition>402801 - Disclosure - OFG BANCORP Holding Comapany Only Financial Information (Balance sheet) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfOperationsDetails" id="ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfOperationsDetails">
                <link:definition>402802 - Disclosure - OFG BANCORP Holding Company Only Financial Information (Statement of Operations) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfComprehensiveIncomeDetails" id="ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfComprehensiveIncomeDetails">
                <link:definition>402803 - Disclosure - OFG BANCORP Holding Company Only Financial Information (Statement of Comprehensive Income) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfCashFlowsDetails" id="ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfCashFlowsDetails">
                <link:definition>402804 - Disclosure - OFG BANCORP Holding Company Only Financial Information (Statement of Cash Flows) (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FDICSharedlossExpense" id="ELRID_FDICSharedlossExpense">
                <link:definition>100260 - Disclosure - FDIC Shared-loss expense</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FDICSharedlossExpenseTables" id="ELRID_FDICSharedlossExpenseTables">
                <link:definition>300260 - Disclosure - FDIC Shared-loss Expense (Tables)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
            <link:roleType roleURI="http://orientalfg.com/role/FDICSharedlossExpenseDetails" id="ELRID_FDICSharedlossExpenseDetails">
                <link:definition>400703 - Disclosure - FDIC Shared-loss expense (Details)</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
            </link:roleType>
        </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
    <import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
    <import namespace="http://fasb.org/us-gaap/2014-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2014-01-31" schemaLocation="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd" />
    <import namespace="http://xbrl.sec.gov/invest/2013-01-31" schemaLocation="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
    <element name="DocumentAndEntityInformationAbstract" id="ofg_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AmortizedCostOfTradingSecurities" id="ofg_AmortizedCostOfTradingSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="FdicLossShareIncomeExpense" id="ofg_FdicLossShareIncomeExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="ElectronicBankingCharges" id="ofg_ElectronicBankingCharges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="DirectorAndInvestorsRelations" id="ofg_DirectorAndInvestorsRelations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="MortgageLoansSecuritizedIntoMortgageBackedSecurities" id="ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="StockUsedToMatchDefinedContributionPlan" id="ofg_StockUsedToMatchDefinedContributionPlan" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="LegalSurplusMember" id="ofg_LegalSurplusMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements" id="ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="FeesAndCommissionsMortgageBankingAndServicingIncome" id="ofg_FeesAndCommissionsMortgageBankingAndServicingIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="TransferOfLoansToOtherRealEstate" id="ofg_TransferOfLoansToOtherRealEstate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="TransferToLegalSurplus" id="ofg_TransferToLegalSurplus" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="ExercisedStockOptions" id="ofg_ExercisedStockOptions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" id="ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ExercisedRestrictedStockUnitsWithTreasuryShares" id="ofg_ExercisedRestrictedStockUnitsWithTreasuryShares" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="DepositsAndRelatedInterestAbstract" id="ofg_DepositsAndRelatedInterestAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LoanServicingAndCleaningExpenses" id="ofg_LoanServicingAndCleaningExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="PercentOfLossesFdicAbsorbs" id="ofg_PercentOfLossesFdicAbsorbs" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="PercentOfLossesRecoveriesFdicShares" id="ofg_PercentOfLossesRecoveriesFdicShares" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="FdicClawbackLiability" id="ofg_FdicClawbackLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="FdicIndemnificationAssetAdditionalEstimatedExpenses" id="ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization" id="ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="ServicingAssetsMember" id="ofg_ServicingAssetsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FairValueInputsIndicativePricing" id="ofg_FairValueInputsIndicativePricing" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="FairValueInputsYieldToMaturity" id="ofg_FairValueInputsYieldToMaturity" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="FairValueInputsSpreadToMaturity" id="ofg_FairValueInputsSpreadToMaturity" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="CashFlowValuationTechniqueMember" id="ofg_CashFlowValuationTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OptionPricingModelTechniqueMember" id="ofg_OptionPricingModelTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CarryingValueDisclosureAbstract" id="ofg_CarryingValueDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FairValueAbstract" id="ofg_FairValueAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LoansReceivableFairValueDisclosureCovered" id="ofg_LoansReceivableFairValueDisclosureCovered" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="ContractualMaturityAxis" id="ofg_ContractualMaturityAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ContractualMaturityDomain" id="ofg_ContractualMaturityDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MaturitiesDueFromOneToFiveYearsMember" id="ofg_MaturitiesDueFromOneToFiveYearsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MaturitiesDueFromFiveToTenYearsMember" id="ofg_MaturitiesDueFromFiveToTenYearsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MaturitiesDueAfterTenYearsMember" id="ofg_MaturitiesDueAfterTenYearsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AvailableForSaleSecuritiesMoreThanOneYearAbstract" id="ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AvailableForSaleSecuritiesWithinOneYearAbstract" id="ofg_AvailableForSaleSecuritiesWithinOneYearAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="DepositsByComponentTableTextBlock" id="ofg_DepositsByComponentTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="InterestExpenseDomesticDepositLiabilitiesTableTextBlock" id="ofg_InterestExpenseDomesticDepositLiabilitiesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="MaturitiesOfTimeDepositsTableTextBlock" id="ofg_MaturitiesOfTimeDepositsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="DerivativeAssetsLiabilitiesAtFairValueNetLineItems" id="ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="DerivativeByInterestRateAxis" id="ofg_DerivativeByInterestRateAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="DerivativeByInterestRateDomain" id="ofg_DerivativeByInterestRateDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CapitalDisclosureAbstract" id="ofg_CapitalDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="GroupMember" id="ofg_GroupMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="BankMember" id="ofg_BankMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CommonSharesNumberUsedToMatchDefinedContributionPlan" id="ofg_CommonSharesNumberUsedToMatchDefinedContributionPlan" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="CommonSharesAmountUsedForExerciseOfRestrictedStockUnits" id="ofg_CommonSharesAmountUsedForExerciseOfRestrictedStockUnits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="CommonSharesAmountUsedToMatchDefinedContributionPlan" id="ofg_CommonSharesAmountUsedToMatchDefinedContributionPlan" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="CommitmentsToSellOrSecuritizeMortgageLoans" id="ofg_CommitmentsToSellOrSecuritizeMortgageLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="PrepaidFdicInsurance" id="ofg_PrepaidFdicInsurance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="OtherIntangibleAssets" id="ofg_OtherIntangibleAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="InvestmentInStatutoryTrust" id="ofg_InvestmentInStatutoryTrust" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="LoansAndLeasesReceivableRelatedPartiesDisposal" id="ofg_LoansAndLeasesReceivableRelatedPartiesDisposal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="InterestBearingDomesticDepositCertificatesOfDepositsInstitutional" id="ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="TimeDepositMaturitiesLessThanThreeMonth" id="ofg_TimeDepositMaturitiesLessThanThreeMonth" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="TimeDepositMaturitiesThreeToTwelveMonth" id="ofg_TimeDepositMaturitiesThreeToTwelveMonth" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="BankingMember" id="ofg_BankingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="WealthManagementMember" id="ofg_WealthManagementMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MajorSegmentMember" id="ofg_MajorSegmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="TreasuryMember" id="ofg_TreasuryMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="InternationalBankingEntityMember" id="ofg_InternationalBankingEntityMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries" id="ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="CreditSuisseSecuritiesLlcMember" id="ofg_CreditSuisseSecuritiesLlcMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="JpMorganChaseBankNaMember" id="ofg_JpMorganChaseBankNaMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="DeutscheBankMember" id="ofg_DeutscheBankMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FinancingReceivablesInvestmentTypeDomain" id="ofg_FinancingReceivablesInvestmentTypeDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="NontraditionalMortgageMember" id="ofg_NontraditionalMortgageMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FinancingReceivablesInvestmentTypeAxis" id="ofg_FinancingReceivablesInvestmentTypeAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FinancingReceivableRecordedInvestmentTable" id="ofg_FinancingReceivableRecordedInvestmentTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CommercialSecuredMember" id="ofg_CommercialSecuredMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OtherCommercialMember" id="ofg_OtherCommercialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="PreModificationWeightedAverageRate" id="ofg_PreModificationWeightedAverageRate" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="PreModificationWeightedAverageTerm" id="ofg_PreModificationWeightedAverageTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="PostModificationWeightedAverageRate" id="ofg_PostModificationWeightedAverageRate" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="PostModificationWeightedAverageTerm" id="ofg_PostModificationWeightedAverageTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="TroubledDebtRestructuringMember" id="ofg_TroubledDebtRestructuringMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" id="ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" id="ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="OneHundredMillionsMember" id="ofg_OneHundredMillionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="RepurchaseAgreementsDueDateDomain" id="ofg_RepurchaseAgreementsDueDateDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="TwentyFiveMillionsMember" id="ofg_TwentyFiveMillionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FiftyMillionsMember" id="ofg_FiftyMillionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AvailableForSaleSecuritiesBookValue" id="ofg_AvailableForSaleSecuritiesBookValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="AvailableForSaleSecuritiesWeightedAverageYield" id="ofg_AvailableForSaleSecuritiesWeightedAverageYield" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="FhlbAdvancesWeightedAverageMaturity" id="ofg_FhlbAdvancesWeightedAverageMaturity" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="TemporaryLiquidityGuaranteeProgramMember" id="ofg_TemporaryLiquidityGuaranteeProgramMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="HomeEquitySecuredPersonalLoansMember" id="ofg_HomeEquitySecuredPersonalLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual" id="ofg_FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" id="ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FinancingReceivableRecordedInvestment90To119DaysPastDue" id="ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="FinancingReceivableRecordedInvestment120To364DaysPastDue" id="ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue" id="ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="AllowanceToLoansCoverage" id="ofg_AllowanceToLoansCoverage" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths" id="ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="LossMitigationProgramMember" id="ofg_LossMitigationProgramMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" id="ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AvailableForSaleSecuritiesClassifiedAsLevel3TableTextBlock" id="ofg_AvailableForSaleSecuritiesClassifiedAsLevel3TableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="FederalHomeLoanBankAdvancesDomain" id="ofg_FederalHomeLoanBankAdvancesDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FhlbAdvancesAgreementDueDateDomain" id="ofg_FhlbAdvancesAgreementDueDateDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AdvancesFromFederalHomeLoanBanksLineItems" id="ofg_AdvancesFromFederalHomeLoanBanksLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FhlbAdvancesSettlementDate" id="ofg_FhlbAdvancesSettlementDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="FhlbAdvancesMaturityDate" id="ofg_FhlbAdvancesMaturityDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses" id="ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield" id="ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" id="ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MaturitiesDueInLessThanOneYearMember" id="ofg_MaturitiesDueInLessThanOneYearMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OriginatedUpToYear2002Member" id="ofg_OriginatedUpToYear2002Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OriginatedInYears2003And2004Member" id="ofg_OriginatedInYears2003And2004Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OriginatedInYear2005Member" id="ofg_OriginatedInYear2005Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OriginatedInYear2006Member" id="ofg_OriginatedInYear2006Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OriginatedInYears20072008And2009Member" id="ofg_OriginatedInYears20072008And2009Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OriginatedInYears2010201120122013Member" id="ofg_OriginatedInYears2010201120122013Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="NotionalAmountPurchasedOption" id="ofg_NotionalAmountPurchasedOption" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="NotionalAmountEmbeddedOption" id="ofg_NotionalAmountEmbeddedOption" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="LoanMember" id="ofg_LoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="PuertoRicoCashMoneyMarketFundDeposits" id="ofg_PuertoRicoCashMoneyMarketFundDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="PuertoRicoCashMoneyMarketFundWeightedAverageRate" id="ofg_PuertoRicoCashMoneyMarketFundWeightedAverageRate" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="PuertoRicoCashMoneyMarketFundCollateral" id="ofg_PuertoRicoCashMoneyMarketFundCollateral" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="PublicFundTimeDepositsWeightedAverageRate" id="ofg_PublicFundTimeDepositsWeightedAverageRate" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="PublicFundCollateralInvestments" id="ofg_PublicFundCollateralInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="ServicingAdvance" id="ofg_ServicingAdvance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="IncreaseDecreaseInFhlbAdvances" id="ofg_IncreaseDecreaseInFhlbAdvances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="EurobankMember" id="ofg_EurobankMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="RiskRatingPass" id="ofg_RiskRatingPass" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="RiskRatingSpecialMention" id="ofg_RiskRatingSpecialMention" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="RiskRatingSubstandard" id="ofg_RiskRatingSubstandard" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="RiskRatingDoubtful" id="ofg_RiskRatingDoubtful" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="CreditQualityIndicatorsLineItems" id="ofg_CreditQualityIndicatorsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="NotSubjectToRiskRatingLineItems" id="ofg_NotSubjectToRiskRatingLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="NonAccretableDiscount" id="ofg_NonAccretableDiscount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AccretableYield" id="ofg_AccretableYield" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="FhlbCollateralAxis" id="ofg_FhlbCollateralAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FhlbCollateralDomain" id="ofg_FhlbCollateralDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ScheduleOfAccruedInterestReceivableTableTextBlock" id="ofg_ScheduleOfAccruedInterestReceivableTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="NonCoveredLoansInclHtmFairValue" id="ofg_NonCoveredLoansInclHtmFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="EffectOfAssumedConversion" id="ofg_EffectOfAssumedConversion" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="IncomeAvailableToCommonSharesholdersAssumingConversion" id="ofg_IncomeAvailableToCommonSharesholdersAssumingConversion" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="AveragePotentialCommonSharesOptions" id="ofg_AveragePotentialCommonSharesOptions" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="AveragePotentialCommonSharesConvertiblePreferredStock" id="ofg_AveragePotentialCommonSharesConvertiblePreferredStock" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="PublicFundTimeDeposits" id="ofg_PublicFundTimeDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="PublicFundTimeDepositsCollateralCommercialLoans" id="ofg_PublicFundTimeDepositsCollateralCommercialLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="PreferredStockIssueCostsPeriod" id="ofg_PreferredStockIssueCostsPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="IssuanceCostsStock" id="ofg_IssuanceCostsStock" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="InterestIncomeFromLoans" id="ofg_InterestIncomeFromLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable" id="ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LoansAndLeasesReceivableCoveredAndNotCoveredAxis" id="ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" id="ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AcquiredLoansInFDICAssistedTransactionMember" id="ofg_AcquiredLoansInFDICAssistedTransactionMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AccountedSC31030NonCoveredLoansMember" id="ofg_AccountedSC31030NonCoveredLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" id="ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MostRecentBusinessAcquiredNameMember" id="ofg_MostRecentBusinessAcquiredNameMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="RedemtionFundsTableTextBlock" id="ofg_RedemtionFundsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="RedemptionFundMember" id="ofg_RedemptionFundMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="IbeTaxRate" id="ofg_IbeTaxRate" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="CommitmentsToExtendCredit" id="ofg_CommitmentsToExtendCredit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="CommercialLettersCredit" id="ofg_CommercialLettersCredit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="StandbyLettersOfCreditAndFinancialGuarantees" id="ofg_StandbyLettersOfCreditAndFinancialGuarantees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="LoansSoldWithRecourse" id="ofg_LoansSoldWithRecourse" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="April32017Member" id="ofg_April32017Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FourMillionMember" id="ofg_FourMillionMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="DueDate1282016Member" id="ofg_DueDate1282016Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="DueDate32017Member" id="ofg_DueDate32017Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="DerivativesOfferedToClientsMember" id="ofg_DerivativesOfferedToClientsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MirrorImageDerivativesMember" id="ofg_MirrorImageDerivativesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Rate513Member" id="ofg_Rate513Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Rate551Member" id="ofg_Rate551Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AmortizationOfPrepaidFdicAssesment" id="ofg_AmortizationOfPrepaidFdicAssesment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="AccumulatedOtherComprehensiveIncomeLineItems" id="ofg_AccumulatedOtherComprehensiveIncomeLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AccountedForUnderAsc31020Member" id="ofg_AccountedForUnderAsc31020Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AccountedForUnderAsc31030Member" id="ofg_AccountedForUnderAsc31030Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" id="ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" id="ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CommercialAcquiredLoansUnderAsc31020Member" id="ofg_CommercialAcquiredLoansUnderAsc31020Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FairValueOfPropertyOrCollateralMember" id="ofg_FairValueOfPropertyOrCollateralMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AcquiredLoansCommitments" id="ofg_AcquiredLoansCommitments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AcquiredStandbyLettersOfCreditAndFinancialGuarantees" id="ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="FnmaAndFhlmcMember" id="ofg_FnmaAndFhlmcMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AcquiredNonRecourseDebt" id="ofg_AcquiredNonRecourseDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="January162018Member" id="ofg_January162018Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="BalanceSheetOffsettingTextBlock" id="ofg_BalanceSheetOffsettingTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="FdicIndemnificationAssetFairValueDisclosure" id="ofg_FdicIndemnificationAssetFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="Rate24365Member" id="ofg_Rate24365Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Rate26200Member" id="ofg_Rate26200Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Rate26350Member" id="ofg_Rate26350Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Rate26590Member" id="ofg_Rate26590Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Rate26750Member" id="ofg_Rate26750Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AutoAndLeasingLoansReceivableMember" id="ofg_AutoAndLeasingLoansReceivableMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AcquiredNonAcquiredLoansByInstitutionAxis" id="ofg_AcquiredNonAcquiredLoansByInstitutionAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" id="ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="TotalCommercialSubjectToRiskRatingMember" id="ofg_TotalCommercialSubjectToRiskRatingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ChangesDueToTaxLawEnactedDescription" id="ofg_ChangesDueToTaxLawEnactedDescription" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="SecuritiesFailedToDeliverAtCarryingValue" id="ofg_SecuritiesFailedToDeliverAtCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="PreferredStockIssuanceCostMember" id="ofg_PreferredStockIssuanceCostMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CommonStockIssuanceCostMember" id="ofg_CommonStockIssuanceCostMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="TotalTimeDepositsExcludingEquityIndexesOptions" id="ofg_TotalTimeDepositsExcludingEquityIndexesOptions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision" id="ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldforSaleFairValue" id="ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldforSaleFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AppraisedValue" id="ofg_AppraisedValue" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="Fairvalueinputsoasspread" id="ofg_Fairvalueinputsoasspread" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="LineOfCreditReserve" id="ofg_LineOfCreditReserve" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="DebtDueDateAxis" id="ofg_DebtDueDateAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LongTermandShortTermDebtAmountAxis" id="ofg_LongTermandShortTermDebtAmountAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LongTermandShortTermDebtDueDateAxis" id="ofg_LongTermandShortTermDebtDueDateAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AmortizationOfFairValue" id="ofg_AmortizationOfFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="ProceedsFromSaleAbstract" id="ofg_ProceedsFromSaleAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OtherAssetsLineItems" id="ofg_OtherAssetsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ScheduleOfOtherAssetsTable" id="ofg_ScheduleOfOtherAssetsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AssetsAcquiredByCompanyAcquireeAxis" id="ofg_AssetsAcquiredByCompanyAcquireeAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AccretableYieldForAcquiredLoansTableTextBlock" id="ofg_AccretableYieldForAcquiredLoansTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock" id="ofg_AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock" id="ofg_FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost" id="ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost" id="ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" id="ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="FdicIndemnificationAssetAndTrueUpPaymentObligationTextBlock" id="ofg_FdicIndemnificationAssetAndTrueUpPaymentObligationTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="Rate24210Member" id="ofg_Rate24210Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="July202020Member" id="ofg_July202020Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FourtyMillionMember" id="ofg_FourtyMillionMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="TenMillionMember" id="ofg_TenMillionMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" id="ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="InterestRateContract" id="ofg_InterestRateContract" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="ReclassificationOutOfAccumulatedOtherComprehensiveIncome" id="ofg_ReclassificationOutOfAccumulatedOtherComprehensiveIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax" id="ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" id="ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" id="ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="RepurchasedLoan" id="ofg_RepurchasedLoan" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="ServicedMortgageLoanMember" id="ofg_ServicedMortgageLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LoanWithRecourseMember" id="ofg_LoanWithRecourseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LoanServicedUnderRepresentationWarrantiesMember" id="ofg_LoanServicedUnderRepresentationWarrantiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="InvestmentSecuritiesFSCarryingValue" id="ofg_InvestmentSecuritiesFSCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="FederalHomeLoanBankStockAtCarryingValue" id="ofg_FederalHomeLoanBankStockAtCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="DerivativeAssetsCarryingValue" id="ofg_DerivativeAssetsCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="ServicingAssetsCarryingValue" id="ofg_ServicingAssetsCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="DerivativeLiabilitiesAtCarryingValue" id="ofg_DerivativeLiabilitiesAtCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="GainLossOnSaleOfMortgageLoansHeldForSale" id="ofg_GainLossOnSaleOfMortgageLoansHeldForSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="MortgageHeldForSalePortionSold" id="ofg_MortgageHeldForSalePortionSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AcquiredLoansSold" id="ofg_AcquiredLoansSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AdditionalAmortizationOfFdicIndemnificationAsset" id="ofg_AdditionalAmortizationOfFdicIndemnificationAsset" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="CorporateCommercialSecuredMember" id="ofg_CorporateCommercialSecuredMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="InstitutionalCommercialSecuredMember" id="ofg_InstitutionalCommercialSecuredMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MiddleMarketCommercialSecuredMember" id="ofg_MiddleMarketCommercialSecuredMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="RetailCommercialSecuredMember" id="ofg_RetailCommercialSecuredMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FloorPlanCommercialSecuredMember" id="ofg_FloorPlanCommercialSecuredMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="RealEstateCommercialSecuredMember" id="ofg_RealEstateCommercialSecuredMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CorporateOtherCommercialMember" id="ofg_CorporateOtherCommercialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="InstitutionalOtherCommercialMember" id="ofg_InstitutionalOtherCommercialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MiddleMarketOtherCommercialMember" id="ofg_MiddleMarketOtherCommercialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="RetailOtherCommercialMember" id="ofg_RetailOtherCommercialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FloorPlanOtherCommercialMember" id="ofg_FloorPlanOtherCommercialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ConstructionAndCommercialRealEstateMember" id="ofg_ConstructionAndCommercialRealEstateMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OtherCommercialAndIndustrialMember" id="ofg_OtherCommercialAndIndustrialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LossesFromRepurchaseLoanSubjectToCreditRecourse" id="ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="FundsAdvancedToInvestorsUnderServicingAgreements" id="ofg_FundsAdvancedToInvestorsUnderServicingAgreements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="VariableRateDemandObligation" id="ofg_VariableRateDemandObligation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldForSaleAmortizedCost" id="ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldForSaleAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="LoansandleasesreceivablecoveredandnotcoveredTable" id="ofg_LoansandleasesreceivablecoveredandnotcoveredTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OriginatedLoansMember" id="ofg_OriginatedLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ScheduleOfRepurchaseAgreementByMaturityTableTextBlock" id="ofg_ScheduleOfRepurchaseAgreementByMaturityTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="ResidentialLoansSoldWithRecourseMember" id="ofg_ResidentialLoansSoldWithRecourseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CommercialAndOtherConstructionMember" id="ofg_CommercialAndOtherConstructionMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="UnsecuredPersonalLinesOfCreditMember" id="ofg_UnsecuredPersonalLinesOfCreditMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="UnsecuredPersonalLoansMember" id="ofg_UnsecuredPersonalLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CashCollateralPersonalLoansMember" id="ofg_CashCollateralPersonalLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="SwapOptionsContractDueDateLineItems" id="ofg_SwapOptionsContractDueDateLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="SwapoptiontableTable" id="ofg_SwapoptiontableTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MajorTypesOfEquitySecuritiesSwaptionAxis" id="ofg_MajorTypesOfEquitySecuritiesSwaptionAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MajortypesofequitysecuritiesswaptionDomain" id="ofg_MajortypesofequitysecuritiesswaptionDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Accruedinterestreceivableandotherassetsabstract" id="ofg_Accruedinterestreceivableandotherassetsabstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AverageDailyAggregateBalanceOutstanding" id="ofg_AverageDailyAggregateBalanceOutstanding" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="MaximumOutstandingBalanceAtAnyMonthEnd" id="ofg_MaximumOutstandingBalanceAtAnyMonthEnd" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="RepurchaseAgreementWeightedAverageInterestRateDuringYear" id="ofg_RepurchaseAgreementWeightedAverageInterestRateDuringYear" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="RepurchaseAgreementWeightedAverageInterestRateAtYearEnd" id="ofg_RepurchaseAgreementWeightedAverageInterestRateAtYearEnd" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="ThirtyMillionMember" id="ofg_ThirtyMillionMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FederalFundPurchasedDetailsTableTextBlock" id="ofg_FederalFundPurchasedDetailsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="IndexAppreciation" id="ofg_IndexAppreciation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="OtherBorrowingsExcludingFederalFundsMember" id="ofg_OtherBorrowingsExcludingFederalFundsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="DebtInstrumentCumulativeSinkingFundObligations" id="ofg_DebtInstrumentCumulativeSinkingFundObligations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="GainLossOnRepurchaseLoanNotSubjectToCreditRecourse" id="ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="NonCoveredLoanNotSubjectToRiskRatingsMember" id="ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OriginatedLoansNotSubjectToRiskRatingMember" id="ofg_OriginatedLoansNotSubjectToRiskRatingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AccountedForUnderAsc31020NotSubjectToRiskRatingMember" id="ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ScheduleOfRepurchaseAgreementCounterpartyTableTextBlock" id="ofg_ScheduleOfRepurchaseAgreementCounterpartyTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="RepurchasedAgreementsOtherDetailstableTextBlock" id="ofg_RepurchasedAgreementsOtherDetailstableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="AccruedInterestReceivableOnNonAcquiredLoans" id="ofg_AccruedInterestReceivableOnNonAcquiredLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="FdicIndemnificationLiabilityRollForward" id="ofg_FdicIndemnificationLiabilityRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="TrueUpPaymentObligation" id="ofg_TrueUpPaymentObligation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="FdicIndemnificationAssetExpense" id="ofg_FdicIndemnificationAssetExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions" id="ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="ChangeInProvisionForNonCoveredLoanLosses" id="ofg_ChangeInProvisionForNonCoveredLoanLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="AdditionalProvisionDueToReclassificationOfLoans" id="ofg_AdditionalProvisionDueToReclassificationOfLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="NotImpairedLoans" id="ofg_NotImpairedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="InvestmentSoldToExtinguishDebt" id="ofg_InvestmentSoldToExtinguishDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="ExtinguishedDebt" id="ofg_ExtinguishedDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="TotalOfDebtMaturedUnderRepurchasedAgreement" id="ofg_TotalOfDebtMaturedUnderRepurchasedAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="NewRepurchaseAgreementDebtAmount" id="ofg_NewRepurchaseAgreementDebtAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="ReclassifiedLoansSold" id="ofg_ReclassifiedLoansSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="InvestmentsGuaranteedByUsTreasuryAndSponsoredAgenciesinUnrealizedLossPosition" id="ofg_InvestmentsGuaranteedByUsTreasuryAndSponsoredAgenciesinUnrealizedLossPosition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPosition" id="ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPosition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="Investmentsguaranteedbyustreasuryandsponsoredagenciesinunrealizedlosspositionpercentagetototalinvestmentinunrealizedlossposition" id="ofg_Investmentsguaranteedbyustreasuryandsponsoredagenciesinunrealizedlosspositionpercentagetototalinvestmentinunrealizedlossposition" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionPercentageToTotalInvestmentInUnrealizedLossPosition" id="ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionPercentageToTotalInvestmentInUnrealizedLossPosition" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="LoansGrantedToPuertoRicoGovernment" id="ofg_LoansGrantedToPuertoRicoGovernment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment" id="ofg_AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="ChangeInChargeOffsForPeriod" id="ofg_ChangeInChargeOffsForPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="ChargeOffToProvisionOnReclassifiedLoans" id="ofg_ChargeOffToProvisionOnReclassifiedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="BrokeredCertificatesOfDeposits" id="ofg_BrokeredCertificatesOfDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="TwoYearsOrLessRecourseObligationTerminationAmount" id="ofg_TwoYearsOrLessRecourseObligationTerminationAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess" id="ofg_PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract" id="ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ReserveRealease" id="ofg_ReserveRealease" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="StockRepurchaseProgramAbstract" id="ofg_StockRepurchaseProgramAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="April2015Member" id="ofg_April2015Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="May2015Member" id="ofg_May2015Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="March2014Member" id="ofg_March2014Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FirstQuarterMember" id="ofg_FirstQuarterMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="January42016Member" id="ofg_January42016Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="January112016Member" id="ofg_January112016Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="January192016Member" id="ofg_January192016Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="January252016Member" id="ofg_January252016Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ConvertiblePreferredStock" id="ofg_ConvertiblePreferredStock" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="FdicSharedLossExpenseNetAbstract" id="ofg_FdicSharedLossExpenseNetAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FdicSharedLossExpenseNet" id="ofg_FdicSharedLossExpenseNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="AmortizationOfFairValuePremiumsAcquiredDeposits" id="ofg_AmortizationOfFairValuePremiumsAcquiredDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="CarryingAmountsOfAcquiredLoansTabularDisclosureTableTextBlock" id="ofg_CarryingAmountsOfAcquiredLoansTabularDisclosureTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci" id="ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci" id="ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments" id="ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments" id="ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal" id="ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="MortgageHeldForSaleReclassifiedToMortgageHeldForInvestment" id="ofg_MortgageHeldForSaleReclassifiedToMortgageHeldForInvestment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" id="ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="AdditionalAmortizationOfFdiciaFromSteppedUpCosts" id="ofg_AdditionalAmortizationOfFdiciaFromSteppedUpCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="RestrictedCashAtFairValue" id="ofg_RestrictedCashAtFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="IntersegmentRevenue" id="ofg_IntersegmentRevenue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="DebtInstrumentCumulativeSinkingFund" id="ofg_DebtInstrumentCumulativeSinkingFund" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="RepossessedAuto" id="ofg_RepossessedAuto" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="HeldToMaturitySecuritiesUnrecognizedGains" id="ofg_HeldToMaturitySecuritiesUnrecognizedGains" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="HeldToMaturitySecuritiesUnrecognizedLoss" id="ofg_HeldToMaturitySecuritiesUnrecognizedLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="Heldtomaturitysecuritiesdebtmaturitiesaverageyield" id="ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="Marketablesecuritiesamortizedcost" id="ofg_Marketablesecuritiesamortizedcost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="MarketableSecuritiesGrossUnrealizedGain" id="ofg_MarketableSecuritiesGrossUnrealizedGain" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="MarketableSecuritiesGrossUnrealizedLosses" id="ofg_MarketableSecuritiesGrossUnrealizedLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="MarketableSecuritiesWeightedAverageYield" id="ofg_MarketableSecuritiesWeightedAverageYield" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="DeferredLoanCostFeesNet" id="ofg_DeferredLoanCostFeesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="ConvertiblePreferredStockDividend" id="ofg_ConvertiblePreferredStockDividend" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="NonConvertiblePreferredStockDividend" id="ofg_NonConvertiblePreferredStockDividend" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="TransferFromInvestmentSecuritiesHeldForSaleToHeldForInvestment" id="ofg_TransferFromInvestmentSecuritiesHeldForSaleToHeldForInvestment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="SecuritiesSoldButNotYetDelivered" id="ofg_SecuritiesSoldButNotYetDelivered" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="CommercialImpairedLoansWithSpecificAllowanceMember" id="ofg_CommercialImpairedLoansWithSpecificAllowanceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" id="ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CommercialImpairedLoansWithNoSpecificAllowanceMember" id="ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AuotomobileloansportfoliosegmentMember" id="ofg_AuotomobileloansportfoliosegmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="MortgageImpairedLoanPoolMember" id="ofg_MortgageImpairedLoanPoolMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="CommercialImpairedLoanPoolMember" id="ofg_CommercialImpairedLoanPoolMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ConstructionImpairedLoanPoolMember" id="ofg_ConstructionImpairedLoanPoolMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ConsumerImpairedLoanPoolMember" id="ofg_ConsumerImpairedLoanPoolMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AutoImpairedLoanPoolMember" id="ofg_AutoImpairedLoanPoolMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="PublicFundsDeposit" id="ofg_PublicFundsDeposit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="ClaimableLossesOnNonSingleFamilyResidentialLoans" id="ofg_ClaimableLossesOnNonSingleFamilyResidentialLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="ConsolidatedTotalMember" id="ofg_ConsolidatedTotalMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="GainOnSaleOfDerivativesAndOnSaleOfTba" id="ofg_GainOnSaleOfDerivativesAndOnSaleOfTba" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="TotalRevolvingLineOfCreditOfGovernment" id="ofg_TotalRevolvingLineOfCreditOfGovernment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="GovernmentCreditLineUnpaidPrincipalBalance" id="ofg_GovernmentCreditLineUnpaidPrincipalBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="EquityIndexedOption" id="ofg_EquityIndexedOption" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="GovernmentCreditLineMaturityDate" id="ofg_GovernmentCreditLineMaturityDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="AmountOfServicedLoans" id="ofg_AmountOfServicedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost" id="ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1" id="ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="HeldToMaturitySecuritieswithinOneYearAbstract" id="ofg_HeldToMaturitySecuritieswithinOneYearAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost" id="ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1" id="ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="ContinuousUnrealizedLossOnInvestmentAmortizedCost" id="ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract" id="ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses" id="ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" id="ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="SecuritiesPurchasedButNotReceived" id="ofg_SecuritiesPurchasedButNotReceived" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="StockConversionRate" id="ofg_StockConversionRate" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="Businesscombinationcontingentconsiderationpotentialcashpayment" id="ofg_Businesscombinationcontingentconsiderationpotentialcashpayment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations" id="ofg_LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="GovernmentInstitutionLoanMember" id="ofg_GovernmentInstitutionLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ForeclosedRealEstateMember" id="ofg_ForeclosedRealEstateMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OtherRepossessedAssetsMember" id="ofg_OtherRepossessedAssetsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ReversalIncomeTaxContingency" id="ofg_ReversalIncomeTaxContingency" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="MinimumGovernmentBondProbabilityOfDefault" id="ofg_MinimumGovernmentBondProbabilityOfDefault" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="MinimumGovernmentBondRecoveryRate" id="ofg_MinimumGovernmentBondRecoveryRate" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="MaximumGovernmentbondProbabilityOfDefault" id="ofg_MaximumGovernmentbondProbabilityOfDefault" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="MaximumGovernmentBondRecoveryRate" id="ofg_MaximumGovernmentBondRecoveryRate" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="OtherInvestmentCarryingValue" id="ofg_OtherInvestmentCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="SecondQuarterMember" id="ofg_SecondQuarterMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="June2015Member" id="ofg_June2015Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis" id="ofg_FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="InvestmentHeldForSaleCarryingAmount" id="ofg_InvestmentHeldForSaleCarryingAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="SecuritiesPurchasedButNotReceivedFairValue" id="ofg_SecuritiesPurchasedButNotReceivedFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="PledgeAssetsTextBlock" id="ofg_PledgeAssetsTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="CertificatesofdepositsSubsidiary" id="ofg_CertificatesofdepositsSubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivableForOtherArrangements" id="ofg_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivableForOtherArrangements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="PledgedAssetsOtherNotSeparatelyReportedOnStatementOfFinancialPosition" id="ofg_PledgedAssetsOtherNotSeparatelyReportedOnStatementOfFinancialPosition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="Assetsnotpledged" id="ofg_Assetsnotpledged" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="FinancialinstrumentsownedandpledgedascollateraltableTable" id="ofg_FinancialinstrumentsownedandpledgedascollateraltableTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FinancialinstrumentsownedandpledgedascollateralaxisAxis" id="ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LeaseMember" id="ofg_LeaseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="BondfortrustoperationmemberMember" id="ofg_BondfortrustoperationmemberMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FinancialinstrumentbytypesAxis" id="ofg_FinancialinstrumentbytypesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis" id="ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Condensedconsolidatingbalancesheettabletextblock" id="ofg_Condensedconsolidatingbalancesheettabletextblock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="Condensedconsolidatingstatementofoperationstabletextblock" id="ofg_Condensedconsolidatingstatementofoperationstabletextblock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="Condensedconsolidatingothercomprenhensiveincometabletextblock" id="ofg_Condensedconsolidatingothercomprenhensiveincometabletextblock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="Condensedconsolidatingstatementofcashflowstabletextblock" id="ofg_Condensedconsolidatingstatementofcashflowstabletextblock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="Cashandcashequivalentsreceivedinacquisition" id="ofg_Cashandcashequivalentsreceivedinacquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="Outlaysforacquisition" id="ofg_Outlaysforacquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="ChangeinAssetsReclassification" id="ofg_ChangeinAssetsReclassification" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="PricerangeoneMember" id="ofg_PricerangeoneMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="PricerangetwoMember" id="ofg_PricerangetwoMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="PricerangethreeMember" id="ofg_PricerangethreeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="PricerangefourMember" id="ofg_PricerangefourMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="PricerangefiveMember" id="ofg_PricerangefiveMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="PricerangesixMember" id="ofg_PricerangesixMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="PricerangesevenMember" id="ofg_PricerangesevenMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OmnibusplanMember" id="ofg_OmnibusplanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="SeventymillionsrepurchaseprogramMember" id="ofg_SeventymillionsrepurchaseprogramMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Incometaxreconciliationcapitallosscarryforward" id="ofg_Incometaxreconciliationcapitallosscarryforward" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="Effectofchangeintaxofunitsegment" id="ofg_Effectofchangeintaxofunitsegment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="Effectiveincometaxratereconciliationcapitallosscarryforward" id="ofg_Effectiveincometaxratereconciliationcapitallosscarryforward" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="Effectofchangeintaxofunitsegmenttaxrate" id="ofg_Effectofchangeintaxofunitsegmenttaxrate" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments" id="ofg_DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="Deferredtaxassetsoperatinglossandcapitalnetcarryforwards" id="ofg_Deferredtaxassetsoperatinglossandcapitalnetcarryforwards" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="Deferredtaxliabilitiesfdicindemnificationasset" id="ofg_Deferredtaxliabilitiesfdicindemnificationasset" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Deferredtaxliabilityfdicassistedacquisition" id="ofg_Deferredtaxliabilityfdicassistedacquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Deferredtaxliabilitiescustomerdepositandcustomerrelationship" id="ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Deferredtaxliabilitiesbuildingvaluationadjusment" id="ofg_Deferredtaxliabilitiesbuildingvaluationadjusment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="DeferredTaxAssetDepositAndBorrowingsValuationAdjustment" id="ofg_DeferredTaxAssetDepositAndBorrowingsValuationAdjustment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="DeferredTaxAssetAcquiredPortfolio" id="ofg_DeferredTaxAssetAcquiredPortfolio" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="DueDate9302016Member" id="ofg_DueDate9302016Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FourthQuarterMember" id="ofg_FourthQuarterMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="July2015Member" id="ofg_July2015Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="November2014Member" id="ofg_November2014Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="December2014Member" id="ofg_December2014Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ReclassificationFromCommonStock" id="ofg_ReclassificationFromCommonStock" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="ReclassificationFromCommonStockShares" id="ofg_ReclassificationFromCommonStockShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="ReclassificationToTreasuryStock" id="ofg_ReclassificationToTreasuryStock" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes" id="ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="PaymentToAcquireDerivativesInstruments" id="ofg_PaymentToAcquireDerivativesInstruments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="ObligationsOfPuertoRicoGovernmentAndPoliticalSubdivisionsMember" id="ofg_ObligationsOfPuertoRicoGovernmentAndPoliticalSubdivisionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AutoAndLeasesLoanMember" id="ofg_AutoAndLeasesLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="IncomeTaxReconciliationDisallowedNetOperatingLossCarryover" id="ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="IncomeTaxLoanBasisChangeEffect" id="ofg_IncomeTaxLoanBasisChangeEffect" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="DeferredTaxAssetsOtherAssetsAllowances" id="ofg_DeferredTaxAssetsOtherAssetsAllowances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="DeferredTaxAssetsInOtherAssetAllowances" id="ofg_DeferredTaxAssetsInOtherAssetAllowances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover" id="ofg_EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="EffectiveIncomeTaxRateLoanBasisChangeEffect" id="ofg_EffectiveIncomeTaxRateLoanBasisChangeEffect" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges" id="ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="TaxEffectFromIncreaseInCapitalGainsTaxRateAfs" id="ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="StatutoryTrustIiMember" id="ofg_StatutoryTrustIiMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="SubordinatedborrowingsAxis" id="ofg_SubordinatedborrowingsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="SubordinatedCapitalNote2004Member" id="ofg_SubordinatedCapitalNote2004Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="SubordinatedCapitalNote2006Member" id="ofg_SubordinatedCapitalNote2006Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="SubordinatedCapitalNote2006FixedRateMember" id="ofg_SubordinatedCapitalNote2006FixedRateMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="NextCallDate" id="ofg_NextCallDate" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="FdicSharedLossIndemnificationAssetPolicytextBlock" id="ofg_FdicSharedLossIndemnificationAssetPolicytextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="IndemnificationAgreementsReimbursementsFromFdic" id="ofg_IndemnificationAgreementsReimbursementsFromFdic" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="ScheduleofstockbyclasstableAxis" id="ofg_ScheduleofstockbyclasstableAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="TransferFromInvestmentSecuritiesHeldToMaturityToAvailableForSale" id="ofg_TransferFromInvestmentSecuritiesHeldToMaturityToAvailableForSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="FdicIndemnificationAssetNoncashPaymentsReceived" id="ofg_FdicIndemnificationAssetNoncashPaymentsReceived" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis" id="ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" id="ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="January292016Member" id="ofg_January292016Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="January4120162Member" id="ofg_January4120162Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LoansReceivableAcquiredTable" id="ofg_LoansReceivableAcquiredTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LoansReceivableCoveredAxis" id="ofg_LoansReceivableCoveredAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ChangesInServicingAssetFairValueDueToSalesPrice" id="ofg_ChangesInServicingAssetFairValueDueToSalesPrice" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="CommonEquityTier1" id="ofg_CommonEquityTier1" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="commonequitytier1forcapitaladequacy" id="ofg_commonequitytier1forcapitaladequacy" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="CommonEquityTier1toBeWellCapitalized" id="ofg_CommonEquityTier1toBeWellCapitalized" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="CommonEquitytierOnetoRiskWeightedAssets" id="ofg_CommonEquitytierOnetoRiskWeightedAssets" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets" id="ofg_CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets" id="ofg_TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="PerformanceLettersOfCreditAndFinancialGuarantees" id="ofg_PerformanceLettersOfCreditAndFinancialGuarantees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="ReserveRequiredByLocalGoverment" id="ofg_ReserveRequiredByLocalGoverment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="ServicingRightsPrincipalBalanceOutstandingUnamortized" id="ofg_ServicingRightsPrincipalBalanceOutstandingUnamortized" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="MortgageServicingRightsSalePrice" id="ofg_MortgageServicingRightsSalePrice" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="LossOnMsrSaleHeldforSale" id="ofg_LossOnMsrSaleHeldforSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="OtherNonCollateralDependantImpairedLoansMember" id="ofg_OtherNonCollateralDependantImpairedLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ChangeInAdditionalAmortizationOfFdicIndemnificationAsset" id="ofg_ChangeInAdditionalAmortizationOfFdicIndemnificationAsset" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="FederalloanhomebankadvanceslongtermperiodmaturedMember" id="ofg_FederalloanhomebankadvanceslongtermperiodmaturedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ChangeInExpectedCashFlow" id="ofg_ChangeInExpectedCashFlow" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="DueDate152016Member" id="ofg_DueDate152016Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="DueDate12302016Member" id="ofg_DueDate12302016Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="FdicCertificationReceivabe" id="ofg_FdicCertificationReceivabe" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="CurrentButNonAccrualLoans" id="ofg_CurrentButNonAccrualLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="SaleOfMortgageServicingRights" id="ofg_SaleOfMortgageServicingRights" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="GeneralObligationsDebtOfMunicipalitiesSecured" id="ofg_GeneralObligationsDebtOfMunicipalitiesSecured" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="CreditFacilitiesToStateInsuranceFund" id="ofg_CreditFacilitiesToStateInsuranceFund" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="CollateralSecuritiesPercentageSif" id="ofg_CollateralSecuritiesPercentageSif" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="StateHousingFinanceAuthorityCreditFacilities" id="ofg_StateHousingFinanceAuthorityCreditFacilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="NonAcquiredLoanMember" id="ofg_NonAcquiredLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="AcquiredLoansMember" id="ofg_AcquiredLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" id="ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ReimbursementFromFdicSharedLossCoverageInSaleOfLoans" id="ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="SecuritiesPurchasedButNotYetReceived" id="ofg_SecuritiesPurchasedButNotYetReceived" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="CoveredNonPerformingCommercialLoansSoldPrincipalBalance" id="ofg_CoveredNonPerformingCommercialLoansSoldPrincipalBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="CoveredNonPerformingCommercialLoansSoldCarryingValue" id="ofg_CoveredNonPerformingCommercialLoansSoldCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="CoveredNonPerformingCommercialLoansSoldSalesPrice" id="ofg_CoveredNonPerformingCommercialLoansSoldSalesPrice" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AdditionalProvisionRelatedToCoveredNonPerformingCommercialLoansSold" id="ofg_AdditionalProvisionRelatedToCoveredNonPerformingCommercialLoansSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="CostRecoveriesAssociatedWithCoveredNonPerformingCommercialLoansSold" id="ofg_CostRecoveriesAssociatedWithCoveredNonPerformingCommercialLoansSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldPrincipalBalance" id="ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldPrincipalBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldCarryingValue" id="ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldSalePrice" id="ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldSalePrice" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AdditionalProvisionRelatedToAcquiredButNonCoveredNonPerformingCommercialLoansSold" id="ofg_AdditionalProvisionRelatedToAcquiredButNonCoveredNonPerformingCommercialLoansSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="CostRecoveriesAssociatedWithAcquiredButNonCoveredNonPerformingCommercialLoansSold" id="ofg_CostRecoveriesAssociatedWithAcquiredButNonCoveredNonPerformingCommercialLoansSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="RealEstateOwnedSoldCarryingAmount" id="ofg_RealEstateOwnedSoldCarryingAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Realestateownedsoldsaleprice" id="ofg_Realestateownedsoldsaleprice" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="AccountReceivableRelatedToNonPerformingLoansSold" id="ofg_AccountReceivableRelatedToNonPerformingLoansSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="FdicReimbursementReceivable" id="ofg_FdicReimbursementReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="ImpairedFinancingReceivablesLoansExcludingAsc31030TableTextBlock" id="ofg_ImpairedFinancingReceivablesLoansExcludingAsc31030TableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="ProvisionForLoanLossesCovered" id="ofg_ProvisionForLoanLossesCovered" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="Originatedinyears2014and2015Member" id="ofg_Originatedinyears2014and2015Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="SharedLossAgreementsReimbursementsExpectedFromTheFdic" id="ofg_SharedLossAgreementsReimbursementsExpectedFromTheFdic" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="InterestAndPenaltiesReleasedRelatedToUnrecognizedTaxBenefits" id="ofg_InterestAndPenaltiesReleasedRelatedToUnrecognizedTaxBenefits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlossonpositionwithdefaultprobability" id="ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlossonpositionwithdefaultprobability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPositionWithCumulativeDefault" id="ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPositionWithCumulativeDefault" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionWithCumulativeDefaultProbabilityPercentagetototal" id="ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionWithCumulativeDefaultProbabilityPercentagetototal" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlosspositionwithcumulativedefaultpercentagetototal" id="ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlosspositionwithcumulativedefaultpercentagetototal" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="GovernmentBondRecoveryrate" id="ofg_GovernmentBondRecoveryrate" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="Securitizedgnmapools" id="ofg_Securitizedgnmapools" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="SecuritizedGnmaPoolYield" id="ofg_SecuritizedGnmaPoolYield" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="AverageSharePrice" id="ofg_AverageSharePrice" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
    <element name="ReimbursementFromTheFdicSharedLossCoverageInSaleOfLoans" id="ofg_ReimbursementFromTheFdicSharedLossCoverageInSaleOfLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="OrientalInsuranceMember" id="ofg_OrientalInsuranceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="OrientalFinancialServicesMember" id="ofg_OrientalFinancialServicesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="LegalEntityLineItems" id="ofg_LegalEntityLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Investmentinbanksubsidiary" id="ofg_Investmentinbanksubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="Investmentinnonbanksubsidiary" id="ofg_Investmentinnonbanksubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="DueFromBankSubsidiary" id="ofg_DueFromBankSubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="Duetoaffiliates" id="ofg_Duetoaffiliates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="ParentIncomeAbstract" id="ofg_ParentIncomeAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Interestincomeparent" id="ofg_Interestincomeparent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="Totalincomeparent" id="ofg_Totalincomeparent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="Operatingexpensesparent" id="ofg_Operatingexpensesparent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="Incomelossbeforechangesinundistributedearningslossesinsubsidiary" id="ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="Banksubsidiary" id="ofg_Banksubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="Nonbanksubsidiaries" id="ofg_Nonbanksubsidiaries" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="Netincomeholdingcompany" id="ofg_Netincomeholdingcompany" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="Othercomprehensiveincomefrombanksubsidiary" id="ofg_Othercomprehensiveincomefrombanksubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Parentothercomprehensiveincomelossbeforetaxportion" id="ofg_Parentothercomprehensiveincomelossbeforetaxportion" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Incometaxeffect" id="ofg_Incometaxeffect" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Parentothercomprehensiveincomelossnetoftax" id="ofg_Parentothercomprehensiveincomelossnetoftax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Parentcomprehensiveincomenetoftax" id="ofg_Parentcomprehensiveincomenetoftax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary" id="ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Otherimpairmentsonsecurities" id="ofg_Otherimpairmentsonsecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Cashdividendspaidtoparentcompanybynonbankingsubsidiary" id="ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Parentnetcashprovidedbyusedinoperatingactivities" id="ofg_Parentnetcashprovidedbyusedinoperatingactivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Netincreasedecreaseinduefrombanksubsidiarynet" id="ofg_Netincreasedecreaseinduefrombanksubsidiarynet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Proceedsfromcontributedcapitalnonbanking" id="ofg_Proceedsfromcontributedcapitalnonbanking" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Additionstopremisesandequipment" id="ofg_Additionstopremisesandequipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Parentnetcashprovidedbyusedininvestingactivities" id="ofg_Parentnetcashprovidedbyusedininvestingactivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Parentnetcashprovidedbyusedinfinancingactivities" id="ofg_Parentnetcashprovidedbyusedinfinancingactivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="Fdiclossshareexpenseincometextblock" id="ofg_Fdiclossshareexpenseincometextblock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="FdicSharedLossExpenseAbstract" id="ofg_FdicSharedLossExpenseAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="Fdicsharedlossexpenseincometabletextblock" id="ofg_Fdicsharedlossexpenseincometabletextblock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="Reimbursementtofdicforrecoveries" id="ofg_Reimbursementtofdicforrecoveries" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="FinalSettlementWithTheFdicOnCommercialLoans" id="ofg_FinalSettlementWithTheFdicOnCommercialLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="January2014Member" id="ofg_January2014Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="February2014Member" id="ofg_February2014Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="ThirdQuarterMember" id="ofg_ThirdQuarterMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="August2014Member" id="ofg_August2014Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="October2014Member" id="ofg_October2014Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="June2015Member1Member" id="ofg_June2015Member1Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
    <element name="IncometaxReconciliationUnrealizedCapitalLoss" id="ofg_IncometaxReconciliationUnrealizedCapitalLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
    <element name="EffectiveIncomeTaxRateUnrealizedCapitalLoss" id="ofg_EffectiveIncomeTaxRateUnrealizedCapitalLoss" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
    <element name="AssetsRelatedToParent" id="ofg_AssetsRelatedToParent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
    <element name="LiabilitiesRelatedToParent" id="ofg_LiabilitiesRelatedToParent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="LiabilitiesAndStockholdersEquityRelatedToParent" id="ofg_LiabilitiesAndStockholdersEquityRelatedToParent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="ParentIncomeLossTaxExpenseBenefit" id="ofg_ParentIncomeLossTaxExpenseBenefit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
    <element name="InterestIncomeForCoveredLoans" id="ofg_InterestIncomeForCoveredLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
    <element name="CashAndDueFromBanksParent" id="ofg_CashAndDueFromBanksParent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>12
<FILENAME>ofg-20151231_cal.xml
<DESCRIPTION>XBRL EXTENSION CALCULATION
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!-- Prepared by IBM Cognos Disclosure Management XBRL Version: 10.2.4 Using Fujitsu -->
<!-- Validation status: Passed -->
<linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/instance http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink">
    <roleRef roleURI="http://orientalfg.com/role/AccruedInterestReceivableAndOtherAssetsAccruedInterestDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureAccruedInterestReceivableAndOtherAssetsAccruedInterestDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeAccumulatedComprehensiveIncomeNetOfIncomeTaxDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AccumulatedOtherComprehensiveIncomeAccumulatedComprehensiveIncomeNetOfIncomeTaxDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeReclassificationsOutOfOtherComprehensiveIncomeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AccumulatedOtherComprehensiveIncomeReclassificationsOutOfOtherComprehensiveIncomeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BorrowingsRedemptionFundDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureBorrowingsRedemptionFundDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BusinessSegmentsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BusinessSegmentsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/CommitmentsFutureRentalCommitmentsUnderLeasesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureCommitmentsFutureRentalCommitmentsUnderLeasesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfCashFlowsAudited" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfCashFlowsAudited" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfComprehensiveIncomeLossAudited" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfComprehensiveIncomeLossAudited" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfFinancialConditionAudited" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfFinancialConditionAudited" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfOperationsAudited" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfOperationsAudited" />
    <roleRef roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestDepositsByComponentsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDepositsAndRelatedInterestDepositsByComponentsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestInterestExpenseDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDepositsAndRelatedInterestInterestExpenseDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestMaturitiesOfTimeDepositsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDepositsAndRelatedInterestMaturitiesOfTimeDepositsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesMaturityYearsOfSwaptionsTiedToSPDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDerivativeActivitiesMaturityYearsOfSwaptionsTiedToSPDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureIncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FairValueAssetsAndLiabilitiesOnRecurringAndNonrecurringBasisDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FairValueAssetsAndLiabilitiesOnRecurringAndNonrecurringBasisDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FDICSharedlossExpenseDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FDICSharedlossExpenseDetails" />
    <roleRef roleURI="http://orientalfg.com/role/IncomeTaxesComponentsOfDeferredTaxAssetsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_IncomeTaxesComponentsOfDeferredTaxAssetsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesGainsAndLossesByCategoryDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesGainsAndLossesByCategoryDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesInvestmentSecuritiesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableAgingOfRecordedInvestmentInGrossLoansDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableAgingOfRecordedInvestmentInGrossLoansDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableBBVAPRAcquiredLoan31030CarryingAmountsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableBBVAPRAcquiredLoan31030CarryingAmountsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableCompositionOfLoanPortfolioDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableCompositionOfLoanPortfolioDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableEurobankAcquiredLoanCarryingAmountsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableEurobankAcquiredLoanCarryingAmountsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableInterestIncomeRecognizedInLoansIndividuallyEvaluatedForImpairmentDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableInterestIncomeRecognizedInLoansIndividuallyEvaluatedForImpairmentDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OffsettingArrangementLiabilitiesOffsettingDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureOffsettingArrangementLiabilitiesOffsettingDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OffsettingArrangementsAssetsOffsettingDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureOffsettingArrangementsAssetsOffsettingDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingComapanyOnlyFinancialInformationBalanceSheetDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingComapanyOnlyFinancialInformationBalanceSheetDetails" />
    <roleRef roleURI="http://orientalfg.com/role/PremisesAndEquipmentDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosurePremisesAndEquipmentDetails" />
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfFinancialConditionAudited">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_279" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_280" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_279" xlink:to="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_280" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_369" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="Locator_us-gaap_CashAndDueFromBanks_370" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_369" xlink:to="Locator_us-gaap_CashAndDueFromBanks_370" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_371" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsAtCarryingValue" xlink:label="Locator_us-gaap_MoneyMarketFundsAtCarryingValue_372" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_371" xlink:to="Locator_us-gaap_MoneyMarketFundsAtCarryingValue_372" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_281" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Investments" xlink:label="Locator_us-gaap_Investments_282" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_281" xlink:to="Locator_us-gaap_Investments_282" order="14.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Investments" xlink:label="Locator_us-gaap_Investments_311" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecurities" xlink:label="Locator_us-gaap_TradingSecurities_312" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Investments_311" xlink:to="Locator_us-gaap_TradingSecurities_312" order="9.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Investments" xlink:label="Locator_us-gaap_Investments_313" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_314" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Investments_313" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_314" order="10.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Investments" xlink:label="Locator_us-gaap_Investments_315" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherInvestments" xlink:label="Locator_us-gaap_OtherInvestments_316" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Investments_315" xlink:to="Locator_us-gaap_OtherInvestments_316" order="13.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Investments" xlink:label="Locator_us-gaap_Investments_317" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="Locator_us-gaap_FederalHomeLoanBankStock_318" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Investments_317" xlink:to="Locator_us-gaap_FederalHomeLoanBankStock_318" order="12.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Investments" xlink:label="Locator_us-gaap_Investments_319" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="Locator_us-gaap_HeldToMaturitySecurities_320" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Investments_319" xlink:to="Locator_us-gaap_HeldToMaturitySecurities_320" order="11.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_283" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_284" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_283" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_284" order="18.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_285" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivableNoncurrent" xlink:label="Locator_us-gaap_InterestReceivableNoncurrent_286" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_285" xlink:to="Locator_us-gaap_InterestReceivableNoncurrent_286" order="23.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_287" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="Locator_us-gaap_DeferredTaxAssetsNet_288" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_287" xlink:to="Locator_us-gaap_DeferredTaxAssetsNet_288" order="24.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_289" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentNet_290" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_289" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentNet_290" order="25.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_291" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssets" xlink:label="Locator_us-gaap_OtherAssets_292" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_291" xlink:to="Locator_us-gaap_OtherAssets_292" order="30.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_293" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="Locator_us-gaap_FDICIndemnificationAsset_294" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_293" xlink:to="Locator_us-gaap_FDICIndemnificationAsset_294" order="20.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_295" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements" xlink:label="Locator_ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements_296" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_295" xlink:to="Locator_ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements_296" order="21.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_297" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealEstateAcquiredThroughForeclosure" xlink:label="Locator_us-gaap_RealEstateAcquiredThroughForeclosure_298" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_297" xlink:to="Locator_us-gaap_RealEstateAcquiredThroughForeclosure_298" order="22.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_299" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="Locator_us-gaap_DerivativeAssets_300" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_299" xlink:to="Locator_us-gaap_DerivativeAssets_300" order="28.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_301" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesPurchasedUnderAgreementsToResell" xlink:label="Locator_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_302" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_301" xlink:to="Locator_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_302" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_303" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmount_304" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_303" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmount_304" order="27.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_305" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomersLiabilityForAcceptancesNet" xlink:label="Locator_us-gaap_CustomersLiabilityForAcceptancesNet_306" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_305" xlink:to="Locator_us-gaap_CustomersLiabilityForAcceptancesNet_306" order="26.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_307" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Goodwill" xlink:label="Locator_us-gaap_Goodwill_308" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_307" xlink:to="Locator_us-gaap_Goodwill_308" order="29.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_309" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="Locator_us-gaap_RestrictedCashAndCashEquivalents_310" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Assets_309" xlink:to="Locator_us-gaap_RestrictedCashAndCashEquivalents_310" order="6.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquity_321" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="Locator_us-gaap_Liabilities_322" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquity_321" xlink:to="Locator_us-gaap_Liabilities_322" order="49.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="Locator_us-gaap_Liabilities_325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="Locator_us-gaap_Deposits_326" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Liabilities_325" xlink:to="Locator_us-gaap_Deposits_326" order="37.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="Locator_us-gaap_Deposits_335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DemandDepositAccounts" xlink:label="Locator_us-gaap_DemandDepositAccounts_336" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Deposits_335" xlink:to="Locator_us-gaap_DemandDepositAccounts_336" order="34.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="Locator_us-gaap_Deposits_337" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="Locator_us-gaap_DepositsSavingsDeposits_338" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Deposits_337" xlink:to="Locator_us-gaap_DepositsSavingsDeposits_338" order="35.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="Locator_us-gaap_Deposits_339" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDeposits" xlink:label="Locator_us-gaap_TimeDeposits_340" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Deposits_339" xlink:to="Locator_us-gaap_TimeDeposits_340" order="36.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="Locator_us-gaap_Liabilities_327" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent" xlink:label="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_328" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Liabilities_327" xlink:to="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_328" order="48.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="Locator_us-gaap_Liabilities_329" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="Locator_us-gaap_DerivativeLiabilities_330" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Liabilities_329" xlink:to="Locator_us-gaap_DerivativeLiabilities_330" order="46.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="Locator_us-gaap_Liabilities_331" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankAcceptancesExecutedAndOutstanding" xlink:label="Locator_us-gaap_BankAcceptancesExecutedAndOutstanding_332" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Liabilities_331" xlink:to="Locator_us-gaap_BankAcceptancesExecutedAndOutstanding_332" order="47.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="Locator_us-gaap_Liabilities_333" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_334" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_Liabilities_333" xlink:to="Locator_us-gaap_DebtAndCapitalLeaseObligations_334" order="45.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_341" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="Locator_us-gaap_ShorttermDebtFairValue_342" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligations_341" xlink:to="Locator_us-gaap_ShorttermDebtFairValue_342" order="40.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_343" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_344" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligations_343" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_344" order="39.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_345" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="Locator_us-gaap_SubordinatedDebt_346" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligations_345" xlink:to="Locator_us-gaap_SubordinatedDebt_346" order="42.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_347" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="Locator_us-gaap_OtherBorrowings_348" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligations_347" xlink:to="Locator_us-gaap_OtherBorrowings_348" order="44.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_349" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="Locator_us-gaap_AdvancesFromFederalHomeLoanBanks_350" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligations_349" xlink:to="Locator_us-gaap_AdvancesFromFederalHomeLoanBanks_350" order="41.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_351" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchased" xlink:label="Locator_us-gaap_FederalFundsPurchased_352" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligations_351" xlink:to="Locator_us-gaap_FederalFundsPurchased_352" order="43.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquity_323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_324" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquity_323" xlink:to="Locator_us-gaap_StockholdersEquity_324" order="59.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_353" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockValue" xlink:label="Locator_us-gaap_CommonStockValue_354" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_StockholdersEquity_353" xlink:to="Locator_us-gaap_CommonStockValue_354" order="53.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_355" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="Locator_us-gaap_AdditionalPaidInCapital_356" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_StockholdersEquity_355" xlink:to="Locator_us-gaap_AdditionalPaidInCapital_356" order="54.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_357" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance" xlink:label="Locator_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_358" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_StockholdersEquity_357" xlink:to="Locator_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_358" order="55.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_359" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="Locator_us-gaap_RetainedEarningsAccumulatedDeficit_360" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_StockholdersEquity_359" xlink:to="Locator_us-gaap_RetainedEarningsAccumulatedDeficit_360" order="56.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_361" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="Locator_us-gaap_TreasuryStockValue_362" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_StockholdersEquity_361" xlink:to="Locator_us-gaap_TreasuryStockValue_362" order="57.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_363" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_364" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_StockholdersEquity_363" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_364" order="58.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_365" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="Locator_us-gaap_PreferredStockValueOutstanding_366" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_StockholdersEquity_365" xlink:to="Locator_us-gaap_PreferredStockValueOutstanding_366" order="51.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_367" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConvertiblePreferredStock" xlink:label="Locator_ofg_ConvertiblePreferredStock_368" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_StockholdersEquity_367" xlink:to="Locator_ofg_ConvertiblePreferredStock_368" order="52.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfOperationsAudited">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_581" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_582" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetIncomeLoss_581" xlink:to="Locator_us-gaap_IncomeTaxExpenseBenefit_582" order="52.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_583" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_584" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetIncomeLoss_583" xlink:to="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_584" order="51.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_669" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_670" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_669" xlink:to="Locator_us-gaap_NoninterestIncome_670" order="33.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_641" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="Locator_us-gaap_GainLossOnSaleOfSecuritiesNet_642" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestIncome_641" xlink:to="Locator_us-gaap_GainLossOnSaleOfSecuritiesNet_642" order="29.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_643" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="Locator_us-gaap_NoninterestIncomeOther_644" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestIncome_643" xlink:to="Locator_us-gaap_NoninterestIncomeOther_644" order="32.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_645" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="Locator_us-gaap_DerivativeGainLossOnDerivativeNet_646" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestIncome_645" xlink:to="Locator_us-gaap_DerivativeGainLossOnDerivativeNet_646" order="30.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_647" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="Locator_us-gaap_GainsLossesOnExtinguishmentOfDebt_648" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestIncome_647" xlink:to="Locator_us-gaap_GainsLossesOnExtinguishmentOfDebt_648" order="31.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_649" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissions" xlink:label="Locator_us-gaap_FeesAndCommissions_650" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestIncome_649" xlink:to="Locator_us-gaap_FeesAndCommissions_650" order="21.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissions" xlink:label="Locator_us-gaap_FeesAndCommissions_657" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="Locator_us-gaap_FeesAndCommissionsDepositorAccounts_658" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_FeesAndCommissions_657" xlink:to="Locator_us-gaap_FeesAndCommissionsDepositorAccounts_658" order="18.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissions" xlink:label="Locator_us-gaap_FeesAndCommissions_659" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FeesAndCommissionsMortgageBankingAndServicingIncome" xlink:label="Locator_ofg_FeesAndCommissionsMortgageBankingAndServicingIncome_660" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_FeesAndCommissions_659" xlink:to="Locator_ofg_FeesAndCommissionsMortgageBankingAndServicingIncome_660" order="20.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissions" xlink:label="Locator_us-gaap_FeesAndCommissions_661" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetManagementFees1" xlink:label="Locator_us-gaap_AssetManagementFees1_662" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_FeesAndCommissions_661" xlink:to="Locator_us-gaap_AssetManagementFees1_662" order="19.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_651" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNet" xlink:label="Locator_ofg_FdicSharedLossExpenseNet_652" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestIncome_651" xlink:to="Locator_ofg_FdicSharedLossExpenseNet_652" order="26.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_653" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_654" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestIncome_653" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_654" order="24.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_675" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities_676" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_675" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities_676" order="22.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_677" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities_678" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_677" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities_678" order="23.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_655" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans" xlink:label="Locator_ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans_656" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestIncome_655" xlink:to="Locator_ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans_656" order="27.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_671" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_672" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_671" xlink:to="Locator_us-gaap_NoninterestExpense_672" order="50.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_585" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="Locator_us-gaap_LaborAndRelatedExpense_586" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_585" xlink:to="Locator_us-gaap_LaborAndRelatedExpense_586" order="35.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_587" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OccupancyNet" xlink:label="Locator_us-gaap_OccupancyNet_588" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_587" xlink:to="Locator_us-gaap_OccupancyNet_588" order="37.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_589" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="Locator_us-gaap_ProfessionalFees_590" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_589" xlink:to="Locator_us-gaap_ProfessionalFees_590" order="36.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_591" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TaxesOther" xlink:label="Locator_us-gaap_TaxesOther_592" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_591" xlink:to="Locator_us-gaap_TaxesOther_592" order="45.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_593" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdvertisingExpense" xlink:label="Locator_us-gaap_AdvertisingExpense_594" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_593" xlink:to="Locator_us-gaap_AdvertisingExpense_594" order="41.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_595" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ElectronicBankingCharges" xlink:label="Locator_ofg_ElectronicBankingCharges_596" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_595" xlink:to="Locator_ofg_ElectronicBankingCharges_596" order="39.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_597" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Communication" xlink:label="Locator_us-gaap_Communication_598" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_597" xlink:to="Locator_us-gaap_Communication_598" order="46.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_599" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ForeclosedRealEstateExpense" xlink:label="Locator_us-gaap_ForeclosedRealEstateExpense_600" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_599" xlink:to="Locator_us-gaap_ForeclosedRealEstateExpense_600" order="43.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_601" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DirectorAndInvestorsRelations" xlink:label="Locator_ofg_DirectorAndInvestorsRelations_602" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_601" xlink:to="Locator_ofg_DirectorAndInvestorsRelations_602" order="48.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_603" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SuppliesAndPostageExpense" xlink:label="Locator_us-gaap_SuppliesAndPostageExpense_604" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_603" xlink:to="Locator_us-gaap_SuppliesAndPostageExpense_604" order="47.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_605" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="Locator_us-gaap_OtherNoninterestExpense_606" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_605" xlink:to="Locator_us-gaap_OtherNoninterestExpense_606" order="49.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_607" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GeneralInsuranceExpense" xlink:label="Locator_us-gaap_GeneralInsuranceExpense_608" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_607" xlink:to="Locator_us-gaap_GeneralInsuranceExpense_608" order="38.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_609" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanServicingAndCleaningExpenses" xlink:label="Locator_ofg_LoanServicingAndCleaningExpenses_610" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_609" xlink:to="Locator_ofg_LoanServicingAndCleaningExpenses_610" order="44.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_611" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCharges" xlink:label="Locator_us-gaap_RestructuringCharges_612" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_611" xlink:to="Locator_us-gaap_RestructuringCharges_612" order="42.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_613" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="Locator_us-gaap_InformationTechnologyAndDataProcessing_614" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NoninterestExpense_613" xlink:to="Locator_us-gaap_InformationTechnologyAndDataProcessing_614" order="40.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_673" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="Locator_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_674" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_673" xlink:to="Locator_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_674" order="16.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="Locator_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_615" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="Locator_us-gaap_InterestIncomeExpenseNet_616" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_615" xlink:to="Locator_us-gaap_InterestIncomeExpenseNet_616" order="14.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="Locator_us-gaap_InterestIncomeExpenseNet_619" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperating_620" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestIncomeExpenseNet_619" xlink:to="Locator_us-gaap_InterestAndDividendIncomeOperating_620" order="6.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperating_623" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeSecuritiesMortgageBacked" xlink:label="Locator_us-gaap_InterestIncomeSecuritiesMortgageBacked_624" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestAndDividendIncomeOperating_623" xlink:to="Locator_us-gaap_InterestIncomeSecuritiesMortgageBacked_624" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperating_625" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="Locator_us-gaap_InterestAndDividendIncomeSecurities_626" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestAndDividendIncomeOperating_625" xlink:to="Locator_us-gaap_InterestAndDividendIncomeSecurities_626" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperating_627" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="Locator_us-gaap_InterestAndFeeIncomeLoansAndLeases_628" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestAndDividendIncomeOperating_627" xlink:to="Locator_us-gaap_InterestAndFeeIncomeLoansAndLeases_628" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="Locator_us-gaap_InterestAndFeeIncomeLoansAndLeases_629" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestIncomeFromLoans" xlink:label="Locator_ofg_InterestIncomeFromLoans_630" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestAndFeeIncomeLoansAndLeases_629" xlink:to="Locator_ofg_InterestIncomeFromLoans_630" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="Locator_us-gaap_InterestIncomeExpenseNet_621" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_622" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestIncomeExpenseNet_621" xlink:to="Locator_us-gaap_InterestExpense_622" order="13.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_631" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="Locator_us-gaap_InterestExpenseDeposits_632" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestExpense_631" xlink:to="Locator_us-gaap_InterestExpenseDeposits_632" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_633" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="Locator_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase_634" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestExpense_633" xlink:to="Locator_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase_634" order="9.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_635" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:label="Locator_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_636" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestExpense_635" xlink:to="Locator_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_636" order="10.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_637" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:label="Locator_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_638" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestExpense_637" xlink:to="Locator_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_638" order="12.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_639" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseOtherLongTermDebt" xlink:label="Locator_us-gaap_InterestExpenseOtherLongTermDebt_640" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestExpense_639" xlink:to="Locator_us-gaap_InterestExpenseOtherLongTermDebt_640" order="11.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="Locator_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_617" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="Locator_us-gaap_ProvisionForLoanLeaseAndOtherLosses_618" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_617" xlink:to="Locator_us-gaap_ProvisionForLoanLeaseAndOtherLosses_618" order="15.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="Locator_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_663" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="Locator_us-gaap_DividendsPreferredStock_664" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_663" xlink:to="Locator_us-gaap_DividendsPreferredStock_664" order="54.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="Locator_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_665" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_666" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_665" xlink:to="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_666" order="51.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="Locator_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_667" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_668" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_667" xlink:to="Locator_us-gaap_IncomeTaxExpenseBenefit_668" order="52.0" weight="-1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfComprehensiveIncomeLossAudited">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="Locator_us-gaap_ComprehensiveIncomeNetOfTax_701" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_702" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_ComprehensiveIncomeNetOfTax_701" xlink:to="Locator_us-gaap_NetIncomeLoss_702" order="1.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="Locator_us-gaap_ComprehensiveIncomeNetOfTax_703" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_704" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_ComprehensiveIncomeNetOfTax_703" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_704" order="10.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_705" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_706" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_705" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_706" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_709" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_710" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_709" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_710" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_711" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xlink:label="Locator_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_712" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_711" xlink:to="Locator_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_712" order="6.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_713" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax_714" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_713" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax_714" order="7.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_715" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:label="Locator_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_716" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_715" xlink:to="Locator_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_716" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_717" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_718" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_717" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_718" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_707" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_708" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_707" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_708" order="9.0" weight="-1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfCashFlowsAudited">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_905" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_906" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_905" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_906" order="37.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_911" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_912" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_911" xlink:to="Locator_us-gaap_NetIncomeLoss_912" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_913" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="Locator_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_914" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_913" xlink:to="Locator_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_914" order="4.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_915" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="Locator_us-gaap_AmortizationOfIntangibleAssets_916" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_915" xlink:to="Locator_us-gaap_AmortizationOfIntangibleAssets_916" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_917" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_DeferredIncomeTaxExpenseBenefit_918" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_917" xlink:to="Locator_us-gaap_DeferredIncomeTaxExpenseBenefit_918" order="15.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_919" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="Locator_us-gaap_ProvisionForLoanLeaseAndOtherLosses_920" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_919" xlink:to="Locator_us-gaap_ProvisionForLoanLeaseAndOtherLosses_920" order="16.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_921" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="Locator_us-gaap_ShareBasedCompensation_922" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_921" xlink:to="Locator_us-gaap_ShareBasedCompensation_922" order="17.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_923" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease" xlink:label="Locator_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_924" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_923" xlink:to="Locator_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_924" order="32.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_925" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="Locator_us-gaap_GainLossOnSaleOfSecuritiesNet_926" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_925" xlink:to="Locator_us-gaap_GainLossOnSaleOfSecuritiesNet_926" order="20.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_927" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="Locator_us-gaap_GainLossOnSaleOfMortgageLoans_928" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_927" xlink:to="Locator_us-gaap_GainLossOnSaleOfMortgageLoans_928" order="21.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_929" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfitLossFromRealEstateOperations" xlink:label="Locator_us-gaap_ProfitLossFromRealEstateOperations_930" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_929" xlink:to="Locator_us-gaap_ProfitLossFromRealEstateOperations_930" order="24.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_931" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="Locator_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_932" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_931" xlink:to="Locator_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_932" order="26.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_933" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="Locator_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_934" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_933" xlink:to="Locator_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_934" order="27.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_935" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="Locator_us-gaap_ProceedsFromSaleOfLoansHeldForSale_936" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_935" xlink:to="Locator_us-gaap_ProceedsFromSaleOfLoansHeldForSale_936" order="28.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_937" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInTradingSecurities" xlink:label="Locator_us-gaap_IncreaseDecreaseInTradingSecurities_938" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_937" xlink:to="Locator_us-gaap_IncreaseDecreaseInTradingSecurities_938" order="30.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_939" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="Locator_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_940" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_939" xlink:to="Locator_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_940" order="31.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_941" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="Locator_us-gaap_IncreaseDecreaseInOtherOperatingAssets_942" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_941" xlink:to="Locator_us-gaap_IncreaseDecreaseInOtherOperatingAssets_942" order="33.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_943" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="Locator_us-gaap_IncreaseDecreaseInInterestPayableNet_944" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_943" xlink:to="Locator_us-gaap_IncreaseDecreaseInInterestPayableNet_944" order="35.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_945" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilities" xlink:label="Locator_us-gaap_IncreaseDecreaseInAccruedLiabilities_946" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_945" xlink:to="Locator_us-gaap_IncreaseDecreaseInAccruedLiabilities_946" order="36.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_947" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicLossShareIncomeExpense" xlink:label="Locator_ofg_FdicLossShareIncomeExpense_948" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_947" xlink:to="Locator_ofg_FdicLossShareIncomeExpense_948" order="9.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_949" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="Locator_us-gaap_DepreciationNonproduction_950" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_949" xlink:to="Locator_us-gaap_DepreciationNonproduction_950" order="14.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_951" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="Locator_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_952" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_951" xlink:to="Locator_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_952" order="6.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_953" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="Locator_us-gaap_GainsLossesOnExtinguishmentOfDebt_954" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_953" xlink:to="Locator_us-gaap_GainsLossesOnExtinguishmentOfDebt_954" order="23.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_955" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="Locator_us-gaap_GainLossOnSaleOfOtherAssets_956" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_955" xlink:to="Locator_us-gaap_GainLossOnSaleOfOtherAssets_956" order="25.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_957" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfPrepaidFdicAssesment" xlink:label="Locator_ofg_AmortizationOfPrepaidFdicAssesment_958" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_957" xlink:to="Locator_ofg_AmortizationOfPrepaidFdicAssesment_958" order="18.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_959" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfFairValue" xlink:label="Locator_ofg_AmortizationOfFairValue_960" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_959" xlink:to="Locator_ofg_AmortizationOfFairValue_960" order="5.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_961" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfFairValuePremiumsAcquiredDeposits" xlink:label="Locator_ofg_AmortizationOfFairValuePremiumsAcquiredDeposits_962" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_961" xlink:to="Locator_ofg_AmortizationOfFairValuePremiumsAcquiredDeposits_962" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_963" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainOnSaleOfDerivativesAndOnSaleOfTba" xlink:label="Locator_ofg_GainOnSaleOfDerivativesAndOnSaleOfTba_964" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_963" xlink:to="Locator_ofg_GainOnSaleOfDerivativesAndOnSaleOfTba_964" order="22.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_965" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement" xlink:label="Locator_us-gaap_OtherOperatingActivitiesCashFlowStatement_966" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_965" xlink:to="Locator_us-gaap_OtherOperatingActivitiesCashFlowStatement_966" order="12.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_967" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_968" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_967" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_968" order="10.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_907" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_908" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_907" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_908" order="79.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_969" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="Locator_us-gaap_PaymentsForRepurchaseOfCommonStock_970" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_969" xlink:to="Locator_us-gaap_PaymentsForRepurchaseOfCommonStock_970" order="74.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_971" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="Locator_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_972" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_971" xlink:to="Locator_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_972" order="76.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_973" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="Locator_us-gaap_PaymentsOfDividendsCommonStock_974" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_973" xlink:to="Locator_us-gaap_PaymentsOfDividendsCommonStock_974" order="77.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_975" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="Locator_us-gaap_IncreaseDecreaseInDeposits_976" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_975" xlink:to="Locator_us-gaap_IncreaseDecreaseInDeposits_976" order="65.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_977" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="Locator_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_978" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_977" xlink:to="Locator_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_978" order="66.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_979" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="Locator_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_980" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_979" xlink:to="Locator_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_980" order="67.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_981" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncreaseDecreaseInFhlbAdvances" xlink:label="Locator_ofg_IncreaseDecreaseInFhlbAdvances_982" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_981" xlink:to="Locator_ofg_IncreaseDecreaseInFhlbAdvances_982" order="68.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_983" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease_984" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_983" xlink:to="Locator_us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease_984" order="69.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_985" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="Locator_us-gaap_ProceedsFromStockOptionsExercised_986" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_985" xlink:to="Locator_us-gaap_ProceedsFromStockOptionsExercised_986" order="71.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_987" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="Locator_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_988" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_987" xlink:to="Locator_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_988" order="78.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_989" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes" xlink:label="Locator_ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes_990" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_989" xlink:to="Locator_ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes_990" order="70.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_991" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="Locator_us-gaap_ProceedsFromIssuanceOfCommonStock_992" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_991" xlink:to="Locator_us-gaap_ProceedsFromIssuanceOfCommonStock_992" order="72.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_993" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="Locator_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_994" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_993" xlink:to="Locator_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_994" order="73.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_995" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnContractTermination" xlink:label="Locator_us-gaap_GainLossOnContractTermination_996" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_995" xlink:to="Locator_us-gaap_GainLossOnContractTermination_996" order="75.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_909" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_910" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_909" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_910" order="62.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_997" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:label="Locator_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_998" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_997" xlink:to="Locator_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_998" order="55.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_999" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease_1000" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_999" xlink:to="Locator_us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease_1000" order="56.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1001" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell" xlink:label="Locator_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_1002" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1001" xlink:to="Locator_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_1002" order="58.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1003" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="Locator_us-gaap_PaymentsForProceedsFromLoansAndLeases_1004" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1003" xlink:to="Locator_us-gaap_PaymentsForProceedsFromLoansAndLeases_1004" order="54.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1005" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="Locator_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_1006" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1005" xlink:to="Locator_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_1006" order="57.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1007" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="Locator_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_1008" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1007" xlink:to="Locator_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_1008" order="40.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1009" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireOtherInvestments" xlink:label="Locator_us-gaap_PaymentsToAcquireOtherInvestments_1010" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1009" xlink:to="Locator_us-gaap_PaymentsToAcquireOtherInvestments_1010" order="43.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1011" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="Locator_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_1012" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1011" xlink:to="Locator_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_1012" order="49.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1013" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="Locator_us-gaap_ProceedsFromSaleOfForeclosedAssets_1014" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1013" xlink:to="Locator_us-gaap_ProceedsFromSaleOfForeclosedAssets_1014" order="50.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1015" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="Locator_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_1016" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1015" xlink:to="Locator_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_1016" order="52.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1017" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_1018" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1017" xlink:to="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_1018" order="45.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1019" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments" xlink:label="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments_1020" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1019" xlink:to="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments_1020" order="47.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1021" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInRestrictedCash" xlink:label="Locator_us-gaap_IncreaseDecreaseInRestrictedCash_1022" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1021" xlink:to="Locator_us-gaap_IncreaseDecreaseInRestrictedCash_1022" order="59.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1023" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_1024" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1023" xlink:to="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_1024" order="46.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1025" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="Locator_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_1026" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1025" xlink:to="Locator_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_1026" order="41.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1027" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:label="Locator_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_1028" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1027" xlink:to="Locator_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_1028" order="51.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1029" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Cashandcashequivalentsreceivedinacquisition" xlink:label="Locator_ofg_Cashandcashequivalentsreceivedinacquisition_1030" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1029" xlink:to="Locator_ofg_Cashandcashequivalentsreceivedinacquisition_1030" order="61.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1031" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Outlaysforacquisition" xlink:label="Locator_ofg_Outlaysforacquisition_1032" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1031" xlink:to="Locator_ofg_Outlaysforacquisition_1032" order="60.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1033" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PaymentToAcquireDerivativesInstruments" xlink:label="Locator_ofg_PaymentToAcquireDerivativesInstruments_1034" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1033" xlink:to="Locator_ofg_PaymentToAcquireDerivativesInstruments_1034" order="42.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1035" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR" xlink:label="Locator_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_1036" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_1035" xlink:to="Locator_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_1036" order="53.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FairValueAssetsAndLiabilitiesOnRecurringAndNonrecurringBasisDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1117" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_1118" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1117" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_1118" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1119" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure" xlink:label="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_1120" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1119" xlink:to="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_1120" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1121" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsAtCarryingValue" xlink:label="Locator_us-gaap_MoneyMarketFundsAtCarryingValue_1122" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1121" xlink:to="Locator_us-gaap_MoneyMarketFundsAtCarryingValue_1122" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1123" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="Locator_us-gaap_DerivativeAssets_1124" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1123" xlink:to="Locator_us-gaap_DerivativeAssets_1124" order="6.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmount_1126" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1125" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmount_1126" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1127" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="Locator_us-gaap_DerivativeLiabilities_1128" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1127" xlink:to="Locator_us-gaap_DerivativeLiabilities_1128" order="8.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1129" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecurities" xlink:label="Locator_us-gaap_TradingSecurities_1130" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1129" xlink:to="Locator_us-gaap_TradingSecurities_1130" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureNonrecurring_1131" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="Locator_us-gaap_OtherRealEstateAndForeclosedAssets_1132" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureNonrecurring_1131" xlink:to="Locator_us-gaap_OtherRealEstateAndForeclosedAssets_1132" order="11.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureNonrecurring_1133" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_1134" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureNonrecurring_1133" xlink:to="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_1134" order="10.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureNonrecurring_1135" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherForeclosedAssets" xlink:label="Locator_us-gaap_OtherForeclosedAssets_1136" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureNonrecurring_1135" xlink:to="Locator_us-gaap_OtherForeclosedAssets_1136" order="12.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecurities" xlink:label="Locator_us-gaap_MarketableSecurities_1773" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1774" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_MarketableSecurities_1773" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1774" order="10.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecurities" xlink:label="Locator_us-gaap_MarketableSecurities_1775" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_1776" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_MarketableSecurities_1775" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_1776" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Marketablesecuritiesamortizedcost" xlink:label="Locator_ofg_Marketablesecuritiesamortizedcost_1777" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_1778" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_Marketablesecuritiesamortizedcost_1777" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_1778" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Marketablesecuritiesamortizedcost" xlink:label="Locator_ofg_Marketablesecuritiesamortizedcost_1779" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_1780" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_Marketablesecuritiesamortizedcost_1779" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_1780" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedGain" xlink:label="Locator_ofg_MarketableSecuritiesGrossUnrealizedGain_1781" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesUnrecognizedGains" xlink:label="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedGains_1782" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_MarketableSecuritiesGrossUnrealizedGain_1781" xlink:to="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedGains_1782" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedGain" xlink:label="Locator_ofg_MarketableSecuritiesGrossUnrealizedGain_1783" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci" xlink:label="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci_1784" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_MarketableSecuritiesGrossUnrealizedGain_1783" xlink:to="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci_1784" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedLosses" xlink:label="Locator_ofg_MarketableSecuritiesGrossUnrealizedLosses_1785" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesUnrecognizedLoss" xlink:label="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedLoss_1786" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_MarketableSecuritiesGrossUnrealizedLosses_1785" xlink:to="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedLoss_1786" order="9.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedLosses" xlink:label="Locator_ofg_MarketableSecuritiesGrossUnrealizedLosses_1787" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci" xlink:label="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci_1788" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_MarketableSecuritiesGrossUnrealizedLosses_1787" xlink:to="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci_1788" order="4.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesGainsAndLossesByCategoryDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost" xlink:label="Locator_ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost_2105" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_2106" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost_2105" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_2106" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_2109" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost" xlink:label="Locator_ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost_2110" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_2109" xlink:to="Locator_ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost_2110" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_2111" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost_2112" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_2111" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost_2112" order="11.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost" xlink:label="Locator_ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost_2107" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost_2108" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost_2107" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost_2108" order="15.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost_2113" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost_2114" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost_2113" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost_2114" order="19.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses" xlink:label="Locator_ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses_2115" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_2116" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses_2115" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_2116" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_2119" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments_2120" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_2119" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments_2120" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_2121" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments_2122" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_2121" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments_2122" order="12.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses" xlink:label="Locator_ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses_2117" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1_2118" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses_2117" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1_2118" order="16.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1_2123" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1_2124" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1_2123" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1_2124" order="20.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_2125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_2126" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_2125" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_2126" order="17.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_2129" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2130" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_2129" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2130" order="21.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_2127" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2128" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_2127" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2128" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2131" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_2132" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2131" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_2132" order="9.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2133" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2134" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2133" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2134" order="13.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableCompositionOfLoanPortfolioDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_2263" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="Locator_us-gaap_LoansHeldForSaleMortgages_2264" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_2263" xlink:to="Locator_us-gaap_LoansHeldForSaleMortgages_2264" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_2265" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_2266" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_2265" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_2266" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_2271" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredLoanCostFeesNet" xlink:label="Locator_ofg_DeferredLoanCostFeesNet_2272" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_2271" xlink:to="Locator_ofg_DeferredLoanCostFeesNet_2272" order="6.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_2273" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_2274" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_2273" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_2274" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_2267" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableAllowance_2268" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_2267" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableAllowance_2268" order="4.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_2269" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_2270" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_2269" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_2270" order="3.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeAccumulatedComprehensiveIncomeNetOfIncomeTaxDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2817" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_2818" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2817" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_2818" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2819" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_2820" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2819" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_2820" order="8.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/CommitmentsFutureRentalCommitmentsUnderLeasesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2901" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_2902" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2901" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_2902" order="1.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2903" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_2904" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2903" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_2904" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2905" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_2906" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2905" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_2906" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2907" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_2908" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2907" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_2908" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2909" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_2910" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2909" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_2910" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2911" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_2912" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2911" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_2912" order="6.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DepositsAndRelatedInterestDepositsByComponentsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsRetail" xlink:label="Locator_us-gaap_DepositsRetail_3099" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:label="Locator_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_3100" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DepositsRetail_3099" xlink:to="Locator_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_3100" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsRetail" xlink:label="Locator_us-gaap_DepositsRetail_3101" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositTimeDeposits" xlink:label="Locator_us-gaap_InterestBearingDomesticDepositTimeDeposits_3102" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DepositsRetail_3101" xlink:to="Locator_us-gaap_InterestBearingDomesticDepositTimeDeposits_3102" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsRetail" xlink:label="Locator_us-gaap_DepositsRetail_3103" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="Locator_us-gaap_InterestBearingDepositLiabilities_3104" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DepositsRetail_3103" xlink:to="Locator_us-gaap_InterestBearingDepositLiabilities_3104" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsRetail" xlink:label="Locator_us-gaap_DepositsRetail_3105" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="Locator_us-gaap_NoninterestBearingDepositLiabilities_3106" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DepositsRetail_3105" xlink:to="Locator_us-gaap_NoninterestBearingDepositLiabilities_3106" order="1.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsRetail" xlink:label="Locator_us-gaap_DepositsRetail_3107" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional" xlink:label="Locator_ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional_3108" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DepositsRetail_3107" xlink:to="Locator_ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional_3108" order="5.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DepositsAndRelatedInterestInterestExpenseDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="Locator_us-gaap_InterestExpenseDeposits_3115" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:label="Locator_us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_3116" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestExpenseDeposits_3115" xlink:to="Locator_us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_3116" order="1.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="Locator_us-gaap_InterestExpenseDeposits_3117" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit" xlink:label="Locator_us-gaap_InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit_3118" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestExpenseDeposits_3117" xlink:to="Locator_us-gaap_InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit_3118" order="2.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DepositsAndRelatedInterestMaturitiesOfTimeDepositsDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalTimeDepositsExcludingEquityIndexesOptions" xlink:label="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3137" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearOne_3138" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3137" xlink:to="Locator_us-gaap_TimeDepositMaturitiesYearOne_3138" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearOne_3139" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TimeDepositMaturitiesLessThanThreeMonth" xlink:label="Locator_ofg_TimeDepositMaturitiesLessThanThreeMonth_3140" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_TimeDepositMaturitiesYearOne_3139" xlink:to="Locator_ofg_TimeDepositMaturitiesLessThanThreeMonth_3140" order="1.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearOne_3141" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TimeDepositMaturitiesThreeToTwelveMonth" xlink:label="Locator_ofg_TimeDepositMaturitiesThreeToTwelveMonth_3142" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_TimeDepositMaturitiesYearOne_3141" xlink:to="Locator_ofg_TimeDepositMaturitiesThreeToTwelveMonth_3142" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalTimeDepositsExcludingEquityIndexesOptions" xlink:label="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3143" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearTwo_3144" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3143" xlink:to="Locator_us-gaap_TimeDepositMaturitiesYearTwo_3144" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalTimeDepositsExcludingEquityIndexesOptions" xlink:label="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3145" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearThree_3146" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3145" xlink:to="Locator_us-gaap_TimeDepositMaturitiesYearThree_3146" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalTimeDepositsExcludingEquityIndexesOptions" xlink:label="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3147" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearFour_3148" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3147" xlink:to="Locator_us-gaap_TimeDepositMaturitiesYearFour_3148" order="6.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalTimeDepositsExcludingEquityIndexesOptions" xlink:label="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3149" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearFive_3150" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3149" xlink:to="Locator_us-gaap_TimeDepositMaturitiesYearFive_3150" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalTimeDepositsExcludingEquityIndexesOptions" xlink:label="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3151" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="Locator_us-gaap_TimeDepositMaturitiesAfterYearFive_3152" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3151" xlink:to="Locator_us-gaap_TimeDepositMaturitiesAfterYearFive_3152" order="8.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BusinessSegmentsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="Locator_us-gaap_InterestIncomeExpenseNet_3177" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperating_3178" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestIncomeExpenseNet_3177" xlink:to="Locator_us-gaap_InterestAndDividendIncomeOperating_3178" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="Locator_us-gaap_InterestIncomeExpenseNet_3179" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_3180" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestIncomeExpenseNet_3179" xlink:to="Locator_us-gaap_InterestExpense_3180" order="3.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3181" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="Locator_us-gaap_InterestIncomeExpenseNet_3182" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3181" xlink:to="Locator_us-gaap_InterestIncomeExpenseNet_3182" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3183" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_3184" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3183" xlink:to="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_3184" order="5.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3185" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_3186" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3185" xlink:to="Locator_us-gaap_NoninterestIncome_3186" order="6.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3187" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_3188" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3187" xlink:to="Locator_us-gaap_NoninterestExpense_3188" order="7.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3189" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IntersegmentRevenue" xlink:label="Locator_ofg_IntersegmentRevenue_3190" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3189" xlink:to="Locator_ofg_IntersegmentRevenue_3190" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3191" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesRelatedParty" xlink:label="Locator_us-gaap_CostsAndExpensesRelatedParty_3192" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3191" xlink:to="Locator_us-gaap_CostsAndExpensesRelatedParty_3192" order="9.0" weight="-1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableAgingOfRecordedInvestmentInGrossLoansDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3569" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentCurrent_3570" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3569" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentCurrent_3570" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3571" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3572" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3571" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3572" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3575" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_3576" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3575" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_3576" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3577" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_3578" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3577" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_3578" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3579" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_3580" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3579" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_3580" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3573" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CurrentButNonAccrualLoans" xlink:label="Locator_ofg_CurrentButNonAccrualLoans_3574" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3573" xlink:to="Locator_ofg_CurrentButNonAccrualLoans_3574" order="6.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableEurobankAcquiredLoanCarryingAmountsDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_4475" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_4476" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_4475" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_4476" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_4479" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="Locator_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_4480" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_4479" xlink:to="Locator_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_4480" order="1.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_4481" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAccretableDiscount" xlink:label="Locator_ofg_NonAccretableDiscount_4482" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_4481" xlink:to="Locator_ofg_NonAccretableDiscount_4482" order="2.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_4477" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYield" xlink:label="Locator_ofg_AccretableYield_4478" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_4477" xlink:to="Locator_ofg_AccretableYield_4478" order="4.0" weight="-1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableInterestIncomeRecognizedInLoansIndividuallyEvaluatedForImpairmentDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_5121" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_5122" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_5121" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_5122" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_5123" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_5124" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_5123" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_5124" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_5125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_5126" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_5125" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_5126" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_5127" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_5128" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_5127" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_5128" order="3.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableBBVAPRAcquiredLoan31030CarryingAmountsDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_5207" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_5208" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_5207" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_5208" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_5211" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="Locator_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_5212" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_5211" xlink:to="Locator_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_5212" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_5213" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAccretableDiscount" xlink:label="Locator_ofg_NonAccretableDiscount_5214" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_5213" xlink:to="Locator_ofg_NonAccretableDiscount_5214" order="3.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_5209" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYield" xlink:label="Locator_ofg_AccretableYield_5210" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_5209" xlink:to="Locator_ofg_AccretableYield_5210" order="5.0" weight="-1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BorrowingsRedemptionFundDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFund" xlink:label="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5247" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFundObligations" xlink:label="Locator_ofg_DebtInstrumentCumulativeSinkingFundObligations_5248" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5247" xlink:to="Locator_ofg_DebtInstrumentCumulativeSinkingFundObligations_5248" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFund" xlink:label="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5249" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_5250" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5249" xlink:to="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_5250" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFund" xlink:label="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5251" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_5252" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5251" xlink:to="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_5252" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFund" xlink:label="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5253" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:label="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_5254" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5253" xlink:to="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_5254" order="6.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OffsettingArrangementsAssetsOffsettingDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_5357" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_5358" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_5357" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_5358" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_5359" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross_5360" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_5359" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross_5360" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_5361" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability_5362" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_5361" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability_5362" order="3.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_5363" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities_5364" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_5363" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities_5364" order="5.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_5365" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash_5366" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_5365" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash_5366" order="6.0" weight="-1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OffsettingArrangementLiabilitiesOffsettingDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_5415" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_5416" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_5415" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_5416" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_5417" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross_5418" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_5417" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross_5418" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_5419" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset_5420" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_5419" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset_5420" order="3.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_5421" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_5422" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_5421" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_5422" order="5.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_5423" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash_5424" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_5423" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash_5424" order="6.0" weight="-1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeReclassificationsOutOfOtherComprehensiveIncomeDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" xlink:label="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5497" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestRateContract" xlink:label="Locator_ofg_InterestRateContract_5498" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5497" xlink:to="Locator_ofg_InterestRateContract_5498" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" xlink:label="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5499" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision" xlink:label="Locator_ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision_5500" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5499" xlink:to="Locator_ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision_5500" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" xlink:label="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5501" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges" xlink:label="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges_5502" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5501" xlink:to="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges_5502" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" xlink:label="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5503" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs" xlink:label="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs_5504" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5503" xlink:to="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs_5504" order="6.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" xlink:label="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5505" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_5506" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5505" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_5506" order="4.0" weight="-1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesMaturityYearsOfSwaptionsTiedToSPDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms" xlink:label="Locator_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_5907" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueOneYearOrLess" xlink:label="Locator_us-gaap_ContractReceivableDueOneYearOrLess_5908" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_5907" xlink:to="Locator_us-gaap_ContractReceivableDueOneYearOrLess_5908" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms" xlink:label="Locator_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_5909" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueOneToTwoYears" xlink:label="Locator_us-gaap_ContractReceivableDueOneToTwoYears_5910" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_5909" xlink:to="Locator_us-gaap_ContractReceivableDueOneToTwoYears_5910" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms" xlink:label="Locator_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_5911" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueTwoToThreeYears" xlink:label="Locator_us-gaap_ContractReceivableDueTwoToThreeYears_5912" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_5911" xlink:to="Locator_us-gaap_ContractReceivableDueTwoToThreeYears_5912" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligation" xlink:label="Locator_us-gaap_PurchaseObligation_5913" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInNextTwelveMonths" xlink:label="Locator_us-gaap_PurchaseObligationDueInNextTwelveMonths_5914" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_PurchaseObligation_5913" xlink:to="Locator_us-gaap_PurchaseObligationDueInNextTwelveMonths_5914" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligation" xlink:label="Locator_us-gaap_PurchaseObligation_5915" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInSecondYear" xlink:label="Locator_us-gaap_PurchaseObligationDueInSecondYear_5916" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_PurchaseObligation_5915" xlink:to="Locator_us-gaap_PurchaseObligationDueInSecondYear_5916" order="9.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligation" xlink:label="Locator_us-gaap_PurchaseObligation_5917" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInThirdYear" xlink:label="Locator_us-gaap_PurchaseObligationDueInThirdYear_5918" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_PurchaseObligation_5917" xlink:to="Locator_us-gaap_PurchaseObligationDueInThirdYear_5918" order="10.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccruedInterestReceivableAndOtherAssetsAccruedInterestDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivable" xlink:label="Locator_us-gaap_InterestReceivable_6055" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccruedInterestReceivableOnNonAcquiredLoans" xlink:label="Locator_ofg_AccruedInterestReceivableOnNonAcquiredLoans_6056" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestReceivable_6055" xlink:to="Locator_ofg_AccruedInterestReceivableOnNonAcquiredLoans_6056" order="1.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivable" xlink:label="Locator_us-gaap_InterestReceivable_6057" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="Locator_us-gaap_AccruedInvestmentIncomeReceivable_6058" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_InterestReceivable_6057" xlink:to="Locator_us-gaap_AccruedInvestmentIncomeReceivable_6058" order="2.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureIncomeTaxesEffectiveIncomeTaxRateReconciliationDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6823" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="Locator_us-gaap_IncomeTaxReconciliationOtherAdjustments_6824" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefit_6823" xlink:to="Locator_us-gaap_IncomeTaxReconciliationOtherAdjustments_6824" order="12.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6825" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectofchangeintaxofunitsegment" xlink:label="Locator_ofg_Effectofchangeintaxofunitsegment_6826" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefit_6825" xlink:to="Locator_ofg_Effectofchangeintaxofunitsegment_6826" order="10.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6827" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeTaxLoanBasisChangeEffect" xlink:label="Locator_ofg_IncomeTaxLoanBasisChangeEffect_6828" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefit_6827" xlink:to="Locator_ofg_IncomeTaxLoanBasisChangeEffect_6828" order="9.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6829" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate" xlink:label="Locator_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_6830" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefit_6829" xlink:to="Locator_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_6830" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6831" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxContingencies" xlink:label="Locator_us-gaap_IncomeTaxReconciliationTaxContingencies_6832" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefit_6831" xlink:to="Locator_us-gaap_IncomeTaxReconciliationTaxContingencies_6832" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6833" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="Locator_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_6834" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefit_6833" xlink:to="Locator_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_6834" order="6.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6835" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover" xlink:label="Locator_ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover_6836" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefit_6835" xlink:to="Locator_ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover_6836" order="5.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6837" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incometaxreconciliationcapitallosscarryforward" xlink:label="Locator_ofg_Incometaxreconciliationcapitallosscarryforward_6838" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefit_6837" xlink:to="Locator_ofg_Incometaxreconciliationcapitallosscarryforward_6838" order="4.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6839" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:label="Locator_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_6840" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefit_6839" xlink:to="Locator_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_6840" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6841" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:label="Locator_us-gaap_IncomeTaxReconciliationTaxExemptIncome_6842" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefit_6841" xlink:to="Locator_us-gaap_IncomeTaxReconciliationTaxExemptIncome_6842" order="3.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6843" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncometaxReconciliationUnrealizedCapitalLoss" xlink:label="Locator_ofg_IncometaxReconciliationUnrealizedCapitalLoss_6844" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefit_6843" xlink:to="Locator_ofg_IncometaxReconciliationUnrealizedCapitalLoss_6844" order="11.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/IncomeTaxesComponentsOfDeferredTaxAssetsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="Locator_us-gaap_DeferredTaxAssetsNet_6895" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6896" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsNet_6895" xlink:to="Locator_us-gaap_DeferredTaxAssetsGross_6896" order="14.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6901" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xlink:label="Locator_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_6902" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsGross_6901" xlink:to="Locator_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_6902" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6903" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments" xlink:label="Locator_ofg_DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments_6904" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsGross_6903" xlink:to="Locator_ofg_DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments_6904" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6905" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxassetsoperatinglossandcapitalnetcarryforwards" xlink:label="Locator_ofg_Deferredtaxassetsoperatinglossandcapitalnetcarryforwards_6906" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsGross_6905" xlink:to="Locator_ofg_Deferredtaxassetsoperatinglossandcapitalnetcarryforwards_6906" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6907" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:label="Locator_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_6908" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsGross_6907" xlink:to="Locator_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_6908" order="6.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6909" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetDepositAndBorrowingsValuationAdjustment" xlink:label="Locator_ofg_DeferredTaxAssetDepositAndBorrowingsValuationAdjustment_6910" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsGross_6909" xlink:to="Locator_ofg_DeferredTaxAssetDepositAndBorrowingsValuationAdjustment_6910" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6911" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsOtherComprehensiveLoss" xlink:label="Locator_us-gaap_DeferredTaxAssetsOtherComprehensiveLoss_6912" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsGross_6911" xlink:to="Locator_us-gaap_DeferredTaxAssetsOtherComprehensiveLoss_6912" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6913" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsDerivativeInstruments" xlink:label="Locator_us-gaap_DeferredTaxAssetsDerivativeInstruments_6914" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsGross_6913" xlink:to="Locator_us-gaap_DeferredTaxAssetsDerivativeInstruments_6914" order="9.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6915" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetAcquiredPortfolio" xlink:label="Locator_ofg_DeferredTaxAssetAcquiredPortfolio_6916" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsGross_6915" xlink:to="Locator_ofg_DeferredTaxAssetAcquiredPortfolio_6916" order="10.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6917" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="Locator_us-gaap_DeferredTaxAssetsOther_6918" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsGross_6917" xlink:to="Locator_us-gaap_DeferredTaxAssetsOther_6918" order="13.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6919" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetsOtherAssetsAllowances" xlink:label="Locator_ofg_DeferredTaxAssetsOtherAssetsAllowances_6920" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsGross_6919" xlink:to="Locator_ofg_DeferredTaxAssetsOtherAssetsAllowances_6920" order="11.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6921" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetsInOtherAssetAllowances" xlink:label="Locator_ofg_DeferredTaxAssetsInOtherAssetAllowances_6922" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsGross_6921" xlink:to="Locator_ofg_DeferredTaxAssetsInOtherAssetAllowances_6922" order="12.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="Locator_us-gaap_DeferredTaxAssetsNet_6897" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="Locator_us-gaap_DeferredIncomeTaxLiabilities_6898" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsNet_6897" xlink:to="Locator_us-gaap_DeferredIncomeTaxLiabilities_6898" order="23.0" weight="-1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="Locator_us-gaap_DeferredIncomeTaxLiabilities_6923" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiesfdicindemnificationasset" xlink:label="Locator_ofg_Deferredtaxliabilitiesfdicindemnificationasset_6924" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredIncomeTaxLiabilities_6923" xlink:to="Locator_ofg_Deferredtaxliabilitiesfdicindemnificationasset_6924" order="16.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="Locator_us-gaap_DeferredIncomeTaxLiabilities_6925" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilityfdicassistedacquisition" xlink:label="Locator_ofg_Deferredtaxliabilityfdicassistedacquisition_6926" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredIncomeTaxLiabilities_6925" xlink:to="Locator_ofg_Deferredtaxliabilityfdicassistedacquisition_6926" order="17.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="Locator_us-gaap_DeferredIncomeTaxLiabilities_6927" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship" xlink:label="Locator_ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship_6928" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredIncomeTaxLiabilities_6927" xlink:to="Locator_ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship_6928" order="18.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="Locator_us-gaap_DeferredIncomeTaxLiabilities_6929" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiesbuildingvaluationadjusment" xlink:label="Locator_ofg_Deferredtaxliabilitiesbuildingvaluationadjusment_6930" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredIncomeTaxLiabilities_6929" xlink:to="Locator_ofg_Deferredtaxliabilitiesbuildingvaluationadjusment_6930" order="19.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="Locator_us-gaap_DeferredIncomeTaxLiabilities_6931" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" xlink:label="Locator_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities_6932" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredIncomeTaxLiabilities_6931" xlink:to="Locator_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities_6932" order="20.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="Locator_us-gaap_DeferredIncomeTaxLiabilities_6933" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesMortgageServicingRights" xlink:label="Locator_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_6934" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredIncomeTaxLiabilities_6933" xlink:to="Locator_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_6934" order="21.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="Locator_us-gaap_DeferredIncomeTaxLiabilities_6935" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="Locator_us-gaap_DeferredTaxLiabilitiesOther_6936" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredIncomeTaxLiabilities_6935" xlink:to="Locator_us-gaap_DeferredTaxLiabilitiesOther_6936" order="22.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="Locator_us-gaap_DeferredTaxAssetsNet_6899" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="Locator_us-gaap_DeferredTaxAssetsValuationAllowance_6900" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_DeferredTaxAssetsNet_6899" xlink:to="Locator_us-gaap_DeferredTaxAssetsValuationAllowance_6900" order="24.0" weight="-1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/PremisesAndEquipmentDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentNet_6955" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentGross_6956" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentNet_6955" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentGross_6956" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentNet_6957" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="Locator_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_6958" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentNet_6957" xlink:to="Locator_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_6958" order="4.0" weight="-1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingComapanyOnlyFinancialInformationBalanceSheetDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="Locator_ofg_AssetsRelatedToParent_7125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_7126" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_AssetsRelatedToParent_7125" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_7126" order="4.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="Locator_ofg_AssetsRelatedToParent_7127" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinbanksubsidiary" xlink:label="Locator_ofg_Investmentinbanksubsidiary_7128" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_AssetsRelatedToParent_7127" xlink:to="Locator_ofg_Investmentinbanksubsidiary_7128" order="5.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="Locator_ofg_AssetsRelatedToParent_7129" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinnonbanksubsidiary" xlink:label="Locator_ofg_Investmentinnonbanksubsidiary_7130" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_AssetsRelatedToParent_7129" xlink:to="Locator_ofg_Investmentinnonbanksubsidiary_7130" order="6.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="Locator_ofg_AssetsRelatedToParent_7131" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueFromBankSubsidiary" xlink:label="Locator_ofg_DueFromBankSubsidiary_7132" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_AssetsRelatedToParent_7131" xlink:to="Locator_ofg_DueFromBankSubsidiary_7132" order="7.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="Locator_ofg_AssetsRelatedToParent_7133" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="Locator_us-gaap_DeferredTaxAssetsNet_7134" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_AssetsRelatedToParent_7133" xlink:to="Locator_us-gaap_DeferredTaxAssetsNet_7134" order="8.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="Locator_ofg_AssetsRelatedToParent_7135" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssets" xlink:label="Locator_us-gaap_OtherAssets_7136" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_AssetsRelatedToParent_7135" xlink:to="Locator_us-gaap_OtherAssets_7136" order="9.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="Locator_ofg_AssetsRelatedToParent_7137" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashAndDueFromBanksParent" xlink:label="Locator_ofg_CashAndDueFromBanksParent_7138" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_AssetsRelatedToParent_7137" xlink:to="Locator_ofg_CashAndDueFromBanksParent_7138" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesAndStockholdersEquityRelatedToParent" xlink:label="Locator_ofg_LiabilitiesAndStockholdersEquityRelatedToParent_7149" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesRelatedToParent" xlink:label="Locator_ofg_LiabilitiesRelatedToParent_7150" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_LiabilitiesAndStockholdersEquityRelatedToParent_7149" xlink:to="Locator_ofg_LiabilitiesRelatedToParent_7150" order="17.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesRelatedToParent" xlink:label="Locator_ofg_LiabilitiesRelatedToParent_7139" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPayableCurrent" xlink:label="Locator_us-gaap_DividendsPayableCurrent_7140" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_LiabilitiesRelatedToParent_7139" xlink:to="Locator_us-gaap_DividendsPayableCurrent_7140" order="12.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesRelatedToParent" xlink:label="Locator_ofg_LiabilitiesRelatedToParent_7141" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="Locator_us-gaap_DeferredTaxLiabilities_7142" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_LiabilitiesRelatedToParent_7141" xlink:to="Locator_us-gaap_DeferredTaxLiabilities_7142" order="13.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesRelatedToParent" xlink:label="Locator_ofg_LiabilitiesRelatedToParent_7143" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Duetoaffiliates" xlink:label="Locator_ofg_Duetoaffiliates_7144" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_LiabilitiesRelatedToParent_7143" xlink:to="Locator_ofg_Duetoaffiliates_7144" order="14.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesRelatedToParent" xlink:label="Locator_ofg_LiabilitiesRelatedToParent_7145" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent" xlink:label="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_7146" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_LiabilitiesRelatedToParent_7145" xlink:to="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_7146" order="15.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesRelatedToParent" xlink:label="Locator_ofg_LiabilitiesRelatedToParent_7147" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="Locator_us-gaap_SubordinatedDebt_7148" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_LiabilitiesRelatedToParent_7147" xlink:to="Locator_us-gaap_SubordinatedDebt_7148" order="16.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesAndStockholdersEquityRelatedToParent" xlink:label="Locator_ofg_LiabilitiesAndStockholdersEquityRelatedToParent_7151" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_7152" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_LiabilitiesAndStockholdersEquityRelatedToParent_7151" xlink:to="Locator_us-gaap_StockholdersEquity_7152" order="18.0" weight="1" />
    </calculationLink>
    <calculationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FDICSharedlossExpenseDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNet" xlink:label="Locator_ofg_FdicSharedLossExpenseNet_7477" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetExpense" xlink:label="Locator_ofg_FdicIndemnificationAssetExpense_7478" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_FdicSharedLossExpenseNet_7477" xlink:to="Locator_ofg_FdicIndemnificationAssetExpense_7478" order="1.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNet" xlink:label="Locator_ofg_FdicSharedLossExpenseNet_7479" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicClawbackLiability" xlink:label="Locator_ofg_FdicClawbackLiability_7480" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_FdicSharedLossExpenseNet_7479" xlink:to="Locator_ofg_FdicClawbackLiability_7480" order="2.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNet" xlink:label="Locator_ofg_FdicSharedLossExpenseNet_7481" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Reimbursementtofdicforrecoveries" xlink:label="Locator_ofg_Reimbursementtofdicforrecoveries_7482" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_FdicSharedLossExpenseNet_7481" xlink:to="Locator_ofg_Reimbursementtofdicforrecoveries_7482" order="3.0" weight="1" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNet" xlink:label="Locator_ofg_FdicSharedLossExpenseNet_7483" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinalSettlementWithTheFdicOnCommercialLoans" xlink:label="Locator_ofg_FinalSettlementWithTheFdicOnCommercialLoans_7484" />
        <calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="Locator_ofg_FdicSharedLossExpenseNet_7483" xlink:to="Locator_ofg_FinalSettlementWithTheFdicOnCommercialLoans_7484" order="4.0" weight="1" />
    </calculationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>13
<FILENAME>ofg-20151231_def.xml
<DESCRIPTION>XBRL EXTENSION DEFINITION
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!-- Prepared by IBM Cognos Disclosure Management XBRL Version: 10.2.4 Using Fujitsu -->
<!-- Validation status: Passed -->
<linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/instance http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
    <roleRef roleURI="http://orientalfg.com/role/AccruedInterestAndOtherAssetsNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureAccruedInterestAndOtherAssetsNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeAccumulatedComprehensiveIncomeNetOfIncomeTaxDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AccumulatedOtherComprehensiveIncomeAccumulatedComprehensiveIncomeNetOfIncomeTaxDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeChangesInOtherComprehensiveIncomeByComponentsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AccumulatedOtherComprehensiveIncomeChangesInOtherComprehensiveIncomeByComponentsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeReclassificationsOutOfOtherComprehensiveIncomeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AccumulatedOtherComprehensiveIncomeReclassificationsOutOfOtherComprehensiveIncomeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesAllowanceForAcquiredEurobankLoanAndLeaseLossesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AllowanceForLoanAndLeaseLossesAllowanceForAcquiredEurobankLoanAndLeaseLossesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesAllowanceForLoanAndLeaseLossesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AllowanceForLoanAndLeaseLossesAllowanceForLoanAndLeaseLossesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesCompositionOfTheCompanysAllowanceForLoanAndLeaseLossesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AllowanceForLoanAndLeaseLossesCompositionOfTheCompanysAllowanceForLoanAndLeaseLossesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesGrossLoanAndAllowanceForLoanAndLeaseLossesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AllowanceForLoanAndLeaseLossesGrossLoanAndAllowanceForLoanAndLeaseLossesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BorrowingsNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureBorrowingsNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BorrowingsRedemptionFundDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureBorrowingsRedemptionFundDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BorrowingsRepurchaseTransactionLiabilityAndMarketValueOfItsUnderlyingCollateralDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BorrowingsRepurchaseTransactionLiabilityAndMarketValueOfItsUnderlyingCollateralDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BorrowingsSecuritiesSoldUnderAgreementToRepurchaseByCounterpartiesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BorrowingsSecuritiesSoldUnderAgreementToRepurchaseByCounterpartiesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BusinessSegmentsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BusinessSegmentsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BusinessSegmentsNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BusinessSegmentsNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfChangesInStockholdersEquityAudited" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfChangesInStockholdersEquityAudited" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfFinancialConditionAuditedParenthetical" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfFinancialConditionAuditedParenthetical" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesDerivativeAssetsAndLiabilitiesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDerivativeActivitiesDerivativeAssetsAndLiabilitiesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesInterestRateSwapAndTheirTermDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDerivativeActivitiesInterestRateSwapAndTheirTermDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesInterestRateSwapNotDesignatedAsHedgingInstrumentsAndTheirTermDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDerivativeActivitiesInterestRateSwapNotDesignatedAsHedgingInstrumentsAndTheirTermDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesMaturityYearsOfSwaptionsTiedToSPDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDerivativeActivitiesMaturityYearsOfSwaptionsTiedToSPDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DerivativeActivitiesNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureBorrowingsAdvancesFromTheFederalHomeLoanBankDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BorrowingsAdvancesFromTheFederalHomeLoanBankDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureBorrowingsRepurchaseAgreementsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BorrowingsRepurchaseAgreementsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureIncomeTaxesNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_IncomeTaxesNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosurePledgeAssetsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_PledgeAssetsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureRegulatoryCapitalRequirementsGroupsAndTheBanksActualCapitalAmountsAndRatiosDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureRegulatoryCapitalRequirementsGroupsAndTheBanksActualCapitalAmountsAndRatiosDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureStockholdersEquityNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_StockholdersEquityNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureStockholdersEquitySharesRepurchasedUnderTheStockRepurchaseProgramDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_StockholdersEquitySharesRepurchasedUnderTheStockRepurchaseProgramDetails" />
    <roleRef roleURI="http://orientalfg.com/role/EquitybasedCompensationPlanSummaryOfTheRestrictedUnitsActivityUnderTheOmnibusPlanDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEquitybasedCompensationPlanSummaryOfTheRestrictedUnitsActivityUnderTheOmnibusPlanDetails" />
    <roleRef roleURI="http://orientalfg.com/role/EquityBasedCompensationSummaryOfTheRangeOfExercisePricesAndTheWeightedAverageRemainingContractualLifeOfTheOptionsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEquityBasedCompensationSummaryOfTheRangeOfExercisePricesAndTheWeightedAverageRemainingContractualLifeOfTheOptionsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FairValueAssetsAndLiabilitiesOnRecurringAndNonrecurringBasisDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FairValueAssetsAndLiabilitiesOnRecurringAndNonrecurringBasisDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FairValueEstimatedFairValueAndCarryingValueDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FairValueEstimatedFairValueAndCarryingValueDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FairValueQualitativeInformationForAssetsAndLiabilitiesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureFairValueQualitativeInformationForAssetsAndLiabilitiesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FairValueReconciliationOfAssetsAndLiabilitiesUsingSignificantUnobservableInputsLevel3Details" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureFairValueReconciliationOfAssetsAndLiabilitiesUsingSignificantUnobservableInputsLevel3Details" />
    <roleRef roleURI="http://orientalfg.com/role/GuaranteesNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_GuaranteesNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesGainsAndLossesByCategoryDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesGainsAndLossesByCategoryDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesGrossRealizeGainsAndLossesByCategoryDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesGrossRealizeGainsAndLossesByCategoryDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesByContractualMaturityDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesInvestmentSecuritiesByContractualMaturityDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesInvestmentSecuritiesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableAccretableYieldAndNonaccretableDiscountActivityDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableAccretableYieldAndNonaccretableDiscountActivityDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableAccretableYieldAndNonaccretableDiscountActivityOfCoveredLoansDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableAccretableYieldAndNonaccretableDiscountActivityOfCoveredLoansDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableAgingOfRecordedInvestmentInGrossLoansDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableAgingOfRecordedInvestmentInGrossLoansDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableCompositionOfLoanPortfolioDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableCompositionOfLoanPortfolioDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableCreditQualityIndicatorOfLoansDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableCreditQualityIndicatorOfLoansDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableEurobankAcquiredLoanCarryingAmountsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableEurobankAcquiredLoanCarryingAmountsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableInterestIncomeRecognizedInLoansIndividuallyEvaluatedForImpairmentDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableInterestIncomeRecognizedInLoansIndividuallyEvaluatedForImpairmentDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableInvestmentInLoansOnNonaccrualStatusDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableInvestmentInLoansOnNonaccrualStatusDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableRecordedInvestmentInLoansIndividuallyEvaluatedForImpairmentDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableRecordedInvestmentInLoansIndividuallyEvaluatedForImpairmentDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableRiskCategoryOfGrossLoansNotSubjectToRiskRatingDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableRiskCategoryOfGrossLoansNotSubjectToRiskRatingDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableTDRPrePostModificationsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableTDRPrePostModificationsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableTroubledDebtRestructuringsRollingTwelveMonthsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableTroubledDebtRestructuringsRollingTwelveMonthsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OffsettingArrangementLiabilitiesOffsettingDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureOffsettingArrangementLiabilitiesOffsettingDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OffsettingArrangementsAssetsOffsettingDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureOffsettingArrangementsAssetsOffsettingDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingComapanyOnlyFinancialInformationBalanceSheetDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingComapanyOnlyFinancialInformationBalanceSheetDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfCashFlowsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfCashFlowsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfComprehensiveIncomeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfComprehensiveIncomeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfOperationsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfOperationsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/PremisesAndEquipmentDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosurePremisesAndEquipmentDetails" />
    <roleRef roleURI="http://orientalfg.com/role/RestrictedCashCompositionDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureRestrictedCashCompositionDetails" />
    <roleRef roleURI="http://orientalfg.com/role/ServicingAssetsKeyEconomicAssumptionsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureServicingAssetsKeyEconomicAssumptionsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/ServicingAssetsNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureServicingAssetsNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/ServicingAssetsSensitivityOfCurrentFairValueOfServicingAssetsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureServicingAssetsSensitivityOfCurrentFairValueOfServicingAssetsDetails" />
    <arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" />
    <arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" />
    <arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" />
    <arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" />
    <arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" />
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfChangesInStockholdersEquityAudited">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_55" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="Locator_us-gaap_PreferredStockMember_56" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ParentMember_55" xlink:to="Locator_us-gaap_PreferredStockMember_56" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_57" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockMember" xlink:label="Locator_us-gaap_CommonStockMember_58" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ParentMember_57" xlink:to="Locator_us-gaap_CommonStockMember_58" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_59" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="Locator_us-gaap_AdditionalPaidInCapitalMember_60" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ParentMember_59" xlink:to="Locator_us-gaap_AdditionalPaidInCapitalMember_60" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="Locator_us-gaap_AdditionalPaidInCapitalMember_69" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreferredStockIssuanceCostMember" xlink:label="Locator_ofg_PreferredStockIssuanceCostMember_70" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdditionalPaidInCapitalMember_69" xlink:to="Locator_ofg_PreferredStockIssuanceCostMember_70" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="Locator_us-gaap_AdditionalPaidInCapitalMember_71" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonStockIssuanceCostMember" xlink:label="Locator_ofg_CommonStockIssuanceCostMember_72" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdditionalPaidInCapitalMember_71" xlink:to="Locator_ofg_CommonStockIssuanceCostMember_72" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_61" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalSurplusMember" xlink:label="Locator_ofg_LegalSurplusMember_62" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ParentMember_61" xlink:to="Locator_ofg_LegalSurplusMember_62" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_63" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="Locator_us-gaap_RetainedEarningsMember_64" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ParentMember_63" xlink:to="Locator_us-gaap_RetainedEarningsMember_64" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_65" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="Locator_us-gaap_TreasuryStockMember_66" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ParentMember_65" xlink:to="Locator_us-gaap_TreasuryStockMember_66" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_67" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_68" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ParentMember_67" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_68" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_51" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_52" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_StatementEquityComponentsAxis_51" xlink:to="Locator_us-gaap_EquityComponentDomain_52" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_103" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_104" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_StatementEquityComponentsAxis_103" xlink:to="Locator_us-gaap_EquityComponentDomain_104" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_53" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_54" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityComponentDomain_53" xlink:to="Locator_us-gaap_ParentMember_54" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_73" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_74" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_73" xlink:to="Locator_us-gaap_StockholdersEquity_74" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_75" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="Locator_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_76" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_75" xlink:to="Locator_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_76" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_77" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExercisedStockOptions" xlink:label="Locator_ofg_ExercisedStockOptions_78" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_77" xlink:to="Locator_ofg_ExercisedStockOptions_78" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_79" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationToTreasuryStock" xlink:label="Locator_ofg_ReclassificationToTreasuryStock_80" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_79" xlink:to="Locator_ofg_ReclassificationToTreasuryStock_80" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_81" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="Locator_us-gaap_StockIssuedDuringPeriodValueNewIssues_82" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_81" xlink:to="Locator_us-gaap_StockIssuedDuringPeriodValueNewIssues_82" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_83" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExercisedRestrictedStockUnitsWithTreasuryShares" xlink:label="Locator_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares_84" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_83" xlink:to="Locator_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares_84" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_85" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" xlink:label="Locator_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_86" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_85" xlink:to="Locator_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_86" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_87" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferToLegalSurplus" xlink:label="Locator_ofg_TransferToLegalSurplus_88" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_87" xlink:to="Locator_ofg_TransferToLegalSurplus_88" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_89" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_90" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_89" xlink:to="Locator_us-gaap_NetIncomeLoss_90" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_91" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="Locator_us-gaap_DividendsCommonStockCash_92" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_91" xlink:to="Locator_us-gaap_DividendsCommonStockCash_92" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_93" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="Locator_us-gaap_DividendsPreferredStockCash_94" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_93" xlink:to="Locator_us-gaap_DividendsPreferredStockCash_94" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_95" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="Locator_us-gaap_TreasuryStockValueAcquiredCostMethod_96" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_95" xlink:to="Locator_us-gaap_TreasuryStockValueAcquiredCostMethod_96" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_97" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationFromCommonStock" xlink:label="Locator_ofg_ReclassificationFromCommonStock_98" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_97" xlink:to="Locator_ofg_ReclassificationFromCommonStock_98" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_99" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StockUsedToMatchDefinedContributionPlan" xlink:label="Locator_ofg_StockUsedToMatchDefinedContributionPlan_100" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_99" xlink:to="Locator_ofg_StockUsedToMatchDefinedContributionPlan_100" order="14.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_101" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_102" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_101" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_102" order="15.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_45" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_46" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_StatementLineItems_45" xlink:to="Locator_us-gaap_StatementTable_46" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_49" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_50" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_StatementTable_49" xlink:to="Locator_us-gaap_StatementEquityComponentsAxis_50" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfFinancialConditionAuditedParenthetical">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_407" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="Locator_us-gaap_SeriesAPreferredStockMember_408" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ClassOfStockDomain_407" xlink:to="Locator_us-gaap_SeriesAPreferredStockMember_408" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_409" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="Locator_us-gaap_SeriesBPreferredStockMember_410" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ClassOfStockDomain_409" xlink:to="Locator_us-gaap_SeriesBPreferredStockMember_410" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_411" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NonredeemableConvertiblePreferredStockMember" xlink:label="Locator_us-gaap_NonredeemableConvertiblePreferredStockMember_412" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ClassOfStockDomain_411" xlink:to="Locator_us-gaap_NonredeemableConvertiblePreferredStockMember_412" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_413" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="Locator_us-gaap_SeriesDPreferredStockMember_414" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ClassOfStockDomain_413" xlink:to="Locator_us-gaap_SeriesDPreferredStockMember_414" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_417" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizedCostOfTradingSecurities" xlink:label="Locator_ofg_AmortizedCostOfTradingSecurities_418" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_417" xlink:to="Locator_ofg_AmortizedCostOfTradingSecurities_418" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_419" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_420" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_419" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_420" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_421" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_422" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_421" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_422" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_423" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableAllowance_424" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_423" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableAllowance_424" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_425" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="Locator_us-gaap_PreferredStockSharesAuthorized_426" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_425" xlink:to="Locator_us-gaap_PreferredStockSharesAuthorized_426" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_427" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="Locator_us-gaap_PreferredStockSharesIssued_428" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_427" xlink:to="Locator_us-gaap_PreferredStockSharesIssued_428" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_429" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="Locator_us-gaap_PreferredStockSharesOutstanding_430" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_429" xlink:to="Locator_us-gaap_PreferredStockSharesOutstanding_430" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_431" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockLiquidationPreferenceValue" xlink:label="Locator_us-gaap_PreferredStockLiquidationPreferenceValue_432" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_431" xlink:to="Locator_us-gaap_PreferredStockLiquidationPreferenceValue_432" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_433" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="Locator_us-gaap_CommonStockParOrStatedValuePerShare_434" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_433" xlink:to="Locator_us-gaap_CommonStockParOrStatedValuePerShare_434" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_435" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="Locator_us-gaap_CommonStockSharesAuthorized_436" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_435" xlink:to="Locator_us-gaap_CommonStockSharesAuthorized_436" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_437" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="Locator_us-gaap_CommonStockSharesIssued_438" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_437" xlink:to="Locator_us-gaap_CommonStockSharesIssued_438" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_439" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="Locator_us-gaap_CommonStockSharesOutstanding_440" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_439" xlink:to="Locator_us-gaap_CommonStockSharesOutstanding_440" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_441" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="Locator_us-gaap_TreasuryStockShares_442" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_441" xlink:to="Locator_us-gaap_TreasuryStockShares_442" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_402" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_StatementLineItems_401" xlink:to="Locator_us-gaap_StatementTable_402" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_405" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="Locator_us-gaap_StatementClassOfStockAxis_406" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_StatementTable_405" xlink:to="Locator_us-gaap_StatementClassOfStockAxis_406" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="Locator_us-gaap_StatementClassOfStockAxis_415" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_416" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_StatementClassOfStockAxis_415" xlink:to="Locator_us-gaap_ClassOfStockDomain_416" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="Locator_us-gaap_StatementClassOfStockAxis_445" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_446" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_StatementClassOfStockAxis_445" xlink:to="Locator_us-gaap_ClassOfStockDomain_446" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_443" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossTax_444" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_443" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossTax_444" order="14.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FairValueAssetsAndLiabilitiesOnRecurringAndNonrecurringBasisDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1141" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1142" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1141" xlink:to="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1142" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1181" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1182" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1181" xlink:to="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1182" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1143" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="Locator_us-gaap_FairValueInputsLevel1Member_1144" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1143" xlink:to="Locator_us-gaap_FairValueInputsLevel1Member_1144" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1145" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="Locator_us-gaap_FairValueInputsLevel2Member_1146" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1145" xlink:to="Locator_us-gaap_FairValueInputsLevel2Member_1146" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1147" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="Locator_us-gaap_FairValueInputsLevel3Member_1148" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1147" xlink:to="Locator_us-gaap_FairValueInputsLevel3Member_1148" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1155" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_1156" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1155" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_1156" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1157" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecurities" xlink:label="Locator_us-gaap_TradingSecurities_1158" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1157" xlink:to="Locator_us-gaap_TradingSecurities_1158" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1159" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure" xlink:label="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_1160" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1159" xlink:to="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_1160" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1161" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsAtCarryingValue" xlink:label="Locator_us-gaap_MoneyMarketFundsAtCarryingValue_1162" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1161" xlink:to="Locator_us-gaap_MoneyMarketFundsAtCarryingValue_1162" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1163" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="Locator_us-gaap_DerivativeAssets_1164" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1163" xlink:to="Locator_us-gaap_DerivativeAssets_1164" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1165" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmount_1166" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1165" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmount_1166" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1167" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="Locator_us-gaap_DerivativeLiabilities_1168" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1167" xlink:to="Locator_us-gaap_DerivativeLiabilities_1168" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1169" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1170" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1169" xlink:to="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1170" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1171" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_1172" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1171" xlink:to="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_1172" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1173" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="Locator_us-gaap_OtherRealEstateAndForeclosedAssets_1174" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1173" xlink:to="Locator_us-gaap_OtherRealEstateAndForeclosedAssets_1174" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1175" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherForeclosedAssets" xlink:label="Locator_us-gaap_OtherForeclosedAssets_1176" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1175" xlink:to="Locator_us-gaap_OtherForeclosedAssets_1176" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1177" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureNonrecurring_1178" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1177" xlink:to="Locator_us-gaap_AssetsFairValueDisclosureNonrecurring_1178" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1113" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1114" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1113" xlink:to="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1114" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1137" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1138" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1137" xlink:to="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1138" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1149" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1150" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1149" xlink:to="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1150" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1179" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1180" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1179" xlink:to="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1180" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1153" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="Locator_us-gaap_FairValueMeasurementsNonrecurringMember_1154" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1153" xlink:to="Locator_us-gaap_FairValueMeasurementsNonrecurringMember_1154" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1151" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="Locator_us-gaap_FairValueMeasurementsRecurringMember_1152" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1151" xlink:to="Locator_us-gaap_FairValueMeasurementsRecurringMember_1152" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1139" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1140" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1139" xlink:to="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1140" order="2.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FairValueReconciliationOfAssetsAndLiabilitiesUsingSignificantUnobservableInputsLevel3Details">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1223" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1224" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_InvestmentTypeAxis_1223" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_1224" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1225" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1226" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_InvestmentTypeAxis_1225" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_1226" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1227" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember" xlink:label="Locator_us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember_1228" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1227" xlink:to="Locator_us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember_1228" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1229" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsAssetsMember" xlink:label="Locator_us-gaap_DerivativeFinancialInstrumentsAssetsMember_1230" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1229" xlink:to="Locator_us-gaap_DerivativeFinancialInstrumentsAssetsMember_1230" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1231" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAssetsMember" xlink:label="Locator_ofg_ServicingAssetsMember_1232" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1231" xlink:to="Locator_ofg_ServicingAssetsMember_1232" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1233" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" xlink:label="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_1234" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1233" xlink:to="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_1234" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1235" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="Locator_us-gaap_OtherDebtSecuritiesMember_1236" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1235" xlink:to="Locator_us-gaap_OtherDebtSecuritiesMember_1236" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1237" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_1238" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1237" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_1238" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1239" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1240" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1239" xlink:to="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1240" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1241" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1242" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1241" xlink:to="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1242" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1243" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="Locator_us-gaap_FairValueMeasurementsRecurringMember_1244" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1243" xlink:to="Locator_us-gaap_FairValueMeasurementsRecurringMember_1244" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1245" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1246" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1245" xlink:to="Locator_us-gaap_InvestmentTypeAxis_1246" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_1247" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1248" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_1247" xlink:to="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1248" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_1249" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1250" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_1249" xlink:to="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1250" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1251" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_1252" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1251" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_1252" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1253" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_1254" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1253" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_1254" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1255" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_1256" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1255" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_1256" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1257" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_1258" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1257" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_1258" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1259" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_1260" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1259" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_1260" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1261" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization" xlink:label="Locator_ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization_1262" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1261" xlink:to="Locator_ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization_1262" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1263" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_1264" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1263" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_1264" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1265" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_1266" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1265" xlink:to="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_1266" order="8.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FairValueQualitativeInformationForAssetsAndLiabilitiesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1317" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1318" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1317" xlink:to="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1318" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1319" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1320" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1319" xlink:to="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1320" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1321" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1322" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1321" xlink:to="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1322" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="Locator_us-gaap_FairValueInputsLevel3Member_1324" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1323" xlink:to="Locator_us-gaap_FairValueInputsLevel3Member_1324" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1326" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1325" xlink:to="Locator_us-gaap_InvestmentTypeAxis_1326" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1327" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1328" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_InvestmentTypeAxis_1327" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_1328" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1329" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsAssetsMember" xlink:label="Locator_us-gaap_DerivativeFinancialInstrumentsAssetsMember_1330" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1329" xlink:to="Locator_us-gaap_DerivativeFinancialInstrumentsAssetsMember_1330" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1331" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAssetsMember" xlink:label="Locator_ofg_ServicingAssetsMember_1332" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1331" xlink:to="Locator_ofg_ServicingAssetsMember_1332" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1333" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" xlink:label="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_1334" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1333" xlink:to="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_1334" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedLoanObligationsMember" xlink:label="Locator_us-gaap_CollateralizedLoanObligationsMember_1336" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1335" xlink:to="Locator_us-gaap_CollateralizedLoanObligationsMember_1336" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1337" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentInstitutionLoanMember" xlink:label="Locator_ofg_GovernmentInstitutionLoanMember_1338" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1337" xlink:to="Locator_ofg_GovernmentInstitutionLoanMember_1338" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1339" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherNonCollateralDependantImpairedLoansMember" xlink:label="Locator_ofg_OtherNonCollateralDependantImpairedLoansMember_1340" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1339" xlink:to="Locator_ofg_OtherNonCollateralDependantImpairedLoansMember_1340" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1341" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ForeclosedRealEstateMember" xlink:label="Locator_ofg_ForeclosedRealEstateMember_1342" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1341" xlink:to="Locator_ofg_ForeclosedRealEstateMember_1342" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1343" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherRepossessedAssetsMember" xlink:label="Locator_ofg_OtherRepossessedAssetsMember_1344" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1343" xlink:to="Locator_ofg_OtherRepossessedAssetsMember_1344" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1345" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="Locator_us-gaap_OtherDebtSecuritiesMember_1346" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1345" xlink:to="Locator_us-gaap_OtherDebtSecuritiesMember_1346" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1347" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueAxis" xlink:label="Locator_us-gaap_ValuationTechniqueAxis_1348" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1347" xlink:to="Locator_us-gaap_ValuationTechniqueAxis_1348" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueAxis" xlink:label="Locator_us-gaap_ValuationTechniqueAxis_1349" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="Locator_us-gaap_ValuationTechniqueDomain_1350" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_ValuationTechniqueAxis_1349" xlink:to="Locator_us-gaap_ValuationTechniqueDomain_1350" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueAxis" xlink:label="Locator_us-gaap_ValuationTechniqueAxis_1351" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="Locator_us-gaap_ValuationTechniqueDomain_1352" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_ValuationTechniqueAxis_1351" xlink:to="Locator_us-gaap_ValuationTechniqueDomain_1352" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="Locator_us-gaap_ValuationTechniqueDomain_1353" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketApproachValuationTechniqueMember" xlink:label="Locator_us-gaap_MarketApproachValuationTechniqueMember_1354" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ValuationTechniqueDomain_1353" xlink:to="Locator_us-gaap_MarketApproachValuationTechniqueMember_1354" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="Locator_us-gaap_ValuationTechniqueDomain_1355" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OptionPricingModelTechniqueMember" xlink:label="Locator_ofg_OptionPricingModelTechniqueMember_1356" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ValuationTechniqueDomain_1355" xlink:to="Locator_ofg_OptionPricingModelTechniqueMember_1356" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="Locator_us-gaap_ValuationTechniqueDomain_1357" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashFlowValuationTechniqueMember" xlink:label="Locator_ofg_CashFlowValuationTechniqueMember_1358" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ValuationTechniqueDomain_1357" xlink:to="Locator_ofg_CashFlowValuationTechniqueMember_1358" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="Locator_us-gaap_ValuationTechniqueDomain_1359" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueOfPropertyOrCollateralMember" xlink:label="Locator_ofg_FairValueOfPropertyOrCollateralMember_1360" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ValuationTechniqueDomain_1359" xlink:to="Locator_ofg_FairValueOfPropertyOrCollateralMember_1360" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1361" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_1362" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1361" xlink:to="Locator_us-gaap_RangeAxis_1362" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_1363" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_1364" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_RangeAxis_1363" xlink:to="Locator_us-gaap_RangeMember_1364" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_1365" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_1366" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_RangeAxis_1365" xlink:to="Locator_us-gaap_RangeMember_1366" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_1367" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="Locator_us-gaap_MinimumMember_1368" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RangeMember_1367" xlink:to="Locator_us-gaap_MinimumMember_1368" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_1369" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="Locator_us-gaap_MaximumMember_1370" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RangeMember_1369" xlink:to="Locator_us-gaap_MaximumMember_1370" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1371" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis" xlink:label="Locator_ofg_FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis_1372" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1371" xlink:to="Locator_ofg_FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis_1372" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1373" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques" xlink:label="Locator_us-gaap_FairValueMeasurementsValuationTechniques_1374" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1373" xlink:to="Locator_us-gaap_FairValueMeasurementsValuationTechniques_1374" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1375" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1376" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1375" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1376" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1377" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsIndicativePricing" xlink:label="Locator_ofg_FairValueInputsIndicativePricing_1378" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1377" xlink:to="Locator_ofg_FairValueInputsIndicativePricing_1378" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1379" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fairvalueinputsoasspread" xlink:label="Locator_ofg_Fairvalueinputsoasspread_1380" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1379" xlink:to="Locator_ofg_Fairvalueinputsoasspread_1380" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1381" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsYieldToMaturity" xlink:label="Locator_ofg_FairValueInputsYieldToMaturity_1382" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1381" xlink:to="Locator_ofg_FairValueInputsYieldToMaturity_1382" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1383" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsSpreadToMaturity" xlink:label="Locator_ofg_FairValueInputsSpreadToMaturity_1384" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1383" xlink:to="Locator_ofg_FairValueInputsSpreadToMaturity_1384" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1385" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssumptionsExpectedVolatilityRate" xlink:label="Locator_us-gaap_FairValueAssumptionsExpectedVolatilityRate_1386" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1385" xlink:to="Locator_us-gaap_FairValueAssumptionsExpectedVolatilityRate_1386" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1387" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsCounterpartyCreditRisk" xlink:label="Locator_us-gaap_FairValueInputsCounterpartyCreditRisk_1388" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1387" xlink:to="Locator_us-gaap_FairValueInputsCounterpartyCreditRisk_1388" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1389" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1390" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1389" xlink:to="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1390" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1391" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsDiscountRate" xlink:label="Locator_us-gaap_FairValueInputsDiscountRate_1392" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1391" xlink:to="Locator_us-gaap_FairValueInputsDiscountRate_1392" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1393" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AppraisedValue" xlink:label="Locator_ofg_AppraisedValue_1394" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1393" xlink:to="Locator_ofg_AppraisedValue_1394" order="9.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FairValueEstimatedFairValueAndCarryingValueDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1567" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1568" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1567" xlink:to="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1568" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1569" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="Locator_us-gaap_FairValueInputsLevel1Member_1570" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1569" xlink:to="Locator_us-gaap_FairValueInputsLevel1Member_1570" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1571" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="Locator_us-gaap_FairValueInputsLevel2Member_1572" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1571" xlink:to="Locator_us-gaap_FairValueInputsLevel2Member_1572" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1573" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="Locator_us-gaap_FairValueInputsLevel3Member_1574" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1573" xlink:to="Locator_us-gaap_FairValueInputsLevel3Member_1574" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1451" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1452" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1451" xlink:to="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1452" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1565" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1566" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1565" xlink:to="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1566" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1579" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueAbstract" xlink:label="Locator_ofg_FairValueAbstract_1580" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1579" xlink:to="Locator_ofg_FairValueAbstract_1580" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueAbstract" xlink:label="Locator_ofg_FairValueAbstract_1581" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1582" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FairValueAbstract_1581" xlink:to="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1582" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1583" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="Locator_us-gaap_CashAndCashEquivalentsFairValueDisclosure_1584" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1583" xlink:to="Locator_us-gaap_CashAndCashEquivalentsFairValueDisclosure_1584" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1585" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RestrictedCashAtFairValue" xlink:label="Locator_ofg_RestrictedCashAtFairValue_1586" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1585" xlink:to="Locator_ofg_RestrictedCashAtFairValue_1586" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1587" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure" xlink:label="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_1588" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1587" xlink:to="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_1588" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1589" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesFailedToDeliver" xlink:label="Locator_us-gaap_SecuritiesFailedToDeliver_1590" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1589" xlink:to="Locator_us-gaap_SecuritiesFailedToDeliver_1590" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1591" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecuritiesEquity" xlink:label="Locator_us-gaap_TradingSecuritiesEquity_1592" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1591" xlink:to="Locator_us-gaap_TradingSecuritiesEquity_1592" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1593" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_1594" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1593" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_1594" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1595" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1596" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1595" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1596" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1597" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="Locator_us-gaap_FederalHomeLoanBankStock_1598" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1597" xlink:to="Locator_us-gaap_FederalHomeLoanBankStock_1598" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1599" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherInvestments" xlink:label="Locator_us-gaap_OtherInvestments_1600" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1599" xlink:to="Locator_us-gaap_OtherInvestments_1600" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1601" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoansInclHtmFairValue" xlink:label="Locator_ofg_NonCoveredLoansInclHtmFairValue_1602" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1601" xlink:to="Locator_ofg_NonCoveredLoansInclHtmFairValue_1602" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1603" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableFairValueDisclosureCovered" xlink:label="Locator_ofg_LoansReceivableFairValueDisclosureCovered_1604" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1603" xlink:to="Locator_ofg_LoansReceivableFairValueDisclosureCovered_1604" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1605" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="Locator_us-gaap_DerivativeAssets_1606" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1605" xlink:to="Locator_us-gaap_DerivativeAssets_1606" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1607" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetFairValueDisclosure" xlink:label="Locator_ofg_FdicIndemnificationAssetFairValueDisclosure_1608" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1607" xlink:to="Locator_ofg_FdicIndemnificationAssetFairValueDisclosure_1608" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1609" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesFairValueDisclosure" xlink:label="Locator_us-gaap_ReceivablesFairValueDisclosure_1610" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1609" xlink:to="Locator_us-gaap_ReceivablesFairValueDisclosure_1610" order="14.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1611" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmount_1612" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1611" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmount_1612" order="15.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueAbstract" xlink:label="Locator_ofg_FairValueAbstract_1613" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1614" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FairValueAbstract_1613" xlink:to="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1614" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1615" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="Locator_us-gaap_DepositsFairValueDisclosure_1616" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1615" xlink:to="Locator_us-gaap_DepositsFairValueDisclosure_1616" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1617" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="Locator_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_1618" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1617" xlink:to="Locator_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_1618" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1619" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:label="Locator_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_1620" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1619" xlink:to="Locator_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_1620" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1621" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchasedFairValueDisclosure" xlink:label="Locator_us-gaap_FederalFundsPurchasedFairValueDisclosure_1622" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1621" xlink:to="Locator_us-gaap_FederalFundsPurchasedFairValueDisclosure_1622" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1623" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesPayableFairValueDisclosure" xlink:label="Locator_us-gaap_NotesPayableFairValueDisclosure_1624" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1623" xlink:to="Locator_us-gaap_NotesPayableFairValueDisclosure_1624" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1625" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations" xlink:label="Locator_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_1626" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1625" xlink:to="Locator_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_1626" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1627" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="Locator_us-gaap_DerivativeLiabilities_1628" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1627" xlink:to="Locator_us-gaap_DerivativeLiabilities_1628" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1629" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="Locator_us-gaap_ShorttermDebtFairValue_1630" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1629" xlink:to="Locator_us-gaap_ShorttermDebtFairValue_1630" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1631" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="Locator_us-gaap_LongTermDebtFairValue_1632" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1631" xlink:to="Locator_us-gaap_LongTermDebtFairValue_1632" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1633" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure" xlink:label="Locator_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure_1634" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1633" xlink:to="Locator_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure_1634" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1635" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesPurchasedButNotReceivedFairValue" xlink:label="Locator_ofg_SecuritiesPurchasedButNotReceivedFairValue_1636" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1635" xlink:to="Locator_ofg_SecuritiesPurchasedButNotReceivedFairValue_1636" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1637" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CarryingValueDisclosureAbstract" xlink:label="Locator_ofg_CarryingValueDisclosureAbstract_1638" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1637" xlink:to="Locator_ofg_CarryingValueDisclosureAbstract_1638" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CarryingValueDisclosureAbstract" xlink:label="Locator_ofg_CarryingValueDisclosureAbstract_1639" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1640" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CarryingValueDisclosureAbstract_1639" xlink:to="Locator_us-gaap_AssetsAbstract_1640" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1641" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_1642" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1641" xlink:to="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_1642" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1643" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="Locator_us-gaap_RestrictedCashAndCashEquivalents_1644" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1643" xlink:to="Locator_us-gaap_RestrictedCashAndCashEquivalents_1644" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1645" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesPurchasedUnderAgreementsToResell" xlink:label="Locator_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_1646" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1645" xlink:to="Locator_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_1646" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1647" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesFailedToDeliverAtCarryingValue" xlink:label="Locator_ofg_SecuritiesFailedToDeliverAtCarryingValue_1648" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1647" xlink:to="Locator_ofg_SecuritiesFailedToDeliverAtCarryingValue_1648" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1649" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecurities" xlink:label="Locator_us-gaap_TradingSecurities_1650" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1649" xlink:to="Locator_us-gaap_TradingSecurities_1650" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1651" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesFSCarryingValue" xlink:label="Locator_ofg_InvestmentSecuritiesFSCarryingValue_1652" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1651" xlink:to="Locator_ofg_InvestmentSecuritiesFSCarryingValue_1652" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1653" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentHeldForSaleCarryingAmount" xlink:label="Locator_ofg_InvestmentHeldForSaleCarryingAmount_1654" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1653" xlink:to="Locator_ofg_InvestmentHeldForSaleCarryingAmount_1654" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1655" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankStockAtCarryingValue" xlink:label="Locator_ofg_FederalHomeLoanBankStockAtCarryingValue_1656" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1655" xlink:to="Locator_ofg_FederalHomeLoanBankStockAtCarryingValue_1656" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1657" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherInvestmentCarryingValue" xlink:label="Locator_ofg_OtherInvestmentCarryingValue_1658" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1657" xlink:to="Locator_ofg_OtherInvestmentCarryingValue_1658" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1659" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_1660" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1659" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_1660" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1661" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_1662" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1661" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_1662" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1663" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsCarryingValue" xlink:label="Locator_ofg_DerivativeAssetsCarryingValue_1664" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1663" xlink:to="Locator_ofg_DerivativeAssetsCarryingValue_1664" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1665" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="Locator_us-gaap_FDICIndemnificationAsset_1666" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1665" xlink:to="Locator_us-gaap_FDICIndemnificationAsset_1666" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1667" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivableNoncurrent" xlink:label="Locator_us-gaap_InterestReceivableNoncurrent_1668" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1667" xlink:to="Locator_us-gaap_InterestReceivableNoncurrent_1668" order="14.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1669" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAssetsCarryingValue" xlink:label="Locator_ofg_ServicingAssetsCarryingValue_1670" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_1669" xlink:to="Locator_ofg_ServicingAssetsCarryingValue_1670" order="15.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CarryingValueDisclosureAbstract" xlink:label="Locator_ofg_CarryingValueDisclosureAbstract_1671" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1672" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CarryingValueDisclosureAbstract_1671" xlink:to="Locator_us-gaap_LiabilitiesAbstract_1672" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1673" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="Locator_us-gaap_Deposits_1674" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1673" xlink:to="Locator_us-gaap_Deposits_1674" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1675" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_1676" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1675" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_1676" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1677" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesLongTerm_1678" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1677" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesLongTerm_1678" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1679" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchased" xlink:label="Locator_us-gaap_FederalFundsPurchased_1680" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1679" xlink:to="Locator_us-gaap_FederalFundsPurchased_1680" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1681" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherNotesPayable" xlink:label="Locator_us-gaap_OtherNotesPayable_1682" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1681" xlink:to="Locator_us-gaap_OtherNotesPayable_1682" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1683" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="Locator_us-gaap_SubordinatedDebt_1684" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1683" xlink:to="Locator_us-gaap_SubordinatedDebt_1684" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1685" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherShortTermBorrowings" xlink:label="Locator_us-gaap_OtherShortTermBorrowings_1686" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1685" xlink:to="Locator_us-gaap_OtherShortTermBorrowings_1686" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1687" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesPurchasedButNotReceived" xlink:label="Locator_ofg_SecuritiesPurchasedButNotReceived_1688" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1687" xlink:to="Locator_ofg_SecuritiesPurchasedButNotReceived_1688" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1689" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent" xlink:label="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_1690" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1689" xlink:to="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_1690" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1691" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeLiabilitiesAtCarryingValue" xlink:label="Locator_ofg_DerivativeLiabilitiesAtCarryingValue_1692" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1691" xlink:to="Locator_ofg_DerivativeLiabilitiesAtCarryingValue_1692" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="Locator_us-gaap_FairValueDisclosureItemAmountsDomain_1575" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="Locator_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1576" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueDisclosureItemAmountsDomain_1575" xlink:to="Locator_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1576" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="Locator_us-gaap_FairValueDisclosureItemAmountsDomain_1577" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="Locator_us-gaap_EstimateOfFairValueFairValueDisclosureMember_1578" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FairValueDisclosureItemAmountsDomain_1577" xlink:to="Locator_us-gaap_EstimateOfFairValueFairValueDisclosureMember_1578" order="2.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1793" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1794" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_InvestmentTypeAxis_1793" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_1794" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1805" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_1806" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1805" xlink:to="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_1806" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1807" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="Locator_us-gaap_OtherDebtSecuritiesMember_1808" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1807" xlink:to="Locator_us-gaap_OtherDebtSecuritiesMember_1808" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1795" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="Locator_ofg_FnmaAndFhlmcMember_1796" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1795" xlink:to="Locator_ofg_FnmaAndFhlmcMember_1796" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1797" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_1798" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1797" xlink:to="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_1798" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1799" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_1800" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1799" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_1800" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1803" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_1804" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1803" xlink:to="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_1804" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1801" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="Locator_us-gaap_USTreasurySecuritiesMember_1802" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1801" xlink:to="Locator_us-gaap_USTreasurySecuritiesMember_1802" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1817" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci" xlink:label="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci_1818" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1817" xlink:to="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci_1818" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1819" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci" xlink:label="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci_1820" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1819" xlink:to="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci_1820" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1823" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWeightedAverageYield" xlink:label="Locator_ofg_AvailableForSaleSecuritiesWeightedAverageYield_1824" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1823" xlink:to="Locator_ofg_AvailableForSaleSecuritiesWeightedAverageYield_1824" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1827" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesUnrecognizedGains" xlink:label="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedGains_1828" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1827" xlink:to="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedGains_1828" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1829" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesUnrecognizedLoss" xlink:label="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedLoss_1830" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1829" xlink:to="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedLoss_1830" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1833" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield" xlink:label="Locator_ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield_1834" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1833" xlink:to="Locator_ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield_1834" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1835" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Marketablesecuritiesamortizedcost" xlink:label="Locator_ofg_Marketablesecuritiesamortizedcost_1836" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1835" xlink:to="Locator_ofg_Marketablesecuritiesamortizedcost_1836" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1837" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedGain" xlink:label="Locator_ofg_MarketableSecuritiesGrossUnrealizedGain_1838" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1837" xlink:to="Locator_ofg_MarketableSecuritiesGrossUnrealizedGain_1838" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1839" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedLosses" xlink:label="Locator_ofg_MarketableSecuritiesGrossUnrealizedLosses_1840" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1839" xlink:to="Locator_ofg_MarketableSecuritiesGrossUnrealizedLosses_1840" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1841" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecurities" xlink:label="Locator_us-gaap_MarketableSecurities_1842" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1841" xlink:to="Locator_us-gaap_MarketableSecurities_1842" order="14.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1843" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesWeightedAverageYield" xlink:label="Locator_ofg_MarketableSecuritiesWeightedAverageYield_1844" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1843" xlink:to="Locator_ofg_MarketableSecuritiesWeightedAverageYield_1844" order="15.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1769" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1770" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1769" xlink:to="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1770" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1791" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1792" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1791" xlink:to="Locator_us-gaap_InvestmentTypeAxis_1792" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1789" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_1790" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1789" xlink:to="Locator_invest_InvestmentSecuritiesClassAxis_1790" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_1813" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1814" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_invest_InvestmentSecuritiesClassAxis_1813" xlink:to="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1814" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_1845" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1846" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_invest_InvestmentSecuritiesClassAxis_1845" xlink:to="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1846" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1809" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="Locator_us-gaap_MortgageBackedSecuritiesMember_1810" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1809" xlink:to="Locator_us-gaap_MortgageBackedSecuritiesMember_1810" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1811" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesInvestmentMember" xlink:label="Locator_us-gaap_SecuritiesInvestmentMember_1812" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1811" xlink:to="Locator_us-gaap_SecuritiesInvestmentMember_1812" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1815" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_1816" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1815" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_1816" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1821" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_1822" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1821" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_1822" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1825" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_1826" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1825" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_1826" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1831" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1832" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1831" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1832" order="9.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesByContractualMaturityDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1893" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1894" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_InvestmentTypeAxis_1893" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_1894" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1905" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_1906" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1905" xlink:to="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_1906" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1907" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="Locator_us-gaap_OtherDebtSecuritiesMember_1908" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1907" xlink:to="Locator_us-gaap_OtherDebtSecuritiesMember_1908" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1895" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="Locator_ofg_FnmaAndFhlmcMember_1896" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1895" xlink:to="Locator_ofg_FnmaAndFhlmcMember_1896" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1897" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_1898" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1897" xlink:to="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_1898" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1899" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_1900" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1899" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_1900" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1903" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_1904" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1903" xlink:to="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_1904" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1901" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="Locator_us-gaap_USTreasurySecuritiesMember_1902" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1901" xlink:to="Locator_us-gaap_USTreasurySecuritiesMember_1902" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1883" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1884" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1883" xlink:to="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1884" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1889" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityAxis" xlink:label="Locator_ofg_ContractualMaturityAxis_1890" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1889" xlink:to="Locator_ofg_ContractualMaturityAxis_1890" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityAxis" xlink:label="Locator_ofg_ContractualMaturityAxis_1909" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="Locator_ofg_ContractualMaturityDomain_1910" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_ContractualMaturityAxis_1909" xlink:to="Locator_ofg_ContractualMaturityDomain_1910" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityAxis" xlink:label="Locator_ofg_ContractualMaturityAxis_1933" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="Locator_ofg_ContractualMaturityDomain_1934" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_ContractualMaturityAxis_1933" xlink:to="Locator_ofg_ContractualMaturityDomain_1934" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="Locator_ofg_ContractualMaturityDomain_1911" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueInLessThanOneYearMember" xlink:label="Locator_ofg_MaturitiesDueInLessThanOneYearMember_1912" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ContractualMaturityDomain_1911" xlink:to="Locator_ofg_MaturitiesDueInLessThanOneYearMember_1912" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="Locator_ofg_ContractualMaturityDomain_1913" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueFromOneToFiveYearsMember" xlink:label="Locator_ofg_MaturitiesDueFromOneToFiveYearsMember_1914" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ContractualMaturityDomain_1913" xlink:to="Locator_ofg_MaturitiesDueFromOneToFiveYearsMember_1914" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="Locator_ofg_ContractualMaturityDomain_1915" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueFromFiveToTenYearsMember" xlink:label="Locator_ofg_MaturitiesDueFromFiveToTenYearsMember_1916" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ContractualMaturityDomain_1915" xlink:to="Locator_ofg_MaturitiesDueFromFiveToTenYearsMember_1916" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="Locator_ofg_ContractualMaturityDomain_1917" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueAfterTenYearsMember" xlink:label="Locator_ofg_MaturitiesDueAfterTenYearsMember_1918" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ContractualMaturityDomain_1917" xlink:to="Locator_ofg_MaturitiesDueAfterTenYearsMember_1918" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1891" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1892" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1891" xlink:to="Locator_us-gaap_InvestmentTypeAxis_1892" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1887" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_1888" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1887" xlink:to="Locator_invest_InvestmentSecuritiesClassAxis_1888" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_1923" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1924" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_invest_InvestmentSecuritiesClassAxis_1923" xlink:to="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1924" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1919" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="Locator_us-gaap_MortgageBackedSecuritiesMember_1920" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1919" xlink:to="Locator_us-gaap_MortgageBackedSecuritiesMember_1920" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1921" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesInvestmentMember" xlink:label="Locator_us-gaap_SecuritiesInvestmentMember_1922" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1921" xlink:to="Locator_us-gaap_SecuritiesInvestmentMember_1922" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1925" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_1926" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1925" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_1926" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1927" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_1928" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1927" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_1928" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1929" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_1930" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1929" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_1930" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1931" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1932" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1931" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1932" order="4.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesGrossRealizeGainsAndLossesByCategoryDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1991" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1992" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_InvestmentTypeAxis_1991" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_1992" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1993" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="Locator_ofg_FnmaAndFhlmcMember_1994" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1993" xlink:to="Locator_ofg_FnmaAndFhlmcMember_1994" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1995" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_1996" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1995" xlink:to="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_1996" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1997" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_1998" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1997" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_1998" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1999" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_2000" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1999" xlink:to="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_2000" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2001" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="Locator_us-gaap_USTreasurySecuritiesMember_2002" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2001" xlink:to="Locator_us-gaap_USTreasurySecuritiesMember_2002" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2003" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ObligationsOfPuertoRicoGovernmentAndPoliticalSubdivisionsMember" xlink:label="Locator_ofg_ObligationsOfPuertoRicoGovernmentAndPoliticalSubdivisionsMember_2004" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2003" xlink:to="Locator_ofg_ObligationsOfPuertoRicoGovernmentAndPoliticalSubdivisionsMember_2004" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2005" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StructuredFinanceMember" xlink:label="Locator_us-gaap_StructuredFinanceMember_2006" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2005" xlink:to="Locator_us-gaap_StructuredFinanceMember_2006" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2007" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesOtherMember" xlink:label="Locator_us-gaap_MortgageBackedSecuritiesOtherMember_2008" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2007" xlink:to="Locator_us-gaap_MortgageBackedSecuritiesOtherMember_2008" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1989" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1990" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1989" xlink:to="Locator_us-gaap_InvestmentTypeAxis_1990" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1987" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_1988" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1987" xlink:to="Locator_invest_InvestmentSecuritiesClassAxis_1988" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_2013" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2014" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_invest_InvestmentSecuritiesClassAxis_2013" xlink:to="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2014" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2009" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="Locator_us-gaap_MortgageBackedSecuritiesMember_2010" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2009" xlink:to="Locator_us-gaap_MortgageBackedSecuritiesMember_2010" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2011" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesInvestmentMember" xlink:label="Locator_us-gaap_SecuritiesInvestmentMember_2012" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2011" xlink:to="Locator_us-gaap_SecuritiesInvestmentMember_2012" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_1983" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1984" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_1983" xlink:to="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1984" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2015" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="Locator_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_2016" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2015" xlink:to="Locator_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_2016" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2017" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesBookValue" xlink:label="Locator_ofg_AvailableForSaleSecuritiesBookValue_2018" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2017" xlink:to="Locator_ofg_AvailableForSaleSecuritiesBookValue_2018" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2019" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_2020" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2019" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_2020" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2021" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_2022" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2021" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_2022" order="4.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesGainsAndLossesByCategoryDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2135" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_2136" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2135" xlink:to="Locator_invest_InvestmentSecuritiesClassAxis_2136" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_2151" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2152" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_invest_InvestmentSecuritiesClassAxis_2151" xlink:to="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2152" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2137" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_2138" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2137" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_2138" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2139" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_2140" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2139" xlink:to="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_2140" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2141" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="Locator_ofg_FnmaAndFhlmcMember_2142" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2141" xlink:to="Locator_ofg_FnmaAndFhlmcMember_2142" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2143" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_2144" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2143" xlink:to="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_2144" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2145" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_2146" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2145" xlink:to="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_2146" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2147" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="Locator_us-gaap_USTreasurySecuritiesMember_2148" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2147" xlink:to="Locator_us-gaap_USTreasurySecuritiesMember_2148" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2149" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="Locator_us-gaap_OtherDebtSecuritiesMember_2150" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2149" xlink:to="Locator_us-gaap_OtherDebtSecuritiesMember_2150" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems" xlink:label="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2059" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2060" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2059" xlink:to="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2060" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems" xlink:label="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2153" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2154" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2153" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2154" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2155" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_2156" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2155" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_2156" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2157" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_2158" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2157" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_2158" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2159" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2160" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2159" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2160" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2161" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2162" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2161" xlink:to="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2162" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2163" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost" xlink:label="Locator_ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost_2164" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2163" xlink:to="Locator_ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost_2164" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2165" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments_2166" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2165" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments_2166" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2167" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_2168" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2167" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_2168" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2169" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWithinOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2170" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2169" xlink:to="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2170" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWithinOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2171" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost_2172" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2171" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost_2172" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWithinOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2173" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments_2174" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2173" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments_2174" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWithinOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2175" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2176" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2175" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2176" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems" xlink:label="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2177" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2178" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2177" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2178" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2179" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost_2180" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2179" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost_2180" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2181" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1_2182" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2181" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1_2182" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2183" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_2184" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2183" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_2184" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2185" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritieswithinOneYearAbstract" xlink:label="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2186" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2185" xlink:to="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2186" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritieswithinOneYearAbstract" xlink:label="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2187" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost_2188" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2187" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost_2188" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritieswithinOneYearAbstract" xlink:label="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2189" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1_2190" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2189" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1_2190" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritieswithinOneYearAbstract" xlink:label="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2191" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2192" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2191" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2192" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems" xlink:label="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2193" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2194" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2193" xlink:to="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2194" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2195" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost" xlink:label="Locator_ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost_2196" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2195" xlink:to="Locator_ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost_2196" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2197" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses" xlink:label="Locator_ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses_2198" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2197" xlink:to="Locator_ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses_2198" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2199" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_2200" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2199" xlink:to="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_2200" order="3.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableCompositionOfLoanPortfolioDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_2259" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2260" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_2259" xlink:to="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2260" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2275" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2276" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2275" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2276" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2307" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_2308" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2307" xlink:to="Locator_us-gaap_ReceivableTypeDomain_2308" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_2281" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_2282" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_2281" xlink:to="Locator_ofg_NonAcquiredLoanMember_2282" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_2283" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansMember" xlink:label="Locator_ofg_AcquiredLoansMember_2284" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_2283" xlink:to="Locator_ofg_AcquiredLoansMember_2284" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2277" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_2278" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2277" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_2278" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_2309" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2310" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_2309" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2310" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_2333" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2334" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_2333" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2334" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2315" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_2316" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2315" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_2316" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2311" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_2312" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2311" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_2312" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2313" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="Locator_ofg_AccountedForUnderAsc31030Member_2314" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2313" xlink:to="Locator_ofg_AccountedForUnderAsc31030Member_2314" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2279" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2280" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2279" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2280" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2285" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2286" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2285" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2286" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2305" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LeaseAgreementsMember" xlink:label="Locator_us-gaap_LeaseAgreementsMember_2306" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2305" xlink:to="Locator_us-gaap_LeaseAgreementsMember_2306" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2297" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="Locator_us-gaap_ConstructionLoansMember_2298" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2297" xlink:to="Locator_us-gaap_ConstructionLoansMember_2298" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2301" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" xlink:label="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_2302" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2301" xlink:to="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_2302" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2287" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_2288" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2287" xlink:to="Locator_us-gaap_MortgagesMember_2288" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2289" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_2290" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2289" xlink:to="Locator_us-gaap_CommercialLoanMember_2290" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2291" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_2292" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2291" xlink:to="Locator_us-gaap_ConsumerLoanMember_2292" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2293" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_2294" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2293" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_2294" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2295" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_2296" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2295" xlink:to="Locator_us-gaap_AutomobileLoanMember_2296" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2299" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_2300" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2299" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_2300" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2303" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="Locator_ofg_CommercialAndOtherConstructionMember_2304" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2303" xlink:to="Locator_ofg_CommercialAndOtherConstructionMember_2304" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_2317" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2318" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_2317" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2318" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2319" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_2320" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2319" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_2320" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2321" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableAllowance_2322" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2321" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableAllowance_2322" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_2324" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2323" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_2324" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2325" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredLoanCostFeesNet" xlink:label="Locator_ofg_DeferredLoanCostFeesNet_2326" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2325" xlink:to="Locator_ofg_DeferredLoanCostFeesNet_2326" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2327" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_2328" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2327" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_2328" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2329" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="Locator_us-gaap_LoansHeldForSaleMortgages_2330" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2329" xlink:to="Locator_us-gaap_LoansHeldForSaleMortgages_2330" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2331" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_2332" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2331" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_2332" order="7.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesNarrativesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2431" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2432" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_DerivativeByNatureAxis_2431" xlink:to="Locator_us-gaap_DerivativeNameDomain_2432" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2433" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ForwardContractsMember" xlink:label="Locator_us-gaap_ForwardContractsMember_2434" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeNameDomain_2433" xlink:to="Locator_us-gaap_ForwardContractsMember_2434" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2437" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionMember" xlink:label="Locator_us-gaap_OptionMember_2438" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeNameDomain_2437" xlink:to="Locator_us-gaap_OptionMember_2438" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2435" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateCapMember" xlink:label="Locator_us-gaap_InterestRateCapMember_2436" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeNameDomain_2435" xlink:to="Locator_us-gaap_InterestRateCapMember_2436" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2423" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2424" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2423" xlink:to="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2424" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2427" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCostAndReserveAxis" xlink:label="Locator_us-gaap_RestructuringCostAndReserveAxis_2428" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2427" xlink:to="Locator_us-gaap_RestructuringCostAndReserveAxis_2428" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCostAndReserveAxis" xlink:label="Locator_us-gaap_RestructuringCostAndReserveAxis_2439" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TypeOfRestructuringDomain" xlink:label="Locator_us-gaap_TypeOfRestructuringDomain_2440" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_RestructuringCostAndReserveAxis_2439" xlink:to="Locator_us-gaap_TypeOfRestructuringDomain_2440" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCostAndReserveAxis" xlink:label="Locator_us-gaap_RestructuringCostAndReserveAxis_2453" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TypeOfRestructuringDomain" xlink:label="Locator_us-gaap_TypeOfRestructuringDomain_2454" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_RestructuringCostAndReserveAxis_2453" xlink:to="Locator_us-gaap_TypeOfRestructuringDomain_2454" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TypeOfRestructuringDomain" xlink:label="Locator_us-gaap_TypeOfRestructuringDomain_2441" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractTerminationMember" xlink:label="Locator_us-gaap_ContractTerminationMember_2442" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_TypeOfRestructuringDomain_2441" xlink:to="Locator_us-gaap_ContractTerminationMember_2442" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2429" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2430" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2429" xlink:to="Locator_us-gaap_DerivativeByNatureAxis_2430" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2443" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="Locator_invest_DerivativeNotionalAmount_2444" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2443" xlink:to="Locator_invest_DerivativeNotionalAmount_2444" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2445" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealizedInvestmentGainsLosses" xlink:label="Locator_us-gaap_RealizedInvestmentGainsLosses_2446" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2445" xlink:to="Locator_us-gaap_RealizedInvestmentGainsLosses_2446" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2447" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotionalAmountPurchasedOption" xlink:label="Locator_ofg_NotionalAmountPurchasedOption_2448" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2447" xlink:to="Locator_ofg_NotionalAmountPurchasedOption_2448" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2449" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability" xlink:label="Locator_us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability_2450" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2449" xlink:to="Locator_us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability_2450" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2451" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotionalAmountEmbeddedOption" xlink:label="Locator_ofg_NotionalAmountEmbeddedOption_2452" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2451" xlink:to="Locator_ofg_NotionalAmountEmbeddedOption_2452" order="5.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesDerivativeAssetsAndLiabilitiesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2477" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2478" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_DerivativeByNatureAxis_2477" xlink:to="Locator_us-gaap_DerivativeNameDomain_2478" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2479" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2480" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_DerivativeByNatureAxis_2479" xlink:to="Locator_us-gaap_DerivativeNameDomain_2480" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2481" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionMember" xlink:label="Locator_us-gaap_OptionMember_2482" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeNameDomain_2481" xlink:to="Locator_us-gaap_OptionMember_2482" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionMember" xlink:label="Locator_us-gaap_OptionMember_2483" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="Locator_us-gaap_EmployeeStockOptionMember_2484" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OptionMember_2483" xlink:to="Locator_us-gaap_EmployeeStockOptionMember_2484" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionMember" xlink:label="Locator_us-gaap_OptionMember_2485" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwaptionMember" xlink:label="Locator_us-gaap_InterestRateSwaptionMember_2486" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OptionMember_2485" xlink:to="Locator_us-gaap_InterestRateSwaptionMember_2486" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2487" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateCapMember" xlink:label="Locator_us-gaap_InterestRateCapMember_2488" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeNameDomain_2487" xlink:to="Locator_us-gaap_InterestRateCapMember_2488" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2489" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember" xlink:label="Locator_us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember_2490" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeNameDomain_2489" xlink:to="Locator_us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember_2490" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2491" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2492" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeNameDomain_2491" xlink:to="Locator_us-gaap_SwapMember_2492" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2493" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DesignatedAsHedgingInstrumentMember" xlink:label="Locator_us-gaap_DesignatedAsHedgingInstrumentMember_2494" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SwapMember_2493" xlink:to="Locator_us-gaap_DesignatedAsHedgingInstrumentMember_2494" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2495" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NondesignatedMember" xlink:label="Locator_us-gaap_NondesignatedMember_2496" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SwapMember_2495" xlink:to="Locator_us-gaap_NondesignatedMember_2496" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2497" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2498" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2497" xlink:to="Locator_us-gaap_DerivativeByNatureAxis_2498" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems" xlink:label="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2499" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2500" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2499" xlink:to="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2500" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems" xlink:label="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2501" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="Locator_us-gaap_DerivativeAssets_2502" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2501" xlink:to="Locator_us-gaap_DerivativeAssets_2502" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems" xlink:label="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2503" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="Locator_us-gaap_DerivativeLiabilities_2504" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2503" xlink:to="Locator_us-gaap_DerivativeLiabilities_2504" order="2.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesInterestRateSwapAndTheirTermDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2539" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_2540" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_DerivativeLineItems_2539" xlink:to="Locator_us-gaap_DerivativeTable_2540" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_2541" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2542" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DerivativeTable_2541" xlink:to="Locator_us-gaap_DerivativeByNatureAxis_2542" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2543" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2544" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_DerivativeByNatureAxis_2543" xlink:to="Locator_us-gaap_DerivativeNameDomain_2544" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2545" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2546" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeNameDomain_2545" xlink:to="Locator_us-gaap_SwapMember_2546" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2547" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="Locator_us-gaap_InterestRateSwapMember_2548" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SwapMember_2547" xlink:to="Locator_us-gaap_InterestRateSwapMember_2548" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2549" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativesOfferedToClientsMember" xlink:label="Locator_ofg_DerivativesOfferedToClientsMember_2550" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SwapMember_2549" xlink:to="Locator_ofg_DerivativesOfferedToClientsMember_2550" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2551" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MirrorImageDerivativesMember" xlink:label="Locator_ofg_MirrorImageDerivativesMember_2552" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SwapMember_2551" xlink:to="Locator_ofg_MirrorImageDerivativesMember_2552" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_2553" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateAxis" xlink:label="Locator_ofg_DerivativeByInterestRateAxis_2554" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DerivativeTable_2553" xlink:to="Locator_ofg_DerivativeByInterestRateAxis_2554" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateAxis" xlink:label="Locator_ofg_DerivativeByInterestRateAxis_2555" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2556" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_DerivativeByInterestRateAxis_2555" xlink:to="Locator_ofg_DerivativeByInterestRateDomain_2556" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateAxis" xlink:label="Locator_ofg_DerivativeByInterestRateAxis_2557" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2558" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_DerivativeByInterestRateAxis_2557" xlink:to="Locator_ofg_DerivativeByInterestRateDomain_2558" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2559" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate24365Member" xlink:label="Locator_ofg_Rate24365Member_2560" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2559" xlink:to="Locator_ofg_Rate24365Member_2560" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2561" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26200Member" xlink:label="Locator_ofg_Rate26200Member_2562" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2561" xlink:to="Locator_ofg_Rate26200Member_2562" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2563" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26350Member" xlink:label="Locator_ofg_Rate26350Member_2564" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2563" xlink:to="Locator_ofg_Rate26350Member_2564" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2565" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26590Member" xlink:label="Locator_ofg_Rate26590Member_2566" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2565" xlink:to="Locator_ofg_Rate26590Member_2566" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2567" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26750Member" xlink:label="Locator_ofg_Rate26750Member_2568" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2567" xlink:to="Locator_ofg_Rate26750Member_2568" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2569" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate24210Member" xlink:label="Locator_ofg_Rate24210Member_2570" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2569" xlink:to="Locator_ofg_Rate24210Member_2570" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2571" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="Locator_invest_DerivativeNotionalAmount_2572" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeLineItems_2571" xlink:to="Locator_invest_DerivativeNotionalAmount_2572" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2573" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAverageFixedInterestRate" xlink:label="Locator_us-gaap_DerivativeAverageFixedInterestRate_2574" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeLineItems_2573" xlink:to="Locator_us-gaap_DerivativeAverageFixedInterestRate_2574" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2575" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInceptionDates" xlink:label="Locator_us-gaap_DerivativeInceptionDates_2576" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeLineItems_2575" xlink:to="Locator_us-gaap_DerivativeInceptionDates_2576" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2577" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentContractSettlementDate" xlink:label="Locator_invest_InvestmentContractSettlementDate_2578" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeLineItems_2577" xlink:to="Locator_invest_InvestmentContractSettlementDate_2578" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2579" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMaturityDates" xlink:label="Locator_us-gaap_DerivativeMaturityDates_2580" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeLineItems_2579" xlink:to="Locator_us-gaap_DerivativeMaturityDates_2580" order="5.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureRegulatoryCapitalRequirementsGroupsAndTheBanksActualCapitalAmountsAndRatiosDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_2697" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_2698" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_dei_LegalEntityAxis_2697" xlink:to="Locator_dei_EntityDomain_2698" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_2699" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_2700" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_dei_LegalEntityAxis_2699" xlink:to="Locator_dei_EntityDomain_2700" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_2701" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GroupMember" xlink:label="Locator_ofg_GroupMember_2702" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_dei_EntityDomain_2701" xlink:to="Locator_ofg_GroupMember_2702" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_2703" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankMember" xlink:label="Locator_ofg_BankMember_2704" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_dei_EntityDomain_2703" xlink:to="Locator_ofg_BankMember_2704" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:label="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2705" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:label="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_2706" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2705" xlink:to="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_2706" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:label="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_2707" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_2708" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_2707" xlink:to="Locator_dei_LegalEntityAxis_2708" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:label="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2709" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2710" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2709" xlink:to="Locator_us-gaap_CapitalAbstract_2710" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2711" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Capital" xlink:label="Locator_us-gaap_Capital_2712" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2711" xlink:to="Locator_us-gaap_Capital_2712" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2713" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="Locator_us-gaap_TierOneRiskBasedCapital_2714" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2713" xlink:to="Locator_us-gaap_TierOneRiskBasedCapital_2714" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2715" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTier1" xlink:label="Locator_ofg_CommonEquityTier1_2716" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2715" xlink:to="Locator_ofg_CommonEquityTier1_2716" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2717" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="Locator_us-gaap_TierOneLeverageCapital_2718" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2717" xlink:to="Locator_us-gaap_TierOneLeverageCapital_2718" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2719" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="Locator_us-gaap_CapitalRequiredForCapitalAdequacy_2720" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2719" xlink:to="Locator_us-gaap_CapitalRequiredForCapitalAdequacy_2720" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2721" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="Locator_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_2722" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2721" xlink:to="Locator_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_2722" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2723" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_commonequitytier1forcapitaladequacy" xlink:label="Locator_ofg_commonequitytier1forcapitaladequacy_2724" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2723" xlink:to="Locator_ofg_commonequitytier1forcapitaladequacy_2724" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2725" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="Locator_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_2726" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2725" xlink:to="Locator_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_2726" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2727" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="Locator_us-gaap_CapitalRequiredToBeWellCapitalized_2728" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2727" xlink:to="Locator_us-gaap_CapitalRequiredToBeWellCapitalized_2728" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2729" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:label="Locator_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_2730" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2729" xlink:to="Locator_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_2730" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2731" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTier1toBeWellCapitalized" xlink:label="Locator_ofg_CommonEquityTier1toBeWellCapitalized_2732" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2731" xlink:to="Locator_ofg_CommonEquityTier1toBeWellCapitalized_2732" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2733" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:label="Locator_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_2734" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CapitalAbstract_2733" xlink:to="Locator_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_2734" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:label="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2735" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2736" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2735" xlink:to="Locator_us-gaap_RiskBasedRatiosAbstract_2736" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2737" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="Locator_us-gaap_CapitalToRiskWeightedAssets_2738" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2737" xlink:to="Locator_us-gaap_CapitalToRiskWeightedAssets_2738" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2739" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="Locator_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_2740" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2739" xlink:to="Locator_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_2740" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2741" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquitytierOnetoRiskWeightedAssets" xlink:label="Locator_ofg_CommonEquitytierOnetoRiskWeightedAssets_2742" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2741" xlink:to="Locator_ofg_CommonEquitytierOnetoRiskWeightedAssets_2742" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2743" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="Locator_us-gaap_TierOneLeverageCapitalToAverageAssets_2744" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2743" xlink:to="Locator_us-gaap_TierOneLeverageCapitalToAverageAssets_2744" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2745" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="Locator_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2746" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2745" xlink:to="Locator_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2746" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2747" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="Locator_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2748" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2747" xlink:to="Locator_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2748" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2749" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="Locator_ofg_CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets_2750" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2749" xlink:to="Locator_ofg_CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets_2750" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2751" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="Locator_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_2752" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2751" xlink:to="Locator_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_2752" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2753" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="Locator_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2754" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2753" xlink:to="Locator_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2754" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2755" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="Locator_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2756" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2755" xlink:to="Locator_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2756" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2757" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="Locator_ofg_TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets_2758" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2757" xlink:to="Locator_ofg_TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets_2758" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2759" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="Locator_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_2760" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2759" xlink:to="Locator_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_2760" order="12.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeAccumulatedComprehensiveIncomeNetOfIncomeTaxDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_2827" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2828" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ParentMember_2827" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2828" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2829" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" xlink:label="Locator_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember_2830" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2829" xlink:to="Locator_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember_2830" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2831" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" xlink:label="Locator_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_2832" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2831" xlink:to="Locator_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_2832" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_2823" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_2824" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_StatementEquityComponentsAxis_2823" xlink:to="Locator_us-gaap_EquityComponentDomain_2824" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_2825" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_2826" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityComponentDomain_2825" xlink:to="Locator_us-gaap_ParentMember_2826" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2833" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_2834" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2833" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_2834" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2835" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities_2836" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2835" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities_2836" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2837" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_2838" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2837" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_2838" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2839" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_2840" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2839" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_2840" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2841" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax_2842" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2841" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax_2842" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2843" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax_2844" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2843" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax_2844" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2845" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_2846" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2845" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_2846" order="7.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2847" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2848" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2847" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2848" order="8.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2813" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_2814" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2813" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_2814" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_2821" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_2822" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_2821" xlink:to="Locator_us-gaap_StatementEquityComponentsAxis_2822" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccruedInterestAndOtherAssetsNarrativesDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherAssetsLineItems" xlink:label="Locator_ofg_OtherAssetsLineItems_2955" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfOtherAssetsTable" xlink:label="Locator_ofg_ScheduleOfOtherAssetsTable_2956" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_OtherAssetsLineItems_2955" xlink:to="Locator_ofg_ScheduleOfOtherAssetsTable_2956" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfOtherAssetsTable" xlink:label="Locator_ofg_ScheduleOfOtherAssetsTable_2957" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2958" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_ScheduleOfOtherAssetsTable_2957" xlink:to="Locator_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2958" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2959" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2960" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2959" xlink:to="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2960" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2961" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2962" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2961" xlink:to="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2962" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2963" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="Locator_us-gaap_CoreDepositsMember_2964" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2963" xlink:to="Locator_us-gaap_CoreDepositsMember_2964" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2965" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerRelationshipsMember" xlink:label="Locator_us-gaap_CustomerRelationshipsMember_2966" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2965" xlink:to="Locator_us-gaap_CustomerRelationshipsMember_2966" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfOtherAssetsTable" xlink:label="Locator_ofg_ScheduleOfOtherAssetsTable_2967" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsAcquiredByCompanyAcquireeAxis" xlink:label="Locator_ofg_AssetsAcquiredByCompanyAcquireeAxis_2968" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_ScheduleOfOtherAssetsTable_2967" xlink:to="Locator_ofg_AssetsAcquiredByCompanyAcquireeAxis_2968" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsAcquiredByCompanyAcquireeAxis" xlink:label="Locator_ofg_AssetsAcquiredByCompanyAcquireeAxis_2969" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_2970" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_AssetsAcquiredByCompanyAcquireeAxis_2969" xlink:to="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_2970" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsAcquiredByCompanyAcquireeAxis" xlink:label="Locator_ofg_AssetsAcquiredByCompanyAcquireeAxis_2971" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_2972" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_AssetsAcquiredByCompanyAcquireeAxis_2971" xlink:to="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_2972" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_2973" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EurobankMember" xlink:label="Locator_ofg_EurobankMember_2974" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_2973" xlink:to="Locator_ofg_EurobankMember_2974" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_2975" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MostRecentBusinessAcquiredNameMember" xlink:label="Locator_ofg_MostRecentBusinessAcquiredNameMember_2976" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_2975" xlink:to="Locator_ofg_MostRecentBusinessAcquiredNameMember_2976" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherAssetsLineItems" xlink:label="Locator_ofg_OtherAssetsLineItems_2977" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PrepaidTaxes" xlink:label="Locator_us-gaap_PrepaidTaxes_2978" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherAssetsLineItems_2977" xlink:to="Locator_us-gaap_PrepaidTaxes_2978" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherAssetsLineItems" xlink:label="Locator_ofg_OtherAssetsLineItems_2979" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TaxCreditCarryforwardAmount" xlink:label="Locator_us-gaap_TaxCreditCarryforwardAmount_2980" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherAssetsLineItems_2979" xlink:to="Locator_us-gaap_TaxCreditCarryforwardAmount_2980" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherAssetsLineItems" xlink:label="Locator_ofg_OtherAssetsLineItems_2981" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherIntangibleAssets" xlink:label="Locator_ofg_OtherIntangibleAssets_2982" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherAssetsLineItems_2981" xlink:to="Locator_ofg_OtherIntangibleAssets_2982" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherAssetsLineItems" xlink:label="Locator_ofg_OtherAssetsLineItems_2983" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepossessedAuto" xlink:label="Locator_ofg_RepossessedAuto_2984" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherAssetsLineItems_2983" xlink:to="Locator_ofg_RepossessedAuto_2984" order="4.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureIncomeTaxesNarrativesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_3039" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_3040" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_dei_LegalEntityAxis_3039" xlink:to="Locator_dei_EntityDomain_3040" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_3041" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InternationalBankingEntityMember" xlink:label="Locator_ofg_InternationalBankingEntityMember_3042" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_dei_EntityDomain_3041" xlink:to="Locator_ofg_InternationalBankingEntityMember_3042" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_3043" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankMember" xlink:label="Locator_ofg_BankMember_3044" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_dei_EntityDomain_3043" xlink:to="Locator_ofg_BankMember_3044" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3021" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_3022" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_StatementLineItems_3021" xlink:to="Locator_us-gaap_StatementTable_3022" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_3037" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_3038" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_StatementTable_3037" xlink:to="Locator_dei_LegalEntityAxis_3038" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3045" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossTax_3046" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_3045" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossTax_3046" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3047" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_3048" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_3047" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_3048" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3049" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IbeTaxRate" xlink:label="Locator_ofg_IbeTaxRate_3050" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_3049" xlink:to="Locator_ofg_IbeTaxRate_3050" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3051" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_3052" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_3051" xlink:to="Locator_us-gaap_IncomeTaxExpenseBenefit_3052" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3053" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="Locator_us-gaap_InterestIncomeSecuritiesTaxExempt_3054" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_3053" xlink:to="Locator_us-gaap_InterestIncomeSecuritiesTaxExempt_3054" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3055" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLossCarryforwards" xlink:label="Locator_us-gaap_OperatingLossCarryforwards_3056" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_3055" xlink:to="Locator_us-gaap_OperatingLossCarryforwards_3056" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3057" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsCapitalLossCarryforwards" xlink:label="Locator_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_3058" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_3057" xlink:to="Locator_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_3058" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3059" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued" xlink:label="Locator_us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued_3060" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_StatementLineItems_3059" xlink:to="Locator_us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued_3060" order="8.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BusinessSegmentsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3209" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperating_3210" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3209" xlink:to="Locator_us-gaap_InterestAndDividendIncomeOperating_3210" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3211" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_3212" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3211" xlink:to="Locator_us-gaap_InterestExpense_3212" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3213" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="Locator_us-gaap_InterestIncomeExpenseNet_3214" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3213" xlink:to="Locator_us-gaap_InterestIncomeExpenseNet_3214" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3215" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_3216" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3215" xlink:to="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_3216" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3217" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_3218" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3217" xlink:to="Locator_us-gaap_NoninterestIncome_3218" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3219" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_3220" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3219" xlink:to="Locator_us-gaap_NoninterestExpense_3220" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3221" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IntersegmentRevenue" xlink:label="Locator_ofg_IntersegmentRevenue_3222" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3221" xlink:to="Locator_ofg_IntersegmentRevenue_3222" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3223" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesRelatedParty" xlink:label="Locator_us-gaap_CostsAndExpensesRelatedParty_3224" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3223" xlink:to="Locator_us-gaap_CostsAndExpensesRelatedParty_3224" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3225" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3226" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3225" xlink:to="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3226" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3227" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_3228" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3227" xlink:to="Locator_us-gaap_Assets_3228" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3173" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable" xlink:label="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_3174" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3173" xlink:to="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_3174" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable" xlink:label="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_3193" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="Locator_us-gaap_StatementBusinessSegmentsAxis_3194" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_3193" xlink:to="Locator_us-gaap_StatementBusinessSegmentsAxis_3194" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="Locator_us-gaap_StatementBusinessSegmentsAxis_3195" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3196" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_StatementBusinessSegmentsAxis_3195" xlink:to="Locator_us-gaap_SegmentDomain_3196" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="Locator_us-gaap_StatementBusinessSegmentsAxis_3229" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3230" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_StatementBusinessSegmentsAxis_3229" xlink:to="Locator_us-gaap_SegmentDomain_3230" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3199" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_WealthManagementMember" xlink:label="Locator_ofg_WealthManagementMember_3200" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentDomain_3199" xlink:to="Locator_ofg_WealthManagementMember_3200" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3203" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajorSegmentMember" xlink:label="Locator_ofg_MajorSegmentMember_3204" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentDomain_3203" xlink:to="Locator_ofg_MajorSegmentMember_3204" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3207" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConsolidatedTotalMember" xlink:label="Locator_ofg_ConsolidatedTotalMember_3208" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentDomain_3207" xlink:to="Locator_ofg_ConsolidatedTotalMember_3208" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3197" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankingMember" xlink:label="Locator_ofg_BankingMember_3198" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentDomain_3197" xlink:to="Locator_ofg_BankingMember_3198" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3201" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TreasuryMember" xlink:label="Locator_ofg_TreasuryMember_3202" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentDomain_3201" xlink:to="Locator_ofg_TreasuryMember_3202" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3205" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IntersegmentEliminationMember" xlink:label="Locator_us-gaap_IntersegmentEliminationMember_3206" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentDomain_3205" xlink:to="Locator_us-gaap_IntersegmentEliminationMember_3206" order="5.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BorrowingsNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3305" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralAxis" xlink:label="Locator_ofg_FhlbCollateralAxis_3306" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_3305" xlink:to="Locator_ofg_FhlbCollateralAxis_3306" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralAxis" xlink:label="Locator_ofg_FhlbCollateralAxis_3307" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralDomain" xlink:label="Locator_ofg_FhlbCollateralDomain_3308" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_FhlbCollateralAxis_3307" xlink:to="Locator_ofg_FhlbCollateralDomain_3308" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralAxis" xlink:label="Locator_ofg_FhlbCollateralAxis_3309" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralDomain" xlink:label="Locator_ofg_FhlbCollateralDomain_3310" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_FhlbCollateralAxis_3309" xlink:to="Locator_ofg_FhlbCollateralDomain_3310" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralDomain" xlink:label="Locator_ofg_FhlbCollateralDomain_3311" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3312" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FhlbCollateralDomain_3311" xlink:to="Locator_us-gaap_MortgagesMember_3312" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralDomain" xlink:label="Locator_ofg_FhlbCollateralDomain_3313" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3314" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FhlbCollateralDomain_3313" xlink:to="Locator_us-gaap_CommercialLoanMember_3314" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3315" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_3316" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_3315" xlink:to="Locator_dei_LegalEntityAxis_3316" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_3317" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_3318" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_dei_LegalEntityAxis_3317" xlink:to="Locator_dei_EntityDomain_3318" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_3319" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StatutoryTrustIiMember" xlink:label="Locator_ofg_StatutoryTrustIiMember_3320" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_dei_EntityDomain_3319" xlink:to="Locator_ofg_StatutoryTrustIiMember_3320" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3321" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedborrowingsAxis" xlink:label="Locator_ofg_SubordinatedborrowingsAxis_3322" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_3321" xlink:to="Locator_ofg_SubordinatedborrowingsAxis_3322" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedborrowingsAxis" xlink:label="Locator_ofg_SubordinatedborrowingsAxis_3323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedBorrowingNameDomain" xlink:label="Locator_us-gaap_SubordinatedBorrowingNameDomain_3324" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_SubordinatedborrowingsAxis_3323" xlink:to="Locator_us-gaap_SubordinatedBorrowingNameDomain_3324" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedborrowingsAxis" xlink:label="Locator_ofg_SubordinatedborrowingsAxis_3325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedBorrowingNameDomain" xlink:label="Locator_us-gaap_SubordinatedBorrowingNameDomain_3326" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_SubordinatedborrowingsAxis_3325" xlink:to="Locator_us-gaap_SubordinatedBorrowingNameDomain_3326" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedBorrowingNameDomain" xlink:label="Locator_us-gaap_SubordinatedBorrowingNameDomain_3327" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedCapitalNote2004Member" xlink:label="Locator_ofg_SubordinatedCapitalNote2004Member_3328" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SubordinatedBorrowingNameDomain_3327" xlink:to="Locator_ofg_SubordinatedCapitalNote2004Member_3328" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedBorrowingNameDomain" xlink:label="Locator_us-gaap_SubordinatedBorrowingNameDomain_3329" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedCapitalNote2006Member" xlink:label="Locator_ofg_SubordinatedCapitalNote2006Member_3330" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SubordinatedBorrowingNameDomain_3329" xlink:to="Locator_ofg_SubordinatedCapitalNote2006Member_3330" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedBorrowingNameDomain" xlink:label="Locator_us-gaap_SubordinatedBorrowingNameDomain_3331" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedCapitalNote2006FixedRateMember" xlink:label="Locator_ofg_SubordinatedCapitalNote2006FixedRateMember_3332" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SubordinatedBorrowingNameDomain_3331" xlink:to="Locator_ofg_SubordinatedCapitalNote2006FixedRateMember_3332" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3333" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3334" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_3333" xlink:to="Locator_us-gaap_DebtInstrumentAxis_3334" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3336" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_DebtInstrumentAxis_3335" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_3336" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3337" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TemporaryLiquidityGuaranteeProgramMember" xlink:label="Locator_ofg_TemporaryLiquidityGuaranteeProgramMember_3338" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3337" xlink:to="Locator_ofg_TemporaryLiquidityGuaranteeProgramMember_3338" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3339" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnsecuredDebtMember" xlink:label="Locator_us-gaap_UnsecuredDebtMember_3340" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3339" xlink:to="Locator_us-gaap_UnsecuredDebtMember_3340" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3341" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShortTermDebtMember" xlink:label="Locator_us-gaap_ShortTermDebtMember_3342" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3341" xlink:to="Locator_us-gaap_ShortTermDebtMember_3342" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3343" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementsMember" xlink:label="Locator_us-gaap_RepurchaseAgreementsMember_3344" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3343" xlink:to="Locator_us-gaap_RepurchaseAgreementsMember_3344" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3345" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherBorrowingsExcludingFederalFundsMember" xlink:label="Locator_ofg_OtherBorrowingsExcludingFederalFundsMember_3346" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3345" xlink:to="Locator_ofg_OtherBorrowingsExcludingFederalFundsMember_3346" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3347" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchasedMember" xlink:label="Locator_us-gaap_FederalFundsPurchasedMember_3348" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3347" xlink:to="Locator_us-gaap_FederalFundsPurchasedMember_3348" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3349" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_3350" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3349" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_3350" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3351" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableCommercialMortgage" xlink:label="Locator_us-gaap_LoansReceivableCommercialMortgage_3352" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3351" xlink:to="Locator_us-gaap_LoansReceivableCommercialMortgage_3352" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3353" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds_3354" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3353" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds_3354" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3355" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesWeightedAverageMaturity" xlink:label="Locator_ofg_FhlbAdvancesWeightedAverageMaturity_3356" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3355" xlink:to="Locator_ofg_FhlbAdvancesWeightedAverageMaturity_3356" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3357" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="Locator_us-gaap_InterestPayableCurrentAndNoncurrent_3358" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3357" xlink:to="Locator_us-gaap_InterestPayableCurrentAndNoncurrent_3358" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3359" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NewRepurchaseAgreementDebtAmount" xlink:label="Locator_ofg_NewRepurchaseAgreementDebtAmount_3360" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3359" xlink:to="Locator_ofg_NewRepurchaseAgreementDebtAmount_3360" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3361" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSoldToExtinguishDebt" xlink:label="Locator_ofg_InvestmentSoldToExtinguishDebt_3362" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3361" xlink:to="Locator_ofg_InvestmentSoldToExtinguishDebt_3362" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3363" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExtinguishedDebt" xlink:label="Locator_ofg_ExtinguishedDebt_3364" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3363" xlink:to="Locator_ofg_ExtinguishedDebt_3364" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3365" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalOfDebtMaturedUnderRepurchasedAgreement" xlink:label="Locator_ofg_TotalOfDebtMaturedUnderRepurchasedAgreement_3366" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3365" xlink:to="Locator_ofg_TotalOfDebtMaturedUnderRepurchasedAgreement_3366" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3367" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfSeniorDebt" xlink:label="Locator_us-gaap_MaturitiesOfSeniorDebt_3368" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3367" xlink:to="Locator_us-gaap_MaturitiesOfSeniorDebt_3368" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3369" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentUnamortizedPremium" xlink:label="Locator_us-gaap_DebtInstrumentUnamortizedPremium_3370" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3369" xlink:to="Locator_us-gaap_DebtInstrumentUnamortizedPremium_3370" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3371" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="Locator_us-gaap_OtherBorrowings_3372" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3371" xlink:to="Locator_us-gaap_OtherBorrowings_3372" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3373" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IndexAppreciation" xlink:label="Locator_ofg_IndexAppreciation_3374" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3373" xlink:to="Locator_ofg_IndexAppreciation_3374" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3375" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="Locator_us-gaap_SubordinatedDebt_3376" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3375" xlink:to="Locator_us-gaap_SubordinatedDebt_3376" order="14.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3377" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent" xlink:label="Locator_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_3378" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3377" xlink:to="Locator_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_3378" order="15.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3379" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierTwoRiskBasedCapital" xlink:label="Locator_us-gaap_TierTwoRiskBasedCapital_3380" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3379" xlink:to="Locator_us-gaap_TierTwoRiskBasedCapital_3380" order="16.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3381" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NextCallDate" xlink:label="Locator_ofg_NextCallDate_3382" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3381" xlink:to="Locator_ofg_NextCallDate_3382" order="17.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3383" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentInterestRateTerms" xlink:label="Locator_us-gaap_DebtInstrumentInterestRateTerms_3384" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3383" xlink:to="Locator_us-gaap_DebtInstrumentInterestRateTerms_3384" order="18.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3385" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="Locator_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_3386" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3385" xlink:to="Locator_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_3386" order="19.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3387" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtWeightedAverageInterestRate" xlink:label="Locator_us-gaap_DebtWeightedAverageInterestRate_3388" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3387" xlink:to="Locator_us-gaap_DebtWeightedAverageInterestRate_3388" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3389" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3390" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3389" xlink:to="Locator_us-gaap_DebtInstrumentTable_3390" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BorrowingsSecuritiesSoldUnderAgreementToRepurchaseByCounterpartiesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3447" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CounterpartyNameAxis" xlink:label="Locator_us-gaap_CounterpartyNameAxis_3448" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_3447" xlink:to="Locator_us-gaap_CounterpartyNameAxis_3448" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CounterpartyNameAxis" xlink:label="Locator_us-gaap_CounterpartyNameAxis_3449" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3450" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_CounterpartyNameAxis_3449" xlink:to="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3450" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CounterpartyNameAxis" xlink:label="Locator_us-gaap_CounterpartyNameAxis_3465" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3466" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_CounterpartyNameAxis_3465" xlink:to="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3466" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3451" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_JpMorganChaseBankNaMember" xlink:label="Locator_ofg_JpMorganChaseBankNaMember_3452" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3451" xlink:to="Locator_ofg_JpMorganChaseBankNaMember_3452" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3453" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditSuisseSecuritiesLlcMember" xlink:label="Locator_ofg_CreditSuisseSecuritiesLlcMember_3454" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3453" xlink:to="Locator_ofg_CreditSuisseSecuritiesLlcMember_3454" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3455" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeutscheBankMember" xlink:label="Locator_ofg_DeutscheBankMember_3456" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3455" xlink:to="Locator_ofg_DeutscheBankMember_3456" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3445" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3446" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_3445" xlink:to="Locator_us-gaap_DebtInstrumentAxis_3446" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3457" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3458" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_DebtInstrumentAxis_3457" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_3458" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3459" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_3460" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3459" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_3460" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3463" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue" xlink:label="Locator_us-gaap_PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue_3464" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3463" xlink:to="Locator_us-gaap_PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue_3464" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3461" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_3462" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3461" xlink:to="Locator_us-gaap_DebtAndCapitalLeaseObligations_3462" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3441" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3442" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3441" xlink:to="Locator_us-gaap_DebtInstrumentTable_3442" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureBorrowingsRepurchaseAgreementsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3497" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3498" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_3497" xlink:to="Locator_us-gaap_DebtInstrumentAxis_3498" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3501" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3502" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_DebtInstrumentAxis_3501" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_3502" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3503" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_3504" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3503" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_3504" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3499" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtDueDateAxis" xlink:label="Locator_ofg_DebtDueDateAxis_3500" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_3499" xlink:to="Locator_ofg_DebtDueDateAxis_3500" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtDueDateAxis" xlink:label="Locator_ofg_DebtDueDateAxis_3505" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3506" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_DebtDueDateAxis_3505" xlink:to="Locator_ofg_RepurchaseAgreementsDueDateDomain_3506" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtDueDateAxis" xlink:label="Locator_ofg_DebtDueDateAxis_3525" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3526" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_DebtDueDateAxis_3525" xlink:to="Locator_ofg_RepurchaseAgreementsDueDateDomain_3526" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3507" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate152016Member" xlink:label="Locator_ofg_DueDate152016Member_3508" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_3507" xlink:to="Locator_ofg_DueDate152016Member_3508" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3509" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate12302016Member" xlink:label="Locator_ofg_DueDate12302016Member_3510" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_3509" xlink:to="Locator_ofg_DueDate12302016Member_3510" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3511" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate1282016Member" xlink:label="Locator_ofg_DueDate1282016Member_3512" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_3511" xlink:to="Locator_ofg_DueDate1282016Member_3512" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3513" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate9302016Member" xlink:label="Locator_ofg_DueDate9302016Member_3514" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_3513" xlink:to="Locator_ofg_DueDate9302016Member_3514" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3515" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate32017Member" xlink:label="Locator_ofg_DueDate32017Member_3516" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_3515" xlink:to="Locator_ofg_DueDate32017Member_3516" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3517" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_3518" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3517" xlink:to="Locator_us-gaap_DebtAndCapitalLeaseObligations_3518" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3519" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtWeightedAverageInterestRate" xlink:label="Locator_us-gaap_DebtWeightedAverageInterestRate_3520" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3519" xlink:to="Locator_us-gaap_DebtWeightedAverageInterestRate_3520" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3521" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentRepurchaseAgreementDateOfAgreement" xlink:label="Locator_invest_InvestmentRepurchaseAgreementDateOfAgreement_3522" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3521" xlink:to="Locator_invest_InvestmentRepurchaseAgreementDateOfAgreement_3522" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3523" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentRepurchaseAgreementRepurchaseDate" xlink:label="Locator_invest_InvestmentRepurchaseAgreementRepurchaseDate_3524" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3523" xlink:to="Locator_invest_InvestmentRepurchaseAgreementRepurchaseDate_3524" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3493" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3494" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3493" xlink:to="Locator_us-gaap_DebtInstrumentTable_3494" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableAgingOfRecordedInvestmentInGrossLoansDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3661" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_3662" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3661" xlink:to="Locator_us-gaap_ReceivableTypeDomain_3662" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3615" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossMitigationProgramMember" xlink:label="Locator_ofg_LossMitigationProgramMember_3616" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_3615" xlink:to="Locator_ofg_LossMitigationProgramMember_3616" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3611" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3612" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_3611" xlink:to="Locator_us-gaap_ConventionalLoanMember_3612" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3621" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedUpToYear2002Member" xlink:label="Locator_ofg_OriginatedUpToYear2002Member_3622" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3621" xlink:to="Locator_ofg_OriginatedUpToYear2002Member_3622" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3623" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2003And2004Member" xlink:label="Locator_ofg_OriginatedInYears2003And2004Member_3624" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3623" xlink:to="Locator_ofg_OriginatedInYears2003And2004Member_3624" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3625" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2005Member" xlink:label="Locator_ofg_OriginatedInYear2005Member_3626" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3625" xlink:to="Locator_ofg_OriginatedInYear2005Member_3626" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3627" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2006Member" xlink:label="Locator_ofg_OriginatedInYear2006Member_3628" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3627" xlink:to="Locator_ofg_OriginatedInYear2006Member_3628" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3629" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears20072008And2009Member" xlink:label="Locator_ofg_OriginatedInYears20072008And2009Member_3630" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3629" xlink:to="Locator_ofg_OriginatedInYears20072008And2009Member_3630" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3631" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2010201120122013Member" xlink:label="Locator_ofg_OriginatedInYears2010201120122013Member_3632" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3631" xlink:to="Locator_ofg_OriginatedInYears2010201120122013Member_3632" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3633" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Originatedinyears2014and2015Member" xlink:label="Locator_ofg_Originatedinyears2014and2015Member_3634" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3633" xlink:to="Locator_ofg_Originatedinyears2014and2015Member_3634" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3613" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NontraditionalMortgageMember" xlink:label="Locator_ofg_NontraditionalMortgageMember_3614" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_3613" xlink:to="Locator_ofg_NontraditionalMortgageMember_3614" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3617" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HomeEquitySecuredPersonalLoansMember" xlink:label="Locator_ofg_HomeEquitySecuredPersonalLoansMember_3618" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_3617" xlink:to="Locator_ofg_HomeEquitySecuredPersonalLoansMember_3618" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3619" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionOnSecuritiesMember" xlink:label="Locator_us-gaap_OptionOnSecuritiesMember_3620" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_3619" xlink:to="Locator_us-gaap_OptionOnSecuritiesMember_3620" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3645" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3646" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CommercialLoanMember_3645" xlink:to="Locator_ofg_CommercialSecuredMember_3646" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3649" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateCommercialSecuredMember" xlink:label="Locator_ofg_CorporateCommercialSecuredMember_3650" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3649" xlink:to="Locator_ofg_CorporateCommercialSecuredMember_3650" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3651" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalCommercialSecuredMember" xlink:label="Locator_ofg_InstitutionalCommercialSecuredMember_3652" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3651" xlink:to="Locator_ofg_InstitutionalCommercialSecuredMember_3652" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3653" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketCommercialSecuredMember" xlink:label="Locator_ofg_MiddleMarketCommercialSecuredMember_3654" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3653" xlink:to="Locator_ofg_MiddleMarketCommercialSecuredMember_3654" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3655" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailCommercialSecuredMember" xlink:label="Locator_ofg_RetailCommercialSecuredMember_3656" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3655" xlink:to="Locator_ofg_RetailCommercialSecuredMember_3656" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3657" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanCommercialSecuredMember" xlink:label="Locator_ofg_FloorPlanCommercialSecuredMember_3658" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3657" xlink:to="Locator_ofg_FloorPlanCommercialSecuredMember_3658" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3659" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateCommercialSecuredMember" xlink:label="Locator_ofg_RealEstateCommercialSecuredMember_3660" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3659" xlink:to="Locator_ofg_RealEstateCommercialSecuredMember_3660" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3647" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3648" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CommercialLoanMember_3647" xlink:to="Locator_ofg_OtherCommercialMember_3648" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3593" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalOtherCommercialMember" xlink:label="Locator_ofg_InstitutionalOtherCommercialMember_3594" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialMember_3593" xlink:to="Locator_ofg_InstitutionalOtherCommercialMember_3594" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3591" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateOtherCommercialMember" xlink:label="Locator_ofg_CorporateOtherCommercialMember_3592" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialMember_3591" xlink:to="Locator_ofg_CorporateOtherCommercialMember_3592" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3595" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketOtherCommercialMember" xlink:label="Locator_ofg_MiddleMarketOtherCommercialMember_3596" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialMember_3595" xlink:to="Locator_ofg_MiddleMarketOtherCommercialMember_3596" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3597" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailOtherCommercialMember" xlink:label="Locator_ofg_RetailOtherCommercialMember_3598" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialMember_3597" xlink:to="Locator_ofg_RetailOtherCommercialMember_3598" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3599" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanOtherCommercialMember" xlink:label="Locator_ofg_FloorPlanOtherCommercialMember_3600" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialMember_3599" xlink:to="Locator_ofg_FloorPlanOtherCommercialMember_3600" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3635" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="Locator_us-gaap_CreditCardReceivablesMember_3636" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_3635" xlink:to="Locator_us-gaap_CreditCardReceivablesMember_3636" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3637" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankOverdraftsMember" xlink:label="Locator_us-gaap_BankOverdraftsMember_3638" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_3637" xlink:to="Locator_us-gaap_BankOverdraftsMember_3638" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3639" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLinesOfCreditMember" xlink:label="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_3640" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_3639" xlink:to="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_3640" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3641" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLoansMember" xlink:label="Locator_ofg_UnsecuredPersonalLoansMember_3642" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_3641" xlink:to="Locator_ofg_UnsecuredPersonalLoansMember_3642" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3643" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashCollateralPersonalLoansMember" xlink:label="Locator_ofg_CashCollateralPersonalLoansMember_3644" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_3643" xlink:to="Locator_ofg_CashCollateralPersonalLoansMember_3644" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_3585" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_3586" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_3585" xlink:to="Locator_ofg_NonAcquiredLoanMember_3586" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_3587" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansMember" xlink:label="Locator_ofg_AcquiredLoansMember_3588" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_3587" xlink:to="Locator_ofg_AcquiredLoansMember_3588" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansMember" xlink:label="Locator_ofg_AcquiredLoansMember_3663" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_3664" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AcquiredLoansMember_3663" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_3664" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3589" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3590" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3589" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3590" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3681" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3682" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3681" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3682" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3601" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3602" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3601" xlink:to="Locator_us-gaap_MortgagesMember_3602" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3603" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3604" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3603" xlink:to="Locator_us-gaap_CommercialLoanMember_3604" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3605" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3606" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3605" xlink:to="Locator_us-gaap_ConsumerLoanMember_3606" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3607" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_3608" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3607" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_3608" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3609" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_3610" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3609" xlink:to="Locator_us-gaap_AutomobileLoanMember_3610" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3565" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3566" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3565" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3566" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3581" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3582" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3581" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3582" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3583" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3584" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3583" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3584" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3665" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_3666" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3665" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_3666" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3667" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_3668" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3667" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_3668" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3669" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_3670" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3669" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_3670" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3671" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3672" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3671" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3672" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3673" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CurrentButNonAccrualLoans" xlink:label="Locator_ofg_CurrentButNonAccrualLoans_3674" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3673" xlink:to="Locator_ofg_CurrentButNonAccrualLoans_3674" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3675" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentCurrent_3676" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3675" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentCurrent_3676" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3677" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3678" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3677" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3678" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3679" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_3680" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3679" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_3680" order="8.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableInvestmentInLoansOnNonaccrualStatusDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3847" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_3848" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3847" xlink:to="Locator_us-gaap_ReceivableTypeDomain_3848" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3809" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossMitigationProgramMember" xlink:label="Locator_ofg_LossMitigationProgramMember_3810" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_3809" xlink:to="Locator_ofg_LossMitigationProgramMember_3810" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3805" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3806" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_3805" xlink:to="Locator_us-gaap_ConventionalLoanMember_3806" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3813" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedUpToYear2002Member" xlink:label="Locator_ofg_OriginatedUpToYear2002Member_3814" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3813" xlink:to="Locator_ofg_OriginatedUpToYear2002Member_3814" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3815" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2003And2004Member" xlink:label="Locator_ofg_OriginatedInYears2003And2004Member_3816" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3815" xlink:to="Locator_ofg_OriginatedInYears2003And2004Member_3816" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3817" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2005Member" xlink:label="Locator_ofg_OriginatedInYear2005Member_3818" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3817" xlink:to="Locator_ofg_OriginatedInYear2005Member_3818" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3819" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2006Member" xlink:label="Locator_ofg_OriginatedInYear2006Member_3820" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3819" xlink:to="Locator_ofg_OriginatedInYear2006Member_3820" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3821" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears20072008And2009Member" xlink:label="Locator_ofg_OriginatedInYears20072008And2009Member_3822" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3821" xlink:to="Locator_ofg_OriginatedInYears20072008And2009Member_3822" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3823" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2010201120122013Member" xlink:label="Locator_ofg_OriginatedInYears2010201120122013Member_3824" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3823" xlink:to="Locator_ofg_OriginatedInYears2010201120122013Member_3824" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3825" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Originatedinyears2014and2015Member" xlink:label="Locator_ofg_Originatedinyears2014and2015Member_3826" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_3825" xlink:to="Locator_ofg_Originatedinyears2014and2015Member_3826" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3807" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NontraditionalMortgageMember" xlink:label="Locator_ofg_NontraditionalMortgageMember_3808" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_3807" xlink:to="Locator_ofg_NontraditionalMortgageMember_3808" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3811" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HomeEquitySecuredPersonalLoansMember" xlink:label="Locator_ofg_HomeEquitySecuredPersonalLoansMember_3812" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_3811" xlink:to="Locator_ofg_HomeEquitySecuredPersonalLoansMember_3812" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3837" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3838" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CommercialLoanMember_3837" xlink:to="Locator_ofg_CommercialSecuredMember_3838" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3841" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketCommercialSecuredMember" xlink:label="Locator_ofg_MiddleMarketCommercialSecuredMember_3842" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3841" xlink:to="Locator_ofg_MiddleMarketCommercialSecuredMember_3842" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3843" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailCommercialSecuredMember" xlink:label="Locator_ofg_RetailCommercialSecuredMember_3844" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3843" xlink:to="Locator_ofg_RetailCommercialSecuredMember_3844" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3845" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanCommercialSecuredMember" xlink:label="Locator_ofg_FloorPlanCommercialSecuredMember_3846" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3845" xlink:to="Locator_ofg_FloorPlanCommercialSecuredMember_3846" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3839" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3840" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CommercialLoanMember_3839" xlink:to="Locator_ofg_OtherCommercialMember_3840" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3787" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateOtherCommercialMember" xlink:label="Locator_ofg_CorporateOtherCommercialMember_3788" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialMember_3787" xlink:to="Locator_ofg_CorporateOtherCommercialMember_3788" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3789" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketOtherCommercialMember" xlink:label="Locator_ofg_MiddleMarketOtherCommercialMember_3790" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialMember_3789" xlink:to="Locator_ofg_MiddleMarketOtherCommercialMember_3790" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3791" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailOtherCommercialMember" xlink:label="Locator_ofg_RetailOtherCommercialMember_3792" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialMember_3791" xlink:to="Locator_ofg_RetailOtherCommercialMember_3792" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3793" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanOtherCommercialMember" xlink:label="Locator_ofg_FloorPlanOtherCommercialMember_3794" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialMember_3793" xlink:to="Locator_ofg_FloorPlanOtherCommercialMember_3794" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_3779" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_3780" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_3779" xlink:to="Locator_ofg_LoanMember_3780" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_3781" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_3782" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LoanMember_3781" xlink:to="Locator_ofg_NonAcquiredLoanMember_3782" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_3783" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_3784" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LoanMember_3783" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_3784" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3827" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="Locator_us-gaap_CreditCardReceivablesMember_3828" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_3827" xlink:to="Locator_us-gaap_CreditCardReceivablesMember_3828" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3829" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankOverdraftsMember" xlink:label="Locator_us-gaap_BankOverdraftsMember_3830" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_3829" xlink:to="Locator_us-gaap_BankOverdraftsMember_3830" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3831" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLinesOfCreditMember" xlink:label="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_3832" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_3831" xlink:to="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_3832" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3833" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLoansMember" xlink:label="Locator_ofg_UnsecuredPersonalLoansMember_3834" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_3833" xlink:to="Locator_ofg_UnsecuredPersonalLoansMember_3834" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3835" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashCollateralPersonalLoansMember" xlink:label="Locator_ofg_CashCollateralPersonalLoansMember_3836" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_3835" xlink:to="Locator_ofg_CashCollateralPersonalLoansMember_3836" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3785" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3786" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3785" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3786" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3795" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3796" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3795" xlink:to="Locator_us-gaap_MortgagesMember_3796" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3797" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3798" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3797" xlink:to="Locator_us-gaap_CommercialLoanMember_3798" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3799" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3800" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3799" xlink:to="Locator_us-gaap_ConsumerLoanMember_3800" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3801" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_3802" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3801" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_3802" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3803" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_3804" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3803" xlink:to="Locator_us-gaap_AutomobileLoanMember_3804" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_3771" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentTable" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3772" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_3771" xlink:to="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3772" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentTable" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3775" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3776" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3775" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3776" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentTable" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3777" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3778" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3777" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3778" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_3849" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3850" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_3849" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3850" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableCreditQualityIndicatorOfLoansDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3947" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateCommercialSecuredMember" xlink:label="Locator_ofg_CorporateCommercialSecuredMember_3948" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3947" xlink:to="Locator_ofg_CorporateCommercialSecuredMember_3948" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3949" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalCommercialSecuredMember" xlink:label="Locator_ofg_InstitutionalCommercialSecuredMember_3950" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3949" xlink:to="Locator_ofg_InstitutionalCommercialSecuredMember_3950" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3951" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketCommercialSecuredMember" xlink:label="Locator_ofg_MiddleMarketCommercialSecuredMember_3952" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3951" xlink:to="Locator_ofg_MiddleMarketCommercialSecuredMember_3952" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3953" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailCommercialSecuredMember" xlink:label="Locator_ofg_RetailCommercialSecuredMember_3954" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3953" xlink:to="Locator_ofg_RetailCommercialSecuredMember_3954" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3955" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanCommercialSecuredMember" xlink:label="Locator_ofg_FloorPlanCommercialSecuredMember_3956" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3955" xlink:to="Locator_ofg_FloorPlanCommercialSecuredMember_3956" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3957" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateCommercialSecuredMember" xlink:label="Locator_ofg_RealEstateCommercialSecuredMember_3958" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CommercialSecuredMember_3957" xlink:to="Locator_ofg_RealEstateCommercialSecuredMember_3958" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_3959" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_3960" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_3959" xlink:to="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_3960" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4001" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4002" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4001" xlink:to="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4002" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_3963" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAcquiredLoansUnderAsc31020Member" xlink:label="Locator_ofg_CommercialAcquiredLoansUnderAsc31020Member_3964" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_3963" xlink:to="Locator_ofg_CommercialAcquiredLoansUnderAsc31020Member_3964" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_3961" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_3962" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_3961" xlink:to="Locator_ofg_NonAcquiredLoanMember_3962" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3939" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_3940" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3939" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_3940" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_3943" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeAxis" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeAxis_3944" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_3943" xlink:to="Locator_ofg_FinancingReceivablesInvestmentTypeAxis_3944" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeAxis" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeAxis_3965" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3966" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeAxis_3965" xlink:to="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3966" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeAxis" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeAxis_3999" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4000" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeAxis_3999" xlink:to="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4000" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3967" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3968" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3967" xlink:to="Locator_ofg_CommercialSecuredMember_3968" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3969" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_3970" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3969" xlink:to="Locator_ofg_OtherCommercialAndIndustrialMember_3970" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_3977" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateOtherCommercialMember" xlink:label="Locator_ofg_CorporateOtherCommercialMember_3978" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialAndIndustrialMember_3977" xlink:to="Locator_ofg_CorporateOtherCommercialMember_3978" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_3979" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalOtherCommercialMember" xlink:label="Locator_ofg_InstitutionalOtherCommercialMember_3980" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialAndIndustrialMember_3979" xlink:to="Locator_ofg_InstitutionalOtherCommercialMember_3980" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_3981" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketOtherCommercialMember" xlink:label="Locator_ofg_MiddleMarketOtherCommercialMember_3982" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialAndIndustrialMember_3981" xlink:to="Locator_ofg_MiddleMarketOtherCommercialMember_3982" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_3983" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailOtherCommercialMember" xlink:label="Locator_ofg_RetailOtherCommercialMember_3984" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialAndIndustrialMember_3983" xlink:to="Locator_ofg_RetailOtherCommercialMember_3984" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_3985" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanOtherCommercialMember" xlink:label="Locator_ofg_FloorPlanOtherCommercialMember_3986" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_OtherCommercialAndIndustrialMember_3985" xlink:to="Locator_ofg_FloorPlanOtherCommercialMember_3986" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3971" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndCommercialRealEstateMember" xlink:label="Locator_ofg_ConstructionAndCommercialRealEstateMember_3972" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3971" xlink:to="Locator_ofg_ConstructionAndCommercialRealEstateMember_3972" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3973" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3974" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3973" xlink:to="Locator_us-gaap_CommercialLoanMember_3974" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3975" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalCommercialSubjectToRiskRatingMember" xlink:label="Locator_ofg_TotalCommercialSubjectToRiskRatingMember_3976" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_3975" xlink:to="Locator_ofg_TotalCommercialSubjectToRiskRatingMember_3976" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_3945" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_3946" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_3945" xlink:to="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_3946" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3987" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3988" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3987" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3988" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3989" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingPass" xlink:label="Locator_ofg_RiskRatingPass_3990" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3989" xlink:to="Locator_ofg_RiskRatingPass_3990" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3991" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingSpecialMention" xlink:label="Locator_ofg_RiskRatingSpecialMention_3992" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3991" xlink:to="Locator_ofg_RiskRatingSpecialMention_3992" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3993" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingSubstandard" xlink:label="Locator_ofg_RiskRatingSubstandard_3994" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3993" xlink:to="Locator_ofg_RiskRatingSubstandard_3994" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3995" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingDoubtful" xlink:label="Locator_ofg_RiskRatingDoubtful_3996" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3995" xlink:to="Locator_ofg_RiskRatingDoubtful_3996" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3997" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_3998" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3997" xlink:to="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_3998" order="6.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableRiskCategoryOfGrossLoansNotSubjectToRiskRatingDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4123" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4124" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4123" xlink:to="Locator_us-gaap_ReceivableTypeDomain_4124" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4073" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" xlink:label="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4074" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4073" xlink:to="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4074" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" xlink:label="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4075" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedLoansNotSubjectToRiskRatingMember" xlink:label="Locator_ofg_OriginatedLoansNotSubjectToRiskRatingMember_4076" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4075" xlink:to="Locator_ofg_OriginatedLoansNotSubjectToRiskRatingMember_4076" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" xlink:label="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4077" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" xlink:label="Locator_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_4078" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4077" xlink:to="Locator_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_4078" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4089" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4090" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_4089" xlink:to="Locator_us-gaap_ConventionalLoanMember_4090" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4099" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedUpToYear2002Member" xlink:label="Locator_ofg_OriginatedUpToYear2002Member_4100" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_4099" xlink:to="Locator_ofg_OriginatedUpToYear2002Member_4100" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4101" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2003And2004Member" xlink:label="Locator_ofg_OriginatedInYears2003And2004Member_4102" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_4101" xlink:to="Locator_ofg_OriginatedInYears2003And2004Member_4102" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4103" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2005Member" xlink:label="Locator_ofg_OriginatedInYear2005Member_4104" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_4103" xlink:to="Locator_ofg_OriginatedInYear2005Member_4104" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4105" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2006Member" xlink:label="Locator_ofg_OriginatedInYear2006Member_4106" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_4105" xlink:to="Locator_ofg_OriginatedInYear2006Member_4106" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4107" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears20072008And2009Member" xlink:label="Locator_ofg_OriginatedInYears20072008And2009Member_4108" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_4107" xlink:to="Locator_ofg_OriginatedInYears20072008And2009Member_4108" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4109" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2010201120122013Member" xlink:label="Locator_ofg_OriginatedInYears2010201120122013Member_4110" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_4109" xlink:to="Locator_ofg_OriginatedInYears2010201120122013Member_4110" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4111" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Originatedinyears2014and2015Member" xlink:label="Locator_ofg_Originatedinyears2014and2015Member_4112" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConventionalLoanMember_4111" xlink:to="Locator_ofg_Originatedinyears2014and2015Member_4112" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4091" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NontraditionalMortgageMember" xlink:label="Locator_ofg_NontraditionalMortgageMember_4092" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_4091" xlink:to="Locator_ofg_NontraditionalMortgageMember_4092" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4093" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" xlink:label="Locator_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember_4094" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_4093" xlink:to="Locator_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember_4094" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4095" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HomeEquitySecuredPersonalLoansMember" xlink:label="Locator_ofg_HomeEquitySecuredPersonalLoansMember_4096" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_4095" xlink:to="Locator_ofg_HomeEquitySecuredPersonalLoansMember_4096" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4097" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionOnSecuritiesMember" xlink:label="Locator_us-gaap_OptionOnSecuritiesMember_4098" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_MortgagesMember_4097" xlink:to="Locator_us-gaap_OptionOnSecuritiesMember_4098" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4113" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="Locator_us-gaap_CreditCardReceivablesMember_4114" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_4113" xlink:to="Locator_us-gaap_CreditCardReceivablesMember_4114" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4115" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankOverdraftsMember" xlink:label="Locator_us-gaap_BankOverdraftsMember_4116" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_4115" xlink:to="Locator_us-gaap_BankOverdraftsMember_4116" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4117" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLinesOfCreditMember" xlink:label="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_4118" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_4117" xlink:to="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_4118" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4119" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLoansMember" xlink:label="Locator_ofg_UnsecuredPersonalLoansMember_4120" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_4119" xlink:to="Locator_ofg_UnsecuredPersonalLoansMember_4120" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4121" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashCollateralPersonalLoansMember" xlink:label="Locator_ofg_CashCollateralPersonalLoansMember_4122" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ConsumerLoanMember_4121" xlink:to="Locator_ofg_CashCollateralPersonalLoansMember_4122" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4079" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4080" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4079" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4080" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4081" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4082" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4081" xlink:to="Locator_us-gaap_MortgagesMember_4082" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4083" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4084" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4083" xlink:to="Locator_us-gaap_ConsumerLoanMember_4084" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4085" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_4086" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4085" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_4086" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4087" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_4088" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4087" xlink:to="Locator_us-gaap_AutomobileLoanMember_4088" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4069" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4070" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4069" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4070" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4071" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4072" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4071" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4072" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4065" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4066" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4065" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4066" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_4126" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4125" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_4126" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4127" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue_4128" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4127" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue_4128" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4129" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_4130" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4129" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_4130" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4131" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_4132" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4131" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_4132" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4133" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue_4134" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4133" xlink:to="Locator_ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue_4134" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4135" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue_4136" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4135" xlink:to="Locator_ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue_4136" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4137" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue_4138" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4137" xlink:to="Locator_ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue_4138" order="7.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4139" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4140" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4139" xlink:to="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4140" order="8.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableTDRPrePostModificationsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4219" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4220" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4219" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4220" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4221" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4222" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4221" xlink:to="Locator_us-gaap_MortgagesMember_4222" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4223" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4224" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4223" xlink:to="Locator_us-gaap_CommercialLoanMember_4224" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4225" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4226" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4225" xlink:to="Locator_us-gaap_ConsumerLoanMember_4226" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4227" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_4228" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4227" xlink:to="Locator_us-gaap_AutomobileLoanMember_4228" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4229" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:label="Locator_us-gaap_FinancingReceivableModificationsNumberOfContracts2_4230" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4229" xlink:to="Locator_us-gaap_FinancingReceivableModificationsNumberOfContracts2_4230" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4231" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:label="Locator_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_4232" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4231" xlink:to="Locator_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_4232" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4233" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreModificationWeightedAverageRate" xlink:label="Locator_ofg_PreModificationWeightedAverageRate_4234" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4233" xlink:to="Locator_ofg_PreModificationWeightedAverageRate_4234" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4235" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreModificationWeightedAverageTerm" xlink:label="Locator_ofg_PreModificationWeightedAverageTerm_4236" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4235" xlink:to="Locator_ofg_PreModificationWeightedAverageTerm_4236" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4237" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:label="Locator_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_4238" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4237" xlink:to="Locator_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_4238" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4239" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PostModificationWeightedAverageRate" xlink:label="Locator_ofg_PostModificationWeightedAverageRate_4240" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4239" xlink:to="Locator_ofg_PostModificationWeightedAverageRate_4240" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4241" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PostModificationWeightedAverageTerm" xlink:label="Locator_ofg_PostModificationWeightedAverageTerm_4242" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4241" xlink:to="Locator_ofg_PostModificationWeightedAverageTerm_4242" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4213" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4214" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4213" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4214" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4217" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4218" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4217" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4218" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesAllowanceForLoanAndLeaseLossesDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4307" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4308" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4307" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4308" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4309" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_4310" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4309" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_4310" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4311" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="Locator_ofg_AccountedForUnderAsc31030Member_4312" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4311" xlink:to="Locator_ofg_AccountedForUnderAsc31030Member_4312" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4279" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4280" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4279" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4280" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4295" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="Locator_us-gaap_ConstructionLoansMember_4296" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4295" xlink:to="Locator_us-gaap_ConstructionLoansMember_4296" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4289" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceLeasesPortfolioSegmentMember" xlink:label="Locator_us-gaap_FinanceLeasesPortfolioSegmentMember_4290" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4289" xlink:to="Locator_us-gaap_FinanceLeasesPortfolioSegmentMember_4290" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4281" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4282" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4281" xlink:to="Locator_us-gaap_MortgagesMember_4282" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4283" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4284" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4283" xlink:to="Locator_us-gaap_CommercialLoanMember_4284" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4285" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4286" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4285" xlink:to="Locator_us-gaap_ConsumerLoanMember_4286" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4291" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_4292" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4291" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_4292" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4293" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="Locator_us-gaap_UnallocatedFinancingReceivablesMember_4294" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4293" xlink:to="Locator_us-gaap_UnallocatedFinancingReceivablesMember_4294" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4287" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_4288" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4287" xlink:to="Locator_us-gaap_AutomobileLoanMember_4288" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4297" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4298" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4297" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4298" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4299" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="Locator_ofg_CommercialAndOtherConstructionMember_4300" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4299" xlink:to="Locator_ofg_CommercialAndOtherConstructionMember_4300" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4313" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4314" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4313" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4314" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4315" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4316" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4315" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4316" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4317" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_4318" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4317" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_4318" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4319" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_4320" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4319" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_4320" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4321" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_4322" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4321" xlink:to="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_4322" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4259" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4260" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4259" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4260" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4275" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4276" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4275" xlink:to="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4276" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4301" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4302" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4301" xlink:to="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4302" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4305" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansMember" xlink:label="Locator_ofg_AcquiredLoansMember_4306" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4305" xlink:to="Locator_ofg_AcquiredLoansMember_4306" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4303" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_4304" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4303" xlink:to="Locator_ofg_NonAcquiredLoanMember_4304" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4277" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4278" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4277" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4278" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4273" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4274" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4273" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4274" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesGrossLoanAndAllowanceForLoanAndLeaseLossesDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4407" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4408" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4407" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4408" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4409" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_4410" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4409" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_4410" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4411" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="Locator_ofg_AccountedForUnderAsc31030Member_4412" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4411" xlink:to="Locator_ofg_AccountedForUnderAsc31030Member_4412" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4387" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4388" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4387" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4388" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4395" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AuotomobileloansportfoliosegmentMember" xlink:label="Locator_ofg_AuotomobileloansportfoliosegmentMember_4396" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4395" xlink:to="Locator_ofg_AuotomobileloansportfoliosegmentMember_4396" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4397" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceLeasesPortfolioSegmentMember" xlink:label="Locator_us-gaap_FinanceLeasesPortfolioSegmentMember_4398" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4397" xlink:to="Locator_us-gaap_FinanceLeasesPortfolioSegmentMember_4398" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4389" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4390" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4389" xlink:to="Locator_us-gaap_MortgagesMember_4390" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4391" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4392" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4391" xlink:to="Locator_us-gaap_CommercialLoanMember_4392" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4393" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4394" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4393" xlink:to="Locator_us-gaap_ConsumerLoanMember_4394" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4399" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_4400" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4399" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_4400" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="Locator_us-gaap_UnallocatedFinancingReceivablesMember_4402" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4401" xlink:to="Locator_us-gaap_UnallocatedFinancingReceivablesMember_4402" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4413" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_4414" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4413" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_4414" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4415" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_4416" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4415" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_4416" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4417" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4418" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4417" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4418" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4419" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4420" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4419" xlink:to="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4420" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4421" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_4422" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4421" xlink:to="Locator_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_4422" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4423" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_4424" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4423" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_4424" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4377" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4378" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4377" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4378" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4383" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4384" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4383" xlink:to="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4384" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4403" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4404" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4403" xlink:to="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4404" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4405" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_4406" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4405" xlink:to="Locator_ofg_NonAcquiredLoanMember_4406" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4385" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4386" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4385" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4386" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4381" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4382" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4381" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4382" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableEurobankAcquiredLoanCarryingAmountsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4473" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable_4474" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4473" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable_4474" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable_4483" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4484" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable_4483" xlink:to="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4484" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4485" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4486" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4485" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4486" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4505" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4506" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4505" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4506" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4489" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedSC31030NonCoveredLoansMember" xlink:label="Locator_ofg_AccountedSC31030NonCoveredLoansMember_4490" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4489" xlink:to="Locator_ofg_AccountedSC31030NonCoveredLoansMember_4490" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4487" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4488" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4487" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4488" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4491" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="Locator_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_4492" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4491" xlink:to="Locator_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_4492" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4493" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAccretableDiscount" xlink:label="Locator_ofg_NonAccretableDiscount_4494" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4493" xlink:to="Locator_ofg_NonAccretableDiscount_4494" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4495" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_4496" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4495" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_4496" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4497" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYield" xlink:label="Locator_ofg_AccretableYield_4498" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4497" xlink:to="Locator_ofg_AccretableYield_4498" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4499" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_4500" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4499" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_4500" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4501" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4502" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4501" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4502" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4503" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_4504" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4503" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_4504" order="7.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableAccretableYieldAndNonaccretableDiscountActivityDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4555" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4556" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4555" xlink:to="Locator_us-gaap_ReceivableTypeDomain_4556" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4557" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4558" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4557" xlink:to="Locator_us-gaap_MortgagesMember_4558" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4561" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="Locator_us-gaap_ConstructionLoansMember_4562" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4561" xlink:to="Locator_us-gaap_ConstructionLoansMember_4562" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4563" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_4564" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4563" xlink:to="Locator_us-gaap_AutomobileLoanMember_4564" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4559" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4560" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4559" xlink:to="Locator_us-gaap_CommercialLoanMember_4560" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4565" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4566" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4565" xlink:to="Locator_us-gaap_ConsumerLoanMember_4566" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4551" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4552" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4551" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4552" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4553" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedSC31030NonCoveredLoansMember" xlink:label="Locator_ofg_AccountedSC31030NonCoveredLoansMember_4554" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4553" xlink:to="Locator_ofg_AccountedSC31030NonCoveredLoansMember_4554" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4521" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4522" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4521" xlink:to="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4522" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4547" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4548" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4547" xlink:to="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4548" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4549" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4550" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4549" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4550" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4567" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4568" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4567" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4568" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4571" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions_4572" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4571" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions_4572" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4569" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_4570" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4569" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_4570" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4573" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_4574" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4573" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_4574" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4575" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInExpectedCashFlow" xlink:label="Locator_ofg_ChangeInExpectedCashFlow_4576" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4575" xlink:to="Locator_ofg_ChangeInExpectedCashFlow_4576" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4577" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference_4578" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4577" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference_4578" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4579" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4580" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4579" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4580" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4583" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions_4584" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4583" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions_4584" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4581" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_4582" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4581" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_4582" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4585" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses_4586" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4585" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses_4586" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4587" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield_4588" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4587" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield_4588" order="4.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesAllowanceForAcquiredEurobankLoanAndLeaseLossesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4637" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4638" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4637" xlink:to="Locator_us-gaap_CommercialLoanMember_4638" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4635" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4636" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4635" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4636" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4641" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_4642" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4641" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_4642" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4639" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4640" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4639" xlink:to="Locator_us-gaap_ConsumerLoanMember_4640" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4643" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4644" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4643" xlink:to="Locator_us-gaap_ReceivableTypeDomain_4644" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4631" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4632" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4631" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4632" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4613" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableAcquiredTable" xlink:label="Locator_ofg_LoansReceivableAcquiredTable_4614" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4613" xlink:to="Locator_ofg_LoansReceivableAcquiredTable_4614" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableAcquiredTable" xlink:label="Locator_ofg_LoansReceivableAcquiredTable_4627" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableCoveredAxis" xlink:label="Locator_ofg_LoansReceivableCoveredAxis_4628" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_LoansReceivableAcquiredTable_4627" xlink:to="Locator_ofg_LoansReceivableCoveredAxis_4628" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableCoveredAxis" xlink:label="Locator_ofg_LoansReceivableCoveredAxis_4633" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4634" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_LoansReceivableCoveredAxis_4633" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4634" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableCoveredAxis" xlink:label="Locator_ofg_LoansReceivableCoveredAxis_4655" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4656" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_LoansReceivableCoveredAxis_4655" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4656" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableAcquiredTable" xlink:label="Locator_ofg_LoansReceivableAcquiredTable_4629" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4630" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_LoansReceivableAcquiredTable_4629" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4630" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4645" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4646" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4645" xlink:to="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4646" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4647" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4648" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4647" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4648" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4649" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_4650" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4649" xlink:to="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_4650" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4651" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_4652" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4651" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_4652" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4653" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries" xlink:label="Locator_ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries_4654" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4653" xlink:to="Locator_ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries_4654" order="4.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableRecordedInvestmentInLoansIndividuallyEvaluatedForImpairmentDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4701" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4702" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4701" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4702" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4703" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoansWithSpecificAllowanceMember" xlink:label="Locator_ofg_CommercialImpairedLoansWithSpecificAllowanceMember_4704" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4703" xlink:to="Locator_ofg_CommercialImpairedLoansWithSpecificAllowanceMember_4704" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4705" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" xlink:label="Locator_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember_4706" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4705" xlink:to="Locator_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember_4706" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4707" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" xlink:label="Locator_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember_4708" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4707" xlink:to="Locator_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember_4708" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4709" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageImpairedLoanPoolMember" xlink:label="Locator_ofg_MortgageImpairedLoanPoolMember_4710" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4709" xlink:to="Locator_ofg_MortgageImpairedLoanPoolMember_4710" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4711" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoanPoolMember" xlink:label="Locator_ofg_CommercialImpairedLoanPoolMember_4712" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4711" xlink:to="Locator_ofg_CommercialImpairedLoanPoolMember_4712" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4713" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionImpairedLoanPoolMember" xlink:label="Locator_ofg_ConstructionImpairedLoanPoolMember_4714" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4713" xlink:to="Locator_ofg_ConstructionImpairedLoanPoolMember_4714" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4715" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoImpairedLoanPoolMember" xlink:label="Locator_ofg_AutoImpairedLoanPoolMember_4716" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4715" xlink:to="Locator_ofg_AutoImpairedLoanPoolMember_4716" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4717" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConsumerImpairedLoanPoolMember" xlink:label="Locator_ofg_ConsumerImpairedLoanPoolMember_4718" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4717" xlink:to="Locator_ofg_ConsumerImpairedLoanPoolMember_4718" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4721" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" xlink:label="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_4722" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4721" xlink:to="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_4722" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4719" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4720" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4719" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4720" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4723" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="Locator_ofg_CommercialAndOtherConstructionMember_4724" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4723" xlink:to="Locator_ofg_CommercialAndOtherConstructionMember_4724" order="11.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4725" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4726" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4725" xlink:to="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4726" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4727" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_4728" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4727" xlink:to="Locator_ofg_NonAcquiredLoanMember_4728" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4729" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_4730" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4729" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_4730" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4731" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="Locator_ofg_AccountedForUnderAsc31030Member_4732" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4731" xlink:to="Locator_ofg_AccountedForUnderAsc31030Member_4732" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4733" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4734" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4733" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4734" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_4735" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_4736" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_4735" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_4736" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_4737" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_4738" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_4737" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_4738" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_4739" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableAllowance_4740" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_4739" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableAllowance_4740" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_4741" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AllowanceToLoansCoverage" xlink:label="Locator_ofg_AllowanceToLoansCoverage_4742" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_4741" xlink:to="Locator_ofg_AllowanceToLoansCoverage_4742" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_4693" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4694" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_4693" xlink:to="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4694" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4699" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4700" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4699" xlink:to="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4700" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4697" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4698" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4697" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4698" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableTroubledDebtRestructuringsRollingTwelveMonthsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4941" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4942" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4941" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4942" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4943" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4944" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4943" xlink:to="Locator_us-gaap_MortgagesMember_4944" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4945" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4946" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4945" xlink:to="Locator_us-gaap_CommercialLoanMember_4946" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4947" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4948" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4947" xlink:to="Locator_us-gaap_ConsumerLoanMember_4948" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4935" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4936" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4935" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4936" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4939" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4940" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4939" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4940" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4949" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths" xlink:label="Locator_ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths_4950" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4949" xlink:to="Locator_ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths_4950" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4951" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="Locator_us-gaap_FinancingReceivableModificationsRecordedInvestment_4952" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4951" xlink:to="Locator_us-gaap_FinancingReceivableModificationsRecordedInvestment_4952" order="2.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureBorrowingsAdvancesFromTheFederalHomeLoanBankDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_4979" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="Locator_us-gaap_LongtermDebtTypeAxis_4980" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_4979" xlink:to="Locator_us-gaap_LongtermDebtTypeAxis_4980" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="Locator_us-gaap_LongtermDebtTypeAxis_4985" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="Locator_us-gaap_LongtermDebtTypeDomain_4986" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_LongtermDebtTypeAxis_4985" xlink:to="Locator_us-gaap_LongtermDebtTypeDomain_4986" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="Locator_us-gaap_LongtermDebtTypeAxis_5043" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="Locator_us-gaap_LongtermDebtTypeDomain_5044" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_LongtermDebtTypeAxis_5043" xlink:to="Locator_us-gaap_LongtermDebtTypeDomain_5044" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="Locator_us-gaap_LongtermDebtTypeDomain_4987" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_4988" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LongtermDebtTypeDomain_4987" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_4988" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_4981" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtDueDateAxis" xlink:label="Locator_ofg_LongTermandShortTermDebtDueDateAxis_4982" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_4981" xlink:to="Locator_ofg_LongTermandShortTermDebtDueDateAxis_4982" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtDueDateAxis" xlink:label="Locator_ofg_LongTermandShortTermDebtDueDateAxis_4989" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4990" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_LongTermandShortTermDebtDueDateAxis_4989" xlink:to="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4990" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtDueDateAxis" xlink:label="Locator_ofg_LongTermandShortTermDebtDueDateAxis_5041" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5042" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_LongTermandShortTermDebtDueDateAxis_5041" xlink:to="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5042" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4991" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January42016Member" xlink:label="Locator_ofg_January42016Member_4992" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4991" xlink:to="Locator_ofg_January42016Member_4992" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4993" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January112016Member" xlink:label="Locator_ofg_January112016Member_4994" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4993" xlink:to="Locator_ofg_January112016Member_4994" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4995" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January192016Member" xlink:label="Locator_ofg_January192016Member_4996" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4995" xlink:to="Locator_ofg_January192016Member_4996" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4997" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January252016Member" xlink:label="Locator_ofg_January252016Member_4998" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4997" xlink:to="Locator_ofg_January252016Member_4998" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4999" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January292016Member" xlink:label="Locator_ofg_January292016Member_5000" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_4999" xlink:to="Locator_ofg_January292016Member_5000" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5001" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January4120162Member" xlink:label="Locator_ofg_January4120162Member_5002" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5001" xlink:to="Locator_ofg_January4120162Member_5002" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5003" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_April32017Member" xlink:label="Locator_ofg_April32017Member_5004" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5003" xlink:to="Locator_ofg_April32017Member_5004" order="7.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5005" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January162018Member" xlink:label="Locator_ofg_January162018Member_5006" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5005" xlink:to="Locator_ofg_January162018Member_5006" order="8.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5007" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_July202020Member" xlink:label="Locator_ofg_July202020Member_5008" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5007" xlink:to="Locator_ofg_July202020Member_5008" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_4983" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtAmountAxis" xlink:label="Locator_ofg_LongTermandShortTermDebtAmountAxis_4984" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_4983" xlink:to="Locator_ofg_LongTermandShortTermDebtAmountAxis_4984" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtAmountAxis" xlink:label="Locator_ofg_LongTermandShortTermDebtAmountAxis_5009" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5010" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_LongTermandShortTermDebtAmountAxis_5009" xlink:to="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5010" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtAmountAxis" xlink:label="Locator_ofg_LongTermandShortTermDebtAmountAxis_5039" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5040" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_LongTermandShortTermDebtAmountAxis_5039" xlink:to="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5040" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5011" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TwentyFiveMillionsMember" xlink:label="Locator_ofg_TwentyFiveMillionsMember_5012" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5011" xlink:to="Locator_ofg_TwentyFiveMillionsMember_5012" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5013" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FiftyMillionsMember" xlink:label="Locator_ofg_FiftyMillionsMember_5014" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5013" xlink:to="Locator_ofg_FiftyMillionsMember_5014" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5015" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OneHundredMillionsMember" xlink:label="Locator_ofg_OneHundredMillionsMember_5016" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5015" xlink:to="Locator_ofg_OneHundredMillionsMember_5016" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5017" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourMillionMember" xlink:label="Locator_ofg_FourMillionMember_5018" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5017" xlink:to="Locator_ofg_FourMillionMember_5018" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5019" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourtyMillionMember" xlink:label="Locator_ofg_FourtyMillionMember_5020" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5019" xlink:to="Locator_ofg_FourtyMillionMember_5020" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5021" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirtyMillionMember" xlink:label="Locator_ofg_ThirtyMillionMember_5022" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5021" xlink:to="Locator_ofg_ThirtyMillionMember_5022" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5023" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TenMillionMember" xlink:label="Locator_ofg_TenMillionMember_5024" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5023" xlink:to="Locator_ofg_TenMillionMember_5024" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_4977" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_4978" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_4977" xlink:to="Locator_us-gaap_DebtInstrumentAxis_4978" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_5025" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5026" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_DebtInstrumentAxis_5025" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_5026" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5027" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" xlink:label="Locator_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember_5028" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_5027" xlink:to="Locator_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember_5028" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5029" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalloanhomebankadvanceslongtermperiodmaturedMember" xlink:label="Locator_ofg_FederalloanhomebankadvanceslongtermperiodmaturedMember_5030" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_5029" xlink:to="Locator_ofg_FederalloanhomebankadvanceslongtermperiodmaturedMember_5030" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdvancesFromFederalHomeLoanBanksLineItems" xlink:label="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_4973" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_4974" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_4973" xlink:to="Locator_us-gaap_DebtInstrumentTable_4974" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdvancesFromFederalHomeLoanBanksLineItems" xlink:label="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_5031" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_5032" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_5031" xlink:to="Locator_us-gaap_DebtAndCapitalLeaseObligations_5032" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdvancesFromFederalHomeLoanBanksLineItems" xlink:label="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_5033" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_5034" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_5033" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_5034" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdvancesFromFederalHomeLoanBanksLineItems" xlink:label="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_5035" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesSettlementDate" xlink:label="Locator_ofg_FhlbAdvancesSettlementDate_5036" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_5035" xlink:to="Locator_ofg_FhlbAdvancesSettlementDate_5036" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdvancesFromFederalHomeLoanBanksLineItems" xlink:label="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_5037" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesMaturityDate" xlink:label="Locator_ofg_FhlbAdvancesMaturityDate_5038" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_5037" xlink:to="Locator_ofg_FhlbAdvancesMaturityDate_5038" order="4.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableInterestIncomeRecognizedInLoansIndividuallyEvaluatedForImpairmentDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5147" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5148" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5147" xlink:to="Locator_us-gaap_ReceivableTypeDomain_5148" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5133" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_5134" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5133" xlink:to="Locator_ofg_LoanMember_5134" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_5135" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedLoansMember" xlink:label="Locator_ofg_OriginatedLoansMember_5136" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LoanMember_5135" xlink:to="Locator_ofg_OriginatedLoansMember_5136" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_5137" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_5138" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LoanMember_5137" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_5138" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_5139" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5140" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LoanMember_5139" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5140" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5141" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5142" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5141" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5142" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5145" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TroubledDebtRestructuringMember" xlink:label="Locator_ofg_TroubledDebtRestructuringMember_5146" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5145" xlink:to="Locator_ofg_TroubledDebtRestructuringMember_5146" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5143" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_5144" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5143" xlink:to="Locator_us-gaap_CommercialLoanMember_5144" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_5105" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5106" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_5105" xlink:to="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5106" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5129" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5130" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5129" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5130" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5131" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5132" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5131" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5132" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_5149" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5150" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_5149" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5150" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5151" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_5152" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5151" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_5152" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5153" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_5154" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5153" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_5154" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5155" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_5156" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5155" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_5156" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_5157" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5158" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_5157" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5158" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5159" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_5160" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5159" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_5160" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5161" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_5162" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5161" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_5162" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5163" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_5164" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5163" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_5164" order="3.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BorrowingsRedemptionFundDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5255" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_5256" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_5255" xlink:to="Locator_us-gaap_DebtInstrumentAxis_5256" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_5257" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5258" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_DebtInstrumentAxis_5257" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_5258" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_5259" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5260" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_DebtInstrumentAxis_5259" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_5260" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5261" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RedemptionFundMember" xlink:label="Locator_ofg_RedemptionFundMember_5262" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_5261" xlink:to="Locator_ofg_RedemptionFundMember_5262" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5263" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5264" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_5263" xlink:to="Locator_us-gaap_DebtInstrumentTable_5264" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5265" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFundObligations" xlink:label="Locator_ofg_DebtInstrumentCumulativeSinkingFundObligations_5266" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_5265" xlink:to="Locator_ofg_DebtInstrumentCumulativeSinkingFundObligations_5266" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5267" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_5268" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_5267" xlink:to="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_5268" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5269" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_5270" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_5269" xlink:to="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_5270" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5271" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:label="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_5272" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_5271" xlink:to="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_5272" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5273" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFund" xlink:label="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5274" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_5273" xlink:to="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5274" order="5.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeChangesInOtherComprehensiveIncomeByComponentsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_5315" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5316" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_StatementEquityComponentsAxis_5315" xlink:to="Locator_us-gaap_EquityComponentDomain_5316" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5317" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember_5318" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityComponentDomain_5317" xlink:to="Locator_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember_5318" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5319" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" xlink:label="Locator_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_5320" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityComponentDomain_5319" xlink:to="Locator_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_5320" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5321" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_5322" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityComponentDomain_5321" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_5322" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5309" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_5310" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5309" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_5310" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_5313" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_5314" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_5313" xlink:to="Locator_us-gaap_StatementEquityComponentsAxis_5314" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5323" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax_5324" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5323" xlink:to="Locator_ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax_5324" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax_5326" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5325" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax_5326" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5327" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities_5328" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5327" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities_5328" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5329" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationOutOfAccumulatedOtherComprehensiveIncome" xlink:label="Locator_ofg_ReclassificationOutOfAccumulatedOtherComprehensiveIncome_5330" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5329" xlink:to="Locator_ofg_ReclassificationOutOfAccumulatedOtherComprehensiveIncome_5330" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5331" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeOtherNetOfTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeOtherNetOfTax_5332" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5331" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeOtherNetOfTax_5332" order="5.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OffsettingArrangementsAssetsOffsettingDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis" xlink:label="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5367" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5368" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5367" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5368" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis" xlink:label="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5369" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5370" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5369" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5370" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5371" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMember" xlink:label="Locator_us-gaap_DerivativeMember_5372" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5371" xlink:to="Locator_us-gaap_DerivativeMember_5372" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5373" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellMember" xlink:label="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellMember_5374" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5373" xlink:to="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellMember_5374" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5375" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsTable" xlink:label="Locator_us-gaap_OffsettingAssetsTable_5376" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5375" xlink:to="Locator_us-gaap_OffsettingAssetsTable_5376" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsTable" xlink:label="Locator_us-gaap_OffsettingAssetsTable_5377" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis" xlink:label="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5378" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_OffsettingAssetsTable_5377" xlink:to="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5378" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5379" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross_5380" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5379" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross_5380" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5381" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability_5382" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5381" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability_5382" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5383" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_5384" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5383" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_5384" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5385" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities_5386" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5385" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities_5386" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5387" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash_5388" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5387" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash_5388" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5389" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_5390" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5389" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_5390" order="6.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OffsettingArrangementLiabilitiesOffsettingDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5425" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesTable" xlink:label="Locator_us-gaap_OffsettingLiabilitiesTable_5426" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5425" xlink:to="Locator_us-gaap_OffsettingLiabilitiesTable_5426" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesTable" xlink:label="Locator_us-gaap_OffsettingLiabilitiesTable_5427" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis" xlink:label="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5428" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_OffsettingLiabilitiesTable_5427" xlink:to="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5428" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis" xlink:label="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5429" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5430" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5429" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5430" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5431" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" xlink:label="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_5432" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5431" xlink:to="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_5432" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5433" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember_5434" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5433" xlink:to="Locator_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember_5434" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5435" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross_5436" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5435" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross_5436" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5437" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset_5438" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5437" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset_5438" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5439" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_5440" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5439" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_5440" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5441" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_5442" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5441" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_5442" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5443" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash_5444" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5443" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash_5444" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5445" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_5446" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5445" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_5446" order="6.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeReclassificationsOutOfOtherComprehensiveIncomeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5493" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable" xlink:label="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_5494" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5493" xlink:to="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_5494" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable" xlink:label="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_5507" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_5508" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_5507" xlink:to="Locator_us-gaap_StatementEquityComponentsAxis_5508" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_5509" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5510" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_StatementEquityComponentsAxis_5509" xlink:to="Locator_us-gaap_EquityComponentDomain_5510" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5511" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_5512" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityComponentDomain_5511" xlink:to="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_5512" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5513" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestRateContract" xlink:label="Locator_ofg_InterestRateContract_5514" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5513" xlink:to="Locator_ofg_InterestRateContract_5514" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5515" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges" xlink:label="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges_5516" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5515" xlink:to="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges_5516" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5517" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_5518" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5517" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_5518" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5519" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision" xlink:label="Locator_ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision_5520" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5519" xlink:to="Locator_ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision_5520" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5521" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs" xlink:label="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs_5522" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5521" xlink:to="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs_5522" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5523" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" xlink:label="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5524" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5523" xlink:to="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5524" order="6.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/GuaranteesNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5555" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGuaranteeObligationsTable" xlink:label="Locator_us-gaap_ScheduleOfGuaranteeObligationsTable_5556" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5555" xlink:to="Locator_us-gaap_ScheduleOfGuaranteeObligationsTable_5556" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGuaranteeObligationsTable" xlink:label="Locator_us-gaap_ScheduleOfGuaranteeObligationsTable_5559" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsByNatureAxis" xlink:label="Locator_us-gaap_GuaranteeObligationsByNatureAxis_5560" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfGuaranteeObligationsTable_5559" xlink:to="Locator_us-gaap_GuaranteeObligationsByNatureAxis_5560" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsByNatureAxis" xlink:label="Locator_us-gaap_GuaranteeObligationsByNatureAxis_5561" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsNatureDomain" xlink:label="Locator_us-gaap_GuaranteeObligationsNatureDomain_5562" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_GuaranteeObligationsByNatureAxis_5561" xlink:to="Locator_us-gaap_GuaranteeObligationsNatureDomain_5562" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsByNatureAxis" xlink:label="Locator_us-gaap_GuaranteeObligationsByNatureAxis_5591" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsNatureDomain" xlink:label="Locator_us-gaap_GuaranteeObligationsNatureDomain_5592" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_GuaranteeObligationsByNatureAxis_5591" xlink:to="Locator_us-gaap_GuaranteeObligationsNatureDomain_5592" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsNatureDomain" xlink:label="Locator_us-gaap_GuaranteeObligationsNatureDomain_5563" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicedMortgageLoanMember" xlink:label="Locator_ofg_ServicedMortgageLoanMember_5564" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsNatureDomain_5563" xlink:to="Locator_ofg_ServicedMortgageLoanMember_5564" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicedMortgageLoanMember" xlink:label="Locator_ofg_ServicedMortgageLoanMember_5567" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanWithRecourseMember" xlink:label="Locator_ofg_LoanWithRecourseMember_5568" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ServicedMortgageLoanMember_5567" xlink:to="Locator_ofg_LoanWithRecourseMember_5568" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicedMortgageLoanMember" xlink:label="Locator_ofg_ServicedMortgageLoanMember_5569" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanServicedUnderRepresentationWarrantiesMember" xlink:label="Locator_ofg_LoanServicedUnderRepresentationWarrantiesMember_5570" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ServicedMortgageLoanMember_5569" xlink:to="Locator_ofg_LoanServicedUnderRepresentationWarrantiesMember_5570" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsNatureDomain" xlink:label="Locator_us-gaap_GuaranteeObligationsNatureDomain_5565" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialGuaranteeMember" xlink:label="Locator_us-gaap_FinancialGuaranteeMember_5566" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsNatureDomain_5565" xlink:to="Locator_us-gaap_FinancialGuaranteeMember_5566" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5571" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding" xlink:label="Locator_us-gaap_ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding_5572" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5571" xlink:to="Locator_us-gaap_ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding_5572" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5573" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchasedLoan" xlink:label="Locator_ofg_RepurchasedLoan_5574" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5573" xlink:to="Locator_ofg_RepurchasedLoan_5574" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5575" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationAllowancesAndReservesBalance" xlink:label="Locator_us-gaap_ValuationAllowancesAndReservesBalance_5576" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5575" xlink:to="Locator_us-gaap_ValuationAllowancesAndReservesBalance_5576" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5577" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse" xlink:label="Locator_ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse_5578" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5577" xlink:to="Locator_ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse_5578" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5579" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse" xlink:label="Locator_ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse_5580" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5579" xlink:to="Locator_ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse_5580" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5581" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FundsAdvancedToInvestorsUnderServicingAgreements" xlink:label="Locator_ofg_FundsAdvancedToInvestorsUnderServicingAgreements_5582" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5581" xlink:to="Locator_ofg_FundsAdvancedToInvestorsUnderServicingAgreements_5582" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5583" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TwoYearsOrLessRecourseObligationTerminationAmount" xlink:label="Locator_ofg_TwoYearsOrLessRecourseObligationTerminationAmount_5584" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5583" xlink:to="Locator_ofg_TwoYearsOrLessRecourseObligationTerminationAmount_5584" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5585" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess" xlink:label="Locator_ofg_PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess_5586" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5585" xlink:to="Locator_ofg_PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess_5586" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5587" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmountOfServicedLoans" xlink:label="Locator_ofg_AmountOfServicedLoans_5588" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5587" xlink:to="Locator_ofg_AmountOfServicedLoans_5588" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5589" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees" xlink:label="Locator_ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees_5590" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5589" xlink:to="Locator_ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees_5590" order="10.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableAccretableYieldAndNonaccretableDiscountActivityOfCoveredLoansDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5641" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5642" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5641" xlink:to="Locator_us-gaap_ReceivableTypeDomain_5642" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5671" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5672" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5671" xlink:to="Locator_us-gaap_ReceivableTypeDomain_5672" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5643" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_5644" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5643" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_5644" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5645" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="Locator_ofg_CommercialAndOtherConstructionMember_5646" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5645" xlink:to="Locator_ofg_CommercialAndOtherConstructionMember_5646" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5647" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" xlink:label="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_5648" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5647" xlink:to="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_5648" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5649" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_5650" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5649" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_5650" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5651" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_5652" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5651" xlink:to="Locator_us-gaap_ConsumerLoanMember_5652" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_5637" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_5638" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_5637" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_5638" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_5639" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5640" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_5639" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5640" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5611" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5612" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5611" xlink:to="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5612" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5633" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_5634" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5633" xlink:to="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_5634" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5635" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5636" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5635" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5636" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5653" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5654" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5653" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5654" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5655" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_5656" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5655" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_5656" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5657" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_5658" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5657" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_5658" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5659" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInExpectedCashFlow" xlink:label="Locator_ofg_ChangeInExpectedCashFlow_5660" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5659" xlink:to="Locator_ofg_ChangeInExpectedCashFlow_5660" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5661" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference_5662" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5661" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference_5662" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5663" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5664" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5663" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5664" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5665" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_5666" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5665" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_5666" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5667" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses_5668" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5667" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses_5668" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5669" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield_5670" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5669" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield_5670" order="3.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesInterestRateSwapNotDesignatedAsHedgingInstrumentsAndTheirTermDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5705" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_5706" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_DerivativeLineItems_5705" xlink:to="Locator_us-gaap_DerivativeTable_5706" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_5707" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_5708" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DerivativeTable_5707" xlink:to="Locator_us-gaap_DerivativeByNatureAxis_5708" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_5709" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_5710" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_DerivativeByNatureAxis_5709" xlink:to="Locator_us-gaap_DerivativeNameDomain_5710" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_5711" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_5712" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeNameDomain_5711" xlink:to="Locator_us-gaap_SwapMember_5712" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_5713" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativesOfferedToClientsMember" xlink:label="Locator_ofg_DerivativesOfferedToClientsMember_5714" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SwapMember_5713" xlink:to="Locator_ofg_DerivativesOfferedToClientsMember_5714" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_5715" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MirrorImageDerivativesMember" xlink:label="Locator_ofg_MirrorImageDerivativesMember_5716" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SwapMember_5715" xlink:to="Locator_ofg_MirrorImageDerivativesMember_5716" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_5717" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateAxis" xlink:label="Locator_ofg_DerivativeByInterestRateAxis_5718" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DerivativeTable_5717" xlink:to="Locator_ofg_DerivativeByInterestRateAxis_5718" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateAxis" xlink:label="Locator_ofg_DerivativeByInterestRateAxis_5719" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_5720" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_DerivativeByInterestRateAxis_5719" xlink:to="Locator_ofg_DerivativeByInterestRateDomain_5720" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_5721" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate513Member" xlink:label="Locator_ofg_Rate513Member_5722" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_5721" xlink:to="Locator_ofg_Rate513Member_5722" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_5723" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate551Member" xlink:label="Locator_ofg_Rate551Member_5724" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_5723" xlink:to="Locator_ofg_Rate551Member_5724" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5725" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="Locator_invest_DerivativeNotionalAmount_5726" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeLineItems_5725" xlink:to="Locator_invest_DerivativeNotionalAmount_5726" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5727" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAverageFixedInterestRate" xlink:label="Locator_us-gaap_DerivativeAverageFixedInterestRate_5728" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeLineItems_5727" xlink:to="Locator_us-gaap_DerivativeAverageFixedInterestRate_5728" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5729" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInceptionDates" xlink:label="Locator_us-gaap_DerivativeInceptionDates_5730" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeLineItems_5729" xlink:to="Locator_us-gaap_DerivativeInceptionDates_5730" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5731" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentContractSettlementDate" xlink:label="Locator_invest_InvestmentContractSettlementDate_5732" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeLineItems_5731" xlink:to="Locator_invest_InvestmentContractSettlementDate_5732" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5733" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMaturityDates" xlink:label="Locator_us-gaap_DerivativeMaturityDates_5734" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DerivativeLineItems_5733" xlink:to="Locator_us-gaap_DerivativeMaturityDates_5734" order="5.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/RestrictedCashCompositionDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_5773" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_5774" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_InvestmentTypeAxis_5773" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_5774" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_5775" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_5776" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_5775" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_5776" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_5777" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMember" xlink:label="Locator_us-gaap_DerivativeMember_5778" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_5777" xlink:to="Locator_us-gaap_DerivativeMember_5778" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_5779" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ResidentialLoansSoldWithRecourseMember" xlink:label="Locator_ofg_ResidentialLoansSoldWithRecourseMember_5780" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_5779" xlink:to="Locator_ofg_ResidentialLoansSoldWithRecourseMember_5780" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems" xlink:label="Locator_us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems_5781" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable" xlink:label="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable_5782" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems_5781" xlink:to="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable_5782" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable" xlink:label="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable_5783" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_5784" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable_5783" xlink:to="Locator_us-gaap_InvestmentTypeAxis_5784" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems" xlink:label="Locator_us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems_5785" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="Locator_us-gaap_RestrictedCashAndCashEquivalents_5786" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems_5785" xlink:to="Locator_us-gaap_RestrictedCashAndCashEquivalents_5786" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesCompositionOfTheCompanysAllowanceForLoanAndLeaseLossesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5813" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5814" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5813" xlink:to="Locator_us-gaap_ReceivableTypeDomain_5814" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5815" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_5816" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5815" xlink:to="Locator_ofg_NonAcquiredLoanMember_5816" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5817" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansMember" xlink:label="Locator_ofg_AcquiredLoansMember_5818" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5817" xlink:to="Locator_ofg_AcquiredLoansMember_5818" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5819" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5820" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5819" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5820" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_5839" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5840" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_5839" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5840" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5841" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_5842" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5841" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_5842" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5843" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="Locator_ofg_AccountedForUnderAsc31030Member_5844" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5843" xlink:to="Locator_ofg_AccountedForUnderAsc31030Member_5844" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5837" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5838" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5837" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5838" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5821" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_5822" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5821" xlink:to="Locator_us-gaap_MortgagesMember_5822" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5823" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_5824" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5823" xlink:to="Locator_us-gaap_CommercialLoanMember_5824" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5825" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_5826" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5825" xlink:to="Locator_us-gaap_ConsumerLoanMember_5826" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5827" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_5828" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5827" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_5828" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5829" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="Locator_us-gaap_UnallocatedFinancingReceivablesMember_5830" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5829" xlink:to="Locator_us-gaap_UnallocatedFinancingReceivablesMember_5830" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5831" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_5832" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5831" xlink:to="Locator_us-gaap_AutomobileLoanMember_5832" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5833" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_5834" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5833" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_5834" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5835" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="Locator_ofg_CommercialAndOtherConstructionMember_5836" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5835" xlink:to="Locator_ofg_CommercialAndOtherConstructionMember_5836" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_5803" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5804" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_5803" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5804" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5807" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5808" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5807" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5808" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5809" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_5810" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5809" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_5810" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5811" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5812" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5811" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5812" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_5845" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableAllowance_5846" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_5845" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableAllowance_5846" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesMaturityYearsOfSwaptionsTiedToSPDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapOptionsContractDueDateLineItems" xlink:label="Locator_ofg_SwapOptionsContractDueDateLineItems_5919" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapoptiontableTable" xlink:label="Locator_ofg_SwapoptiontableTable_5920" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_SwapOptionsContractDueDateLineItems_5919" xlink:to="Locator_ofg_SwapoptiontableTable_5920" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapoptiontableTable" xlink:label="Locator_ofg_SwapoptiontableTable_5921" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajorTypesOfEquitySecuritiesSwaptionAxis" xlink:label="Locator_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_5922" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_SwapoptiontableTable_5921" xlink:to="Locator_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_5922" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajorTypesOfEquitySecuritiesSwaptionAxis" xlink:label="Locator_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_5923" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajortypesofequitysecuritiesswaptionDomain" xlink:label="Locator_ofg_MajortypesofequitysecuritiesswaptionDomain_5924" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_5923" xlink:to="Locator_ofg_MajortypesofequitysecuritiesswaptionDomain_5924" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajorTypesOfEquitySecuritiesSwaptionAxis" xlink:label="Locator_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_5925" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajortypesofequitysecuritiesswaptionDomain" xlink:label="Locator_ofg_MajortypesofequitysecuritiesswaptionDomain_5926" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_5925" xlink:to="Locator_ofg_MajortypesofequitysecuritiesswaptionDomain_5926" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajortypesofequitysecuritiesswaptionDomain" xlink:label="Locator_ofg_MajortypesofequitysecuritiesswaptionDomain_5927" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwaptionMember" xlink:label="Locator_us-gaap_SwaptionMember_5928" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_MajortypesofequitysecuritiesswaptionDomain_5927" xlink:to="Locator_us-gaap_SwaptionMember_5928" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapOptionsContractDueDateLineItems" xlink:label="Locator_ofg_SwapOptionsContractDueDateLineItems_5929" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableAbstract" xlink:label="Locator_us-gaap_ContractReceivableAbstract_5930" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_SwapOptionsContractDueDateLineItems_5929" xlink:to="Locator_us-gaap_ContractReceivableAbstract_5930" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableAbstract" xlink:label="Locator_us-gaap_ContractReceivableAbstract_5931" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueOneYearOrLess" xlink:label="Locator_us-gaap_ContractReceivableDueOneYearOrLess_5932" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ContractReceivableAbstract_5931" xlink:to="Locator_us-gaap_ContractReceivableDueOneYearOrLess_5932" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableAbstract" xlink:label="Locator_us-gaap_ContractReceivableAbstract_5933" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueOneToTwoYears" xlink:label="Locator_us-gaap_ContractReceivableDueOneToTwoYears_5934" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ContractReceivableAbstract_5933" xlink:to="Locator_us-gaap_ContractReceivableDueOneToTwoYears_5934" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableAbstract" xlink:label="Locator_us-gaap_ContractReceivableAbstract_5935" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueTwoToThreeYears" xlink:label="Locator_us-gaap_ContractReceivableDueTwoToThreeYears_5936" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ContractReceivableAbstract_5935" xlink:to="Locator_us-gaap_ContractReceivableDueTwoToThreeYears_5936" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableAbstract" xlink:label="Locator_us-gaap_ContractReceivableAbstract_5937" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms" xlink:label="Locator_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_5938" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ContractReceivableAbstract_5937" xlink:to="Locator_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_5938" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapOptionsContractDueDateLineItems" xlink:label="Locator_ofg_SwapOptionsContractDueDateLineItems_5939" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationFiscalYearMaturityAbstract" xlink:label="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5940" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_SwapOptionsContractDueDateLineItems_5939" xlink:to="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5940" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationFiscalYearMaturityAbstract" xlink:label="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5941" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInNextTwelveMonths" xlink:label="Locator_us-gaap_PurchaseObligationDueInNextTwelveMonths_5942" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5941" xlink:to="Locator_us-gaap_PurchaseObligationDueInNextTwelveMonths_5942" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationFiscalYearMaturityAbstract" xlink:label="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5943" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInSecondYear" xlink:label="Locator_us-gaap_PurchaseObligationDueInSecondYear_5944" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5943" xlink:to="Locator_us-gaap_PurchaseObligationDueInSecondYear_5944" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationFiscalYearMaturityAbstract" xlink:label="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5945" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInThirdYear" xlink:label="Locator_us-gaap_PurchaseObligationDueInThirdYear_5946" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5945" xlink:to="Locator_us-gaap_PurchaseObligationDueInThirdYear_5946" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationFiscalYearMaturityAbstract" xlink:label="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5947" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligation" xlink:label="Locator_us-gaap_PurchaseObligation_5948" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5947" xlink:to="Locator_us-gaap_PurchaseObligation_5948" order="4.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BorrowingsRepurchaseTransactionLiabilityAndMarketValueOfItsUnderlyingCollateralDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_5975" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5976" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_5975" xlink:to="Locator_us-gaap_DebtInstrumentTable_5976" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5979" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_5980" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_5979" xlink:to="Locator_us-gaap_DebtInstrumentAxis_5980" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_5985" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5986" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_DebtInstrumentAxis_5985" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_5986" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5987" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_5988" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_5987" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_5988" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5981" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtDueDateAxis" xlink:label="Locator_ofg_DebtDueDateAxis_5982" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_5981" xlink:to="Locator_ofg_DebtDueDateAxis_5982" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtDueDateAxis" xlink:label="Locator_ofg_DebtDueDateAxis_5989" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_5990" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_DebtDueDateAxis_5989" xlink:to="Locator_ofg_RepurchaseAgreementsDueDateDomain_5990" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_5991" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturityUpTo30DaysMember" xlink:label="Locator_us-gaap_MaturityUpTo30DaysMember_5992" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_5991" xlink:to="Locator_us-gaap_MaturityUpTo30DaysMember_5992" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_5993" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Maturity30To90DaysMember" xlink:label="Locator_us-gaap_Maturity30To90DaysMember_5994" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_5993" xlink:to="Locator_us-gaap_Maturity30To90DaysMember_5994" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_5995" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturityOver90DaysMember" xlink:label="Locator_us-gaap_MaturityOver90DaysMember_5996" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_5995" xlink:to="Locator_us-gaap_MaturityOver90DaysMember_5996" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5983" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_5984" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_DebtInstrumentTable_5983" xlink:to="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_5984" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_5997" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_5998" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_5997" xlink:to="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_5998" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_6015" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6016" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_6015" xlink:to="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6016" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_5999" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="Locator_ofg_FnmaAndFhlmcMember_6000" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_5999" xlink:to="Locator_ofg_FnmaAndFhlmcMember_6000" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6001" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_6002" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6001" xlink:to="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_6002" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6003" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_6004" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6003" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_6004" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6005" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_6006" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6005" xlink:to="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_6006" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6007" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="Locator_us-gaap_USTreasurySecuritiesMember_6008" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6007" xlink:to="Locator_us-gaap_USTreasurySecuritiesMember_6008" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_6009" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability_6010" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_6009" xlink:to="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability_6010" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_6011" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_6012" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_6011" xlink:to="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_6012" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_6013" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseMarketValue" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMarketValue_6014" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_6013" xlink:to="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMarketValue_6014" order="3.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureStockholdersEquitySharesRepurchasedUnderTheStockRepurchaseProgramDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6077" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfTreasuryStockTable" xlink:label="Locator_us-gaap_ClassOfTreasuryStockTable_6078" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6077" xlink:to="Locator_us-gaap_ClassOfTreasuryStockTable_6078" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfTreasuryStockTable" xlink:label="Locator_us-gaap_ClassOfTreasuryStockTable_6081" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramAxis" xlink:label="Locator_us-gaap_ShareRepurchaseProgramAxis_6082" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ClassOfTreasuryStockTable_6081" xlink:to="Locator_us-gaap_ShareRepurchaseProgramAxis_6082" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramAxis" xlink:label="Locator_us-gaap_ShareRepurchaseProgramAxis_6083" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6084" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_ShareRepurchaseProgramAxis_6083" xlink:to="Locator_us-gaap_ShareRepurchaseProgramDomain_6084" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramAxis" xlink:label="Locator_us-gaap_ShareRepurchaseProgramAxis_6125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6126" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_ShareRepurchaseProgramAxis_6125" xlink:to="Locator_us-gaap_ShareRepurchaseProgramDomain_6126" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6085" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FirstQuarterMember" xlink:label="Locator_ofg_FirstQuarterMember_6086" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6085" xlink:to="Locator_ofg_FirstQuarterMember_6086" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FirstQuarterMember" xlink:label="Locator_ofg_FirstQuarterMember_6095" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January2014Member" xlink:label="Locator_ofg_January2014Member_6096" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FirstQuarterMember_6095" xlink:to="Locator_ofg_January2014Member_6096" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FirstQuarterMember" xlink:label="Locator_ofg_FirstQuarterMember_6097" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_February2014Member" xlink:label="Locator_ofg_February2014Member_6098" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FirstQuarterMember_6097" xlink:to="Locator_ofg_February2014Member_6098" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FirstQuarterMember" xlink:label="Locator_ofg_FirstQuarterMember_6099" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_March2014Member" xlink:label="Locator_ofg_March2014Member_6100" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FirstQuarterMember_6099" xlink:to="Locator_ofg_March2014Member_6100" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6087" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecondQuarterMember" xlink:label="Locator_ofg_SecondQuarterMember_6088" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6087" xlink:to="Locator_ofg_SecondQuarterMember_6088" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecondQuarterMember" xlink:label="Locator_ofg_SecondQuarterMember_6113" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_April2015Member" xlink:label="Locator_ofg_April2015Member_6114" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_SecondQuarterMember_6113" xlink:to="Locator_ofg_April2015Member_6114" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecondQuarterMember" xlink:label="Locator_ofg_SecondQuarterMember_6115" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_May2015Member" xlink:label="Locator_ofg_May2015Member_6116" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_SecondQuarterMember_6115" xlink:to="Locator_ofg_May2015Member_6116" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecondQuarterMember" xlink:label="Locator_ofg_SecondQuarterMember_6117" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_June2015Member1Member" xlink:label="Locator_ofg_June2015Member1Member_6118" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_SecondQuarterMember_6117" xlink:to="Locator_ofg_June2015Member1Member_6118" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6089" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirdQuarterMember" xlink:label="Locator_ofg_ThirdQuarterMember_6090" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6089" xlink:to="Locator_ofg_ThirdQuarterMember_6090" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirdQuarterMember" xlink:label="Locator_ofg_ThirdQuarterMember_6107" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_June2015Member" xlink:label="Locator_ofg_June2015Member_6108" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ThirdQuarterMember_6107" xlink:to="Locator_ofg_June2015Member_6108" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirdQuarterMember" xlink:label="Locator_ofg_ThirdQuarterMember_6109" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_July2015Member" xlink:label="Locator_ofg_July2015Member_6110" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ThirdQuarterMember_6109" xlink:to="Locator_ofg_July2015Member_6110" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirdQuarterMember" xlink:label="Locator_ofg_ThirdQuarterMember_6111" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_August2014Member" xlink:label="Locator_ofg_August2014Member_6112" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ThirdQuarterMember_6111" xlink:to="Locator_ofg_August2014Member_6112" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6091" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourthQuarterMember" xlink:label="Locator_ofg_FourthQuarterMember_6092" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6091" xlink:to="Locator_ofg_FourthQuarterMember_6092" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourthQuarterMember" xlink:label="Locator_ofg_FourthQuarterMember_6101" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_November2014Member" xlink:label="Locator_ofg_November2014Member_6102" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FourthQuarterMember_6101" xlink:to="Locator_ofg_November2014Member_6102" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourthQuarterMember" xlink:label="Locator_ofg_FourthQuarterMember_6103" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_December2014Member" xlink:label="Locator_ofg_December2014Member_6104" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FourthQuarterMember_6103" xlink:to="Locator_ofg_December2014Member_6104" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourthQuarterMember" xlink:label="Locator_ofg_FourthQuarterMember_6105" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_October2014Member" xlink:label="Locator_ofg_October2014Member_6106" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FourthQuarterMember_6105" xlink:to="Locator_ofg_October2014Member_6106" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6093" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SeventymillionsrepurchaseprogramMember" xlink:label="Locator_ofg_SeventymillionsrepurchaseprogramMember_6094" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6093" xlink:to="Locator_ofg_SeventymillionsrepurchaseprogramMember_6094" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6123" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="Locator_us-gaap_TreasuryStockValue_6124" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6123" xlink:to="Locator_us-gaap_TreasuryStockValue_6124" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6119" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:label="Locator_us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6120" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6119" xlink:to="Locator_us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6120" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6121" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="Locator_us-gaap_TreasuryStockAcquiredAverageCostPerShare_6122" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6121" xlink:to="Locator_us-gaap_TreasuryStockAcquiredAverageCostPerShare_6122" order="2.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ServicingAssetsSensitivityOfCurrentFairValueOfServicingAssetsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6179" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_6180" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6179" xlink:to="Locator_us-gaap_ConventionalLoanMember_6180" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6181" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LeaseMember" xlink:label="Locator_ofg_LeaseMember_6182" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6181" xlink:to="Locator_ofg_LeaseMember_6182" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6183" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAsset" xlink:label="Locator_us-gaap_ServicingAsset_6184" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6183" xlink:to="Locator_us-gaap_ServicingAsset_6184" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6185" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed" xlink:label="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed_6186" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6185" xlink:to="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed_6186" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6187" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed" xlink:label="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed_6188" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6187" xlink:to="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed_6188" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6189" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate" xlink:label="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate_6190" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6189" xlink:to="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate_6190" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6191" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate" xlink:label="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate_6192" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6191" xlink:to="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate_6192" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6193" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6194" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6193" xlink:to="Locator_us-gaap_ServicingAssetsAtFairValueTable_6194" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6195" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentbytypesAxis" xlink:label="Locator_ofg_FinancialinstrumentbytypesAxis_6196" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueTable_6195" xlink:to="Locator_ofg_FinancialinstrumentbytypesAxis_6196" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentbytypesAxis" xlink:label="Locator_ofg_FinancialinstrumentbytypesAxis_6197" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6198" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_FinancialinstrumentbytypesAxis_6197" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6198" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosurePledgeAssetsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_6253" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6254" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_DebtInstrumentAxis_6253" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_6254" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6255" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_6256" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6255" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_6256" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6257" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankTimeDepositsMember" xlink:label="Locator_us-gaap_BankTimeDepositsMember_6258" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6257" xlink:to="Locator_us-gaap_BankTimeDepositsMember_6258" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6259" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMember" xlink:label="Locator_us-gaap_DerivativeMember_6260" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6259" xlink:to="Locator_us-gaap_DerivativeMember_6260" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6261" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="Locator_us-gaap_MoneyMarketFundsMember_6262" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6261" xlink:to="Locator_us-gaap_MoneyMarketFundsMember_6262" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6263" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="Locator_us-gaap_InterestRateSwapMember_6264" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6263" xlink:to="Locator_us-gaap_InterestRateSwapMember_6264" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6265" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalReserveBankAdvancesMember" xlink:label="Locator_us-gaap_FederalReserveBankAdvancesMember_6266" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6265" xlink:to="Locator_us-gaap_FederalReserveBankAdvancesMember_6266" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6267" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BondfortrustoperationmemberMember" xlink:label="Locator_ofg_BondfortrustoperationmemberMember_6268" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6267" xlink:to="Locator_ofg_BondfortrustoperationmemberMember_6268" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6269" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_6270" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6269" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_6270" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6271" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsMember" xlink:label="Locator_us-gaap_InvestmentsMember_6272" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6271" xlink:to="Locator_us-gaap_InvestmentsMember_6272" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6273" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_6274" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6273" xlink:to="Locator_us-gaap_MortgagesMember_6274" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6275" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_6276" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6275" xlink:to="Locator_us-gaap_CommercialLoanMember_6276" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6277" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_6278" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6277" xlink:to="Locator_us-gaap_AutomobileLoanMember_6278" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6243" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateraltableTable" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6244" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6243" xlink:to="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6244" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateraltableTable" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6247" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_6248" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6247" xlink:to="Locator_us-gaap_DebtInstrumentAxis_6248" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateraltableTable" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6249" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_6250" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6249" xlink:to="Locator_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_6250" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_6279" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6280" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_6279" xlink:to="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6280" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_6301" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6302" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_6301" xlink:to="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6302" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateraltableTable" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6251" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_6252" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6251" xlink:to="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_6252" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_6281" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6282" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_6281" xlink:to="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6282" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_6303" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6304" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_6303" xlink:to="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6304" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6283" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesInvestmentMember" xlink:label="Locator_us-gaap_SecuritiesInvestmentMember_6284" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6283" xlink:to="Locator_us-gaap_SecuritiesInvestmentMember_6284" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6285" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="Locator_us-gaap_ResidentialMortgageMember_6286" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6285" xlink:to="Locator_us-gaap_ResidentialMortgageMember_6286" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6287" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_6288" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6287" xlink:to="Locator_us-gaap_CommercialLoanMember_6288" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6289" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_6290" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6289" xlink:to="Locator_us-gaap_ConsumerLoanMember_6290" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6291" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasesLoanMember" xlink:label="Locator_ofg_AutoAndLeasesLoanMember_6292" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6291" xlink:to="Locator_ofg_AutoAndLeasesLoanMember_6292" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6293" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged" xlink:label="Locator_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged_6294" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6293" xlink:to="Locator_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged_6294" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6295" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivableForOtherArrangements" xlink:label="Locator_ofg_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivableForOtherArrangements_6296" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6295" xlink:to="Locator_ofg_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivableForOtherArrangements_6296" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6297" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PledgedAssetsOtherNotSeparatelyReportedOnStatementOfFinancialPosition" xlink:label="Locator_ofg_PledgedAssetsOtherNotSeparatelyReportedOnStatementOfFinancialPosition_6298" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6297" xlink:to="Locator_ofg_PledgedAssetsOtherNotSeparatelyReportedOnStatementOfFinancialPosition_6298" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6299" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Assetsnotpledged" xlink:label="Locator_ofg_Assetsnotpledged_6300" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6299" xlink:to="Locator_ofg_Assetsnotpledged_6300" order="4.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ServicingAssetsKeyEconomicAssumptionsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_6375" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6376" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_RangeAxis_6375" xlink:to="Locator_us-gaap_RangeMember_6376" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6377" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="Locator_us-gaap_MinimumMember_6378" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RangeMember_6377" xlink:to="Locator_us-gaap_MinimumMember_6378" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6379" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="Locator_us-gaap_MaximumMember_6380" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RangeMember_6379" xlink:to="Locator_us-gaap_MaximumMember_6380" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6381" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_6382" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6381" xlink:to="Locator_us-gaap_ConventionalLoanMember_6382" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6383" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LeaseMember" xlink:label="Locator_ofg_LeaseMember_6384" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6383" xlink:to="Locator_ofg_LeaseMember_6384" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6385" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_6386" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6385" xlink:to="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_6386" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6387" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate" xlink:label="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_6388" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6387" xlink:to="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_6388" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6389" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6390" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6389" xlink:to="Locator_us-gaap_ServicingAssetsAtFairValueTable_6390" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6391" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis" xlink:label="Locator_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_6392" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueTable_6391" xlink:to="Locator_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_6392" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis" xlink:label="Locator_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_6393" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6394" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_6393" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6394" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis" xlink:label="Locator_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_6395" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6396" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_6395" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6396" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6397" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_6398" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueTable_6397" xlink:to="Locator_us-gaap_RangeAxis_6398" order="2.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ServicingAssetsNarrativesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6431" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_6432" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6431" xlink:to="Locator_us-gaap_ConventionalLoanMember_6432" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6433" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LeaseMember" xlink:label="Locator_ofg_LeaseMember_6434" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6433" xlink:to="Locator_ofg_LeaseMember_6434" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6435" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6436" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6435" xlink:to="Locator_us-gaap_ServicingAssetsAtFairValueTable_6436" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6437" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentbytypesAxis" xlink:label="Locator_ofg_FinancialinstrumentbytypesAxis_6438" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueTable_6437" xlink:to="Locator_ofg_FinancialinstrumentbytypesAxis_6438" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentbytypesAxis" xlink:label="Locator_ofg_FinancialinstrumentbytypesAxis_6439" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6440" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_FinancialinstrumentbytypesAxis_6439" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6440" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentbytypesAxis" xlink:label="Locator_ofg_FinancialinstrumentbytypesAxis_6441" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6442" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_FinancialinstrumentbytypesAxis_6441" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6442" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6443" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmount_6444" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6443" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmount_6444" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6445" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount" xlink:label="Locator_us-gaap_ContractuallySpecifiedServicingFeesAmount_6446" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6445" xlink:to="Locator_us-gaap_ContractuallySpecifiedServicingFeesAmount_6446" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6447" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingRightsPrincipalBalanceOutstandingUnamortized" xlink:label="Locator_ofg_ServicingRightsPrincipalBalanceOutstandingUnamortized_6448" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6447" xlink:to="Locator_ofg_ServicingRightsPrincipalBalanceOutstandingUnamortized_6448" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6449" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageServicingRightsSalePrice" xlink:label="Locator_ofg_MortgageServicingRightsSalePrice_6450" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6449" xlink:to="Locator_ofg_MortgageServicingRightsSalePrice_6450" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6451" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR" xlink:label="Locator_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_6452" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6451" xlink:to="Locator_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_6452" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6453" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossOnMsrSaleHeldforSale" xlink:label="Locator_ofg_LossOnMsrSaleHeldforSale_6454" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6453" xlink:to="Locator_ofg_LossOnMsrSaleHeldforSale_6454" order="6.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BusinessSegmentsNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_6485" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable" xlink:label="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_6486" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_6485" xlink:to="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_6486" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable" xlink:label="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_6489" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="Locator_us-gaap_StatementBusinessSegmentsAxis_6490" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_6489" xlink:to="Locator_us-gaap_StatementBusinessSegmentsAxis_6490" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="Locator_us-gaap_StatementBusinessSegmentsAxis_6491" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_6492" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_StatementBusinessSegmentsAxis_6491" xlink:to="Locator_us-gaap_SegmentDomain_6492" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_6493" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankingMember" xlink:label="Locator_ofg_BankingMember_6494" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentDomain_6493" xlink:to="Locator_ofg_BankingMember_6494" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_6495" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TreasuryMember" xlink:label="Locator_ofg_TreasuryMember_6496" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentDomain_6495" xlink:to="Locator_ofg_TreasuryMember_6496" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_6497" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IntersegmentEliminationMember" xlink:label="Locator_us-gaap_IntersegmentEliminationMember_6498" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentDomain_6497" xlink:to="Locator_us-gaap_IntersegmentEliminationMember_6498" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_6499" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeinAssetsReclassification" xlink:label="Locator_ofg_ChangeinAssetsReclassification_6500" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_6499" xlink:to="Locator_ofg_ChangeinAssetsReclassification_6500" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureStockholdersEquityNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramAxis" xlink:label="Locator_us-gaap_ShareRepurchaseProgramAxis_6545" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6546" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_ShareRepurchaseProgramAxis_6545" xlink:to="Locator_us-gaap_ShareRepurchaseProgramDomain_6546" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6547" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SeventymillionsrepurchaseprogramMember" xlink:label="Locator_ofg_SeventymillionsrepurchaseprogramMember_6548" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6547" xlink:to="Locator_ofg_SeventymillionsrepurchaseprogramMember_6548" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6539" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="Locator_us-gaap_ScheduleOfStockByClassTable_6540" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6539" xlink:to="Locator_us-gaap_ScheduleOfStockByClassTable_6540" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="Locator_us-gaap_ScheduleOfStockByClassTable_6541" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramAxis" xlink:label="Locator_us-gaap_ShareRepurchaseProgramAxis_6542" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfStockByClassTable_6541" xlink:to="Locator_us-gaap_ShareRepurchaseProgramAxis_6542" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="Locator_us-gaap_ScheduleOfStockByClassTable_6543" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleofstockbyclasstableAxis" xlink:label="Locator_ofg_ScheduleofstockbyclasstableAxis_6544" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfStockByClassTable_6543" xlink:to="Locator_ofg_ScheduleofstockbyclasstableAxis_6544" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleofstockbyclasstableAxis" xlink:label="Locator_ofg_ScheduleofstockbyclasstableAxis_6549" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_6550" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_ofg_ScheduleofstockbyclasstableAxis_6549" xlink:to="Locator_us-gaap_ClassOfStockDomain_6550" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleofstockbyclasstableAxis" xlink:label="Locator_ofg_ScheduleofstockbyclasstableAxis_6575" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_6576" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_ofg_ScheduleofstockbyclasstableAxis_6575" xlink:to="Locator_us-gaap_ClassOfStockDomain_6576" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_6551" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="Locator_us-gaap_PreferredStockMember_6552" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ClassOfStockDomain_6551" xlink:to="Locator_us-gaap_PreferredStockMember_6552" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_6553" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockMember" xlink:label="Locator_us-gaap_CommonStockMember_6554" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ClassOfStockDomain_6553" xlink:to="Locator_us-gaap_CommonStockMember_6554" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6555" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramAuthorizedAmount1" xlink:label="Locator_us-gaap_StockRepurchaseProgramAuthorizedAmount1_6556" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6555" xlink:to="Locator_us-gaap_StockRepurchaseProgramAuthorizedAmount1_6556" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6557" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:label="Locator_us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6558" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6557" xlink:to="Locator_us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6558" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6559" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="Locator_us-gaap_TreasuryStockAcquiredAverageCostPerShare_6560" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6559" xlink:to="Locator_us-gaap_TreasuryStockAcquiredAverageCostPerShare_6560" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6561" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="Locator_us-gaap_TreasuryStockValueAcquiredCostMethod_6562" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6561" xlink:to="Locator_us-gaap_TreasuryStockValueAcquiredCostMethod_6562" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6563" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" xlink:label="Locator_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_6564" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6563" xlink:to="Locator_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_6564" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6565" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramRemainingNumberOfSharesAuthorizedToBeRepurchased" xlink:label="Locator_us-gaap_StockRepurchaseProgramRemainingNumberOfSharesAuthorizedToBeRepurchased_6566" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6565" xlink:to="Locator_us-gaap_StockRepurchaseProgramRemainingNumberOfSharesAuthorizedToBeRepurchased_6566" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6567" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharePrice" xlink:label="Locator_us-gaap_SharePrice_6568" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6567" xlink:to="Locator_us-gaap_SharePrice_6568" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6569" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreferredStockIssueCostsPeriod" xlink:label="Locator_ofg_PreferredStockIssueCostsPeriod_6570" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6569" xlink:to="Locator_ofg_PreferredStockIssueCostsPeriod_6570" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6571" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IssuanceCostsStock" xlink:label="Locator_ofg_IssuanceCostsStock_6572" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6571" xlink:to="Locator_ofg_IssuanceCostsStock_6572" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6573" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AverageSharePrice" xlink:label="Locator_ofg_AverageSharePrice_6574" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6573" xlink:to="Locator_ofg_AverageSharePrice_6574" order="10.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EquityBasedCompensationSummaryOfTheRangeOfExercisePricesAndTheWeightedAverageRemainingContractualLifeOfTheOptionsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6635" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:label="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable_6636" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6635" xlink:to="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable_6636" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:label="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable_6637" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_6638" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable_6637" xlink:to="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_6638" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_6639" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6640" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_6639" xlink:to="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6640" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_6641" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6642" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_6641" xlink:to="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6642" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6643" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangeoneMember" xlink:label="Locator_ofg_PricerangeoneMember_6644" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6643" xlink:to="Locator_ofg_PricerangeoneMember_6644" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6645" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangetwoMember" xlink:label="Locator_ofg_PricerangetwoMember_6646" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6645" xlink:to="Locator_ofg_PricerangetwoMember_6646" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6647" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangethreeMember" xlink:label="Locator_ofg_PricerangethreeMember_6648" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6647" xlink:to="Locator_ofg_PricerangethreeMember_6648" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6649" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangefourMember" xlink:label="Locator_ofg_PricerangefourMember_6650" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6649" xlink:to="Locator_ofg_PricerangefourMember_6650" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6651" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangefiveMember" xlink:label="Locator_ofg_PricerangefiveMember_6652" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6651" xlink:to="Locator_ofg_PricerangefiveMember_6652" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6653" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangesixMember" xlink:label="Locator_ofg_PricerangesixMember_6654" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6653" xlink:to="Locator_ofg_PricerangesixMember_6654" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6655" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangesevenMember" xlink:label="Locator_ofg_PricerangesevenMember_6656" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6655" xlink:to="Locator_ofg_PricerangesevenMember_6656" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6657" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_6658" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6657" xlink:to="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_6658" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6659" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_6660" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6659" xlink:to="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_6660" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6661" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_6662" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6661" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_6662" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6663" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_6664" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6663" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_6664" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6665" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="Locator_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_6666" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6665" xlink:to="Locator_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_6666" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6667" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_6668" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6667" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_6668" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6669" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_6670" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6669" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_6670" order="7.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EquitybasedCompensationPlanSummaryOfTheRestrictedUnitsActivityUnderTheOmnibusPlanDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6725" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="Locator_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6726" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6725" xlink:to="Locator_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6726" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="Locator_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6727" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="Locator_us-gaap_PlanNameAxis_6728" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6727" xlink:to="Locator_us-gaap_PlanNameAxis_6728" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="Locator_us-gaap_PlanNameAxis_6729" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="Locator_us-gaap_PlanNameDomain_6730" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_PlanNameAxis_6729" xlink:to="Locator_us-gaap_PlanNameDomain_6730" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="Locator_us-gaap_PlanNameAxis_6731" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="Locator_us-gaap_PlanNameDomain_6732" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_PlanNameAxis_6731" xlink:to="Locator_us-gaap_PlanNameDomain_6732" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="Locator_us-gaap_PlanNameDomain_6733" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OmnibusplanMember" xlink:label="Locator_ofg_OmnibusplanMember_6734" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PlanNameDomain_6733" xlink:to="Locator_ofg_OmnibusplanMember_6734" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6735" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6736" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6735" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6736" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6737" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_6738" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6737" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_6738" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6739" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_6740" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6739" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_6740" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6741" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_6742" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6741" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_6742" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6743" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_6744" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6743" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_6744" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6745" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6746" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6745" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6746" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6747" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_6748" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6747" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_6748" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6749" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_6750" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6749" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_6750" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6751" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_6752" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6751" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_6752" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6753" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_6754" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6753" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_6754" order="4.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/PremisesAndEquipmentDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_6959" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6960" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_RangeAxis_6959" xlink:to="Locator_us-gaap_RangeMember_6960" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6961" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="Locator_us-gaap_MinimumMember_6962" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RangeMember_6961" xlink:to="Locator_us-gaap_MinimumMember_6962" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6963" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="Locator_us-gaap_MaximumMember_6964" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_RangeMember_6963" xlink:to="Locator_us-gaap_MaximumMember_6964" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6965" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6966" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6965" xlink:to="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6966" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6967" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentByTypeAxis_6968" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6967" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentByTypeAxis_6968" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentByTypeAxis_6969" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6970" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentByTypeAxis_6969" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6970" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentByTypeAxis_6971" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6972" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentByTypeAxis_6971" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6972" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6973" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LandImprovementsMember" xlink:label="Locator_us-gaap_LandImprovementsMember_6974" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6973" xlink:to="Locator_us-gaap_LandImprovementsMember_6974" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6975" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="Locator_us-gaap_BuildingAndBuildingImprovementsMember_6976" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6975" xlink:to="Locator_us-gaap_BuildingAndBuildingImprovementsMember_6976" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6977" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="Locator_us-gaap_LeaseholdImprovementsMember_6978" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6977" xlink:to="Locator_us-gaap_LeaseholdImprovementsMember_6978" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6979" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="Locator_us-gaap_FurnitureAndFixturesMember_6980" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6979" xlink:to="Locator_us-gaap_FurnitureAndFixturesMember_6980" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6981" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SoftwareAndSoftwareDevelopmentCostsMember" xlink:label="Locator_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_6982" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_6981" xlink:to="Locator_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_6982" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6983" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_6984" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6983" xlink:to="Locator_us-gaap_RangeAxis_6984" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6985" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentGross_6986" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6985" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentGross_6986" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6987" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentUsefulLife_6988" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6987" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentUsefulLife_6988" order="2.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7067" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7068" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_dei_LegalEntityAxis_7067" xlink:to="Locator_dei_EntityDomain_7068" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7069" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OrientalInsuranceMember" xlink:label="Locator_ofg_OrientalInsuranceMember_7070" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_dei_EntityDomain_7069" xlink:to="Locator_ofg_OrientalInsuranceMember_7070" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7071" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OrientalFinancialServicesMember" xlink:label="Locator_ofg_OrientalFinancialServicesMember_7072" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_dei_EntityDomain_7071" xlink:to="Locator_ofg_OrientalFinancialServicesMember_7072" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems" xlink:label="Locator_us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems_7063" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable" xlink:label="Locator_us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable_7064" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems_7063" xlink:to="Locator_us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable_7064" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable" xlink:label="Locator_us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable_7065" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7066" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable_7065" xlink:to="Locator_dei_LegalEntityAxis_7066" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems" xlink:label="Locator_us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems_7073" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsAndInterestPaid" xlink:label="Locator_us-gaap_DividendsAndInterestPaid_7074" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems_7073" xlink:to="Locator_us-gaap_DividendsAndInterestPaid_7074" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingComapanyOnlyFinancialInformationBalanceSheetDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7155" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7156" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_dei_LegalEntityAxis_7155" xlink:to="Locator_dei_EntityDomain_7156" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7157" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_7158" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_dei_EntityDomain_7157" xlink:to="Locator_us-gaap_ParentMember_7158" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7161" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashAndDueFromBanksParent" xlink:label="Locator_ofg_CashAndDueFromBanksParent_7162" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_7161" xlink:to="Locator_ofg_CashAndDueFromBanksParent_7162" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7163" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_7164" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_7163" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_7164" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7165" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinbanksubsidiary" xlink:label="Locator_ofg_Investmentinbanksubsidiary_7166" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_7165" xlink:to="Locator_ofg_Investmentinbanksubsidiary_7166" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7167" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinnonbanksubsidiary" xlink:label="Locator_ofg_Investmentinnonbanksubsidiary_7168" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_7167" xlink:to="Locator_ofg_Investmentinnonbanksubsidiary_7168" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7169" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueFromBankSubsidiary" xlink:label="Locator_ofg_DueFromBankSubsidiary_7170" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_7169" xlink:to="Locator_ofg_DueFromBankSubsidiary_7170" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7171" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="Locator_us-gaap_DeferredTaxAssetsNet_7172" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_7171" xlink:to="Locator_us-gaap_DeferredTaxAssetsNet_7172" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7173" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssets" xlink:label="Locator_us-gaap_OtherAssets_7174" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_7173" xlink:to="Locator_us-gaap_OtherAssets_7174" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7175" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="Locator_ofg_AssetsRelatedToParent_7176" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AssetsAbstract_7175" xlink:to="Locator_ofg_AssetsRelatedToParent_7176" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7153" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7154" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_StatementTable_7153" xlink:to="Locator_dei_LegalEntityAxis_7154" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7159" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7160" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7159" xlink:to="Locator_us-gaap_AssetsAbstract_7160" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7177" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7178" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7177" xlink:to="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7178" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7179" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPayableCurrent" xlink:label="Locator_us-gaap_DividendsPayableCurrent_7180" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7179" xlink:to="Locator_us-gaap_DividendsPayableCurrent_7180" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7181" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="Locator_us-gaap_DeferredTaxLiabilities_7182" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7181" xlink:to="Locator_us-gaap_DeferredTaxLiabilities_7182" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7183" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Duetoaffiliates" xlink:label="Locator_ofg_Duetoaffiliates_7184" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7183" xlink:to="Locator_ofg_Duetoaffiliates_7184" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7185" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent" xlink:label="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_7186" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7185" xlink:to="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_7186" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7187" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="Locator_us-gaap_SubordinatedDebt_7188" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7187" xlink:to="Locator_us-gaap_SubordinatedDebt_7188" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7189" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesRelatedToParent" xlink:label="Locator_ofg_LiabilitiesRelatedToParent_7190" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7189" xlink:to="Locator_ofg_LiabilitiesRelatedToParent_7190" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7191" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_7192" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7191" xlink:to="Locator_us-gaap_StockholdersEquity_7192" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7193" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesAndStockholdersEquityRelatedToParent" xlink:label="Locator_ofg_LiabilitiesAndStockholdersEquityRelatedToParent_7194" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7193" xlink:to="Locator_ofg_LiabilitiesAndStockholdersEquityRelatedToParent_7194" order="8.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7091" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7092" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_LegalEntityLineItems_7091" xlink:to="Locator_us-gaap_StatementTable_7092" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfOperationsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7237" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7238" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_dei_LegalEntityAxis_7237" xlink:to="Locator_dei_EntityDomain_7238" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7239" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_7240" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_dei_EntityDomain_7239" xlink:to="Locator_us-gaap_ParentMember_7240" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7235" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7236" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_StatementTable_7235" xlink:to="Locator_dei_LegalEntityAxis_7236" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7241" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeAbstract" xlink:label="Locator_ofg_ParentIncomeAbstract_7242" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7241" xlink:to="Locator_ofg_ParentIncomeAbstract_7242" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeAbstract" xlink:label="Locator_ofg_ParentIncomeAbstract_7243" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Interestincomeparent" xlink:label="Locator_ofg_Interestincomeparent_7244" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ParentIncomeAbstract_7243" xlink:to="Locator_ofg_Interestincomeparent_7244" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeAbstract" xlink:label="Locator_ofg_ParentIncomeAbstract_7245" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="Locator_us-gaap_InterestAndDividendIncomeSecurities_7246" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ParentIncomeAbstract_7245" xlink:to="Locator_us-gaap_InterestAndDividendIncomeSecurities_7246" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeAbstract" xlink:label="Locator_ofg_ParentIncomeAbstract_7247" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Totalincomeparent" xlink:label="Locator_ofg_Totalincomeparent_7248" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_ParentIncomeAbstract_7247" xlink:to="Locator_ofg_Totalincomeparent_7248" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7249" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="Locator_us-gaap_CostsAndExpensesAbstract_7250" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7249" xlink:to="Locator_us-gaap_CostsAndExpensesAbstract_7250" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="Locator_us-gaap_CostsAndExpensesAbstract_7251" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_7252" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CostsAndExpensesAbstract_7251" xlink:to="Locator_us-gaap_InterestExpense_7252" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="Locator_us-gaap_CostsAndExpensesAbstract_7253" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Operatingexpensesparent" xlink:label="Locator_ofg_Operatingexpensesparent_7254" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CostsAndExpensesAbstract_7253" xlink:to="Locator_ofg_Operatingexpensesparent_7254" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="Locator_us-gaap_CostsAndExpensesAbstract_7255" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpenses" xlink:label="Locator_us-gaap_CostsAndExpenses_7256" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_CostsAndExpensesAbstract_7255" xlink:to="Locator_us-gaap_CostsAndExpenses_7256" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7257" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_7258" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7257" xlink:to="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_7258" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7259" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeLossTaxExpenseBenefit" xlink:label="Locator_ofg_ParentIncomeLossTaxExpenseBenefit_7260" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7259" xlink:to="Locator_ofg_ParentIncomeLossTaxExpenseBenefit_7260" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7261" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary" xlink:label="Locator_ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary_7262" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7261" xlink:to="Locator_ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary_7262" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7263" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Banksubsidiary" xlink:label="Locator_ofg_Banksubsidiary_7264" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7263" xlink:to="Locator_ofg_Banksubsidiary_7264" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7265" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Nonbanksubsidiaries" xlink:label="Locator_ofg_Nonbanksubsidiaries_7266" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7265" xlink:to="Locator_ofg_Nonbanksubsidiaries_7266" order="7.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7267" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Netincomeholdingcompany" xlink:label="Locator_ofg_Netincomeholdingcompany_7268" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7267" xlink:to="Locator_ofg_Netincomeholdingcompany_7268" order="8.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7221" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7222" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_LegalEntityLineItems_7221" xlink:to="Locator_us-gaap_StatementTable_7222" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfComprehensiveIncomeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7299" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7300" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_dei_LegalEntityAxis_7299" xlink:to="Locator_dei_EntityDomain_7300" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7301" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_7302" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_dei_EntityDomain_7301" xlink:to="Locator_us-gaap_ParentMember_7302" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7297" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7298" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_StatementTable_7297" xlink:to="Locator_dei_LegalEntityAxis_7298" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7305" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7306" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7305" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7306" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7307" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_7308" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7307" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_7308" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7309" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Othercomprehensiveincomefrombanksubsidiary" xlink:label="Locator_ofg_Othercomprehensiveincomefrombanksubsidiary_7310" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7309" xlink:to="Locator_ofg_Othercomprehensiveincomefrombanksubsidiary_7310" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7311" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossbeforetaxportion" xlink:label="Locator_ofg_Parentothercomprehensiveincomelossbeforetaxportion_7312" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7311" xlink:to="Locator_ofg_Parentothercomprehensiveincomelossbeforetaxportion_7312" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossbeforetaxportion" xlink:label="Locator_ofg_Parentothercomprehensiveincomelossbeforetaxportion_7313" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incometaxeffect" xlink:label="Locator_ofg_Incometaxeffect_7314" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_Parentothercomprehensiveincomelossbeforetaxportion_7313" xlink:to="Locator_ofg_Incometaxeffect_7314" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7315" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossnetoftax" xlink:label="Locator_ofg_Parentothercomprehensiveincomelossnetoftax_7316" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7315" xlink:to="Locator_ofg_Parentothercomprehensiveincomelossnetoftax_7316" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7317" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentcomprehensiveincomenetoftax" xlink:label="Locator_ofg_Parentcomprehensiveincomenetoftax_7318" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7317" xlink:to="Locator_ofg_Parentcomprehensiveincomenetoftax_7318" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7289" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7290" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_LegalEntityLineItems_7289" xlink:to="Locator_us-gaap_StatementTable_7290" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7303" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_7304" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7303" xlink:to="Locator_us-gaap_NetIncomeLoss_7304" order="1.0" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfCashFlowsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7393" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7394" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="Locator_dei_LegalEntityAxis_7393" xlink:to="Locator_dei_EntityDomain_7394" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7395" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_7396" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_dei_EntityDomain_7395" xlink:to="Locator_us-gaap_ParentMember_7396" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7391" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7392" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="Locator_us-gaap_StatementTable_7391" xlink:to="Locator_dei_LegalEntityAxis_7392" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7343" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7344" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_ofg_LegalEntityLineItems_7343" xlink:to="Locator_us-gaap_StatementTable_7344" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7397" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_7398" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7397" xlink:to="Locator_us-gaap_NetIncomeLoss_7398" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7399" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7400" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7399" xlink:to="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7400" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" xlink:label="Locator_us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_7402" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7401" xlink:to="Locator_us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_7402" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7403" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary" xlink:label="Locator_ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary_7404" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7403" xlink:to="Locator_ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary_7404" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7405" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="Locator_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_7406" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7405" xlink:to="Locator_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_7406" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7407" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Otherimpairmentsonsecurities" xlink:label="Locator_ofg_Otherimpairmentsonsecurities_7408" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7407" xlink:to="Locator_ofg_Otherimpairmentsonsecurities_7408" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7409" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="Locator_us-gaap_ShareBasedCompensation_7410" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7409" xlink:to="Locator_us-gaap_ShareBasedCompensation_7410" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7411" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_DeferredIncomeTaxExpenseBenefit_7412" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7411" xlink:to="Locator_us-gaap_DeferredIncomeTaxExpenseBenefit_7412" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7413" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="Locator_us-gaap_IncreaseDecreaseInOtherOperatingAssets_7414" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7413" xlink:to="Locator_us-gaap_IncreaseDecreaseInOtherOperatingAssets_7414" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7415" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilities" xlink:label="Locator_us-gaap_IncreaseDecreaseInAccruedLiabilities_7416" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7415" xlink:to="Locator_us-gaap_IncreaseDecreaseInAccruedLiabilities_7416" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7417" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashDividendsPaidToParentCompany" xlink:label="Locator_us-gaap_CashDividendsPaidToParentCompany_7418" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7417" xlink:to="Locator_us-gaap_CashDividendsPaidToParentCompany_7418" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7419" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary" xlink:label="Locator_ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary_7420" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7419" xlink:to="Locator_ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary_7420" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7421" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedinoperatingactivities" xlink:label="Locator_ofg_Parentnetcashprovidedbyusedinoperatingactivities_7422" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7421" xlink:to="Locator_ofg_Parentnetcashprovidedbyusedinoperatingactivities_7422" order="11.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7423" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7424" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7423" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7424" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7425" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_7426" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7425" xlink:to="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_7426" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7427" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Netincreasedecreaseinduefrombanksubsidiarynet" xlink:label="Locator_ofg_Netincreasedecreaseinduefrombanksubsidiarynet_7428" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7427" xlink:to="Locator_ofg_Netincreasedecreaseinduefrombanksubsidiarynet_7428" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7429" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromContributedCapital" xlink:label="Locator_us-gaap_ProceedsFromContributedCapital_7430" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7429" xlink:to="Locator_us-gaap_ProceedsFromContributedCapital_7430" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7431" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Proceedsfromcontributedcapitalnonbanking" xlink:label="Locator_ofg_Proceedsfromcontributedcapitalnonbanking_7432" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7431" xlink:to="Locator_ofg_Proceedsfromcontributedcapitalnonbanking_7432" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7433" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Additionstopremisesandequipment" xlink:label="Locator_ofg_Additionstopremisesandequipment_7434" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7433" xlink:to="Locator_ofg_Additionstopremisesandequipment_7434" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7435" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedininvestingactivities" xlink:label="Locator_ofg_Parentnetcashprovidedbyusedininvestingactivities_7436" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7435" xlink:to="Locator_ofg_Parentnetcashprovidedbyusedininvestingactivities_7436" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7437" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7438" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7437" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7438" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7439" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="Locator_us-gaap_ProceedsFromStockOptionsExercised_7440" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7439" xlink:to="Locator_us-gaap_ProceedsFromStockOptionsExercised_7440" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7441" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="Locator_us-gaap_ProceedsFromIssuanceOfCommonStock_7442" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7441" xlink:to="Locator_us-gaap_ProceedsFromIssuanceOfCommonStock_7442" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7443" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="Locator_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_7444" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7443" xlink:to="Locator_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_7444" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7445" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="Locator_us-gaap_PaymentsForRepurchaseOfCommonStock_7446" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7445" xlink:to="Locator_us-gaap_PaymentsForRepurchaseOfCommonStock_7446" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7447" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="Locator_us-gaap_PaymentsOfDividends_7448" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7447" xlink:to="Locator_us-gaap_PaymentsOfDividends_7448" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7449" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedinfinancingactivities" xlink:label="Locator_ofg_Parentnetcashprovidedbyusedinfinancingactivities_7450" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7449" xlink:to="Locator_ofg_Parentnetcashprovidedbyusedinfinancingactivities_7450" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7451" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_7452" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7451" xlink:to="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_7452" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7453" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashAndDueFromBanksParent" xlink:label="Locator_ofg_CashAndDueFromBanksParent_7454" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="Locator_ofg_LegalEntityLineItems_7453" xlink:to="Locator_ofg_CashAndDueFromBanksParent_7454" order="6.0" />
    </definitionLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>14
<FILENAME>ofg-20151231_lab.xml
<DESCRIPTION>XBRL EXTENSION LABEL
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!-- Prepared by IBM Cognos Disclosure Management XBRL Version: 10.2.4 Using Fujitsu -->
<!-- Validation status: Passed -->
<linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/instance http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink">
    <roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
    <roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" />
    <roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" />
    <roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" />
    <labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:label="element1" />
        <label xlink:type="resource" xlink:label="label1" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_en-US">AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1" xlink:to="label1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:label="element2" />
        <label xlink:type="resource" xlink:label="label2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_en-US">Realized gain on investment securities included in net income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2" xlink:to="label2" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="element3" />
        <label xlink:type="resource" xlink:label="label3" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccountingPoliciesAbstract_en-US">Accounting Policies [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3" xlink:to="label3" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="element4" />
        <label xlink:type="resource" xlink:label="label4" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_en-US">Receivable Details by Receivable Type Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element4" xlink:to="label4" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsAndOtherReceivablesNetCurrent" xlink:label="element5" />
        <label xlink:type="resource" xlink:label="label5" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccountsAndOtherReceivablesNetCurrent_en-US">Accounts receivable and other assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element5" xlink:to="label5" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure" xlink:label="element6" />
        <label xlink:type="resource" xlink:label="label6" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure_en-US">Accounts Payable and Accrued Liabilities, Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element6" xlink:to="label6" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure" xlink:label="element7" />
        <label xlink:type="resource" xlink:label="label7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure_en-US">Accrued expenses and other liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element7" xlink:to="label7" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="element8" />
        <label xlink:type="resource" xlink:label="label8" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccountsNotesAndLoansReceivableLineItems_en-US">Accounts Notes And Loans Receivable Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element8" xlink:to="label8" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms" xlink:label="element9" />
        <label xlink:type="resource" xlink:label="label9" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_en-US">AccountsReceivableBilledForLongTermContractsOrPrograms</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element9" xlink:to="label9" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms" xlink:label="element10" />
        <label xlink:type="resource" xlink:label="label10" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_en-US">Contract Receivable, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element10" xlink:to="label10" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableNetAbstract" xlink:label="element11" />
        <label xlink:type="resource" xlink:label="label11" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccountsReceivableNetAbstract_en-US">Accounts Receivable Net Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element11" xlink:to="label11" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="element12" />
        <label xlink:type="resource" xlink:label="label12" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_en-US">Accretion (Amortization) of Discounts and Premiums, Investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element12" xlink:to="label12" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="element13" />
        <label xlink:type="resource" xlink:label="label13" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_en-US">Amortization of investment securities premiums, net of accretion of discounts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element13" xlink:to="label13" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent" xlink:label="element14" />
        <label xlink:type="resource" xlink:label="label14" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_en-US">Accrued expenses and other liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element14" xlink:to="label14" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent" xlink:label="element15" />
        <label xlink:type="resource" xlink:label="label15" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_en-US">Accrued Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element15" xlink:to="label15" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent" xlink:label="element16" />
        <label xlink:type="resource" xlink:label="label16" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_en-US">Accrued expenses and other liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element16" xlink:to="label16" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="element17" />
        <label xlink:type="resource" xlink:label="label17" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccruedInvestmentIncomeReceivable_en-US">Accrued Investment Income Receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element17" xlink:to="label17" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="element18" />
        <label xlink:type="resource" xlink:label="label18" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_en-US">Accumulated Depreciation Depletion And Amortization Property Plant And Equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element18" xlink:to="label18" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="element19" />
        <label xlink:type="resource" xlink:label="label19" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_en-US">Accumulated depreciation and amortization</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element19" xlink:to="label19" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="element20" />
        <label xlink:type="resource" xlink:label="label20" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_en-US">Accumulated other comprehensive income, net of tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element20" xlink:to="label20" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="element21" />
        <label xlink:type="resource" xlink:label="label21" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element21" xlink:to="label21" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="element22" />
        <label xlink:type="resource" xlink:label="label22" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_en-US">Accumulated other comprehensive income, net of tax, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element22" xlink:to="label22" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="element23" />
        <label xlink:type="resource" xlink:label="label23" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element23" xlink:to="label23" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="element24" />
        <label xlink:type="resource" xlink:label="label24" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element24" xlink:to="label24" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" xlink:label="element25" />
        <label xlink:type="resource" xlink:label="label25" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember_en-US">AccumulatedOtherThanTemporaryImpairmentMember</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element25" xlink:to="label25" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="element26" />
        <label xlink:type="resource" xlink:label="label26" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedOtherComprehensiveIncomeMember_en-US">Accumulated Other Comprehensive Income (Loss) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element26" xlink:to="label26" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="element27" />
        <label xlink:type="resource" xlink:label="label27" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_en-US">Net unrealized gain on securities available for sale wich are not other than temporarily impaired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element27" xlink:to="label27" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="element28" />
        <label xlink:type="resource" xlink:label="label28" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_en-US">AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element28" xlink:to="label28" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="element29" />
        <label xlink:type="resource" xlink:label="label29" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element29" xlink:to="label29" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="element30" />
        <label xlink:type="resource" xlink:label="label30" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element30" xlink:to="label30" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="element31" />
        <label xlink:type="resource" xlink:label="label31" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_en-US">Net unrealized gains on securities available for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element31" xlink:to="label31" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="element32" />
        <label xlink:type="resource" xlink:label="label32" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_en-US">AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element32" xlink:to="label32" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="element33" />
        <label xlink:type="resource" xlink:label="label33" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_en-US">Net unrealized (loss) income on cash flow hedges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element33" xlink:to="label33" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="element34" />
        <label xlink:type="resource" xlink:label="label34" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element34" xlink:to="label34" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="element35" />
        <label xlink:type="resource" xlink:label="label35" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element35" xlink:to="label35" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" xlink:label="element36" />
        <label xlink:type="resource" xlink:label="label36" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_en-US">Accumulated Net Gain Loss From Designated Or Qualifying Cash Flow Hedges [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element36" xlink:to="label36" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" xlink:label="element37" />
        <label xlink:type="resource" xlink:label="label37" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_en-US">Net unrealized loss on cash flow hedges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element37" xlink:to="label37" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="element38" />
        <label xlink:type="resource" xlink:label="label38" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_en-US">Accumulated Other Comprehensive Income Loss [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element38" xlink:to="label38" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="element39" />
        <label xlink:type="resource" xlink:label="label39" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AdditionalPaidInCapital_en-US">Additional paid-in capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element39" xlink:to="label39" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="element40" />
        <label xlink:type="resource" xlink:label="label40" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdditionalPaidInCapital_en-US">Additional Paid in Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element40" xlink:to="label40" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="element41" />
        <label xlink:type="resource" xlink:label="label41" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdditionalPaidInCapitalMember_en-US">Additional Paid-in Capital [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element41" xlink:to="label41" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="element42" />
        <label xlink:type="resource" xlink:label="label42" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_en-US">Adjustments to reconcile net income to net cash provied by (used in) operating activities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element42" xlink:to="label42" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="element43" />
        <label xlink:type="resource" xlink:label="label43" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_en-US">Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element43" xlink:to="label43" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="element44" />
        <label xlink:type="resource" xlink:label="label44" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_en-US">Adjustments to Additional Paid in Capital, Share-based Compensation, Requisite Service Period Recognition, Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element44" xlink:to="label44" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="element45" />
        <label xlink:type="resource" xlink:label="label45" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_en-US">Stock-based compensation expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element45" xlink:to="label45" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" xlink:label="element46" />
        <label xlink:type="resource" xlink:label="label46" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_en-US">Adjustments To Additional Paid In Capital Stock Issued Issuance Costs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element46" xlink:to="label46" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" xlink:label="element47" />
        <label xlink:type="resource" xlink:label="label47" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_en-US">Stock Issuance Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element47" xlink:to="label47" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanksAbstract" xlink:label="element48" />
        <label xlink:type="resource" xlink:label="label48" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdvancesFromFederalHomeLoanBanksAbstract_en-US">Advances from Federal Home Loan Banks [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element48" xlink:to="label48" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="element49" />
        <label xlink:type="resource" xlink:label="label49" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdvancesFromFederalHomeLoanBanks_en-US">AdvancesFromFederalHomeLoanBanks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element49" xlink:to="label49" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="element50" />
        <label xlink:type="resource" xlink:label="label50" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AdvancesFromFederalHomeLoanBanks_en-US">Advances from FHLB</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element50" xlink:to="label50" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdvertisingExpense" xlink:label="element51" />
        <label xlink:type="resource" xlink:label="label51" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AdvertisingExpense_en-US">Advertising Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element51" xlink:to="label51" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdvertisingExpense" xlink:label="element52" />
        <label xlink:type="resource" xlink:label="label52" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AdvertisingExpense_en-US">Advertising, business promotion, and strategic initiatives</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element52" xlink:to="label52" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock" xlink:label="element53" />
        <label xlink:type="resource" xlink:label="label53" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AllowanceForCreditLossesTextBlock_en-US">Allowance For Credit Losses Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element53" xlink:to="label53" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="element54" />
        <label xlink:type="resource" xlink:label="label54" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_en-US">Allowance for Credit Losses on Financing Receivables [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element54" xlink:to="label54" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivable" xlink:label="element55" />
        <label xlink:type="resource" xlink:label="label55" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AllowanceForDoubtfulAccountsReceivable_en-US">Allowance For Doubtful Accounts Receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element55" xlink:to="label55" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivable" xlink:label="element56" />
        <label xlink:type="resource" xlink:label="label56" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AllowanceForDoubtfulAccountsReceivable_en-US">Allowance for Local Government Line of Credit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element56" xlink:to="label56" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="element57" />
        <label xlink:type="resource" xlink:label="label57" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_en-US">Allowance for Loan and Lease Losses [Roll Forward]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element57" xlink:to="label57" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="element58" />
        <label xlink:type="resource" xlink:label="label58" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AmortizationOfIntangibleAssets_en-US">Amortization of Intangible Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element58" xlink:to="label58" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="element59" />
        <label xlink:type="resource" xlink:label="label59" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AmortizationOfIntangibleAssets_en-US">Amortization of core deposit and customer relationship intangibles</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element59" xlink:to="label59" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="element60" />
        <label xlink:type="resource" xlink:label="label60" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_en-US">Amortization of deferred loan origination fees, net of costs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element60" xlink:to="label60" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="element61" />
        <label xlink:type="resource" xlink:label="label61" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_en-US">Amortization of Deferred Loan Origination Fees, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element61" xlink:to="label61" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="element62" />
        <label xlink:type="resource" xlink:label="label62" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_en-US">Amortization of deferred loan origination fees, net of costs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element62" xlink:to="label62" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="element63" />
        <label xlink:type="resource" xlink:label="label63" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_en-US">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element63" xlink:to="label63" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="element64" />
        <label xlink:type="resource" xlink:label="label64" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_en-US">Weighted average stock anti dilutive effect excluded from calculation of earnings per share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element64" xlink:to="label64" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetManagementFees1" xlink:label="element65" />
        <label xlink:type="resource" xlink:label="label65" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AssetManagementFees1_en-US">Wealth management revenue</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element65" xlink:to="label65" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetManagementFees1" xlink:label="element66" />
        <label xlink:type="resource" xlink:label="label66" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetManagementFees1_en-US">AssetManagementFees1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element66" xlink:to="label66" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetImpairmentCharges" xlink:label="element67" />
        <label xlink:type="resource" xlink:label="label67" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetImpairmentCharges_en-US">Asset Impairment Charges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element67" xlink:to="label67" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetImpairmentCharges" xlink:label="element68" />
        <label xlink:type="resource" xlink:label="label68" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AssetImpairmentCharges_en-US">Other impairment on securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element68" xlink:to="label68" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember" xlink:label="element69" />
        <label xlink:type="resource" xlink:label="label69" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember_en-US">Asset-backed Securities, Securitized Loans and Receivables [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element69" xlink:to="label69" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember" xlink:label="element70" />
        <label xlink:type="resource" xlink:label="label70" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember_en-US">CLO's [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element70" xlink:to="label70" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="element71" />
        <label xlink:type="resource" xlink:label="label71" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetsFairValueDisclosureAbstract_en-US">Assets, Fair Value Disclosure [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element71" xlink:to="label71" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="element72" />
        <label xlink:type="resource" xlink:label="label72" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_Assets_en-US">Total assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element72" xlink:to="label72" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="element73" />
        <label xlink:type="resource" xlink:label="label73" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Assets_en-US">Assets, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element73" xlink:to="label73" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="element74" />
        <label xlink:type="resource" xlink:label="label74" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_Assets_en-US">Total assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element74" xlink:to="label74" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="element75" />
        <label xlink:type="resource" xlink:label="label75" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_Assets_en-US">Total assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element75" xlink:to="label75" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis" xlink:label="element76" />
        <label xlink:type="resource" xlink:label="label76" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_en-US">Assets and Associated Liabilities Accounted for as Secured Borrowings by Type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element76" xlink:to="label76" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="element77" />
        <label xlink:type="resource" xlink:label="label77" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AssetsAbstract_en-US">ASSETS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element77" xlink:to="label77" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="element78" />
        <label xlink:type="resource" xlink:label="label78" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetsAbstract_en-US">Assets [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element78" xlink:to="label78" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="element79" />
        <label xlink:type="resource" xlink:label="label79" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AssetsAbstract_en-US">Assets,Carrying Value [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element79" xlink:to="label79" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:label="element80" />
        <label xlink:type="resource" xlink:label="label80" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_en-US">Assets Sold Under Agreements To Repurchase Interest Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element80" xlink:to="label80" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability" xlink:label="element81" />
        <label xlink:type="resource" xlink:label="label81" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability_en-US">Assets Sold Under Agreements To Repurchase Repurchase Liability</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element81" xlink:to="label81" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:label="element82" />
        <label xlink:type="resource" xlink:label="label82" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_en-US">Assets Sold Under Agreements To Repurchase Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element82" xlink:to="label82" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseMarketValue" xlink:label="element83" />
        <label xlink:type="resource" xlink:label="label83" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMarketValue_en-US">Assets Sold Under Agreements To Repurchase Market Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element83" xlink:to="label83" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseMarketValue" xlink:label="element84" />
        <label xlink:type="resource" xlink:label="label84" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMarketValue_en-US">Market value of underlying collateral of a repurchase agreement</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element84" xlink:to="label84" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:label="element85" />
        <label xlink:type="resource" xlink:label="label85" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetsFairValueDisclosureRecurring_en-US">Assets, Fair Value Disclosure, Recurring</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element85" xlink:to="label85" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:label="element86" />
        <label xlink:type="resource" xlink:label="label86" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AssetsFairValueDisclosureRecurring_en-US">Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element86" xlink:to="label86" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:label="element87" />
        <label xlink:type="resource" xlink:label="label87" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetsFairValueDisclosureNonrecurring_en-US">Assets, Fair Value Disclosure, Nonrecurring</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element87" xlink:to="label87" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:label="element88" />
        <label xlink:type="resource" xlink:label="label88" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AssetsFairValueDisclosureNonrecurring_en-US">Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element88" xlink:to="label88" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="element89" />
        <label xlink:type="resource" xlink:label="label89" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AutomobileLoanMember_en-US">Auto Loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element89" xlink:to="label89" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="element90" />
        <label xlink:type="resource" xlink:label="label90" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AutomobileLoanMember_en-US">Auto Portfolio Segment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element90" xlink:to="label90" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="element91" />
        <label xlink:type="resource" xlink:label="label91" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AutomobileLoanMember_en-US">Auto</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element91" xlink:to="label91" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="element92" />
        <label xlink:type="resource" xlink:label="label92" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_en-US">Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element92" xlink:to="label92" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="element93" />
        <label xlink:type="resource" xlink:label="label93" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_en-US">Available for sale - Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element93" xlink:to="label93" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="element94" />
        <label xlink:type="resource" xlink:label="label94" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_en-US">Available for sale - Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element94" xlink:to="label94" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="element95" />
        <label xlink:type="resource" xlink:label="label95" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element95" xlink:to="label95" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="element96" />
        <label xlink:type="resource" xlink:label="label96" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_en-US">Available-for-sale, Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element96" xlink:to="label96" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="element97" />
        <label xlink:type="resource" xlink:label="label97" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_en-US">Available-for-sale, Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element97" xlink:to="label97" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="element98" />
        <label xlink:type="resource" xlink:label="label98" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AvailableForSaleSecurities_en-US">Investment securities available-for-sale, at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element98" xlink:to="label98" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="element99" />
        <label xlink:type="resource" xlink:label="label99" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecurities_en-US">Available-for-sale Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element99" xlink:to="label99" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="element100" />
        <label xlink:type="resource" xlink:label="label100" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecurities_en-US">Available for sale securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element100" xlink:to="label100" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="element101" />
        <label xlink:type="resource" xlink:label="label101" xlink:role="http://www.xbrl.org/2003/role/positiveVerboseLabel" xml:lang="en-US" id="positiveVerbose_us-gaap_AvailableForSaleSecurities_en-US">Fair Value assets and liabilities measured on reccurring basis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element101" xlink:to="label101" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="element102" />
        <label xlink:type="resource" xlink:label="label102" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element102" xlink:to="label102" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="element103" />
        <label xlink:type="resource" xlink:label="label103" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_en-US">Total Available for Sale Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element103" xlink:to="label103" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="element104" />
        <label xlink:type="resource" xlink:label="label104" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_en-US">Total Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element104" xlink:to="label104" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="element105" />
        <label xlink:type="resource" xlink:label="label105" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AvailableForSaleSecuritiesAmortizedCost_en-US">Amortized cost of investment securities available-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element105" xlink:to="label105" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="element106" />
        <label xlink:type="resource" xlink:label="label106" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesAmortizedCost_en-US">Available for sale Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element106" xlink:to="label106" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="element107" />
        <label xlink:type="resource" xlink:label="label107" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesAmortizedCost_en-US">Amortized cost of investment securities available-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element107" xlink:to="label107" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="element108" />
        <label xlink:type="resource" xlink:label="label108" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_en-US">Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element108" xlink:to="label108" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:label="element109" />
        <label xlink:type="resource" xlink:label="label109" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_en-US">Available-for-sale Securities, Gross Realized Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element109" xlink:to="label109" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:label="element110" />
        <label xlink:type="resource" xlink:label="label110" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_en-US">Loss on sale of securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element110" xlink:to="label110" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:label="element111" />
        <label xlink:type="resource" xlink:label="label111" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_en-US">Gross Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element111" xlink:to="label111" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:label="element112" />
        <label xlink:type="resource" xlink:label="label112" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_en-US">Gross Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element112" xlink:to="label112" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="element113" />
        <label xlink:type="resource" xlink:label="label113" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_en-US">Available-for-sale Securities, Gross Realized Gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element113" xlink:to="label113" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="element114" />
        <label xlink:type="resource" xlink:label="label114" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_en-US">Gain on sale of securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element114" xlink:to="label114" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="element115" />
        <label xlink:type="resource" xlink:label="label115" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_en-US">Gross Gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element115" xlink:to="label115" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="element116" />
        <label xlink:type="resource" xlink:label="label116" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_en-US">Gross Gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element116" xlink:to="label116" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="element117" />
        <label xlink:type="resource" xlink:label="label117" xlink:role="http://www.xbrl.org/2003/role/negativeLabel" xml:lang="en-US" id="negative_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_en-US">Available-for-sale Securities, Gross Realized Gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element117" xlink:to="label117" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankOverdraftsMember" xlink:label="element118" />
        <label xlink:type="resource" xlink:label="label118" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BankOverdraftsMember_en-US">Overdrafts [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element118" xlink:to="label118" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankOverdrafts" xlink:label="element119" />
        <label xlink:type="resource" xlink:label="label119" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BankOverdrafts_en-US">Bank Overdrafts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element119" xlink:to="label119" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankAcceptancesExecutedAndOutstanding" xlink:label="element120" />
        <label xlink:type="resource" xlink:label="label120" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BankAcceptancesExecutedAndOutstanding_en-US">Bank Acceptances Executed And Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element120" xlink:to="label120" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankAcceptancesExecutedAndOutstanding" xlink:label="element121" />
        <label xlink:type="resource" xlink:label="label121" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_BankAcceptancesExecutedAndOutstanding_en-US">Acceptances executed and outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element121" xlink:to="label121" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankTimeDepositsMember" xlink:label="element122" />
        <label xlink:type="resource" xlink:label="label122" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BankTimeDepositsMember_en-US">BankTimeDepositsMember</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element122" xlink:to="label122" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankTimeDepositsMember" xlink:label="element123" />
        <label xlink:type="resource" xlink:label="label123" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_BankTimeDepositsMember_en-US">Puerto Rico public fund deposits [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element123" xlink:to="label123" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="element124" />
        <label xlink:type="resource" xlink:label="label124" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BankingAndThriftAbstract_en-US">Banking and Thrift [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element124" xlink:to="label124" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:label="element125" />
        <label xlink:type="resource" xlink:label="label125" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_en-US">Basis of Presentation and Significant Accounting Policies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element125" xlink:to="label125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:label="element126" />
        <label xlink:type="resource" xlink:label="label126" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_en-US">Basis of Presentation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element126" xlink:to="label126" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="element127" />
        <label xlink:type="resource" xlink:label="label127" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BuildingAndBuildingImprovementsMember_en-US">Building And Building Improvements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element127" xlink:to="label127" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1" xlink:label="element128" />
        <label xlink:type="resource" xlink:label="label128" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1_en-US">Business Acquisition Date Of Acquisition Agreement1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element128" xlink:to="label128" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1" xlink:label="element129" />
        <label xlink:type="resource" xlink:label="label129" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1_en-US">Acquisition Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element129" xlink:to="label129" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationContingentConsiderationLiability" xlink:label="element130" />
        <label xlink:type="resource" xlink:label="label130" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BusinessCombinationContingentConsiderationLiability_en-US">Business Combination Contingent Consideration Liability</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element130" xlink:to="label130" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="element131" />
        <label xlink:type="resource" xlink:label="label131" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BusinessAcquisitionAcquireeDomain_en-US">Business Acquisition, Acquiree</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element131" xlink:to="label131" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="element132" />
        <label xlink:type="resource" xlink:label="label132" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BusinessCombinationsAbstract_en-US">FDIC-Assisted Acquisition [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element132" xlink:to="label132" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsPolicy" xlink:label="element133" />
        <label xlink:type="resource" xlink:label="label133" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_BusinessCombinationsPolicy_en-US">Business Combinations Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element133" xlink:to="label133" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CounterpartyNameAxis" xlink:label="element134" />
        <label xlink:type="resource" xlink:label="label134" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CounterpartyNameAxis_en-US">Counterparty Name [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element134" xlink:to="label134" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding" xlink:label="element135" />
        <label xlink:type="resource" xlink:label="label135" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding_en-US">Continuing Involvement With Transferred Financial Assets Principal Amount Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element135" xlink:to="label135" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Capital" xlink:label="element136" />
        <label xlink:type="resource" xlink:label="label136" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Capital_en-US">Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element136" xlink:to="label136" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Capital" xlink:label="element137" />
        <label xlink:type="resource" xlink:label="label137" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_Capital_en-US">Actual - Total capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element137" xlink:to="label137" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="element138" />
        <label xlink:type="resource" xlink:label="label138" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalAbstract_en-US">Capital [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element138" xlink:to="label138" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="element139" />
        <label xlink:type="resource" xlink:label="label139" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_en-US">Capital Required to be Well Capitalized to Risk Weighted Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element139" xlink:to="label139" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="element140" />
        <label xlink:type="resource" xlink:label="label140" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_en-US">Capital Required for Capital Adequacy to Risk Weighted Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element140" xlink:to="label140" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="element141" />
        <label xlink:type="resource" xlink:label="label141" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalRequiredForCapitalAdequacy_en-US">Capital Required for Capital Adequacy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element141" xlink:to="label141" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="element142" />
        <label xlink:type="resource" xlink:label="label142" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CapitalRequiredForCapitalAdequacy_en-US">Minimum Capital - Total Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element142" xlink:to="label142" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="element143" />
        <label xlink:type="resource" xlink:label="label143" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalRequiredToBeWellCapitalized_en-US">Capital Required to be Well Capitalized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element143" xlink:to="label143" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="element144" />
        <label xlink:type="resource" xlink:label="label144" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CapitalRequiredToBeWellCapitalized_en-US">Minimum to be well capitalized - Total Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element144" xlink:to="label144" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="element145" />
        <label xlink:type="resource" xlink:label="label145" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CapitalToRiskWeightedAssets_en-US">Capital to Risk Weighted Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element145" xlink:to="label145" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="element146" />
        <label xlink:type="resource" xlink:label="label146" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CarryingReportedAmountFairValueDisclosureMember_en-US">Carrying (Reported) Amount, Fair Value Disclosure [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element146" xlink:to="label146" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="element147" />
        <label xlink:type="resource" xlink:label="label147" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndDueFromBanks_en-US">Cash and Due from Banks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element147" xlink:to="label147" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="element148" />
        <label xlink:type="resource" xlink:label="label148" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsPolicyTextBlock_en-US">Cash And Cash Equivalents Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element148" xlink:to="label148" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="element149" />
        <label xlink:type="resource" xlink:label="label149" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_en-US">Cash and Cash Equivalents, Period Increase (Decrease)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element149" xlink:to="label149" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="element150" />
        <label xlink:type="resource" xlink:label="label150" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_en-US">Net change in cash and cash equivalents</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element150" xlink:to="label150" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:label="element151" />
        <label xlink:type="resource" xlink:label="label151" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_en-US">Cash and cash equivalents</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element151" xlink:to="label151" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:label="element152" />
        <label xlink:type="resource" xlink:label="label152" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_en-US">Cash and Cash Equivalents, at Carrying Value [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element152" xlink:to="label152" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashDividendsPaidToParentCompany" xlink:label="element153" />
        <label xlink:type="resource" xlink:label="label153" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashDividendsPaidToParentCompany_en-US">Cash Dividends Paid To Parent Company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element153" xlink:to="label153" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashDividendsPaidToParentCompany" xlink:label="element154" />
        <label xlink:type="resource" xlink:label="label154" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CashDividendsPaidToParentCompany_en-US">Dividends from banking subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element154" xlink:to="label154" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="element155" />
        <label xlink:type="resource" xlink:label="label155" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_CashAndCashEquivalentsAtCarryingValue_en-US">Cash and cash equivalents at end of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element155" xlink:to="label155" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="element156" />
        <label xlink:type="resource" xlink:label="label156" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_CashAndCashEquivalentsAtCarryingValue_en-US">Cash and cash equivalents at beginning of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element156" xlink:to="label156" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="element157" />
        <label xlink:type="resource" xlink:label="label157" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsAtCarryingValue_en-US">Cash and Cash Equivalents, at Carrying Value, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element157" xlink:to="label157" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="element158" />
        <label xlink:type="resource" xlink:label="label158" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_CashAndCashEquivalentsAtCarryingValue_en-US">Total cash and cash equivalents</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element158" xlink:to="label158" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="element159" />
        <label xlink:type="resource" xlink:label="label159" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CashAndCashEquivalentsAtCarryingValue_en-US">Total cash and cash equivalents</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element159" xlink:to="label159" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="element160" />
        <label xlink:type="resource" xlink:label="label160" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CashAndCashEquivalentsFairValueDisclosure_en-US">Cash and Cash Equivalents, Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element160" xlink:to="label160" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="element161" />
        <label xlink:type="resource" xlink:label="label161" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CashAndCashEquivalentsFairValueDisclosure_en-US">Money market investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element161" xlink:to="label161" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="element162" />
        <label xlink:type="resource" xlink:label="label162" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element162" xlink:to="label162" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="element163" />
        <label xlink:type="resource" xlink:label="label163" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_en-US">Accretable yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element163" xlink:to="label163" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="element164" />
        <label xlink:type="resource" xlink:label="label164" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_en-US">Balance at beginning of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element164" xlink:to="label164" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="element165" />
        <label xlink:type="resource" xlink:label="label165" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_en-US">Balance at end of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element165" xlink:to="label165" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:label="element166" />
        <label xlink:type="resource" xlink:label="label166" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element166" xlink:to="label166" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:label="element167" />
        <label xlink:type="resource" xlink:label="label167" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_en-US">Accretion Accretable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element167" xlink:to="label167" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions" xlink:label="element168" />
        <label xlink:type="resource" xlink:label="label168" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Additions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element168" xlink:to="label168" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions" xlink:label="element169" />
        <label xlink:type="resource" xlink:label="label169" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions_en-US">Additions accretable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element169" xlink:to="label169" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract" xlink:label="element170" />
        <label xlink:type="resource" xlink:label="label170" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element170" xlink:to="label170" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="element171" />
        <label xlink:type="resource" xlink:label="label171" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element171" xlink:to="label171" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference" xlink:label="element172" />
        <label xlink:type="resource" xlink:label="label172" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element172" xlink:to="label172" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference" xlink:label="element173" />
        <label xlink:type="resource" xlink:label="label173" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference_en-US">Transfer from (to) non-accretable discount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element173" xlink:to="label173" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses" xlink:label="element174" />
        <label xlink:type="resource" xlink:label="label174" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element174" xlink:to="label174" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses" xlink:label="element175" />
        <label xlink:type="resource" xlink:label="label175" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses_en-US">Allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element175" xlink:to="label175" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="element176" />
        <label xlink:type="resource" xlink:label="label176" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element176" xlink:to="label176" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="element177" />
        <label xlink:type="resource" xlink:label="label177" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_en-US">Carrying amount, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element177" xlink:to="label177" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="element178" />
        <label xlink:type="resource" xlink:label="label178" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_en-US">Net of the most recent acquired loans and accounted under ASC 310-30</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element178" xlink:to="label178" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="element179" />
        <label xlink:type="resource" xlink:label="label179" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_en-US">Loans covered under shared-loss agreements with the FDIC, net of allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element179" xlink:to="label179" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfTreasuryStockTable" xlink:label="element180" />
        <label xlink:type="resource" xlink:label="label180" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ClassOfTreasuryStockTable_en-US">ClassOfTreasuryStockTable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element180" xlink:to="label180" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="element181" />
        <label xlink:type="resource" xlink:label="label181" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ClassOfStockDomain_en-US">Class of Stock [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element181" xlink:to="label181" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedLoanObligationsMember" xlink:label="element182" />
        <label xlink:type="resource" xlink:label="label182" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CollateralizedLoanObligationsMember_en-US">Collateralized Loan Obligations [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element182" xlink:to="label182" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedLoanObligationsMember" xlink:label="element183" />
        <label xlink:type="resource" xlink:label="label183" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CollateralizedLoanObligationsMember_en-US">CLO [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element183" xlink:to="label183" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedLoanObligationsMember" xlink:label="element184" />
        <label xlink:type="resource" xlink:label="label184" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CollateralizedLoanObligationsMember_en-US">Collateral dependant impaired loan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element184" xlink:to="label184" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="element185" />
        <label xlink:type="resource" xlink:label="label185" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CollateralizedMortgageObligationsMember_en-US">Collateralized Mortgage Obligations [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element185" xlink:to="label185" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="element186" />
        <label xlink:type="resource" xlink:label="label186" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CollateralizedMortgageObligationsMember_en-US">CMO's [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element186" xlink:to="label186" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="element187" />
        <label xlink:type="resource" xlink:label="label187" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CollateralizedMortgageObligationsMember_en-US">CMO's issued by us government sponsored agenciesat loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element187" xlink:to="label187" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="element188" />
        <label xlink:type="resource" xlink:label="label188" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommercialLoanMember_en-US">Commercial Loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element188" xlink:to="label188" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="element189" />
        <label xlink:type="resource" xlink:label="label189" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CommercialLoanMember_en-US">Commercial and Industrial</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element189" xlink:to="label189" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="element190" />
        <label xlink:type="resource" xlink:label="label190" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CommercialLoanMember_en-US">Commercial</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element190" xlink:to="label190" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesPolicyTextBlock" xlink:label="element191" />
        <label xlink:type="resource" xlink:label="label191" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommitmentsAndContingenciesPolicyTextBlock_en-US">Commitments And Contingencies Policy Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element191" xlink:to="label191" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsDisclosureTextBlock" xlink:label="element192" />
        <label xlink:type="resource" xlink:label="label192" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommitmentsDisclosureTextBlock_en-US">Commitments Disclosure [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element192" xlink:to="label192" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsDisclosureTextBlock" xlink:label="element193" />
        <label xlink:type="resource" xlink:label="label193" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CommitmentsDisclosureTextBlock_en-US">Commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element193" xlink:to="label193" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="element194" />
        <label xlink:type="resource" xlink:label="label194" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_en-US">Commitments and Contingencies [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element194" xlink:to="label194" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="element195" />
        <label xlink:type="resource" xlink:label="label195" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CommonStockParOrStatedValuePerShare_en-US">Common stock, par value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element195" xlink:to="label195" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="element196" />
        <label xlink:type="resource" xlink:label="label196" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockParOrStatedValuePerShare_en-US">Common stock, par value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element196" xlink:to="label196" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockMember" xlink:label="element197" />
        <label xlink:type="resource" xlink:label="label197" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockMember_en-US">Common Stock [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element197" xlink:to="label197" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockValue" xlink:label="element198" />
        <label xlink:type="resource" xlink:label="label198" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CommonStockValue_en-US">Common stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element198" xlink:to="label198" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockValue" xlink:label="element199" />
        <label xlink:type="resource" xlink:label="label199" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockValue_en-US">Common Stock, Value, Issued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element199" xlink:to="label199" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="element200" />
        <label xlink:type="resource" xlink:label="label200" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CommonStockSharesIssued_en-US">Common stock, shares issued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element200" xlink:to="label200" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="element201" />
        <label xlink:type="resource" xlink:label="label201" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockSharesIssued_en-US">Common stock, shares issued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element201" xlink:to="label201" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="element202" />
        <label xlink:type="resource" xlink:label="label202" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CommonStockSharesAuthorized_en-US">Common stock, shares authorized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element202" xlink:to="label202" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="element203" />
        <label xlink:type="resource" xlink:label="label203" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockSharesAuthorized_en-US">Common stock, shares authorized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element203" xlink:to="label203" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="element204" />
        <label xlink:type="resource" xlink:label="label204" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CommonStockDividendsPerShareCashPaid_en-US">Cash dividends per share of common stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element204" xlink:to="label204" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="element205" />
        <label xlink:type="resource" xlink:label="label205" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockDividendsPerShareCashPaid_en-US">Common Stock, Dividends, Per Share, Cash Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element205" xlink:to="label205" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="element206" />
        <label xlink:type="resource" xlink:label="label206" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_CommonStockDividendsPerShareCashPaid_en-US">Cash dividends per share of common stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element206" xlink:to="label206" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="element207" />
        <label xlink:type="resource" xlink:label="label207" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CommonStockSharesOutstanding_en-US">Common stock, shares outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element207" xlink:to="label207" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="element208" />
        <label xlink:type="resource" xlink:label="label208" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockSharesOutstanding_en-US">Common stock, shares outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element208" xlink:to="label208" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Communication" xlink:label="element209" />
        <label xlink:type="resource" xlink:label="label209" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_Communication_en-US">Communication</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element209" xlink:to="label209" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Communication" xlink:label="element210" />
        <label xlink:type="resource" xlink:label="label210" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Communication_en-US">Communication</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element210" xlink:to="label210" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="element211" />
        <label xlink:type="resource" xlink:label="label211" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CompensationAndRetirementDisclosureAbstract_en-US">Compensation And Retirement Disclosure Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element211" xlink:to="label211" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:label="element212" />
        <label xlink:type="resource" xlink:label="label212" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_en-US">Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element212" xlink:to="label212" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="element213" />
        <label xlink:type="resource" xlink:label="label213" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_en-US">ComponentsOfDeferredTaxAssetsAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element213" xlink:to="label213" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="element214" />
        <label xlink:type="resource" xlink:label="label214" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_en-US">ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element214" xlink:to="label214" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:label="element215" />
        <label xlink:type="resource" xlink:label="label215" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_en-US">ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element215" xlink:to="label215" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="element216" />
        <label xlink:type="resource" xlink:label="label216" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_en-US">Components Of Deferred Tax Liabilities Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element216" xlink:to="label216" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="element217" />
        <label xlink:type="resource" xlink:label="label217" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_ComprehensiveIncomeNetOfTax_en-US">Comprehensive income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element217" xlink:to="label217" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="element218" />
        <label xlink:type="resource" xlink:label="label218" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComprehensiveIncomeNetOfTax_en-US">Comprehensive Income, Net of Tax, Attributable to Parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element218" xlink:to="label218" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="element219" />
        <label xlink:type="resource" xlink:label="label219" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ComprehensiveIncomeNetOfTax_en-US">Comprehensive income (loss)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element219" xlink:to="label219" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:label="element220" />
        <label xlink:type="resource" xlink:label="label220" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_en-US">Comprehensive Income Policy Policy Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element220" xlink:to="label220" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:label="element221" />
        <label xlink:type="resource" xlink:label="label221" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ComprehensiveIncomeNoteTextBlock_en-US">Comprehensive Income Note Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element221" xlink:to="label221" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="element222" />
        <label xlink:type="resource" xlink:label="label222" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_en-US">CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element222" xlink:to="label222" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="element223" />
        <label xlink:type="resource" xlink:label="label223" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_en-US">Condensed Financial Information Of Parent Company Only Disclosure Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element223" xlink:to="label223" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="element224" />
        <label xlink:type="resource" xlink:label="label224" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ConsolidationPolicyTextBlock_en-US">Consolidation Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element224" xlink:to="label224" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="element225" />
        <label xlink:type="resource" xlink:label="label225" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ConstructionLoansMember_en-US">Construction Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element225" xlink:to="label225" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="element226" />
        <label xlink:type="resource" xlink:label="label226" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ConstructionLoansMember_en-US">Construction Portfolio Segment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element226" xlink:to="label226" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="element227" />
        <label xlink:type="resource" xlink:label="label227" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ConsumerLoanMember_en-US">Consumer Loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element227" xlink:to="label227" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="element228" />
        <label xlink:type="resource" xlink:label="label228" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ConsumerLoanMember_en-US">Consumer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element228" xlink:to="label228" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueOneToTwoYears" xlink:label="element229" />
        <label xlink:type="resource" xlink:label="label229" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ContractReceivableDueOneToTwoYears_en-US">Contract Receivable Due One To Two Years</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element229" xlink:to="label229" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueTwoToThreeYears" xlink:label="element230" />
        <label xlink:type="resource" xlink:label="label230" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ContractReceivableDueTwoToThreeYears_en-US">Contract Receivable Due Two To Three Years</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element230" xlink:to="label230" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractTerminationMember" xlink:label="element231" />
        <label xlink:type="resource" xlink:label="label231" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ContractTerminationMember_en-US">Contract Termination Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element231" xlink:to="label231" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableAbstract" xlink:label="element232" />
        <label xlink:type="resource" xlink:label="label232" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ContractReceivableAbstract_en-US">ContractReceivableAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element232" xlink:to="label232" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueOneYearOrLess" xlink:label="element233" />
        <label xlink:type="resource" xlink:label="label233" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ContractReceivableDueOneYearOrLess_en-US">Contract Receivable Due One Year Or Less</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element233" xlink:to="label233" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractualObligationFiscalYearMaturityScheduleTableTextBlock" xlink:label="element234" />
        <label xlink:type="resource" xlink:label="label234" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ContractualObligationFiscalYearMaturityScheduleTableTextBlock_en-US">Contractual Obligation Fiscal Year Maturity Schedule [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element234" xlink:to="label234" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount" xlink:label="element235" />
        <label xlink:type="resource" xlink:label="label235" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ContractuallySpecifiedServicingFeesAmount_en-US">Contractually Specified Servicing Fees Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element235" xlink:to="label235" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount" xlink:label="element236" />
        <label xlink:type="resource" xlink:label="label236" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ContractuallySpecifiedServicingFeesAmount_en-US">Servicing fee</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element236" xlink:to="label236" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="element237" />
        <label xlink:type="resource" xlink:label="label237" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ConventionalLoanMember_en-US">Conventional Loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element237" xlink:to="label237" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="element238" />
        <label xlink:type="resource" xlink:label="label238" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ConventionalLoanMember_en-US">Traditional loan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element238" xlink:to="label238" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="element239" />
        <label xlink:type="resource" xlink:label="label239" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ConventionalLoanMember_en-US">Mortgage related servicing assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element239" xlink:to="label239" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="element240" />
        <label xlink:type="resource" xlink:label="label240" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CoreDepositsMember_en-US">CoreDepositsMember</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element240" xlink:to="label240" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesRelatedParty" xlink:label="element241" />
        <label xlink:type="resource" xlink:label="label241" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CostsAndExpensesRelatedParty_en-US">Expenses From Transactions With Other Operating Segments Of Same Entity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element241" xlink:to="label241" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesRelatedParty" xlink:label="element242" />
        <label xlink:type="resource" xlink:label="label242" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_CostsAndExpensesRelatedParty_en-US">Intersegment expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element242" xlink:to="label242" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="element243" />
        <label xlink:type="resource" xlink:label="label243" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CostsAndExpensesAbstract_en-US">Costs And Expenses [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element243" xlink:to="label243" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpenses" xlink:label="element244" />
        <label xlink:type="resource" xlink:label="label244" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CostsAndExpenses_en-US">Costs And Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element244" xlink:to="label244" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpenses" xlink:label="element245" />
        <label xlink:type="resource" xlink:label="label245" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CostsAndExpenses_en-US">Total expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element245" xlink:to="label245" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="element246" />
        <label xlink:type="resource" xlink:label="label246" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CreditCardReceivablesMember_en-US">Credit Cards [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element246" xlink:to="label246" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="element247" />
        <label xlink:type="resource" xlink:label="label247" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CurrentIncomeTaxExpenseBenefit_en-US">Current Income Tax Expense Benefit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element247" xlink:to="label247" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerRelationshipsMember" xlink:label="element248" />
        <label xlink:type="resource" xlink:label="label248" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CustomerRelationshipsMember_en-US">Customer Relationships [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element248" xlink:to="label248" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomersLiabilityForAcceptancesNet" xlink:label="element249" />
        <label xlink:type="resource" xlink:label="label249" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CustomersLiabilityForAcceptancesNet_en-US">CustomersLiabilityForAcceptancesNet</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element249" xlink:to="label249" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomersLiabilityForAcceptancesNet" xlink:label="element250" />
        <label xlink:type="resource" xlink:label="label250" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_CustomersLiabilityForAcceptancesNet_en-US">Customers' liability on acceptances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element250" xlink:to="label250" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DesignatedAsHedgingInstrumentMember" xlink:label="element251" />
        <label xlink:type="resource" xlink:label="label251" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DesignatedAsHedgingInstrumentMember_en-US">Designated as Hedging Instrument [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element251" xlink:to="label251" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="element252" />
        <label xlink:type="resource" xlink:label="label252" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentLineItems_en-US">Debt Instrument [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element252" xlink:to="label252" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="element253" />
        <label xlink:type="resource" xlink:label="label253" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentTable_en-US">Debt Instrument [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element253" xlink:to="label253" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="element254" />
        <label xlink:type="resource" xlink:label="label254" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtAndCapitalLeaseObligations_en-US">Borrowings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element254" xlink:to="label254" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="element255" />
        <label xlink:type="resource" xlink:label="label255" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DebtAndCapitalLeaseObligations_en-US">Total borrowings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element255" xlink:to="label255" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="element256" />
        <label xlink:type="resource" xlink:label="label256" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DebtAndCapitalLeaseObligations_en-US">Borrowing Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element256" xlink:to="label256" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="element257" />
        <label xlink:type="resource" xlink:label="label257" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_en-US">Debt Instrument, Variable Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element257" xlink:to="label257" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="element258" />
        <label xlink:type="resource" xlink:label="label258" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_en-US">Debt Instrument Basis Spread On Variable Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element258" xlink:to="label258" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="element259" />
        <label xlink:type="resource" xlink:label="label259" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtDisclosureAbstract_en-US">Debt Disclosure [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element259" xlink:to="label259" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="element260" />
        <label xlink:type="resource" xlink:label="label260" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DebtDisclosureTextBlock_en-US">Borrowings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element260" xlink:to="label260" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="element261" />
        <label xlink:type="resource" xlink:label="label261" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtDisclosureTextBlock_en-US">Debt Disclosure [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element261" xlink:to="label261" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="element262" />
        <label xlink:type="resource" xlink:label="label262" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentAxis_en-US">Debt Instrument [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element262" xlink:to="label262" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="element263" />
        <label xlink:type="resource" xlink:label="label263" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DebtInstrumentAxis_en-US">Secured liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element263" xlink:to="label263" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtWeightedAverageInterestRate" xlink:label="element264" />
        <label xlink:type="resource" xlink:label="label264" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtWeightedAverageInterestRate_en-US">Debt, Weighted Average Interest Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element264" xlink:to="label264" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtWeightedAverageInterestRate" xlink:label="element265" />
        <label xlink:type="resource" xlink:label="label265" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DebtWeightedAverageInterestRate_en-US">Weighted Average Coupon</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element265" xlink:to="label265" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligationsAbstract" xlink:label="element266" />
        <label xlink:type="resource" xlink:label="label266" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtAndCapitalLeaseObligationsAbstract_en-US">Borrowing [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element266" xlink:to="label266" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligationsAbstract" xlink:label="element267" />
        <label xlink:type="resource" xlink:label="label267" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DebtAndCapitalLeaseObligationsAbstract_en-US">Borrowings:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element267" xlink:to="label267" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="element268" />
        <label xlink:type="resource" xlink:label="label268" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentNameDomain_en-US">Debt Instrument, Name [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element268" xlink:to="label268" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentUnamortizedDiscount" xlink:label="element269" />
        <label xlink:type="resource" xlink:label="label269" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentUnamortizedDiscount_en-US">Debt Instrument, Unamortized Discount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element269" xlink:to="label269" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentUnamortizedDiscount" xlink:label="element270" />
        <label xlink:type="resource" xlink:label="label270" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DebtInstrumentUnamortizedDiscount_en-US">Unamortized deposit discounts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element270" xlink:to="label270" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentUnamortizedPremium" xlink:label="element271" />
        <label xlink:type="resource" xlink:label="label271" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentUnamortizedPremium_en-US">Debt Instrument, Unamortized Premium</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element271" xlink:to="label271" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentInterestRateTerms" xlink:label="element272" />
        <label xlink:type="resource" xlink:label="label272" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentInterestRateTerms_en-US">DebtInstrumentInterestRateTerms</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element272" xlink:to="label272" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="element273" />
        <label xlink:type="resource" xlink:label="label273" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DebtInstrumentsAbstract_en-US">Debt Instruments [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element273" xlink:to="label273" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="element274" />
        <label xlink:type="resource" xlink:label="label274" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredIncomeTaxLiabilities_en-US">Deferred Income Tax Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element274" xlink:to="label274" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="element275" />
        <label xlink:type="resource" xlink:label="label275" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xml:lang="en-US" id="NegatedTotal_us-gaap_DeferredIncomeTaxLiabilities_en-US">Deferred Tax Liability Gross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element275" xlink:to="label275" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="element276" />
        <label xlink:type="resource" xlink:label="label276" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DeferredIncomeTaxExpenseBenefit_en-US">Deferred income taxes, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element276" xlink:to="label276" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="element277" />
        <label xlink:type="resource" xlink:label="label277" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredIncomeTaxExpenseBenefit_en-US">Deferred Income Tax Expense (Benefit)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element277" xlink:to="label277" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsDerivativeInstruments" xlink:label="element278" />
        <label xlink:type="resource" xlink:label="label278" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsDerivativeInstruments_en-US">Deferred Tax Assets Derivative Instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element278" xlink:to="label278" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsDerivativeInstruments" xlink:label="element279" />
        <label xlink:type="resource" xlink:label="label279" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DeferredTaxAssetsDerivativeInstruments_en-US">Deferred Tax Assets S&amp;P option contracts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element279" xlink:to="label279" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsCapitalLossCarryforwards" xlink:label="element280" />
        <label xlink:type="resource" xlink:label="label280" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_en-US">Deferred Tax Assets Capital Loss Carryforwards</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element280" xlink:to="label280" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsCapitalLossCarryforwards" xlink:label="element281" />
        <label xlink:type="resource" xlink:label="label281" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_en-US">Capital Loss Carry forwards</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element281" xlink:to="label281" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="element282" />
        <label xlink:type="resource" xlink:label="label282" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsGross_en-US">Deferred Tax Assets Gross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element282" xlink:to="label282" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="element283" />
        <label xlink:type="resource" xlink:label="label283" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DeferredTaxAssetsGross_en-US">Deferred Tax Assets Gross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element283" xlink:to="label283" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="element284" />
        <label xlink:type="resource" xlink:label="label284" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsOther_en-US">Deferred Tax Assets Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element284" xlink:to="label284" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="element285" />
        <label xlink:type="resource" xlink:label="label285" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DeferredTaxAssetsNet_en-US">Deferred tax asset, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element285" xlink:to="label285" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="element286" />
        <label xlink:type="resource" xlink:label="label286" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsNet_en-US">Deferred Tax Assets, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element286" xlink:to="label286" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="element287" />
        <label xlink:type="resource" xlink:label="label287" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DeferredTaxAssetsNet_en-US">Deferred Tax Assets, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element287" xlink:to="label287" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="element288" />
        <label xlink:type="resource" xlink:label="label288" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DeferredTaxAssetsNet_en-US">Deferred tax asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element288" xlink:to="label288" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsOtherComprehensiveLoss" xlink:label="element289" />
        <label xlink:type="resource" xlink:label="label289" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsOtherComprehensiveLoss_en-US">Deferred Tax Assets Other Comprehensive Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element289" xlink:to="label289" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsOtherComprehensiveLoss" xlink:label="element290" />
        <label xlink:type="resource" xlink:label="label290" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DeferredTaxAssetsOtherComprehensiveLoss_en-US">Deferred Tax Assets Unrealized Net Loss Included in Other Comprehensive Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element290" xlink:to="label290" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xlink:label="element291" />
        <label xlink:type="resource" xlink:label="label291" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_en-US">Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Allowance For Doubtful Accounts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element291" xlink:to="label291" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:label="element292" />
        <label xlink:type="resource" xlink:label="label292" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_en-US">Deferred Tax Assets Tax Credit Carryforwards Alternative Minimum Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element292" xlink:to="label292" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="element293" />
        <label xlink:type="resource" xlink:label="label293" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxAssetsValuationAllowance_en-US">Deferred Tax Assets Valuation Allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element293" xlink:to="label293" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="element294" />
        <label xlink:type="resource" xlink:label="label294" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DeferredTaxAssetsValuationAllowance_en-US">Deferred Tax Assets Valuation Allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element294" xlink:to="label294" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="element295" />
        <label xlink:type="resource" xlink:label="label295" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxLiabilitiesOther_en-US">Deferred Tax Liabilities Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element295" xlink:to="label295" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="element296" />
        <label xlink:type="resource" xlink:label="label296" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DeferredTaxLiabilitiesOther_en-US">Deferred Tax Liabilities Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element296" xlink:to="label296" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesMortgageServicingRights" xlink:label="element297" />
        <label xlink:type="resource" xlink:label="label297" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_en-US">Deferred Tax Liabilities Mortgage Servicing Rights</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element297" xlink:to="label297" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesMortgageServicingRights" xlink:label="element298" />
        <label xlink:type="resource" xlink:label="label298" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_en-US">Deferred Tax Liabilities Mortgage Servicing Rights</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element298" xlink:to="label298" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="element299" />
        <label xlink:type="resource" xlink:label="label299" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxLiabilities_en-US">Deferred Tax Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element299" xlink:to="label299" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="element300" />
        <label xlink:type="resource" xlink:label="label300" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DeferredTaxLiabilities_en-US">Deferred tax liabilities, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element300" xlink:to="label300" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" xlink:label="element301" />
        <label xlink:type="resource" xlink:label="label301" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities_en-US">Deferred Tax Liabilities Unrealized Gains On Trading Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element301" xlink:to="label301" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" xlink:label="element302" />
        <label xlink:type="resource" xlink:label="label302" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities_en-US">Deferred Tax Liabilities Unrealized Gains On Trading Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element302" xlink:to="label302" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount" xlink:label="element303" />
        <label xlink:type="resource" xlink:label="label303" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount_en-US">Defined Contribution Plan Maximum Annual Contributions Per Employee Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element303" xlink:to="label303" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:label="element304" />
        <label xlink:type="resource" xlink:label="label304" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_en-US">Defined Contribution Plan Employer Discretionary Contribution Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element304" xlink:to="label304" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:label="element305" />
        <label xlink:type="resource" xlink:label="label305" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_en-US">Defined Contribution Plan, cash contribution amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element305" xlink:to="label305" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="element306" />
        <label xlink:type="resource" xlink:label="label306" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedContributionPlanCostRecognized_en-US">Defined Contribution Plan Cost Recognized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element306" xlink:to="label306" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DemandDepositAccounts" xlink:label="element307" />
        <label xlink:type="resource" xlink:label="label307" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DemandDepositAccounts_en-US">Demand deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element307" xlink:to="label307" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DemandDepositAccounts" xlink:label="element308" />
        <label xlink:type="resource" xlink:label="label308" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DemandDepositAccounts_en-US">Demand Deposit Accounts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element308" xlink:to="label308" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="element309" />
        <label xlink:type="resource" xlink:label="label309" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DepositLiabilitiesDisclosuresTextBlock_en-US">Deposit and Related Interest</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element309" xlink:to="label309" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="element310" />
        <label xlink:type="resource" xlink:label="label310" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DepositLiabilitiesDisclosuresTextBlock_en-US">Deposit Liabilities Disclosures [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element310" xlink:to="label310" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositLiabilitiesAccruedInterest" xlink:label="element311" />
        <label xlink:type="resource" xlink:label="label311" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DepositLiabilitiesAccruedInterest_en-US">Deposit Liabilities, Accrued Interest</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element311" xlink:to="label311" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositLiabilitiesAccruedInterest" xlink:label="element312" />
        <label xlink:type="resource" xlink:label="label312" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DepositLiabilitiesAccruedInterest_en-US">Accrued Interest, Time Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element312" xlink:to="label312" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="element313" />
        <label xlink:type="resource" xlink:label="label313" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DepositsMoneyMarketDeposits_en-US">Deposits Money Market Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element313" xlink:to="label313" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="element314" />
        <label xlink:type="resource" xlink:label="label314" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DepositsMoneyMarketDeposits_en-US">Brokered Money Market Deposit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element314" xlink:to="label314" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="element315" />
        <label xlink:type="resource" xlink:label="label315" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_Deposits_en-US">Total deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element315" xlink:to="label315" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="element316" />
        <label xlink:type="resource" xlink:label="label316" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Deposits_en-US">Deposits, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element316" xlink:to="label316" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="element317" />
        <label xlink:type="resource" xlink:label="label317" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_Deposits_en-US">Total deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element317" xlink:to="label317" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="element318" />
        <label xlink:type="resource" xlink:label="label318" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DepositsAbstract_en-US">Deposits:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element318" xlink:to="label318" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="element319" />
        <label xlink:type="resource" xlink:label="label319" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DepositsAbstract_en-US">Deposits [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element319" xlink:to="label319" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="element320" />
        <label xlink:type="resource" xlink:label="label320" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DepositsFairValueDisclosure_en-US">Deposits, Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element320" xlink:to="label320" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="element321" />
        <label xlink:type="resource" xlink:label="label321" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DepositsSavingsDeposits_en-US">Savings accounts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element321" xlink:to="label321" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="element322" />
        <label xlink:type="resource" xlink:label="label322" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DepositsSavingsDeposits_en-US">Deposits, Savings Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element322" xlink:to="label322" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="element323" />
        <label xlink:type="resource" xlink:label="label323" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DepositsByComponentAlternativeAbstract_en-US">Deposits, by Component, Alternative [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element323" xlink:to="label323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsRetail" xlink:label="element324" />
        <label xlink:type="resource" xlink:label="label324" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DepositsRetail_en-US">Deposits, Retail</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element324" xlink:to="label324" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsRetail" xlink:label="element325" />
        <label xlink:type="resource" xlink:label="label325" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DepositsRetail_en-US">Total Core Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element325" xlink:to="label325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="element326" />
        <label xlink:type="resource" xlink:label="label326" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DepreciationNonproduction_en-US">Depreciation, Nonproduction</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element326" xlink:to="label326" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="element327" />
        <label xlink:type="resource" xlink:label="label327" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DepreciationNonproduction_en-US">Depreciation and amortization of premises and equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element327" xlink:to="label327" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Depreciation" xlink:label="element328" />
        <label xlink:type="resource" xlink:label="label328" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Depreciation_en-US">Depreciation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element328" xlink:to="label328" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities" xlink:label="element329" />
        <label xlink:type="resource" xlink:label="label329" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities_en-US">DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element329" xlink:to="label329" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities" xlink:label="element330" />
        <label xlink:type="resource" xlink:label="label330" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities_en-US">Financial Instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element330" xlink:to="label330" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset" xlink:label="element331" />
        <label xlink:type="resource" xlink:label="label331" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset_en-US">DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element331" xlink:to="label331" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset" xlink:label="element332" />
        <label xlink:type="resource" xlink:label="label332" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset_en-US">Gross amount Offset in the Statement of Financial Condition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element332" xlink:to="label332" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash" xlink:label="element333" />
        <label xlink:type="resource" xlink:label="label333" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash_en-US">DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element333" xlink:to="label333" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash" xlink:label="element334" />
        <label xlink:type="resource" xlink:label="label334" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash_en-US">Cash Collateral Received</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element334" xlink:to="label334" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" xlink:label="element335" />
        <label xlink:type="resource" xlink:label="label335" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_en-US">Derivative Financial Instruments, Liabilities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element335" xlink:to="label335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" xlink:label="element336" />
        <label xlink:type="resource" xlink:label="label336" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_en-US">Derivative liability (S&amp;P Embedded Options) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element336" xlink:to="label336" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="element337" />
        <label xlink:type="resource" xlink:label="label337" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLineItems_en-US">Derivative [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element337" xlink:to="label337" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentDetailAbstract" xlink:label="element338" />
        <label xlink:type="resource" xlink:label="label338" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeInstrumentDetailAbstract_en-US">Derivative Instrument Detail [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element338" xlink:to="label338" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMember" xlink:label="element339" />
        <label xlink:type="resource" xlink:label="label339" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeMember_en-US">Derivative</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element339" xlink:to="label339" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMember" xlink:label="element340" />
        <label xlink:type="resource" xlink:label="label340" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeMember_en-US">Derivative secured with cash or equivalents [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element340" xlink:to="label340" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMember" xlink:label="element341" />
        <label xlink:type="resource" xlink:label="label341" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeMember_en-US">Derivatives</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element341" xlink:to="label341" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetsLiabilitiesAtFairValueNetByBalanceSheetClassificationAbstract" xlink:label="element342" />
        <label xlink:type="resource" xlink:label="label342" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetsLiabilitiesAtFairValueNetByBalanceSheetClassificationAbstract_en-US">Derivative Assets (Liabilities), at Fair Value, Net, by Balance Sheet Classification [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element342" xlink:to="label342" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral" xlink:label="element343" />
        <label xlink:type="resource" xlink:label="label343" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_en-US">Derivative Liability, Securities Sold under Agreements to Resell, Securities Loaned, Amount Offset Against Collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element343" xlink:to="label343" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral" xlink:label="element344" />
        <label xlink:type="resource" xlink:label="label344" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_en-US">Net Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element344" xlink:to="label344" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsAssetsMember" xlink:label="element345" />
        <label xlink:type="resource" xlink:label="label345" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeFinancialInstrumentsAssetsMember_en-US">Derivative Financial Instruments, Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element345" xlink:to="label345" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsAssetsMember" xlink:label="element346" />
        <label xlink:type="resource" xlink:label="label346" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeFinancialInstrumentsAssetsMember_en-US">Derivative asset (S&amp;P Purchased Options) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element346" xlink:to="label346" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed" xlink:label="element347" />
        <label xlink:type="resource" xlink:label="label347" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_en-US">DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element347" xlink:to="label347" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed" xlink:label="element348" />
        <label xlink:type="resource" xlink:label="label348" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_en-US">Net Amount of Assets in Statement of Financial Condition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element348" xlink:to="label348" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="element349" />
        <label xlink:type="resource" xlink:label="label349" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeTable_en-US">Derivative [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element349" xlink:to="label349" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral" xlink:label="element350" />
        <label xlink:type="resource" xlink:label="label350" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_en-US">Derivative Asset Securities Purchased Under Agreements To Resell Securities Borrowed Amount Offset Against Collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element350" xlink:to="label350" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral" xlink:label="element351" />
        <label xlink:type="resource" xlink:label="label351" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_en-US">Net Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element351" xlink:to="label351" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMaturityDates" xlink:label="element352" />
        <label xlink:type="resource" xlink:label="label352" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeMaturityDates_en-US">Derivative, Maturity Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element352" xlink:to="label352" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMaturityDates" xlink:label="element353" />
        <label xlink:type="resource" xlink:label="label353" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeMaturityDates_en-US">Maturity Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element353" xlink:to="label353" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInceptionDates" xlink:label="element354" />
        <label xlink:type="resource" xlink:label="label354" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeInceptionDates_en-US">Derivative, Inception Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element354" xlink:to="label354" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInceptionDates" xlink:label="element355" />
        <label xlink:type="resource" xlink:label="label355" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeInceptionDates_en-US">Trade Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element355" xlink:to="label355" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross" xlink:label="element356" />
        <label xlink:type="resource" xlink:label="label356" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross_en-US">DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element356" xlink:to="label356" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross" xlink:label="element357" />
        <label xlink:type="resource" xlink:label="label357" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross_en-US">Gross amount of Recognized Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element357" xlink:to="label357" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="element358" />
        <label xlink:type="resource" xlink:label="label358" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_en-US">Derivative Activities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element358" xlink:to="label358" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities" xlink:label="element359" />
        <label xlink:type="resource" xlink:label="label359" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_en-US">DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element359" xlink:to="label359" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities" xlink:label="element360" />
        <label xlink:type="resource" xlink:label="label360" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_en-US">Financial Instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element360" xlink:to="label360" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash" xlink:label="element361" />
        <label xlink:type="resource" xlink:label="label361" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash_en-US">DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element361" xlink:to="label361" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash" xlink:label="element362" />
        <label xlink:type="resource" xlink:label="label362" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash_en-US">Cash Collateral Provided</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element362" xlink:to="label362" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="element363" />
        <label xlink:type="resource" xlink:label="label363" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssets_en-US">Derivative Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element363" xlink:to="label363" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="element364" />
        <label xlink:type="resource" xlink:label="label364" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeAssets_en-US">Derivative assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element364" xlink:to="label364" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross" xlink:label="element365" />
        <label xlink:type="resource" xlink:label="label365" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross_en-US">DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element365" xlink:to="label365" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross" xlink:label="element366" />
        <label xlink:type="resource" xlink:label="label366" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross_en-US">Gross Amount of Recognized Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element366" xlink:to="label366" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned" xlink:label="element367" />
        <label xlink:type="resource" xlink:label="label367" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_en-US">DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element367" xlink:to="label367" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned" xlink:label="element368" />
        <label xlink:type="resource" xlink:label="label368" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_en-US">Net Amount of Liabilities Presented in the Statement of Financial Condition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element368" xlink:to="label368" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="element369" />
        <label xlink:type="resource" xlink:label="label369" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilities_en-US">Derivative Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element369" xlink:to="label369" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="element370" />
        <label xlink:type="resource" xlink:label="label370" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeLiabilities_en-US">Derivative liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element370" xlink:to="label370" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="element371" />
        <label xlink:type="resource" xlink:label="label371" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DerivativeLiabilities_en-US">Derivative liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element371" xlink:to="label371" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="element372" />
        <label xlink:type="resource" xlink:label="label372" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeLiabilities_en-US">Derivative liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element372" xlink:to="label372" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability" xlink:label="element373" />
        <label xlink:type="resource" xlink:label="label373" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability_en-US">DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element373" xlink:to="label373" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability" xlink:label="element374" />
        <label xlink:type="resource" xlink:label="label374" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability_en-US">Gross amounts Offset in the Statement of Financial Condition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element374" xlink:to="label374" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="element375" />
        <label xlink:type="resource" xlink:label="label375" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_en-US">Derivative Acitivities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element375" xlink:to="label375" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="element376" />
        <label xlink:type="resource" xlink:label="label376" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_en-US">Derivative Instruments and Hedging Activities Disclosure [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element376" xlink:to="label376" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="element377" />
        <label xlink:type="resource" xlink:label="label377" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeByNatureAxis_en-US">Derivative By Nature Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element377" xlink:to="label377" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="element378" />
        <label xlink:type="resource" xlink:label="label378" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeGainLossOnDerivativeNet_en-US">Derivative Gain Loss On Derivative Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element378" xlink:to="label378" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="element379" />
        <label xlink:type="resource" xlink:label="label379" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DerivativeGainLossOnDerivativeNet_en-US">Derivatives</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element379" xlink:to="label379" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="element380" />
        <label xlink:type="resource" xlink:label="label380" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DerivativeGainLossOnDerivativeNet_en-US">Derivatives</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element380" xlink:to="label380" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAverageFixedInterestRate" xlink:label="element381" />
        <label xlink:type="resource" xlink:label="label381" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeAverageFixedInterestRate_en-US">Derivative, Average Fixed Interest Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element381" xlink:to="label381" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAverageFixedInterestRate" xlink:label="element382" />
        <label xlink:type="resource" xlink:label="label382" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DerivativeAverageFixedInterestRate_en-US">Fixed rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element382" xlink:to="label382" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="element383" />
        <label xlink:type="resource" xlink:label="label383" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeNameDomain_en-US">Derivative Name Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element383" xlink:to="label383" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="element384" />
        <label xlink:type="resource" xlink:label="label384" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativeInstrumentsGainLossLineItems_en-US">Derivative Instruments, Gain (Loss) [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element384" xlink:to="label384" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativesPolicyTextBlock" xlink:label="element385" />
        <label xlink:type="resource" xlink:label="label385" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DerivativesPolicyTextBlock_en-US">Derivatives Policy Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element385" xlink:to="label385" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DescriptionOfRegulatoryAssistance" xlink:label="element386" />
        <label xlink:type="resource" xlink:label="label386" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DescriptionOfRegulatoryAssistance_en-US">True-Up Payment Description</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element386" xlink:to="label386" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DescriptionOfRegulatoryAssistance" xlink:label="element387" />
        <label xlink:type="resource" xlink:label="label387" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DescriptionOfRegulatoryAssistance_en-US">FDIC Assisted Transaction Description</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element387" xlink:to="label387" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureOfRepurchaseAgreementsAbstract" xlink:label="element388" />
        <label xlink:type="resource" xlink:label="label388" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_en-US">DisclosureOfRepurchaseAgreementsAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element388" xlink:to="label388" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureTextBlockAbstract" xlink:label="element389" />
        <label xlink:type="resource" xlink:label="label389" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DisclosureTextBlockAbstract_en-US">Disclosure Text Block Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element389" xlink:to="label389" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureTextBlockAbstract" xlink:label="element390" />
        <label xlink:type="resource" xlink:label="label390" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DisclosureTextBlockAbstract_en-US">Accumulated Other Comprehensive Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element390" xlink:to="label390" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureOfTransferOfSecuritizedFinancialAssetsAccountedForAsSaleAbstract" xlink:label="element391" />
        <label xlink:type="resource" xlink:label="label391" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DisclosureOfTransferOfSecuritizedFinancialAssetsAccountedForAsSaleAbstract_en-US">Disclosure Of Transfer Of Securitized Financial Assets Accounted For As Sale Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element391" xlink:to="label391" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xlink:label="element392" />
        <label xlink:type="resource" xlink:label="label392" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock_en-US">Disclosure Of Share Based Compensation Arrangements By Share Based Payment Award Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element392" xlink:to="label392" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="element393" />
        <label xlink:type="resource" xlink:label="label393" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DividendsPreferredStockCash_en-US">Dividends, Preferred Stock, Cash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element393" xlink:to="label393" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="element394" />
        <label xlink:type="resource" xlink:label="label394" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DividendsPreferredStockCash_en-US">Cash dividends declared on preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element394" xlink:to="label394" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="element395" />
        <label xlink:type="resource" xlink:label="label395" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DividendsPreferredStockCash_en-US">Cash dividends declared on preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element395" xlink:to="label395" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="element396" />
        <label xlink:type="resource" xlink:label="label396" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DividendsCommonStockCash_en-US">Dividends, Common Stock, Cash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element396" xlink:to="label396" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="element397" />
        <label xlink:type="resource" xlink:label="label397" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DividendsCommonStockCash_en-US">Cash dividends declared on common stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element397" xlink:to="label397" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="element398" />
        <label xlink:type="resource" xlink:label="label398" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DividendsCommonStockCash_en-US">Cash dividends declared on common stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element398" xlink:to="label398" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsAndInterestPaid" xlink:label="element399" />
        <label xlink:type="resource" xlink:label="label399" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DividendsAndInterestPaid_en-US">Dividends Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element399" xlink:to="label399" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsAndInterestPaid" xlink:label="element400" />
        <label xlink:type="resource" xlink:label="label400" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DividendsAndInterestPaid_en-US">Dividends And Interest Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element400" xlink:to="label400" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="element401" />
        <label xlink:type="resource" xlink:label="label401" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DividendsPreferredStock_en-US">Dividends, Preferred Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element401" xlink:to="label401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="element402" />
        <label xlink:type="resource" xlink:label="label402" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DividendsPreferredStock_en-US">Non-convertible preferred stock dividends</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element402" xlink:to="label402" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="element403" />
        <label xlink:type="resource" xlink:label="label403" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_DividendsPreferredStock_en-US">Dividends, Preferred Stock, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element403" xlink:to="label403" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="element404" />
        <label xlink:type="resource" xlink:label="label404" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_DividendsPreferredStock_en-US">Dividends on preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element404" xlink:to="label404" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPayableCurrent" xlink:label="element405" />
        <label xlink:type="resource" xlink:label="label405" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DividendsPayableCurrent_en-US">Dividends Payable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element405" xlink:to="label405" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="element406" />
        <label xlink:type="resource" xlink:label="label406" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EarningsPerShareTextBlock_en-US">Earnings Per Share Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element406" xlink:to="label406" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="element407" />
        <label xlink:type="resource" xlink:label="label407" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_EarningsPerShareBasic_en-US">Basic</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element407" xlink:to="label407" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="element408" />
        <label xlink:type="resource" xlink:label="label408" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EarningsPerShareBasic_en-US">Earnings Per Share, Basic</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element408" xlink:to="label408" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="element409" />
        <label xlink:type="resource" xlink:label="label409" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_EarningsPerShareBasic_en-US">Basic</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element409" xlink:to="label409" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="element410" />
        <label xlink:type="resource" xlink:label="label410" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EarningsPerShareBasic_en-US">Earnings per common share - basic</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element410" xlink:to="label410" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="element411" />
        <label xlink:type="resource" xlink:label="label411" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EarningsPerSharePolicyTextBlock_en-US">Earnings Per Share Policy Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element411" xlink:to="label411" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="element412" />
        <label xlink:type="resource" xlink:label="label412" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_EarningsPerShareDiluted_en-US">Diluted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element412" xlink:to="label412" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="element413" />
        <label xlink:type="resource" xlink:label="label413" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EarningsPerShareDiluted_en-US">Earnings Per Share, Diluted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element413" xlink:to="label413" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="element414" />
        <label xlink:type="resource" xlink:label="label414" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_EarningsPerShareDiluted_en-US">Diluted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element414" xlink:to="label414" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="element415" />
        <label xlink:type="resource" xlink:label="label415" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EarningsPerShareDiluted_en-US">Earnings per common share - diluted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element415" xlink:to="label415" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="element416" />
        <label xlink:type="resource" xlink:label="label416" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_EarningsPerShareAbstract_en-US">(Loss) Earnings per common share:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element416" xlink:to="label416" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="element417" />
        <label xlink:type="resource" xlink:label="label417" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EarningsPerShareAbstract_en-US">Earnings Per Share [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element417" xlink:to="label417" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="element418" />
        <label xlink:type="resource" xlink:label="label418" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateContinuingOperations_en-US">EffectiveIncomeTaxRateContinuingOperations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element418" xlink:to="label418" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="element419" />
        <label xlink:type="resource" xlink:label="label419" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EffectiveIncomeTaxRateContinuingOperations_en-US">Total Income Tax Expense (Benefit)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element419" xlink:to="label419" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="element420" />
        <label xlink:type="resource" xlink:label="label420" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_en-US">EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element420" xlink:to="label420" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="element421" />
        <label xlink:type="resource" xlink:label="label421" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_en-US">Effective Income Tax Rate Reconciliation State And Local Income Taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element421" xlink:to="label421" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="element422" />
        <label xlink:type="resource" xlink:label="label422" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_en-US">Tax at statutory rates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element422" xlink:to="label422" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="element423" />
        <label xlink:type="resource" xlink:label="label423" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_en-US">EffectiveIncomeTaxRateReconciliationOtherAdjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element423" xlink:to="label423" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="element424" />
        <label xlink:type="resource" xlink:label="label424" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_en-US">Other items, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element424" xlink:to="label424" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="element425" />
        <label xlink:type="resource" xlink:label="label425" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_en-US">Effective Income Tax Rate Reconciliation Change In Deferred Tax Assets Valuation Allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element425" xlink:to="label425" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" xlink:label="element426" />
        <label xlink:type="resource" xlink:label="label426" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_en-US">EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element426" xlink:to="label426" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" xlink:label="element427" />
        <label xlink:type="resource" xlink:label="label427" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_en-US">Effect in deferred taxes due to increase or decrease in tax rates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element427" xlink:to="label427" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies" xlink:label="element428" />
        <label xlink:type="resource" xlink:label="label428" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_en-US">Effective Income Tax Rate Reconciliation Tax Contingencies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element428" xlink:to="label428" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies" xlink:label="element429" />
        <label xlink:type="resource" xlink:label="label429" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_en-US">Effective Income Tax Rate Reconciliation Release of Unrecognized Tax Benefits, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element429" xlink:to="label429" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="element430" />
        <label xlink:type="resource" xlink:label="label430" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_en-US">EffectiveIncomeTaxRateReconciliationTaxExemptIncome</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element430" xlink:to="label430" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="element431" />
        <label xlink:type="resource" xlink:label="label431" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_en-US">Tax effect of exempt income, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element431" xlink:to="label431" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability" xlink:label="element432" />
        <label xlink:type="resource" xlink:label="label432" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability_en-US">Embedded Derivative, Fair Value of Embedded Derivative Liability</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element432" xlink:to="label432" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability" xlink:label="element433" />
        <label xlink:type="resource" xlink:label="label433" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability_en-US">Equity indexed options</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element433" xlink:to="label433" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="element434" />
        <label xlink:type="resource" xlink:label="label434" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EmployeeStockOptionMember_en-US">Options tied to Standard &amp; Poor 500 Stock Market Index [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element434" xlink:to="label434" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:label="element435" />
        <label xlink:type="resource" xlink:label="label435" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_en-US">Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element435" xlink:to="label435" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="element436" />
        <label xlink:type="resource" xlink:label="label436" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_en-US">Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized Period For Recognition1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element436" xlink:to="label436" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityAbstract" xlink:label="element437" />
        <label xlink:type="resource" xlink:label="label437" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EquityAbstract_en-US">Stockholders' Equity [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element437" xlink:to="label437" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="element438" />
        <label xlink:type="resource" xlink:label="label438" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EquityComponentDomain_en-US">Equity Component [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element438" xlink:to="label438" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="element439" />
        <label xlink:type="resource" xlink:label="label439" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EquityClassOfTreasuryStockLineItems_en-US">Equity, Class of Treasury Stock [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element439" xlink:to="label439" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="element440" />
        <label xlink:type="resource" xlink:label="label440" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EstimateOfFairValueFairValueDisclosureMember_en-US">Estimate of Fair Value, Fair Value Disclosure [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element440" xlink:to="label440" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="element441" />
        <label xlink:type="resource" xlink:label="label441" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FDICIndemnificationAsset_en-US">FDIC Indemnification Asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element441" xlink:to="label441" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="element442" />
        <label xlink:type="resource" xlink:label="label442" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_FDICIndemnificationAsset_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element442" xlink:to="label442" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="element443" />
        <label xlink:type="resource" xlink:label="label443" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_FDICIndemnificationAsset_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element443" xlink:to="label443" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="element444" />
        <label xlink:type="resource" xlink:label="label444" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FDICIndemnificationAsset_en-US">FDIC indemnification asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element444" xlink:to="label444" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="element445" />
        <label xlink:type="resource" xlink:label="label445" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FDICIndemnificationAsset_en-US">FDIC indemnification asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element445" xlink:to="label445" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease" xlink:label="element446" />
        <label xlink:type="resource" xlink:label="label446" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease_en-US">FDICIndemnificationAssetPeriodIncreaseDecrease</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element446" xlink:to="label446" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease" xlink:label="element447" />
        <label xlink:type="resource" xlink:label="label447" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease_en-US">Indemnification agreements reimbursements from the FDIC</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element447" xlink:to="label447" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease" xlink:label="element448" />
        <label xlink:type="resource" xlink:label="label448" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease_en-US">Reimbursements from the FDIC on shared-loss agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element448" xlink:to="label448" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease" xlink:label="element449" />
        <label xlink:type="resource" xlink:label="label449" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease_en-US">Reimbursements from the FDIC on shared-loss agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element449" xlink:to="label449" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock" xlink:label="element450" />
        <label xlink:type="resource" xlink:label="label450" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock_en-US">FDIC Indemnification Asset Roll Forward [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element450" xlink:to="label450" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock" xlink:label="element451" />
        <label xlink:type="resource" xlink:label="label451" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock_en-US">FDIC Indemnification Asset and True-Up Payment Obligation Roll Forward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element451" xlink:to="label451" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForward" xlink:label="element452" />
        <label xlink:type="resource" xlink:label="label452" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FDICIndemnificationAssetRollForward_en-US">FDIC Indemnification Asset [Roll Forward]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element452" xlink:to="label452" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssumptionsExpectedVolatilityRate" xlink:label="element453" />
        <label xlink:type="resource" xlink:label="label453" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssumptionsExpectedVolatilityRate_en-US">Fair Value Assumptions Expected Volatility Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element453" xlink:to="label453" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssumptionsExpectedVolatilityRate" xlink:label="element454" />
        <label xlink:type="resource" xlink:label="label454" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueAssumptionsExpectedVolatilityRate_en-US">Implied option volatility</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element454" xlink:to="label454" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:label="element455" />
        <label xlink:type="resource" xlink:label="label455" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis 1 [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element455" xlink:to="label455" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:label="element456" />
        <label xlink:type="resource" xlink:label="label456" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_en-US">Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element456" xlink:to="label456" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:label="element457" />
        <label xlink:type="resource" xlink:label="label457" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_en-US">Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element457" xlink:to="label457" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss" xlink:label="element458" />
        <label xlink:type="resource" xlink:label="label458" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_en-US">FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element458" xlink:to="label458" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss" xlink:label="element459" />
        <label xlink:type="resource" xlink:label="label459" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_en-US">Changes in fair value of servicing assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element459" xlink:to="label459" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract" xlink:label="element460" />
        <label xlink:type="resource" xlink:label="label460" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract_en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element460" xlink:to="label460" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" xlink:label="element461" />
        <label xlink:type="resource" xlink:label="label461" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_en-US">Fair Value Inputs Assets Quantitative Information [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element461" xlink:to="label461" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsDiscountRate" xlink:label="element462" />
        <label xlink:type="resource" xlink:label="label462" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsDiscountRate_en-US">Fair Value Inputs Discount Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element462" xlink:to="label462" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsDiscountRate" xlink:label="element463" />
        <label xlink:type="resource" xlink:label="label463" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsDiscountRate_en-US">Discount rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element463" xlink:to="label463" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsQuantitativeInformationAbstract" xlink:label="element464" />
        <label xlink:type="resource" xlink:label="label464" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsQuantitativeInformationAbstract_en-US">Fair Value Inputs Quantitative Information [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element464" xlink:to="label464" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="element465" />
        <label xlink:type="resource" xlink:label="label465" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_en-US">Fair Value Inputs Assets Quantitative Information [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element465" xlink:to="label465" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="element466" />
        <label xlink:type="resource" xlink:label="label466" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementsRecurringMember_en-US">Fair Value, Measurements, Recurring [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element466" xlink:to="label466" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:label="element467" />
        <label xlink:type="resource" xlink:label="label467" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element467" xlink:to="label467" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:label="element468" />
        <label xlink:type="resource" xlink:label="label468" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_en-US">Principal repayments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element468" xlink:to="label468" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales" xlink:label="element469" />
        <label xlink:type="resource" xlink:label="label469" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Sales</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element469" xlink:to="label469" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales" xlink:label="element470" />
        <label xlink:type="resource" xlink:label="label470" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_en-US">Sale of instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element470" xlink:to="label470" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="element471" />
        <label xlink:type="resource" xlink:label="label471" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueByMeasurementFrequencyAxis_en-US">Fair Value by Measurement Frequency [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element471" xlink:to="label471" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="element472" />
        <label xlink:type="resource" xlink:label="label472" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueByFairValueHierarchyLevelAxis_en-US">Fair Value, Hierarchy [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element472" xlink:to="label472" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="element473" />
        <label xlink:type="resource" xlink:label="label473" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element473" xlink:to="label473" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques" xlink:label="element474" />
        <label xlink:type="resource" xlink:label="label474" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementsValuationTechniques_en-US">Fair Value Measurements Valuation Techniques</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element474" xlink:to="label474" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques" xlink:label="element475" />
        <label xlink:type="resource" xlink:label="label475" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementsValuationTechniques_en-US">Valuation Technique</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element475" xlink:to="label475" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsCounterpartyCreditRisk" xlink:label="element476" />
        <label xlink:type="resource" xlink:label="label476" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsCounterpartyCreditRisk_en-US">Fair Value Inputs Counterparty Credit Risk</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element476" xlink:to="label476" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsCounterpartyCreditRisk" xlink:label="element477" />
        <label xlink:type="resource" xlink:label="label477" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsCounterpartyCreditRisk_en-US">Counterparty credit risk (based on 5-year CDS spread)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element477" xlink:to="label477" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:label="element478" />
        <label xlink:type="resource" xlink:label="label478" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element478" xlink:to="label478" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:label="element479" />
        <label xlink:type="resource" xlink:label="label479" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_en-US">New instruments acquired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element479" xlink:to="label479" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="element480" />
        <label xlink:type="resource" xlink:label="label480" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementsNonrecurringMember_en-US">Fair Value, Measurements, Nonrecurring [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element480" xlink:to="label480" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="element481" />
        <label xlink:type="resource" xlink:label="label481" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementFrequencyDomain_en-US">Fair Value, Measurement Frequency [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element481" xlink:to="label481" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="element482" />
        <label xlink:type="resource" xlink:label="label482" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_en-US">Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element482" xlink:to="label482" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="element483" />
        <label xlink:type="resource" xlink:label="label483" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_en-US">Gains (losses) included in earnings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element483" xlink:to="label483" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="element484" />
        <label xlink:type="resource" xlink:label="label484" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element484" xlink:to="label484" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xlink:label="element485" />
        <label xlink:type="resource" xlink:label="label485" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_en-US">Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Other Comprehensive Income Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element485" xlink:to="label485" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xlink:label="element486" />
        <label xlink:type="resource" xlink:label="label486" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_en-US">Changes in fair value of investment securities available for sale included in other comprehensive income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element486" xlink:to="label486" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="element487" />
        <label xlink:type="resource" xlink:label="label487" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueDisclosuresAbstract_en-US">Fair Value Disclosures [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element487" xlink:to="label487" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="element488" />
        <label xlink:type="resource" xlink:label="label488" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_en-US">Fair Value, Measurements, Fair Value Hierarchy [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element488" xlink:to="label488" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="element489" />
        <label xlink:type="resource" xlink:label="label489" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FairValueDisclosuresTextBlock_en-US">Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element489" xlink:to="label489" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="element490" />
        <label xlink:type="resource" xlink:label="label490" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueDisclosuresTextBlock_en-US">Fair Value Disclosures [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element490" xlink:to="label490" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationAbstract" xlink:label="element491" />
        <label xlink:type="resource" xlink:label="label491" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationAbstract_en-US">Fair Value, Assets and Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element491" xlink:to="label491" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueOfFinancialInstrumentsPolicy" xlink:label="element492" />
        <label xlink:type="resource" xlink:label="label492" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueOfFinancialInstrumentsPolicy_en-US">Fair Value of Financial Instruments Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element492" xlink:to="label492" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="element493" />
        <label xlink:type="resource" xlink:label="label493" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_en-US">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element493" xlink:to="label493" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems" xlink:label="element494" />
        <label xlink:type="resource" xlink:label="label494" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_en-US">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element494" xlink:to="label494" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="element495" />
        <label xlink:type="resource" xlink:label="label495" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueByBalanceSheetGroupingTextBlock_en-US">Fair Value By Balance Sheet Grouping [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element495" xlink:to="label495" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="element496" />
        <label xlink:type="resource" xlink:label="label496" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueDisclosureItemAmountsDomain_en-US">Fair Value, Disclosure Item Amounts [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element496" xlink:to="label496" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations" xlink:label="element497" />
        <label xlink:type="resource" xlink:label="label497" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_en-US">Subordinated Debt Obligations, Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element497" xlink:to="label497" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations" xlink:label="element498" />
        <label xlink:type="resource" xlink:label="label498" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_en-US">Subordinated capital notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element498" xlink:to="label498" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="element499" />
        <label xlink:type="resource" xlink:label="label499" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel2Member_en-US">Fair Value, Inputs, Level 2 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element499" xlink:to="label499" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="element500" />
        <label xlink:type="resource" xlink:label="label500" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel1Member_en-US">Fair Value, Inputs, Level 1 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element500" xlink:to="label500" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="element501" />
        <label xlink:type="resource" xlink:label="label501" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel3Member_en-US">Fair Value, Inputs, Level 3 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element501" xlink:to="label501" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="element502" />
        <label xlink:type="resource" xlink:label="label502" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_en-US">FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element502" xlink:to="label502" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="element503" />
        <label xlink:type="resource" xlink:label="label503" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_en-US">Unobservable Input</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element503" xlink:to="label503" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="element504" />
        <label xlink:type="resource" xlink:label="label504" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element504" xlink:to="label504" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="element505" />
        <label xlink:type="resource" xlink:label="label505" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element505" xlink:to="label505" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="element506" />
        <label xlink:type="resource" xlink:label="label506" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element506" xlink:to="label506" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="element507" />
        <label xlink:type="resource" xlink:label="label507" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalHomeLoanBankAdvancesMember_en-US">Federal Home Loan Bank Advances [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element507" xlink:to="label507" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchasedFairValueDisclosure" xlink:label="element508" />
        <label xlink:type="resource" xlink:label="label508" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalFundsPurchasedFairValueDisclosure_en-US">Federal Funds Purchased, Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element508" xlink:to="label508" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchased" xlink:label="element509" />
        <label xlink:type="resource" xlink:label="label509" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalFundsPurchased_en-US">Federal Funds Purchased</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element509" xlink:to="label509" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:label="element510" />
        <label xlink:type="resource" xlink:label="label510" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_en-US">Federal Home Loan Bank Borrowings, Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element510" xlink:to="label510" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:label="element511" />
        <label xlink:type="resource" xlink:label="label511" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_en-US">Advances from FHLB</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element511" xlink:to="label511" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellMember" xlink:label="element512" />
        <label xlink:type="resource" xlink:label="label512" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellMember_en-US">Federal Funds Sold and Securities Borrowed or Purchased under Agreements to Resell</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element512" xlink:to="label512" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure" xlink:label="element513" />
        <label xlink:type="resource" xlink:label="label513" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_en-US">Federal Funds Sold and Securities Borrowed or Purchased under Agreements to Resell, Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element513" xlink:to="label513" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure" xlink:label="element514" />
        <label xlink:type="resource" xlink:label="label514" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_en-US">Securities purchased under agreements to resell</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element514" xlink:to="label514" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="element515" />
        <label xlink:type="resource" xlink:label="label515" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_en-US">Federal Funds Purchased and Securities Loaned or Sold under Agreements to Repurchase, Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element515" xlink:to="label515" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="element516" />
        <label xlink:type="resource" xlink:label="label516" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_en-US">Securities sold under agreements to repurchase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element516" xlink:to="label516" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchasedMember" xlink:label="element517" />
        <label xlink:type="resource" xlink:label="label517" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalFundsPurchasedMember_en-US">Federal Funds Purchased Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element517" xlink:to="label517" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="element518" />
        <label xlink:type="resource" xlink:label="label518" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalHomeLoanBankStock_en-US">Federal Home Loan Bank Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element518" xlink:to="label518" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="element519" />
        <label xlink:type="resource" xlink:label="label519" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_FederalHomeLoanBankStock_en-US">Federal Home Loan Bank (FHLB) stock, at cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element519" xlink:to="label519" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="element520" />
        <label xlink:type="resource" xlink:label="label520" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FederalHomeLoanBankStock_en-US">Federal Home Loan Bank (FHLB) stock, at cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element520" xlink:to="label520" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="element521" />
        <label xlink:type="resource" xlink:label="label521" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FederalHomeLoanBankStock_en-US">Federal Home Loan Bank (FHLB) stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element521" xlink:to="label521" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:label="element522" />
        <label xlink:type="resource" xlink:label="label522" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds_en-US">Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Amount of Available, Unused Funds</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element522" xlink:to="label522" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:label="element523" />
        <label xlink:type="resource" xlink:label="label523" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds_en-US">Additional Borrowing Capacity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element523" xlink:to="label523" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd" xlink:label="element524" />
        <label xlink:type="resource" xlink:label="label524" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_en-US">FHLB, Weighted Average Interest Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element524" xlink:to="label524" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd" xlink:label="element525" />
        <label xlink:type="resource" xlink:label="label525" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_en-US">Weighted Average Coupon</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element525" xlink:to="label525" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="element526" />
        <label xlink:type="resource" xlink:label="label526" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FederalHomeLoanBankAdvancesLongTerm_en-US">Advances from FHLB</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element526" xlink:to="label526" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="element527" />
        <label xlink:type="resource" xlink:label="label527" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalHomeLoanBankAdvancesLongTerm_en-US">Long-term Federal Home Loan Bank Advances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element527" xlink:to="label527" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalReserveBankAdvancesMember" xlink:label="element528" />
        <label xlink:type="resource" xlink:label="label528" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FederalReserveBankAdvancesMember_en-US">Federal Reserve Bank Advance sMember</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element528" xlink:to="label528" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalReserveBankAdvancesMember" xlink:label="element529" />
        <label xlink:type="resource" xlink:label="label529" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FederalReserveBankAdvancesMember_en-US">Federal Reserve Bank Credit Facilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element529" xlink:to="label529" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="element530" />
        <label xlink:type="resource" xlink:label="label530" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FeesAndCommissionsDepositorAccounts_en-US">Fees and Commissions, Depositor Accounts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element530" xlink:to="label530" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="element531" />
        <label xlink:type="resource" xlink:label="label531" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FeesAndCommissionsDepositorAccounts_en-US">Banking service revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element531" xlink:to="label531" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissions" xlink:label="element532" />
        <label xlink:type="resource" xlink:label="label532" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FeesAndCommissions_en-US">Fees and Commissions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element532" xlink:to="label532" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissions" xlink:label="element533" />
        <label xlink:type="resource" xlink:label="label533" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_FeesAndCommissions_en-US">Total Banking and Financial Service Revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element533" xlink:to="label533" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy" xlink:label="element534" />
        <label xlink:type="resource" xlink:label="label534" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy_en-US">Finance Loan and Lease Receivables Held for Investments Foreclosed Assets Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element534" xlink:to="label534" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceLeasesPortfolioSegmentMember" xlink:label="element535" />
        <label xlink:type="resource" xlink:label="label535" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinanceLeasesPortfolioSegmentMember_en-US">Finance Leases Portfolio Segment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element535" xlink:to="label535" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceLeasesPortfolioSegmentMember" xlink:label="element536" />
        <label xlink:type="resource" xlink:label="label536" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinanceLeasesPortfolioSegmentMember_en-US">Leasing [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element536" xlink:to="label536" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis" xlink:label="element537" />
        <label xlink:type="resource" xlink:label="label537" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_en-US">Financial Instruments Owned and Pledged as Collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element537" xlink:to="label537" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="element538" />
        <label xlink:type="resource" xlink:label="label538" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_en-US">Financial Instruments Owned And Pledged As Collateral Type Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element538" xlink:to="label538" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialGuaranteeMember" xlink:label="element539" />
        <label xlink:type="resource" xlink:label="label539" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialGuaranteeMember_en-US">Financial Guarantee Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element539" xlink:to="label539" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAbstract" xlink:label="element540" />
        <label xlink:type="resource" xlink:label="label540" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAbstract_en-US">FinancialInstrumentsOwnedAndPledgedAsCollateralAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element540" xlink:to="label540" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="element541" />
        <label xlink:type="resource" xlink:label="label541" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_en-US">FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element541" xlink:to="label541" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="element542" />
        <label xlink:type="resource" xlink:label="label542" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_en-US">Financing Receivable, Recorded Investment, Past Due [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element542" xlink:to="label542" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="element543" />
        <label xlink:type="resource" xlink:label="label543" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableModificationsLineItems_en-US">Financing Receivable, Modifications [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element543" xlink:to="label543" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="element544" />
        <label xlink:type="resource" xlink:label="label544" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_en-US">Financing Receivable Recorded Investment 90 Days Past Due And Stil lAccruing</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element544" xlink:to="label544" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="element545" />
        <label xlink:type="resource" xlink:label="label545" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_en-US">Financing Receivable, Recorded Investment, Nonaccrual Status</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element545" xlink:to="label545" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:label="element546" />
        <label xlink:type="resource" xlink:label="label546" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1_en-US">FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element546" xlink:to="label546" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:label="element547" />
        <label xlink:type="resource" xlink:label="label547" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1_en-US">Number of contracts with the Government of Puerto Rico</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element547" xlink:to="label547" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="element548" />
        <label xlink:type="resource" xlink:label="label548" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_en-US">Financing Receivable Acquired With Deteriorated Credit Quality</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element548" xlink:to="label548" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="element549" />
        <label xlink:type="resource" xlink:label="label549" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_en-US">Non-covered loans acquired with deteriorated credit quality, including those accounted under ASC 310-30.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element549" xlink:to="label549" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:label="element550" />
        <label xlink:type="resource" xlink:label="label550" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableModificationsNumberOfContracts2_en-US">FinancingReceivableModificationsNumberOfContracts2</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element550" xlink:to="label550" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:label="element551" />
        <label xlink:type="resource" xlink:label="label551" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableModificationsNumberOfContracts2_en-US">Number of contracts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element551" xlink:to="label551" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="element552" />
        <label xlink:type="resource" xlink:label="label552" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_en-US">Financing Receivable, Allowance for Credit Losses [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element552" xlink:to="label552" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:label="element553" />
        <label xlink:type="resource" xlink:label="label553" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_en-US">Financing Receivable Modifications Post Modification Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element553" xlink:to="label553" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:label="element554" />
        <label xlink:type="resource" xlink:label="label554" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_en-US">Financing Receivable Modifications Pre Modification Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element554" xlink:to="label554" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="element555" />
        <label xlink:type="resource" xlink:label="label555" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_en-US">Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element555" xlink:to="label555" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="element556" />
        <label xlink:type="resource" xlink:label="label556" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_en-US">Specific Allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element556" xlink:to="label556" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="element557" />
        <label xlink:type="resource" xlink:label="label557" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestmentLineItems_en-US">Financing Receivable, Recorded Investment [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element557" xlink:to="label557" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="element558" />
        <label xlink:type="resource" xlink:label="label558" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_en-US">Financing Receivable, Allowance for Credit Losses [Roll Forward]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element558" xlink:to="label558" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="element559" />
        <label xlink:type="resource" xlink:label="label559" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_en-US">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element559" xlink:to="label559" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="element560" />
        <label xlink:type="resource" xlink:label="label560" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_en-US">30 - 59 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element560" xlink:to="label560" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue" xlink:label="element561" />
        <label xlink:type="resource" xlink:label="label561" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue_en-US">Financing Receivable, Recorded Investment, 1 to 29 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element561" xlink:to="label561" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue" xlink:label="element562" />
        <label xlink:type="resource" xlink:label="label562" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue_en-US">0 - 29 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element562" xlink:to="label562" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="element563" />
        <label xlink:type="resource" xlink:label="label563" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableModificationsRecordedInvestment_en-US">Financing Receivable, Modifications, Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element563" xlink:to="label563" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="element564" />
        <label xlink:type="resource" xlink:label="label564" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableModificationsRecordedInvestment_en-US">Recored Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element564" xlink:to="label564" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="element565" />
        <label xlink:type="resource" xlink:label="label565" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_en-US">Financing Receivable, Allowance for Credit Losses, Charge-offs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element565" xlink:to="label565" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="element566" />
        <label xlink:type="resource" xlink:label="label566" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_en-US">Charge-offs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element566" xlink:to="label566" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="element567" />
        <label xlink:type="resource" xlink:label="label567" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_en-US">Class of Financing Receivable [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element567" xlink:to="label567" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="element568" />
        <label xlink:type="resource" xlink:label="label568" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_en-US">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element568" xlink:to="label568" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="element569" />
        <label xlink:type="resource" xlink:label="label569" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_en-US">90+ Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element569" xlink:to="label569" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="element570" />
        <label xlink:type="resource" xlink:label="label570" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_en-US">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element570" xlink:to="label570" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="element571" />
        <label xlink:type="resource" xlink:label="label571" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_en-US">60 - 89 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element571" xlink:to="label571" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="element572" />
        <label xlink:type="resource" xlink:label="label572" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableImpairedLineItems_en-US">Financing Receivable, Impaired [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element572" xlink:to="label572" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="element573" />
        <label xlink:type="resource" xlink:label="label573" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_en-US">Financing Receivable Allowance For Credit Losses Recovery</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element573" xlink:to="label573" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="element574" />
        <label xlink:type="resource" xlink:label="label574" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_en-US">Recoveries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element574" xlink:to="label574" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="element575" />
        <label xlink:type="resource" xlink:label="label575" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_en-US">Financing Receivable, Individually Evaluated for Impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element575" xlink:to="label575" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="element576" />
        <label xlink:type="resource" xlink:label="label576" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_en-US">Impaired Commercial Loan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element576" xlink:to="label576" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="element577" />
        <label xlink:type="resource" xlink:label="label577" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestmentCurrent_en-US">Financing Receivable, Recorded Investment, Current</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element577" xlink:to="label577" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="element578" />
        <label xlink:type="resource" xlink:label="label578" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableRecordedInvestmentCurrent_en-US">Current</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element578" xlink:to="label578" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="element579" />
        <label xlink:type="resource" xlink:label="label579" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableAllowanceForCreditLosses_en-US">Financing Receivable, Allowance for Credit Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element579" xlink:to="label579" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="element580" />
        <label xlink:type="resource" xlink:label="label580" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_FinancingReceivableAllowanceForCreditLosses_en-US">Balance at beginning of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element580" xlink:to="label580" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="element581" />
        <label xlink:type="resource" xlink:label="label581" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_FinancingReceivableAllowanceForCreditLosses_en-US">Balance at end of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element581" xlink:to="label581" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="element582" />
        <label xlink:type="resource" xlink:label="label582" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_FinancingReceivableAllowanceForCreditLosses_en-US">Total Ending allowance balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element582" xlink:to="label582" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="element583" />
        <label xlink:type="resource" xlink:label="label583" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_FinancingReceivableAllowanceForCreditLosses_en-US">Provision for (recapture of) loan and lease losses, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element583" xlink:to="label583" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="element584" />
        <label xlink:type="resource" xlink:label="label584" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_FinancingReceivableAllowanceForCreditLosses_en-US">Allowance for Loan and Lease Losses, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element584" xlink:to="label584" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="element585" />
        <label xlink:type="resource" xlink:label="label585" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableAllowanceForCreditLosses_en-US">Allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element585" xlink:to="label585" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="element586" />
        <label xlink:type="resource" xlink:label="label586" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_en-US">Financing Receivable Credit Quality Indicators [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element586" xlink:to="label586" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="element587" />
        <label xlink:type="resource" xlink:label="label587" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_en-US">Class of Financing Receivable [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element587" xlink:to="label587" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="element588" />
        <label xlink:type="resource" xlink:label="label588" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableRecordedInvestmentPastDue_en-US">Financing Receivable, Recorded Investment, Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element588" xlink:to="label588" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="element589" />
        <label xlink:type="resource" xlink:label="label589" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_FinancingReceivableRecordedInvestmentPastDue_en-US">Total Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element589" xlink:to="label589" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="element590" />
        <label xlink:type="resource" xlink:label="label590" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_en-US">Financing Receivable, Collectively Evaluated for Impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element590" xlink:to="label590" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="element591" />
        <label xlink:type="resource" xlink:label="label591" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_en-US">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element591" xlink:to="label591" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="element592" />
        <label xlink:type="resource" xlink:label="label592" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_en-US">Specific Allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element592" xlink:to="label592" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="element593" />
        <label xlink:type="resource" xlink:label="label593" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_en-US">FiniteLivedIntangibleAssetsMajorClassNameDomain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element593" xlink:to="label593" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="element594" />
        <label xlink:type="resource" xlink:label="label594" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_en-US">FiniteLivedIntangibleAssetsByMajorClassAxis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element594" xlink:to="label594" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ForeclosedRealEstateExpense" xlink:label="element595" />
        <label xlink:type="resource" xlink:label="label595" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ForeclosedRealEstateExpense_en-US">Foreclosure, repossession and other real estate expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element595" xlink:to="label595" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ForeclosedRealEstateExpense" xlink:label="element596" />
        <label xlink:type="resource" xlink:label="label596" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ForeclosedRealEstateExpense_en-US">Foreclosed Real Estate Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element596" xlink:to="label596" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember" xlink:label="element597" />
        <label xlink:type="resource" xlink:label="label597" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember_en-US">Other derivative</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element597" xlink:to="label597" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ForwardContractsMember" xlink:label="element598" />
        <label xlink:type="resource" xlink:label="label598" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ForwardContractsMember_en-US">Forward Contracts Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element598" xlink:to="label598" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ForwardContractsMember" xlink:label="element599" />
        <label xlink:type="resource" xlink:label="label599" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ForwardContractsMember_en-US">Forward-settlement swap</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element599" xlink:to="label599" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="element600" />
        <label xlink:type="resource" xlink:label="label600" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FurnitureAndFixturesMember_en-US">Furniture And Fixtures</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element600" xlink:to="label600" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnContractTermination" xlink:label="element601" />
        <label xlink:type="resource" xlink:label="label601" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GainLossOnContractTermination_en-US">Gain Loss On Contract Termination</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element601" xlink:to="label601" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnContractTermination" xlink:label="element602" />
        <label xlink:type="resource" xlink:label="label602" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_GainLossOnContractTermination_en-US">Termination of derivatives</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element602" xlink:to="label602" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="element603" />
        <label xlink:type="resource" xlink:label="label603" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_GainLossOnSaleOfMortgageLoans_en-US">Sale of mortgage loans held for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element603" xlink:to="label603" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="element604" />
        <label xlink:type="resource" xlink:label="label604" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GainLossOnSaleOfMortgageLoans_en-US">Gain (Loss) on Sale of Mortgage Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element604" xlink:to="label604" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="element605" />
        <label xlink:type="resource" xlink:label="label605" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_GainLossOnSaleOfMortgageLoans_en-US">Sale of mortgage loans held for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element605" xlink:to="label605" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="element606" />
        <label xlink:type="resource" xlink:label="label606" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GainLossOnSaleOfOtherAssets_en-US">Gains Losses On Sale Of Other Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element606" xlink:to="label606" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="element607" />
        <label xlink:type="resource" xlink:label="label607" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_GainLossOnSaleOfOtherAssets_en-US">Sale of other repossessed asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element607" xlink:to="label607" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="element608" />
        <label xlink:type="resource" xlink:label="label608" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_GainLossOnSaleOfOtherAssets_en-US">Sale of other repossessed asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element608" xlink:to="label608" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="element609" />
        <label xlink:type="resource" xlink:label="label609" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_en-US">Sale of premises and equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element609" xlink:to="label609" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="element610" />
        <label xlink:type="resource" xlink:label="label610" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_en-US">Gain (Loss) on Sale of Property Plant Equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element610" xlink:to="label610" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="element611" />
        <label xlink:type="resource" xlink:label="label611" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_en-US">Sale of premises and equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element611" xlink:to="label611" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="element612" />
        <label xlink:type="resource" xlink:label="label612" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GainLossOnSaleOfSecuritiesNet_en-US">Gain (Loss) on Sale of Securities, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element612" xlink:to="label612" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="element613" />
        <label xlink:type="resource" xlink:label="label613" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_GainLossOnSaleOfSecuritiesNet_en-US">Sale of securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element613" xlink:to="label613" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="element614" />
        <label xlink:type="resource" xlink:label="label614" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_GainLossOnSaleOfSecuritiesNet_en-US">Sale of securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element614" xlink:to="label614" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="element615" />
        <label xlink:type="resource" xlink:label="label615" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GainsLossesOnExtinguishmentOfDebt_en-US">Gains Losses On Extinguishment Of Debt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element615" xlink:to="label615" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="element616" />
        <label xlink:type="resource" xlink:label="label616" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_GainsLossesOnExtinguishmentOfDebt_en-US">Early extinguishment of debt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element616" xlink:to="label616" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="element617" />
        <label xlink:type="resource" xlink:label="label617" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_GainsLossesOnExtinguishmentOfDebt_en-US">Early extinguishment of debt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element617" xlink:to="label617" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="element618" />
        <label xlink:type="resource" xlink:label="label618" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_GainsLossesOnExtinguishmentOfDebt_en-US">Early extinguishment of debt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element618" xlink:to="label618" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GeneralInsuranceExpense" xlink:label="element619" />
        <label xlink:type="resource" xlink:label="label619" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GeneralInsuranceExpense_en-US">General Insurance Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element619" xlink:to="label619" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GeneralInsuranceExpense" xlink:label="element620" />
        <label xlink:type="resource" xlink:label="label620" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_GeneralInsuranceExpense_en-US">Insurance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element620" xlink:to="label620" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Goodwill" xlink:label="element621" />
        <label xlink:type="resource" xlink:label="label621" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Goodwill_en-US">Goodwill</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element621" xlink:to="label621" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Goodwill" xlink:label="element622" />
        <label xlink:type="resource" xlink:label="label622" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_Goodwill_en-US">Goodwill of Acquired Business</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element622" xlink:to="label622" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="element623" />
        <label xlink:type="resource" xlink:label="label623" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_en-US">Government National Mortgage Association Certificates and Obligations (GNMA) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element623" xlink:to="label623" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="element624" />
        <label xlink:type="resource" xlink:label="label624" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_en-US">GNMA [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element624" xlink:to="label624" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsByNatureAxis" xlink:label="element625" />
        <label xlink:type="resource" xlink:label="label625" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GuaranteeObligationsByNatureAxis_en-US">Guarantee Obligations By Nature [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element625" xlink:to="label625" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsNatureDomain" xlink:label="element626" />
        <label xlink:type="resource" xlink:label="label626" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GuaranteeObligationsNatureDomain_en-US">Guarantee Obligations Nature Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element626" xlink:to="label626" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="element627" />
        <label xlink:type="resource" xlink:label="label627" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GuaranteeObligationsLineItems_en-US">Guarantee Obligations [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element627" xlink:to="label627" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteesAbstract" xlink:label="element628" />
        <label xlink:type="resource" xlink:label="label628" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GuaranteesAbstract_en-US">Guarantees [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element628" xlink:to="label628" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteesTextBlock" xlink:label="element629" />
        <label xlink:type="resource" xlink:label="label629" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_GuaranteesTextBlock_en-US">Guarantees [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element629" xlink:to="label629" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" xlink:label="element630" />
        <label xlink:type="resource" xlink:label="label630" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_en-US">Held To Maturity Securities Amortized Cost Before Other Than Temporary Impairment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element630" xlink:to="label630" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" xlink:label="element631" />
        <label xlink:type="resource" xlink:label="label631" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_en-US">Held-to-maturity, Amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element631" xlink:to="label631" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="element632" />
        <label xlink:type="resource" xlink:label="label632" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_en-US">Held To Maturity Securities, Continuous Unrealized Loss Position Aggregate Losses [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element632" xlink:to="label632" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="element633" />
        <label xlink:type="resource" xlink:label="label633" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_en-US">Held-To-Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element633" xlink:to="label633" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="element634" />
        <label xlink:type="resource" xlink:label="label634" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_en-US">Held-to-Maturity - Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element634" xlink:to="label634" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="element635" />
        <label xlink:type="resource" xlink:label="label635" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_en-US">Held To Maturity Securities Continuous Unrealized Loss Position Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element635" xlink:to="label635" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="element636" />
        <label xlink:type="resource" xlink:label="label636" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_en-US">Held to Maturity - Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element636" xlink:to="label636" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="element637" />
        <label xlink:type="resource" xlink:label="label637" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_HeldToMaturitySecurities_en-US">Investment securities held-to-maturity, at amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element637" xlink:to="label637" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="element638" />
        <label xlink:type="resource" xlink:label="label638" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_HeldToMaturitySecurities_en-US">Held-to-maturity Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element638" xlink:to="label638" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="element639" />
        <label xlink:type="resource" xlink:label="label639" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_HeldToMaturitySecuritiesFairValue_en-US">Held to maturity Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element639" xlink:to="label639" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="element640" />
        <label xlink:type="resource" xlink:label="label640" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_HeldToMaturitySecuritiesFairValue_en-US">Fair value of held to maturity securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element640" xlink:to="label640" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IntersegmentEliminationMember" xlink:label="element641" />
        <label xlink:type="resource" xlink:label="label641" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IntersegmentEliminationMember_en-US">Intersegment Elimination [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element641" xlink:to="label641" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IntersegmentEliminationMember" xlink:label="element642" />
        <label xlink:type="resource" xlink:label="label642" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IntersegmentEliminationMember_en-US">Elimination [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element642" xlink:to="label642" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock" xlink:label="element643" />
        <label xlink:type="resource" xlink:label="label643" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_en-US">Impaired Financing Receivable Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element643" xlink:to="label643" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:label="element644" />
        <label xlink:type="resource" xlink:label="label644" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_en-US">Impaired Financing Receivable Interest Income Accrual Method [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element644" xlink:to="label644" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="element645" />
        <label xlink:type="resource" xlink:label="label645" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_en-US">Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element645" xlink:to="label645" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:label="element646" />
        <label xlink:type="resource" xlink:label="label646" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_en-US">Impaired Financing Receivable With Related Allowance Average Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element646" xlink:to="label646" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:label="element647" />
        <label xlink:type="resource" xlink:label="label647" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_en-US">Average Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element647" xlink:to="label647" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:label="element648" />
        <label xlink:type="resource" xlink:label="label648" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_en-US">Impaired Financing Receivable Average Recorded Investment [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element648" xlink:to="label648" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:label="element649" />
        <label xlink:type="resource" xlink:label="label649" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivablesTableTextBlock_en-US">Impaired Financing Receivables [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element649" xlink:to="label649" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="element650" />
        <label xlink:type="resource" xlink:label="label650" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_en-US">Impaired Financing Receivable With Related Allowance Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element650" xlink:to="label650" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="element651" />
        <label xlink:type="resource" xlink:label="label651" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_en-US">Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element651" xlink:to="label651" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="element652" />
        <label xlink:type="resource" xlink:label="label652" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_en-US">Impaired Financing Receivable With Related Allowance Interest Income Accrual Method</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element652" xlink:to="label652" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="element653" />
        <label xlink:type="resource" xlink:label="label653" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_en-US">Impaired Financing Receivable, Average Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element653" xlink:to="label653" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="element654" />
        <label xlink:type="resource" xlink:label="label654" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_en-US">Total Average Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element654" xlink:to="label654" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:label="element655" />
        <label xlink:type="resource" xlink:label="label655" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_en-US">Impaired Financing Receivable With No Related Allowance Average Recorded Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element655" xlink:to="label655" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="element656" />
        <label xlink:type="resource" xlink:label="label656" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_en-US">Impaired Financing Receivable With Related Allowance Unpaid Principal Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element656" xlink:to="label656" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="element657" />
        <label xlink:type="resource" xlink:label="label657" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_en-US">Unpaid Principal</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element657" xlink:to="label657" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="element658" />
        <label xlink:type="resource" xlink:label="label658" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_en-US">Impaired Financing Receivable, Interest Income, Accrual Method</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element658" xlink:to="label658" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="element659" />
        <label xlink:type="resource" xlink:label="label659" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_en-US">Total Interest Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element659" xlink:to="label659" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock" xlink:label="element660" />
        <label xlink:type="resource" xlink:label="label660" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock_en-US">Impairment Or Disposal Of Long Lived Assets Policy Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element660" xlink:to="label660" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" xlink:label="element661" />
        <label xlink:type="resource" xlink:label="label661" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_en-US">Income Loss From Equity Method Investments Net O fDividends Or Distributions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element661" xlink:to="label661" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" xlink:label="element662" />
        <label xlink:type="resource" xlink:label="label662" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_en-US">Equity in undistributed earnings from banking subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element662" xlink:to="label662" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="element663" />
        <label xlink:type="resource" xlink:label="label663" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeStatementAbstract_en-US">Consolidated Statements of Operations [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element663" xlink:to="label663" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="element664" />
        <label xlink:type="resource" xlink:label="label664" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_en-US">Income before income taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element664" xlink:to="label664" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="element665" />
        <label xlink:type="resource" xlink:label="label665" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_en-US">Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Cumulative Effects of Changes in Accounting Principles, Noncontrolling Interest</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element665" xlink:to="label665" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="element666" />
        <label xlink:type="resource" xlink:label="label666" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_en-US">Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Non controlling Interest</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element666" xlink:to="label666" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="element667" />
        <label xlink:type="resource" xlink:label="label667" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_en-US">Income (loss) before Income Taxes, Parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element667" xlink:to="label667" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="element668" />
        <label xlink:type="resource" xlink:label="label668" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_en-US">(Loss) income before income taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element668" xlink:to="label668" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="element669" />
        <label xlink:type="resource" xlink:label="label669" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxDisclosureAbstract_en-US">Income Taxes [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element669" xlink:to="label669" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="element670" />
        <label xlink:type="resource" xlink:label="label670" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncomeTaxDisclosureAbstract_en-US">INCOME TAXES</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element670" xlink:to="label670" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="element671" />
        <label xlink:type="resource" xlink:label="label671" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncomeTaxExpenseBenefit_en-US">Income tax (benefit) expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element671" xlink:to="label671" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="element672" />
        <label xlink:type="resource" xlink:label="label672" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxExpenseBenefit_en-US">Income Tax Expense (Benefit)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element672" xlink:to="label672" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="element673" />
        <label xlink:type="resource" xlink:label="label673" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_IncomeTaxExpenseBenefit_en-US">Total Income Tax Expense (Benefit)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element673" xlink:to="label673" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="element674" />
        <label xlink:type="resource" xlink:label="label674" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_en-US">Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element674" xlink:to="label674" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="element675" />
        <label xlink:type="resource" xlink:label="label675" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_en-US">Change In Deferred Tax Assets Valuation Allowance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element675" xlink:to="label675" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate" xlink:label="element676" />
        <label xlink:type="resource" xlink:label="label676" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_en-US">Income Tax Reconciliation Change In Enacted Tax Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element676" xlink:to="label676" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate" xlink:label="element677" />
        <label xlink:type="resource" xlink:label="label677" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_en-US">Effect in deferred taxes due to increase or decrease in tax rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element677" xlink:to="label677" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="element678" />
        <label xlink:type="resource" xlink:label="label678" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncomeTaxDisclosureTextBlock_en-US">Income Taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element678" xlink:to="label678" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="element679" />
        <label xlink:type="resource" xlink:label="label679" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxDisclosureTextBlock_en-US">Income Tax Disclosure [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element679" xlink:to="label679" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="element680" />
        <label xlink:type="resource" xlink:label="label680" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_en-US">IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element680" xlink:to="label680" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="element681" />
        <label xlink:type="resource" xlink:label="label681" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxesPaid_en-US">Income Taxes Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element681" xlink:to="label681" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="element682" />
        <label xlink:type="resource" xlink:label="label682" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncomeTaxesPaid_en-US">Income Taxes Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element682" xlink:to="label682" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxUncertaintiesAbstract" xlink:label="element683" />
        <label xlink:type="resource" xlink:label="label683" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxUncertaintiesAbstract_en-US">Income Tax Uncertainties Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element683" xlink:to="label683" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:label="element684" />
        <label xlink:type="resource" xlink:label="label684" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_en-US">Income Tax Reconciliation State And Local Income Taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element684" xlink:to="label684" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:label="element685" />
        <label xlink:type="resource" xlink:label="label685" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_en-US">Tax (benefit) expense at statutory rates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element685" xlink:to="label685" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="element686" />
        <label xlink:type="resource" xlink:label="label686" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxReconciliationOtherAdjustments_en-US">Income Tax Reconciliation Other Adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element686" xlink:to="label686" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="element687" />
        <label xlink:type="resource" xlink:label="label687" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxPolicyTextBlock_en-US">Income Tax Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element687" xlink:to="label687" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxContingencies" xlink:label="element688" />
        <label xlink:type="resource" xlink:label="label688" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxReconciliationTaxContingencies_en-US">Income Tax Reconciliation Tax Contingencies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element688" xlink:to="label688" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxContingencies" xlink:label="element689" />
        <label xlink:type="resource" xlink:label="label689" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncomeTaxReconciliationTaxContingencies_en-US">Release of unrecognized tax benefits, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element689" xlink:to="label689" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:label="element690" />
        <label xlink:type="resource" xlink:label="label690" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxReconciliationTaxExemptIncome_en-US">Income Tax Reconciliation Tax Exempt Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element690" xlink:to="label690" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:label="element691" />
        <label xlink:type="resource" xlink:label="label691" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_IncomeTaxReconciliationTaxExemptIncome_en-US">Tax effect of exempt income, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element691" xlink:to="label691" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="element692" />
        <label xlink:type="resource" xlink:label="label692" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncreaseDecreaseInDeposits_en-US">Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element692" xlink:to="label692" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="element693" />
        <label xlink:type="resource" xlink:label="label693" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInDeposits_en-US">Increase (Decrease) in Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element693" xlink:to="label693" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilities" xlink:label="element694" />
        <label xlink:type="resource" xlink:label="label694" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncreaseDecreaseInAccruedLiabilities_en-US">Net increase (decrease) in accrued expenses and other liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element694" xlink:to="label694" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilities" xlink:label="element695" />
        <label xlink:type="resource" xlink:label="label695" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInAccruedLiabilities_en-US">Increase (Decrease) in Accrued Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element695" xlink:to="label695" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilities" xlink:label="element696" />
        <label xlink:type="resource" xlink:label="label696" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_IncreaseDecreaseInAccruedLiabilities_en-US">Accrued expenses and other liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element696" xlink:to="label696" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="element697" />
        <label xlink:type="resource" xlink:label="label697" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_en-US">Accrued interest receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element697" xlink:to="label697" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="element698" />
        <label xlink:type="resource" xlink:label="label698" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_en-US">Increase (Decrease) in Accrued Interest Receivable, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element698" xlink:to="label698" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="element699" />
        <label xlink:type="resource" xlink:label="label699" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_en-US">Accrued interest receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element699" xlink:to="label699" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="element700" />
        <label xlink:type="resource" xlink:label="label700" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncreaseDecreaseInInterestPayableNet_en-US">Accrued interest on deposits and borrowings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element700" xlink:to="label700" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="element701" />
        <label xlink:type="resource" xlink:label="label701" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInInterestPayableNet_en-US">Increase (Decrease) in Interest Payable, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element701" xlink:to="label701" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:label="element702" />
        <label xlink:type="resource" xlink:label="label702" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_en-US">Net increase (decrease) in:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element702" xlink:to="label702" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:label="element703" />
        <label xlink:type="resource" xlink:label="label703" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_en-US">Increase (Decrease) in Operating Liabilities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element703" xlink:to="label703" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="element704" />
        <label xlink:type="resource" xlink:label="label704" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_en-US">Increase (Decrease) in Federal Funds Purchased and Securities Sold under Agreements to Repurchase, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element704" xlink:to="label704" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="element705" />
        <label xlink:type="resource" xlink:label="label705" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_en-US">Securities sold under agreements to repurchase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element705" xlink:to="label705" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="element706" />
        <label xlink:type="resource" xlink:label="label706" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_en-US">Net (increase) decrease in:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element706" xlink:to="label706" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="element707" />
        <label xlink:type="resource" xlink:label="label707" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_en-US">Increase (Decrease) in Operating Assets [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element707" xlink:to="label707" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="element708" />
        <label xlink:type="resource" xlink:label="label708" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncreaseDecreaseInOtherOperatingAssets_en-US">Net (increase) decrease in other assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element708" xlink:to="label708" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="element709" />
        <label xlink:type="resource" xlink:label="label709" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInOtherOperatingAssets_en-US">Increase (Decrease) in Other Operating Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element709" xlink:to="label709" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="element710" />
        <label xlink:type="resource" xlink:label="label710" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_IncreaseDecreaseInOtherOperatingAssets_en-US">Other assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element710" xlink:to="label710" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInTradingSecurities" xlink:label="element711" />
        <label xlink:type="resource" xlink:label="label711" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncreaseDecreaseInTradingSecurities_en-US">Trading securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element711" xlink:to="label711" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInTradingSecurities" xlink:label="element712" />
        <label xlink:type="resource" xlink:label="label712" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInTradingSecurities_en-US">Increase (Decrease) in Trading Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element712" xlink:to="label712" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInTradingSecurities" xlink:label="element713" />
        <label xlink:type="resource" xlink:label="label713" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_IncreaseDecreaseInTradingSecurities_en-US">Trading securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element713" xlink:to="label713" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInRestrictedCash" xlink:label="element714" />
        <label xlink:type="resource" xlink:label="label714" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncreaseDecreaseInRestrictedCash_en-US">Decrease (Increase) In Restricted Cash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element714" xlink:to="label714" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInRestrictedCash" xlink:label="element715" />
        <label xlink:type="resource" xlink:label="label715" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_IncreaseDecreaseInRestrictedCash_en-US">Net change in restricted cash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element715" xlink:to="label715" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="element716" />
        <label xlink:type="resource" xlink:label="label716" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InformationTechnologyAndDataProcessing_en-US">Information Technology And Data Processing</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element716" xlink:to="label716" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="element717" />
        <label xlink:type="resource" xlink:label="label717" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InformationTechnologyAndDataProcessing_en-US">Information technology related expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element717" xlink:to="label717" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IntangibleAssetsFiniteLivedPolicy" xlink:label="element718" />
        <label xlink:type="resource" xlink:label="label718" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IntangibleAssetsFiniteLivedPolicy_en-US">Intangible Assets Finite Lived Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element718" xlink:to="label718" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="element719" />
        <label xlink:type="resource" xlink:label="label719" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestAndDividendIncomeOperatingAbstract_en-US">Interest income:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element719" xlink:to="label719" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="element720" />
        <label xlink:type="resource" xlink:label="label720" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestAndDividendIncomeOperatingAbstract_en-US">Interest and Dividend Income, Operating [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element720" xlink:to="label720" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="element721" />
        <label xlink:type="resource" xlink:label="label721" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestAndFeeIncomeLoansAndLeases_en-US">Interest and Fee Income, Loans and Leases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element721" xlink:to="label721" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="element722" />
        <label xlink:type="resource" xlink:label="label722" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestAndFeeIncomeLoansAndLeases_en-US">Total interest income from loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element722" xlink:to="label722" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract" xlink:label="element723" />
        <label xlink:type="resource" xlink:label="label723" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract_en-US">Interest Expense Domestic Deposit Liabilities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element723" xlink:to="label723" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract" xlink:label="element724" />
        <label xlink:type="resource" xlink:label="label724" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract_en-US">Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element724" xlink:to="label724" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="element725" />
        <label xlink:type="resource" xlink:label="label725" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestAndDividendIncomeSecurities_en-US">Investment Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element725" xlink:to="label725" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="element726" />
        <label xlink:type="resource" xlink:label="label726" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestAndDividendIncomeSecurities_en-US">Interest and Dividend Income, Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element726" xlink:to="label726" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="element727" />
        <label xlink:type="resource" xlink:label="label727" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestAndDividendIncomeSecurities_en-US">Investment securities and other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element727" xlink:to="label727" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwaptionMember" xlink:label="element728" />
        <label xlink:type="resource" xlink:label="label728" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestRateSwaptionMember_en-US">Interest Rate Swaption [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element728" xlink:to="label728" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="element729" />
        <label xlink:type="resource" xlink:label="label729" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestPayableCurrentAndNoncurrent_en-US">Interest Payable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element729" xlink:to="label729" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit" xlink:label="element730" />
        <label xlink:type="resource" xlink:label="label730" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit_en-US">Interest Expense Domestic Deposit Liabilities, Certificates of Deposit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element730" xlink:to="label730" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit" xlink:label="element731" />
        <label xlink:type="resource" xlink:label="label731" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit_en-US">Certificates of Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element731" xlink:to="label731" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="element732" />
        <label xlink:type="resource" xlink:label="label732" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestExpenseAbstract_en-US">Interest expense:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element732" xlink:to="label732" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="element733" />
        <label xlink:type="resource" xlink:label="label733" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpenseAbstract_en-US">Interest Expense [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element733" xlink:to="label733" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="element734" />
        <label xlink:type="resource" xlink:label="label734" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestExpense_en-US">Total interest expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element734" xlink:to="label734" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="element735" />
        <label xlink:type="resource" xlink:label="label735" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpense_en-US">Interest expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element735" xlink:to="label735" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="element736" />
        <label xlink:type="resource" xlink:label="label736" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestExpense_en-US">Total interest expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element736" xlink:to="label736" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="element737" />
        <label xlink:type="resource" xlink:label="label737" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_InterestExpense_en-US">Interest expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element737" xlink:to="label737" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="element738" />
        <label xlink:type="resource" xlink:label="label738" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestAndDividendIncomeOperating_en-US">Total interest income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element738" xlink:to="label738" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="element739" />
        <label xlink:type="resource" xlink:label="label739" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestAndDividendIncomeOperating_en-US">Interest and Dividend Income, Operating, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element739" xlink:to="label739" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="element740" />
        <label xlink:type="resource" xlink:label="label740" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestAndDividendIncomeOperating_en-US">Total interest income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element740" xlink:to="label740" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:label="element741" />
        <label xlink:type="resource" xlink:label="label741" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_en-US">Interest Expense, NOW Accounts, Money Market Accounts, and Savings Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element741" xlink:to="label741" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:label="element742" />
        <label xlink:type="resource" xlink:label="label742" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_en-US">Demand and saving deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element742" xlink:to="label742" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:label="element743" />
        <label xlink:type="resource" xlink:label="label743" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_en-US">Subordinated capital notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element743" xlink:to="label743" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:label="element744" />
        <label xlink:type="resource" xlink:label="label744" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_en-US">Interest Expense, Subordinated Notes and Debentures</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element744" xlink:to="label744" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:label="element745" />
        <label xlink:type="resource" xlink:label="label745" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_en-US">Subordinated capital notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element745" xlink:to="label745" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:label="element746" />
        <label xlink:type="resource" xlink:label="label746" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_en-US">Amortization of subordinated capital notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element746" xlink:to="label746" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="element747" />
        <label xlink:type="resource" xlink:label="label747" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestExpenseDeposits_en-US">Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element747" xlink:to="label747" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="element748" />
        <label xlink:type="resource" xlink:label="label748" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpenseDeposits_en-US">Interest Expense, Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element748" xlink:to="label748" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="element749" />
        <label xlink:type="resource" xlink:label="label749" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestExpenseDeposits_en-US">Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element749" xlink:to="label749" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:label="element750" />
        <label xlink:type="resource" xlink:label="label750" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_en-US">Advances from FHLB and other borrowings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element750" xlink:to="label750" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:label="element751" />
        <label xlink:type="resource" xlink:label="label751" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_en-US">Interest Expense, Federal Home Loan Bank and Federal Reserve Bank Advances, Long-term</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element751" xlink:to="label751" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseOtherLongTermDebt" xlink:label="element752" />
        <label xlink:type="resource" xlink:label="label752" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpenseOtherLongTermDebt_en-US">InterestExpenseOtherLongTermDebt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element752" xlink:to="label752" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseOtherLongTermDebt" xlink:label="element753" />
        <label xlink:type="resource" xlink:label="label753" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestExpenseOtherLongTermDebt_en-US">FDIC-guaranteed term notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element753" xlink:to="label753" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="element754" />
        <label xlink:type="resource" xlink:label="label754" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase_en-US">Securities sold under agreements to repurchase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element754" xlink:to="label754" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="element755" />
        <label xlink:type="resource" xlink:label="label755" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase_en-US">Interest Expense, Securities Sold under Agreements to Repurchase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element755" xlink:to="label755" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="element756" />
        <label xlink:type="resource" xlink:label="label756" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestIncomeExpenseNet_en-US">Interest Income (Expense), Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element756" xlink:to="label756" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="element757" />
        <label xlink:type="resource" xlink:label="label757" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestIncomeExpenseNet_en-US">Net interest income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element757" xlink:to="label757" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="element758" />
        <label xlink:type="resource" xlink:label="label758" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestIncomeExpenseNet_en-US">Net interest income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element758" xlink:to="label758" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="element759" />
        <label xlink:type="resource" xlink:label="label759" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_en-US">Net interest income after provision for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element759" xlink:to="label759" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="element760" />
        <label xlink:type="resource" xlink:label="label760" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_en-US">Interest Income (Expense), after Provision for Loan Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element760" xlink:to="label760" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="element761" />
        <label xlink:type="resource" xlink:label="label761" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_en-US">Net interest income after provision for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element761" xlink:to="label761" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositBrokered" xlink:label="element762" />
        <label xlink:type="resource" xlink:label="label762" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestBearingDomesticDepositBrokered_en-US">Interest-bearing Domestic Deposit, Brokered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element762" xlink:to="label762" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositBrokered" xlink:label="element763" />
        <label xlink:type="resource" xlink:label="label763" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestBearingDomesticDepositBrokered_en-US">Brokered Deposists</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element763" xlink:to="label763" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:label="element764" />
        <label xlink:type="resource" xlink:label="label764" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_en-US">Interest-bearing Domestic Deposit, Certificates of Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element764" xlink:to="label764" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:label="element765" />
        <label xlink:type="resource" xlink:label="label765" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_en-US">Retail certificates of deposists</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element765" xlink:to="label765" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositTimeDeposits" xlink:label="element766" />
        <label xlink:type="resource" xlink:label="label766" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestBearingDomesticDepositTimeDeposits_en-US">Interest-bearing Domestic Deposit, Time Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element766" xlink:to="label766" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositTimeDeposits" xlink:label="element767" />
        <label xlink:type="resource" xlink:label="label767" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestBearingDomesticDepositTimeDeposits_en-US">Individual Retirement Account</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element767" xlink:to="label767" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestPaid" xlink:label="element768" />
        <label xlink:type="resource" xlink:label="label768" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestPaid_en-US">Interest paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element768" xlink:to="label768" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestPaid" xlink:label="element769" />
        <label xlink:type="resource" xlink:label="label769" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestPaid_en-US">Interest Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element769" xlink:to="label769" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestPaid" xlink:label="element770" />
        <label xlink:type="resource" xlink:label="label770" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestPaid_en-US">Interest paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element770" xlink:to="label770" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="element771" />
        <label xlink:type="resource" xlink:label="label771" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestRateSwapMember_en-US">Interest Rate Swap [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element771" xlink:to="label771" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="element772" />
        <label xlink:type="resource" xlink:label="label772" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestRateSwapMember_en-US">Interest rate risk swap contracts [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element772" xlink:to="label772" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="element773" />
        <label xlink:type="resource" xlink:label="label773" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestRateSwapMember_en-US">Interest rate swap designated as cash flow hedges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element773" xlink:to="label773" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivable" xlink:label="element774" />
        <label xlink:type="resource" xlink:label="label774" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestReceivable_en-US">Total Interest Receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element774" xlink:to="label774" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivable" xlink:label="element775" />
        <label xlink:type="resource" xlink:label="label775" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestReceivable_en-US">Interest Receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element775" xlink:to="label775" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateCapMember" xlink:label="element776" />
        <label xlink:type="resource" xlink:label="label776" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestRateCapMember_en-US">Interest Rate Cap [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element776" xlink:to="label776" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="element777" />
        <label xlink:type="resource" xlink:label="label777" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestBearingDepositLiabilities_en-US">Interest-bearing Deposit Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element777" xlink:to="label777" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="element778" />
        <label xlink:type="resource" xlink:label="label778" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestBearingDepositLiabilities_en-US">Puerto Rico Cash &amp; Money Market Fund</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element778" xlink:to="label778" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="element779" />
        <label xlink:type="resource" xlink:label="label779" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_InterestBearingDepositLiabilities_en-US">Interest-bearing saving and demand deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element779" xlink:to="label779" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="element780" />
        <label xlink:type="resource" xlink:label="label780" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestIncomeSecuritiesTaxExempt_en-US">Exempt Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element780" xlink:to="label780" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeSecuritiesMortgageBacked" xlink:label="element781" />
        <label xlink:type="resource" xlink:label="label781" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestIncomeSecuritiesMortgageBacked_en-US">Mortgage-backed securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element781" xlink:to="label781" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeSecuritiesMortgageBacked" xlink:label="element782" />
        <label xlink:type="resource" xlink:label="label782" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestIncomeSecuritiesMortgageBacked_en-US">Interest Income, Securities, Mortgage Backed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element782" xlink:to="label782" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivableNoncurrent" xlink:label="element783" />
        <label xlink:type="resource" xlink:label="label783" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InterestReceivableNoncurrent_en-US">Accrued interest receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element783" xlink:to="label783" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivableNoncurrent" xlink:label="element784" />
        <label xlink:type="resource" xlink:label="label784" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestReceivableNoncurrent_en-US">Interest Receivable Noncurrent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element784" xlink:to="label784" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivableNoncurrent" xlink:label="element785" />
        <label xlink:type="resource" xlink:label="label785" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_InterestReceivableNoncurrent_en-US">Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element785" xlink:to="label785" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestsContinuedToBeHeldByTransferorInFinancialAssetsThatItHasSecuritizedOrServicingAssetsOrLiabilitiesRelatingToAssetsThatItHasSecuritizedAbstract" xlink:label="element786" />
        <label xlink:type="resource" xlink:label="label786" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestsContinuedToBeHeldByTransferorInFinancialAssetsThatItHasSecuritizedOrServicingAssetsOrLiabilitiesRelatingToAssetsThatItHasSecuritizedAbstract_en-US">Interests Continued To Be Held By Transferor In Financial Assets That It Has Securitized Or Servicing Assets Or Liabilities Relating To Assets That It Has Securitized Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element786" xlink:to="label786" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="element787" />
        <label xlink:type="resource" xlink:label="label787" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InvestmentTypeCategorizationMember_en-US">Investment Type Categorization [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element787" xlink:to="label787" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="element788" />
        <label xlink:type="resource" xlink:label="label788" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InvestmentTypeCategorizationMember_en-US">Investment Secured with Cash and Cash Equivalents by type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element788" xlink:to="label788" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="element789" />
        <label xlink:type="resource" xlink:label="label789" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InvestmentTypeAxis_en-US">Investment Type [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element789" xlink:to="label789" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="element790" />
        <label xlink:type="resource" xlink:label="label790" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InvestmentTypeAxis_en-US">Investment Secured with Cash and Cash Equivalents by type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element790" xlink:to="label790" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Investments" xlink:label="element791" />
        <label xlink:type="resource" xlink:label="label791" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_Investments_en-US">Total investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element791" xlink:to="label791" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Investments" xlink:label="element792" />
        <label xlink:type="resource" xlink:label="label792" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Investments_en-US">Investments, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element792" xlink:to="label792" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Investments" xlink:label="element793" />
        <label xlink:type="resource" xlink:label="label793" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_Investments_en-US">Total investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element793" xlink:to="label793" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsMember" xlink:label="element794" />
        <label xlink:type="resource" xlink:label="label794" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InvestmentsMember_en-US">Investment [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element794" xlink:to="label794" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="element795" />
        <label xlink:type="resource" xlink:label="label795" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_en-US">Investments, Debt and Equity Securities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element795" xlink:to="label795" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="element796" />
        <label xlink:type="resource" xlink:label="label796" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InvestmentsAbstract_en-US">Investments [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element796" xlink:to="label796" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="element797" />
        <label xlink:type="resource" xlink:label="label797" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InvestmentsAbstract_en-US">Investments:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element797" xlink:to="label797" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="element798" />
        <label xlink:type="resource" xlink:label="label798" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_en-US">InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element798" xlink:to="label798" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="element799" />
        <label xlink:type="resource" xlink:label="label799" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_en-US">Securities Purchased Under Agreements To Resell And Investments Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element799" xlink:to="label799" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="element800" />
        <label xlink:type="resource" xlink:label="label800" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LongtermDebtTypeAxis_en-US">Long term Debt Type Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element800" xlink:to="label800" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="element801" />
        <label xlink:type="resource" xlink:label="label801" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LongtermDebtTypeDomain_en-US">LongtermDebtTypeDomain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element801" xlink:to="label801" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="element802" />
        <label xlink:type="resource" xlink:label="label802" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LaborAndRelatedExpense_en-US">Compensation and employee benefits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element802" xlink:to="label802" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="element803" />
        <label xlink:type="resource" xlink:label="label803" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LaborAndRelatedExpense_en-US">Labor and Related Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element803" xlink:to="label803" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LandImprovementsMember" xlink:label="element804" />
        <label xlink:type="resource" xlink:label="label804" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LandImprovementsMember_en-US">Land And Land Improvements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element804" xlink:to="label804" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LeaseAgreementsMember" xlink:label="element805" />
        <label xlink:type="resource" xlink:label="label805" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LeaseAgreementsMember_en-US">Lease Agreements [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element805" xlink:to="label805" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LeaseAgreementsMember" xlink:label="element806" />
        <label xlink:type="resource" xlink:label="label806" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LeaseAgreementsMember_en-US">Leasing</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element806" xlink:to="label806" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LeasePolicyTextBlock" xlink:label="element807" />
        <label xlink:type="resource" xlink:label="label807" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LeasePolicyTextBlock_en-US">Lease Policy Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element807" xlink:to="label807" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="element808" />
        <label xlink:type="resource" xlink:label="label808" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LeaseholdImprovementsMember_en-US">Leasehold Improvements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element808" xlink:to="label808" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LegalMattersAndContingenciesTextBlock" xlink:label="element809" />
        <label xlink:type="resource" xlink:label="label809" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LegalMattersAndContingenciesTextBlock_en-US">Legal Matters and Contingencies [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element809" xlink:to="label809" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LegalMattersAndContingenciesTextBlock" xlink:label="element810" />
        <label xlink:type="resource" xlink:label="label810" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LegalMattersAndContingenciesTextBlock_en-US">Contingencies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element810" xlink:to="label810" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsIncurredBenefits1" xlink:label="element811" />
        <label xlink:type="resource" xlink:label="label811" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsIncurredBenefits1_en-US">Liabilities For Guarantees On Long Duration Contracts Incurred Benefits1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element811" xlink:to="label811" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsIncurredBenefits1" xlink:label="element812" />
        <label xlink:type="resource" xlink:label="label812" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsIncurredBenefits1_en-US">Additions from acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element812" xlink:to="label812" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid" xlink:label="element813" />
        <label xlink:type="resource" xlink:label="label813" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid_en-US">Liabilities For Guarantees On Long Duration Contracts Benefits Paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element813" xlink:to="label813" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid" xlink:label="element814" />
        <label xlink:type="resource" xlink:label="label814" xlink:role="http://www.xbrl.org/2009/role/negatedNetLabel" xml:lang="en-US" id="NegatedNet_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid_en-US">Net charge-off/terminations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element814" xlink:to="label814" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="element815" />
        <label xlink:type="resource" xlink:label="label815" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LiabilitiesAndStockholdersEquity_en-US">Total liabilities and stockholders' equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element815" xlink:to="label815" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="element816" />
        <label xlink:type="resource" xlink:label="label816" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesAndStockholdersEquity_en-US">Liabilities and Stockholders' Equity, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element816" xlink:to="label816" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="element817" />
        <label xlink:type="resource" xlink:label="label817" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_LiabilitiesAndStockholdersEquity_en-US">Total liabilities and stockholders' equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element817" xlink:to="label817" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross" xlink:label="element818" />
        <label xlink:type="resource" xlink:label="label818" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross_en-US">Liabilities For Guarantees On Long Duration Contracts Guaranteed Benefit Liability Gross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element818" xlink:to="label818" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross" xlink:label="element819" />
        <label xlink:type="resource" xlink:label="label819" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross_en-US">Balance at beginning of the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element819" xlink:to="label819" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross" xlink:label="element820" />
        <label xlink:type="resource" xlink:label="label820" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross_en-US">Balance at the end of the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element820" xlink:to="label820" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="element821" />
        <label xlink:type="resource" xlink:label="label821" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesAbstract_en-US">Liabilities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element821" xlink:to="label821" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="element822" />
        <label xlink:type="resource" xlink:label="label822" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LiabilitiesAbstract_en-US">Liabilities,Carrying Value Disclosure [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element822" xlink:to="label822" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="element823" />
        <label xlink:type="resource" xlink:label="label823" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_Liabilities_en-US">Total liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element823" xlink:to="label823" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="element824" />
        <label xlink:type="resource" xlink:label="label824" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Liabilities_en-US">Liabilities, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element824" xlink:to="label824" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="element825" />
        <label xlink:type="resource" xlink:label="label825" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_Liabilities_en-US">Total liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element825" xlink:to="label825" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="element826" />
        <label xlink:type="resource" xlink:label="label826" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LiabilitiesAndStockholdersEquityAbstract_en-US">LIABILITIES AND STOCKHOLDERS' EQUITY</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element826" xlink:to="label826" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="element827" />
        <label xlink:type="resource" xlink:label="label827" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesAndStockholdersEquityAbstract_en-US">Liabilities and Stockholders' Equity [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element827" xlink:to="label827" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="element828" />
        <label xlink:type="resource" xlink:label="label828" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesFairValueDisclosureAbstract_en-US">Liabilities, Fair Value Disclosure [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element828" xlink:to="label828" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityReserveEstimatePolicy" xlink:label="element829" />
        <label xlink:type="resource" xlink:label="label829" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilityReserveEstimatePolicy_en-US">LiabilityReserveEstimatePolicy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element829" xlink:to="label829" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCredit" xlink:label="element830" />
        <label xlink:type="resource" xlink:label="label830" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LineOfCredit_en-US">Line Of Credit Facility Amount Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element830" xlink:to="label830" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCredit" xlink:label="element831" />
        <label xlink:type="resource" xlink:label="label831" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LineOfCredit_en-US">Line Of Credit Facility Amount Outstanding to Puerto Rico Government</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element831" xlink:to="label831" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="element832" />
        <label xlink:type="resource" xlink:label="label832" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_en-US">Line Of Credit Facility Maximum Borrowing Capacity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element832" xlink:to="label832" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="element833" />
        <label xlink:type="resource" xlink:label="label833" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_en-US">Line Of Credit Facility Maximum Borrowing Capacity to Puerto Rico Government</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element833" xlink:to="label833" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:label="element834" />
        <label xlink:type="resource" xlink:label="label834" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableAllowanceCovered_en-US">Loans And Leases Receivable Allowance, Covered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element834" xlink:to="label834" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:label="element835" />
        <label xlink:type="resource" xlink:label="label835" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansAndLeasesReceivableAllowanceCovered_en-US">Provision for (recapture of) covered loan and lease losses, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element835" xlink:to="label835" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:label="element836" />
        <label xlink:type="resource" xlink:label="label836" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_LoansAndLeasesReceivableAllowanceCovered_en-US">Allowance for Covered Loan and Lease Losses, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element836" xlink:to="label836" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:label="element837" />
        <label xlink:type="resource" xlink:label="label837" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableAllowanceCovered_en-US">Allowance for loan and lease losses, covered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element837" xlink:to="label837" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:label="element838" />
        <label xlink:type="resource" xlink:label="label838" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_LoansAndLeasesReceivableAllowanceCovered_en-US">Balance at beginning of the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element838" xlink:to="label838" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:label="element839" />
        <label xlink:type="resource" xlink:label="label839" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_LoansAndLeasesReceivableAllowanceCovered_en-US">Balance at end of the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element839" xlink:to="label839" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="element840" />
        <label xlink:type="resource" xlink:label="label840" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansAndLeasesReceivableAllowance_en-US">Allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element840" xlink:to="label840" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="element841" />
        <label xlink:type="resource" xlink:label="label841" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableAllowance_en-US">Allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element841" xlink:to="label841" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="element842" />
        <label xlink:type="resource" xlink:label="label842" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_LoansAndLeasesReceivableAllowance_en-US">Balance at beginning of the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element842" xlink:to="label842" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="element843" />
        <label xlink:type="resource" xlink:label="label843" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_LoansAndLeasesReceivableAllowance_en-US">Balance at end of the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element843" xlink:to="label843" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="element844" />
        <label xlink:type="resource" xlink:label="label844" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_LoansAndLeasesReceivableAllowance_en-US">Allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element844" xlink:to="label844" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="element845" />
        <label xlink:type="resource" xlink:label="label845" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_en-US">Loans And Leases Receivable Net Reported Amount Covered And Not Covered [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element845" xlink:to="label845" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="element846" />
        <label xlink:type="resource" xlink:label="label846" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_en-US">Loans and Leases Receivable Allowance for Loan Losses Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element846" xlink:to="label846" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered" xlink:label="element847" />
        <label xlink:type="resource" xlink:label="label847" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered_en-US">Loans And Leases Receivable Net Reported Amount Covered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element847" xlink:to="label847" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered" xlink:label="element848" />
        <label xlink:type="resource" xlink:label="label848" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered_en-US">Covered loans, net of allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element848" xlink:to="label848" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered" xlink:label="element849" />
        <label xlink:type="resource" xlink:label="label849" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered_en-US">Covered, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element849" xlink:to="label849" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered" xlink:label="element850" />
        <label xlink:type="resource" xlink:label="label850" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered_en-US">Loans covered under shared-loss agreements with the FDIC, net of allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element850" xlink:to="label850" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="element851" />
        <label xlink:type="resource" xlink:label="label851" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_en-US">Loans And Leases Receivable Gross Carrying Amount Covered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element851" xlink:to="label851" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="element852" />
        <label xlink:type="resource" xlink:label="label852" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_en-US">Loans And Leases Receivable Net Reported Amount Covered And Not Covered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element852" xlink:to="label852" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="element853" />
        <label xlink:type="resource" xlink:label="label853" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_en-US">Non-covered loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element853" xlink:to="label853" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="element854" />
        <label xlink:type="resource" xlink:label="label854" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_en-US">Total loans, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element854" xlink:to="label854" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="element855" />
        <label xlink:type="resource" xlink:label="label855" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_en-US">Total loans, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element855" xlink:to="label855" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="element856" />
        <label xlink:type="resource" xlink:label="label856" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_en-US">Loans and Leases Receivable, Gross, Carrying Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element856" xlink:to="label856" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="element857" />
        <label xlink:type="resource" xlink:label="label857" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_en-US">Total Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element857" xlink:to="label857" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesAdditions" xlink:label="element858" />
        <label xlink:type="resource" xlink:label="label858" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableRelatedPartiesAdditions_en-US">New loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element858" xlink:to="label858" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="element859" />
        <label xlink:type="resource" xlink:label="label859" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_en-US">LoansAndLeasesReceivableNetOfDeferredIncome</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element859" xlink:to="label859" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="element860" />
        <label xlink:type="resource" xlink:label="label860" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_en-US">Loans receivable net of deferred loan cost (fees)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element860" xlink:to="label860" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="element861" />
        <label xlink:type="resource" xlink:label="label861" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_en-US">Loans held for investment, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element861" xlink:to="label861" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:label="element862" />
        <label xlink:type="resource" xlink:label="label862" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_en-US">Loans and Leases Receivable, Related Parties [Roll Forward]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element862" xlink:to="label862" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedParties" xlink:label="element863" />
        <label xlink:type="resource" xlink:label="label863" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableRelatedParties_en-US">Loans and Leases Receivable, Related Parties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element863" xlink:to="label863" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedParties" xlink:label="element864" />
        <label xlink:type="resource" xlink:label="label864" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_LoansAndLeasesReceivableRelatedParties_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element864" xlink:to="label864" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedParties" xlink:label="element865" />
        <label xlink:type="resource" xlink:label="label865" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_LoansAndLeasesReceivableRelatedParties_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element865" xlink:to="label865" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy" xlink:label="element866" />
        <label xlink:type="resource" xlink:label="label866" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_en-US">Loans and Leases Receivable Troubled Debt Restructuring Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element866" xlink:to="label866" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="element867" />
        <label xlink:type="resource" xlink:label="label867" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansAndLeasesReceivableNetReportedAmount_en-US">Loans, net of allowance for loan and lease losses, excluding loans held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element867" xlink:to="label867" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="element868" />
        <label xlink:type="resource" xlink:label="label868" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableNetReportedAmount_en-US">Loans and Leases Receivable, Net Reported Amount, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element868" xlink:to="label868" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="element869" />
        <label xlink:type="resource" xlink:label="label869" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_LoansAndLeasesReceivableNetReportedAmount_en-US">Loans, net of allowance for loan and lease losses, excluding loans held-for-sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element869" xlink:to="label869" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="element870" />
        <label xlink:type="resource" xlink:label="label870" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansAndLeasesReceivableNetReportedAmount_en-US">Loans, net of allowance for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element870" xlink:to="label870" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="element871" />
        <label xlink:type="resource" xlink:label="label871" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_LoansAndLeasesReceivableNetReportedAmount_en-US">Loans, net of allowance for loan and lease losses, excluding loans held-for-sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element871" xlink:to="label871" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:label="element872" />
        <label xlink:type="resource" xlink:label="label872" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_en-US">Loans and Leases Receivable, Net Reported Amount [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element872" xlink:to="label872" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:label="element873" />
        <label xlink:type="resource" xlink:label="label873" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_en-US">Loans:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element873" xlink:to="label873" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesDisclosureAbstract" xlink:label="element874" />
        <label xlink:type="resource" xlink:label="label874" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableRelatedPartiesDisclosureAbstract_en-US">Loans and Leases Receivable, Related Parties Disclosure [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element874" xlink:to="label874" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="element875" />
        <label xlink:type="resource" xlink:label="label875" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansHeldForSaleMortgages_en-US">Mortgage loans held-for-sale, at lower of cost or fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element875" xlink:to="label875" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="element876" />
        <label xlink:type="resource" xlink:label="label876" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansHeldForSaleMortgages_en-US">Loans Held-for-sale, Mortgages</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element876" xlink:to="label876" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="element877" />
        <label xlink:type="resource" xlink:label="label877" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LoansHeldForSaleMortgages_en-US">Mortgage loans held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element877" xlink:to="label877" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesCollections" xlink:label="element878" />
        <label xlink:type="resource" xlink:label="label878" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableRelatedPartiesCollections_en-US">Repayments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element878" xlink:to="label878" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesCollections" xlink:label="element879" />
        <label xlink:type="resource" xlink:label="label879" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_LoansAndLeasesReceivableRelatedPartiesCollections_en-US">Repayments and sales</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element879" xlink:to="label879" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy" xlink:label="element880" />
        <label xlink:type="resource" xlink:label="label880" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_en-US">Loans And Leases Receivable Mortgage Banking Activities Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element880" xlink:to="label880" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableCommercialMortgage" xlink:label="element881" />
        <label xlink:type="resource" xlink:label="label881" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansReceivableCommercialMortgage_en-US">Loans Receivable, Gross, Commercial, Mortgage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element881" xlink:to="label881" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableCommercialMortgage" xlink:label="element882" />
        <label xlink:type="resource" xlink:label="label882" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansReceivableCommercialMortgage_en-US">Loans pledged as collateral to secure FHLB advances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element882" xlink:to="label882" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="element883" />
        <label xlink:type="resource" xlink:label="label883" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_en-US">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element883" xlink:to="label883" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="element884" />
        <label xlink:type="resource" xlink:label="label884" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_en-US">LOANS RECEIVABLE</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element884" xlink:to="label884" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermContractsOrProgramsDisclosureTextBlock" xlink:label="element885" />
        <label xlink:type="resource" xlink:label="label885" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LongTermContractsOrProgramsDisclosureTextBlock_en-US">Long Term Contracts Or Programs Disclosure Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element885" xlink:to="label885" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="element886" />
        <label xlink:type="resource" xlink:label="label886" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LongTermDebtFairValue_en-US">Long-term Debt, Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element886" xlink:to="label886" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="element887" />
        <label xlink:type="resource" xlink:label="label887" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LongTermDebtFairValue_en-US">FDIC-guaranteed term notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element887" xlink:to="label887" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="element888" />
        <label xlink:type="resource" xlink:label="label888" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_en-US">Long-term Debt, Maturities, Repayments of Principal in Next Twelve Months</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element888" xlink:to="label888" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="element889" />
        <label xlink:type="resource" xlink:label="label889" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_en-US">2015</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element889" xlink:to="label889" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:label="element890" />
        <label xlink:type="resource" xlink:label="label890" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_en-US">Long-term Debt, Maturities, Repayments of Principal in Year Three</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element890" xlink:to="label890" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:label="element891" />
        <label xlink:type="resource" xlink:label="label891" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_en-US">2017</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element891" xlink:to="label891" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="element892" />
        <label xlink:type="resource" xlink:label="label892" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_en-US">Long-term Debt, Maturities, Repayments of Principal in Year Two</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element892" xlink:to="label892" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="element893" />
        <label xlink:type="resource" xlink:label="label893" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_en-US">2016</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element893" xlink:to="label893" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtByMaturityAbstract" xlink:label="element894" />
        <label xlink:type="resource" xlink:label="label894" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LongTermDebtByMaturityAbstract_en-US">LongTermDebtByMaturityAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element894" xlink:to="label894" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="element895" />
        <label xlink:type="resource" xlink:label="label895" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_en-US">Major Types of Debt and Equity Securities [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element895" xlink:to="label895" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketApproachValuationTechniqueMember" xlink:label="element896" />
        <label xlink:type="resource" xlink:label="label896" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MarketApproachValuationTechniqueMember_en-US">Market Approach Valuation Technique [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element896" xlink:to="label896" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecurities" xlink:label="element897" />
        <label xlink:type="resource" xlink:label="label897" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MarketableSecurities_en-US">Marketable Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element897" xlink:to="label897" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecurities" xlink:label="element898" />
        <label xlink:type="resource" xlink:label="label898" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_MarketableSecurities_en-US">Total Securities Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element898" xlink:to="label898" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecuritiesAbstract" xlink:label="element899" />
        <label xlink:type="resource" xlink:label="label899" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MarketableSecuritiesAbstract_en-US">Marketable Securities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element899" xlink:to="label899" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecuritiesPolicy" xlink:label="element900" />
        <label xlink:type="resource" xlink:label="label900" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MarketableSecuritiesPolicy_en-US">Marketable Securities Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element900" xlink:to="label900" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfSeniorDebt" xlink:label="element901" />
        <label xlink:type="resource" xlink:label="label901" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MaturitiesOfSeniorDebt_en-US">Maturities of Senior Debt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element901" xlink:to="label901" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfTimeDepositsAbstract" xlink:label="element902" />
        <label xlink:type="resource" xlink:label="label902" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MaturitiesOfTimeDepositsAbstract_en-US">Maturities of Time Deposits [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element902" xlink:to="label902" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturityUpTo30DaysMember" xlink:label="element903" />
        <label xlink:type="resource" xlink:label="label903" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MaturityUpTo30DaysMember_en-US">Maturity up to 30 days</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element903" xlink:to="label903" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturityOver90DaysMember" xlink:label="element904" />
        <label xlink:type="resource" xlink:label="label904" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MaturityOver90DaysMember_en-US">Maturity over 90 days</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element904" xlink:to="label904" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Maturity30To90DaysMember" xlink:label="element905" />
        <label xlink:type="resource" xlink:label="label905" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Maturity30To90DaysMember_en-US">Maturity 30 To 90 Days Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element905" xlink:to="label905" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="element906" />
        <label xlink:type="resource" xlink:label="label906" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MaximumMember_en-US">Maximum [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element906" xlink:to="label906" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="element907" />
        <label xlink:type="resource" xlink:label="label907" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MinimumMember_en-US">Minimum [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element907" xlink:to="label907" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsAtCarryingValue" xlink:label="element908" />
        <label xlink:type="resource" xlink:label="label908" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_MoneyMarketFundsAtCarryingValue_en-US">Money market investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element908" xlink:to="label908" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsAtCarryingValue" xlink:label="element909" />
        <label xlink:type="resource" xlink:label="label909" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MoneyMarketFundsAtCarryingValue_en-US">Money Market Funds, at Carrying Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element909" xlink:to="label909" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsAtCarryingValue" xlink:label="element910" />
        <label xlink:type="resource" xlink:label="label910" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_MoneyMarketFundsAtCarryingValue_en-US">Money market investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element910" xlink:to="label910" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="element911" />
        <label xlink:type="resource" xlink:label="label911" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MoneyMarketFundsMember_en-US">MoneyMarketFundsMember</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element911" xlink:to="label911" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="element912" />
        <label xlink:type="resource" xlink:label="label912" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_MoneyMarketFundsMember_en-US">Puerto Rico Cash &amp; Money Market Fund [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element912" xlink:to="label912" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesOtherMember" xlink:label="element913" />
        <label xlink:type="resource" xlink:label="label913" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MortgageBackedSecuritiesOtherMember_en-US">Other mortgage securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element913" xlink:to="label913" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold" xlink:label="element914" />
        <label xlink:type="resource" xlink:label="label914" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold_en-US">Mortgage Loans On Real Estate Cost Of Mortgages Sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element914" xlink:to="label914" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold" xlink:label="element915" />
        <label xlink:type="resource" xlink:label="label915" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold_en-US">Non-performing residential mortgage loan accounted under ASC 310-30 sold, carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element915" xlink:to="label915" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="element916" />
        <label xlink:type="resource" xlink:label="label916" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MortgageBackedSecuritiesMember_en-US">Collateralized Mortgage Backed Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element916" xlink:to="label916" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="element917" />
        <label xlink:type="resource" xlink:label="label917" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_MortgageBackedSecuritiesMember_en-US">CLO [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element917" xlink:to="label917" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="element918" />
        <label xlink:type="resource" xlink:label="label918" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_MortgageBackedSecuritiesMember_en-US">CMO's issued by US government sponsored agencies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element918" xlink:to="label918" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="element919" />
        <label xlink:type="resource" xlink:label="label919" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MortgagesMember_en-US">Mortgage Loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element919" xlink:to="label919" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="element920" />
        <label xlink:type="resource" xlink:label="label920" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_MortgagesMember_en-US">Residential Secured by real estate [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element920" xlink:to="label920" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward" xlink:label="element921" />
        <label xlink:type="resource" xlink:label="label921" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward_en-US">Movement In Guaranteed Benefit Liability Gross Roll Forward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element921" xlink:to="label921" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NatureOfOperations" xlink:label="element922" />
        <label xlink:type="resource" xlink:label="label922" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NatureOfOperations_en-US">Nature Of Operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element922" xlink:to="label922" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="element923" />
        <label xlink:type="resource" xlink:label="label923" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_en-US">Net Increase Decrease In [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element923" xlink:to="label923" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="element924" />
        <label xlink:type="resource" xlink:label="label924" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_en-US">Net increase (decrease) in:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element924" xlink:to="label924" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="element925" />
        <label xlink:type="resource" xlink:label="label925" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_NetIncomeLoss_en-US">Net (loss) income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element925" xlink:to="label925" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="element926" />
        <label xlink:type="resource" xlink:label="label926" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NetIncomeLoss_en-US">Net Income (Loss) Attributable to Parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element926" xlink:to="label926" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="element927" />
        <label xlink:type="resource" xlink:label="label927" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_NetIncomeLoss_en-US">Net (loss) income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element927" xlink:to="label927" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="element928" />
        <label xlink:type="resource" xlink:label="label928" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NetIncomeLoss_en-US">Net (loss) income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element928" xlink:to="label928" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="element929" />
        <label xlink:type="resource" xlink:label="label929" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_en-US">Cash flows from financing activities:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element929" xlink:to="label929" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="element930" />
        <label xlink:type="resource" xlink:label="label930" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_en-US">Net Cash Provided by (Used in) Financing Activities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element930" xlink:to="label930" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="element931" />
        <label xlink:type="resource" xlink:label="label931" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_en-US">(Loss) Income available to common shareholders</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element931" xlink:to="label931" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="element932" />
        <label xlink:type="resource" xlink:label="label932" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_en-US">Net Income (Loss) Available to Common Stockholders, Basic</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element932" xlink:to="label932" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="element933" />
        <label xlink:type="resource" xlink:label="label933" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_en-US">Income available to common shareholders</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element933" xlink:to="label933" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="element934" />
        <label xlink:type="resource" xlink:label="label934" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_en-US">Net cash provided by (used in) operating activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element934" xlink:to="label934" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="element935" />
        <label xlink:type="resource" xlink:label="label935" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_en-US">Net cash used in operating activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element935" xlink:to="label935" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="element936" />
        <label xlink:type="resource" xlink:label="label936" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_en-US">Net Cash Provided By Used In Operating Activities Continuing Operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element936" xlink:to="label936" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="element937" />
        <label xlink:type="resource" xlink:label="label937" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_en-US">Net cash used in financing activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element937" xlink:to="label937" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="element938" />
        <label xlink:type="resource" xlink:label="label938" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_en-US">Net Cash Provided By Used In Financing Activities Continuing Operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element938" xlink:to="label938" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="element939" />
        <label xlink:type="resource" xlink:label="label939" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_en-US">Net cash provided by (used in) financing activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element939" xlink:to="label939" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="element940" />
        <label xlink:type="resource" xlink:label="label940" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_en-US">Net Cash Provided by (Used in) Financing Activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element940" xlink:to="label940" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="element941" />
        <label xlink:type="resource" xlink:label="label941" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_en-US">Cash flows from investing activities:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element941" xlink:to="label941" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="element942" />
        <label xlink:type="resource" xlink:label="label942" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element942" xlink:to="label942" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="element943" />
        <label xlink:type="resource" xlink:label="label943" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_en-US">Cash flows from operating activities:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element943" xlink:to="label943" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="element944" />
        <label xlink:type="resource" xlink:label="label944" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_en-US">Net Cash Provided by (Used in) Operating Activities [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element944" xlink:to="label944" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="element945" />
        <label xlink:type="resource" xlink:label="label945" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_en-US">Net cash provided by investing activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element945" xlink:to="label945" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="element946" />
        <label xlink:type="resource" xlink:label="label946" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_en-US">Net Cash Provided By Used In Investing Activities Continuing Operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element946" xlink:to="label946" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="element947" />
        <label xlink:type="resource" xlink:label="label947" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_en-US">Net cash provided by investing activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element947" xlink:to="label947" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="element948" />
        <label xlink:type="resource" xlink:label="label948" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_en-US">New Accounting Pronouncements Policy [Policy Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element948" xlink:to="label948" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="element949" />
        <label xlink:type="resource" xlink:label="label949" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NoninterestBearingDepositLiabilities_en-US">Noninterest-bearing Deposit Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element949" xlink:to="label949" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="element950" />
        <label xlink:type="resource" xlink:label="label950" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_NoninterestBearingDepositLiabilities_en-US">Noninterest-bearing demand deposit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element950" xlink:to="label950" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="element951" />
        <label xlink:type="resource" xlink:label="label951" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_NoninterestExpense_en-US">Total non-interest expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element951" xlink:to="label951" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="element952" />
        <label xlink:type="resource" xlink:label="label952" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NoninterestExpense_en-US">Total non-interest expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element952" xlink:to="label952" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="element953" />
        <label xlink:type="resource" xlink:label="label953" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NoninterestExpense_en-US">Noninterest Expense, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element953" xlink:to="label953" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="element954" />
        <label xlink:type="resource" xlink:label="label954" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_NoninterestExpense_en-US">Non-interest expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element954" xlink:to="label954" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="element955" />
        <label xlink:type="resource" xlink:label="label955" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_NoninterestIncome_en-US">Total non-interest income, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element955" xlink:to="label955" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="element956" />
        <label xlink:type="resource" xlink:label="label956" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NoninterestIncome_en-US">Noninterest Income, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element956" xlink:to="label956" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="element957" />
        <label xlink:type="resource" xlink:label="label957" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NoninterestIncome_en-US">Total non-interest income (loss), net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element957" xlink:to="label957" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="element958" />
        <label xlink:type="resource" xlink:label="label958" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NoninterestIncomeOther_en-US">Other non-interest (loss) income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element958" xlink:to="label958" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="element959" />
        <label xlink:type="resource" xlink:label="label959" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NoninterestIncomeOther_en-US">Noninterest Income, Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element959" xlink:to="label959" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="element960" />
        <label xlink:type="resource" xlink:label="label960" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_NoninterestIncomeOther_en-US">Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element960" xlink:to="label960" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="element961" />
        <label xlink:type="resource" xlink:label="label961" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NoninterestIncomeAbstract_en-US">Non-interest income:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element961" xlink:to="label961" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="element962" />
        <label xlink:type="resource" xlink:label="label962" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NoninterestIncomeAbstract_en-US">Noninterest Income [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element962" xlink:to="label962" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="element963" />
        <label xlink:type="resource" xlink:label="label963" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_NoninterestExpenseAbstract_en-US">Non-interest expense:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element963" xlink:to="label963" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="element964" />
        <label xlink:type="resource" xlink:label="label964" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NoninterestExpenseAbstract_en-US">Noninterest Expense [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element964" xlink:to="label964" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NonredeemableConvertiblePreferredStockMember" xlink:label="element965" />
        <label xlink:type="resource" xlink:label="label965" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NonredeemableConvertiblePreferredStockMember_en-US">Series C Convertible Preferred Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element965" xlink:to="label965" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesPayableFairValueDisclosure" xlink:label="element966" />
        <label xlink:type="resource" xlink:label="label966" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NotesPayableFairValueDisclosure_en-US">Notes Payable Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element966" xlink:to="label966" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NondesignatedMember" xlink:label="element967" />
        <label xlink:type="resource" xlink:label="label967" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_NondesignatedMember_en-US">Not Designated as Hedging Instrument [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element967" xlink:to="label967" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAbstract" xlink:label="element968" />
        <label xlink:type="resource" xlink:label="label968" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OffsettingAbstract_en-US">Offsetting [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element968" xlink:to="label968" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesTable" xlink:label="element969" />
        <label xlink:type="resource" xlink:label="label969" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OffsettingLiabilitiesTable_en-US">Offsetting liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element969" xlink:to="label969" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesTableTextBlock" xlink:label="element970" />
        <label xlink:type="resource" xlink:label="label970" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OffsettingLiabilitiesTableTextBlock_en-US">Offsetting Liabilities [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element970" xlink:to="label970" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="element971" />
        <label xlink:type="resource" xlink:label="label971" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OffsettingLiabilitiesLineItems_en-US">Offsetting Liabilities [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element971" xlink:to="label971" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsTableTextBlock" xlink:label="element972" />
        <label xlink:type="resource" xlink:label="label972" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OffsettingAssetsTableTextBlock_en-US">Offsetting Assets [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element972" xlink:to="label972" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsTable" xlink:label="element973" />
        <label xlink:type="resource" xlink:label="label973" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OffsettingAssetsTable_en-US">Offsetting Assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element973" xlink:to="label973" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="element974" />
        <label xlink:type="resource" xlink:label="label974" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OffsettingAssetsLineItems_en-US">Offsetting Assets [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element974" xlink:to="label974" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OccupancyNet" xlink:label="element975" />
        <label xlink:type="resource" xlink:label="label975" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OccupancyNet_en-US">Occupancy and equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element975" xlink:to="label975" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OccupancyNet" xlink:label="element976" />
        <label xlink:type="resource" xlink:label="label976" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OccupancyNet_en-US">Occupancy, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element976" xlink:to="label976" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:label="element977" />
        <label xlink:type="resource" xlink:label="label977" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_en-US">Off-Balance-Sheet Credit Exposure Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element977" xlink:to="label977" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="element978" />
        <label xlink:type="resource" xlink:label="label978" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_en-US">Operating Leases, Future Minimum Payments, Due in Five Years</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element978" xlink:to="label978" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="element979" />
        <label xlink:type="resource" xlink:label="label979" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_en-US">2019</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element979" xlink:to="label979" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="element980" />
        <label xlink:type="resource" xlink:label="label980" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_en-US">Operating Leases, Future Minimum Payments Due [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element980" xlink:to="label980" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="element981" />
        <label xlink:type="resource" xlink:label="label981" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_en-US">Operating Leases, Future Minimum Payments, Due in Four Years</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element981" xlink:to="label981" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="element982" />
        <label xlink:type="resource" xlink:label="label982" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_en-US">2018</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element982" xlink:to="label982" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="element983" />
        <label xlink:type="resource" xlink:label="label983" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_en-US">Operating Leases, Future Minimum Payments, Due in Three Years</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element983" xlink:to="label983" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="element984" />
        <label xlink:type="resource" xlink:label="label984" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_en-US">2017</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element984" xlink:to="label984" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesRentExpenseNet" xlink:label="element985" />
        <label xlink:type="resource" xlink:label="label985" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OperatingLeasesRentExpenseNet_en-US">Operating Leases, Rent Expense, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element985" xlink:to="label985" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesRentExpenseNet" xlink:label="element986" />
        <label xlink:type="resource" xlink:label="label986" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OperatingLeasesRentExpenseNet_en-US">Rent Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element986" xlink:to="label986" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="element987" />
        <label xlink:type="resource" xlink:label="label987" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_en-US">Operating Leases, Future Minimum Payments, Due in Two Years</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element987" xlink:to="label987" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="element988" />
        <label xlink:type="resource" xlink:label="label988" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_en-US">2016</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element988" xlink:to="label988" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="element989" />
        <label xlink:type="resource" xlink:label="label989" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_en-US">Operating Leases, Future Minimum Payments, Due Thereafter</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element989" xlink:to="label989" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="element990" />
        <label xlink:type="resource" xlink:label="label990" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_en-US">Thereafter</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element990" xlink:to="label990" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="element991" />
        <label xlink:type="resource" xlink:label="label991" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_en-US">Operating Leases, Future Minimum Payments Due, Current</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element991" xlink:to="label991" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="element992" />
        <label xlink:type="resource" xlink:label="label992" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_en-US">2015</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element992" xlink:to="label992" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="element993" />
        <label xlink:type="resource" xlink:label="label993" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_en-US">Operating Leases, Future Minimum Payments Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element993" xlink:to="label993" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="element994" />
        <label xlink:type="resource" xlink:label="label994" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_en-US">Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element994" xlink:to="label994" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLossCarryforwards" xlink:label="element995" />
        <label xlink:type="resource" xlink:label="label995" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OperatingLossCarryforwards_en-US">Operating Loss Carryforwards</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element995" xlink:to="label995" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionOnSecuritiesMember" xlink:label="element996" />
        <label xlink:type="resource" xlink:label="label996" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OptionOnSecuritiesMember_en-US">Option on Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element996" xlink:to="label996" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionOnSecuritiesMember" xlink:label="element997" />
        <label xlink:type="resource" xlink:label="label997" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OptionOnSecuritiesMember_en-US">GNMA's Buy Back Option related</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element997" xlink:to="label997" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionMember" xlink:label="element998" />
        <label xlink:type="resource" xlink:label="label998" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OptionMember_en-US">Options [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element998" xlink:to="label998" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities" xlink:label="element999" />
        <label xlink:type="resource" xlink:label="label999" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities_en-US">OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element999" xlink:to="label999" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities" xlink:label="element1000" />
        <label xlink:type="resource" xlink:label="label1000" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities_en-US">Portion of loss on securities recognized in other comprehensive income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1000" xlink:to="label1000" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities" xlink:label="element1001" />
        <label xlink:type="resource" xlink:label="label1001" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities_en-US">Unrealized loss on securities available-for-sale which are other-than-temporarily impaired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1001" xlink:to="label1001" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="element1002" />
        <label xlink:type="resource" xlink:label="label1002" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossNetOfTax_en-US">Other Comprehensive Income Loss Net Of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1002" xlink:to="label1002" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="element1003" />
        <label xlink:type="resource" xlink:label="label1003" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_OtherComprehensiveIncomeLossNetOfTax_en-US">Other Comprehensive Income (Loss) After taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1003" xlink:to="label1003" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="element1004" />
        <label xlink:type="resource" xlink:label="label1004" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xml:lang="en-US" id="NegatedTotal_us-gaap_OtherComprehensiveIncomeLossNetOfTax_en-US">Other comprehensive loss after taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1004" xlink:to="label1004" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="element1005" />
        <label xlink:type="resource" xlink:label="label1005" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherComprehensiveIncomeLossNetOfTax_en-US">Other comprehensive loss, net of tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1005" xlink:to="label1005" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax" xlink:label="element1006" />
        <label xlink:type="resource" xlink:label="label1006" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax_en-US">Other Comprehensive Income Loss Derivatives Qualifying As Hedges Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1006" xlink:to="label1006" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax" xlink:label="element1007" />
        <label xlink:type="resource" xlink:label="label1007" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax_en-US">Income tax effect of unrealized loss on cash flow hedges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1007" xlink:to="label1007" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax" xlink:label="element1008" />
        <label xlink:type="resource" xlink:label="label1008" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax_en-US">Other Comprehensive Income Loss Derivatives Qualifying As Hedges Before Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1008" xlink:to="label1008" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax" xlink:label="element1009" />
        <label xlink:type="resource" xlink:label="label1009" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax_en-US">Unrealized loss on cash flow hedges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1009" xlink:to="label1009" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax" xlink:label="element1010" />
        <label xlink:type="resource" xlink:label="label1010" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax_en-US">Other Comprehensive Income Loss Reclassification Adjustment From AOCI On Derivatives Before Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1010" xlink:to="label1010" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax" xlink:label="element1011" />
        <label xlink:type="resource" xlink:label="label1011" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax_en-US">Realized loss on cash flow hedges included in net income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1011" xlink:to="label1011" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="element1012" />
        <label xlink:type="resource" xlink:label="label1012" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_en-US">Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Ne</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1012" xlink:to="label1012" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="element1013" />
        <label xlink:type="resource" xlink:label="label1013" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_en-US">Net impairment losses recognized in earnings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1013" xlink:to="label1013" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="element1014" />
        <label xlink:type="resource" xlink:label="label1014" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_en-US">Other Than Temporary Impairment on securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1014" xlink:to="label1014" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="element1015" />
        <label xlink:type="resource" xlink:label="label1015" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xml:lang="en-US" id="NegatedTotal_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_en-US">Net impairment losses recognized in earnings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1015" xlink:to="label1015" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax" xlink:label="element1016" />
        <label xlink:type="resource" xlink:label="label1016" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax_en-US">Other Comprehensive Income Loss Before Reclassifications Net Of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1016" xlink:to="label1016" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:label="element1017" />
        <label xlink:type="resource" xlink:label="label1017" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_en-US">Other Comprehensive Income Loss Reclassification Adjustment From AOCIF or Sale Of Securities Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1017" xlink:to="label1017" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:label="element1018" />
        <label xlink:type="resource" xlink:label="label1018" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_en-US">Tax Effect Reclassified From Accumulated OCI Into Income Tax Provision</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1018" xlink:to="label1018" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax" xlink:label="element1019" />
        <label xlink:type="resource" xlink:label="label1019" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_en-US">Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1019" xlink:to="label1019" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax" xlink:label="element1020" />
        <label xlink:type="resource" xlink:label="label1020" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_en-US">Unrealized gain on securities available-for-sale which are not other-than-temporarily impaired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1020" xlink:to="label1020" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax" xlink:label="element1021" />
        <label xlink:type="resource" xlink:label="label1021" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_en-US">Portion of loss on securities recognized in OCI</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1021" xlink:to="label1021" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:label="element1022" />
        <label xlink:type="resource" xlink:label="label1022" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_en-US">OtherComprehensiveIncomeLossTaxPortionAttributableToParent1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1022" xlink:to="label1022" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:label="element1023" />
        <label xlink:type="resource" xlink:label="label1023" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_en-US">Income tax effect</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1023" xlink:to="label1023" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssets" xlink:label="element1024" />
        <label xlink:type="resource" xlink:label="label1024" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherAssets_en-US">Other assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1024" xlink:to="label1024" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssets" xlink:label="element1025" />
        <label xlink:type="resource" xlink:label="label1025" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherAssets_en-US">Other Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1025" xlink:to="label1025" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward" xlink:label="element1026" />
        <label xlink:type="resource" xlink:label="label1026" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward_en-US">Other Than Temporary Impairment Credit Losses Recognized In Earnings Roll Forward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1026" xlink:to="label1026" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward" xlink:label="element1027" />
        <label xlink:type="resource" xlink:label="label1027" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward_en-US">Other Than Temporary Impairment Credit Losses Recognized In Earnings, Beginning Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1027" xlink:to="label1027" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward" xlink:label="element1028" />
        <label xlink:type="resource" xlink:label="label1028" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward_en-US">Other Than Temporary Impairment Credit Losses Recognized In Earnings, Ending Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1028" xlink:to="label1028" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities" xlink:label="element1029" />
        <label xlink:type="resource" xlink:label="label1029" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities_en-US">Other Than Temporary Impairment Losses Investments Held to maturity Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1029" xlink:to="label1029" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities" xlink:label="element1030" />
        <label xlink:type="resource" xlink:label="label1030" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities_en-US">Total loss on other-than-temporarily impaired securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1030" xlink:to="label1030" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities" xlink:label="element1031" />
        <label xlink:type="resource" xlink:label="label1031" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities_en-US">Other-than-temporary impairment amount reclassified from accumulated other comprehensive income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1031" xlink:to="label1031" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax" xlink:label="element1032" />
        <label xlink:type="resource" xlink:label="label1032" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossTax_en-US">OtherComprehensiveIncomeLossTax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1032" xlink:to="label1032" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax" xlink:label="element1033" />
        <label xlink:type="resource" xlink:label="label1033" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherComprehensiveIncomeLossTax_en-US">Tax effect on accumulated other comprehensive income (loss)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1033" xlink:to="label1033" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="element1034" />
        <label xlink:type="resource" xlink:label="label1034" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherBorrowings_en-US">Other borrowings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1034" xlink:to="label1034" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsDisclosureTextBlock" xlink:label="element1035" />
        <label xlink:type="resource" xlink:label="label1035" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherAssetsDisclosureTextBlock_en-US">Other Assets Disclosure [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1035" xlink:to="label1035" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld" xlink:label="element1036" />
        <label xlink:type="resource" xlink:label="label1036" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld_en-US">Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1036" xlink:to="label1036" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld" xlink:label="element1037" />
        <label xlink:type="resource" xlink:label="label1037" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld_en-US">Begging Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1037" xlink:to="label1037" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld" xlink:label="element1038" />
        <label xlink:type="resource" xlink:label="label1038" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld_en-US">Ending Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1038" xlink:to="label1038" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease" xlink:label="element1039" />
        <label xlink:type="resource" xlink:label="label1039" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_en-US">Other Than Temporary Impairment Credit Losses Recognized In Earnings Period Increase Decrease</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1039" xlink:to="label1039" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease" xlink:label="element1040" />
        <label xlink:type="resource" xlink:label="label1040" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_en-US">Additions from credit losses recognized on available-for-sale securities that had no previous impairment losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1040" xlink:to="label1040" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease" xlink:label="element1041" />
        <label xlink:type="resource" xlink:label="label1041" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_en-US">Other Than Temporary Impairment on securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1041" xlink:to="label1041" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease" xlink:label="element1042" />
        <label xlink:type="resource" xlink:label="label1042" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_en-US">Other-than-temporary impairment on investment securities included in net income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1042" xlink:to="label1042" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement" xlink:label="element1043" />
        <label xlink:type="resource" xlink:label="label1043" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherOperatingActivitiesCashFlowStatement_en-US">OtherOperatingActivitiesCashFlowStatement</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1043" xlink:to="label1043" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement" xlink:label="element1044" />
        <label xlink:type="resource" xlink:label="label1044" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OtherOperatingActivitiesCashFlowStatement_en-US">Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1044" xlink:to="label1044" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement" xlink:label="element1045" />
        <label xlink:type="resource" xlink:label="label1045" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherOperatingActivitiesCashFlowStatement_en-US">Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1045" xlink:to="label1045" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherIntangibleAssetsNet" xlink:label="element1046" />
        <label xlink:type="resource" xlink:label="label1046" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OtherIntangibleAssetsNet_en-US">Core deposit intangible and customer relationship intangibles</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1046" xlink:to="label1046" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherIntangibleAssetsNet" xlink:label="element1047" />
        <label xlink:type="resource" xlink:label="label1047" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherIntangibleAssetsNet_en-US">Other Intangible Assets, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1047" xlink:to="label1047" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock" xlink:label="element1048" />
        <label xlink:type="resource" xlink:label="label1048" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock_en-US">Other Than Temporary Impairment Credit Losses Recognized In Earnings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1048" xlink:to="label1048" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:label="element1049" />
        <label xlink:type="resource" xlink:label="label1049" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_en-US">OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1049" xlink:to="label1049" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:label="element1050" />
        <label xlink:type="resource" xlink:label="label1050" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_en-US">Other comprehensive income (loss) before tax:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1050" xlink:to="label1050" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="element1051" />
        <label xlink:type="resource" xlink:label="label1051" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_en-US">Other Comprehensive Income (Loss), Net of Tax [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1051" xlink:to="label1051" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="element1052" />
        <label xlink:type="resource" xlink:label="label1052" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_en-US">Other comprehensive income (loss) before tax:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1052" xlink:to="label1052" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeOtherNetOfTax" xlink:label="element1053" />
        <label xlink:type="resource" xlink:label="label1053" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeOtherNetOfTax_en-US">Other Comprehensive Income (Loss) Other Net Of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1053" xlink:to="label1053" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="element1054" />
        <label xlink:type="resource" xlink:label="label1054" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherAssetsAbstract_en-US">Other asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1054" xlink:to="label1054" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="element1055" />
        <label xlink:type="resource" xlink:label="label1055" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherDebtSecuritiesMember_en-US">Other Debt Obligations [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1055" xlink:to="label1055" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="element1056" />
        <label xlink:type="resource" xlink:label="label1056" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OtherDebtSecuritiesMember_en-US">Other Debt Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1056" xlink:to="label1056" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="element1057" />
        <label xlink:type="resource" xlink:label="label1057" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1057" xlink:to="label1057" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="element1058" />
        <label xlink:type="resource" xlink:label="label1058" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_en-US">Income tax effect of unrealized gain on securities available-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1058" xlink:to="label1058" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="element1059" />
        <label xlink:type="resource" xlink:label="label1059" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_en-US">Other Comprehensive Income, Unrealized Holding Gain (Loss) on Securities Arising During Period, before Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1059" xlink:to="label1059" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="element1060" />
        <label xlink:type="resource" xlink:label="label1060" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_en-US">Unrealized gain (loss) on securities available-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1060" xlink:to="label1060" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="element1061" />
        <label xlink:type="resource" xlink:label="label1061" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_en-US">Unrealized gain (loss) on securities available-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1061" xlink:to="label1061" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherForeclosedAssets" xlink:label="element1062" />
        <label xlink:type="resource" xlink:label="label1062" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherForeclosedAssets_en-US">Other Foreclosed Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1062" xlink:to="label1062" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherForeclosedAssets" xlink:label="element1063" />
        <label xlink:type="resource" xlink:label="label1063" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherForeclosedAssets_en-US">Repossessed auto loans acquired</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1063" xlink:to="label1063" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherForeclosedAssets" xlink:label="element1064" />
        <label xlink:type="resource" xlink:label="label1064" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OtherForeclosedAssets_en-US">Other repossessed assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1064" xlink:to="label1064" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="element1065" />
        <label xlink:type="resource" xlink:label="label1065" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherNoninterestExpense_en-US">Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1065" xlink:to="label1065" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="element1066" />
        <label xlink:type="resource" xlink:label="label1066" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherNoninterestExpense_en-US">Other Noninterest Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1066" xlink:to="label1066" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="element1067" />
        <label xlink:type="resource" xlink:label="label1067" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_OtherNoninterestExpense_en-US">Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1067" xlink:to="label1067" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherNotesPayable" xlink:label="element1068" />
        <label xlink:type="resource" xlink:label="label1068" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherNotesPayable_en-US">OtherNotesPayable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1068" xlink:to="label1068" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherNotesPayable" xlink:label="element1069" />
        <label xlink:type="resource" xlink:label="label1069" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OtherNotesPayable_en-US">Term Notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1069" xlink:to="label1069" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherShortTermBorrowings" xlink:label="element1070" />
        <label xlink:type="resource" xlink:label="label1070" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherShortTermBorrowings_en-US">Other Short Term Borrowings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1070" xlink:to="label1070" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherPrepaidExpenseCurrent" xlink:label="element1071" />
        <label xlink:type="resource" xlink:label="label1071" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherPrepaidExpenseCurrent_en-US">Other prepaid expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1071" xlink:to="label1071" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="element1072" />
        <label xlink:type="resource" xlink:label="label1072" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherRealEstateAndForeclosedAssets_en-US">Other Real Estate and Foreclosed Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1072" xlink:to="label1072" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="element1073" />
        <label xlink:type="resource" xlink:label="label1073" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_OtherRealEstateAndForeclosedAssets_en-US">Foreclosed real estate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1073" xlink:to="label1073" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="element1074" />
        <label xlink:type="resource" xlink:label="label1074" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_en-US">Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1074" xlink:to="label1074" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="element1075" />
        <label xlink:type="resource" xlink:label="label1075" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xml:lang="en-US" id="NegatedTotal_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_en-US">Other comprehensive loss before taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1075" xlink:to="label1075" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="element1076" />
        <label xlink:type="resource" xlink:label="label1076" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_en-US">Other comprehensive income (loss) before taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1076" xlink:to="label1076" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherInvestments" xlink:label="element1077" />
        <label xlink:type="resource" xlink:label="label1077" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherInvestments_en-US">Other investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1077" xlink:to="label1077" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherInvestments" xlink:label="element1078" />
        <label xlink:type="resource" xlink:label="label1078" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherInvestments_en-US">Other Investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1078" xlink:to="label1078" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="element1079" />
        <label xlink:type="resource" xlink:label="label1079" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PastDueFinancingReceivablesTableTextBlock_en-US">Past Due Financing Receivables [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1079" xlink:to="label1079" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="element1080" />
        <label xlink:type="resource" xlink:label="label1080" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ParentMember_en-US">Parent [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1080" xlink:to="label1080" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="element1081" />
        <label xlink:type="resource" xlink:label="label1081" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PaymentsForRepurchaseOfCommonStock_en-US">Purchase of treasury stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1081" xlink:to="label1081" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="element1082" />
        <label xlink:type="resource" xlink:label="label1082" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PaymentsForRepurchaseOfCommonStock_en-US">Payments for Repurchase of Common Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1082" xlink:to="label1082" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="element1083" />
        <label xlink:type="resource" xlink:label="label1083" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_PaymentsForRepurchaseOfCommonStock_en-US">Purchase of treasury stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1083" xlink:to="label1083" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="element1084" />
        <label xlink:type="resource" xlink:label="label1084" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PaymentsForProceedsFromLoansAndLeases_en-US">Origination and purchase of loans, excluding loans held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1084" xlink:to="label1084" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="element1085" />
        <label xlink:type="resource" xlink:label="label1085" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PaymentsForProceedsFromLoansAndLeases_en-US">Payments for (Proceeds from) Loans and Leases</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1085" xlink:to="label1085" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="element1086" />
        <label xlink:type="resource" xlink:label="label1086" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_PaymentsForProceedsFromLoansAndLeases_en-US">Origination and purchase of loans, excluding loans held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1086" xlink:to="label1086" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="element1087" />
        <label xlink:type="resource" xlink:label="label1087" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_en-US">Originations and purchases of loans held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1087" xlink:to="label1087" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="element1088" />
        <label xlink:type="resource" xlink:label="label1088" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_en-US">Payments for Origination and Purchases of Loans Held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1088" xlink:to="label1088" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="element1089" />
        <label xlink:type="resource" xlink:label="label1089" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_en-US">Originations of loans held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1089" xlink:to="label1089" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="element1090" />
        <label xlink:type="resource" xlink:label="label1090" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_en-US">Dividends paid on preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1090" xlink:to="label1090" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="element1091" />
        <label xlink:type="resource" xlink:label="label1091" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_en-US">Payments of Dividends, Preferred Stock and Preference Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1091" xlink:to="label1091" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="element1092" />
        <label xlink:type="resource" xlink:label="label1092" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_en-US">Dividends paid on preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1092" xlink:to="label1092" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="element1093" />
        <label xlink:type="resource" xlink:label="label1093" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_en-US">Investment securities available-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1093" xlink:to="label1093" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="element1094" />
        <label xlink:type="resource" xlink:label="label1094" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_en-US">Payments to Acquire Available-for-sale Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1094" xlink:to="label1094" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="element1095" />
        <label xlink:type="resource" xlink:label="label1095" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_en-US">Investment securities available-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1095" xlink:to="label1095" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="element1096" />
        <label xlink:type="resource" xlink:label="label1096" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PaymentsToAcquireInvestmentsAbstract_en-US">Purchases of [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1096" xlink:to="label1096" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="element1097" />
        <label xlink:type="resource" xlink:label="label1097" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PaymentsToAcquireInvestmentsAbstract_en-US">Purchases of:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1097" xlink:to="label1097" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="element1098" />
        <label xlink:type="resource" xlink:label="label1098" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PaymentsOfDividendsCommonStock_en-US">Payments of Dividends, Common Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1098" xlink:to="label1098" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="element1099" />
        <label xlink:type="resource" xlink:label="label1099" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_PaymentsOfDividendsCommonStock_en-US">Dividends paid on common stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1099" xlink:to="label1099" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="element1100" />
        <label xlink:type="resource" xlink:label="label1100" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PaymentsOfDividendsCommonStock_en-US">Dividends paid on common stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1100" xlink:to="label1100" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="element1101" />
        <label xlink:type="resource" xlink:label="label1101" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_en-US">Additions to premises and equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1101" xlink:to="label1101" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="element1102" />
        <label xlink:type="resource" xlink:label="label1102" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_en-US">Payments to Acquire Property, Plant, and Equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1102" xlink:to="label1102" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="element1103" />
        <label xlink:type="resource" xlink:label="label1103" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_en-US">Additions to premises and equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1103" xlink:to="label1103" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="element1104" />
        <label xlink:type="resource" xlink:label="label1104" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_en-US">PaymentsToAcquireHeldToMaturitySecurities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1104" xlink:to="label1104" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="element1105" />
        <label xlink:type="resource" xlink:label="label1105" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_en-US">Investment securities held-to-maturity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1105" xlink:to="label1105" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireOtherInvestments" xlink:label="element1106" />
        <label xlink:type="resource" xlink:label="label1106" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PaymentsToAcquireOtherInvestments_en-US">Payments To Acquire Other Investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1106" xlink:to="label1106" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireOtherInvestments" xlink:label="element1107" />
        <label xlink:type="resource" xlink:label="label1107" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_PaymentsToAcquireOtherInvestments_en-US">FHLB stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1107" xlink:to="label1107" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="element1108" />
        <label xlink:type="resource" xlink:label="label1108" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PaymentsOfDividends_en-US">PaymentsOfDividends</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1108" xlink:to="label1108" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="element1109" />
        <label xlink:type="resource" xlink:label="label1109" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PaymentsOfDividends_en-US">Dividends paid</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1109" xlink:to="label1109" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:label="element1110" />
        <label xlink:type="resource" xlink:label="label1110" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_en-US">Pension And Other Postretirement Benefits Disclosure Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1110" xlink:to="label1110" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="element1111" />
        <label xlink:type="resource" xlink:label="label1111" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PlanNameDomain_en-US">Plan Name Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1111" xlink:to="label1111" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="element1112" />
        <label xlink:type="resource" xlink:label="label1112" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PlanNameAxis_en-US">Plan Name [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1112" xlink:to="label1112" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged" xlink:label="element1113" />
        <label xlink:type="resource" xlink:label="label1113" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged_en-US">Pledged Financial Instruments Not Separately Reported Securities Pledged</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1113" xlink:to="label1113" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged" xlink:label="element1114" />
        <label xlink:type="resource" xlink:label="label1114" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged_en-US">Investment securities with fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1114" xlink:to="label1114" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue" xlink:label="element1115" />
        <label xlink:type="resource" xlink:label="label1115" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue_en-US">Pledged Assets Separately Reported, Other Assets Pledged as Collateral, at Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1115" xlink:to="label1115" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue" xlink:label="element1116" />
        <label xlink:type="resource" xlink:label="label1116" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue_en-US">Fair Value of Underlying Collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1116" xlink:to="label1116" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PolicyLoansReceivablePolicy" xlink:label="element1117" />
        <label xlink:type="resource" xlink:label="label1117" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PolicyLoansReceivablePolicy_en-US">Policy Loans Receivable Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1117" xlink:to="label1117" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="element1118" />
        <label xlink:type="resource" xlink:label="label1118" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PreferredStockValueOutstanding_en-US">Preferred Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1118" xlink:to="label1118" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="element1119" />
        <label xlink:type="resource" xlink:label="label1119" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PreferredStockValueOutstanding_en-US">Preferred Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1119" xlink:to="label1119" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="element1120" />
        <label xlink:type="resource" xlink:label="label1120" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_PreferredStockValueOutstanding_en-US">Preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1120" xlink:to="label1120" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="element1121" />
        <label xlink:type="resource" xlink:label="label1121" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PreferredStockSharesIssued_en-US">Preferred stock, shares issued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1121" xlink:to="label1121" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="element1122" />
        <label xlink:type="resource" xlink:label="label1122" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PreferredStockSharesIssued_en-US">Preferred stock, shares issued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1122" xlink:to="label1122" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="element1123" />
        <label xlink:type="resource" xlink:label="label1123" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PreferredStockSharesAuthorized_en-US">Preferred stock, shares authorized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1123" xlink:to="label1123" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="element1124" />
        <label xlink:type="resource" xlink:label="label1124" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PreferredStockSharesAuthorized_en-US">Preferred stock, shares authorized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1124" xlink:to="label1124" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockLiquidationPreferenceValue" xlink:label="element1125" />
        <label xlink:type="resource" xlink:label="label1125" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PreferredStockLiquidationPreferenceValue_en-US">PreferredStockLiquidationPreferenceValue</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1125" xlink:to="label1125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockLiquidationPreferenceValue" xlink:label="element1126" />
        <label xlink:type="resource" xlink:label="label1126" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PreferredStockLiquidationPreferenceValue_en-US">Preferred stock, liquidation value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1126" xlink:to="label1126" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="element1127" />
        <label xlink:type="resource" xlink:label="label1127" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PreferredStockSharesOutstanding_en-US">Preferred stock, shares outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1127" xlink:to="label1127" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="element1128" />
        <label xlink:type="resource" xlink:label="label1128" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PreferredStockSharesOutstanding_en-US">Preferred stock, shares outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1128" xlink:to="label1128" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="element1129" />
        <label xlink:type="resource" xlink:label="label1129" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PreferredStockMember_en-US">Preferred Stock [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1129" xlink:to="label1129" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PrepaidTaxes" xlink:label="element1130" />
        <label xlink:type="resource" xlink:label="label1130" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PrepaidTaxes_en-US">Prepaid Taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1130" xlink:to="label1130" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:label="element1131" />
        <label xlink:type="resource" xlink:label="label1131" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PriorPeriodReclassificationAdjustmentDescription_en-US">Prior Period Reclassification Adjustment Description</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1131" xlink:to="label1131" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromContributedCapital" xlink:label="element1132" />
        <label xlink:type="resource" xlink:label="label1132" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromContributedCapital_en-US">Proceeds From Contributed Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1132" xlink:to="label1132" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromContributedCapital" xlink:label="element1133" />
        <label xlink:type="resource" xlink:label="label1133" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromContributedCapital_en-US">Capital contribution to banking subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1133" xlink:to="label1133" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell" xlink:label="element1134" />
        <label xlink:type="resource" xlink:label="label1134" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_en-US">ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1134" xlink:to="label1134" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell" xlink:label="element1135" />
        <label xlink:type="resource" xlink:label="label1135" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_en-US">Net change in securities purchased under agreements to resell</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1135" xlink:to="label1135" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="element1136" />
        <label xlink:type="resource" xlink:label="label1136" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_en-US">Proceeds From Payments For Other Financing Activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1136" xlink:to="label1136" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="element1137" />
        <label xlink:type="resource" xlink:label="label1137" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_en-US">Other financing activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1137" xlink:to="label1137" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="element1138" />
        <label xlink:type="resource" xlink:label="label1138" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_en-US">ProceedsFromRepaymentsOfShortTermDebt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1138" xlink:to="label1138" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="element1139" />
        <label xlink:type="resource" xlink:label="label1139" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_en-US">Short Term Borrowings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1139" xlink:to="label1139" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments" xlink:label="element1140" />
        <label xlink:type="resource" xlink:label="label1140" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments_en-US">Proceeds From Maturities Prepayments And Calls Of Other Investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1140" xlink:to="label1140" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments" xlink:label="element1141" />
        <label xlink:type="resource" xlink:label="label1141" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments_en-US">FHLB Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1141" xlink:to="label1141" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="element1142" />
        <label xlink:type="resource" xlink:label="label1142" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_en-US">Proceeds From Issuance Of Preferred Stock And Preference Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1142" xlink:to="label1142" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="element1143" />
        <label xlink:type="resource" xlink:label="label1143" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_en-US">Proceeds From Issuance of Preferred Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1143" xlink:to="label1143" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="element1144" />
        <label xlink:type="resource" xlink:label="label1144" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_en-US">Proceeds from issuance of preferred stock, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1144" xlink:to="label1144" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="element1145" />
        <label xlink:type="resource" xlink:label="label1145" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_en-US">Maturities and redemptions of investment securities available-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1145" xlink:to="label1145" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="element1146" />
        <label xlink:type="resource" xlink:label="label1146" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_en-US">Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1146" xlink:to="label1146" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:label="element1147" />
        <label xlink:type="resource" xlink:label="label1147" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_en-US">Proceeds From Principal Repayments On Loans And Leases Held For Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1147" xlink:to="label1147" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:label="element1148" />
        <label xlink:type="resource" xlink:label="label1148" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_en-US">Principal repayment of loans, including covered loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1148" xlink:to="label1148" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="element1149" />
        <label xlink:type="resource" xlink:label="label1149" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_en-US">Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1149" xlink:to="label1149" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="element1150" />
        <label xlink:type="resource" xlink:label="label1150" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_en-US">Investments securities held-to-maturity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1150" xlink:to="label1150" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="element1151" />
        <label xlink:type="resource" xlink:label="label1151" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromIssuanceOfCommonStock_en-US">Proceeds From Issuance Of Common Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1151" xlink:to="label1151" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="element1152" />
        <label xlink:type="resource" xlink:label="label1152" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromSaleOfLoansHeldForSale_en-US">Proceeds from sale of loans held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1152" xlink:to="label1152" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="element1153" />
        <label xlink:type="resource" xlink:label="label1153" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromSaleOfLoansHeldForSale_en-US">Proceeds from Sale of Loans Held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1153" xlink:to="label1153" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:label="element1154" />
        <label xlink:type="resource" xlink:label="label1154" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_en-US">Proceeds From Sale Of Loans Held For Investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1154" xlink:to="label1154" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:label="element1155" />
        <label xlink:type="resource" xlink:label="label1155" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_en-US">Maturities and Redemptions of [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1155" xlink:to="label1155" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:label="element1156" />
        <label xlink:type="resource" xlink:label="label1156" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_en-US">Maturities and redemptions of:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1156" xlink:to="label1156" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="element1157" />
        <label xlink:type="resource" xlink:label="label1157" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromStockOptionsExercised_en-US">Proceeds from Stock Options Exercised</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1157" xlink:to="label1157" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="element1158" />
        <label xlink:type="resource" xlink:label="label1158" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromStockOptionsExercised_en-US">Proceeds from (payments to) exercise of stock options and lapsed restricted units, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1158" xlink:to="label1158" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="element1159" />
        <label xlink:type="resource" xlink:label="label1159" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromSaleOfForeclosedAssets_en-US">Foreclosed real estate and other repossessed assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1159" xlink:to="label1159" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="element1160" />
        <label xlink:type="resource" xlink:label="label1160" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromSaleOfForeclosedAssets_en-US">Proceeds from Sale of Foreclosed Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1160" xlink:to="label1160" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="element1161" />
        <label xlink:type="resource" xlink:label="label1161" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_en-US">Proceeds from Sale and Maturity of Available-for-sale Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1161" xlink:to="label1161" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="element1162" />
        <label xlink:type="resource" xlink:label="label1162" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_en-US">Proceeds from sales related to acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1162" xlink:to="label1162" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="element1163" />
        <label xlink:type="resource" xlink:label="label1163" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_en-US">Investment securities available for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1163" xlink:to="label1163" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="element1164" />
        <label xlink:type="resource" xlink:label="label1164" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_en-US">Proceeds from Sale of Available-for-sale Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1164" xlink:to="label1164" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="element1165" />
        <label xlink:type="resource" xlink:label="label1165" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_en-US">Sale Price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1165" xlink:to="label1165" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="element1166" />
        <label xlink:type="resource" xlink:label="label1166" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_en-US">Proceeds from sales related to acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1166" xlink:to="label1166" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="element1167" />
        <label xlink:type="resource" xlink:label="label1167" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_en-US">Premises and equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1167" xlink:to="label1167" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="element1168" />
        <label xlink:type="resource" xlink:label="label1168" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_en-US">Proceeds from Sale of Property, Plant, and Equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1168" xlink:to="label1168" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR" xlink:label="element1169" />
        <label xlink:type="resource" xlink:label="label1169" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_en-US">Proceeds From Sale Of Mortgage Servicing Rights MSR</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1169" xlink:to="label1169" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR" xlink:label="element1170" />
        <label xlink:type="resource" xlink:label="label1170" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_en-US">Proceeds from the sale of Mortgage Servicing Rights</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1170" xlink:to="label1170" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="element1171" />
        <label xlink:type="resource" xlink:label="label1171" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProfessionalFees_en-US">Professional Fees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1171" xlink:to="label1171" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="element1172" />
        <label xlink:type="resource" xlink:label="label1172" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProfessionalFees_en-US">Professional and service fees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1172" xlink:to="label1172" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfitLossFromRealEstateOperations" xlink:label="element1173" />
        <label xlink:type="resource" xlink:label="label1173" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProfitLossFromRealEstateOperations_en-US">Profit (Loss) from Real Estate Operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1173" xlink:to="label1173" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfitLossFromRealEstateOperations" xlink:label="element1174" />
        <label xlink:type="resource" xlink:label="label1174" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_ProfitLossFromRealEstateOperations_en-US">Foreclosed real estate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1174" xlink:to="label1174" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfitLossFromRealEstateOperations" xlink:label="element1175" />
        <label xlink:type="resource" xlink:label="label1175" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ProfitLossFromRealEstateOperations_en-US">Profit (Loss) from Real Estate Operations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1175" xlink:to="label1175" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfitLossFromRealEstateOperations" xlink:label="element1176" />
        <label xlink:type="resource" xlink:label="label1176" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProfitLossFromRealEstateOperations_en-US">Foreclosed real estate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1176" xlink:to="label1176" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="element1177" />
        <label xlink:type="resource" xlink:label="label1177" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_en-US">Property Plant And Equipment Policy Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1177" xlink:to="label1177" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="element1178" />
        <label xlink:type="resource" xlink:label="label1178" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PropertyPlantAndEquipmentUsefulLife_en-US">Property Plant And Equipment Useful Life</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1178" xlink:to="label1178" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="element1179" />
        <label xlink:type="resource" xlink:label="label1179" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PropertyPlantAndEquipmentGross_en-US">Property Plant And Equipment Gross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1179" xlink:to="label1179" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="element1180" />
        <label xlink:type="resource" xlink:label="label1180" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_PropertyPlantAndEquipmentNet_en-US">Premises and equipment, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1180" xlink:to="label1180" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="element1181" />
        <label xlink:type="resource" xlink:label="label1181" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PropertyPlantAndEquipmentNet_en-US">Property, Plant and Equipment, Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1181" xlink:to="label1181" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="element1182" />
        <label xlink:type="resource" xlink:label="label1182" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_PropertyPlantAndEquipmentNet_en-US">Total Premises and Equipment, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1182" xlink:to="label1182" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="element1183" />
        <label xlink:type="resource" xlink:label="label1183" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PropertyPlantAndEquipmentAbstract_en-US">Property Plant And Equipment Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1183" xlink:to="label1183" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="element1184" />
        <label xlink:type="resource" xlink:label="label1184" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PropertyPlantAndEquipmentTextBlock_en-US">Property Plant And Equipment Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1184" xlink:to="label1184" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="element1185" />
        <label xlink:type="resource" xlink:label="label1185" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PropertyPlantAndEquipmentTypeDomain_en-US">Property Plant And Equipment Type Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1185" xlink:to="label1185" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="element1186" />
        <label xlink:type="resource" xlink:label="label1186" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PropertyPlantAndEquipmentByTypeAxis_en-US">Property Plant And Equipment By Type Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1186" xlink:to="label1186" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="element1187" />
        <label xlink:type="resource" xlink:label="label1187" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_en-US">Property Plant And Equipment Disclosure Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1187" xlink:to="label1187" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="element1188" />
        <label xlink:type="resource" xlink:label="label1188" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PropertyPlantAndEquipmentLineItems_en-US">Property Plant And Equipment Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1188" xlink:to="label1188" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="element1189" />
        <label xlink:type="resource" xlink:label="label1189" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProvisionForLoanAndLeaseLosses_en-US">Provision for (loan and lease losses, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1189" xlink:to="label1189" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="element1190" />
        <label xlink:type="resource" xlink:label="label1190" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_ProvisionForLoanAndLeaseLosses_en-US">Provision for Loan and Lease Losses, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1190" xlink:to="label1190" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="element1191" />
        <label xlink:type="resource" xlink:label="label1191" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ProvisionForLoanAndLeaseLosses_en-US">Provision for loan and lease losses, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1191" xlink:to="label1191" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="element1192" />
        <label xlink:type="resource" xlink:label="label1192" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProvisionForLoanAndLeaseLosses_en-US">Provision For Loan And Lease Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1192" xlink:to="label1192" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="element1193" />
        <label xlink:type="resource" xlink:label="label1193" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_ProvisionForLoanLeaseAndOtherLosses_en-US">Total provision for loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1193" xlink:to="label1193" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="element1194" />
        <label xlink:type="resource" xlink:label="label1194" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProvisionForLoanLeaseAndOtherLosses_en-US">Provision for Loan, Lease, and Other Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1194" xlink:to="label1194" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="element1195" />
        <label xlink:type="resource" xlink:label="label1195" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProvisionForLoanLeaseAndOtherLosses_en-US">Provision for loan and lease losses, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1195" xlink:to="label1195" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="element1196" />
        <label xlink:type="resource" xlink:label="label1196" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ProvisionForLoanLeaseAndOtherLosses_en-US">Provision for (recapture of) non-covered loan and lease losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1196" xlink:to="label1196" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForDoubtfulAccounts" xlink:label="element1197" />
        <label xlink:type="resource" xlink:label="label1197" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ProvisionForDoubtfulAccounts_en-US">Provision For Doubtful Accounts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1197" xlink:to="label1197" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForDoubtfulAccounts" xlink:label="element1198" />
        <label xlink:type="resource" xlink:label="label1198" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ProvisionForDoubtfulAccounts_en-US">Provision for Local Government Line of Credit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1198" xlink:to="label1198" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInNextTwelveMonths" xlink:label="element1199" />
        <label xlink:type="resource" xlink:label="label1199" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PurchaseObligationDueInNextTwelveMonths_en-US">Purchase Obligation Due In Next Twelve Months</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1199" xlink:to="label1199" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligation" xlink:label="element1200" />
        <label xlink:type="resource" xlink:label="label1200" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PurchaseObligation_en-US">PurchaseObligation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1200" xlink:to="label1200" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligation" xlink:label="element1201" />
        <label xlink:type="resource" xlink:label="label1201" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_PurchaseObligation_en-US">Purchase Obligation, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1201" xlink:to="label1201" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInSecondYear" xlink:label="element1202" />
        <label xlink:type="resource" xlink:label="label1202" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PurchaseObligationDueInSecondYear_en-US">Purchase Obligation Due In Second Year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1202" xlink:to="label1202" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationFiscalYearMaturityAbstract" xlink:label="element1203" />
        <label xlink:type="resource" xlink:label="label1203" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_en-US">PurchaseObligationFiscalYearMaturityAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1203" xlink:to="label1203" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInThirdYear" xlink:label="element1204" />
        <label xlink:type="resource" xlink:label="label1204" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PurchaseObligationDueInThirdYear_en-US">Purchase Obligation Due In Third Year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1204" xlink:to="label1204" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="element1205" />
        <label xlink:type="resource" xlink:label="label1205" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RangeAxis_en-US">Range [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1205" xlink:to="label1205" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="element1206" />
        <label xlink:type="resource" xlink:label="label1206" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RangeMember_en-US">Range [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1206" xlink:to="label1206" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealEstateAcquiredThroughForeclosure" xlink:label="element1207" />
        <label xlink:type="resource" xlink:label="label1207" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_RealEstateAcquiredThroughForeclosure_en-US">Foreclosed real estate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1207" xlink:to="label1207" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealEstateAcquiredThroughForeclosure" xlink:label="element1208" />
        <label xlink:type="resource" xlink:label="label1208" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RealEstateAcquiredThroughForeclosure_en-US">Real Estate Acquired Through Foreclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1208" xlink:to="label1208" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealizedGainLossOnInvestmentsTableTextBlock" xlink:label="element1209" />
        <label xlink:type="resource" xlink:label="label1209" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_en-US">Realized Gain Loss On Investments Table Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1209" xlink:to="label1209" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealizedGainLossOnInvestmentsTableTextBlock" xlink:label="element1210" />
        <label xlink:type="resource" xlink:label="label1210" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_en-US">Schedule of sale of securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1210" xlink:to="label1210" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealizedGainLossOnInvestmentsTableTextBlock" xlink:label="element1211" />
        <label xlink:type="resource" xlink:label="label1211" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_en-US">Gross Realized Gains and Losses by Category</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1211" xlink:to="label1211" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealizedInvestmentGainsLosses" xlink:label="element1212" />
        <label xlink:type="resource" xlink:label="label1212" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RealizedInvestmentGainsLosses_en-US">Realized Investment Gains Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1212" xlink:to="label1212" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="element1213" />
        <label xlink:type="resource" xlink:label="label1213" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ReceivableTypeDomain_en-US">Loan Receivable Type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1213" xlink:to="label1213" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="element1214" />
        <label xlink:type="resource" xlink:label="label1214" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ReceivablesAbstract_en-US">Loans Receivable [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1214" xlink:to="label1214" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesFairValueDisclosure" xlink:label="element1215" />
        <label xlink:type="resource" xlink:label="label1215" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ReceivablesFairValueDisclosure_en-US">Receivables, Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1215" xlink:to="label1215" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesFairValueDisclosure" xlink:label="element1216" />
        <label xlink:type="resource" xlink:label="label1216" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ReceivablesFairValueDisclosure_en-US">Accrued interest receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1216" xlink:to="label1216" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" xlink:label="element1217" />
        <label xlink:type="resource" xlink:label="label1217" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_en-US">Reclassification out of Accumulated Other Comprehensive Income [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1217" xlink:to="label1217" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable" xlink:label="element1218" />
        <label xlink:type="resource" xlink:label="label1218" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_en-US">ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1218" xlink:to="label1218" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="element1219" />
        <label xlink:type="resource" xlink:label="label1219" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_en-US">Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1219" xlink:to="label1219" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock" xlink:label="element1220" />
        <label xlink:type="resource" xlink:label="label1220" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock_en-US">Reclassification out of Accumulated Other Comprehensive Income [Table text block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1220" xlink:to="label1220" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable" xlink:label="element1221" />
        <label xlink:type="resource" xlink:label="label1221" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_en-US">Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1221" xlink:to="label1221" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward" xlink:label="element1222" />
        <label xlink:type="resource" xlink:label="label1222" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_en-US">Reconciliation Of Unrecognized Tax Benefits Excluding Amounts Pertaining To Examined Tax Returns Roll Forward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1222" xlink:to="label1222" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationFromSegmentTotalsToConsolidatedAbstract" xlink:label="element1223" />
        <label xlink:type="resource" xlink:label="label1223" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ReconciliationFromSegmentTotalsToConsolidatedAbstract_en-US">Reconciliation from Segment Totals to Consolidated [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1223" xlink:to="label1223" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="element1224" />
        <label xlink:type="resource" xlink:label="label1224" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_en-US">Regulatory Capital Requirements Under Banking Regulations Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1224" xlink:to="label1224" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsAbstract" xlink:label="element1225" />
        <label xlink:type="resource" xlink:label="label1225" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RegulatoryCapitalRequirementsAbstract_en-US">Regulatory Capital Requirements Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1225" xlink:to="label1225" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:label="element1226" />
        <label xlink:type="resource" xlink:label="label1226" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_en-US">Related Party Transactions Disclosure [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1226" xlink:to="label1226" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:label="element1227" />
        <label xlink:type="resource" xlink:label="label1227" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_en-US">Related Party Transactions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1227" xlink:to="label1227" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:label="element1228" />
        <label xlink:type="resource" xlink:label="label1228" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RelatedPartyTransactionsAbstract_en-US">Related Party Transactions [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1228" xlink:to="label1228" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="element1229" />
        <label xlink:type="resource" xlink:label="label1229" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RepurchaseAgreementCounterpartyNameDomain_en-US">Repurchase Agreement Counterparty, Name [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1229" xlink:to="label1229" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAndResaleAgreementsPolicy" xlink:label="element1230" />
        <label xlink:type="resource" xlink:label="label1230" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RepurchaseAndResaleAgreementsPolicy_en-US">Repurchase And Resale Agreements Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1230" xlink:to="label1230" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementsMember" xlink:label="element1231" />
        <label xlink:type="resource" xlink:label="label1231" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RepurchaseAgreementsMember_en-US">Repurchase agreement</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1231" xlink:to="label1231" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="element1232" />
        <label xlink:type="resource" xlink:label="label1232" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ResidentialMortgageMember_en-US">Residential Mortgage Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1232" xlink:to="label1232" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="element1233" />
        <label xlink:type="resource" xlink:label="label1233" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ResidentialMortgageMember_en-US">Residential Secured by real estate [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1233" xlink:to="label1233" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="element1234" />
        <label xlink:type="resource" xlink:label="label1234" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RestrictedCashAndCashEquivalents_en-US">Restricted Cash And Cash Equivalents</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1234" xlink:to="label1234" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="element1235" />
        <label xlink:type="resource" xlink:label="label1235" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_RestrictedCashAndCashEquivalents_en-US">Deposit pledged as collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1235" xlink:to="label1235" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="element1236" />
        <label xlink:type="resource" xlink:label="label1236" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RestrictedCashAndCashEquivalents_en-US">Restricted Cash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1236" xlink:to="label1236" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedAssetsDisclosureTextBlock" xlink:label="element1237" />
        <label xlink:type="resource" xlink:label="label1237" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RestrictedAssetsDisclosureTextBlock_en-US">Restricted Assets Disclosure Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1237" xlink:to="label1237" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedAssetsDisclosureTextBlock" xlink:label="element1238" />
        <label xlink:type="resource" xlink:label="label1238" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RestrictedAssetsDisclosureTextBlock_en-US">Resticted Cash Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1238" xlink:to="label1238" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndInvestmentsAbstract" xlink:label="element1239" />
        <label xlink:type="resource" xlink:label="label1239" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RestrictedCashAndInvestmentsAbstract_en-US">Restricted Cash And Investments Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1239" xlink:to="label1239" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndInvestmentsAbstract" xlink:label="element1240" />
        <label xlink:type="resource" xlink:label="label1240" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RestrictedCashAndInvestmentsAbstract_en-US">Restricted Cash</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1240" xlink:to="label1240" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems" xlink:label="element1241" />
        <label xlink:type="resource" xlink:label="label1241" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems_en-US">Restricted Cash And Cash Equivalents Items Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1241" xlink:to="label1241" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems" xlink:label="element1242" />
        <label xlink:type="resource" xlink:label="label1242" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems_en-US">Restricted cash components by secured investment type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1242" xlink:to="label1242" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCharges" xlink:label="element1243" />
        <label xlink:type="resource" xlink:label="label1243" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RestructuringCharges_en-US">Restructuring charges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1243" xlink:to="label1243" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCharges" xlink:label="element1244" />
        <label xlink:type="resource" xlink:label="label1244" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_RestructuringCharges_en-US">Total merger and restructuring charges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1244" xlink:to="label1244" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCharges" xlink:label="element1245" />
        <label xlink:type="resource" xlink:label="label1245" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_RestructuringCharges_en-US">Merger and restructuring charges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1245" xlink:to="label1245" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCostAndReserveAxis" xlink:label="element1246" />
        <label xlink:type="resource" xlink:label="label1246" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RestructuringCostAndReserveAxis_en-US">Restructuring Cost And Reserve Axis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1246" xlink:to="label1246" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCostAndReserveAxis" xlink:label="element1247" />
        <label xlink:type="resource" xlink:label="label1247" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RestructuringCostAndReserveAxis_en-US">Restructuring type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1247" xlink:to="label1247" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="element1248" />
        <label xlink:type="resource" xlink:label="label1248" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_RetainedEarningsAccumulatedDeficit_en-US">Retained earnings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1248" xlink:to="label1248" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="element1249" />
        <label xlink:type="resource" xlink:label="label1249" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RetainedEarningsAccumulatedDeficit_en-US">Retained Earnings (Accumulated Deficit)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1249" xlink:to="label1249" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="element1250" />
        <label xlink:type="resource" xlink:label="label1250" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RetainedEarningsMember_en-US">Retained Earnings [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1250" xlink:to="label1250" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="element1251" />
        <label xlink:type="resource" xlink:label="label1251" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RiskBasedRatiosAbstract_en-US">Risk Based Ratios [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1251" xlink:to="label1251" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareholdersEquityAndShareBasedPaymentsTextBlock" xlink:label="element1252" />
        <label xlink:type="resource" xlink:label="label1252" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareholdersEquityAndShareBasedPaymentsTextBlock_en-US">Shareholders' Equity and Share-based Payments [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1252" xlink:to="label1252" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareholdersEquityAndShareBasedPaymentsTextBlock" xlink:label="element1253" />
        <label xlink:type="resource" xlink:label="label1253" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ShareholdersEquityAndShareBasedPaymentsTextBlock_en-US">Stockholders' equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1253" xlink:to="label1253" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="element1254" />
        <label xlink:type="resource" xlink:label="label1254" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1254" xlink:to="label1254" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="element1255" />
        <label xlink:type="resource" xlink:label="label1255" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_en-US">Aggregate Intrinsic Value Exercisable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1255" xlink:to="label1255" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:label="element1256" />
        <label xlink:type="resource" xlink:label="label1256" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_en-US">Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1256" xlink:to="label1256" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:label="element1257" />
        <label xlink:type="resource" xlink:label="label1257" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_en-US">Expected life (in years)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1257" xlink:to="label1257" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="element1258" />
        <label xlink:type="resource" xlink:label="label1258" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_en-US">Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1258" xlink:to="label1258" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="element1259" />
        <label xlink:type="resource" xlink:label="label1259" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_en-US">Weighted Average Contract Life Remaining</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1259" xlink:to="label1259" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="element1260" />
        <label xlink:type="resource" xlink:label="label1260" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShorttermDebtFairValue_en-US">ShorttermDebtFairValue</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1260" xlink:to="label1260" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="element1261" />
        <label xlink:type="resource" xlink:label="label1261" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShorttermDebtFairValue_en-US">Short term borrowings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1261" xlink:to="label1261" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SaleOfStockPricePerShare" xlink:label="element1262" />
        <label xlink:type="resource" xlink:label="label1262" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SaleOfStockPricePerShare_en-US">Sale Of Stock Price Per Share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1262" xlink:to="label1262" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SaleOfStockPricePerShare" xlink:label="element1263" />
        <label xlink:type="resource" xlink:label="label1263" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SaleOfStockPricePerShare_en-US">Stock sold price per share in connection with most recent acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1263" xlink:to="label1263" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction" xlink:label="element1264" />
        <label xlink:type="resource" xlink:label="label1264" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_en-US">Sale Of Stock Number Of Shares Issued In Transaction</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1264" xlink:to="label1264" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction" xlink:label="element1265" />
        <label xlink:type="resource" xlink:label="label1265" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_en-US">Amount of stocks sold in connection with most recent acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1265" xlink:to="label1265" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="element1266" />
        <label xlink:type="resource" xlink:label="label1266" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_en-US">Schedule of Financing Receivable, Allowance for Credit Losses [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1266" xlink:to="label1266" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="element1267" />
        <label xlink:type="resource" xlink:label="label1267" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_en-US">Schedule of Available-for-sale Securities [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1267" xlink:to="label1267" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfOtherAssetsTableTextBlock" xlink:label="element1268" />
        <label xlink:type="resource" xlink:label="label1268" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfOtherAssetsTableTextBlock_en-US">Schedule of Other Assets [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1268" xlink:to="label1268" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:label="element1269" />
        <label xlink:type="resource" xlink:label="label1269" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_en-US">Financing Receivable Recorded Investment Nonaccrual Status By Class Of Loans [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1269" xlink:to="label1269" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="element1270" />
        <label xlink:type="resource" xlink:label="label1270" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfImpairedFinancingReceivableTable_en-US">Schedule of Impaired Financing Receivable [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1270" xlink:to="label1270" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="element1271" />
        <label xlink:type="resource" xlink:label="label1271" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_en-US">Schedule of Financing Receivable, Troubled Debt Restructurings [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1271" xlink:to="label1271" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock" xlink:label="element1272" />
        <label xlink:type="resource" xlink:label="label1272" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_en-US">Schedule Of Share Based Payment Award Stock Options Valuation Assumptions Table Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1272" xlink:to="label1272" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="element1273" />
        <label xlink:type="resource" xlink:label="label1273" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_en-US">Schedule Of Components Of Income Tax Expense Benefit Table Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1273" xlink:to="label1273" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionContingentConsiderationTextBlock" xlink:label="element1274" />
        <label xlink:type="resource" xlink:label="label1274" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionContingentConsiderationTextBlock_en-US">Schedule Of Business Acquisitions By Acquisition Contingent Consideration Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1274" xlink:to="label1274" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="element1275" />
        <label xlink:type="resource" xlink:label="label1275" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_en-US">Schedule Of Effective Income Tax Rate Reconciliation Table Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1275" xlink:to="label1275" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="element1276" />
        <label xlink:type="resource" xlink:label="label1276" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_en-US">Schedule Of Deferred Tax Assets And Liabilities Table Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1276" xlink:to="label1276" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="element1277" />
        <label xlink:type="resource" xlink:label="label1277" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_en-US">Schedule of Financing Receivables Past Due [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1277" xlink:to="label1277" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock" xlink:label="element1278" />
        <label xlink:type="resource" xlink:label="label1278" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfAssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_en-US">ScheduleOfAssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1278" xlink:to="label1278" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="element1279" />
        <label xlink:type="resource" xlink:label="label1279" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_en-US">Schedule of Financing Receivable, Recorded Investment, Credit Quality Indicator [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1279" xlink:to="label1279" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xlink:label="element1280" />
        <label xlink:type="resource" xlink:label="label1280" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_en-US">Schedule of Related Party Transactions [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1280" xlink:to="label1280" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:label="element1281" />
        <label xlink:type="resource" xlink:label="label1281" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_en-US">Schedule of Accumulated Other Comprehensive Income (Loss)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1281" xlink:to="label1281" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="element1282" />
        <label xlink:type="resource" xlink:label="label1282" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_en-US">Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1282" xlink:to="label1282" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="element1283" />
        <label xlink:type="resource" xlink:label="label1283" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_en-US">Schedule Of Earnings Per Share Basic And Diluted Table Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1283" xlink:to="label1283" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock" xlink:label="element1284" />
        <label xlink:type="resource" xlink:label="label1284" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock_en-US">Schedule Of Share based Compensation Restricted Stock And Restricted Stock Units Activity Table Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1284" xlink:to="label1284" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="element1285" />
        <label xlink:type="resource" xlink:label="label1285" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfInvestmentsLineItems_en-US">Schedule of Investments [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1285" xlink:to="label1285" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="element1286" />
        <label xlink:type="resource" xlink:label="label1286" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_en-US">Schedule of Available-for-sale Securities [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1286" xlink:to="label1286" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:label="element1287" />
        <label xlink:type="resource" xlink:label="label1287" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_en-US">Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1287" xlink:to="label1287" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="element1288" />
        <label xlink:type="resource" xlink:label="label1288" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_en-US">Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1288" xlink:to="label1288" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="element1289" />
        <label xlink:type="resource" xlink:label="label1289" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_en-US">Schedule Of Compliance With Regulatory Capital Requirements Under Banking Regulations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1289" xlink:to="label1289" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:label="element1290" />
        <label xlink:type="resource" xlink:label="label1290" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_en-US">Schedule Of Derivative Instruments Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1290" xlink:to="label1290" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:label="element1291" />
        <label xlink:type="resource" xlink:label="label1291" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_en-US">Schedule Of Derivative Assets And Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1291" xlink:to="label1291" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock" xlink:label="element1292" />
        <label xlink:type="resource" xlink:label="label1292" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock_en-US">Schedule Of Line Of Credit Facilities Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1292" xlink:to="label1292" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock" xlink:label="element1293" />
        <label xlink:type="resource" xlink:label="label1293" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock_en-US">Federal Home Loan Bank Advances Maturities Summary [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1293" xlink:to="label1293" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems" xlink:label="element1294" />
        <label xlink:type="resource" xlink:label="label1294" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_en-US">Gain (Loss) on Investments [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1294" xlink:to="label1294" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGuaranteeObligationsTextBlock" xlink:label="element1295" />
        <label xlink:type="resource" xlink:label="label1295" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfGuaranteeObligationsTextBlock_en-US">Schedule Of Guarantee Obligations Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1295" xlink:to="label1295" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock" xlink:label="element1296" />
        <label xlink:type="resource" xlink:label="label1296" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_en-US">ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1296" xlink:to="label1296" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGuaranteeObligationsTable" xlink:label="element1297" />
        <label xlink:type="resource" xlink:label="label1297" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfGuaranteeObligationsTable_en-US">Schedule Of Guarantee Obligations Table</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1297" xlink:to="label1297" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:label="element1298" />
        <label xlink:type="resource" xlink:label="label1298" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_en-US">Schedule of Segment Reporting Information, by Segment [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1298" xlink:to="label1298" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRepurchaseAgreements" xlink:label="element1299" />
        <label xlink:type="resource" xlink:label="label1299" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ScheduleOfRepurchaseAgreements_en-US">Schedule of Repurchase Agreements by counterparty [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1299" xlink:to="label1299" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRepurchaseAgreements" xlink:label="element1300" />
        <label xlink:type="resource" xlink:label="label1300" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfRepurchaseAgreements_en-US">Schedule of Repurchase Agreements [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1300" xlink:to="label1300" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="element1301" />
        <label xlink:type="resource" xlink:label="label1301" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_en-US">ScheduleOfPropertyPlantAndEquipmentTable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1301" xlink:to="label1301" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock" xlink:label="element1302" />
        <label xlink:type="resource" xlink:label="label1302" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_en-US">ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1302" xlink:to="label1302" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTextBlock" xlink:label="element1303" />
        <label xlink:type="resource" xlink:label="label1303" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTextBlock_en-US">Schedule Of Restricted Cash And Cash Equivalents</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1303" xlink:to="label1303" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTextBlock" xlink:label="element1304" />
        <label xlink:type="resource" xlink:label="label1304" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTextBlock_en-US">Restricted Cash Components and Its Secured Investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1304" xlink:to="label1304" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock" xlink:label="element1305" />
        <label xlink:type="resource" xlink:label="label1305" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_en-US">ScheduleOfServicingAssetsAtFairValueTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1305" xlink:to="label1305" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable" xlink:label="element1306" />
        <label xlink:type="resource" xlink:label="label1306" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable_en-US">Schedule Of Restricted Cash And Cash Equivalents Table</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1306" xlink:to="label1306" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="element1307" />
        <label xlink:type="resource" xlink:label="label1307" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_en-US">Schedule of Trading Securities and Other Trading Assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1307" xlink:to="label1307" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="element1308" />
        <label xlink:type="resource" xlink:label="label1308" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_en-US">Schedule of Accounts, Notes, Loans and Financing Receivable [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1308" xlink:to="label1308" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:label="element1309" />
        <label xlink:type="resource" xlink:label="label1309" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable_en-US">ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1309" xlink:to="label1309" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="element1310" />
        <label xlink:type="resource" xlink:label="label1310" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfStockByClassTable_en-US">Schedule of Stock by Class</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1310" xlink:to="label1310" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="element1311" />
        <label xlink:type="resource" xlink:label="label1311" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_en-US">Schedule Of Accounts Notes Loans And Financing Receivable Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1311" xlink:to="label1311" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable" xlink:label="element1312" />
        <label xlink:type="resource" xlink:label="label1312" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable_en-US">Schedule Of Subsidiary [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1312" xlink:to="label1312" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="element1313" />
        <label xlink:type="resource" xlink:label="label1313" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_en-US">Schedule Of Share Based Compensation Arrangements By Share Based Payment Award Table</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1313" xlink:to="label1313" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTreasuryStockByClassTextBlock" xlink:label="element1314" />
        <label xlink:type="resource" xlink:label="label1314" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfTreasuryStockByClassTextBlock_en-US">Schedule of Treasury Stock by Class [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1314" xlink:to="label1314" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTreasuryStockByClassTextBlock" xlink:label="element1315" />
        <label xlink:type="resource" xlink:label="label1315" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ScheduleOfTreasuryStockByClassTextBlock_en-US">Schedule Of Treasury Stock By Class</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1315" xlink:to="label1315" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:label="element1316" />
        <label xlink:type="resource" xlink:label="label1316" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock_en-US">Schedule Of Share Based Compensation Shares Authorized Under Stock Option Plans By Exercise Price Range Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1316" xlink:to="label1316" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesFailedToDeliver" xlink:label="element1317" />
        <label xlink:type="resource" xlink:label="label1317" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SecuritiesFailedToDeliver_en-US">Securities Failed To Deliver</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1317" xlink:to="label1317" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesFailedToDeliver" xlink:label="element1318" />
        <label xlink:type="resource" xlink:label="label1318" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SecuritiesFailedToDeliver_en-US">Securities sold but not yet delivered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1318" xlink:to="label1318" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="element1319" />
        <label xlink:type="resource" xlink:label="label1319" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_en-US">Securities Sold under Agreements to Repurchase [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1319" xlink:to="label1319" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="element1320" />
        <label xlink:type="resource" xlink:label="label1320" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_en-US">Securities sold under agreements to repurchase secured with cash or equivalents [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1320" xlink:to="label1320" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesInvestmentMember" xlink:label="element1321" />
        <label xlink:type="resource" xlink:label="label1321" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SecuritiesInvestmentMember_en-US">Securities Investment [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1321" xlink:to="label1321" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesInvestmentMember" xlink:label="element1322" />
        <label xlink:type="resource" xlink:label="label1322" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SecuritiesInvestmentMember_en-US">Investment Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1322" xlink:to="label1322" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesPurchasedUnderAgreementsToResell" xlink:label="element1323" />
        <label xlink:type="resource" xlink:label="label1323" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_en-US">Securities Purchased under Agreements to Resell</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1323" xlink:to="label1323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesPurchasedUnderAgreementsToResell" xlink:label="element1324" />
        <label xlink:type="resource" xlink:label="label1324" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_en-US">Securities purchased under agreements to resell</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1324" xlink:to="label1324" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="element1325" />
        <label xlink:type="resource" xlink:label="label1325" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_en-US">Securities sold under agreements to repurchase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1325" xlink:to="label1325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="element1326" />
        <label xlink:type="resource" xlink:label="label1326" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_en-US">Securities Sold under Agreements to Repurchase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1326" xlink:to="label1326" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" xlink:label="element1327" />
        <label xlink:type="resource" xlink:label="label1327" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember_en-US">Securities Loaned or Sold under Agreements to Repurchase</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1327" xlink:to="label1327" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesHeldAsCollateralAtFairValue" xlink:label="element1328" />
        <label xlink:type="resource" xlink:label="label1328" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SecuritiesHeldAsCollateralAtFairValue_en-US">Securities Held as Collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1328" xlink:to="label1328" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesHeldAsCollateralAtFairValue" xlink:label="element1329" />
        <label xlink:type="resource" xlink:label="label1329" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SecuritiesHeldAsCollateralAtFairValue_en-US">Fair value of securities held as collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1329" xlink:to="label1329" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="element1330" />
        <label xlink:type="resource" xlink:label="label1330" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SegmentReportingAbstract_en-US">Segment Reporting [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1330" xlink:to="label1330" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="element1331" />
        <label xlink:type="resource" xlink:label="label1331" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SegmentReportingInformationLineItems_en-US">Segment Reporting Information [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1331" xlink:to="label1331" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="element1332" />
        <label xlink:type="resource" xlink:label="label1332" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SegmentDomain_en-US">Segment [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1332" xlink:to="label1332" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="element1333" />
        <label xlink:type="resource" xlink:label="label1333" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SegmentReportingDisclosureTextBlock_en-US">Segment Reporting</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1333" xlink:to="label1333" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="element1334" />
        <label xlink:type="resource" xlink:label="label1334" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SegmentReportingDisclosureTextBlock_en-US">Segment Reporting Disclosure [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1334" xlink:to="label1334" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed" xlink:label="element1335" />
        <label xlink:type="resource" xlink:label="label1335" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed_en-US">Sensitivity Analysis Of Fair Value Of Interests Continued To Be Held By Transferor Servicing Assets Or Liabilities Impact Of 20 Percent Adverse Change In Prepayment Speed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1335" xlink:to="label1335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed" xlink:label="element1336" />
        <label xlink:type="resource" xlink:label="label1336" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed_en-US">Constant Prepayment Rate - Decrease in fair value due to 20% adverse change</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1336" xlink:to="label1336" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate" xlink:label="element1337" />
        <label xlink:type="resource" xlink:label="label1337" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate_en-US">Sensitivity Analysis Of Fair Value Of Interests Continued To Be Held By Transferor Servicing Assets Or Liabilities Impact Of 20 Percent Adverse Change In Discount Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1337" xlink:to="label1337" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate" xlink:label="element1338" />
        <label xlink:type="resource" xlink:label="label1338" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate_en-US">Discount Rate - Decrease in fair value due to 20% adverse change</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1338" xlink:to="label1338" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate" xlink:label="element1339" />
        <label xlink:type="resource" xlink:label="label1339" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate_en-US">Sensitivity Analysis Of Fair Value Of Interests Continued To Be Held By Transferor Servicing Assets Or Liabilities Impact Of 10 Percent Adverse Change In Discount Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1339" xlink:to="label1339" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate" xlink:label="element1340" />
        <label xlink:type="resource" xlink:label="label1340" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate_en-US">Discount Rate - Decrease in fair value due to 10% adverse change</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1340" xlink:to="label1340" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed" xlink:label="element1341" />
        <label xlink:type="resource" xlink:label="label1341" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed_en-US">Sensitivity Analysis Of Fair Value Of Interests Continued To Be Held By Transferor Servicing Assets Or Liabilities Impact Of 10 Percent Adverse Change In Prepayment Speed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1341" xlink:to="label1341" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed" xlink:label="element1342" />
        <label xlink:type="resource" xlink:label="label1342" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed_en-US">Constant Prepayment Rate - Decrease in fair value due to 10% adverse change</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1342" xlink:to="label1342" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="element1343" />
        <label xlink:type="resource" xlink:label="label1343" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SeriesAPreferredStockMember_en-US">Series A Preferred Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1343" xlink:to="label1343" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="element1344" />
        <label xlink:type="resource" xlink:label="label1344" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SeriesDPreferredStockMember_en-US">Series D Preferred Stock Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1344" xlink:to="label1344" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="element1345" />
        <label xlink:type="resource" xlink:label="label1345" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SeriesBPreferredStockMember_en-US">Series B Preferred Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1345" xlink:to="label1345" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="element1346" />
        <label xlink:type="resource" xlink:label="label1346" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SeriesBPreferredStockMember_en-US">Series B</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1346" xlink:to="label1346" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="element1347" />
        <label xlink:type="resource" xlink:label="label1347" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_en-US">Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Prepayment Speed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1347" xlink:to="label1347" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="element1348" />
        <label xlink:type="resource" xlink:label="label1348" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_en-US">Constant prepayment rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1348" xlink:to="label1348" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="element1349" />
        <label xlink:type="resource" xlink:label="label1349" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ServicingAssetsAtFairValueLineItems_en-US">Servicing Assets At Fair Value Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1349" xlink:to="label1349" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="element1350" />
        <label xlink:type="resource" xlink:label="label1350" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ServicingAssetsAtFairValueTable_en-US">Servicing Assets At Fair Value Table</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1350" xlink:to="label1350" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="element1351" />
        <label xlink:type="resource" xlink:label="label1351" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ServicingAssetsAtFairValueTable_en-US">Servicing Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1351" xlink:to="label1351" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate" xlink:label="element1352" />
        <label xlink:type="resource" xlink:label="label1352" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_en-US">Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value Discount Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1352" xlink:to="label1352" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:label="element1353" />
        <label xlink:type="resource" xlink:label="label1353" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ServicingAssetAtFairValueAmountRollForward_en-US">Servicing Asset At Fair Value Amount Roll Forward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1353" xlink:to="label1353" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease" xlink:label="element1354" />
        <label xlink:type="resource" xlink:label="label1354" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_en-US">Servicing Asset at Fair Value, Period Increase (Decrease), Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1354" xlink:to="label1354" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease" xlink:label="element1355" />
        <label xlink:type="resource" xlink:label="label1355" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_en-US">Servicing Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1355" xlink:to="label1355" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease" xlink:label="element1356" />
        <label xlink:type="resource" xlink:label="label1356" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_en-US">Servicing Asset at Fair Value, Period Increase (Decrease), Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1356" xlink:to="label1356" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease" xlink:label="element1357" />
        <label xlink:type="resource" xlink:label="label1357" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_en-US">Servicing Asset at Fair Value, Period Increase (Decrease), Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1357" xlink:to="label1357" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance" xlink:label="element1358" />
        <label xlink:type="resource" xlink:label="label1358" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_en-US">Servicing Asset At Fair Value Other Changes That Affect Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1358" xlink:to="label1358" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance" xlink:label="element1359" />
        <label xlink:type="resource" xlink:label="label1359" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_en-US">Changes due to payments on loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1359" xlink:to="label1359" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAdditions" xlink:label="element1360" />
        <label xlink:type="resource" xlink:label="label1360" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ServicingAssetAtFairValueAdditions_en-US">Servicing Asset At Fair Value Additions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1360" xlink:to="label1360" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAdditions" xlink:label="element1361" />
        <label xlink:type="resource" xlink:label="label1361" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ServicingAssetAtFairValueAdditions_en-US">Servicing from mortgage securitizations or asset transfers</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1361" xlink:to="label1361" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions" xlink:label="element1362" />
        <label xlink:type="resource" xlink:label="label1362" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions_en-US">Servicing Asset At Fair Value Changes In Fair Value Resulting From Changes In Valuation Inputs Or Changes In Assumptions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1362" xlink:to="label1362" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions" xlink:label="element1363" />
        <label xlink:type="resource" xlink:label="label1363" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions_en-US">Changes in fair value due to changes in valuation model inputs or assumptions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1363" xlink:to="label1363" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="element1364" />
        <label xlink:type="resource" xlink:label="label1364" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ServicingAssetAtFairValueAmount_en-US">Servicing Asset at Fair Value, Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1364" xlink:to="label1364" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="element1365" />
        <label xlink:type="resource" xlink:label="label1365" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_ServicingAssetAtFairValueAmount_en-US">Fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1365" xlink:to="label1365" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="element1366" />
        <label xlink:type="resource" xlink:label="label1366" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_ServicingAssetAtFairValueAmount_en-US">Fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1366" xlink:to="label1366" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="element1367" />
        <label xlink:type="resource" xlink:label="label1367" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ServicingAssetAtFairValueAmount_en-US">Servicing Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1367" xlink:to="label1367" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="element1368" />
        <label xlink:type="resource" xlink:label="label1368" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ServicingAssetAtFairValueAmount_en-US">Servicing Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1368" xlink:to="label1368" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAsset" xlink:label="element1369" />
        <label xlink:type="resource" xlink:label="label1369" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ServicingAsset_en-US">Servicing Asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1369" xlink:to="label1369" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="element1370" />
        <label xlink:type="resource" xlink:label="label1370" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1370" xlink:to="label1370" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="element1371" />
        <label xlink:type="resource" xlink:label="label1371" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_en-US">Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price Rollforward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1371" xlink:to="label1371" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="element1372" />
        <label xlink:type="resource" xlink:label="label1372" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_en-US">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1372" xlink:to="label1372" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="element1373" />
        <label xlink:type="resource" xlink:label="label1373" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_en-US">Restricted units granted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1373" xlink:to="label1373" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="element1374" />
        <label xlink:type="resource" xlink:label="label1374" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_en-US">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period Weighted Average Grant Date Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1374" xlink:to="label1374" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="element1375" />
        <label xlink:type="resource" xlink:label="label1375" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_en-US">Weighted average grant date - Granted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1375" xlink:to="label1375" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="element1376" />
        <label xlink:type="resource" xlink:label="label1376" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_en-US">Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1376" xlink:to="label1376" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="element1377" />
        <label xlink:type="resource" xlink:label="label1377" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_en-US">Weighted Average Exercise Price - Options granted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1377" xlink:to="label1377" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramAxis" xlink:label="element1378" />
        <label xlink:type="resource" xlink:label="label1378" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareRepurchaseProgramAxis_en-US">Share Repurchase Program [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1378" xlink:to="label1378" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramAxis" xlink:label="element1379" />
        <label xlink:type="resource" xlink:label="label1379" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ShareRepurchaseProgramAxis_en-US">[2012] Information by share repurchase program.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1379" xlink:to="label1379" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:label="element1380" />
        <label xlink:type="resource" xlink:label="label1380" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_en-US">Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1380" xlink:to="label1380" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:label="element1381" />
        <label xlink:type="resource" xlink:label="label1381" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_en-US">Weighted Average Exercise Price - Options forfeited</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1381" xlink:to="label1381" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="element1382" />
        <label xlink:type="resource" xlink:label="label1382" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_en-US">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1382" xlink:to="label1382" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="element1383" />
        <label xlink:type="resource" xlink:label="label1383" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_en-US">Restricted units - Beginning of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1383" xlink:to="label1383" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="element1384" />
        <label xlink:type="resource" xlink:label="label1384" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_en-US">Restricted units - End of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1384" xlink:to="label1384" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationAbstract" xlink:label="element1385" />
        <label xlink:type="resource" xlink:label="label1385" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationAbstract_en-US">Share Based Compensation Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1385" xlink:to="label1385" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="element1386" />
        <label xlink:type="resource" xlink:label="label1386" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ShareBasedCompensation_en-US">Stock-based compensation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1386" xlink:to="label1386" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="element1387" />
        <label xlink:type="resource" xlink:label="label1387" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensation_en-US">Share-based Compensation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1387" xlink:to="label1387" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:label="element1388" />
        <label xlink:type="resource" xlink:label="label1388" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized_en-US">Share Based Compensation Arrangement By Share Based Payment Award Number Of Additional Shares Authorized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1388" xlink:to="label1388" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised" xlink:label="element1389" />
        <label xlink:type="resource" xlink:label="label1389" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised_en-US">Share Based Compensation Arrangement By Share Based Payment Award Non Option Equity Instruments Exercised</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1389" xlink:to="label1389" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised" xlink:label="element1390" />
        <label xlink:type="resource" xlink:label="label1390" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised_en-US">Common shares used for exercise of restricted stock units (Shares)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1390" xlink:to="label1390" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised" xlink:label="element1391" />
        <label xlink:type="resource" xlink:label="label1391" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised_en-US">Common shares used for exercise of restricted stock units (Shares)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1391" xlink:to="label1391" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="element1392" />
        <label xlink:type="resource" xlink:label="label1392" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_en-US">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1392" xlink:to="label1392" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="element1393" />
        <label xlink:type="resource" xlink:label="label1393" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_en-US">Restricted units lapsed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1393" xlink:to="label1393" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedArrangementsToObtainGoodsAndServicesAbstract" xlink:label="element1394" />
        <label xlink:type="resource" xlink:label="label1394" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedArrangementsToObtainGoodsAndServicesAbstract_en-US">Share Based Arrangements To Obtain Goods And Services Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1394" xlink:to="label1394" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="element1395" />
        <label xlink:type="resource" xlink:label="label1395" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_en-US">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Weighted Average Grant Date Fair Value RollForward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1395" xlink:to="label1395" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:label="element1396" />
        <label xlink:type="resource" xlink:label="label1396" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1396" xlink:to="label1396" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:label="element1397" />
        <label xlink:type="resource" xlink:label="label1397" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_en-US">Number of options - Options granted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1397" xlink:to="label1397" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="element1398" />
        <label xlink:type="resource" xlink:label="label1398" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_en-US">Share Based Compensation Arrangement By Share Based Payment Award LineI tems</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1398" xlink:to="label1398" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="element1399" />
        <label xlink:type="resource" xlink:label="label1399" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_en-US">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Weighted Average Grant Date Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1399" xlink:to="label1399" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="element1400" />
        <label xlink:type="resource" xlink:label="label1400" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_en-US">Weighted average grant date - Beginning Of Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1400" xlink:to="label1400" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="element1401" />
        <label xlink:type="resource" xlink:label="label1401" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_en-US">Weighted average grant date - End Of Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1401" xlink:to="label1401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="element1402" />
        <label xlink:type="resource" xlink:label="label1402" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareRepurchaseProgramDomain_en-US">Share Repurchase Program [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1402" xlink:to="label1402" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharePrice" xlink:label="element1403" />
        <label xlink:type="resource" xlink:label="label1403" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SharePrice_en-US">SharePrice</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1403" xlink:to="label1403" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="element1404" />
        <label xlink:type="resource" xlink:label="label1404" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_en-US">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeitures Weighted Average Grant Date Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1404" xlink:to="label1404" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="element1405" />
        <label xlink:type="resource" xlink:label="label1405" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_en-US">Weighted average grant date - Forfeited</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1405" xlink:to="label1405" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="element1406" />
        <label xlink:type="resource" xlink:label="label1406" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_en-US">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeited In Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1406" xlink:to="label1406" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="element1407" />
        <label xlink:type="resource" xlink:label="label1407" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_en-US">Restricted stock forfeited</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1407" xlink:to="label1407" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="element1408" />
        <label xlink:type="resource" xlink:label="label1408" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_en-US">Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1408" xlink:to="label1408" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="element1409" />
        <label xlink:type="resource" xlink:label="label1409" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_en-US">Weighted Average Exercise Price - Options exercises</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1409" xlink:to="label1409" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="element1410" />
        <label xlink:type="resource" xlink:label="label1410" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1410" xlink:to="label1410" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="element1411" />
        <label xlink:type="resource" xlink:label="label1411" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_en-US">Weighted Average Exercise Price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1411" xlink:to="label1411" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="element1412" />
        <label xlink:type="resource" xlink:label="label1412" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1412" xlink:to="label1412" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="element1413" />
        <label xlink:type="resource" xlink:label="label1413" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_en-US">Dividend yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1413" xlink:to="label1413" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:label="element1414" />
        <label xlink:type="resource" xlink:label="label1414" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1414" xlink:to="label1414" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:label="element1415" />
        <label xlink:type="resource" xlink:label="label1415" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_en-US">Number of options - Options forfeited</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1415" xlink:to="label1415" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="element1416" />
        <label xlink:type="resource" xlink:label="label1416" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_en-US">Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period Weighted Average Grant Date Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1416" xlink:to="label1416" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="element1417" />
        <label xlink:type="resource" xlink:label="label1417" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_en-US">Weighted average grant date - Lapsed</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1417" xlink:to="label1417" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="element1418" />
        <label xlink:type="resource" xlink:label="label1418" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1418" xlink:to="label1418" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="element1419" />
        <label xlink:type="resource" xlink:label="label1419" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_en-US">Number of Options Exercisable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1419" xlink:to="label1419" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:label="element1420" />
        <label xlink:type="resource" xlink:label="label1420" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_en-US">Share Based Compensation Arrangement By Share Based Payment Award Options Additional Disclosures Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1420" xlink:to="label1420" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:label="element1421" />
        <label xlink:type="resource" xlink:label="label1421" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1421" xlink:to="label1421" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:label="element1422" />
        <label xlink:type="resource" xlink:label="label1422" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_en-US">Expected volatility</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1422" xlink:to="label1422" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="element1423" />
        <label xlink:type="resource" xlink:label="label1423" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_en-US">Share Based Compensation Arrangement By Share Based Payment Award Number Of Shares Authorized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1423" xlink:to="label1423" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="element1424" />
        <label xlink:type="resource" xlink:label="label1424" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1424" xlink:to="label1424" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="element1425" />
        <label xlink:type="resource" xlink:label="label1425" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_en-US">Risk-free interest rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1425" xlink:to="label1425" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract" xlink:label="element1426" />
        <label xlink:type="resource" xlink:label="label1426" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract_en-US">Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions And Methodology Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1426" xlink:to="label1426" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="element1427" />
        <label xlink:type="resource" xlink:label="label1427" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1427" xlink:to="label1427" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="element1428" />
        <label xlink:type="resource" xlink:label="label1428" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_en-US">Average Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1428" xlink:to="label1428" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="element1429" />
        <label xlink:type="resource" xlink:label="label1429" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1429" xlink:to="label1429" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="element1430" />
        <label xlink:type="resource" xlink:label="label1430" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_en-US">Weighted Average Exercise Price - Beginning of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1430" xlink:to="label1430" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="element1431" />
        <label xlink:type="resource" xlink:label="label1431" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_en-US">Weighted Average Exercise Price - End of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1431" xlink:to="label1431" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="element1432" />
        <label xlink:type="resource" xlink:label="label1432" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_en-US">Weighted Average Exercise Price outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1432" xlink:to="label1432" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="element1433" />
        <label xlink:type="resource" xlink:label="label1433" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_en-US">Share Based Compensation Option And Incentive Plans Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1433" xlink:to="label1433" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="element1434" />
        <label xlink:type="resource" xlink:label="label1434" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1434" xlink:to="label1434" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="element1435" />
        <label xlink:type="resource" xlink:label="label1435" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_en-US">Number of options - Beginning of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1435" xlink:to="label1435" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="element1436" />
        <label xlink:type="resource" xlink:label="label1436" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_en-US">Number of options - End of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1436" xlink:to="label1436" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="element1437" />
        <label xlink:type="resource" xlink:label="label1437" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_en-US">Number of Options Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1437" xlink:to="label1437" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="element1438" />
        <label xlink:type="resource" xlink:label="label1438" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_en-US">Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Line Items</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1438" xlink:to="label1438" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="element1439" />
        <label xlink:type="resource" xlink:label="label1439" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1439" xlink:to="label1439" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="element1440" />
        <label xlink:type="resource" xlink:label="label1440" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_en-US">Aggregated Intrinsic Value Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1440" xlink:to="label1440" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="element1441" />
        <label xlink:type="resource" xlink:label="label1441" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_en-US">ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1441" xlink:to="label1441" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="element1442" />
        <label xlink:type="resource" xlink:label="label1442" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_en-US">ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1442" xlink:to="label1442" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="element1443" />
        <label xlink:type="resource" xlink:label="label1443" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_en-US">Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding RollForward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1443" xlink:to="label1443" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:label="element1444" />
        <label xlink:type="resource" xlink:label="label1444" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_en-US">ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1444" xlink:to="label1444" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:label="element1445" />
        <label xlink:type="resource" xlink:label="label1445" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_en-US">Range of Exercise Prices -Upper Range</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1445" xlink:to="label1445" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:label="element1446" />
        <label xlink:type="resource" xlink:label="label1446" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_en-US">ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1446" xlink:to="label1446" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:label="element1447" />
        <label xlink:type="resource" xlink:label="label1447" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_en-US">Range of Exercise Prices - Lower Range</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1447" xlink:to="label1447" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShortTermDebtMember" xlink:label="element1448" />
        <label xlink:type="resource" xlink:label="label1448" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ShortTermDebtMember_en-US">Short Term Debt [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1448" xlink:to="label1448" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShortTermDebtMember" xlink:label="element1449" />
        <label xlink:type="resource" xlink:label="label1449" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_ShortTermDebtMember_en-US">Term Notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1449" xlink:to="label1449" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="element1450" />
        <label xlink:type="resource" xlink:label="label1450" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SignificantAccountingPoliciesTextBlock_en-US">Significant Accounting Policies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1450" xlink:to="label1450" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SoftwareAndSoftwareDevelopmentCostsMember" xlink:label="element1451" />
        <label xlink:type="resource" xlink:label="label1451" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_en-US">Software And Software Development Costs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1451" xlink:to="label1451" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="element1452" />
        <label xlink:type="resource" xlink:label="label1452" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StatementTable_en-US">Statement [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1452" xlink:to="label1452" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="element1453" />
        <label xlink:type="resource" xlink:label="label1453" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StatementLineItems_en-US">Statement [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1453" xlink:to="label1453" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="element1454" />
        <label xlink:type="resource" xlink:label="label1454" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StatementOfStockholdersEquityAbstract_en-US">Consolidated Statements of Changes in Stockholders' Equity [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1454" xlink:to="label1454" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="element1455" />
        <label xlink:type="resource" xlink:label="label1455" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_en-US">Consolidated Statements of Comprehensive Income (Loss) [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1455" xlink:to="label1455" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="element1456" />
        <label xlink:type="resource" xlink:label="label1456" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StatementOfCashFlowsAbstract_en-US">Consolidated Statements of Cash Flows [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1456" xlink:to="label1456" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="element1457" />
        <label xlink:type="resource" xlink:label="label1457" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StatementEquityComponentsAxis_en-US">Statement, Equity Components [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1457" xlink:to="label1457" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="element1458" />
        <label xlink:type="resource" xlink:label="label1458" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StatementOfFinancialPositionAbstract_en-US">Consolidated Statements of Financial Condition [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1458" xlink:to="label1458" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="element1459" />
        <label xlink:type="resource" xlink:label="label1459" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StatementBusinessSegmentsAxis_en-US">Statement, Business Segments [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1459" xlink:to="label1459" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="element1460" />
        <label xlink:type="resource" xlink:label="label1460" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StatementClassOfStockAxis_en-US">Class of Stock [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1460" xlink:to="label1460" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="element1461" />
        <label xlink:type="resource" xlink:label="label1461" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_StatementClassOfStockAxis_en-US">Issuance Cost by class of Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1461" xlink:to="label1461" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance" xlink:label="element1462" />
        <label xlink:type="resource" xlink:label="label1462" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_en-US">Legal surplus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1462" xlink:to="label1462" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance" xlink:label="element1463" />
        <label xlink:type="resource" xlink:label="label1463" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_en-US">Statutory Accounting Practices, Statutory Capital and Surplus, Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1463" xlink:to="label1463" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramAuthorizedAmount1" xlink:label="element1464" />
        <label xlink:type="resource" xlink:label="label1464" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StockRepurchaseProgramAuthorizedAmount1_en-US">Stock Repurchase Program Authorized Amount1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1464" xlink:to="label1464" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan" xlink:label="element1465" />
        <label xlink:type="resource" xlink:label="label1465" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan_en-US">Stock Issued During Period Shares Employee Benefit Plan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1465" xlink:to="label1465" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodShares" xlink:label="element1466" />
        <label xlink:type="resource" xlink:label="label1466" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_en-US">Stock Repurchased and Retired During Period, Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1466" xlink:to="label1466" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodShares" xlink:label="element1467" />
        <label xlink:type="resource" xlink:label="label1467" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_en-US">Total number of shares purchased</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1467" xlink:to="label1467" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodShares" xlink:label="element1468" />
        <label xlink:type="resource" xlink:label="label1468" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_en-US">Common shares repurchased as part of the stock repurchase program (Shares)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1468" xlink:to="label1468" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:label="element1469" />
        <label xlink:type="resource" xlink:label="label1469" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_en-US">Stock Repurchase Program, Number of Shares Authorized to be Repurchased</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1469" xlink:to="label1469" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:label="element1470" />
        <label xlink:type="resource" xlink:label="label1470" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_en-US">Total number of shares purchased</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1470" xlink:to="label1470" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:label="element1471" />
        <label xlink:type="resource" xlink:label="label1471" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_en-US">Common shares repurchased as part of the stock repurchase program (Shares)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1471" xlink:to="label1471" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="element1472" />
        <label xlink:type="resource" xlink:label="label1472" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1472" xlink:to="label1472" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="element1473" />
        <label xlink:type="resource" xlink:label="label1473" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_en-US">Number of options - Options exercises</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1473" xlink:to="label1473" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" xlink:label="element1474" />
        <label xlink:type="resource" xlink:label="label1474" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_en-US">Stock Repurchase Program Remaining Authorized Repurchase Amount1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1474" xlink:to="label1474" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramRemainingNumberOfSharesAuthorizedToBeRepurchased" xlink:label="element1475" />
        <label xlink:type="resource" xlink:label="label1475" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StockRepurchaseProgramRemainingNumberOfSharesAuthorizedToBeRepurchased_en-US">Stock repurchase program remaining number of shares authorized to be repurchased</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1475" xlink:to="label1475" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="element1476" />
        <label xlink:type="resource" xlink:label="label1476" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StockIssuedDuringPeriodValueNewIssues_en-US">StockIssuedDuringPeriodValueNewIssues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1476" xlink:to="label1476" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="element1477" />
        <label xlink:type="resource" xlink:label="label1477" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_StockIssuedDuringPeriodValueNewIssues_en-US">Issuance of Stocks</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1477" xlink:to="label1477" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="element1478" />
        <label xlink:type="resource" xlink:label="label1478" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_StockholdersEquityAbstract_en-US">Stockholders' equity:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1478" xlink:to="label1478" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="element1479" />
        <label xlink:type="resource" xlink:label="label1479" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StockholdersEquityAbstract_en-US">Stockholders' Equity Attributable to Parent [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1479" xlink:to="label1479" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="element1480" />
        <label xlink:type="resource" xlink:label="label1480" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_StockholdersEquity_en-US">Stockholders' Equity Attributable to Parent, Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1480" xlink:to="label1480" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="element1481" />
        <label xlink:type="resource" xlink:label="label1481" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_StockholdersEquity_en-US">Ending Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1481" xlink:to="label1481" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="element1482" />
        <label xlink:type="resource" xlink:label="label1482" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_StockholdersEquity_en-US">Beginning Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1482" xlink:to="label1482" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="element1483" />
        <label xlink:type="resource" xlink:label="label1483" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_StockholdersEquity_en-US">Total stockholders' equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1483" xlink:to="label1483" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="element1484" />
        <label xlink:type="resource" xlink:label="label1484" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_StockholdersEquity_en-US">Total stockholders' equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1484" xlink:to="label1484" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="element1485" />
        <label xlink:type="resource" xlink:label="label1485" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StockholdersEquity_en-US">Stockholder's Equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1485" xlink:to="label1485" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="element1486" />
        <label xlink:type="resource" xlink:label="label1486" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StockholdersEquityNoteAbstract_en-US">Stockholders' Equity Note [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1486" xlink:to="label1486" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StructuredFinanceMember" xlink:label="element1487" />
        <label xlink:type="resource" xlink:label="label1487" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_StructuredFinanceMember_en-US">Structured Finance [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1487" xlink:to="label1487" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StructuredFinanceMember" xlink:label="element1488" />
        <label xlink:type="resource" xlink:label="label1488" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_StructuredFinanceMember_en-US">Structured credit Investments [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1488" xlink:to="label1488" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedBorrowingNameDomain" xlink:label="element1489" />
        <label xlink:type="resource" xlink:label="label1489" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SubordinatedBorrowingNameDomain_en-US">Subordinated Borrowing Name Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1489" xlink:to="label1489" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="element1490" />
        <label xlink:type="resource" xlink:label="label1490" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SubordinatedDebt_en-US">Subordinated capital notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1490" xlink:to="label1490" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="element1491" />
        <label xlink:type="resource" xlink:label="label1491" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SubordinatedDebt_en-US">Subordinated Debt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1491" xlink:to="label1491" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="element1492" />
        <label xlink:type="resource" xlink:label="label1492" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_SubordinatedDebt_en-US">Subordinated capital notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1492" xlink:to="label1492" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease" xlink:label="element1493" />
        <label xlink:type="resource" xlink:label="label1493" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease_en-US">Subordinated Liabilities, Period Increase (Decrease)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1493" xlink:to="label1493" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease" xlink:label="element1494" />
        <label xlink:type="resource" xlink:label="label1494" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease_en-US">Subordinated capital notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1494" xlink:to="label1494" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="element1495" />
        <label xlink:type="resource" xlink:label="label1495" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SubsequentEventsTextBlock_en-US">SubsequentEventsTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1495" xlink:to="label1495" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="element1496" />
        <label xlink:type="resource" xlink:label="label1496" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SubsequentEventsAbstract_en-US">Subsequent Events [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1496" xlink:to="label1496" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsequentEventsPolicyPolicyTextBlock" xlink:label="element1497" />
        <label xlink:type="resource" xlink:label="label1497" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SubsequentEventsPolicyPolicyTextBlock_en-US">Subsequent Events Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1497" xlink:to="label1497" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems" xlink:label="element1498" />
        <label xlink:type="resource" xlink:label="label1498" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems_en-US">Subsidiary Or Equity Method Investee LineI tems</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1498" xlink:to="label1498" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems" xlink:label="element1499" />
        <label xlink:type="resource" xlink:label="label1499" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems_en-US">Subsidiary [Line items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1499" xlink:to="label1499" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SummaryOfIncomeTaxContingenciesTextBlock" xlink:label="element1500" />
        <label xlink:type="resource" xlink:label="label1500" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SummaryOfIncomeTaxContingenciesTextBlock_en-US">Summary Of Income Tax Contingencies Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1500" xlink:to="label1500" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="element1501" />
        <label xlink:type="resource" xlink:label="label1501" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SupplementalCashFlowInformationAbstract_en-US">Supplemental Cash Flow Disclosure and Schedule of Non-cash Activities:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1501" xlink:to="label1501" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="element1502" />
        <label xlink:type="resource" xlink:label="label1502" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SupplementalCashFlowInformationAbstract_en-US">Supplemental Cash Flow Information [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1502" xlink:to="label1502" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SuppliesAndPostageExpense" xlink:label="element1503" />
        <label xlink:type="resource" xlink:label="label1503" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_SuppliesAndPostageExpense_en-US">Printing, postage, stationary and supplies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1503" xlink:to="label1503" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SuppliesAndPostageExpense" xlink:label="element1504" />
        <label xlink:type="resource" xlink:label="label1504" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SuppliesAndPostageExpense_en-US">Supplies and Postage Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1504" xlink:to="label1504" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="element1505" />
        <label xlink:type="resource" xlink:label="label1505" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SwapMember_en-US">Swap [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1505" xlink:to="label1505" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="element1506" />
        <label xlink:type="resource" xlink:label="label1506" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SwapMember_en-US">Interest rate risk swap contracts [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1506" xlink:to="label1506" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwaptionMember" xlink:label="element1507" />
        <label xlink:type="resource" xlink:label="label1507" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SwaptionMember_en-US">Swaption Member</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1507" xlink:to="label1507" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TaxCreditCarryforwardAmount" xlink:label="element1508" />
        <label xlink:type="resource" xlink:label="label1508" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TaxCreditCarryforwardAmount_en-US">Mortgage tax credits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1508" xlink:to="label1508" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TaxesOther" xlink:label="element1509" />
        <label xlink:type="resource" xlink:label="label1509" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TaxesOther_en-US">Taxes, other than payroll and income taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1509" xlink:to="label1509" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TaxesOther" xlink:label="element1510" />
        <label xlink:type="resource" xlink:label="label1510" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TaxesOther_en-US">Taxes, Other</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1510" xlink:to="label1510" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent" xlink:label="element1511" />
        <label xlink:type="resource" xlink:label="label1511" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_en-US">Temporary Equity Carrying Amount Attributable To Parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1511" xlink:to="label1511" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent" xlink:label="element1512" />
        <label xlink:type="resource" xlink:label="label1512" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_en-US">Trust redeemable preferred securities issued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1512" xlink:to="label1512" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="element1513" />
        <label xlink:type="resource" xlink:label="label1513" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_en-US">Tier One Leverage Capital Required to be Well Capitalized to Average Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1513" xlink:to="label1513" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierTwoRiskBasedCapital" xlink:label="element1514" />
        <label xlink:type="resource" xlink:label="label1514" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierTwoRiskBasedCapital_en-US">Tier Two Risk Based Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1514" xlink:to="label1514" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="element1515" />
        <label xlink:type="resource" xlink:label="label1515" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneLeverageCapitalToAverageAssets_en-US">Tier One Leverage Capital to Average Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1515" xlink:to="label1515" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="element1516" />
        <label xlink:type="resource" xlink:label="label1516" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneRiskBasedCapital_en-US">Tier One Risk Based Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1516" xlink:to="label1516" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="element1517" />
        <label xlink:type="resource" xlink:label="label1517" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TierOneRiskBasedCapital_en-US">Actual - Tier 1 capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1517" xlink:to="label1517" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="element1518" />
        <label xlink:type="resource" xlink:label="label1518" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneLeverageCapital_en-US">Tier One Leverage Capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1518" xlink:to="label1518" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="element1519" />
        <label xlink:type="resource" xlink:label="label1519" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TierOneLeverageCapital_en-US">Actual - Tier 1 leverage capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1519" xlink:to="label1519" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="element1520" />
        <label xlink:type="resource" xlink:label="label1520" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_en-US">Tier One Risk Based Capital to Risk Weighted Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1520" xlink:to="label1520" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="element1521" />
        <label xlink:type="resource" xlink:label="label1521" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_en-US">Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1521" xlink:to="label1521" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="element1522" />
        <label xlink:type="resource" xlink:label="label1522" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_en-US">Tier One Leverage Capital Required for Capital Adequacy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1522" xlink:to="label1522" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="element1523" />
        <label xlink:type="resource" xlink:label="label1523" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_en-US">Minimum capital - Tier 1 leverage capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1523" xlink:to="label1523" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="element1524" />
        <label xlink:type="resource" xlink:label="label1524" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_en-US">Tier One Risk Based Capital Required for Capital Adequacy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1524" xlink:to="label1524" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="element1525" />
        <label xlink:type="resource" xlink:label="label1525" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_en-US">Minimum capital - Tier 1 capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1525" xlink:to="label1525" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:label="element1526" />
        <label xlink:type="resource" xlink:label="label1526" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_en-US">Tier One Leverage Capital Required to be Well Capitalized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1526" xlink:to="label1526" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:label="element1527" />
        <label xlink:type="resource" xlink:label="label1527" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_en-US">Minimum to be well capitalized - Tier 1 leverage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1527" xlink:to="label1527" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="element1528" />
        <label xlink:type="resource" xlink:label="label1528" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_en-US">Tier One Leverage Capital Required for Capital Adequacy to Average Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1528" xlink:to="label1528" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="element1529" />
        <label xlink:type="resource" xlink:label="label1529" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_en-US">Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1529" xlink:to="label1529" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:label="element1530" />
        <label xlink:type="resource" xlink:label="label1530" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_en-US">Tier One Risk Based Capital Required to be Well Capitalized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1530" xlink:to="label1530" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:label="element1531" />
        <label xlink:type="resource" xlink:label="label1531" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_en-US">Minimum to be well capitalized - Tier 1 capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1531" xlink:to="label1531" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="element1532" />
        <label xlink:type="resource" xlink:label="label1532" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TimeDepositMaturitiesYearFour_en-US">Time Deposit Maturities, Year Four</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1532" xlink:to="label1532" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDeposits" xlink:label="element1533" />
        <label xlink:type="resource" xlink:label="label1533" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TimeDeposits_en-US">Tme Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1533" xlink:to="label1533" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDeposits" xlink:label="element1534" />
        <label xlink:type="resource" xlink:label="label1534" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TimeDeposits_en-US">Time Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1534" xlink:to="label1534" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDeposits" xlink:label="element1535" />
        <label xlink:type="resource" xlink:label="label1535" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_TimeDeposits_en-US">Total Time deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1535" xlink:to="label1535" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="element1536" />
        <label xlink:type="resource" xlink:label="label1536" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TimeDepositMaturitiesYearThree_en-US">Time Deposit Maturities, Year Three</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1536" xlink:to="label1536" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="element1537" />
        <label xlink:type="resource" xlink:label="label1537" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TimeDeposits100000OrMore_en-US">Time Deposits, $100,000 or More</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1537" xlink:to="label1537" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="element1538" />
        <label xlink:type="resource" xlink:label="label1538" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TimeDepositMaturitiesYearTwo_en-US">Time Deposit Maturities, Year Two</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1538" xlink:to="label1538" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="element1539" />
        <label xlink:type="resource" xlink:label="label1539" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TimeDepositMaturitiesYearFive_en-US">Time Deposit Maturities, Year Five</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1539" xlink:to="label1539" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="element1540" />
        <label xlink:type="resource" xlink:label="label1540" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TimeDepositMaturitiesAfterYearFive_en-US">Time Deposit Maturities, after Year Five</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1540" xlink:to="label1540" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="element1541" />
        <label xlink:type="resource" xlink:label="label1541" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TimeDepositMaturitiesYearOne_en-US">Time Deposit Maturities, Year One</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1541" xlink:to="label1541" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="element1542" />
        <label xlink:type="resource" xlink:label="label1542" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_TimeDepositMaturitiesYearOne_en-US">Total Time deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1542" xlink:to="label1542" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecuritiesEquity" xlink:label="element1543" />
        <label xlink:type="resource" xlink:label="label1543" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TradingSecuritiesEquity_en-US">Trading Securities Equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1543" xlink:to="label1543" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecuritiesEquity" xlink:label="element1544" />
        <label xlink:type="resource" xlink:label="label1544" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TradingSecuritiesEquity_en-US">Trading Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1544" xlink:to="label1544" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecurities" xlink:label="element1545" />
        <label xlink:type="resource" xlink:label="label1545" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TradingSecurities_en-US">Trading Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1545" xlink:to="label1545" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecurities" xlink:label="element1546" />
        <label xlink:type="resource" xlink:label="label1546" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TradingSecurities_en-US">Trading Securities, at fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1546" xlink:to="label1546" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1" xlink:label="element1547" />
        <label xlink:type="resource" xlink:label="label1547" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_en-US">Transfer Of Loans Held For Sale To Portfolio Loans1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1547" xlink:to="label1547" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1" xlink:label="element1548" />
        <label xlink:type="resource" xlink:label="label1548" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_en-US">Reclassification of loans held-for-sale portfolio to investment portfolio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1548" xlink:to="label1548" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:label="element1549" />
        <label xlink:type="resource" xlink:label="label1549" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_en-US">Transfer of Portfolio Loans and Leases to Held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1549" xlink:to="label1549" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:label="element1550" />
        <label xlink:type="resource" xlink:label="label1550" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_en-US">Reclassification of loans held-for-investment portfolio to held-for-sale portfolio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1550" xlink:to="label1550" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="element1551" />
        <label xlink:type="resource" xlink:label="label1551" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_en-US">Types of Financial Instruments [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1551" xlink:to="label1551" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="element1552" />
        <label xlink:type="resource" xlink:label="label1552" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_en-US">Loan Classification</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1552" xlink:to="label1552" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingAbstract" xlink:label="element1553" />
        <label xlink:type="resource" xlink:label="label1553" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TransfersAndServicingAbstract_en-US">TransfersAndServicingAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1553" xlink:to="label1553" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock" xlink:label="element1554" />
        <label xlink:type="resource" xlink:label="label1554" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_en-US">TransfersAndServicingOfFinancialAssetsTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1554" xlink:to="label1554" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock" xlink:label="element1555" />
        <label xlink:type="resource" xlink:label="label1555" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_en-US">SERVICING ASSETS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1555" xlink:to="label1555" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy" xlink:label="element1556" />
        <label xlink:type="resource" xlink:label="label1556" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy_en-US">Transfers And Servicing Of Financial Assets Servicing Of Financial Assets Policy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1556" xlink:to="label1556" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xlink:label="element1557" />
        <label xlink:type="resource" xlink:label="label1557" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_en-US">TransfersAndServicingOfFinancialAssetsAbstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1557" xlink:to="label1557" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="element1558" />
        <label xlink:type="resource" xlink:label="label1558" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TreasuryStockValueAcquiredCostMethod_en-US">Treasury Stock, Value, Acquired, Cost Method</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1558" xlink:to="label1558" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="element1559" />
        <label xlink:type="resource" xlink:label="label1559" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TreasuryStockValueAcquiredCostMethod_en-US">Stock purchased</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1559" xlink:to="label1559" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="element1560" />
        <label xlink:type="resource" xlink:label="label1560" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TreasuryStockValueAcquiredCostMethod_en-US">Stock purchased under the repurchase program</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1560" xlink:to="label1560" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="element1561" />
        <label xlink:type="resource" xlink:label="label1561" xlink:role="http://www.xbrl.org/2003/role/zeroVerboseLabel" xml:lang="en-US" id="zeroVerbose_us-gaap_TreasuryStockValueAcquiredCostMethod_en-US">Amount of repurchase shares under the stock repurchase program subsequent to current reporting period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1561" xlink:to="label1561" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="element1562" />
        <label xlink:type="resource" xlink:label="label1562" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TreasuryStockShares_en-US">Treasury stock at cost, shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1562" xlink:to="label1562" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="element1563" />
        <label xlink:type="resource" xlink:label="label1563" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TreasuryStockShares_en-US">Treasury stock, at cost, shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1563" xlink:to="label1563" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="element1564" />
        <label xlink:type="resource" xlink:label="label1564" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_TreasuryStockShares_en-US">Beginning of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1564" xlink:to="label1564" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="element1565" />
        <label xlink:type="resource" xlink:label="label1565" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_TreasuryStockShares_en-US">End of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1565" xlink:to="label1565" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="element1566" />
        <label xlink:type="resource" xlink:label="label1566" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_TreasuryStockShares_en-US">Treasury stock, at cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1566" xlink:to="label1566" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="element1567" />
        <label xlink:type="resource" xlink:label="label1567" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TreasuryStockMember_en-US">Treasury Stock [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1567" xlink:to="label1567" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="element1568" />
        <label xlink:type="resource" xlink:label="label1568" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TreasuryStockAcquiredAverageCostPerShare_en-US">Treasury Stock Acquired, Average Cost Per Share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1568" xlink:to="label1568" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="element1569" />
        <label xlink:type="resource" xlink:label="label1569" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TreasuryStockAcquiredAverageCostPerShare_en-US">Average price paid per share</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1569" xlink:to="label1569" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="element1570" />
        <label xlink:type="resource" xlink:label="label1570" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TreasuryStockAcquiredAverageCostPerShare_en-US">Average price paid per repurchase shares under the stock repurchase program subsequent to current reporting period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1570" xlink:to="label1570" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockCarryingBasis" xlink:label="element1571" />
        <label xlink:type="resource" xlink:label="label1571" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TreasuryStockCarryingBasis_en-US">Treasury stock, at cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1571" xlink:to="label1571" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockCarryingBasis" xlink:label="element1572" />
        <label xlink:type="resource" xlink:label="label1572" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_TreasuryStockCarryingBasis_en-US">Beginning of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1572" xlink:to="label1572" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockCarryingBasis" xlink:label="element1573" />
        <label xlink:type="resource" xlink:label="label1573" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_TreasuryStockCarryingBasis_en-US">End of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1573" xlink:to="label1573" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockCarryingBasis" xlink:label="element1574" />
        <label xlink:type="resource" xlink:label="label1574" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_TreasuryStockCarryingBasis_en-US">Treasury stock, at cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1574" xlink:to="label1574" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockCarryingBasis" xlink:label="element1575" />
        <label xlink:type="resource" xlink:label="label1575" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TreasuryStockCarryingBasis_en-US">Treasury Stock, Carrying Basis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1575" xlink:to="label1575" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="element1576" />
        <label xlink:type="resource" xlink:label="label1576" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_TreasuryStockValue_en-US">Treasury stock, at cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1576" xlink:to="label1576" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="element1577" />
        <label xlink:type="resource" xlink:label="label1577" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TreasuryStockValue_en-US">Treasury Stock, Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1577" xlink:to="label1577" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="element1578" />
        <label xlink:type="resource" xlink:label="label1578" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_TreasuryStockValue_en-US">Treasury stock, at cost, 6,564,124 shares (December 31, 2010 - 1,459,067 shares)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1578" xlink:to="label1578" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="element1579" />
        <label xlink:type="resource" xlink:label="label1579" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_TreasuryStockValue_en-US">Beginning of period (Value)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1579" xlink:to="label1579" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="element1580" />
        <label xlink:type="resource" xlink:label="label1580" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_TreasuryStockValue_en-US">End of period (Value)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1580" xlink:to="label1580" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:label="element1581" />
        <label xlink:type="resource" xlink:label="label1581" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_en-US">Troubled Debt Restructurings on Financing Receivables [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1581" xlink:to="label1581" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TypeOfRestructuringDomain" xlink:label="element1582" />
        <label xlink:type="resource" xlink:label="label1582" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TypeOfRestructuringDomain_en-US">Type Of Restructuring Domain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1582" xlink:to="label1582" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="element1583" />
        <label xlink:type="resource" xlink:label="label1583" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UnallocatedFinancingReceivablesMember_en-US">Unallocated Financing Receivables</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1583" xlink:to="label1583" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="element1584" />
        <label xlink:type="resource" xlink:label="label1584" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_UnallocatedFinancingReceivablesMember_en-US">Unallocated [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1584" xlink:to="label1584" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock" xlink:label="element1585" />
        <label xlink:type="resource" xlink:label="label1585" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock_en-US">Unrealized Gain Loss On Investments Table Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1585" xlink:to="label1585" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock" xlink:label="element1586" />
        <label xlink:type="resource" xlink:label="label1586" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock_en-US">Schedule of sale of securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1586" xlink:to="label1586" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock" xlink:label="element1587" />
        <label xlink:type="resource" xlink:label="label1587" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock_en-US">Gross Realized Gains and Losses by Category</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1587" xlink:to="label1587" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xlink:label="element1588" />
        <label xlink:type="resource" xlink:label="label1588" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_en-US">Unrealized Gain (Loss) on Interest Rate Cash Flow Hedges, Pretax, Accumulated Other Comprehensive Income (Loss)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1588" xlink:to="label1588" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xlink:label="element1589" />
        <label xlink:type="resource" xlink:label="label1589" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_en-US">Unrealized gain (loss) on cash flow hedges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1589" xlink:to="label1589" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromAcquisition" xlink:label="element1590" />
        <label xlink:type="resource" xlink:label="label1590" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromAcquisition_en-US">Unrecognized Tax Benefits Increases Resulting From Acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1590" xlink:to="label1590" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued" xlink:label="element1591" />
        <label xlink:type="resource" xlink:label="label1591" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_en-US">Unrecognized Tax Benefits, Interest on Income Taxes Accrued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1591" xlink:to="label1591" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities" xlink:label="element1592" />
        <label xlink:type="resource" xlink:label="label1592" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_en-US">Unrecognized Tax Benefits Decreases Resulting From Settlements With Taxing Authorities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1592" xlink:to="label1592" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" xlink:label="element1593" />
        <label xlink:type="resource" xlink:label="label1593" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_en-US">Unrecognized Tax Benefits Reductions Resulting From Lapse Of Applicable Statute Of Limitations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1593" xlink:to="label1593" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="element1594" />
        <label xlink:type="resource" xlink:label="label1594" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UnrecognizedTaxBenefits_en-US">Unrecognized Tax Benefits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1594" xlink:to="label1594" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="element1595" />
        <label xlink:type="resource" xlink:label="label1595" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_us-gaap_UnrecognizedTaxBenefits_en-US">Balance at beginning of year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1595" xlink:to="label1595" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="element1596" />
        <label xlink:type="resource" xlink:label="label1596" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_us-gaap_UnrecognizedTaxBenefits_en-US">Balance at end of year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1596" xlink:to="label1596" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions" xlink:label="element1597" />
        <label xlink:type="resource" xlink:label="label1597" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions_en-US">Unrecognized Tax Benefits Increases Resulting From Prior Period Tax Positions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1597" xlink:to="label1597" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued" xlink:label="element1598" />
        <label xlink:type="resource" xlink:label="label1598" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued_en-US">Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1598" xlink:to="label1598" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnsecuredDebtMember" xlink:label="element1599" />
        <label xlink:type="resource" xlink:label="label1599" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UnsecuredDebtMember_en-US">Unsecured Debt [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1599" xlink:to="label1599" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UseOfEstimates" xlink:label="element1600" />
        <label xlink:type="resource" xlink:label="label1600" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_UseOfEstimates_en-US">Use Of Estimates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1600" xlink:to="label1600" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="element1601" />
        <label xlink:type="resource" xlink:label="label1601" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_en-US">US Government-sponsored Enterprises Debt Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1601" xlink:to="label1601" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="element1602" />
        <label xlink:type="resource" xlink:label="label1602" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_en-US">Obligation of US Government sponsored agencies at loss [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1602" xlink:to="label1602" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="element1603" />
        <label xlink:type="resource" xlink:label="label1603" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_USStatesAndPoliticalSubdivisionsMember_en-US">US States and Political Subdivisions Debt Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1603" xlink:to="label1603" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="element1604" />
        <label xlink:type="resource" xlink:label="label1604" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_USStatesAndPoliticalSubdivisionsMember_en-US">Obligation of Puerto Rico Government and political subdivisions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1604" xlink:to="label1604" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="element1605" />
        <label xlink:type="resource" xlink:label="label1605" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_USTreasurySecuritiesMember_en-US">US Treasury Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1605" xlink:to="label1605" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationAllowancesAndReservesBalance" xlink:label="element1606" />
        <label xlink:type="resource" xlink:label="label1606" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ValuationAllowancesAndReservesBalance_en-US">Valuation Allowances And Reserves Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1606" xlink:to="label1606" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="element1607" />
        <label xlink:type="resource" xlink:label="label1607" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ValuationTechniqueDomain_en-US">Valuation Technique [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1607" xlink:to="label1607" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueAxis" xlink:label="element1608" />
        <label xlink:type="resource" xlink:label="label1608" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_ValuationTechniqueAxis_en-US">Valuation Technique [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1608" xlink:to="label1608" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageRateDomesticDeposit" xlink:label="element1609" />
        <label xlink:type="resource" xlink:label="label1609" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_WeightedAverageRateDomesticDeposit_en-US">Weighted Average Rate Domestic Deposit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1609" xlink:to="label1609" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="element1610" />
        <label xlink:type="resource" xlink:label="label1610" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_en-US">Average common shares outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1610" xlink:to="label1610" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="element1611" />
        <label xlink:type="resource" xlink:label="label1611" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_en-US">Average common shares outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1611" xlink:to="label1611" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted" xlink:label="element1612" />
        <label xlink:type="resource" xlink:label="label1612" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_en-US">Weighted Average Number Of Share Outstanding Basic And Diluted</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1612" xlink:to="label1612" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted" xlink:label="element1613" />
        <label xlink:type="resource" xlink:label="label1613" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_en-US">Average common shares outstanding and equivalents</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1613" xlink:to="label1613" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted" xlink:label="element1614" />
        <label xlink:type="resource" xlink:label="label1614" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_en-US">Average common shares outstanding and equivalents</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1614" xlink:to="label1614" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag" xlink:label="element1615" />
        <label xlink:type="resource" xlink:label="label1615" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_AmendmentFlag_en-US">Amendment Flag</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1615" xlink:to="label1615" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="element1616" />
        <label xlink:type="resource" xlink:label="label1616" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_CurrentFiscalYearEndDate_en-US">Current Fiscal Year End Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1616" xlink:to="label1616" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="element1617" />
        <label xlink:type="resource" xlink:label="label1617" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentPeriodEndDate_en-US">Document Period End Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1617" xlink:to="label1617" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="element1618" />
        <label xlink:type="resource" xlink:label="label1618" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityDomain_en-US">Entity [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1618" xlink:to="label1618" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="element1619" />
        <label xlink:type="resource" xlink:label="label1619" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityWellKnownSeasonedIssuer_en-US">Entity Well Known Seasoned Issuer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1619" xlink:to="label1619" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="element1620" />
        <label xlink:type="resource" xlink:label="label1620" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityVoluntaryFilers_en-US">Entity Voluntary Filers</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1620" xlink:to="label1620" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="element1621" />
        <label xlink:type="resource" xlink:label="label1621" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityCurrentReportingStatus_en-US">Entity Current Reporting Status</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1621" xlink:to="label1621" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityFilerCategory" xlink:label="element1622" />
        <label xlink:type="resource" xlink:label="label1622" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityFilerCategory_en-US">Entity Filer Category</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1622" xlink:to="label1622" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityPublicFloat" xlink:label="element1623" />
        <label xlink:type="resource" xlink:label="label1623" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityPublicFloat_en-US">Entity Public Float</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1623" xlink:to="label1623" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName" xlink:label="element1624" />
        <label xlink:type="resource" xlink:label="label1624" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityRegistrantName_en-US">Entity Registrant Name</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1624" xlink:to="label1624" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="element1625" />
        <label xlink:type="resource" xlink:label="label1625" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityCentralIndexKey_en-US">Entity Central Index Key</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1625" xlink:to="label1625" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="element1626" />
        <label xlink:type="resource" xlink:label="label1626" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityCommonStockSharesOutstanding_en-US">Entity Common Stock, Shares Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1626" xlink:to="label1626" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="element1627" />
        <label xlink:type="resource" xlink:label="label1627" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentFiscalYearFocus_en-US">Document Fiscal Year Focus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1627" xlink:to="label1627" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="element1628" />
        <label xlink:type="resource" xlink:label="label1628" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentFiscalPeriodFocus_en-US">Document Fiscal Period Focus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1628" xlink:to="label1628" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="element1629" />
        <label xlink:type="resource" xlink:label="label1629" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_LegalEntityAxis_en-US">Legal Entity [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1629" xlink:to="label1629" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType" xlink:label="element1630" />
        <label xlink:type="resource" xlink:label="label1630" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentType_en-US">Document Type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1630" xlink:to="label1630" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentTableTextBlock" xlink:label="element1631" />
        <label xlink:type="resource" xlink:label="label1631" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_InvestmentTableTextBlock_en-US">Investment Table Text Block</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1631" xlink:to="label1631" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="element1632" />
        <label xlink:type="resource" xlink:label="label1632" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_InvestmentSecuritiesClassAxis_en-US">Investment Securities Class [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1632" xlink:to="label1632" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentRepurchaseAgreementDateOfAgreement" xlink:label="element1633" />
        <label xlink:type="resource" xlink:label="label1633" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_InvestmentRepurchaseAgreementDateOfAgreement_en-US">Investment Repurchase Agreement, Date of Agreement</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1633" xlink:to="label1633" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentRepurchaseAgreementDateOfAgreement" xlink:label="element1634" />
        <label xlink:type="resource" xlink:label="label1634" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_invest_InvestmentRepurchaseAgreementDateOfAgreement_en-US">Settlement Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1634" xlink:to="label1634" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentRepurchaseAgreementRepurchaseDate" xlink:label="element1635" />
        <label xlink:type="resource" xlink:label="label1635" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_InvestmentRepurchaseAgreementRepurchaseDate_en-US">Investment Repurchase Agreement, Repurchase Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1635" xlink:to="label1635" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="element1636" />
        <label xlink:type="resource" xlink:label="label1636" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_DerivativeNotionalAmount_en-US">Derivative, Notional Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1636" xlink:to="label1636" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="element1637" />
        <label xlink:type="resource" xlink:label="label1637" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_invest_DerivativeNotionalAmount_en-US">Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1637" xlink:to="label1637" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="element1638" />
        <label xlink:type="resource" xlink:label="label1638" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_invest_DerivativeNotionalAmount_en-US">Notional derivative not designated as an hedging instrument.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1638" xlink:to="label1638" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentContractSettlementDate" xlink:label="element1639" />
        <label xlink:type="resource" xlink:label="label1639" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_invest_InvestmentContractSettlementDate_en-US">Investment Contract Settlement Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1639" xlink:to="label1639" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentContractSettlementDate" xlink:label="element1640" />
        <label xlink:type="resource" xlink:label="label1640" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_invest_InvestmentContractSettlementDate_en-US">Settlement Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1640" xlink:to="label1640" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="element1641" />
        <label xlink:type="resource" xlink:label="label1641" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DocumentAndEntityInformationAbstract_en-US">Document and Entity Information [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1641" xlink:to="label1641" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizedCostOfTradingSecurities" xlink:label="element1642" />
        <label xlink:type="resource" xlink:label="label1642" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AmortizedCostOfTradingSecurities_en-US">Amortized cost of trading securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1642" xlink:to="label1642" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizedCostOfTradingSecurities" xlink:label="element1643" />
        <label xlink:type="resource" xlink:label="label1643" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_AmortizedCostOfTradingSecurities_en-US">Amortized cost of trading securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1643" xlink:to="label1643" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizedCostOfTradingSecurities" xlink:label="element1644" />
        <label xlink:type="resource" xlink:label="label1644" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AmortizedCostOfTradingSecurities_en-US">Amortized cost of securities trading</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1644" xlink:to="label1644" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicLossShareIncomeExpense" xlink:label="element1645" />
        <label xlink:type="resource" xlink:label="label1645" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicLossShareIncomeExpense_en-US">FDIC Loss Share (Expense) Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1645" xlink:to="label1645" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicLossShareIncomeExpense" xlink:label="element1646" />
        <label xlink:type="resource" xlink:label="label1646" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_FdicLossShareIncomeExpense_en-US">FDIC Loss Share (Expense) Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1646" xlink:to="label1646" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicLossShareIncomeExpense" xlink:label="element1647" />
        <label xlink:type="resource" xlink:label="label1647" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicLossShareIncomeExpense_en-US">Represents the net of: (1) accretion of the FDIC loss share indemnification asset which was initially recorded at fair value based on discounted cash flows; (2) impact of increases or decreases on expected FDIC reimbursements on covered loans accounted for under ASC 310-30, which impact the carrying amount of the FDIC loss share indemnification asset;(3) as the loan discount on loans acquired accounted for under ASC 310-20 is accreted to interest income, a corresponding reduction in the FDIC loss share indemnification asset is recorded with a reduction in non-interest income (reciprocal accounting); and (4) increases in the allowance for loan losses on covered loans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1647" xlink:to="label1647" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicLossShareIncomeExpense" xlink:label="element1648" />
        <label xlink:type="resource" xlink:label="label1648" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_FdicLossShareIncomeExpense_en-US">FDIC Loss Share (Expense), net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1648" xlink:to="label1648" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ElectronicBankingCharges" xlink:label="element1649" />
        <label xlink:type="resource" xlink:label="label1649" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ElectronicBankingCharges_en-US">Electronic Banking Charges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1649" xlink:to="label1649" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ElectronicBankingCharges" xlink:label="element1650" />
        <label xlink:type="resource" xlink:label="label1650" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_ElectronicBankingCharges_en-US">Electronic banking charges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1650" xlink:to="label1650" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ElectronicBankingCharges" xlink:label="element1651" />
        <label xlink:type="resource" xlink:label="label1651" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ElectronicBankingCharges_en-US">Electronic banking charges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1651" xlink:to="label1651" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DirectorAndInvestorsRelations" xlink:label="element1652" />
        <label xlink:type="resource" xlink:label="label1652" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DirectorAndInvestorsRelations_en-US">Director and Investors Relations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1652" xlink:to="label1652" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DirectorAndInvestorsRelations" xlink:label="element1653" />
        <label xlink:type="resource" xlink:label="label1653" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_DirectorAndInvestorsRelations_en-US">Director and investors relations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1653" xlink:to="label1653" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DirectorAndInvestorsRelations" xlink:label="element1654" />
        <label xlink:type="resource" xlink:label="label1654" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DirectorAndInvestorsRelations_en-US">Represents expenses and fees paid on directors and investors relations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1654" xlink:to="label1654" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities" xlink:label="element1655" />
        <label xlink:type="resource" xlink:label="label1655" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities_en-US">Mortgage Loans Securitized Into Mortgage Backed Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1655" xlink:to="label1655" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities" xlink:label="element1656" />
        <label xlink:type="resource" xlink:label="label1656" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities_en-US">Mortgage loans securitized into mortgage-backed securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1656" xlink:to="label1656" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities" xlink:label="element1657" />
        <label xlink:type="resource" xlink:label="label1657" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities_en-US">Mortgage loans securitized into mortgage-backed securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1657" xlink:to="label1657" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities" xlink:label="element1658" />
        <label xlink:type="resource" xlink:label="label1658" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities_en-US">Mortgage loans securitized into mortgage-backed securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1658" xlink:to="label1658" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StockUsedToMatchDefinedContributionPlan" xlink:label="element1659" />
        <label xlink:type="resource" xlink:label="label1659" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_StockUsedToMatchDefinedContributionPlan_en-US">Stock Used to Match Defined Contribution Plan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1659" xlink:to="label1659" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StockUsedToMatchDefinedContributionPlan" xlink:label="element1660" />
        <label xlink:type="resource" xlink:label="label1660" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_StockUsedToMatchDefinedContributionPlan_en-US">Stock used to match defined contribution plan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1660" xlink:to="label1660" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StockUsedToMatchDefinedContributionPlan" xlink:label="element1661" />
        <label xlink:type="resource" xlink:label="label1661" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_StockUsedToMatchDefinedContributionPlan_en-US">Stock used to match defined contribution plan.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1661" xlink:to="label1661" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalSurplusMember" xlink:label="element1662" />
        <label xlink:type="resource" xlink:label="label1662" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LegalSurplusMember_en-US">Legal Surplus [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1662" xlink:to="label1662" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalSurplusMember" xlink:label="element1663" />
        <label xlink:type="resource" xlink:label="label1663" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_LegalSurplusMember_en-US">Legal surplus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1663" xlink:to="label1663" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalSurplusMember" xlink:label="element1664" />
        <label xlink:type="resource" xlink:label="label1664" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LegalSurplusMember_en-US">Legal surplus.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1664" xlink:to="label1664" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements" xlink:label="element1665" />
        <label xlink:type="resource" xlink:label="label1665" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements_en-US">Real Estate Acquired Through Foreclosure Covered by Loss Share Agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1665" xlink:to="label1665" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements" xlink:label="element1666" />
        <label xlink:type="resource" xlink:label="label1666" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements_en-US">Foreclosed real estate covered under shared-loss agreements with the FDIC</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1666" xlink:to="label1666" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements" xlink:label="element1667" />
        <label xlink:type="resource" xlink:label="label1667" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements_en-US">Real Estate Acquired Through Foreclosure covered by loss sharing agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1667" xlink:to="label1667" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements" xlink:label="element1668" />
        <label xlink:type="resource" xlink:label="label1668" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements_en-US">Foreclosed real estate covered under shared loss agreements with the FDIC</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1668" xlink:to="label1668" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FeesAndCommissionsMortgageBankingAndServicingIncome" xlink:label="element1669" />
        <label xlink:type="resource" xlink:label="label1669" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FeesAndCommissionsMortgageBankingAndServicingIncome_en-US">Fees and Commissions Mortgage Banking and Servicing Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1669" xlink:to="label1669" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FeesAndCommissionsMortgageBankingAndServicingIncome" xlink:label="element1670" />
        <label xlink:type="resource" xlink:label="label1670" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_FeesAndCommissionsMortgageBankingAndServicingIncome_en-US">Mortgage banking activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1670" xlink:to="label1670" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FeesAndCommissionsMortgageBankingAndServicingIncome" xlink:label="element1671" />
        <label xlink:type="resource" xlink:label="label1671" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FeesAndCommissionsMortgageBankingAndServicingIncome_en-US">The noninterest income derived from mortgage banking activities (fees and commissions), including fees earned from servicing third-party assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1671" xlink:to="label1671" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferOfLoansToOtherRealEstate" xlink:label="element1672" />
        <label xlink:type="resource" xlink:label="label1672" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TransferOfLoansToOtherRealEstate_en-US">Transfer of Loans to Other Real Estate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1672" xlink:to="label1672" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferOfLoansToOtherRealEstate" xlink:label="element1673" />
        <label xlink:type="resource" xlink:label="label1673" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_TransferOfLoansToOtherRealEstate_en-US">Transfer from loans to foreclosed real estate and other repossessed assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1673" xlink:to="label1673" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferOfLoansToOtherRealEstate" xlink:label="element1674" />
        <label xlink:type="resource" xlink:label="label1674" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TransferOfLoansToOtherRealEstate_en-US">Loans charged-off, real estate property and other serving as collateral has been foreclosed.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1674" xlink:to="label1674" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferToLegalSurplus" xlink:label="element1675" />
        <label xlink:type="resource" xlink:label="label1675" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TransferToLegalSurplus_en-US">Transfer to legal surplus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1675" xlink:to="label1675" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferToLegalSurplus" xlink:label="element1676" />
        <label xlink:type="resource" xlink:label="label1676" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_TransferToLegalSurplus_en-US">Transfer from retained earnings/transfer to legal surplus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1676" xlink:to="label1676" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferToLegalSurplus" xlink:label="element1677" />
        <label xlink:type="resource" xlink:label="label1677" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TransferToLegalSurplus_en-US">The total amount transferred during the period from retained earnings to the statutory reserve (legal surplus) as required by the Banking Act of the Commonwealth of Puerto Rico. The amount to be transferred should be a minimum of 10% of the bank's net income until the reserve account equals the total paid-in-capital on common and preferred stock.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1677" xlink:to="label1677" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExercisedStockOptions" xlink:label="element1678" />
        <label xlink:type="resource" xlink:label="label1678" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ExercisedStockOptions_en-US">Exercised Stock Options</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1678" xlink:to="label1678" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExercisedStockOptions" xlink:label="element1679" />
        <label xlink:type="resource" xlink:label="label1679" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_ExercisedStockOptions_en-US">Exercised stock options</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1679" xlink:to="label1679" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExercisedStockOptions" xlink:label="element1680" />
        <label xlink:type="resource" xlink:label="label1680" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ExercisedStockOptions_en-US">Represents stock options exercised during the period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1680" xlink:to="label1680" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="element1681" />
        <label xlink:type="resource" xlink:label="label1681" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_en-US">Gains Losses on Sales of Assets and Market Adjustments [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1681" xlink:to="label1681" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="element1682" />
        <label xlink:type="resource" xlink:label="label1682" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_en-US">(Gain) loss on:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1682" xlink:to="label1682" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="element1683" />
        <label xlink:type="resource" xlink:label="label1683" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_en-US">Net gain (loss) on:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1683" xlink:to="label1683" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="element1684" />
        <label xlink:type="resource" xlink:label="label1684" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_en-US">Gains losses on sales of assets and market adjustments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1684" xlink:to="label1684" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExercisedRestrictedStockUnitsWithTreasuryShares" xlink:label="element1685" />
        <label xlink:type="resource" xlink:label="label1685" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares_en-US">Exercised Restricted Stock Units with Treasury Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1685" xlink:to="label1685" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExercisedRestrictedStockUnitsWithTreasuryShares" xlink:label="element1686" />
        <label xlink:type="resource" xlink:label="label1686" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares_en-US">Lapsed restricted stock units</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1686" xlink:to="label1686" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExercisedRestrictedStockUnitsWithTreasuryShares" xlink:label="element1687" />
        <label xlink:type="resource" xlink:label="label1687" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares_en-US">Lapsed restricted stock units</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1687" xlink:to="label1687" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExercisedRestrictedStockUnitsWithTreasuryShares" xlink:label="element1688" />
        <label xlink:type="resource" xlink:label="label1688" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares_en-US">Lapsed restricted stock units.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1688" xlink:to="label1688" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DepositsAndRelatedInterestAbstract" xlink:label="element1689" />
        <label xlink:type="resource" xlink:label="label1689" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DepositsAndRelatedInterestAbstract_en-US">Deposits and Related Interest [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1689" xlink:to="label1689" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DepositsAndRelatedInterestAbstract" xlink:label="element1690" />
        <label xlink:type="resource" xlink:label="label1690" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DepositsAndRelatedInterestAbstract_en-US">Deposits and related interest.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1690" xlink:to="label1690" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DepositsAndRelatedInterestAbstract" xlink:label="element1691" />
        <label xlink:type="resource" xlink:label="label1691" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_DepositsAndRelatedInterestAbstract_en-US">Deposits and Related Interest</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1691" xlink:to="label1691" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanServicingAndCleaningExpenses" xlink:label="element1692" />
        <label xlink:type="resource" xlink:label="label1692" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoanServicingAndCleaningExpenses_en-US">Loan Servicing And Cleaning Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1692" xlink:to="label1692" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanServicingAndCleaningExpenses" xlink:label="element1693" />
        <label xlink:type="resource" xlink:label="label1693" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_LoanServicingAndCleaningExpenses_en-US">Loan servicing and clearing expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1693" xlink:to="label1693" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanServicingAndCleaningExpenses" xlink:label="element1694" />
        <label xlink:type="resource" xlink:label="label1694" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LoanServicingAndCleaningExpenses_en-US">Represents (1) the loan servicing fees paid to third parties that relate to loan expenses for a portfolio containing the entire group of loans owned by the company; and (2) clearing expenses.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1694" xlink:to="label1694" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PercentOfLossesFdicAbsorbs" xlink:label="element1695" />
        <label xlink:type="resource" xlink:label="label1695" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PercentOfLossesFdicAbsorbs_en-US">Percent Of Losses Fdic Absorbs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1695" xlink:to="label1695" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PercentOfLossesFdicAbsorbs" xlink:label="element1696" />
        <label xlink:type="resource" xlink:label="label1696" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PercentOfLossesFdicAbsorbs_en-US">Percent of estimated losses of acquired loans, foreclosed real estate, and other repossessed property under the terms of the shared-loss agreements,which would be asbored by FDIC.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1696" xlink:to="label1696" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PercentOfLossesRecoveriesFdicShares" xlink:label="element1697" />
        <label xlink:type="resource" xlink:label="label1697" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PercentOfLossesRecoveriesFdicShares_en-US">Percent Of Losses Recoveries Fdic Shares</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1697" xlink:to="label1697" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PercentOfLossesRecoveriesFdicShares" xlink:label="element1698" />
        <label xlink:type="resource" xlink:label="label1698" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PercentOfLossesRecoveriesFdicShares_en-US">Percent of estimated losses recovries from the acquired loans, foreclosed real estate, and other repossessed property ,which would be asbored by FDIC under the terms of the shared-loss agreements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1698" xlink:to="label1698" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicClawbackLiability" xlink:label="element1699" />
        <label xlink:type="resource" xlink:label="label1699" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicClawbackLiability_en-US">FDIC Clawback Liability</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1699" xlink:to="label1699" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicClawbackLiability" xlink:label="element1700" />
        <label xlink:type="resource" xlink:label="label1700" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicClawbackLiability_en-US">Increases of the clawback liability due to a decline ain expected losses of loans under sharing agreements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1700" xlink:to="label1700" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicClawbackLiability" xlink:label="element1701" />
        <label xlink:type="resource" xlink:label="label1701" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_ofg_FdicClawbackLiability_en-US">Change in true-up payment obligation expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1701" xlink:to="label1701" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicClawbackLiability" xlink:label="element1702" />
        <label xlink:type="resource" xlink:label="label1702" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FdicClawbackLiability_en-US">Change in true-up payment obligation expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1702" xlink:to="label1702" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses" xlink:label="element1703" />
        <label xlink:type="resource" xlink:label="label1703" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses_en-US">FDIC Indemnification Asset Additional Estimated Expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1703" xlink:to="label1703" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses" xlink:label="element1704" />
        <label xlink:type="resource" xlink:label="label1704" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses_en-US">Amount of increases to the indemnification asset due to additional estimated expenses assumed by the Federal Deposit Insurance Corporation (FDIC), relating to loss sharing agreements with the FDIC.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1704" xlink:to="label1704" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses" xlink:label="element1705" />
        <label xlink:type="resource" xlink:label="label1705" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses_en-US">Incurred expenses to be reimbursed under shared-loss agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1705" xlink:to="label1705" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses" xlink:label="element1706" />
        <label xlink:type="resource" xlink:label="label1706" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses_en-US">Incurred expenses to be reimbursed under shared-loss agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1706" xlink:to="label1706" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization" xlink:label="element1707" />
        <label xlink:type="resource" xlink:label="label1707" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization_en-US">Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Amortization</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1707" xlink:to="label1707" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization" xlink:label="element1708" />
        <label xlink:type="resource" xlink:label="label1708" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization_en-US">Amortization that have taken place during the period in relation to assets measured at fair value and categorized within Level 3 of the fair value hierarchy.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1708" xlink:to="label1708" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization" xlink:label="element1709" />
        <label xlink:type="resource" xlink:label="label1709" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization_en-US">Amortization</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1709" xlink:to="label1709" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAssetsMember" xlink:label="element1710" />
        <label xlink:type="resource" xlink:label="label1710" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ServicingAssetsMember_en-US">Servicing Assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1710" xlink:to="label1710" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsIndicativePricing" xlink:label="element1711" />
        <label xlink:type="resource" xlink:label="label1711" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FairValueInputsIndicativePricing_en-US">Fair Value Inputs Indicative Pricing</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1711" xlink:to="label1711" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsIndicativePricing" xlink:label="element1712" />
        <label xlink:type="resource" xlink:label="label1712" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FairValueInputsIndicativePricing_en-US">A nominal quote expressed as a percentage, used as an input to measure fair value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1712" xlink:to="label1712" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsIndicativePricing" xlink:label="element1713" />
        <label xlink:type="resource" xlink:label="label1713" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FairValueInputsIndicativePricing_en-US">Indicative Pricing</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1713" xlink:to="label1713" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsYieldToMaturity" xlink:label="element1714" />
        <label xlink:type="resource" xlink:label="label1714" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FairValueInputsYieldToMaturity_en-US">Fair Value Inputs Yield To Maturity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1714" xlink:to="label1714" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsYieldToMaturity" xlink:label="element1715" />
        <label xlink:type="resource" xlink:label="label1715" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FairValueInputsYieldToMaturity_en-US">Indicates the interest rate in the "Investment, Interest Rate" concept is the current yield of the investment as of the date of the report, used as an input to measure fair value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1715" xlink:to="label1715" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsYieldToMaturity" xlink:label="element1716" />
        <label xlink:type="resource" xlink:label="label1716" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FairValueInputsYieldToMaturity_en-US">Yield to maturity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1716" xlink:to="label1716" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsSpreadToMaturity" xlink:label="element1717" />
        <label xlink:type="resource" xlink:label="label1717" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FairValueInputsSpreadToMaturity_en-US">Fair Value Inputs Spread To Maturity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1717" xlink:to="label1717" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsSpreadToMaturity" xlink:label="element1718" />
        <label xlink:type="resource" xlink:label="label1718" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FairValueInputsSpreadToMaturity_en-US">Return on a fixed rate note, relative to its index rate, expressed as a percentage, used as an input to measure fair value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1718" xlink:to="label1718" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsSpreadToMaturity" xlink:label="element1719" />
        <label xlink:type="resource" xlink:label="label1719" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FairValueInputsSpreadToMaturity_en-US">Spread to maturity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1719" xlink:to="label1719" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashFlowValuationTechniqueMember" xlink:label="element1720" />
        <label xlink:type="resource" xlink:label="label1720" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CashFlowValuationTechniqueMember_en-US">Cash Flow Valuation Technique [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1720" xlink:to="label1720" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashFlowValuationTechniqueMember" xlink:label="element1721" />
        <label xlink:type="resource" xlink:label="label1721" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CashFlowValuationTechniqueMember_en-US">Cash flow approach valuation technique used to measure fair value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1721" xlink:to="label1721" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OptionPricingModelTechniqueMember" xlink:label="element1722" />
        <label xlink:type="resource" xlink:label="label1722" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OptionPricingModelTechniqueMember_en-US">Option Pricing Model Technique [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1722" xlink:to="label1722" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OptionPricingModelTechniqueMember" xlink:label="element1723" />
        <label xlink:type="resource" xlink:label="label1723" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OptionPricingModelTechniqueMember_en-US">Option pricing model valuation technique used to measure fair value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1723" xlink:to="label1723" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CarryingValueDisclosureAbstract" xlink:label="element1724" />
        <label xlink:type="resource" xlink:label="label1724" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CarryingValueDisclosureAbstract_en-US">Carrying Value Disclosure [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1724" xlink:to="label1724" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueAbstract" xlink:label="element1725" />
        <label xlink:type="resource" xlink:label="label1725" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FairValueAbstract_en-US">Fair Value [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1725" xlink:to="label1725" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableFairValueDisclosureCovered" xlink:label="element1726" />
        <label xlink:type="resource" xlink:label="label1726" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoansReceivableFairValueDisclosureCovered_en-US">Loans Receivable Fair Value Disclosure Covered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1726" xlink:to="label1726" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableFairValueDisclosureCovered" xlink:label="element1727" />
        <label xlink:type="resource" xlink:label="label1727" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LoansReceivableFairValueDisclosureCovered_en-US">This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents loan receivable as presented on the statement of financial position which may include mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts, or any other loans covered under the FDIC shared-loss agreements which are due the Company as of the balance sheet date.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1727" xlink:to="label1727" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableFairValueDisclosureCovered" xlink:label="element1728" />
        <label xlink:type="resource" xlink:label="label1728" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_LoansReceivableFairValueDisclosureCovered_en-US">Covered loans, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1728" xlink:to="label1728" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityAxis" xlink:label="element1729" />
        <label xlink:type="resource" xlink:label="label1729" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ContractualMaturityAxis_en-US">Contractual Maturity [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1729" xlink:to="label1729" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="element1730" />
        <label xlink:type="resource" xlink:label="label1730" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ContractualMaturityDomain_en-US">Contractual Maturity [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1730" xlink:to="label1730" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueFromOneToFiveYearsMember" xlink:label="element1731" />
        <label xlink:type="resource" xlink:label="label1731" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MaturitiesDueFromOneToFiveYearsMember_en-US">Maturities Due From One To Five Years [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1731" xlink:to="label1731" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueFromOneToFiveYearsMember" xlink:label="element1732" />
        <label xlink:type="resource" xlink:label="label1732" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_MaturitiesDueFromOneToFiveYearsMember_en-US">Due from 1 to 5 years</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1732" xlink:to="label1732" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueFromFiveToTenYearsMember" xlink:label="element1733" />
        <label xlink:type="resource" xlink:label="label1733" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MaturitiesDueFromFiveToTenYearsMember_en-US">Maturities Due From Five To Ten Years [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1733" xlink:to="label1733" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueFromFiveToTenYearsMember" xlink:label="element1734" />
        <label xlink:type="resource" xlink:label="label1734" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_MaturitiesDueFromFiveToTenYearsMember_en-US">Due from 5 to 10 years</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1734" xlink:to="label1734" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueAfterTenYearsMember" xlink:label="element1735" />
        <label xlink:type="resource" xlink:label="label1735" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MaturitiesDueAfterTenYearsMember_en-US">Maturities Due After Ten Years [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1735" xlink:to="label1735" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueAfterTenYearsMember" xlink:label="element1736" />
        <label xlink:type="resource" xlink:label="label1736" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_MaturitiesDueAfterTenYearsMember_en-US">Due after 10 years</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1736" xlink:to="label1736" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract" xlink:label="element1737" />
        <label xlink:type="resource" xlink:label="label1737" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_en-US">Available For Sale Securities More Than One Year [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1737" xlink:to="label1737" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract" xlink:label="element1738" />
        <label xlink:type="resource" xlink:label="label1738" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_en-US">12 months or more</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1738" xlink:to="label1738" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWithinOneYearAbstract" xlink:label="element1739" />
        <label xlink:type="resource" xlink:label="label1739" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_en-US">Available For Sale Securities Within One Year [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1739" xlink:to="label1739" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWithinOneYearAbstract" xlink:label="element1740" />
        <label xlink:type="resource" xlink:label="label1740" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_en-US">Less than 12 months</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1740" xlink:to="label1740" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DepositsByComponentTableTextBlock" xlink:label="element1741" />
        <label xlink:type="resource" xlink:label="label1741" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DepositsByComponentTableTextBlock_en-US">Deposits By Component [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1741" xlink:to="label1741" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DepositsByComponentTableTextBlock" xlink:label="element1742" />
        <label xlink:type="resource" xlink:label="label1742" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DepositsByComponentTableTextBlock_en-US">Tabular disclosure of deposits by components.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1742" xlink:to="label1742" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestExpenseDomesticDepositLiabilitiesTableTextBlock" xlink:label="element1743" />
        <label xlink:type="resource" xlink:label="label1743" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InterestExpenseDomesticDepositLiabilitiesTableTextBlock_en-US">Interest Expense Domestic Deposit Liabilities [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1743" xlink:to="label1743" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestExpenseDomesticDepositLiabilitiesTableTextBlock" xlink:label="element1744" />
        <label xlink:type="resource" xlink:label="label1744" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InterestExpenseDomesticDepositLiabilitiesTableTextBlock_en-US">Tabular disclosure of interest expense domestic deposit liabilities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1744" xlink:to="label1744" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesOfTimeDepositsTableTextBlock" xlink:label="element1745" />
        <label xlink:type="resource" xlink:label="label1745" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MaturitiesOfTimeDepositsTableTextBlock_en-US">Maturities Of Time Deposits [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1745" xlink:to="label1745" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesOfTimeDepositsTableTextBlock" xlink:label="element1746" />
        <label xlink:type="resource" xlink:label="label1746" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MaturitiesOfTimeDepositsTableTextBlock_en-US">Tabular disclosure of time deposits maturities information.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1746" xlink:to="label1746" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems" xlink:label="element1747" />
        <label xlink:type="resource" xlink:label="label1747" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_en-US">Derivative Assets Liabilities At Fair Value Net [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1747" xlink:to="label1747" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems" xlink:label="element1748" />
        <label xlink:type="resource" xlink:label="label1748" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_en-US">Line Items represent Derivative Assets Liabilities At Fair Value Net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1748" xlink:to="label1748" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateAxis" xlink:label="element1749" />
        <label xlink:type="resource" xlink:label="label1749" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DerivativeByInterestRateAxis_en-US">Derivative By Interest Rate [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1749" xlink:to="label1749" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateAxis" xlink:label="element1750" />
        <label xlink:type="resource" xlink:label="label1750" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DerivativeByInterestRateAxis_en-US">Information pertinent to fixed rate of a derivative or group of derivatives on a disaggregated basis.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1750" xlink:to="label1750" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="element1751" />
        <label xlink:type="resource" xlink:label="label1751" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DerivativeByInterestRateDomain_en-US">Derivative By Interest Rate [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1751" xlink:to="label1751" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="element1752" />
        <label xlink:type="resource" xlink:label="label1752" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DerivativeByInterestRateDomain_en-US">Information pertinent to fixed rate of a derivative or group of derivatives on a disaggregated basis.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1752" xlink:to="label1752" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CapitalDisclosureAbstract" xlink:label="element1753" />
        <label xlink:type="resource" xlink:label="label1753" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CapitalDisclosureAbstract_en-US">Capital Disclosure [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1753" xlink:to="label1753" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GroupMember" xlink:label="element1754" />
        <label xlink:type="resource" xlink:label="label1754" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_GroupMember_en-US">Group [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1754" xlink:to="label1754" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GroupMember" xlink:label="element1755" />
        <label xlink:type="resource" xlink:label="label1755" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_GroupMember_en-US">Information for Group on consilidated basis.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1755" xlink:to="label1755" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankMember" xlink:label="element1756" />
        <label xlink:type="resource" xlink:label="label1756" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_BankMember_en-US">Bank [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1756" xlink:to="label1756" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankMember" xlink:label="element1757" />
        <label xlink:type="resource" xlink:label="label1757" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_BankMember_en-US">Information for the Group's bank subsidiary.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1757" xlink:to="label1757" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesNumberUsedToMatchDefinedContributionPlan" xlink:label="element1758" />
        <label xlink:type="resource" xlink:label="label1758" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommonSharesNumberUsedToMatchDefinedContributionPlan_en-US">Common Shares Number Used To Match Defined Contribution Plan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1758" xlink:to="label1758" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesNumberUsedToMatchDefinedContributionPlan" xlink:label="element1759" />
        <label xlink:type="resource" xlink:label="label1759" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommonSharesNumberUsedToMatchDefinedContributionPlan_en-US">The number of treasury stocks used to match the employee's contributions to the company's defined contribution pension plan.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1759" xlink:to="label1759" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesNumberUsedToMatchDefinedContributionPlan" xlink:label="element1760" />
        <label xlink:type="resource" xlink:label="label1760" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CommonSharesNumberUsedToMatchDefinedContributionPlan_en-US">Common shares used to match defined contribution plan, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1760" xlink:to="label1760" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesAmountUsedForExerciseOfRestrictedStockUnits" xlink:label="element1761" />
        <label xlink:type="resource" xlink:label="label1761" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommonSharesAmountUsedForExerciseOfRestrictedStockUnits_en-US">Common Shares Amount Used For Exercise Of Restricted Stock Units</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1761" xlink:to="label1761" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesAmountUsedForExerciseOfRestrictedStockUnits" xlink:label="element1762" />
        <label xlink:type="resource" xlink:label="label1762" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommonSharesAmountUsedForExerciseOfRestrictedStockUnits_en-US">Equity impact of treasury stocks used for the exercise of restricted stock options granted to employees.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1762" xlink:to="label1762" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesAmountUsedForExerciseOfRestrictedStockUnits" xlink:label="element1763" />
        <label xlink:type="resource" xlink:label="label1763" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_ofg_CommonSharesAmountUsedForExerciseOfRestrictedStockUnits_en-US">Common shares used for exercise of restricted stock units (Value)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1763" xlink:to="label1763" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesAmountUsedToMatchDefinedContributionPlan" xlink:label="element1764" />
        <label xlink:type="resource" xlink:label="label1764" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommonSharesAmountUsedToMatchDefinedContributionPlan_en-US">Common Shares Amount Used To Match Defined Contribution Plan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1764" xlink:to="label1764" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesAmountUsedToMatchDefinedContributionPlan" xlink:label="element1765" />
        <label xlink:type="resource" xlink:label="label1765" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommonSharesAmountUsedToMatchDefinedContributionPlan_en-US">Equity impact of treasury stocks used to match the employee's contributions to the company's defined contribution pension plan.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1765" xlink:to="label1765" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesAmountUsedToMatchDefinedContributionPlan" xlink:label="element1766" />
        <label xlink:type="resource" xlink:label="label1766" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CommonSharesAmountUsedToMatchDefinedContributionPlan_en-US">Common shares used to match defined contribution plan, net (Value)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1766" xlink:to="label1766" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommitmentsToSellOrSecuritizeMortgageLoans" xlink:label="element1767" />
        <label xlink:type="resource" xlink:label="label1767" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommitmentsToSellOrSecuritizeMortgageLoans_en-US">Commitments To Sell Or Securitize Mortgage Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1767" xlink:to="label1767" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommitmentsToSellOrSecuritizeMortgageLoans" xlink:label="element1768" />
        <label xlink:type="resource" xlink:label="label1768" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommitmentsToSellOrSecuritizeMortgageLoans_en-US">Represents the remaining balance on commitments to sell or securitize mortgage loans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1768" xlink:to="label1768" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommitmentsToSellOrSecuritizeMortgageLoans" xlink:label="element1769" />
        <label xlink:type="resource" xlink:label="label1769" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CommitmentsToSellOrSecuritizeMortgageLoans_en-US">commitment to sell or securitize</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1769" xlink:to="label1769" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PrepaidFdicInsurance" xlink:label="element1770" />
        <label xlink:type="resource" xlink:label="label1770" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PrepaidFdicInsurance_en-US">Prepaid FDIC insurance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1770" xlink:to="label1770" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PrepaidFdicInsurance" xlink:label="element1771" />
        <label xlink:type="resource" xlink:label="label1771" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PrepaidFdicInsurance_en-US">Prepayment balance of FDIC insurance assessment for the year 2012</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1771" xlink:to="label1771" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherIntangibleAssets" xlink:label="element1772" />
        <label xlink:type="resource" xlink:label="label1772" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_OtherIntangibleAssets_en-US">Core deposit intangible</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1772" xlink:to="label1772" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherIntangibleAssets" xlink:label="element1773" />
        <label xlink:type="resource" xlink:label="label1773" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OtherIntangibleAssets_en-US">Other Intangible Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1773" xlink:to="label1773" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherIntangibleAssets" xlink:label="element1774" />
        <label xlink:type="resource" xlink:label="label1774" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OtherIntangibleAssets_en-US">Other Intangible Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1774" xlink:to="label1774" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentInStatutoryTrust" xlink:label="element1775" />
        <label xlink:type="resource" xlink:label="label1775" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InvestmentInStatutoryTrust_en-US">Investment in Statutory Trust</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1775" xlink:to="label1775" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentInStatutoryTrust" xlink:label="element1776" />
        <label xlink:type="resource" xlink:label="label1776" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InvestmentInStatutoryTrust_en-US">Investment in Statutory Trust</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1776" xlink:to="label1776" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableRelatedPartiesDisposal" xlink:label="element1777" />
        <label xlink:type="resource" xlink:label="label1777" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_ofg_LoansAndLeasesReceivableRelatedPartiesDisposal_en-US">Credits of persons no longer considered related parties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1777" xlink:to="label1777" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableRelatedPartiesDisposal" xlink:label="element1778" />
        <label xlink:type="resource" xlink:label="label1778" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoansAndLeasesReceivableRelatedPartiesDisposal_en-US">Loans And Leases Receivable Related Parties Disposal</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1778" xlink:to="label1778" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableRelatedPartiesDisposal" xlink:label="element1779" />
        <label xlink:type="resource" xlink:label="label1779" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LoansAndLeasesReceivableRelatedPartiesDisposal_en-US">Reflects the amount of loans that the related parties are no longer considered as related parties.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1779" xlink:to="label1779" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional" xlink:label="element1780" />
        <label xlink:type="resource" xlink:label="label1780" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional_en-US">Interest Bearing Domestic Deposit Certificates Of Deposits Institutional</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1780" xlink:to="label1780" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional" xlink:label="element1781" />
        <label xlink:type="resource" xlink:label="label1781" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional_en-US">Amount of interest-bearing domestic certificate of institutional deposit liabilities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1781" xlink:to="label1781" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional" xlink:label="element1782" />
        <label xlink:type="resource" xlink:label="label1782" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional_en-US">Institutional certificates of deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1782" xlink:to="label1782" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TimeDepositMaturitiesLessThanThreeMonth" xlink:label="element1783" />
        <label xlink:type="resource" xlink:label="label1783" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TimeDepositMaturitiesLessThanThreeMonth_en-US">Time Deposit Maturities Less Than Three Month</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1783" xlink:to="label1783" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TimeDepositMaturitiesLessThanThreeMonth" xlink:label="element1784" />
        <label xlink:type="resource" xlink:label="label1784" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TimeDepositMaturitiesLessThanThreeMonth_en-US">Time Deposit Maturities Less Than Three Month</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1784" xlink:to="label1784" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TimeDepositMaturitiesThreeToTwelveMonth" xlink:label="element1785" />
        <label xlink:type="resource" xlink:label="label1785" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TimeDepositMaturitiesThreeToTwelveMonth_en-US">Time Deposit Maturities Three To Twelve Month</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1785" xlink:to="label1785" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TimeDepositMaturitiesThreeToTwelveMonth" xlink:label="element1786" />
        <label xlink:type="resource" xlink:label="label1786" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TimeDepositMaturitiesThreeToTwelveMonth_en-US">Time Deposit Maturities Three To Twelve Month</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1786" xlink:to="label1786" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankingMember" xlink:label="element1787" />
        <label xlink:type="resource" xlink:label="label1787" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_BankingMember_en-US">Banking [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1787" xlink:to="label1787" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankingMember" xlink:label="element1788" />
        <label xlink:type="resource" xlink:label="label1788" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_BankingMember_en-US">Banking</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1788" xlink:to="label1788" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_WealthManagementMember" xlink:label="element1789" />
        <label xlink:type="resource" xlink:label="label1789" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_WealthManagementMember_en-US">Wealth Management [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1789" xlink:to="label1789" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_WealthManagementMember" xlink:label="element1790" />
        <label xlink:type="resource" xlink:label="label1790" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_WealthManagementMember_en-US">Wealth Management</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1790" xlink:to="label1790" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_WealthManagementMember" xlink:label="element1791" />
        <label xlink:type="resource" xlink:label="label1791" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_WealthManagementMember_en-US">Financial Services</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1791" xlink:to="label1791" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajorSegmentMember" xlink:label="element1792" />
        <label xlink:type="resource" xlink:label="label1792" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MajorSegmentMember_en-US">Major Segment [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1792" xlink:to="label1792" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajorSegmentMember" xlink:label="element1793" />
        <label xlink:type="resource" xlink:label="label1793" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MajorSegmentMember_en-US">Major Segment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1793" xlink:to="label1793" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TreasuryMember" xlink:label="element1794" />
        <label xlink:type="resource" xlink:label="label1794" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TreasuryMember_en-US">Treasury [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1794" xlink:to="label1794" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TreasuryMember" xlink:label="element1795" />
        <label xlink:type="resource" xlink:label="label1795" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TreasuryMember_en-US">Treasury</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1795" xlink:to="label1795" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InternationalBankingEntityMember" xlink:label="element1796" />
        <label xlink:type="resource" xlink:label="label1796" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InternationalBankingEntityMember_en-US">International Banking Entity [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1796" xlink:to="label1796" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InternationalBankingEntityMember" xlink:label="element1797" />
        <label xlink:type="resource" xlink:label="label1797" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InternationalBankingEntityMember_en-US">International Banking Entity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1797" xlink:to="label1797" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InternationalBankingEntityMember" xlink:label="element1798" />
        <label xlink:type="resource" xlink:label="label1798" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_InternationalBankingEntityMember_en-US">IBE [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1798" xlink:to="label1798" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries" xlink:label="element1799" />
        <label xlink:type="resource" xlink:label="label1799" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries_en-US">Incurred expenses to be reimbursed under shared-loss agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1799" xlink:to="label1799" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries" xlink:label="element1800" />
        <label xlink:type="resource" xlink:label="label1800" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries_en-US">FDIC Indemnification Asset Additional Estimated Losses Recoveries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1800" xlink:to="label1800" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries" xlink:label="element1801" />
        <label xlink:type="resource" xlink:label="label1801" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries_en-US">Amount of increases to the indemnification asset due to additional estimated losses assumed by the Federal Deposit Insurance Corporation (FDIC), relating to loss sharing agreements with the FDIC.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1801" xlink:to="label1801" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries" xlink:label="element1802" />
        <label xlink:type="resource" xlink:label="label1802" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries_en-US">FDIC shared-loss portion of provision for (recapture of) loan and lease losses, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1802" xlink:to="label1802" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditSuisseSecuritiesLlcMember" xlink:label="element1803" />
        <label xlink:type="resource" xlink:label="label1803" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CreditSuisseSecuritiesLlcMember_en-US">Credit Suisse Securities LLC [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1803" xlink:to="label1803" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_JpMorganChaseBankNaMember" xlink:label="element1804" />
        <label xlink:type="resource" xlink:label="label1804" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_JpMorganChaseBankNaMember_en-US">Jp Morgan Chase Bank Na [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1804" xlink:to="label1804" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeutscheBankMember" xlink:label="element1805" />
        <label xlink:type="resource" xlink:label="label1805" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DeutscheBankMember_en-US">Deutsche Bank [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1805" xlink:to="label1805" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="element1806" />
        <label xlink:type="resource" xlink:label="label1806" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancingReceivablesInvestmentTypeDomain_en-US">Financing Receivables Investment Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1806" xlink:to="label1806" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NontraditionalMortgageMember" xlink:label="element1807" />
        <label xlink:type="resource" xlink:label="label1807" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NontraditionalMortgageMember_en-US">NonTraditional Mortgage [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1807" xlink:to="label1807" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NontraditionalMortgageMember" xlink:label="element1808" />
        <label xlink:type="resource" xlink:label="label1808" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NontraditionalMortgageMember_en-US">A broad term describing mortgages that do not take the traditional form. A traditional mortgage would require a relatively high initial down payment of about 25% and 25-year payment schedule with an interest rate that is compounded on a monthly basis. Nontraditional mortgages include interest-only mortgages, payment option adjustable rate mortgages (ARMs) and subprime mortgages.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1808" xlink:to="label1808" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeAxis" xlink:label="element1809" />
        <label xlink:type="resource" xlink:label="label1809" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancingReceivablesInvestmentTypeAxis_en-US">Financing Receivables Investment Type [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1809" xlink:to="label1809" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentTable" xlink:label="element1810" />
        <label xlink:type="resource" xlink:label="label1810" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancingReceivableRecordedInvestmentTable_en-US">Financing Receivable Recorded Investment [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1810" xlink:to="label1810" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="element1811" />
        <label xlink:type="resource" xlink:label="label1811" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommercialSecuredMember_en-US">Commercial Secured [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1811" xlink:to="label1811" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="element1812" />
        <label xlink:type="resource" xlink:label="label1812" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CommercialSecuredMember_en-US">Commercial Secured by real estate [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1812" xlink:to="label1812" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="element1813" />
        <label xlink:type="resource" xlink:label="label1813" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OtherCommercialMember_en-US">Other Commercial and Industrial[Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1813" xlink:to="label1813" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="element1814" />
        <label xlink:type="resource" xlink:label="label1814" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_OtherCommercialMember_en-US">Other commercial and industrial [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1814" xlink:to="label1814" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="element1815" />
        <label xlink:type="resource" xlink:label="label1815" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OtherCommercialMember_en-US">Other commercial lines of credit and industrial loans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1815" xlink:to="label1815" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="element1816" />
        <label xlink:type="resource" xlink:label="label1816" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_OtherCommercialMember_en-US">Commercial and Industrial</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1816" xlink:to="label1816" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreModificationWeightedAverageRate" xlink:label="element1817" />
        <label xlink:type="resource" xlink:label="label1817" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PreModificationWeightedAverageRate_en-US">Pre Modification Weighted Average Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1817" xlink:to="label1817" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreModificationWeightedAverageRate" xlink:label="element1818" />
        <label xlink:type="resource" xlink:label="label1818" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PreModificationWeightedAverageRate_en-US">Weighted average rate of financing receivables (before modification) modified by troubled debt restructurings.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1818" xlink:to="label1818" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreModificationWeightedAverageTerm" xlink:label="element1819" />
        <label xlink:type="resource" xlink:label="label1819" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PreModificationWeightedAverageTerm_en-US">Pre Modification Weighted Average Term</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1819" xlink:to="label1819" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreModificationWeightedAverageTerm" xlink:label="element1820" />
        <label xlink:type="resource" xlink:label="label1820" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PreModificationWeightedAverageTerm_en-US">Weighted average term of financing receivables (before modification) modified by troubled debt restructurings.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1820" xlink:to="label1820" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PostModificationWeightedAverageRate" xlink:label="element1821" />
        <label xlink:type="resource" xlink:label="label1821" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PostModificationWeightedAverageRate_en-US">Post Modification Weighted Average Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1821" xlink:to="label1821" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PostModificationWeightedAverageRate" xlink:label="element1822" />
        <label xlink:type="resource" xlink:label="label1822" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PostModificationWeightedAverageRate_en-US">Weighted average rate of financing receivables (after modification) modified by troubled debt restructurings.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1822" xlink:to="label1822" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PostModificationWeightedAverageTerm" xlink:label="element1823" />
        <label xlink:type="resource" xlink:label="label1823" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PostModificationWeightedAverageTerm_en-US">Post Modification Weighted Average Term</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1823" xlink:to="label1823" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PostModificationWeightedAverageTerm" xlink:label="element1824" />
        <label xlink:type="resource" xlink:label="label1824" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PostModificationWeightedAverageTerm_en-US">Weighted average term of financing receivables (after modification) modified by troubled debt restructurings.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1824" xlink:to="label1824" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TroubledDebtRestructuringMember" xlink:label="element1825" />
        <label xlink:type="resource" xlink:label="label1825" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TroubledDebtRestructuringMember_en-US">Troubled Debt Restructuring [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1825" xlink:to="label1825" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TroubledDebtRestructuringMember" xlink:label="element1826" />
        <label xlink:type="resource" xlink:label="label1826" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_TroubledDebtRestructuringMember_en-US">Troubled Debt Restructuring</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1826" xlink:to="label1826" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" xlink:label="element1827" />
        <label xlink:type="resource" xlink:label="label1827" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Non Accretable Discount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1827" xlink:to="label1827" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" xlink:label="element1828" />
        <label xlink:type="resource" xlink:label="label1828" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_en-US">The difference between the undiscounted contractual cash flows and the undiscounted expected cash flows. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1828" xlink:to="label1828" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" xlink:label="element1829" />
        <label xlink:type="resource" xlink:label="label1829" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_en-US">Non-acretable discount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1829" xlink:to="label1829" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" xlink:label="element1830" />
        <label xlink:type="resource" xlink:label="label1830" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_en-US">Balance at beginning of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1830" xlink:to="label1830" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" xlink:label="element1831" />
        <label xlink:type="resource" xlink:label="label1831" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_en-US">Balance at end of period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1831" xlink:to="label1831" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" xlink:label="element1832" />
        <label xlink:type="resource" xlink:label="label1832" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Gross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1832" xlink:to="label1832" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" xlink:label="element1833" />
        <label xlink:type="resource" xlink:label="label1833" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_en-US">The recorded balance, gross amount of any applicable reductions (for example, unamortized accretable yield and allowance for loan losses). This relates to loans not accounted for debt securities with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1833" xlink:to="label1833" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" xlink:label="element1834" />
        <label xlink:type="resource" xlink:label="label1834" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_en-US">Carrying amount, gross</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1834" xlink:to="label1834" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OneHundredMillionsMember" xlink:label="element1835" />
        <label xlink:type="resource" xlink:label="label1835" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OneHundredMillionsMember_en-US">One Hundred Millions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1835" xlink:to="label1835" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OneHundredMillionsMember" xlink:label="element1836" />
        <label xlink:type="resource" xlink:label="label1836" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_OneHundredMillionsMember_en-US">100 Millions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1836" xlink:to="label1836" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OneHundredMillionsMember" xlink:label="element1837" />
        <label xlink:type="resource" xlink:label="label1837" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OneHundredMillionsMember_en-US">Advances from FHLB for 100 millions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1837" xlink:to="label1837" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="element1838" />
        <label xlink:type="resource" xlink:label="label1838" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RepurchaseAgreementsDueDateDomain_en-US">Repurchase Agreements Due Date [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1838" xlink:to="label1838" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TwentyFiveMillionsMember" xlink:label="element1839" />
        <label xlink:type="resource" xlink:label="label1839" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TwentyFiveMillionsMember_en-US">Twenty Five Millions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1839" xlink:to="label1839" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TwentyFiveMillionsMember" xlink:label="element1840" />
        <label xlink:type="resource" xlink:label="label1840" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TwentyFiveMillionsMember_en-US">Advances from FHLB for 25 millions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1840" xlink:to="label1840" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TwentyFiveMillionsMember" xlink:label="element1841" />
        <label xlink:type="resource" xlink:label="label1841" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_TwentyFiveMillionsMember_en-US">25 millions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1841" xlink:to="label1841" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FiftyMillionsMember" xlink:label="element1842" />
        <label xlink:type="resource" xlink:label="label1842" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FiftyMillionsMember_en-US">Fifty Millions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1842" xlink:to="label1842" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FiftyMillionsMember" xlink:label="element1843" />
        <label xlink:type="resource" xlink:label="label1843" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FiftyMillionsMember_en-US">Advances from FHLB for 50 millions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1843" xlink:to="label1843" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FiftyMillionsMember" xlink:label="element1844" />
        <label xlink:type="resource" xlink:label="label1844" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FiftyMillionsMember_en-US">50 millions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1844" xlink:to="label1844" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesBookValue" xlink:label="element1845" />
        <label xlink:type="resource" xlink:label="label1845" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AvailableForSaleSecuritiesBookValue_en-US">This item represents the book value at the sale of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1845" xlink:to="label1845" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesBookValue" xlink:label="element1846" />
        <label xlink:type="resource" xlink:label="label1846" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesBookValue_en-US">Available-for-sale securities, Book Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1846" xlink:to="label1846" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesBookValue" xlink:label="element1847" />
        <label xlink:type="resource" xlink:label="label1847" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AvailableForSaleSecuritiesBookValue_en-US">Book Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1847" xlink:to="label1847" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWeightedAverageYield" xlink:label="element1848" />
        <label xlink:type="resource" xlink:label="label1848" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesWeightedAverageYield_en-US">Available For Sale Securities Weighted Average Yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1848" xlink:to="label1848" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWeightedAverageYield" xlink:label="element1849" />
        <label xlink:type="resource" xlink:label="label1849" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AvailableForSaleSecuritiesWeightedAverageYield_en-US">Reflects the calculation as of the balance sheet date of the average interest rate weighted by the amount of investment securities outstanding by type or by instrument at that time.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1849" xlink:to="label1849" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWeightedAverageYield" xlink:label="element1850" />
        <label xlink:type="resource" xlink:label="label1850" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AvailableForSaleSecuritiesWeightedAverageYield_en-US">Available for sale - Weighted Average Yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1850" xlink:to="label1850" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesWeightedAverageMaturity" xlink:label="element1851" />
        <label xlink:type="resource" xlink:label="label1851" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FhlbAdvancesWeightedAverageMaturity_en-US">FHLB Advances Weighted Average Maturity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1851" xlink:to="label1851" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesWeightedAverageMaturity" xlink:label="element1852" />
        <label xlink:type="resource" xlink:label="label1852" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FhlbAdvancesWeightedAverageMaturity_en-US">Weighted average maturity (weighted by amount of the agreement) of FHLB advances.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1852" xlink:to="label1852" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesWeightedAverageMaturity" xlink:label="element1853" />
        <label xlink:type="resource" xlink:label="label1853" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FhlbAdvancesWeightedAverageMaturity_en-US">Weighted average period remaining maturity of FHLB advances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1853" xlink:to="label1853" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TemporaryLiquidityGuaranteeProgramMember" xlink:label="element1854" />
        <label xlink:type="resource" xlink:label="label1854" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TemporaryLiquidityGuaranteeProgramMember_en-US">Temporary Liquidity Guarantee Program [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1854" xlink:to="label1854" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TemporaryLiquidityGuaranteeProgramMember" xlink:label="element1855" />
        <label xlink:type="resource" xlink:label="label1855" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TemporaryLiquidityGuaranteeProgramMember_en-US">FDIC's Tempoary Liquidity Guarantee Program.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1855" xlink:to="label1855" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HomeEquitySecuredPersonalLoansMember" xlink:label="element1856" />
        <label xlink:type="resource" xlink:label="label1856" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_HomeEquitySecuredPersonalLoansMember_en-US">Home equity secured personal loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1856" xlink:to="label1856" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual" xlink:label="element1857" />
        <label xlink:type="resource" xlink:label="label1857" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual_en-US">Financing Receivable Modifications Recorded Investment Not Included In Non Accrual</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1857" xlink:to="label1857" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual" xlink:label="element1858" />
        <label xlink:type="resource" xlink:label="label1858" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual_en-US">The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings, and are not in non-accrual status.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1858" xlink:to="label1858" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" xlink:label="element1859" />
        <label xlink:type="resource" xlink:label="label1859" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_en-US">Construction and development secured by family properties [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1859" xlink:to="label1859" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" xlink:label="element1860" />
        <label xlink:type="resource" xlink:label="label1860" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_en-US">Construction and development secured by family 1-4 properties [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1860" xlink:to="label1860" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" xlink:label="element1861" />
        <label xlink:type="resource" xlink:label="label1861" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_en-US">Construction and development secured by family 1-4 properties type of loan.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1861" xlink:to="label1861" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue" xlink:label="element1862" />
        <label xlink:type="resource" xlink:label="label1862" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue_en-US">Financing Receivable Recorded Investment 90 To 119 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1862" xlink:to="label1862" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue" xlink:label="element1863" />
        <label xlink:type="resource" xlink:label="label1863" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue_en-US">Financing receivables that are less than 119 days past due but more than 90 days past due.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1863" xlink:to="label1863" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue" xlink:label="element1864" />
        <label xlink:type="resource" xlink:label="label1864" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue_en-US">90-119 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1864" xlink:to="label1864" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue" xlink:label="element1865" />
        <label xlink:type="resource" xlink:label="label1865" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue_en-US">Financing Receivable Recorded Investment 120 To 364 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1865" xlink:to="label1865" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue" xlink:label="element1866" />
        <label xlink:type="resource" xlink:label="label1866" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue_en-US">Financing receivables that are less than 364 days past due but more than 120 days past due.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1866" xlink:to="label1866" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue" xlink:label="element1867" />
        <label xlink:type="resource" xlink:label="label1867" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue_en-US">120 - 364 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1867" xlink:to="label1867" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue" xlink:label="element1868" />
        <label xlink:type="resource" xlink:label="label1868" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue_en-US">Financing Receivable, Recorded Investment, Equal to Greater than 365 Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1868" xlink:to="label1868" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue" xlink:label="element1869" />
        <label xlink:type="resource" xlink:label="label1869" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue_en-US">Financing receivables that are equal to or greater than 365 days past due.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1869" xlink:to="label1869" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue" xlink:label="element1870" />
        <label xlink:type="resource" xlink:label="label1870" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue_en-US">365+ Days Past Due</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1870" xlink:to="label1870" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AllowanceToLoansCoverage" xlink:label="element1871" />
        <label xlink:type="resource" xlink:label="label1871" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AllowanceToLoansCoverage_en-US">Allowance To Loans Coverage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1871" xlink:to="label1871" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AllowanceToLoansCoverage" xlink:label="element1872" />
        <label xlink:type="resource" xlink:label="label1872" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AllowanceToLoansCoverage_en-US">The percentage represents the coverage of the allowance for loan and lease losses to loans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1872" xlink:to="label1872" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AllowanceToLoansCoverage" xlink:label="element1873" />
        <label xlink:type="resource" xlink:label="label1873" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AllowanceToLoansCoverage_en-US">Coverage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1873" xlink:to="label1873" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths" xlink:label="element1874" />
        <label xlink:type="resource" xlink:label="label1874" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths_en-US">Financing Receivable Modifications Number Of Contracts Rolling Twelve Months</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1874" xlink:to="label1874" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths" xlink:label="element1875" />
        <label xlink:type="resource" xlink:label="label1875" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths_en-US">[2012] Number of financing receivables that have been modified by troubled debt restructurings for the past twelve months.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1875" xlink:to="label1875" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths" xlink:label="element1876" />
        <label xlink:type="resource" xlink:label="label1876" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths_en-US">Number of Contracts</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1876" xlink:to="label1876" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossMitigationProgramMember" xlink:label="element1877" />
        <label xlink:type="resource" xlink:label="label1877" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LossMitigationProgramMember_en-US">Loss Mitigation Program [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1877" xlink:to="label1877" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossMitigationProgramMember" xlink:label="element1878" />
        <label xlink:type="resource" xlink:label="label1878" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LossMitigationProgramMember_en-US">Mortgage loans under loss mitigation program.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1878" xlink:to="label1878" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" xlink:label="element1879" />
        <label xlink:type="resource" xlink:label="label1879" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember_en-US">Loss Mitigation Program Loan Exclude Individually Impairment Measure [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1879" xlink:to="label1879" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" xlink:label="element1880" />
        <label xlink:type="resource" xlink:label="label1880" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember_en-US">Loss mitigation program excluding the amount individually measured for impairment.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1880" xlink:to="label1880" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesClassifiedAsLevel3TableTextBlock" xlink:label="element1881" />
        <label xlink:type="resource" xlink:label="label1881" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesClassifiedAsLevel3TableTextBlock_en-US">Available-for-sale Securities Classified As Level 3 [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1881" xlink:to="label1881" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesClassifiedAsLevel3TableTextBlock" xlink:label="element1882" />
        <label xlink:type="resource" xlink:label="label1882" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AvailableForSaleSecuritiesClassifiedAsLevel3TableTextBlock_en-US">Tabular disclosure of available-for-sale securities classified at level 3 which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1882" xlink:to="label1882" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="element1883" />
        <label xlink:type="resource" xlink:label="label1883" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FederalHomeLoanBankAdvancesDomain_en-US">Federal Home Loan Bank Advances [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1883" xlink:to="label1883" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="element1884" />
        <label xlink:type="resource" xlink:label="label1884" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FhlbAdvancesAgreementDueDateDomain_en-US">FHLB advances agreement due date [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1884" xlink:to="label1884" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdvancesFromFederalHomeLoanBanksLineItems" xlink:label="element1885" />
        <label xlink:type="resource" xlink:label="label1885" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AdvancesFromFederalHomeLoanBanksLineItems_en-US">Advances From Federal Home Loan Banks [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1885" xlink:to="label1885" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesSettlementDate" xlink:label="element1886" />
        <label xlink:type="resource" xlink:label="label1886" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FhlbAdvancesSettlementDate_en-US">FHLB advances Settlement Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1886" xlink:to="label1886" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesSettlementDate" xlink:label="element1887" />
        <label xlink:type="resource" xlink:label="label1887" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FhlbAdvancesSettlementDate_en-US">Date the FHLB advances were made.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1887" xlink:to="label1887" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesSettlementDate" xlink:label="element1888" />
        <label xlink:type="resource" xlink:label="label1888" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FhlbAdvancesSettlementDate_en-US">Settlement Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1888" xlink:to="label1888" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesMaturityDate" xlink:label="element1889" />
        <label xlink:type="resource" xlink:label="label1889" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FhlbAdvancesMaturityDate_en-US">FHLB Advances Maturity Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1889" xlink:to="label1889" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesMaturityDate" xlink:label="element1890" />
        <label xlink:type="resource" xlink:label="label1890" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FhlbAdvancesMaturityDate_en-US">Maturity Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1890" xlink:to="label1890" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesMaturityDate" xlink:label="element1891" />
        <label xlink:type="resource" xlink:label="label1891" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FhlbAdvancesMaturityDate_en-US">Maturity date of FHLB advances.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1891" xlink:to="label1891" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses" xlink:label="element1892" />
        <label xlink:type="resource" xlink:label="label1892" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount, Principal Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1892" xlink:to="label1892" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses" xlink:label="element1893" />
        <label xlink:type="resource" xlink:label="label1893" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses_en-US">Change in actual and expected losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1893" xlink:to="label1893" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses" xlink:label="element1894" />
        <label xlink:type="resource" xlink:label="label1894" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses_en-US">The current period principal losses on covered loans. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1894" xlink:to="label1894" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield" xlink:label="element1895" />
        <label xlink:type="resource" xlink:label="label1895" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount, Reclassifications from Accretable Yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1895" xlink:to="label1895" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield" xlink:label="element1896" />
        <label xlink:type="resource" xlink:label="label1896" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield_en-US">Transfer (to) from accretable yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1896" xlink:to="label1896" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield" xlink:label="element1897" />
        <label xlink:type="resource" xlink:label="label1897" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield_en-US">The change in the estimate of cash flows expected to be collected, after acquisition of loans, which results in an increase in accretable yield (for example, if actual cash flows are significantly greater than previously expected). This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that was acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1897" xlink:to="label1897" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="element1898" />
        <label xlink:type="resource" xlink:label="label1898" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Non Accretable Discount Movement Schedule [Roll Forward]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1898" xlink:to="label1898" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="element1899" />
        <label xlink:type="resource" xlink:label="label1899" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_en-US">A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1899" xlink:to="label1899" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueInLessThanOneYearMember" xlink:label="element1900" />
        <label xlink:type="resource" xlink:label="label1900" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MaturitiesDueInLessThanOneYearMember_en-US">Maturities Due In Less Than One Year [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1900" xlink:to="label1900" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueInLessThanOneYearMember" xlink:label="element1901" />
        <label xlink:type="resource" xlink:label="label1901" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_MaturitiesDueInLessThanOneYearMember_en-US">Securities under repurchase agreements due in less than one year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1901" xlink:to="label1901" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedUpToYear2002Member" xlink:label="element1902" />
        <label xlink:type="resource" xlink:label="label1902" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OriginatedUpToYear2002Member_en-US">Originated Up To The Year 2002 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1902" xlink:to="label1902" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedUpToYear2002Member" xlink:label="element1903" />
        <label xlink:type="resource" xlink:label="label1903" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OriginatedUpToYear2002Member_en-US">Mortgage loans originated up to the year 2002.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1903" xlink:to="label1903" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2003And2004Member" xlink:label="element1904" />
        <label xlink:type="resource" xlink:label="label1904" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OriginatedInYears2003And2004Member_en-US">Originated In The Years 2003 And 2004 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1904" xlink:to="label1904" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2003And2004Member" xlink:label="element1905" />
        <label xlink:type="resource" xlink:label="label1905" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OriginatedInYears2003And2004Member_en-US">Mortgage loans originated in the years 2003 and 2004.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1905" xlink:to="label1905" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2005Member" xlink:label="element1906" />
        <label xlink:type="resource" xlink:label="label1906" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OriginatedInYear2005Member_en-US">Originated In The Year 2005 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1906" xlink:to="label1906" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2005Member" xlink:label="element1907" />
        <label xlink:type="resource" xlink:label="label1907" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OriginatedInYear2005Member_en-US">Mortgage loans originated in the year 2005.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1907" xlink:to="label1907" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2006Member" xlink:label="element1908" />
        <label xlink:type="resource" xlink:label="label1908" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OriginatedInYear2006Member_en-US">Originated In The Year 2006 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1908" xlink:to="label1908" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2006Member" xlink:label="element1909" />
        <label xlink:type="resource" xlink:label="label1909" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OriginatedInYear2006Member_en-US">Mortgage loans originated in the year 2006.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1909" xlink:to="label1909" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears20072008And2009Member" xlink:label="element1910" />
        <label xlink:type="resource" xlink:label="label1910" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OriginatedInYears20072008And2009Member_en-US">Originated In The Years 2007 2008 And 2009 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1910" xlink:to="label1910" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears20072008And2009Member" xlink:label="element1911" />
        <label xlink:type="resource" xlink:label="label1911" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OriginatedInYears20072008And2009Member_en-US">Mortgage loans originated in the years 2007, 2008 and 2009.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1911" xlink:to="label1911" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2010201120122013Member" xlink:label="element1912" />
        <label xlink:type="resource" xlink:label="label1912" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OriginatedInYears2010201120122013Member_en-US">Originated In The Years 2010 2011 2012 2013 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1912" xlink:to="label1912" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2010201120122013Member" xlink:label="element1913" />
        <label xlink:type="resource" xlink:label="label1913" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OriginatedInYears2010201120122013Member_en-US">Mortgage loans originated in the years 2010, 2011, 2012, 2013</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1913" xlink:to="label1913" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotionalAmountPurchasedOption" xlink:label="element1914" />
        <label xlink:type="resource" xlink:label="label1914" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NotionalAmountPurchasedOption_en-US">Notional Amount Purchased Option</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1914" xlink:to="label1914" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotionalAmountPurchasedOption" xlink:label="element1915" />
        <label xlink:type="resource" xlink:label="label1915" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NotionalAmountPurchasedOption_en-US">Notional amount of purchased options used to manage the exposure to the stock market on stock indexed deposits.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1915" xlink:to="label1915" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotionalAmountEmbeddedOption" xlink:label="element1916" />
        <label xlink:type="resource" xlink:label="label1916" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NotionalAmountEmbeddedOption_en-US">Notional Amount Embedded Option</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1916" xlink:to="label1916" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotionalAmountEmbeddedOption" xlink:label="element1917" />
        <label xlink:type="resource" xlink:label="label1917" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NotionalAmountEmbeddedOption_en-US">Notional amount of options sold to customers embedded in the certificates of deposit.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1917" xlink:to="label1917" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="element1918" />
        <label xlink:type="resource" xlink:label="label1918" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoanMember_en-US">Loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1918" xlink:to="label1918" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundDeposits" xlink:label="element1919" />
        <label xlink:type="resource" xlink:label="label1919" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PuertoRicoCashMoneyMarketFundDeposits_en-US">Puerto Rico Cash &amp; Money Market Fund Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1919" xlink:to="label1919" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundDeposits" xlink:label="element1920" />
        <label xlink:type="resource" xlink:label="label1920" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_PuertoRicoCashMoneyMarketFundDeposits_en-US">Puerto Rico Cash &amp; Money Market Fund Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1920" xlink:to="label1920" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundDeposits" xlink:label="element1921" />
        <label xlink:type="resource" xlink:label="label1921" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PuertoRicoCashMoneyMarketFundDeposits_en-US">Deposits of the Puerto Rico Cash &amp; Money Market Fund.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1921" xlink:to="label1921" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundWeightedAverageRate" xlink:label="element1922" />
        <label xlink:type="resource" xlink:label="label1922" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PuertoRicoCashMoneyMarketFundWeightedAverageRate_en-US">Puerto Rico Cash Money Market Fund Weighted Average Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1922" xlink:to="label1922" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundWeightedAverageRate" xlink:label="element1923" />
        <label xlink:type="resource" xlink:label="label1923" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_PuertoRicoCashMoneyMarketFundWeightedAverageRate_en-US">Puerto Rico Cash &amp; Money Market Fund Deposits Weighted Average Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1923" xlink:to="label1923" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundWeightedAverageRate" xlink:label="element1924" />
        <label xlink:type="resource" xlink:label="label1924" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PuertoRicoCashMoneyMarketFundWeightedAverageRate_en-US">Weighted average rate of the Puerto Rico Cash &amp; Money Market Fund.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1924" xlink:to="label1924" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundCollateral" xlink:label="element1925" />
        <label xlink:type="resource" xlink:label="label1925" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PuertoRicoCashMoneyMarketFundCollateral_en-US">Puerto Rico Cash Money Market Fund Collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1925" xlink:to="label1925" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundCollateral" xlink:label="element1926" />
        <label xlink:type="resource" xlink:label="label1926" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_PuertoRicoCashMoneyMarketFundCollateral_en-US">Puerto Rico Cash &amp; Money Market Fund Deposits Collateral</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1926" xlink:to="label1926" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundCollateral" xlink:label="element1927" />
        <label xlink:type="resource" xlink:label="label1927" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PuertoRicoCashMoneyMarketFundCollateral_en-US">Investments pledged as collateral to secure the Puerto Rico Cash and Money Market Fund.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1927" xlink:to="label1927" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDepositsWeightedAverageRate" xlink:label="element1928" />
        <label xlink:type="resource" xlink:label="label1928" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PublicFundTimeDepositsWeightedAverageRate_en-US">Public Fund Time Deposits Weighted Average Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1928" xlink:to="label1928" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDepositsWeightedAverageRate" xlink:label="element1929" />
        <label xlink:type="resource" xlink:label="label1929" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_PublicFundTimeDepositsWeightedAverageRate_en-US">Public Fund Time Deposits Weighted Average Rate, $100,000 or more</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1929" xlink:to="label1929" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDepositsWeightedAverageRate" xlink:label="element1930" />
        <label xlink:type="resource" xlink:label="label1930" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PublicFundTimeDepositsWeightedAverageRate_en-US">Weighted average interest rate of PR public fund deposits of $100,000 or more.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1930" xlink:to="label1930" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundCollateralInvestments" xlink:label="element1931" />
        <label xlink:type="resource" xlink:label="label1931" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PublicFundCollateralInvestments_en-US">Public Fund Collateral Investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1931" xlink:to="label1931" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundCollateralInvestments" xlink:label="element1932" />
        <label xlink:type="resource" xlink:label="label1932" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_PublicFundCollateralInvestments_en-US">Public Fund Collateral Investments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1932" xlink:to="label1932" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundCollateralInvestments" xlink:label="element1933" />
        <label xlink:type="resource" xlink:label="label1933" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PublicFundCollateralInvestments_en-US">Investments pledged as collateral to secure PR public fund deposits.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1933" xlink:to="label1933" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAdvance" xlink:label="element1934" />
        <label xlink:type="resource" xlink:label="label1934" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ServicingAdvance_en-US">Servicing Advance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1934" xlink:to="label1934" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAdvance" xlink:label="element1935" />
        <label xlink:type="resource" xlink:label="label1935" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ServicingAdvance_en-US">Represents the advances made to an external company in order to service some of the Groups acquired loan portfolio.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1935" xlink:to="label1935" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncreaseDecreaseInFhlbAdvances" xlink:label="element1936" />
        <label xlink:type="resource" xlink:label="label1936" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_IncreaseDecreaseInFhlbAdvances_en-US">Increase Decrease In FHLB Advances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1936" xlink:to="label1936" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncreaseDecreaseInFhlbAdvances" xlink:label="element1937" />
        <label xlink:type="resource" xlink:label="label1937" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_IncreaseDecreaseInFhlbAdvances_en-US">The net cash inflow or outflow from FHLB advances, federal fund purchased and other borrowings.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1937" xlink:to="label1937" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncreaseDecreaseInFhlbAdvances" xlink:label="element1938" />
        <label xlink:type="resource" xlink:label="label1938" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_IncreaseDecreaseInFhlbAdvances_en-US">FHLB advances, federal funds purchased, and other borrowings</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1938" xlink:to="label1938" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EurobankMember" xlink:label="element1939" />
        <label xlink:type="resource" xlink:label="label1939" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_EurobankMember_en-US">Eurobank [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1939" xlink:to="label1939" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingPass" xlink:label="element1940" />
        <label xlink:type="resource" xlink:label="label1940" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RiskRatingPass_en-US">Risk Rating Pass</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1940" xlink:to="label1940" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingPass" xlink:label="element1941" />
        <label xlink:type="resource" xlink:label="label1941" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RiskRatingPass_en-US">A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1941" xlink:to="label1941" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingPass" xlink:label="element1942" />
        <label xlink:type="resource" xlink:label="label1942" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_RiskRatingPass_en-US">Pass</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1942" xlink:to="label1942" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingSpecialMention" xlink:label="element1943" />
        <label xlink:type="resource" xlink:label="label1943" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RiskRatingSpecialMention_en-US">Risk Rating Special Mention</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1943" xlink:to="label1943" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingSpecialMention" xlink:label="element1944" />
        <label xlink:type="resource" xlink:label="label1944" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RiskRatingSpecialMention_en-US">A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1944" xlink:to="label1944" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingSpecialMention" xlink:label="element1945" />
        <label xlink:type="resource" xlink:label="label1945" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_RiskRatingSpecialMention_en-US">Special Mention</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1945" xlink:to="label1945" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingSubstandard" xlink:label="element1946" />
        <label xlink:type="resource" xlink:label="label1946" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RiskRatingSubstandard_en-US">Risk Rating Substandard</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1946" xlink:to="label1946" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingSubstandard" xlink:label="element1947" />
        <label xlink:type="resource" xlink:label="label1947" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RiskRatingSubstandard_en-US">A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1947" xlink:to="label1947" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingSubstandard" xlink:label="element1948" />
        <label xlink:type="resource" xlink:label="label1948" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_RiskRatingSubstandard_en-US">Substandard</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1948" xlink:to="label1948" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingDoubtful" xlink:label="element1949" />
        <label xlink:type="resource" xlink:label="label1949" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RiskRatingDoubtful_en-US">Risk Rating Doubtful</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1949" xlink:to="label1949" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingDoubtful" xlink:label="element1950" />
        <label xlink:type="resource" xlink:label="label1950" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RiskRatingDoubtful_en-US">A category of financing receivables that have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1950" xlink:to="label1950" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingDoubtful" xlink:label="element1951" />
        <label xlink:type="resource" xlink:label="label1951" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_RiskRatingDoubtful_en-US">Doubtful</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1951" xlink:to="label1951" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="element1952" />
        <label xlink:type="resource" xlink:label="label1952" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CreditQualityIndicatorsLineItems_en-US">Credit Quality Indicators [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1952" xlink:to="label1952" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="element1953" />
        <label xlink:type="resource" xlink:label="label1953" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NotSubjectToRiskRatingLineItems_en-US">Not Subject To Risk Rating [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1953" xlink:to="label1953" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAccretableDiscount" xlink:label="element1954" />
        <label xlink:type="resource" xlink:label="label1954" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NonAccretableDiscount_en-US">Non Accretable Discount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1954" xlink:to="label1954" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAccretableDiscount" xlink:label="element1955" />
        <label xlink:type="resource" xlink:label="label1955" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NonAccretableDiscount_en-US">The difference between the undiscounted contractual cash flows and the undiscounted expected cash flows. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1955" xlink:to="label1955" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAccretableDiscount" xlink:label="element1956" />
        <label xlink:type="resource" xlink:label="label1956" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_NonAccretableDiscount_en-US">Non-acretable discount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1956" xlink:to="label1956" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYield" xlink:label="element1957" />
        <label xlink:type="resource" xlink:label="label1957" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AccretableYield_en-US">Accretable Yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1957" xlink:to="label1957" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYield" xlink:label="element1958" />
        <label xlink:type="resource" xlink:label="label1958" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AccretableYield_en-US">Accretable Yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1958" xlink:to="label1958" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYield" xlink:label="element1959" />
        <label xlink:type="resource" xlink:label="label1959" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AccretableYield_en-US">The aggregate excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1959" xlink:to="label1959" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralAxis" xlink:label="element1960" />
        <label xlink:type="resource" xlink:label="label1960" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FhlbCollateralAxis_en-US">FHLB Collateral [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1960" xlink:to="label1960" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralDomain" xlink:label="element1961" />
        <label xlink:type="resource" xlink:label="label1961" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FhlbCollateralDomain_en-US">FHLB Collateral [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1961" xlink:to="label1961" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfAccruedInterestReceivableTableTextBlock" xlink:label="element1962" />
        <label xlink:type="resource" xlink:label="label1962" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ScheduleOfAccruedInterestReceivableTableTextBlock_en-US">Schedule Of Accrued Interest Receivable [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1962" xlink:to="label1962" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfAccruedInterestReceivableTableTextBlock" xlink:label="element1963" />
        <label xlink:type="resource" xlink:label="label1963" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ScheduleOfAccruedInterestReceivableTableTextBlock_en-US">Tabular disclosure of accrued interest receivavle segregated by loans and investments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1963" xlink:to="label1963" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfAccruedInterestReceivableTableTextBlock" xlink:label="element1964" />
        <label xlink:type="resource" xlink:label="label1964" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_ScheduleOfAccruedInterestReceivableTableTextBlock_en-US">Schedule of Accrued interest receivable [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1964" xlink:to="label1964" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoansInclHtmFairValue" xlink:label="element1965" />
        <label xlink:type="resource" xlink:label="label1965" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NonCoveredLoansInclHtmFairValue_en-US">Non Covered Loans Incl HTM Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1965" xlink:to="label1965" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoansInclHtmFairValue" xlink:label="element1966" />
        <label xlink:type="resource" xlink:label="label1966" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_NonCoveredLoansInclHtmFairValue_en-US">Non-covered loans, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1966" xlink:to="label1966" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoansInclHtmFairValue" xlink:label="element1967" />
        <label xlink:type="resource" xlink:label="label1967" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NonCoveredLoansInclHtmFairValue_en-US">Loans covered under shared-loss agreements with the FDIC, net of allowance for loan and lease losses, including loans held-for-sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1967" xlink:to="label1967" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectOfAssumedConversion" xlink:label="element1968" />
        <label xlink:type="resource" xlink:label="label1968" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_EffectOfAssumedConversion_en-US">Effect of assumed conversion</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1968" xlink:to="label1968" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectOfAssumedConversion" xlink:label="element1969" />
        <label xlink:type="resource" xlink:label="label1969" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_EffectOfAssumedConversion_en-US">Effect of assumed conversion of Series C convertible preferred stock on income.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1969" xlink:to="label1969" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectOfAssumedConversion" xlink:label="element1970" />
        <label xlink:type="resource" xlink:label="label1970" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_EffectOfAssumedConversion_en-US">Effect of assumed conversion of convertible preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1970" xlink:to="label1970" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeAvailableToCommonSharesholdersAssumingConversion" xlink:label="element1971" />
        <label xlink:type="resource" xlink:label="label1971" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_IncomeAvailableToCommonSharesholdersAssumingConversion_en-US">Income Available To Common Sharesholders Assuming Conversion</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1971" xlink:to="label1971" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeAvailableToCommonSharesholdersAssumingConversion" xlink:label="element1972" />
        <label xlink:type="resource" xlink:label="label1972" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_IncomeAvailableToCommonSharesholdersAssumingConversion_en-US">Income available to common sharesholders assuming conversion of convertible preferred stock.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1972" xlink:to="label1972" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeAvailableToCommonSharesholdersAssumingConversion" xlink:label="element1973" />
        <label xlink:type="resource" xlink:label="label1973" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_IncomeAvailableToCommonSharesholdersAssumingConversion_en-US">Income available to common sharesholders assuming conversion</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1973" xlink:to="label1973" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AveragePotentialCommonSharesOptions" xlink:label="element1974" />
        <label xlink:type="resource" xlink:label="label1974" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AveragePotentialCommonSharesOptions_en-US">Average potential common shares options</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1974" xlink:to="label1974" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AveragePotentialCommonSharesOptions" xlink:label="element1975" />
        <label xlink:type="resource" xlink:label="label1975" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AveragePotentialCommonSharesOptions_en-US">Average amount of shares convertible upon exercise of current stock options.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1975" xlink:to="label1975" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AveragePotentialCommonSharesOptions" xlink:label="element1976" />
        <label xlink:type="resource" xlink:label="label1976" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AveragePotentialCommonSharesOptions_en-US">Average potential common shares options</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1976" xlink:to="label1976" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AveragePotentialCommonSharesConvertiblePreferredStock" xlink:label="element1977" />
        <label xlink:type="resource" xlink:label="label1977" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AveragePotentialCommonSharesConvertiblePreferredStock_en-US">Average potential common shares convertible preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1977" xlink:to="label1977" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AveragePotentialCommonSharesConvertiblePreferredStock" xlink:label="element1978" />
        <label xlink:type="resource" xlink:label="label1978" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AveragePotentialCommonSharesConvertiblePreferredStock_en-US">Average potential common shares convertible preferred stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1978" xlink:to="label1978" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AveragePotentialCommonSharesConvertiblePreferredStock" xlink:label="element1979" />
        <label xlink:type="resource" xlink:label="label1979" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AveragePotentialCommonSharesConvertiblePreferredStock_en-US">Average amount of shares convertible upon conversion of convertible preferred stocks.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1979" xlink:to="label1979" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDeposits" xlink:label="element1980" />
        <label xlink:type="resource" xlink:label="label1980" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PublicFundTimeDeposits_en-US">Public Fund Time Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1980" xlink:to="label1980" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDeposits" xlink:label="element1981" />
        <label xlink:type="resource" xlink:label="label1981" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PublicFundTimeDeposits_en-US">Balance of Puerto Rico public fund deposits of $100,000 or more in the deposits portfolio.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1981" xlink:to="label1981" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDeposits" xlink:label="element1982" />
        <label xlink:type="resource" xlink:label="label1982" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_PublicFundTimeDeposits_en-US">Public Fund Time Deposits, $100,000 or more</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1982" xlink:to="label1982" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDepositsCollateralCommercialLoans" xlink:label="element1983" />
        <label xlink:type="resource" xlink:label="label1983" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PublicFundTimeDepositsCollateralCommercialLoans_en-US">Public Fund Time Deposits Collateral Commercial Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1983" xlink:to="label1983" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDepositsCollateralCommercialLoans" xlink:label="element1984" />
        <label xlink:type="resource" xlink:label="label1984" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PublicFundTimeDepositsCollateralCommercialLoans_en-US">Commenrcial loans pledged as collateral to secure PR public fund deposits.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1984" xlink:to="label1984" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDepositsCollateralCommercialLoans" xlink:label="element1985" />
        <label xlink:type="resource" xlink:label="label1985" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_PublicFundTimeDepositsCollateralCommercialLoans_en-US">Public Fund Time Deposits Collateral Commercial Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1985" xlink:to="label1985" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreferredStockIssueCostsPeriod" xlink:label="element1986" />
        <label xlink:type="resource" xlink:label="label1986" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PreferredStockIssueCostsPeriod_en-US">Preferred Stock Issue Costs Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1986" xlink:to="label1986" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreferredStockIssueCostsPeriod" xlink:label="element1987" />
        <label xlink:type="resource" xlink:label="label1987" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PreferredStockIssueCostsPeriod_en-US">Amount of preferred stock issue costs charge against addional paid-in capital during the period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1987" xlink:to="label1987" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreferredStockIssueCostsPeriod" xlink:label="element1988" />
        <label xlink:type="resource" xlink:label="label1988" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_PreferredStockIssueCostsPeriod_en-US">Preferred Stock Issue Costs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1988" xlink:to="label1988" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IssuanceCostsStock" xlink:label="element1989" />
        <label xlink:type="resource" xlink:label="label1989" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_IssuanceCostsStock_en-US">Issuance Costs Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1989" xlink:to="label1989" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IssuanceCostsStock" xlink:label="element1990" />
        <label xlink:type="resource" xlink:label="label1990" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_IssuanceCostsStock_en-US">Amount of common stock issue costs charge against addional paid-in capital.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1990" xlink:to="label1990" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IssuanceCostsStock" xlink:label="element1991" />
        <label xlink:type="resource" xlink:label="label1991" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_IssuanceCostsStock_en-US">Common Stock Issuance Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1991" xlink:to="label1991" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestIncomeFromLoans" xlink:label="element1992" />
        <label xlink:type="resource" xlink:label="label1992" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InterestIncomeFromLoans_en-US">Interest Income From Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1992" xlink:to="label1992" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestIncomeFromLoans" xlink:label="element1993" />
        <label xlink:type="resource" xlink:label="label1993" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InterestIncomeFromLoans_en-US">The aggregate interest and fee income generated by loans and leases receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1993" xlink:to="label1993" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestIncomeFromLoans" xlink:label="element1994" />
        <label xlink:type="resource" xlink:label="label1994" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_InterestIncomeFromLoans_en-US">Interest Income from Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1994" xlink:to="label1994" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable" xlink:label="element1995" />
        <label xlink:type="resource" xlink:label="label1995" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1995" xlink:to="label1995" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="element1996" />
        <label xlink:type="resource" xlink:label="label1996" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_en-US">Loans and Leases Receivable Covered and Not Covered [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1996" xlink:to="label1996" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="element1997" />
        <label xlink:type="resource" xlink:label="label1997" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Covered and Not Covered [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1997" xlink:to="label1997" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="element1998" />
        <label xlink:type="resource" xlink:label="label1998" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AcquiredLoansInFDICAssistedTransactionMember_en-US">Acquired Loans In An F D I C Assisted Transaction [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1998" xlink:to="label1998" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="element1999" />
        <label xlink:type="resource" xlink:label="label1999" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AcquiredLoansInFDICAssistedTransactionMember_en-US">Acquired loans covered by loss sharing agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1999" xlink:to="label1999" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="element2000" />
        <label xlink:type="resource" xlink:label="label2000" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_AcquiredLoansInFDICAssistedTransactionMember_en-US">Eurobank Acquired Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2000" xlink:to="label2000" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedSC31030NonCoveredLoansMember" xlink:label="element2001" />
        <label xlink:type="resource" xlink:label="label2001" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AccountedSC31030NonCoveredLoansMember_en-US">Acquired under ASC 310-30 Non-Covered Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2001" xlink:to="label2001" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedSC31030NonCoveredLoansMember" xlink:label="element2002" />
        <label xlink:type="resource" xlink:label="label2002" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AccountedSC31030NonCoveredLoansMember_en-US">Acquired loans not covered by loss sharing agreements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2002" xlink:to="label2002" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedSC31030NonCoveredLoansMember" xlink:label="element2003" />
        <label xlink:type="resource" xlink:label="label2003" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AccountedSC31030NonCoveredLoansMember_en-US">Non-covered loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2003" xlink:to="label2003" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="element2004" />
        <label xlink:type="resource" xlink:label="label2004" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_en-US">CertainLoansAcquiredInTransferNotAccountedForAsDebtSecurities [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2004" xlink:to="label2004" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MostRecentBusinessAcquiredNameMember" xlink:label="element2005" />
        <label xlink:type="resource" xlink:label="label2005" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MostRecentBusinessAcquiredNameMember_en-US">Most recent business acquired name [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2005" xlink:to="label2005" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MostRecentBusinessAcquiredNameMember" xlink:label="element2006" />
        <label xlink:type="resource" xlink:label="label2006" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_MostRecentBusinessAcquiredNameMember_en-US">BBVAPR</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2006" xlink:to="label2006" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MostRecentBusinessAcquiredNameMember" xlink:label="element2007" />
        <label xlink:type="resource" xlink:label="label2007" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MostRecentBusinessAcquiredNameMember_en-US">Name of the most recent business acquired by the company. Mainly used to identify its acquired assets, liabilities, income/losses, expenses or any directly related transaction</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2007" xlink:to="label2007" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RedemtionFundsTableTextBlock" xlink:label="element2008" />
        <label xlink:type="resource" xlink:label="label2008" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RedemtionFundsTableTextBlock_en-US">Redemtion Funds [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2008" xlink:to="label2008" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RedemtionFundsTableTextBlock" xlink:label="element2009" />
        <label xlink:type="resource" xlink:label="label2009" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RedemtionFundsTableTextBlock_en-US">Describes the provision of a debt agreement that requires the borrower to periodically place monies into a fund which is used to retire, typically annually, a portion of the outstanding debt.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2009" xlink:to="label2009" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RedemptionFundMember" xlink:label="element2010" />
        <label xlink:type="resource" xlink:label="label2010" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RedemptionFundMember_en-US">Redemption Fund [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2010" xlink:to="label2010" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RedemptionFundMember" xlink:label="element2011" />
        <label xlink:type="resource" xlink:label="label2011" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RedemptionFundMember_en-US">Describes the provision of a debt agreement that requires the borrower to periodically place monies into a fund which is used to retire, typically annually, a portion of the outstanding debt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2011" xlink:to="label2011" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IbeTaxRate" xlink:label="element2012" />
        <label xlink:type="resource" xlink:label="label2012" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_IbeTaxRate_en-US">IBE Tax Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2012" xlink:to="label2012" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IbeTaxRate" xlink:label="element2013" />
        <label xlink:type="resource" xlink:label="label2013" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_IbeTaxRate_en-US">International banking entities income tax rate.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2013" xlink:to="label2013" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommitmentsToExtendCredit" xlink:label="element2014" />
        <label xlink:type="resource" xlink:label="label2014" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommitmentsToExtendCredit_en-US">Commitments To Extend Credit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2014" xlink:to="label2014" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommitmentsToExtendCredit" xlink:label="element2015" />
        <label xlink:type="resource" xlink:label="label2015" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommitmentsToExtendCredit_en-US">Loan commitments are legally binding commitments to extend credit to a counterparty under certain terms and conditions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2015" xlink:to="label2015" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialLettersCredit" xlink:label="element2016" />
        <label xlink:type="resource" xlink:label="label2016" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommercialLettersCredit_en-US">Commercial letters credit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2016" xlink:to="label2016" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialLettersCredit" xlink:label="element2017" />
        <label xlink:type="resource" xlink:label="label2017" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommercialLettersCredit_en-US">Amount of the contingent obligation under letters of credit.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2017" xlink:to="label2017" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StandbyLettersOfCreditAndFinancialGuarantees" xlink:label="element2018" />
        <label xlink:type="resource" xlink:label="label2018" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_StandbyLettersOfCreditAndFinancialGuarantees_en-US">Standby letters of credit and financial guarantees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2018" xlink:to="label2018" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StandbyLettersOfCreditAndFinancialGuarantees" xlink:label="element2019" />
        <label xlink:type="resource" xlink:label="label2019" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_StandbyLettersOfCreditAndFinancialGuarantees_en-US">An irrevocable undertaking (typically by a financial institution) to guarantee payment of a specified financial obligation.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2019" xlink:to="label2019" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSoldWithRecourse" xlink:label="element2020" />
        <label xlink:type="resource" xlink:label="label2020" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoansSoldWithRecourse_en-US">Loans sold with recourse</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2020" xlink:to="label2020" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSoldWithRecourse" xlink:label="element2021" />
        <label xlink:type="resource" xlink:label="label2021" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LoansSoldWithRecourse_en-US">Commitments to borrowers or third party investors for the origination of a loan.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2021" xlink:to="label2021" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_April32017Member" xlink:label="element2022" />
        <label xlink:type="resource" xlink:label="label2022" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_April32017Member_en-US">April 3, 2017 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2022" xlink:to="label2022" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourMillionMember" xlink:label="element2023" />
        <label xlink:type="resource" xlink:label="label2023" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FourMillionMember_en-US">Four Million [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2023" xlink:to="label2023" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate1282016Member" xlink:label="element2024" />
        <label xlink:type="resource" xlink:label="label2024" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DueDate1282016Member_en-US">Due date: 12 8 2016 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2024" xlink:to="label2024" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate32017Member" xlink:label="element2025" />
        <label xlink:type="resource" xlink:label="label2025" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DueDate32017Member_en-US">Due date: 3 2 2017 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2025" xlink:to="label2025" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativesOfferedToClientsMember" xlink:label="element2026" />
        <label xlink:type="resource" xlink:label="label2026" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DerivativesOfferedToClientsMember_en-US">Derivatives Offered to Clients [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2026" xlink:to="label2026" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativesOfferedToClientsMember" xlink:label="element2027" />
        <label xlink:type="resource" xlink:label="label2027" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DerivativesOfferedToClientsMember_en-US">Derivative offered to clients not desiganted as hedging instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2027" xlink:to="label2027" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativesOfferedToClientsMember" xlink:label="element2028" />
        <label xlink:type="resource" xlink:label="label2028" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_DerivativesOfferedToClientsMember_en-US">Interest rate swaps not designated as hedges - offered to clients</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2028" xlink:to="label2028" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MirrorImageDerivativesMember" xlink:label="element2029" />
        <label xlink:type="resource" xlink:label="label2029" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MirrorImageDerivativesMember_en-US">Mirror Image Derivatives [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2029" xlink:to="label2029" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MirrorImageDerivativesMember" xlink:label="element2030" />
        <label xlink:type="resource" xlink:label="label2030" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_MirrorImageDerivativesMember_en-US">Interest rate swaps not designated as hedges - offered to clients</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2030" xlink:to="label2030" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MirrorImageDerivativesMember" xlink:label="element2031" />
        <label xlink:type="resource" xlink:label="label2031" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MirrorImageDerivativesMember_en-US">Interest rate swaps not designated as hedges - offered to clients</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2031" xlink:to="label2031" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate513Member" xlink:label="element2032" />
        <label xlink:type="resource" xlink:label="label2032" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Rate513Member_en-US">Rate 5.13% [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2032" xlink:to="label2032" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate551Member" xlink:label="element2033" />
        <label xlink:type="resource" xlink:label="label2033" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Rate551Member_en-US">Rate 5.51% [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2033" xlink:to="label2033" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfPrepaidFdicAssesment" xlink:label="element2034" />
        <label xlink:type="resource" xlink:label="label2034" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AmortizationOfPrepaidFdicAssesment_en-US">Amortization of prepaid FDIC assesment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2034" xlink:to="label2034" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfPrepaidFdicAssesment" xlink:label="element2035" />
        <label xlink:type="resource" xlink:label="label2035" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AmortizationOfPrepaidFdicAssesment_en-US">The amortization of prepaid assesment made to the Federal Deposit Insurance Corporation for deposit insurance which is included in noninterest expense.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2035" xlink:to="label2035" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="element2036" />
        <label xlink:type="resource" xlink:label="label2036" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AccumulatedOtherComprehensiveIncomeLineItems_en-US">Accumulated Other Comprehensive Income [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2036" xlink:to="label2036" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="element2037" />
        <label xlink:type="resource" xlink:label="label2037" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_AccumulatedOtherComprehensiveIncomeLineItems_en-US">Changes in components of Accumulated Other comprehensive Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2037" xlink:to="label2037" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="element2038" />
        <label xlink:type="resource" xlink:label="label2038" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AccountedForUnderAsc31020Member_en-US">Most recent acquired loans accounted for under ASC 310-20 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2038" xlink:to="label2038" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="element2039" />
        <label xlink:type="resource" xlink:label="label2039" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AccountedForUnderAsc31020Member_en-US">Most recent acquired loans non-covered loans accounted under ASC 310-20</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2039" xlink:to="label2039" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="element2040" />
        <label xlink:type="resource" xlink:label="label2040" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_AccountedForUnderAsc31020Member_en-US">Acquired BBVAPR Accounted for under ASC 310-20 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2040" xlink:to="label2040" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="element2041" />
        <label xlink:type="resource" xlink:label="label2041" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AccountedForUnderAsc31030Member_en-US">Most recent Acquired Loans Accounted for under ASC 310-30 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2041" xlink:to="label2041" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="element2042" />
        <label xlink:type="resource" xlink:label="label2042" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_AccountedForUnderAsc31030Member_en-US">Acquired BBVAPR accounted under ASC 310-30 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2042" xlink:to="label2042" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="element2043" />
        <label xlink:type="resource" xlink:label="label2043" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AccountedForUnderAsc31030Member_en-US">Acquired BBVAPR Accounted under ASC 310-30 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2043" xlink:to="label2043" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="element2044" />
        <label xlink:type="resource" xlink:label="label2044" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AccountedForUnderAsc31030Member_en-US">Most recent acquired loans non-covered accounted for under ASC 310-30</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2044" xlink:to="label2044" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="element2045" />
        <label xlink:type="resource" xlink:label="label2045" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2045" xlink:to="label2045" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="element2046" />
        <label xlink:type="resource" xlink:label="label2046" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2046" xlink:to="label2046" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="element2047" />
        <label xlink:type="resource" xlink:label="label2047" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2047" xlink:to="label2047" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="element2048" />
        <label xlink:type="resource" xlink:label="label2048" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Acquired During Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2048" xlink:to="label2048" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAcquiredLoansUnderAsc31020Member" xlink:label="element2049" />
        <label xlink:type="resource" xlink:label="label2049" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommercialAcquiredLoansUnderAsc31020Member_en-US">Commercial Acquired loans (under ASC 310-20) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2049" xlink:to="label2049" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueOfPropertyOrCollateralMember" xlink:label="element2050" />
        <label xlink:type="resource" xlink:label="label2050" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FairValueOfPropertyOrCollateralMember_en-US">Fair value of property or collateral [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2050" xlink:to="label2050" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansCommitments" xlink:label="element2051" />
        <label xlink:type="resource" xlink:label="label2051" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AcquiredLoansCommitments_en-US">Acquired loans commitments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2051" xlink:to="label2051" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansCommitments" xlink:label="element2052" />
        <label xlink:type="resource" xlink:label="label2052" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AcquiredLoansCommitments_en-US">Loans commitments acquired as part of the new business acquisition.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2052" xlink:to="label2052" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees" xlink:label="element2053" />
        <label xlink:type="resource" xlink:label="label2053" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees_en-US">Acquired standby letters of credit and financial guarantees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2053" xlink:to="label2053" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees" xlink:label="element2054" />
        <label xlink:type="resource" xlink:label="label2054" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees_en-US">Commitment acquired under recent business acquisition wich represent an irrevocable undertaking (typically by a financial institution) to guarantee payment of a specified financial obligation.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2054" xlink:to="label2054" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="element2055" />
        <label xlink:type="resource" xlink:label="label2055" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FnmaAndFhlmcMember_en-US">FNMA and FHLMC [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2055" xlink:to="label2055" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="element2056" />
        <label xlink:type="resource" xlink:label="label2056" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FnmaAndFhlmcMember_en-US">Federal National Mortgage Association Certificates and Obligations (FNMA) and Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2056" xlink:to="label2056" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonRecourseDebt" xlink:label="element2057" />
        <label xlink:type="resource" xlink:label="label2057" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AcquiredNonRecourseDebt_en-US">Acquired Non Recourse Debt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2057" xlink:to="label2057" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonRecourseDebt" xlink:label="element2058" />
        <label xlink:type="resource" xlink:label="label2058" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AcquiredNonRecourseDebt_en-US">Amount of acquired debt for which creditor does not have general recourse to the debt or but rather has recourse only to the property used for collateral in the transaction or other specific property.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2058" xlink:to="label2058" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January162018Member" xlink:label="element2059" />
        <label xlink:type="resource" xlink:label="label2059" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_January162018Member_en-US">January 16, 2018 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2059" xlink:to="label2059" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BalanceSheetOffsettingTextBlock" xlink:label="element2060" />
        <label xlink:type="resource" xlink:label="label2060" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_BalanceSheetOffsettingTextBlock_en-US">Balance sheet Offsetting [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2060" xlink:to="label2060" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BalanceSheetOffsettingTextBlock" xlink:label="element2061" />
        <label xlink:type="resource" xlink:label="label2061" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_BalanceSheetOffsettingTextBlock_en-US">Tabular disclosure of derivative and other financial assets and liabilities that are subject to offsetting, including master netting arrangements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2061" xlink:to="label2061" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetFairValueDisclosure" xlink:label="element2062" />
        <label xlink:type="resource" xlink:label="label2062" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicIndemnificationAssetFairValueDisclosure_en-US">FDIC Indemnification Asset Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2062" xlink:to="label2062" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetFairValueDisclosure" xlink:label="element2063" />
        <label xlink:type="resource" xlink:label="label2063" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ofg_FdicIndemnificationAssetFairValueDisclosure_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2063" xlink:to="label2063" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetFairValueDisclosure" xlink:label="element2064" />
        <label xlink:type="resource" xlink:label="label2064" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ofg_FdicIndemnificationAssetFairValueDisclosure_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2064" xlink:to="label2064" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetFairValueDisclosure" xlink:label="element2065" />
        <label xlink:type="resource" xlink:label="label2065" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_FdicIndemnificationAssetFairValueDisclosure_en-US">FDIC shared-loss indemnification asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2065" xlink:to="label2065" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetFairValueDisclosure" xlink:label="element2066" />
        <label xlink:type="resource" xlink:label="label2066" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FdicIndemnificationAssetFairValueDisclosure_en-US">FDIC shared-loss indemnification asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2066" xlink:to="label2066" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetFairValueDisclosure" xlink:label="element2067" />
        <label xlink:type="resource" xlink:label="label2067" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicIndemnificationAssetFairValueDisclosure_en-US">FDIC Indemnification Asset Fair Value Disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2067" xlink:to="label2067" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate24365Member" xlink:label="element2068" />
        <label xlink:type="resource" xlink:label="label2068" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Rate24365Member_en-US">Rate 2.4365% [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2068" xlink:to="label2068" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26200Member" xlink:label="element2069" />
        <label xlink:type="resource" xlink:label="label2069" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Rate26200Member_en-US">Rate 2.6200% [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2069" xlink:to="label2069" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26350Member" xlink:label="element2070" />
        <label xlink:type="resource" xlink:label="label2070" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Rate26350Member_en-US">Rate 2.6350% [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2070" xlink:to="label2070" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26590Member" xlink:label="element2071" />
        <label xlink:type="resource" xlink:label="label2071" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Rate26590Member_en-US">Rate 2.6590% [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2071" xlink:to="label2071" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26750Member" xlink:label="element2072" />
        <label xlink:type="resource" xlink:label="label2072" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Rate26750Member_en-US">Rate 2.6750% [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2072" xlink:to="label2072" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="element2073" />
        <label xlink:type="resource" xlink:label="label2073" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AutoAndLeasingLoansReceivableMember_en-US">Auto and Leasing [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2073" xlink:to="label2073" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="element2074" />
        <label xlink:type="resource" xlink:label="label2074" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_AutoAndLeasingLoansReceivableMember_en-US">Auto and Leasing Portfolio Segment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2074" xlink:to="label2074" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="element2075" />
        <label xlink:type="resource" xlink:label="label2075" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AutoAndLeasingLoansReceivableMember_en-US">Auto and Leasing Portfolio Segment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2075" xlink:to="label2075" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="element2076" />
        <label xlink:type="resource" xlink:label="label2076" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_en-US">Acquired and Non-acquired loans by the institution [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2076" xlink:to="label2076" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="element2077" />
        <label xlink:type="resource" xlink:label="label2077" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_en-US">Non-acquired originated and acquired loans by the institution [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2077" xlink:to="label2077" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalCommercialSubjectToRiskRatingMember" xlink:label="element2078" />
        <label xlink:type="resource" xlink:label="label2078" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TotalCommercialSubjectToRiskRatingMember_en-US">Total Commercial subject to risk rating [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2078" xlink:to="label2078" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangesDueToTaxLawEnactedDescription" xlink:label="element2079" />
        <label xlink:type="resource" xlink:label="label2079" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ChangesDueToTaxLawEnactedDescription_en-US">Changes due to tax law enacted, Description</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2079" xlink:to="label2079" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangesDueToTaxLawEnactedDescription" xlink:label="element2080" />
        <label xlink:type="resource" xlink:label="label2080" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ChangesDueToTaxLawEnactedDescription_en-US">Brief detailed summary of the most recent tax law enacted by local government on financial income generated by all entities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2080" xlink:to="label2080" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesFailedToDeliverAtCarryingValue" xlink:label="element2081" />
        <label xlink:type="resource" xlink:label="label2081" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SecuritiesFailedToDeliverAtCarryingValue_en-US">Securities Failed To Deliver at Carrying Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2081" xlink:to="label2081" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesFailedToDeliverAtCarryingValue" xlink:label="element2082" />
        <label xlink:type="resource" xlink:label="label2082" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_SecuritiesFailedToDeliverAtCarryingValue_en-US">Amount recorded when a Broker Dealer sells securities but does not deliver the securities on settlement date. The amount recorded is the selling price including any accrued interest. This asset is collected upon delivery of the securities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2082" xlink:to="label2082" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesFailedToDeliverAtCarryingValue" xlink:label="element2083" />
        <label xlink:type="resource" xlink:label="label2083" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_SecuritiesFailedToDeliverAtCarryingValue_en-US">Securities sold but not yet delivered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2083" xlink:to="label2083" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreferredStockIssuanceCostMember" xlink:label="element2084" />
        <label xlink:type="resource" xlink:label="label2084" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PreferredStockIssuanceCostMember_en-US">Preferred Stock Issuance Cost [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2084" xlink:to="label2084" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonStockIssuanceCostMember" xlink:label="element2085" />
        <label xlink:type="resource" xlink:label="label2085" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommonStockIssuanceCostMember_en-US">Common Stock Issuance Cost [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2085" xlink:to="label2085" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalTimeDepositsExcludingEquityIndexesOptions" xlink:label="element2086" />
        <label xlink:type="resource" xlink:label="label2086" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_en-US">Total Time Deposits Excluding Equity Indexes Options</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2086" xlink:to="label2086" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalTimeDepositsExcludingEquityIndexesOptions" xlink:label="element2087" />
        <label xlink:type="resource" xlink:label="label2087" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_en-US">Certificates of deposit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2087" xlink:to="label2087" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalTimeDepositsExcludingEquityIndexesOptions" xlink:label="element2088" />
        <label xlink:type="resource" xlink:label="label2088" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_en-US">Total Time Deposits Excluding Equity Indexes Options</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2088" xlink:to="label2088" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision" xlink:label="element2089" />
        <label xlink:type="resource" xlink:label="label2089" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision_en-US">Tax Effect Reclassified From Accumulated OCI Into Income Tax Provision</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2089" xlink:to="label2089" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision" xlink:label="element2090" />
        <label xlink:type="resource" xlink:label="label2090" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision_en-US">Residual tax effect amount reclassified from accumulated other comprehensive income into income tax provision.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2090" xlink:to="label2090" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision" xlink:label="element2091" />
        <label xlink:type="resource" xlink:label="label2091" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision_en-US">Tax Effect Reclassified From Accumulated OCI Into Income Tax Provision</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2091" xlink:to="label2091" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision" xlink:label="element2092" />
        <label xlink:type="resource" xlink:label="label2092" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision_en-US">Residual tax effect from OIB's change in applicable tax rate AFS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2092" xlink:to="label2092" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldforSaleFairValue" xlink:label="element2093" />
        <label xlink:type="resource" xlink:label="label2093" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldforSaleFairValue_en-US">Non Performing Residential Loans Held For Investment Transferred To Held For Sale Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2093" xlink:to="label2093" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldforSaleFairValue" xlink:label="element2094" />
        <label xlink:type="resource" xlink:label="label2094" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldforSaleFairValue_en-US">Fair Vaue of loans and leases held in the entity's portfolio transferred to loans and leases held-for-sale in noncash transactions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2094" xlink:to="label2094" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AppraisedValue" xlink:label="element2095" />
        <label xlink:type="resource" xlink:label="label2095" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AppraisedValue_en-US">Appraised value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2095" xlink:to="label2095" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AppraisedValue" xlink:label="element2096" />
        <label xlink:type="resource" xlink:label="label2096" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AppraisedValue_en-US">Fair Value Inputs Appraised Value. An evaluation of a property's value based on a given point in time that is performed by a professional appraiser during the mortgage origination process</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2096" xlink:to="label2096" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fairvalueinputsoasspread" xlink:label="element2097" />
        <label xlink:type="resource" xlink:label="label2097" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Fairvalueinputsoasspread_en-US">FairValueInputsOasSpread</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2097" xlink:to="label2097" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fairvalueinputsoasspread" xlink:label="element2098" />
        <label xlink:type="resource" xlink:label="label2098" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Fairvalueinputsoasspread_en-US">Yield spread that is not directly attributable to the characteristics of a security, expressed as a percentage, used as an input to measure fair value.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2098" xlink:to="label2098" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fairvalueinputsoasspread" xlink:label="element2099" />
        <label xlink:type="resource" xlink:label="label2099" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_Fairvalueinputsoasspread_en-US">OAS spread</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2099" xlink:to="label2099" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LineOfCreditReserve" xlink:label="element2100" />
        <label xlink:type="resource" xlink:label="label2100" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LineOfCreditReserve_en-US">Line of credit reserve</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2100" xlink:to="label2100" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LineOfCreditReserve" xlink:label="element2101" />
        <label xlink:type="resource" xlink:label="label2101" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LineOfCreditReserve_en-US">Reserve for commitments to extend credit in case of future cash requirement.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2101" xlink:to="label2101" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtDueDateAxis" xlink:label="element2102" />
        <label xlink:type="resource" xlink:label="label2102" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DebtDueDateAxis_en-US">Debt Due Date [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2102" xlink:to="label2102" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtAmountAxis" xlink:label="element2103" />
        <label xlink:type="resource" xlink:label="label2103" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LongTermandShortTermDebtAmountAxis_en-US">Long Term and Short Term Debt Amount [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2103" xlink:to="label2103" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtDueDateAxis" xlink:label="element2104" />
        <label xlink:type="resource" xlink:label="label2104" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LongTermandShortTermDebtDueDateAxis_en-US">Long Term and Short Term Debt due date [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2104" xlink:to="label2104" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfFairValue" xlink:label="element2105" />
        <label xlink:type="resource" xlink:label="label2105" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AmortizationOfFairValue_en-US">Amortization Of Fair Value Discount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2105" xlink:to="label2105" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfFairValue" xlink:label="element2106" />
        <label xlink:type="resource" xlink:label="label2106" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_ofg_AmortizationOfFairValue_en-US">Amortization of discount to fair value of acquired loan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2106" xlink:to="label2106" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfFairValue" xlink:label="element2107" />
        <label xlink:type="resource" xlink:label="label2107" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AmortizationOfFairValue_en-US">the net increase (decrease) in interest income during the period representing the amortization of the fair value discount of acquired loans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2107" xlink:to="label2107" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ProceedsFromSaleAbstract" xlink:label="element2108" />
        <label xlink:type="resource" xlink:label="label2108" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ProceedsFromSaleAbstract_en-US">Proceeds From Sale [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2108" xlink:to="label2108" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ProceedsFromSaleAbstract" xlink:label="element2109" />
        <label xlink:type="resource" xlink:label="label2109" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_ProceedsFromSaleAbstract_en-US">Proceeds from sale of:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2109" xlink:to="label2109" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherAssetsLineItems" xlink:label="element2110" />
        <label xlink:type="resource" xlink:label="label2110" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OtherAssetsLineItems_en-US">Other assets [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2110" xlink:to="label2110" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfOtherAssetsTable" xlink:label="element2111" />
        <label xlink:type="resource" xlink:label="label2111" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ScheduleOfOtherAssetsTable_en-US">Schedule of other assets [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2111" xlink:to="label2111" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsAcquiredByCompanyAcquireeAxis" xlink:label="element2112" />
        <label xlink:type="resource" xlink:label="label2112" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AssetsAcquiredByCompanyAcquireeAxis_en-US">Assets Acquired By Company Acquiree[Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2112" xlink:to="label2112" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYieldForAcquiredLoansTableTextBlock" xlink:label="element2113" />
        <label xlink:type="resource" xlink:label="label2113" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AccretableYieldForAcquiredLoansTableTextBlock_en-US">Accretable Yield for Acquired Loans [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2113" xlink:to="label2113" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYieldForAcquiredLoansTableTextBlock" xlink:label="element2114" />
        <label xlink:type="resource" xlink:label="label2114" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AccretableYieldForAcquiredLoansTableTextBlock_en-US">Tabular description of the accretable yield and non-accretable discount activity of acquired loans accounted for under ASC 310-30.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2114" xlink:to="label2114" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock" xlink:label="element2115" />
        <label xlink:type="resource" xlink:label="label2115" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock_en-US">Accretable Yield for FDIC Assisted Acquired Loans [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2115" xlink:to="label2115" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock" xlink:label="element2116" />
        <label xlink:type="resource" xlink:label="label2116" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock_en-US">Tabular description of the accretable yield and non-accretable discount activity of acquired loans accounted for under ASC 310-30.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2116" xlink:to="label2116" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock" xlink:label="element2117" />
        <label xlink:type="resource" xlink:label="label2117" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock_en-US">Accretable Yield for Acquired Eurobank Loans [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2117" xlink:to="label2117" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock" xlink:label="element2118" />
        <label xlink:type="resource" xlink:label="label2118" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock_en-US">FDIC assisted acquisition loans carrying amount [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2118" xlink:to="label2118" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock" xlink:label="element2119" />
        <label xlink:type="resource" xlink:label="label2119" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock_en-US">Tabular disclosure of the carrying amount of loans acquired as part of the FDIC-Assisted Transacton, accounted for pursuant to ASC Subtopic 310-30 which consist of loans determined to be impaired at the time of acquisition and loans that were considered to be performing at the acquisition date.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2119" xlink:to="label2119" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock" xlink:label="element2120" />
        <label xlink:type="resource" xlink:label="label2120" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock_en-US">Eurobank loans carrying amount [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2120" xlink:to="label2120" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost" xlink:label="element2121" />
        <label xlink:type="resource" xlink:label="label2121" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost_en-US">Available For Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2121" xlink:to="label2121" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost" xlink:label="element2122" />
        <label xlink:type="resource" xlink:label="label2122" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost_en-US">Available for sale - Amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2122" xlink:to="label2122" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost" xlink:label="element2123" />
        <label xlink:type="resource" xlink:label="label2123" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost_en-US">Amortized cost of investments in available-for-sale securities that have been in a loss position for less than twelve months.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2123" xlink:to="label2123" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost" xlink:label="element2124" />
        <label xlink:type="resource" xlink:label="label2124" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost_en-US">Available for sale securities Continuous Unrealized Loss Position 12 Months or Longer Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2124" xlink:to="label2124" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost" xlink:label="element2125" />
        <label xlink:type="resource" xlink:label="label2125" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost_en-US">Available for sale - Amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2125" xlink:to="label2125" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost" xlink:label="element2126" />
        <label xlink:type="resource" xlink:label="label2126" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost_en-US">Amortized cost of investments in available-for-sale securities that have been in a loss position for more than twelve months.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2126" xlink:to="label2126" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="element2127" />
        <label xlink:type="resource" xlink:label="label2127" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_en-US">Available For Sale Securities Continuous Unrealized Loss Position Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2127" xlink:to="label2127" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="element2128" />
        <label xlink:type="resource" xlink:label="label2128" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_en-US">Total Available for Sale Amortization cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2128" xlink:to="label2128" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="element2129" />
        <label xlink:type="resource" xlink:label="label2129" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_en-US">Amortized cost of investments in available-for-sale securities that have been in a loss position.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2129" xlink:to="label2129" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAndTrueUpPaymentObligationTextBlock" xlink:label="element2130" />
        <label xlink:type="resource" xlink:label="label2130" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicIndemnificationAssetAndTrueUpPaymentObligationTextBlock_en-US">FDIC Indemnification Asset and True-up Payment Obligation [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2130" xlink:to="label2130" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAndTrueUpPaymentObligationTextBlock" xlink:label="element2131" />
        <label xlink:type="resource" xlink:label="label2131" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicIndemnificationAssetAndTrueUpPaymentObligationTextBlock_en-US">The FDIC indemnification asset represents the present value of losses on covered assets to be reimbursed by the FDIC under the loss share agreements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2131" xlink:to="label2131" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate24210Member" xlink:label="element2132" />
        <label xlink:type="resource" xlink:label="label2132" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Rate24210Member_en-US">Rate 2.4210% [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2132" xlink:to="label2132" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_July202020Member" xlink:label="element2133" />
        <label xlink:type="resource" xlink:label="label2133" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_July202020Member_en-US">July 20, 2020 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2133" xlink:to="label2133" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourtyMillionMember" xlink:label="element2134" />
        <label xlink:type="resource" xlink:label="label2134" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FourtyMillionMember_en-US">Fourty Million [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2134" xlink:to="label2134" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TenMillionMember" xlink:label="element2135" />
        <label xlink:type="resource" xlink:label="label2135" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TenMillionMember_en-US">Ten Million [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2135" xlink:to="label2135" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" xlink:label="element2136" />
        <label xlink:type="resource" xlink:label="label2136" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember_en-US">Federal Loan Home Bank Advances Short Term Period Matured [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2136" xlink:to="label2136" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestRateContract" xlink:label="element2137" />
        <label xlink:type="resource" xlink:label="label2137" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InterestRateContract_en-US">Interest Rate Contract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2137" xlink:to="label2137" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestRateContract" xlink:label="element2138" />
        <label xlink:type="resource" xlink:label="label2138" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InterestRateContract_en-US">Derivative instrument whose primary underlying risk is tied to the right to receive or pay a sum of money at a given interest rate.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2138" xlink:to="label2138" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationOutOfAccumulatedOtherComprehensiveIncome" xlink:label="element2139" />
        <label xlink:type="resource" xlink:label="label2139" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ReclassificationOutOfAccumulatedOtherComprehensiveIncome_en-US">Reclassification Out Of Accumulated Other Comprehensive Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2139" xlink:to="label2139" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationOutOfAccumulatedOtherComprehensiveIncome" xlink:label="element2140" />
        <label xlink:type="resource" xlink:label="label2140" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ReclassificationOutOfAccumulatedOtherComprehensiveIncome_en-US">Identifies item reclassified out of accumulated other comprehensive income (loss).</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2140" xlink:to="label2140" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="element2141" />
        <label xlink:type="resource" xlink:label="label2141" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax_en-US">Accumulated Other Comprehensive Income (Loss) Net Of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2141" xlink:to="label2141" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="element2142" />
        <label xlink:type="resource" xlink:label="label2142" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax_en-US">Beginning balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2142" xlink:to="label2142" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="element2143" />
        <label xlink:type="resource" xlink:label="label2143" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax_en-US">Ending balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2143" xlink:to="label2143" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" xlink:label="element2144" />
        <label xlink:type="resource" xlink:label="label2144" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember_en-US">Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2144" xlink:to="label2144" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" xlink:label="element2145" />
        <label xlink:type="resource" xlink:label="label2145" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember_en-US">Accumulated appreciation or loss, net of tax, in value of the total of available-for-sale securities at the end of an accounting period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2145" xlink:to="label2145" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" xlink:label="element2146" />
        <label xlink:type="resource" xlink:label="label2146" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember_en-US">Net unrealized gains on securities available for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2146" xlink:to="label2146" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" xlink:label="element2147" />
        <label xlink:type="resource" xlink:label="label2147" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_en-US">Net Income Loss Attributable to Reclassifications Made Out of Other Comprehensive Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2147" xlink:to="label2147" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" xlink:label="element2148" />
        <label xlink:type="resource" xlink:label="label2148" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_en-US">Net Income Loss Attributable to Reclassifications Made Out of Other Comprehensive Income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2148" xlink:to="label2148" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" xlink:label="element2149" />
        <label xlink:type="resource" xlink:label="label2149" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_en-US">Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2149" xlink:to="label2149" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchasedLoan" xlink:label="element2150" />
        <label xlink:type="resource" xlink:label="label2150" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RepurchasedLoan_en-US">Repurchased Loan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2150" xlink:to="label2150" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchasedLoan" xlink:label="element2151" />
        <label xlink:type="resource" xlink:label="label2151" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RepurchasedLoan_en-US">Unpaid principal amount of loans repurchased under representation and warranty arrangements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2151" xlink:to="label2151" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchasedLoan" xlink:label="element2152" />
        <label xlink:type="resource" xlink:label="label2152" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_RepurchasedLoan_en-US">Repurchased Loan GNMA subject to credit recourse</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2152" xlink:to="label2152" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchasedLoan" xlink:label="element2153" />
        <label xlink:type="resource" xlink:label="label2153" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_RepurchasedLoan_en-US">Repurchased GNMA</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2153" xlink:to="label2153" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicedMortgageLoanMember" xlink:label="element2154" />
        <label xlink:type="resource" xlink:label="label2154" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ServicedMortgageLoanMember_en-US">Serviced Mortgage Loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2154" xlink:to="label2154" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanWithRecourseMember" xlink:label="element2155" />
        <label xlink:type="resource" xlink:label="label2155" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoanWithRecourseMember_en-US">Loan with recourse [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2155" xlink:to="label2155" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanServicedUnderRepresentationWarrantiesMember" xlink:label="element2156" />
        <label xlink:type="resource" xlink:label="label2156" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoanServicedUnderRepresentationWarrantiesMember_en-US">Loan serviced under representation warranties [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2156" xlink:to="label2156" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesFSCarryingValue" xlink:label="element2157" />
        <label xlink:type="resource" xlink:label="label2157" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InvestmentSecuritiesFSCarryingValue_en-US">Investment securities AFS , carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2157" xlink:to="label2157" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesFSCarryingValue" xlink:label="element2158" />
        <label xlink:type="resource" xlink:label="label2158" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InvestmentSecuritiesFSCarryingValue_en-US">Investment securities available for sale, carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2158" xlink:to="label2158" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankStockAtCarryingValue" xlink:label="element2159" />
        <label xlink:type="resource" xlink:label="label2159" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FederalHomeLoanBankStockAtCarryingValue_en-US">Federal Home Loan Bank Stock at carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2159" xlink:to="label2159" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankStockAtCarryingValue" xlink:label="element2160" />
        <label xlink:type="resource" xlink:label="label2160" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FederalHomeLoanBankStockAtCarryingValue_en-US">Federal Home Loan Bank Stock at carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2160" xlink:to="label2160" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsCarryingValue" xlink:label="element2161" />
        <label xlink:type="resource" xlink:label="label2161" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DerivativeAssetsCarryingValue_en-US">Derivative Assets, carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2161" xlink:to="label2161" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsCarryingValue" xlink:label="element2162" />
        <label xlink:type="resource" xlink:label="label2162" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DerivativeAssetsCarryingValue_en-US">Derivative Assets, carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2162" xlink:to="label2162" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAssetsCarryingValue" xlink:label="element2163" />
        <label xlink:type="resource" xlink:label="label2163" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ServicingAssetsCarryingValue_en-US">Servicing assets, carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2163" xlink:to="label2163" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAssetsCarryingValue" xlink:label="element2164" />
        <label xlink:type="resource" xlink:label="label2164" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ServicingAssetsCarryingValue_en-US">Servicing assets, carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2164" xlink:to="label2164" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeLiabilitiesAtCarryingValue" xlink:label="element2165" />
        <label xlink:type="resource" xlink:label="label2165" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DerivativeLiabilitiesAtCarryingValue_en-US">Derivative liabilities at carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2165" xlink:to="label2165" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeLiabilitiesAtCarryingValue" xlink:label="element2166" />
        <label xlink:type="resource" xlink:label="label2166" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DerivativeLiabilitiesAtCarryingValue_en-US">Derivative liabilities at carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2166" xlink:to="label2166" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainLossOnSaleOfMortgageLoansHeldForSale" xlink:label="element2167" />
        <label xlink:type="resource" xlink:label="label2167" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_GainLossOnSaleOfMortgageLoansHeldForSale_en-US">Gain (Loss) on Sale of Mortgage Loans held for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2167" xlink:to="label2167" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainLossOnSaleOfMortgageLoansHeldForSale" xlink:label="element2168" />
        <label xlink:type="resource" xlink:label="label2168" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_GainLossOnSaleOfMortgageLoansHeldForSale_en-US">Gain (Loss) on Sale of Mortgage Loans held for sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2168" xlink:to="label2168" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageHeldForSalePortionSold" xlink:label="element2169" />
        <label xlink:type="resource" xlink:label="label2169" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MortgageHeldForSalePortionSold_en-US">Mortgage held for sale, portion sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2169" xlink:to="label2169" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageHeldForSalePortionSold" xlink:label="element2170" />
        <label xlink:type="resource" xlink:label="label2170" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MortgageHeldForSalePortionSold_en-US">Unpaid principal balance of the portion of residential mortgage held for sale sold by the company.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2170" xlink:to="label2170" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansSold" xlink:label="element2171" />
        <label xlink:type="resource" xlink:label="label2171" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AcquiredLoansSold_en-US">Acquired loans sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2171" xlink:to="label2171" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansSold" xlink:label="element2172" />
        <label xlink:type="resource" xlink:label="label2172" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AcquiredLoansSold_en-US">Amount of acquired residential mortgages sold by the company.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2172" xlink:to="label2172" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalAmortizationOfFdicIndemnificationAsset" xlink:label="element2173" />
        <label xlink:type="resource" xlink:label="label2173" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AdditionalAmortizationOfFdicIndemnificationAsset_en-US">Additional amortization of the FDIC indemnification asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2173" xlink:to="label2173" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalAmortizationOfFdicIndemnificationAsset" xlink:label="element2174" />
        <label xlink:type="resource" xlink:label="label2174" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AdditionalAmortizationOfFdicIndemnificationAsset_en-US">additional amortization of the FDIC indemnification asset from stepped up costs recoveries on certain construction and leasing pools.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2174" xlink:to="label2174" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateCommercialSecuredMember" xlink:label="element2175" />
        <label xlink:type="resource" xlink:label="label2175" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CorporateCommercialSecuredMember_en-US">Corporate Commercial Secured [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2175" xlink:to="label2175" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateCommercialSecuredMember" xlink:label="element2176" />
        <label xlink:type="resource" xlink:label="label2176" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CorporateCommercialSecuredMember_en-US">Corporate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2176" xlink:to="label2176" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalCommercialSecuredMember" xlink:label="element2177" />
        <label xlink:type="resource" xlink:label="label2177" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InstitutionalCommercialSecuredMember_en-US">Institutional Commercial Secured [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2177" xlink:to="label2177" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalCommercialSecuredMember" xlink:label="element2178" />
        <label xlink:type="resource" xlink:label="label2178" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_InstitutionalCommercialSecuredMember_en-US">Institutional</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2178" xlink:to="label2178" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketCommercialSecuredMember" xlink:label="element2179" />
        <label xlink:type="resource" xlink:label="label2179" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MiddleMarketCommercialSecuredMember_en-US">Middle Market Commercial Secured [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2179" xlink:to="label2179" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketCommercialSecuredMember" xlink:label="element2180" />
        <label xlink:type="resource" xlink:label="label2180" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_MiddleMarketCommercialSecuredMember_en-US">Middle Market</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2180" xlink:to="label2180" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailCommercialSecuredMember" xlink:label="element2181" />
        <label xlink:type="resource" xlink:label="label2181" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RetailCommercialSecuredMember_en-US">Retail Commercial Secured [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2181" xlink:to="label2181" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailCommercialSecuredMember" xlink:label="element2182" />
        <label xlink:type="resource" xlink:label="label2182" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_RetailCommercialSecuredMember_en-US">Retail</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2182" xlink:to="label2182" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanCommercialSecuredMember" xlink:label="element2183" />
        <label xlink:type="resource" xlink:label="label2183" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FloorPlanCommercialSecuredMember_en-US">Floor Plan Commercial Secured [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2183" xlink:to="label2183" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanCommercialSecuredMember" xlink:label="element2184" />
        <label xlink:type="resource" xlink:label="label2184" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FloorPlanCommercialSecuredMember_en-US">Floor Plan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2184" xlink:to="label2184" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateCommercialSecuredMember" xlink:label="element2185" />
        <label xlink:type="resource" xlink:label="label2185" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RealEstateCommercialSecuredMember_en-US">Real Estate Commercial Secured [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2185" xlink:to="label2185" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateCommercialSecuredMember" xlink:label="element2186" />
        <label xlink:type="resource" xlink:label="label2186" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_RealEstateCommercialSecuredMember_en-US">Real Estate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2186" xlink:to="label2186" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateOtherCommercialMember" xlink:label="element2187" />
        <label xlink:type="resource" xlink:label="label2187" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CorporateOtherCommercialMember_en-US">Corporate Other Commercial [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2187" xlink:to="label2187" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateOtherCommercialMember" xlink:label="element2188" />
        <label xlink:type="resource" xlink:label="label2188" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CorporateOtherCommercialMember_en-US">Institutional</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2188" xlink:to="label2188" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalOtherCommercialMember" xlink:label="element2189" />
        <label xlink:type="resource" xlink:label="label2189" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InstitutionalOtherCommercialMember_en-US">Institutional Other Commercial [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2189" xlink:to="label2189" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalOtherCommercialMember" xlink:label="element2190" />
        <label xlink:type="resource" xlink:label="label2190" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_InstitutionalOtherCommercialMember_en-US">Institutional</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2190" xlink:to="label2190" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketOtherCommercialMember" xlink:label="element2191" />
        <label xlink:type="resource" xlink:label="label2191" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MiddleMarketOtherCommercialMember_en-US">Middle Market Other Commercial [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2191" xlink:to="label2191" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketOtherCommercialMember" xlink:label="element2192" />
        <label xlink:type="resource" xlink:label="label2192" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_MiddleMarketOtherCommercialMember_en-US">Middle Market</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2192" xlink:to="label2192" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailOtherCommercialMember" xlink:label="element2193" />
        <label xlink:type="resource" xlink:label="label2193" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RetailOtherCommercialMember_en-US">Retail Other Commercial [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2193" xlink:to="label2193" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailOtherCommercialMember" xlink:label="element2194" />
        <label xlink:type="resource" xlink:label="label2194" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_RetailOtherCommercialMember_en-US">Retail</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2194" xlink:to="label2194" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanOtherCommercialMember" xlink:label="element2195" />
        <label xlink:type="resource" xlink:label="label2195" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FloorPlanOtherCommercialMember_en-US">Floor Plan Other Commercial [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2195" xlink:to="label2195" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanOtherCommercialMember" xlink:label="element2196" />
        <label xlink:type="resource" xlink:label="label2196" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FloorPlanOtherCommercialMember_en-US">Floor Plan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2196" xlink:to="label2196" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndCommercialRealEstateMember" xlink:label="element2197" />
        <label xlink:type="resource" xlink:label="label2197" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ConstructionAndCommercialRealEstateMember_en-US">Construction and commercial real estate [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2197" xlink:to="label2197" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="element2198" />
        <label xlink:type="resource" xlink:label="label2198" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OtherCommercialAndIndustrialMember_en-US">Other commercial and industrial [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2198" xlink:to="label2198" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse" xlink:label="element2199" />
        <label xlink:type="resource" xlink:label="label2199" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse_en-US">Losses from repurchased loans subject to credit recourse</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2199" xlink:to="label2199" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse" xlink:label="element2200" />
        <label xlink:type="resource" xlink:label="label2200" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse_en-US">Repurchase of residential loans sold, subject to credit recourse</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2200" xlink:to="label2200" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse" xlink:label="element2201" />
        <label xlink:type="resource" xlink:label="label2201" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse_en-US">Losses from repurchase of residential loans sold, subject to credit recourse</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2201" xlink:to="label2201" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse" xlink:label="element2202" />
        <label xlink:type="resource" xlink:label="label2202" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse_en-US">Representation and warranty arrangements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2202" xlink:to="label2202" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FundsAdvancedToInvestorsUnderServicingAgreements" xlink:label="element2203" />
        <label xlink:type="resource" xlink:label="label2203" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FundsAdvancedToInvestorsUnderServicingAgreements_en-US">Funds Advanced To Investors Under Servicing Agreements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2203" xlink:to="label2203" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FundsAdvancedToInvestorsUnderServicingAgreements" xlink:label="element2204" />
        <label xlink:type="resource" xlink:label="label2204" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FundsAdvancedToInvestorsUnderServicingAgreements_en-US">This balances represents the total of funds advanced to investors under servicing agreements. As stated in the note, under these servicing agreements, the Company is required to advance to investors the payment of principal, interest, taxes and insurance, if such payments have not been received from the borrowers.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2204" xlink:to="label2204" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_VariableRateDemandObligation" xlink:label="element2205" />
        <label xlink:type="resource" xlink:label="label2205" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_VariableRateDemandObligation_en-US">Variable Rate Demand Obligation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2205" xlink:to="label2205" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_VariableRateDemandObligation" xlink:label="element2206" />
        <label xlink:type="resource" xlink:label="label2206" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_VariableRateDemandObligation_en-US">Debt securities that permit the holder to require the trustee or tender agent to repurchase the security at specified dates before maturity. This type of bond is also known as a multimaturity bond, an option tender bond, or a put bond.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2206" xlink:to="label2206" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_VariableRateDemandObligation" xlink:label="element2207" />
        <label xlink:type="resource" xlink:label="label2207" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_VariableRateDemandObligation_en-US">Puerto Rico Government obligation with mandatory tender offer repaid by user</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2207" xlink:to="label2207" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldForSaleAmortizedCost" xlink:label="element2208" />
        <label xlink:type="resource" xlink:label="label2208" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldForSaleAmortizedCost_en-US">Non Performing Residential Loans Held For Investment Transferred To Held For Sale Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2208" xlink:to="label2208" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldForSaleAmortizedCost" xlink:label="element2209" />
        <label xlink:type="resource" xlink:label="label2209" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldForSaleAmortizedCost_en-US">Loans held for investment transferred to held for sale, amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2209" xlink:to="label2209" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="element2210" />
        <label xlink:type="resource" xlink:label="label2210" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_en-US">Loans And Leases Receivable Covered And Not Covered [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2210" xlink:to="label2210" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedLoansMember" xlink:label="element2211" />
        <label xlink:type="resource" xlink:label="label2211" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OriginatedLoansMember_en-US">Originated Loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2211" xlink:to="label2211" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfRepurchaseAgreementByMaturityTableTextBlock" xlink:label="element2212" />
        <label xlink:type="resource" xlink:label="label2212" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ScheduleOfRepurchaseAgreementByMaturityTableTextBlock_en-US">Schedule of Repurchase Agreement by Maturity [Table text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2212" xlink:to="label2212" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfRepurchaseAgreementByMaturityTableTextBlock" xlink:label="element2213" />
        <label xlink:type="resource" xlink:label="label2213" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ScheduleOfRepurchaseAgreementByMaturityTableTextBlock_en-US">Schedule of Repurchase Agreement by Maturity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2213" xlink:to="label2213" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ResidentialLoansSoldWithRecourseMember" xlink:label="element2214" />
        <label xlink:type="resource" xlink:label="label2214" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ResidentialLoansSoldWithRecourseMember_en-US">Residential Loans Sold with Recourse [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2214" xlink:to="label2214" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ResidentialLoansSoldWithRecourseMember" xlink:label="element2215" />
        <label xlink:type="resource" xlink:label="label2215" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ResidentialLoansSoldWithRecourseMember_en-US">Residential related loan that allows a lender to seek financial damages if the borrower fails to pay the liability, and if the value of the home used as collateral is not enough to cover it. A recourse loan allows the lender to go after the debtor's assets that were not used as loan collateral in case of default.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2215" xlink:to="label2215" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ResidentialLoansSoldWithRecourseMember" xlink:label="element2216" />
        <label xlink:type="resource" xlink:label="label2216" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_ResidentialLoansSoldWithRecourseMember_en-US">Residential loans sold with recourse secured with cash or eqivalents</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2216" xlink:to="label2216" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ResidentialLoansSoldWithRecourseMember" xlink:label="element2217" />
        <label xlink:type="resource" xlink:label="label2217" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_ResidentialLoansSoldWithRecourseMember_en-US">Obligations under agreements of loans sold with recourse</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2217" xlink:to="label2217" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="element2218" />
        <label xlink:type="resource" xlink:label="label2218" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommercialAndOtherConstructionMember_en-US">Commercial and Other Construction Loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2218" xlink:to="label2218" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="element2219" />
        <label xlink:type="resource" xlink:label="label2219" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommercialAndOtherConstructionMember_en-US">Commercial and other construction financing receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2219" xlink:to="label2219" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLinesOfCreditMember" xlink:label="element2220" />
        <label xlink:type="resource" xlink:label="label2220" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_UnsecuredPersonalLinesOfCreditMember_en-US">Unsecured personal lines of credit [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2220" xlink:to="label2220" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLoansMember" xlink:label="element2221" />
        <label xlink:type="resource" xlink:label="label2221" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_UnsecuredPersonalLoansMember_en-US">Unsecured personal loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2221" xlink:to="label2221" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashCollateralPersonalLoansMember" xlink:label="element2222" />
        <label xlink:type="resource" xlink:label="label2222" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CashCollateralPersonalLoansMember_en-US">Cash collateral personal loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2222" xlink:to="label2222" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapOptionsContractDueDateLineItems" xlink:label="element2223" />
        <label xlink:type="resource" xlink:label="label2223" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SwapOptionsContractDueDateLineItems_en-US">Swap Options Contract Due Date [Line Items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2223" xlink:to="label2223" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapoptiontableTable" xlink:label="element2224" />
        <label xlink:type="resource" xlink:label="label2224" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SwapoptiontableTable_en-US">Swap Option Table [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2224" xlink:to="label2224" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapoptiontableTable" xlink:label="element2225" />
        <label xlink:type="resource" xlink:label="label2225" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_SwapoptiontableTable_en-US">Schedule that describes and identifies a derivative or group of derivatives on a disaggregated basis, such as for individual instruments, or small groups of similar instruments. May include a combination of the type of instrument, risks being hedged, notional amount, hedge designation, related hedged item, inception date, maturity date, or other relevant item.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2225" xlink:to="label2225" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajorTypesOfEquitySecuritiesSwaptionAxis" xlink:label="element2226" />
        <label xlink:type="resource" xlink:label="label2226" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_en-US">Major Types Of Equity Securities Swaption [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2226" xlink:to="label2226" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajorTypesOfEquitySecuritiesSwaptionAxis" xlink:label="element2227" />
        <label xlink:type="resource" xlink:label="label2227" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_en-US">Major Types Of Equity Securities Swaption by Category</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2227" xlink:to="label2227" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajortypesofequitysecuritiesswaptionDomain" xlink:label="element2228" />
        <label xlink:type="resource" xlink:label="label2228" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MajortypesofequitysecuritiesswaptionDomain_en-US">Major Types Of Equity Securities Swaption [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2228" xlink:to="label2228" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajortypesofequitysecuritiesswaptionDomain" xlink:label="element2229" />
        <label xlink:type="resource" xlink:label="label2229" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MajortypesofequitysecuritiesswaptionDomain_en-US">Provides general categories of investments for which information is required or determined to be disclosed.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2229" xlink:to="label2229" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Accruedinterestreceivableandotherassetsabstract" xlink:label="element2230" />
        <label xlink:type="resource" xlink:label="label2230" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Accruedinterestreceivableandotherassetsabstract_en-US">Accrued Interest Receivable And Other Assets [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2230" xlink:to="label2230" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AverageDailyAggregateBalanceOutstanding" xlink:label="element2231" />
        <label xlink:type="resource" xlink:label="label2231" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AverageDailyAggregateBalanceOutstanding_en-US">Average Daily Aggregate Balance Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2231" xlink:to="label2231" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AverageDailyAggregateBalanceOutstanding" xlink:label="element2232" />
        <label xlink:type="resource" xlink:label="label2232" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AverageDailyAggregateBalanceOutstanding_en-US">Average daily aggregate balance outstanding of repurchase agreements and other debts instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2232" xlink:to="label2232" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaximumOutstandingBalanceAtAnyMonthEnd" xlink:label="element2233" />
        <label xlink:type="resource" xlink:label="label2233" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MaximumOutstandingBalanceAtAnyMonthEnd_en-US">Maximum Outstanding Balance At Any Month End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2233" xlink:to="label2233" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaximumOutstandingBalanceAtAnyMonthEnd" xlink:label="element2234" />
        <label xlink:type="resource" xlink:label="label2234" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MaximumOutstandingBalanceAtAnyMonthEnd_en-US">Maximum outstanding balance at any month-end of repurcase agreements and other debt instruments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2234" xlink:to="label2234" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementWeightedAverageInterestRateDuringYear" xlink:label="element2235" />
        <label xlink:type="resource" xlink:label="label2235" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RepurchaseAgreementWeightedAverageInterestRateDuringYear_en-US">Repurchase Agreement Weighted Average Interest Rate During Year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2235" xlink:to="label2235" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementWeightedAverageInterestRateDuringYear" xlink:label="element2236" />
        <label xlink:type="resource" xlink:label="label2236" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_RepurchaseAgreementWeightedAverageInterestRateDuringYear_en-US">Repurchase agreement weighted average interest rate during the year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2236" xlink:to="label2236" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementWeightedAverageInterestRateDuringYear" xlink:label="element2237" />
        <label xlink:type="resource" xlink:label="label2237" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RepurchaseAgreementWeightedAverageInterestRateDuringYear_en-US">Weighted average interest rate during the year</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2237" xlink:to="label2237" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementWeightedAverageInterestRateAtYearEnd" xlink:label="element2238" />
        <label xlink:type="resource" xlink:label="label2238" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RepurchaseAgreementWeightedAverageInterestRateAtYearEnd_en-US">Repurchase Agreement Weighted Average Interest Rate At Year End</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2238" xlink:to="label2238" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementWeightedAverageInterestRateAtYearEnd" xlink:label="element2239" />
        <label xlink:type="resource" xlink:label="label2239" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RepurchaseAgreementWeightedAverageInterestRateAtYearEnd_en-US">Repurchase agreement weighted average interest rate at year end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2239" xlink:to="label2239" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementWeightedAverageInterestRateAtYearEnd" xlink:label="element2240" />
        <label xlink:type="resource" xlink:label="label2240" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_RepurchaseAgreementWeightedAverageInterestRateAtYearEnd_en-US">Weighted average interest rate at year end</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2240" xlink:to="label2240" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirtyMillionMember" xlink:label="element2241" />
        <label xlink:type="resource" xlink:label="label2241" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ThirtyMillionMember_en-US">Thirty Million [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2241" xlink:to="label2241" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalFundPurchasedDetailsTableTextBlock" xlink:label="element2242" />
        <label xlink:type="resource" xlink:label="label2242" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FederalFundPurchasedDetailsTableTextBlock_en-US">Federal Fund Purchased Details [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2242" xlink:to="label2242" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IndexAppreciation" xlink:label="element2243" />
        <label xlink:type="resource" xlink:label="label2243" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_IndexAppreciation_en-US">Index Appreciation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2243" xlink:to="label2243" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IndexAppreciation" xlink:label="element2244" />
        <label xlink:type="resource" xlink:label="label2244" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_IndexAppreciation_en-US">Appreciation of S &amp; P index tied to a liability.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2244" xlink:to="label2244" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherBorrowingsExcludingFederalFundsMember" xlink:label="element2245" />
        <label xlink:type="resource" xlink:label="label2245" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OtherBorrowingsExcludingFederalFundsMember_en-US">Other Borrowings, excluding Federal Funds [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2245" xlink:to="label2245" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFundObligations" xlink:label="element2246" />
        <label xlink:type="resource" xlink:label="label2246" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DebtInstrumentCumulativeSinkingFundObligations_en-US">Debt Instrument Cumulative Sinking Fund Obligations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2246" xlink:to="label2246" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFundObligations" xlink:label="element2247" />
        <label xlink:type="resource" xlink:label="label2247" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DebtInstrumentCumulativeSinkingFundObligations_en-US">Cumulative amounts of future obligation, which will be used to retire the debt instrument.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2247" xlink:to="label2247" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFundObligations" xlink:label="element2248" />
        <label xlink:type="resource" xlink:label="label2248" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_DebtInstrumentCumulativeSinkingFundObligations_en-US">Redemption fund - December 31, 2015</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2248" xlink:to="label2248" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse" xlink:label="element2249" />
        <label xlink:type="resource" xlink:label="label2249" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse_en-US">Gain (Loss) On Repurchase Loan Not Subject To Credit Recourse</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2249" xlink:to="label2249" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse" xlink:label="element2250" />
        <label xlink:type="resource" xlink:label="label2250" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse_en-US">Gains (Losses) from repurchase of residential loans sold, not subject to credit recourse</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2250" xlink:to="label2250" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse" xlink:label="element2251" />
        <label xlink:type="resource" xlink:label="label2251" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse_en-US">Loss On GNMA Repurchased Loan Not Subject To Credit Recourse</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2251" xlink:to="label2251" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" xlink:label="element2252" />
        <label xlink:type="resource" xlink:label="label2252" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_en-US">Non Covered Loan, Not Subject To Risk Ratings [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2252" xlink:to="label2252" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" xlink:label="element2253" />
        <label xlink:type="resource" xlink:label="label2253" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_en-US">Non covered loan, not subject to risk ratings.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2253" xlink:to="label2253" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedLoansNotSubjectToRiskRatingMember" xlink:label="element2254" />
        <label xlink:type="resource" xlink:label="label2254" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OriginatedLoansNotSubjectToRiskRatingMember_en-US">Originated loans, not subject to risk rating [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2254" xlink:to="label2254" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" xlink:label="element2255" />
        <label xlink:type="resource" xlink:label="label2255" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_en-US">Accounted For Under ASC 310-20, not subject to risk rating [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2255" xlink:to="label2255" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" xlink:label="element2256" />
        <label xlink:type="resource" xlink:label="label2256" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_en-US">Most recent acquired loans accounted for under ASC 310-20, not subject to risk rating.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2256" xlink:to="label2256" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfRepurchaseAgreementCounterpartyTableTextBlock" xlink:label="element2257" />
        <label xlink:type="resource" xlink:label="label2257" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ScheduleOfRepurchaseAgreementCounterpartyTableTextBlock_en-US">Schedule Of Repurchase Agreement Counterparty [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2257" xlink:to="label2257" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchasedAgreementsOtherDetailstableTextBlock" xlink:label="element2258" />
        <label xlink:type="resource" xlink:label="label2258" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RepurchasedAgreementsOtherDetailstableTextBlock_en-US">Repurchased Agreements Other Details[Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2258" xlink:to="label2258" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccruedInterestReceivableOnNonAcquiredLoans" xlink:label="element2259" />
        <label xlink:type="resource" xlink:label="label2259" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AccruedInterestReceivableOnNonAcquiredLoans_en-US">Accrued Interest Receivable On Non Acquired Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2259" xlink:to="label2259" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccruedInterestReceivableOnNonAcquiredLoans" xlink:label="element2260" />
        <label xlink:type="resource" xlink:label="label2260" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AccruedInterestReceivableOnNonAcquiredLoans_en-US">Amounts due for interest earned on non-covered loans but not received as of the balance sheet date.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2260" xlink:to="label2260" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationLiabilityRollForward" xlink:label="element2261" />
        <label xlink:type="resource" xlink:label="label2261" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicIndemnificationLiabilityRollForward_en-US">FDIC Indemnification Liability [Roll Forward]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2261" xlink:to="label2261" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationLiabilityRollForward" xlink:label="element2262" />
        <label xlink:type="resource" xlink:label="label2262" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_FdicIndemnificationLiabilityRollForward_en-US">True-up payment obligation [Roll Forward]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2262" xlink:to="label2262" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TrueUpPaymentObligation" xlink:label="element2263" />
        <label xlink:type="resource" xlink:label="label2263" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TrueUpPaymentObligation_en-US">True Up Payment Obligation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2263" xlink:to="label2263" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TrueUpPaymentObligation" xlink:label="element2264" />
        <label xlink:type="resource" xlink:label="label2264" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ofg_TrueUpPaymentObligation_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2264" xlink:to="label2264" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TrueUpPaymentObligation" xlink:label="element2265" />
        <label xlink:type="resource" xlink:label="label2265" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ofg_TrueUpPaymentObligation_en-US">Balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2265" xlink:to="label2265" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetExpense" xlink:label="element2266" />
        <label xlink:type="resource" xlink:label="label2266" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicIndemnificationAssetExpense_en-US">FDIC indemnification asset, expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2266" xlink:to="label2266" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetExpense" xlink:label="element2267" />
        <label xlink:type="resource" xlink:label="label2267" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicIndemnificationAssetExpense_en-US">Increases to the indemnification asset due to accretion of the loan discount relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC), excluding the clawback provision.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2267" xlink:to="label2267" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetExpense" xlink:label="element2268" />
        <label xlink:type="resource" xlink:label="label2268" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_FdicIndemnificationAssetExpense_en-US">FDIC indemnification asset, expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2268" xlink:to="label2268" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions" xlink:label="element2269" />
        <label xlink:type="resource" xlink:label="label2269" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions_en-US">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Non Accretable Yield Additions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2269" xlink:to="label2269" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions" xlink:label="element2270" />
        <label xlink:type="resource" xlink:label="label2270" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions_en-US">Additions non-accretable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2270" xlink:to="label2270" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInProvisionForNonCoveredLoanLosses" xlink:label="element2271" />
        <label xlink:type="resource" xlink:label="label2271" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ChangeInProvisionForNonCoveredLoanLosses_en-US">Change in provision for non-covered loan losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2271" xlink:to="label2271" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInProvisionForNonCoveredLoanLosses" xlink:label="element2272" />
        <label xlink:type="resource" xlink:label="label2272" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ChangeInProvisionForNonCoveredLoanLosses_en-US">Change in period of the amount of expense related to estimated loss from non-covered loans and leases transactions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2272" xlink:to="label2272" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalProvisionDueToReclassificationOfLoans" xlink:label="element2273" />
        <label xlink:type="resource" xlink:label="label2273" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AdditionalProvisionDueToReclassificationOfLoans_en-US">Additional Provision due to Reclassification of Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2273" xlink:to="label2273" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalProvisionDueToReclassificationOfLoans" xlink:label="element2274" />
        <label xlink:type="resource" xlink:label="label2274" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AdditionalProvisionDueToReclassificationOfLoans_en-US">Additional provision for loan and lease losses due to reclassification to held-for-sale of non-performing residential mortgage loans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2274" xlink:to="label2274" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotImpairedLoans" xlink:label="element2275" />
        <label xlink:type="resource" xlink:label="label2275" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NotImpairedLoans_en-US">Not Impaired Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2275" xlink:to="label2275" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotImpairedLoans" xlink:label="element2276" />
        <label xlink:type="resource" xlink:label="label2276" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_NotImpairedLoans_en-US">Acquired not impaired loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2276" xlink:to="label2276" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotImpairedLoans" xlink:label="element2277" />
        <label xlink:type="resource" xlink:label="label2277" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NotImpairedLoans_en-US">Pool of loans evaluated for impairment which not require an allowance for loan losses.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2277" xlink:to="label2277" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSoldToExtinguishDebt" xlink:label="element2278" />
        <label xlink:type="resource" xlink:label="label2278" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InvestmentSoldToExtinguishDebt_en-US">Investment Sold to Extinguish Debt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2278" xlink:to="label2278" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSoldToExtinguishDebt" xlink:label="element2279" />
        <label xlink:type="resource" xlink:label="label2279" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InvestmentSoldToExtinguishDebt_en-US">Investment sold to extinguish debt.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2279" xlink:to="label2279" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExtinguishedDebt" xlink:label="element2280" />
        <label xlink:type="resource" xlink:label="label2280" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ExtinguishedDebt_en-US">Extinguished Debt</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2280" xlink:to="label2280" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExtinguishedDebt" xlink:label="element2281" />
        <label xlink:type="resource" xlink:label="label2281" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ExtinguishedDebt_en-US">Amount of debt which was extinguished prior to their maturity, selling assets like investments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2281" xlink:to="label2281" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalOfDebtMaturedUnderRepurchasedAgreement" xlink:label="element2282" />
        <label xlink:type="resource" xlink:label="label2282" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TotalOfDebtMaturedUnderRepurchasedAgreement_en-US">Total Of Debt Matured Under Repurchased Agreement</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2282" xlink:to="label2282" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalOfDebtMaturedUnderRepurchasedAgreement" xlink:label="element2283" />
        <label xlink:type="resource" xlink:label="label2283" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TotalOfDebtMaturedUnderRepurchasedAgreement_en-US">Total amount of the debt matured under an agreement to repurchase.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2283" xlink:to="label2283" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NewRepurchaseAgreementDebtAmount" xlink:label="element2284" />
        <label xlink:type="resource" xlink:label="label2284" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NewRepurchaseAgreementDebtAmount_en-US">New Repurchase Agreement Debt Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2284" xlink:to="label2284" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NewRepurchaseAgreementDebtAmount" xlink:label="element2285" />
        <label xlink:type="resource" xlink:label="label2285" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NewRepurchaseAgreementDebtAmount_en-US">Total amount of debt due to new repurchase agreementas contracts.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2285" xlink:to="label2285" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassifiedLoansSold" xlink:label="element2286" />
        <label xlink:type="resource" xlink:label="label2286" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ReclassifiedLoansSold_en-US">Reclassified loans sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2286" xlink:to="label2286" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassifiedLoansSold" xlink:label="element2287" />
        <label xlink:type="resource" xlink:label="label2287" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ReclassifiedLoansSold_en-US">Reclassified loans to held-for-sale sold.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2287" xlink:to="label2287" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByUsTreasuryAndSponsoredAgenciesinUnrealizedLossPosition" xlink:label="element2288" />
        <label xlink:type="resource" xlink:label="label2288" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InvestmentsGuaranteedByUsTreasuryAndSponsoredAgenciesinUnrealizedLossPosition_en-US">Investments Guaranteed by US Treasury and Sponsored Agencies in Unrealized Loss on Position</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2288" xlink:to="label2288" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByUsTreasuryAndSponsoredAgenciesinUnrealizedLossPosition" xlink:label="element2289" />
        <label xlink:type="resource" xlink:label="label2289" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InvestmentsGuaranteedByUsTreasuryAndSponsoredAgenciesinUnrealizedLossPosition_en-US">Investments in unrealized loss on positions guaranteed by US Treasury and sponsored agencies which are not subject to credit risk due to market conditions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2289" xlink:to="label2289" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPosition" xlink:label="element2290" />
        <label xlink:type="resource" xlink:label="label2290" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPosition_en-US">Investments Guaranteed by Puerto Rico Government and its Political Subdivisions in Unrealized Loss On Position</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2290" xlink:to="label2290" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPosition" xlink:label="element2291" />
        <label xlink:type="resource" xlink:label="label2291" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPosition_en-US">Investments in Unrealized Loss on Positions Guaranteed by Puerto Rico Government and its political subdivisions subject to credit risk and decline on market value due to puerto Rico Government market conditions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2291" xlink:to="label2291" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentsguaranteedbyustreasuryandsponsoredagenciesinunrealizedlosspositionpercentagetototalinvestmentinunrealizedlossposition" xlink:label="element2292" />
        <label xlink:type="resource" xlink:label="label2292" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Investmentsguaranteedbyustreasuryandsponsoredagenciesinunrealizedlosspositionpercentagetototalinvestmentinunrealizedlossposition_en-US">Investments Guaranteed By Us Treasury And Sponsored Agencies in Unrealized Loss Position Percentage To Total Investment in Unrealized Loss Position</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2292" xlink:to="label2292" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentsguaranteedbyustreasuryandsponsoredagenciesinunrealizedlosspositionpercentagetototalinvestmentinunrealizedlossposition" xlink:label="element2293" />
        <label xlink:type="resource" xlink:label="label2293" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Investmentsguaranteedbyustreasuryandsponsoredagenciesinunrealizedlosspositionpercentagetototalinvestmentinunrealizedlossposition_en-US">Investments guaranteed by US Treasury and sponsored agencies in unrealized loss position percentage to total investment in unrealized loss position</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2293" xlink:to="label2293" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionPercentageToTotalInvestmentInUnrealizedLossPosition" xlink:label="element2294" />
        <label xlink:type="resource" xlink:label="label2294" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionPercentageToTotalInvestmentInUnrealizedLossPosition_en-US">Investments Guaranteed By Puerto Rico Government and Its Political Subdivisions in Unrealized Loss Position Percentage To Total Investment in Unrealized Loss Position</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2294" xlink:to="label2294" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionPercentageToTotalInvestmentInUnrealizedLossPosition" xlink:label="element2295" />
        <label xlink:type="resource" xlink:label="label2295" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionPercentageToTotalInvestmentInUnrealizedLossPosition_en-US">Investments guaranteed by Puerto Rico Government and its political subdivisions in unrealized loss position percentage to total investment in unrealized loss position</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2295" xlink:to="label2295" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansGrantedToPuertoRicoGovernment" xlink:label="element2296" />
        <label xlink:type="resource" xlink:label="label2296" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoansGrantedToPuertoRicoGovernment_en-US">Loans Granted To Puerto Rico Government</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2296" xlink:to="label2296" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansGrantedToPuertoRicoGovernment" xlink:label="element2297" />
        <label xlink:type="resource" xlink:label="label2297" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LoansGrantedToPuertoRicoGovernment_en-US">Total amount of loans granted to Puerto Rico Government as part of the institutional commercial loan segment.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2297" xlink:to="label2297" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansGrantedToPuertoRicoGovernment" xlink:label="element2298" />
        <label xlink:type="resource" xlink:label="label2298" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_LoansGrantedToPuertoRicoGovernment_en-US">Originated Loans Granted To Puerto Rico Government</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2298" xlink:to="label2298" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment" xlink:label="element2299" />
        <label xlink:type="resource" xlink:label="label2299" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment_en-US">Acquired Loans Under ASC 310-30 granted to the Puerto Rico Government</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2299" xlink:to="label2299" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment" xlink:label="element2300" />
        <label xlink:type="resource" xlink:label="label2300" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment_en-US">Total amount of loans acquired under ASC 310-30 granted to Puerto Rico Government as part of the institutional commercial loan segment.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2300" xlink:to="label2300" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInChargeOffsForPeriod" xlink:label="element2301" />
        <label xlink:type="resource" xlink:label="label2301" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ChangeInChargeOffsForPeriod_en-US">Change in Charge-Offs for Period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2301" xlink:to="label2301" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInChargeOffsForPeriod" xlink:label="element2302" />
        <label xlink:type="resource" xlink:label="label2302" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ChangeInChargeOffsForPeriod_en-US">Change in period of the amount of charge-off to bad debt expense related to estimated loss from non-covered loans and leases transactions</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2302" xlink:to="label2302" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChargeOffToProvisionOnReclassifiedLoans" xlink:label="element2303" />
        <label xlink:type="resource" xlink:label="label2303" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ChargeOffToProvisionOnReclassifiedLoans_en-US">Charge-Off to Provision On Reclassified Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2303" xlink:to="label2303" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChargeOffToProvisionOnReclassifiedLoans" xlink:label="element2304" />
        <label xlink:type="resource" xlink:label="label2304" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ChargeOffToProvisionOnReclassifiedLoans_en-US">Charge-Off against provision of mortgage loans reclassified to held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2304" xlink:to="label2304" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BrokeredCertificatesOfDeposits" xlink:label="element2305" />
        <label xlink:type="resource" xlink:label="label2305" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_BrokeredCertificatesOfDeposits_en-US">Brokered Certificates of Deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2305" xlink:to="label2305" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BrokeredCertificatesOfDeposits" xlink:label="element2306" />
        <label xlink:type="resource" xlink:label="label2306" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_BrokeredCertificatesOfDeposits_en-US">Brokered certificates of deposits included in non-core deposits.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2306" xlink:to="label2306" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TwoYearsOrLessRecourseObligationTerminationAmount" xlink:label="element2307" />
        <label xlink:type="resource" xlink:label="label2307" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TwoYearsOrLessRecourseObligationTerminationAmount_en-US">Two Years Or Less Recourse Obligation Termination Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2307" xlink:to="label2307" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TwoYearsOrLessRecourseObligationTerminationAmount" xlink:label="element2308" />
        <label xlink:type="resource" xlink:label="label2308" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TwoYearsOrLessRecourseObligationTerminationAmount_en-US">Total amount of recourse obligation which will extinguish during the nest two years os less.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2308" xlink:to="label2308" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TwoYearsOrLessRecourseObligationTerminationAmount" xlink:label="element2309" />
        <label xlink:type="resource" xlink:label="label2309" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_TwoYearsOrLessRecourseObligationTerminationAmount_en-US">2015 Recourse Obligation Termination</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2309" xlink:to="label2309" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess" xlink:label="element2310" />
        <label xlink:type="resource" xlink:label="label2310" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess_en-US">Percentage of Future Extinguished Recourse Obligation Terminated in Two Years Or Less</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2310" xlink:to="label2310" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess" xlink:label="element2311" />
        <label xlink:type="resource" xlink:label="label2311" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess_en-US">Percentage of future extinguished recourse obligation which will be terminated in two years or less</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2311" xlink:to="label2311" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract" xlink:label="element2312" />
        <label xlink:type="resource" xlink:label="label2312" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract_en-US">Nature of Operations and Summary of Significanrt Accounting Policies</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2312" xlink:to="label2312" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReserveRealease" xlink:label="element2313" />
        <label xlink:type="resource" xlink:label="label2313" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ReserveRealease_en-US">Reserve Realease</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2313" xlink:to="label2313" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReserveRealease" xlink:label="element2314" />
        <label xlink:type="resource" xlink:label="label2314" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ReserveRealease_en-US">Amount of negative provision or total reduction in loans provision driven by unexpected circumstances of lower expected losses on loans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2314" xlink:to="label2314" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StockRepurchaseProgramAbstract" xlink:label="element2315" />
        <label xlink:type="resource" xlink:label="label2315" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_StockRepurchaseProgramAbstract_en-US">Stock Repurchase Program [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2315" xlink:to="label2315" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_April2015Member" xlink:label="element2316" />
        <label xlink:type="resource" xlink:label="label2316" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_April2015Member_en-US">April 2015 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2316" xlink:to="label2316" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_May2015Member" xlink:label="element2317" />
        <label xlink:type="resource" xlink:label="label2317" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_May2015Member_en-US">May 2015 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2317" xlink:to="label2317" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_March2014Member" xlink:label="element2318" />
        <label xlink:type="resource" xlink:label="label2318" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_March2014Member_en-US">March 2014 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2318" xlink:to="label2318" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FirstQuarterMember" xlink:label="element2319" />
        <label xlink:type="resource" xlink:label="label2319" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FirstQuarterMember_en-US">First Quarter [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2319" xlink:to="label2319" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January42016Member" xlink:label="element2320" />
        <label xlink:type="resource" xlink:label="label2320" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_January42016Member_en-US">January 4, 2016 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2320" xlink:to="label2320" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January112016Member" xlink:label="element2321" />
        <label xlink:type="resource" xlink:label="label2321" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_January112016Member_en-US">January 11, 2016 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2321" xlink:to="label2321" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January192016Member" xlink:label="element2322" />
        <label xlink:type="resource" xlink:label="label2322" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_January192016Member_en-US">January 19, 2016 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2322" xlink:to="label2322" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January252016Member" xlink:label="element2323" />
        <label xlink:type="resource" xlink:label="label2323" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_January252016Member_en-US">January 25, 2016 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2323" xlink:to="label2323" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConvertiblePreferredStock" xlink:label="element2324" />
        <label xlink:type="resource" xlink:label="label2324" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ConvertiblePreferredStock_en-US">Convertible Preferred Stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2324" xlink:to="label2324" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConvertiblePreferredStock" xlink:label="element2325" />
        <label xlink:type="resource" xlink:label="label2325" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ConvertiblePreferredStock_en-US">Aggregate stated value of issued convertible preferred stock.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2325" xlink:to="label2325" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNetAbstract" xlink:label="element2326" />
        <label xlink:type="resource" xlink:label="label2326" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicSharedLossExpenseNetAbstract_en-US">FDIC shared-loss expense, net [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2326" xlink:to="label2326" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNetAbstract" xlink:label="element2327" />
        <label xlink:type="resource" xlink:label="label2327" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicSharedLossExpenseNetAbstract_en-US">FDIC shared-loss expense, net Abstract</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2327" xlink:to="label2327" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNet" xlink:label="element2328" />
        <label xlink:type="resource" xlink:label="label2328" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicSharedLossExpenseNet_en-US">FDIC shared-loss expense, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2328" xlink:to="label2328" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNet" xlink:label="element2329" />
        <label xlink:type="resource" xlink:label="label2329" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xml:lang="en-US" id="NegatedTotal_ofg_FdicSharedLossExpenseNet_en-US">FDIC shared-loss expense, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2329" xlink:to="label2329" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNet" xlink:label="element2330" />
        <label xlink:type="resource" xlink:label="label2330" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicSharedLossExpenseNet_en-US">FDIC shared-loss expense, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2330" xlink:to="label2330" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNet" xlink:label="element2331" />
        <label xlink:type="resource" xlink:label="label2331" xlink:role="http://www.xbrl.org/2009/role/negatedNetLabel" xml:lang="en-US" id="NegatedNet_ofg_FdicSharedLossExpenseNet_en-US">FDIC shared-loss expense, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2331" xlink:to="label2331" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfFairValuePremiumsAcquiredDeposits" xlink:label="element2332" />
        <label xlink:type="resource" xlink:label="label2332" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AmortizationOfFairValuePremiumsAcquiredDeposits_en-US">Amortization Of Fair Value Premiums Acquired Deposit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2332" xlink:to="label2332" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfFairValuePremiumsAcquiredDeposits" xlink:label="element2333" />
        <label xlink:type="resource" xlink:label="label2333" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_AmortizationOfFairValuePremiumsAcquiredDeposits_en-US">Amortization of fair value premium of acquired deposits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2333" xlink:to="label2333" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfFairValuePremiumsAcquiredDeposits" xlink:label="element2334" />
        <label xlink:type="resource" xlink:label="label2334" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AmortizationOfFairValuePremiumsAcquiredDeposits_en-US">The net increase (decrease) in interest expenses during the period representing the amortization of the fair value discount on acquired deposits.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2334" xlink:to="label2334" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CarryingAmountsOfAcquiredLoansTabularDisclosureTableTextBlock" xlink:label="element2335" />
        <label xlink:type="resource" xlink:label="label2335" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CarryingAmountsOfAcquiredLoansTabularDisclosureTableTextBlock_en-US">Carrying Amounts Of Acquired Loans Tabular Disclosure [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2335" xlink:to="label2335" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CarryingAmountsOfAcquiredLoansTabularDisclosureTableTextBlock" xlink:label="element2336" />
        <label xlink:type="resource" xlink:label="label2336" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CarryingAmountsOfAcquiredLoansTabularDisclosureTableTextBlock_en-US">Tabular disclosure of the carrying amount of loans as part of the recent acquisition, accounted for pursuant to ASC Subtopic 310-30 which consist of loans determined to be impaired at the time of acquisition and loans that were considered to be performing at the acquisition date.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2336" xlink:to="label2336" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci" xlink:label="element2337" />
        <label xlink:type="resource" xlink:label="label2337" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci_en-US">Available-for-sale Securities, Gross Unrealized Gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2337" xlink:to="label2337" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci" xlink:label="element2338" />
        <label xlink:type="resource" xlink:label="label2338" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xml:lang="en-US" id="positive_ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci_en-US">Available-for-sale Securities, Gross Unrealized Gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2338" xlink:to="label2338" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci" xlink:label="element2339" />
        <label xlink:type="resource" xlink:label="label2339" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci_en-US">The net amount of gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2339" xlink:to="label2339" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci" xlink:label="element2340" />
        <label xlink:type="resource" xlink:label="label2340" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci_en-US">Available-for-sale Securities, Gross Unrealized Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2340" xlink:to="label2340" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci" xlink:label="element2341" />
        <label xlink:type="resource" xlink:label="label2341" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci_en-US">The net amount of gross unrealized losses for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2341" xlink:to="label2341" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments" xlink:label="element2342" />
        <label xlink:type="resource" xlink:label="label2342" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments_en-US">Available For Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2342" xlink:to="label2342" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments" xlink:label="element2343" />
        <label xlink:type="resource" xlink:label="label2343" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments_en-US">Available for sale - Unrealized Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2343" xlink:to="label2343" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments" xlink:label="element2344" />
        <label xlink:type="resource" xlink:label="label2344" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments_en-US">This item represents the excess of amortized cost basis over fair value of securities that have been in a loss position for less than twelve months for those securities which are categorized neither as held-to-maturity nor trading securities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2344" xlink:to="label2344" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments" xlink:label="element2345" />
        <label xlink:type="resource" xlink:label="label2345" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments_en-US">Available For Sale Securities Continuous Unrealized Loss Position 12 Months Or Longer Aggregate Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2345" xlink:to="label2345" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments" xlink:label="element2346" />
        <label xlink:type="resource" xlink:label="label2346" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments_en-US">Available for sale - Unrealized Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2346" xlink:to="label2346" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments" xlink:label="element2347" />
        <label xlink:type="resource" xlink:label="label2347" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments_en-US">Amount of unrealized loss on securities classified as available-for-sale that have been in a loss position for twelve months or longer.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2347" xlink:to="label2347" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal" xlink:label="element2348" />
        <label xlink:type="resource" xlink:label="label2348" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_en-US">AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2348" xlink:to="label2348" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal" xlink:label="element2349" />
        <label xlink:type="resource" xlink:label="label2349" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_en-US">Total Available for Sale Unrealized Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2349" xlink:to="label2349" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageHeldForSaleReclassifiedToMortgageHeldForInvestment" xlink:label="element2350" />
        <label xlink:type="resource" xlink:label="label2350" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MortgageHeldForSaleReclassifiedToMortgageHeldForInvestment_en-US">Mortgage held for sale reclassified to mortgage held for investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2350" xlink:to="label2350" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageHeldForSaleReclassifiedToMortgageHeldForInvestment" xlink:label="element2351" />
        <label xlink:type="resource" xlink:label="label2351" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MortgageHeldForSaleReclassifiedToMortgageHeldForInvestment_en-US">Mortgage oans held for sale reclassified to mortgage loans held for investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2351" xlink:to="label2351" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="element2352" />
        <label xlink:type="resource" xlink:label="label2352" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_en-US">Certain Loans Acquired in Transfer Accounted for as Debt Securities, Acquired During Period, Cash Flows Expected to be Collected at Acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2352" xlink:to="label2352" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="element2353" />
        <label xlink:type="resource" xlink:label="label2353" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_en-US">Cash expected to be collected</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2353" xlink:to="label2353" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="element2354" />
        <label xlink:type="resource" xlink:label="label2354" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_en-US">Amount of cash flows expected to be collected of acquired loans accounted for as debt securities with evidence of deterioration of credit quality.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2354" xlink:to="label2354" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalAmortizationOfFdiciaFromSteppedUpCosts" xlink:label="element2355" />
        <label xlink:type="resource" xlink:label="label2355" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AdditionalAmortizationOfFdiciaFromSteppedUpCosts_en-US">Additional amortization of FDICIA from stepped up costs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2355" xlink:to="label2355" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalAmortizationOfFdiciaFromSteppedUpCosts" xlink:label="element2356" />
        <label xlink:type="resource" xlink:label="label2356" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_AdditionalAmortizationOfFdiciaFromSteppedUpCosts_en-US">Additional amortization of FDICIA from stepped up costs</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2356" xlink:to="label2356" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RestrictedCashAtFairValue" xlink:label="element2357" />
        <label xlink:type="resource" xlink:label="label2357" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RestrictedCashAtFairValue_en-US">Restricted Cash, at Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2357" xlink:to="label2357" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RestrictedCashAtFairValue" xlink:label="element2358" />
        <label xlink:type="resource" xlink:label="label2358" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RestrictedCashAtFairValue_en-US">The aggregate value of all restricted cash.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2358" xlink:to="label2358" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IntersegmentRevenue" xlink:label="element2359" />
        <label xlink:type="resource" xlink:label="label2359" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_IntersegmentRevenue_en-US">Intersegment revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2359" xlink:to="label2359" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IntersegmentRevenue" xlink:label="element2360" />
        <label xlink:type="resource" xlink:label="label2360" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_IntersegmentRevenue_en-US">Revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2360" xlink:to="label2360" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IntersegmentRevenue" xlink:label="element2361" />
        <label xlink:type="resource" xlink:label="label2361" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_IntersegmentRevenue_en-US">Intersegment revenues including transaction with related parties.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2361" xlink:to="label2361" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFund" xlink:label="element2362" />
        <label xlink:type="resource" xlink:label="label2362" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DebtInstrumentCumulativeSinkingFund_en-US">Debt Instrument Cumulative Sinking Fund</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2362" xlink:to="label2362" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFund" xlink:label="element2363" />
        <label xlink:type="resource" xlink:label="label2363" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_DebtInstrumentCumulativeSinkingFund_en-US">Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2363" xlink:to="label2363" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFund" xlink:label="element2364" />
        <label xlink:type="resource" xlink:label="label2364" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DebtInstrumentCumulativeSinkingFund_en-US">Cumulative amount paid into a fund, which is used to retire the debt instrument.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2364" xlink:to="label2364" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepossessedAuto" xlink:label="element2365" />
        <label xlink:type="resource" xlink:label="label2365" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RepossessedAuto_en-US">Repossessed auto</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2365" xlink:to="label2365" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepossessedAuto" xlink:label="element2366" />
        <label xlink:type="resource" xlink:label="label2366" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RepossessedAuto_en-US">Total amount of repossessed auto loans included in other repossessed assets.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2366" xlink:to="label2366" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesUnrecognizedGains" xlink:label="element2367" />
        <label xlink:type="resource" xlink:label="label2367" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_HeldToMaturitySecuritiesUnrecognizedGains_en-US">Held to maturity Securities Unrecognized Gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2367" xlink:to="label2367" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesUnrecognizedGains" xlink:label="element2368" />
        <label xlink:type="resource" xlink:label="label2368" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_HeldToMaturitySecuritiesUnrecognizedGains_en-US">As of the balance sheet date, the excess of fair value over carrying value (amortized cost) of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding gain.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2368" xlink:to="label2368" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesUnrecognizedLoss" xlink:label="element2369" />
        <label xlink:type="resource" xlink:label="label2369" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_HeldToMaturitySecuritiesUnrecognizedLoss_en-US">Held-to-maturity Securities, Unrecognized Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2369" xlink:to="label2369" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesUnrecognizedLoss" xlink:label="element2370" />
        <label xlink:type="resource" xlink:label="label2370" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_HeldToMaturitySecuritiesUnrecognizedLoss_en-US">As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2370" xlink:to="label2370" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield" xlink:label="element2371" />
        <label xlink:type="resource" xlink:label="label2371" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield_en-US">HeldToMaturitySecuritiesDebtMaturitiesAverageYield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2371" xlink:to="label2371" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield" xlink:label="element2372" />
        <label xlink:type="resource" xlink:label="label2372" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield_en-US">Reflects the calculation as of the balance sheet date of the average interest rate weighted by the amount of held to maturity securities outstanding by type or by instrument at that time.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2372" xlink:to="label2372" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield" xlink:label="element2373" />
        <label xlink:type="resource" xlink:label="label2373" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield_en-US">Held to maturity - Weighted Average Yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2373" xlink:to="label2373" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Marketablesecuritiesamortizedcost" xlink:label="element2374" />
        <label xlink:type="resource" xlink:label="label2374" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Marketablesecuritiesamortizedcost_en-US">Marketable Securities Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2374" xlink:to="label2374" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Marketablesecuritiesamortizedcost" xlink:label="element2375" />
        <label xlink:type="resource" xlink:label="label2375" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Marketablesecuritiesamortizedcost_en-US">This item represents the cost of debt and equity securities, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2375" xlink:to="label2375" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Marketablesecuritiesamortizedcost" xlink:label="element2376" />
        <label xlink:type="resource" xlink:label="label2376" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_Marketablesecuritiesamortizedcost_en-US">Total Securities - Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2376" xlink:to="label2376" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedGain" xlink:label="element2377" />
        <label xlink:type="resource" xlink:label="label2377" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MarketableSecuritiesGrossUnrealizedGain_en-US">Marketable Securities Gross Unrealized Gain</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2377" xlink:to="label2377" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedGain" xlink:label="element2378" />
        <label xlink:type="resource" xlink:label="label2378" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MarketableSecuritiesGrossUnrealizedGain_en-US">This item represents the gross unrealized gains for securities, at a point in time, which include held-to-maturity and Available for sale securities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2378" xlink:to="label2378" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedGain" xlink:label="element2379" />
        <label xlink:type="resource" xlink:label="label2379" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_MarketableSecuritiesGrossUnrealizedGain_en-US">Total Securities Gross Unrealized Gains</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2379" xlink:to="label2379" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedLosses" xlink:label="element2380" />
        <label xlink:type="resource" xlink:label="label2380" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MarketableSecuritiesGrossUnrealizedLosses_en-US">Marketable Securities Gross Unrealized Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2380" xlink:to="label2380" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedLosses" xlink:label="element2381" />
        <label xlink:type="resource" xlink:label="label2381" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MarketableSecuritiesGrossUnrealizedLosses_en-US">This item represents the gross unrealized losses for securities, at a point in time, which include held-to-maturity and Available for sale securities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2381" xlink:to="label2381" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedLosses" xlink:label="element2382" />
        <label xlink:type="resource" xlink:label="label2382" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_MarketableSecuritiesGrossUnrealizedLosses_en-US">Total Securities Gross Unrealized Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2382" xlink:to="label2382" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesWeightedAverageYield" xlink:label="element2383" />
        <label xlink:type="resource" xlink:label="label2383" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MarketableSecuritiesWeightedAverageYield_en-US">Marketable Securities Weighted Average Yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2383" xlink:to="label2383" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesWeightedAverageYield" xlink:label="element2384" />
        <label xlink:type="resource" xlink:label="label2384" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MarketableSecuritiesWeightedAverageYield_en-US">Reflects the calculation as of the balance sheet date of the average interest rate weighted by the amount of marketable securities outstanding by type or by instrument at that time.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2384" xlink:to="label2384" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredLoanCostFeesNet" xlink:label="element2385" />
        <label xlink:type="resource" xlink:label="label2385" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DeferredLoanCostFeesNet_en-US">Deferred loan cost (fees), net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2385" xlink:to="label2385" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredLoanCostFeesNet" xlink:label="element2386" />
        <label xlink:type="resource" xlink:label="label2386" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_DeferredLoanCostFeesNet_en-US">Deferred loan cost (fees), net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2386" xlink:to="label2386" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredLoanCostFeesNet" xlink:label="element2387" />
        <label xlink:type="resource" xlink:label="label2387" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_DeferredLoanCostFeesNet_en-US">Deferred loan cost (fees), net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2387" xlink:to="label2387" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredLoanCostFeesNet" xlink:label="element2388" />
        <label xlink:type="resource" xlink:label="label2388" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xml:lang="en-US" id="positiveTerse_ofg_DeferredLoanCostFeesNet_en-US">Deferred loan cost (fees), net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2388" xlink:to="label2388" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredLoanCostFeesNet" xlink:label="element2389" />
        <label xlink:type="resource" xlink:label="label2389" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DeferredLoanCostFeesNet_en-US">Amount of deferred interest and fee income or deferred cost, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2389" xlink:to="label2389" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConvertiblePreferredStockDividend" xlink:label="element2390" />
        <label xlink:type="resource" xlink:label="label2390" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ConvertiblePreferredStockDividend_en-US">Convertible Preferred Stock Dividend</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2390" xlink:to="label2390" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConvertiblePreferredStockDividend" xlink:label="element2391" />
        <label xlink:type="resource" xlink:label="label2391" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ConvertiblePreferredStockDividend_en-US">The amount of convertible preferred stock dividends that is an adjustment to net income apportioned to common stockholders.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2391" xlink:to="label2391" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConvertiblePreferredStockDividend" xlink:label="element2392" />
        <label xlink:type="resource" xlink:label="label2392" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_ConvertiblePreferredStockDividend_en-US">Convertible Preferred Stock Dividend (Series C)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2392" xlink:to="label2392" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConvertiblePreferredStockDividend" xlink:label="element2393" />
        <label xlink:type="resource" xlink:label="label2393" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_ConvertiblePreferredStockDividend_en-US">Convertible Preferred Stock Dividend (Series C)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2393" xlink:to="label2393" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonConvertiblePreferredStockDividend" xlink:label="element2394" />
        <label xlink:type="resource" xlink:label="label2394" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NonConvertiblePreferredStockDividend_en-US">Non-convertible preferred stock dividend</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2394" xlink:to="label2394" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonConvertiblePreferredStockDividend" xlink:label="element2395" />
        <label xlink:type="resource" xlink:label="label2395" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NonConvertiblePreferredStockDividend_en-US">The amount of non-convertible preferred stock dividends that is an adjustment to net income apportioned to common stockholders.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2395" xlink:to="label2395" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonConvertiblePreferredStockDividend" xlink:label="element2396" />
        <label xlink:type="resource" xlink:label="label2396" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_NonConvertiblePreferredStockDividend_en-US">Non-Convertible Preferred Stock Dividend (Series A,B and D)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2396" xlink:to="label2396" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonConvertiblePreferredStockDividend" xlink:label="element2397" />
        <label xlink:type="resource" xlink:label="label2397" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_NonConvertiblePreferredStockDividend_en-US">Non-Convertible Preferred Stock Dividend (Series A,B and D)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2397" xlink:to="label2397" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferFromInvestmentSecuritiesHeldForSaleToHeldForInvestment" xlink:label="element2398" />
        <label xlink:type="resource" xlink:label="label2398" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TransferFromInvestmentSecuritiesHeldForSaleToHeldForInvestment_en-US">Transfer from investment securities held-for-sale to held for investment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2398" xlink:to="label2398" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferFromInvestmentSecuritiesHeldForSaleToHeldForInvestment" xlink:label="element2399" />
        <label xlink:type="resource" xlink:label="label2399" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TransferFromInvestmentSecuritiesHeldForSaleToHeldForInvestment_en-US">Value of investments securities held-for-sale transferred to held for investment in noncash transactions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2399" xlink:to="label2399" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesSoldButNotYetDelivered" xlink:label="element2400" />
        <label xlink:type="resource" xlink:label="label2400" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SecuritiesSoldButNotYetDelivered_en-US">Securities sold but not yet delivered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2400" xlink:to="label2400" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesSoldButNotYetDelivered" xlink:label="element2401" />
        <label xlink:type="resource" xlink:label="label2401" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_SecuritiesSoldButNotYetDelivered_en-US">Securities transactions entered into by the entity (broker-dealer) for trading or investment purposes.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2401" xlink:to="label2401" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoansWithSpecificAllowanceMember" xlink:label="element2402" />
        <label xlink:type="resource" xlink:label="label2402" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommercialImpairedLoansWithSpecificAllowanceMember_en-US">Commercial impaired loans with specific allowance [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2402" xlink:to="label2402" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoansWithSpecificAllowanceMember" xlink:label="element2403" />
        <label xlink:type="resource" xlink:label="label2403" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommercialImpairedLoansWithSpecificAllowanceMember_en-US">Commercial impaired loans with specific allowance financing receivable.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2403" xlink:to="label2403" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" xlink:label="element2404" />
        <label xlink:type="resource" xlink:label="label2404" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember_en-US">Residential troubled-debt restructuring impaired loans with specific allowance [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2404" xlink:to="label2404" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" xlink:label="element2405" />
        <label xlink:type="resource" xlink:label="label2405" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember_en-US">Residential troubled-debt restructuring impaired loans with specific allowance financing receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2405" xlink:to="label2405" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" xlink:label="element2406" />
        <label xlink:type="resource" xlink:label="label2406" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember_en-US">Commercial impaired loans with no specific allowance [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2406" xlink:to="label2406" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" xlink:label="element2407" />
        <label xlink:type="resource" xlink:label="label2407" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember_en-US">Commercial impaired loans with no specific allowance financing receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2407" xlink:to="label2407" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AuotomobileloansportfoliosegmentMember" xlink:label="element2408" />
        <label xlink:type="resource" xlink:label="label2408" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AuotomobileloansportfoliosegmentMember_en-US">Auotomobile Loans Portfolio Segment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2408" xlink:to="label2408" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageImpairedLoanPoolMember" xlink:label="element2409" />
        <label xlink:type="resource" xlink:label="label2409" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MortgageImpairedLoanPoolMember_en-US">Mortgage impaired loan pool [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2409" xlink:to="label2409" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageImpairedLoanPoolMember" xlink:label="element2410" />
        <label xlink:type="resource" xlink:label="label2410" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MortgageImpairedLoanPoolMember_en-US">Mortgage impaired loan pool</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2410" xlink:to="label2410" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoanPoolMember" xlink:label="element2411" />
        <label xlink:type="resource" xlink:label="label2411" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommercialImpairedLoanPoolMember_en-US">Commercial impaired loan pool [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2411" xlink:to="label2411" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoanPoolMember" xlink:label="element2412" />
        <label xlink:type="resource" xlink:label="label2412" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommercialImpairedLoanPoolMember_en-US">Commercial impaired loan pool.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2412" xlink:to="label2412" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionImpairedLoanPoolMember" xlink:label="element2413" />
        <label xlink:type="resource" xlink:label="label2413" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ConstructionImpairedLoanPoolMember_en-US">Construction impaired loan pool [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2413" xlink:to="label2413" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionImpairedLoanPoolMember" xlink:label="element2414" />
        <label xlink:type="resource" xlink:label="label2414" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ConstructionImpairedLoanPoolMember_en-US">Construction impaired loan pool.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2414" xlink:to="label2414" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConsumerImpairedLoanPoolMember" xlink:label="element2415" />
        <label xlink:type="resource" xlink:label="label2415" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ConsumerImpairedLoanPoolMember_en-US">Consumer impaired loan pool [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2415" xlink:to="label2415" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConsumerImpairedLoanPoolMember" xlink:label="element2416" />
        <label xlink:type="resource" xlink:label="label2416" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ConsumerImpairedLoanPoolMember_en-US">Consumer impaired loan pool.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2416" xlink:to="label2416" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoImpairedLoanPoolMember" xlink:label="element2417" />
        <label xlink:type="resource" xlink:label="label2417" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AutoImpairedLoanPoolMember_en-US">Auto impaired loan pool [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2417" xlink:to="label2417" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoImpairedLoanPoolMember" xlink:label="element2418" />
        <label xlink:type="resource" xlink:label="label2418" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AutoImpairedLoanPoolMember_en-US">Auto impaired loan pool.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2418" xlink:to="label2418" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundsDeposit" xlink:label="element2419" />
        <label xlink:type="resource" xlink:label="label2419" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PublicFundsDeposit_en-US">Public funds deposit</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2419" xlink:to="label2419" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundsDeposit" xlink:label="element2420" />
        <label xlink:type="resource" xlink:label="label2420" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PublicFundsDeposit_en-US">Public funds deposits are derived from a variety of political subdivisions such as municipalities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2420" xlink:to="label2420" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundsDeposit" xlink:label="element2421" />
        <label xlink:type="resource" xlink:label="label2421" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_PublicFundsDeposit_en-US">Public funds deposit from Puerto Rico</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2421" xlink:to="label2421" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ClaimableLossesOnNonSingleFamilyResidentialLoans" xlink:label="element2422" />
        <label xlink:type="resource" xlink:label="label2422" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ClaimableLossesOnNonSingleFamilyResidentialLoans_en-US">Claimable losses on non-single family residential loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2422" xlink:to="label2422" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ClaimableLossesOnNonSingleFamilyResidentialLoans" xlink:label="element2423" />
        <label xlink:type="resource" xlink:label="label2423" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ClaimableLossesOnNonSingleFamilyResidentialLoans_en-US">Claimable losses on non-single family residential loans whose loss share period ends in the second quarter of 2015.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2423" xlink:to="label2423" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConsolidatedTotalMember" xlink:label="element2424" />
        <label xlink:type="resource" xlink:label="label2424" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ConsolidatedTotalMember_en-US">Consolidated Total [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2424" xlink:to="label2424" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainOnSaleOfDerivativesAndOnSaleOfTba" xlink:label="element2425" />
        <label xlink:type="resource" xlink:label="label2425" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_GainOnSaleOfDerivativesAndOnSaleOfTba_en-US">Gain on sale of derivatives and on sale of TBA</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2425" xlink:to="label2425" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainOnSaleOfDerivativesAndOnSaleOfTba" xlink:label="element2426" />
        <label xlink:type="resource" xlink:label="label2426" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_GainOnSaleOfDerivativesAndOnSaleOfTba_en-US">The difference between the book value and the sale price of options, swaps, futures, forward contracts, other derivative instruments and on sale of To be announced mortgage-backed securities (TBA) . This element refers to the gain (loss) included in earnings.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2426" xlink:to="label2426" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainOnSaleOfDerivativesAndOnSaleOfTba" xlink:label="element2427" />
        <label xlink:type="resource" xlink:label="label2427" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_GainOnSaleOfDerivativesAndOnSaleOfTba_en-US">Gain on sale of derivatives</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2427" xlink:to="label2427" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainOnSaleOfDerivativesAndOnSaleOfTba" xlink:label="element2428" />
        <label xlink:type="resource" xlink:label="label2428" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_GainOnSaleOfDerivativesAndOnSaleOfTba_en-US">Gain on sale of derivatives</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2428" xlink:to="label2428" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalRevolvingLineOfCreditOfGovernment" xlink:label="element2429" />
        <label xlink:type="resource" xlink:label="label2429" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TotalRevolvingLineOfCreditOfGovernment_en-US">Total revolving line of credit of Government</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2429" xlink:to="label2429" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalRevolvingLineOfCreditOfGovernment" xlink:label="element2430" />
        <label xlink:type="resource" xlink:label="label2430" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TotalRevolvingLineOfCreditOfGovernment_en-US">Total line of credit granted to the Government by the majority of the country's banks.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2430" xlink:to="label2430" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalRevolvingLineOfCreditOfGovernment" xlink:label="element2431" />
        <label xlink:type="resource" xlink:label="label2431" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_TotalRevolvingLineOfCreditOfGovernment_en-US">Total four bank syndicate revolving line of credit granted to the Government of Puerto Rico</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2431" xlink:to="label2431" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentCreditLineUnpaidPrincipalBalance" xlink:label="element2432" />
        <label xlink:type="resource" xlink:label="label2432" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_GovernmentCreditLineUnpaidPrincipalBalance_en-US">Government credit line unpaid principal balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2432" xlink:to="label2432" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentCreditLineUnpaidPrincipalBalance" xlink:label="element2433" />
        <label xlink:type="resource" xlink:label="label2433" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_GovernmentCreditLineUnpaidPrincipalBalance_en-US">Total of the unpaid principal balance of the line of credit granted to the Government by the institution.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2433" xlink:to="label2433" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentCreditLineUnpaidPrincipalBalance" xlink:label="element2434" />
        <label xlink:type="resource" xlink:label="label2434" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_GovernmentCreditLineUnpaidPrincipalBalance_en-US">Unpaid principal balance of the revolving line of credit granted to the Government of Puerto Rico</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2434" xlink:to="label2434" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EquityIndexedOption" xlink:label="element2435" />
        <label xlink:type="resource" xlink:label="label2435" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_EquityIndexedOption_en-US">Equity indexed option</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2435" xlink:to="label2435" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EquityIndexedOption" xlink:label="element2436" />
        <label xlink:type="resource" xlink:label="label2436" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_EquityIndexedOption_en-US">Amount of the equity indexed options. Equity indexed option is a security which is intangible and whose underlying instrument is composed of equities: an equity index. The market value of an index put and call tends to rise and fall in relation to the underlying index.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2436" xlink:to="label2436" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentCreditLineMaturityDate" xlink:label="element2437" />
        <label xlink:type="resource" xlink:label="label2437" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_GovernmentCreditLineMaturityDate_en-US">Government credit line maturity date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2437" xlink:to="label2437" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentCreditLineMaturityDate" xlink:label="element2438" />
        <label xlink:type="resource" xlink:label="label2438" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_GovernmentCreditLineMaturityDate_en-US">Maturity date of the revolving line of credit granted to the Government of Puerto Rico</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2438" xlink:to="label2438" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentCreditLineMaturityDate" xlink:label="element2439" />
        <label xlink:type="resource" xlink:label="label2439" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_GovernmentCreditLineMaturityDate_en-US">Extended maturity date of the revolving line of credit granted to the Government of Puerto Rico</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2439" xlink:to="label2439" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmountOfServicedLoans" xlink:label="element2440" />
        <label xlink:type="resource" xlink:label="label2440" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AmountOfServicedLoans_en-US">Amount of serviced loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2440" xlink:to="label2440" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmountOfServicedLoans" xlink:label="element2441" />
        <label xlink:type="resource" xlink:label="label2441" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AmountOfServicedLoans_en-US">Amount of serviced loans for third parties.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2441" xlink:to="label2441" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmountOfServicedLoans" xlink:label="element2442" />
        <label xlink:type="resource" xlink:label="label2442" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_AmountOfServicedLoans_en-US">Serviced mortgage loans for third parties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2442" xlink:to="label2442" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="element2443" />
        <label xlink:type="resource" xlink:label="label2443" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost_en-US">Held to Maturity Securities Continuous Unrealized Loss Position Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2443" xlink:to="label2443" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="element2444" />
        <label xlink:type="resource" xlink:label="label2444" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost_en-US">Held to maturity securities continuous unrealized loss position, amortized cost.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2444" xlink:to="label2444" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="element2445" />
        <label xlink:type="resource" xlink:label="label2445" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost_en-US">Held to Maturity - Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2445" xlink:to="label2445" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1" xlink:label="element2446" />
        <label xlink:type="resource" xlink:label="label2446" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1_en-US">Held to Maturity Securities Continuous Unrealized Loss Position Aggregate Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2446" xlink:to="label2446" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1" xlink:label="element2447" />
        <label xlink:type="resource" xlink:label="label2447" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1_en-US">Amount of accumulated unrealized loss on investments in debt securities classified as held-to-maturity in a continuous loss position.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2447" xlink:to="label2447" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1" xlink:label="element2448" />
        <label xlink:type="resource" xlink:label="label2448" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1_en-US">Held to Maturity - Unrealized Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2448" xlink:to="label2448" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritieswithinOneYearAbstract" xlink:label="element2449" />
        <label xlink:type="resource" xlink:label="label2449" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_en-US">Held to Maturity SecuritiesWithin One Year [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2449" xlink:to="label2449" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritieswithinOneYearAbstract" xlink:label="element2450" />
        <label xlink:type="resource" xlink:label="label2450" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_en-US">Less than 12 months</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2450" xlink:to="label2450" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost" xlink:label="element2451" />
        <label xlink:type="resource" xlink:label="label2451" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost_en-US">Held to Maturity Securities Continuous Unrealized Loss Position 12 Months or Less Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2451" xlink:to="label2451" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost" xlink:label="element2452" />
        <label xlink:type="resource" xlink:label="label2452" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost_en-US">Amortized cost of investments in held-to-maturity securities that have been in a loss position for less than twelve months.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2452" xlink:to="label2452" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost" xlink:label="element2453" />
        <label xlink:type="resource" xlink:label="label2453" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost_en-US">Held to Maturity - Amortized cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2453" xlink:to="label2453" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1" xlink:label="element2454" />
        <label xlink:type="resource" xlink:label="label2454" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1_en-US">Held to Maturity Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2454" xlink:to="label2454" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1" xlink:label="element2455" />
        <label xlink:type="resource" xlink:label="label2455" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1_en-US">This item represents the excess of amortized cost basis over fair value of securities that have been in a loss position for less than twelve months for those securities which are categorized as held-to-maturity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2455" xlink:to="label2455" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1" xlink:label="element2456" />
        <label xlink:type="resource" xlink:label="label2456" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1_en-US">Held to Maturity - Unrealized Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2456" xlink:to="label2456" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost" xlink:label="element2457" />
        <label xlink:type="resource" xlink:label="label2457" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost_en-US">Continuous Unrealized Loss on Investment, Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2457" xlink:to="label2457" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost" xlink:label="element2458" />
        <label xlink:type="resource" xlink:label="label2458" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost_en-US">Total Securities - Amortized Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2458" xlink:to="label2458" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost" xlink:label="element2459" />
        <label xlink:type="resource" xlink:label="label2459" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost_en-US">Amortized cost of investment securities that have been in a loss position.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2459" xlink:to="label2459" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="element2460" />
        <label xlink:type="resource" xlink:label="label2460" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_en-US">Investment Securities, Continuous Unrealized Loss Position [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2460" xlink:to="label2460" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses" xlink:label="element2461" />
        <label xlink:type="resource" xlink:label="label2461" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses_en-US">Continuous Unrealized Loss On Investment Secuirities Agragatte Losses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2461" xlink:to="label2461" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses" xlink:label="element2462" />
        <label xlink:type="resource" xlink:label="label2462" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses_en-US">This item represents the excess of amortized cost basis over fair value of investment securities that have been in a loss position.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2462" xlink:to="label2462" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses" xlink:label="element2463" />
        <label xlink:type="resource" xlink:label="label2463" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses_en-US">Total Securities - Unrealized Position</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2463" xlink:to="label2463" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="element2464" />
        <label xlink:type="resource" xlink:label="label2464" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_en-US">Investment Securities Continuous Unrealized Loss Position Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2464" xlink:to="label2464" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="element2465" />
        <label xlink:type="resource" xlink:label="label2465" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_en-US">This item represents the fair value of investment securities which are in an unrealized loss position.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2465" xlink:to="label2465" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="element2466" />
        <label xlink:type="resource" xlink:label="label2466" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_en-US">Total Securities - Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2466" xlink:to="label2466" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesPurchasedButNotReceived" xlink:label="element2467" />
        <label xlink:type="resource" xlink:label="label2467" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SecuritiesPurchasedButNotReceived_en-US">Securities Purchased But Not Yet Received</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2467" xlink:to="label2467" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesPurchasedButNotReceived" xlink:label="element2468" />
        <label xlink:type="resource" xlink:label="label2468" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_SecuritiesPurchasedButNotReceived_en-US">Amount of securities purchased during the current period but not yet paid and received</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2468" xlink:to="label2468" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StockConversionRate" xlink:label="element2469" />
        <label xlink:type="resource" xlink:label="label2469" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_StockConversionRate_en-US">Stock Conversion Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2469" xlink:to="label2469" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StockConversionRate" xlink:label="element2470" />
        <label xlink:type="resource" xlink:label="label2470" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_StockConversionRate_en-US">The rate per share at which preferred convertible stock will be exchanged for a common stock.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2470" xlink:to="label2470" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Businesscombinationcontingentconsiderationpotentialcashpayment" xlink:label="element2471" />
        <label xlink:type="resource" xlink:label="label2471" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Businesscombinationcontingentconsiderationpotentialcashpayment_en-US">Business Combination Contingent Consideration Potential Cash Payment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2471" xlink:to="label2471" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Businesscombinationcontingentconsiderationpotentialcashpayment" xlink:label="element2472" />
        <label xlink:type="resource" xlink:label="label2472" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Businesscombinationcontingentconsiderationpotentialcashpayment_en-US">Amount of potential cash payments that could result from the contingent consideration arrangement.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2472" xlink:to="label2472" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations" xlink:label="element2473" />
        <label xlink:type="resource" xlink:label="label2473" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations_en-US">Line Of Credit Facility Maximum Borrowing Capacity Granted to Public Corporations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2473" xlink:to="label2473" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations" xlink:label="element2474" />
        <label xlink:type="resource" xlink:label="label2474" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations_en-US">Total amount of credit facilities granted to the Puerto Rico Public Corporations as part of the institutional commercial loan segment.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2474" xlink:to="label2474" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations" xlink:label="element2475" />
        <label xlink:type="resource" xlink:label="label2475" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations_en-US">Credit Facilities Granted to the Puerto Rico Public Corporation</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2475" xlink:to="label2475" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentInstitutionLoanMember" xlink:label="element2476" />
        <label xlink:type="resource" xlink:label="label2476" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_GovernmentInstitutionLoanMember_en-US">Government Institution Loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2476" xlink:to="label2476" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentInstitutionLoanMember" xlink:label="element2477" />
        <label xlink:type="resource" xlink:label="label2477" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_GovernmentInstitutionLoanMember_en-US">Puerto Rico Electric Power Authority loan</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2477" xlink:to="label2477" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ForeclosedRealEstateMember" xlink:label="element2478" />
        <label xlink:type="resource" xlink:label="label2478" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ForeclosedRealEstateMember_en-US">Foreclosed real estate [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2478" xlink:to="label2478" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherRepossessedAssetsMember" xlink:label="element2479" />
        <label xlink:type="resource" xlink:label="label2479" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OtherRepossessedAssetsMember_en-US">Other repossessed assets [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2479" xlink:to="label2479" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReversalIncomeTaxContingency" xlink:label="element2480" />
        <label xlink:type="resource" xlink:label="label2480" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ReversalIncomeTaxContingency_en-US">Reversal income tax contingency</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2480" xlink:to="label2480" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReversalIncomeTaxContingency" xlink:label="element2481" />
        <label xlink:type="resource" xlink:label="label2481" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ReversalIncomeTaxContingency_en-US">Reversal income tax contingency as a result of reviewing the positions of certain unrecognized tax benefits at the Bank.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2481" xlink:to="label2481" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MinimumGovernmentBondProbabilityOfDefault" xlink:label="element2482" />
        <label xlink:type="resource" xlink:label="label2482" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MinimumGovernmentBondProbabilityOfDefault_en-US">Minimum Government Bond Probability of Default</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2482" xlink:to="label2482" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MinimumGovernmentBondProbabilityOfDefault" xlink:label="element2483" />
        <label xlink:type="resource" xlink:label="label2483" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MinimumGovernmentBondProbabilityOfDefault_en-US">Minimum percentage amount of likelihood a government bond will not be repaid and instead default.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2483" xlink:to="label2483" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MinimumGovernmentBondRecoveryRate" xlink:label="element2484" />
        <label xlink:type="resource" xlink:label="label2484" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MinimumGovernmentBondRecoveryRate_en-US">Minimum Government Bond Recovery Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2484" xlink:to="label2484" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MinimumGovernmentBondRecoveryRate" xlink:label="element2485" />
        <label xlink:type="resource" xlink:label="label2485" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MinimumGovernmentBondRecoveryRate_en-US">Minimum percentage rate of likelihood a government bond will be recovered.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2485" xlink:to="label2485" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaximumGovernmentbondProbabilityOfDefault" xlink:label="element2486" />
        <label xlink:type="resource" xlink:label="label2486" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MaximumGovernmentbondProbabilityOfDefault_en-US">Maximum GovernmentBond Probability Of Default</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2486" xlink:to="label2486" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaximumGovernmentbondProbabilityOfDefault" xlink:label="element2487" />
        <label xlink:type="resource" xlink:label="label2487" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MaximumGovernmentbondProbabilityOfDefault_en-US">Maximum percentage amount of likelihood a government bond will not be repaid and instead default.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2487" xlink:to="label2487" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaximumGovernmentBondRecoveryRate" xlink:label="element2488" />
        <label xlink:type="resource" xlink:label="label2488" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MaximumGovernmentBondRecoveryRate_en-US">Maximum Government Bond Recovery Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2488" xlink:to="label2488" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaximumGovernmentBondRecoveryRate" xlink:label="element2489" />
        <label xlink:type="resource" xlink:label="label2489" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MaximumGovernmentBondRecoveryRate_en-US">Maximum percentage rate of likelihood a government bond will be recovered.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2489" xlink:to="label2489" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherInvestmentCarryingValue" xlink:label="element2490" />
        <label xlink:type="resource" xlink:label="label2490" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OtherInvestmentCarryingValue_en-US">Other Investment, Carrying Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2490" xlink:to="label2490" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherInvestmentCarryingValue" xlink:label="element2491" />
        <label xlink:type="resource" xlink:label="label2491" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OtherInvestmentCarryingValue_en-US">Other Investment, carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2491" xlink:to="label2491" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecondQuarterMember" xlink:label="element2492" />
        <label xlink:type="resource" xlink:label="label2492" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SecondQuarterMember_en-US">Second Quarter [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2492" xlink:to="label2492" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_June2015Member" xlink:label="element2493" />
        <label xlink:type="resource" xlink:label="label2493" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_June2015Member_en-US">August 2015 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2493" xlink:to="label2493" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis" xlink:label="element2494" />
        <label xlink:type="resource" xlink:label="label2494" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis_en-US">Fair Value assets and liabilities measured on reccurring basis</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2494" xlink:to="label2494" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis" xlink:label="element2495" />
        <label xlink:type="resource" xlink:label="label2495" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis_en-US">Assets and liabilities by class measured at fair value on a recurring basis and distinguished by valuation techniques and input.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2495" xlink:to="label2495" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentHeldForSaleCarryingAmount" xlink:label="element2496" />
        <label xlink:type="resource" xlink:label="label2496" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InvestmentHeldForSaleCarryingAmount_en-US">Investment held for sale, carrying amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2496" xlink:to="label2496" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesPurchasedButNotReceivedFairValue" xlink:label="element2497" />
        <label xlink:type="resource" xlink:label="label2497" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SecuritiesPurchasedButNotReceivedFairValue_en-US">Securities Purchased But Not Received, Fair Value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2497" xlink:to="label2497" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesPurchasedButNotReceivedFairValue" xlink:label="element2498" />
        <label xlink:type="resource" xlink:label="label2498" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_SecuritiesPurchasedButNotReceivedFairValue_en-US">Amount of securities purchased during the current period but not yet paid and received, fair value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2498" xlink:to="label2498" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PledgeAssetsTextBlock" xlink:label="element2499" />
        <label xlink:type="resource" xlink:label="label2499" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PledgeAssetsTextBlock_en-US">Pledge Assets [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2499" xlink:to="label2499" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PledgeAssetsTextBlock" xlink:label="element2500" />
        <label xlink:type="resource" xlink:label="label2500" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PledgeAssetsTextBlock_en-US">Refer to those assets that are transferred to a lender for the purpose of securing debt. The lender of the debt maintains possession of the pledged asset, but does not have ownership unless default occurs.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2500" xlink:to="label2500" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertificatesofdepositsSubsidiary" xlink:label="element2501" />
        <label xlink:type="resource" xlink:label="label2501" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CertificatesofdepositsSubsidiary_en-US">Certificates Of Deposits Subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2501" xlink:to="label2501" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertificatesofdepositsSubsidiary" xlink:label="element2502" />
        <label xlink:type="resource" xlink:label="label2502" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CertificatesofdepositsSubsidiary_en-US">Certificate of deposit free of liens to comply with established laws for international banking entities and regulations on the OCFI.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2502" xlink:to="label2502" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertificatesofdepositsSubsidiary" xlink:label="element2503" />
        <label xlink:type="resource" xlink:label="label2503" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_CertificatesofdepositsSubsidiary_en-US">Certificates Of Deposits Oriental International Banking and Oriental Overseas</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2503" xlink:to="label2503" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivableForOtherArrangements" xlink:label="element2504" />
        <label xlink:type="resource" xlink:label="label2504" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivableForOtherArrangements_en-US">Pledged Financial Instruments, Not Separately Reported, Loans Receivable, for Other Arrangements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2504" xlink:to="label2504" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PledgedAssetsOtherNotSeparatelyReportedOnStatementOfFinancialPosition" xlink:label="element2505" />
        <label xlink:type="resource" xlink:label="label2505" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PledgedAssetsOtherNotSeparatelyReportedOnStatementOfFinancialPosition_en-US">Pledged Assets, Other, Not Separately Reported on Statement of Financial Position</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2505" xlink:to="label2505" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Assetsnotpledged" xlink:label="element2506" />
        <label xlink:type="resource" xlink:label="label2506" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Assetsnotpledged_en-US">Assets Not Pledged</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2506" xlink:to="label2506" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Assetsnotpledged" xlink:label="element2507" />
        <label xlink:type="resource" xlink:label="label2507" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Assetsnotpledged_en-US">Assets not pledged</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2507" xlink:to="label2507" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateraltableTable" xlink:label="element2508" />
        <label xlink:type="resource" xlink:label="label2508" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_en-US">FinancialInstrumentsOwnedAndPledgedAsCollateralTable [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2508" xlink:to="label2508" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis" xlink:label="element2509" />
        <label xlink:type="resource" xlink:label="label2509" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_en-US">FinancialInstrumentsOwnedAndPledgedAsCollateralAxis [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2509" xlink:to="label2509" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LeaseMember" xlink:label="element2510" />
        <label xlink:type="resource" xlink:label="label2510" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LeaseMember_en-US">Lease [Member] [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2510" xlink:to="label2510" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LeaseMember" xlink:label="element2511" />
        <label xlink:type="resource" xlink:label="label2511" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_LeaseMember_en-US">Leasing servicing asset [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2511" xlink:to="label2511" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BondfortrustoperationmemberMember" xlink:label="element2512" />
        <label xlink:type="resource" xlink:label="label2512" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_BondfortrustoperationmemberMember_en-US">Bond For Trust Operation [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2512" xlink:to="label2512" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentbytypesAxis" xlink:label="element2513" />
        <label xlink:type="resource" xlink:label="label2513" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancialinstrumentbytypesAxis_en-US">Financial Instrument By Types [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2513" xlink:to="label2513" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis" xlink:label="element2514" />
        <label xlink:type="resource" xlink:label="label2514" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_en-US">TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2514" xlink:to="label2514" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Condensedconsolidatingbalancesheettabletextblock" xlink:label="element2515" />
        <label xlink:type="resource" xlink:label="label2515" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Condensedconsolidatingbalancesheettabletextblock_en-US">CondensedConsolidatingBalanceSheetTableTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2515" xlink:to="label2515" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Condensedconsolidatingstatementofoperationstabletextblock" xlink:label="element2516" />
        <label xlink:type="resource" xlink:label="label2516" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Condensedconsolidatingstatementofoperationstabletextblock_en-US">CondensedConsolidatingStatementOfOperationsTableTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2516" xlink:to="label2516" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Condensedconsolidatingothercomprenhensiveincometabletextblock" xlink:label="element2517" />
        <label xlink:type="resource" xlink:label="label2517" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Condensedconsolidatingothercomprenhensiveincometabletextblock_en-US">CondensedConsolidatingOtherComprenhensiveIncomeTableTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2517" xlink:to="label2517" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Condensedconsolidatingstatementofcashflowstabletextblock" xlink:label="element2518" />
        <label xlink:type="resource" xlink:label="label2518" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Condensedconsolidatingstatementofcashflowstabletextblock_en-US">CondensedConsolidatingStatementOfCashFlowsTableTextBlock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2518" xlink:to="label2518" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Cashandcashequivalentsreceivedinacquisition" xlink:label="element2519" />
        <label xlink:type="resource" xlink:label="label2519" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Cashandcashequivalentsreceivedinacquisition_en-US">Cash And Cash Equivalents Received In Acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2519" xlink:to="label2519" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Cashandcashequivalentsreceivedinacquisition" xlink:label="element2520" />
        <label xlink:type="resource" xlink:label="label2520" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Cashandcashequivalentsreceivedinacquisition_en-US">The amount of cash and cash equivalents acquired in a business combination.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2520" xlink:to="label2520" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Outlaysforacquisition" xlink:label="element2521" />
        <label xlink:type="resource" xlink:label="label2521" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Outlaysforacquisition_en-US">Outlays For Acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2521" xlink:to="label2521" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Outlaysforacquisition" xlink:label="element2522" />
        <label xlink:type="resource" xlink:label="label2522" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Outlaysforacquisition_en-US">Amount paid to acquire BBVAPPR.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2522" xlink:to="label2522" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Outlaysforacquisition" xlink:label="element2523" />
        <label xlink:type="resource" xlink:label="label2523" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_Outlaysforacquisition_en-US">Outlays For Acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2523" xlink:to="label2523" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeinAssetsReclassification" xlink:label="element2524" />
        <label xlink:type="resource" xlink:label="label2524" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ChangeinAssetsReclassification_en-US">Change in Assets reclassification</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2524" xlink:to="label2524" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeinAssetsReclassification" xlink:label="element2525" />
        <label xlink:type="resource" xlink:label="label2525" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ChangeinAssetsReclassification_en-US">Change in total segment assets due to an asset revision.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2525" xlink:to="label2525" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeinAssetsReclassification" xlink:label="element2526" />
        <label xlink:type="resource" xlink:label="label2526" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_ChangeinAssetsReclassification_en-US">Change in Assets reclassification</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2526" xlink:to="label2526" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangeoneMember" xlink:label="element2527" />
        <label xlink:type="resource" xlink:label="label2527" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PricerangeoneMember_en-US">Price Range One [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2527" xlink:to="label2527" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangetwoMember" xlink:label="element2528" />
        <label xlink:type="resource" xlink:label="label2528" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PricerangetwoMember_en-US">Price Range Two [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2528" xlink:to="label2528" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangethreeMember" xlink:label="element2529" />
        <label xlink:type="resource" xlink:label="label2529" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PricerangethreeMember_en-US">Price Range Three [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2529" xlink:to="label2529" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangefourMember" xlink:label="element2530" />
        <label xlink:type="resource" xlink:label="label2530" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PricerangefourMember_en-US">Price Range Four [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2530" xlink:to="label2530" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangefiveMember" xlink:label="element2531" />
        <label xlink:type="resource" xlink:label="label2531" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PricerangefiveMember_en-US">Price Range Five [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2531" xlink:to="label2531" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangesixMember" xlink:label="element2532" />
        <label xlink:type="resource" xlink:label="label2532" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PricerangesixMember_en-US">Price Range Six [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2532" xlink:to="label2532" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangesevenMember" xlink:label="element2533" />
        <label xlink:type="resource" xlink:label="label2533" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PricerangesevenMember_en-US">Price Range Seven [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2533" xlink:to="label2533" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OmnibusplanMember" xlink:label="element2534" />
        <label xlink:type="resource" xlink:label="label2534" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OmnibusplanMember_en-US">OmnibusPlan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2534" xlink:to="label2534" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SeventymillionsrepurchaseprogramMember" xlink:label="element2535" />
        <label xlink:type="resource" xlink:label="label2535" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SeventymillionsrepurchaseprogramMember_en-US">Seventy Millions Repurchase Program [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2535" xlink:to="label2535" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incometaxreconciliationcapitallosscarryforward" xlink:label="element2536" />
        <label xlink:type="resource" xlink:label="label2536" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Incometaxreconciliationcapitallosscarryforward_en-US">Income Tax Reconciliation Capital Loss Carryforward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2536" xlink:to="label2536" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incometaxreconciliationcapitallosscarryforward" xlink:label="element2537" />
        <label xlink:type="resource" xlink:label="label2537" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Incometaxreconciliationcapitallosscarryforward_en-US">The portion of the difference between total income tax expense or benefit as reported in the Income Statement for the period and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to capital loss carryforwards</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2537" xlink:to="label2537" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incometaxreconciliationcapitallosscarryforward" xlink:label="element2538" />
        <label xlink:type="resource" xlink:label="label2538" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_Incometaxreconciliationcapitallosscarryforward_en-US">Effect of tax rate on capital loss carryforward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2538" xlink:to="label2538" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectofchangeintaxofunitsegment" xlink:label="element2539" />
        <label xlink:type="resource" xlink:label="label2539" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Effectofchangeintaxofunitsegment_en-US">Effect Of Change In Tax Of Unit Segment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2539" xlink:to="label2539" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectofchangeintaxofunitsegment" xlink:label="element2540" />
        <label xlink:type="resource" xlink:label="label2540" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Effectofchangeintaxofunitsegment_en-US">Effect of change in tax of an unit segment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2540" xlink:to="label2540" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectiveincometaxratereconciliationcapitallosscarryforward" xlink:label="element2541" />
        <label xlink:type="resource" xlink:label="label2541" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Effectiveincometaxratereconciliationcapitallosscarryforward_en-US">EffectiveIncomeTaxRateReconciliationCapitalLossCarryforward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2541" xlink:to="label2541" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectiveincometaxratereconciliationcapitallosscarryforward" xlink:label="element2542" />
        <label xlink:type="resource" xlink:label="label2542" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Effectiveincometaxratereconciliationcapitallosscarryforward_en-US">The portion of the difference between total income tax rate for the period and the expected statutory income tax rates attributable to capital loss carryforwards</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2542" xlink:to="label2542" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectiveincometaxratereconciliationcapitallosscarryforward" xlink:label="element2543" />
        <label xlink:type="resource" xlink:label="label2543" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_Effectiveincometaxratereconciliationcapitallosscarryforward_en-US">Effective Income Tax Rate Reconciliation Capital Loss Carryforward</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2543" xlink:to="label2543" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectofchangeintaxofunitsegmenttaxrate" xlink:label="element2544" />
        <label xlink:type="resource" xlink:label="label2544" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Effectofchangeintaxofunitsegmenttaxrate_en-US">EffectOfChangeInTaxOfUnitSegmentTaxRate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2544" xlink:to="label2544" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectofchangeintaxofunitsegmenttaxrate" xlink:label="element2545" />
        <label xlink:type="resource" xlink:label="label2545" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Effectofchangeintaxofunitsegmenttaxrate_en-US">Effect of change in tax of an unit segment tax rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2545" xlink:to="label2545" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectofchangeintaxofunitsegmenttaxrate" xlink:label="element2546" />
        <label xlink:type="resource" xlink:label="label2546" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_Effectofchangeintaxofunitsegmenttaxrate_en-US">Effect of change in tax of IBE tax rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2546" xlink:to="label2546" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments" xlink:label="element2547" />
        <label xlink:type="resource" xlink:label="label2547" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments_en-US">Deferred Tax Assets Acquired Loans And Other Real Estate Valuation Adjustments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2547" xlink:to="label2547" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments" xlink:label="element2548" />
        <label xlink:type="resource" xlink:label="label2548" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments_en-US">Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2548" xlink:to="label2548" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxassetsoperatinglossandcapitalnetcarryforwards" xlink:label="element2549" />
        <label xlink:type="resource" xlink:label="label2549" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Deferredtaxassetsoperatinglossandcapitalnetcarryforwards_en-US">Deferred Tax Assets Operating Loss And Capital Net Carryforwards</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2549" xlink:to="label2549" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxassetsoperatinglossandcapitalnetcarryforwards" xlink:label="element2550" />
        <label xlink:type="resource" xlink:label="label2550" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Deferredtaxassetsoperatinglossandcapitalnetcarryforwards_en-US">Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating and capital loss carryforwards.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2550" xlink:to="label2550" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiesfdicindemnificationasset" xlink:label="element2551" />
        <label xlink:type="resource" xlink:label="label2551" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Deferredtaxliabilitiesfdicindemnificationasset_en-US">Deferred Tax Liabilities Fdic Indemnification Asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2551" xlink:to="label2551" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiesfdicindemnificationasset" xlink:label="element2552" />
        <label xlink:type="resource" xlink:label="label2552" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Deferredtaxliabilitiesfdicindemnificationasset_en-US">Amount of deferred tax liability attributable to taxable temporary differences from FDIC shared-loss indemnification asset.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2552" xlink:to="label2552" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiesfdicindemnificationasset" xlink:label="element2553" />
        <label xlink:type="resource" xlink:label="label2553" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_Deferredtaxliabilitiesfdicindemnificationasset_en-US">Deferred Tax Liabilities Fdic Indemnification Asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2553" xlink:to="label2553" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilityfdicassistedacquisition" xlink:label="element2554" />
        <label xlink:type="resource" xlink:label="label2554" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Deferredtaxliabilityfdicassistedacquisition_en-US">Deferred Tax Liability Fdic Assisted Acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2554" xlink:to="label2554" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilityfdicassistedacquisition" xlink:label="element2555" />
        <label xlink:type="resource" xlink:label="label2555" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Deferredtaxliabilityfdicassistedacquisition_en-US">Amount of deferred tax liability attributable to taxable temporary differences from FDIC assisted acquisition.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2555" xlink:to="label2555" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilityfdicassistedacquisition" xlink:label="element2556" />
        <label xlink:type="resource" xlink:label="label2556" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_Deferredtaxliabilityfdicassistedacquisition_en-US">Deferred Tax Liability Fdic Assisted Acquisition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2556" xlink:to="label2556" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship" xlink:label="element2557" />
        <label xlink:type="resource" xlink:label="label2557" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship_en-US">Deferred tax liabilities customer deposit and customer relationship</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2557" xlink:to="label2557" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship" xlink:label="element2558" />
        <label xlink:type="resource" xlink:label="label2558" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship_en-US">Amount of deferred tax liability attributable to taxable temporary differences from customer relationship intangibles.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2558" xlink:to="label2558" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship" xlink:label="element2559" />
        <label xlink:type="resource" xlink:label="label2559" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship_en-US">Deferred tax liabilities customer deposit and customer relationship</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2559" xlink:to="label2559" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiesbuildingvaluationadjusment" xlink:label="element2560" />
        <label xlink:type="resource" xlink:label="label2560" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Deferredtaxliabilitiesbuildingvaluationadjusment_en-US">Deferred tax liabilities building valuation adjusment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2560" xlink:to="label2560" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiesbuildingvaluationadjusment" xlink:label="element2561" />
        <label xlink:type="resource" xlink:label="label2561" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Deferredtaxliabilitiesbuildingvaluationadjusment_en-US">Amount of deferred tax liability attributable to taxable temporary differences from building valuation adjustments.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2561" xlink:to="label2561" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiesbuildingvaluationadjusment" xlink:label="element2562" />
        <label xlink:type="resource" xlink:label="label2562" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_Deferredtaxliabilitiesbuildingvaluationadjusment_en-US">Deferred tax liabilities building valuation adjusment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2562" xlink:to="label2562" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetDepositAndBorrowingsValuationAdjustment" xlink:label="element2563" />
        <label xlink:type="resource" xlink:label="label2563" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DeferredTaxAssetDepositAndBorrowingsValuationAdjustment_en-US">Deferred tax asset deposit and borrowings valuation adjustment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2563" xlink:to="label2563" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetDepositAndBorrowingsValuationAdjustment" xlink:label="element2564" />
        <label xlink:type="resource" xlink:label="label2564" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DeferredTaxAssetDepositAndBorrowingsValuationAdjustment_en-US">Amount before allocation of valuation of deferred tax asset attributable to deductible temporary differences from deposits and borrowings..</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2564" xlink:to="label2564" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetAcquiredPortfolio" xlink:label="element2565" />
        <label xlink:type="resource" xlink:label="label2565" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DeferredTaxAssetAcquiredPortfolio_en-US">Deferred tax asset acquired portfolio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2565" xlink:to="label2565" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetAcquiredPortfolio" xlink:label="element2566" />
        <label xlink:type="resource" xlink:label="label2566" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DeferredTaxAssetAcquiredPortfolio_en-US">Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from acquired loans portfolio</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2566" xlink:to="label2566" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate9302016Member" xlink:label="element2567" />
        <label xlink:type="resource" xlink:label="label2567" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DueDate9302016Member_en-US">Due date: 9 30 2016 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2567" xlink:to="label2567" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourthQuarterMember" xlink:label="element2568" />
        <label xlink:type="resource" xlink:label="label2568" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FourthQuarterMember_en-US">Fourth Quarter [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2568" xlink:to="label2568" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_July2015Member" xlink:label="element2569" />
        <label xlink:type="resource" xlink:label="label2569" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_July2015Member_en-US">July 2015 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2569" xlink:to="label2569" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_November2014Member" xlink:label="element2570" />
        <label xlink:type="resource" xlink:label="label2570" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_November2014Member_en-US">November 2014 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2570" xlink:to="label2570" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_December2014Member" xlink:label="element2571" />
        <label xlink:type="resource" xlink:label="label2571" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_December2014Member_en-US">December 2014 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2571" xlink:to="label2571" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationFromCommonStock" xlink:label="element2572" />
        <label xlink:type="resource" xlink:label="label2572" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ReclassificationFromCommonStock_en-US">Reclassification from common stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2572" xlink:to="label2572" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationFromCommonStock" xlink:label="element2573" />
        <label xlink:type="resource" xlink:label="label2573" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ReclassificationFromCommonStock_en-US">Amount reclassified from common stock to treasury stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2573" xlink:to="label2573" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationFromCommonStock" xlink:label="element2574" />
        <label xlink:type="resource" xlink:label="label2574" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_ReclassificationFromCommonStock_en-US">Reclassification from common stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2574" xlink:to="label2574" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationFromCommonStockShares" xlink:label="element2575" />
        <label xlink:type="resource" xlink:label="label2575" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ReclassificationFromCommonStockShares_en-US">Reclassification from common stock (shares)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2575" xlink:to="label2575" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationFromCommonStockShares" xlink:label="element2576" />
        <label xlink:type="resource" xlink:label="label2576" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ReclassificationFromCommonStockShares_en-US">Reclassification from common stock (shares)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2576" xlink:to="label2576" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationFromCommonStockShares" xlink:label="element2577" />
        <label xlink:type="resource" xlink:label="label2577" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_ReclassificationFromCommonStockShares_en-US">Reclassification from common stock (shares)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2577" xlink:to="label2577" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationToTreasuryStock" xlink:label="element2578" />
        <label xlink:type="resource" xlink:label="label2578" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ReclassificationToTreasuryStock_en-US">Reclassification to treasury stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2578" xlink:to="label2578" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationToTreasuryStock" xlink:label="element2579" />
        <label xlink:type="resource" xlink:label="label2579" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ReclassificationToTreasuryStock_en-US">Amount of common stock reclassified to treasury stock</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2579" xlink:to="label2579" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes" xlink:label="element2580" />
        <label xlink:type="resource" xlink:label="label2580" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes_en-US">Proceed From Issuance Of Federal Deposit Insurance Corporation Guaranteed Term Notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2580" xlink:to="label2580" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes" xlink:label="element2581" />
        <label xlink:type="resource" xlink:label="label2581" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes_en-US">The net cash inflow or outflow for borrowings covered by the FDIC Temporary Liquidity Guarantee Program.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2581" xlink:to="label2581" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes" xlink:label="element2582" />
        <label xlink:type="resource" xlink:label="label2582" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes_en-US">FDIC-guaranteed term notes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2582" xlink:to="label2582" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PaymentToAcquireDerivativesInstruments" xlink:label="element2583" />
        <label xlink:type="resource" xlink:label="label2583" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PaymentToAcquireDerivativesInstruments_en-US">Payment To Acquire Derivatives Instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2583" xlink:to="label2583" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PaymentToAcquireDerivativesInstruments" xlink:label="element2584" />
        <label xlink:type="resource" xlink:label="label2584" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PaymentToAcquireDerivativesInstruments_en-US">Payment To Acquire Derivatives Instruments</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2584" xlink:to="label2584" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PaymentToAcquireDerivativesInstruments" xlink:label="element2585" />
        <label xlink:type="resource" xlink:label="label2585" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_PaymentToAcquireDerivativesInstruments_en-US">Purchases of swap options</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2585" xlink:to="label2585" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ObligationsOfPuertoRicoGovernmentAndPoliticalSubdivisionsMember" xlink:label="element2586" />
        <label xlink:type="resource" xlink:label="label2586" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ObligationsOfPuertoRicoGovernmentAndPoliticalSubdivisionsMember_en-US">Obligations of Puerto Rico Government and political subdivisions [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2586" xlink:to="label2586" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasesLoanMember" xlink:label="element2587" />
        <label xlink:type="resource" xlink:label="label2587" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AutoAndLeasesLoanMember_en-US">Auto and Leases Loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2587" xlink:to="label2587" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover" xlink:label="element2588" />
        <label xlink:type="resource" xlink:label="label2588" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover_en-US">Income Tax Reconciliation Disallowed net operating loss carryover</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2588" xlink:to="label2588" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover" xlink:label="element2589" />
        <label xlink:type="resource" xlink:label="label2589" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover_en-US">The portion of the difference between total income tax expense or benefit as reported in the Income Statement for the period and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to disallowed net operating loss carryforwards</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2589" xlink:to="label2589" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover" xlink:label="element2590" />
        <label xlink:type="resource" xlink:label="label2590" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover_en-US">Disallowed net operating loss carryover</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2590" xlink:to="label2590" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeTaxLoanBasisChangeEffect" xlink:label="element2591" />
        <label xlink:type="resource" xlink:label="label2591" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_IncomeTaxLoanBasisChangeEffect_en-US">Income Tax Loan Basis Change Effect</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2591" xlink:to="label2591" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeTaxLoanBasisChangeEffect" xlink:label="element2592" />
        <label xlink:type="resource" xlink:label="label2592" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_IncomeTaxLoanBasisChangeEffect_en-US">Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable income tax loan basis change.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2592" xlink:to="label2592" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeTaxLoanBasisChangeEffect" xlink:label="element2593" />
        <label xlink:type="resource" xlink:label="label2593" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_IncomeTaxLoanBasisChangeEffect_en-US">Loan Tax Basis Change Effect</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2593" xlink:to="label2593" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetsOtherAssetsAllowances" xlink:label="element2594" />
        <label xlink:type="resource" xlink:label="label2594" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DeferredTaxAssetsOtherAssetsAllowances_en-US">Deferred Tax Assets Other Assets Allowances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2594" xlink:to="label2594" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetsOtherAssetsAllowances" xlink:label="element2595" />
        <label xlink:type="resource" xlink:label="label2595" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DeferredTaxAssetsOtherAssetsAllowances_en-US">Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from other assets allowance.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2595" xlink:to="label2595" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetsOtherAssetsAllowances" xlink:label="element2596" />
        <label xlink:type="resource" xlink:label="label2596" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_DeferredTaxAssetsOtherAssetsAllowances_en-US">FDIC shared-loss indemnification asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2596" xlink:to="label2596" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetsInOtherAssetAllowances" xlink:label="element2597" />
        <label xlink:type="resource" xlink:label="label2597" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DeferredTaxAssetsInOtherAssetAllowances_en-US">Deferred Tax Assets In other asset allowances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2597" xlink:to="label2597" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetsInOtherAssetAllowances" xlink:label="element2598" />
        <label xlink:type="resource" xlink:label="label2598" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DeferredTaxAssetsInOtherAssetAllowances_en-US">Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from other assets allowance.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2598" xlink:to="label2598" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetsInOtherAssetAllowances" xlink:label="element2599" />
        <label xlink:type="resource" xlink:label="label2599" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_DeferredTaxAssetsInOtherAssetAllowances_en-US">Deferred Tax Asset in other asset allowances</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2599" xlink:to="label2599" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover" xlink:label="element2600" />
        <label xlink:type="resource" xlink:label="label2600" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover_en-US">Effective Income Tax Rate Disallowed Net Operating Loss Carryover</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2600" xlink:to="label2600" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover" xlink:label="element2601" />
        <label xlink:type="resource" xlink:label="label2601" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover_en-US">The portion of the difference between total income tax rate for the period and the expected statutory income tax rates attributable to disallowed net loss carryover loss carryforwards</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2601" xlink:to="label2601" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover" xlink:label="element2602" />
        <label xlink:type="resource" xlink:label="label2602" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover_en-US">Effective Income Tax Rate Disallowed Net Operating Loss Carryover</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2602" xlink:to="label2602" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectiveIncomeTaxRateLoanBasisChangeEffect" xlink:label="element2603" />
        <label xlink:type="resource" xlink:label="label2603" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_EffectiveIncomeTaxRateLoanBasisChangeEffect_en-US">Effective Income Tax Rate Loan Basis Change Effect</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2603" xlink:to="label2603" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectiveIncomeTaxRateLoanBasisChangeEffect" xlink:label="element2604" />
        <label xlink:type="resource" xlink:label="label2604" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_EffectiveIncomeTaxRateLoanBasisChangeEffect_en-US">The portion of the difference between total income tax rate for the period and the expected statutory income tax rates attributable to loan basis effect</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2604" xlink:to="label2604" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges" xlink:label="element2605" />
        <label xlink:type="resource" xlink:label="label2605" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges_en-US">Tax effect from increase in capital gains tax rate, Cash flow hedges</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2605" xlink:to="label2605" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges" xlink:label="element2606" />
        <label xlink:type="resource" xlink:label="label2606" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges_en-US">Tax effect from increase in capital gains tax rate amount reclassified from accumulated other comprehensive income into income tax provision.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2606" xlink:to="label2606" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs" xlink:label="element2607" />
        <label xlink:type="resource" xlink:label="label2607" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs_en-US">Tax effect from increase in capital gains tax rate AFS</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2607" xlink:to="label2607" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs" xlink:label="element2608" />
        <label xlink:type="resource" xlink:label="label2608" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs_en-US">Tax effect from increase in capital gains tax rate amount reclassified from accumulated other comprehensive income into income tax provision.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2608" xlink:to="label2608" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StatutoryTrustIiMember" xlink:label="element2609" />
        <label xlink:type="resource" xlink:label="label2609" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_StatutoryTrustIiMember_en-US">Statutory Trust II [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2609" xlink:to="label2609" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedborrowingsAxis" xlink:label="element2610" />
        <label xlink:type="resource" xlink:label="label2610" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SubordinatedborrowingsAxis_en-US">Subordinated Borrowings [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2610" xlink:to="label2610" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedCapitalNote2004Member" xlink:label="element2611" />
        <label xlink:type="resource" xlink:label="label2611" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SubordinatedCapitalNote2004Member_en-US">Subordinated Capital Note 2004 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2611" xlink:to="label2611" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedCapitalNote2006Member" xlink:label="element2612" />
        <label xlink:type="resource" xlink:label="label2612" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SubordinatedCapitalNote2006Member_en-US">Subordinated Capital Note 2006 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2612" xlink:to="label2612" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedCapitalNote2006FixedRateMember" xlink:label="element2613" />
        <label xlink:type="resource" xlink:label="label2613" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SubordinatedCapitalNote2006FixedRateMember_en-US">Subordinated Capital Note 2006 Fixed Rate [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2613" xlink:to="label2613" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedCapitalNote2006FixedRateMember" xlink:label="element2614" />
        <label xlink:type="resource" xlink:label="label2614" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_SubordinatedCapitalNote2006FixedRateMember_en-US">Subordinated Capital Note 2006 Fixed Rate 5.76%</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2614" xlink:to="label2614" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NextCallDate" xlink:label="element2615" />
        <label xlink:type="resource" xlink:label="label2615" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NextCallDate_en-US">Next Call Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2615" xlink:to="label2615" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NextCallDate" xlink:label="element2616" />
        <label xlink:type="resource" xlink:label="label2616" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NextCallDate_en-US">he date that the subordinate capital notes purchased will be called.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2616" xlink:to="label2616" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossIndemnificationAssetPolicytextBlock" xlink:label="element2617" />
        <label xlink:type="resource" xlink:label="label2617" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicSharedLossIndemnificationAssetPolicytextBlock_en-US">FDIC Shared Loss Indemnification Asset and True-up Payment Obligation Policy[Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2617" xlink:to="label2617" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossIndemnificationAssetPolicytextBlock" xlink:label="element2618" />
        <label xlink:type="resource" xlink:label="label2618" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicSharedLossIndemnificationAssetPolicytextBlock_en-US">Description of accounting policies and methodologies used for the FDIC Shared-Loss Indemnification Asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2618" xlink:to="label2618" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IndemnificationAgreementsReimbursementsFromFdic" xlink:label="element2619" />
        <label xlink:type="resource" xlink:label="label2619" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_IndemnificationAgreementsReimbursementsFromFdic_en-US">Indemnification agreements reimbursements from FDIC</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2619" xlink:to="label2619" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IndemnificationAgreementsReimbursementsFromFdic" xlink:label="element2620" />
        <label xlink:type="resource" xlink:label="label2620" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_IndemnificationAgreementsReimbursementsFromFdic_en-US">Amount of decreases to the indemnification asset due to payments received (including non cash transactions) relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC).</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2620" xlink:to="label2620" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleofstockbyclasstableAxis" xlink:label="element2621" />
        <label xlink:type="resource" xlink:label="label2621" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ScheduleofstockbyclasstableAxis_en-US">Schedule Of Stock By Class Table [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2621" xlink:to="label2621" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferFromInvestmentSecuritiesHeldToMaturityToAvailableForSale" xlink:label="element2622" />
        <label xlink:type="resource" xlink:label="label2622" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TransferFromInvestmentSecuritiesHeldToMaturityToAvailableForSale_en-US">Transfer From Investment Securities Held To Maturity To Available For Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2622" xlink:to="label2622" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferFromInvestmentSecuritiesHeldToMaturityToAvailableForSale" xlink:label="element2623" />
        <label xlink:type="resource" xlink:label="label2623" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TransferFromInvestmentSecuritiesHeldToMaturityToAvailableForSale_en-US">Value of investments securities held for investment transferred to available for sale in noncash transactions.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2623" xlink:to="label2623" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetNoncashPaymentsReceived" xlink:label="element2624" />
        <label xlink:type="resource" xlink:label="label2624" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicIndemnificationAssetNoncashPaymentsReceived_en-US">FDIC Indemnification Asset Noncash Payments Received</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2624" xlink:to="label2624" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetNoncashPaymentsReceived" xlink:label="element2625" />
        <label xlink:type="resource" xlink:label="label2625" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicIndemnificationAssetNoncashPaymentsReceived_en-US">Amount of decreases to the indemnification asset due to loss-share certification received relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC).</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2625" xlink:to="label2625" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis" xlink:label="element2626" />
        <label xlink:type="resource" xlink:label="label2626" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_en-US">Financial Instruments Owned And Not Pledged As Collateral [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2626" xlink:to="label2626" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="element2627" />
        <label xlink:type="resource" xlink:label="label2627" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_en-US">Financial Instruments Owned And Not Pledged As Collateral Type [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2627" xlink:to="label2627" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January292016Member" xlink:label="element2628" />
        <label xlink:type="resource" xlink:label="label2628" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_January292016Member_en-US">January 29, 2016 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2628" xlink:to="label2628" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January4120162Member" xlink:label="element2629" />
        <label xlink:type="resource" xlink:label="label2629" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_January4120162Member_en-US">January 4, 2016 (2) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2629" xlink:to="label2629" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableAcquiredTable" xlink:label="element2630" />
        <label xlink:type="resource" xlink:label="label2630" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoansReceivableAcquiredTable_en-US">Loans Receivable Acquired [Table]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2630" xlink:to="label2630" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableCoveredAxis" xlink:label="element2631" />
        <label xlink:type="resource" xlink:label="label2631" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoansReceivableCoveredAxis_en-US">Loans Receivable Covered [Axis]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2631" xlink:to="label2631" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangesInServicingAssetFairValueDueToSalesPrice" xlink:label="element2632" />
        <label xlink:type="resource" xlink:label="label2632" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ChangesInServicingAssetFairValueDueToSalesPrice_en-US">Changes In Servicing Asset Fair Value Due To Sales Price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2632" xlink:to="label2632" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangesInServicingAssetFairValueDueToSalesPrice" xlink:label="element2633" />
        <label xlink:type="resource" xlink:label="label2633" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ChangesInServicingAssetFairValueDueToSalesPrice_en-US">Changes in fair value due to sales price of mortgage servicing rights held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2633" xlink:to="label2633" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangesInServicingAssetFairValueDueToSalesPrice" xlink:label="element2634" />
        <label xlink:type="resource" xlink:label="label2634" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_ChangesInServicingAssetFairValueDueToSalesPrice_en-US">Changes in fair value due to sales price of mortgage servicing rights held-for-sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2634" xlink:to="label2634" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTier1" xlink:label="element2635" />
        <label xlink:type="resource" xlink:label="label2635" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommonEquityTier1_en-US">Common Equity Tier 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2635" xlink:to="label2635" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTier1" xlink:label="element2636" />
        <label xlink:type="resource" xlink:label="label2636" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CommonEquityTier1_en-US">Actual -Common equity tier 1 capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2636" xlink:to="label2636" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTier1" xlink:label="element2637" />
        <label xlink:type="resource" xlink:label="label2637" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommonEquityTier1_en-US">The common equity tier 1 capital ratio as defined in the new regulatory framework.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2637" xlink:to="label2637" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_commonequitytier1forcapitaladequacy" xlink:label="element2638" />
        <label xlink:type="resource" xlink:label="label2638" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_commonequitytier1forcapitaladequacy_en-US">Common Equity Tier 1 For Capital Adequacy</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2638" xlink:to="label2638" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_commonequitytier1forcapitaladequacy" xlink:label="element2639" />
        <label xlink:type="resource" xlink:label="label2639" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_commonequitytier1forcapitaladequacy_en-US">The minimum amount of Common Equity Tier 1 required for capital adequacy purposes under the new regulatory framework.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2639" xlink:to="label2639" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_commonequitytier1forcapitaladequacy" xlink:label="element2640" />
        <label xlink:type="resource" xlink:label="label2640" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_commonequitytier1forcapitaladequacy_en-US">Minimum capital - Common equity tier 1 capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2640" xlink:to="label2640" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTier1toBeWellCapitalized" xlink:label="element2641" />
        <label xlink:type="resource" xlink:label="label2641" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommonEquityTier1toBeWellCapitalized_en-US">Common EquityTier1To Be Well Capitalized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2641" xlink:to="label2641" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTier1toBeWellCapitalized" xlink:label="element2642" />
        <label xlink:type="resource" xlink:label="label2642" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommonEquityTier1toBeWellCapitalized_en-US">The amount of Comon Equity Tier 1 required to be categorized as well capitalized under the new regulatory framework.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2642" xlink:to="label2642" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTier1toBeWellCapitalized" xlink:label="element2643" />
        <label xlink:type="resource" xlink:label="label2643" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_CommonEquityTier1toBeWellCapitalized_en-US">Minimum to be well capitalized - Common equity tier 1 capital</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2643" xlink:to="label2643" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquitytierOnetoRiskWeightedAssets" xlink:label="element2644" />
        <label xlink:type="resource" xlink:label="label2644" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommonEquitytierOnetoRiskWeightedAssets_en-US">Common Equity Tier OneTo Risk Weighted Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2644" xlink:to="label2644" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquitytierOnetoRiskWeightedAssets" xlink:label="element2645" />
        <label xlink:type="resource" xlink:label="label2645" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommonEquitytierOnetoRiskWeightedAssets_en-US">Common Equity Tier 1 to Risk Weighted Assets (Common Equity Tier 1 divided by risk weighted assets) as defined by regulations.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2645" xlink:to="label2645" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="element2646" />
        <label xlink:type="resource" xlink:label="label2646" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets_en-US">Common Equity Tier One Required For Capital Adequacy To Risk Weighted Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2646" xlink:to="label2646" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="element2647" />
        <label xlink:type="resource" xlink:label="label2647" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets_en-US">The minimum Common Equity Tier One Capital Ratio (Common Equity Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the new regulatory framework.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2647" xlink:to="label2647" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="element2648" />
        <label xlink:type="resource" xlink:label="label2648" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets_en-US">Tier One Risk Common Equity Tier One Required To Be Well Capitalized To Risk Weighted Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2648" xlink:to="label2648" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="element2649" />
        <label xlink:type="resource" xlink:label="label2649" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets_en-US">The minimum Common Equity Tier One Capital Ratio (Common Equity Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the new regulatory framework.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2649" xlink:to="label2649" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PerformanceLettersOfCreditAndFinancialGuarantees" xlink:label="element2650" />
        <label xlink:type="resource" xlink:label="label2650" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_PerformanceLettersOfCreditAndFinancialGuarantees_en-US">Performance letters of credit and financial guarantees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2650" xlink:to="label2650" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PerformanceLettersOfCreditAndFinancialGuarantees" xlink:label="element2651" />
        <label xlink:type="resource" xlink:label="label2651" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_PerformanceLettersOfCreditAndFinancialGuarantees_en-US">Irrevocable undertakings by a bank to make a payment to the beneficiary in the event that the purchaser fails to perform a nonfinancial contractual obligation. These are considered "transaction-related contingencies" that are converted at 50 percent of the total transaction amount. In practice, performance guarantees often have a stipulated obligation on the face of the standby letter of credit.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2651" xlink:to="label2651" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReserveRequiredByLocalGoverment" xlink:label="element2652" />
        <label xlink:type="resource" xlink:label="label2652" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ReserveRequiredByLocalGoverment_en-US">Reserve required by local Goverment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2652" xlink:to="label2652" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReserveRequiredByLocalGoverment" xlink:label="element2653" />
        <label xlink:type="resource" xlink:label="label2653" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ReserveRequiredByLocalGoverment_en-US">Cash deposited in a special reserve account for the exclusive benefit of government demand deposits pursuant to local Government Regulations</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2653" xlink:to="label2653" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingRightsPrincipalBalanceOutstandingUnamortized" xlink:label="element2654" />
        <label xlink:type="resource" xlink:label="label2654" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ServicingRightsPrincipalBalanceOutstandingUnamortized_en-US">Servicing Rights Principal Balance Outstanding Unamortized</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2654" xlink:to="label2654" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingRightsPrincipalBalanceOutstandingUnamortized" xlink:label="element2655" />
        <label xlink:type="resource" xlink:label="label2655" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ServicingRightsPrincipalBalanceOutstandingUnamortized_en-US">Servicing rights which are quantified by principal amount, the principle balance held at close of period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2655" xlink:to="label2655" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageServicingRightsSalePrice" xlink:label="element2656" />
        <label xlink:type="resource" xlink:label="label2656" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_MortgageServicingRightsSalePrice_en-US">Mortgage Servicing Rights Sale Price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2656" xlink:to="label2656" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageServicingRightsSalePrice" xlink:label="element2657" />
        <label xlink:type="resource" xlink:label="label2657" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_MortgageServicingRightsSalePrice_en-US">Sale price per each dollar of Mortgage Servicing Rights owned.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2657" xlink:to="label2657" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossOnMsrSaleHeldforSale" xlink:label="element2658" />
        <label xlink:type="resource" xlink:label="label2658" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LossOnMsrSaleHeldforSale_en-US">Loss on MSR Held-for-Sale</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2658" xlink:to="label2658" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossOnMsrSaleHeldforSale" xlink:label="element2659" />
        <label xlink:type="resource" xlink:label="label2659" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LossOnMsrSaleHeldforSale_en-US">The loss resulting from agreement to sell Mortgage servicing Rights.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2659" xlink:to="label2659" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherNonCollateralDependantImpairedLoansMember" xlink:label="element2660" />
        <label xlink:type="resource" xlink:label="label2660" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OtherNonCollateralDependantImpairedLoansMember_en-US">Other non-collateral dependant impaired loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2660" xlink:to="label2660" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherNonCollateralDependantImpairedLoansMember" xlink:label="element2661" />
        <label xlink:type="resource" xlink:label="label2661" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OtherNonCollateralDependantImpairedLoansMember_en-US">Other non-collateral dependant impaired loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2661" xlink:to="label2661" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInAdditionalAmortizationOfFdicIndemnificationAsset" xlink:label="element2662" />
        <label xlink:type="resource" xlink:label="label2662" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ChangeInAdditionalAmortizationOfFdicIndemnificationAsset_en-US">Change in additional amortization of the FDIC indemnification asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2662" xlink:to="label2662" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInAdditionalAmortizationOfFdicIndemnificationAsset" xlink:label="element2663" />
        <label xlink:type="resource" xlink:label="label2663" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ChangeInAdditionalAmortizationOfFdicIndemnificationAsset_en-US">Change in additional amortization of the FDIC indemnification asset</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2663" xlink:to="label2663" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalloanhomebankadvanceslongtermperiodmaturedMember" xlink:label="element2664" />
        <label xlink:type="resource" xlink:label="label2664" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FederalloanhomebankadvanceslongtermperiodmaturedMember_en-US">Federal Loan Home Bank Advances Long Term Period Matured [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2664" xlink:to="label2664" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalloanhomebankadvanceslongtermperiodmaturedMember" xlink:label="element2665" />
        <label xlink:type="resource" xlink:label="label2665" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FederalloanhomebankadvanceslongtermperiodmaturedMember_en-US">Federal Loan Home Bank Advances Long Term Period Matured</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2665" xlink:to="label2665" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInExpectedCashFlow" xlink:label="element2666" />
        <label xlink:type="resource" xlink:label="label2666" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ChangeInExpectedCashFlow_en-US">Change in expected cash flow</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2666" xlink:to="label2666" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInExpectedCashFlow" xlink:label="element2667" />
        <label xlink:type="resource" xlink:label="label2667" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ChangeInExpectedCashFlow_en-US">Amount of increase (decrease) in future cash flow as a result of changes in discount rate.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2667" xlink:to="label2667" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate152016Member" xlink:label="element2668" />
        <label xlink:type="resource" xlink:label="label2668" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DueDate152016Member_en-US">Due Date: 1 5 2016 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2668" xlink:to="label2668" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate12302016Member" xlink:label="element2669" />
        <label xlink:type="resource" xlink:label="label2669" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DueDate12302016Member_en-US">Due Date: 12 30 2016 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2669" xlink:to="label2669" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicCertificationReceivabe" xlink:label="element2670" />
        <label xlink:type="resource" xlink:label="label2670" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicCertificationReceivabe_en-US">FDIC Certification Receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2670" xlink:to="label2670" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicCertificationReceivabe" xlink:label="element2671" />
        <label xlink:type="resource" xlink:label="label2671" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_FdicCertificationReceivabe_en-US">FDIC Certification Receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2671" xlink:to="label2671" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicCertificationReceivabe" xlink:label="element2672" />
        <label xlink:type="resource" xlink:label="label2672" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicCertificationReceivabe_en-US">Amount of decreases to the indemnification asset due to cash payments expected to recive relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC) and its certifications.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2672" xlink:to="label2672" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CurrentButNonAccrualLoans" xlink:label="element2673" />
        <label xlink:type="resource" xlink:label="label2673" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CurrentButNonAccrualLoans_en-US">Current but Non-Accrual Loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2673" xlink:to="label2673" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CurrentButNonAccrualLoans" xlink:label="element2674" />
        <label xlink:type="resource" xlink:label="label2674" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CurrentButNonAccrualLoans_en-US">Non accrual loans on which interests are overdue, but still performing as interest payments received are being used to reduce principal.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2674" xlink:to="label2674" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SaleOfMortgageServicingRights" xlink:label="element2675" />
        <label xlink:type="resource" xlink:label="label2675" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SaleOfMortgageServicingRights_en-US">Sale of Mortgage Servicing Rights</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2675" xlink:to="label2675" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SaleOfMortgageServicingRights" xlink:label="element2676" />
        <label xlink:type="resource" xlink:label="label2676" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_SaleOfMortgageServicingRights_en-US">Total sale of mortgage servicing rights</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2676" xlink:to="label2676" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GeneralObligationsDebtOfMunicipalitiesSecured" xlink:label="element2677" />
        <label xlink:type="resource" xlink:label="label2677" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_GeneralObligationsDebtOfMunicipalitiesSecured_en-US">General obligations debt of municipalities secured</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2677" xlink:to="label2677" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GeneralObligationsDebtOfMunicipalitiesSecured" xlink:label="element2678" />
        <label xlink:type="resource" xlink:label="label2678" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_GeneralObligationsDebtOfMunicipalitiesSecured_en-US">General obligations debt of municipalities secured</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2678" xlink:to="label2678" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditFacilitiesToStateInsuranceFund" xlink:label="element2679" />
        <label xlink:type="resource" xlink:label="label2679" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CreditFacilitiesToStateInsuranceFund_en-US">Credit facilities to State Insurance Fund</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2679" xlink:to="label2679" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditFacilitiesToStateInsuranceFund" xlink:label="element2680" />
        <label xlink:type="resource" xlink:label="label2680" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CreditFacilitiesToStateInsuranceFund_en-US">Credit facilities to State Insurance Fund</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2680" xlink:to="label2680" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CollateralSecuritiesPercentageSif" xlink:label="element2681" />
        <label xlink:type="resource" xlink:label="label2681" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CollateralSecuritiesPercentageSif_en-US">Collateral securities percentage SIF</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2681" xlink:to="label2681" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CollateralSecuritiesPercentageSif" xlink:label="element2682" />
        <label xlink:type="resource" xlink:label="label2682" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CollateralSecuritiesPercentageSif_en-US">Collateral securities percentage State Insurance Fund, rated A plus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2682" xlink:to="label2682" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StateHousingFinanceAuthorityCreditFacilities" xlink:label="element2683" />
        <label xlink:type="resource" xlink:label="label2683" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_StateHousingFinanceAuthorityCreditFacilities_en-US">State Housing Finance Authority credit facilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2683" xlink:to="label2683" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StateHousingFinanceAuthorityCreditFacilities" xlink:label="element2684" />
        <label xlink:type="resource" xlink:label="label2684" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_StateHousingFinanceAuthorityCreditFacilities_en-US">Puerto Rico Housing Finance Authority credit facilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2684" xlink:to="label2684" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StateHousingFinanceAuthorityCreditFacilities" xlink:label="element2685" />
        <label xlink:type="resource" xlink:label="label2685" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_StateHousingFinanceAuthorityCreditFacilities_en-US">State Housing Finance Authority credit facilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2685" xlink:to="label2685" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="element2686" />
        <label xlink:type="resource" xlink:label="label2686" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_NonAcquiredLoanMember_en-US">Non-Acquired Loan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2686" xlink:to="label2686" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="element2687" />
        <label xlink:type="resource" xlink:label="label2687" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_NonAcquiredLoanMember_en-US">Originated loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2687" xlink:to="label2687" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansMember" xlink:label="element2688" />
        <label xlink:type="resource" xlink:label="label2688" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AcquiredLoansMember_en-US">Acquired loans [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2688" xlink:to="label2688" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="element2689" />
        <label xlink:type="resource" xlink:label="label2689" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_en-US">Loans secured by 1-4 family residential properties, covered [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2689" xlink:to="label2689" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="element2690" />
        <label xlink:type="resource" xlink:label="label2690" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_en-US">Loan in which the borrower pledges residential property as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. Also, these covered loans covered by loss sharing agreements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2690" xlink:to="label2690" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="element2691" />
        <label xlink:type="resource" xlink:label="label2691" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_en-US">Loans Secured by 1-4 properties</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2691" xlink:to="label2691" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans" xlink:label="element2692" />
        <label xlink:type="resource" xlink:label="label2692" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans_en-US">Reimbursement from FDIC shared-loss coverage in sale of loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2692" xlink:to="label2692" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans" xlink:label="element2693" />
        <label xlink:type="resource" xlink:label="label2693" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans_en-US">Reimbursement from FDIC shared-loss agreement coverage in sale of loans.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2693" xlink:to="label2693" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesPurchasedButNotYetReceived" xlink:label="element2694" />
        <label xlink:type="resource" xlink:label="label2694" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SecuritiesPurchasedButNotYetReceived_en-US">Securities purchased but not yet received</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2694" xlink:to="label2694" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesPurchasedButNotYetReceived" xlink:label="element2695" />
        <label xlink:type="resource" xlink:label="label2695" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_SecuritiesPurchasedButNotYetReceived_en-US">Proprietary securities transactions entered into by the entity (broker-dealer) for trading or investment purposes.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2695" xlink:to="label2695" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CoveredNonPerformingCommercialLoansSoldPrincipalBalance" xlink:label="element2696" />
        <label xlink:type="resource" xlink:label="label2696" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CoveredNonPerformingCommercialLoansSoldPrincipalBalance_en-US">Covered non-performing commercial loans sold, principal balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2696" xlink:to="label2696" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CoveredNonPerformingCommercialLoansSoldPrincipalBalance" xlink:label="element2697" />
        <label xlink:type="resource" xlink:label="label2697" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CoveredNonPerformingCommercialLoansSoldPrincipalBalance_en-US">Covered non-performing commercial loans sold, principal balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2697" xlink:to="label2697" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CoveredNonPerformingCommercialLoansSoldCarryingValue" xlink:label="element2698" />
        <label xlink:type="resource" xlink:label="label2698" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CoveredNonPerformingCommercialLoansSoldCarryingValue_en-US">Covered non-performing commercial loans sold, carrying amount.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2698" xlink:to="label2698" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CoveredNonPerformingCommercialLoansSoldCarryingValue" xlink:label="element2699" />
        <label xlink:type="resource" xlink:label="label2699" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CoveredNonPerformingCommercialLoansSoldCarryingValue_en-US">Covered non-performing commercial loans sold, carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2699" xlink:to="label2699" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CoveredNonPerformingCommercialLoansSoldSalesPrice" xlink:label="element2700" />
        <label xlink:type="resource" xlink:label="label2700" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CoveredNonPerformingCommercialLoansSoldSalesPrice_en-US">Covered non-performing commercial loans sold, sales price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2700" xlink:to="label2700" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CoveredNonPerformingCommercialLoansSoldSalesPrice" xlink:label="element2701" />
        <label xlink:type="resource" xlink:label="label2701" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CoveredNonPerformingCommercialLoansSoldSalesPrice_en-US">Covered non-performing commercial loans sold, sales price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2701" xlink:to="label2701" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalProvisionRelatedToCoveredNonPerformingCommercialLoansSold" xlink:label="element2702" />
        <label xlink:type="resource" xlink:label="label2702" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AdditionalProvisionRelatedToCoveredNonPerformingCommercialLoansSold_en-US">Additional provision related to covered non-performing commercial loans sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2702" xlink:to="label2702" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalProvisionRelatedToCoveredNonPerformingCommercialLoansSold" xlink:label="element2703" />
        <label xlink:type="resource" xlink:label="label2703" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AdditionalProvisionRelatedToCoveredNonPerformingCommercialLoansSold_en-US">Additional provision placed as a result of the covered non-performing commercial loans sale.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2703" xlink:to="label2703" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CostRecoveriesAssociatedWithCoveredNonPerformingCommercialLoansSold" xlink:label="element2704" />
        <label xlink:type="resource" xlink:label="label2704" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CostRecoveriesAssociatedWithCoveredNonPerformingCommercialLoansSold_en-US">Cost recoveries associated with covered non-performing commercial loans sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2704" xlink:to="label2704" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CostRecoveriesAssociatedWithCoveredNonPerformingCommercialLoansSold" xlink:label="element2705" />
        <label xlink:type="resource" xlink:label="label2705" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CostRecoveriesAssociatedWithCoveredNonPerformingCommercialLoansSold_en-US">Cost recoveries associated with covered non-performing commercial loans sold.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2705" xlink:to="label2705" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldPrincipalBalance" xlink:label="element2706" />
        <label xlink:type="resource" xlink:label="label2706" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldPrincipalBalance_en-US">Acquired but non-covered non-performing commercial and real estate loans sold, principal balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2706" xlink:to="label2706" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldPrincipalBalance" xlink:label="element2707" />
        <label xlink:type="resource" xlink:label="label2707" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldPrincipalBalance_en-US">Acquired but non-covered non-performing commercial and real estate loans sold, principal balance</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2707" xlink:to="label2707" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldCarryingValue" xlink:label="element2708" />
        <label xlink:type="resource" xlink:label="label2708" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldCarryingValue_en-US">Acquired but non-covered non-performing commercial and real estate loans sold, carrying amount.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2708" xlink:to="label2708" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldCarryingValue" xlink:label="element2709" />
        <label xlink:type="resource" xlink:label="label2709" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldCarryingValue_en-US">Acquired but non-covered non-performing commercial and real estate loans sold, carrying value</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2709" xlink:to="label2709" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldSalePrice" xlink:label="element2710" />
        <label xlink:type="resource" xlink:label="label2710" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldSalePrice_en-US">Acquired but non-covered non-performing commercial and real estate loans sold, sale price.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2710" xlink:to="label2710" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldSalePrice" xlink:label="element2711" />
        <label xlink:type="resource" xlink:label="label2711" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldSalePrice_en-US">Acquired but non-covered non-performing commercial and real estate loans sold, sale price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2711" xlink:to="label2711" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalProvisionRelatedToAcquiredButNonCoveredNonPerformingCommercialLoansSold" xlink:label="element2712" />
        <label xlink:type="resource" xlink:label="label2712" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AdditionalProvisionRelatedToAcquiredButNonCoveredNonPerformingCommercialLoansSold_en-US">Additional provision related to acquired but non-covered non-performing commercial loans sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2712" xlink:to="label2712" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalProvisionRelatedToAcquiredButNonCoveredNonPerformingCommercialLoansSold" xlink:label="element2713" />
        <label xlink:type="resource" xlink:label="label2713" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AdditionalProvisionRelatedToAcquiredButNonCoveredNonPerformingCommercialLoansSold_en-US">Additional provision placed and related to acquired but non-covered non-performing commercial loans sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2713" xlink:to="label2713" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CostRecoveriesAssociatedWithAcquiredButNonCoveredNonPerformingCommercialLoansSold" xlink:label="element2714" />
        <label xlink:type="resource" xlink:label="label2714" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CostRecoveriesAssociatedWithAcquiredButNonCoveredNonPerformingCommercialLoansSold_en-US">Cost recoveries associated with acquired but non-covered non-performing commercial loans sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2714" xlink:to="label2714" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CostRecoveriesAssociatedWithAcquiredButNonCoveredNonPerformingCommercialLoansSold" xlink:label="element2715" />
        <label xlink:type="resource" xlink:label="label2715" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CostRecoveriesAssociatedWithAcquiredButNonCoveredNonPerformingCommercialLoansSold_en-US">Cost recoveries associated with acquired but non-covered non-performing commercial loans sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2715" xlink:to="label2715" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateOwnedSoldCarryingAmount" xlink:label="element2716" />
        <label xlink:type="resource" xlink:label="label2716" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_RealEstateOwnedSoldCarryingAmount_en-US">Real Estate Owned Sold, Carrying Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2716" xlink:to="label2716" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateOwnedSoldCarryingAmount" xlink:label="element2717" />
        <label xlink:type="resource" xlink:label="label2717" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_RealEstateOwnedSoldCarryingAmount_en-US">Real Estate Owned Sold, Carrying Amount</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2717" xlink:to="label2717" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Realestateownedsoldsaleprice" xlink:label="element2718" />
        <label xlink:type="resource" xlink:label="label2718" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Realestateownedsoldsaleprice_en-US">Real estate owned sold, sale price.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2718" xlink:to="label2718" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Realestateownedsoldsaleprice" xlink:label="element2719" />
        <label xlink:type="resource" xlink:label="label2719" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Realestateownedsoldsaleprice_en-US">Real Estate Owned Sold, Sale Price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2719" xlink:to="label2719" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountReceivableRelatedToNonPerformingLoansSold" xlink:label="element2720" />
        <label xlink:type="resource" xlink:label="label2720" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AccountReceivableRelatedToNonPerformingLoansSold_en-US">Account Receivable Related to Non-Performing Loans Sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2720" xlink:to="label2720" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountReceivableRelatedToNonPerformingLoansSold" xlink:label="element2721" />
        <label xlink:type="resource" xlink:label="label2721" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AccountReceivableRelatedToNonPerformingLoansSold_en-US">Account receivable recorded and related to the non-performing loans sold</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2721" xlink:to="label2721" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountReceivableRelatedToNonPerformingLoansSold" xlink:label="element2722" />
        <label xlink:type="resource" xlink:label="label2722" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_AccountReceivableRelatedToNonPerformingLoansSold_en-US">Proceeds from sale of covered loans receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2722" xlink:to="label2722" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicReimbursementReceivable" xlink:label="element2723" />
        <label xlink:type="resource" xlink:label="label2723" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicReimbursementReceivable_en-US">FDIC Reimbursement Receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2723" xlink:to="label2723" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicReimbursementReceivable" xlink:label="element2724" />
        <label xlink:type="resource" xlink:label="label2724" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicReimbursementReceivable_en-US">Amount of FDIC reimbursement receivable due to covered non-performing loans coverage sale agreement.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2724" xlink:to="label2724" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ImpairedFinancingReceivablesLoansExcludingAsc31030TableTextBlock" xlink:label="element2725" />
        <label xlink:type="resource" xlink:label="label2725" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ImpairedFinancingReceivablesLoansExcludingAsc31030TableTextBlock_en-US">Impaired Financing Receivables Loans, excluding ASC 310-30 [Table Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2725" xlink:to="label2725" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ImpairedFinancingReceivablesLoansExcludingAsc31030TableTextBlock" xlink:label="element2726" />
        <label xlink:type="resource" xlink:label="label2726" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ImpairedFinancingReceivablesLoansExcludingAsc31030TableTextBlock_en-US">Tabular disclosure of impaired loans, excluding ASC 310-30</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2726" xlink:to="label2726" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ProvisionForLoanLossesCovered" xlink:label="element2727" />
        <label xlink:type="resource" xlink:label="label2727" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ProvisionForLoanLossesCovered_en-US">Provision for Loan Losses, Covered</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2727" xlink:to="label2727" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ProvisionForLoanLossesCovered" xlink:label="element2728" />
        <label xlink:type="resource" xlink:label="label2728" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ProvisionForLoanLossesCovered_en-US">Amount of loan loss provisions charged to earnings from the date of the transfer of the loan for loans not accounted for as debt securities and acquired in an FDIC acquision transaction of coverage, with evidence of deterioration of credit quality since origination that was acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2728" xlink:to="label2728" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Originatedinyears2014and2015Member" xlink:label="element2729" />
        <label xlink:type="resource" xlink:label="label2729" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Originatedinyears2014and2015Member_en-US">Originated In Years 2014 and 2015 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2729" xlink:to="label2729" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Originatedinyears2014and2015Member" xlink:label="element2730" />
        <label xlink:type="resource" xlink:label="label2730" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Originatedinyears2014and2015Member_en-US">Mortgage loans originated in the years 2014 and 2015.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2730" xlink:to="label2730" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SharedLossAgreementsReimbursementsExpectedFromTheFdic" xlink:label="element2731" />
        <label xlink:type="resource" xlink:label="label2731" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SharedLossAgreementsReimbursementsExpectedFromTheFdic_en-US">Shared-loss agreements reimbursements expected from the FDIC</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2731" xlink:to="label2731" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SharedLossAgreementsReimbursementsExpectedFromTheFdic" xlink:label="element2732" />
        <label xlink:type="resource" xlink:label="label2732" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_SharedLossAgreementsReimbursementsExpectedFromTheFdic_en-US">Amount expected to be received as agreed with the FDIC resulted from the FDIC acquistion transaction.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2732" xlink:to="label2732" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestAndPenaltiesReleasedRelatedToUnrecognizedTaxBenefits" xlink:label="element2733" />
        <label xlink:type="resource" xlink:label="label2733" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InterestAndPenaltiesReleasedRelatedToUnrecognizedTaxBenefits_en-US">Interest and Penalties Released Related to Unrecognized Tax Benefits</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2733" xlink:to="label2733" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestAndPenaltiesReleasedRelatedToUnrecognizedTaxBenefits" xlink:label="element2734" />
        <label xlink:type="resource" xlink:label="label2734" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InterestAndPenaltiesReleasedRelatedToUnrecognizedTaxBenefits_en-US">Interest and Penalties released related to unrecognized tax benefits due to negociation with IRS.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2734" xlink:to="label2734" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlossonpositionwithdefaultprobability" xlink:label="element2735" />
        <label xlink:type="resource" xlink:label="label2735" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlossonpositionwithdefaultprobability_en-US">Investments Guaranteed By Local Government And Its Political Subdivisions In Unrealized Loss On Position with Default Probability</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2735" xlink:to="label2735" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlossonpositionwithdefaultprobability" xlink:label="element2736" />
        <label xlink:type="resource" xlink:label="label2736" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlossonpositionwithdefaultprobability_en-US">nvestments Guaranteed By Puerto Rico Government And Its Political Subdivisions In Unrealized Loss On Position with Default Probability</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2736" xlink:to="label2736" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPositionWithCumulativeDefault" xlink:label="element2737" />
        <label xlink:type="resource" xlink:label="label2737" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPositionWithCumulativeDefault_en-US">Investments Guaranteed By Local Government And Its Political Subdivisions In Unrealized Loss On Position with Cumulative Default</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2737" xlink:to="label2737" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPositionWithCumulativeDefault" xlink:label="element2738" />
        <label xlink:type="resource" xlink:label="label2738" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPositionWithCumulativeDefault_en-US">Investments Guaranteed By Puerto Rico Government And Its Political Subdivisions In Unrealized Loss On Position with Cumulative Default</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2738" xlink:to="label2738" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionWithCumulativeDefaultProbabilityPercentagetototal" xlink:label="element2739" />
        <label xlink:type="resource" xlink:label="label2739" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionWithCumulativeDefaultProbabilityPercentagetototal_en-US">Investments Guaranteed By Local Government And Its Political Subdivisions In Unrealized Loss Position with Cumulative Default Probability PercentageToTotal</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2739" xlink:to="label2739" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionWithCumulativeDefaultProbabilityPercentagetototal" xlink:label="element2740" />
        <label xlink:type="resource" xlink:label="label2740" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionWithCumulativeDefaultProbabilityPercentagetototal_en-US">Investments Guaranteed By Local Government And Its Political Subdivisions In Unrealized Loss Position with Cumulative Default Probability PercentageToTotal</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2740" xlink:to="label2740" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlosspositionwithcumulativedefaultpercentagetototal" xlink:label="element2741" />
        <label xlink:type="resource" xlink:label="label2741" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlosspositionwithcumulativedefaultpercentagetototal_en-US">Investments Guaranteed By Local Government And Its Political Subdivisions In Unrealized Loss Position With Cumulative Default Percentage to Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2741" xlink:to="label2741" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlosspositionwithcumulativedefaultpercentagetototal" xlink:label="element2742" />
        <label xlink:type="resource" xlink:label="label2742" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlosspositionwithcumulativedefaultpercentagetototal_en-US">Investments Guaranteed By Local Government And Its Political Subdivisions In Unrealized Loss Position With Cumulative Default Percentage to Total</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2742" xlink:to="label2742" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentBondRecoveryrate" xlink:label="element2743" />
        <label xlink:type="resource" xlink:label="label2743" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_GovernmentBondRecoveryrate_en-US">Government Bond Recovery Rate</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2743" xlink:to="label2743" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentBondRecoveryrate" xlink:label="element2744" />
        <label xlink:type="resource" xlink:label="label2744" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_GovernmentBondRecoveryrate_en-US">Percentage rate of likelihood a government bond will be recovered.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2744" xlink:to="label2744" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Securitizedgnmapools" xlink:label="element2745" />
        <label xlink:type="resource" xlink:label="label2745" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Securitizedgnmapools_en-US">Securitized GNMA pools</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2745" xlink:to="label2745" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Securitizedgnmapools" xlink:label="element2746" />
        <label xlink:type="resource" xlink:label="label2746" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Securitizedgnmapools_en-US">Loan pools securitized by GNMA.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2746" xlink:to="label2746" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritizedGnmaPoolYield" xlink:label="element2747" />
        <label xlink:type="resource" xlink:label="label2747" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_SecuritizedGnmaPoolYield_en-US">Securitized GNMA pool, yield</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2747" xlink:to="label2747" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritizedGnmaPoolYield" xlink:label="element2748" />
        <label xlink:type="resource" xlink:label="label2748" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_SecuritizedGnmaPoolYield_en-US">Yield or cost of retained securitzed GNMA pools.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2748" xlink:to="label2748" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AverageSharePrice" xlink:label="element2749" />
        <label xlink:type="resource" xlink:label="label2749" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AverageSharePrice_en-US">Average Share Price</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2749" xlink:to="label2749" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AverageSharePrice" xlink:label="element2750" />
        <label xlink:type="resource" xlink:label="label2750" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AverageSharePrice_en-US">Average price of repurchased stocks by repurchase stock program of the company.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2750" xlink:to="label2750" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReimbursementFromTheFdicSharedLossCoverageInSaleOfLoans" xlink:label="element2751" />
        <label xlink:type="resource" xlink:label="label2751" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ReimbursementFromTheFdicSharedLossCoverageInSaleOfLoans_en-US">Reimbursement from the FDIC shared-loss coverage in sale of loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2751" xlink:to="label2751" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReimbursementFromTheFdicSharedLossCoverageInSaleOfLoans" xlink:label="element2752" />
        <label xlink:type="resource" xlink:label="label2752" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ReimbursementFromTheFdicSharedLossCoverageInSaleOfLoans_en-US">Cash amount received from the FDIC due to the covered loans portfolio sale, as part of the shared-loss coverage agreement.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2752" xlink:to="label2752" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OrientalInsuranceMember" xlink:label="element2753" />
        <label xlink:type="resource" xlink:label="label2753" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OrientalInsuranceMember_en-US">Company's insurance subsidiary name</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2753" xlink:to="label2753" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OrientalInsuranceMember" xlink:label="element2754" />
        <label xlink:type="resource" xlink:label="label2754" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OrientalInsuranceMember_en-US">Oriental Insurance [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2754" xlink:to="label2754" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OrientalFinancialServicesMember" xlink:label="element2755" />
        <label xlink:type="resource" xlink:label="label2755" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_OrientalFinancialServicesMember_en-US">Oriental Financial Services [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2755" xlink:to="label2755" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OrientalFinancialServicesMember" xlink:label="element2756" />
        <label xlink:type="resource" xlink:label="label2756" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_OrientalFinancialServicesMember_en-US">Company's non-bank related financial services subsidiary namme</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2756" xlink:to="label2756" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="element2757" />
        <label xlink:type="resource" xlink:label="label2757" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LegalEntityLineItems_en-US">Legal entity associated with financial statements.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2757" xlink:to="label2757" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="element2758" />
        <label xlink:type="resource" xlink:label="label2758" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LegalEntityLineItems_en-US">Legal Entity [Line items]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2758" xlink:to="label2758" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinbanksubsidiary" xlink:label="element2759" />
        <label xlink:type="resource" xlink:label="label2759" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Investmentinbanksubsidiary_en-US">Investment in bank subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2759" xlink:to="label2759" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinbanksubsidiary" xlink:label="element2760" />
        <label xlink:type="resource" xlink:label="label2760" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Investmentinbanksubsidiary_en-US">Investment in bank subsidiary, equity method</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2760" xlink:to="label2760" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinbanksubsidiary" xlink:label="element2761" />
        <label xlink:type="resource" xlink:label="label2761" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Investmentinbanksubsidiary_en-US">Direct or indirect retained investment in a former bank subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2761" xlink:to="label2761" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinnonbanksubsidiary" xlink:label="element2762" />
        <label xlink:type="resource" xlink:label="label2762" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Investmentinnonbanksubsidiary_en-US">Investment in nonbank subsidiaries, equity method</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2762" xlink:to="label2762" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinnonbanksubsidiary" xlink:label="element2763" />
        <label xlink:type="resource" xlink:label="label2763" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Investmentinnonbanksubsidiary_en-US">Investment in nonbank subsidiaries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2763" xlink:to="label2763" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinnonbanksubsidiary" xlink:label="element2764" />
        <label xlink:type="resource" xlink:label="label2764" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Investmentinnonbanksubsidiary_en-US">Direct or indirect investment in a former nonbank subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2764" xlink:to="label2764" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueFromBankSubsidiary" xlink:label="element2765" />
        <label xlink:type="resource" xlink:label="label2765" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_DueFromBankSubsidiary_en-US">Due from Bank Subsidiary, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2765" xlink:to="label2765" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueFromBankSubsidiary" xlink:label="element2766" />
        <label xlink:type="resource" xlink:label="label2766" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_DueFromBankSubsidiary_en-US">For an unclassified balance sheet, amount of receivables due from an entity that is a subsidiary with the reporting entity by means of direct or indirect ownership.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2766" xlink:to="label2766" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Duetoaffiliates" xlink:label="element2767" />
        <label xlink:type="resource" xlink:label="label2767" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Duetoaffiliates_en-US">Due to affiliates</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2767" xlink:to="label2767" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Duetoaffiliates" xlink:label="element2768" />
        <label xlink:type="resource" xlink:label="label2768" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Duetoaffiliates_en-US">For an unclassified balance sheet, amount of receivables due from an entity that is affiliated with the reporting entity by means of direct or indirect ownership.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2768" xlink:to="label2768" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeAbstract" xlink:label="element2769" />
        <label xlink:type="resource" xlink:label="label2769" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ParentIncomeAbstract_en-US">Parent income [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2769" xlink:to="label2769" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeAbstract" xlink:label="element2770" />
        <label xlink:type="resource" xlink:label="label2770" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ParentIncomeAbstract_en-US">Income Statement for Holding Company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2770" xlink:to="label2770" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Interestincomeparent" xlink:label="element2771" />
        <label xlink:type="resource" xlink:label="label2771" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Interestincomeparent_en-US">Interest income parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2771" xlink:to="label2771" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Interestincomeparent" xlink:label="element2772" />
        <label xlink:type="resource" xlink:label="label2772" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Interestincomeparent_en-US">Interest income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2772" xlink:to="label2772" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Interestincomeparent" xlink:label="element2773" />
        <label xlink:type="resource" xlink:label="label2773" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Interestincomeparent_en-US">Interest Income Parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2773" xlink:to="label2773" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Totalincomeparent" xlink:label="element2774" />
        <label xlink:type="resource" xlink:label="label2774" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Totalincomeparent_en-US">Total income parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2774" xlink:to="label2774" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Totalincomeparent" xlink:label="element2775" />
        <label xlink:type="resource" xlink:label="label2775" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Totalincomeparent_en-US">Total income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2775" xlink:to="label2775" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Totalincomeparent" xlink:label="element2776" />
        <label xlink:type="resource" xlink:label="label2776" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Totalincomeparent_en-US">Total Income, Parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2776" xlink:to="label2776" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Totalincomeparent" xlink:label="element2777" />
        <label xlink:type="resource" xlink:label="label2777" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_Totalincomeparent_en-US">Total income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2777" xlink:to="label2777" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Operatingexpensesparent" xlink:label="element2778" />
        <label xlink:type="resource" xlink:label="label2778" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Operatingexpensesparent_en-US">Operating expenses parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2778" xlink:to="label2778" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Operatingexpensesparent" xlink:label="element2779" />
        <label xlink:type="resource" xlink:label="label2779" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Operatingexpensesparent_en-US">Operating expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2779" xlink:to="label2779" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Operatingexpensesparent" xlink:label="element2780" />
        <label xlink:type="resource" xlink:label="label2780" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Operatingexpensesparent_en-US">Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Includes selling, general and administrative expense.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2780" xlink:to="label2780" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary" xlink:label="element2781" />
        <label xlink:type="resource" xlink:label="label2781" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary_en-US">Income loss before changes in undistributed earnings (losses) in subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2781" xlink:to="label2781" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary" xlink:label="element2782" />
        <label xlink:type="resource" xlink:label="label2782" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary_en-US">Income (loss) before changes in undistributed earnings (losses) in subsidiary attributable to parent.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2782" xlink:to="label2782" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary" xlink:label="element2783" />
        <label xlink:type="resource" xlink:label="label2783" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary_en-US">(Loss) income before changes in undistributed earnings of subsidiaries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2783" xlink:to="label2783" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Banksubsidiary" xlink:label="element2784" />
        <label xlink:type="resource" xlink:label="label2784" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Banksubsidiary_en-US">Bank subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2784" xlink:to="label2784" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Banksubsidiary" xlink:label="element2785" />
        <label xlink:type="resource" xlink:label="label2785" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Banksubsidiary_en-US">Refers to an entity under the control of the parent principal business.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2785" xlink:to="label2785" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Nonbanksubsidiaries" xlink:label="element2786" />
        <label xlink:type="resource" xlink:label="label2786" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Nonbanksubsidiaries_en-US">Nonbank subsidiaries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2786" xlink:to="label2786" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Nonbanksubsidiaries" xlink:label="element2787" />
        <label xlink:type="resource" xlink:label="label2787" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Nonbanksubsidiaries_en-US">Refers to an entity under the control of the parent, but is not related to the main company business.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2787" xlink:to="label2787" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Netincomeholdingcompany" xlink:label="element2788" />
        <label xlink:type="resource" xlink:label="label2788" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Netincomeholdingcompany_en-US">Net Income Holding Company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2788" xlink:to="label2788" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Netincomeholdingcompany" xlink:label="element2789" />
        <label xlink:type="resource" xlink:label="label2789" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Netincomeholdingcompany_en-US">Net (loss) income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2789" xlink:to="label2789" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Netincomeholdingcompany" xlink:label="element2790" />
        <label xlink:type="resource" xlink:label="label2790" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Netincomeholdingcompany_en-US">Net Income (Loss) Attributable to Parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2790" xlink:to="label2790" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Othercomprehensiveincomefrombanksubsidiary" xlink:label="element2791" />
        <label xlink:type="resource" xlink:label="label2791" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Othercomprehensiveincomefrombanksubsidiary_en-US">Other comprehensive income from bank subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2791" xlink:to="label2791" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Othercomprehensiveincomefrombanksubsidiary" xlink:label="element2792" />
        <label xlink:type="resource" xlink:label="label2792" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Othercomprehensiveincomefrombanksubsidiary_en-US">Other comprehensive income (loss) from bank subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2792" xlink:to="label2792" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Othercomprehensiveincomefrombanksubsidiary" xlink:label="element2793" />
        <label xlink:type="resource" xlink:label="label2793" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Othercomprehensiveincomefrombanksubsidiary_en-US">Other comprehensive income from bank subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2793" xlink:to="label2793" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossbeforetaxportion" xlink:label="element2794" />
        <label xlink:type="resource" xlink:label="label2794" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Parentothercomprehensiveincomelossbeforetaxportion_en-US">Parent other comprehensive income loss before tax portion</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2794" xlink:to="label2794" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossbeforetaxportion" xlink:label="element2795" />
        <label xlink:type="resource" xlink:label="label2795" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Parentothercomprehensiveincomelossbeforetaxportion_en-US">Before tax amount of other comprehensive income (loss) attributable to the parent entity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2795" xlink:to="label2795" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossbeforetaxportion" xlink:label="element2796" />
        <label xlink:type="resource" xlink:label="label2796" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Parentothercomprehensiveincomelossbeforetaxportion_en-US">Other comprehensive income (loss) before taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2796" xlink:to="label2796" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incometaxeffect" xlink:label="element2797" />
        <label xlink:type="resource" xlink:label="label2797" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Incometaxeffect_en-US">Income tax effect</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2797" xlink:to="label2797" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incometaxeffect" xlink:label="element2798" />
        <label xlink:type="resource" xlink:label="label2798" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Incometaxeffect_en-US">Tax effect on (1) the change in accumulated gains and losses from derivative instruments designated and qualifying as the effective portion of cash flow hedges and (2) gross appreciation or the gross loss in value of the total of unsold securities during the period being reported on.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2798" xlink:to="label2798" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossnetoftax" xlink:label="element2799" />
        <label xlink:type="resource" xlink:label="label2799" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Parentothercomprehensiveincomelossnetoftax_en-US">Parent other comprehensive income loss net of tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2799" xlink:to="label2799" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossnetoftax" xlink:label="element2800" />
        <label xlink:type="resource" xlink:label="label2800" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Parentothercomprehensiveincomelossnetoftax_en-US">Total Parent Other Comprehensive Income Loss Net Of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2800" xlink:to="label2800" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossnetoftax" xlink:label="element2801" />
        <label xlink:type="resource" xlink:label="label2801" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Parentothercomprehensiveincomelossnetoftax_en-US">Other comprehensive income (loss) after taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2801" xlink:to="label2801" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentcomprehensiveincomenetoftax" xlink:label="element2802" />
        <label xlink:type="resource" xlink:label="label2802" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Parentcomprehensiveincomenetoftax_en-US">Parent comprehensive income net of tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2802" xlink:to="label2802" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentcomprehensiveincomenetoftax" xlink:label="element2803" />
        <label xlink:type="resource" xlink:label="label2803" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Parentcomprehensiveincomenetoftax_en-US">Comprehensive income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2803" xlink:to="label2803" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentcomprehensiveincomenetoftax" xlink:label="element2804" />
        <label xlink:type="resource" xlink:label="label2804" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Parentcomprehensiveincomenetoftax_en-US">Parent Comprehensive Income Net Of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2804" xlink:to="label2804" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary" xlink:label="element2805" />
        <label xlink:type="resource" xlink:label="label2805" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary_en-US">Income loss from equity method investments net of dividends or distributions from nonbanking subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2805" xlink:to="label2805" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary" xlink:label="element2806" />
        <label xlink:type="resource" xlink:label="label2806" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary_en-US">This element represents the undistributed income (or loss) of equity method investments, net of dividends or other distributions received from unconsolidated subsidiaries, certain corporate joint ventures, and certain noncontrolled corporations; such investments are accounted for under the equity method of accounting. This element excludes distributions that constitute a return of investment, which are classified as investing activities.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2806" xlink:to="label2806" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary" xlink:label="element2807" />
        <label xlink:type="resource" xlink:label="label2807" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary_en-US">Equity in undistributed earnings from nonbanking subsidiaries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2807" xlink:to="label2807" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Otherimpairmentsonsecurities" xlink:label="element2808" />
        <label xlink:type="resource" xlink:label="label2808" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Otherimpairmentsonsecurities_en-US">Other Impairments On Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2808" xlink:to="label2808" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Otherimpairmentsonsecurities" xlink:label="element2809" />
        <label xlink:type="resource" xlink:label="label2809" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Otherimpairmentsonsecurities_en-US">Other Impairments On Securities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2809" xlink:to="label2809" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary" xlink:label="element2810" />
        <label xlink:type="resource" xlink:label="label2810" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary_en-US">Cash dividends paid to parent company by nonbanking subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2810" xlink:to="label2810" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary" xlink:label="element2811" />
        <label xlink:type="resource" xlink:label="label2811" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary_en-US">This element represents disclosure of the total aggregate cash dividends paid to the entity by consolidated subsidiaries, by unconsolidated subsidiaries, and by 50% or less owned persons accounted for using the equity method.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2811" xlink:to="label2811" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary" xlink:label="element2812" />
        <label xlink:type="resource" xlink:label="label2812" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary_en-US">Dividends from non-banking subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2812" xlink:to="label2812" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedinoperatingactivities" xlink:label="element2813" />
        <label xlink:type="resource" xlink:label="label2813" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Parentnetcashprovidedbyusedinoperatingactivities_en-US">Parent net cash provided by used in operating activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2813" xlink:to="label2813" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedinoperatingactivities" xlink:label="element2814" />
        <label xlink:type="resource" xlink:label="label2814" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Parentnetcashprovidedbyusedinoperatingactivities_en-US">The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2814" xlink:to="label2814" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedinoperatingactivities" xlink:label="element2815" />
        <label xlink:type="resource" xlink:label="label2815" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Parentnetcashprovidedbyusedinoperatingactivities_en-US">Net cash provided by (used in) operating activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2815" xlink:to="label2815" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Netincreasedecreaseinduefrombanksubsidiarynet" xlink:label="element2816" />
        <label xlink:type="resource" xlink:label="label2816" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Netincreasedecreaseinduefrombanksubsidiarynet_en-US">Net increase decrease in due from bank subsidiary net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2816" xlink:to="label2816" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Netincreasedecreaseinduefrombanksubsidiarynet" xlink:label="element2817" />
        <label xlink:type="resource" xlink:label="label2817" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Netincreasedecreaseinduefrombanksubsidiarynet_en-US">Net increase decrease in due from bank subsidiary net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2817" xlink:to="label2817" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Netincreasedecreaseinduefrombanksubsidiarynet" xlink:label="element2818" />
        <label xlink:type="resource" xlink:label="label2818" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Netincreasedecreaseinduefrombanksubsidiarynet_en-US">Net (increase) decrease in due from bank subsidiary, net</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2818" xlink:to="label2818" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Proceedsfromcontributedcapitalnonbanking" xlink:label="element2819" />
        <label xlink:type="resource" xlink:label="label2819" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Proceedsfromcontributedcapitalnonbanking_en-US">Proceedsfromcontributedcapitalnonbanking</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2819" xlink:to="label2819" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Proceedsfromcontributedcapitalnonbanking" xlink:label="element2820" />
        <label xlink:type="resource" xlink:label="label2820" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Proceedsfromcontributedcapitalnonbanking_en-US">The cash inflow associated with the amount received by a corporation from a shareholder during the period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2820" xlink:to="label2820" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Proceedsfromcontributedcapitalnonbanking" xlink:label="element2821" />
        <label xlink:type="resource" xlink:label="label2821" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Proceedsfromcontributedcapitalnonbanking_en-US">Capital contribution to non-banking subsidiary</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2821" xlink:to="label2821" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Additionstopremisesandequipment" xlink:label="element2822" />
        <label xlink:type="resource" xlink:label="label2822" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Additionstopremisesandequipment_en-US">Additions to premises and equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2822" xlink:to="label2822" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Additionstopremisesandequipment" xlink:label="element2823" />
        <label xlink:type="resource" xlink:label="label2823" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Additionstopremisesandequipment_en-US">The additional cash inflow associated with premises and equipment</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2823" xlink:to="label2823" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedininvestingactivities" xlink:label="element2824" />
        <label xlink:type="resource" xlink:label="label2824" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Parentnetcashprovidedbyusedininvestingactivities_en-US">Parent net cash provided by used in investing activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2824" xlink:to="label2824" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedininvestingactivities" xlink:label="element2825" />
        <label xlink:type="resource" xlink:label="label2825" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Parentnetcashprovidedbyusedininvestingactivities_en-US">The net cash inflow or outflow from investing activity.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2825" xlink:to="label2825" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedininvestingactivities" xlink:label="element2826" />
        <label xlink:type="resource" xlink:label="label2826" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Parentnetcashprovidedbyusedininvestingactivities_en-US">Net cash procided by (used in) investing activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2826" xlink:to="label2826" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedinfinancingactivities" xlink:label="element2827" />
        <label xlink:type="resource" xlink:label="label2827" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Parentnetcashprovidedbyusedinfinancingactivities_en-US">Parentnetcashprovidedbyusedinfinancingactivities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2827" xlink:to="label2827" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedinfinancingactivities" xlink:label="element2828" />
        <label xlink:type="resource" xlink:label="label2828" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Parentnetcashprovidedbyusedinfinancingactivities_en-US">The net cash inflow or outflow from financing activity for the period.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2828" xlink:to="label2828" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedinfinancingactivities" xlink:label="element2829" />
        <label xlink:type="resource" xlink:label="label2829" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Parentnetcashprovidedbyusedinfinancingactivities_en-US">Net cash provided by (used in) financing activities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2829" xlink:to="label2829" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fdiclossshareexpenseincometextblock" xlink:label="element2830" />
        <label xlink:type="resource" xlink:label="label2830" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Fdiclossshareexpenseincometextblock_en-US">FDIC Loss Share Expense Income [Text Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2830" xlink:to="label2830" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fdiclossshareexpenseincometextblock" xlink:label="element2831" />
        <label xlink:type="resource" xlink:label="label2831" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Fdiclossshareexpenseincometextblock_en-US">The entire disclosure of FDIC loss share (expense) income.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2831" xlink:to="label2831" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fdiclossshareexpenseincometextblock" xlink:label="element2832" />
        <label xlink:type="resource" xlink:label="label2832" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_ofg_Fdiclossshareexpenseincometextblock_en-US">FDIC Loss Share Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2832" xlink:to="label2832" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseAbstract" xlink:label="element2833" />
        <label xlink:type="resource" xlink:label="label2833" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FdicSharedLossExpenseAbstract_en-US">FDIC Shared-loss expense [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2833" xlink:to="label2833" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseAbstract" xlink:label="element2834" />
        <label xlink:type="resource" xlink:label="label2834" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FdicSharedLossExpenseAbstract_en-US">FDIC Shared-loss expense disclosure</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2834" xlink:to="label2834" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fdicsharedlossexpenseincometabletextblock" xlink:label="element2835" />
        <label xlink:type="resource" xlink:label="label2835" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Fdicsharedlossexpenseincometabletextblock_en-US">Tabular disclosure of FDIC shared loss expense (income).</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2835" xlink:to="label2835" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fdicsharedlossexpenseincometabletextblock" xlink:label="element2836" />
        <label xlink:type="resource" xlink:label="label2836" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Fdicsharedlossexpenseincometabletextblock_en-US">FDIC Shared Loss Expense Income [TableText Block]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2836" xlink:to="label2836" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Reimbursementtofdicforrecoveries" xlink:label="element2837" />
        <label xlink:type="resource" xlink:label="label2837" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_Reimbursementtofdicforrecoveries_en-US">Reimbursement To FDIC For Recoveries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2837" xlink:to="label2837" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Reimbursementtofdicforrecoveries" xlink:label="element2838" />
        <label xlink:type="resource" xlink:label="label2838" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_Reimbursementtofdicforrecoveries_en-US">Recoveries shared with the FDIC per the loss sharing agreement.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2838" xlink:to="label2838" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Reimbursementtofdicforrecoveries" xlink:label="element2839" />
        <label xlink:type="resource" xlink:label="label2839" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_Reimbursementtofdicforrecoveries_en-US">Reimbursement To FDIC For Recoveries</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2839" xlink:to="label2839" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinalSettlementWithTheFdicOnCommercialLoans" xlink:label="element2840" />
        <label xlink:type="resource" xlink:label="label2840" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_FinalSettlementWithTheFdicOnCommercialLoans_en-US">Final settlement with the FDIC on commercial loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2840" xlink:to="label2840" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinalSettlementWithTheFdicOnCommercialLoans" xlink:label="element2841" />
        <label xlink:type="resource" xlink:label="label2841" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_FinalSettlementWithTheFdicOnCommercialLoans_en-US">final settlement with the FDIC related to the expiration of the commercial loss sharing agreement</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2841" xlink:to="label2841" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinalSettlementWithTheFdicOnCommercialLoans" xlink:label="element2842" />
        <label xlink:type="resource" xlink:label="label2842" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_ofg_FinalSettlementWithTheFdicOnCommercialLoans_en-US">Final settlement with the FDIC on commercial loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2842" xlink:to="label2842" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January2014Member" xlink:label="element2843" />
        <label xlink:type="resource" xlink:label="label2843" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_January2014Member_en-US">January 2014 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2843" xlink:to="label2843" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_February2014Member" xlink:label="element2844" />
        <label xlink:type="resource" xlink:label="label2844" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_February2014Member_en-US">February 2014 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2844" xlink:to="label2844" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirdQuarterMember" xlink:label="element2845" />
        <label xlink:type="resource" xlink:label="label2845" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ThirdQuarterMember_en-US">Third Quarter [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2845" xlink:to="label2845" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_August2014Member" xlink:label="element2846" />
        <label xlink:type="resource" xlink:label="label2846" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_August2014Member_en-US">August 2014 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2846" xlink:to="label2846" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_October2014Member" xlink:label="element2847" />
        <label xlink:type="resource" xlink:label="label2847" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_October2014Member_en-US">October 2014 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2847" xlink:to="label2847" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_June2015Member1Member" xlink:label="element2848" />
        <label xlink:type="resource" xlink:label="label2848" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_June2015Member1Member_en-US">June 2015 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2848" xlink:to="label2848" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncometaxReconciliationUnrealizedCapitalLoss" xlink:label="element2849" />
        <label xlink:type="resource" xlink:label="label2849" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_IncometaxReconciliationUnrealizedCapitalLoss_en-US">IncomeTax Reconciliation Unrealized Capital Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2849" xlink:to="label2849" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncometaxReconciliationUnrealizedCapitalLoss" xlink:label="element2850" />
        <label xlink:type="resource" xlink:label="label2850" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_IncometaxReconciliationUnrealizedCapitalLoss_en-US">Income tax reconciliation due to unrealized capital Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2850" xlink:to="label2850" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncometaxReconciliationUnrealizedCapitalLoss" xlink:label="element2851" />
        <label xlink:type="resource" xlink:label="label2851" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_ofg_IncometaxReconciliationUnrealizedCapitalLoss_en-US">Unrealized Capital Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2851" xlink:to="label2851" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectiveIncomeTaxRateUnrealizedCapitalLoss" xlink:label="element2852" />
        <label xlink:type="resource" xlink:label="label2852" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_EffectiveIncomeTaxRateUnrealizedCapitalLoss_en-US">Effective Income Tax Rate Unrealized Capital Loss</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2852" xlink:to="label2852" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectiveIncomeTaxRateUnrealizedCapitalLoss" xlink:label="element2853" />
        <label xlink:type="resource" xlink:label="label2853" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_EffectiveIncomeTaxRateUnrealizedCapitalLoss_en-US">Effect of change in tax due to unrealized capital loss.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2853" xlink:to="label2853" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="element2854" />
        <label xlink:type="resource" xlink:label="label2854" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_AssetsRelatedToParent_en-US">Assets related to parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2854" xlink:to="label2854" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="element2855" />
        <label xlink:type="resource" xlink:label="label2855" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_AssetsRelatedToParent_en-US">Amount of assets attributable to the parent.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2855" xlink:to="label2855" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="element2856" />
        <label xlink:type="resource" xlink:label="label2856" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_AssetsRelatedToParent_en-US">Total Parent Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2856" xlink:to="label2856" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesRelatedToParent" xlink:label="element2857" />
        <label xlink:type="resource" xlink:label="label2857" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LiabilitiesRelatedToParent_en-US">Liabilities related to parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2857" xlink:to="label2857" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesRelatedToParent" xlink:label="element2858" />
        <label xlink:type="resource" xlink:label="label2858" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LiabilitiesRelatedToParent_en-US">Amount of liabilities attributable to the parent.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2858" xlink:to="label2858" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesRelatedToParent" xlink:label="element2859" />
        <label xlink:type="resource" xlink:label="label2859" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_LiabilitiesRelatedToParent_en-US">Total Parent Liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2859" xlink:to="label2859" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesAndStockholdersEquityRelatedToParent" xlink:label="element2860" />
        <label xlink:type="resource" xlink:label="label2860" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_LiabilitiesAndStockholdersEquityRelatedToParent_en-US">Liabilities and Stockholders' Equity related to Parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2860" xlink:to="label2860" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesAndStockholdersEquityRelatedToParent" xlink:label="element2861" />
        <label xlink:type="resource" xlink:label="label2861" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_LiabilitiesAndStockholdersEquityRelatedToParent_en-US">Amount of liabilities and stockholder's equity attributable to the parent.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2861" xlink:to="label2861" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesAndStockholdersEquityRelatedToParent" xlink:label="element2862" />
        <label xlink:type="resource" xlink:label="label2862" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_ofg_LiabilitiesAndStockholdersEquityRelatedToParent_en-US">Total Parent Liabilities and Stockholders' Equity</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2862" xlink:to="label2862" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeLossTaxExpenseBenefit" xlink:label="element2863" />
        <label xlink:type="resource" xlink:label="label2863" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_ParentIncomeLossTaxExpenseBenefit_en-US">Parent (Loss) Income Tax (Benefit) Expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2863" xlink:to="label2863" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeLossTaxExpenseBenefit" xlink:label="element2864" />
        <label xlink:type="resource" xlink:label="label2864" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_ParentIncomeLossTaxExpenseBenefit_en-US">Amount of (loss) income tax (benefit) expense attributable to parent.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2864" xlink:to="label2864" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestIncomeForCoveredLoans" xlink:label="element2865" />
        <label xlink:type="resource" xlink:label="label2865" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_InterestIncomeForCoveredLoans_en-US">Interest income for covered loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2865" xlink:to="label2865" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestIncomeForCoveredLoans" xlink:label="element2866" />
        <label xlink:type="resource" xlink:label="label2866" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_InterestIncomeForCoveredLoans_en-US">Interest income recognized for covered loans</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2866" xlink:to="label2866" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashAndDueFromBanksParent" xlink:label="element2867" />
        <label xlink:type="resource" xlink:label="label2867" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_ofg_CashAndDueFromBanksParent_en-US">Cash and due from banks, parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2867" xlink:to="label2867" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashAndDueFromBanksParent" xlink:label="element2868" />
        <label xlink:type="resource" xlink:label="label2868" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US" id="documentation_ofg_CashAndDueFromBanksParent_en-US">For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2868" xlink:to="label2868" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashAndDueFromBanksParent" xlink:label="element2869" />
        <label xlink:type="resource" xlink:label="label2869" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US" id="periodStart_ofg_CashAndDueFromBanksParent_en-US">Cash and due from banks, parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2869" xlink:to="label2869" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashAndDueFromBanksParent" xlink:label="element2870" />
        <label xlink:type="resource" xlink:label="label2870" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US" id="periodEnd_ofg_CashAndDueFromBanksParent_en-US">Cash and due from banks, parent</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2870" xlink:to="label2870" />
    </labelLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>15
<FILENAME>ofg-20151231_pre.xml
<DESCRIPTION>XBRL EXTENSION PRESENTATION
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!-- Prepared by IBM Cognos Disclosure Management XBRL Version: 10.2.4 Using Fujitsu -->
<!-- Validation status: Passed -->
<linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/instance http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink">
    <roleRef roleURI="http://orientalfg.com/role/AccountingPoliciesPolicies" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AccountingPoliciesPolicies" />
    <roleRef roleURI="http://orientalfg.com/role/AccruedInterestAndOtherAssetsNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureAccruedInterestAndOtherAssetsNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AccruedInterestAndOtherAssetsOtherAssetsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AccruedInterestAndOtherAssetsOtherAssetsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AccruedInterestReceivableAndOtherAssets" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureAccruedInterestReceivableAndOtherAssets" />
    <roleRef roleURI="http://orientalfg.com/role/AccruedInterestReceivableAndOtherAssetsAccruedInterestDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureAccruedInterestReceivableAndOtherAssetsAccruedInterestDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncome" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureAccumulatedOtherComprehensiveIncome" />
    <roleRef roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeAccumulatedComprehensiveIncomeNetOfIncomeTaxDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AccumulatedOtherComprehensiveIncomeAccumulatedComprehensiveIncomeNetOfIncomeTaxDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeChangesInOtherComprehensiveIncomeByComponentsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AccumulatedOtherComprehensiveIncomeChangesInOtherComprehensiveIncomeByComponentsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeReclassificationsOutOfOtherComprehensiveIncomeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AccumulatedOtherComprehensiveIncomeReclassificationsOutOfOtherComprehensiveIncomeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureAccumulatedOtherComprehensiveIncomeTables" />
    <roleRef roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLosses" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureAllowanceForLoanAndLeaseLosses" />
    <roleRef roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesAllowanceForAcquiredEurobankLoanAndLeaseLossesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AllowanceForLoanAndLeaseLossesAllowanceForAcquiredEurobankLoanAndLeaseLossesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesAllowanceForLoanAndLeaseLossesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AllowanceForLoanAndLeaseLossesAllowanceForLoanAndLeaseLossesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesCompositionOfTheCompanysAllowanceForLoanAndLeaseLossesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AllowanceForLoanAndLeaseLossesCompositionOfTheCompanysAllowanceForLoanAndLeaseLossesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesGrossLoanAndAllowanceForLoanAndLeaseLossesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AllowanceForLoanAndLeaseLossesGrossLoanAndAllowanceForLoanAndLeaseLossesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AllowanceForLoanAndLeaseLossesNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_AllowanceForLoanAndLeaseLossesTables" />
    <roleRef roleURI="http://orientalfg.com/role/Borrowings" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureBorrowings" />
    <roleRef roleURI="http://orientalfg.com/role/BorrowingsNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureBorrowingsNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BorrowingsOtherSignificantDetailsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureBorrowingsOtherSignificantDetailsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BorrowingsRedemptionFundDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureBorrowingsRedemptionFundDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BorrowingsRepurchaseTransactionLiabilityAndMarketValueOfItsUnderlyingCollateralDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BorrowingsRepurchaseTransactionLiabilityAndMarketValueOfItsUnderlyingCollateralDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BorrowingsSecuritiesSoldUnderAgreementToRepurchaseByCounterpartiesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BorrowingsSecuritiesSoldUnderAgreementToRepurchaseByCounterpartiesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BorrowingsTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureBorrowingsTables" />
    <roleRef roleURI="http://orientalfg.com/role/BusinessSegment" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BusinessSegment" />
    <roleRef roleURI="http://orientalfg.com/role/BusinessSegmentsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BusinessSegmentsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BusinessSegmentsNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BusinessSegmentsNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/BusinessSegmentsTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BusinessSegmentsTables" />
    <roleRef roleURI="http://orientalfg.com/role/CommitmentsAndContingencies" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureCommitmentsAndContingencies" />
    <roleRef roleURI="http://orientalfg.com/role/CommitmentsFutureRentalCommitmentsUnderLeasesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureCommitmentsFutureRentalCommitmentsUnderLeasesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/CommitmentsNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureCommitmentsNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfCashFlowsAudited" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfCashFlowsAudited" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfChangesInStockholdersEquityAudited" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfChangesInStockholdersEquityAudited" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfComprehensiveIncomeLossAudited" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfComprehensiveIncomeLossAudited" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfFinancialConditionAudited" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfFinancialConditionAudited" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfFinancialConditionAuditedParenthetical" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfFinancialConditionAuditedParenthetical" />
    <roleRef roleURI="http://orientalfg.com/role/ConsolidatedStatementsOfOperationsAudited" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ConsolidatedStatementsOfOperationsAudited" />
    <roleRef roleURI="http://orientalfg.com/role/DepositsAndRelatedInterest" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDepositsAndRelatedInterest" />
    <roleRef roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestDepositsByComponentsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDepositsAndRelatedInterestDepositsByComponentsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestInterestExpenseDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDepositsAndRelatedInterestInterestExpenseDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestMaturitiesOfTimeDepositsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDepositsAndRelatedInterestMaturitiesOfTimeDepositsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDepositsAndRelatedInterestNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DepositsAndRelatedInterestTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDepositsAndRelatedInterestTables" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivities" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDerivativeActivities" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesDerivativeAssetsAndLiabilitiesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDerivativeActivitiesDerivativeAssetsAndLiabilitiesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesInterestRateSwapAndTheirTermDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDerivativeActivitiesInterestRateSwapAndTheirTermDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesInterestRateSwapNotDesignatedAsHedgingInstrumentsAndTheirTermDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDerivativeActivitiesInterestRateSwapNotDesignatedAsHedgingInstrumentsAndTheirTermDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesMaturityYearsOfSwaptionsTiedToSPDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDerivativeActivitiesMaturityYearsOfSwaptionsTiedToSPDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DerivativeActivitiesNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DerivativeActivitiesTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureDerivativeActivitiesTables" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureBorrowingsAdvancesFromTheFederalHomeLoanBankDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BorrowingsAdvancesFromTheFederalHomeLoanBankDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureBorrowingsRepurchaseAgreementsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_BorrowingsRepurchaseAgreementsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureCommitmentsAndContingenciesTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_CommitmentsAndContingenciesTables" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureCommitmentsSummarizedCreditrelatedFinancialInstrumentsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureCommitmentsSummarizedCreditrelatedFinancialInstrumentsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureEquitybasedCompensationPlanNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEquitybasedCompensationPlanNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureIncomeTaxesComponentsOfIncomeTaxExpensebenefitDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureIncomeTaxesComponentsOfIncomeTaxExpensebenefitDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureIncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_IncomeTaxesEffectiveIncomeTaxRateReconciliationDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureIncomeTaxesNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_IncomeTaxesNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosurePledgeAssetsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_PledgeAssetsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureRegulatoryCapitalRequirementsGroupsAndTheBanksActualCapitalAmountsAndRatiosDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureRegulatoryCapitalRequirementsGroupsAndTheBanksActualCapitalAmountsAndRatiosDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureRestrictedCashTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureRestrictedCashTables" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureStockholdersEquityCommonSharesHeldInTreasuryActivityDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureStockholdersEquityCommonSharesHeldInTreasuryActivityDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureStockholdersEquityNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_StockholdersEquityNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DisclosureStockholdersEquitySharesRepurchasedUnderTheStockRepurchaseProgramDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_StockholdersEquitySharesRepurchasedUnderTheStockRepurchaseProgramDetails" />
    <roleRef roleURI="http://orientalfg.com/role/DocumentDocumentAndEntityInformation" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DocumentDocumentAndEntityInformation" />
    <roleRef roleURI="http://orientalfg.com/role/EarningPerCommonShareTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEarningPerCommonShareTables" />
    <roleRef roleURI="http://orientalfg.com/role/EarningsPerCommonShare" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEarningsPerCommonShare" />
    <roleRef roleURI="http://orientalfg.com/role/EarningsPerCommonShareEarningsPerCommonShareDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_EarningsPerCommonShareEarningsPerCommonShareDetails" />
    <roleRef roleURI="http://orientalfg.com/role/EarningsPerCommonShareNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_EarningsPerCommonShareNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/EmployeeBenefitPlan" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEmployeeBenefitPlan" />
    <roleRef roleURI="http://orientalfg.com/role/EmployeeBenefitPlanNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_EmployeeBenefitPlanNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/EquityBasedCompensationPlan" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEquityBasedCompensationPlan" />
    <roleRef roleURI="http://orientalfg.com/role/EquitybasedCompensationPlanAssumptionsUsedInEstimatingFairValueOfTheOptionsGrantedDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEquitybasedCompensationPlanAssumptionsUsedInEstimatingFairValueOfTheOptionsGrantedDetails" />
    <roleRef roleURI="http://orientalfg.com/role/EquitybasedCompensationPlanEquityBasedCompensationPlanDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEquitybasedCompensationPlanEquityBasedCompensationPlanDetails" />
    <roleRef roleURI="http://orientalfg.com/role/EquitybasedCompensationPlanSummaryOfTheRestrictedUnitsActivityUnderTheOmnibusPlanDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEquitybasedCompensationPlanSummaryOfTheRestrictedUnitsActivityUnderTheOmnibusPlanDetails" />
    <roleRef roleURI="http://orientalfg.com/role/EquityBasedCompensationPlanTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEquityBasedCompensationPlanTables" />
    <roleRef roleURI="http://orientalfg.com/role/EquityBasedCompensationSummaryOfTheRangeOfExercisePricesAndTheWeightedAverageRemainingContractualLifeOfTheOptionsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureEquityBasedCompensationSummaryOfTheRangeOfExercisePricesAndTheWeightedAverageRemainingContractualLifeOfTheOptionsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FairValue" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureFairValue" />
    <roleRef roleURI="http://orientalfg.com/role/FairValueAssetsAndLiabilitiesOnRecurringAndNonrecurringBasisDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FairValueAssetsAndLiabilitiesOnRecurringAndNonrecurringBasisDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FairValueEstimatedFairValueAndCarryingValueDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FairValueEstimatedFairValueAndCarryingValueDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FairValueQualitativeInformationForAssetsAndLiabilitiesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureFairValueQualitativeInformationForAssetsAndLiabilitiesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FairValueReconciliationOfAssetsAndLiabilitiesUsingSignificantUnobservableInputsLevel3Details" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureFairValueReconciliationOfAssetsAndLiabilitiesUsingSignificantUnobservableInputsLevel3Details" />
    <roleRef roleURI="http://orientalfg.com/role/FairValueTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FairValueTables" />
    <roleRef roleURI="http://orientalfg.com/role/FDICIndemnificationAndTrueupPaymentObligationAndFDICSharedlossExpenseTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FDICIndemnificationAndTrueupPaymentObligationAndFDICSharedlossExpenseTables" />
    <roleRef roleURI="http://orientalfg.com/role/FDICIndemnificationAssetAndTrueupPaymentObligation" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FDICIndemnificationAssetAndTrueupPaymentObligation" />
    <roleRef roleURI="http://orientalfg.com/role/FDICIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseFairValueAndTheUndiscountedAmountOfTheTrueupPaymentObligationAndFDICSharedlossExpenseDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FDICIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseFairValueAndTheUndiscountedAmountOfTheTrueupPaymentObligationAndFDICSharedlossExpenseDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FDICIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseFDICIndemnificationAssetRollForwardDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FDICIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseFDICIndemnificationAssetRollForwardDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FDICIndemnificationIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FDICIndemnificationIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FDICSharedlossExpense" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FDICSharedlossExpense" />
    <roleRef roleURI="http://orientalfg.com/role/FDICSharedlossExpenseDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FDICSharedlossExpenseDetails" />
    <roleRef roleURI="http://orientalfg.com/role/FDICSharedlossExpenseTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_FDICSharedlossExpenseTables" />
    <roleRef roleURI="http://orientalfg.com/role/Guarantees" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureGuarantees" />
    <roleRef roleURI="http://orientalfg.com/role/GuaranteesChangesInLiabiltyOfEstimatedLossFromCreditRecourseAgreementDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureGuaranteesChangesInLiabiltyOfEstimatedLossFromCreditRecourseAgreementDetails" />
    <roleRef roleURI="http://orientalfg.com/role/GuaranteesNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_GuaranteesNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/GuaranteesTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureGuaranteesTables" />
    <roleRef roleURI="http://orientalfg.com/role/IncomeTaxes" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureIncomeTaxes" />
    <roleRef roleURI="http://orientalfg.com/role/IncomeTaxesComponentsOfDeferredTaxAssetsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_IncomeTaxesComponentsOfDeferredTaxAssetsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/IncomeTaxesTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureIncomeTaxesTables" />
    <roleRef roleURI="http://orientalfg.com/role/IncomeTaxReconciliationOfUnrecognizedTaxBenefitsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureIncomeTaxReconciliationOfUnrecognizedTaxBenefitsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecurities" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecurities" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesGainsAndLossesByCategoryDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesGainsAndLossesByCategoryDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesGrossRealizeGainsAndLossesByCategoryDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesGrossRealizeGainsAndLossesByCategoryDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesByContractualMaturityDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesInvestmentSecuritiesByContractualMaturityDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesInvestmentSecuritiesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentSecuritiesOtherthantemporarilyImpairedSecuritiesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_InvestmentSecuritiesOtherthantemporarilyImpairedSecuritiesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/InvestmentsSecuritiesTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureInvestmentsSecuritiesTables" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivable" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivable" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableAccretableYieldAndNonaccretableDiscountActivityDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableAccretableYieldAndNonaccretableDiscountActivityDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableAccretableYieldAndNonaccretableDiscountActivityOfCoveredLoansDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableAccretableYieldAndNonaccretableDiscountActivityOfCoveredLoansDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableAgingOfRecordedInvestmentInGrossLoansDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableAgingOfRecordedInvestmentInGrossLoansDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableBBVAPRAcquiredLoan31030CarryingAmountsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableBBVAPRAcquiredLoan31030CarryingAmountsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableCompositionOfLoanPortfolioDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableCompositionOfLoanPortfolioDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableCreditQualityIndicatorOfLoansDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableCreditQualityIndicatorOfLoansDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableEurobankAcquiredLoanCarryingAmountsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableEurobankAcquiredLoanCarryingAmountsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableInterestIncomeRecognizedInLoansIndividuallyEvaluatedForImpairmentDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableInterestIncomeRecognizedInLoansIndividuallyEvaluatedForImpairmentDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableInvestmentInLoansOnNonaccrualStatusDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableInvestmentInLoansOnNonaccrualStatusDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableRecordedInvestmentInLoansIndividuallyEvaluatedForImpairmentDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableRecordedInvestmentInLoansIndividuallyEvaluatedForImpairmentDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableRiskCategoryOfGrossLoansNotSubjectToRiskRatingDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableRiskCategoryOfGrossLoansNotSubjectToRiskRatingDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableTables" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableTDRPrePostModificationsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableTDRPrePostModificationsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/LoansReceivableTroubledDebtRestructuringsRollingTwelveMonthsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_LoansReceivableTroubledDebtRestructuringsRollingTwelveMonthsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OffsetOfAssetsLiabilities" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureOffsetOfAssetsLiabilities" />
    <roleRef roleURI="http://orientalfg.com/role/OffsetOfAssetsLiabilitiesTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureOffsetOfAssetsLiabilitiesTables" />
    <roleRef roleURI="http://orientalfg.com/role/OffsettingArrangementLiabilitiesOffsettingDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureOffsettingArrangementLiabilitiesOffsettingDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OffsettingArrangementsAssetsOffsettingDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureOffsettingArrangementsAssetsOffsettingDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingComapanyOnlyFinancialInformationBalanceSheetDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingComapanyOnlyFinancialInformationBalanceSheetDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyFinancialInformation" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingCompanyFinancialInformation" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyFinancialInformationTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingCompanyFinancialInformationTables" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfCashFlowsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfCashFlowsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfComprehensiveIncomeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfComprehensiveIncomeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfOperationsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfOperationsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/OrganizationConsolidationAndBasisOfPresentation" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_OrganizationConsolidationAndBasisOfPresentation" />
    <roleRef roleURI="http://orientalfg.com/role/OtherAssetsTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureOtherAssetsTables" />
    <roleRef roleURI="http://orientalfg.com/role/PledgeAssets" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_PledgeAssets" />
    <roleRef roleURI="http://orientalfg.com/role/PledgeAssetsTable" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosurePledgeAssetsTable" />
    <roleRef roleURI="http://orientalfg.com/role/PremisesAndEquipment" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosurePremisesAndEquipment" />
    <roleRef roleURI="http://orientalfg.com/role/PremisesAndEquipmentDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosurePremisesAndEquipmentDetails" />
    <roleRef roleURI="http://orientalfg.com/role/PremisesAndEquipmentNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_PremisesAndEquipmentNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/PremisesAndEquipmentTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosurePremisesAndEquipmentTables" />
    <roleRef roleURI="http://orientalfg.com/role/RegulatoryCapitalRequirements" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureRegulatoryCapitalRequirements" />
    <roleRef roleURI="http://orientalfg.com/role/RegulatoryCapitalRequirementsTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureRegulatoryCapitalRequirementsTables" />
    <roleRef roleURI="http://orientalfg.com/role/RelatedPartyTransactions" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureRelatedPartyTransactions" />
    <roleRef roleURI="http://orientalfg.com/role/RelatedPartyTransactionsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureRelatedPartyTransactionsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/RelatedPartyTransactionsTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureRelatedPartyTransactionsTables" />
    <roleRef roleURI="http://orientalfg.com/role/RestictedCash" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_RestictedCash" />
    <roleRef roleURI="http://orientalfg.com/role/RestrictedCashCompositionDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureRestrictedCashCompositionDetails" />
    <roleRef roleURI="http://orientalfg.com/role/RestrictedCashNarrativeDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureRestrictedCashNarrativeDetails" />
    <roleRef roleURI="http://orientalfg.com/role/ServicingAssets" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureServicingAssets" />
    <roleRef roleURI="http://orientalfg.com/role/ServicingAssetsChangesInServingRightsAtFairValueDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ServicingAssetsChangesInServingRightsAtFairValueDetails" />
    <roleRef roleURI="http://orientalfg.com/role/ServicingAssetsKeyEconomicAssumptionsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureServicingAssetsKeyEconomicAssumptionsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/ServicingAssetsNarrativesDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureServicingAssetsNarrativesDetails" />
    <roleRef roleURI="http://orientalfg.com/role/ServicingAssetsSensitivityOfCurrentFairValueOfServicingAssetsDetails" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureServicingAssetsSensitivityOfCurrentFairValueOfServicingAssetsDetails" />
    <roleRef roleURI="http://orientalfg.com/role/ServicingAssetsTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_ServicingAssetsTables" />
    <roleRef roleURI="http://orientalfg.com/role/StockholdersEquity" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureStockholdersEquity" />
    <roleRef roleURI="http://orientalfg.com/role/StockholdersEquityTables" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureStockholdersEquityTables" />
    <roleRef roleURI="http://orientalfg.com/role/SubsequentEvent" xlink:type="simple" xlink:href="ofg-20151231.xsd#ELRID_DisclosureSubsequentEvent" />
    <roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
    <roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" />
    <roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" />
    <roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" />
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/CommitmentsAndContingencies">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsDisclosureTextBlock" xlink:label="Locator_us-gaap_CommitmentsDisclosureTextBlock_2" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_1" xlink:to="Locator_us-gaap_CommitmentsDisclosureTextBlock_2" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_3" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LegalMattersAndContingenciesTextBlock" xlink:label="Locator_us-gaap_LegalMattersAndContingenciesTextBlock_4" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_3" xlink:to="Locator_us-gaap_LegalMattersAndContingenciesTextBlock_4" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/RelatedPartyTransactions">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:label="Locator_us-gaap_RelatedPartyTransactionsAbstract_5" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:label="Locator_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_6" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RelatedPartyTransactionsAbstract_5" xlink:to="Locator_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_6" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OrganizationConsolidationAndBasisOfPresentation">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract" xlink:label="Locator_ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract_7" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NatureOfOperations" xlink:label="Locator_us-gaap_NatureOfOperations_8" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract_7" xlink:to="Locator_us-gaap_NatureOfOperations_8" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract" xlink:label="Locator_ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract_9" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="Locator_us-gaap_SignificantAccountingPoliciesTextBlock_10" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract_9" xlink:to="Locator_us-gaap_SignificantAccountingPoliciesTextBlock_10" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/IncomeTaxes">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_11" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="Locator_us-gaap_IncomeTaxDisclosureTextBlock_12" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_11" xlink:to="Locator_us-gaap_IncomeTaxDisclosureTextBlock_12" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfChangesInStockholdersEquityAudited">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_109" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_110" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementEquityComponentsAxis_109" xlink:to="Locator_us-gaap_EquityComponentDomain_110" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_111" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_112" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityComponentDomain_111" xlink:to="Locator_us-gaap_ParentMember_112" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_113" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="Locator_us-gaap_PreferredStockMember_114" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ParentMember_113" xlink:to="Locator_us-gaap_PreferredStockMember_114" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_115" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockMember" xlink:label="Locator_us-gaap_CommonStockMember_116" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ParentMember_115" xlink:to="Locator_us-gaap_CommonStockMember_116" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_117" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="Locator_us-gaap_AdditionalPaidInCapitalMember_118" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ParentMember_117" xlink:to="Locator_us-gaap_AdditionalPaidInCapitalMember_118" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="Locator_us-gaap_AdditionalPaidInCapitalMember_127" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreferredStockIssuanceCostMember" xlink:label="Locator_ofg_PreferredStockIssuanceCostMember_128" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdditionalPaidInCapitalMember_127" xlink:to="Locator_ofg_PreferredStockIssuanceCostMember_128" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="Locator_us-gaap_AdditionalPaidInCapitalMember_129" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonStockIssuanceCostMember" xlink:label="Locator_ofg_CommonStockIssuanceCostMember_130" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdditionalPaidInCapitalMember_129" xlink:to="Locator_ofg_CommonStockIssuanceCostMember_130" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_119" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalSurplusMember" xlink:label="Locator_ofg_LegalSurplusMember_120" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ParentMember_119" xlink:to="Locator_ofg_LegalSurplusMember_120" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_121" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="Locator_us-gaap_RetainedEarningsMember_122" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ParentMember_121" xlink:to="Locator_us-gaap_RetainedEarningsMember_122" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_123" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="Locator_us-gaap_TreasuryStockMember_124" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ParentMember_123" xlink:to="Locator_us-gaap_TreasuryStockMember_124" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_126" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ParentMember_125" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_126" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_107" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_108" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_107" xlink:to="Locator_us-gaap_StatementEquityComponentsAxis_108" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_105" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_106" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_105" xlink:to="Locator_us-gaap_StatementLineItems_106" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_15" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="Locator_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_16" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_15" xlink:to="Locator_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_16" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_17" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExercisedStockOptions" xlink:label="Locator_ofg_ExercisedStockOptions_18" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_17" xlink:to="Locator_ofg_ExercisedStockOptions_18" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_19" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationToTreasuryStock" xlink:label="Locator_ofg_ReclassificationToTreasuryStock_20" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_19" xlink:to="Locator_ofg_ReclassificationToTreasuryStock_20" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_21" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="Locator_us-gaap_StockIssuedDuringPeriodValueNewIssues_22" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_21" xlink:to="Locator_us-gaap_StockIssuedDuringPeriodValueNewIssues_22" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_23" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExercisedRestrictedStockUnitsWithTreasuryShares" xlink:label="Locator_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares_24" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_23" xlink:to="Locator_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares_24" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_25" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" xlink:label="Locator_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_26" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_25" xlink:to="Locator_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_26" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_27" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferToLegalSurplus" xlink:label="Locator_ofg_TransferToLegalSurplus_28" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_27" xlink:to="Locator_ofg_TransferToLegalSurplus_28" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_29" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_30" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_29" xlink:to="Locator_us-gaap_NetIncomeLoss_30" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_31" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="Locator_us-gaap_DividendsCommonStockCash_32" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_31" xlink:to="Locator_us-gaap_DividendsCommonStockCash_32" order="10.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_33" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="Locator_us-gaap_DividendsPreferredStockCash_34" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_33" xlink:to="Locator_us-gaap_DividendsPreferredStockCash_34" order="11.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_35" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="Locator_us-gaap_TreasuryStockValueAcquiredCostMethod_36" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_35" xlink:to="Locator_us-gaap_TreasuryStockValueAcquiredCostMethod_36" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_37" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationFromCommonStock" xlink:label="Locator_ofg_ReclassificationFromCommonStock_38" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_37" xlink:to="Locator_ofg_ReclassificationFromCommonStock_38" order="13.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_39" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StockUsedToMatchDefinedContributionPlan" xlink:label="Locator_ofg_StockUsedToMatchDefinedContributionPlan_40" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_39" xlink:to="Locator_ofg_StockUsedToMatchDefinedContributionPlan_40" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_41" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_42" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_41" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_42" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_13" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_14" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_13" xlink:to="Locator_us-gaap_StockholdersEquity_14" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_43" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_44" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_43" xlink:to="Locator_us-gaap_StockholdersEquity_44" order="16.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="Locator_us-gaap_StatementOfStockholdersEquityAbstract_47" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_48" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfStockholdersEquityAbstract_47" xlink:to="Locator_us-gaap_StatementTable_48" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DocumentDocumentAndEntityInformation">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_131" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName" xlink:label="Locator_dei_EntityRegistrantName_132" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_131" xlink:to="Locator_dei_EntityRegistrantName_132" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_133" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="Locator_dei_EntityCentralIndexKey_134" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_133" xlink:to="Locator_dei_EntityCentralIndexKey_134" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_135" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType" xlink:label="Locator_dei_DocumentType_136" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_135" xlink:to="Locator_dei_DocumentType_136" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_137" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="Locator_dei_DocumentPeriodEndDate_138" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_137" xlink:to="Locator_dei_DocumentPeriodEndDate_138" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_139" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag" xlink:label="Locator_dei_AmendmentFlag_140" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_139" xlink:to="Locator_dei_AmendmentFlag_140" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_141" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="Locator_dei_DocumentFiscalYearFocus_142" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_141" xlink:to="Locator_dei_DocumentFiscalYearFocus_142" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_143" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="Locator_dei_DocumentFiscalPeriodFocus_144" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_143" xlink:to="Locator_dei_DocumentFiscalPeriodFocus_144" order="7.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_145" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="Locator_dei_CurrentFiscalYearEndDate_146" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_145" xlink:to="Locator_dei_CurrentFiscalYearEndDate_146" order="8.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_147" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityFilerCategory" xlink:label="Locator_dei_EntityFilerCategory_148" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_147" xlink:to="Locator_dei_EntityFilerCategory_148" order="9.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_149" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="Locator_dei_EntityCommonStockSharesOutstanding_150" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_149" xlink:to="Locator_dei_EntityCommonStockSharesOutstanding_150" order="10.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_151" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="Locator_dei_EntityWellKnownSeasonedIssuer_152" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_151" xlink:to="Locator_dei_EntityWellKnownSeasonedIssuer_152" order="11.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_153" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="Locator_dei_EntityVoluntaryFilers_154" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_153" xlink:to="Locator_dei_EntityVoluntaryFilers_154" order="12.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_155" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="Locator_dei_EntityCurrentReportingStatus_156" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_155" xlink:to="Locator_dei_EntityCurrentReportingStatus_156" order="13.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DocumentAndEntityInformationAbstract" xlink:label="Locator_ofg_DocumentAndEntityInformationAbstract_157" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityPublicFloat" xlink:label="Locator_dei_EntityPublicFloat_158" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DocumentAndEntityInformationAbstract_157" xlink:to="Locator_dei_EntityPublicFloat_158" order="14.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfFinancialConditionAudited">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_159" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_160" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_159" xlink:to="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_160" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_173" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="Locator_us-gaap_CashAndDueFromBanks_174" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_173" xlink:to="Locator_us-gaap_CashAndDueFromBanks_174" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_175" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsAtCarryingValue" xlink:label="Locator_us-gaap_MoneyMarketFundsAtCarryingValue_176" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_175" xlink:to="Locator_us-gaap_MoneyMarketFundsAtCarryingValue_176" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_177" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_178" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract_177" xlink:to="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_178" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_165" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_166" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_165" xlink:to="Locator_us-gaap_InvestmentsAbstract_166" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_179" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecurities" xlink:label="Locator_us-gaap_TradingSecurities_180" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsAbstract_179" xlink:to="Locator_us-gaap_TradingSecurities_180" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_181" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_182" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsAbstract_181" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_182" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_183" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="Locator_us-gaap_HeldToMaturitySecurities_184" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsAbstract_183" xlink:to="Locator_us-gaap_HeldToMaturitySecurities_184" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_185" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="Locator_us-gaap_FederalHomeLoanBankStock_186" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsAbstract_185" xlink:to="Locator_us-gaap_FederalHomeLoanBankStock_186" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_187" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherInvestments" xlink:label="Locator_us-gaap_OtherInvestments_188" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsAbstract_187" xlink:to="Locator_us-gaap_OtherInvestments_188" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_189" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Investments" xlink:label="Locator_us-gaap_Investments_190" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsAbstract_189" xlink:to="Locator_us-gaap_Investments_190" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_167" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_168" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_167" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_168" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_191" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="Locator_us-gaap_LoansHeldForSaleMortgages_192" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_191" xlink:to="Locator_us-gaap_LoansHeldForSaleMortgages_192" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_193" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_194" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_193" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_194" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_195" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_196" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_195" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_196" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_169" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_170" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_169" xlink:to="Locator_us-gaap_OtherAssetsAbstract_170" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_197" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="Locator_us-gaap_FDICIndemnificationAsset_198" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_197" xlink:to="Locator_us-gaap_FDICIndemnificationAsset_198" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_199" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements" xlink:label="Locator_ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements_200" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_199" xlink:to="Locator_ofg_RealEstateAcquiredThroughForeclosureCoveredbyLossShareAgreements_200" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_201" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealEstateAcquiredThroughForeclosure" xlink:label="Locator_us-gaap_RealEstateAcquiredThroughForeclosure_202" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_201" xlink:to="Locator_us-gaap_RealEstateAcquiredThroughForeclosure_202" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_203" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivableNoncurrent" xlink:label="Locator_us-gaap_InterestReceivableNoncurrent_204" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_203" xlink:to="Locator_us-gaap_InterestReceivableNoncurrent_204" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_205" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="Locator_us-gaap_DeferredTaxAssetsNet_206" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_205" xlink:to="Locator_us-gaap_DeferredTaxAssetsNet_206" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_207" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentNet_208" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_207" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentNet_208" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_209" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomersLiabilityForAcceptancesNet" xlink:label="Locator_us-gaap_CustomersLiabilityForAcceptancesNet_210" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_209" xlink:to="Locator_us-gaap_CustomersLiabilityForAcceptancesNet_210" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_211" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmount_212" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_211" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmount_212" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_213" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="Locator_us-gaap_DerivativeAssets_214" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_213" xlink:to="Locator_us-gaap_DerivativeAssets_214" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_215" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Goodwill" xlink:label="Locator_us-gaap_Goodwill_216" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_215" xlink:to="Locator_us-gaap_Goodwill_216" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_217" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssets" xlink:label="Locator_us-gaap_OtherAssets_218" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_217" xlink:to="Locator_us-gaap_OtherAssets_218" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_171" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_172" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_171" xlink:to="Locator_us-gaap_Assets_172" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_161" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="Locator_us-gaap_RestrictedCashAndCashEquivalents_162" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_161" xlink:to="Locator_us-gaap_RestrictedCashAndCashEquivalents_162" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_163" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesPurchasedUnderAgreementsToResell" xlink:label="Locator_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_164" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_163" xlink:to="Locator_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_164" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_223" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_224" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_223" xlink:to="Locator_us-gaap_DepositsAbstract_224" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_239" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DemandDepositAccounts" xlink:label="Locator_us-gaap_DemandDepositAccounts_240" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_239" xlink:to="Locator_us-gaap_DemandDepositAccounts_240" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_241" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="Locator_us-gaap_DepositsSavingsDeposits_242" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_241" xlink:to="Locator_us-gaap_DepositsSavingsDeposits_242" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_243" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDeposits" xlink:label="Locator_us-gaap_TimeDeposits_244" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_243" xlink:to="Locator_us-gaap_TimeDeposits_244" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_245" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="Locator_us-gaap_Deposits_246" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_245" xlink:to="Locator_us-gaap_Deposits_246" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_225" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligationsAbstract" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_226" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_225" xlink:to="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_226" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligationsAbstract" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_247" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_248" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_247" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_248" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligationsAbstract" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_249" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="Locator_us-gaap_ShorttermDebtFairValue_250" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_249" xlink:to="Locator_us-gaap_ShorttermDebtFairValue_250" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligationsAbstract" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_251" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:label="Locator_us-gaap_AdvancesFromFederalHomeLoanBanks_252" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_251" xlink:to="Locator_us-gaap_AdvancesFromFederalHomeLoanBanks_252" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligationsAbstract" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_253" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="Locator_us-gaap_SubordinatedDebt_254" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_253" xlink:to="Locator_us-gaap_SubordinatedDebt_254" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligationsAbstract" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_255" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchased" xlink:label="Locator_us-gaap_FederalFundsPurchased_256" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_255" xlink:to="Locator_us-gaap_FederalFundsPurchased_256" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligationsAbstract" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_257" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="Locator_us-gaap_OtherBorrowings_258" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_257" xlink:to="Locator_us-gaap_OtherBorrowings_258" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligationsAbstract" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_259" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_260" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtAndCapitalLeaseObligationsAbstract_259" xlink:to="Locator_us-gaap_DebtAndCapitalLeaseObligations_260" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_227" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="Locator_us-gaap_DerivativeLiabilities_228" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_227" xlink:to="Locator_us-gaap_DerivativeLiabilities_228" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_229" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankAcceptancesExecutedAndOutstanding" xlink:label="Locator_us-gaap_BankAcceptancesExecutedAndOutstanding_230" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_229" xlink:to="Locator_us-gaap_BankAcceptancesExecutedAndOutstanding_230" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_233" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="Locator_us-gaap_Liabilities_234" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_233" xlink:to="Locator_us-gaap_Liabilities_234" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_235" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="Locator_us-gaap_StockholdersEquityAbstract_236" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_235" xlink:to="Locator_us-gaap_StockholdersEquityAbstract_236" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="Locator_us-gaap_StockholdersEquityAbstract_261" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockValueOutstanding" xlink:label="Locator_us-gaap_PreferredStockValueOutstanding_262" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityAbstract_261" xlink:to="Locator_us-gaap_PreferredStockValueOutstanding_262" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="Locator_us-gaap_StockholdersEquityAbstract_263" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConvertiblePreferredStock" xlink:label="Locator_ofg_ConvertiblePreferredStock_264" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityAbstract_263" xlink:to="Locator_ofg_ConvertiblePreferredStock_264" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="Locator_us-gaap_StockholdersEquityAbstract_265" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockValue" xlink:label="Locator_us-gaap_CommonStockValue_266" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityAbstract_265" xlink:to="Locator_us-gaap_CommonStockValue_266" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="Locator_us-gaap_StockholdersEquityAbstract_267" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="Locator_us-gaap_AdditionalPaidInCapital_268" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityAbstract_267" xlink:to="Locator_us-gaap_AdditionalPaidInCapital_268" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="Locator_us-gaap_StockholdersEquityAbstract_269" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance" xlink:label="Locator_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_270" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityAbstract_269" xlink:to="Locator_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_270" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="Locator_us-gaap_StockholdersEquityAbstract_271" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="Locator_us-gaap_RetainedEarningsAccumulatedDeficit_272" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityAbstract_271" xlink:to="Locator_us-gaap_RetainedEarningsAccumulatedDeficit_272" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="Locator_us-gaap_StockholdersEquityAbstract_273" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="Locator_us-gaap_TreasuryStockValue_274" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityAbstract_273" xlink:to="Locator_us-gaap_TreasuryStockValue_274" order="7.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="Locator_us-gaap_StockholdersEquityAbstract_275" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_276" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityAbstract_275" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_276" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="Locator_us-gaap_StockholdersEquityAbstract_277" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_278" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityAbstract_277" xlink:to="Locator_us-gaap_StockholdersEquity_278" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_237" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquity_238" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_237" xlink:to="Locator_us-gaap_LiabilitiesAndStockholdersEquity_238" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_231" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent" xlink:label="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_232" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_231" xlink:to="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_232" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="Locator_us-gaap_StatementOfFinancialPositionAbstract_219" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_220" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfFinancialPositionAbstract_219" xlink:to="Locator_us-gaap_AssetsAbstract_220" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="Locator_us-gaap_StatementOfFinancialPositionAbstract_221" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_222" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfFinancialPositionAbstract_221" xlink:to="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_222" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfFinancialConditionAuditedParenthetical">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_449" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="Locator_us-gaap_StatementClassOfStockAxis_450" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_449" xlink:to="Locator_us-gaap_StatementClassOfStockAxis_450" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="Locator_us-gaap_StatementClassOfStockAxis_459" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_460" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementClassOfStockAxis_459" xlink:to="Locator_us-gaap_ClassOfStockDomain_460" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_451" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SeriesAPreferredStockMember" xlink:label="Locator_us-gaap_SeriesAPreferredStockMember_452" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ClassOfStockDomain_451" xlink:to="Locator_us-gaap_SeriesAPreferredStockMember_452" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_453" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="Locator_us-gaap_SeriesBPreferredStockMember_454" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ClassOfStockDomain_453" xlink:to="Locator_us-gaap_SeriesBPreferredStockMember_454" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_455" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NonredeemableConvertiblePreferredStockMember" xlink:label="Locator_us-gaap_NonredeemableConvertiblePreferredStockMember_456" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ClassOfStockDomain_455" xlink:to="Locator_us-gaap_NonredeemableConvertiblePreferredStockMember_456" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_457" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:label="Locator_us-gaap_SeriesDPreferredStockMember_458" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ClassOfStockDomain_457" xlink:to="Locator_us-gaap_SeriesDPreferredStockMember_458" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_447" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_448" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_447" xlink:to="Locator_us-gaap_StatementLineItems_448" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_373" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizedCostOfTradingSecurities" xlink:label="Locator_ofg_AmortizedCostOfTradingSecurities_374" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_373" xlink:to="Locator_ofg_AmortizedCostOfTradingSecurities_374" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_375" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_376" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_375" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_376" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_377" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_378" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_377" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_378" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_379" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableAllowance_380" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_379" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableAllowance_380" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_381" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="Locator_us-gaap_PreferredStockSharesAuthorized_382" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_381" xlink:to="Locator_us-gaap_PreferredStockSharesAuthorized_382" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_383" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="Locator_us-gaap_PreferredStockSharesIssued_384" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_383" xlink:to="Locator_us-gaap_PreferredStockSharesIssued_384" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_385" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="Locator_us-gaap_PreferredStockSharesOutstanding_386" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_385" xlink:to="Locator_us-gaap_PreferredStockSharesOutstanding_386" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_387" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockLiquidationPreferenceValue" xlink:label="Locator_us-gaap_PreferredStockLiquidationPreferenceValue_388" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_387" xlink:to="Locator_us-gaap_PreferredStockLiquidationPreferenceValue_388" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_389" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="Locator_us-gaap_CommonStockParOrStatedValuePerShare_390" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_389" xlink:to="Locator_us-gaap_CommonStockParOrStatedValuePerShare_390" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_391" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="Locator_us-gaap_CommonStockSharesAuthorized_392" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_391" xlink:to="Locator_us-gaap_CommonStockSharesAuthorized_392" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_393" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="Locator_us-gaap_CommonStockSharesIssued_394" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_393" xlink:to="Locator_us-gaap_CommonStockSharesIssued_394" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_395" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="Locator_us-gaap_CommonStockSharesOutstanding_396" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_395" xlink:to="Locator_us-gaap_CommonStockSharesOutstanding_396" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_397" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="Locator_us-gaap_TreasuryStockShares_398" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_397" xlink:to="Locator_us-gaap_TreasuryStockShares_398" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_399" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossTax_400" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_399" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossTax_400" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="Locator_us-gaap_StatementOfFinancialPositionAbstract_403" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_404" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfFinancialPositionAbstract_403" xlink:to="Locator_us-gaap_StatementTable_404" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfOperationsAudited">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_461" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_462" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_461" xlink:to="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_462" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_491" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestIncomeFromLoans" xlink:label="Locator_ofg_InterestIncomeFromLoans_492" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_491" xlink:to="Locator_ofg_InterestIncomeFromLoans_492" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_493" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="Locator_us-gaap_InterestAndFeeIncomeLoansAndLeases_494" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_493" xlink:to="Locator_us-gaap_InterestAndFeeIncomeLoansAndLeases_494" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_495" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeSecuritiesMortgageBacked" xlink:label="Locator_us-gaap_InterestIncomeSecuritiesMortgageBacked_496" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_495" xlink:to="Locator_us-gaap_InterestIncomeSecuritiesMortgageBacked_496" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_497" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="Locator_us-gaap_InterestAndDividendIncomeSecurities_498" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_497" xlink:to="Locator_us-gaap_InterestAndDividendIncomeSecurities_498" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_499" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperating_500" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestAndDividendIncomeOperatingAbstract_499" xlink:to="Locator_us-gaap_InterestAndDividendIncomeOperating_500" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_463" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="Locator_us-gaap_InterestExpenseAbstract_464" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_463" xlink:to="Locator_us-gaap_InterestExpenseAbstract_464" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="Locator_us-gaap_InterestExpenseAbstract_501" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="Locator_us-gaap_InterestExpenseDeposits_502" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestExpenseAbstract_501" xlink:to="Locator_us-gaap_InterestExpenseDeposits_502" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="Locator_us-gaap_InterestExpenseAbstract_503" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="Locator_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase_504" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestExpenseAbstract_503" xlink:to="Locator_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase_504" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="Locator_us-gaap_InterestExpenseAbstract_505" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:label="Locator_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_506" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestExpenseAbstract_505" xlink:to="Locator_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_506" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="Locator_us-gaap_InterestExpenseAbstract_507" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseOtherLongTermDebt" xlink:label="Locator_us-gaap_InterestExpenseOtherLongTermDebt_508" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestExpenseAbstract_507" xlink:to="Locator_us-gaap_InterestExpenseOtherLongTermDebt_508" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="Locator_us-gaap_InterestExpenseAbstract_509" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:label="Locator_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_510" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestExpenseAbstract_509" xlink:to="Locator_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_510" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_465" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_466" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_465" xlink:to="Locator_us-gaap_InterestExpense_466" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_467" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="Locator_us-gaap_InterestIncomeExpenseNet_468" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_467" xlink:to="Locator_us-gaap_InterestIncomeExpenseNet_468" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_469" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="Locator_us-gaap_ProvisionForLoanLeaseAndOtherLosses_470" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_469" xlink:to="Locator_us-gaap_ProvisionForLoanLeaseAndOtherLosses_470" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_471" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="Locator_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_472" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_471" xlink:to="Locator_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_472" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_473" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_474" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_473" xlink:to="Locator_us-gaap_NoninterestIncomeAbstract_474" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_511" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="Locator_us-gaap_FeesAndCommissionsDepositorAccounts_512" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestIncomeAbstract_511" xlink:to="Locator_us-gaap_FeesAndCommissionsDepositorAccounts_512" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_513" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetManagementFees1" xlink:label="Locator_us-gaap_AssetManagementFees1_514" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestIncomeAbstract_513" xlink:to="Locator_us-gaap_AssetManagementFees1_514" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_515" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FeesAndCommissionsMortgageBankingAndServicingIncome" xlink:label="Locator_ofg_FeesAndCommissionsMortgageBankingAndServicingIncome_516" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestIncomeAbstract_515" xlink:to="Locator_ofg_FeesAndCommissionsMortgageBankingAndServicingIncome_516" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_517" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissions" xlink:label="Locator_us-gaap_FeesAndCommissions_518" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestIncomeAbstract_517" xlink:to="Locator_us-gaap_FeesAndCommissions_518" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_519" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities_520" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestIncomeAbstract_519" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities_520" order="5.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_521" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities_522" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestIncomeAbstract_521" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities_522" order="6.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_523" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_524" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestIncomeAbstract_523" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_524" order="7.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_525" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNetAbstract" xlink:label="Locator_ofg_FdicSharedLossExpenseNetAbstract_526" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestIncomeAbstract_525" xlink:to="Locator_ofg_FdicSharedLossExpenseNetAbstract_526" order="8.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNetAbstract" xlink:label="Locator_ofg_FdicSharedLossExpenseNetAbstract_533" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNet" xlink:label="Locator_ofg_FdicSharedLossExpenseNet_534" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FdicSharedLossExpenseNetAbstract_533" xlink:to="Locator_ofg_FdicSharedLossExpenseNet_534" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedNetLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_527" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans" xlink:label="Locator_ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans_528" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestIncomeAbstract_527" xlink:to="Locator_ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans_528" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_529" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_530" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestIncomeAbstract_529" xlink:to="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_530" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_537" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeGainLossOnDerivativeNet" xlink:label="Locator_us-gaap_DerivativeGainLossOnDerivativeNet_538" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_537" xlink:to="Locator_us-gaap_DerivativeGainLossOnDerivativeNet_538" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_541" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeOther" xlink:label="Locator_us-gaap_NoninterestIncomeOther_542" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_541" xlink:to="Locator_us-gaap_NoninterestIncomeOther_542" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_535" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="Locator_us-gaap_GainLossOnSaleOfSecuritiesNet_536" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_535" xlink:to="Locator_us-gaap_GainLossOnSaleOfSecuritiesNet_536" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_539" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="Locator_us-gaap_GainsLossesOnExtinguishmentOfDebt_540" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_539" xlink:to="Locator_us-gaap_GainsLossesOnExtinguishmentOfDebt_540" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="Locator_us-gaap_NoninterestIncomeAbstract_531" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_532" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestIncomeAbstract_531" xlink:to="Locator_us-gaap_NoninterestIncome_532" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_475" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_476" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_475" xlink:to="Locator_us-gaap_NoninterestExpenseAbstract_476" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_543" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="Locator_us-gaap_LaborAndRelatedExpense_544" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_543" xlink:to="Locator_us-gaap_LaborAndRelatedExpense_544" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_545" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="Locator_us-gaap_ProfessionalFees_546" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_545" xlink:to="Locator_us-gaap_ProfessionalFees_546" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_547" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OccupancyNet" xlink:label="Locator_us-gaap_OccupancyNet_548" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_547" xlink:to="Locator_us-gaap_OccupancyNet_548" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_549" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GeneralInsuranceExpense" xlink:label="Locator_us-gaap_GeneralInsuranceExpense_550" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_549" xlink:to="Locator_us-gaap_GeneralInsuranceExpense_550" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_551" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ElectronicBankingCharges" xlink:label="Locator_ofg_ElectronicBankingCharges_552" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_551" xlink:to="Locator_ofg_ElectronicBankingCharges_552" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_553" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="Locator_us-gaap_InformationTechnologyAndDataProcessing_554" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_553" xlink:to="Locator_us-gaap_InformationTechnologyAndDataProcessing_554" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_555" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdvertisingExpense" xlink:label="Locator_us-gaap_AdvertisingExpense_556" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_555" xlink:to="Locator_us-gaap_AdvertisingExpense_556" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_557" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCharges" xlink:label="Locator_us-gaap_RestructuringCharges_558" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_557" xlink:to="Locator_us-gaap_RestructuringCharges_558" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_559" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ForeclosedRealEstateExpense" xlink:label="Locator_us-gaap_ForeclosedRealEstateExpense_560" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_559" xlink:to="Locator_us-gaap_ForeclosedRealEstateExpense_560" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_561" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanServicingAndCleaningExpenses" xlink:label="Locator_ofg_LoanServicingAndCleaningExpenses_562" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_561" xlink:to="Locator_ofg_LoanServicingAndCleaningExpenses_562" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_563" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TaxesOther" xlink:label="Locator_us-gaap_TaxesOther_564" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_563" xlink:to="Locator_us-gaap_TaxesOther_564" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_565" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Communication" xlink:label="Locator_us-gaap_Communication_566" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_565" xlink:to="Locator_us-gaap_Communication_566" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_567" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SuppliesAndPostageExpense" xlink:label="Locator_us-gaap_SuppliesAndPostageExpense_568" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_567" xlink:to="Locator_us-gaap_SuppliesAndPostageExpense_568" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_569" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DirectorAndInvestorsRelations" xlink:label="Locator_ofg_DirectorAndInvestorsRelations_570" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_569" xlink:to="Locator_ofg_DirectorAndInvestorsRelations_570" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_571" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="Locator_us-gaap_OtherNoninterestExpense_572" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_571" xlink:to="Locator_us-gaap_OtherNoninterestExpense_572" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="Locator_us-gaap_NoninterestExpenseAbstract_573" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_574" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NoninterestExpenseAbstract_573" xlink:to="Locator_us-gaap_NoninterestExpense_574" order="16.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_477" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_478" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_477" xlink:to="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_478" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_479" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_480" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_479" xlink:to="Locator_us-gaap_IncomeTaxExpenseBenefit_480" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_481" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_482" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_481" xlink:to="Locator_us-gaap_NetIncomeLoss_482" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_483" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="Locator_us-gaap_DividendsPreferredStock_484" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_483" xlink:to="Locator_us-gaap_DividendsPreferredStock_484" order="12.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_485" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="Locator_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_486" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_485" xlink:to="Locator_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_486" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_487" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_488" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_487" xlink:to="Locator_us-gaap_EarningsPerShareAbstract_488" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_579" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted" xlink:label="Locator_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_580" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_579" xlink:to="Locator_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_580" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_575" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="Locator_us-gaap_EarningsPerShareBasic_576" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_575" xlink:to="Locator_us-gaap_EarningsPerShareBasic_576" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_577" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="Locator_us-gaap_EarningsPerShareDiluted_578" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_577" xlink:to="Locator_us-gaap_EarningsPerShareDiluted_578" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="Locator_us-gaap_IncomeStatementAbstract_489" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="Locator_us-gaap_CommonStockDividendsPerShareCashPaid_490" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeStatementAbstract_489" xlink:to="Locator_us-gaap_CommonStockDividendsPerShareCashPaid_490" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfComprehensiveIncomeLossAudited">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_679" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_680" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_679" xlink:to="Locator_us-gaap_NetIncomeLoss_680" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_681" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_682" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_681" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_682" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_691" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_692" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_691" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_692" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_693" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:label="Locator_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_694" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_693" xlink:to="Locator_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_694" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_695" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_696" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_695" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_696" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_697" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xlink:label="Locator_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_698" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_697" xlink:to="Locator_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_698" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_699" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax_700" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract_699" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesBeforeTax_700" order="5.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_683" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_684" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_683" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_684" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_685" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_686" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_685" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_686" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_687" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_688" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_687" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTax_688" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_689" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="Locator_us-gaap_ComprehensiveIncomeNetOfTax_690" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_689" xlink:to="Locator_us-gaap_ComprehensiveIncomeNetOfTax_690" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ConsolidatedStatementsOfCashFlowsAudited">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_763" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AmortizationOfDeferredLoanOriginationFeesNet" xlink:label="Locator_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_764" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_763" xlink:to="Locator_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet_764" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_765" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfFairValue" xlink:label="Locator_ofg_AmortizationOfFairValue_766" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_765" xlink:to="Locator_ofg_AmortizationOfFairValue_766" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_769" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="Locator_us-gaap_AmortizationOfIntangibleAssets_770" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_769" xlink:to="Locator_us-gaap_AmortizationOfIntangibleAssets_770" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_771" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfFairValuePremiumsAcquiredDeposits" xlink:label="Locator_ofg_AmortizationOfFairValuePremiumsAcquiredDeposits_772" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_771" xlink:to="Locator_ofg_AmortizationOfFairValuePremiumsAcquiredDeposits_772" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_773" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicLossShareIncomeExpense" xlink:label="Locator_ofg_FdicLossShareIncomeExpense_774" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_773" xlink:to="Locator_ofg_FdicLossShareIncomeExpense_774" order="6.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_775" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_776" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_775" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_776" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_777" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetImpairmentCharges" xlink:label="Locator_us-gaap_AssetImpairmentCharges_778" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_777" xlink:to="Locator_us-gaap_AssetImpairmentCharges_778" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_779" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement" xlink:label="Locator_us-gaap_OtherOperatingActivitiesCashFlowStatement_780" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_779" xlink:to="Locator_us-gaap_OtherOperatingActivitiesCashFlowStatement_780" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_781" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReimbursementFromTheFdicSharedLossCoverageInSaleOfLoans" xlink:label="Locator_ofg_ReimbursementFromTheFdicSharedLossCoverageInSaleOfLoans_782" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_781" xlink:to="Locator_ofg_ReimbursementFromTheFdicSharedLossCoverageInSaleOfLoans_782" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_783" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="Locator_us-gaap_DepreciationNonproduction_784" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_783" xlink:to="Locator_us-gaap_DepreciationNonproduction_784" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_787" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="Locator_us-gaap_ProvisionForLoanLeaseAndOtherLosses_788" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_787" xlink:to="Locator_us-gaap_ProvisionForLoanLeaseAndOtherLosses_788" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_791" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmortizationOfPrepaidFdicAssesment" xlink:label="Locator_ofg_AmortizationOfPrepaidFdicAssesment_792" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_791" xlink:to="Locator_ofg_AmortizationOfPrepaidFdicAssesment_792" order="15.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_767" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="Locator_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_768" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_767" xlink:to="Locator_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_768" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_789" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="Locator_us-gaap_ShareBasedCompensation_790" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_789" xlink:to="Locator_us-gaap_ShareBasedCompensation_790" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_785" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_DeferredIncomeTaxExpenseBenefit_786" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_785" xlink:to="Locator_us-gaap_DeferredIncomeTaxExpenseBenefit_786" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_805" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="Locator_us-gaap_PaymentsToAcquireInvestmentsAbstract_806" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_805" xlink:to="Locator_us-gaap_PaymentsToAcquireInvestmentsAbstract_806" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="Locator_us-gaap_PaymentsToAcquireInvestmentsAbstract_829" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="Locator_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_830" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PaymentsToAcquireInvestmentsAbstract_829" xlink:to="Locator_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_830" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="Locator_us-gaap_PaymentsToAcquireInvestmentsAbstract_831" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="Locator_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_832" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PaymentsToAcquireInvestmentsAbstract_831" xlink:to="Locator_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_832" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="Locator_us-gaap_PaymentsToAcquireInvestmentsAbstract_833" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PaymentToAcquireDerivativesInstruments" xlink:label="Locator_ofg_PaymentToAcquireDerivativesInstruments_834" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PaymentsToAcquireInvestmentsAbstract_833" xlink:to="Locator_ofg_PaymentToAcquireDerivativesInstruments_834" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="Locator_us-gaap_PaymentsToAcquireInvestmentsAbstract_835" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireOtherInvestments" xlink:label="Locator_us-gaap_PaymentsToAcquireOtherInvestments_836" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PaymentsToAcquireInvestmentsAbstract_835" xlink:to="Locator_us-gaap_PaymentsToAcquireOtherInvestments_836" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_807" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:label="Locator_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_808" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_807" xlink:to="Locator_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_808" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:label="Locator_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_837" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_838" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_837" xlink:to="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_838" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:label="Locator_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_839" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_840" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_839" xlink:to="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_840" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract" xlink:label="Locator_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_841" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments" xlink:label="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments_842" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_841" xlink:to="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments_842" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_809" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ProceedsFromSaleAbstract" xlink:label="Locator_ofg_ProceedsFromSaleAbstract_810" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_809" xlink:to="Locator_ofg_ProceedsFromSaleAbstract_810" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ProceedsFromSaleAbstract" xlink:label="Locator_ofg_ProceedsFromSaleAbstract_843" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="Locator_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_844" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ProceedsFromSaleAbstract_843" xlink:to="Locator_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_844" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ProceedsFromSaleAbstract" xlink:label="Locator_ofg_ProceedsFromSaleAbstract_845" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="Locator_us-gaap_ProceedsFromSaleOfForeclosedAssets_846" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ProceedsFromSaleAbstract_845" xlink:to="Locator_us-gaap_ProceedsFromSaleOfForeclosedAssets_846" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ProceedsFromSaleAbstract" xlink:label="Locator_ofg_ProceedsFromSaleAbstract_847" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:label="Locator_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_848" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ProceedsFromSaleAbstract_847" xlink:to="Locator_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_848" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ProceedsFromSaleAbstract" xlink:label="Locator_ofg_ProceedsFromSaleAbstract_849" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="Locator_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_850" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ProceedsFromSaleAbstract_849" xlink:to="Locator_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_850" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ProceedsFromSaleAbstract" xlink:label="Locator_ofg_ProceedsFromSaleAbstract_851" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR" xlink:label="Locator_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_852" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ProceedsFromSaleAbstract_851" xlink:to="Locator_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_852" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_811" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="Locator_us-gaap_PaymentsForProceedsFromLoansAndLeases_812" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_811" xlink:to="Locator_us-gaap_PaymentsForProceedsFromLoansAndLeases_812" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_813" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment" xlink:label="Locator_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_814" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_813" xlink:to="Locator_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment_814" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_815" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease_816" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_815" xlink:to="Locator_us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease_816" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_817" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="Locator_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_818" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_817" xlink:to="Locator_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_818" order="7.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_819" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell" xlink:label="Locator_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_820" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_819" xlink:to="Locator_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_820" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_821" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInRestrictedCash" xlink:label="Locator_us-gaap_IncreaseDecreaseInRestrictedCash_822" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_821" xlink:to="Locator_us-gaap_IncreaseDecreaseInRestrictedCash_822" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_823" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Outlaysforacquisition" xlink:label="Locator_ofg_Outlaysforacquisition_824" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_823" xlink:to="Locator_ofg_Outlaysforacquisition_824" order="10.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_825" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Cashandcashequivalentsreceivedinacquisition" xlink:label="Locator_ofg_Cashandcashequivalentsreceivedinacquisition_826" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_825" xlink:to="Locator_ofg_Cashandcashequivalentsreceivedinacquisition_826" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_827" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_828" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_827" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_828" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_853" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_854" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_853" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_854" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_867" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="Locator_us-gaap_IncreaseDecreaseInDeposits_868" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_867" xlink:to="Locator_us-gaap_IncreaseDecreaseInDeposits_868" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_869" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="Locator_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_870" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_869" xlink:to="Locator_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_870" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_871" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet" xlink:label="Locator_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_872" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_871" xlink:to="Locator_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_872" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_873" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncreaseDecreaseInFhlbAdvances" xlink:label="Locator_ofg_IncreaseDecreaseInFhlbAdvances_874" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_873" xlink:to="Locator_ofg_IncreaseDecreaseInFhlbAdvances_874" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_875" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease_876" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_875" xlink:to="Locator_us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease_876" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_877" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes" xlink:label="Locator_ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes_878" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_877" xlink:to="Locator_ofg_Proceedfromissuanceoffederaldepositinsurancecorporationguaranteedtermnotes_878" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_879" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="Locator_us-gaap_ProceedsFromStockOptionsExercised_880" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_879" xlink:to="Locator_us-gaap_ProceedsFromStockOptionsExercised_880" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_881" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="Locator_us-gaap_ProceedsFromIssuanceOfCommonStock_882" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_881" xlink:to="Locator_us-gaap_ProceedsFromIssuanceOfCommonStock_882" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_883" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="Locator_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_884" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract_883" xlink:to="Locator_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_884" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_857" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnContractTermination" xlink:label="Locator_us-gaap_GainLossOnContractTermination_858" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_857" xlink:to="Locator_us-gaap_GainLossOnContractTermination_858" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_859" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="Locator_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_860" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_859" xlink:to="Locator_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_860" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_861" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="Locator_us-gaap_PaymentsOfDividendsCommonStock_862" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_861" xlink:to="Locator_us-gaap_PaymentsOfDividendsCommonStock_862" order="5.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_863" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="Locator_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_864" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_863" xlink:to="Locator_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_864" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_865" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_866" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_865" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_866" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_855" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="Locator_us-gaap_PaymentsForRepurchaseOfCommonStock_856" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_855" xlink:to="Locator_us-gaap_PaymentsForRepurchaseOfCommonStock_856" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_719" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="Locator_us-gaap_GainLossOnSaleOfSecuritiesNet_720" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_719" xlink:to="Locator_us-gaap_GainLossOnSaleOfSecuritiesNet_720" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_721" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="Locator_us-gaap_GainLossOnSaleOfMortgageLoans_722" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_721" xlink:to="Locator_us-gaap_GainLossOnSaleOfMortgageLoans_722" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_723" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainOnSaleOfDerivativesAndOnSaleOfTba" xlink:label="Locator_ofg_GainOnSaleOfDerivativesAndOnSaleOfTba_724" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_723" xlink:to="Locator_ofg_GainOnSaleOfDerivativesAndOnSaleOfTba_724" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_725" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="Locator_us-gaap_GainsLossesOnExtinguishmentOfDebt_726" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_725" xlink:to="Locator_us-gaap_GainsLossesOnExtinguishmentOfDebt_726" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_727" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProfitLossFromRealEstateOperations" xlink:label="Locator_us-gaap_ProfitLossFromRealEstateOperations_728" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_727" xlink:to="Locator_us-gaap_ProfitLossFromRealEstateOperations_728" order="5.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_729" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="Locator_us-gaap_GainLossOnSaleOfOtherAssets_730" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_729" xlink:to="Locator_us-gaap_GainLossOnSaleOfOtherAssets_730" order="6.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_731" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="Locator_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_732" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_731" xlink:to="Locator_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_732" order="7.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="Locator_us-gaap_StatementOfCashFlowsAbstract_733" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_734" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfCashFlowsAbstract_733" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_734" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_747" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_748" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_747" xlink:to="Locator_us-gaap_NetIncomeLoss_748" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_749" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_750" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_749" xlink:to="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_750" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_751" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract" xlink:label="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_752" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_751" xlink:to="Locator_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract_752" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_753" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="Locator_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_754" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_753" xlink:to="Locator_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_754" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_755" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="Locator_us-gaap_ProceedsFromSaleOfLoansHeldForSale_756" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_755" xlink:to="Locator_us-gaap_ProceedsFromSaleOfLoansHeldForSale_756" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_757" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="Locator_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_758" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_757" xlink:to="Locator_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_758" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="Locator_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_793" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInTradingSecurities" xlink:label="Locator_us-gaap_IncreaseDecreaseInTradingSecurities_794" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_793" xlink:to="Locator_us-gaap_IncreaseDecreaseInTradingSecurities_794" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="Locator_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_795" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="Locator_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_796" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_795" xlink:to="Locator_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_796" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="Locator_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_797" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease" xlink:label="Locator_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_798" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_797" xlink:to="Locator_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_798" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:label="Locator_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_799" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="Locator_us-gaap_IncreaseDecreaseInOtherOperatingAssets_800" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_799" xlink:to="Locator_us-gaap_IncreaseDecreaseInOtherOperatingAssets_800" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_759" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:label="Locator_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_760" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_759" xlink:to="Locator_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_760" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:label="Locator_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_801" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="Locator_us-gaap_IncreaseDecreaseInInterestPayableNet_802" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_801" xlink:to="Locator_us-gaap_IncreaseDecreaseInInterestPayableNet_802" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract" xlink:label="Locator_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_803" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilities" xlink:label="Locator_us-gaap_IncreaseDecreaseInAccruedLiabilities_804" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract_803" xlink:to="Locator_us-gaap_IncreaseDecreaseInAccruedLiabilities_804" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_761" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_762" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_761" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_762" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="Locator_us-gaap_StatementOfCashFlowsAbstract_735" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_736" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfCashFlowsAbstract_735" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_736" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="Locator_us-gaap_StatementOfCashFlowsAbstract_737" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_738" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfCashFlowsAbstract_737" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_738" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="Locator_us-gaap_StatementOfCashFlowsAbstract_739" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_740" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfCashFlowsAbstract_739" xlink:to="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_740" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="Locator_us-gaap_StatementOfCashFlowsAbstract_741" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_742" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfCashFlowsAbstract_741" xlink:to="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_742" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="Locator_us-gaap_StatementOfCashFlowsAbstract_743" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_744" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfCashFlowsAbstract_743" xlink:to="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_744" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="Locator_us-gaap_StatementOfCashFlowsAbstract_745" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="Locator_us-gaap_SupplementalCashFlowInformationAbstract_746" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementOfCashFlowsAbstract_745" xlink:to="Locator_us-gaap_SupplementalCashFlowInformationAbstract_746" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="Locator_us-gaap_SupplementalCashFlowInformationAbstract_885" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestPaid" xlink:label="Locator_us-gaap_InterestPaid_886" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SupplementalCashFlowInformationAbstract_885" xlink:to="Locator_us-gaap_InterestPaid_886" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="Locator_us-gaap_SupplementalCashFlowInformationAbstract_887" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="Locator_us-gaap_IncomeTaxesPaid_888" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SupplementalCashFlowInformationAbstract_887" xlink:to="Locator_us-gaap_IncomeTaxesPaid_888" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="Locator_us-gaap_SupplementalCashFlowInformationAbstract_889" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities" xlink:label="Locator_ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities_890" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SupplementalCashFlowInformationAbstract_889" xlink:to="Locator_ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities_890" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="Locator_us-gaap_SupplementalCashFlowInformationAbstract_891" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferOfLoansToOtherRealEstate" xlink:label="Locator_ofg_TransferOfLoansToOtherRealEstate_892" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SupplementalCashFlowInformationAbstract_891" xlink:to="Locator_ofg_TransferOfLoansToOtherRealEstate_892" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="Locator_us-gaap_SupplementalCashFlowInformationAbstract_893" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesPurchasedButNotYetReceived" xlink:label="Locator_ofg_SecuritiesPurchasedButNotYetReceived_894" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SupplementalCashFlowInformationAbstract_893" xlink:to="Locator_ofg_SecuritiesPurchasedButNotYetReceived_894" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="Locator_us-gaap_SupplementalCashFlowInformationAbstract_895" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:label="Locator_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_896" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SupplementalCashFlowInformationAbstract_895" xlink:to="Locator_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_896" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="Locator_us-gaap_SupplementalCashFlowInformationAbstract_897" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1" xlink:label="Locator_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_898" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SupplementalCashFlowInformationAbstract_897" xlink:to="Locator_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_898" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="Locator_us-gaap_SupplementalCashFlowInformationAbstract_899" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferFromInvestmentSecuritiesHeldForSaleToHeldForInvestment" xlink:label="Locator_ofg_TransferFromInvestmentSecuritiesHeldForSaleToHeldForInvestment_900" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SupplementalCashFlowInformationAbstract_899" xlink:to="Locator_ofg_TransferFromInvestmentSecuritiesHeldForSaleToHeldForInvestment_900" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="Locator_us-gaap_SupplementalCashFlowInformationAbstract_901" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransferFromInvestmentSecuritiesHeldToMaturityToAvailableForSale" xlink:label="Locator_ofg_TransferFromInvestmentSecuritiesHeldToMaturityToAvailableForSale_902" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SupplementalCashFlowInformationAbstract_901" xlink:to="Locator_ofg_TransferFromInvestmentSecuritiesHeldToMaturityToAvailableForSale_902" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="Locator_us-gaap_SupplementalCashFlowInformationAbstract_903" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesSoldButNotYetDelivered" xlink:label="Locator_ofg_SecuritiesSoldButNotYetDelivered_904" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SupplementalCashFlowInformationAbstract_903" xlink:to="Locator_ofg_SecuritiesSoldButNotYetDelivered_904" order="10.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecurities">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_1037" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="Locator_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_1038" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsAbstract_1037" xlink:to="Locator_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_1038" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivable">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_1039" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="Locator_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1040" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_1039" xlink:to="Locator_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1040" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FDICIndemnificationAssetAndTrueupPaymentObligation">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="Locator_us-gaap_BankingAndThriftAbstract_1041" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAndTrueUpPaymentObligationTextBlock" xlink:label="Locator_ofg_FdicIndemnificationAssetAndTrueUpPaymentObligationTextBlock_1042" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BankingAndThriftAbstract_1041" xlink:to="Locator_ofg_FdicIndemnificationAssetAndTrueUpPaymentObligationTextBlock_1042" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DepositsAndRelatedInterest">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DepositsAndRelatedInterestAbstract" xlink:label="Locator_ofg_DepositsAndRelatedInterestAbstract_1043" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="Locator_us-gaap_DepositLiabilitiesDisclosuresTextBlock_1044" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DepositsAndRelatedInterestAbstract_1043" xlink:to="Locator_us-gaap_DepositLiabilitiesDisclosuresTextBlock_1044" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/Borrowings">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="Locator_us-gaap_DebtDisclosureAbstract_1045" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="Locator_us-gaap_DebtDisclosureTextBlock_1046" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtDisclosureAbstract_1045" xlink:to="Locator_us-gaap_DebtDisclosureTextBlock_1046" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivities">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="Locator_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_1047" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="Locator_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_1048" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_1047" xlink:to="Locator_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_1048" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/StockholdersEquity">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityAbstract" xlink:label="Locator_us-gaap_EquityAbstract_1049" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareholdersEquityAndShareBasedPaymentsTextBlock" xlink:label="Locator_us-gaap_ShareholdersEquityAndShareBasedPaymentsTextBlock_1050" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityAbstract_1049" xlink:to="Locator_us-gaap_ShareholdersEquityAndShareBasedPaymentsTextBlock_1050" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FairValue">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="Locator_us-gaap_FairValueDisclosuresAbstract_1051" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="Locator_us-gaap_FairValueDisclosuresTextBlock_1052" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueDisclosuresAbstract_1051" xlink:to="Locator_us-gaap_FairValueDisclosuresTextBlock_1052" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BusinessSegment">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="Locator_us-gaap_SegmentReportingAbstract_1053" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="Locator_us-gaap_SegmentReportingDisclosureTextBlock_1054" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingAbstract_1053" xlink:to="Locator_us-gaap_SegmentReportingDisclosureTextBlock_1054" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FDICIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseFDICIndemnificationAssetRollForwardDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="Locator_us-gaap_BankingAndThriftAbstract_1055" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForward" xlink:label="Locator_us-gaap_FDICIndemnificationAssetRollForward_1056" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BankingAndThriftAbstract_1055" xlink:to="Locator_us-gaap_FDICIndemnificationAssetRollForward_1056" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForward" xlink:label="Locator_us-gaap_FDICIndemnificationAssetRollForward_1061" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IndemnificationAgreementsReimbursementsFromFdic" xlink:label="Locator_ofg_IndemnificationAgreementsReimbursementsFromFdic_1062" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FDICIndemnificationAssetRollForward_1061" xlink:to="Locator_ofg_IndemnificationAgreementsReimbursementsFromFdic_1062" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForward" xlink:label="Locator_us-gaap_FDICIndemnificationAssetRollForward_1063" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SharedLossAgreementsReimbursementsExpectedFromTheFdic" xlink:label="Locator_ofg_SharedLossAgreementsReimbursementsExpectedFromTheFdic_1064" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FDICIndemnificationAssetRollForward_1063" xlink:to="Locator_ofg_SharedLossAgreementsReimbursementsExpectedFromTheFdic_1064" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForward" xlink:label="Locator_us-gaap_FDICIndemnificationAssetRollForward_1065" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries" xlink:label="Locator_ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries_1066" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FDICIndemnificationAssetRollForward_1065" xlink:to="Locator_ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries_1066" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForward" xlink:label="Locator_us-gaap_FDICIndemnificationAssetRollForward_1067" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetExpense" xlink:label="Locator_ofg_FdicIndemnificationAssetExpense_1068" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FDICIndemnificationAssetRollForward_1067" xlink:to="Locator_ofg_FdicIndemnificationAssetExpense_1068" order="5.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForward" xlink:label="Locator_us-gaap_FDICIndemnificationAssetRollForward_1069" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinalSettlementWithTheFdicOnCommercialLoans" xlink:label="Locator_ofg_FinalSettlementWithTheFdicOnCommercialLoans_1070" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FDICIndemnificationAssetRollForward_1069" xlink:to="Locator_ofg_FinalSettlementWithTheFdicOnCommercialLoans_1070" order="6.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForward" xlink:label="Locator_us-gaap_FDICIndemnificationAssetRollForward_1071" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses" xlink:label="Locator_ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses_1072" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FDICIndemnificationAssetRollForward_1071" xlink:to="Locator_ofg_FdicIndemnificationAssetAdditionalEstimatedExpenses_1072" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForward" xlink:label="Locator_us-gaap_FDICIndemnificationAssetRollForward_1059" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="Locator_us-gaap_FDICIndemnificationAsset_1060" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FDICIndemnificationAssetRollForward_1059" xlink:to="Locator_us-gaap_FDICIndemnificationAsset_1060" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForward" xlink:label="Locator_us-gaap_FDICIndemnificationAssetRollForward_1073" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="Locator_us-gaap_FDICIndemnificationAsset_1074" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FDICIndemnificationAssetRollForward_1073" xlink:to="Locator_us-gaap_FDICIndemnificationAsset_1074" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="Locator_us-gaap_BankingAndThriftAbstract_1057" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationLiabilityRollForward" xlink:label="Locator_ofg_FdicIndemnificationLiabilityRollForward_1058" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BankingAndThriftAbstract_1057" xlink:to="Locator_ofg_FdicIndemnificationLiabilityRollForward_1058" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationLiabilityRollForward" xlink:label="Locator_ofg_FdicIndemnificationLiabilityRollForward_1077" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicClawbackLiability" xlink:label="Locator_ofg_FdicClawbackLiability_1078" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FdicIndemnificationLiabilityRollForward_1077" xlink:to="Locator_ofg_FdicClawbackLiability_1078" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationLiabilityRollForward" xlink:label="Locator_ofg_FdicIndemnificationLiabilityRollForward_1075" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TrueUpPaymentObligation" xlink:label="Locator_ofg_TrueUpPaymentObligation_1076" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FdicIndemnificationLiabilityRollForward_1075" xlink:to="Locator_ofg_TrueUpPaymentObligation_1076" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationLiabilityRollForward" xlink:label="Locator_ofg_FdicIndemnificationLiabilityRollForward_1079" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TrueUpPaymentObligation" xlink:label="Locator_ofg_TrueUpPaymentObligation_1080" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FdicIndemnificationLiabilityRollForward_1079" xlink:to="Locator_ofg_TrueUpPaymentObligation_1080" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FairValueTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract_1081" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_1082" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract_1081" xlink:to="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_1082" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract_1083" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_1084" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract_1083" xlink:to="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_1084" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract_1085" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesClassifiedAsLevel3TableTextBlock" xlink:label="Locator_ofg_AvailableForSaleSecuritiesClassifiedAsLevel3TableTextBlock_1086" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract_1085" xlink:to="Locator_ofg_AvailableForSaleSecuritiesClassifiedAsLevel3TableTextBlock_1086" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract_1087" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="Locator_us-gaap_FairValueByBalanceSheetGroupingTextBlock_1088" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract_1087" xlink:to="Locator_us-gaap_FairValueByBalanceSheetGroupingTextBlock_1088" order="4.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FairValueAssetsAndLiabilitiesOnRecurringAndNonrecurringBasisDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract_1115" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1116" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisAbstract_1115" xlink:to="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1116" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1185" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1186" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1185" xlink:to="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1186" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1197" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1198" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1197" xlink:to="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1198" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1201" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="Locator_us-gaap_FairValueMeasurementsNonrecurringMember_1202" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1201" xlink:to="Locator_us-gaap_FairValueMeasurementsNonrecurringMember_1202" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1199" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="Locator_us-gaap_FairValueMeasurementsRecurringMember_1200" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1199" xlink:to="Locator_us-gaap_FairValueMeasurementsRecurringMember_1200" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1183" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1184" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1183" xlink:to="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1184" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1089" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_1090" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1089" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_1090" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1091" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecurities" xlink:label="Locator_us-gaap_TradingSecurities_1092" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1091" xlink:to="Locator_us-gaap_TradingSecurities_1092" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1093" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure" xlink:label="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_1094" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1093" xlink:to="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_1094" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1095" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsAtCarryingValue" xlink:label="Locator_us-gaap_MoneyMarketFundsAtCarryingValue_1096" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1095" xlink:to="Locator_us-gaap_MoneyMarketFundsAtCarryingValue_1096" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1097" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="Locator_us-gaap_DerivativeAssets_1098" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1097" xlink:to="Locator_us-gaap_DerivativeAssets_1098" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1099" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmount_1100" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1099" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmount_1100" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1101" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="Locator_us-gaap_DerivativeLiabilities_1102" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1101" xlink:to="Locator_us-gaap_DerivativeLiabilities_1102" order="7.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1103" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1104" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1103" xlink:to="Locator_us-gaap_AssetsFairValueDisclosureRecurring_1104" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1105" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_1106" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1105" xlink:to="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_1106" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1107" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="Locator_us-gaap_OtherRealEstateAndForeclosedAssets_1108" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1107" xlink:to="Locator_us-gaap_OtherRealEstateAndForeclosedAssets_1108" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1109" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherForeclosedAssets" xlink:label="Locator_us-gaap_OtherForeclosedAssets_1110" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1109" xlink:to="Locator_us-gaap_OtherForeclosedAssets_1110" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1111" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureNonrecurring_1112" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1111" xlink:to="Locator_us-gaap_AssetsFairValueDisclosureNonrecurring_1112" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1187" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1188" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1187" xlink:to="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1188" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1189" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1190" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1189" xlink:to="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1190" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1191" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="Locator_us-gaap_FairValueInputsLevel1Member_1192" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1191" xlink:to="Locator_us-gaap_FairValueInputsLevel1Member_1192" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1193" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="Locator_us-gaap_FairValueInputsLevel2Member_1194" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1193" xlink:to="Locator_us-gaap_FairValueInputsLevel2Member_1194" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1195" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="Locator_us-gaap_FairValueInputsLevel3Member_1196" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1195" xlink:to="Locator_us-gaap_FairValueInputsLevel3Member_1196" order="3.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FairValueReconciliationOfAssetsAndLiabilitiesUsingSignificantUnobservableInputsLevel3Details">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1283" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1284" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1283" xlink:to="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1284" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1285" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1286" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueByMeasurementFrequencyAxis_1285" xlink:to="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1286" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1287" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="Locator_us-gaap_FairValueMeasurementsRecurringMember_1288" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementFrequencyDomain_1287" xlink:to="Locator_us-gaap_FairValueMeasurementsRecurringMember_1288" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1289" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1290" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1289" xlink:to="Locator_us-gaap_InvestmentTypeAxis_1290" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1269" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1270" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeAxis_1269" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_1270" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1271" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember" xlink:label="Locator_us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember_1272" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1271" xlink:to="Locator_us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember_1272" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1273" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsAssetsMember" xlink:label="Locator_us-gaap_DerivativeFinancialInstrumentsAssetsMember_1274" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1273" xlink:to="Locator_us-gaap_DerivativeFinancialInstrumentsAssetsMember_1274" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1275" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAssetsMember" xlink:label="Locator_ofg_ServicingAssetsMember_1276" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1275" xlink:to="Locator_ofg_ServicingAssetsMember_1276" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1277" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" xlink:label="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_1278" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1277" xlink:to="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_1278" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1279" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="Locator_us-gaap_OtherDebtSecuritiesMember_1280" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1279" xlink:to="Locator_us-gaap_OtherDebtSecuritiesMember_1280" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1281" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_1282" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1281" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_1282" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1291" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_1292" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1291" xlink:to="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_1292" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_1203" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1204" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_1203" xlink:to="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1204" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1205" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_1206" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1205" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_1206" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1207" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_1208" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1207" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_1208" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1209" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_1210" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1209" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_1210" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1211" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_1212" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1211" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_1212" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1213" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization" xlink:label="Locator_ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization_1214" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1213" xlink:to="Locator_ofg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAmortization_1214" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1215" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_1216" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1215" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_1216" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1217" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_1218" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1217" xlink:to="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_1218" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1219" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_1220" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1219" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_1220" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1221" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_1222" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1221" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_1222" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationAbstract" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationAbstract_1267" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1268" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationAbstract_1267" xlink:to="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1268" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FairValueQualitativeInformationForAssetsAndLiabilitiesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_1441" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_1442" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RangeAxis_1441" xlink:to="Locator_us-gaap_RangeMember_1442" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_1443" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="Locator_us-gaap_MinimumMember_1444" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RangeMember_1443" xlink:to="Locator_us-gaap_MinimumMember_1444" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_1445" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="Locator_us-gaap_MaximumMember_1446" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RangeMember_1445" xlink:to="Locator_us-gaap_MaximumMember_1446" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1407" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1408" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeAxis_1407" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_1408" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1409" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsAssetsMember" xlink:label="Locator_us-gaap_DerivativeFinancialInstrumentsAssetsMember_1410" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1409" xlink:to="Locator_us-gaap_DerivativeFinancialInstrumentsAssetsMember_1410" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1411" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAssetsMember" xlink:label="Locator_ofg_ServicingAssetsMember_1412" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1411" xlink:to="Locator_ofg_ServicingAssetsMember_1412" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1413" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" xlink:label="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_1414" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1413" xlink:to="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_1414" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1415" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedLoanObligationsMember" xlink:label="Locator_us-gaap_CollateralizedLoanObligationsMember_1416" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1415" xlink:to="Locator_us-gaap_CollateralizedLoanObligationsMember_1416" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1417" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentInstitutionLoanMember" xlink:label="Locator_ofg_GovernmentInstitutionLoanMember_1418" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1417" xlink:to="Locator_ofg_GovernmentInstitutionLoanMember_1418" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1419" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherNonCollateralDependantImpairedLoansMember" xlink:label="Locator_ofg_OtherNonCollateralDependantImpairedLoansMember_1420" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1419" xlink:to="Locator_ofg_OtherNonCollateralDependantImpairedLoansMember_1420" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1421" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ForeclosedRealEstateMember" xlink:label="Locator_ofg_ForeclosedRealEstateMember_1422" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1421" xlink:to="Locator_ofg_ForeclosedRealEstateMember_1422" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1423" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherRepossessedAssetsMember" xlink:label="Locator_ofg_OtherRepossessedAssetsMember_1424" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1423" xlink:to="Locator_ofg_OtherRepossessedAssetsMember_1424" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1425" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="Locator_us-gaap_OtherDebtSecuritiesMember_1426" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1425" xlink:to="Locator_us-gaap_OtherDebtSecuritiesMember_1426" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1402" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1401" xlink:to="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1402" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1403" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="Locator_us-gaap_FairValueInputsLevel3Member_1404" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1403" xlink:to="Locator_us-gaap_FairValueInputsLevel3Member_1404" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsQuantitativeInformationAbstract" xlink:label="Locator_us-gaap_FairValueInputsQuantitativeInformationAbstract_1395" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1396" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueInputsQuantitativeInformationAbstract_1395" xlink:to="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1396" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1397" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1398" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1397" xlink:to="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1398" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1293" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis" xlink:label="Locator_ofg_FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis_1294" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1293" xlink:to="Locator_ofg_FairValueAssetsAndLiabilitiesMeasuredOnReccurringBasis_1294" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1295" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques" xlink:label="Locator_us-gaap_FairValueMeasurementsValuationTechniques_1296" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1295" xlink:to="Locator_us-gaap_FairValueMeasurementsValuationTechniques_1296" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1297" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1298" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_1297" xlink:to="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1298" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1299" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsIndicativePricing" xlink:label="Locator_ofg_FairValueInputsIndicativePricing_1300" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1299" xlink:to="Locator_ofg_FairValueInputsIndicativePricing_1300" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1301" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fairvalueinputsoasspread" xlink:label="Locator_ofg_Fairvalueinputsoasspread_1302" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1301" xlink:to="Locator_ofg_Fairvalueinputsoasspread_1302" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1303" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsYieldToMaturity" xlink:label="Locator_ofg_FairValueInputsYieldToMaturity_1304" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1303" xlink:to="Locator_ofg_FairValueInputsYieldToMaturity_1304" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1305" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueInputsSpreadToMaturity" xlink:label="Locator_ofg_FairValueInputsSpreadToMaturity_1306" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1305" xlink:to="Locator_ofg_FairValueInputsSpreadToMaturity_1306" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1307" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssumptionsExpectedVolatilityRate" xlink:label="Locator_us-gaap_FairValueAssumptionsExpectedVolatilityRate_1308" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1307" xlink:to="Locator_us-gaap_FairValueAssumptionsExpectedVolatilityRate_1308" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1309" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsCounterpartyCreditRisk" xlink:label="Locator_us-gaap_FairValueInputsCounterpartyCreditRisk_1310" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1309" xlink:to="Locator_us-gaap_FairValueInputsCounterpartyCreditRisk_1310" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1311" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1312" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1311" xlink:to="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_1312" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1313" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsDiscountRate" xlink:label="Locator_us-gaap_FairValueInputsDiscountRate_1314" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1313" xlink:to="Locator_us-gaap_FairValueInputsDiscountRate_1314" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription" xlink:label="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1315" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AppraisedValue" xlink:label="Locator_ofg_AppraisedValue_1316" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsDescription_1315" xlink:to="Locator_ofg_AppraisedValue_1316" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1399" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1400" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1399" xlink:to="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1400" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1405" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1406" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1405" xlink:to="Locator_us-gaap_InvestmentTypeAxis_1406" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1427" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueAxis" xlink:label="Locator_us-gaap_ValuationTechniqueAxis_1428" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1427" xlink:to="Locator_us-gaap_ValuationTechniqueAxis_1428" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueAxis" xlink:label="Locator_us-gaap_ValuationTechniqueAxis_1429" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="Locator_us-gaap_ValuationTechniqueDomain_1430" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ValuationTechniqueAxis_1429" xlink:to="Locator_us-gaap_ValuationTechniqueDomain_1430" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="Locator_us-gaap_ValuationTechniqueDomain_1431" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketApproachValuationTechniqueMember" xlink:label="Locator_us-gaap_MarketApproachValuationTechniqueMember_1432" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ValuationTechniqueDomain_1431" xlink:to="Locator_us-gaap_MarketApproachValuationTechniqueMember_1432" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="Locator_us-gaap_ValuationTechniqueDomain_1433" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OptionPricingModelTechniqueMember" xlink:label="Locator_ofg_OptionPricingModelTechniqueMember_1434" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ValuationTechniqueDomain_1433" xlink:to="Locator_ofg_OptionPricingModelTechniqueMember_1434" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="Locator_us-gaap_ValuationTechniqueDomain_1435" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashFlowValuationTechniqueMember" xlink:label="Locator_ofg_CashFlowValuationTechniqueMember_1436" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ValuationTechniqueDomain_1435" xlink:to="Locator_ofg_CashFlowValuationTechniqueMember_1436" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="Locator_us-gaap_ValuationTechniqueDomain_1437" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueOfPropertyOrCollateralMember" xlink:label="Locator_ofg_FairValueOfPropertyOrCollateralMember_1438" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ValuationTechniqueDomain_1437" xlink:to="Locator_ofg_FairValueOfPropertyOrCollateralMember_1438" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1439" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_1440" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueInputsAssetsQuantitativeInformationTable_1439" xlink:to="Locator_us-gaap_RangeAxis_1440" order="4.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FairValueEstimatedFairValueAndCarryingValueDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1513" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_1514" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1513" xlink:to="Locator_us-gaap_CashAndCashEquivalentsAtCarryingValue_1514" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1515" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="Locator_us-gaap_RestrictedCashAndCashEquivalents_1516" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1515" xlink:to="Locator_us-gaap_RestrictedCashAndCashEquivalents_1516" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1517" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesPurchasedUnderAgreementsToResell" xlink:label="Locator_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_1518" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1517" xlink:to="Locator_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_1518" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1519" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesFailedToDeliverAtCarryingValue" xlink:label="Locator_ofg_SecuritiesFailedToDeliverAtCarryingValue_1520" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1519" xlink:to="Locator_ofg_SecuritiesFailedToDeliverAtCarryingValue_1520" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1521" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecurities" xlink:label="Locator_us-gaap_TradingSecurities_1522" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1521" xlink:to="Locator_us-gaap_TradingSecurities_1522" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1523" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesFSCarryingValue" xlink:label="Locator_ofg_InvestmentSecuritiesFSCarryingValue_1524" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1523" xlink:to="Locator_ofg_InvestmentSecuritiesFSCarryingValue_1524" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1525" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentHeldForSaleCarryingAmount" xlink:label="Locator_ofg_InvestmentHeldForSaleCarryingAmount_1526" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1525" xlink:to="Locator_ofg_InvestmentHeldForSaleCarryingAmount_1526" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1527" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankStockAtCarryingValue" xlink:label="Locator_ofg_FederalHomeLoanBankStockAtCarryingValue_1528" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1527" xlink:to="Locator_ofg_FederalHomeLoanBankStockAtCarryingValue_1528" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1529" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherInvestmentCarryingValue" xlink:label="Locator_ofg_OtherInvestmentCarryingValue_1530" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1529" xlink:to="Locator_ofg_OtherInvestmentCarryingValue_1530" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1531" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_1532" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1531" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_1532" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1533" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_1534" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1533" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_1534" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1535" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsCarryingValue" xlink:label="Locator_ofg_DerivativeAssetsCarryingValue_1536" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1535" xlink:to="Locator_ofg_DerivativeAssetsCarryingValue_1536" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1537" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAsset" xlink:label="Locator_us-gaap_FDICIndemnificationAsset_1538" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1537" xlink:to="Locator_us-gaap_FDICIndemnificationAsset_1538" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1539" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivableNoncurrent" xlink:label="Locator_us-gaap_InterestReceivableNoncurrent_1540" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1539" xlink:to="Locator_us-gaap_InterestReceivableNoncurrent_1540" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1541" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAssetsCarryingValue" xlink:label="Locator_ofg_ServicingAssetsCarryingValue_1542" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_1541" xlink:to="Locator_ofg_ServicingAssetsCarryingValue_1542" order="15.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1693" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1694" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1693" xlink:to="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1694" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1447" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueAbstract" xlink:label="Locator_ofg_FairValueAbstract_1448" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1447" xlink:to="Locator_ofg_FairValueAbstract_1448" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueAbstract" xlink:label="Locator_ofg_FairValueAbstract_1453" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1454" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FairValueAbstract_1453" xlink:to="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1454" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1457" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="Locator_us-gaap_CashAndCashEquivalentsFairValueDisclosure_1458" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1457" xlink:to="Locator_us-gaap_CashAndCashEquivalentsFairValueDisclosure_1458" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1459" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RestrictedCashAtFairValue" xlink:label="Locator_ofg_RestrictedCashAtFairValue_1460" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1459" xlink:to="Locator_ofg_RestrictedCashAtFairValue_1460" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1461" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure" xlink:label="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_1462" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1461" xlink:to="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellFairValueDisclosure_1462" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1463" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesFailedToDeliver" xlink:label="Locator_us-gaap_SecuritiesFailedToDeliver_1464" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1463" xlink:to="Locator_us-gaap_SecuritiesFailedToDeliver_1464" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1465" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TradingSecuritiesEquity" xlink:label="Locator_us-gaap_TradingSecuritiesEquity_1466" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1465" xlink:to="Locator_us-gaap_TradingSecuritiesEquity_1466" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1467" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_1468" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1467" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_1468" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1469" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1470" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1469" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1470" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1471" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="Locator_us-gaap_FederalHomeLoanBankStock_1472" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1471" xlink:to="Locator_us-gaap_FederalHomeLoanBankStock_1472" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1473" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherInvestments" xlink:label="Locator_us-gaap_OtherInvestments_1474" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1473" xlink:to="Locator_us-gaap_OtherInvestments_1474" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1475" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoansInclHtmFairValue" xlink:label="Locator_ofg_NonCoveredLoansInclHtmFairValue_1476" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1475" xlink:to="Locator_ofg_NonCoveredLoansInclHtmFairValue_1476" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1477" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableFairValueDisclosureCovered" xlink:label="Locator_ofg_LoansReceivableFairValueDisclosureCovered_1478" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1477" xlink:to="Locator_ofg_LoansReceivableFairValueDisclosureCovered_1478" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1479" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="Locator_us-gaap_DerivativeAssets_1480" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1479" xlink:to="Locator_us-gaap_DerivativeAssets_1480" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1481" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetFairValueDisclosure" xlink:label="Locator_ofg_FdicIndemnificationAssetFairValueDisclosure_1482" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1481" xlink:to="Locator_ofg_FdicIndemnificationAssetFairValueDisclosure_1482" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1483" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesFairValueDisclosure" xlink:label="Locator_us-gaap_ReceivablesFairValueDisclosure_1484" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1483" xlink:to="Locator_us-gaap_ReceivablesFairValueDisclosure_1484" order="14.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1485" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmount_1486" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsFairValueDisclosureAbstract_1485" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmount_1486" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FairValueAbstract" xlink:label="Locator_ofg_FairValueAbstract_1455" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1456" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FairValueAbstract_1455" xlink:to="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1456" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1487" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="Locator_us-gaap_DepositsFairValueDisclosure_1488" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1487" xlink:to="Locator_us-gaap_DepositsFairValueDisclosure_1488" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1489" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure" xlink:label="Locator_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_1490" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1489" xlink:to="Locator_us-gaap_FederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchaseFairValueDisclosure_1490" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1491" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:label="Locator_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_1492" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1491" xlink:to="Locator_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_1492" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1493" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchasedFairValueDisclosure" xlink:label="Locator_us-gaap_FederalFundsPurchasedFairValueDisclosure_1494" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1493" xlink:to="Locator_us-gaap_FederalFundsPurchasedFairValueDisclosure_1494" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1495" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesPayableFairValueDisclosure" xlink:label="Locator_us-gaap_NotesPayableFairValueDisclosure_1496" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1495" xlink:to="Locator_us-gaap_NotesPayableFairValueDisclosure_1496" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1497" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations" xlink:label="Locator_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_1498" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1497" xlink:to="Locator_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_1498" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1499" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="Locator_us-gaap_DerivativeLiabilities_1500" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1499" xlink:to="Locator_us-gaap_DerivativeLiabilities_1500" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1501" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="Locator_us-gaap_ShorttermDebtFairValue_1502" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1501" xlink:to="Locator_us-gaap_ShorttermDebtFairValue_1502" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1503" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="Locator_us-gaap_LongTermDebtFairValue_1504" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1503" xlink:to="Locator_us-gaap_LongTermDebtFairValue_1504" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1505" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure" xlink:label="Locator_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure_1506" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1505" xlink:to="Locator_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure_1506" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:label="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1507" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesPurchasedButNotReceivedFairValue" xlink:label="Locator_ofg_SecuritiesPurchasedButNotReceivedFairValue_1508" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesFairValueDisclosureAbstract_1507" xlink:to="Locator_ofg_SecuritiesPurchasedButNotReceivedFairValue_1508" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1449" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CarryingValueDisclosureAbstract" xlink:label="Locator_ofg_CarryingValueDisclosureAbstract_1450" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_1449" xlink:to="Locator_ofg_CarryingValueDisclosureAbstract_1450" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CarryingValueDisclosureAbstract" xlink:label="Locator_ofg_CarryingValueDisclosureAbstract_1509" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_1510" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CarryingValueDisclosureAbstract_1509" xlink:to="Locator_us-gaap_AssetsAbstract_1510" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CarryingValueDisclosureAbstract" xlink:label="Locator_ofg_CarryingValueDisclosureAbstract_1511" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1512" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CarryingValueDisclosureAbstract_1511" xlink:to="Locator_us-gaap_LiabilitiesAbstract_1512" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1543" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="Locator_us-gaap_Deposits_1544" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1543" xlink:to="Locator_us-gaap_Deposits_1544" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1545" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_1546" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1545" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_1546" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1547" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesLongTerm_1548" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1547" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesLongTerm_1548" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1549" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchased" xlink:label="Locator_us-gaap_FederalFundsPurchased_1550" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1549" xlink:to="Locator_us-gaap_FederalFundsPurchased_1550" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1551" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherNotesPayable" xlink:label="Locator_us-gaap_OtherNotesPayable_1552" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1551" xlink:to="Locator_us-gaap_OtherNotesPayable_1552" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1553" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="Locator_us-gaap_SubordinatedDebt_1554" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1553" xlink:to="Locator_us-gaap_SubordinatedDebt_1554" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1555" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherShortTermBorrowings" xlink:label="Locator_us-gaap_OtherShortTermBorrowings_1556" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1555" xlink:to="Locator_us-gaap_OtherShortTermBorrowings_1556" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1557" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritiesPurchasedButNotReceived" xlink:label="Locator_ofg_SecuritiesPurchasedButNotReceived_1558" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1557" xlink:to="Locator_ofg_SecuritiesPurchasedButNotReceived_1558" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1559" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent" xlink:label="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_1560" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1559" xlink:to="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_1560" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="Locator_us-gaap_LiabilitiesAbstract_1561" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeLiabilitiesAtCarryingValue" xlink:label="Locator_ofg_DerivativeLiabilitiesAtCarryingValue_1562" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAbstract_1561" xlink:to="Locator_ofg_DerivativeLiabilitiesAtCarryingValue_1562" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1695" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1696" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1695" xlink:to="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1696" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1697" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1698" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueByFairValueHierarchyLevelAxis_1697" xlink:to="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1698" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1699" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="Locator_us-gaap_FairValueInputsLevel1Member_1700" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1699" xlink:to="Locator_us-gaap_FairValueInputsLevel1Member_1700" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1701" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="Locator_us-gaap_FairValueInputsLevel2Member_1702" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1701" xlink:to="Locator_us-gaap_FairValueInputsLevel2Member_1702" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1703" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="Locator_us-gaap_FairValueInputsLevel3Member_1704" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1703" xlink:to="Locator_us-gaap_FairValueInputsLevel3Member_1704" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="Locator_us-gaap_FairValueDisclosuresAbstract_1563" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1564" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FairValueDisclosuresAbstract_1563" xlink:to="Locator_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_1564" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1705" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesHeldAsCollateralAtFairValue" xlink:label="Locator_us-gaap_SecuritiesHeldAsCollateralAtFairValue_1706" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1705" xlink:to="Locator_us-gaap_SecuritiesHeldAsCollateralAtFairValue_1706" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1707" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_VariableRateDemandObligation" xlink:label="Locator_ofg_VariableRateDemandObligation_1708" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1707" xlink:to="Locator_ofg_VariableRateDemandObligation_1708" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1709" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByUsTreasuryAndSponsoredAgenciesinUnrealizedLossPosition" xlink:label="Locator_ofg_InvestmentsGuaranteedByUsTreasuryAndSponsoredAgenciesinUnrealizedLossPosition_1710" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1709" xlink:to="Locator_ofg_InvestmentsGuaranteedByUsTreasuryAndSponsoredAgenciesinUnrealizedLossPosition_1710" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1711" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPosition" xlink:label="Locator_ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPosition_1712" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1711" xlink:to="Locator_ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPosition_1712" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1713" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentsguaranteedbyustreasuryandsponsoredagenciesinunrealizedlosspositionpercentagetototalinvestmentinunrealizedlossposition" xlink:label="Locator_ofg_Investmentsguaranteedbyustreasuryandsponsoredagenciesinunrealizedlosspositionpercentagetototalinvestmentinunrealizedlossposition_1714" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1713" xlink:to="Locator_ofg_Investmentsguaranteedbyustreasuryandsponsoredagenciesinunrealizedlosspositionpercentagetototalinvestmentinunrealizedlossposition_1714" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1715" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionPercentageToTotalInvestmentInUnrealizedLossPosition" xlink:label="Locator_ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionPercentageToTotalInvestmentInUnrealizedLossPosition_1716" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1715" xlink:to="Locator_ofg_InvestmentsGuaranteedByPuertoRicoGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionPercentageToTotalInvestmentInUnrealizedLossPosition_1716" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1717" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MinimumGovernmentBondProbabilityOfDefault" xlink:label="Locator_ofg_MinimumGovernmentBondProbabilityOfDefault_1718" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1717" xlink:to="Locator_ofg_MinimumGovernmentBondProbabilityOfDefault_1718" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1719" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaximumGovernmentbondProbabilityOfDefault" xlink:label="Locator_ofg_MaximumGovernmentbondProbabilityOfDefault_1720" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1719" xlink:to="Locator_ofg_MaximumGovernmentbondProbabilityOfDefault_1720" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1721" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MinimumGovernmentBondRecoveryRate" xlink:label="Locator_ofg_MinimumGovernmentBondRecoveryRate_1722" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1721" xlink:to="Locator_ofg_MinimumGovernmentBondRecoveryRate_1722" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1723" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaximumGovernmentBondRecoveryRate" xlink:label="Locator_ofg_MaximumGovernmentBondRecoveryRate_1724" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1723" xlink:to="Locator_ofg_MaximumGovernmentBondRecoveryRate_1724" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1725" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlossonpositionwithdefaultprobability" xlink:label="Locator_ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlossonpositionwithdefaultprobability_1726" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1725" xlink:to="Locator_ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlossonpositionwithdefaultprobability_1726" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1727" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPositionWithCumulativeDefault" xlink:label="Locator_ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPositionWithCumulativeDefault_1728" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1727" xlink:to="Locator_ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossOnPositionWithCumulativeDefault_1728" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1729" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionWithCumulativeDefaultProbabilityPercentagetototal" xlink:label="Locator_ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionWithCumulativeDefaultProbabilityPercentagetototal_1730" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1729" xlink:to="Locator_ofg_InvestmentsGuaranteedByLocalGovernmentAndItsPoliticalSubdivisionsInUnrealizedLossPositionWithCumulativeDefaultProbabilityPercentagetototal_1730" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1731" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlosspositionwithcumulativedefaultpercentagetototal" xlink:label="Locator_ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlosspositionwithcumulativedefaultpercentagetototal_1732" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1731" xlink:to="Locator_ofg_Investmentsguaranteedbylocalgovernmentanditspoliticalsubdivisionsinunrealizedlosspositionwithcumulativedefaultpercentagetototal_1732" order="14.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1733" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentBondRecoveryrate" xlink:label="Locator_ofg_GovernmentBondRecoveryrate_1734" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1733" xlink:to="Locator_ofg_GovernmentBondRecoveryrate_1734" order="15.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1735" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Securitizedgnmapools" xlink:label="Locator_ofg_Securitizedgnmapools_1736" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1735" xlink:to="Locator_ofg_Securitizedgnmapools_1736" order="16.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1737" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecuritizedGnmaPoolYield" xlink:label="Locator_ofg_SecuritizedGnmaPoolYield_1738" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1737" xlink:to="Locator_ofg_SecuritizedGnmaPoolYield_1738" order="17.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1853" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1854" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeAxis_1853" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_1854" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1865" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_1866" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1865" xlink:to="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_1866" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1867" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="Locator_us-gaap_OtherDebtSecuritiesMember_1868" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1867" xlink:to="Locator_us-gaap_OtherDebtSecuritiesMember_1868" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1855" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="Locator_ofg_FnmaAndFhlmcMember_1856" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1855" xlink:to="Locator_ofg_FnmaAndFhlmcMember_1856" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1857" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_1858" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1857" xlink:to="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_1858" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1859" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_1860" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1859" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_1860" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1863" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_1864" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1863" xlink:to="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_1864" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1861" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="Locator_us-gaap_USTreasurySecuritiesMember_1862" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1861" xlink:to="Locator_us-gaap_USTreasurySecuritiesMember_1862" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1771" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1772" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1771" xlink:to="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1772" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1847" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1848" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1847" xlink:to="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1848" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1741" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci" xlink:label="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci_1742" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1741" xlink:to="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAoci_1742" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1743" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci" xlink:label="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci_1744" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1743" xlink:to="Locator_ofg_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAoci_1744" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1747" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWeightedAverageYield" xlink:label="Locator_ofg_AvailableForSaleSecuritiesWeightedAverageYield_1748" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1747" xlink:to="Locator_ofg_AvailableForSaleSecuritiesWeightedAverageYield_1748" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1751" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesUnrecognizedGains" xlink:label="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedGains_1752" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1751" xlink:to="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedGains_1752" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1753" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesUnrecognizedLoss" xlink:label="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedLoss_1754" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1753" xlink:to="Locator_ofg_HeldToMaturitySecuritiesUnrecognizedLoss_1754" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1757" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield" xlink:label="Locator_ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield_1758" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1757" xlink:to="Locator_ofg_Heldtomaturitysecuritiesdebtmaturitiesaverageyield_1758" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1759" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Marketablesecuritiesamortizedcost" xlink:label="Locator_ofg_Marketablesecuritiesamortizedcost_1760" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1759" xlink:to="Locator_ofg_Marketablesecuritiesamortizedcost_1760" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1761" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedGain" xlink:label="Locator_ofg_MarketableSecuritiesGrossUnrealizedGain_1762" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1761" xlink:to="Locator_ofg_MarketableSecuritiesGrossUnrealizedGain_1762" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1763" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesGrossUnrealizedLosses" xlink:label="Locator_ofg_MarketableSecuritiesGrossUnrealizedLosses_1764" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1763" xlink:to="Locator_ofg_MarketableSecuritiesGrossUnrealizedLosses_1764" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1765" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecurities" xlink:label="Locator_us-gaap_MarketableSecurities_1766" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1765" xlink:to="Locator_us-gaap_MarketableSecurities_1766" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1767" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MarketableSecuritiesWeightedAverageYield" xlink:label="Locator_ofg_MarketableSecuritiesWeightedAverageYield_1768" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1767" xlink:to="Locator_ofg_MarketableSecuritiesWeightedAverageYield_1768" order="15.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1739" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_1740" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1739" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_1740" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1745" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_1746" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1745" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_1746" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1749" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_1750" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1749" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_1750" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1755" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1756" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1755" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1756" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1851" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1852" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1851" xlink:to="Locator_us-gaap_InvestmentTypeAxis_1852" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1849" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_1850" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1849" xlink:to="Locator_invest_InvestmentSecuritiesClassAxis_1850" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_1873" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1874" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_invest_InvestmentSecuritiesClassAxis_1873" xlink:to="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1874" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1869" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="Locator_us-gaap_MortgageBackedSecuritiesMember_1870" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1869" xlink:to="Locator_us-gaap_MortgageBackedSecuritiesMember_1870" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1871" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesInvestmentMember" xlink:label="Locator_us-gaap_SecuritiesInvestmentMember_1872" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1871" xlink:to="Locator_us-gaap_SecuritiesInvestmentMember_1872" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesInvestmentSecuritiesByContractualMaturityDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1943" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1944" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeAxis_1943" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_1944" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1955" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_1956" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1955" xlink:to="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_1956" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1957" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="Locator_us-gaap_OtherDebtSecuritiesMember_1958" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1957" xlink:to="Locator_us-gaap_OtherDebtSecuritiesMember_1958" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1945" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="Locator_ofg_FnmaAndFhlmcMember_1946" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1945" xlink:to="Locator_ofg_FnmaAndFhlmcMember_1946" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1947" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_1948" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1947" xlink:to="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_1948" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1949" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_1950" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1949" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_1950" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1953" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_1954" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1953" xlink:to="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_1954" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_1951" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="Locator_us-gaap_USTreasurySecuritiesMember_1952" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_1951" xlink:to="Locator_us-gaap_USTreasurySecuritiesMember_1952" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1885" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1886" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1885" xlink:to="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1886" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1935" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1936" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1935" xlink:to="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1936" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1875" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_1876" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1875" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesAmortizedCost_1876" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1877" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_1878" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1877" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_1878" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1879" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_1880" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1879" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_1880" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfInvestmentsLineItems" xlink:label="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1881" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1882" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfInvestmentsLineItems_1881" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesFairValue_1882" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1939" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityAxis" xlink:label="Locator_ofg_ContractualMaturityAxis_1940" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1939" xlink:to="Locator_ofg_ContractualMaturityAxis_1940" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityAxis" xlink:label="Locator_ofg_ContractualMaturityAxis_1959" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="Locator_ofg_ContractualMaturityDomain_1960" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ContractualMaturityAxis_1959" xlink:to="Locator_ofg_ContractualMaturityDomain_1960" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="Locator_ofg_ContractualMaturityDomain_1961" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueInLessThanOneYearMember" xlink:label="Locator_ofg_MaturitiesDueInLessThanOneYearMember_1962" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ContractualMaturityDomain_1961" xlink:to="Locator_ofg_MaturitiesDueInLessThanOneYearMember_1962" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="Locator_ofg_ContractualMaturityDomain_1963" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueFromOneToFiveYearsMember" xlink:label="Locator_ofg_MaturitiesDueFromOneToFiveYearsMember_1964" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ContractualMaturityDomain_1963" xlink:to="Locator_ofg_MaturitiesDueFromOneToFiveYearsMember_1964" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="Locator_ofg_ContractualMaturityDomain_1965" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueFromFiveToTenYearsMember" xlink:label="Locator_ofg_MaturitiesDueFromFiveToTenYearsMember_1966" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ContractualMaturityDomain_1965" xlink:to="Locator_ofg_MaturitiesDueFromFiveToTenYearsMember_1966" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContractualMaturityDomain" xlink:label="Locator_ofg_ContractualMaturityDomain_1967" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesDueAfterTenYearsMember" xlink:label="Locator_ofg_MaturitiesDueAfterTenYearsMember_1968" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ContractualMaturityDomain_1967" xlink:to="Locator_ofg_MaturitiesDueAfterTenYearsMember_1968" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1941" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_1942" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1941" xlink:to="Locator_us-gaap_InvestmentTypeAxis_1942" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1937" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_1938" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1937" xlink:to="Locator_invest_InvestmentSecuritiesClassAxis_1938" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_1973" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1974" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_invest_InvestmentSecuritiesClassAxis_1973" xlink:to="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1974" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1969" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="Locator_us-gaap_MortgageBackedSecuritiesMember_1970" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1969" xlink:to="Locator_us-gaap_MortgageBackedSecuritiesMember_1970" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1971" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesInvestmentMember" xlink:label="Locator_us-gaap_SecuritiesInvestmentMember_1972" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_1971" xlink:to="Locator_us-gaap_SecuritiesInvestmentMember_1972" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesGrossRealizeGainsAndLossesByCategoryDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_2029" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2030" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeAxis_2029" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_2030" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2031" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="Locator_ofg_FnmaAndFhlmcMember_2032" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2031" xlink:to="Locator_ofg_FnmaAndFhlmcMember_2032" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2033" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_2034" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2033" xlink:to="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_2034" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2035" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_2036" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2035" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_2036" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2037" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_2038" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2037" xlink:to="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_2038" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2039" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="Locator_us-gaap_USTreasurySecuritiesMember_2040" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2039" xlink:to="Locator_us-gaap_USTreasurySecuritiesMember_2040" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2041" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ObligationsOfPuertoRicoGovernmentAndPoliticalSubdivisionsMember" xlink:label="Locator_ofg_ObligationsOfPuertoRicoGovernmentAndPoliticalSubdivisionsMember_2042" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2041" xlink:to="Locator_ofg_ObligationsOfPuertoRicoGovernmentAndPoliticalSubdivisionsMember_2042" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2043" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StructuredFinanceMember" xlink:label="Locator_us-gaap_StructuredFinanceMember_2044" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2043" xlink:to="Locator_us-gaap_StructuredFinanceMember_2044" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_2045" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesOtherMember" xlink:label="Locator_us-gaap_MortgageBackedSecuritiesOtherMember_2046" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_2045" xlink:to="Locator_us-gaap_MortgageBackedSecuritiesOtherMember_2046" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1985" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1986" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_1985" xlink:to="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_1986" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2023" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2024" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2023" xlink:to="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_2024" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_1975" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="Locator_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_1976" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_1975" xlink:to="Locator_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_1976" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_1977" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesBookValue" xlink:label="Locator_ofg_AvailableForSaleSecuritiesBookValue_1978" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_1977" xlink:to="Locator_ofg_AvailableForSaleSecuritiesBookValue_1978" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_1979" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_1980" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_1979" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_1980" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_1981" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_1982" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_1981" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_1982" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2027" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_2028" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2027" xlink:to="Locator_us-gaap_InvestmentTypeAxis_2028" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2025" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_2026" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2025" xlink:to="Locator_invest_InvestmentSecuritiesClassAxis_2026" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_2051" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2052" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_invest_InvestmentSecuritiesClassAxis_2051" xlink:to="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2052" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2047" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="Locator_us-gaap_MortgageBackedSecuritiesMember_2048" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2047" xlink:to="Locator_us-gaap_MortgageBackedSecuritiesMember_2048" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2049" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesInvestmentMember" xlink:label="Locator_us-gaap_SecuritiesInvestmentMember_2050" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2049" xlink:to="Locator_us-gaap_SecuritiesInvestmentMember_2050" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesGainsAndLossesByCategoryDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2201" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems" xlink:label="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2202" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2201" xlink:to="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2202" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems" xlink:label="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2053" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2054" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2053" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2054" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2061" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_2062" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2061" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAmortizedCost_2062" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2063" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_2064" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2063" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossTotal_2064" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2065" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2066" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2065" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2066" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2067" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2068" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2067" xlink:to="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2068" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2071" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost" xlink:label="Locator_ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost_2072" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2071" xlink:to="Locator_ofg_AvailableforsalesecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAmortizedCost_2072" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2073" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments_2074" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2073" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInvestments_2074" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2075" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_2076" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AvailableForSaleSecuritiesMoreThanOneYearAbstract_2075" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_2076" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2069" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWithinOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2070" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAbstract_2069" xlink:to="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2070" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWithinOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2077" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost_2078" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2077" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAmortizedCost_2078" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWithinOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2079" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments" xlink:label="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments_2080" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2079" xlink:to="Locator_ofg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInvestments_2080" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AvailableForSaleSecuritiesWithinOneYearAbstract" xlink:label="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2081" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2082" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AvailableForSaleSecuritiesWithinOneYearAbstract_2081" xlink:to="Locator_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2082" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems" xlink:label="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2055" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2056" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2055" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2056" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2083" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost_2084" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2083" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAmortizedCost_2084" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2085" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1_2086" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2085" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLosses1_2086" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2087" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_2088" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2087" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue_2088" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2089" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritieswithinOneYearAbstract" xlink:label="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2090" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2089" xlink:to="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2090" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritieswithinOneYearAbstract" xlink:label="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2091" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost_2092" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2091" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLessAmortizedCost_2092" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritieswithinOneYearAbstract" xlink:label="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2093" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1" xlink:label="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1_2094" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2093" xlink:to="Locator_ofg_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses1_2094" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HeldToMaturitySecuritieswithinOneYearAbstract" xlink:label="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2095" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2096" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_HeldToMaturitySecuritieswithinOneYearAbstract_2095" xlink:to="Locator_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_2096" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems" xlink:label="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2057" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2058" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems_2057" xlink:to="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2058" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2097" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost" xlink:label="Locator_ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost_2098" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2097" xlink:to="Locator_ofg_ContinuousUnrealizedLossOnInvestmentAmortizedCost_2098" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2099" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses" xlink:label="Locator_ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses_2100" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2099" xlink:to="Locator_ofg_ContinuousUnrealizedLossOnInvestmentSecuiritiesAggregateLosses_2100" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2101" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_2102" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionAbstract_2101" xlink:to="Locator_ofg_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_2102" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2203" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_2204" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2203" xlink:to="Locator_invest_InvestmentSecuritiesClassAxis_2204" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentSecuritiesClassAxis" xlink:label="Locator_invest_InvestmentSecuritiesClassAxis_2219" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2220" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_invest_InvestmentSecuritiesClassAxis_2219" xlink:to="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2220" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2205" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_2206" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2205" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_2206" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2207" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_2208" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2207" xlink:to="Locator_us-gaap_USStatesAndPoliticalSubdivisionsMember_2208" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2209" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="Locator_ofg_FnmaAndFhlmcMember_2210" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2209" xlink:to="Locator_ofg_FnmaAndFhlmcMember_2210" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2211" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_2212" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2211" xlink:to="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_2212" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2213" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_2214" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2213" xlink:to="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_2214" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2215" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="Locator_us-gaap_USTreasurySecuritiesMember_2216" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2215" xlink:to="Locator_us-gaap_USTreasurySecuritiesMember_2216" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2217" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherDebtSecuritiesMember" xlink:label="Locator_us-gaap_OtherDebtSecuritiesMember_2218" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_2217" xlink:to="Locator_us-gaap_OtherDebtSecuritiesMember_2218" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecuritiesAbstract" xlink:label="Locator_us-gaap_MarketableSecuritiesAbstract_2103" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2104" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MarketableSecuritiesAbstract_2103" xlink:to="Locator_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_2104" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2221" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_2222" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2221" xlink:to="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_2222" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2223" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="Locator_us-gaap_PastDueFinancingReceivablesTableTextBlock_2224" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2223" xlink:to="Locator_us-gaap_PastDueFinancingReceivablesTableTextBlock_2224" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2225" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CarryingAmountsOfAcquiredLoansTabularDisclosureTableTextBlock" xlink:label="Locator_ofg_CarryingAmountsOfAcquiredLoansTabularDisclosureTableTextBlock_2226" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2225" xlink:to="Locator_ofg_CarryingAmountsOfAcquiredLoansTabularDisclosureTableTextBlock_2226" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2227" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYieldForAcquiredLoansTableTextBlock" xlink:label="Locator_ofg_AccretableYieldForAcquiredLoansTableTextBlock_2228" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2227" xlink:to="Locator_ofg_AccretableYieldForAcquiredLoansTableTextBlock_2228" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2229" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock" xlink:label="Locator_ofg_FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock_2230" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2229" xlink:to="Locator_ofg_FDICAssistedAcquisitionLoansCarryingAmountTableTextBlock_2230" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2231" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock" xlink:label="Locator_ofg_AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock_2232" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2231" xlink:to="Locator_ofg_AccretableYieldForFDICAssistedAcquiredLoansTableTextBlock_2232" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2233" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_2234" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2233" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_2234" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2235" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:label="Locator_us-gaap_ImpairedFinancingReceivablesTableTextBlock_2236" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2235" xlink:to="Locator_us-gaap_ImpairedFinancingReceivablesTableTextBlock_2236" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2237" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ImpairedFinancingReceivablesLoansExcludingAsc31030TableTextBlock" xlink:label="Locator_ofg_ImpairedFinancingReceivablesLoansExcludingAsc31030TableTextBlock_2238" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2237" xlink:to="Locator_ofg_ImpairedFinancingReceivablesLoansExcludingAsc31030TableTextBlock_2238" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2239" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:label="Locator_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_2240" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2239" xlink:to="Locator_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_2240" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2241" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="Locator_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_2242" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2241" xlink:to="Locator_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_2242" order="11.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableCompositionOfLoanPortfolioDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2243" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_2244" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2243" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_2244" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2245" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableAllowance_2246" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2245" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableAllowance_2246" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2247" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_2248" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2247" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmount_2248" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2249" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredLoanCostFeesNet" xlink:label="Locator_ofg_DeferredLoanCostFeesNet_2250" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2249" xlink:to="Locator_ofg_DeferredLoanCostFeesNet_2250" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2251" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_2252" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2251" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_2252" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2253" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansHeldForSaleMortgages" xlink:label="Locator_us-gaap_LoansHeldForSaleMortgages_2254" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2253" xlink:to="Locator_us-gaap_LoansHeldForSaleMortgages_2254" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2255" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_2256" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2255" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered_2256" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2369" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_2370" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2369" xlink:to="Locator_us-gaap_ReceivableTypeDomain_2370" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_2343" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_2344" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_2343" xlink:to="Locator_ofg_NonAcquiredLoanMember_2344" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_2345" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansMember" xlink:label="Locator_ofg_AcquiredLoansMember_2346" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_2345" xlink:to="Locator_ofg_AcquiredLoansMember_2346" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_2261" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2262" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_2261" xlink:to="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2262" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_2336" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2335" xlink:to="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_2336" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_2257" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2258" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_2257" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCoveredAbstract_2258" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2337" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2338" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2337" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_2338" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2339" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_2340" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2339" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_2340" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_2371" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2372" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_2371" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2372" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2377" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_2378" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2377" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_2378" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2373" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_2374" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2373" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_2374" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2375" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="Locator_ofg_AccountedForUnderAsc31030Member_2376" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_2375" xlink:to="Locator_ofg_AccountedForUnderAsc31030Member_2376" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2341" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2342" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_2341" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2342" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2347" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2348" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2347" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2348" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2367" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LeaseAgreementsMember" xlink:label="Locator_us-gaap_LeaseAgreementsMember_2368" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2367" xlink:to="Locator_us-gaap_LeaseAgreementsMember_2368" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2359" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="Locator_us-gaap_ConstructionLoansMember_2360" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2359" xlink:to="Locator_us-gaap_ConstructionLoansMember_2360" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2363" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" xlink:label="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_2364" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2363" xlink:to="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_2364" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2349" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_2350" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2349" xlink:to="Locator_us-gaap_MortgagesMember_2350" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2351" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_2352" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2351" xlink:to="Locator_us-gaap_CommercialLoanMember_2352" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2353" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_2354" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2353" xlink:to="Locator_us-gaap_ConsumerLoanMember_2354" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2355" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_2356" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2355" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_2356" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2357" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_2358" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2357" xlink:to="Locator_us-gaap_AutomobileLoanMember_2358" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2361" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_2362" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2361" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_2362" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2365" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="Locator_ofg_CommercialAndOtherConstructionMember_2366" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2365" xlink:to="Locator_ofg_CommercialAndOtherConstructionMember_2366" order="9.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FDICIndemnificationAndTrueupPaymentObligationAndFDICSharedlossExpenseTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="Locator_us-gaap_BankingAndThriftAbstract_2379" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock" xlink:label="Locator_us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock_2380" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BankingAndThriftAbstract_2379" xlink:to="Locator_us-gaap_FDICIndemnificationAssetRollForwardTableTextBlock_2380" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankingAndThriftAbstract" xlink:label="Locator_us-gaap_BankingAndThriftAbstract_2381" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionContingentConsiderationTextBlock" xlink:label="Locator_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionContingentConsiderationTextBlock_2382" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BankingAndThriftAbstract_2381" xlink:to="Locator_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionContingentConsiderationTextBlock_2382" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentDetailAbstract" xlink:label="Locator_us-gaap_DerivativeInstrumentDetailAbstract_2383" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:label="Locator_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_2384" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentDetailAbstract_2383" xlink:to="Locator_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_2384" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentDetailAbstract" xlink:label="Locator_us-gaap_DerivativeInstrumentDetailAbstract_2385" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermContractsOrProgramsDisclosureTextBlock" xlink:label="Locator_us-gaap_LongTermContractsOrProgramsDisclosureTextBlock_2386" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentDetailAbstract_2385" xlink:to="Locator_us-gaap_LongTermContractsOrProgramsDisclosureTextBlock_2386" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OtherAssetsTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2387" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfAccruedInterestReceivableTableTextBlock" xlink:label="Locator_ofg_ScheduleOfAccruedInterestReceivableTableTextBlock_2388" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2387" xlink:to="Locator_ofg_ScheduleOfAccruedInterestReceivableTableTextBlock_2388" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2389" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfOtherAssetsTableTextBlock" xlink:label="Locator_us-gaap_ScheduleOfOtherAssetsTableTextBlock_2390" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2389" xlink:to="Locator_us-gaap_ScheduleOfOtherAssetsTableTextBlock_2390" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DepositsAndRelatedInterestTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="Locator_us-gaap_DepositsByComponentAlternativeAbstract_2391" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DepositsByComponentTableTextBlock" xlink:label="Locator_ofg_DepositsByComponentTableTextBlock_2392" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsByComponentAlternativeAbstract_2391" xlink:to="Locator_ofg_DepositsByComponentTableTextBlock_2392" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="Locator_us-gaap_DepositsByComponentAlternativeAbstract_2393" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestExpenseDomesticDepositLiabilitiesTableTextBlock" xlink:label="Locator_ofg_InterestExpenseDomesticDepositLiabilitiesTableTextBlock_2394" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsByComponentAlternativeAbstract_2393" xlink:to="Locator_ofg_InterestExpenseDomesticDepositLiabilitiesTableTextBlock_2394" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="Locator_us-gaap_DepositsByComponentAlternativeAbstract_2395" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaturitiesOfTimeDepositsTableTextBlock" xlink:label="Locator_ofg_MaturitiesOfTimeDepositsTableTextBlock_2396" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsByComponentAlternativeAbstract_2395" xlink:to="Locator_ofg_MaturitiesOfTimeDepositsTableTextBlock_2396" order="3.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BorrowingsTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="Locator_us-gaap_DebtInstrumentsAbstract_2397" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfRepurchaseAgreementCounterpartyTableTextBlock" xlink:label="Locator_ofg_ScheduleOfRepurchaseAgreementCounterpartyTableTextBlock_2398" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentsAbstract_2397" xlink:to="Locator_ofg_ScheduleOfRepurchaseAgreementCounterpartyTableTextBlock_2398" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="Locator_us-gaap_DebtInstrumentsAbstract_2399" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfRepurchaseAgreementByMaturityTableTextBlock" xlink:label="Locator_ofg_ScheduleOfRepurchaseAgreementByMaturityTableTextBlock_2400" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentsAbstract_2399" xlink:to="Locator_ofg_ScheduleOfRepurchaseAgreementByMaturityTableTextBlock_2400" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="Locator_us-gaap_DebtInstrumentsAbstract_2401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRepurchaseAgreements" xlink:label="Locator_us-gaap_ScheduleOfRepurchaseAgreements_2402" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentsAbstract_2401" xlink:to="Locator_us-gaap_ScheduleOfRepurchaseAgreements_2402" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="Locator_us-gaap_DebtInstrumentsAbstract_2403" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchasedAgreementsOtherDetailstableTextBlock" xlink:label="Locator_ofg_RepurchasedAgreementsOtherDetailstableTextBlock_2404" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentsAbstract_2403" xlink:to="Locator_ofg_RepurchasedAgreementsOtherDetailstableTextBlock_2404" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="Locator_us-gaap_DebtInstrumentsAbstract_2405" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock" xlink:label="Locator_us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock_2406" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentsAbstract_2405" xlink:to="Locator_us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock_2406" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="Locator_us-gaap_DebtInstrumentsAbstract_2407" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RedemtionFundsTableTextBlock" xlink:label="Locator_ofg_RedemtionFundsTableTextBlock_2408" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentsAbstract_2407" xlink:to="Locator_ofg_RedemtionFundsTableTextBlock_2408" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="Locator_us-gaap_DebtInstrumentsAbstract_2409" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalFundPurchasedDetailsTableTextBlock" xlink:label="Locator_ofg_FederalFundPurchasedDetailsTableTextBlock_2410" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentsAbstract_2409" xlink:to="Locator_ofg_FederalFundPurchasedDetailsTableTextBlock_2410" order="7.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/StockholdersEquityTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityAbstract" xlink:label="Locator_us-gaap_EquityAbstract_2411" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTreasuryStockByClassTextBlock" xlink:label="Locator_us-gaap_ScheduleOfTreasuryStockByClassTextBlock_2412" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityAbstract_2411" xlink:to="Locator_us-gaap_ScheduleOfTreasuryStockByClassTextBlock_2412" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesNarrativesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentDetailAbstract" xlink:label="Locator_us-gaap_DerivativeInstrumentDetailAbstract_2425" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2426" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentDetailAbstract_2425" xlink:to="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2426" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2455" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2456" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2455" xlink:to="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2456" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2413" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="Locator_invest_DerivativeNotionalAmount_2414" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2413" xlink:to="Locator_invest_DerivativeNotionalAmount_2414" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2415" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealizedInvestmentGainsLosses" xlink:label="Locator_us-gaap_RealizedInvestmentGainsLosses_2416" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2415" xlink:to="Locator_us-gaap_RealizedInvestmentGainsLosses_2416" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2417" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotionalAmountPurchasedOption" xlink:label="Locator_ofg_NotionalAmountPurchasedOption_2418" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2417" xlink:to="Locator_ofg_NotionalAmountPurchasedOption_2418" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2419" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability" xlink:label="Locator_us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability_2420" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2419" xlink:to="Locator_us-gaap_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiability_2420" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:label="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2421" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotionalAmountEmbeddedOption" xlink:label="Locator_ofg_NotionalAmountEmbeddedOption_2422" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentsGainLossLineItems_2421" xlink:to="Locator_ofg_NotionalAmountEmbeddedOption_2422" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2457" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCostAndReserveAxis" xlink:label="Locator_us-gaap_RestructuringCostAndReserveAxis_2458" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2457" xlink:to="Locator_us-gaap_RestructuringCostAndReserveAxis_2458" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestructuringCostAndReserveAxis" xlink:label="Locator_us-gaap_RestructuringCostAndReserveAxis_2469" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TypeOfRestructuringDomain" xlink:label="Locator_us-gaap_TypeOfRestructuringDomain_2470" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RestructuringCostAndReserveAxis_2469" xlink:to="Locator_us-gaap_TypeOfRestructuringDomain_2470" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TypeOfRestructuringDomain" xlink:label="Locator_us-gaap_TypeOfRestructuringDomain_2471" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractTerminationMember" xlink:label="Locator_us-gaap_ContractTerminationMember_2472" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TypeOfRestructuringDomain_2471" xlink:to="Locator_us-gaap_ContractTerminationMember_2472" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2459" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2460" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2459" xlink:to="Locator_us-gaap_DerivativeByNatureAxis_2460" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2461" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2462" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeByNatureAxis_2461" xlink:to="Locator_us-gaap_DerivativeNameDomain_2462" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2463" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ForwardContractsMember" xlink:label="Locator_us-gaap_ForwardContractsMember_2464" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeNameDomain_2463" xlink:to="Locator_us-gaap_ForwardContractsMember_2464" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2467" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionMember" xlink:label="Locator_us-gaap_OptionMember_2468" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeNameDomain_2467" xlink:to="Locator_us-gaap_OptionMember_2468" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2465" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateCapMember" xlink:label="Locator_us-gaap_InterestRateCapMember_2466" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeNameDomain_2465" xlink:to="Locator_us-gaap_InterestRateCapMember_2466" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesDerivativeAssetsAndLiabilitiesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2525" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2526" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2525" xlink:to="Locator_us-gaap_DerivativeByNatureAxis_2526" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2507" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2508" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeByNatureAxis_2507" xlink:to="Locator_us-gaap_DerivativeNameDomain_2508" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2509" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionMember" xlink:label="Locator_us-gaap_OptionMember_2510" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeNameDomain_2509" xlink:to="Locator_us-gaap_OptionMember_2510" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionMember" xlink:label="Locator_us-gaap_OptionMember_2511" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="Locator_us-gaap_EmployeeStockOptionMember_2512" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OptionMember_2511" xlink:to="Locator_us-gaap_EmployeeStockOptionMember_2512" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionMember" xlink:label="Locator_us-gaap_OptionMember_2513" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwaptionMember" xlink:label="Locator_us-gaap_InterestRateSwaptionMember_2514" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OptionMember_2513" xlink:to="Locator_us-gaap_InterestRateSwaptionMember_2514" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2515" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateCapMember" xlink:label="Locator_us-gaap_InterestRateCapMember_2516" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeNameDomain_2515" xlink:to="Locator_us-gaap_InterestRateCapMember_2516" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2517" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember" xlink:label="Locator_us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember_2518" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeNameDomain_2517" xlink:to="Locator_us-gaap_ForeignExchangeAndOtherDerivativeFinancialInstrumentsMember_2518" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2519" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2520" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeNameDomain_2519" xlink:to="Locator_us-gaap_SwapMember_2520" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2521" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DesignatedAsHedgingInstrumentMember" xlink:label="Locator_us-gaap_DesignatedAsHedgingInstrumentMember_2522" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SwapMember_2521" xlink:to="Locator_us-gaap_DesignatedAsHedgingInstrumentMember_2522" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2523" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NondesignatedMember" xlink:label="Locator_us-gaap_NondesignatedMember_2524" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SwapMember_2523" xlink:to="Locator_us-gaap_NondesignatedMember_2524" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2527" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems" xlink:label="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2528" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2527" xlink:to="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2528" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems" xlink:label="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2473" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="Locator_us-gaap_DerivativeAssets_2474" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2473" xlink:to="Locator_us-gaap_DerivativeAssets_2474" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems" xlink:label="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2475" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="Locator_us-gaap_DerivativeLiabilities_2476" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeAssetsLiabilitiesAtFairValueNetLineItems_2475" xlink:to="Locator_us-gaap_DerivativeLiabilities_2476" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetsLiabilitiesAtFairValueNetByBalanceSheetClassificationAbstract" xlink:label="Locator_us-gaap_DerivativeAssetsLiabilitiesAtFairValueNetByBalanceSheetClassificationAbstract_2505" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:label="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2506" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeAssetsLiabilitiesAtFairValueNetByBalanceSheetClassificationAbstract_2505" xlink:to="Locator_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_2506" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesInterestRateSwapAndTheirTermDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2587" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2588" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeByNatureAxis_2587" xlink:to="Locator_us-gaap_DerivativeNameDomain_2588" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_2589" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2590" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeNameDomain_2589" xlink:to="Locator_us-gaap_SwapMember_2590" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2591" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="Locator_us-gaap_InterestRateSwapMember_2592" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SwapMember_2591" xlink:to="Locator_us-gaap_InterestRateSwapMember_2592" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2593" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativesOfferedToClientsMember" xlink:label="Locator_ofg_DerivativesOfferedToClientsMember_2594" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SwapMember_2593" xlink:to="Locator_ofg_DerivativesOfferedToClientsMember_2594" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_2595" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MirrorImageDerivativesMember" xlink:label="Locator_ofg_MirrorImageDerivativesMember_2596" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SwapMember_2595" xlink:to="Locator_ofg_MirrorImageDerivativesMember_2596" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentDetailAbstract" xlink:label="Locator_us-gaap_DerivativeInstrumentDetailAbstract_2581" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_2582" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentDetailAbstract_2581" xlink:to="Locator_us-gaap_DerivativeTable_2582" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_2583" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2584" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeTable_2583" xlink:to="Locator_us-gaap_DerivativeLineItems_2584" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2529" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="Locator_invest_DerivativeNotionalAmount_2530" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeLineItems_2529" xlink:to="Locator_invest_DerivativeNotionalAmount_2530" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2531" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAverageFixedInterestRate" xlink:label="Locator_us-gaap_DerivativeAverageFixedInterestRate_2532" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeLineItems_2531" xlink:to="Locator_us-gaap_DerivativeAverageFixedInterestRate_2532" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2533" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInceptionDates" xlink:label="Locator_us-gaap_DerivativeInceptionDates_2534" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeLineItems_2533" xlink:to="Locator_us-gaap_DerivativeInceptionDates_2534" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2535" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentContractSettlementDate" xlink:label="Locator_invest_InvestmentContractSettlementDate_2536" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeLineItems_2535" xlink:to="Locator_invest_InvestmentContractSettlementDate_2536" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_2537" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMaturityDates" xlink:label="Locator_us-gaap_DerivativeMaturityDates_2538" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeLineItems_2537" xlink:to="Locator_us-gaap_DerivativeMaturityDates_2538" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_2585" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_2586" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeTable_2585" xlink:to="Locator_us-gaap_DerivativeByNatureAxis_2586" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_2597" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateAxis" xlink:label="Locator_ofg_DerivativeByInterestRateAxis_2598" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeTable_2597" xlink:to="Locator_ofg_DerivativeByInterestRateAxis_2598" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateAxis" xlink:label="Locator_ofg_DerivativeByInterestRateAxis_2599" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2600" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeByInterestRateAxis_2599" xlink:to="Locator_ofg_DerivativeByInterestRateDomain_2600" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2601" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate24365Member" xlink:label="Locator_ofg_Rate24365Member_2602" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2601" xlink:to="Locator_ofg_Rate24365Member_2602" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2603" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26200Member" xlink:label="Locator_ofg_Rate26200Member_2604" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2603" xlink:to="Locator_ofg_Rate26200Member_2604" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2605" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26350Member" xlink:label="Locator_ofg_Rate26350Member_2606" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2605" xlink:to="Locator_ofg_Rate26350Member_2606" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2607" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26590Member" xlink:label="Locator_ofg_Rate26590Member_2608" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2607" xlink:to="Locator_ofg_Rate26590Member_2608" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2609" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate26750Member" xlink:label="Locator_ofg_Rate26750Member_2610" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2609" xlink:to="Locator_ofg_Rate26750Member_2610" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_2611" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate24210Member" xlink:label="Locator_ofg_Rate24210Member_2612" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_2611" xlink:to="Locator_ofg_Rate24210Member_2612" order="6.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DepositsAndRelatedInterestNarrativesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2613" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageRateDomesticDeposit" xlink:label="Locator_us-gaap_WeightedAverageRateDomesticDeposit_2614" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2613" xlink:to="Locator_us-gaap_WeightedAverageRateDomesticDeposit_2614" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2615" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundDeposits" xlink:label="Locator_ofg_PuertoRicoCashMoneyMarketFundDeposits_2616" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2615" xlink:to="Locator_ofg_PuertoRicoCashMoneyMarketFundDeposits_2616" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2617" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundWeightedAverageRate" xlink:label="Locator_ofg_PuertoRicoCashMoneyMarketFundWeightedAverageRate_2618" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2617" xlink:to="Locator_ofg_PuertoRicoCashMoneyMarketFundWeightedAverageRate_2618" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2619" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PuertoRicoCashMoneyMarketFundCollateral" xlink:label="Locator_ofg_PuertoRicoCashMoneyMarketFundCollateral_2620" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2619" xlink:to="Locator_ofg_PuertoRicoCashMoneyMarketFundCollateral_2620" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2621" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="Locator_us-gaap_TimeDeposits100000OrMore_2622" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2621" xlink:to="Locator_us-gaap_TimeDeposits100000OrMore_2622" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2623" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDeposits" xlink:label="Locator_ofg_PublicFundTimeDeposits_2624" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2623" xlink:to="Locator_ofg_PublicFundTimeDeposits_2624" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2625" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDepositsWeightedAverageRate" xlink:label="Locator_ofg_PublicFundTimeDepositsWeightedAverageRate_2626" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2625" xlink:to="Locator_ofg_PublicFundTimeDepositsWeightedAverageRate_2626" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2627" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundsDeposit" xlink:label="Locator_ofg_PublicFundsDeposit_2628" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2627" xlink:to="Locator_ofg_PublicFundsDeposit_2628" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2629" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundCollateralInvestments" xlink:label="Locator_ofg_PublicFundCollateralInvestments_2630" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2629" xlink:to="Locator_ofg_PublicFundCollateralInvestments_2630" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2631" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PublicFundTimeDepositsCollateralCommercialLoans" xlink:label="Locator_ofg_PublicFundTimeDepositsCollateralCommercialLoans_2632" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2631" xlink:to="Locator_ofg_PublicFundTimeDepositsCollateralCommercialLoans_2632" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2633" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositLiabilitiesAccruedInterest" xlink:label="Locator_us-gaap_DepositLiabilitiesAccruedInterest_2634" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2633" xlink:to="Locator_us-gaap_DepositLiabilitiesAccruedInterest_2634" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2635" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentUnamortizedDiscount" xlink:label="Locator_us-gaap_DebtInstrumentUnamortizedDiscount_2636" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2635" xlink:to="Locator_us-gaap_DebtInstrumentUnamortizedDiscount_2636" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2637" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankOverdrafts" xlink:label="Locator_us-gaap_BankOverdrafts_2638" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2637" xlink:to="Locator_us-gaap_BankOverdrafts_2638" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2639" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BrokeredCertificatesOfDeposits" xlink:label="Locator_ofg_BrokeredCertificatesOfDeposits_2640" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2639" xlink:to="Locator_ofg_BrokeredCertificatesOfDeposits_2640" order="14.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2641" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="Locator_us-gaap_DepositsMoneyMarketDeposits_2642" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2641" xlink:to="Locator_us-gaap_DepositsMoneyMarketDeposits_2642" order="15.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="Locator_us-gaap_DepositsAbstract_2643" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EquityIndexedOption" xlink:label="Locator_ofg_EquityIndexedOption_2644" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsAbstract_2643" xlink:to="Locator_ofg_EquityIndexedOption_2644" order="16.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureRegulatoryCapitalRequirementsGroupsAndTheBanksActualCapitalAmountsAndRatiosDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_2763" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_2764" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_LegalEntityAxis_2763" xlink:to="Locator_dei_EntityDomain_2764" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_2765" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GroupMember" xlink:label="Locator_ofg_GroupMember_2766" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityDomain_2765" xlink:to="Locator_ofg_GroupMember_2766" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_2767" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankMember" xlink:label="Locator_ofg_BankMember_2768" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityDomain_2767" xlink:to="Locator_ofg_BankMember_2768" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CapitalDisclosureAbstract" xlink:label="Locator_ofg_CapitalDisclosureAbstract_2761" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:label="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_2762" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CapitalDisclosureAbstract_2761" xlink:to="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_2762" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:label="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_2769" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:label="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2770" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_2769" xlink:to="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2770" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:label="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2645" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2646" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2645" xlink:to="Locator_us-gaap_CapitalAbstract_2646" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2647" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Capital" xlink:label="Locator_us-gaap_Capital_2648" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2647" xlink:to="Locator_us-gaap_Capital_2648" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2649" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="Locator_us-gaap_TierOneRiskBasedCapital_2650" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2649" xlink:to="Locator_us-gaap_TierOneRiskBasedCapital_2650" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2651" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTier1" xlink:label="Locator_ofg_CommonEquityTier1_2652" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2651" xlink:to="Locator_ofg_CommonEquityTier1_2652" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2653" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="Locator_us-gaap_TierOneLeverageCapital_2654" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2653" xlink:to="Locator_us-gaap_TierOneLeverageCapital_2654" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2655" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="Locator_us-gaap_CapitalRequiredForCapitalAdequacy_2656" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2655" xlink:to="Locator_us-gaap_CapitalRequiredForCapitalAdequacy_2656" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2657" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:label="Locator_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_2658" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2657" xlink:to="Locator_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_2658" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2659" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_commonequitytier1forcapitaladequacy" xlink:label="Locator_ofg_commonequitytier1forcapitaladequacy_2660" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2659" xlink:to="Locator_ofg_commonequitytier1forcapitaladequacy_2660" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2661" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="Locator_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_2662" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2661" xlink:to="Locator_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_2662" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2663" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="Locator_us-gaap_CapitalRequiredToBeWellCapitalized_2664" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2663" xlink:to="Locator_us-gaap_CapitalRequiredToBeWellCapitalized_2664" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2665" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:label="Locator_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_2666" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2665" xlink:to="Locator_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_2666" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2667" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTier1toBeWellCapitalized" xlink:label="Locator_ofg_CommonEquityTier1toBeWellCapitalized_2668" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2667" xlink:to="Locator_ofg_CommonEquityTier1toBeWellCapitalized_2668" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalAbstract" xlink:label="Locator_us-gaap_CapitalAbstract_2669" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:label="Locator_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_2670" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CapitalAbstract_2669" xlink:to="Locator_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_2670" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:label="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2671" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2672" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_2671" xlink:to="Locator_us-gaap_RiskBasedRatiosAbstract_2672" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2673" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="Locator_us-gaap_CapitalToRiskWeightedAssets_2674" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2673" xlink:to="Locator_us-gaap_CapitalToRiskWeightedAssets_2674" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2675" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="Locator_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_2676" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2675" xlink:to="Locator_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_2676" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2677" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquitytierOnetoRiskWeightedAssets" xlink:label="Locator_ofg_CommonEquitytierOnetoRiskWeightedAssets_2678" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2677" xlink:to="Locator_ofg_CommonEquitytierOnetoRiskWeightedAssets_2678" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2679" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="Locator_us-gaap_TierOneLeverageCapitalToAverageAssets_2680" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2679" xlink:to="Locator_us-gaap_TierOneLeverageCapitalToAverageAssets_2680" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2681" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="Locator_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2682" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2681" xlink:to="Locator_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2682" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2683" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="Locator_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2684" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2683" xlink:to="Locator_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2684" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2685" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="Locator_ofg_CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets_2686" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2685" xlink:to="Locator_ofg_CommonEquityTierOneRequiredForCapitalAdequacyToRiskWeightedAssets_2686" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2687" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="Locator_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_2688" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2687" xlink:to="Locator_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_2688" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2689" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="Locator_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2690" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2689" xlink:to="Locator_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2690" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2691" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="Locator_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2692" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2691" xlink:to="Locator_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_2692" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2693" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="Locator_ofg_TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets_2694" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2693" xlink:to="Locator_ofg_TieroneriskcommonEquityTierOneRequiredToBeWellCapitalizedToRiskWeightedAssets_2694" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RiskBasedRatiosAbstract" xlink:label="Locator_us-gaap_RiskBasedRatiosAbstract_2695" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="Locator_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_2696" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RiskBasedRatiosAbstract_2695" xlink:to="Locator_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_2696" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:label="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_2771" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_2772" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_2771" xlink:to="Locator_dei_LegalEntityAxis_2772" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EarningsPerCommonShareEarningsPerCommonShareDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2773" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_2774" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2773" xlink:to="Locator_us-gaap_NetIncomeLoss_2774" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2775" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonConvertiblePreferredStockDividend" xlink:label="Locator_ofg_NonConvertiblePreferredStockDividend_2776" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2775" xlink:to="Locator_ofg_NonConvertiblePreferredStockDividend_2776" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2777" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConvertiblePreferredStockDividend" xlink:label="Locator_ofg_ConvertiblePreferredStockDividend_2778" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2777" xlink:to="Locator_ofg_ConvertiblePreferredStockDividend_2778" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2779" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="Locator_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_2780" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2779" xlink:to="Locator_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_2780" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2781" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectOfAssumedConversion" xlink:label="Locator_ofg_EffectOfAssumedConversion_2782" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2781" xlink:to="Locator_ofg_EffectOfAssumedConversion_2782" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2783" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeAvailableToCommonSharesholdersAssumingConversion" xlink:label="Locator_ofg_IncomeAvailableToCommonSharesholdersAssumingConversion_2784" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2783" xlink:to="Locator_ofg_IncomeAvailableToCommonSharesholdersAssumingConversion_2784" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2785" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="Locator_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_2786" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2785" xlink:to="Locator_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_2786" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2787" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AveragePotentialCommonSharesOptions" xlink:label="Locator_ofg_AveragePotentialCommonSharesOptions_2788" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2787" xlink:to="Locator_ofg_AveragePotentialCommonSharesOptions_2788" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2789" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AveragePotentialCommonSharesConvertiblePreferredStock" xlink:label="Locator_ofg_AveragePotentialCommonSharesConvertiblePreferredStock_2790" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2789" xlink:to="Locator_ofg_AveragePotentialCommonSharesConvertiblePreferredStock_2790" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2791" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted" xlink:label="Locator_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_2792" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2791" xlink:to="Locator_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_2792" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2793" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="Locator_us-gaap_EarningsPerShareBasic_2794" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2793" xlink:to="Locator_us-gaap_EarningsPerShareBasic_2794" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_2795" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="Locator_us-gaap_EarningsPerShareDiluted_2796" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_2795" xlink:to="Locator_us-gaap_EarningsPerShareDiluted_2796" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeAccumulatedComprehensiveIncomeNetOfIncomeTaxDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_2815" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_2816" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_2815" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_2816" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_2849" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2850" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_2849" xlink:to="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2850" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2797" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_2798" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2797" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_2798" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2799" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities_2800" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2799" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities_2800" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2801" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_2802" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2801" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_2802" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2803" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_2804" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2803" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_2804" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2805" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax_2806" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2805" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesBeforeTax_2806" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2807" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax_2808" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2807" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax_2808" order="6.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2809" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_2810" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2809" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_2810" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2811" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2812" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_2811" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2812" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_2851" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_2852" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_2851" xlink:to="Locator_us-gaap_StatementEquityComponentsAxis_2852" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_2853" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_2854" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementEquityComponentsAxis_2853" xlink:to="Locator_us-gaap_EquityComponentDomain_2854" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_2855" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_2856" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityComponentDomain_2855" xlink:to="Locator_us-gaap_ParentMember_2856" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_2857" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2858" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ParentMember_2857" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2858" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2859" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" xlink:label="Locator_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember_2860" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2859" xlink:to="Locator_us-gaap_AccumulatedOtherThanTemporaryImpairmentMember_2860" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2861" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" xlink:label="Locator_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_2862" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_2861" xlink:to="Locator_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_2862" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureStockholdersEquityCommonSharesHeldInTreasuryActivityDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2863" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised_2864" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2863" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsExercised_2864" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2865" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodShares" xlink:label="Locator_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_2866" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2865" xlink:to="Locator_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_2866" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2867" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationFromCommonStockShares" xlink:label="Locator_ofg_ReclassificationFromCommonStockShares_2868" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2867" xlink:to="Locator_ofg_ReclassificationFromCommonStockShares_2868" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2869" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesNumberUsedToMatchDefinedContributionPlan" xlink:label="Locator_ofg_CommonSharesNumberUsedToMatchDefinedContributionPlan_2870" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2869" xlink:to="Locator_ofg_CommonSharesNumberUsedToMatchDefinedContributionPlan_2870" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2871" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="Locator_us-gaap_TreasuryStockShares_2872" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2871" xlink:to="Locator_us-gaap_TreasuryStockShares_2872" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2873" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="Locator_us-gaap_TreasuryStockShares_2874" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2873" xlink:to="Locator_us-gaap_TreasuryStockShares_2874" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2875" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesAmountUsedForExerciseOfRestrictedStockUnits" xlink:label="Locator_ofg_CommonSharesAmountUsedForExerciseOfRestrictedStockUnits_2876" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2875" xlink:to="Locator_ofg_CommonSharesAmountUsedForExerciseOfRestrictedStockUnits_2876" order="8.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2877" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="Locator_us-gaap_TreasuryStockValueAcquiredCostMethod_2878" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2877" xlink:to="Locator_us-gaap_TreasuryStockValueAcquiredCostMethod_2878" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2879" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationFromCommonStock" xlink:label="Locator_ofg_ReclassificationFromCommonStock_2880" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2879" xlink:to="Locator_ofg_ReclassificationFromCommonStock_2880" order="10.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2881" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommonSharesAmountUsedToMatchDefinedContributionPlan" xlink:label="Locator_ofg_CommonSharesAmountUsedToMatchDefinedContributionPlan_2882" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2881" xlink:to="Locator_ofg_CommonSharesAmountUsedToMatchDefinedContributionPlan_2882" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2883" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockCarryingBasis" xlink:label="Locator_us-gaap_TreasuryStockCarryingBasis_2884" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2883" xlink:to="Locator_us-gaap_TreasuryStockCarryingBasis_2884" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_2885" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockCarryingBasis" xlink:label="Locator_us-gaap_TreasuryStockCarryingBasis_2886" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_2885" xlink:to="Locator_us-gaap_TreasuryStockCarryingBasis_2886" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/CommitmentsFutureRentalCommitmentsUnderLeasesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2887" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_2888" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2887" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_2888" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2889" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_2890" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2889" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_2890" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2891" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_2892" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2891" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_2892" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2893" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_2894" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2893" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_2894" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2895" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_2896" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2895" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_2896" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2897" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_2898" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2897" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_2898" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2899" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2900" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_2899" xlink:to="Locator_us-gaap_OperatingLeasesFutureMinimumPaymentsDue_2900" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/CommitmentsNarrativesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_2913" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesRentExpenseNet" xlink:label="Locator_us-gaap_OperatingLeasesRentExpenseNet_2914" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_2913" xlink:to="Locator_us-gaap_OperatingLeasesRentExpenseNet_2914" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_2915" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansCommitments" xlink:label="Locator_ofg_AcquiredLoansCommitments_2916" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_2915" xlink:to="Locator_ofg_AcquiredLoansCommitments_2916" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_2917" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees" xlink:label="Locator_ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees_2918" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_2917" xlink:to="Locator_ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees_2918" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_2919" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonRecourseDebt" xlink:label="Locator_ofg_AcquiredNonRecourseDebt_2920" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_2919" xlink:to="Locator_ofg_AcquiredNonRecourseDebt_2920" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_2921" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LineOfCreditReserve" xlink:label="Locator_ofg_LineOfCreditReserve_2922" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_2921" xlink:to="Locator_ofg_LineOfCreditReserve_2922" order="5.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccruedInterestAndOtherAssetsOtherAssetsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2923" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicCertificationReceivabe" xlink:label="Locator_ofg_FdicCertificationReceivabe_2924" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2923" xlink:to="Locator_ofg_FdicCertificationReceivabe_2924" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2925" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicReimbursementReceivable" xlink:label="Locator_ofg_FdicReimbursementReceivable_2926" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2925" xlink:to="Locator_ofg_FdicReimbursementReceivable_2926" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2927" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherPrepaidExpenseCurrent" xlink:label="Locator_us-gaap_OtherPrepaidExpenseCurrent_2928" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2927" xlink:to="Locator_us-gaap_OtherPrepaidExpenseCurrent_2928" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2929" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountReceivableRelatedToNonPerformingLoansSold" xlink:label="Locator_ofg_AccountReceivableRelatedToNonPerformingLoansSold_2930" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2929" xlink:to="Locator_ofg_AccountReceivableRelatedToNonPerformingLoansSold_2930" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2931" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherForeclosedAssets" xlink:label="Locator_us-gaap_OtherForeclosedAssets_2932" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2931" xlink:to="Locator_us-gaap_OtherForeclosedAssets_2932" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2933" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherIntangibleAssetsNet" xlink:label="Locator_us-gaap_OtherIntangibleAssetsNet_2934" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2933" xlink:to="Locator_us-gaap_OtherIntangibleAssetsNet_2934" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2935" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TaxCreditCarryforwardAmount" xlink:label="Locator_us-gaap_TaxCreditCarryforwardAmount_2936" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2935" xlink:to="Locator_us-gaap_TaxCreditCarryforwardAmount_2936" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2937" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PrepaidFdicInsurance" xlink:label="Locator_ofg_PrepaidFdicInsurance_2938" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2937" xlink:to="Locator_ofg_PrepaidFdicInsurance_2938" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2939" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentInStatutoryTrust" xlink:label="Locator_ofg_InvestmentInStatutoryTrust_2940" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2939" xlink:to="Locator_ofg_InvestmentInStatutoryTrust_2940" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2941" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsAndOtherReceivablesNetCurrent" xlink:label="Locator_us-gaap_AccountsAndOtherReceivablesNetCurrent_2942" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2941" xlink:to="Locator_us-gaap_AccountsAndOtherReceivablesNetCurrent_2942" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2943" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingAdvance" xlink:label="Locator_ofg_ServicingAdvance_2944" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2943" xlink:to="Locator_ofg_ServicingAdvance_2944" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2945" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssets" xlink:label="Locator_us-gaap_OtherAssets_2946" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2945" xlink:to="Locator_us-gaap_OtherAssets_2946" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccruedInterestAndOtherAssetsNarrativesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsAbstract" xlink:label="Locator_us-gaap_OtherAssetsAbstract_2985" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfOtherAssetsTable" xlink:label="Locator_ofg_ScheduleOfOtherAssetsTable_2986" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherAssetsAbstract_2985" xlink:to="Locator_ofg_ScheduleOfOtherAssetsTable_2986" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfOtherAssetsTable" xlink:label="Locator_ofg_ScheduleOfOtherAssetsTable_2987" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherAssetsLineItems" xlink:label="Locator_ofg_OtherAssetsLineItems_2988" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ScheduleOfOtherAssetsTable_2987" xlink:to="Locator_ofg_OtherAssetsLineItems_2988" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherAssetsLineItems" xlink:label="Locator_ofg_OtherAssetsLineItems_2947" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PrepaidTaxes" xlink:label="Locator_us-gaap_PrepaidTaxes_2948" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherAssetsLineItems_2947" xlink:to="Locator_us-gaap_PrepaidTaxes_2948" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherAssetsLineItems" xlink:label="Locator_ofg_OtherAssetsLineItems_2949" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TaxCreditCarryforwardAmount" xlink:label="Locator_us-gaap_TaxCreditCarryforwardAmount_2950" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherAssetsLineItems_2949" xlink:to="Locator_us-gaap_TaxCreditCarryforwardAmount_2950" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherAssetsLineItems" xlink:label="Locator_ofg_OtherAssetsLineItems_2951" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherIntangibleAssets" xlink:label="Locator_ofg_OtherIntangibleAssets_2952" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherAssetsLineItems_2951" xlink:to="Locator_ofg_OtherIntangibleAssets_2952" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherAssetsLineItems" xlink:label="Locator_ofg_OtherAssetsLineItems_2953" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepossessedAuto" xlink:label="Locator_ofg_RepossessedAuto_2954" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherAssetsLineItems_2953" xlink:to="Locator_ofg_RepossessedAuto_2954" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfOtherAssetsTable" xlink:label="Locator_ofg_ScheduleOfOtherAssetsTable_2989" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2990" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ScheduleOfOtherAssetsTable_2989" xlink:to="Locator_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2990" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2991" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2992" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2991" xlink:to="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2992" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2993" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="Locator_us-gaap_CoreDepositsMember_2994" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2993" xlink:to="Locator_us-gaap_CoreDepositsMember_2994" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2995" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CustomerRelationshipsMember" xlink:label="Locator_us-gaap_CustomerRelationshipsMember_2996" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_2995" xlink:to="Locator_us-gaap_CustomerRelationshipsMember_2996" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleOfOtherAssetsTable" xlink:label="Locator_ofg_ScheduleOfOtherAssetsTable_2997" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsAcquiredByCompanyAcquireeAxis" xlink:label="Locator_ofg_AssetsAcquiredByCompanyAcquireeAxis_2998" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ScheduleOfOtherAssetsTable_2997" xlink:to="Locator_ofg_AssetsAcquiredByCompanyAcquireeAxis_2998" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsAcquiredByCompanyAcquireeAxis" xlink:label="Locator_ofg_AssetsAcquiredByCompanyAcquireeAxis_2999" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_3000" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AssetsAcquiredByCompanyAcquireeAxis_2999" xlink:to="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_3000" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_3001" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EurobankMember" xlink:label="Locator_ofg_EurobankMember_3002" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_3001" xlink:to="Locator_ofg_EurobankMember_3002" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_3003" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MostRecentBusinessAcquiredNameMember" xlink:label="Locator_ofg_MostRecentBusinessAcquiredNameMember_3004" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessAcquisitionAcquireeDomain_3003" xlink:to="Locator_ofg_MostRecentBusinessAcquiredNameMember_3004" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureIncomeTaxesNarrativesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_3065" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_3066" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_LegalEntityAxis_3065" xlink:to="Locator_dei_EntityDomain_3066" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_3067" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InternationalBankingEntityMember" xlink:label="Locator_ofg_InternationalBankingEntityMember_3068" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityDomain_3067" xlink:to="Locator_ofg_InternationalBankingEntityMember_3068" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_3069" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankMember" xlink:label="Locator_ofg_BankMember_3070" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityDomain_3069" xlink:to="Locator_ofg_BankMember_3070" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_3061" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3062" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_3061" xlink:to="Locator_us-gaap_StatementLineItems_3062" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3005" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossTax_3006" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3005" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossTax_3006" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3007" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_3008" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3007" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_3008" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3009" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IbeTaxRate" xlink:label="Locator_ofg_IbeTaxRate_3010" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3009" xlink:to="Locator_ofg_IbeTaxRate_3010" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3011" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_3012" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3011" xlink:to="Locator_us-gaap_IncomeTaxExpenseBenefit_3012" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3013" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="Locator_us-gaap_InterestIncomeSecuritiesTaxExempt_3014" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3013" xlink:to="Locator_us-gaap_InterestIncomeSecuritiesTaxExempt_3014" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3015" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLossCarryforwards" xlink:label="Locator_us-gaap_OperatingLossCarryforwards_3016" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3015" xlink:to="Locator_us-gaap_OperatingLossCarryforwards_3016" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3017" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsCapitalLossCarryforwards" xlink:label="Locator_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_3018" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3017" xlink:to="Locator_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_3018" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3019" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued" xlink:label="Locator_us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued_3020" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3019" xlink:to="Locator_us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued_3020" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_3063" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_3064" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_3063" xlink:to="Locator_dei_LegalEntityAxis_3064" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_3023" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangesDueToTaxLawEnactedDescription" xlink:label="Locator_ofg_ChangesDueToTaxLawEnactedDescription_3024" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_3023" xlink:to="Locator_ofg_ChangesDueToTaxLawEnactedDescription_3024" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_3025" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_3026" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_3025" xlink:to="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_3026" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_3027" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued" xlink:label="Locator_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_3028" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_3027" xlink:to="Locator_us-gaap_UnrecognizedTaxBenefitsInterestOnIncomeTaxesAccrued_3028" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_3029" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestAndPenaltiesReleasedRelatedToUnrecognizedTaxBenefits" xlink:label="Locator_ofg_InterestAndPenaltiesReleasedRelatedToUnrecognizedTaxBenefits_3030" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_3029" xlink:to="Locator_ofg_InterestAndPenaltiesReleasedRelatedToUnrecognizedTaxBenefits_3030" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_3031" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReversalIncomeTaxContingency" xlink:label="Locator_ofg_ReversalIncomeTaxContingency_3032" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_3031" xlink:to="Locator_ofg_ReversalIncomeTaxContingency_3032" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_3033" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="Locator_us-gaap_DeferredTaxAssetsNet_3034" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_3033" xlink:to="Locator_us-gaap_DeferredTaxAssetsNet_3034" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_3035" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_3036" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_3035" xlink:to="Locator_us-gaap_StatementTable_3036" order="7.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/RelatedPartyTransactionsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesDisclosureAbstract" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesDisclosureAbstract_3071" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3072" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesDisclosureAbstract_3071" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3072" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3073" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesAdditions" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesAdditions_3074" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3073" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesAdditions_3074" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3075" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesCollections" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesCollections_3076" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3075" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesCollections_3076" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3077" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableRelatedPartiesDisposal" xlink:label="Locator_ofg_LoansAndLeasesReceivableRelatedPartiesDisposal_3078" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3077" xlink:to="Locator_ofg_LoansAndLeasesReceivableRelatedPartiesDisposal_3078" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3079" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedParties" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableRelatedParties_3080" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3079" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableRelatedParties_3080" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3081" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableRelatedParties" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableRelatedParties_3082" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward_3081" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableRelatedParties_3082" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DepositsAndRelatedInterestDepositsByComponentsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3083" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="Locator_us-gaap_NoninterestBearingDepositLiabilities_3084" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3083" xlink:to="Locator_us-gaap_NoninterestBearingDepositLiabilities_3084" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3085" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="Locator_us-gaap_InterestBearingDepositLiabilities_3086" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3085" xlink:to="Locator_us-gaap_InterestBearingDepositLiabilities_3086" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3087" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositTimeDeposits" xlink:label="Locator_us-gaap_InterestBearingDomesticDepositTimeDeposits_3088" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3087" xlink:to="Locator_us-gaap_InterestBearingDomesticDepositTimeDeposits_3088" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3089" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:label="Locator_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_3090" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3089" xlink:to="Locator_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_3090" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3091" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional" xlink:label="Locator_ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional_3092" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3091" xlink:to="Locator_ofg_InterestBearingDomesticDepositCertificatesOfDepositsInstitutional_3092" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3093" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsRetail" xlink:label="Locator_us-gaap_DepositsRetail_3094" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3093" xlink:to="Locator_us-gaap_DepositsRetail_3094" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3095" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositBrokered" xlink:label="Locator_us-gaap_InterestBearingDomesticDepositBrokered_3096" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3095" xlink:to="Locator_us-gaap_InterestBearingDomesticDepositBrokered_3096" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsByComponentAlternativeAbstract" xlink:label="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3097" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="Locator_us-gaap_Deposits_3098" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DepositsByComponentAlternativeAbstract_3097" xlink:to="Locator_us-gaap_Deposits_3098" order="8.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DepositsAndRelatedInterestInterestExpenseDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract" xlink:label="Locator_us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract_3109" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits" xlink:label="Locator_us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_3110" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract_3109" xlink:to="Locator_us-gaap_InterestExpenseNOWAccountsMoneyMarketAccountsAndSavingsDeposits_3110" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract" xlink:label="Locator_us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract_3111" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit" xlink:label="Locator_us-gaap_InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit_3112" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract_3111" xlink:to="Locator_us-gaap_InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit_3112" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract" xlink:label="Locator_us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract_3113" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="Locator_us-gaap_InterestExpenseDeposits_3114" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestExpenseDomesticDepositLiabilitiesAbstract_3113" xlink:to="Locator_us-gaap_InterestExpenseDeposits_3114" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DepositsAndRelatedInterestMaturitiesOfTimeDepositsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfTimeDepositsAbstract" xlink:label="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3119" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TimeDepositMaturitiesLessThanThreeMonth" xlink:label="Locator_ofg_TimeDepositMaturitiesLessThanThreeMonth_3120" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3119" xlink:to="Locator_ofg_TimeDepositMaturitiesLessThanThreeMonth_3120" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfTimeDepositsAbstract" xlink:label="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3121" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TimeDepositMaturitiesThreeToTwelveMonth" xlink:label="Locator_ofg_TimeDepositMaturitiesThreeToTwelveMonth_3122" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3121" xlink:to="Locator_ofg_TimeDepositMaturitiesThreeToTwelveMonth_3122" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfTimeDepositsAbstract" xlink:label="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3123" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearOne_3124" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3123" xlink:to="Locator_us-gaap_TimeDepositMaturitiesYearOne_3124" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfTimeDepositsAbstract" xlink:label="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3125" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearTwo_3126" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3125" xlink:to="Locator_us-gaap_TimeDepositMaturitiesYearTwo_3126" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfTimeDepositsAbstract" xlink:label="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3127" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearThree_3128" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3127" xlink:to="Locator_us-gaap_TimeDepositMaturitiesYearThree_3128" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfTimeDepositsAbstract" xlink:label="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3129" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearFour_3130" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3129" xlink:to="Locator_us-gaap_TimeDepositMaturitiesYearFour_3130" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfTimeDepositsAbstract" xlink:label="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3131" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="Locator_us-gaap_TimeDepositMaturitiesYearFive_3132" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3131" xlink:to="Locator_us-gaap_TimeDepositMaturitiesYearFive_3132" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfTimeDepositsAbstract" xlink:label="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3133" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:label="Locator_us-gaap_TimeDepositMaturitiesAfterYearFive_3134" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3133" xlink:to="Locator_us-gaap_TimeDepositMaturitiesAfterYearFive_3134" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfTimeDepositsAbstract" xlink:label="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3135" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalTimeDepositsExcludingEquityIndexesOptions" xlink:label="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3136" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MaturitiesOfTimeDepositsAbstract_3135" xlink:to="Locator_ofg_TotalTimeDepositsExcludingEquityIndexesOptions_3136" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BusinessSegmentsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationFromSegmentTotalsToConsolidatedAbstract" xlink:label="Locator_us-gaap_ReconciliationFromSegmentTotalsToConsolidatedAbstract_3175" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable" xlink:label="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_3176" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationFromSegmentTotalsToConsolidatedAbstract_3175" xlink:to="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_3176" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable" xlink:label="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_3231" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3232" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_3231" xlink:to="Locator_us-gaap_SegmentReportingInformationLineItems_3232" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3153" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="Locator_us-gaap_InterestAndDividendIncomeOperating_3154" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3153" xlink:to="Locator_us-gaap_InterestAndDividendIncomeOperating_3154" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3155" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_3156" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3155" xlink:to="Locator_us-gaap_InterestExpense_3156" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3157" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="Locator_us-gaap_InterestIncomeExpenseNet_3158" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3157" xlink:to="Locator_us-gaap_InterestIncomeExpenseNet_3158" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3159" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_3160" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3159" xlink:to="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_3160" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3161" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="Locator_us-gaap_NoninterestIncome_3162" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3161" xlink:to="Locator_us-gaap_NoninterestIncome_3162" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3163" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="Locator_us-gaap_NoninterestExpense_3164" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3163" xlink:to="Locator_us-gaap_NoninterestExpense_3164" order="6.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3165" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IntersegmentRevenue" xlink:label="Locator_ofg_IntersegmentRevenue_3166" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3165" xlink:to="Locator_ofg_IntersegmentRevenue_3166" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3167" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesRelatedParty" xlink:label="Locator_us-gaap_CostsAndExpensesRelatedParty_3168" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3167" xlink:to="Locator_us-gaap_CostsAndExpensesRelatedParty_3168" order="8.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3169" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3170" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3169" xlink:to="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_3170" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_3171" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="Locator_us-gaap_Assets_3172" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_3171" xlink:to="Locator_us-gaap_Assets_3172" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable" xlink:label="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_3233" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="Locator_us-gaap_StatementBusinessSegmentsAxis_3234" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_3233" xlink:to="Locator_us-gaap_StatementBusinessSegmentsAxis_3234" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="Locator_us-gaap_StatementBusinessSegmentsAxis_3235" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3236" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementBusinessSegmentsAxis_3235" xlink:to="Locator_us-gaap_SegmentDomain_3236" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3239" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_WealthManagementMember" xlink:label="Locator_ofg_WealthManagementMember_3240" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentDomain_3239" xlink:to="Locator_ofg_WealthManagementMember_3240" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3243" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajorSegmentMember" xlink:label="Locator_ofg_MajorSegmentMember_3244" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentDomain_3243" xlink:to="Locator_ofg_MajorSegmentMember_3244" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3247" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConsolidatedTotalMember" xlink:label="Locator_ofg_ConsolidatedTotalMember_3248" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentDomain_3247" xlink:to="Locator_ofg_ConsolidatedTotalMember_3248" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3237" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankingMember" xlink:label="Locator_ofg_BankingMember_3238" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentDomain_3237" xlink:to="Locator_ofg_BankingMember_3238" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3241" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TreasuryMember" xlink:label="Locator_ofg_TreasuryMember_3242" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentDomain_3241" xlink:to="Locator_ofg_TreasuryMember_3242" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_3245" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IntersegmentEliminationMember" xlink:label="Locator_us-gaap_IntersegmentEliminationMember_3246" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentDomain_3245" xlink:to="Locator_us-gaap_IntersegmentEliminationMember_3246" order="5.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureCommitmentsAndContingenciesTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_3249" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock" xlink:label="Locator_us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock_3250" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_3249" xlink:to="Locator_us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock_3250" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_3251" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractualObligationFiscalYearMaturityScheduleTableTextBlock" xlink:label="Locator_us-gaap_ContractualObligationFiscalYearMaturityScheduleTableTextBlock_3252" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_3251" xlink:to="Locator_us-gaap_ContractualObligationFiscalYearMaturityScheduleTableTextBlock_3252" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureEquitybasedCompensationPlanNarrativesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3255" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_3256" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3255" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_3256" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3257" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SaleOfStockPricePerShare" xlink:label="Locator_us-gaap_SaleOfStockPricePerShare_3258" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3257" xlink:to="Locator_us-gaap_SaleOfStockPricePerShare_3258" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3259" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_3260" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3259" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_3260" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3261" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized_3262" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3261" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized_3262" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3263" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="Locator_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_3264" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3263" xlink:to="Locator_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_3264" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3265" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:label="Locator_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_3266" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_3265" xlink:to="Locator_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_3266" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityAbstract" xlink:label="Locator_us-gaap_EquityAbstract_3253" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_3254" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityAbstract_3253" xlink:to="Locator_us-gaap_StatementLineItems_3254" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BorrowingsNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3393" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralAxis" xlink:label="Locator_ofg_FhlbCollateralAxis_3394" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_3393" xlink:to="Locator_ofg_FhlbCollateralAxis_3394" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralAxis" xlink:label="Locator_ofg_FhlbCollateralAxis_3395" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralDomain" xlink:label="Locator_ofg_FhlbCollateralDomain_3396" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbCollateralAxis_3395" xlink:to="Locator_ofg_FhlbCollateralDomain_3396" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralDomain" xlink:label="Locator_ofg_FhlbCollateralDomain_3397" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3398" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbCollateralDomain_3397" xlink:to="Locator_us-gaap_MortgagesMember_3398" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbCollateralDomain" xlink:label="Locator_ofg_FhlbCollateralDomain_3399" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3400" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbCollateralDomain_3399" xlink:to="Locator_us-gaap_CommercialLoanMember_3400" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_3402" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_3401" xlink:to="Locator_dei_LegalEntityAxis_3402" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_3403" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_3404" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_LegalEntityAxis_3403" xlink:to="Locator_dei_EntityDomain_3404" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_3405" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StatutoryTrustIiMember" xlink:label="Locator_ofg_StatutoryTrustIiMember_3406" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityDomain_3405" xlink:to="Locator_ofg_StatutoryTrustIiMember_3406" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3407" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedborrowingsAxis" xlink:label="Locator_ofg_SubordinatedborrowingsAxis_3408" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_3407" xlink:to="Locator_ofg_SubordinatedborrowingsAxis_3408" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedborrowingsAxis" xlink:label="Locator_ofg_SubordinatedborrowingsAxis_3409" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedBorrowingNameDomain" xlink:label="Locator_us-gaap_SubordinatedBorrowingNameDomain_3410" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_SubordinatedborrowingsAxis_3409" xlink:to="Locator_us-gaap_SubordinatedBorrowingNameDomain_3410" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedBorrowingNameDomain" xlink:label="Locator_us-gaap_SubordinatedBorrowingNameDomain_3411" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedCapitalNote2004Member" xlink:label="Locator_ofg_SubordinatedCapitalNote2004Member_3412" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SubordinatedBorrowingNameDomain_3411" xlink:to="Locator_ofg_SubordinatedCapitalNote2004Member_3412" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedBorrowingNameDomain" xlink:label="Locator_us-gaap_SubordinatedBorrowingNameDomain_3413" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedCapitalNote2006Member" xlink:label="Locator_ofg_SubordinatedCapitalNote2006Member_3414" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SubordinatedBorrowingNameDomain_3413" xlink:to="Locator_ofg_SubordinatedCapitalNote2006Member_3414" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedBorrowingNameDomain" xlink:label="Locator_us-gaap_SubordinatedBorrowingNameDomain_3415" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SubordinatedCapitalNote2006FixedRateMember" xlink:label="Locator_ofg_SubordinatedCapitalNote2006FixedRateMember_3416" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SubordinatedBorrowingNameDomain_3415" xlink:to="Locator_ofg_SubordinatedCapitalNote2006FixedRateMember_3416" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3435" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3436" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_3435" xlink:to="Locator_us-gaap_DebtInstrumentLineItems_3436" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3267" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableCommercialMortgage" xlink:label="Locator_us-gaap_LoansReceivableCommercialMortgage_3268" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3267" xlink:to="Locator_us-gaap_LoansReceivableCommercialMortgage_3268" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3269" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds_3270" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3269" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds_3270" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3271" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesWeightedAverageMaturity" xlink:label="Locator_ofg_FhlbAdvancesWeightedAverageMaturity_3272" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3271" xlink:to="Locator_ofg_FhlbAdvancesWeightedAverageMaturity_3272" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3273" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="Locator_us-gaap_InterestPayableCurrentAndNoncurrent_3274" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3273" xlink:to="Locator_us-gaap_InterestPayableCurrentAndNoncurrent_3274" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3275" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NewRepurchaseAgreementDebtAmount" xlink:label="Locator_ofg_NewRepurchaseAgreementDebtAmount_3276" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3275" xlink:to="Locator_ofg_NewRepurchaseAgreementDebtAmount_3276" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3277" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InvestmentSoldToExtinguishDebt" xlink:label="Locator_ofg_InvestmentSoldToExtinguishDebt_3278" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3277" xlink:to="Locator_ofg_InvestmentSoldToExtinguishDebt_3278" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3279" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ExtinguishedDebt" xlink:label="Locator_ofg_ExtinguishedDebt_3280" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3279" xlink:to="Locator_ofg_ExtinguishedDebt_3280" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3281" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalOfDebtMaturedUnderRepurchasedAgreement" xlink:label="Locator_ofg_TotalOfDebtMaturedUnderRepurchasedAgreement_3282" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3281" xlink:to="Locator_ofg_TotalOfDebtMaturedUnderRepurchasedAgreement_3282" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3283" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturitiesOfSeniorDebt" xlink:label="Locator_us-gaap_MaturitiesOfSeniorDebt_3284" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3283" xlink:to="Locator_us-gaap_MaturitiesOfSeniorDebt_3284" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3285" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentUnamortizedPremium" xlink:label="Locator_us-gaap_DebtInstrumentUnamortizedPremium_3286" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3285" xlink:to="Locator_us-gaap_DebtInstrumentUnamortizedPremium_3286" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3287" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherBorrowings" xlink:label="Locator_us-gaap_OtherBorrowings_3288" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3287" xlink:to="Locator_us-gaap_OtherBorrowings_3288" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3289" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IndexAppreciation" xlink:label="Locator_ofg_IndexAppreciation_3290" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3289" xlink:to="Locator_ofg_IndexAppreciation_3290" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3291" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="Locator_us-gaap_SubordinatedDebt_3292" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3291" xlink:to="Locator_us-gaap_SubordinatedDebt_3292" order="14.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3293" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent" xlink:label="Locator_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_3294" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3293" xlink:to="Locator_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_3294" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3295" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TierTwoRiskBasedCapital" xlink:label="Locator_us-gaap_TierTwoRiskBasedCapital_3296" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3295" xlink:to="Locator_us-gaap_TierTwoRiskBasedCapital_3296" order="16.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3297" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NextCallDate" xlink:label="Locator_ofg_NextCallDate_3298" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3297" xlink:to="Locator_ofg_NextCallDate_3298" order="17.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3299" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentInterestRateTerms" xlink:label="Locator_us-gaap_DebtInstrumentInterestRateTerms_3300" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3299" xlink:to="Locator_us-gaap_DebtInstrumentInterestRateTerms_3300" order="18.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3301" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="Locator_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_3302" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3301" xlink:to="Locator_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_3302" order="19.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3303" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtWeightedAverageInterestRate" xlink:label="Locator_us-gaap_DebtWeightedAverageInterestRate_3304" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3303" xlink:to="Locator_us-gaap_DebtWeightedAverageInterestRate_3304" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3417" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3418" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_3417" xlink:to="Locator_us-gaap_DebtInstrumentAxis_3418" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3419" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3420" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentAxis_3419" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_3420" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3421" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TemporaryLiquidityGuaranteeProgramMember" xlink:label="Locator_ofg_TemporaryLiquidityGuaranteeProgramMember_3422" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3421" xlink:to="Locator_ofg_TemporaryLiquidityGuaranteeProgramMember_3422" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3423" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnsecuredDebtMember" xlink:label="Locator_us-gaap_UnsecuredDebtMember_3424" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3423" xlink:to="Locator_us-gaap_UnsecuredDebtMember_3424" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3425" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShortTermDebtMember" xlink:label="Locator_us-gaap_ShortTermDebtMember_3426" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3425" xlink:to="Locator_us-gaap_ShortTermDebtMember_3426" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3427" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementsMember" xlink:label="Locator_us-gaap_RepurchaseAgreementsMember_3428" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3427" xlink:to="Locator_us-gaap_RepurchaseAgreementsMember_3428" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3429" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherBorrowingsExcludingFederalFundsMember" xlink:label="Locator_ofg_OtherBorrowingsExcludingFederalFundsMember_3430" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3429" xlink:to="Locator_ofg_OtherBorrowingsExcludingFederalFundsMember_3430" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3431" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsPurchasedMember" xlink:label="Locator_us-gaap_FederalFundsPurchasedMember_3432" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3431" xlink:to="Locator_us-gaap_FederalFundsPurchasedMember_3432" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3433" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_3434" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3433" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_3434" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="Locator_us-gaap_DebtInstrumentsAbstract_3391" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3392" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentsAbstract_3391" xlink:to="Locator_us-gaap_DebtInstrumentTable_3392" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BorrowingsSecuritiesSoldUnderAgreementToRepurchaseByCounterpartiesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3471" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CounterpartyNameAxis" xlink:label="Locator_us-gaap_CounterpartyNameAxis_3472" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_3471" xlink:to="Locator_us-gaap_CounterpartyNameAxis_3472" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CounterpartyNameAxis" xlink:label="Locator_us-gaap_CounterpartyNameAxis_3473" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3474" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CounterpartyNameAxis_3473" xlink:to="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3474" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3475" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_JpMorganChaseBankNaMember" xlink:label="Locator_ofg_JpMorganChaseBankNaMember_3476" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3475" xlink:to="Locator_ofg_JpMorganChaseBankNaMember_3476" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3477" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditSuisseSecuritiesLlcMember" xlink:label="Locator_ofg_CreditSuisseSecuritiesLlcMember_3478" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3477" xlink:to="Locator_ofg_CreditSuisseSecuritiesLlcMember_3478" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3479" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeutscheBankMember" xlink:label="Locator_ofg_DeutscheBankMember_3480" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RepurchaseAgreementCounterpartyNameDomain_3479" xlink:to="Locator_ofg_DeutscheBankMember_3480" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3467" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3468" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_3467" xlink:to="Locator_us-gaap_DebtInstrumentLineItems_3468" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3439" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue" xlink:label="Locator_us-gaap_PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue_3440" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3439" xlink:to="Locator_us-gaap_PledgedAssetsSeparatelyReportedOtherAssetsPledgedAsCollateralAtFairValue_3440" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3437" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_3438" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3437" xlink:to="Locator_us-gaap_DebtAndCapitalLeaseObligations_3438" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3469" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3470" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_3469" xlink:to="Locator_us-gaap_DebtInstrumentAxis_3470" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3481" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3482" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentAxis_3481" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_3482" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3483" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_3484" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3483" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_3484" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="Locator_us-gaap_DebtDisclosureAbstract_3443" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3444" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtDisclosureAbstract_3443" xlink:to="Locator_us-gaap_DebtInstrumentTable_3444" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureBorrowingsRepurchaseAgreementsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3527" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3528" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_3527" xlink:to="Locator_us-gaap_DebtInstrumentLineItems_3528" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3485" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_3486" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3485" xlink:to="Locator_us-gaap_DebtAndCapitalLeaseObligations_3486" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3487" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtWeightedAverageInterestRate" xlink:label="Locator_us-gaap_DebtWeightedAverageInterestRate_3488" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3487" xlink:to="Locator_us-gaap_DebtWeightedAverageInterestRate_3488" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3489" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentRepurchaseAgreementDateOfAgreement" xlink:label="Locator_invest_InvestmentRepurchaseAgreementDateOfAgreement_3490" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3489" xlink:to="Locator_invest_InvestmentRepurchaseAgreementDateOfAgreement_3490" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_3491" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentRepurchaseAgreementRepurchaseDate" xlink:label="Locator_invest_InvestmentRepurchaseAgreementRepurchaseDate_3492" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_3491" xlink:to="Locator_invest_InvestmentRepurchaseAgreementRepurchaseDate_3492" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3529" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3530" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_3529" xlink:to="Locator_us-gaap_DebtInstrumentAxis_3530" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_3533" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3534" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentAxis_3533" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_3534" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_3535" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_3536" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_3535" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_3536" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3531" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtDueDateAxis" xlink:label="Locator_ofg_DebtDueDateAxis_3532" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_3531" xlink:to="Locator_ofg_DebtDueDateAxis_3532" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtDueDateAxis" xlink:label="Locator_ofg_DebtDueDateAxis_3537" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3538" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DebtDueDateAxis_3537" xlink:to="Locator_ofg_RepurchaseAgreementsDueDateDomain_3538" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3539" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate152016Member" xlink:label="Locator_ofg_DueDate152016Member_3540" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_3539" xlink:to="Locator_ofg_DueDate152016Member_3540" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3541" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate12302016Member" xlink:label="Locator_ofg_DueDate12302016Member_3542" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_3541" xlink:to="Locator_ofg_DueDate12302016Member_3542" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3543" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate1282016Member" xlink:label="Locator_ofg_DueDate1282016Member_3544" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_3543" xlink:to="Locator_ofg_DueDate1282016Member_3544" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3545" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate9302016Member" xlink:label="Locator_ofg_DueDate9302016Member_3546" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_3545" xlink:to="Locator_ofg_DueDate9302016Member_3546" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_3547" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueDate32017Member" xlink:label="Locator_ofg_DueDate32017Member_3548" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_3547" xlink:to="Locator_ofg_DueDate32017Member_3548" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="Locator_us-gaap_DebtDisclosureAbstract_3495" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_3496" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtDisclosureAbstract_3495" xlink:to="Locator_us-gaap_DebtInstrumentTable_3496" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableAgingOfRecordedInvestmentInGrossLoansDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3719" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossMitigationProgramMember" xlink:label="Locator_ofg_LossMitigationProgramMember_3720" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_3719" xlink:to="Locator_ofg_LossMitigationProgramMember_3720" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3715" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3716" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_3715" xlink:to="Locator_us-gaap_ConventionalLoanMember_3716" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3725" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedUpToYear2002Member" xlink:label="Locator_ofg_OriginatedUpToYear2002Member_3726" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3725" xlink:to="Locator_ofg_OriginatedUpToYear2002Member_3726" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3727" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2003And2004Member" xlink:label="Locator_ofg_OriginatedInYears2003And2004Member_3728" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3727" xlink:to="Locator_ofg_OriginatedInYears2003And2004Member_3728" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3729" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2005Member" xlink:label="Locator_ofg_OriginatedInYear2005Member_3730" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3729" xlink:to="Locator_ofg_OriginatedInYear2005Member_3730" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3731" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2006Member" xlink:label="Locator_ofg_OriginatedInYear2006Member_3732" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3731" xlink:to="Locator_ofg_OriginatedInYear2006Member_3732" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3733" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears20072008And2009Member" xlink:label="Locator_ofg_OriginatedInYears20072008And2009Member_3734" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3733" xlink:to="Locator_ofg_OriginatedInYears20072008And2009Member_3734" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3735" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2010201120122013Member" xlink:label="Locator_ofg_OriginatedInYears2010201120122013Member_3736" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3735" xlink:to="Locator_ofg_OriginatedInYears2010201120122013Member_3736" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3737" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Originatedinyears2014and2015Member" xlink:label="Locator_ofg_Originatedinyears2014and2015Member_3738" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3737" xlink:to="Locator_ofg_Originatedinyears2014and2015Member_3738" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3717" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NontraditionalMortgageMember" xlink:label="Locator_ofg_NontraditionalMortgageMember_3718" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_3717" xlink:to="Locator_ofg_NontraditionalMortgageMember_3718" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3721" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HomeEquitySecuredPersonalLoansMember" xlink:label="Locator_ofg_HomeEquitySecuredPersonalLoansMember_3722" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_3721" xlink:to="Locator_ofg_HomeEquitySecuredPersonalLoansMember_3722" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3723" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionOnSecuritiesMember" xlink:label="Locator_us-gaap_OptionOnSecuritiesMember_3724" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_3723" xlink:to="Locator_us-gaap_OptionOnSecuritiesMember_3724" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3749" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3750" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommercialLoanMember_3749" xlink:to="Locator_ofg_CommercialSecuredMember_3750" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3753" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateCommercialSecuredMember" xlink:label="Locator_ofg_CorporateCommercialSecuredMember_3754" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_3753" xlink:to="Locator_ofg_CorporateCommercialSecuredMember_3754" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3755" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalCommercialSecuredMember" xlink:label="Locator_ofg_InstitutionalCommercialSecuredMember_3756" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_3755" xlink:to="Locator_ofg_InstitutionalCommercialSecuredMember_3756" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3757" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketCommercialSecuredMember" xlink:label="Locator_ofg_MiddleMarketCommercialSecuredMember_3758" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_3757" xlink:to="Locator_ofg_MiddleMarketCommercialSecuredMember_3758" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3759" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailCommercialSecuredMember" xlink:label="Locator_ofg_RetailCommercialSecuredMember_3760" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_3759" xlink:to="Locator_ofg_RetailCommercialSecuredMember_3760" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3761" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanCommercialSecuredMember" xlink:label="Locator_ofg_FloorPlanCommercialSecuredMember_3762" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_3761" xlink:to="Locator_ofg_FloorPlanCommercialSecuredMember_3762" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3763" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateCommercialSecuredMember" xlink:label="Locator_ofg_RealEstateCommercialSecuredMember_3764" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_3763" xlink:to="Locator_ofg_RealEstateCommercialSecuredMember_3764" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3751" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3752" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommercialLoanMember_3751" xlink:to="Locator_ofg_OtherCommercialMember_3752" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3697" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalOtherCommercialMember" xlink:label="Locator_ofg_InstitutionalOtherCommercialMember_3698" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialMember_3697" xlink:to="Locator_ofg_InstitutionalOtherCommercialMember_3698" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3695" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateOtherCommercialMember" xlink:label="Locator_ofg_CorporateOtherCommercialMember_3696" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialMember_3695" xlink:to="Locator_ofg_CorporateOtherCommercialMember_3696" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3699" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketOtherCommercialMember" xlink:label="Locator_ofg_MiddleMarketOtherCommercialMember_3700" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialMember_3699" xlink:to="Locator_ofg_MiddleMarketOtherCommercialMember_3700" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3701" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailOtherCommercialMember" xlink:label="Locator_ofg_RetailOtherCommercialMember_3702" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialMember_3701" xlink:to="Locator_ofg_RetailOtherCommercialMember_3702" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3703" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanOtherCommercialMember" xlink:label="Locator_ofg_FloorPlanOtherCommercialMember_3704" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialMember_3703" xlink:to="Locator_ofg_FloorPlanOtherCommercialMember_3704" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3765" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_3766" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3765" xlink:to="Locator_us-gaap_ReceivableTypeDomain_3766" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3739" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="Locator_us-gaap_CreditCardReceivablesMember_3740" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_3739" xlink:to="Locator_us-gaap_CreditCardReceivablesMember_3740" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3741" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankOverdraftsMember" xlink:label="Locator_us-gaap_BankOverdraftsMember_3742" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_3741" xlink:to="Locator_us-gaap_BankOverdraftsMember_3742" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3743" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLinesOfCreditMember" xlink:label="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_3744" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_3743" xlink:to="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_3744" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3745" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLoansMember" xlink:label="Locator_ofg_UnsecuredPersonalLoansMember_3746" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_3745" xlink:to="Locator_ofg_UnsecuredPersonalLoansMember_3746" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3747" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashCollateralPersonalLoansMember" xlink:label="Locator_ofg_CashCollateralPersonalLoansMember_3748" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_3747" xlink:to="Locator_ofg_CashCollateralPersonalLoansMember_3748" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_3689" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_3690" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_3689" xlink:to="Locator_ofg_NonAcquiredLoanMember_3690" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_3691" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansMember" xlink:label="Locator_ofg_AcquiredLoansMember_3692" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_3691" xlink:to="Locator_ofg_AcquiredLoansMember_3692" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansMember" xlink:label="Locator_ofg_AcquiredLoansMember_3767" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_3768" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AcquiredLoansMember_3767" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_3768" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3693" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3694" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3693" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3694" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3705" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3706" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3705" xlink:to="Locator_us-gaap_MortgagesMember_3706" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3707" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3708" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3707" xlink:to="Locator_us-gaap_CommercialLoanMember_3708" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3709" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3710" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3709" xlink:to="Locator_us-gaap_ConsumerLoanMember_3710" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3711" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_3712" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3711" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_3712" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3713" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_3714" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3713" xlink:to="Locator_us-gaap_AutomobileLoanMember_3714" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_3567" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3568" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_3567" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3568" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3683" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3684" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3683" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3684" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3549" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_3550" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3549" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_3550" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3551" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_3552" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3551" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_3552" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3553" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_3554" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3553" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_3554" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3555" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3556" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3555" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDue_3556" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3557" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CurrentButNonAccrualLoans" xlink:label="Locator_ofg_CurrentButNonAccrualLoans_3558" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3557" xlink:to="Locator_ofg_CurrentButNonAccrualLoans_3558" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3559" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentCurrent_3560" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3559" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentCurrent_3560" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3561" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3562" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3561" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3562" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3563" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_3564" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_3563" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_3564" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3685" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3686" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3685" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3686" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3687" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3688" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_3687" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3688" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableInvestmentInLoansOnNonaccrualStatusDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3887" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossMitigationProgramMember" xlink:label="Locator_ofg_LossMitigationProgramMember_3888" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_3887" xlink:to="Locator_ofg_LossMitigationProgramMember_3888" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3883" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3884" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_3883" xlink:to="Locator_us-gaap_ConventionalLoanMember_3884" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3891" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedUpToYear2002Member" xlink:label="Locator_ofg_OriginatedUpToYear2002Member_3892" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3891" xlink:to="Locator_ofg_OriginatedUpToYear2002Member_3892" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3893" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2003And2004Member" xlink:label="Locator_ofg_OriginatedInYears2003And2004Member_3894" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3893" xlink:to="Locator_ofg_OriginatedInYears2003And2004Member_3894" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3895" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2005Member" xlink:label="Locator_ofg_OriginatedInYear2005Member_3896" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3895" xlink:to="Locator_ofg_OriginatedInYear2005Member_3896" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3897" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2006Member" xlink:label="Locator_ofg_OriginatedInYear2006Member_3898" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3897" xlink:to="Locator_ofg_OriginatedInYear2006Member_3898" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3899" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears20072008And2009Member" xlink:label="Locator_ofg_OriginatedInYears20072008And2009Member_3900" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3899" xlink:to="Locator_ofg_OriginatedInYears20072008And2009Member_3900" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3901" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2010201120122013Member" xlink:label="Locator_ofg_OriginatedInYears2010201120122013Member_3902" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3901" xlink:to="Locator_ofg_OriginatedInYears2010201120122013Member_3902" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_3903" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Originatedinyears2014and2015Member" xlink:label="Locator_ofg_Originatedinyears2014and2015Member_3904" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_3903" xlink:to="Locator_ofg_Originatedinyears2014and2015Member_3904" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3885" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NontraditionalMortgageMember" xlink:label="Locator_ofg_NontraditionalMortgageMember_3886" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_3885" xlink:to="Locator_ofg_NontraditionalMortgageMember_3886" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3889" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HomeEquitySecuredPersonalLoansMember" xlink:label="Locator_ofg_HomeEquitySecuredPersonalLoansMember_3890" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_3889" xlink:to="Locator_ofg_HomeEquitySecuredPersonalLoansMember_3890" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3915" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3916" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommercialLoanMember_3915" xlink:to="Locator_ofg_CommercialSecuredMember_3916" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3919" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketCommercialSecuredMember" xlink:label="Locator_ofg_MiddleMarketCommercialSecuredMember_3920" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_3919" xlink:to="Locator_ofg_MiddleMarketCommercialSecuredMember_3920" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3921" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailCommercialSecuredMember" xlink:label="Locator_ofg_RetailCommercialSecuredMember_3922" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_3921" xlink:to="Locator_ofg_RetailCommercialSecuredMember_3922" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_3923" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanCommercialSecuredMember" xlink:label="Locator_ofg_FloorPlanCommercialSecuredMember_3924" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_3923" xlink:to="Locator_ofg_FloorPlanCommercialSecuredMember_3924" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3917" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3918" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommercialLoanMember_3917" xlink:to="Locator_ofg_OtherCommercialMember_3918" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3865" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateOtherCommercialMember" xlink:label="Locator_ofg_CorporateOtherCommercialMember_3866" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialMember_3865" xlink:to="Locator_ofg_CorporateOtherCommercialMember_3866" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3867" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketOtherCommercialMember" xlink:label="Locator_ofg_MiddleMarketOtherCommercialMember_3868" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialMember_3867" xlink:to="Locator_ofg_MiddleMarketOtherCommercialMember_3868" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3869" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailOtherCommercialMember" xlink:label="Locator_ofg_RetailOtherCommercialMember_3870" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialMember_3869" xlink:to="Locator_ofg_RetailOtherCommercialMember_3870" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialMember" xlink:label="Locator_ofg_OtherCommercialMember_3871" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanOtherCommercialMember" xlink:label="Locator_ofg_FloorPlanOtherCommercialMember_3872" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialMember_3871" xlink:to="Locator_ofg_FloorPlanOtherCommercialMember_3872" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3925" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_3926" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3925" xlink:to="Locator_us-gaap_ReceivableTypeDomain_3926" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_3857" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_3858" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_3857" xlink:to="Locator_ofg_LoanMember_3858" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_3859" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_3860" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoanMember_3859" xlink:to="Locator_ofg_NonAcquiredLoanMember_3860" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_3861" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_3862" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoanMember_3861" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_3862" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3905" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="Locator_us-gaap_CreditCardReceivablesMember_3906" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_3905" xlink:to="Locator_us-gaap_CreditCardReceivablesMember_3906" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3907" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankOverdraftsMember" xlink:label="Locator_us-gaap_BankOverdraftsMember_3908" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_3907" xlink:to="Locator_us-gaap_BankOverdraftsMember_3908" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3909" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLinesOfCreditMember" xlink:label="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_3910" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_3909" xlink:to="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_3910" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3911" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLoansMember" xlink:label="Locator_ofg_UnsecuredPersonalLoansMember_3912" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_3911" xlink:to="Locator_ofg_UnsecuredPersonalLoansMember_3912" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3913" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashCollateralPersonalLoansMember" xlink:label="Locator_ofg_CashCollateralPersonalLoansMember_3914" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_3913" xlink:to="Locator_ofg_CashCollateralPersonalLoansMember_3914" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3863" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3864" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3863" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3864" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3873" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_3874" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3873" xlink:to="Locator_us-gaap_MortgagesMember_3874" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3875" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_3876" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3875" xlink:to="Locator_us-gaap_CommercialLoanMember_3876" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3877" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_3878" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3877" xlink:to="Locator_us-gaap_ConsumerLoanMember_3878" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3879" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_3880" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3879" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_3880" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3881" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_3882" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3881" xlink:to="Locator_us-gaap_AutomobileLoanMember_3882" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_3773" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentTable" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3774" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_3773" xlink:to="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3774" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentTable" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3851" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_3852" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3851" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_3852" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_3769" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3770" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_3769" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_3770" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentTable" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3853" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3854" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3853" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_3854" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentTable" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3855" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3856" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancingReceivableRecordedInvestmentTable_3855" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_3856" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableCreditQualityIndicatorOfLoansDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_4009" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateCommercialSecuredMember" xlink:label="Locator_ofg_CorporateCommercialSecuredMember_4010" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_4009" xlink:to="Locator_ofg_CorporateCommercialSecuredMember_4010" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_4011" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalCommercialSecuredMember" xlink:label="Locator_ofg_InstitutionalCommercialSecuredMember_4012" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_4011" xlink:to="Locator_ofg_InstitutionalCommercialSecuredMember_4012" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_4013" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketCommercialSecuredMember" xlink:label="Locator_ofg_MiddleMarketCommercialSecuredMember_4014" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_4013" xlink:to="Locator_ofg_MiddleMarketCommercialSecuredMember_4014" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_4015" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailCommercialSecuredMember" xlink:label="Locator_ofg_RetailCommercialSecuredMember_4016" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_4015" xlink:to="Locator_ofg_RetailCommercialSecuredMember_4016" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_4017" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanCommercialSecuredMember" xlink:label="Locator_ofg_FloorPlanCommercialSecuredMember_4018" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_4017" xlink:to="Locator_ofg_FloorPlanCommercialSecuredMember_4018" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_4019" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateCommercialSecuredMember" xlink:label="Locator_ofg_RealEstateCommercialSecuredMember_4020" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CommercialSecuredMember_4019" xlink:to="Locator_ofg_RealEstateCommercialSecuredMember_4020" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_3941" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_3942" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_3941" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_3942" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_4003" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_4004" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_4003" xlink:to="Locator_ofg_CreditQualityIndicatorsLineItems_4004" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3927" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3928" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3927" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_3928" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3929" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingPass" xlink:label="Locator_ofg_RiskRatingPass_3930" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3929" xlink:to="Locator_ofg_RiskRatingPass_3930" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3931" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingSpecialMention" xlink:label="Locator_ofg_RiskRatingSpecialMention_3932" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3931" xlink:to="Locator_ofg_RiskRatingSpecialMention_3932" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3933" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingSubstandard" xlink:label="Locator_ofg_RiskRatingSubstandard_3934" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3933" xlink:to="Locator_ofg_RiskRatingSubstandard_3934" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3935" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RiskRatingDoubtful" xlink:label="Locator_ofg_RiskRatingDoubtful_3936" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3935" xlink:to="Locator_ofg_RiskRatingDoubtful_3936" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditQualityIndicatorsLineItems" xlink:label="Locator_ofg_CreditQualityIndicatorsLineItems_3937" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_3938" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CreditQualityIndicatorsLineItems_3937" xlink:to="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_3938" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_4005" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeAxis" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeAxis_4006" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_4005" xlink:to="Locator_ofg_FinancingReceivablesInvestmentTypeAxis_4006" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeAxis" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeAxis_4027" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4028" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeAxis_4027" xlink:to="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4028" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4029" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialSecuredMember" xlink:label="Locator_ofg_CommercialSecuredMember_4030" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4029" xlink:to="Locator_ofg_CommercialSecuredMember_4030" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4031" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_4032" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4031" xlink:to="Locator_ofg_OtherCommercialAndIndustrialMember_4032" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_4039" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CorporateOtherCommercialMember" xlink:label="Locator_ofg_CorporateOtherCommercialMember_4040" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialAndIndustrialMember_4039" xlink:to="Locator_ofg_CorporateOtherCommercialMember_4040" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_4041" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InstitutionalOtherCommercialMember" xlink:label="Locator_ofg_InstitutionalOtherCommercialMember_4042" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialAndIndustrialMember_4041" xlink:to="Locator_ofg_InstitutionalOtherCommercialMember_4042" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_4043" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MiddleMarketOtherCommercialMember" xlink:label="Locator_ofg_MiddleMarketOtherCommercialMember_4044" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialAndIndustrialMember_4043" xlink:to="Locator_ofg_MiddleMarketOtherCommercialMember_4044" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_4045" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RetailOtherCommercialMember" xlink:label="Locator_ofg_RetailOtherCommercialMember_4046" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialAndIndustrialMember_4045" xlink:to="Locator_ofg_RetailOtherCommercialMember_4046" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OtherCommercialAndIndustrialMember" xlink:label="Locator_ofg_OtherCommercialAndIndustrialMember_4047" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FloorPlanOtherCommercialMember" xlink:label="Locator_ofg_FloorPlanOtherCommercialMember_4048" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_OtherCommercialAndIndustrialMember_4047" xlink:to="Locator_ofg_FloorPlanOtherCommercialMember_4048" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4033" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndCommercialRealEstateMember" xlink:label="Locator_ofg_ConstructionAndCommercialRealEstateMember_4034" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4033" xlink:to="Locator_ofg_ConstructionAndCommercialRealEstateMember_4034" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4035" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4036" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4035" xlink:to="Locator_us-gaap_CommercialLoanMember_4036" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivablesInvestmentTypeDomain" xlink:label="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4037" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalCommercialSubjectToRiskRatingMember" xlink:label="Locator_ofg_TotalCommercialSubjectToRiskRatingMember_4038" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancingReceivablesInvestmentTypeDomain_4037" xlink:to="Locator_ofg_TotalCommercialSubjectToRiskRatingMember_4038" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_4007" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4008" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_4007" xlink:to="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4008" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4021" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4022" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4021" xlink:to="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4022" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4025" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAcquiredLoansUnderAsc31020Member" xlink:label="Locator_ofg_CommercialAcquiredLoansUnderAsc31020Member_4026" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4025" xlink:to="Locator_ofg_CommercialAcquiredLoansUnderAsc31020Member_4026" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4023" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_4024" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4023" xlink:to="Locator_ofg_NonAcquiredLoanMember_4024" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableRiskCategoryOfGrossLoansNotSubjectToRiskRatingDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4163" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4164" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_4163" xlink:to="Locator_us-gaap_ConventionalLoanMember_4164" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4173" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedUpToYear2002Member" xlink:label="Locator_ofg_OriginatedUpToYear2002Member_4174" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_4173" xlink:to="Locator_ofg_OriginatedUpToYear2002Member_4174" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4175" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2003And2004Member" xlink:label="Locator_ofg_OriginatedInYears2003And2004Member_4176" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_4175" xlink:to="Locator_ofg_OriginatedInYears2003And2004Member_4176" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4177" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2005Member" xlink:label="Locator_ofg_OriginatedInYear2005Member_4178" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_4177" xlink:to="Locator_ofg_OriginatedInYear2005Member_4178" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4179" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYear2006Member" xlink:label="Locator_ofg_OriginatedInYear2006Member_4180" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_4179" xlink:to="Locator_ofg_OriginatedInYear2006Member_4180" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4181" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears20072008And2009Member" xlink:label="Locator_ofg_OriginatedInYears20072008And2009Member_4182" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_4181" xlink:to="Locator_ofg_OriginatedInYears20072008And2009Member_4182" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4183" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedInYears2010201120122013Member" xlink:label="Locator_ofg_OriginatedInYears2010201120122013Member_4184" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_4183" xlink:to="Locator_ofg_OriginatedInYears2010201120122013Member_4184" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_4185" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Originatedinyears2014and2015Member" xlink:label="Locator_ofg_Originatedinyears2014and2015Member_4186" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConventionalLoanMember_4185" xlink:to="Locator_ofg_Originatedinyears2014and2015Member_4186" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4165" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NontraditionalMortgageMember" xlink:label="Locator_ofg_NontraditionalMortgageMember_4166" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_4165" xlink:to="Locator_ofg_NontraditionalMortgageMember_4166" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4167" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember" xlink:label="Locator_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember_4168" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_4167" xlink:to="Locator_ofg_LossMitigationProgramLoanExcludeIndividuallyImpairmentMeasureMember_4168" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4169" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_HomeEquitySecuredPersonalLoansMember" xlink:label="Locator_ofg_HomeEquitySecuredPersonalLoansMember_4170" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_4169" xlink:to="Locator_ofg_HomeEquitySecuredPersonalLoansMember_4170" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4171" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OptionOnSecuritiesMember" xlink:label="Locator_us-gaap_OptionOnSecuritiesMember_4172" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MortgagesMember_4171" xlink:to="Locator_us-gaap_OptionOnSecuritiesMember_4172" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4197" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4198" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4197" xlink:to="Locator_us-gaap_ReceivableTypeDomain_4198" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4147" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" xlink:label="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4148" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4147" xlink:to="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4148" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" xlink:label="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4149" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedLoansNotSubjectToRiskRatingMember" xlink:label="Locator_ofg_OriginatedLoansNotSubjectToRiskRatingMember_4150" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4149" xlink:to="Locator_ofg_OriginatedLoansNotSubjectToRiskRatingMember_4150" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonCoveredLoanNotSubjectToRiskRatingsMember" xlink:label="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4151" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember" xlink:label="Locator_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_4152" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NonCoveredLoanNotSubjectToRiskRatingsMember_4151" xlink:to="Locator_ofg_AccountedForUnderAsc31020NotSubjectToRiskRatingMember_4152" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4187" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CreditCardReceivablesMember" xlink:label="Locator_us-gaap_CreditCardReceivablesMember_4188" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_4187" xlink:to="Locator_us-gaap_CreditCardReceivablesMember_4188" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4189" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankOverdraftsMember" xlink:label="Locator_us-gaap_BankOverdraftsMember_4190" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_4189" xlink:to="Locator_us-gaap_BankOverdraftsMember_4190" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4191" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLinesOfCreditMember" xlink:label="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_4192" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_4191" xlink:to="Locator_ofg_UnsecuredPersonalLinesOfCreditMember_4192" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4193" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_UnsecuredPersonalLoansMember" xlink:label="Locator_ofg_UnsecuredPersonalLoansMember_4194" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_4193" xlink:to="Locator_ofg_UnsecuredPersonalLoansMember_4194" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4195" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashCollateralPersonalLoansMember" xlink:label="Locator_ofg_CashCollateralPersonalLoansMember_4196" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ConsumerLoanMember_4195" xlink:to="Locator_ofg_CashCollateralPersonalLoansMember_4196" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4153" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4154" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4153" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4154" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4155" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4156" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4155" xlink:to="Locator_us-gaap_MortgagesMember_4156" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4157" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4158" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4157" xlink:to="Locator_us-gaap_ConsumerLoanMember_4158" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4159" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_4160" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4159" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_4160" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4161" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_4162" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4161" xlink:to="Locator_us-gaap_AutomobileLoanMember_4162" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_4067" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4068" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_4067" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4068" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4141" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4142" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4141" xlink:to="Locator_ofg_NotSubjectToRiskRatingLineItems_4142" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4049" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_4050" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4049" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_4050" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4051" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue_4052" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4051" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment1To29DaysPastDue_4052" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4053" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_4054" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4053" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_4054" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4055" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_4056" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4055" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_4056" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4057" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue_4058" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4057" xlink:to="Locator_ofg_FinancingReceivableRecordedInvestment90To119DaysPastDue_4058" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4059" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue_4060" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4059" xlink:to="Locator_ofg_FinancingReceivableRecordedInvestment120To364DaysPastDue_4060" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4061" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue" xlink:label="Locator_ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue_4062" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4061" xlink:to="Locator_ofg_FinancingReceivableRecordedInvestmentEqualToGreaterThan365DaysPastDue_4062" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotSubjectToRiskRatingLineItems" xlink:label="Locator_ofg_NotSubjectToRiskRatingLineItems_4063" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4064" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NotSubjectToRiskRatingLineItems_4063" xlink:to="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4064" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4143" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4144" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4143" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4144" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4145" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4146" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_4145" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4146" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableTDRPrePostModificationsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4247" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4248" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4247" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4248" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4249" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4250" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4249" xlink:to="Locator_us-gaap_MortgagesMember_4250" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4251" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4252" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4251" xlink:to="Locator_us-gaap_CommercialLoanMember_4252" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4253" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4254" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4253" xlink:to="Locator_us-gaap_ConsumerLoanMember_4254" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4255" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_4256" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4255" xlink:to="Locator_us-gaap_AutomobileLoanMember_4256" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_4215" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4216" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_4215" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4216" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4243" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4244" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4243" xlink:to="Locator_us-gaap_FinancingReceivableModificationsLineItems_4244" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4199" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:label="Locator_us-gaap_FinancingReceivableModificationsNumberOfContracts2_4200" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4199" xlink:to="Locator_us-gaap_FinancingReceivableModificationsNumberOfContracts2_4200" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4201" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:label="Locator_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_4202" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4201" xlink:to="Locator_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_4202" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4203" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreModificationWeightedAverageRate" xlink:label="Locator_ofg_PreModificationWeightedAverageRate_4204" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4203" xlink:to="Locator_ofg_PreModificationWeightedAverageRate_4204" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4205" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreModificationWeightedAverageTerm" xlink:label="Locator_ofg_PreModificationWeightedAverageTerm_4206" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4205" xlink:to="Locator_ofg_PreModificationWeightedAverageTerm_4206" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4207" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:label="Locator_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_4208" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4207" xlink:to="Locator_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_4208" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4209" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PostModificationWeightedAverageRate" xlink:label="Locator_ofg_PostModificationWeightedAverageRate_4210" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4209" xlink:to="Locator_ofg_PostModificationWeightedAverageRate_4210" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4211" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PostModificationWeightedAverageTerm" xlink:label="Locator_ofg_PostModificationWeightedAverageTerm_4212" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4211" xlink:to="Locator_ofg_PostModificationWeightedAverageTerm_4212" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4245" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4246" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4245" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4246" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesAllowanceForLoanAndLeaseLossesDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4359" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4360" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4359" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4360" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4361" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_4362" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4361" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_4362" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4363" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="Locator_ofg_AccountedForUnderAsc31030Member_4364" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4363" xlink:to="Locator_ofg_AccountedForUnderAsc31030Member_4364" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4331" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4332" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4331" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4332" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4347" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="Locator_us-gaap_ConstructionLoansMember_4348" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4347" xlink:to="Locator_us-gaap_ConstructionLoansMember_4348" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4341" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceLeasesPortfolioSegmentMember" xlink:label="Locator_us-gaap_FinanceLeasesPortfolioSegmentMember_4342" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4341" xlink:to="Locator_us-gaap_FinanceLeasesPortfolioSegmentMember_4342" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4333" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4334" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4333" xlink:to="Locator_us-gaap_MortgagesMember_4334" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4336" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4335" xlink:to="Locator_us-gaap_CommercialLoanMember_4336" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4337" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4338" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4337" xlink:to="Locator_us-gaap_ConsumerLoanMember_4338" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4343" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_4344" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4343" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_4344" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4345" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="Locator_us-gaap_UnallocatedFinancingReceivablesMember_4346" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4345" xlink:to="Locator_us-gaap_UnallocatedFinancingReceivablesMember_4346" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4339" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_4340" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4339" xlink:to="Locator_us-gaap_AutomobileLoanMember_4340" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4349" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4350" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4349" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4350" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4351" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="Locator_ofg_CommercialAndOtherConstructionMember_4352" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4351" xlink:to="Locator_ofg_CommercialAndOtherConstructionMember_4352" order="10.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4353" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4354" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4353" xlink:to="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4354" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4357" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansMember" xlink:label="Locator_ofg_AcquiredLoansMember_4358" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4357" xlink:to="Locator_ofg_AcquiredLoansMember_4358" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4355" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_4356" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4355" xlink:to="Locator_ofg_NonAcquiredLoanMember_4356" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4257" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4258" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4257" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4258" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4263" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_4264" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4263" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_4264" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4265" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_4266" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4265" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_4266" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4267" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_4268" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4267" xlink:to="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_4268" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4261" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4262" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4261" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4262" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4269" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4270" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_4269" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4270" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_4271" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4272" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_4271" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4272" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4327" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4328" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4327" xlink:to="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4328" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4324" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4323" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4324" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4329" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4330" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4329" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4330" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4326" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4325" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4326" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesGrossLoanAndAllowanceForLoanAndLeaseLossesDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4453" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4454" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4453" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4454" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4455" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_4456" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4455" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_4456" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4457" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="Locator_ofg_AccountedForUnderAsc31030Member_4458" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_4457" xlink:to="Locator_ofg_AccountedForUnderAsc31030Member_4458" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4433" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4434" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4433" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4434" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4441" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AuotomobileloansportfoliosegmentMember" xlink:label="Locator_ofg_AuotomobileloansportfoliosegmentMember_4442" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4441" xlink:to="Locator_ofg_AuotomobileloansportfoliosegmentMember_4442" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4443" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceLeasesPortfolioSegmentMember" xlink:label="Locator_us-gaap_FinanceLeasesPortfolioSegmentMember_4444" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4443" xlink:to="Locator_us-gaap_FinanceLeasesPortfolioSegmentMember_4444" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4435" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4436" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4435" xlink:to="Locator_us-gaap_MortgagesMember_4436" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4437" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4438" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4437" xlink:to="Locator_us-gaap_CommercialLoanMember_4438" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4439" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4440" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4439" xlink:to="Locator_us-gaap_ConsumerLoanMember_4440" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4445" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_4446" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4445" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_4446" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4447" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="Locator_us-gaap_UnallocatedFinancingReceivablesMember_4448" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4447" xlink:to="Locator_us-gaap_UnallocatedFinancingReceivablesMember_4448" order="7.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4449" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4450" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4449" xlink:to="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4450" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4451" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_4452" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4451" xlink:to="Locator_ofg_NonAcquiredLoanMember_4452" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4365" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_4366" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4365" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_4366" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4367" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_4368" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4367" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_4368" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4369" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4370" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4369" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4370" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4371" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4372" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4371" xlink:to="Locator_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_4372" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4373" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="Locator_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_4374" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4373" xlink:to="Locator_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_4374" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4375" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_4376" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4375" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_4376" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_4379" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4380" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_4379" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4380" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4429" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4430" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4429" xlink:to="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4430" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4425" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4426" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4425" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4426" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4431" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4432" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4431" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_4432" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4427" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4428" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_4427" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4428" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableEurobankAcquiredLoanCarryingAmountsDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4511" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4512" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4511" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4512" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4515" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedSC31030NonCoveredLoansMember" xlink:label="Locator_ofg_AccountedSC31030NonCoveredLoansMember_4516" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4515" xlink:to="Locator_ofg_AccountedSC31030NonCoveredLoansMember_4516" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4513" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4514" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4513" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4514" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4469" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4470" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4469" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4470" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4459" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="Locator_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_4460" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4459" xlink:to="Locator_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_4460" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4461" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAccretableDiscount" xlink:label="Locator_ofg_NonAccretableDiscount_4462" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4461" xlink:to="Locator_ofg_NonAccretableDiscount_4462" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4463" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_4464" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4463" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_4464" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4465" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYield" xlink:label="Locator_ofg_AccretableYield_4466" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4465" xlink:to="Locator_ofg_AccretableYield_4466" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4467" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_4468" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4467" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_4468" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4471" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_4472" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4471" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_4472" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable_4507" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4508" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable_4507" xlink:to="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4508" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable_4509" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4510" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTable_4509" xlink:to="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4510" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableAccretableYieldAndNonaccretableDiscountActivityDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract_4545" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4546" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract_4545" xlink:to="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4546" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4589" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4590" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4589" xlink:to="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4590" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4517" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4518" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4517" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4518" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4525" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions_4526" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4525" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions_4526" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4527" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_4528" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4527" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_4528" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4529" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInExpectedCashFlow" xlink:label="Locator_ofg_ChangeInExpectedCashFlow_4530" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4529" xlink:to="Locator_ofg_ChangeInExpectedCashFlow_4530" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4531" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference_4532" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4531" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference_4532" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4523" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_4524" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4523" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_4524" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4533" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_4534" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_4533" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_4534" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4519" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4520" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_4519" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4520" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4537" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions_4538" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4537" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableYieldAdditions_4538" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4539" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses_4540" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4539" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses_4540" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4541" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield_4542" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4541" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield_4542" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4535" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_4536" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4535" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_4536" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4543" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_4544" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_4543" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_4544" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4591" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4592" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4591" xlink:to="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4592" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4595" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4596" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_4595" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4596" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4597" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedSC31030NonCoveredLoansMember" xlink:label="Locator_ofg_AccountedSC31030NonCoveredLoansMember_4598" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4597" xlink:to="Locator_ofg_AccountedSC31030NonCoveredLoansMember_4598" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4593" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4594" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_4593" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4594" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4599" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4600" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_4599" xlink:to="Locator_us-gaap_ReceivableTypeDomain_4600" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4601" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4602" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4601" xlink:to="Locator_us-gaap_MortgagesMember_4602" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4605" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="Locator_us-gaap_ConstructionLoansMember_4606" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4605" xlink:to="Locator_us-gaap_ConstructionLoansMember_4606" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4607" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_4608" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4607" xlink:to="Locator_us-gaap_AutomobileLoanMember_4608" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4603" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4604" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4603" xlink:to="Locator_us-gaap_CommercialLoanMember_4604" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4609" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4610" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4609" xlink:to="Locator_us-gaap_ConsumerLoanMember_4610" order="5.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesAllowanceForAcquiredEurobankLoanAndLeaseLossesDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4663" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4664" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4663" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4664" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4669" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4670" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4669" xlink:to="Locator_us-gaap_CommercialLoanMember_4670" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4667" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4668" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4667" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4668" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4673" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_4674" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4673" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_4674" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4671" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4672" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_4671" xlink:to="Locator_us-gaap_ConsumerLoanMember_4672" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4675" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_4676" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4675" xlink:to="Locator_us-gaap_ReceivableTypeDomain_4676" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_4625" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableAcquiredTable" xlink:label="Locator_ofg_LoansReceivableAcquiredTable_4626" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_4625" xlink:to="Locator_ofg_LoansReceivableAcquiredTable_4626" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableAcquiredTable" xlink:label="Locator_ofg_LoansReceivableAcquiredTable_4657" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4658" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansReceivableAcquiredTable_4657" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4658" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4611" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4612" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_4611" xlink:to="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4612" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4617" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_4618" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4617" xlink:to="Locator_us-gaap_ProvisionForLoanAndLeaseLosses_4618" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4619" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_4620" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4619" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_4620" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4621" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries" xlink:label="Locator_ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries_4622" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4621" xlink:to="Locator_ofg_FdicIndemnificationAssetAdditionalEstimatedLossesRecoveries_4622" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4615" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4616" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4615" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4616" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4623" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4624" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_4623" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLosses_4624" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableAcquiredTable" xlink:label="Locator_ofg_LoansReceivableAcquiredTable_4659" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableCoveredAxis" xlink:label="Locator_ofg_LoansReceivableCoveredAxis_4660" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansReceivableAcquiredTable_4659" xlink:to="Locator_ofg_LoansReceivableCoveredAxis_4660" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableCoveredAxis" xlink:label="Locator_ofg_LoansReceivableCoveredAxis_4665" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4666" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansReceivableCoveredAxis_4665" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_4666" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansReceivableAcquiredTable" xlink:label="Locator_ofg_LoansReceivableAcquiredTable_4661" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4662" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansReceivableAcquiredTable_4661" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4662" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentsSecuritiesTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_4677" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentTableTextBlock" xlink:label="Locator_invest_InvestmentTableTextBlock_4678" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsAbstract_4677" xlink:to="Locator_invest_InvestmentTableTextBlock_4678" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_4679" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealizedGainLossOnInvestmentsTableTextBlock" xlink:label="Locator_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_4680" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsAbstract_4679" xlink:to="Locator_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_4680" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_4681" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock" xlink:label="Locator_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock_4682" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsAbstract_4681" xlink:to="Locator_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock_4682" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsAbstract" xlink:label="Locator_us-gaap_InvestmentsAbstract_4683" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock_4684" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsAbstract_4683" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock_4684" order="4.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableRecordedInvestmentInLoansIndividuallyEvaluatedForImpairmentDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4749" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4750" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4749" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4750" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4751" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoansWithSpecificAllowanceMember" xlink:label="Locator_ofg_CommercialImpairedLoansWithSpecificAllowanceMember_4752" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4751" xlink:to="Locator_ofg_CommercialImpairedLoansWithSpecificAllowanceMember_4752" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4753" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember" xlink:label="Locator_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember_4754" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4753" xlink:to="Locator_ofg_ResidentialTroubledDebtRestructuringImpairedLoansWithSpecificAllowanceMember_4754" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4755" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember" xlink:label="Locator_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember_4756" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4755" xlink:to="Locator_ofg_CommercialImpairedLoansWithNoSpecificAllowanceMember_4756" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4757" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageImpairedLoanPoolMember" xlink:label="Locator_ofg_MortgageImpairedLoanPoolMember_4758" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4757" xlink:to="Locator_ofg_MortgageImpairedLoanPoolMember_4758" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4759" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialImpairedLoanPoolMember" xlink:label="Locator_ofg_CommercialImpairedLoanPoolMember_4760" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4759" xlink:to="Locator_ofg_CommercialImpairedLoanPoolMember_4760" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4761" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionImpairedLoanPoolMember" xlink:label="Locator_ofg_ConstructionImpairedLoanPoolMember_4762" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4761" xlink:to="Locator_ofg_ConstructionImpairedLoanPoolMember_4762" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4763" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoImpairedLoanPoolMember" xlink:label="Locator_ofg_AutoImpairedLoanPoolMember_4764" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4763" xlink:to="Locator_ofg_AutoImpairedLoanPoolMember_4764" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4765" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConsumerImpairedLoanPoolMember" xlink:label="Locator_ofg_ConsumerImpairedLoanPoolMember_4766" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4765" xlink:to="Locator_ofg_ConsumerImpairedLoanPoolMember_4766" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4769" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" xlink:label="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_4770" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4769" xlink:to="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_4770" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4767" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4768" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4767" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_4768" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4771" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="Locator_ofg_CommercialAndOtherConstructionMember_4772" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4771" xlink:to="Locator_ofg_CommercialAndOtherConstructionMember_4772" order="11.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4773" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4774" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4773" xlink:to="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4774" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4775" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_4776" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4775" xlink:to="Locator_ofg_NonAcquiredLoanMember_4776" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4777" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_4778" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4777" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_4778" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4779" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="Locator_ofg_AccountedForUnderAsc31030Member_4780" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4779" xlink:to="Locator_ofg_AccountedForUnderAsc31030Member_4780" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain" xlink:label="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4781" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4782" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_NonAcquiredOriginatedAndAcquiredLoansByInstitutionDomain_4781" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_4782" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_4695" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4696" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_4695" xlink:to="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4696" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4747" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredNonAcquiredLoansByInstitutionAxis" xlink:label="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4748" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4747" xlink:to="Locator_ofg_AcquiredNonAcquiredLoansByInstitutionAxis_4748" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4743" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_4744" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4743" xlink:to="Locator_us-gaap_FinancingReceivableImpairedLineItems_4744" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_4685" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_4686" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_4685" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_4686" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_4687" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_4688" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_4687" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_4688" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_4689" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableAllowance_4690" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_4689" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableAllowance_4690" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_4691" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AllowanceToLoansCoverage" xlink:label="Locator_ofg_AllowanceToLoansCoverage_4692" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_4691" xlink:to="Locator_ofg_AllowanceToLoansCoverage_4692" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4745" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4746" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_4745" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4746" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableNarrativesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4783" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CoveredNonPerformingCommercialLoansSoldPrincipalBalance" xlink:label="Locator_ofg_CoveredNonPerformingCommercialLoansSoldPrincipalBalance_4784" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4783" xlink:to="Locator_ofg_CoveredNonPerformingCommercialLoansSoldPrincipalBalance_4784" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4785" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CoveredNonPerformingCommercialLoansSoldCarryingValue" xlink:label="Locator_ofg_CoveredNonPerformingCommercialLoansSoldCarryingValue_4786" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4785" xlink:to="Locator_ofg_CoveredNonPerformingCommercialLoansSoldCarryingValue_4786" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4787" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CoveredNonPerformingCommercialLoansSoldSalesPrice" xlink:label="Locator_ofg_CoveredNonPerformingCommercialLoansSoldSalesPrice_4788" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4787" xlink:to="Locator_ofg_CoveredNonPerformingCommercialLoansSoldSalesPrice_4788" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4789" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans" xlink:label="Locator_ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans_4790" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4789" xlink:to="Locator_ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans_4790" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4791" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalProvisionRelatedToCoveredNonPerformingCommercialLoansSold" xlink:label="Locator_ofg_AdditionalProvisionRelatedToCoveredNonPerformingCommercialLoansSold_4792" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4791" xlink:to="Locator_ofg_AdditionalProvisionRelatedToCoveredNonPerformingCommercialLoansSold_4792" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4793" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CostRecoveriesAssociatedWithCoveredNonPerformingCommercialLoansSold" xlink:label="Locator_ofg_CostRecoveriesAssociatedWithCoveredNonPerformingCommercialLoansSold_4794" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4793" xlink:to="Locator_ofg_CostRecoveriesAssociatedWithCoveredNonPerformingCommercialLoansSold_4794" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4795" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldPrincipalBalance" xlink:label="Locator_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldPrincipalBalance_4796" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4795" xlink:to="Locator_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldPrincipalBalance_4796" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4797" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldCarryingValue" xlink:label="Locator_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldCarryingValue_4798" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4797" xlink:to="Locator_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldCarryingValue_4798" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4799" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldSalePrice" xlink:label="Locator_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldSalePrice_4800" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4799" xlink:to="Locator_ofg_AcquiredButNonCoveredNonPerformingCommercialAndRealEstateLoansSoldSalePrice_4800" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4801" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalProvisionRelatedToAcquiredButNonCoveredNonPerformingCommercialLoansSold" xlink:label="Locator_ofg_AdditionalProvisionRelatedToAcquiredButNonCoveredNonPerformingCommercialLoansSold_4802" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4801" xlink:to="Locator_ofg_AdditionalProvisionRelatedToAcquiredButNonCoveredNonPerformingCommercialLoansSold_4802" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4803" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CostRecoveriesAssociatedWithAcquiredButNonCoveredNonPerformingCommercialLoansSold" xlink:label="Locator_ofg_CostRecoveriesAssociatedWithAcquiredButNonCoveredNonPerformingCommercialLoansSold_4804" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4803" xlink:to="Locator_ofg_CostRecoveriesAssociatedWithAcquiredButNonCoveredNonPerformingCommercialLoansSold_4804" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4805" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RealEstateOwnedSoldCarryingAmount" xlink:label="Locator_ofg_RealEstateOwnedSoldCarryingAmount_4806" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4805" xlink:to="Locator_ofg_RealEstateOwnedSoldCarryingAmount_4806" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4807" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Realestateownedsoldsaleprice" xlink:label="Locator_ofg_Realestateownedsoldsaleprice_4808" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4807" xlink:to="Locator_ofg_Realestateownedsoldsaleprice_4808" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4809" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountReceivableRelatedToNonPerformingLoansSold" xlink:label="Locator_ofg_AccountReceivableRelatedToNonPerformingLoansSold_4810" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4809" xlink:to="Locator_ofg_AccountReceivableRelatedToNonPerformingLoansSold_4810" order="14.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4811" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual" xlink:label="Locator_ofg_FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual_4812" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4811" xlink:to="Locator_ofg_FinancingReceivableModificationsRecordedInvestmentNotIncludedInNonAccrual_4812" order="15.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4813" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldForSaleAmortizedCost" xlink:label="Locator_ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldForSaleAmortizedCost_4814" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4813" xlink:to="Locator_ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldForSaleAmortizedCost_4814" order="16.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4815" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldforSaleFairValue" xlink:label="Locator_ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldforSaleFairValue_4816" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4815" xlink:to="Locator_ofg_NonPerformingResidentialLoansHeldForInvestmentTransferredToHeldforSaleFairValue_4816" order="17.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4817" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainLossOnSaleOfMortgageLoansHeldForSale" xlink:label="Locator_ofg_GainLossOnSaleOfMortgageLoansHeldForSale_4818" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4817" xlink:to="Locator_ofg_GainLossOnSaleOfMortgageLoansHeldForSale_4818" order="18.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4819" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageHeldForSalePortionSold" xlink:label="Locator_ofg_MortgageHeldForSalePortionSold_4820" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4819" xlink:to="Locator_ofg_MortgageHeldForSalePortionSold_4820" order="19.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4821" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansSold" xlink:label="Locator_ofg_AcquiredLoansSold_4822" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4821" xlink:to="Locator_ofg_AcquiredLoansSold_4822" order="20.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4823" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansGrantedToPuertoRicoGovernment" xlink:label="Locator_ofg_LoansGrantedToPuertoRicoGovernment_4824" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4823" xlink:to="Locator_ofg_LoansGrantedToPuertoRicoGovernment_4824" order="21.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4825" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment" xlink:label="Locator_ofg_AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment_4826" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4825" xlink:to="Locator_ofg_AcquiredLoansUnderAsc31030GrantedToPuertoRicoGovernment_4826" order="22.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4827" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_4828" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4827" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableGrossCarryingAmountCovered_4828" order="23.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4829" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered_4830" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4829" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableNetReportedAmountCovered_4830" order="24.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4831" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageHeldForSaleReclassifiedToMortgageHeldForInvestment" xlink:label="Locator_ofg_MortgageHeldForSaleReclassifiedToMortgageHeldForInvestment_4832" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4831" xlink:to="Locator_ofg_MortgageHeldForSaleReclassifiedToMortgageHeldForInvestment_4832" order="25.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4833" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="Locator_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_4834" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4833" xlink:to="Locator_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_4834" order="26.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4835" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCredit" xlink:label="Locator_us-gaap_LineOfCredit_4836" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4835" xlink:to="Locator_us-gaap_LineOfCredit_4836" order="27.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4837" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations" xlink:label="Locator_ofg_LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations_4838" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4837" xlink:to="Locator_ofg_LineOfCreditFacilityMaximumBorrowingCapacityGrantedToPublicCorporations_4838" order="28.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4839" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TotalRevolvingLineOfCreditOfGovernment" xlink:label="Locator_ofg_TotalRevolvingLineOfCreditOfGovernment_4840" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4839" xlink:to="Locator_ofg_TotalRevolvingLineOfCreditOfGovernment_4840" order="29.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4841" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentCreditLineUnpaidPrincipalBalance" xlink:label="Locator_ofg_GovernmentCreditLineUnpaidPrincipalBalance_4842" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4841" xlink:to="Locator_ofg_GovernmentCreditLineUnpaidPrincipalBalance_4842" order="30.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4843" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold" xlink:label="Locator_us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold_4844" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4843" xlink:to="Locator_us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold_4844" order="31.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4845" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GovernmentCreditLineMaturityDate" xlink:label="Locator_ofg_GovernmentCreditLineMaturityDate_4846" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4845" xlink:to="Locator_ofg_GovernmentCreditLineMaturityDate_4846" order="32.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4847" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:label="Locator_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1_4848" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4847" xlink:to="Locator_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1_4848" order="33.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4849" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForDoubtfulAccounts" xlink:label="Locator_us-gaap_ProvisionForDoubtfulAccounts_4850" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4849" xlink:to="Locator_us-gaap_ProvisionForDoubtfulAccounts_4850" order="34.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4851" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivable" xlink:label="Locator_us-gaap_AllowanceForDoubtfulAccountsReceivable_4852" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4851" xlink:to="Locator_us-gaap_AllowanceForDoubtfulAccountsReceivable_4852" order="35.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4853" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GeneralObligationsDebtOfMunicipalitiesSecured" xlink:label="Locator_ofg_GeneralObligationsDebtOfMunicipalitiesSecured_4854" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4853" xlink:to="Locator_ofg_GeneralObligationsDebtOfMunicipalitiesSecured_4854" order="36.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4855" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CreditFacilitiesToStateInsuranceFund" xlink:label="Locator_ofg_CreditFacilitiesToStateInsuranceFund_4856" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4855" xlink:to="Locator_ofg_CreditFacilitiesToStateInsuranceFund_4856" order="37.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4857" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CollateralSecuritiesPercentageSif" xlink:label="Locator_ofg_CollateralSecuritiesPercentageSif_4858" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4857" xlink:to="Locator_ofg_CollateralSecuritiesPercentageSif_4858" order="38.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4859" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StateHousingFinanceAuthorityCreditFacilities" xlink:label="Locator_ofg_StateHousingFinanceAuthorityCreditFacilities_4860" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4859" xlink:to="Locator_ofg_StateHousingFinanceAuthorityCreditFacilities_4860" order="39.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4861" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestIncomeForCoveredLoans" xlink:label="Locator_ofg_InterestIncomeForCoveredLoans_4862" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4861" xlink:to="Locator_ofg_InterestIncomeForCoveredLoans_4862" order="40.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_4863" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4864" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_4863" xlink:to="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_4864" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccountingPoliciesPolicies">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4865" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:label="Locator_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_4866" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4865" xlink:to="Locator_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_4866" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4867" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="Locator_us-gaap_ConsolidationPolicyTextBlock_4868" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4867" xlink:to="Locator_us-gaap_ConsolidationPolicyTextBlock_4868" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4869" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UseOfEstimates" xlink:label="Locator_us-gaap_UseOfEstimates_4870" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4869" xlink:to="Locator_us-gaap_UseOfEstimates_4870" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4871" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsPolicy" xlink:label="Locator_us-gaap_BusinessCombinationsPolicy_4872" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4871" xlink:to="Locator_us-gaap_BusinessCombinationsPolicy_4872" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4873" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:label="Locator_us-gaap_CashAndCashEquivalentsPolicyTextBlock_4874" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4873" xlink:to="Locator_us-gaap_CashAndCashEquivalentsPolicyTextBlock_4874" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4875" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="Locator_us-gaap_EarningsPerSharePolicyTextBlock_4876" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4875" xlink:to="Locator_us-gaap_EarningsPerSharePolicyTextBlock_4876" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4877" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAndResaleAgreementsPolicy" xlink:label="Locator_us-gaap_RepurchaseAndResaleAgreementsPolicy_4878" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4877" xlink:to="Locator_us-gaap_RepurchaseAndResaleAgreementsPolicy_4878" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4879" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MarketableSecuritiesPolicy" xlink:label="Locator_us-gaap_MarketableSecuritiesPolicy_4880" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4879" xlink:to="Locator_us-gaap_MarketableSecuritiesPolicy_4880" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4881" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueOfFinancialInstrumentsPolicy" xlink:label="Locator_us-gaap_FairValueOfFinancialInstrumentsPolicy_4882" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4881" xlink:to="Locator_us-gaap_FairValueOfFinancialInstrumentsPolicy_4882" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4883" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock" xlink:label="Locator_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_4884" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4883" xlink:to="Locator_us-gaap_ImpairedFinancingReceivablePolicyPolicyTextBlock_4884" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4885" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativesPolicyTextBlock" xlink:label="Locator_us-gaap_DerivativesPolicyTextBlock_4886" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4885" xlink:to="Locator_us-gaap_DerivativesPolicyTextBlock_4886" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4887" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:label="Locator_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_4888" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4887" xlink:to="Locator_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_4888" order="12.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4889" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_4890" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4889" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableMortgageBankingActivitiesPolicy_4890" order="13.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4891" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy_4892" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4891" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy_4892" order="14.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4893" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PolicyLoansReceivablePolicy" xlink:label="Locator_us-gaap_PolicyLoansReceivablePolicy_4894" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4893" xlink:to="Locator_us-gaap_PolicyLoansReceivablePolicy_4894" order="15.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4895" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_4896" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4895" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_4896" order="16.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4897" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LeasePolicyTextBlock" xlink:label="Locator_us-gaap_LeasePolicyTextBlock_4898" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4897" xlink:to="Locator_us-gaap_LeasePolicyTextBlock_4898" order="17.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4899" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_4900" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4899" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableTroubledDebtRestructuringPolicy_4900" order="18.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4901" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityReserveEstimatePolicy" xlink:label="Locator_us-gaap_LiabilityReserveEstimatePolicy_4902" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4901" xlink:to="Locator_us-gaap_LiabilityReserveEstimatePolicy_4902" order="19.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4903" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossIndemnificationAssetPolicytextBlock" xlink:label="Locator_ofg_FdicSharedLossIndemnificationAssetPolicytextBlock_4904" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4903" xlink:to="Locator_ofg_FdicSharedLossIndemnificationAssetPolicytextBlock_4904" order="20.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4905" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IntangibleAssetsFiniteLivedPolicy" xlink:label="Locator_us-gaap_IntangibleAssetsFiniteLivedPolicy_4906" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4905" xlink:to="Locator_us-gaap_IntangibleAssetsFiniteLivedPolicy_4906" order="21.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4907" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy" xlink:label="Locator_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy_4908" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4907" xlink:to="Locator_us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentsForeclosedAssetsPolicy_4908" order="22.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4909" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_4910" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4909" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_4910" order="23.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4911" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock" xlink:label="Locator_us-gaap_ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock_4912" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4911" xlink:to="Locator_us-gaap_ImpairmentOrDisposalOfLongLivedAssetsPolicyTextBlock_4912" order="24.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4913" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="Locator_us-gaap_IncomeTaxPolicyTextBlock_4914" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4913" xlink:to="Locator_us-gaap_IncomeTaxPolicyTextBlock_4914" order="25.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4915" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="Locator_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_4916" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4915" xlink:to="Locator_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_4916" order="26.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4917" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:label="Locator_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_4918" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4917" xlink:to="Locator_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_4918" order="27.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4919" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesPolicyTextBlock" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesPolicyTextBlock_4920" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4919" xlink:to="Locator_us-gaap_CommitmentsAndContingenciesPolicyTextBlock_4920" order="28.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4921" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsequentEventsPolicyPolicyTextBlock" xlink:label="Locator_us-gaap_SubsequentEventsPolicyPolicyTextBlock_4922" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4921" xlink:to="Locator_us-gaap_SubsequentEventsPolicyPolicyTextBlock_4922" order="29.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4923" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:label="Locator_us-gaap_PriorPeriodReclassificationAdjustmentDescription_4924" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4923" xlink:to="Locator_us-gaap_PriorPeriodReclassificationAdjustmentDescription_4924" order="30.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="Locator_us-gaap_AccountingPoliciesAbstract_4925" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="Locator_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_4926" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountingPoliciesAbstract_4925" xlink:to="Locator_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_4926" order="31.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/RelatedPartyTransactionsTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:label="Locator_us-gaap_RelatedPartyTransactionsAbstract_4927" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xlink:label="Locator_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_4928" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RelatedPartyTransactionsAbstract_4927" xlink:to="Locator_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_4928" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BusinessSegmentsTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="Locator_us-gaap_SegmentReportingAbstract_4929" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:label="Locator_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_4930" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingAbstract_4929" xlink:to="Locator_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_4930" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableTroubledDebtRestructuringsRollingTwelveMonthsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4957" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4958" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4957" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4958" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4959" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_4960" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4959" xlink:to="Locator_us-gaap_MortgagesMember_4960" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4961" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_4962" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4961" xlink:to="Locator_us-gaap_CommercialLoanMember_4962" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4963" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_4964" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_4963" xlink:to="Locator_us-gaap_ConsumerLoanMember_4964" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_4937" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4938" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_4937" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4938" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4953" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4954" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4953" xlink:to="Locator_us-gaap_FinancingReceivableModificationsLineItems_4954" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4931" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths" xlink:label="Locator_ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths_4932" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4931" xlink:to="Locator_ofg_FinancingReceivableModificationsNumberOfContractsRollingTwelveMonths_4932" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="Locator_us-gaap_FinancingReceivableModificationsLineItems_4933" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="Locator_us-gaap_FinancingReceivableModificationsRecordedInvestment_4934" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableModificationsLineItems_4933" xlink:to="Locator_us-gaap_FinancingReceivableModificationsRecordedInvestment_4934" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4955" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4956" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_4955" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_4956" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureBorrowingsAdvancesFromTheFederalHomeLoanBankDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanksAbstract" xlink:label="Locator_us-gaap_AdvancesFromFederalHomeLoanBanksAbstract_4975" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_4976" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdvancesFromFederalHomeLoanBanksAbstract_4975" xlink:to="Locator_us-gaap_DebtInstrumentTable_4976" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5045" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdvancesFromFederalHomeLoanBanksLineItems" xlink:label="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_5046" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_5045" xlink:to="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_5046" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdvancesFromFederalHomeLoanBanksLineItems" xlink:label="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_4965" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="Locator_us-gaap_DebtAndCapitalLeaseObligations_4966" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_4965" xlink:to="Locator_us-gaap_DebtAndCapitalLeaseObligations_4966" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdvancesFromFederalHomeLoanBanksLineItems" xlink:label="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_4967" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_4968" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_4967" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_4968" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdvancesFromFederalHomeLoanBanksLineItems" xlink:label="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_4969" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesSettlementDate" xlink:label="Locator_ofg_FhlbAdvancesSettlementDate_4970" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_4969" xlink:to="Locator_ofg_FhlbAdvancesSettlementDate_4970" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdvancesFromFederalHomeLoanBanksLineItems" xlink:label="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_4971" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesMaturityDate" xlink:label="Locator_ofg_FhlbAdvancesMaturityDate_4972" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AdvancesFromFederalHomeLoanBanksLineItems_4971" xlink:to="Locator_ofg_FhlbAdvancesMaturityDate_4972" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5049" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="Locator_us-gaap_LongtermDebtTypeAxis_5050" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_5049" xlink:to="Locator_us-gaap_LongtermDebtTypeAxis_5050" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="Locator_us-gaap_LongtermDebtTypeAxis_5055" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="Locator_us-gaap_LongtermDebtTypeDomain_5056" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LongtermDebtTypeAxis_5055" xlink:to="Locator_us-gaap_LongtermDebtTypeDomain_5056" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="Locator_us-gaap_LongtermDebtTypeDomain_5057" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_5058" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LongtermDebtTypeDomain_5057" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_5058" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5051" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtDueDateAxis" xlink:label="Locator_ofg_LongTermandShortTermDebtDueDateAxis_5052" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_5051" xlink:to="Locator_ofg_LongTermandShortTermDebtDueDateAxis_5052" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtDueDateAxis" xlink:label="Locator_ofg_LongTermandShortTermDebtDueDateAxis_5059" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5060" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LongTermandShortTermDebtDueDateAxis_5059" xlink:to="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5060" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5061" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January42016Member" xlink:label="Locator_ofg_January42016Member_5062" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5061" xlink:to="Locator_ofg_January42016Member_5062" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5063" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January112016Member" xlink:label="Locator_ofg_January112016Member_5064" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5063" xlink:to="Locator_ofg_January112016Member_5064" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5065" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January192016Member" xlink:label="Locator_ofg_January192016Member_5066" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5065" xlink:to="Locator_ofg_January192016Member_5066" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5067" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January252016Member" xlink:label="Locator_ofg_January252016Member_5068" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5067" xlink:to="Locator_ofg_January252016Member_5068" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5069" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January292016Member" xlink:label="Locator_ofg_January292016Member_5070" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5069" xlink:to="Locator_ofg_January292016Member_5070" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5071" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January4120162Member" xlink:label="Locator_ofg_January4120162Member_5072" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5071" xlink:to="Locator_ofg_January4120162Member_5072" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5073" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_April32017Member" xlink:label="Locator_ofg_April32017Member_5074" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5073" xlink:to="Locator_ofg_April32017Member_5074" order="7.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5075" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January162018Member" xlink:label="Locator_ofg_January162018Member_5076" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5075" xlink:to="Locator_ofg_January162018Member_5076" order="8.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FhlbAdvancesAgreementDueDateDomain" xlink:label="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5077" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_July202020Member" xlink:label="Locator_ofg_July202020Member_5078" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FhlbAdvancesAgreementDueDateDomain_5077" xlink:to="Locator_ofg_July202020Member_5078" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5053" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtAmountAxis" xlink:label="Locator_ofg_LongTermandShortTermDebtAmountAxis_5054" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_5053" xlink:to="Locator_ofg_LongTermandShortTermDebtAmountAxis_5054" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LongTermandShortTermDebtAmountAxis" xlink:label="Locator_ofg_LongTermandShortTermDebtAmountAxis_5079" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5080" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LongTermandShortTermDebtAmountAxis_5079" xlink:to="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5080" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5081" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TwentyFiveMillionsMember" xlink:label="Locator_ofg_TwentyFiveMillionsMember_5082" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5081" xlink:to="Locator_ofg_TwentyFiveMillionsMember_5082" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5083" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FiftyMillionsMember" xlink:label="Locator_ofg_FiftyMillionsMember_5084" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5083" xlink:to="Locator_ofg_FiftyMillionsMember_5084" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5085" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OneHundredMillionsMember" xlink:label="Locator_ofg_OneHundredMillionsMember_5086" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5085" xlink:to="Locator_ofg_OneHundredMillionsMember_5086" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5087" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourMillionMember" xlink:label="Locator_ofg_FourMillionMember_5088" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5087" xlink:to="Locator_ofg_FourMillionMember_5088" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5089" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourtyMillionMember" xlink:label="Locator_ofg_FourtyMillionMember_5090" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5089" xlink:to="Locator_ofg_FourtyMillionMember_5090" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5091" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirtyMillionMember" xlink:label="Locator_ofg_ThirtyMillionMember_5092" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5091" xlink:to="Locator_ofg_ThirtyMillionMember_5092" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalHomeLoanBankAdvancesDomain" xlink:label="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5093" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TenMillionMember" xlink:label="Locator_ofg_TenMillionMember_5094" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FederalHomeLoanBankAdvancesDomain_5093" xlink:to="Locator_ofg_TenMillionMember_5094" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5047" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_5048" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_5047" xlink:to="Locator_us-gaap_DebtInstrumentAxis_5048" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_5095" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5096" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentAxis_5095" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_5096" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5097" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember" xlink:label="Locator_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember_5098" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_5097" xlink:to="Locator_ofg_FederalLoanHomeBankAdvancesShortTermPeriodMaturedMember_5098" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5099" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FederalloanhomebankadvanceslongtermperiodmaturedMember" xlink:label="Locator_ofg_FederalloanhomebankadvanceslongtermperiodmaturedMember_5100" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_5099" xlink:to="Locator_ofg_FederalloanhomebankadvanceslongtermperiodmaturedMember_5100" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableInterestIncomeRecognizedInLoansIndividuallyEvaluatedForImpairmentDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5185" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5186" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5185" xlink:to="Locator_us-gaap_ReceivableTypeDomain_5186" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5171" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_5172" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5171" xlink:to="Locator_ofg_LoanMember_5172" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_5173" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OriginatedLoansMember" xlink:label="Locator_ofg_OriginatedLoansMember_5174" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoanMember_5173" xlink:to="Locator_ofg_OriginatedLoansMember_5174" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_5175" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_5176" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoanMember_5175" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_5176" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanMember" xlink:label="Locator_ofg_LoanMember_5177" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5178" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoanMember_5177" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5178" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5179" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5180" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5179" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5180" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5183" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TroubledDebtRestructuringMember" xlink:label="Locator_ofg_TroubledDebtRestructuringMember_5184" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5183" xlink:to="Locator_ofg_TroubledDebtRestructuringMember_5184" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5181" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_5182" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5181" xlink:to="Locator_us-gaap_CommercialLoanMember_5182" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_5119" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5120" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_5119" xlink:to="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5120" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5165" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_5166" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5165" xlink:to="Locator_us-gaap_FinancingReceivableImpairedLineItems_5166" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_5101" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5102" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_5101" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5102" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5107" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_5108" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5107" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_5108" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5109" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_5110" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5109" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_5110" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5111" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_5112" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethodAbstract_5111" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_5112" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="Locator_us-gaap_FinancingReceivableImpairedLineItems_5103" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5104" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableImpairedLineItems_5103" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5104" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5113" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_5114" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5113" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_5114" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5115" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_5116" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5115" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_5116" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5117" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_5118" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract_5117" xlink:to="Locator_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_5118" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5167" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5168" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5167" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5168" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5169" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5170" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfImpairedFinancingReceivableTable_5169" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5170" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_5187" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="Locator_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_5188" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_5187" xlink:to="Locator_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_5188" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AllowanceForLoanAndLeaseLosses">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_5189" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock" xlink:label="Locator_us-gaap_AllowanceForCreditLossesTextBlock_5190" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_5189" xlink:to="Locator_us-gaap_AllowanceForCreditLossesTextBlock_5190" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableBBVAPRAcquiredLoan31030CarryingAmountsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5191" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="Locator_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_5192" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5191" xlink:to="Locator_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_5192" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5193" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAccretableDiscount" xlink:label="Locator_ofg_NonAccretableDiscount_5194" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5193" xlink:to="Locator_ofg_NonAccretableDiscount_5194" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5195" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_5196" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5195" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesFlowsExpectedToBeCollected_5196" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5197" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccretableYield" xlink:label="Locator_ofg_AccretableYield_5198" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5197" xlink:to="Locator_ofg_AccretableYield_5198" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5199" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_5200" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5199" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountGross_5200" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5201" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses_5202" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5201" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLosses_5202" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5203" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_5204" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5203" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet_5204" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_5205" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:label="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5206" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_5205" xlink:to="Locator_us-gaap_AccountsNotesAndLoansReceivableLineItems_5206" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5215" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInProvisionForNonCoveredLoanLosses" xlink:label="Locator_ofg_ChangeInProvisionForNonCoveredLoanLosses_5216" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5215" xlink:to="Locator_ofg_ChangeInProvisionForNonCoveredLoanLosses_5216" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5217" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalProvisionDueToReclassificationOfLoans" xlink:label="Locator_ofg_AdditionalProvisionDueToReclassificationOfLoans_5218" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5217" xlink:to="Locator_ofg_AdditionalProvisionDueToReclassificationOfLoans_5218" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5219" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassifiedLoansSold" xlink:label="Locator_ofg_ReclassifiedLoansSold_5220" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5219" xlink:to="Locator_ofg_ReclassifiedLoansSold_5220" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5221" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInChargeOffsForPeriod" xlink:label="Locator_ofg_ChangeInChargeOffsForPeriod_5222" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5221" xlink:to="Locator_ofg_ChangeInChargeOffsForPeriod_5222" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5223" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChargeOffToProvisionOnReclassifiedLoans" xlink:label="Locator_ofg_ChargeOffToProvisionOnReclassifiedLoans_5224" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5223" xlink:to="Locator_ofg_ChargeOffToProvisionOnReclassifiedLoans_5224" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5225" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NotImpairedLoans" xlink:label="Locator_ofg_NotImpairedLoans_5226" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5225" xlink:to="Locator_ofg_NotImpairedLoans_5226" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5227" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReserveRealease" xlink:label="Locator_ofg_ReserveRealease_5228" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5227" xlink:to="Locator_ofg_ReserveRealease_5228" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5229" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalAmortizationOfFdiciaFromSteppedUpCosts" xlink:label="Locator_ofg_AdditionalAmortizationOfFdiciaFromSteppedUpCosts_5230" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5229" xlink:to="Locator_ofg_AdditionalAmortizationOfFdiciaFromSteppedUpCosts_5230" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5231" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceCovered" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableAllowanceCovered_5232" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5231" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableAllowanceCovered_5232" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5233" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ProvisionForLoanLossesCovered" xlink:label="Locator_ofg_ProvisionForLoanLossesCovered_5234" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentLineItems_5233" xlink:to="Locator_ofg_ProvisionForLoanLossesCovered_5234" order="10.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BorrowingsRedemptionFundDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5283" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5284" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_5283" xlink:to="Locator_us-gaap_DebtInstrumentLineItems_5284" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5235" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFundObligations" xlink:label="Locator_ofg_DebtInstrumentCumulativeSinkingFundObligations_5236" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_5235" xlink:to="Locator_ofg_DebtInstrumentCumulativeSinkingFundObligations_5236" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5237" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_5238" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_5237" xlink:to="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_5238" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5239" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_5240" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_5239" xlink:to="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_5240" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5241" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:label="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_5242" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_5241" xlink:to="Locator_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_5242" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="Locator_us-gaap_DebtInstrumentLineItems_5243" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtInstrumentCumulativeSinkingFund" xlink:label="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5244" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentLineItems_5243" xlink:to="Locator_ofg_DebtInstrumentCumulativeSinkingFund_5244" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5277" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_5278" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_5277" xlink:to="Locator_us-gaap_DebtInstrumentAxis_5278" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_5279" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5280" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentAxis_5279" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_5280" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_5281" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RedemptionFundMember" xlink:label="Locator_ofg_RedemptionFundMember_5282" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_5281" xlink:to="Locator_ofg_RedemptionFundMember_5282" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="Locator_us-gaap_DebtInstrumentsAbstract_5245" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtByMaturityAbstract" xlink:label="Locator_us-gaap_LongTermDebtByMaturityAbstract_5246" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentsAbstract_5245" xlink:to="Locator_us-gaap_LongTermDebtByMaturityAbstract_5246" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtByMaturityAbstract" xlink:label="Locator_us-gaap_LongTermDebtByMaturityAbstract_5275" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5276" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LongTermDebtByMaturityAbstract_5275" xlink:to="Locator_us-gaap_DebtInstrumentTable_5276" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureCommitmentsSummarizedCreditrelatedFinancialInstrumentsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5285" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommitmentsToExtendCredit" xlink:label="Locator_ofg_CommitmentsToExtendCredit_5286" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5285" xlink:to="Locator_ofg_CommitmentsToExtendCredit_5286" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5287" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialLettersCredit" xlink:label="Locator_ofg_CommercialLettersCredit_5288" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5287" xlink:to="Locator_ofg_CommercialLettersCredit_5288" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5289" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StandbyLettersOfCreditAndFinancialGuarantees" xlink:label="Locator_ofg_StandbyLettersOfCreditAndFinancialGuarantees_5290" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5289" xlink:to="Locator_ofg_StandbyLettersOfCreditAndFinancialGuarantees_5290" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5291" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PerformanceLettersOfCreditAndFinancialGuarantees" xlink:label="Locator_ofg_PerformanceLettersOfCreditAndFinancialGuarantees_5292" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5291" xlink:to="Locator_ofg_PerformanceLettersOfCreditAndFinancialGuarantees_5292" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5293" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSoldWithRecourse" xlink:label="Locator_ofg_LoansSoldWithRecourse_5294" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5293" xlink:to="Locator_ofg_LoansSoldWithRecourse_5294" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5295" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommitmentsToSellOrSecuritizeMortgageLoans" xlink:label="Locator_ofg_CommitmentsToSellOrSecuritizeMortgageLoans_5296" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_5295" xlink:to="Locator_ofg_CommitmentsToSellOrSecuritizeMortgageLoans_5296" order="6.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeChangesInOtherComprehensiveIncomeByComponentsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_5311" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_5312" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_5311" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_5312" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_5333" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5334" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_5333" xlink:to="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5334" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5299" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax_5300" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5299" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax_5300" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5301" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities_5302" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5301" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities_5302" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5303" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReclassificationOutOfAccumulatedOtherComprehensiveIncome" xlink:label="Locator_ofg_ReclassificationOutOfAccumulatedOtherComprehensiveIncome_5304" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5303" xlink:to="Locator_ofg_ReclassificationOutOfAccumulatedOtherComprehensiveIncome_5304" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5305" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeOtherNetOfTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeOtherNetOfTax_5306" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5305" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeOtherNetOfTax_5306" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5297" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax_5298" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5297" xlink:to="Locator_ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax_5298" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5307" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="Locator_ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax_5308" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_AccumulatedOtherComprehensiveIncomeLineItems_5307" xlink:to="Locator_ofg_ChangeAccumulatedOtherComprehensiveIncomeLossNetOfTax_5308" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_5335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_5336" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_5335" xlink:to="Locator_us-gaap_StatementEquityComponentsAxis_5336" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_5337" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5338" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementEquityComponentsAxis_5337" xlink:to="Locator_us-gaap_EquityComponentDomain_5338" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5339" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember" xlink:label="Locator_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember_5340" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityComponentDomain_5339" xlink:to="Locator_ofg_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTaxMember_5340" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5341" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember" xlink:label="Locator_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_5342" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityComponentDomain_5341" xlink:to="Locator_us-gaap_AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember_5342" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5343" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_5344" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityComponentDomain_5343" xlink:to="Locator_us-gaap_AccumulatedOtherComprehensiveIncomeMember_5344" order="3.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OffsettingArrangementsAssetsOffsettingDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5395" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMember" xlink:label="Locator_us-gaap_DerivativeMember_5396" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5395" xlink:to="Locator_us-gaap_DerivativeMember_5396" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5397" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellMember" xlink:label="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellMember_5398" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5397" xlink:to="Locator_us-gaap_FederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResellMember_5398" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAbstract" xlink:label="Locator_us-gaap_OffsettingAbstract_5391" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsTable" xlink:label="Locator_us-gaap_OffsettingAssetsTable_5392" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAbstract_5391" xlink:to="Locator_us-gaap_OffsettingAssetsTable_5392" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsTable" xlink:label="Locator_us-gaap_OffsettingAssetsTable_5399" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5400" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAssetsTable_5399" xlink:to="Locator_us-gaap_OffsettingAssetsLineItems_5400" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5345" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross_5346" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5345" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedGross_5346" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5347" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability_5348" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5347" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedLiability_5348" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5349" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_5350" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5349" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowed_5350" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5351" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities_5352" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5351" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnSecurities_5352" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5353" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash_5354" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5353" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedCollateralObligationToReturnCash_5354" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsLineItems" xlink:label="Locator_us-gaap_OffsettingAssetsLineItems_5355" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral" xlink:label="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_5356" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAssetsLineItems_5355" xlink:to="Locator_us-gaap_DerivativeAssetSecuritiesPurchasedUnderAgreementsToResellSecuritiesBorrowedAmountOffsetAgainstCollateral_5356" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsTable" xlink:label="Locator_us-gaap_OffsettingAssetsTable_5401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis" xlink:label="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5402" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAssetsTable_5401" xlink:to="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5402" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis" xlink:label="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5393" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5394" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5393" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5394" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OffsettingArrangementLiabilitiesOffsettingDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5455" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember" xlink:label="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_5456" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5455" xlink:to="Locator_us-gaap_DerivativeFinancialInstrumentsLiabilitiesMember_5456" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5457" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember_5458" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5457" xlink:to="Locator_us-gaap_SecuritiesLoanedOrSoldUnderAgreementsToRepurchaseMember_5458" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis" xlink:label="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5453" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5454" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5453" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_5454" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAbstract" xlink:label="Locator_us-gaap_OffsettingAbstract_5447" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesTable" xlink:label="Locator_us-gaap_OffsettingLiabilitiesTable_5448" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAbstract_5447" xlink:to="Locator_us-gaap_OffsettingLiabilitiesTable_5448" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesTable" xlink:label="Locator_us-gaap_OffsettingLiabilitiesTable_5449" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5450" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingLiabilitiesTable_5449" xlink:to="Locator_us-gaap_OffsettingLiabilitiesLineItems_5450" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5403" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross_5404" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5403" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross_5404" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5405" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset_5406" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5405" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset_5406" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5407" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_5408" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5407" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_5408" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5409" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_5410" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5409" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_5410" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5411" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash_5412" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5411" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash_5412" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="Locator_us-gaap_OffsettingLiabilitiesLineItems_5413" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral" xlink:label="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_5414" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingLiabilitiesLineItems_5413" xlink:to="Locator_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_5414" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesTable" xlink:label="Locator_us-gaap_OffsettingLiabilitiesTable_5451" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis" xlink:label="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5452" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingLiabilitiesTable_5451" xlink:to="Locator_us-gaap_AssetsAndAssociatedLiabilitiesAccountedForAsSecuredBorrowingsByTypeAxis_5452" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OffsetOfAssetsLiabilities">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAbstract" xlink:label="Locator_us-gaap_OffsettingAbstract_5459" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BalanceSheetOffsettingTextBlock" xlink:label="Locator_ofg_BalanceSheetOffsettingTextBlock_5460" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAbstract_5459" xlink:to="Locator_ofg_BalanceSheetOffsettingTextBlock_5460" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OffsetOfAssetsLiabilitiesTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAbstract" xlink:label="Locator_us-gaap_OffsettingAbstract_5461" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAssetsTableTextBlock" xlink:label="Locator_us-gaap_OffsettingAssetsTableTextBlock_5462" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAbstract_5461" xlink:to="Locator_us-gaap_OffsettingAssetsTableTextBlock_5462" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingAbstract" xlink:label="Locator_us-gaap_OffsettingAbstract_5463" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OffsettingLiabilitiesTableTextBlock" xlink:label="Locator_us-gaap_OffsettingLiabilitiesTableTextBlock_5464" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OffsettingAbstract_5463" xlink:to="Locator_us-gaap_OffsettingLiabilitiesTableTextBlock_5464" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FDICIndemnificationIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="Locator_us-gaap_BusinessCombinationsAbstract_5465" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PercentOfLossesFdicAbsorbs" xlink:label="Locator_ofg_PercentOfLossesFdicAbsorbs_5466" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessCombinationsAbstract_5465" xlink:to="Locator_ofg_PercentOfLossesFdicAbsorbs_5466" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="Locator_us-gaap_BusinessCombinationsAbstract_5467" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PercentOfLossesRecoveriesFdicShares" xlink:label="Locator_ofg_PercentOfLossesRecoveriesFdicShares_5468" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessCombinationsAbstract_5467" xlink:to="Locator_ofg_PercentOfLossesRecoveriesFdicShares_5468" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="Locator_us-gaap_BusinessCombinationsAbstract_5469" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1" xlink:label="Locator_us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1_5470" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessCombinationsAbstract_5469" xlink:to="Locator_us-gaap_BusinessAcquisitionDateOfAcquisitionAgreement1_5470" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="Locator_us-gaap_BusinessCombinationsAbstract_5471" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DescriptionOfRegulatoryAssistance" xlink:label="Locator_us-gaap_DescriptionOfRegulatoryAssistance_5472" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessCombinationsAbstract_5471" xlink:to="Locator_us-gaap_DescriptionOfRegulatoryAssistance_5472" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="Locator_us-gaap_BusinessCombinationsAbstract_5473" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AdditionalAmortizationOfFdicIndemnificationAsset" xlink:label="Locator_ofg_AdditionalAmortizationOfFdicIndemnificationAsset_5474" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessCombinationsAbstract_5473" xlink:to="Locator_ofg_AdditionalAmortizationOfFdicIndemnificationAsset_5474" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="Locator_us-gaap_BusinessCombinationsAbstract_5475" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ClaimableLossesOnNonSingleFamilyResidentialLoans" xlink:label="Locator_ofg_ClaimableLossesOnNonSingleFamilyResidentialLoans_5476" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessCombinationsAbstract_5475" xlink:to="Locator_ofg_ClaimableLossesOnNonSingleFamilyResidentialLoans_5476" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="Locator_us-gaap_BusinessCombinationsAbstract_5477" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetNoncashPaymentsReceived" xlink:label="Locator_ofg_FdicIndemnificationAssetNoncashPaymentsReceived_5478" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessCombinationsAbstract_5477" xlink:to="Locator_ofg_FdicIndemnificationAssetNoncashPaymentsReceived_5478" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="Locator_us-gaap_BusinessCombinationsAbstract_5479" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInAdditionalAmortizationOfFdicIndemnificationAsset" xlink:label="Locator_ofg_ChangeInAdditionalAmortizationOfFdicIndemnificationAsset_5480" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessCombinationsAbstract_5479" xlink:to="Locator_ofg_ChangeInAdditionalAmortizationOfFdicIndemnificationAsset_5480" order="8.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeReclassificationsOutOfOtherComprehensiveIncomeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_5529" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5530" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementEquityComponentsAxis_5529" xlink:to="Locator_us-gaap_EquityComponentDomain_5530" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="Locator_us-gaap_EquityComponentDomain_5531" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" xlink:label="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_5532" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityComponentDomain_5531" xlink:to="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_5532" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_5495" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable" xlink:label="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_5496" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_5495" xlink:to="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_5496" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable" xlink:label="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_5525" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5526" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_5525" xlink:to="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5526" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5481" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_InterestRateContract" xlink:label="Locator_ofg_InterestRateContract_5482" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5481" xlink:to="Locator_ofg_InterestRateContract_5482" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5483" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges" xlink:label="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges_5484" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5483" xlink:to="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateCashFlowHedges_5484" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5485" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_5486" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5485" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet_5486" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5487" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision" xlink:label="Locator_ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision_5488" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5487" xlink:to="Locator_ofg_TaxEffectReclassifiedFromAccumulatedOciIntoIncomeTaxProvision_5488" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5489" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs" xlink:label="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs_5490" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5489" xlink:to="Locator_ofg_TaxEffectFromIncreaseInCapitalGainsTaxRateAfs_5490" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems" xlink:label="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5491" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome" xlink:label="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5492" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_5491" xlink:to="Locator_ofg_NetIncomeLossAttributableToReclassificationsMadeOutOfOtherComprehensiveIncome_5492" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable" xlink:label="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_5527" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="Locator_us-gaap_StatementEquityComponentsAxis_5528" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_5527" xlink:to="Locator_us-gaap_StatementEquityComponentsAxis_5528" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/Guarantees">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteesAbstract" xlink:label="Locator_us-gaap_GuaranteesAbstract_5533" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteesTextBlock" xlink:label="Locator_us-gaap_GuaranteesTextBlock_5534" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteesAbstract_5533" xlink:to="Locator_us-gaap_GuaranteesTextBlock_5534" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/GuaranteesNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteesAbstract" xlink:label="Locator_us-gaap_GuaranteesAbstract_5557" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGuaranteeObligationsTable" xlink:label="Locator_us-gaap_ScheduleOfGuaranteeObligationsTable_5558" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteesAbstract_5557" xlink:to="Locator_us-gaap_ScheduleOfGuaranteeObligationsTable_5558" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGuaranteeObligationsTable" xlink:label="Locator_us-gaap_ScheduleOfGuaranteeObligationsTable_5593" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5594" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfGuaranteeObligationsTable_5593" xlink:to="Locator_us-gaap_GuaranteeObligationsLineItems_5594" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5535" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding" xlink:label="Locator_us-gaap_ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding_5536" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5535" xlink:to="Locator_us-gaap_ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding_5536" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5537" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchasedLoan" xlink:label="Locator_ofg_RepurchasedLoan_5538" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5537" xlink:to="Locator_ofg_RepurchasedLoan_5538" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5539" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ValuationAllowancesAndReservesBalance" xlink:label="Locator_us-gaap_ValuationAllowancesAndReservesBalance_5540" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5539" xlink:to="Locator_us-gaap_ValuationAllowancesAndReservesBalance_5540" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5541" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse" xlink:label="Locator_ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse_5542" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5541" xlink:to="Locator_ofg_LossesFromRepurchaseLoanSubjectToCreditRecourse_5542" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5543" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse" xlink:label="Locator_ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse_5544" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5543" xlink:to="Locator_ofg_GainLossOnRepurchaseLoanNotSubjectToCreditRecourse_5544" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5545" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FundsAdvancedToInvestorsUnderServicingAgreements" xlink:label="Locator_ofg_FundsAdvancedToInvestorsUnderServicingAgreements_5546" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5545" xlink:to="Locator_ofg_FundsAdvancedToInvestorsUnderServicingAgreements_5546" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5547" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TwoYearsOrLessRecourseObligationTerminationAmount" xlink:label="Locator_ofg_TwoYearsOrLessRecourseObligationTerminationAmount_5548" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5547" xlink:to="Locator_ofg_TwoYearsOrLessRecourseObligationTerminationAmount_5548" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5549" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess" xlink:label="Locator_ofg_PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess_5550" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5549" xlink:to="Locator_ofg_PercentageOfFutureExtinguishedRecourseObligationTerminatedInTwoYearsOrLess_5550" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5551" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AmountOfServicedLoans" xlink:label="Locator_ofg_AmountOfServicedLoans_5552" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5551" xlink:to="Locator_ofg_AmountOfServicedLoans_5552" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsLineItems" xlink:label="Locator_us-gaap_GuaranteeObligationsLineItems_5553" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees" xlink:label="Locator_ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees_5554" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsLineItems_5553" xlink:to="Locator_ofg_AcquiredStandbyLettersOfCreditAndFinancialGuarantees_5554" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGuaranteeObligationsTable" xlink:label="Locator_us-gaap_ScheduleOfGuaranteeObligationsTable_5595" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsByNatureAxis" xlink:label="Locator_us-gaap_GuaranteeObligationsByNatureAxis_5596" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfGuaranteeObligationsTable_5595" xlink:to="Locator_us-gaap_GuaranteeObligationsByNatureAxis_5596" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsByNatureAxis" xlink:label="Locator_us-gaap_GuaranteeObligationsByNatureAxis_5597" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsNatureDomain" xlink:label="Locator_us-gaap_GuaranteeObligationsNatureDomain_5598" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsByNatureAxis_5597" xlink:to="Locator_us-gaap_GuaranteeObligationsNatureDomain_5598" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsNatureDomain" xlink:label="Locator_us-gaap_GuaranteeObligationsNatureDomain_5599" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicedMortgageLoanMember" xlink:label="Locator_ofg_ServicedMortgageLoanMember_5600" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsNatureDomain_5599" xlink:to="Locator_ofg_ServicedMortgageLoanMember_5600" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicedMortgageLoanMember" xlink:label="Locator_ofg_ServicedMortgageLoanMember_5603" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanWithRecourseMember" xlink:label="Locator_ofg_LoanWithRecourseMember_5604" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ServicedMortgageLoanMember_5603" xlink:to="Locator_ofg_LoanWithRecourseMember_5604" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicedMortgageLoanMember" xlink:label="Locator_ofg_ServicedMortgageLoanMember_5605" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoanServicedUnderRepresentationWarrantiesMember" xlink:label="Locator_ofg_LoanServicedUnderRepresentationWarrantiesMember_5606" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ServicedMortgageLoanMember_5605" xlink:to="Locator_ofg_LoanServicedUnderRepresentationWarrantiesMember_5606" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteeObligationsNatureDomain" xlink:label="Locator_us-gaap_GuaranteeObligationsNatureDomain_5601" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialGuaranteeMember" xlink:label="Locator_us-gaap_FinancialGuaranteeMember_5602" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteeObligationsNatureDomain_5601" xlink:to="Locator_us-gaap_FinancialGuaranteeMember_5602" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/LoansReceivableAccretableYieldAndNonaccretableDiscountActivityOfCoveredLoansDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract_5631" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5632" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract_5631" xlink:to="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5632" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5673" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5674" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5673" xlink:to="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5674" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5607" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5608" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5607" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5608" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5615" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_5616" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5615" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_5616" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5617" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeInExpectedCashFlow" xlink:label="Locator_ofg_ChangeInExpectedCashFlow_5618" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5617" xlink:to="Locator_ofg_ChangeInExpectedCashFlow_5618" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5619" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference_5620" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5619" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference_5620" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5613" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_5614" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5613" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_5614" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5621" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_5622" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward_5621" xlink:to="Locator_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_5622" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems" xlink:label="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5609" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5610" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainloansacquiredintransfernotaccountedforasdebtsecuritiesLineItems_5609" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5610" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5625" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses_5626" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5625" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountPrincipalLosses_5626" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5627" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield_5628" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5627" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountReclassificationsFromAccretableYield_5628" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5623" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_5624" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5623" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_5624" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5629" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_5630" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscountMovementScheduleRollForward_5629" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNonAccretableDiscount_5630" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5675" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_5676" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5675" xlink:to="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_5676" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis" xlink:label="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_5679" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_5680" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansAndLeasesReceivableCoveredAndNotCoveredAxis_5679" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_5680" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_5681" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5682" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCoveredAndNotCoveredDomain_5681" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5682" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansandleasesreceivablecoveredandnotcoveredTable" xlink:label="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5677" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5678" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LoansandleasesreceivablecoveredandnotcoveredTable_5677" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5678" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5683" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5684" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5683" xlink:to="Locator_us-gaap_ReceivableTypeDomain_5684" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5685" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_5686" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5685" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_5686" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5687" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="Locator_ofg_CommercialAndOtherConstructionMember_5688" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5687" xlink:to="Locator_ofg_CommercialAndOtherConstructionMember_5688" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5689" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember" xlink:label="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_5690" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5689" xlink:to="Locator_ofg_ConstructionAndDevelopmentSecuredByFamilyPropertiesMember_5690" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5691" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_5692" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5691" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_5692" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5693" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_5694" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5693" xlink:to="Locator_us-gaap_ConsumerLoanMember_5694" order="5.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesInterestRateSwapNotDesignatedAsHedgingInstrumentsAndTheirTermDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_5741" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_5742" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeByNatureAxis_5741" xlink:to="Locator_us-gaap_DerivativeNameDomain_5742" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeNameDomain" xlink:label="Locator_us-gaap_DerivativeNameDomain_5743" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_5744" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeNameDomain_5743" xlink:to="Locator_us-gaap_SwapMember_5744" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_5745" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativesOfferedToClientsMember" xlink:label="Locator_ofg_DerivativesOfferedToClientsMember_5746" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SwapMember_5745" xlink:to="Locator_ofg_DerivativesOfferedToClientsMember_5746" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwapMember" xlink:label="Locator_us-gaap_SwapMember_5747" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MirrorImageDerivativesMember" xlink:label="Locator_ofg_MirrorImageDerivativesMember_5748" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SwapMember_5747" xlink:to="Locator_ofg_MirrorImageDerivativesMember_5748" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentDetailAbstract" xlink:label="Locator_us-gaap_DerivativeInstrumentDetailAbstract_5735" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_5736" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentDetailAbstract_5735" xlink:to="Locator_us-gaap_DerivativeTable_5736" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_5737" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5738" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeTable_5737" xlink:to="Locator_us-gaap_DerivativeLineItems_5738" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5695" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="Locator_invest_DerivativeNotionalAmount_5696" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeLineItems_5695" xlink:to="Locator_invest_DerivativeNotionalAmount_5696" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5697" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeAverageFixedInterestRate" xlink:label="Locator_us-gaap_DerivativeAverageFixedInterestRate_5698" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeLineItems_5697" xlink:to="Locator_us-gaap_DerivativeAverageFixedInterestRate_5698" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5699" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInceptionDates" xlink:label="Locator_us-gaap_DerivativeInceptionDates_5700" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeLineItems_5699" xlink:to="Locator_us-gaap_DerivativeInceptionDates_5700" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5701" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentContractSettlementDate" xlink:label="Locator_invest_InvestmentContractSettlementDate_5702" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeLineItems_5701" xlink:to="Locator_invest_InvestmentContractSettlementDate_5702" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="Locator_us-gaap_DerivativeLineItems_5703" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMaturityDates" xlink:label="Locator_us-gaap_DerivativeMaturityDates_5704" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeLineItems_5703" xlink:to="Locator_us-gaap_DerivativeMaturityDates_5704" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_5739" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeByNatureAxis" xlink:label="Locator_us-gaap_DerivativeByNatureAxis_5740" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeTable_5739" xlink:to="Locator_us-gaap_DerivativeByNatureAxis_5740" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeTable" xlink:label="Locator_us-gaap_DerivativeTable_5749" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateAxis" xlink:label="Locator_ofg_DerivativeByInterestRateAxis_5750" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeTable_5749" xlink:to="Locator_ofg_DerivativeByInterestRateAxis_5750" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateAxis" xlink:label="Locator_ofg_DerivativeByInterestRateAxis_5751" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_5752" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeByInterestRateAxis_5751" xlink:to="Locator_ofg_DerivativeByInterestRateDomain_5752" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_5753" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate513Member" xlink:label="Locator_ofg_Rate513Member_5754" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_5753" xlink:to="Locator_ofg_Rate513Member_5754" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DerivativeByInterestRateDomain" xlink:label="Locator_ofg_DerivativeByInterestRateDomain_5755" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Rate551Member" xlink:label="Locator_ofg_Rate551Member_5756" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DerivativeByInterestRateDomain_5755" xlink:to="Locator_ofg_Rate551Member_5756" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccruedInterestReceivableAndOtherAssets">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Accruedinterestreceivableandotherassetsabstract" xlink:label="Locator_ofg_Accruedinterestreceivableandotherassetsabstract_5757" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssetsDisclosureTextBlock" xlink:label="Locator_us-gaap_OtherAssetsDisclosureTextBlock_5758" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_Accruedinterestreceivableandotherassetsabstract_5757" xlink:to="Locator_us-gaap_OtherAssetsDisclosureTextBlock_5758" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/InvestmentSecuritiesOtherthantemporarilyImpairedSecuritiesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_5759" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward_5760" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_5759" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward_5760" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward_5763" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_5764" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward_5763" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease_5764" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward_5761" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld_5762" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward_5761" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld_5762" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward_5765" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld" xlink:label="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld_5766" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRollForward_5765" xlink:to="Locator_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld_5766" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/RestictedCash">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndInvestmentsAbstract" xlink:label="Locator_us-gaap_RestrictedCashAndInvestmentsAbstract_5767" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedAssetsDisclosureTextBlock" xlink:label="Locator_us-gaap_RestrictedAssetsDisclosureTextBlock_5768" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RestrictedCashAndInvestmentsAbstract_5767" xlink:to="Locator_us-gaap_RestrictedAssetsDisclosureTextBlock_5768" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureRestrictedCashTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndInvestmentsAbstract" xlink:label="Locator_us-gaap_RestrictedCashAndInvestmentsAbstract_5769" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTextBlock" xlink:label="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTextBlock_5770" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RestrictedCashAndInvestmentsAbstract_5769" xlink:to="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTextBlock_5770" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/RestrictedCashCompositionDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_5789" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_5790" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeAxis_5789" xlink:to="Locator_us-gaap_InvestmentTypeCategorizationMember_5790" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_5791" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_5792" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_5791" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_5792" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_5793" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMember" xlink:label="Locator_us-gaap_DerivativeMember_5794" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_5793" xlink:to="Locator_us-gaap_DerivativeMember_5794" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="Locator_us-gaap_InvestmentTypeCategorizationMember_5795" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ResidentialLoansSoldWithRecourseMember" xlink:label="Locator_ofg_ResidentialLoansSoldWithRecourseMember_5796" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InvestmentTypeCategorizationMember_5795" xlink:to="Locator_ofg_ResidentialLoansSoldWithRecourseMember_5796" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndInvestmentsAbstract" xlink:label="Locator_us-gaap_RestrictedCashAndInvestmentsAbstract_5787" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable" xlink:label="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable_5788" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RestrictedCashAndInvestmentsAbstract_5787" xlink:to="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable_5788" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable" xlink:label="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable_5797" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems" xlink:label="Locator_us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems_5798" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable_5797" xlink:to="Locator_us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems_5798" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems" xlink:label="Locator_us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems_5771" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalents" xlink:label="Locator_us-gaap_RestrictedCashAndCashEquivalents_5772" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RestrictedCashAndCashEquivalentsItemsLineItems_5771" xlink:to="Locator_us-gaap_RestrictedCashAndCashEquivalents_5772" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable" xlink:label="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable_5799" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="Locator_us-gaap_InvestmentTypeAxis_5800" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTable_5799" xlink:to="Locator_us-gaap_InvestmentTypeAxis_5800" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AllowanceForLoanAndLeaseLossesCompositionOfTheCompanysAllowanceForLoanAndLeaseLossesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5855" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5856" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5855" xlink:to="Locator_us-gaap_ReceivableTypeDomain_5856" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5857" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_NonAcquiredLoanMember" xlink:label="Locator_ofg_NonAcquiredLoanMember_5858" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5857" xlink:to="Locator_ofg_NonAcquiredLoanMember_5858" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5859" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansMember" xlink:label="Locator_ofg_AcquiredLoansMember_5860" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5859" xlink:to="Locator_ofg_AcquiredLoansMember_5860" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="Locator_us-gaap_ReceivableTypeDomain_5861" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AcquiredLoansInFDICAssistedTransactionMember" xlink:label="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5862" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivableTypeDomain_5861" xlink:to="Locator_ofg_AcquiredLoansInFDICAssistedTransactionMember_5862" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_5881" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5882" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_5881" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5882" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5883" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31020Member" xlink:label="Locator_ofg_AccountedForUnderAsc31020Member_5884" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5883" xlink:to="Locator_ofg_AccountedForUnderAsc31020Member_5884" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5885" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccountedForUnderAsc31030Member" xlink:label="Locator_ofg_AccountedForUnderAsc31030Member_5886" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodDomain_5885" xlink:to="Locator_ofg_AccountedForUnderAsc31030Member_5886" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5879" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5880" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5879" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5880" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5863" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_5864" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5863" xlink:to="Locator_us-gaap_MortgagesMember_5864" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5865" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_5866" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5865" xlink:to="Locator_us-gaap_CommercialLoanMember_5866" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5867" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_5868" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5867" xlink:to="Locator_us-gaap_ConsumerLoanMember_5868" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5869" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasingLoansReceivableMember" xlink:label="Locator_ofg_AutoAndLeasingLoansReceivableMember_5870" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5869" xlink:to="Locator_ofg_AutoAndLeasingLoansReceivableMember_5870" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5871" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="Locator_us-gaap_UnallocatedFinancingReceivablesMember_5872" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5871" xlink:to="Locator_us-gaap_UnallocatedFinancingReceivablesMember_5872" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5873" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_5874" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5873" xlink:to="Locator_us-gaap_AutomobileLoanMember_5874" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5875" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember" xlink:label="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_5876" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5875" xlink:to="Locator_ofg_LoansSecuredBy14FamilyResidentialPropertiesCoveredMember_5876" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5877" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CommercialAndOtherConstructionMember" xlink:label="Locator_ofg_CommercialAndOtherConstructionMember_5878" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5877" xlink:to="Locator_ofg_CommercialAndOtherConstructionMember_5878" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_5801" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="Locator_us-gaap_LoansAndLeasesReceivableAllowance_5802" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_5801" xlink:to="Locator_us-gaap_LoansAndLeasesReceivableAllowance_5802" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="Locator_us-gaap_ReceivablesAbstract_5805" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5806" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReceivablesAbstract_5805" xlink:to="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5806" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5847" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_5848" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5847" xlink:to="Locator_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_5848" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5849" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5850" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5849" xlink:to="Locator_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_5850" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5851" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis" xlink:label="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_5852" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5851" xlink:to="Locator_ofg_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodAxis_5852" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5853" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5854" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_5853" xlink:to="Locator_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5854" order="3.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DerivativeActivitiesMaturityYearsOfSwaptionsTiedToSPDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeInstrumentDetailAbstract" xlink:label="Locator_us-gaap_DerivativeInstrumentDetailAbstract_5949" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapoptiontableTable" xlink:label="Locator_ofg_SwapoptiontableTable_5950" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DerivativeInstrumentDetailAbstract_5949" xlink:to="Locator_ofg_SwapoptiontableTable_5950" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapoptiontableTable" xlink:label="Locator_ofg_SwapoptiontableTable_5951" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapOptionsContractDueDateLineItems" xlink:label="Locator_ofg_SwapOptionsContractDueDateLineItems_5952" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_SwapoptiontableTable_5951" xlink:to="Locator_ofg_SwapOptionsContractDueDateLineItems_5952" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapOptionsContractDueDateLineItems" xlink:label="Locator_ofg_SwapOptionsContractDueDateLineItems_5887" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableAbstract" xlink:label="Locator_us-gaap_ContractReceivableAbstract_5888" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_SwapOptionsContractDueDateLineItems_5887" xlink:to="Locator_us-gaap_ContractReceivableAbstract_5888" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableAbstract" xlink:label="Locator_us-gaap_ContractReceivableAbstract_5889" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueOneYearOrLess" xlink:label="Locator_us-gaap_ContractReceivableDueOneYearOrLess_5890" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ContractReceivableAbstract_5889" xlink:to="Locator_us-gaap_ContractReceivableDueOneYearOrLess_5890" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableAbstract" xlink:label="Locator_us-gaap_ContractReceivableAbstract_5891" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueOneToTwoYears" xlink:label="Locator_us-gaap_ContractReceivableDueOneToTwoYears_5892" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ContractReceivableAbstract_5891" xlink:to="Locator_us-gaap_ContractReceivableDueOneToTwoYears_5892" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableAbstract" xlink:label="Locator_us-gaap_ContractReceivableAbstract_5893" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableDueTwoToThreeYears" xlink:label="Locator_us-gaap_ContractReceivableDueTwoToThreeYears_5894" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ContractReceivableAbstract_5893" xlink:to="Locator_us-gaap_ContractReceivableDueTwoToThreeYears_5894" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractReceivableAbstract" xlink:label="Locator_us-gaap_ContractReceivableAbstract_5895" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms" xlink:label="Locator_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_5896" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ContractReceivableAbstract_5895" xlink:to="Locator_us-gaap_AccountsReceivableBilledForLongTermContractsOrPrograms_5896" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapOptionsContractDueDateLineItems" xlink:label="Locator_ofg_SwapOptionsContractDueDateLineItems_5897" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationFiscalYearMaturityAbstract" xlink:label="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5898" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_SwapOptionsContractDueDateLineItems_5897" xlink:to="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5898" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationFiscalYearMaturityAbstract" xlink:label="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5899" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInNextTwelveMonths" xlink:label="Locator_us-gaap_PurchaseObligationDueInNextTwelveMonths_5900" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5899" xlink:to="Locator_us-gaap_PurchaseObligationDueInNextTwelveMonths_5900" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationFiscalYearMaturityAbstract" xlink:label="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5901" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInSecondYear" xlink:label="Locator_us-gaap_PurchaseObligationDueInSecondYear_5902" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5901" xlink:to="Locator_us-gaap_PurchaseObligationDueInSecondYear_5902" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationFiscalYearMaturityAbstract" xlink:label="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5903" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationDueInThirdYear" xlink:label="Locator_us-gaap_PurchaseObligationDueInThirdYear_5904" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5903" xlink:to="Locator_us-gaap_PurchaseObligationDueInThirdYear_5904" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligationFiscalYearMaturityAbstract" xlink:label="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5905" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PurchaseObligation" xlink:label="Locator_us-gaap_PurchaseObligation_5906" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PurchaseObligationFiscalYearMaturityAbstract_5905" xlink:to="Locator_us-gaap_PurchaseObligation_5906" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SwapoptiontableTable" xlink:label="Locator_ofg_SwapoptiontableTable_5953" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajorTypesOfEquitySecuritiesSwaptionAxis" xlink:label="Locator_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_5954" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_SwapoptiontableTable_5953" xlink:to="Locator_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_5954" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajorTypesOfEquitySecuritiesSwaptionAxis" xlink:label="Locator_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_5955" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajortypesofequitysecuritiesswaptionDomain" xlink:label="Locator_ofg_MajortypesofequitysecuritiesswaptionDomain_5956" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_MajorTypesOfEquitySecuritiesSwaptionAxis_5955" xlink:to="Locator_ofg_MajortypesofequitysecuritiesswaptionDomain_5956" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MajortypesofequitysecuritiesswaptionDomain" xlink:label="Locator_ofg_MajortypesofequitysecuritiesswaptionDomain_5957" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SwaptionMember" xlink:label="Locator_us-gaap_SwaptionMember_5958" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_MajortypesofequitysecuritiesswaptionDomain_5957" xlink:to="Locator_us-gaap_SwaptionMember_5958" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BorrowingsOtherSignificantDetailsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentsAbstract" xlink:label="Locator_us-gaap_DebtInstrumentsAbstract_5959" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureOfRepurchaseAgreementsAbstract" xlink:label="Locator_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_5960" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentsAbstract_5959" xlink:to="Locator_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_5960" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureOfRepurchaseAgreementsAbstract" xlink:label="Locator_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_5961" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AverageDailyAggregateBalanceOutstanding" xlink:label="Locator_ofg_AverageDailyAggregateBalanceOutstanding_5962" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_5961" xlink:to="Locator_ofg_AverageDailyAggregateBalanceOutstanding_5962" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureOfRepurchaseAgreementsAbstract" xlink:label="Locator_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_5963" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MaximumOutstandingBalanceAtAnyMonthEnd" xlink:label="Locator_ofg_MaximumOutstandingBalanceAtAnyMonthEnd_5964" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_5963" xlink:to="Locator_ofg_MaximumOutstandingBalanceAtAnyMonthEnd_5964" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureOfRepurchaseAgreementsAbstract" xlink:label="Locator_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_5965" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementWeightedAverageInterestRateDuringYear" xlink:label="Locator_ofg_RepurchaseAgreementWeightedAverageInterestRateDuringYear_5966" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_5965" xlink:to="Locator_ofg_RepurchaseAgreementWeightedAverageInterestRateDuringYear_5966" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureOfRepurchaseAgreementsAbstract" xlink:label="Locator_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_5967" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementWeightedAverageInterestRateAtYearEnd" xlink:label="Locator_ofg_RepurchaseAgreementWeightedAverageInterestRateAtYearEnd_5968" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_5967" xlink:to="Locator_ofg_RepurchaseAgreementWeightedAverageInterestRateAtYearEnd_5968" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BorrowingsRepurchaseTransactionLiabilityAndMarketValueOfItsUnderlyingCollateralDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_6017" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_6018" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_6017" xlink:to="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_6018" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_5969" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability_5970" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_5969" xlink:to="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseRepurchaseLiability_5970" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_5971" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_5972" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_5971" xlink:to="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_5972" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_5973" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseMarketValue" xlink:label="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMarketValue_5974" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_5973" xlink:to="Locator_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMarketValue_5974" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_6019" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_6020" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_6019" xlink:to="Locator_us-gaap_DebtInstrumentAxis_6020" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_6025" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6026" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentAxis_6025" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_6026" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6027" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_6028" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6027" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_6028" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_6021" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtDueDateAxis" xlink:label="Locator_ofg_DebtDueDateAxis_6022" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_6021" xlink:to="Locator_ofg_DebtDueDateAxis_6022" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DebtDueDateAxis" xlink:label="Locator_ofg_DebtDueDateAxis_6029" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_6030" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_DebtDueDateAxis_6029" xlink:to="Locator_ofg_RepurchaseAgreementsDueDateDomain_6030" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_6031" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturityUpTo30DaysMember" xlink:label="Locator_us-gaap_MaturityUpTo30DaysMember_6032" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_6031" xlink:to="Locator_us-gaap_MaturityUpTo30DaysMember_6032" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_6033" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Maturity30To90DaysMember" xlink:label="Locator_us-gaap_Maturity30To90DaysMember_6034" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_6033" xlink:to="Locator_us-gaap_Maturity30To90DaysMember_6034" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_RepurchaseAgreementsDueDateDomain" xlink:label="Locator_ofg_RepurchaseAgreementsDueDateDomain_6035" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaturityOver90DaysMember" xlink:label="Locator_us-gaap_MaturityOver90DaysMember_6036" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_RepurchaseAgreementsDueDateDomain_6035" xlink:to="Locator_us-gaap_MaturityOver90DaysMember_6036" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_6023" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_6024" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentTable_6023" xlink:to="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_6024" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_6037" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6038" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis_6037" xlink:to="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6038" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6039" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FnmaAndFhlmcMember" xlink:label="Locator_ofg_FnmaAndFhlmcMember_6040" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6039" xlink:to="Locator_ofg_FnmaAndFhlmcMember_6040" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6041" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember" xlink:label="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_6042" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6041" xlink:to="Locator_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_6042" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6043" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember" xlink:label="Locator_us-gaap_CollateralizedMortgageObligationsMember_6044" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6043" xlink:to="Locator_us-gaap_CollateralizedMortgageObligationsMember_6044" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6045" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember" xlink:label="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_6046" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6045" xlink:to="Locator_us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember_6046" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6047" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasurySecuritiesMember" xlink:label="Locator_us-gaap_USTreasurySecuritiesMember_6048" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6047" xlink:to="Locator_us-gaap_USTreasurySecuritiesMember_6048" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="Locator_us-gaap_DebtDisclosureAbstract_5977" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="Locator_us-gaap_DebtInstrumentTable_5978" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtDisclosureAbstract_5977" xlink:to="Locator_us-gaap_DebtInstrumentTable_5978" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccruedInterestReceivableAndOtherAssetsAccruedInterestDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableNetAbstract" xlink:label="Locator_us-gaap_AccountsReceivableNetAbstract_6049" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AccruedInterestReceivableOnNonAcquiredLoans" xlink:label="Locator_ofg_AccruedInterestReceivableOnNonAcquiredLoans_6050" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsReceivableNetAbstract_6049" xlink:to="Locator_ofg_AccruedInterestReceivableOnNonAcquiredLoans_6050" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableNetAbstract" xlink:label="Locator_us-gaap_AccountsReceivableNetAbstract_6051" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="Locator_us-gaap_AccruedInvestmentIncomeReceivable_6052" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsReceivableNetAbstract_6051" xlink:to="Locator_us-gaap_AccruedInvestmentIncomeReceivable_6052" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableNetAbstract" xlink:label="Locator_us-gaap_AccountsReceivableNetAbstract_6053" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivable" xlink:label="Locator_us-gaap_InterestReceivable_6054" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AccountsReceivableNetAbstract_6053" xlink:to="Locator_us-gaap_InterestReceivable_6054" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/GuaranteesTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteesAbstract" xlink:label="Locator_us-gaap_GuaranteesAbstract_6059" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGuaranteeObligationsTextBlock" xlink:label="Locator_us-gaap_ScheduleOfGuaranteeObligationsTextBlock_6060" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteesAbstract_6059" xlink:to="Locator_us-gaap_ScheduleOfGuaranteeObligationsTextBlock_6060" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/GuaranteesChangesInLiabiltyOfEstimatedLossFromCreditRecourseAgreementDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GuaranteesAbstract" xlink:label="Locator_us-gaap_GuaranteesAbstract_6061" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward" xlink:label="Locator_us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward_6062" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_GuaranteesAbstract_6061" xlink:to="Locator_us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward_6062" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward" xlink:label="Locator_us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward_6063" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsIncurredBenefits1" xlink:label="Locator_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsIncurredBenefits1_6064" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward_6063" xlink:to="Locator_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsIncurredBenefits1_6064" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward" xlink:label="Locator_us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward_6065" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid" xlink:label="Locator_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid_6066" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward_6065" xlink:to="Locator_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsBenefitsPaid_6066" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedNetLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward" xlink:label="Locator_us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward_6067" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross" xlink:label="Locator_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross_6068" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward_6067" xlink:to="Locator_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross_6068" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward" xlink:label="Locator_us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward_6069" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross" xlink:label="Locator_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross_6070" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_MovementInGuaranteedBenefitLiabilityGrossRollForward_6069" xlink:to="Locator_us-gaap_LiabilitiesForGuaranteesOnLongDurationContractsGuaranteedBenefitLiabilityGross_6070" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureStockholdersEquitySharesRepurchasedUnderTheStockRepurchaseProgramDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6075" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="Locator_us-gaap_TreasuryStockValue_6076" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6075" xlink:to="Locator_us-gaap_TreasuryStockValue_6076" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6071" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:label="Locator_us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6072" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6071" xlink:to="Locator_us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6072" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6073" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="Locator_us-gaap_TreasuryStockAcquiredAverageCostPerShare_6074" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6073" xlink:to="Locator_us-gaap_TreasuryStockAcquiredAverageCostPerShare_6074" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramAxis" xlink:label="Locator_us-gaap_ShareRepurchaseProgramAxis_6131" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6132" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareRepurchaseProgramAxis_6131" xlink:to="Locator_us-gaap_ShareRepurchaseProgramDomain_6132" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6133" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FirstQuarterMember" xlink:label="Locator_ofg_FirstQuarterMember_6134" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6133" xlink:to="Locator_ofg_FirstQuarterMember_6134" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FirstQuarterMember" xlink:label="Locator_ofg_FirstQuarterMember_6143" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_January2014Member" xlink:label="Locator_ofg_January2014Member_6144" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FirstQuarterMember_6143" xlink:to="Locator_ofg_January2014Member_6144" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FirstQuarterMember" xlink:label="Locator_ofg_FirstQuarterMember_6145" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_February2014Member" xlink:label="Locator_ofg_February2014Member_6146" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FirstQuarterMember_6145" xlink:to="Locator_ofg_February2014Member_6146" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FirstQuarterMember" xlink:label="Locator_ofg_FirstQuarterMember_6147" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_March2014Member" xlink:label="Locator_ofg_March2014Member_6148" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FirstQuarterMember_6147" xlink:to="Locator_ofg_March2014Member_6148" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6135" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecondQuarterMember" xlink:label="Locator_ofg_SecondQuarterMember_6136" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6135" xlink:to="Locator_ofg_SecondQuarterMember_6136" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecondQuarterMember" xlink:label="Locator_ofg_SecondQuarterMember_6161" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_April2015Member" xlink:label="Locator_ofg_April2015Member_6162" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_SecondQuarterMember_6161" xlink:to="Locator_ofg_April2015Member_6162" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecondQuarterMember" xlink:label="Locator_ofg_SecondQuarterMember_6163" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_May2015Member" xlink:label="Locator_ofg_May2015Member_6164" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_SecondQuarterMember_6163" xlink:to="Locator_ofg_May2015Member_6164" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SecondQuarterMember" xlink:label="Locator_ofg_SecondQuarterMember_6165" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_June2015Member1Member" xlink:label="Locator_ofg_June2015Member1Member_6166" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_SecondQuarterMember_6165" xlink:to="Locator_ofg_June2015Member1Member_6166" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6137" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirdQuarterMember" xlink:label="Locator_ofg_ThirdQuarterMember_6138" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6137" xlink:to="Locator_ofg_ThirdQuarterMember_6138" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirdQuarterMember" xlink:label="Locator_ofg_ThirdQuarterMember_6155" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_June2015Member" xlink:label="Locator_ofg_June2015Member_6156" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ThirdQuarterMember_6155" xlink:to="Locator_ofg_June2015Member_6156" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirdQuarterMember" xlink:label="Locator_ofg_ThirdQuarterMember_6157" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_July2015Member" xlink:label="Locator_ofg_July2015Member_6158" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ThirdQuarterMember_6157" xlink:to="Locator_ofg_July2015Member_6158" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ThirdQuarterMember" xlink:label="Locator_ofg_ThirdQuarterMember_6159" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_August2014Member" xlink:label="Locator_ofg_August2014Member_6160" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ThirdQuarterMember_6159" xlink:to="Locator_ofg_August2014Member_6160" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6139" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourthQuarterMember" xlink:label="Locator_ofg_FourthQuarterMember_6140" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6139" xlink:to="Locator_ofg_FourthQuarterMember_6140" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourthQuarterMember" xlink:label="Locator_ofg_FourthQuarterMember_6149" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_November2014Member" xlink:label="Locator_ofg_November2014Member_6150" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FourthQuarterMember_6149" xlink:to="Locator_ofg_November2014Member_6150" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourthQuarterMember" xlink:label="Locator_ofg_FourthQuarterMember_6151" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_December2014Member" xlink:label="Locator_ofg_December2014Member_6152" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FourthQuarterMember_6151" xlink:to="Locator_ofg_December2014Member_6152" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FourthQuarterMember" xlink:label="Locator_ofg_FourthQuarterMember_6153" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_October2014Member" xlink:label="Locator_ofg_October2014Member_6154" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FourthQuarterMember_6153" xlink:to="Locator_ofg_October2014Member_6154" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6141" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SeventymillionsrepurchaseprogramMember" xlink:label="Locator_ofg_SeventymillionsrepurchaseprogramMember_6142" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6141" xlink:to="Locator_ofg_SeventymillionsrepurchaseprogramMember_6142" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StockRepurchaseProgramAbstract" xlink:label="Locator_ofg_StockRepurchaseProgramAbstract_6079" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfTreasuryStockTable" xlink:label="Locator_us-gaap_ClassOfTreasuryStockTable_6080" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_StockRepurchaseProgramAbstract_6079" xlink:to="Locator_us-gaap_ClassOfTreasuryStockTable_6080" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfTreasuryStockTable" xlink:label="Locator_us-gaap_ClassOfTreasuryStockTable_6127" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6128" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ClassOfTreasuryStockTable_6127" xlink:to="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6128" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfTreasuryStockTable" xlink:label="Locator_us-gaap_ClassOfTreasuryStockTable_6129" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramAxis" xlink:label="Locator_us-gaap_ShareRepurchaseProgramAxis_6130" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ClassOfTreasuryStockTable_6129" xlink:to="Locator_us-gaap_ShareRepurchaseProgramAxis_6130" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/SubsequentEvent">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="Locator_us-gaap_SubsequentEventsAbstract_6167" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="Locator_us-gaap_SubsequentEventsTextBlock_6168" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SubsequentEventsAbstract_6167" xlink:to="Locator_us-gaap_SubsequentEventsTextBlock_6168" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ServicingAssetsSensitivityOfCurrentFairValueOfServicingAssetsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6201" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_6202" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6201" xlink:to="Locator_us-gaap_ConventionalLoanMember_6202" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6203" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LeaseMember" xlink:label="Locator_ofg_LeaseMember_6204" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6203" xlink:to="Locator_ofg_LeaseMember_6204" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6205" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6206" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueTable_6205" xlink:to="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6206" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6169" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAsset" xlink:label="Locator_us-gaap_ServicingAsset_6170" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6169" xlink:to="Locator_us-gaap_ServicingAsset_6170" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6171" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed" xlink:label="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed_6172" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6171" xlink:to="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed_6172" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6173" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed" xlink:label="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed_6174" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6173" xlink:to="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed_6174" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6175" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate" xlink:label="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate_6176" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6175" xlink:to="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate_6176" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6177" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate" xlink:label="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate_6178" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6177" xlink:to="Locator_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate_6178" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6207" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentbytypesAxis" xlink:label="Locator_ofg_FinancialinstrumentbytypesAxis_6208" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueTable_6207" xlink:to="Locator_ofg_FinancialinstrumentbytypesAxis_6208" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentbytypesAxis" xlink:label="Locator_ofg_FinancialinstrumentbytypesAxis_6209" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6210" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialinstrumentbytypesAxis_6209" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6210" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestsContinuedToBeHeldByTransferorInFinancialAssetsThatItHasSecuritizedOrServicingAssetsOrLiabilitiesRelatingToAssetsThatItHasSecuritizedAbstract" xlink:label="Locator_us-gaap_InterestsContinuedToBeHeldByTransferorInFinancialAssetsThatItHasSecuritizedOrServicingAssetsOrLiabilitiesRelatingToAssetsThatItHasSecuritizedAbstract_6199" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6200" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_InterestsContinuedToBeHeldByTransferorInFinancialAssetsThatItHasSecuritizedOrServicingAssetsOrLiabilitiesRelatingToAssetsThatItHasSecuritizedAbstract_6199" xlink:to="Locator_us-gaap_ServicingAssetsAtFairValueTable_6200" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncome">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureTextBlockAbstract" xlink:label="Locator_us-gaap_DisclosureTextBlockAbstract_6211" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:label="Locator_us-gaap_ComprehensiveIncomeNoteTextBlock_6212" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DisclosureTextBlockAbstract_6211" xlink:to="Locator_us-gaap_ComprehensiveIncomeNoteTextBlock_6212" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EarningsPerCommonShare">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_6213" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="Locator_us-gaap_EarningsPerShareTextBlock_6214" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_6213" xlink:to="Locator_us-gaap_EarningsPerShareTextBlock_6214" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/AccumulatedOtherComprehensiveIncomeTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureTextBlockAbstract" xlink:label="Locator_us-gaap_DisclosureTextBlockAbstract_6215" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:label="Locator_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_6216" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DisclosureTextBlockAbstract_6215" xlink:to="Locator_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_6216" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureTextBlockAbstract" xlink:label="Locator_us-gaap_DisclosureTextBlockAbstract_6217" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock" xlink:label="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock_6218" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DisclosureTextBlockAbstract_6217" xlink:to="Locator_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock_6218" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EarningPerCommonShareTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_6219" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="Locator_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_6220" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_6219" xlink:to="Locator_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_6220" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EarningsPerCommonShareNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_6221" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_StockConversionRate" xlink:label="Locator_ofg_StockConversionRate_6222" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_6221" xlink:to="Locator_ofg_StockConversionRate_6222" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_6223" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="Locator_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_6224" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_6223" xlink:to="Locator_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_6224" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="Locator_us-gaap_EarningsPerShareAbstract_6225" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ConvertiblePreferredStock" xlink:label="Locator_ofg_ConvertiblePreferredStock_6226" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EarningsPerShareAbstract_6225" xlink:to="Locator_ofg_ConvertiblePreferredStock_6226" order="3.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FDICIndemnificationAssetAndTrueupPaymentObligationAndFDICSharedlossExpenseFairValueAndTheUndiscountedAmountOfTheTrueupPaymentObligationAndFDICSharedlossExpenseDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="Locator_us-gaap_BusinessCombinationsAbstract_6227" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationContingentConsiderationLiability" xlink:label="Locator_us-gaap_BusinessCombinationContingentConsiderationLiability_6228" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessCombinationsAbstract_6227" xlink:to="Locator_us-gaap_BusinessCombinationContingentConsiderationLiability_6228" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="Locator_us-gaap_BusinessCombinationsAbstract_6229" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Businesscombinationcontingentconsiderationpotentialcashpayment" xlink:label="Locator_ofg_Businesscombinationcontingentconsiderationpotentialcashpayment_6230" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_BusinessCombinationsAbstract_6229" xlink:to="Locator_ofg_Businesscombinationcontingentconsiderationpotentialcashpayment_6230" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/PledgeAssets">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingAbstract" xlink:label="Locator_us-gaap_TransfersAndServicingAbstract_6231" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PledgeAssetsTextBlock" xlink:label="Locator_ofg_PledgeAssetsTextBlock_6232" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingAbstract_6231" xlink:to="Locator_ofg_PledgeAssetsTextBlock_6232" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/PledgeAssetsTable">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingAbstract" xlink:label="Locator_us-gaap_TransfersAndServicingAbstract_6233" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock" xlink:label="Locator_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_6234" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingAbstract_6233" xlink:to="Locator_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_6234" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosurePledgeAssetsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_6313" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6314" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentAxis_6313" xlink:to="Locator_us-gaap_DebtInstrumentNameDomain_6314" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6315" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember" xlink:label="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_6316" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6315" xlink:to="Locator_us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseMember_6316" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6317" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankTimeDepositsMember" xlink:label="Locator_us-gaap_BankTimeDepositsMember_6318" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6317" xlink:to="Locator_us-gaap_BankTimeDepositsMember_6318" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6319" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DerivativeMember" xlink:label="Locator_us-gaap_DerivativeMember_6320" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6319" xlink:to="Locator_us-gaap_DerivativeMember_6320" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6321" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="Locator_us-gaap_MoneyMarketFundsMember_6322" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6321" xlink:to="Locator_us-gaap_MoneyMarketFundsMember_6322" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="Locator_us-gaap_InterestRateSwapMember_6324" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6323" xlink:to="Locator_us-gaap_InterestRateSwapMember_6324" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalReserveBankAdvancesMember" xlink:label="Locator_us-gaap_FederalReserveBankAdvancesMember_6326" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6325" xlink:to="Locator_us-gaap_FederalReserveBankAdvancesMember_6326" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6327" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BondfortrustoperationmemberMember" xlink:label="Locator_ofg_BondfortrustoperationmemberMember_6328" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6327" xlink:to="Locator_ofg_BondfortrustoperationmemberMember_6328" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="Locator_us-gaap_DebtInstrumentNameDomain_6329" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_6330" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DebtInstrumentNameDomain_6329" xlink:to="Locator_us-gaap_FederalHomeLoanBankAdvancesMember_6330" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6331" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsMember" xlink:label="Locator_us-gaap_InvestmentsMember_6332" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6331" xlink:to="Locator_us-gaap_InvestmentsMember_6332" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6333" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MortgagesMember" xlink:label="Locator_us-gaap_MortgagesMember_6334" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6333" xlink:to="Locator_us-gaap_MortgagesMember_6334" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_6336" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6335" xlink:to="Locator_us-gaap_CommercialLoanMember_6336" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6337" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AutomobileLoanMember" xlink:label="Locator_us-gaap_AutomobileLoanMember_6338" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6337" xlink:to="Locator_us-gaap_AutomobileLoanMember_6338" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAbstract" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAbstract_6245" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateraltableTable" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6246" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAbstract_6245" xlink:to="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6246" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateraltableTable" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6305" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6306" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6305" xlink:to="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6306" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6235" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged" xlink:label="Locator_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged_6236" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6235" xlink:to="Locator_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged_6236" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6237" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivableForOtherArrangements" xlink:label="Locator_ofg_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivableForOtherArrangements_6238" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6237" xlink:to="Locator_ofg_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivableForOtherArrangements_6238" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6239" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PledgedAssetsOtherNotSeparatelyReportedOnStatementOfFinancialPosition" xlink:label="Locator_ofg_PledgedAssetsOtherNotSeparatelyReportedOnStatementOfFinancialPosition_6240" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6239" xlink:to="Locator_ofg_PledgedAssetsOtherNotSeparatelyReportedOnStatementOfFinancialPosition_6240" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6241" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Assetsnotpledged" xlink:label="Locator_ofg_Assetsnotpledged_6242" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_6241" xlink:to="Locator_ofg_Assetsnotpledged_6242" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateraltableTable" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6307" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="Locator_us-gaap_DebtInstrumentAxis_6308" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6307" xlink:to="Locator_us-gaap_DebtInstrumentAxis_6308" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateraltableTable" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6309" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_6310" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6309" xlink:to="Locator_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_6310" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_6339" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain" xlink:label="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6340" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialinstrumentsownedandpledgedascollateralaxisAxis_6339" xlink:to="Locator_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTypeDomain_6340" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentsownedandpledgedascollateraltableTable" xlink:label="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6311" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_6312" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialinstrumentsownedandpledgedascollateraltableTable_6311" xlink:to="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_6312" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_6341" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6342" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralAxis_6341" xlink:to="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6342" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6343" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SecuritiesInvestmentMember" xlink:label="Locator_us-gaap_SecuritiesInvestmentMember_6344" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6343" xlink:to="Locator_us-gaap_SecuritiesInvestmentMember_6344" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6345" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="Locator_us-gaap_ResidentialMortgageMember_6346" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6345" xlink:to="Locator_us-gaap_ResidentialMortgageMember_6346" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6347" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="Locator_us-gaap_CommercialLoanMember_6348" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6347" xlink:to="Locator_us-gaap_CommercialLoanMember_6348" order="3.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6349" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="Locator_us-gaap_ConsumerLoanMember_6350" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6349" xlink:to="Locator_us-gaap_ConsumerLoanMember_6350" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain" xlink:label="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6351" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AutoAndLeasesLoanMember" xlink:label="Locator_ofg_AutoAndLeasesLoanMember_6352" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialInstrumentsOwnedAndNotPledgedAsCollateralTypeMemberDomain_6351" xlink:to="Locator_ofg_AutoAndLeasesLoanMember_6352" order="5.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ServicingAssets">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingAbstract" xlink:label="Locator_us-gaap_TransfersAndServicingAbstract_6353" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_6354" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingAbstract_6353" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_6354" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ServicingAssetsChangesInServingRightsAtFairValueDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_6355" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6356" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_6355" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6356" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6359" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SaleOfMortgageServicingRights" xlink:label="Locator_ofg_SaleOfMortgageServicingRights_6360" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6359" xlink:to="Locator_ofg_SaleOfMortgageServicingRights_6360" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6361" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAdditions" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAdditions_6362" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6361" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAdditions_6362" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6363" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_6364" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6363" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_6364" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6365" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangesInServicingAssetFairValueDueToSalesPrice" xlink:label="Locator_ofg_ChangesInServicingAssetFairValueDueToSalesPrice_6366" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6365" xlink:to="Locator_ofg_ChangesInServicingAssetFairValueDueToSalesPrice_6366" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6367" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions_6368" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6367" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions_6368" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6357" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmount_6358" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6357" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmount_6358" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6369" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmount_6370" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetAtFairValueAmountRollForward_6369" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmount_6370" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ServicingAssetsKeyEconomicAssumptionsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureOfTransferOfSecuritizedFinancialAssetsAccountedForAsSaleAbstract" xlink:label="Locator_us-gaap_DisclosureOfTransferOfSecuritizedFinancialAssetsAccountedForAsSaleAbstract_6399" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6400" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_DisclosureOfTransferOfSecuritizedFinancialAssetsAccountedForAsSaleAbstract_6399" xlink:to="Locator_us-gaap_ServicingAssetsAtFairValueTable_6400" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6413" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis" xlink:label="Locator_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_6414" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueTable_6413" xlink:to="Locator_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_6414" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis" xlink:label="Locator_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_6415" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6416" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_TransfersandservicingoffinancialinstrumentstypesoffinancialinstrumentsdomainAxis_6415" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6416" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6407" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_6408" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6407" xlink:to="Locator_us-gaap_ConventionalLoanMember_6408" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6409" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LeaseMember" xlink:label="Locator_ofg_LeaseMember_6410" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6409" xlink:to="Locator_ofg_LeaseMember_6410" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6417" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_6418" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueTable_6417" xlink:to="Locator_us-gaap_RangeAxis_6418" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_6401" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6402" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RangeAxis_6401" xlink:to="Locator_us-gaap_RangeMember_6402" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6403" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="Locator_us-gaap_MinimumMember_6404" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RangeMember_6403" xlink:to="Locator_us-gaap_MinimumMember_6404" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6405" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="Locator_us-gaap_MaximumMember_6406" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RangeMember_6405" xlink:to="Locator_us-gaap_MaximumMember_6406" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6411" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6412" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueTable_6411" xlink:to="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6412" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6371" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed" xlink:label="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_6372" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6371" xlink:to="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed_6372" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6373" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate" xlink:label="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_6374" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6373" xlink:to="Locator_us-gaap_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRate_6374" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ServicingAssetsNarrativesDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6457" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConventionalLoanMember" xlink:label="Locator_us-gaap_ConventionalLoanMember_6458" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6457" xlink:to="Locator_us-gaap_ConventionalLoanMember_6458" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6459" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LeaseMember" xlink:label="Locator_ofg_LeaseMember_6460" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6459" xlink:to="Locator_ofg_LeaseMember_6460" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6461" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6462" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueTable_6461" xlink:to="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6462" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6419" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="Locator_us-gaap_ServicingAssetAtFairValueAmount_6420" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6419" xlink:to="Locator_us-gaap_ServicingAssetAtFairValueAmount_6420" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6421" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount" xlink:label="Locator_us-gaap_ContractuallySpecifiedServicingFeesAmount_6422" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6421" xlink:to="Locator_us-gaap_ContractuallySpecifiedServicingFeesAmount_6422" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6423" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ServicingRightsPrincipalBalanceOutstandingUnamortized" xlink:label="Locator_ofg_ServicingRightsPrincipalBalanceOutstandingUnamortized_6424" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6423" xlink:to="Locator_ofg_ServicingRightsPrincipalBalanceOutstandingUnamortized_6424" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6425" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_MortgageServicingRightsSalePrice" xlink:label="Locator_ofg_MortgageServicingRightsSalePrice_6426" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6425" xlink:to="Locator_ofg_MortgageServicingRightsSalePrice_6426" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6427" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR" xlink:label="Locator_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_6428" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6427" xlink:to="Locator_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_6428" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueLineItems" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6429" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LossOnMsrSaleHeldforSale" xlink:label="Locator_ofg_LossOnMsrSaleHeldforSale_6430" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueLineItems_6429" xlink:to="Locator_ofg_LossOnMsrSaleHeldforSale_6430" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6463" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentbytypesAxis" xlink:label="Locator_ofg_FinancialinstrumentbytypesAxis_6464" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ServicingAssetsAtFairValueTable_6463" xlink:to="Locator_ofg_FinancialinstrumentbytypesAxis_6464" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinancialinstrumentbytypesAxis" xlink:label="Locator_ofg_FinancialinstrumentbytypesAxis_6465" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6466" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FinancialinstrumentbytypesAxis_6465" xlink:to="Locator_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6466" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_6455" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingAssetsAtFairValueTable" xlink:label="Locator_us-gaap_ServicingAssetsAtFairValueTable_6456" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_6455" xlink:to="Locator_us-gaap_ServicingAssetsAtFairValueTable_6456" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingCompanyFinancialInformation">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_6467" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_6468" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_6467" xlink:to="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_6468" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/ServicingAssetsTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_6469" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock" xlink:label="Locator_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_6470" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_6469" xlink:to="Locator_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_6470" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_6471" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock" xlink:label="Locator_us-gaap_ScheduleOfAssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_6472" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_6471" xlink:to="Locator_us-gaap_ScheduleOfAssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_6472" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xlink:label="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_6473" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock" xlink:label="Locator_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_6474" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_6473" xlink:to="Locator_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_6474" order="3.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingCompanyFinancialInformationTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_6475" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Condensedconsolidatingbalancesheettabletextblock" xlink:label="Locator_ofg_Condensedconsolidatingbalancesheettabletextblock_6476" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_6475" xlink:to="Locator_ofg_Condensedconsolidatingbalancesheettabletextblock_6476" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_6477" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Condensedconsolidatingstatementofoperationstabletextblock" xlink:label="Locator_ofg_Condensedconsolidatingstatementofoperationstabletextblock_6478" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_6477" xlink:to="Locator_ofg_Condensedconsolidatingstatementofoperationstabletextblock_6478" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_6479" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Condensedconsolidatingothercomprenhensiveincometabletextblock" xlink:label="Locator_ofg_Condensedconsolidatingothercomprenhensiveincometabletextblock_6480" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_6479" xlink:to="Locator_ofg_Condensedconsolidatingothercomprenhensiveincometabletextblock_6480" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_6481" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Condensedconsolidatingstatementofcashflowstabletextblock" xlink:label="Locator_ofg_Condensedconsolidatingstatementofcashflowstabletextblock_6482" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_6481" xlink:to="Locator_ofg_Condensedconsolidatingstatementofcashflowstabletextblock_6482" order="4.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/BusinessSegmentsNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationFromSegmentTotalsToConsolidatedAbstract" xlink:label="Locator_us-gaap_ReconciliationFromSegmentTotalsToConsolidatedAbstract_6487" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable" xlink:label="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_6488" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationFromSegmentTotalsToConsolidatedAbstract_6487" xlink:to="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_6488" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable" xlink:label="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_6501" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_6502" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_6501" xlink:to="Locator_us-gaap_SegmentReportingInformationLineItems_6502" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="Locator_us-gaap_SegmentReportingInformationLineItems_6483" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ChangeinAssetsReclassification" xlink:label="Locator_ofg_ChangeinAssetsReclassification_6484" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentReportingInformationLineItems_6483" xlink:to="Locator_ofg_ChangeinAssetsReclassification_6484" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable" xlink:label="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_6503" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="Locator_us-gaap_StatementBusinessSegmentsAxis_6504" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable_6503" xlink:to="Locator_us-gaap_StatementBusinessSegmentsAxis_6504" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="Locator_us-gaap_StatementBusinessSegmentsAxis_6505" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_6506" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementBusinessSegmentsAxis_6505" xlink:to="Locator_us-gaap_SegmentDomain_6506" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_6507" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_BankingMember" xlink:label="Locator_ofg_BankingMember_6508" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentDomain_6507" xlink:to="Locator_ofg_BankingMember_6508" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_6509" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_TreasuryMember" xlink:label="Locator_ofg_TreasuryMember_6510" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentDomain_6509" xlink:to="Locator_ofg_TreasuryMember_6510" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="Locator_us-gaap_SegmentDomain_6511" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IntersegmentEliminationMember" xlink:label="Locator_us-gaap_IntersegmentEliminationMember_6512" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SegmentDomain_6511" xlink:to="Locator_us-gaap_IntersegmentEliminationMember_6512" order="3.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureStockholdersEquityNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_6589" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="Locator_us-gaap_PreferredStockMember_6590" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ClassOfStockDomain_6589" xlink:to="Locator_us-gaap_PreferredStockMember_6590" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_6591" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockMember" xlink:label="Locator_us-gaap_CommonStockMember_6592" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ClassOfStockDomain_6591" xlink:to="Locator_us-gaap_CommonStockMember_6592" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_6513" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction" xlink:label="Locator_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_6514" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementLineItems_6513" xlink:to="Locator_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_6514" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_6515" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="Locator_us-gaap_StatementLineItems_6516" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_6515" xlink:to="Locator_us-gaap_StatementLineItems_6516" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="Locator_us-gaap_StockholdersEquityNoteAbstract_6517" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="Locator_us-gaap_ScheduleOfStockByClassTable_6518" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StockholdersEquityNoteAbstract_6517" xlink:to="Locator_us-gaap_ScheduleOfStockByClassTable_6518" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="Locator_us-gaap_ScheduleOfStockByClassTable_6577" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6578" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfStockByClassTable_6577" xlink:to="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6578" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6519" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramAuthorizedAmount1" xlink:label="Locator_us-gaap_StockRepurchaseProgramAuthorizedAmount1_6520" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6519" xlink:to="Locator_us-gaap_StockRepurchaseProgramAuthorizedAmount1_6520" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6521" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:label="Locator_us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6522" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6521" xlink:to="Locator_us-gaap_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6522" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6523" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:label="Locator_us-gaap_TreasuryStockAcquiredAverageCostPerShare_6524" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6523" xlink:to="Locator_us-gaap_TreasuryStockAcquiredAverageCostPerShare_6524" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6525" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="Locator_us-gaap_TreasuryStockValueAcquiredCostMethod_6526" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6525" xlink:to="Locator_us-gaap_TreasuryStockValueAcquiredCostMethod_6526" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6527" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" xlink:label="Locator_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_6528" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6527" xlink:to="Locator_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_6528" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6529" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockRepurchaseProgramRemainingNumberOfSharesAuthorizedToBeRepurchased" xlink:label="Locator_us-gaap_StockRepurchaseProgramRemainingNumberOfSharesAuthorizedToBeRepurchased_6530" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6529" xlink:to="Locator_us-gaap_StockRepurchaseProgramRemainingNumberOfSharesAuthorizedToBeRepurchased_6530" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6531" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharePrice" xlink:label="Locator_us-gaap_SharePrice_6532" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6531" xlink:to="Locator_us-gaap_SharePrice_6532" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6533" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PreferredStockIssueCostsPeriod" xlink:label="Locator_ofg_PreferredStockIssueCostsPeriod_6534" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6533" xlink:to="Locator_ofg_PreferredStockIssueCostsPeriod_6534" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6535" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IssuanceCostsStock" xlink:label="Locator_ofg_IssuanceCostsStock_6536" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6535" xlink:to="Locator_ofg_IssuanceCostsStock_6536" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityClassOfTreasuryStockLineItems" xlink:label="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6537" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AverageSharePrice" xlink:label="Locator_ofg_AverageSharePrice_6538" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EquityClassOfTreasuryStockLineItems_6537" xlink:to="Locator_ofg_AverageSharePrice_6538" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="Locator_us-gaap_ScheduleOfStockByClassTable_6579" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramAxis" xlink:label="Locator_us-gaap_ShareRepurchaseProgramAxis_6580" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfStockByClassTable_6579" xlink:to="Locator_us-gaap_ShareRepurchaseProgramAxis_6580" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramAxis" xlink:label="Locator_us-gaap_ShareRepurchaseProgramAxis_6583" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6584" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareRepurchaseProgramAxis_6583" xlink:to="Locator_us-gaap_ShareRepurchaseProgramDomain_6584" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareRepurchaseProgramDomain" xlink:label="Locator_us-gaap_ShareRepurchaseProgramDomain_6585" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_SeventymillionsrepurchaseprogramMember" xlink:label="Locator_ofg_SeventymillionsrepurchaseprogramMember_6586" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareRepurchaseProgramDomain_6585" xlink:to="Locator_ofg_SeventymillionsrepurchaseprogramMember_6586" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="Locator_us-gaap_ScheduleOfStockByClassTable_6581" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleofstockbyclasstableAxis" xlink:label="Locator_ofg_ScheduleofstockbyclasstableAxis_6582" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfStockByClassTable_6581" xlink:to="Locator_ofg_ScheduleofstockbyclasstableAxis_6582" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ScheduleofstockbyclasstableAxis" xlink:label="Locator_ofg_ScheduleofstockbyclasstableAxis_6587" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="Locator_us-gaap_ClassOfStockDomain_6588" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ScheduleofstockbyclasstableAxis_6587" xlink:to="Locator_us-gaap_ClassOfStockDomain_6588" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EquitybasedCompensationPlanEquityBasedCompensationPlanDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedArrangementsToObtainGoodsAndServicesAbstract" xlink:label="Locator_us-gaap_ShareBasedArrangementsToObtainGoodsAndServicesAbstract_6593" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6594" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedArrangementsToObtainGoodsAndServicesAbstract_6593" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6594" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6595" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_6596" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6595" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_6596" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6597" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="Locator_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_6598" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6597" xlink:to="Locator_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_6598" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6599" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_6600" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6599" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_6600" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6601" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_6602" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6601" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_6602" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6603" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_6604" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_6603" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_6604" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedArrangementsToObtainGoodsAndServicesAbstract" xlink:label="Locator_us-gaap_ShareBasedArrangementsToObtainGoodsAndServicesAbstract_6605" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6606" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedArrangementsToObtainGoodsAndServicesAbstract_6605" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6606" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6607" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_6608" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6607" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_6608" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6609" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_6610" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6609" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_6610" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6611" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_6612" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6611" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_6612" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6613" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_6614" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6613" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_6614" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6615" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_6616" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_6615" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_6616" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EquityBasedCompensationSummaryOfTheRangeOfExercisePricesAndTheWeightedAverageRemainingContractualLifeOfTheOptionsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_6631" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_6632" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_6631" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_6632" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_6633" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="Locator_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_6634" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_6633" xlink:to="Locator_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_6634" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_6671" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:label="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable_6672" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_6671" xlink:to="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable_6672" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:label="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable_6673" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6674" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable_6673" xlink:to="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6674" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6617" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_6618" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6617" xlink:to="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit_6618" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6619" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_6620" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6619" xlink:to="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit_6620" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6621" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_6622" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6621" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_6622" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6623" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_6624" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6623" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_6624" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6625" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="Locator_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_6626" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6625" xlink:to="Locator_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_6626" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6627" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_6628" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6627" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_6628" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6629" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_6630" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems_6629" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_6630" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable" xlink:label="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable_6675" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_6676" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable_6675" xlink:to="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_6676" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_6677" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6678" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis_6677" xlink:to="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6678" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6679" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangeoneMember" xlink:label="Locator_ofg_PricerangeoneMember_6680" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6679" xlink:to="Locator_ofg_PricerangeoneMember_6680" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6681" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangetwoMember" xlink:label="Locator_ofg_PricerangetwoMember_6682" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6681" xlink:to="Locator_ofg_PricerangetwoMember_6682" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6683" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangethreeMember" xlink:label="Locator_ofg_PricerangethreeMember_6684" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6683" xlink:to="Locator_ofg_PricerangethreeMember_6684" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6685" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangefourMember" xlink:label="Locator_ofg_PricerangefourMember_6686" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6685" xlink:to="Locator_ofg_PricerangefourMember_6686" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6687" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangefiveMember" xlink:label="Locator_ofg_PricerangefiveMember_6688" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6687" xlink:to="Locator_ofg_PricerangefiveMember_6688" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6689" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangesixMember" xlink:label="Locator_ofg_PricerangesixMember_6690" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6689" xlink:to="Locator_ofg_PricerangesixMember_6690" order="6.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain" xlink:label="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6691" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_PricerangesevenMember" xlink:label="Locator_ofg_PricerangesevenMember_6692" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain_6691" xlink:to="Locator_ofg_PricerangesevenMember_6692" order="7.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EquitybasedCompensationPlanAssumptionsUsedInEstimatingFairValueOfTheOptionsGrantedDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract_6693" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_6694" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract_6693" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_6694" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract_6695" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_6696" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract_6695" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_6696" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract_6697" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_6698" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract_6697" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_6698" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract_6699" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:label="Locator_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_6700" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract_6699" xlink:to="Locator_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_6700" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EquitybasedCompensationPlanSummaryOfTheRestrictedUnitsActivityUnderTheOmnibusPlanDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_6755" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="Locator_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6756" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_6755" xlink:to="Locator_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6756" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="Locator_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6757" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6758" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6757" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6758" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6701" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6702" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6701" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6702" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6703" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_6704" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6703" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_6704" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6705" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_6706" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6705" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_6706" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6707" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_6708" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6707" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_6708" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6709" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_6710" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6709" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_6710" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6711" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_6712" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_6711" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_6712" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6713" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6714" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_6713" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6714" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6715" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_6716" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6715" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_6716" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6717" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_6718" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6717" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_6718" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6719" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_6720" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6719" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_6720" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6721" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_6722" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6721" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_6722" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6723" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_6724" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_6723" xlink:to="Locator_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_6724" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="Locator_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6759" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="Locator_us-gaap_PlanNameAxis_6760" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_6759" xlink:to="Locator_us-gaap_PlanNameAxis_6760" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="Locator_us-gaap_PlanNameAxis_6761" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="Locator_us-gaap_PlanNameDomain_6762" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PlanNameAxis_6761" xlink:to="Locator_us-gaap_PlanNameDomain_6762" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="Locator_us-gaap_PlanNameDomain_6763" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OmnibusplanMember" xlink:label="Locator_ofg_OmnibusplanMember_6764" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PlanNameDomain_6763" xlink:to="Locator_ofg_OmnibusplanMember_6764" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureIncomeTaxesComponentsOfIncomeTaxExpensebenefitDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="Locator_us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_6765" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_CurrentIncomeTaxExpenseBenefit_6766" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_6765" xlink:to="Locator_us-gaap_CurrentIncomeTaxExpenseBenefit_6766" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="Locator_us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_6767" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_DeferredIncomeTaxExpenseBenefit_6768" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_6767" xlink:to="Locator_us-gaap_DeferredIncomeTaxExpenseBenefit_6768" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:label="Locator_us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_6769" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6770" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfIncomeTaxExpenseBenefitContinuingOperationsAbstract_6769" xlink:to="Locator_us-gaap_IncomeTaxExpenseBenefit_6770" order="3.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/DisclosureIncomeTaxesEffectiveIncomeTaxRateReconciliationDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_6771" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6772" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_6771" xlink:to="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6772" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6775" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:label="Locator_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_6776" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6775" xlink:to="Locator_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_6776" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6777" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:label="Locator_us-gaap_IncomeTaxReconciliationTaxExemptIncome_6778" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6777" xlink:to="Locator_us-gaap_IncomeTaxReconciliationTaxExemptIncome_6778" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6779" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incometaxreconciliationcapitallosscarryforward" xlink:label="Locator_ofg_Incometaxreconciliationcapitallosscarryforward_6780" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6779" xlink:to="Locator_ofg_Incometaxreconciliationcapitallosscarryforward_6780" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6781" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover" xlink:label="Locator_ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover_6782" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6781" xlink:to="Locator_ofg_IncomeTaxReconciliationDisallowedNetOperatingLossCarryover_6782" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6783" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="Locator_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_6784" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6783" xlink:to="Locator_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_6784" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6785" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationTaxContingencies" xlink:label="Locator_us-gaap_IncomeTaxReconciliationTaxContingencies_6786" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6785" xlink:to="Locator_us-gaap_IncomeTaxReconciliationTaxContingencies_6786" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6787" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate" xlink:label="Locator_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_6788" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6787" xlink:to="Locator_us-gaap_IncomeTaxReconciliationChangeInEnactedTaxRate_6788" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6789" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncomeTaxLoanBasisChangeEffect" xlink:label="Locator_ofg_IncomeTaxLoanBasisChangeEffect_6790" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6789" xlink:to="Locator_ofg_IncomeTaxLoanBasisChangeEffect_6790" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6791" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectofchangeintaxofunitsegment" xlink:label="Locator_ofg_Effectofchangeintaxofunitsegment_6792" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6791" xlink:to="Locator_ofg_Effectofchangeintaxofunitsegment_6792" order="9.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6793" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_IncometaxReconciliationUnrealizedCapitalLoss" xlink:label="Locator_ofg_IncometaxReconciliationUnrealizedCapitalLoss_6794" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6793" xlink:to="Locator_ofg_IncometaxReconciliationUnrealizedCapitalLoss_6794" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6795" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:label="Locator_us-gaap_IncomeTaxReconciliationOtherAdjustments_6796" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6795" xlink:to="Locator_us-gaap_IncomeTaxReconciliationOtherAdjustments_6796" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6797" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_IncomeTaxExpenseBenefit_6798" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_6797" xlink:to="Locator_us-gaap_IncomeTaxExpenseBenefit_6798" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_6773" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6774" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_6773" xlink:to="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6774" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6799" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_6800" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6799" xlink:to="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_6800" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6801" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_6802" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6801" xlink:to="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_6802" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6803" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectiveincometaxratereconciliationcapitallosscarryforward" xlink:label="Locator_ofg_Effectiveincometaxratereconciliationcapitallosscarryforward_6804" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6803" xlink:to="Locator_ofg_Effectiveincometaxratereconciliationcapitallosscarryforward_6804" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6805" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover" xlink:label="Locator_ofg_EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover_6806" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6805" xlink:to="Locator_ofg_EffectiveIncomeTaxRateDisallowedNetOperatingLossCarryover_6806" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6807" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_6808" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6807" xlink:to="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance_6808" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6809" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_6810" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6809" xlink:to="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_6810" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6811" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_6812" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6811" xlink:to="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInEnactedTaxRate_6812" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6813" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectiveIncomeTaxRateLoanBasisChangeEffect" xlink:label="Locator_ofg_EffectiveIncomeTaxRateLoanBasisChangeEffect_6814" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6813" xlink:to="Locator_ofg_EffectiveIncomeTaxRateLoanBasisChangeEffect_6814" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6815" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Effectofchangeintaxofunitsegmenttaxrate" xlink:label="Locator_ofg_Effectofchangeintaxofunitsegmenttaxrate_6816" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6815" xlink:to="Locator_ofg_Effectofchangeintaxofunitsegmenttaxrate_6816" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6817" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_EffectiveIncomeTaxRateUnrealizedCapitalLoss" xlink:label="Locator_ofg_EffectiveIncomeTaxRateUnrealizedCapitalLoss_6818" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6817" xlink:to="Locator_ofg_EffectiveIncomeTaxRateUnrealizedCapitalLoss_6818" order="10.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6819" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_6820" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6819" xlink:to="Locator_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_6820" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6821" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperations_6822" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract_6821" xlink:to="Locator_us-gaap_EffectiveIncomeTaxRateContinuingOperations_6822" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/IncomeTaxesComponentsOfDeferredTaxAssetsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_6845" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_6846" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_6845" xlink:to="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_6846" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_6847" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6848" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_6847" xlink:to="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6848" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6855" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xlink:label="Locator_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_6856" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6855" xlink:to="Locator_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_6856" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6857" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments" xlink:label="Locator_ofg_DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments_6858" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6857" xlink:to="Locator_ofg_DeferredtaxassetsAcquiredloansandotherrealestatevaluationadjustments_6858" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6859" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxassetsoperatinglossandcapitalnetcarryforwards" xlink:label="Locator_ofg_Deferredtaxassetsoperatinglossandcapitalnetcarryforwards_6860" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6859" xlink:to="Locator_ofg_Deferredtaxassetsoperatinglossandcapitalnetcarryforwards_6860" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6861" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax" xlink:label="Locator_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_6862" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6861" xlink:to="Locator_us-gaap_DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax_6862" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6863" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetDepositAndBorrowingsValuationAdjustment" xlink:label="Locator_ofg_DeferredTaxAssetDepositAndBorrowingsValuationAdjustment_6864" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6863" xlink:to="Locator_ofg_DeferredTaxAssetDepositAndBorrowingsValuationAdjustment_6864" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6865" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsOtherComprehensiveLoss" xlink:label="Locator_us-gaap_DeferredTaxAssetsOtherComprehensiveLoss_6866" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6865" xlink:to="Locator_us-gaap_DeferredTaxAssetsOtherComprehensiveLoss_6866" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6867" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsDerivativeInstruments" xlink:label="Locator_us-gaap_DeferredTaxAssetsDerivativeInstruments_6868" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6867" xlink:to="Locator_us-gaap_DeferredTaxAssetsDerivativeInstruments_6868" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6869" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetAcquiredPortfolio" xlink:label="Locator_ofg_DeferredTaxAssetAcquiredPortfolio_6870" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6869" xlink:to="Locator_ofg_DeferredTaxAssetAcquiredPortfolio_6870" order="8.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6871" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetsOtherAssetsAllowances" xlink:label="Locator_ofg_DeferredTaxAssetsOtherAssetsAllowances_6872" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6871" xlink:to="Locator_ofg_DeferredTaxAssetsOtherAssetsAllowances_6872" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6873" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DeferredTaxAssetsInOtherAssetAllowances" xlink:label="Locator_ofg_DeferredTaxAssetsInOtherAssetAllowances_6874" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6873" xlink:to="Locator_ofg_DeferredTaxAssetsInOtherAssetAllowances_6874" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6875" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="Locator_us-gaap_DeferredTaxAssetsOther_6876" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6875" xlink:to="Locator_us-gaap_DeferredTaxAssetsOther_6876" order="11.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6877" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="Locator_us-gaap_DeferredTaxAssetsGross_6878" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_6877" xlink:to="Locator_us-gaap_DeferredTaxAssetsGross_6878" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_6849" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6850" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_6849" xlink:to="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6850" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6879" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiesfdicindemnificationasset" xlink:label="Locator_ofg_Deferredtaxliabilitiesfdicindemnificationasset_6880" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6879" xlink:to="Locator_ofg_Deferredtaxliabilitiesfdicindemnificationasset_6880" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6881" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilityfdicassistedacquisition" xlink:label="Locator_ofg_Deferredtaxliabilityfdicassistedacquisition_6882" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6881" xlink:to="Locator_ofg_Deferredtaxliabilityfdicassistedacquisition_6882" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6883" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship" xlink:label="Locator_ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship_6884" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6883" xlink:to="Locator_ofg_Deferredtaxliabilitiescustomerdepositandcustomerrelationship_6884" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6885" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Deferredtaxliabilitiesbuildingvaluationadjusment" xlink:label="Locator_ofg_Deferredtaxliabilitiesbuildingvaluationadjusment_6886" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6885" xlink:to="Locator_ofg_Deferredtaxliabilitiesbuildingvaluationadjusment_6886" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6887" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" xlink:label="Locator_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities_6888" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6887" xlink:to="Locator_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities_6888" order="5.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6889" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesMortgageServicingRights" xlink:label="Locator_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_6890" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6889" xlink:to="Locator_us-gaap_DeferredTaxLiabilitiesMortgageServicingRights_6890" order="6.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6891" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="Locator_us-gaap_DeferredTaxLiabilitiesOther_6892" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6891" xlink:to="Locator_us-gaap_DeferredTaxLiabilitiesOther_6892" order="7.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6893" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="Locator_us-gaap_DeferredIncomeTaxLiabilities_6894" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_6893" xlink:to="Locator_us-gaap_DeferredIncomeTaxLiabilities_6894" order="8.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_6851" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance" xlink:label="Locator_us-gaap_DeferredTaxAssetsValuationAllowance_6852" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_6851" xlink:to="Locator_us-gaap_DeferredTaxAssetsValuationAllowance_6852" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:label="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_6853" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="Locator_us-gaap_DeferredTaxAssetsNet_6854" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_6853" xlink:to="Locator_us-gaap_DeferredTaxAssetsNet_6854" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EmployeeBenefitPlanNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="Locator_us-gaap_CompensationAndRetirementDisclosureAbstract_6937" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount" xlink:label="Locator_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount_6938" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CompensationAndRetirementDisclosureAbstract_6937" xlink:to="Locator_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount_6938" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="Locator_us-gaap_CompensationAndRetirementDisclosureAbstract_6939" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan" xlink:label="Locator_us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan_6940" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CompensationAndRetirementDisclosureAbstract_6939" xlink:to="Locator_us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan_6940" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="Locator_us-gaap_CompensationAndRetirementDisclosureAbstract_6941" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedContributionPlanCostRecognized" xlink:label="Locator_us-gaap_DefinedContributionPlanCostRecognized_6942" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CompensationAndRetirementDisclosureAbstract_6941" xlink:to="Locator_us-gaap_DefinedContributionPlanCostRecognized_6942" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="Locator_us-gaap_CompensationAndRetirementDisclosureAbstract_6943" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:label="Locator_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_6944" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CompensationAndRetirementDisclosureAbstract_6943" xlink:to="Locator_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_6944" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/PremisesAndEquipmentNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_6945" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Depreciation" xlink:label="Locator_us-gaap_Depreciation_6946" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_6945" xlink:to="Locator_us-gaap_Depreciation_6946" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/PremisesAndEquipmentDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_6991" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6992" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RangeAxis_6991" xlink:to="Locator_us-gaap_RangeMember_6992" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6993" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MinimumMember" xlink:label="Locator_us-gaap_MinimumMember_6994" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RangeMember_6993" xlink:to="Locator_us-gaap_MinimumMember_6994" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeMember" xlink:label="Locator_us-gaap_RangeMember_6995" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="Locator_us-gaap_MaximumMember_6996" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RangeMember_6995" xlink:to="Locator_us-gaap_MaximumMember_6996" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_6951" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="Locator_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_6952" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_6951" xlink:to="Locator_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_6952" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_6953" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentNet_6954" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_6953" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentNet_6954" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_6989" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6990" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_6989" xlink:to="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6990" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6997" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6998" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6997" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6998" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6947" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentGross_6948" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6947" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentGross_6948" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6949" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentUsefulLife_6950" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentLineItems_6949" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentUsefulLife_6950" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6999" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentByTypeAxis_7000" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_6999" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentByTypeAxis_7000" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentByTypeAxis_7001" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7002" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentByTypeAxis_7001" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7002" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7003" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LandImprovementsMember" xlink:label="Locator_us-gaap_LandImprovementsMember_7004" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7003" xlink:to="Locator_us-gaap_LandImprovementsMember_7004" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7005" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="Locator_us-gaap_BuildingAndBuildingImprovementsMember_7006" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7005" xlink:to="Locator_us-gaap_BuildingAndBuildingImprovementsMember_7006" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7007" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="Locator_us-gaap_LeaseholdImprovementsMember_7008" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7007" xlink:to="Locator_us-gaap_LeaseholdImprovementsMember_7008" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7009" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="Locator_us-gaap_FurnitureAndFixturesMember_7010" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7009" xlink:to="Locator_us-gaap_FurnitureAndFixturesMember_7010" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7011" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SoftwareAndSoftwareDevelopmentCostsMember" xlink:label="Locator_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_7012" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentTypeDomain_7011" xlink:to="Locator_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_7012" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_7013" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RangeAxis" xlink:label="Locator_us-gaap_RangeAxis_7014" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_7013" xlink:to="Locator_us-gaap_RangeAxis_7014" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EquityBasedCompensationPlanTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationAbstract_7015" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock" xlink:label="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock_7016" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationAbstract_7015" xlink:to="Locator_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock_7016" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationAbstract_7017" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock" xlink:label="Locator_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_7018" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationAbstract_7017" xlink:to="Locator_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_7018" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationAbstract_7019" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock" xlink:label="Locator_us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock_7020" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationAbstract_7019" xlink:to="Locator_us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock_7020" order="3.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/RegulatoryCapitalRequirementsTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsAbstract" xlink:label="Locator_us-gaap_RegulatoryCapitalRequirementsAbstract_7021" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_7022" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RegulatoryCapitalRequirementsAbstract_7021" xlink:to="Locator_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_7022" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/IncomeTaxesTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_7023" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="Locator_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_7024" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_7023" xlink:to="Locator_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_7024" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_7025" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="Locator_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_7026" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_7025" xlink:to="Locator_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_7026" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_7027" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SummaryOfIncomeTaxContingenciesTextBlock" xlink:label="Locator_us-gaap_SummaryOfIncomeTaxContingenciesTextBlock_7028" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_7027" xlink:to="Locator_us-gaap_SummaryOfIncomeTaxContingenciesTextBlock_7028" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="Locator_us-gaap_IncomeTaxDisclosureAbstract_7029" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="Locator_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_7030" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxDisclosureAbstract_7029" xlink:to="Locator_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_7030" order="4.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/PremisesAndEquipmentTables">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_7031" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentTextBlock_7032" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_7031" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentTextBlock_7032" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EquityBasedCompensationPlan">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationAbstract" xlink:label="Locator_us-gaap_ShareBasedCompensationAbstract_7033" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock" xlink:label="Locator_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock_7034" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ShareBasedCompensationAbstract_7033" xlink:to="Locator_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock_7034" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/RegulatoryCapitalRequirements">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsAbstract" xlink:label="Locator_us-gaap_RegulatoryCapitalRequirementsAbstract_7035" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="Locator_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_7036" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RegulatoryCapitalRequirementsAbstract_7035" xlink:to="Locator_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_7036" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/EmployeeBenefitPlan">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="Locator_us-gaap_CompensationAndRetirementDisclosureAbstract_7037" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:label="Locator_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_7038" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CompensationAndRetirementDisclosureAbstract_7037" xlink:to="Locator_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_7038" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/PremisesAndEquipment">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_7039" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="Locator_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_7040" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_PropertyPlantAndEquipmentAbstract_7039" xlink:to="Locator_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_7040" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/IncomeTaxReconciliationOfUnrecognizedTaxBenefitsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxUncertaintiesAbstract" xlink:label="Locator_us-gaap_IncomeTaxUncertaintiesAbstract_7041" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward" xlink:label="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7042" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_IncomeTaxUncertaintiesAbstract_7041" xlink:to="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7042" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward" xlink:label="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7043" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions" xlink:label="Locator_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions_7044" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7043" xlink:to="Locator_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions_7044" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward" xlink:label="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7045" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromAcquisition" xlink:label="Locator_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromAcquisition_7046" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7045" xlink:to="Locator_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromAcquisition_7046" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward" xlink:label="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7047" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities" xlink:label="Locator_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_7048" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7047" xlink:to="Locator_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_7048" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward" xlink:label="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7049" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" xlink:label="Locator_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_7050" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7049" xlink:to="Locator_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_7050" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward" xlink:label="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7051" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="Locator_us-gaap_UnrecognizedTaxBenefits_7052" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7051" xlink:to="Locator_us-gaap_UnrecognizedTaxBenefits_7052" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward" xlink:label="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7053" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnrecognizedTaxBenefits" xlink:label="Locator_us-gaap_UnrecognizedTaxBenefits_7054" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward_7053" xlink:to="Locator_us-gaap_UnrecognizedTaxBenefits_7054" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/RestrictedCashNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndInvestmentsAbstract" xlink:label="Locator_us-gaap_RestrictedCashAndInvestmentsAbstract_7055" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CertificatesofdepositsSubsidiary" xlink:label="Locator_ofg_CertificatesofdepositsSubsidiary_7056" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RestrictedCashAndInvestmentsAbstract_7055" xlink:to="Locator_ofg_CertificatesofdepositsSubsidiary_7056" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RestrictedCashAndInvestmentsAbstract" xlink:label="Locator_us-gaap_RestrictedCashAndInvestmentsAbstract_7057" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ReserveRequiredByLocalGoverment" xlink:label="Locator_ofg_ReserveRequiredByLocalGoverment_7058" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_RestrictedCashAndInvestmentsAbstract_7057" xlink:to="Locator_ofg_ReserveRequiredByLocalGoverment_7058" order="2.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationNarrativeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7079" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7080" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_LegalEntityAxis_7079" xlink:to="Locator_dei_EntityDomain_7080" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7081" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OrientalInsuranceMember" xlink:label="Locator_ofg_OrientalInsuranceMember_7082" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityDomain_7081" xlink:to="Locator_ofg_OrientalInsuranceMember_7082" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7083" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_OrientalFinancialServicesMember" xlink:label="Locator_ofg_OrientalFinancialServicesMember_7084" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityDomain_7083" xlink:to="Locator_ofg_OrientalFinancialServicesMember_7084" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7059" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable" xlink:label="Locator_us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable_7060" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7059" xlink:to="Locator_us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable_7060" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable" xlink:label="Locator_us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable_7075" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems" xlink:label="Locator_us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems_7076" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable_7075" xlink:to="Locator_us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems_7076" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems" xlink:label="Locator_us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems_7061" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsAndInterestPaid" xlink:label="Locator_us-gaap_DividendsAndInterestPaid_7062" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_SubsidiaryOrEquityMethodInvesteeLineItems_7061" xlink:to="Locator_us-gaap_DividendsAndInterestPaid_7062" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable" xlink:label="Locator_us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable_7077" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7078" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_ScheduleOfSubsidiaryOrEquityMethodInvesteeTable_7077" xlink:to="Locator_dei_LegalEntityAxis_7078" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingComapanyOnlyFinancialInformationBalanceSheetDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7199" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7200" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_LegalEntityAxis_7199" xlink:to="Locator_dei_EntityDomain_7200" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7201" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_7202" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityDomain_7201" xlink:to="Locator_us-gaap_ParentMember_7202" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7085" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7086" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7085" xlink:to="Locator_us-gaap_StatementTable_7086" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7195" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7196" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_7195" xlink:to="Locator_ofg_LegalEntityLineItems_7196" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7087" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7088" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7087" xlink:to="Locator_us-gaap_AssetsAbstract_7088" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7093" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashAndDueFromBanksParent" xlink:label="Locator_ofg_CashAndDueFromBanksParent_7094" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_7093" xlink:to="Locator_ofg_CashAndDueFromBanksParent_7094" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7095" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="Locator_us-gaap_AvailableForSaleSecurities_7096" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_7095" xlink:to="Locator_us-gaap_AvailableForSaleSecurities_7096" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7097" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinbanksubsidiary" xlink:label="Locator_ofg_Investmentinbanksubsidiary_7098" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_7097" xlink:to="Locator_ofg_Investmentinbanksubsidiary_7098" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7099" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Investmentinnonbanksubsidiary" xlink:label="Locator_ofg_Investmentinnonbanksubsidiary_7100" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_7099" xlink:to="Locator_ofg_Investmentinnonbanksubsidiary_7100" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7101" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_DueFromBankSubsidiary" xlink:label="Locator_ofg_DueFromBankSubsidiary_7102" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_7101" xlink:to="Locator_ofg_DueFromBankSubsidiary_7102" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7103" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="Locator_us-gaap_DeferredTaxAssetsNet_7104" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_7103" xlink:to="Locator_us-gaap_DeferredTaxAssetsNet_7104" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7105" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssets" xlink:label="Locator_us-gaap_OtherAssets_7106" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_7105" xlink:to="Locator_us-gaap_OtherAssets_7106" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="Locator_us-gaap_AssetsAbstract_7107" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_AssetsRelatedToParent" xlink:label="Locator_ofg_AssetsRelatedToParent_7108" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AssetsAbstract_7107" xlink:to="Locator_ofg_AssetsRelatedToParent_7108" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7089" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7090" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7089" xlink:to="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7090" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7109" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPayableCurrent" xlink:label="Locator_us-gaap_DividendsPayableCurrent_7110" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7109" xlink:to="Locator_us-gaap_DividendsPayableCurrent_7110" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7111" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="Locator_us-gaap_DeferredTaxLiabilities_7112" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7111" xlink:to="Locator_us-gaap_DeferredTaxLiabilities_7112" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7113" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Duetoaffiliates" xlink:label="Locator_ofg_Duetoaffiliates_7114" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7113" xlink:to="Locator_ofg_Duetoaffiliates_7114" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7115" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent" xlink:label="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_7116" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7115" xlink:to="Locator_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_7116" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7117" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="Locator_us-gaap_SubordinatedDebt_7118" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7117" xlink:to="Locator_us-gaap_SubordinatedDebt_7118" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7119" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesRelatedToParent" xlink:label="Locator_ofg_LiabilitiesRelatedToParent_7120" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7119" xlink:to="Locator_ofg_LiabilitiesRelatedToParent_7120" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7121" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="Locator_us-gaap_StockholdersEquity_7122" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7121" xlink:to="Locator_us-gaap_StockholdersEquity_7122" order="7.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7123" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LiabilitiesAndStockholdersEquityRelatedToParent" xlink:label="Locator_ofg_LiabilitiesAndStockholdersEquityRelatedToParent_7124" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_LiabilitiesAndStockholdersEquityAbstract_7123" xlink:to="Locator_ofg_LiabilitiesAndStockholdersEquityRelatedToParent_7124" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7197" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7198" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_7197" xlink:to="Locator_dei_LegalEntityAxis_7198" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfOperationsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7273" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7274" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_LegalEntityAxis_7273" xlink:to="Locator_dei_EntityDomain_7274" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7275" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_7276" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityDomain_7275" xlink:to="Locator_us-gaap_ParentMember_7276" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7203" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7204" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7203" xlink:to="Locator_us-gaap_StatementTable_7204" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7269" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7270" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_7269" xlink:to="Locator_ofg_LegalEntityLineItems_7270" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7205" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeAbstract" xlink:label="Locator_ofg_ParentIncomeAbstract_7206" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7205" xlink:to="Locator_ofg_ParentIncomeAbstract_7206" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeAbstract" xlink:label="Locator_ofg_ParentIncomeAbstract_7223" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Interestincomeparent" xlink:label="Locator_ofg_Interestincomeparent_7224" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ParentIncomeAbstract_7223" xlink:to="Locator_ofg_Interestincomeparent_7224" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeAbstract" xlink:label="Locator_ofg_ParentIncomeAbstract_7225" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="Locator_us-gaap_InterestAndDividendIncomeSecurities_7226" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ParentIncomeAbstract_7225" xlink:to="Locator_us-gaap_InterestAndDividendIncomeSecurities_7226" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeAbstract" xlink:label="Locator_ofg_ParentIncomeAbstract_7227" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Totalincomeparent" xlink:label="Locator_ofg_Totalincomeparent_7228" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_ParentIncomeAbstract_7227" xlink:to="Locator_ofg_Totalincomeparent_7228" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7207" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="Locator_us-gaap_CostsAndExpensesAbstract_7208" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7207" xlink:to="Locator_us-gaap_CostsAndExpensesAbstract_7208" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="Locator_us-gaap_CostsAndExpensesAbstract_7229" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="Locator_us-gaap_InterestExpense_7230" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CostsAndExpensesAbstract_7229" xlink:to="Locator_us-gaap_InterestExpense_7230" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="Locator_us-gaap_CostsAndExpensesAbstract_7231" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Operatingexpensesparent" xlink:label="Locator_ofg_Operatingexpensesparent_7232" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CostsAndExpensesAbstract_7231" xlink:to="Locator_ofg_Operatingexpensesparent_7232" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="Locator_us-gaap_CostsAndExpensesAbstract_7233" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpenses" xlink:label="Locator_us-gaap_CostsAndExpenses_7234" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CostsAndExpensesAbstract_7233" xlink:to="Locator_us-gaap_CostsAndExpenses_7234" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7209" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_7210" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7209" xlink:to="Locator_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_7210" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7211" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_ParentIncomeLossTaxExpenseBenefit" xlink:label="Locator_ofg_ParentIncomeLossTaxExpenseBenefit_7212" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7211" xlink:to="Locator_ofg_ParentIncomeLossTaxExpenseBenefit_7212" order="4.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7213" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary" xlink:label="Locator_ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary_7214" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7213" xlink:to="Locator_ofg_Incomelossbeforechangesinundistributedearningslossesinsubsidiary_7214" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7215" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Banksubsidiary" xlink:label="Locator_ofg_Banksubsidiary_7216" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7215" xlink:to="Locator_ofg_Banksubsidiary_7216" order="6.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7217" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Nonbanksubsidiaries" xlink:label="Locator_ofg_Nonbanksubsidiaries_7218" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7217" xlink:to="Locator_ofg_Nonbanksubsidiaries_7218" order="7.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7219" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Netincomeholdingcompany" xlink:label="Locator_ofg_Netincomeholdingcompany_7220" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7219" xlink:to="Locator_ofg_Netincomeholdingcompany_7220" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7271" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7272" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_7271" xlink:to="Locator_dei_LegalEntityAxis_7272" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfComprehensiveIncomeDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7291" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_7292" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7291" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_7292" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7293" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Othercomprehensiveincomefrombanksubsidiary" xlink:label="Locator_ofg_Othercomprehensiveincomefrombanksubsidiary_7294" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7293" xlink:to="Locator_ofg_Othercomprehensiveincomefrombanksubsidiary_7294" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7323" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7324" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_LegalEntityAxis_7323" xlink:to="Locator_dei_EntityDomain_7324" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7325" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_7326" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityDomain_7325" xlink:to="Locator_us-gaap_ParentMember_7326" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7277" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7278" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7277" xlink:to="Locator_us-gaap_StatementTable_7278" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7319" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7320" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_7319" xlink:to="Locator_ofg_LegalEntityLineItems_7320" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7281" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7282" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7281" xlink:to="Locator_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_7282" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7283" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossbeforetaxportion" xlink:label="Locator_ofg_Parentothercomprehensiveincomelossbeforetaxportion_7284" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7283" xlink:to="Locator_ofg_Parentothercomprehensiveincomelossbeforetaxportion_7284" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossbeforetaxportion" xlink:label="Locator_ofg_Parentothercomprehensiveincomelossbeforetaxportion_7295" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incometaxeffect" xlink:label="Locator_ofg_Incometaxeffect_7296" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_Parentothercomprehensiveincomelossbeforetaxportion_7295" xlink:to="Locator_ofg_Incometaxeffect_7296" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7285" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentothercomprehensiveincomelossnetoftax" xlink:label="Locator_ofg_Parentothercomprehensiveincomelossnetoftax_7286" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7285" xlink:to="Locator_ofg_Parentothercomprehensiveincomelossnetoftax_7286" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7287" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentcomprehensiveincomenetoftax" xlink:label="Locator_ofg_Parentcomprehensiveincomenetoftax_7288" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7287" xlink:to="Locator_ofg_Parentcomprehensiveincomenetoftax_7288" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7279" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_7280" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7279" xlink:to="Locator_us-gaap_NetIncomeLoss_7280" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7321" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7322" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_7321" xlink:to="Locator_dei_LegalEntityAxis_7322" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/OFGBANCORPHoldingCompanyOnlyFinancialInformationStatementOfCashFlowsDetails">
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7459" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7460" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_LegalEntityAxis_7459" xlink:to="Locator_dei_EntityDomain_7460" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="Locator_dei_EntityDomain_7461" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ParentMember" xlink:label="Locator_us-gaap_ParentMember_7462" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityDomain_7461" xlink:to="Locator_us-gaap_ParentMember_7462" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7327" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7328" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7327" xlink:to="Locator_us-gaap_StatementTable_7328" order="1.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7455" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7456" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_7455" xlink:to="Locator_ofg_LegalEntityLineItems_7456" order="2.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7329" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="Locator_us-gaap_NetIncomeLoss_7330" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7329" xlink:to="Locator_us-gaap_NetIncomeLoss_7330" order="1.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7331" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7332" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7331" xlink:to="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7332" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7345" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions" xlink:label="Locator_us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_7346" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7345" xlink:to="Locator_us-gaap_IncomeLossFromEquityMethodInvestmentsNetOfDividendsOrDistributions_7346" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7347" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary" xlink:label="Locator_ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary_7348" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7347" xlink:to="Locator_ofg_Incomelossfromequitymethodinvestmentsnetofdividendsordistributionsfromnonbankingsubsidiary_7348" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7349" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="Locator_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_7350" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7349" xlink:to="Locator_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_7350" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7351" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Otherimpairmentsonsecurities" xlink:label="Locator_ofg_Otherimpairmentsonsecurities_7352" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7351" xlink:to="Locator_ofg_Otherimpairmentsonsecurities_7352" order="4.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7353" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="Locator_us-gaap_ShareBasedCompensation_7354" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7353" xlink:to="Locator_us-gaap_ShareBasedCompensation_7354" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7355" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="Locator_us-gaap_DeferredIncomeTaxExpenseBenefit_7356" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7355" xlink:to="Locator_us-gaap_DeferredIncomeTaxExpenseBenefit_7356" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7357" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="Locator_us-gaap_IncreaseDecreaseInOtherOperatingAssets_7358" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7357" xlink:to="Locator_us-gaap_IncreaseDecreaseInOtherOperatingAssets_7358" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7359" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilities" xlink:label="Locator_us-gaap_IncreaseDecreaseInAccruedLiabilities_7360" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7359" xlink:to="Locator_us-gaap_IncreaseDecreaseInAccruedLiabilities_7360" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7361" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashDividendsPaidToParentCompany" xlink:label="Locator_us-gaap_CashDividendsPaidToParentCompany_7362" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7361" xlink:to="Locator_us-gaap_CashDividendsPaidToParentCompany_7362" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7363" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary" xlink:label="Locator_ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary_7364" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7363" xlink:to="Locator_ofg_Cashdividendspaidtoparentcompanybynonbankingsubsidiary_7364" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7365" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedinoperatingactivities" xlink:label="Locator_ofg_Parentnetcashprovidedbyusedinoperatingactivities_7366" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7365" xlink:to="Locator_ofg_Parentnetcashprovidedbyusedinoperatingactivities_7366" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7333" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7334" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7333" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7334" order="3.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7367" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_7368" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7367" xlink:to="Locator_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_7368" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7369" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Netincreasedecreaseinduefrombanksubsidiarynet" xlink:label="Locator_ofg_Netincreasedecreaseinduefrombanksubsidiarynet_7370" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7369" xlink:to="Locator_ofg_Netincreasedecreaseinduefrombanksubsidiarynet_7370" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7371" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromContributedCapital" xlink:label="Locator_us-gaap_ProceedsFromContributedCapital_7372" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7371" xlink:to="Locator_us-gaap_ProceedsFromContributedCapital_7372" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7373" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Proceedsfromcontributedcapitalnonbanking" xlink:label="Locator_ofg_Proceedsfromcontributedcapitalnonbanking_7374" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7373" xlink:to="Locator_ofg_Proceedsfromcontributedcapitalnonbanking_7374" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7375" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Additionstopremisesandequipment" xlink:label="Locator_ofg_Additionstopremisesandequipment_7376" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7375" xlink:to="Locator_ofg_Additionstopremisesandequipment_7376" order="5.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7377" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedininvestingactivities" xlink:label="Locator_ofg_Parentnetcashprovidedbyusedininvestingactivities_7378" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_7377" xlink:to="Locator_ofg_Parentnetcashprovidedbyusedininvestingactivities_7378" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7335" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7336" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7335" xlink:to="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7336" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7379" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="Locator_us-gaap_ProceedsFromStockOptionsExercised_7380" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7379" xlink:to="Locator_us-gaap_ProceedsFromStockOptionsExercised_7380" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7381" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="Locator_us-gaap_ProceedsFromIssuanceOfCommonStock_7382" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7381" xlink:to="Locator_us-gaap_ProceedsFromIssuanceOfCommonStock_7382" order="2.0" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7383" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="Locator_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_7384" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7383" xlink:to="Locator_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_7384" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7385" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="Locator_us-gaap_PaymentsForRepurchaseOfCommonStock_7386" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7385" xlink:to="Locator_us-gaap_PaymentsForRepurchaseOfCommonStock_7386" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7387" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="Locator_us-gaap_PaymentsOfDividends_7388" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7387" xlink:to="Locator_us-gaap_PaymentsOfDividends_7388" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7389" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Parentnetcashprovidedbyusedinfinancingactivities" xlink:label="Locator_ofg_Parentnetcashprovidedbyusedinfinancingactivities_7390" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_7389" xlink:to="Locator_ofg_Parentnetcashprovidedbyusedinfinancingactivities_7390" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7337" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_7338" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7337" xlink:to="Locator_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_7338" order="5.0" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7339" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashAndDueFromBanksParent" xlink:label="Locator_ofg_CashAndDueFromBanksParent_7340" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7339" xlink:to="Locator_ofg_CashAndDueFromBanksParent_7340" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_LegalEntityLineItems" xlink:label="Locator_ofg_LegalEntityLineItems_7341" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_CashAndDueFromBanksParent" xlink:label="Locator_ofg_CashAndDueFromBanksParent_7342" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_LegalEntityLineItems_7341" xlink:to="Locator_ofg_CashAndDueFromBanksParent_7342" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="Locator_us-gaap_StatementTable_7457" />
        <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="Locator_dei_LegalEntityAxis_7458" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_us-gaap_StatementTable_7457" xlink:to="Locator_dei_LegalEntityAxis_7458" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FDICSharedlossExpense">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseAbstract" xlink:label="Locator_ofg_FdicSharedLossExpenseAbstract_7463" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fdiclossshareexpenseincometextblock" xlink:label="Locator_ofg_Fdiclossshareexpenseincometextblock_7464" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FdicSharedLossExpenseAbstract_7463" xlink:to="Locator_ofg_Fdiclossshareexpenseincometextblock_7464" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FDICSharedlossExpenseTables">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseAbstract" xlink:label="Locator_ofg_FdicSharedLossExpenseAbstract_7465" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Fdicsharedlossexpenseincometabletextblock" xlink:label="Locator_ofg_Fdicsharedlossexpenseincometabletextblock_7466" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FdicSharedLossExpenseAbstract_7465" xlink:to="Locator_ofg_Fdicsharedlossexpenseincometabletextblock_7466" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://orientalfg.com/role/FDICSharedlossExpenseDetails">
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseAbstract" xlink:label="Locator_ofg_FdicSharedLossExpenseAbstract_7467" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicIndemnificationAssetExpense" xlink:label="Locator_ofg_FdicIndemnificationAssetExpense_7468" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FdicSharedLossExpenseAbstract_7467" xlink:to="Locator_ofg_FdicIndemnificationAssetExpense_7468" order="1.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseAbstract" xlink:label="Locator_ofg_FdicSharedLossExpenseAbstract_7469" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicClawbackLiability" xlink:label="Locator_ofg_FdicClawbackLiability_7470" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FdicSharedLossExpenseAbstract_7469" xlink:to="Locator_ofg_FdicClawbackLiability_7470" order="2.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseAbstract" xlink:label="Locator_ofg_FdicSharedLossExpenseAbstract_7471" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_Reimbursementtofdicforrecoveries" xlink:label="Locator_ofg_Reimbursementtofdicforrecoveries_7472" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FdicSharedLossExpenseAbstract_7471" xlink:to="Locator_ofg_Reimbursementtofdicforrecoveries_7472" order="3.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseAbstract" xlink:label="Locator_ofg_FdicSharedLossExpenseAbstract_7473" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FinalSettlementWithTheFdicOnCommercialLoans" xlink:label="Locator_ofg_FinalSettlementWithTheFdicOnCommercialLoans_7474" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FdicSharedLossExpenseAbstract_7473" xlink:to="Locator_ofg_FinalSettlementWithTheFdicOnCommercialLoans_7474" order="4.0" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseAbstract" xlink:label="Locator_ofg_FdicSharedLossExpenseAbstract_7475" />
        <loc xlink:type="locator" xlink:href="ofg-20151231.xsd#ofg_FdicSharedLossExpenseNet" xlink:label="Locator_ofg_FdicSharedLossExpenseNet_7476" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_ofg_FdicSharedLossExpenseAbstract_7475" xlink:to="Locator_ofg_FdicSharedLossExpenseNet_7476" order="5.0" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    </presentationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6989692544">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Document and Entity Information - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Jan. 31, 2016</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_DocumentAndEntityInformationAbstract', window );"><strong>Document and Entity Information [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">OFG BANCORP<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001030469<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">10-K<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Dec. 31,  2015<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
<td class="text">2015<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
<td class="text">FY<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
<td class="text">Accelerated Filer<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">43,867,909<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity Well Known Seasoned Issuer</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
<td class="text">Yes<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 473.4<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fiscalPeriodItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gYearItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFilerCategory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:filerCategoryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityPublicFloat">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>State aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. The public float should be reported on the cover page of the registrants form 10K.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityPublicFloat</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityVoluntaryFilers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityWellKnownSeasonedIssuer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_DocumentAndEntityInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_DocumentAndEntityInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>17
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6990635664">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements of Financial Condition (Audited) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract', window );"><strong>Cash and cash equivalents</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and Due from Banks</a></td>
<td class="nump">$ 532,010<span></span>
</td>
<td class="nump">$ 568,752<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MoneyMarketFundsAtCarryingValue', window );">Money market investments</a></td>
<td class="nump">4,699<span></span>
</td>
<td class="nump">4,675<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
<td class="nump">536,709<span></span>
</td>
<td class="nump">573,427<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestrictedCashAndCashEquivalents', window );">Restricted Cash</a></td>
<td class="nump">3,349<span></span>
</td>
<td class="nump">8,407<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investments:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TradingSecurities', window );">Trading Securities, at fair value</a></td>
<td class="nump">288<span></span>
</td>
<td class="nump">1,594<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Investment securities available-for-sale, at fair value</a></td>
<td class="nump">974,609<span></span>
</td>
<td class="nump">1,216,538<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities held-to-maturity, at amortized cost</a></td>
<td class="nump">620,189<span></span>
</td>
<td class="nump">162,752<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank (FHLB) stock, at cost</a></td>
<td class="nump">20,783<span></span>
</td>
<td class="nump">21,169<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInvestments', window );">Other investments</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Investments', window );">Total investments</a></td>
<td class="nump">1,615,872<span></span>
</td>
<td class="nump">1,402,056<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract', window );"><strong>Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleMortgages', window );">Mortgage loans held-for-sale</a></td>
<td class="nump">13,614<span></span>
</td>
<td class="nump">14,539<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans held for investment, net</a></td>
<td class="nump">4,420,599<span></span>
</td>
<td class="nump">4,812,107<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered', window );">Total loans, net</a></td>
<td class="nump">4,434,213<span></span>
</td>
<td class="nump">4,826,646<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssetsAbstract', window );"><strong>Other asset</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAsset', window );">FDIC indemnification asset</a></td>
<td class="nump">22,599<span></span>
</td>
<td class="nump">97,378<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateAcquiredThroughForeclosure', window );">Foreclosed real estate</a></td>
<td class="nump">58,176<span></span>
</td>
<td class="nump">95,661<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivableNoncurrent', window );">Accrued interest receivable</a></td>
<td class="nump">20,637<span></span>
</td>
<td class="nump">21,345<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Deferred tax asset, net</a></td>
<td class="nump">145,901<span></span>
</td>
<td class="nump">108,708<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
<td class="nump">74,590<span></span>
</td>
<td class="nump">80,599<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CustomersLiabilityForAcceptancesNet', window );">Customers' liability on acceptances</a></td>
<td class="nump">14,582<span></span>
</td>
<td class="nump">17,989<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAmount', window );">Servicing Assets</a></td>
<td class="nump">7,455<span></span>
</td>
<td class="nump">13,992<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative assets</a></td>
<td class="nump">3,025<span></span>
</td>
<td class="nump">8,107<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">86,069<span></span>
</td>
<td class="nump">86,069<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">75,972<span></span>
</td>
<td class="nump">108,725<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">7,099,149<span></span>
</td>
<td class="nump">7,449,109<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DemandDepositAccounts', window );">Demand deposits</a></td>
<td class="nump">1,861,680<span></span>
</td>
<td class="nump">1,997,536<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsSavingsDeposits', window );">Savings accounts</a></td>
<td class="nump">1,179,229<span></span>
</td>
<td class="nump">1,385,824<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Tme Deposits</a></td>
<td class="nump">1,675,950<span></span>
</td>
<td class="nump">1,541,046<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
<td class="nump">4,716,859<span></span>
</td>
<td class="nump">4,924,406<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtAndCapitalLeaseObligationsAbstract', window );"><strong>Borrowings:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase', window );">Securities Sold under Agreements to Repurchase</a></td>
<td class="nump">934,691<span></span>
</td>
<td class="nump">980,087<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">Advances from FHLB</a></td>
<td class="nump">332,476<span></span>
</td>
<td class="nump">334,331<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated capital notes</a></td>
<td class="nump">102,633<span></span>
</td>
<td class="nump">101,584<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Other borrowings</a></td>
<td class="nump">1,734<span></span>
</td>
<td class="nump">4,004<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtAndCapitalLeaseObligations', window );">Total borrowings</a></td>
<td class="nump">1,371,534<span></span>
</td>
<td class="nump">1,420,006<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilities', window );">Derivative liabilities</a></td>
<td class="nump">6,162<span></span>
</td>
<td class="nump">11,221<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankAcceptancesExecutedAndOutstanding', window );">Acceptances executed and outstanding</a></td>
<td class="nump">14,582<span></span>
</td>
<td class="nump">17,989<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent', window );">Accrued expenses and other liabilities</a></td>
<td class="nump">92,935<span></span>
</td>
<td class="nump">133,290<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">6,202,072<span></span>
</td>
<td class="nump">6,506,912<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValueOutstanding', window );">Preferred Stock</a></td>
<td class="nump">92,000<span></span>
</td>
<td class="nump">92,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ConvertiblePreferredStock', window );">Convertible Preferred Stock</a></td>
<td class="nump">84,000<span></span>
</td>
<td class="nump">84,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
<td class="nump">52,626<span></span>
</td>
<td class="nump">52,626<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
<td class="nump">540,512<span></span>
</td>
<td class="nump">539,311<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance', window );">Legal surplus</a></td>
<td class="nump">70,435<span></span>
</td>
<td class="nump">70,467<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="nump">148,886<span></span>
</td>
<td class="nump">181,152<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock, at cost</a></td>
<td class="num">(105,379)<span></span>
</td>
<td class="num">(97,070)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income, net of tax, Total</a></td>
<td class="nump">13,997<span></span>
</td>
<td class="nump">19,711<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders' equity</a></td>
<td class="nump">897,077<span></span>
</td>
<td class="nump">942,197<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
<td class="nump">$ 7,099,149<span></span>
</td>
<td class="nump">$ 7,449,109<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_ConvertiblePreferredStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate stated value of issued convertible preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_ConvertiblePreferredStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of obligations incurred and payable, pertaining to costs that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered. Examples include taxes, interest, rent and utilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.15(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 15<br> -Subparagraph a<br> -Article 7<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 15<br> -Subparagraph 5<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccruedLiabilitiesCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e681-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.30(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancesFromFederalHomeLoanBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 7<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 18<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankAcceptancesExecutedAndOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of drafts and bills of exchange that have been accepted by the reporting bank, or by others for its own account, as its liability to holders of the drafts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 14<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankAcceptancesExecutedAndOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 1, 2, 3<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndDueFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CustomersLiabilityForAcceptancesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all customer's outstanding debt to the institution that resulted from short-term negotiable time drafts drawn on and accepted by an institution (also known as banker's acceptance transactions), net of allowance for uncollectible customer's liability for acceptances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7,9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CustomersLiabilityForAcceptancesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtAndCapitalLeaseObligations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying values as of the balance sheet date of all debt, including all short-term borrowings, long-term debt, and capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13,16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtAndCapitalLeaseObligations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtAndCapitalLeaseObligationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtAndCapitalLeaseObligationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DemandDepositAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of money in accounts that may bear interest and that the depositor is entitled to withdraw at any time without prior notice.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DemandDepositAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsSavingsDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsSavingsDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=34720828&amp;loc=SL20225862-175312<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41271-113958<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41228-113958<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13495-108611<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=36459792&amp;loc=SL20226008-175313<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=36459792&amp;loc=SL20226008-175313<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13495-108611<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=34720828&amp;loc=SL20225862-175312<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41271-113958<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41228-113958<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FDICIndemnificationAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of receivable assets originating from the indemnification agreement with the Federal Deposit Insurance Corporation (FDIC), in which the FDIC is to partially cover losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FDICIndemnificationAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 325<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivableNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of noncurrent interest earned but not received. Also called accrued interest or accrued interest receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 8<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestReceivableNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Investments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.1(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 1<br> -Subparagraph h<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Investments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.32)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 25<br> -Article 7<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 32<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5074-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums over and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetReportedAmountCoveredAndNotCovered</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleMortgages">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount classified as mortgage loans attributable to disposal group held for sale or disposed of. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 310<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6490309&amp;loc=d3e48678-111004<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(a)(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Permanent Investor<br> -URI http://asc.fasb.org/extlink&amp;oid=6520390<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansHeldForSaleMortgages</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MoneyMarketFundsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Investment in short-term money-market instruments (such as commercial paper, banker's acceptances, repurchase agreements, government securities, certificates of deposit, and so forth) which are highly liquid (that is, readily convertible to known amounts of cash) and so near their maturity that they present an insignificant risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify as cash equivalents by definition. Original maturity means an original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three-years ago does not become a cash equivalent when its remaining maturity is three months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MoneyMarketFundsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 10<br> -Article 7<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 17<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13,16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 13, 16<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other investments not otherwise specified in the taxonomy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.1(f,g))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 1<br> -Subparagraph g<br> -Article 7<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 12<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValueOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by shareholders, which is net of related treasury stock. May be all or a portion of the number of preferred shares authorized. These shares represent the ownership interest of the preferred shareholders.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValueOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 13<br> -Subparagraph a<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 8<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateAcquiredThroughForeclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4437-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 28<br> -Article 12<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph c<br> -Subparagraph Schedule III<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RealEstateAcquiredThroughForeclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amounts of cash and cash equivalent items which are restricted as to withdrawal or usage. Restrictions may include legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or entity statements of intention with regard to particular deposits; however, time deposits and short-term certificates of deposit are not generally included in legally restricted deposits. Excludes compensating balance arrangements that are not agreements which legally restrict the use of cash amounts shown on the balance sheet. This element is for unclassified presentations; for classified presentations there is a separate and distinct element.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.31(a)(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after the effects of master netting arrangements, of funds outstanding borrowed in the form of a security repurchase agreement between the entity and another party for the sale and repurchase of identical or substantially the same securities at a date certain for a specified price. Includes liabilities not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=34720828&amp;loc=SL20225862-175312<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(m)(1)(a)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=36459792&amp;loc=SL20226008-175313<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=45278096&amp;loc=d3e9760-107771<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 13<br> -Subparagraph 1<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesSoldUnderAgreementsToRepurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtFairValueAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=7882072&amp;loc=d3e122625-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtFairValueAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of statutory capital and surplus (stockholders' equity) as of the balance sheet date using prescribed or permitted statutory accounting practices (rather than GAAP, if different) of the state or country.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.23(c))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6486098&amp;loc=d3e24708-158529<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 24<br> -Subparagraph c<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubordinatedDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Article 5<br> -Subsection 19, 20, 22<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 16<br> -Article 9<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 10<br> -Section F<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubordinatedDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TradingSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investments in debt and equity securities and other forms of securities that provide ownership interests classified as trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26626-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Trading Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6526789<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TradingSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6989899792">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Financial Condition (Audited) (Parenthetical) - USD ($)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_AmortizedCostOfTradingSecurities', window );">Amortized cost of trading securities</a></td>
<td class="nump">$ 667,000<span></span>
</td>
<td class="nump">$ 2,419,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized cost of investment securities available-for-sale</a></td>
<td class="nump">955,646,000<span></span>
</td>
<td class="nump">1,187,679,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair value of held to maturity securities</a></td>
<td class="nump">614,679,000<span></span>
</td>
<td class="nump">164,154,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan and lease losses</a></td>
<td class="nump">$ 234,131,000<span></span>
</td>
<td class="nump">$ 133,762,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized</a></td>
<td class="nump">10,000,000<span></span>
</td>
<td class="nump">10,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value</a></td>
<td class="nump">$ 1<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
<td class="nump">100,000,000<span></span>
</td>
<td class="nump">100,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
<td class="nump">52,625,869<span></span>
</td>
<td class="nump">52,625,869<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding</a></td>
<td class="nump">43,867,909<span></span>
</td>
<td class="nump">44,613,615<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, at cost, shares</a></td>
<td class="nump">8,757,960<span></span>
</td>
<td class="nump">8,012,254<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossTax', window );">Tax effect on accumulated other comprehensive income (loss)</a></td>
<td class="nump">$ 1,182,000<span></span>
</td>
<td class="nump">$ 447,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember', window );">Series A Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
<td class="nump">1,340,000<span></span>
</td>
<td class="nump">1,340,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreferenceValue', window );">Preferred stock, liquidation value</a></td>
<td class="nump">$ 25<span></span>
</td>
<td class="nump">$ 25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
<td class="nump">1,380,000<span></span>
</td>
<td class="nump">1,380,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreferenceValue', window );">Preferred stock, liquidation value</a></td>
<td class="nump">$ 25<span></span>
</td>
<td class="nump">$ 25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_NonredeemableConvertiblePreferredStockMember', window );">Series C Convertible Preferred Stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
<td class="nump">84,000<span></span>
</td>
<td class="nump">84,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreferenceValue', window );">Preferred stock, liquidation value</a></td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember', window );">Series D Preferred Stock Member</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
<td class="nump">960,000<span></span>
</td>
<td class="nump">960,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreferenceValue', window );">Preferred stock, liquidation value</a></td>
<td class="nump">$ 25<span></span>
</td>
<td class="nump">$ 25<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_AmortizedCostOfTradingSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of securities trading</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_AmortizedCostOfTradingSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of common stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 7<br> -Subparagraph d<br> -Article 9<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section L<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) allocated to other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 11<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=18498875&amp;loc=d3e39076-109324<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreferenceValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of the difference between preference in liquidation and the par or stated values of the preferred shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockLiquidationPreferenceValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28,29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_NonredeemableConvertiblePreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_NonredeemableConvertiblePreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6991491136">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Operations (Audited) - USD ($)<br> shares in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>Interest income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Total interest income from loans</a></td>
<td class="nump">$ 367,622,000<span></span>
</td>
<td class="nump">$ 435,553,000<span></span>
</td>
<td class="nump">$ 443,902,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesMortgageBacked', window );">Mortgage-backed securities</a></td>
<td class="nump">35,338,000<span></span>
</td>
<td class="nump">44,836,000<span></span>
</td>
<td class="nump">40,927,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecurities', window );">Investment Securities</a></td>
<td class="nump">3,608,000<span></span>
</td>
<td class="nump">4,868,000<span></span>
</td>
<td class="nump">8,803,000<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
<td class="nump">406,568,000<span></span>
</td>
<td class="nump">485,257,000<span></span>
</td>
<td class="nump">493,632,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>Interest expense:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Deposits</a></td>
<td class="nump">27,034,000<span></span>
</td>
<td class="nump">33,954,000<span></span>
</td>
<td class="nump">40,977,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase</a></td>
<td class="nump">29,567,000<span></span>
</td>
<td class="nump">29,654,000<span></span>
</td>
<td class="nump">29,249,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm', window );">Advances from FHLB and other borrowings</a></td>
<td class="nump">9,072,000<span></span>
</td>
<td class="nump">9,185,000<span></span>
</td>
<td class="nump">8,620,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseSubordinatedNotesAndDebentures', window );">Subordinated capital notes</a></td>
<td class="nump">3,523,000<span></span>
</td>
<td class="nump">3,989,000<span></span>
</td>
<td class="nump">5,114,000<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
<td class="nump">69,196,000<span></span>
</td>
<td class="nump">76,782,000<span></span>
</td>
<td class="nump">83,960,000<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">337,372,000<span></span>
</td>
<td class="nump">408,475,000<span></span>
</td>
<td class="nump">409,672,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for Loan, Lease, and Other Losses</a></td>
<td class="nump">161,501,000<span></span>
</td>
<td class="nump">60,640,000<span></span>
</td>
<td class="nump">72,894,000<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision for loan and lease losses</a></td>
<td class="nump">175,871,000<span></span>
</td>
<td class="nump">347,835,000<span></span>
</td>
<td class="nump">336,778,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>Non-interest income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Banking service revenues</a></td>
<td class="nump">41,466,000<span></span>
</td>
<td class="nump">40,712,000<span></span>
</td>
<td class="nump">44,239,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetManagementFees1', window );">Wealth management revenue</a></td>
<td class="nump">29,040,000<span></span>
</td>
<td class="nump">29,855,000<span></span>
</td>
<td class="nump">30,924,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_FeesAndCommissionsMortgageBankingAndServicingIncome', window );">Mortgage banking activities</a></td>
<td class="nump">6,128,000<span></span>
</td>
<td class="nump">7,381,000<span></span>
</td>
<td class="nump">10,994,000<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissions', window );">Total Banking and Financial Service Revenues</a></td>
<td class="nump">76,634,000<span></span>
</td>
<td class="nump">77,948,000<span></span>
</td>
<td class="nump">86,157,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities', window );">Total loss on other-than-temporarily impaired securities</a></td>
<td class="num">(4,662,000)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities', window );">Portion of loss on securities recognized in other comprehensive income</a></td>
<td class="nump">3,172,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet', window );">Net impairment losses recognized in earnings</a></td>
<td class="num">(1,490,000)<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_FdicSharedLossExpenseNetAbstract', window );"><strong>FDIC shared-loss expense, net [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_FdicSharedLossExpenseNet', window );">FDIC shared-loss expense, net</a></td>
<td class="num">(42,808,000)<span></span>
</td>
<td class="num">(65,756,000)<span></span>
</td>
<td class="num">(69,267,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans', window );">Reimbursement from FDIC shared-loss coverage in sale of loans</a></td>
<td class="nump">20,000,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract', window );"><strong>Net gain (loss) on:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Sale of securities</a></td>
<td class="nump">2,572,000<span></span>
</td>
<td class="nump">4,366,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Derivatives</a></td>
<td class="num">(190,000)<span></span>
</td>
<td class="num">(608,000)<span></span>
</td>
<td class="num">(1,526,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Early extinguishment of debt</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,061,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOther', window );">Other non-interest (loss) income</a></td>
<td class="num">(2,246,000)<span></span>
</td>
<td class="nump">1,373,000<span></span>
</td>
<td class="nump">670,000<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total non-interest income, net</a></td>
<td class="nump">52,472,000<span></span>
</td>
<td class="nump">17,323,000<span></span>
</td>
<td class="nump">17,095,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>Non-interest expense:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Compensation and employee benefits</a></td>
<td class="nump">79,172,000<span></span>
</td>
<td class="nump">85,283,000<span></span>
</td>
<td class="nump">91,957,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional and service fees</a></td>
<td class="nump">16,217,000<span></span>
</td>
<td class="nump">15,996,000<span></span>
</td>
<td class="nump">21,321,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy and equipment</a></td>
<td class="nump">34,186,000<span></span>
</td>
<td class="nump">34,710,000<span></span>
</td>
<td class="nump">34,408,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GeneralInsuranceExpense', window );">Insurance</a></td>
<td class="nump">9,567,000<span></span>
</td>
<td class="nump">8,830,000<span></span>
</td>
<td class="nump">8,795,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ElectronicBankingCharges', window );">Electronic banking charges</a></td>
<td class="nump">21,893,000<span></span>
</td>
<td class="nump">19,081,000<span></span>
</td>
<td class="nump">16,702,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Information technology related expenses</a></td>
<td class="nump">5,648,000<span></span>
</td>
<td class="nump">6,019,000<span></span>
</td>
<td class="nump">10,546,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingExpense', window );">Advertising, business promotion, and strategic initiatives</a></td>
<td class="nump">6,452,000<span></span>
</td>
<td class="nump">7,014,000<span></span>
</td>
<td class="nump">7,025,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestructuringCharges', window );">Merger and restructuring charges</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">17,660,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedRealEstateExpense', window );">Foreclosure, repossession and other real estate expenses</a></td>
<td class="nump">37,522,000<span></span>
</td>
<td class="nump">25,125,000<span></span>
</td>
<td class="nump">16,484,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_LoanServicingAndCleaningExpenses', window );">Loan servicing and clearing expenses</a></td>
<td class="nump">9,075,000<span></span>
</td>
<td class="nump">7,567,000<span></span>
</td>
<td class="nump">7,588,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxesOther', window );">Taxes, other than payroll and income taxes</a></td>
<td class="nump">9,460,000<span></span>
</td>
<td class="nump">14,409,000<span></span>
</td>
<td class="nump">15,539,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Communication', window );">Communication</a></td>
<td class="nump">3,086,000<span></span>
</td>
<td class="nump">3,430,000<span></span>
</td>
<td class="nump">3,377,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SuppliesAndPostageExpense', window );">Printing, postage, stationary and supplies</a></td>
<td class="nump">2,575,000<span></span>
</td>
<td class="nump">2,533,000<span></span>
</td>
<td class="nump">3,459,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_DirectorAndInvestorsRelations', window );">Director and investors relations</a></td>
<td class="nump">1,091,000<span></span>
</td>
<td class="nump">1,106,000<span></span>
</td>
<td class="nump">1,098,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other</a></td>
<td class="nump">12,457,000<span></span>
</td>
<td class="nump">11,622,000<span></span>
</td>
<td class="nump">8,177,000<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total non-interest expense</a></td>
<td class="nump">248,401,000<span></span>
</td>
<td class="nump">242,725,000<span></span>
</td>
<td class="nump">264,136,000<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before income taxes</a></td>
<td class="num">(20,058,000)<span></span>
</td>
<td class="nump">122,433,000<span></span>
</td>
<td class="nump">89,737,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax (benefit) expense</a></td>
<td class="num">(17,554,000)<span></span>
</td>
<td class="nump">37,252,000<span></span>
</td>
<td class="num">(8,709,000)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net (loss) income</a></td>
<td class="num">(2,504,000)<span></span>
</td>
<td class="nump">85,181,000<span></span>
</td>
<td class="nump">98,446,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Dividends on preferred stock</a></td>
<td class="num">(13,862,000)<span></span>
</td>
<td class="num">(13,862,000)<span></span>
</td>
<td class="num">(13,862,000)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">(Loss) Income available to common shareholders</a></td>
<td class="num">$ (16,366,000)<span></span>
</td>
<td class="nump">$ 71,319,000<span></span>
</td>
<td class="nump">$ 84,584,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>(Loss) Earnings per common share:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic</a></td>
<td class="num">$ (0.37)<span></span>
</td>
<td class="nump">$ 1.58<span></span>
</td>
<td class="nump">$ 1.85<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted</a></td>
<td class="num">$ (0.37)<span></span>
</td>
<td class="nump">$ 1.5<span></span>
</td>
<td class="nump">$ 1.73<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted', window );">Average common shares outstanding and equivalents</a></td>
<td class="nump">51,455<span></span>
</td>
<td class="nump">52,326<span></span>
</td>
<td class="nump">53,033<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Cash dividends per share of common stock</a></td>
<td class="nump">$ 0.36<span></span>
</td>
<td class="nump">$ 0.34<span></span>
</td>
<td class="nump">$ 0.26<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_DirectorAndInvestorsRelations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents expenses and fees paid on directors and investors relations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_DirectorAndInvestorsRelations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_ElectronicBankingCharges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Electronic banking charges</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_ElectronicBankingCharges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_FdicSharedLossExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>FDIC shared-loss expense, net</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_FdicSharedLossExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_FdicSharedLossExpenseNetAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>FDIC shared-loss expense, net Abstract</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_FdicSharedLossExpenseNetAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_FeesAndCommissionsMortgageBankingAndServicingIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The noninterest income derived from mortgage banking activities (fees and commissions), including fees earned from servicing third-party assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_FeesAndCommissionsMortgageBankingAndServicingIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Gains losses on sales of assets and market adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_LoanServicingAndCleaningExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents (1) the loan servicing fees paid to third parties that relate to loan expenses for a portfolio containing the entire group of loans owned by the company; and (2) clearing expenses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_LoanServicingAndCleaningExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reimbursement from FDIC shared-loss agreement coverage in sale of loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_ReimbursementFromFdicSharedLossCoverageInSaleOfLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 720<br> -SubTopic 35<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6420018&amp;loc=d3e36677-107848<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvertisingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetManagementFees1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of fixed fee revenue for the management of an investment fund portfolio. Excludes investment advisory, distribution and servicing, and performance fees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetManagementFees1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareCashPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends paid during the period for each share of common stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockDividendsPerShareCashPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Communication">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expense incurred in the period for communication, which is the exchange of information by several methods.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Communication</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeGainLossOnDerivativeNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in the fair value of derivatives recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5618551-113959<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (a),(c),(d),(e)<br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5624171-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeGainLossOnDerivativeNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 18<br> -Article 7<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 20<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 18<br> -Article 7<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 20<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of fees and commissions from financial services and banking activities and correspondent clearing. Includes fees from depositor accounts, credit cards, merchant discounts, and fiduciary and trust activities, guarantee fees, investment advisory, management, and administrative fees, transfer agent fees, and insurance commissions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FeesAndCommissions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13 (d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FeesAndCommissionsDepositorAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedRealEstateExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense recognized during the period for the foreclosure on real estate assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ForeclosedRealEstateExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Subparagraph h<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 3<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfSecuritiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnExtinguishmentOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6850294&amp;loc=d3e12317-112629<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6850294&amp;loc=d3e12355-112629<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnExtinguishmentOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GeneralInsuranceExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The expense in the period incurred with respect to protection provided by insurance entities against risks other than risks associated with production (which are allocated to cost of sales).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GeneralInsuranceExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses incurred in the period for information technology and data processing products and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InformationTechnologyAndDataProcessing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1-5)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 1, 2 , 3, 4, 5<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperatingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2,3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 35<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e24721-111560<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 2, 3<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 1<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndFeeIncomeLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 9<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 6<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred during the reporting period on long-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Gross expenses on securities sold coupled with an agreement to repurchase the same from the same counterparty at a fixed or determinable price within a fixed or variable time period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseSubordinatedNotesAndDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred during the reporting period on subordinated notes and debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.8)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseSubordinatedNotesAndDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 12<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 10<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesMortgageBacked">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securitized, pass-through debt securities collateralized by real estate mortgage loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Mortgage-Backed Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 2<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeSecuritiesMortgageBacked</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LaborAndRelatedExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 14<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OccupancyNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount by which the fair value of an investment in debt securities categorized as Held-to-maturity is less than the amortized cost basis or carrying amount of that investment at the balance sheet date and the decline in fair value is deemed to be other than temporary, before considering whether or not such amount is recognized in earnings or other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsHeldtomaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of other than temporary impairment (OTTI) on investment in held-to-maturity debt security, recognized in other comprehensive loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 35<br> -Paragraph 35<br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e25362-111560<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestHeldtomaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other than temporary impairment (OTTI) losses on equity securities, OTTI related to credit losses on debt securities, and OTTI losses on debt securities when the entity intends to sell the securities or it is more likely than not that the entity will be required to sell the securities before recovery of its amortized cost basis. Additionally, this item includes OTTI losses recognized during the period on investments accounted for under the cost method of accounting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8B<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=SL6284393-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 225<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (k)<br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfessionalFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 11<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLeaseAndOtherLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestructuringCharges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expenses associated with exit or disposal activities pursuant to an authorized plan. Excludes expenses related to a discontinued operation or an asset retirement obligation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 420<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6394359&amp;loc=d3e17939-110869<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 420<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 5.P.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=27011515&amp;loc=d3e140864-122747<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 420<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 5.P.4(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=27011515&amp;loc=d3e140904-122747<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 5<br> -Section P<br> -Subsection 3, 4<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestructuringCharges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SuppliesAndPostageExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of expenses directly related to the supplies and postage.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SuppliesAndPostageExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxesOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Taxes, excluding payroll, income and excise taxes, if not included elsewhere, that could include production, real and personal property, and other selling and distribution-related taxes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxesOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Average number of shares or units issued and outstanding that are used in calculating basic and diluted earnings per share (EPS).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6990730288">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Comprehensive Income (Loss) (Audited) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract', window );"><strong>Consolidated Statements of Comprehensive Income (Loss) [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net (loss) income</a></td>
<td class="num">$ (2,504)<span></span>
</td>
<td class="nump">$ 85,181<span></span>
</td>
<td class="nump">$ 98,446<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other comprehensive income (loss) before tax:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Unrealized gain (loss) on securities available-for-sale</a></td>
<td class="num">(8,814)<span></span>
</td>
<td class="nump">19,843<span></span>
</td>
<td class="num">(62,080)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments', window );">Realized gain on investment securities included in net income</a></td>
<td class="num">(2,572)<span></span>
</td>
<td class="num">(4,366)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease', window );">Other Than Temporary Impairment Credit Losses Recognized In Earnings Period Increase Decrease</a></td>
<td class="nump">1,490<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss', window );">Unrealized gain (loss) on cash flow hedges</a></td>
<td class="nump">4,278<span></span>
</td>
<td class="nump">2,322<span></span>
</td>
<td class="nump">6,758<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent', window );">Other comprehensive income (loss) before taxes</a></td>
<td class="num">(5,618)<span></span>
</td>
<td class="nump">17,799<span></span>
</td>
<td class="num">(55,322)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1', window );">Income tax effect</a></td>
<td class="num">(96)<span></span>
</td>
<td class="num">(1,279)<span></span>
</td>
<td class="nump">2,633<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other Comprehensive Income (Loss) After taxes</a></td>
<td class="num">(5,714)<span></span>
</td>
<td class="nump">16,520<span></span>
</td>
<td class="num">(52,689)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income</a></td>
<td class="num">$ (8,218)<span></span>
</td>
<td class="nump">$ 101,701<span></span>
</td>
<td class="nump">$ 45,757<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26805-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=35737396<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e557-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomeNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669619-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) allocated to other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax and reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The change during the reporting period in the cumulative amount of credit losses recognized in earnings related to debt securities held for which a portion of an other than temporary impairment (OTTI) was recognized in other comprehensive income (a component of shareholders' equity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27340-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unrealized gain (loss) related to the increase or decrease in fair value of interest rate derivatives designated as cash flow hedging instruments, which was recorded in accumulated other comprehensive income to the extent that the cash flow hedge was determined to be effective.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=35706170&amp;loc=SL5624171-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6992113952">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements of Changes in Stockholders' Equity (Audited) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Total</div></th>
<th class="th"><div>Preferred Stock [Member]</div></th>
<th class="th"><div>Common Stock [Member]</div></th>
<th class="th"><div>Additional Paid-in Capital [Member]</div></th>
<th class="th"><div>Preferred Stock Issuance Cost [Member]</div></th>
<th class="th"><div>Common Stock Issuance Cost [Member]</div></th>
<th class="th"><div>Legal Surplus [Member]</div></th>
<th class="th"><div>Retained Earnings [Member]</div></th>
<th class="th"><div>Treasury Stock [Member]</div></th>
<th class="th"><div>Accumulated Other Comprehensive Income (Loss) [Member]</div></th>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Beginning Balance at Dec. 31, 2012</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 176,000<span></span>
</td>
<td class="nump">$ 52,671<span></span>
</td>
<td class="nump">$ 537,453<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 52,143<span></span>
</td>
<td class="nump">$ 70,734<span></span>
</td>
<td class="num">$ (81,275)<span></span>
</td>
<td class="nump">$ 55,880<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,823<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ExercisedStockOptions', window );">Exercised Stock Options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">36<span></span>
</td>
<td class="nump">399<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ReclassificationToTreasuryStock', window );">Reclassification to treasury stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueNewIssues', window );">Issuance of Stocks</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (16)<span></span>
</td>
<td class="num">$ (25)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares', window );">Lapsed restricted stock units</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,563)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">556<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_TransferToLegalSurplus', window );">Transfer from retained earnings/transfer to legal surplus</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">9,814<span></span>
</td>
<td class="num">(9,814)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net (loss) income</a></td>
<td class="nump">$ 98,446<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">98,446<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared on common stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11,875<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Cash dividends declared on preferred stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13,862<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Stock purchased</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ReclassificationFromCommonStock', window );">Reclassification from common stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_StockUsedToMatchDefinedContributionPlan', window );">Stock used to match defined contribution plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">77<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive loss, net of tax</a></td>
<td class="num">(52,689)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(52,689)<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending Balance at Dec. 31, 2013</a></td>
<td class="nump">884,913<span></span>
</td>
<td class="nump">176,000<span></span>
</td>
<td class="nump">52,707<span></span>
</td>
<td class="nump">538,071<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">61,957<span></span>
</td>
<td class="nump">133,629<span></span>
</td>
<td class="num">(80,642)<span></span>
</td>
<td class="nump">3,191<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,036<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ExercisedStockOptions', window );">Exercised Stock Options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">55<span></span>
</td>
<td class="nump">591<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ReclassificationToTreasuryStock', window );">Reclassification to treasury stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(136)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares', window );">Lapsed restricted stock units</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(387)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">384<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts', window );">Stock Issuance Cost</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_TransferToLegalSurplus', window );">Transfer from retained earnings/transfer to legal surplus</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8,510<span></span>
</td>
<td class="num">(8,510)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net (loss) income</a></td>
<td class="nump">85,181<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">85,181<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared on common stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(15,286)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Cash dividends declared on preferred stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(13,862)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Stock purchased</a></td>
<td class="nump">16,948<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(16,948)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ReclassificationFromCommonStock', window );">Reclassification from common stock</a></td>
<td class="nump">136<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(136)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_StockUsedToMatchDefinedContributionPlan', window );">Stock used to match defined contribution plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive loss, net of tax</a></td>
<td class="nump">16,520<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">16,520<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending Balance at Dec. 31, 2014</a></td>
<td class="nump">942,197<span></span>
</td>
<td class="nump">176,000<span></span>
</td>
<td class="nump">52,626<span></span>
</td>
<td class="nump">539,311<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">70,467<span></span>
</td>
<td class="nump">181,152<span></span>
</td>
<td class="num">(97,070)<span></span>
</td>
<td class="nump">19,711<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,637<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ExercisedStockOptions', window );">Exercised Stock Options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ReclassificationToTreasuryStock', window );">Reclassification to treasury stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares', window );">Lapsed restricted stock units</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(436)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">641<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts', window );">Stock Issuance Cost</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_TransferToLegalSurplus', window );">Transfer from retained earnings/transfer to legal surplus</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(32)<span></span>
</td>
<td class="nump">32<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net (loss) income</a></td>
<td class="num">(2,504)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,504)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared on common stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(15,932)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Cash dividends declared on preferred stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(13,862)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Stock purchased</a></td>
<td class="nump">8,950<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(8,950)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ReclassificationFromCommonStock', window );">Reclassification from common stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_StockUsedToMatchDefinedContributionPlan', window );">Stock used to match defined contribution plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive loss, net of tax</a></td>
<td class="num">(5,714)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5,714)<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending Balance at Dec. 31, 2015</a></td>
<td class="nump">$ 897,077<span></span>
</td>
<td class="nump">$ 176,000<span></span>
</td>
<td class="nump">$ 52,626<span></span>
</td>
<td class="nump">$ 540,512<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 70,435<span></span>
</td>
<td class="nump">$ 148,886<span></span>
</td>
<td class="num">$ (105,379)<span></span>
</td>
<td class="nump">$ 13,997<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_ExercisedRestrictedStockUnitsWithTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Lapsed restricted stock units.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_ExercisedRestrictedStockUnitsWithTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_ExercisedStockOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents stock options exercised during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_ExercisedStockOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_ReclassificationFromCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount reclassified from common stock to treasury stock</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_ReclassificationFromCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_ReclassificationToTreasuryStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of common stock reclassified to treasury stock</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_ReclassificationToTreasuryStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_StockUsedToMatchDefinedContributionPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Stock used to match defined contribution plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_StockUsedToMatchDefinedContributionPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_TransferToLegalSurplus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount transferred during the period from retained earnings to the statutory reserve (legal surplus) as required by the Banking Act of the Commonwealth of Puerto Rico. The amount to be transferred should be a minimum of 10% of the bank's net income until the reserve account equals the total paid-in-capital on common and preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_TransferToLegalSurplus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the amount of recognized equity-based compensation during the period, that is, the amount recognized as expense in the income statement (or as asset if compensation is capitalized). Alternate captions include the words "stock-based compensation".</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 35<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415241&amp;loc=d3e4534-113899<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=32706628&amp;loc=d3e11149-113907<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=32706628&amp;loc=d3e11178-113907<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of decrease in additional paid in capital (APIC) resulting from direct costs associated with issuing stock. Includes, but is not limited to, legal and accounting fees and direct costs associated with stock issues under a shelf registration.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid common stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsCommonStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669619-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueNewIssues">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Equity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueNewIssues</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValueAcquiredCostMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValueAcquiredCostMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_PreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_PreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_CommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_CommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=ofg_PreferredStockIssuanceCostMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=ofg_PreferredStockIssuanceCostMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=ofg_CommonStockIssuanceCostMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=ofg_CommonStockIssuanceCostMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=ofg_LegalSurplusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=ofg_LegalSurplusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>22
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6992213760">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Cash Flows (Audited) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net (loss) income</a></td>
<td class="num">$ (2,504)<span></span>
</td>
<td class="nump">$ 85,181<span></span>
</td>
<td class="nump">$ 98,446<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provied by (used in) operating activities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet', window );">Amortization of deferred loan origination fees, net of costs</a></td>
<td class="nump">3,396<span></span>
</td>
<td class="nump">2,883<span></span>
</td>
<td class="nump">1,258<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_AmortizationOfFairValue', window );">Amortization of discount to fair value of acquired loan</a></td>
<td class="nump">3,106<span></span>
</td>
<td class="nump">12,310<span></span>
</td>
<td class="nump">12,224<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Amortization of investment securities premiums, net of accretion of discounts</a></td>
<td class="nump">12,109<span></span>
</td>
<td class="nump">3,124<span></span>
</td>
<td class="nump">19,014<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of core deposit and customer relationship intangibles</a></td>
<td class="nump">1,906<span></span>
</td>
<td class="nump">2,169<span></span>
</td>
<td class="nump">2,577<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_AmortizationOfFairValuePremiumsAcquiredDeposits', window );">Amortization of fair value premium of acquired deposits</a></td>
<td class="nump">660<span></span>
</td>
<td class="nump">4,772<span></span>
</td>
<td class="nump">14,400<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_FdicLossShareIncomeExpense', window );">FDIC Loss Share (Expense) Income</a></td>
<td class="nump">42,808<span></span>
</td>
<td class="nump">65,756<span></span>
</td>
<td class="nump">69,267<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease', window );">Other Than Temporary Impairment on securities</a></td>
<td class="nump">1,490<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherOperatingActivitiesCashFlowStatement', window );">Other</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">62<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationNonproduction', window );">Depreciation and amortization of premises and equipment</a></td>
<td class="nump">11,100<span></span>
</td>
<td class="nump">10,199<span></span>
</td>
<td class="nump">10,318<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income taxes, net</a></td>
<td class="num">(37,329)<span></span>
</td>
<td class="nump">24,155<span></span>
</td>
<td class="num">(11,066)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for loan and lease losses, net</a></td>
<td class="nump">161,501<span></span>
</td>
<td class="nump">60,640<span></span>
</td>
<td class="nump">72,894<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation</a></td>
<td class="nump">1,637<span></span>
</td>
<td class="nump">1,036<span></span>
</td>
<td class="nump">1,823<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract', window );"><strong>(Gain) loss on:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Sale of securities</a></td>
<td class="num">(2,572)<span></span>
</td>
<td class="num">(4,366)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfMortgageLoans', window );">Sale of mortgage loans held for sale</a></td>
<td class="num">(3,135)<span></span>
</td>
<td class="num">(5,123)<span></span>
</td>
<td class="num">(2,980)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_GainOnSaleOfDerivativesAndOnSaleOfTba', window );">Gain on sale of derivatives</a></td>
<td class="num">(81)<span></span>
</td>
<td class="nump">752<span></span>
</td>
<td class="nump">220<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Early extinguishment of debt</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,061)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfitLossFromRealEstateOperations', window );">Foreclosed real estate</a></td>
<td class="nump">33,998<span></span>
</td>
<td class="nump">9,195<span></span>
</td>
<td class="nump">6,255<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfOtherAssets', window );">Sale of other repossessed asset</a></td>
<td class="nump">4,828<span></span>
</td>
<td class="nump">6,770<span></span>
</td>
<td class="nump">3,089<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment', window );">Sale of premises and equipment</a></td>
<td class="nump">192<span></span>
</td>
<td class="num">(11)<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale', window );">Originations of loans held-for-sale</a></td>
<td class="num">(211,352)<span></span>
</td>
<td class="num">(176,199)<span></span>
</td>
<td class="num">(307,339)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale', window );">Proceeds from sale of loans held-for-sale</a></td>
<td class="nump">102,383<span></span>
</td>
<td class="nump">96,804<span></span>
</td>
<td class="nump">147,531<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract', window );"><strong>Net (increase) decrease in:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInTradingSecurities', window );">Trading securities</a></td>
<td class="nump">1,306<span></span>
</td>
<td class="nump">275<span></span>
</td>
<td class="num">(1,374)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Accrued interest receivable</a></td>
<td class="nump">708<span></span>
</td>
<td class="num">(2,611)<span></span>
</td>
<td class="num">(4,080)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease', window );">Servicing Assets</a></td>
<td class="nump">610<span></span>
</td>
<td class="num">(191)<span></span>
</td>
<td class="num">(3,006)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other assets</a></td>
<td class="num">(14,849)<span></span>
</td>
<td class="nump">11,738<span></span>
</td>
<td class="nump">29,123<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract', window );"><strong>Net increase (decrease) in:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">Accrued interest on deposits and borrowings</a></td>
<td class="num">(250)<span></span>
</td>
<td class="num">(1,292)<span></span>
</td>
<td class="num">(2,155)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedLiabilities', window );">Net increase (decrease) in accrued expenses and other liabilities</a></td>
<td class="num">(14,584)<span></span>
</td>
<td class="num">(33,028)<span></span>
</td>
<td class="nump">18,425<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by (used in) operating activities</a></td>
<td class="nump">97,082<span></span>
</td>
<td class="nump">175,000<span></span>
</td>
<td class="nump">173,816<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireInvestmentsAbstract', window );"><strong>Purchases of:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Investment securities available-for-sale</a></td>
<td class="num">(1,939)<span></span>
</td>
<td class="num">(219,853)<span></span>
</td>
<td class="num">(33,294)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities', window );">Investment securities held-to-maturity</a></td>
<td class="num">(499,317)<span></span>
</td>
<td class="num">(166,562)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireOtherInvestments', window );">FHLB stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(86,175)<span></span>
</td>
<td class="num">(104,337)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract', window );"><strong>Maturities and Redemptions of [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Maturities and redemptions of investment securities available-for-sale</a></td>
<td class="nump">238,003<span></span>
</td>
<td class="nump">490,048<span></span>
</td>
<td class="nump">554,801<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Investments securities held-to-maturity</a></td>
<td class="nump">39,310<span></span>
</td>
<td class="nump">3,612<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments', window );">FHLB Stock</a></td>
<td class="nump">386<span></span>
</td>
<td class="nump">89,456<span></span>
</td>
<td class="nump">118,298<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_ProceedsFromSaleAbstract', window );"><strong>Proceeds from sale of:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities', window );">Investment securities available for sale</a></td>
<td class="nump">103,831<span></span>
</td>
<td class="nump">214,518<span></span>
</td>
<td class="nump">141,202<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfForeclosedAssets', window );">Foreclosed real estate and other repossessed assets</a></td>
<td class="nump">74,940<span></span>
</td>
<td class="nump">54,639<span></span>
</td>
<td class="nump">57,449<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment', window );">Proceeds From Sale Of Loans Held For Investment</a></td>
<td class="nump">42,110<span></span>
</td>
<td class="nump">9,378<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment', window );">Premises and equipment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">25<span></span>
</td>
<td class="nump">891<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR', window );">Proceeds From Sale Of Mortgage Servicing Rights MSR</a></td>
<td class="nump">5,927<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Origination and purchase of loans, excluding loans held-for-sale</a></td>
<td class="num">(802,572)<span></span>
</td>
<td class="num">(739,017)<span></span>
</td>
<td class="num">(1,176,875)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment', window );">Principal repayment of loans, including covered loans</a></td>
<td class="nump">861,891<span></span>
</td>
<td class="nump">751,215<span></span>
</td>
<td class="nump">1,171,150<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease', window );">Reimbursements from the FDIC on shared-loss agreements</a></td>
<td class="num">(90,697)<span></span>
</td>
<td class="num">(32,692)<span></span>
</td>
<td class="num">(47,100)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Additions to premises and equipment</a></td>
<td class="num">(5,283)<span></span>
</td>
<td class="num">(7,909)<span></span>
</td>
<td class="num">(9,120)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell', window );">Net change in securities purchased under agreements to resell</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">60,000<span></span>
</td>
<td class="nump">20,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInRestrictedCash', window );">Net change in restricted cash</a></td>
<td class="num">(5,058)<span></span>
</td>
<td class="num">(73,792)<span></span>
</td>
<td class="nump">68,739<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations', window );">Net cash provided by investing activities</a></td>
<td class="nump">153,042<span></span>
</td>
<td class="nump">559,859<span></span>
</td>
<td class="nump">718,526<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract', window );"><strong>Net increase (decrease) in:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Deposits</a></td>
<td class="num">(198,052)<span></span>
</td>
<td class="num">(450,976)<span></span>
</td>
<td class="num">(323,899)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt', window );">Short Term Borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(92,210)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet', window );">Securities sold under agreements to repurchase</a></td>
<td class="num">(45,315)<span></span>
</td>
<td class="num">(287,184)<span></span>
</td>
<td class="num">(427,931)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_IncreaseDecreaseInFhlbAdvances', window );">FHLB advances, federal funds purchased, and other borrowings</a></td>
<td class="num">(4,155)<span></span>
</td>
<td class="num">(1,469)<span></span>
</td>
<td class="num">(213,144)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease', window );">Subordinated capital notes</a></td>
<td class="nump">1,049<span></span>
</td>
<td class="nump">1,574<span></span>
</td>
<td class="num">(44,968)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from (payments to) exercise of stock options and lapsed restricted units, net</a></td>
<td class="nump">204<span></span>
</td>
<td class="nump">643<span></span>
</td>
<td class="num">(572)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfCommonStock', window );">Proceeds From Issuance Of Common Stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock', window );">Proceeds From Issuance of Preferred Stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(25)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Purchase of treasury stock</a></td>
<td class="num">(8,950)<span></span>
</td>
<td class="num">(16,948)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnContractTermination', window );">Termination of derivatives</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,108)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock', window );">Dividends paid on preferred stock</a></td>
<td class="num">(13,862)<span></span>
</td>
<td class="num">(13,862)<span></span>
</td>
<td class="num">(13,862)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Dividends paid on common stock</a></td>
<td class="num">(17,761)<span></span>
</td>
<td class="num">(14,479)<span></span>
</td>
<td class="num">(10,789)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations', window );">Net cash used in financing activities</a></td>
<td class="num">(286,842)<span></span>
</td>
<td class="num">(782,701)<span></span>
</td>
<td class="num">(1,126,308)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net change in cash and cash equivalents</a></td>
<td class="num">(36,718)<span></span>
</td>
<td class="num">(47,842)<span></span>
</td>
<td class="num">(233,966)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of period</a></td>
<td class="nump">573,427<span></span>
</td>
<td class="nump">621,269<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of period</a></td>
<td class="nump">536,709<span></span>
</td>
<td class="nump">573,427<span></span>
</td>
<td class="nump">621,269<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental Cash Flow Disclosure and Schedule of Non-cash Activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Interest paid</a></td>
<td class="nump">67,766<span></span>
</td>
<td class="nump">81,506<span></span>
</td>
<td class="nump">98,856<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Income Taxes Paid</a></td>
<td class="nump">13,966<span></span>
</td>
<td class="nump">7,114<span></span>
</td>
<td class="nump">378<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities', window );">Mortgage loans securitized into mortgage-backed securities</a></td>
<td class="nump">116,319<span></span>
</td>
<td class="nump">95,909<span></span>
</td>
<td class="nump">137,943<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_TransferOfLoansToOtherRealEstate', window );">Transfer from loans to foreclosed real estate and other repossessed assets</a></td>
<td class="nump">67,345<span></span>
</td>
<td class="nump">85,459<span></span>
</td>
<td class="nump">89,142<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1', window );">Reclassification of loans held-for-investment portfolio to held-for-sale portfolio</a></td>
<td class="nump">3,445<span></span>
</td>
<td class="nump">5,202<span></span>
</td>
<td class="nump">41,780<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1', window );">Reclassification of loans held-for-sale portfolio to investment portfolio</a></td>
<td class="nump">$ 156<span></span>
</td>
<td class="nump">$ 25,801<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_AmortizationOfFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>the net increase (decrease) in interest income during the period representing the amortization of the fair value discount of acquired loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_AmortizationOfFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_AmortizationOfFairValuePremiumsAcquiredDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net increase (decrease) in interest expenses during the period representing the amortization of the fair value discount on acquired deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_AmortizationOfFairValuePremiumsAcquiredDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_FdicLossShareIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the net of: (1) accretion of the FDIC loss share indemnification asset which was initially recorded at fair value based on discounted cash flows; (2) impact of increases or decreases on expected FDIC reimbursements on covered loans accounted for under ASC 310-30, which impact the carrying amount of the FDIC loss share indemnification asset;(3) as the loan discount on loans acquired accounted for under ASC 310-20 is accreted to interest income, a corresponding reduction in the FDIC loss share indemnification asset is recorded with a reduction in non-interest income (reciprocal accounting); and (4) increases in the allowance for loan losses on covered loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_FdicLossShareIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_GainOnSaleOfDerivativesAndOnSaleOfTba">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The difference between the book value and the sale price of options, swaps, futures, forward contracts, other derivative instruments and on sale of To be announced mortgage-backed securities (TBA) . This element refers to the gain (loss) included in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_GainOnSaleOfDerivativesAndOnSaleOfTba</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Gains losses on sales of assets and market adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_GainsLossesOnSalesOfAssetsAndMarketAdjustmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_IncreaseDecreaseInFhlbAdvances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow from FHLB advances, federal fund purchased and other borrowings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_IncreaseDecreaseInFhlbAdvances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Mortgage loans securitized into mortgage-backed securities</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_MortgageLoansSecuritizedIntoMortgageBackedSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_ProceedsFromSaleAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_ProceedsFromSaleAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_TransferOfLoansToOtherRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Loans charged-off, real estate property and other serving as collateral has been foreclosed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_TransferOfLoansToOtherRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net increase(decrease) in interest income during the period representing the allocation of deferred loan origination fees less deferred loan origination costs using the effective interest method over the term of the debt arrangement to which they pertain taking into account the effect of prepayments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Direct Loan Origination Costs<br> -URI http://asc.fasb.org/extlink&amp;oid=6510860<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 30<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6378273&amp;loc=d3e8446-111530<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 25<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6962437&amp;loc=d3e7402-111529<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 35<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=27723605&amp;loc=d3e8622-111531<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfDeferredLoanOriginationFeesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 830<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationNonproduction">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The expense recognized in the current period that allocates the cost of nonproduction tangible assets over their useful lives.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationNonproduction</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Change in carrying amount of the indemnification asset relating to loss sharing agreements with the Federal Deposit Insurance Corporation (FDIC). The change includes for example, but is not limited to, acquisitions, additional estimated losses, disposals, cash payments, accretion of discount and write-offs, net of recoveries.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FDICIndemnificationAssetPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnContractTermination">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Gain (loss) related to the termination of a contract between the parties. The termination may be due to many causes including early termination of a lease by a lessee, a breach of contract by one party, or a failure to perform.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 420<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6394359&amp;loc=d3e17939-110869<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnContractTermination</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfMortgageLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans made to finance real estate acquisitions. This element refers to the gain (loss) and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfMortgageLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of other assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of property, plant and equipment assets, including oil and gas property and timber property.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfPropertyPlantEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Subparagraph h<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 3<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfSecuritiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnExtinguishmentOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6850294&amp;loc=d3e12317-112629<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6850294&amp;loc=d3e12355-112629<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnExtinguishmentOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxesPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the aggregate amount of expenses incurred but not yet paid.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccruedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow from the fund lent to other financial institution arising from the excess in reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest. Also include cash inflow or outflow from investment sold under the agreement to reacquire such investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3098-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInterestPayableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInInterestPayableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInRestrictedCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow for the increase (decrease) associated with funds that are not available for withdrawal or use (such as funds held in escrow) and are associated with underlying transactions that are classified as investing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInRestrictedCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInTradingSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in the fair value of equity or debt securities classified as trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3444-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInTradingSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid for interest during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) of financing activities, excluding discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) of investing activities, excluding discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, excluding discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherOperatingActivitiesCashFlowStatement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other cash or noncash adjustments to reconcile net income to cash provided by (used in) operating activities that are not separately disclosed in the statement of cash flows (for example,  cash received or cash paid during the current period for miscellaneous operating activities, net change during the reporting period in other assets or other liabilities).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherOperatingActivitiesCashFlowStatement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The change during the reporting period in the cumulative amount of credit losses recognized in earnings related to debt securities held for which a portion of an other than temporary impairment (OTTI) was recognized in other comprehensive income (a component of shareholders' equity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27340-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of cash outflow for loans purchased and created with the intention to resell them in the near future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3367-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 55<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=34726456&amp;loc=d3e60097-112785<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3461-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to reacquire common stock during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForRepurchaseOfCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividendsCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow in the form of ordinary dividends to preferred shareholders of the parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow through purchase of long-term held-to-maturity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireInvestmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireInvestmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireOtherInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with other investments held by the entity for investment purposes not otherwise defined in the taxonomy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireOtherInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the additional capital contribution to the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Proceeds from issuance of capital stock which provides for a specific dividend that is paid to the shareholders before any dividends to common stockholders and which takes precedence over common stockholders in the event of liquidation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the maturity (principal being due), prepayment and call (request of early payment) of other investments not otherwise defined in the taxonomy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash flow from purchases followed by sales of securities under terms of reverse repurchase agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3098-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from repayments of the balance excluding interest (principal) on loans receivable and leases held for investment purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow for borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3098-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromRepaymentsOfShortTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the sale or maturity (principal being due) of securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfForeclosedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the sale assets received in full or partial satisfaction of a receivable including real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts. Foreclosed assets also include loans that are treated as if the underlying collateral had been foreclosed because the institution has taken possession of the collateral, even though legal foreclosure or repossession proceedings have not taken place.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfForeclosedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from Sales of Loans Held For Investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfLoansHeldForInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3337-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3461-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 55<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=34726456&amp;loc=d3e60097-112785<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the sale of servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio. Rights may be obtained via (1) acquisition or assumption of a servicing obligation that does not relate to financial assets of the servicer or its consolidated affiliates; or (2) by originating mortgage loans and then (a) transferring the loans to a Variable Interest Entity (VIE) in a transaction that meets the necessary transfer and classification requirements, or (b) transferring the loans in a transaction that meets the requirements for sale accounting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=7524895&amp;loc=d3e120260-111741<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLossFromRealEstateOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cost of operation of other real estate (including provisions for real estate losses, rental income, and gains and losses on sales of real estate).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 14<br> -Subparagraph d<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLossFromRealEstateOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 11<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLeaseAndOtherLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the fair value of servicing assets that are subsequently measured at fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 50<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=7882072&amp;loc=d3e122625-111746<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase or decrease in the amount owed on the subordinated instrument during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubordinatedLiabilitiesPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SupplementalCashFlowInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SupplementalCashFlowInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of loans held-for-sale transferred to loans held in the entity's portfolio in noncash transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of loans and leases held in the entity's portfolio transferred to loans and leases held-for-sale in noncash transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>23
<FILENAME>R8.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6977646288">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Organization, Consolidation and Basis of Presentation<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract', window );"><strong>Nature of Operations and Summary of Significanrt Accounting Policies</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NatureOfOperations', window );">Nature Of Operations</a></td>
<td class="text"><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' >Nature of Operations </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company is a publicly-owned financial holding company incorporated under the laws of the Commonwealth of Puerto Rico. </font><font style='font-family:Times New Roman;font-size:10pt;' >The Company operates through various subsidiaries including, a</font><font style='font-family:Times New Roman;font-size:10pt;' > commercial bank, Oriental Bank (or the &#8220;Bank&#8221;), a securities broker-dealer, Oriental Financial Services Corp. (&#8220;Oriental Financial Services&#8221;), an insurance agency, Oriental Insurance, LLC. (&#8220;Oriental Insurance&#8221;), previously known as Oriental Insurance, In</font><font style='font-family:Times New Roman;font-size:10pt;' >c.,</font><font style='font-family:Times New Roman;font-size:10pt;' > and a retirement plan administrator, Oriental Pension Consultants, Inc. (&#8220;OPC&#8221;). In December 2015 Oriental Insurance, Inc was converted to a limited liability company under the name Oriental Insurance LLC.  </font><font style='font-family:Times New Roman;font-size:10pt;' >The Company also has a special purpose entit</font><font style='font-family:Times New Roman;font-size:10pt;' >y, Oriental Financial (PR) Statutory Trust II (the &#8220;Statutory Trust II&#8221;). Through these subsidiaries and their respective divisions, the Company provides a wide range of banking and financial services such as commercial, consumer and mortgage lending, leas</font><font style='font-family:Times New Roman;font-size:10pt;' >ing, auto loans, financial planning, insurance sales, money management and investment banking and brokerage services, as well as corporate and individual trust services.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The main offices of the Company and its subsidiaries are located in San Juan, Puert</font><font style='font-family:Times New Roman;font-size:10pt;' >o Rico, except for OPC, which is located in Boca Raton, Florida.  The Company is subject to supervision and regulation by the Board of Governors of the Federal Reserve System (the &#8220;Federal Reserve Board&#8221;) under the U.S. Bank Holding Company Act of 1956, as</font><font style='font-family:Times New Roman;font-size:10pt;' > amended, and the Dodd-Frank Act. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Bank is subject to the supervision, examination and regulation of the Office of the Commissioner of Financial Institutions of Puerto Rico (the &#8220;OCFI&#8221;) and the Federal Deposit Insurance Corporation (the &#8220;FDIC&#8221;).  The </font><font style='font-family:Times New Roman;font-size:10pt;' >Bank offers banking services such as commercial, and consumer lending, leasing, auto loans, savings and time deposit products, financial planning, and corporate and individual trust services, and capitalizes on its commercial banking network to provide mor</font><font style='font-family:Times New Roman;font-size:10pt;' >tgage lending products to its clients. Oriental International Bank Inc. (&#8220;OIB&#8221;), a wholly-owned subsidiary of the Bank, and Oriental Overseas, a division of the Bank, are international banking entities licensed pursuant to International Banking Center Regu</font><font style='font-family:Times New Roman;font-size:10pt;' >latory Act of Puerto Rico, as amended. OIB and Oriental Overseas offer the Bank certain Puerto Rico tax advantages.  Their activities are limited under Puerto Rico law to persons located in Puerto Rico with assets/liabilities located outside of Puerto Rico</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Oriental Financial Services is a securities broker-dealer and is subject to the supervision, examination and regulation of the Financial Industry Regulatory Authority (the &#8220;FINRA&#8221;), the SEC, and the OCFI. Oriental Financial Services is also a member of</font><font style='font-family:Times New Roman;font-size:10pt;' > the Securities Investor Protection Corporation.  Oriental Insurance is an insurance agency and is subject to the supervision, examination and regulation of the Office of the Commissioner of Insurance of Puerto Rico. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company&#8217;s mortgage banking activi</font><font style='font-family:Times New Roman;font-size:10pt;' >ties are conducted through a division of the Bank. The mortgage banking activities include the origination of mortgage loans for the Bank&#8217;s own portfolio, and the sale of loans directly in the secondary market or the securitization of conforming loans into</font><font style='font-family:Times New Roman;font-size:10pt;' > mortgage-backed securities. The Bank originates Federal Housing Administration (&#8220;FHA&#8221;) insured and Veterans Administration (&#8220;VA&#8221;) guaranteed mortgages that are primarily securitized for issuance of Government National Mortgage Association (&#8220;GNMA&#8221;) mortgag</font><font style='font-family:Times New Roman;font-size:10pt;' >e-backed securities which can be resold to individual or institutional investors in the secondary market. Conventional loans that meet the underwriting requirements for sale or exchange under certain Federal National Mortgage Association (&#8220;FNMA&#8221;) or Federa</font><font style='font-family:Times New Roman;font-size:10pt;' >l Home Loan Mortgage Corporation (&#8220;FHLMC&#8221;) programs are referred to as conforming mortgage loans and are also securitized for issuance of FNMA or FHLMC mortgage-backed securities. The Bank is an approved seller of FNMA, as well as FHLMC, mortgage loans for</font><font style='font-family:Times New Roman;font-size:10pt;' > issuance of FNMA and FHLMC mortgage-backed securities. The Bank is also an approved issuer of GNMA mortgage-backed securities. The Bank is the master servicer of the GNMA, FNMA and FHLMC pools that it issues and of its mortgage loan portfolio, and has a s</font><font style='font-family:Times New Roman;font-size:10pt;' >ubservicing arrangement with a third party.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On December&#160;18, 2012, the Company purchased from </font><font style='font-family:Times New Roman;font-size:10pt;' >Banco</font><font style='font-family:Times New Roman;font-size:10pt;' > Bilbao </font><font style='font-family:Times New Roman;font-size:10pt;' >Vizcaya</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >Argentaria</font><font style='font-family:Times New Roman;font-size:10pt;' >, S. A. (&#8220;BBVA&#8221;), all of the outstanding common stock of each of (</font><font style='font-family:Times New Roman;font-size:10pt;' >i</font><font style='font-family:Times New Roman;font-size:10pt;' >) BBVAPR Holding Corporation (&#8220;BBVAPR Holding&#8221;), the sole shareholder of </font><font style='font-family:Times New Roman;font-size:10pt;' >Banco</font><font style='font-family:Times New Roman;font-size:10pt;' > Bilbao </font><font style='font-family:Times New Roman;font-size:10pt;' >Vizcaya</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >Argentaria</font><font style='font-family:Times New Roman;font-size:10pt;' > Puerto Rico (&#8220;BBVAPR Bank&#8221;), a Puerto Rico chartered commercial bank, and BBVA </font><font style='font-family:Times New Roman;font-size:10pt;' >Seguros</font><font style='font-family:Times New Roman;font-size:10pt;' >, Inc. (&#8220;BBVA </font><font style='font-family:Times New Roman;font-size:10pt;' >Seguros</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8221;), a subsidiary offering insurance services</font><font style='font-family:Times New Roman;font-size:10pt;' >, and (ii) BBVA Securities of Puerto Rico, Inc. (&#8220;BBVA Securities&#8221;), a registered broker-dealer. This transaction is referred to as the &#8220;BBVAPR Acquisition&#8221; and BBVAPR Holding, BBVAPR Bank, BBVA </font><font style='font-family:Times New Roman;font-size:10pt;' >Seguros</font><font style='font-family:Times New Roman;font-size:10pt;' > and BBVA Securities are collectively referred to as t</font><font style='font-family:Times New Roman;font-size:10pt;' >he &#8220;BBVAPR Companies&#8221; or &#8220;BBVAPR.&#8221;</font><font style='font-family:Times New Roman;font-size:10pt;' >  </font></p></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantAccountingPoliciesTextBlock', window );">Significant Accounting Policies</a></td>
<td class="text"><div><p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Principles of Consolidation </font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. All intercompany transactions and balances have been eliminated in consolidation. The Statutory Trust II</font><font style='font-family:Times New Roman;font-size:10pt;' > is exempt from the consolidation requirements of Generally Accepted Accounting Principles (&quot;GAAP&quot;). </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Use of Estimates in the Preparation of Financial Statements </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The preparation of financial statements in conformity with GAAP requires management to make </font><font style='font-family:Times New Roman;font-size:10pt;' >certain estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of revenue and expenses during </font><font style='font-family:Times New Roman;font-size:10pt;' >the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate mainly to the determination of the allowance for loan and lease losses, the valuation</font><font style='font-family:Times New Roman;font-size:10pt;' > of securities and derivative instruments, revisions to expected cash flows in acquired loans, accounting for the indemnification asset, the valuation of the true up payment obligation, the determination of income taxes and other-than-temporary impairment </font><font style='font-family:Times New Roman;font-size:10pt;' >of securities, and goodwill valuation and impairment assessment. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Business Combinations</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Business combinations are accounted for under the acquisition method. Under this method, assets acquired, liabilities assumed and any </font><font style='font-family:Times New Roman;font-size:10pt;' >noncontrolling</font><font style='font-family:Times New Roman;font-size:10pt;' > interest in the </font><font style='font-family:Times New Roman;font-size:10pt;' >a</font><font style='font-family:Times New Roman;font-size:10pt;' >cquiree</font><font style='font-family:Times New Roman;font-size:10pt;' > at the acquisition date are measured at their fair values as of the acquisition date. The acquisition date is the date the acquirer obtains control. Also, assets or liabilities arising from </font><font style='font-family:Times New Roman;font-size:10pt;' >noncontractual</font><font style='font-family:Times New Roman;font-size:10pt;' > contingencies are measured at their acquisi</font><font style='font-family:Times New Roman;font-size:10pt;' >tion date at fair value only if it is more likely than not that they meet the definition of an asset or liability. Adjustments subsequently made to the provisional amounts recorded on the acquisition date as a result of new information obtained about facts</font><font style='font-family:Times New Roman;font-size:10pt;' > and circumstances that existed as of the acquisition date but were known to the Corporation after acquisition will be made retroactively during a measurement period not to exceed one year. Furthermore, acquisition-related restructuring costs that do not m</font><font style='font-family:Times New Roman;font-size:10pt;' >eet certain criteria of exit or disposal activities are expensed as incurred. Transaction costs are expensed as incurred. Changes in income tax valuation allowances for acquired deferred tax assets are recognized in earnings subsequent to the measurement p</font><font style='font-family:Times New Roman;font-size:10pt;' >eriod as an adjustment to income tax expense. Contingent consideration classified as an asset or a liability is </font><font style='font-family:Times New Roman;font-size:10pt;' >remeasured</font><font style='font-family:Times New Roman;font-size:10pt;' > to fair value at each reporting date until the contingency is resolved. The changes in fair value of the contingent consideration are</font><font style='font-family:Times New Roman;font-size:10pt;' > recognized in earnings unless the arrangement is a hedging instrument for which changes are initially recognized in other comprehensive income.</font></p><p style='text-align:left;margin-top:5pt;margin-bottom:5pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >There were no significant business combinations during 2015, 2014 or 2013</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Cash Equivalents </font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company consid</font><font style='font-family:Times New Roman;font-size:10pt;' >ers as cash equivalents all money market instruments that are not pledged and that have maturities of three months or less at the date of acquisition. </font></p><p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >(Loss) Earnings per Common Share </font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Basic (loss) earnings per share is calculated by dividing (loss) incom</font><font style='font-family:Times New Roman;font-size:10pt;' >e available to common shareholders (net (loss) income (increased) reduced by dividends on preferred stock) by the weighted average of outstanding common shares. Diluted (loss) earnings per share is similar to the computation of basic (loss) earnings per sh</font><font style='font-family:Times New Roman;font-size:10pt;' >are except that the weighted average of common shares is increased to include the number of additional common shares that would have been outstanding if the potentially dilutive common shares underlying stock options and restricted units had been issued, a</font><font style='font-family:Times New Roman;font-size:10pt;' >ssuming that proceeds from exercise are used to repurchase shares in the market (treasury stock method). Any stock splits and dividends are retroactively recognized in all periods presented in the consolidated financial statements. </font></p><p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Securities Purchased/So</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' >ld Under Agreements to Resell/Repurchase </font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company purchases securities under agreements to resell the same or similar securities. Amounts advanced under these agreements represent short-term loans and are reflected as assets in the consolidated stateme</font><font style='font-family:Times New Roman;font-size:10pt;' >nts of financial condition. It is the Company&#8217;s policy to take possession of securities purchased under resale agreements while the counterparty retains effective control over the securities. The Company monitors the fair value of the underlying securities</font><font style='font-family:Times New Roman;font-size:10pt;' > as compared to the related receivable, including accrued interest, and requests additional collateral when deemed appropriate.</font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >
</font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company also sells securities under agreements to repurchase the same or similar securities. The Company retains effecti</font><font style='font-family:Times New Roman;font-size:10pt;' >ve control over the securities sold under these agreements.  Accordingly, such agreements are treated as financing arrangements, and the obligations to repurchase the securities sold are reflected as liabilities. The securities underlying the financing agr</font><font style='font-family:Times New Roman;font-size:10pt;' >eements remain included in the asset accounts. The counterparty to repurchase agreements generally has the right to </font><font style='font-family:Times New Roman;font-size:10pt;' >repledge</font><font style='font-family:Times New Roman;font-size:10pt;' > the securities received as collateral.</font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' >Investment Securities </font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Securities are classified as held-to-maturity, available-for-sale or trading. Securities for which the Company has the intent and ability to hold until maturity are classified as held-to-maturity and are carried at amortized cost. Securities that might be </font><font style='font-family:Times New Roman;font-size:10pt;' >sold prior to maturity because of interest rate changes to meet liquidity needs or to better match the </font><font style='font-family:Times New Roman;font-size:10pt;' >repricing</font><font style='font-family:Times New Roman;font-size:10pt;' > characteristics of funding sources are classified as available-for-sale. These securities are reported at fair value, with unrealized gains and</font><font style='font-family:Times New Roman;font-size:10pt;' > losses excluded from earnings and reported net of tax in other comprehensive (loss) income. </font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company classifies as trading those securities that are acquired and held principally for the purpose of selling them in the near future. These securities are</font><font style='font-family:Times New Roman;font-size:10pt;' > carried at fair value with realized and unrealized changes in fair value included in earnings in the period in which the changes occur. </font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company&#8217;s investment in the Federal Home Loan Bank (&#8220;FHLB&#8221;) of New York stock, a restricted security, has no readi</font><font style='font-family:Times New Roman;font-size:10pt;' >ly determinable fair value and can only be sold back to the FHLB-NY at cost. Therefore, these stock shares are deemed to be nonmarketable equity securities and are carried at cost. </font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Premiums and discounts are amortized to interest income over the life of t</font><font style='font-family:Times New Roman;font-size:10pt;' >he related securities using the interest method. Net realized gains or losses on sales of investment securities and unrealized gains and losses valuation adjustments considered other than temporary, if any, on securities classified as either available-for-</font><font style='font-family:Times New Roman;font-size:10pt;' >sale or held-to-maturity are reported separately in the statements of operations. The cost of securities sold is determined by the specific identification method.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Financial Instruments </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Certain financial instruments, including derivatives, trading securities and investment securities available-for-sale, are recorded at fair value and unrealized gains and losses are recorded in other comprehensive </font><font style='font-family:Times New Roman;font-size:10pt;' >(loss) </font><font style='font-family:Times New Roman;font-size:10pt;' >income or as part of non-interest i</font><font style='font-family:Times New Roman;font-size:10pt;' >ncome, as appropriate. Fair values are based on listed market prices, if available. If listed market prices are not available, fair value is determined based on other relevant factors, including price quotations for similar instruments. The fair values of </font><font style='font-family:Times New Roman;font-size:10pt;' >certain derivative contracts are derived from pricing models that consider current market and contractual prices for the underlying financial instruments as </font><font style='font-family:Times New Roman;font-size:10pt;' >the we</font><font style='font-family:Times New Roman;font-size:10pt;' >ll as time value and yield curve or volatility factors underlying the positions. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Compan</font><font style='font-family:Times New Roman;font-size:10pt;' >y</font><font style='font-family:Times New Roman;font-size:10pt;' > determines the fair value of its financial instruments based on the fair value measurement framework, which establishes a fair value hierarchy that prioritizes the inputs of valuation techniques used to measure fair value. The hierarchy gives the highest</font><font style='font-family:Times New Roman;font-size:10pt;' > priority to unadjusted quoted prices in active markets for identical assets or liabilities (level 1 measurements) and the lo</font><font style='font-family:Times New Roman;font-size:10pt;' >we</font><font style='font-family:Times New Roman;font-size:10pt;' >st priority to unobservable inputs (level 3 measurements). The three levels of the fair value hierarchy are described below: </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:24.45pt;' >Le</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >vel 1</font><font style='font-family:Times New Roman;font-size:10pt;' > &#8212; Level 1 assets and liabilities include equity securities that are traded in an active exchange market. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:24.45pt;' >Level 2</font><font style='font-family:Times New Roman;font-size:10pt;' > &#8212; Obs</font><font style='font-family:Times New Roman;font-size:10pt;' >ervable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data for substantially the full</font><font style='font-family:Times New Roman;font-size:10pt;' > term of the assets or liabilities. Level 2 assets and liabilities include (</font><font style='font-family:Times New Roman;font-size:10pt;' >i</font><font style='font-family:Times New Roman;font-size:10pt;' >)&#160;mortgage-backed securities for which the fair value is estimated based on valuations obtained from third-party pricing services for identical or comparable assets, (ii)&#160;debt sec</font><font style='font-family:Times New Roman;font-size:10pt;' >urities with quoted prices that are traded less frequently than exchange-traded instruments and (iii)&#160;derivative contracts and financial liabilities whose value is determined using a pricing model with inputs that are observable in the market or can be der</font><font style='font-family:Times New Roman;font-size:10pt;' >ived principally from or corroborated by observable market data. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:24.45pt;' >Level 3</font><font style='font-family:Times New Roman;font-size:10pt;' > &#8212; Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities incl</font><font style='font-family:Times New Roman;font-size:10pt;' >ude financial instruments whose value is determined using pricing models for which the determination of fair value requires significant management judgment or estimation.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:24.45pt;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' >
</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:24.45pt;' >Impairment of Investment Securities </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > conducts periodic reviews to identify and evaluate each investment in an unrealized loss position for other-than-temporary impairment. The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > separates the amount of total impairment into credit and noncredit-related amounts. The term &#8220;other-than-tem</font><font style='font-family:Times New Roman;font-size:10pt;' >porary impairment&#8221; is not intended to indicate that the decline is permanent, but indicates that the prospects for a near-term recovery of value is not favorable, or that there is a lack of evidence to support a realizable value equal to or greater than th</font><font style='font-family:Times New Roman;font-size:10pt;' >e carrying value of the investment. Any portion of a decline in value associated with a credit loss is recognized in income, while the remaining noncredit-related component is recognized in other comprehensive </font><font style='font-family:Times New Roman;font-size:10pt;' >(loss) </font><font style='font-family:Times New Roman;font-size:10pt;' >income. A credit loss is determined by </font><font style='font-family:Times New Roman;font-size:10pt;' >assessing whether the amortized cost basis of the security will be recovered by comparing it to the present value of cash flows expected to be collected from the security discounted at the rate equal to the yield used to accrete current and prospective ben</font><font style='font-family:Times New Roman;font-size:10pt;' >eficial interest for the security. The shortfall of the present value of the cash flows expected to be collected in relation to the amortized cost basis is considered to be the &#8220;credit loss.&#8221; </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s review for impairment generally entails, but is </font><font style='font-family:Times New Roman;font-size:10pt;' >not limited to: </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226;  the identification and evaluation of investments that have indications of possible other-than-temporary impairment; </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:27pt;' >&#8226;  the analysis of individual investments that have fair values less than amortized cost, including consideration of t</font><font style='font-family:Times New Roman;font-size:10pt;' >he length of time the investment has been in an unrealized loss position, and the expected recovery period; </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226;  the financial condition of the issuer or issuers; </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226;  the creditworthiness of the obligor of the security; </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226;  actual collateral attributes; </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226; </font><font style='font-family:Times New Roman;font-size:10pt;' > any rating changes by a rating agency; </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226;  current analysts&#8217; evaluations; </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226;  the payment structure of the debt security and the likelihood of the issuer being able to make payments; </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226;  current market conditions; </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226;  adverse conditions specifically relat</font><font style='font-family:Times New Roman;font-size:10pt;' >ed to the security, industry, or a geographic area; </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226;  the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s intent to sell the debt security; </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226;  whether it is more-likely-than-not that the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > will be required to sell the debt security before its anticipated recovery; and </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:26.65pt;' >&#8226;  other qualit</font><font style='font-family:Times New Roman;font-size:10pt;' >ative factors that could support or not </font><font style='font-family:Times New Roman;font-size:10pt;' >an other</font><font style='font-family:Times New Roman;font-size:10pt;' >-than-temporary impairment. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Derivative Instruments and Hedging Activities </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s overall interest rate risk-management strategy incorporates the use of derivative instruments to minimize significan</font><font style='font-family:Times New Roman;font-size:10pt;' >t unplanned fluctuations in earnings that are caused by interest rate volatility. The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s goal is to manage interest rate sensitivity by modifying the </font><font style='font-family:Times New Roman;font-size:10pt;' >repricing</font><font style='font-family:Times New Roman;font-size:10pt;' > or maturity characteristics of certain balance sheet assets and liabilities so that the n</font><font style='font-family:Times New Roman;font-size:10pt;' >et interest margin is not, on a material basis, adversely affected by movements in interest rates. As a result of interest rate fluctuations, hedged fixed-rate assets and liabilities will appreciate or depreciate in market value. Also, for some fixed-rate </font><font style='font-family:Times New Roman;font-size:10pt;' >assets or liabilities, the effect of this variability in earnings is expected to be substantially offset by the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s gains and losses on the derivative instruments that are linked to the forecasted cash flows of these hedged assets and liabilities. Th</font><font style='font-family:Times New Roman;font-size:10pt;' >e </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > considers its strategic use of derivatives to be a prudent method of managing interest-rate sensitivity as it reduces the exposure of earnings and the market value of its equity to undue risk posed by chang</font><font style='font-family:Times New Roman;font-size:10pt;' >es in interest rates. The effect of this unrealized appreciation or depreciation is expected to be substantially offset by the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s gains or losses on the derivative instruments that are linked to these hedged assets and liabilities. Another result of</font><font style='font-family:Times New Roman;font-size:10pt;' > interest rate fluctuations is that the contractual interest income and interest expense of hedged variable-rate assets and liabilities, respectively, will increase or decrease. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Derivative instruments that are used as part of the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s interest rate </font><font style='font-family:Times New Roman;font-size:10pt;' >risk-management strategy include interest rate swaps, caps, forward-settlement swaps, futures contracts, and option contracts that have indices related to the pricing of specific balance sheet assets and liabilities. Interest rate swaps generally involve t</font><font style='font-family:Times New Roman;font-size:10pt;' >he exchange of fixed and variable-rate interest payments </font><font style='font-family:Times New Roman;font-size:10pt;' >between</font><font style='font-family:Times New Roman;font-size:10pt;' > two parties based on a common notional principal amount and maturity date. Interest rate futures generally involve exchange-traded contracts to buy or sell U.S. Treasury bonds and notes in th</font><font style='font-family:Times New Roman;font-size:10pt;' >e future at specified prices. Interest rate options represent contracts that allow the holder of the option to (</font><font style='font-family:Times New Roman;font-size:10pt;' >i</font><font style='font-family:Times New Roman;font-size:10pt;' >)&#160;receive cash or (ii)&#160;purchase, sell, or enter into a financial instrument at a specified price within a specified period. Some purchased opti</font><font style='font-family:Times New Roman;font-size:10pt;' >on contracts give the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > the right to enter into interest rate swaps and cap and floor agreements with the writer of the option. In addition, the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > enters into certain transactions that contain embedded derivatives. When the embedded derivative </font><font style='font-family:Times New Roman;font-size:10pt;' >possesses economic characteristics that are not clearly and closely related to the economic characteristics of the host contract, it is bifurcated and carried at fair value. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company </font><font style='font-family:Times New Roman;font-size:10pt;' >has offered its customers certificates of deposit with an option tie</font><font style='font-family:Times New Roman;font-size:10pt;' >d to the performance of the Standard&#160;&amp; Poor&#8217;s 500 stock market index (&#8220;S&amp;P 500 Index&#8221;). The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > has purchased options from major financial entities to manage its exposure to changes in this index. Under the terms of the option agreements, the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > r</font><font style='font-family:Times New Roman;font-size:10pt;' >eceives a certain percentage of the increase, if any, in the initial month-end value of the S&amp;P 500 Index over the average of the monthly index observations in a five-year period in exchange for a fixed premium. The changes in fair value of the option agre</font><font style='font-family:Times New Roman;font-size:10pt;' >ements used to manage the exposure in the stock market in the certificates of deposit are recorded in earnings. The embedded option in the certificates of deposit is bifurcated, and the changes in the value of that option are also recorded in earnings. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >W</font><font style='font-family:Times New Roman;font-size:10pt;' >hen using derivative instruments, the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > exposes itself to credit and market risk. If a counterparty fails to fulfill its performance obligations under a derivative contract due to insolvency or any other event of default, the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s credit risk wi</font><font style='font-family:Times New Roman;font-size:10pt;' >ll equal the fair value gain in a derivative plus any cash or securities that may have been delivered to the counterparty as part of the transaction terms. Generally, when the fair value of a derivative contract is positive, this indicates that the counter</font><font style='font-family:Times New Roman;font-size:10pt;' >party </font><font style='font-family:Times New Roman;font-size:10pt;' >owes</font><font style='font-family:Times New Roman;font-size:10pt;' > the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >, thus creating a repayment risk for the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >. This risk is generally mitigated by requesting cash or securities from the counterparty to cover the positive fair value. When the fair value of a derivative contract is negative, the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >owes </font><font style='font-family:Times New Roman;font-size:10pt;' >the counterparty and, therefore, assumes no credit risk other than to the extent that the cash or value of the collateral delivered as part of the transactions exceeds the fair value of the derivative. The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > minimizes the credit (or repa</font><font style='font-family:Times New Roman;font-size:10pt;' >yment) risk in derivative instruments by entering into transactions with high-quality counterparties. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > uses forward-settlement swaps to hedge the variability of future interest cash flows of forecasted wholesale borrowings attributable to chan</font><font style='font-family:Times New Roman;font-size:10pt;' >ges in LIBOR. Once the forecasted wholesale borrowing transactions occur, the interest rate swap will effectively lock-in the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s interest rate payments on an amount of forecasted interest expense attributable to the one-month LIBOR corresponding to </font><font style='font-family:Times New Roman;font-size:10pt;' >the swap notional amount. By employing this strategy, the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > minimizes its exposure to volatility in LIBOR. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As part of this hedging strategy, the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > formally documents all relationships </font><font style='font-family:Times New Roman;font-size:10pt;' >between</font><font style='font-family:Times New Roman;font-size:10pt;' > hedging instruments and hedged items, as </font><font style='font-family:Times New Roman;font-size:10pt;' >the we</font><font style='font-family:Times New Roman;font-size:10pt;' >ll </font><font style='font-family:Times New Roman;font-size:10pt;' >as its risk-management objective and strategy for undertaking various hedging transactions. This process includes linking all derivatives that are designated as cash flow hedges to (</font><font style='font-family:Times New Roman;font-size:10pt;' >i</font><font style='font-family:Times New Roman;font-size:10pt;' >)&#160;specific assets and liabilities on the balance sheet or (ii)&#160;specific f</font><font style='font-family:Times New Roman;font-size:10pt;' >irm commitments or forecasted transactions. The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > also formally assesses (both at the hedge&#8217;s inception and on an ongoing basis) whether the derivatives that are used in hedging transactions have been highly effective in offsetting changes in the fai</font><font style='font-family:Times New Roman;font-size:10pt;' >r value or cash flows of hedged items and whether those derivatives may be expected to remain highly effective in future periods. The changes in fair value of the forward-settlement swaps are recorded in accumulated other comprehensive income to the extent</font><font style='font-family:Times New Roman;font-size:10pt;' > there is no significant ineffectiveness. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > discontinues hedge accounting prospectively when (</font><font style='font-family:Times New Roman;font-size:10pt;' >i</font><font style='font-family:Times New Roman;font-size:10pt;' >)&#160;it determines that the derivative is no longer effective in offsetting changes in the cash flows of a hedged item (including hedged items such as f</font><font style='font-family:Times New Roman;font-size:10pt;' >irm commitments or forecasted transactions); (ii)&#160;the derivative expires or is sold, terminated, or exercised; (iii)&#160;it is no longer probable that the forecasted transaction will occur; (iv)&#160;a hedged firm commitment no longer meets the definition of a firm</font><font style='font-family:Times New Roman;font-size:10pt;' > commitment; or (v)&#160;management determines that designating the derivative as a hedging instrument is no longer appropriate or desired. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s derivative activities are monitored by its Asset/Liability Management Committee which is also responsible</font><font style='font-family:Times New Roman;font-size:10pt;' > for approving hedging strategies that are developed through its analysis of data derived from financial simulation models and other internal and industry sources. The resulting hedging strategies are then incorporated into the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s overall interest r</font><font style='font-family:Times New Roman;font-size:10pt;' >ate risk-management.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Off-Balance Sheet Instruments </font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In the ordinary course of business, the Company enters into off-balance sheet instruments consisting of commitments to extend credit, further discussed </font><font style='font-family:Times New Roman;font-size:10pt;' >in Note&#160;</font><font style='font-family:Times New Roman;font-size:10pt;' >24</font><font style='font-family:Times New Roman;font-size:10pt;' > hereto</font><font style='font-family:Times New Roman;font-size:10pt;' >. Such financial instruments are</font><font style='font-family:Times New Roman;font-size:10pt;' > recorded in the financial statements when these are funded or related fees are incurred or received. The Company periodically evaluates the credit risks inherent in these commitments and establishes accruals for such risks if and when these are deemed nec</font><font style='font-family:Times New Roman;font-size:10pt;' >essary. </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' >
</font></p><p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Mortgage Banking Activities and Loans Held-For-Sale </font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The residential mortgage loans reported as held-for-sale are stated at the lower of cost or fair value, cost being determined on the outstanding loan balance less unearned income, and fair val</font><font style='font-family:Times New Roman;font-size:10pt;' >ue determined in the aggregate. Net unrealized losses are recognized through a valuation allowance by charges to income. Realized gains or losses on these loans are determined using the specific identification method. Loans held-for-sale include all confor</font><font style='font-family:Times New Roman;font-size:10pt;' >ming mortgage loans originated and purchased, which from time to time the Company sells to other financial institutions or securitizes conforming mortgage loans into GNMA, FNMA and FHLMC pass-through certificates. </font></p><p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Accounting for Transfers and Servicing of</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' > Financial Assets and Extinguishment of Liabilities </font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company recognizes the financial and servicing assets it controls and the liabilities it has incurred, derecognizes financial assets when control has been surrendered, and derecognizes liabilities wh</font><font style='font-family:Times New Roman;font-size:10pt;' >en extinguished. </font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company is not engaged in sales of mortgage loans and mortgage-backed securities subject to recourse provisions except for those provisions that allow for the repurchase of loans as a result of a breach of certain representations</font><font style='font-family:Times New Roman;font-size:10pt;' > and </font><font style='font-family:Times New Roman;font-size:10pt;' >warranties other than those related to the credit quality of the loans included in the sale transactions. </font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The transfer of an entire financial asset, a group of entire financial assets, or a participating</font><font style='font-family:Times New Roman;font-size:10pt;' > interest in an entire financial asset in which the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company surrenders control over the assets is accounted for as a sale if all of the following conditions set forth in Accounting Standards Codification (&quot;ASC&quot;) Topic 860 are met: (</font><font style='font-family:Times New Roman;font-size:10pt;' >i</font><font style='font-family:Times New Roman;font-size:10pt;' >)&#160;the assets must be isolated from creditors of the transferor, (ii)&#160;the tr</font><font style='font-family:Times New Roman;font-size:10pt;' >ansferee must obtain the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (iii)&#160;the transferor cannot maintain effective control over the transferred assets through an agreem</font><font style='font-family:Times New Roman;font-size:10pt;' >ent to repurchase them before their maturity. When the Company transfers financial assets and the transfer fails any one of these criteria, the Company is prevented from derecognizing the transferred financial assets and the transaction is accounted for as</font><font style='font-family:Times New Roman;font-size:10pt;' > a secured borrowing. For federal and Puerto Rico income tax purposes, the Company treats the transfers of loans which do not qualify as &#8220;true sales&#8221; under the applicable accounting guidance, as sales, recognizing a deferred tax asset or liability on the t</font><font style='font-family:Times New Roman;font-size:10pt;' >ransaction. For transfers of financial assets that satisfy the conditions to be accounted for as sales, the Company derecognizes all assets sold; recognizes all assets obtained and liabilities incurred in consideration as proceeds of the sale, including se</font><font style='font-family:Times New Roman;font-size:10pt;' >rvicing assets and servicing liabilities, if applicable; initially measures at fair value assets obtained and liabilities incurred in a sale; and recognizes in earnings any gain or loss on the sale. The guidance on transfer of financial assets requires a t</font><font style='font-family:Times New Roman;font-size:10pt;' >rue sale analysis of the treatment of the transfer under state law as if the Company was a debtor under the bankruptcy code. A true sale legal analysis includes several legally relevant factors, such as the intent of the parties, the nature and level of re</font><font style='font-family:Times New Roman;font-size:10pt;' >course to the transferor, and the nature of retained interests in the loans sold. The analytical conclusion as to a true sale is never absolute and unconditional, but contains qualifications based on the inherent equitable powers of a bankruptcy court, as </font><font style='font-family:Times New Roman;font-size:10pt;' >well as the unsettled state of the common law. Once the legal isolation test has been met, other factors concerning the nature and extent of the transferor&#8217;s control over the transferred assets are taken into account in order to determine whether </font><font style='font-family:Times New Roman;font-size:10pt;' >derecogni</font><font style='font-family:Times New Roman;font-size:10pt;' >tion</font><font style='font-family:Times New Roman;font-size:10pt;' > of assets is warranted. </font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When the Company sells or securitizes mortgage loans, it generally makes customary representations and warranties regarding the characteristics of the loans sold. Conforming conventional mortgage loans are combined into pools </font><font style='font-family:Times New Roman;font-size:10pt;' >which are exchanged for FNMA and GNMA mortgage-backed securities, which are generally sold to private investors, or sold directly to FNMA or other private investors for cash. To the extent the loans do not meet the specified characteristics, investors are </font><font style='font-family:Times New Roman;font-size:10pt;' >generally entitled to require the Company to repurchase such loans or indemnify the investor against losses if the assets do not meet certain guidelines. GNMA programs allow financial institutions to buy back individual delinquent mortgage loans that meet </font><font style='font-family:Times New Roman;font-size:10pt;' >certain criteria from the securitized loan pool for which the Company provides servicing. At the Company&#8217;s option and without GNMA prior authorization, the Company may repurchase such delinquent loans for an amount equal to 100% of the loan&#8217;s remaining pri</font><font style='font-family:Times New Roman;font-size:10pt;' >ncipal balance. This buy-back option is considered a conditional option until the delinquency criteria is met, at which time the option becomes unconditional. When the loans backing a GNMA security are initially securitized, the Company treats the transact</font><font style='font-family:Times New Roman;font-size:10pt;' >ion as a sale for accounting purposes because the conditional nature of the buy-back option means that the Company does not maintain effective control over the loans, and therefore these are derecognized from the statement of financial condition. When indi</font><font style='font-family:Times New Roman;font-size:10pt;' >vidual loans later meet GNMA&#8217;s specified delinquency criteria and are eligible for repurchase, the Company is deemed to have regained effective control over these loans, and these must be brought back onto the Company&#8217;s books as assets, regardless of wheth</font><font style='font-family:Times New Roman;font-size:10pt;' >er the Company intends to exercise the buy-back option. Quality review procedures are performed by the Company as required under the government agency programs to ensure that asset guideline qualifications are met</font><font style='font-family:Times New Roman;font-size:10pt;' >. The Company has not recorded any specific</font><font style='font-family:Times New Roman;font-size:10pt;' > contingent liability in the consolidated financial statements for these customary representation and warranties related to loans sold by the Company, and management believes that, based on historical data, the probability of payments and expected losses u</font><font style='font-family:Times New Roman;font-size:10pt;' >nder these representation and warranty arrangements is not significant.</font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >As part of the BBVAPR Acquisition, on December 18, 2012, the Company assumed a liability for residential mortgage loans sold by BBVAPR subject to credit recourse</font><font style='font-family:Times New Roman;font-size:10pt;' >, principally loans ass</font><font style='font-family:Times New Roman;font-size:10pt;' >ociated with FNMA residential mortgage loan sales and securitization programs</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >In the event of any customer default, pursuant to the credit recourse provided, the Company is required to repurchase the loan or reimburse the third party investor for the incu</font><font style='font-family:Times New Roman;font-size:10pt;' >rred loss. The maximum potential amount of future payments that the Company would be required to make under the recourse arrangements in the event of nonperformance by the borrowers is equivalent to the total outstanding balance of the residential mortgage</font><font style='font-family:Times New Roman;font-size:10pt;' > loans serviced with recourse and interest, if applicable. In the event of nonperformance by the borrower, the Company has rights to the underlying collateral securing the mortgage loan. The Company suffers ultimate losses on these loans when the proceeds </font><font style='font-family:Times New Roman;font-size:10pt;' >from a foreclosure sale of the property underlying a defaulted mortgage loan are less than the outstanding principal balance of the loan plus any uncollected interest advanced and the costs of holding and disposing the related property. The Company has est</font><font style='font-family:Times New Roman;font-size:10pt;' >ablished a liability to cover the estimated credit loss exposure related to loans sold with credit recourse.</font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The estimated losses to be absorbed under the credit recourse arrangements are recorded as a liability when the loans are sold or credit recourse i</font><font style='font-family:Times New Roman;font-size:10pt;' >s assumed as part of acquired servicing rights, and are </font><font style='font-family:Times New Roman;font-size:10pt;' >update</font><font style='font-family:Times New Roman;font-size:10pt;' >d by accruing or reversing expense (categorized in the line item </font><font style='font-family:Times New Roman;font-size:10pt;' >&quot;mortgage banking activities&quot; in the consolidated statements of operations</font><font style='font-family:Times New Roman;font-size:10pt;' >) throughout the life of the loan, as necessary, when a</font><font style='font-family:Times New Roman;font-size:10pt;' >dditional relevant information becomes available. The methodology used to estimate the recourse liability is a function of the recourse arrangements given and considers a variety of factors, which include actual defaults and historical loss experience, for</font><font style='font-family:Times New Roman;font-size:10pt;' >eclosure rate, estimated future defaults and the probability that a loan would be delinquent. Statistical methods are used to estimate the recourse liability. The expected loss, which represents the amount expected to be lost on a given loan, considers the</font><font style='font-family:Times New Roman;font-size:10pt;' > probability of default and loss severity. The probability of default represents the probability that a loan in good standing would become 90 days delinquent within the following twelve-month period. </font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Servicing Assets </font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company periodically sells or se</font><font style='font-family:Times New Roman;font-size:10pt;' >curitizes mortgage loans while retaining the obligation to perform the servicing of such loans. In addition, the Company may purchase or assume the right to service mortgage loans originated by others. Whenever the Company undertakes an obligation to servi</font><font style='font-family:Times New Roman;font-size:10pt;' >ce a loan, management assesses whether a servicing asset and/or liability should be recognized. A servicing asset is recognized whenever the compensation for servicing is expected to more than adequately compensate the Company for servicing the loans. Like</font><font style='font-family:Times New Roman;font-size:10pt;' >wise, a servicing liability would be recognized in the event that servicing fees to be received are not expected to adequately compensate the Company for its expected cost. </font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >All separately recognized servicing assets are recognized at fair value using the </font><font style='font-family:Times New Roman;font-size:10pt;' >fair value measurement method. Under the fair value measurement method, the Company measures servicing rights at fair value at each reporting date and reports changes in fair value of servicing asset in the statement of operations in the period in which th</font><font style='font-family:Times New Roman;font-size:10pt;' >e changes occur, and includes these changes, if any, with mortgage banking activities in the consolidated statement of operations. The fair value of servicing rights is subject to fluctuations as a result of changes in estimated and actual prepayment speed</font><font style='font-family:Times New Roman;font-size:10pt;' >s and default rates and losses. </font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The fair value of servicing rights is estimated by using a cash flow valuation model which calculates the present value of estimated future net servicing cash flows, taking into consideration actual and expected loan prepay</font><font style='font-family:Times New Roman;font-size:10pt;' >ment rates, discount rates, servicing costs, and other economic </font><font style='font-family:Times New Roman;font-size:10pt;' >factors, which are determined based on current market conditions. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Loans and Leases</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:12.2pt;' >Originated</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' > and Other</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' > Loans and Leases</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' > Held in Portfolio</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Loans the Company</font><font style='font-family:Times New Roman;font-size:10pt;' > originates and intends to hold in portfolio are stated at the principal amount outstanding, adjusted for unamortized deferred fees and costs which are amortized to interest income over the expected life of the loan using the interest method. The Company d</font><font style='font-family:Times New Roman;font-size:10pt;' >iscontinues accrual of interest on originated loans after payments become more than </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >90 days</font><font style='font-family:Times New Roman;font-size:10pt;' > past due or earlier if the Company does not expect the full collection of principal or interest. The delinquency status is based upon the contractual terms of the l</font><font style='font-family:Times New Roman;font-size:10pt;' >oans.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Loans for which the recognition of interest income has been discontinued are designated as non-accruing. Collections are accounted for on the cash method thereafter, until qualifying to return to accrual status. Such loans are not reinstated to acc</font><font style='font-family:Times New Roman;font-size:10pt;' >rual status until interest is received on a current basis and other factors indicative of doubtful collection cease to exist.  The determination as to the ultimate collectability of the loan&#8217;s balance may involve management&#8217;s judgment in the evaluation of </font><font style='font-family:Times New Roman;font-size:10pt;' >the borrower&#8217;s financial condition and prospects for repayment.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company follows a systematic methodology to establish and evaluate the adequacy of the allowance for loan and lease losses to provide for inherent losses in the loan portfolio. This metho</font><font style='font-family:Times New Roman;font-size:10pt;' >dology includes the consideration of factors such as economic conditions, portfolio risk characteristics, prior loss experience, and results of periodic credit reviews of individual loans. The provision for loan and lease losses charged to current operatio</font><font style='font-family:Times New Roman;font-size:10pt;' >ns is based on such methodology. Loan and lease losses are charged and recoveries are credited to the allowance for loan and lease losses on originated and other loans. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Larger commercial loans that exhibit potential or observed credit weaknesses are subj</font><font style='font-family:Times New Roman;font-size:10pt;' >ect to individual review and grading. Where appropriate, allowances are allocated to individual loans based on management&#8217;s estimate of the borrower&#8217;s ability to repay the loan given the availability of collateral, other sources of cash flow, and legal opt</font><font style='font-family:Times New Roman;font-size:10pt;' >ions available to the Company. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Included in the review of individual loans are those that are impaired. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled pa</font><font style='font-family:Times New Roman;font-size:10pt;' >yments of principal or interest when due according to the contractual terms of the loan agreement. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, or as a practical expe</font><font style='font-family:Times New Roman;font-size:10pt;' >dient, at the observable market price of the loan or the fair value of the collateral, if the loan is collateral dependent. Loans are individually evaluated for impairment, except large groups of small balance homogeneous loans that are collectively evalua</font><font style='font-family:Times New Roman;font-size:10pt;' >ted for impairment and loans that are recorded at fair value or at the lower of cost or fair value. The Company measures for impairment all commercial loans over $250 thousand (</font><font style='font-family:Times New Roman;font-size:10pt;' >i</font><font style='font-family:Times New Roman;font-size:10pt;' >) that are either over 90 days past due or adversely classified, or (ii) when </font><font style='font-family:Times New Roman;font-size:10pt;' >deemed necessary by management </font><font style='font-family:Times New Roman;font-size:10pt;' >or because the loan is a</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >troubled debt restructuring (&quot;TDR&quot;)</font><font style='font-family:Times New Roman;font-size:10pt;' >. The portfolios of mortgage loans, auto and leasing, and consumer loans are considered homogeneous and are evaluated collectively for impairment. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company uses</font><font style='font-family:Times New Roman;font-size:10pt;' > a rating system to apply an overall allowance percentage to each originated and other loan portfolio segment based on historical credit losses adjusted for current conditions and trends. The historical loss experience is determined by portfolio segment an</font><font style='font-family:Times New Roman;font-size:10pt;' >d is based on the actual loss history experienced by the Company over a determined look back period for each segment. The actual loss factor is adjusted by the appropriate loss emergence period as calculated for each portfolio. Then, the adjusted loss expe</font><font style='font-family:Times New Roman;font-size:10pt;' >rience is supplemented with other qualitative factors based on the risks present for each portfolio segment. These qualitative factors include consideration of the following: the credit grading assigned to commercial loans; levels of and trends in delinque</font><font style='font-family:Times New Roman;font-size:10pt;' >ncies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience</font><font style='font-family:Times New Roman;font-size:10pt;' >, ability, and depth of lending management and other relevant staff, including the bank&#8217;s loan review system as graded by regulatory agencies in their last examination; local economic trends and conditions; industry conditions; effects of external factors </font><font style='font-family:Times New Roman;font-size:10pt;' >such as competition and regulatory requirements on the level of estimated credit losses in the current portfolio; and effects of changes in credit concentrations and collateral value.  Additional impact from the historical loss experience is applied based </font><font style='font-family:Times New Roman;font-size:10pt;' >on levels of delinquency and loan classification, and for the auto loan portfolio by FICO score</font><font style='font-family:Times New Roman;font-size:10pt;' >, and origination date for the mortgage loan portfolio</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >At origination, a determination is made whether a loan will be held in our portfolio or is intended for</font><font style='font-family:Times New Roman;font-size:10pt;' > sale in the secondary market. Loans that will be held in the Company&#8217;s portfolio are carried at amortized cost. Residential mortgage loans held for sale are recorded at the lower of the aggregate cost or market value (&#8220;LOCOM&#8221;).</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' >Acquired Loans and Leases</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Loans that the Company acquire</font><font style='font-family:Times New Roman;font-size:10pt;' >s</font><font style='font-family:Times New Roman;font-size:10pt;' > in acquisitions are recorded at fair value with no carryover of the related allowance for loan losses. Determining the fair value of the loans involves estimating the amount and timing of principal and interest cash flows e</font><font style='font-family:Times New Roman;font-size:10pt;' >xpected to be collected on the loans and discounting those cash flows at a market rate of interest.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company has acquired loans in </font><font style='font-family:Times New Roman;font-size:10pt;' >two</font><font style='font-family:Times New Roman;font-size:10pt;' > separate acquisitions, the BBVAPR Acquisition in December 2012 and the FDIC-assisted </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' > acquisition in April 20</font><font style='font-family:Times New Roman;font-size:10pt;' >10. For each acquisition, the Company considered the following factors as indicators that an acquired loan had evidence of deterioration in credit quality and was therefore in the scope of ASC 310-30:</font></p><ul><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Loans that were 90 days or more past due,</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Loans that ha</font><font style='font-family:Times New Roman;font-size:10pt;' >d an internal risk rating of substandard or worse. Substandard is consistent with regulatory definitions and is defined as having a well-defined weakness that jeopardizes liquidation of the loan,</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Loans that were classified as nonaccrual by the acquired ban</font><font style='font-family:Times New Roman;font-size:10pt;' >k at the time of acquisition, and</font></li><li style='list-style:disc;text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >Loans that had been previously modified in a troubled debt restructuring.</font></li></ul><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Any acquired loans that were not individually in the scope of ASC 310-30 because they did not meet the criteria above were either (</font><font style='font-family:Times New Roman;font-size:10pt;' >i</font><font style='font-family:Times New Roman;font-size:10pt;' >) pooled into </font><font style='font-family:Times New Roman;font-size:10pt;' >groups of similar loans based on the borrower type, loan purpose, and collateral type and accounted for under ASC 310-30 by analogy or (ii) a</font><font style='font-family:Times New Roman;font-size:10pt;' >ccounted for under ASC 310-20 (n</font><font style='font-family:Times New Roman;font-size:10pt;' >on-refundable fees and other costs).</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' >Acquired Loans Accounted </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >for </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >under ASC 310-20</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' > (loans with revolving feature and/or acquired at a premium)</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Revolving credit facilities such as credit cards, retail and commercial lines of credit and floor plans which are specifically scoped out of ASC 310-30 are accounted for under the provisions of </font><font style='font-family:Times New Roman;font-size:10pt;' >ASC 310-20.  Also, performing auto loans with FICO scores over 660 acquired at a premium in the BBVAPR Acquisition</font><font style='font-family:Times New Roman;font-size:10pt;' > are accounted for under this guidance.  Auto loans with FICO scores below 660 were acquired at a discount and are accounted for under the pro</font><font style='font-family:Times New Roman;font-size:10pt;' >visions of ASC 310-30.  The provisions of ASC 310-20 require that any differences between the contractually required loan payments in excess of the Company&#8217;s initial investment in the loans be accreted into interest income on a level-yield basis over the l</font><font style='font-family:Times New Roman;font-size:10pt;' >ife of the loan. Loans acquired in the BBVAPR Acquisition that were accounted for under the provisions of ASC 310-20 which had fully amortized their premium or discount, recorded at the date of acquisition, are removed from the acquired loan category. Loan</font><font style='font-family:Times New Roman;font-size:10pt;' >s accounted for under ASC 310-20 are placed on non-accrual status when past due in accordance with the Company&#8217;s non-accruing policy and any accretion of discount is discontinued. These assets were recorded at estimated fair value on their acquisition date</font><font style='font-family:Times New Roman;font-size:10pt;' >, incorporating an estimate of future expected cash flows. Such fair value includes a credit discount which accounts for expected loan losses over the estimated life of these loans. Management takes into consideration this credit discount when determining </font><font style='font-family:Times New Roman;font-size:10pt;' >the necessary allowance for acquired loans that are accounted for under the provisions of ASC 310-20. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The allowance for loan and lease losses model for acquired loans accounted for under ASC 310-20 is the same as for the originated and other loan portfol</font><font style='font-family:Times New Roman;font-size:10pt;' >io.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' >Acquired Loans Accounted </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >under ASC 310-30 (including those accounted for under ASC 310-30 by analogy)</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' > </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company performed a fair market valuation of each of the loan pools, and each pool was recorded at a discount. The Company determined that at </font><font style='font-family:Times New Roman;font-size:10pt;' >least part of the discount on the acquired individual or pools of loans was attributable to credit quality by reference to the valuation model used to estimate the fair value of these pools of loans. The valuation model incorporated lifetime expected credi</font><font style='font-family:Times New Roman;font-size:10pt;' >t losses into the loans&#8217; fair valuation in consideration of factors such as evidence of credit deterioration since origination and the amounts of contractually required principal and interest that the Company did not expect to collect as of the acquisition</font><font style='font-family:Times New Roman;font-size:10pt;' > date. Based on the guidance included in the December 18, 2009 letter from the AICPA Depository Institutions Panel to the Office of the Chief Accountant of the SEC, the Company has made an accounting policy election to apply ASC 310-30 by analogy to all of</font><font style='font-family:Times New Roman;font-size:10pt;' > these acquired pools of loans as they all (</font><font style='font-family:Times New Roman;font-size:10pt;' >i</font><font style='font-family:Times New Roman;font-size:10pt;' >) were acquired in a business combination or asset purchase, (ii) resulted in recognition of a discount attributable, at least in part, to credit quality; and (iii) were not subsequently accounted for at fair va</font><font style='font-family:Times New Roman;font-size:10pt;' >lue.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The excess of expected cash flows from acquired loans over the estimated fair value of acquired loans at acquisition is referred to as the </font><font style='font-family:Times New Roman;font-size:10pt;' >accretable</font><font style='font-family:Times New Roman;font-size:10pt;' > discount and is recognized into interest income over the remaining life of the acquired loans using </font><font style='font-family:Times New Roman;font-size:10pt;' >the interest method. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is referred to as the </font><font style='font-family:Times New Roman;font-size:10pt;' >nonaccretable</font><font style='font-family:Times New Roman;font-size:10pt;' > discount. The </font><font style='font-family:Times New Roman;font-size:10pt;' >nonaccretable</font><font style='font-family:Times New Roman;font-size:10pt;' > discount represents estimated future credi</font><font style='font-family:Times New Roman;font-size:10pt;' >t losses expected to be incurred over the life of the acquired loans. Subsequent decreases to the expected cash flows require the Company to evaluate the need for an addition to the allowance for loan losses. Subsequent improvements in expected cash flows </font><font style='font-family:Times New Roman;font-size:10pt;' >result in the reversal of the associated allowance for loan losses, if any and the reversal of a corresponding amount of the </font><font style='font-family:Times New Roman;font-size:10pt;' >nonaccretable</font><font style='font-family:Times New Roman;font-size:10pt;' > discount which the Company then reclassifies as </font><font style='font-family:Times New Roman;font-size:10pt;' >accretable</font><font style='font-family:Times New Roman;font-size:10pt;' > discount that is recognized into interest income over the </font><font style='font-family:Times New Roman;font-size:10pt;' >remaining life of the loan using the interest method. The Company&#8217;s evaluation of the amount of future cash flows that it expects to collect takes into account actual credit performance of the acquired loans to date and the Company&#8217;s best estimates for the</font><font style='font-family:Times New Roman;font-size:10pt;' > expected lifetime credit performance of the loans using currently available information. Charge-offs of the principal amount on acquired loans would be first applied to the </font><font style='font-family:Times New Roman;font-size:10pt;' >nonaccretable</font><font style='font-family:Times New Roman;font-size:10pt;' > discount portion of the fair value adjustment. To the extent that th</font><font style='font-family:Times New Roman;font-size:10pt;' >e Company experiences deterioration in credit quality in its expected cash flows subsequent to the acquisition of the loans; an allowance for loan losses is established based on the estimate of future credit losses over the remaining life of the loans.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In</font><font style='font-family:Times New Roman;font-size:10pt;' > accordance with ASC 310-30, recognition of income is dependent on having a reasonable expectation about the timing and amount of cash flows expected to be collected. The Company performs such an evaluation on a quarterly basis on both its acquired loans i</font><font style='font-family:Times New Roman;font-size:10pt;' >ndividually accounted for under ASC 310-30 and those in pools accounted for under ASC 310-30 by analogy. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >
</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Cash flows for acquired loans individually accounted for under ASC 310-30 are estimated on a quarterly basis. Based on this evaluation, a determina</font><font style='font-family:Times New Roman;font-size:10pt;' >tion is made as to whether or not the Company has a reasonable expectation about the timing and amount of cash flows. Such an expectation includes cash flows from normal customer repayment, collateral value, foreclosure or other collection efforts. Cash fl</font><font style='font-family:Times New Roman;font-size:10pt;' >ows for acquired loans accounted for on a pooled basis under ASC 310-30 by analogy are also estimated on a quarterly basis. For residential real estate, home equity and other consumer loans, cash flow loss estimates are calculated based on a model that inc</font><font style='font-family:Times New Roman;font-size:10pt;' >orporates a projected probability of default and loss. For commercial loans, lifetime loss rates are assigned to each pool with consideration given for pool make-up, including risk rating profile. Lifetime loss rates are developed from internally generated</font><font style='font-family:Times New Roman;font-size:10pt;' > historical loss data and are applied to each pool. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >To the extent that the Company cannot reasonably estimate cash flows, interest income recognition is discontinued. The unit of account for loans in pools accounted for under ASC 310-30 by analogy is the</font><font style='font-family:Times New Roman;font-size:10pt;' > pool of loans. Accordingly, as long as the Company can reasonably estimate cash flows for the pool as a whole, </font><font style='font-family:Times New Roman;font-size:10pt;' >accretable</font><font style='font-family:Times New Roman;font-size:10pt;' > yield on the pool is recognized and all individual loans within the pool - even those more than </font><font style='font-family:Times New Roman;font-size:10pt;' >90 days</font><font style='font-family:Times New Roman;font-size:10pt;' > past due - would be considere</font><font style='font-family:Times New Roman;font-size:10pt;' >d to be accruing interest in the Company&#8217;s financial statement disclosures, regardless of whether or not the Company expects any principal or interest cash flows on an individual loan </font><font style='font-family:Times New Roman;font-size:10pt;' >90 days</font><font style='font-family:Times New Roman;font-size:10pt;' > or more past due.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Because of the loss protection provided by th</font><font style='font-family:Times New Roman;font-size:10pt;' >e FDIC, the risk of the loans acquired in the FDIC-assisted </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' > acquisition that are covered under the FDIC shared-loss agreements are significantly different from loans not covered under the FDIC shared-loss agreement. These loans are referred to as </font><font style='font-family:Times New Roman;font-size:10pt;' >&quot;covered loans&quot;. The FDIC shared-loss agreement related to the commercial and other non-single family acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' > loans expired on June 30, 2015. The coverage for single-family residential loans will expire on June 30, 2020. Covered loans are no long</font><font style='font-family:Times New Roman;font-size:10pt;' >er a material amount. Therefore, the Company changed its current and prior year loan disclosures.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Covered loans are accounted for under ASC 310-30. To the extent credit deterioration occurs after the date of acquisition, the Company will record an allowan</font><font style='font-family:Times New Roman;font-size:10pt;' >ce for loan and lease losses and an increase in the FDIC shared-loss indemnification asset for the expected reimbursement from the FDIC under the shared-loss agreement.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Allowance for Loan and Lease Losses</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' > for Originated and Acquired BBVAPR Loans and Leases</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company follows a systematic methodology to establish and evaluate the adequacy of the allowance for loan and lease losses to provide for inherent losses in loan portfolio. This methodology includes</font><font style='font-family:Times New Roman;font-size:10pt;' > the consideration of factors such as economic conditions, portfolio risk characteristics, prior loss experience, and results of periodic credit reviews of individual loans. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The loss factor used for the general reserve of these loans is established consi</font><font style='font-family:Times New Roman;font-size:10pt;' >dering the Bank&#39;s historical loss experience adjusted for an estimated loss emergence period and the consideration of environmental factors. Environmental factors considered are: change in non-performing loans; migration in classification; trends in charge</font><font style='font-family:Times New Roman;font-size:10pt;' > offs; trends in volume of loans; changes in collateral values; changes in risk selections and underwriting standards, and other changes in lending policies, procedures and practices; experience, ability and depth of lending management and other relevant s</font><font style='font-family:Times New Roman;font-size:10pt;' >taff, including the Company&#8217;s loan review system; national and local economic trends and industry conditions; and effect of external factors such as competition and regulatory requirements on the level of estimated credit losses. The sum of the adjusted lo</font><font style='font-family:Times New Roman;font-size:10pt;' >ss experience factors and the environmental factors will be the general valuation reserve (&#8220;GVA&#8221;) factor to be used for the determination of the allowance for loan and lease losses in each category. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As part of the Company&#8217;s continuous enhancement to the </font><font style='font-family:Times New Roman;font-size:10pt;' >allowance for loan and lease losses methodology, during the year 2015 the following assumptions were reviewed:</font></p><p style='text-align:left;line-height:12pt;' ></p><ul><li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >An assessment of the look-back period and historical loss factor was performed for all portfolio segments.  The analysis was based on the trends</font><font style='font-family:Times New Roman;font-size:10pt;' > observed and their relation with the economic cycle as of the period of the analysis.  As a result, for the commercial portfolio, the look-back period was changed to 36 months from the previously determined 12 months.  For auto, leasing and consumer, a lo</font><font style='font-family:Times New Roman;font-size:10pt;' >ok back period of 24 months was maintained.&#160;The Residential Mortgages Portfolio, was evaluated during </font><font style='font-family:Times New Roman;font-size:10pt;' >the fourth quarter of 2</font><font style='font-family:Times New Roman;font-size:10pt;' >015.  For this portfolio, a 12 month look back period was maintained as management concluded that given the charge off evolution</font><font style='font-family:Times New Roman;font-size:10pt;' >,</font><font style='font-family:Times New Roman;font-size:10pt;' > a</font><font style='font-family:Times New Roman;font-size:10pt;' > shorter period of losses is more representative of the recent trends and more accurate in predicting future losses</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></li></ul><p style='text-align:left;line-height:12pt;' ></p><ul><li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >During the quarter ended June 30, 2015, an assessment of environmental factors was performed for commercial, auto, and consumer portfolios</font><font style='font-family:Times New Roman;font-size:10pt;' >. As a result, the environmental factors continue to reflect our assessment of the impact to our portfolio, taking into consideration the </font><font style='font-family:Times New Roman;font-size:10pt;' >current evolution of the portfolio and expected impact, due to recent economic developments, changes in values of coll</font><font style='font-family:Times New Roman;font-size:10pt;' >ateral and delinquencies, among others. </font></li></ul><p style='text-align:left;line-height:12pt;' ></p><ul><li style='text-align:left;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >During fourth quarter the loss </font><font style='font-family:Times New Roman;font-size:10pt;' >realization</font><font style='font-family:Times New Roman;font-size:10pt;' > period</font><font style='font-family:Times New Roman;font-size:10pt;' > was revised to 1.60 years for commercial real estate, other portfolios remained at 1 year. </font></li></ul><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >These changes in the allowance for loan and lease losses&#8217; look back per</font><font style='font-family:Times New Roman;font-size:10pt;' >iod and loss emergence period for the commercial portfolios are considered a change in accounting estimate as per ASC 250-10 provisions, where adjustments </font><font style='font-family:Times New Roman;font-size:10pt;' >are</font><font style='font-family:Times New Roman;font-size:10pt;' > made prospectively.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' >Originated and Other Loans and Leases Held for </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >Investment and</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' > </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >Acquired Loans</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' > Accounted for under ASC 310-20 (Loans with revolving feature and/or acquired at a premium)</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company determines the allowance for loan and lease losses by portfolio segment, which consist of mortgage loans, commercial loans, consumer loans, and auto an</font><font style='font-family:Times New Roman;font-size:10pt;' >d leasing, as follows:</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' >Mortgage loans: These loans are divided into four classes: traditional mortgages, non-traditional mortgages, loans in loan modification programs and home equity secured personal loans. Traditional mortgage loans include loans secure</font><font style='font-family:Times New Roman;font-size:10pt;' >d by a dwelling, fixed coupons and regular amortization schedules. Non-traditional mortgages include loans with interest-first amortization schedules and loans with balloon considerations as part of their terms. Mortgages in loan modification programs are </font><font style='font-family:Times New Roman;font-size:10pt;' >loans that are being serviced under such programs. Home equity loans are mainly equity lines of credit. The allowance factor on these loans is impacted by the adjusted historical loss factors on the sub-segments and the environmental risk factors described</font><font style='font-family:Times New Roman;font-size:10pt;' > above and by delinquency buckets.  The traditional mortgage loan portfolio is further segregated by vintages and then by delinquency buckets.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' >Commercial loans:  The commercial portfolio is segmented by business line (corporate, institutional, middle mark</font><font style='font-family:Times New Roman;font-size:10pt;' >et, corporate retail, floor plan, and real estate) and by collateral type (secured by real estate and other commercial and industrial assets). The loss factor used for the GVA of these loans is established considering the Bank&#39;s past thirty six month histo</font><font style='font-family:Times New Roman;font-size:10pt;' >rical loss experience of each segment adjusted for the loss realization period and the consideration of environmental factors. The sum of the adjusted loss experience and the environmental factors is the GVA factor used for the determination of the allowan</font><font style='font-family:Times New Roman;font-size:10pt;' >ce for loan and lease losses on each category. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' >Consumer loans: The consumer portfolio consists of smaller retail loans such as retail credit cards, overdrafts, unsecured personal lines of credit, and personal unsecured loans. The allowance factor, </font><font style='font-family:Times New Roman;font-size:10pt;' >consisting of the adjusted historical loss factor and the environmental risk factors, will be calculated for each sub-class of loans by delinquency bucket.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' >Auto and </font><font style='font-family:Times New Roman;font-size:10pt;' >Leasing: The</font><font style='font-family:Times New Roman;font-size:10pt;' > auto and leasing portfolio consists of</font><font style='font-family:Times New Roman;font-size:10pt;' > financing for the purchase of new or u</font><font style='font-family:Times New Roman;font-size:10pt;' >sed motor vehicles for private or public use. These loans are granted mainly through dealers authorized and</font><font style='font-family:Times New Roman;font-size:10pt;' > approved by the auto department credit committee of the Bank. In addition, this segment includes personal loans guaranteed by vehicles in the form o</font><font style='font-family:Times New Roman;font-size:10pt;' >f lease financing. The allowance factor on the auto and leasing portfolio is impacted by the adjusted historical loss factor and the environmental risk factors.  For the determination of the allowance factor, the portfolio is segmented by FICO </font><font style='font-family:Times New Roman;font-size:10pt;' >score, which</font><font style='font-family:Times New Roman;font-size:10pt;' > is </font><font style='font-family:Times New Roman;font-size:10pt;' >update</font><font style='font-family:Times New Roman;font-size:10pt;' >d on a quarterly basis and</font><font style='font-family:Times New Roman;font-size:10pt;' > then by delinquency bucket.  </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:4.5pt;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company establishes its allowance for loan losses through a provision for credit losses based on our evaluation of the credit quality of the loan portfolio. This evaluation, which inc</font><font style='font-family:Times New Roman;font-size:10pt;' >ludes a review of loans on which full collectability may not be reasonably assured, considers, among other matters, the estimated fair value of the underlying collateral, economic conditions, historical net loan loss experience, and other factors that warr</font><font style='font-family:Times New Roman;font-size:10pt;' >ant recognition in determining our allowance for loan losses. The Company continues to monitor and modify the level of the allowance for loan losses to ensure it is adequate to cover losses inherent in our loan portfolio. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Our allowance for loan losses co</font><font style='font-family:Times New Roman;font-size:10pt;' >nsists of the following elements: (</font><font style='font-family:Times New Roman;font-size:10pt;' >i</font><font style='font-family:Times New Roman;font-size:10pt;' >) specific valuation allowances based on probable losses on specifically identified impaired loans; and (ii) valuation allowances based on net historical loan loss experience for similar loans with similar inherent risk </font><font style='font-family:Times New Roman;font-size:10pt;' >characteristics and performance trends, adjusted, as appropriate, for qualitative risk factors specific to respective loan types.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >
</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >When current information and events indicate that it is probable that we will be unable to collect all amounts of principal</font><font style='font-family:Times New Roman;font-size:10pt;' > and interest due under the original terms of a business or commercial real estate loan greater than $</font><font style='font-family:Times New Roman;font-size:10pt;' >250 thousand</font><font style='font-family:Times New Roman;font-size:10pt;' >, such loan will be classified as impaired. Additionally, all loans modified in a TDR are considered impaired. The need for specific valuation</font><font style='font-family:Times New Roman;font-size:10pt;' > allowances are determined for impaired loans and recorded as necessary. For impaired loans, we consider the fair value of the underlying collateral, less estimated costs to sell, if the loan is collateral dependent, or we use the present value of estimate</font><font style='font-family:Times New Roman;font-size:10pt;' >d future cash flows in determining the estimates of impairment and any related allowance for loan losses for these loans. Confirmed losses are charged off immediately. Prior to a loan becoming impaired, we typically would obtain an appraisal through our in</font><font style='font-family:Times New Roman;font-size:10pt;' >ternal loan grading process to use as the basis for the fair value of the underlying collateral.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Loan loss ratios and credit risk categories, for commercial loans, are updated at least quarterly and are applied in the context of GAAP Management uses curre</font><font style='font-family:Times New Roman;font-size:10pt;' >nt available information in estimating possible loan and lease losses, factors beyond the Company&#8217;s control, such as those affecting general economic conditions, may require future changes to the allowance.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' >Acquired Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy) </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For our acquired loans accounted for under ASC 310-30, our allowance for loan losses is estimated based upon our expected cash flows for these loans</font><font style='font-family:Times New Roman;font-size:10pt;' >. To the extent that we experience a deterioration in borrower credit quality resulting in a decrease in the net present value of our expected cash flows (which are used as a proxy to identify probable incurred losses) subsequent to the acquisition of the </font><font style='font-family:Times New Roman;font-size:10pt;' >loans, an allowance for loan losses is established based on our estimate of future credit losses over the remaining life of the loans.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Acquired loans accounted for under ASC Subtopic 310-30 are not considered non-performing and continue to have an </font><font style='font-family:Times New Roman;font-size:10pt;' >accreta</font><font style='font-family:Times New Roman;font-size:10pt;' >ble</font><font style='font-family:Times New Roman;font-size:10pt;' > yield as long as there is a reasonable expectation about the timing and amount of cash flows expected to be collected. Also, loans charged-off against the non-</font><font style='font-family:Times New Roman;font-size:10pt;' >accretable</font><font style='font-family:Times New Roman;font-size:10pt;' > difference established in purchase accounting are not reported as charge-offs. Cha</font><font style='font-family:Times New Roman;font-size:10pt;' >rge-offs on loans accounted under ASC Subtopic 310-30 are recorded only to the extent that losses exceed the non-</font><font style='font-family:Times New Roman;font-size:10pt;' >accretable</font><font style='font-family:Times New Roman;font-size:10pt;' > difference established with purchase accounting. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Covered loans are accounted for under ASC 310-30 and our policy is consistent wit</font><font style='font-family:Times New Roman;font-size:10pt;' >h our policy for non-covered acquired loans. For covered loans, the portion of the loss reimbursable from the FDIC is recorded as an offset to the provision for credit losses and increases the FDIC shared-loss indemnification asset.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Lease </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' >Financing </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The</font><font style='font-family:Times New Roman;font-size:10pt;' > Company leases vehicles for personal and commercial use to individual and corporate customers. The direct finance lease method of accounting is used to recognize revenue on leasing contracts that meet the criteria specified in the guidance for leases in A</font><font style='font-family:Times New Roman;font-size:10pt;' >SC Topic 840. Aggregate rentals due over the term of the leases, less unearned income, are included in lease financing contracts receivable. Unearned income is amortized using a method over the average life of the leases as an adjustment to the interest yi</font><font style='font-family:Times New Roman;font-size:10pt;' >eld. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Troubled Debt Restructuring</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' > </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >A</font><font style='font-family:Times New Roman;font-size:10pt;' > TDR is the restructuring of a receivable in which the Company, as creditor, grants a concession for legal or economic reasons due to the debtor&#8217;s financial difficulties. A concession is granted when, as a result of the restructuring, the Company does not </font><font style='font-family:Times New Roman;font-size:10pt;' >expect to collect all amounts due, including interest accrued at the original contract rate. These concessions may include a reduction of the interest rate, principal or accrued interest, extension of the maturity date or other actions intended to minimize</font><font style='font-family:Times New Roman;font-size:10pt;' > potential losses. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >To assess whether the debtor is having financial difficulties, the Company evaluates whether it is probable that the debtor will default on any of its debt in the foreseeable future. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Receivables that are restructured in a TDR are pre</font><font style='font-family:Times New Roman;font-size:10pt;' >sumed to be impaired and are subject to a specific impairment-measurement method. If the payment of principal at original maturity is primarily dependent on the value of collateral, the Company considers the current value of that collateral in determining </font><font style='font-family:Times New Roman;font-size:10pt;' >whether the principal will be paid. For non-collateral dependent loans, the specific reserve is calculated based on the present value of expected cash flows discounted at the loan&#8217;s effective interest rate. An accruing loan that is modified in a TDR can re</font><font style='font-family:Times New Roman;font-size:10pt;' >main in accrual status if, based on a current, well-documented credit analysis, collection of principal and interest in accordance with the modified terms is reasonably assured, and the borrower has demonstrated sustained historical repayment performance f</font><font style='font-family:Times New Roman;font-size:10pt;' >or a reasonable period before the modification. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Reserve for Unfunded Commitments </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The reserve for unfunded commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to unfunded credit facil</font><font style='font-family:Times New Roman;font-size:10pt;' >ities and is included in other liabilities in the consolidated statements of financial condition. The determination of the adequacy of the reserve is based upon an evaluation of the unfunded credit facilities. Net adjustments to the reserve for unfunded co</font><font style='font-family:Times New Roman;font-size:10pt;' >mmitments are included in other operating expenses in the consolidated statements of operations.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >FDIC Indemnification Asset</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' > and True-up Payment Obligation</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' > </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The FDIC indemnification asset is accounted for and measured separately from the covered loans acq</font><font style='font-family:Times New Roman;font-size:10pt;' >uired in the FDIC-assisted acquisition as it is not contractually embedded in any of the covered loans. The indemnification asset related to estimated future loan and lease losses is not transferable should the Company sell a loan prior to foreclosure or m</font><font style='font-family:Times New Roman;font-size:10pt;' >aturity. The indemnification asset was recorded at fair value at the acquisition date and represents the present value of the estimated cash payments expected to be received from the FDIC for future losses on covered assets based on the credit adjustment e</font><font style='font-family:Times New Roman;font-size:10pt;' >stimated for each covered asset and the shared-loss percentages. This balance also includes incurred expenses under the shared-loss agreements. These cash flows are then discounted at a market-based rate to reflect the uncertainty of the timing and receipt</font><font style='font-family:Times New Roman;font-size:10pt;' > of the shared-loss reimbursements from the FDIC. The amount ultimately collected for this asset is dependent upon the performance of the underlying covered assets, the passage of time, the proper submission of claims to the FDIC and compliance with the ob</font><font style='font-family:Times New Roman;font-size:10pt;' >ligations set forth in the FDIC shared-loss agreements. The time value of money incorporated into the present value computation is accreted into earnings over the shorter of the life of the shared-loss agreements or the holding period of the covered assets</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The FDIC indemnification asset is reduced as losses are recognized on covered loans </font><font style='font-family:Times New Roman;font-size:10pt;' >and foreclosed real estate </font><font style='font-family:Times New Roman;font-size:10pt;' >and shared-loss payments are received from the FDIC. Realized credit losses in excess of acquisition-date estimates result in an increase in </font><font style='font-family:Times New Roman;font-size:10pt;' >the FDIC indemnification asset. Conversely, if </font><font style='font-family:Times New Roman;font-size:10pt;' >realized credit losses are less than acquisition-date estimates, the FDIC indemnification asset is amortized through the term of the shared-loss agreements.</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Depending on the timing of claims and covered asset </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >resolution, the Company could also have owed payments to the FDIC for the recovery of prior claims. The liability</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > for these payments is recorded in other liabilities in the consolidated statements of financial condition until cash is paid to the FDIC.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Th</font><font style='font-family:Times New Roman;font-size:10pt;' >e true-up payment obligation associated with the loss share agreements is accounted for at fair value in accordance with ASC Section 805-30-25-6 as it is considered contingent consideration. The true-up payment obligation is included as part of other liabi</font><font style='font-family:Times New Roman;font-size:10pt;' >lities in the consolidated statements of financial condition. Any changes in the carrying value of the obligation are included in the category of FDIC loss share income (expense) in the consolidated statements of operations</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Goodwill and Intangible Assets</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company records the excess of the cost of acquired entities over the fair value of identifiable tangible and intangible assets acquired less the fair value of liabilities assumed as goodwill. The Company amortizes the acquired identifiable intangible</font><font style='font-family:Times New Roman;font-size:10pt;' > assets with definite useful economic lives over their useful economic life utilizing an accelerated amortization method. On a periodic basis, the Company assesses whether events or changes in circumstances indicate that the carrying amounts of the Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s core deposit and other intangible assets may be impaired. The Company does not amortize goodwill or any acquired identifiable intangible assets with an indefinite useful economic life, but reviews them for impairment at the reporting unit level on an an</font><font style='font-family:Times New Roman;font-size:10pt;' >nual basis, or when events or changes in circumstances indicate that the carrying amounts may be impaired. The Company defines a reporting unit as a distinct, separately identifiable component of one of its operating segments for which complete, discrete f</font><font style='font-family:Times New Roman;font-size:10pt;' >inancial information is available and reviewed regularly by that segment&#8217;s management.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company has the option to first assess qualitative factors to determine whether there are events or circumstances that exist that make it more likely than not that </font><font style='font-family:Times New Roman;font-size:10pt;' >the fair value of the reporting unit is less than its carrying amount.  If it is more likely than not that the fair value of the reporting unit is less than its carrying amount, or if the Company chooses to bypass the qualitative assessment, the Company co</font><font style='font-family:Times New Roman;font-size:10pt;' >mpares each reporting unit&#39;s fair value to its carrying value to identify potential impairment. If the estimated fair value of a reporting unit exceeds its carrying amount, goodwill of the reporting unit is not considered impaired. However, if the carrying</font><font style='font-family:Times New Roman;font-size:10pt;' > amount of the reporting unit were to exceed its estimated fair value, a second step would be performed that would compare the implied fair value of the reporting unit&#39;s goodwill with the carrying amount. The implied fair value of goodwill is determined in</font><font style='font-family:Times New Roman;font-size:10pt;' > the same manner as goodwill that is recognized in a business combination. Significant judgment and estimates are involved in estimating the fair value of the assets and liabilities of the reporting units. The Company performs annual goodwill impairment te</font><font style='font-family:Times New Roman;font-size:10pt;' >st as of October 31 and monitors for interim triggering events on an ongoing basis. Goodwill is reviewed for impairment utilizing a qualitative </font><font style='font-family:Times New Roman;font-size:10pt;' >assessment or a two-step process. The Company has an option to make a qualitative assessment of a reporting unit</font><font style='font-family:Times New Roman;font-size:10pt;' >&#39;s goodwill for impairment. If the Company chooses to perform a qualitative assessment and determines the fair value more likely than not exceeds the carrying value, no further evaluation is necessary. For reporting units where the Company performs the two</font><font style='font-family:Times New Roman;font-size:10pt;' >-step process, the first step requires the Company to compare the fair value of each reporting unit, which the Company primarily determines using an income approach based on the present value of discounted cash flows, to the respective carrying value, whic</font><font style='font-family:Times New Roman;font-size:10pt;' >h includes goodwill. If the fair value of the reporting unit exceeds its carrying value, the goodwill is not considered impaired. If the carrying value is higher than the fair value, there is an indication that an impairment may exist and the second step i</font><font style='font-family:Times New Roman;font-size:10pt;' >s required. In step two, the implied fair value of goodwill is calculated as the excess of the fair value of a reporting unit over the fair values assigned to its assets and liabilities. If the implied fair value of goodwill is less than the carrying value</font><font style='font-family:Times New Roman;font-size:10pt;' > of the reporting unit&#39;s goodwill, the difference is recognized as an impairment loss. The Company performed its annual impairment review of goodwill during the fourth quarter of 2015 using October 31, 2015 as the annual evaluation date. There was no impai</font><font style='font-family:Times New Roman;font-size:10pt;' >rment at December 31, 2015</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Foreclosed Real Estate and Other Repossessed Property </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:12.2pt;' >Foreclosed Real Estate and Other Repossessed Property </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Foreclosed real estate and other repossessed property are initially recorded at</font><font style='font-family:Times New Roman;font-size:10pt;' > the fair value of the real estate or repossessed property less the cost of selling it at the date of foreclosure or repossession. At the time properties are acquired in full or partial satisfaction of loans, any excess of the loan balance over the estimat</font><font style='font-family:Times New Roman;font-size:10pt;' >ed fair value of the property is charged against the allowance for loan and lease losses on non-covered loans. After foreclosure or repossession, these properties are carried at the lower of cost or fair value less estimated cost to sell, based on recent a</font><font style='font-family:Times New Roman;font-size:10pt;' >ppraised values or options to purchase the foreclosed or repossessed property. Any excess of the carrying value over the estimated fair value, less estimated costs to sell, is charged to non-interest expense. The costs and expenses associated to holding th</font><font style='font-family:Times New Roman;font-size:10pt;' >ese properties in portfolio are expensed as incurred. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:12.25pt;' >Foreclosed Real Estate</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' > covered by the FDIC</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' > </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Covered foreclosed real estate </font><font style='font-family:Times New Roman;font-size:10pt;' >is</font><font style='font-family:Times New Roman;font-size:10pt;' > initially recorded at </font><font style='font-family:Times New Roman;font-size:10pt;' >i</font><font style='font-family:Times New Roman;font-size:10pt;' >t</font><font style='font-family:Times New Roman;font-size:10pt;' >s</font><font style='font-family:Times New Roman;font-size:10pt;' > estimated fair value on the acquisition date, based on appraisal value less estimated selling c</font><font style='font-family:Times New Roman;font-size:10pt;' >osts. Any subsequent write-downs due to declines in fair value and costs and expenses associated with holding these properties in portfolio are charged as incurred to non-interest expense with a partially offsetting non-interest income for the loss reimbur</font><font style='font-family:Times New Roman;font-size:10pt;' >sement under the FDIC shared-loss agreement. Any recoveries of previous write-downs are credited to non-interest expense with a corresponding charge to non-interest income for the portion of the recovery that is due to the FDIC</font><font style='font-family:Times New Roman;font-size:10pt;' >. At December 31, 2015 and 20</font><font style='font-family:Times New Roman;font-size:10pt;' >15 foreclosed real estate covered by the FDIC amounted to $1.9 million and $47.5 million, respectively</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:left;margin-top:13.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Premises and Equipment </font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Premises and equipment are carried at cost less accumulated depreciation. Depreciation is provided using the straight-line metho</font><font style='font-family:Times New Roman;font-size:10pt;' >d over the estimated useful life of each type of asset. Amortization of leasehold improvements is computed using the straight-line method over the terms of the leases or estimated useful lives of the improvements, whichever is shorter. </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Impairment of Lon</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' >g-Lived Assets</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company periodically reviews long-lived assets for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. In performing the review for recoverability, an estimate of </font><font style='font-family:Times New Roman;font-size:10pt;' >the future cash flows expected to result from the use of the asset and its eventual disposition is made. If the sum of the future cash flows (undiscounted and without interest charges) is less than the carrying amount of the assets, an impairment loss is r</font><font style='font-family:Times New Roman;font-size:10pt;' >ecognized. The amount of the impairment is the excess of the carrying amount over the fair value of the asset. As of December&#160;31, 2015, there was no indication of impairment as a result of such review.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Income Taxes </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In preparing the consolidated financia</font><font style='font-family:Times New Roman;font-size:10pt;' >l statements, the Company is required to estimate income taxes. This involves an estimate of current income tax expense together with an assessment of temporary differences resulting from differences between the carrying amounts of assets and liabilities f</font><font style='font-family:Times New Roman;font-size:10pt;' >or financial reporting purposes and the amounts used for income tax purposes. The determination of current income tax expense involves estimates and assumptions that require the Company to assume certain positions based on its interpretation of current tax</font><font style='font-family:Times New Roman;font-size:10pt;' > laws and regulations. Changes in assumptions affecting estimates may be required in the future, and estimated tax assets or liabilities may need to be increased or decreased accordingly. The accrual for tax contingencies is adjusted in </font><font style='font-family:Times New Roman;font-size:10pt;' >light of changing f</font><font style='font-family:Times New Roman;font-size:10pt;' >acts and circumstances, such as the progress of tax audits, case law and emerging legislation. When particular matters arise, a number of years may elapse before such matters are audited and finally resolved. Favorable resolution of such matters could be r</font><font style='font-family:Times New Roman;font-size:10pt;' >ecognized as a reduction to the Company&#8217;s effective tax rate in the year of resolution. Unfavorable settlement of any particular issue could increase the effective tax rate and may require the use of cash in such year. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The determination of deferred tax e</font><font style='font-family:Times New Roman;font-size:10pt;' >xpense or benefit is based on changes in the carrying amounts of assets and liabilities that generate temporary differences. The carrying value of the Company&#8217;s net deferred tax assets assumes that the Company will be able to generate sufficient future tax</font><font style='font-family:Times New Roman;font-size:10pt;' >able income based on estimates and assumptions. If these estimates and related assumptions change in the future, the Company may be required to record valuation allowances against its deferred tax assets resulting in additional income tax expense in the co</font><font style='font-family:Times New Roman;font-size:10pt;' >nsolidated statements of operations. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Management evaluates on a regular basis whether the deferred tax assets can be realized and assesses the need for a valuation allowance. A valuation allowance is established when management believes that it is more li</font><font style='font-family:Times New Roman;font-size:10pt;' >kely than not that some portion of its deferred tax assets will not be realized. Changes in valuation allowance from period to period are included in the Company&#8217;s tax provision in the period of change. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >In addition to valuation allowances, the Company es</font><font style='font-family:Times New Roman;font-size:10pt;' >tablishes accruals for uncertain tax positions when, despite the belief that the Company&#8217;s tax return positions are fully supported, the Company believes that certain positions are likely to be challenged. The accruals for uncertain tax positions are adjus</font><font style='font-family:Times New Roman;font-size:10pt;' >ted in light of changing facts and circumstances, such as the progress of tax audits, case law, and emerging legislation. The accruals for the Company&#8217;s uncertain tax positions are reflected as income tax payable as a component of accrued expenses and othe</font><font style='font-family:Times New Roman;font-size:10pt;' >r liabilities. These accruals are reduced upon expiration of the applicable statute of limitations. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company follows a two-step approach for recognizing and measuring uncertain tax positions. The first step is to evaluate the tax position for recognit</font><font style='font-family:Times New Roman;font-size:10pt;' >ion by determining if the weight of available evidence indicates that it is more likely than not that the position will be sustained on audit, including resolution of related appeals or litigation processes, if any. The second step is to measure the tax be</font><font style='font-family:Times New Roman;font-size:10pt;' >nefit as the largest amount that is more than 50% likely to be realized upon ultimate settlement. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company&#8217;s policy is to include interest and penalties related to unrecognized income tax benefits within the provision for income taxes on the consolida</font><font style='font-family:Times New Roman;font-size:10pt;' >ted statements of operations. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On May 29, 2015 the Governor signed Act No. 72 of 2015.  The most relevant provisions of the Act, as applicable to the Company, for taxable years beginning after December 31, 2014, are as follows: (1) establishes a new defin</font><font style='font-family:Times New Roman;font-size:10pt;' >ition of &#8220;large taxpayers,&#8221; which requires them to file their tax return following a special procedure established by the Secretary of the Treasury, (2) net operating losses carried forward may be deducted up to 70% of the alternative minimum net income fo</font><font style='font-family:Times New Roman;font-size:10pt;' >r purposes of computing the alternative minimum tax, and (3) net operating losses carried forward may be deducted up to 80% of the net income for purposes of computing the regular corporate income tax.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he Government has enacted tax reform in the past and</font><font style='font-family:Times New Roman;font-size:10pt;' > is expected to do so in the future. In 2014, the Government of Puerto Rico approved an amendment to the Internal Revenue Code, which, among other things, changed the income tax rate for capital gains from 15% to 20%. In addition, in May 2015, the Governme</font><font style='font-family:Times New Roman;font-size:10pt;' >nt approved an increase in the state sales and use tax rate, effective July 1, 2015, from 6% to 10.5% (the municipal sales and use tax remained at a 1% rate), expanded the sales and use tax to certain business-to-business services that were previously exem</font><font style='font-family:Times New Roman;font-size:10pt;' >pt, and provided for a transition to a value-added tax was expected to become effective on April 1, 2016. Now, the value added tax is expected to become effective on June 1, 2016.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.2pt;' >Equity-Based Compensation Plan </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company&#8217;s 2007 Omnibus</font><font style='font-family:Times New Roman;font-size:10pt;' > Performance Incentive Plan, as amended and restated (the &#8220;Omnibus Plan&#8221;), provides for equity-based compensation incentives through the grant of stock options, stock appreciation rights, restricted stock, restricted units and dividend equivalents, as well</font><font style='font-family:Times New Roman;font-size:10pt;' > as equity-based performance awards. The Omnibus Plan was adopted in 2007, amended and restated in 2008, and further amended in 2010. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The purpose of the Omnibus Plan is to provide flexibility to the Company to attract, retain and motivate directors, offi</font><font style='font-family:Times New Roman;font-size:10pt;' >cers, and key employees through the grant of awards based on performance and to adjust its compensation practices to the best compensation practice and corporate governance trends as they develop from time to time. The Omnibus Plan is further intended to m</font><font style='font-family:Times New Roman;font-size:10pt;' >otivate high levels of individual performance coupled with increased shareholder returns. Therefore, awards under the Omnibus Plan (each, an </font><font style='font-family:Times New Roman;font-size:10pt;' >&#8220;Award&#8221;) are intended to be based upon the recipient&#8217;s individual performance, level of responsibility and potentia</font><font style='font-family:Times New Roman;font-size:10pt;' >l to make significant contributions to the Company. Generally, the Omnibus Plan will terminate as of (a)&#160;the date when no more of the Company&#8217;s shares of common stock are available for issuance under the Omnibus Plan or, (b) if earlier, the date the Omnibu</font><font style='font-family:Times New Roman;font-size:10pt;' >s Plan is terminated by the Company&#8217;s Board of Directors. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Board&#8217;s Compensation Committee (the &#8220;Committee&#8221;), or such other committee as the Board may designate, has full authority to interpret and administer the Omnibus Plan in order to carry out its </font><font style='font-family:Times New Roman;font-size:10pt;' >provisions and purposes. The Committee has the authority to determine those persons eligible to receive an Award and to establish the terms and conditions of any Award. The Committee may delegate, subject to such terms or conditions or guidelines as it sha</font><font style='font-family:Times New Roman;font-size:10pt;' >ll determine, to any employee or group of employees any portion of its authority and powers under the Omnibus Plan with respect to participants who are not directors or executive officers subject to the reporting requirements under Section&#160;16(a) of the Sec</font><font style='font-family:Times New Roman;font-size:10pt;' >urities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;). Only the Committee may exercise authority in respect to Awards granted to such participants. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Omnibus Plan replaced and superseded the Company&#8217;s 1996, 1998 and 2000 Incentive Stock Option </font><font style='font-family:Times New Roman;font-size:10pt;' >Plans (the &#8220;Stock Option Plans&#8221;). All outstanding stock options under the Stock Option Plans continue in full force and effect, subject to their original terms and conditions. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The expected term of stock options granted represents the period of time that </font><font style='font-family:Times New Roman;font-size:10pt;' >such options are expected to be outstanding. Expected volatilities are based on historical volatility of the Company&#8217;s shares of common stock over the most recent period equal to the expected term of the stock options. For stock options issued during 2015,</font><font style='font-family:Times New Roman;font-size:10pt;' > the expected volatilities are based on both historical and implied volatility of the Company&#8217;s shares of common stock.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company follows the fair value method of recording stock-based compensation. The Company used the modified prospective transition m</font><font style='font-family:Times New Roman;font-size:10pt;' >ethod, which requires measurement of the cost of employee services received in exchange for an award of equity instruments based on the grant date fair value of the award with the cost to be recognized over the service period. It applies to all awards unve</font><font style='font-family:Times New Roman;font-size:10pt;' >sted and granted after the effective date and awards modified, repurchased, or cancelled after that date. </font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' >Comprehensive Income (Loss) </font></p><p style='text-align:left;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Comprehensive income (loss) is defined as the change in equity of a business enterprise during a period from transaction</font><font style='font-family:Times New Roman;font-size:10pt;' >s and other events and circumstances, except for those resulting from investments by owners and distributions to owners. GAAP requires that recognized revenue, expenses, gains and losses be included in net income (loss). Although certain changes in assets </font><font style='font-family:Times New Roman;font-size:10pt;' >and liabilities, such as unrealized gains and losses on available-for-sale securities and on derivative activities that qualify and are designated for cash flows hedge accounting, net of taxes, are reported as a separate component of the stockholders&#8217; equi</font><font style='font-family:Times New Roman;font-size:10pt;' >ty section of the consolidated statements of financial condition, such items, along with net income (loss), are components of comprehensive income (loss). </font></p><p style='text-align:left;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' >Commitments and Contingencies </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Liabilities for loss contingencies, arising from claims, assessments</font><font style='font-family:Times New Roman;font-size:10pt;' >, litigation, fines, and penalties and other sources are recorded when it is probable that a liability has been incurred and the amount of the assessment can be reasonably estimated. Legal costs incurred in connection with loss contingencies are expensed a</font><font style='font-family:Times New Roman;font-size:10pt;' >s incurred.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:12.25pt;' >Subsequent Events </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > has evaluated other events subsequent to the balance sheet date and prior to the filing of this </font><font style='font-family:Times New Roman;font-size:10pt;' >annual</font><font style='font-family:Times New Roman;font-size:10pt;' > report on Form </font><font style='font-family:Times New Roman;font-size:10pt;' >10-K</font><font style='font-family:Times New Roman;font-size:10pt;' > for the </font><font style='font-family:Times New Roman;font-size:10pt;' >year</font><font style='font-family:Times New Roman;font-size:10pt;' > ended </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015</font><font style='font-family:Times New Roman;font-size:10pt;' >, and has adjusted and disclosed those events that </font><font style='font-family:Times New Roman;font-size:10pt;' >have occurred that would require a</font><font style='font-family:Times New Roman;font-size:10pt;' >djustment or disclosure in the</font><font style='font-family:Times New Roman;font-size:10pt;' > consolidated financial statements.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Recent Accounting Developments </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#000000;' >Reclassification of Defaulted Consumer Mortgage Loans upon Foreclosure - </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >In January 2014, the FASB issued ASU 2014-04, </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >Rec</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >eivables&#8212;Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >. This ASU clarifies when an in-substance repossession or foreclosure occurs that would</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > require a transfer of the mortgage loan to other real estate owned (OREO). Under the ASU, repossession or foreclosure is deemed to have occurred when (1) the creditor obtains legal title to the residential real estate property or (2) the borrower conveys </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >all interest in the residential real estate property to the creditor to satisfy the mortgage loan through completion of a deed in lieu of foreclosure or a similar legal agreement. The ASU becomes effective for annual and interim periods beginning after Dec</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ember 15, 2014. The ASU can </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >be adopted using either a modified retrospective method or a prospective transition method with the cumulative effect being recognized in the beginning retained earnings of the earliest annual period for which the ASU is adopted</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >. The adoption of this guidance did not have a material effect on our consolidated financial statements, since the Company already followed this approach.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' > </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >- </font><font style='font-family:Times New Roman;font-size:10pt;' >In June 2014, FASB iss</font><font style='font-family:Times New Roman;font-size:10pt;' >ued ASU No. 2014-11, </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures</font><font style='font-family:Times New Roman;font-size:10pt;' >. The amendments in the ASU require repurchase-to-maturity transactions to be recorded and accounted for as secured borrowi</font><font style='font-family:Times New Roman;font-size:10pt;' >ngs. Amendments to Topic 860 also require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty (i.e., a repurchase financing), which will result in secured borrowing accou</font><font style='font-family:Times New Roman;font-size:10pt;' >nting for the repurchase agreement, as well as additional required disclosures. The accounting amendments and disclosures are effective for interim and annual periods beginning after December 15, 2014. The disclosures for repurchase agreements, securities </font><font style='font-family:Times New Roman;font-size:10pt;' >lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings are required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The adoption of thi</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >s guidance </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >did</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > not have a material effect on our consolidated financial statements</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure- </font><font style='font-family:Times New Roman;font-size:10pt;' >In August 2014, FASB issued ASU No. 2014-14, </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >Receivables&#8212;Troubled Debt Restructurings by </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure.</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >The amendments require a mortgage loan to be derecognized and a separate receivable to be recognized upon foreclosure if the loan has a government</font><font style='font-family:Times New Roman;font-size:10pt;' > guarantee that is non-separable from the loan before foreclosure, the creditor has the ability and intent to convey the real estate property to the guarantor, and any amount of the claim that is determined on the basis of the fair value of the real estate</font><font style='font-family:Times New Roman;font-size:10pt;' > is fixed. Additionally, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor upon foreclosure. The amendments are effective for annual periods and int</font><font style='font-family:Times New Roman;font-size:10pt;' >erim periods within those annual periods beginning after December 15, 2014. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The adoption of this guidance </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >did</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > not have a material effect on our consolidated financial statements</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' >
</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:9pt;' >Future Application of Accounting Standards</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >Revenue from Contracts with Customers - </font><font style='font-family:Times New Roman;font-size:10pt;' >In May 2014, FASB issued ASU No. 2014-09, </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >Revenue from Contracts with Customers (Topic 606)</font><font style='font-family:Times New Roman;font-size:10pt;' >. The amendments in ASU 2014-09 supersede the revenue recognition requirements in Topic 605, Revenue Recognition, and most in</font><font style='font-family:Times New Roman;font-size:10pt;' >dustry-specific guidance. The general principle of the amendments require an entity to recognize revenue upon the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in</font><font style='font-family:Times New Roman;font-size:10pt;' > exchange for those goods or services. The guidance sets forth a five step approach to be utilized for revenue recognition. The amendments are effective for annual reporting periods beginning after December 15, 201</font><font style='font-family:Times New Roman;font-size:10pt;' >7</font><font style='font-family:Times New Roman;font-size:10pt;' >, including interim periods within that r</font><font style='font-family:Times New Roman;font-size:10pt;' >eporting period. Management is currently assessing the impact to the Company&#8217;s consolidated financial statements.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved aft</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >e</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >r the Requisite </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >Service Period</font><font style='font-family:Times New Roman;font-size:10pt;' > - In June 2014, FASB issued ASU No. 2014-12, Compensation- Stock Compensation (Topic 718):  Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period</font><font style='font-family:Times New Roman;font-size:10pt;' >. The amendments require that a performance target that affects vesting, and that could be achieved after the requisite service period, be treated as a performance condition.  Specifically, if the performance target becomes probable of being achieved befor</font><font style='font-family:Times New Roman;font-size:10pt;' >e the end of the requisite service period, the remaining unrecognized compensation cost should b recognized prospectively over the remaining requisite service period. The amendments are effective for annual periods and interim periods within those annual p</font><font style='font-family:Times New Roman;font-size:10pt;' >eriods beginning after December 15, 2015. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Management does not expect the requirements of this update to have a material impact on the Company&#8217;s financial position, results of operations or cash flows.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >Going Concern</font><font style='font-family:Times New Roman;font-size:10pt;' > - In August 2014, the FASB issued </font><font style='font-family:Times New Roman;font-size:10pt;' >ASU No</font><font style='font-family:Times New Roman;font-size:10pt;' >. 2014-15, </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >Presentation of Financial Statements&#8212;Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity&#8217;s Ability to Continue as a Going Concern,</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >a new going concern standard, which requires management to assess at each interim and </font><font style='font-family:Times New Roman;font-size:10pt;' >annual reporting period whether substantial doubt exists about the company&#8217;s ability to continue as a going concern. Substantial doubt exists if it is probable (the same threshold that is used for contingencies) that the company will be unable to meet its </font><font style='font-family:Times New Roman;font-size:10pt;' >obligations as they become due within one year after the date the financial statements are issued or available to be issued (assessment date). Management needs to consider known (and reasonably knowable) events and conditions at the assessment date. For al</font><font style='font-family:Times New Roman;font-size:10pt;' >l entities, this standard is effective for annual periods and interim periods within those annual periods beginning after December 15, 2016, with earlier adoption permitted. The adoption of this standard will have no </font><font style='font-family:Times New Roman;font-size:10pt;' >material impact on our financial positi</font><font style='font-family:Times New Roman;font-size:10pt;' >on or results of operations.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >Hybrid Financial Instruments</font><font style='font-family:Times New Roman;font-size:10pt;' > - In December 2014, the FASB issued </font><font style='font-family:Times New Roman;font-size:10pt;' >ASU No. 2014-16, </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is Mor</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >e Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force),</font><font style='font-family:Times New Roman;font-size:10pt;' > a standard that will require a company that issues or invests in a hybrid financial instrument (e.g., a preferred share with a redemption feature, a conversion feature, or bo</font><font style='font-family:Times New Roman;font-size:10pt;' >th) to determine the nature of the host contract by considering the economic characteristics of the entire instrument, including the embedded derivative feature that is being evaluated for separate accounting. Concluding the host contract is debt-like (ver</font><font style='font-family:Times New Roman;font-size:10pt;' >sus equity-like) may result in substantially different answers about whether certain features must be accounted for separately. The guidance provides a modified retrospective transition for all existing hybrid financial instruments in the form of a share, </font><font style='font-family:Times New Roman;font-size:10pt;' >with the option for full retrospective application. The new standard is effective for public business entities in fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption, including adoption in an inter</font><font style='font-family:Times New Roman;font-size:10pt;' >im period, is permitted. The adoption of this standard will have no material impact on our financial position or results of operations.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >
</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >Amendment to the Consolidation Analysis</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >- In </font><font style='font-family:Times New Roman;font-size:10pt;' >February 2015, the FASB issued ASU 2015-02, </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >Consolidation (Topic 810): A</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >mendment to the Consolidation Analysis (&#8220;ASU 2015-02&#8221;)</font><font style='font-family:Times New Roman;font-size:10pt;' >, which changes the analysis that a reporting entity must perform to determine whether it should consolidate certain legal entities. All legal entities are subject to </font><font style='font-family:Times New Roman;font-size:10pt;' >reevaluation</font><font style='font-family:Times New Roman;font-size:10pt;' > under the revised consolidation model. Specifically, the amendments: </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' >&#160;</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >&#160;</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >1)</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities (VIEs) or voting interest entities </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' >&#160;</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >&#160;</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >2)</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Eliminate the presumpt</font><font style='font-family:Times New Roman;font-size:10pt;' >ion that a general partner should consolidate a limited partnership </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' >&#160;</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >&#160;</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >3)</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Affect the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related party relationships </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' >&#160;</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:6pt;margin-left:0pt;' >
</font><font style='font-family:Times New Roman;font-size:10pt;' >&#160;</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >4)</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Provid</font><font style='font-family:Times New Roman;font-size:10pt;' >e a scope exception from consolidation guidance for reporting entities with interest in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 </font><font style='font-family:Times New Roman;font-size:10pt;' >for registered money market funds. </font></p><p style='text-align:left;margin-top:12pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amendments of this update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 31, 2015. Early adoption is permitted, including adoption in an interim period. If an</font><font style='font-family:Times New Roman;font-size:10pt;' > entity early adopts in an interim period, any adjustment should be reflected as of the beginning of the fiscal year of that includes that interim period. The amendments may be applied using a modified retrospective approach by recording a cumulative-effec</font><font style='font-family:Times New Roman;font-size:10pt;' >t adjustment to equity as of the beginning of the fiscal year of adoption. A reporting entity may also apply the amendments of this ASU retrospectively. </font><font style='font-family:Times New Roman;font-size:10pt;' >The adoption of this standard will have no </font><font style='font-family:Times New Roman;font-size:10pt;' >material impact on our financial position or results of oper</font><font style='font-family:Times New Roman;font-size:10pt;' >ations.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:left;margin-top:18pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >Extraordinary and Unusual Items</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' > - </font><font style='font-family:Times New Roman;font-size:10pt;' >In January 2015, the FASB issued ASU 2015-01, </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >Income Statement &#8211; (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items (&#8220;ASU 2015-01&#8221;)</font><font style='font-family:Times New Roman;font-size:10pt;' >, which eliminates fro</font><font style='font-family:Times New Roman;font-size:10pt;' >m GAAP the concept of extraordinary items. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports the classification as an extraordinary item. If an event or transaction </font><font style='font-family:Times New Roman;font-size:10pt;' >meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations</font><font style='font-family:Times New Roman;font-size:10pt;' >. The entity is also required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Eliminating the concept of extraordinary items will save time and reduce costs for preparers </font><font style='font-family:Times New Roman;font-size:10pt;' >because they will not have to assess whether a particular event or transaction event is extraordinary. This will alleviate uncertainty for preparers, auditors, and regulators because auditors and regulators no longer will need to evaluate whether a prepare</font><font style='font-family:Times New Roman;font-size:10pt;' >r treated an unusual and/or infrequent item appropriately. The presentation and disclosure guidance for items that are unusual in nature and occur infrequently will be retained and will be expanded to include items that are both unusual in nature and infre</font><font style='font-family:Times New Roman;font-size:10pt;' >quently occurring. The amendments of this update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 31, 2015. The amendments may be applied prospectively or retrospectively to all prior periods presented</font><font style='font-family:Times New Roman;font-size:10pt;' > in the financial statements. Early adoption is permitted provided is applied from the beginning of the fiscal year of adoption. </font><font style='font-family:Times New Roman;font-size:10pt;' >The adoption of this standard will have no </font><font style='font-family:Times New Roman;font-size:10pt;' >material impact on our financial position or results of operations.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >Simplifying </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >the Presentation of Debt Issuance Costs</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >- In April 2015, the FASB issued ASU No. 2015-03, </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;' >Simplifying the Presentation of Debt Issuance Costs</font><font style='font-family:Times New Roman;font-size:10pt;' > (&#8220;ASU 2015-03&#8221;). ASU 2015-03 requires that all costs incurred to issue debt be presented in the balance sheet as a</font><font style='font-family:Times New Roman;font-size:10pt;' > direct deduction from the carrying value of the associated debt liability rather than as an asset. The standard does not affect the recognition and measurement of debt issuance costs; therefore, the amortization of such costs shall continue to be reported</font><font style='font-family:Times New Roman;font-size:10pt;' > as interest expense. ASU 2015-03 will be effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015, with early adoption permissible for financial statements that have not been previously issued. The new g</font><font style='font-family:Times New Roman;font-size:10pt;' >uidance is to be applied on a retrospective basis to all prior periods. The Company does not expect the adoption of ASU 2015-03 to have a material impact on its consolidated financial statements.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#000000;' >Recognition and Measurement of Financial Assets and Liabili</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >ties</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > - In January 2016 the FASB released ASU No. 2016-01, </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >Recognition and Measurement of Financial Assets and Liabilities</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >. The main provisions of the update are to eliminate the available for sale classification of accounting for equity securities and to a</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >djust the fair value disclosures for financial instruments carried at amortized costs such that the disclosed fair values represent an exit price as opposed to an entry price. The provisions of this update will require that equity securities be carried at </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >fair market value on the balance sheet and any periodic changes in value will be adjustments to the income statement. A practical expedient is provided for equity securities without a readily determinable fair value, such that these securities can be carri</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ed at cost less any impairment. The provisions of this update become effective for interim and annual periods beginning after December&#160;15,&#160;2017. Management does not expect the requirements of this update to have a material impact on the Company&#8217;s financial</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > position, results of operations or cash flows.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;color:#000000;' >Leases</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >- In </font><font style='font-family:Times New Roman;font-size:10pt;' >February 2016</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >the FASB released </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ASU 2016-02, Leases (Topic 842)</font><font style='font-family:Times New Roman;font-size:10pt;' >, which supersedes ASC Topic 840 and sets out the principles for the recognition, measurement, presentation and disclosure of leases</font><font style='font-family:Times New Roman;font-size:10pt;' > for both </font><font style='font-family:Times New Roman;font-size:10pt;' >lessors</font><font style='font-family:Times New Roman;font-size:10pt;' > and lessees. The new standard requires lessees to apply a dual approach, classifying leases as either finance or operating leases based on the principle of whether or not the lease is effectively a financed purchase by the lessee. This cl</font><font style='font-family:Times New Roman;font-size:10pt;' >assification will determine whether lease expense is recognized based on an effective interest method or on a straight-line basis over the term of the lease, respectively. A lessee is also required to record a right-of-use asset and a lease liability for a</font><font style='font-family:Times New Roman;font-size:10pt;' >ll leases with a term greater than 12 months regardless of their classification. Leases with a term of 12 months or less will be accounted for similar to existing guidance for operating leases today. The new standard requires </font><font style='font-family:Times New Roman;font-size:10pt;' >lessors</font><font style='font-family:Times New Roman;font-size:10pt;' > to account for leases </font><font style='font-family:Times New Roman;font-size:10pt;' >using an approach that is substantially equivalent to existing guidance for sales-type leases, direct financing leases and operating leases. The amendments of this Update are effective for fiscal years, and interim periods within those fiscal years, beginn</font><font style='font-family:Times New Roman;font-size:10pt;' >ing after December 15, 2018, with early adoption permitted. The ASU is expected to impact the Company&#8217;s consolidated financial statements since the Company has certain operating lease arrangements for which it is the lessee. The Company is currently evalua</font><font style='font-family:Times New Roman;font-size:10pt;' >ting the impact that the adoption of this accounting pronouncement will have on its consolidated financial statements.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >Other Potential Amendments to Current Accounting Standards - </font><font style='font-family:Times New Roman;font-size:10pt;' >FASB and the International Accounting Standards Board, either jointly or se</font><font style='font-family:Times New Roman;font-size:10pt;' >parately, are currently working on several major projects, including amendments to existing accounting standards governing financial instruments, leases, and consolidation and investment companies. As part of the joint financial instruments project, FASB h</font><font style='font-family:Times New Roman;font-size:10pt;' >as issued a proposed ASU that would result in significant changes to the guidance for recognition and measurement of financial instruments, in addition to the proposed ASU that would change the accounting for credit losses on financial instruments discusse</font><font style='font-family:Times New Roman;font-size:10pt;' >d above. FASB is also working on a joint project that would require substantially all leases to be capitalized on the balance sheet. Upon completion of the standards, the Company will need to re-evaluate its accounting and disclosures. However, due to ongo</font><font style='font-family:Times New Roman;font-size:10pt;' >ing deliberations of the standard setters, the Company is currently unable to determine the effect of future amendments or proposals.</font></p><p style='text-align:left;line-height:12pt;' ></p></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_NatureOfOperationsAndSummaryOfSignificanrtAccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NatureOfOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the nature of an entity's business, the major products or services it sells or provides and its principal markets, including the locations of those markets. If the entity operates in more than one business, the disclosure also indicates the relative importance of its operations in each business and the basis for the determination (for example, assets, revenues, or earnings).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6003-108592<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NatureOfOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SignificantAccountingPoliciesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for all significant accounting policies of the reporting entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18861-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18726-107790<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18743-107790<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18854-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SignificantAccountingPoliciesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>24
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6957563888">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Resticted Cash<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestrictedCashAndInvestmentsAbstract', window );"><strong>Restricted Cash And Investments Abstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestrictedAssetsDisclosureTextBlock', window );">Resticted Cash Disclosure</a></td>
<td class="text"><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >NOTE 2</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >&#8211;</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >RESTRICTED CASH</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' > </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table includes the composition of the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company&#8217;s </font><font style='font-family:Times New Roman;font-size:10pt;' >restricted cash</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >  </font></td><td colspan='5' rowspan='1' style='width:129.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:129.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, </font></td></tr><tr style='height:12.75pt;' ><td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:61.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:61.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:129.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:129.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:12.75pt;' ><td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Cash pledged as collateral to other financial institutions to secure:</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td><td style='width:54pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Derivatives</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,980</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:54pt;text-align:right;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2,980</font></td></tr><tr style='height:12.75pt;' ><td style='width:285pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:285pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Obligations under agreement of loans sold with recourse</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,369</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td><td style='width:54pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >5,427</font></td></tr><tr style='height:13.5pt;' ><td style='width:285pt;text-align:left;border-color:Black;min-width:285pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >3,349</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >8,407</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >At December 31, 2015 and 2014, the Bank&#8217;s international banking entities, Oriental International Bank Inc. (&#8220;OIB&#8221;) and Oriental Overseas, a division of the Bank, each held unencumbered certificates of deposit in the amount </font><font style='font-family:Times New Roman;font-size:10pt;' >of </font><font style='font-family:Times New Roman;font-size:10pt;' >$</font><font style='font-family:Times New Roman;font-size:10pt;' >300</font><font style='font-family:Times New Roman;font-size:10pt;' > thousand</font><font style='font-family:Times New Roman;font-size:10pt;' > as the legal reserve required for international banking entities under Puerto Rico law. Each certificate of deposit </font><font style='font-family:Times New Roman;font-size:10pt;' >cannot be withdrawn by OIB or Oriental Overseas without prior written approval of the </font><font style='font-family:Times New Roman;font-size:10pt;' >OCFI.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As part of its derivative activities, the Comp</font><font style='font-family:Times New Roman;font-size:10pt;' >any has entered into collateral agreements with certain financial counterparties.  At </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' > and </font><font style='font-family:Times New Roman;font-size:10pt;' >2014</font><font style='font-family:Times New Roman;font-size:10pt;' >, the Company had delivered $</font><font style='font-family:Times New Roman;font-size:10pt;' >2</font><font style='font-family:Times New Roman;font-size:10pt;' >.0 million</font><font style='font-family:Times New Roman;font-size:10pt;' > and $3.0 million, respectively,</font><font style='font-family:Times New Roman;font-size:10pt;' > of cash as collateral for such derivatives activities.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As part of </font><font style='font-family:Times New Roman;font-size:10pt;' >the BBVA Acquisition, the Company assumed a contract with FNMA which required collateral to guarantee the repurchase, if necessary, of loans sold with recourse. At</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' > and </font><font style='font-family:Times New Roman;font-size:10pt;' >2014</font><font style='font-family:Times New Roman;font-size:10pt;' >, the Company delivered as collateral cash amounting to $1.4 m</font><font style='font-family:Times New Roman;font-size:10pt;' >illion and $5.4 million, respectively.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Bank is required by Puerto Rico law to maintain average weekly reserve balances to cover demand deposits</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >The amount of those minimum average reserve balances for the week that covered </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' > was $</font><font style='font-family:Times New Roman;font-size:10pt;' >14</font><font style='font-family:Times New Roman;font-size:10pt;' >8.3 </font><font style='font-family:Times New Roman;font-size:10pt;' >million (</font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2014</font><font style='font-family:Times New Roman;font-size:10pt;' > - $</font><font style='font-family:Times New Roman;font-size:10pt;' >141.5 </font><font style='font-family:Times New Roman;font-size:10pt;' >million). At </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' >, the Bank complied with the requirement. Cash and due from bank as well as other short-term, highly liquid securities are used to cover the required average reserve</font><font style='font-family:Times New Roman;font-size:10pt;' > balances</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedAssetsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for assets that are restricted in their use, generally by contractual agreements or regulatory requirements. This would include, but not limited to, a description of the restricted assets and the terms of the restriction.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedAssetsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedCashAndInvestmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RestrictedCashAndInvestmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>R10.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6977659008">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment Securities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investments [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Securities Purchased Under Agreements To Resell And Investments Securities</a></td>
<td class="text"><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >NOTE </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >3</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >&#8211; </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >INVESTMENT </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >SECURITIES</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:18pt;' >Money Market Investments</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > considers as cash equivalents all money market instruments that are not pledged and that have</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >maturities of three months or less at the date of acquisition. At </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and </font><font style='font-family:Times New Roman;font-size:10pt;' >2014</font><font style='font-family:Times New Roman;font-size:10pt;' >, money market instruments included as part of cash and cash equivalents </font><font style='font-family:Times New Roman;font-size:10pt;' >amounted to $4.7 million</font><font style='font-family:Times New Roman;font-size:10pt;' > in both periods</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' >
</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:18pt;' >Investment Securities</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amortized cost, gross unrealized gains and losses, fair value, and weighted average yield of the securities</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >owned by the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >were as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='13' rowspan='1' style='width:306.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:306.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gross</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gross</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Weighted</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Amortized</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unrealized</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unrealized</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Fair</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:center;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Average</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Cost</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gains</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Losses</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Value</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Yield</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='13' rowspan='1' style='width:306.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:306.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Available-for-sale</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Mortgage-backed securities</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        FNMA and FHLMC certificates</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >735,363</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >25,791</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,509</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >759,645</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2.97%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        GNMA certificates</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >57,129</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,366</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >58,495</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3.19%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        CMOs issued by US government-sponsored agencies</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >137,787</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >27</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,741</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >135,073</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1.85%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total mortgage-backed securities </font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >930,279</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >27,184</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >4,250</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >953,213</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2.82%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Investment securities</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Obligations of US government-sponsored agencies</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,122</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >29</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,093</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1.36%</font></td></tr><tr style='height:22.5pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Obligations of Puerto Rico government and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >            political subdivisions</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >17,801</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,070</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13,731</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6.24%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Other debt securities</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,444</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >128</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,572</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2.98%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total investment securities</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >25,367</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >128</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >4,099</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >21,396</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >4.94%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >               Total securities available for sale</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >955,646</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >27,312</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >8,349</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >974,609</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2.87%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Held-to-maturity</font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Mortgage-backed securities</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        FNMA and FHLMC certificates</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >595,157</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >426</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,865</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >589,718</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2.24%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Investment securities</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        US Treasury securities</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >25,032</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >71</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >24,961</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >0.49%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >               Total securities held to maturity</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >620,189</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >426</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >5,936</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >614,679</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2.17%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,575,835</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >27,738</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >14,285</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,589,288</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2.60%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='13' rowspan='1' style='width:304.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:304.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:69.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:69.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:43.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gross</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gross</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Weighted</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:69.75pt;text-align:center;border-color:Black;min-width:69.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Amortized</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unrealized</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unrealized</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Fair</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:center;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Average</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:69.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:69.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Cost</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gains</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Losses</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Value</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Yield</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='13' rowspan='1' style='width:304.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:304.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Available-for-sale</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Mortgage-backed securities</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;text-align:left;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        FNMA and FHLMC certificates</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >972,836</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >37,876</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,203</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,009,509</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3.12%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        GNMA certificates</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;text-align:right;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,473</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >288</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,753</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4.94%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        CMOs issued by US government-sponsored agencies</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >179,146</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >136</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,153</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >176,129</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1.81%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total mortgage-backed securities </font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,156,455</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >38,300</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >4,364</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,190,391</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2.92%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Investment securities</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Obligations of US government-sponsored agencies</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60.75pt;text-align:right;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,148</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >33</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,181</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1.34%</font></td></tr><tr style='height:20.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Obligations of Puerto Rico government and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >            public instrumentalities</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >20,939</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,267</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >15,672</font></td><td style='width:9pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5.41%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Other debt securities</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,137</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >157</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,294</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2.95%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total investment securities</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >31,224</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >190</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >5,267</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >26,147</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >4.23%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >                Total securities available-for-sale</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,187,679</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >38,490</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >9,631</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,216,538</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2.96%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Held-to-maturity</font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Mortgage-backed securities</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;text-align:left;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >        FNMA and FHLMC certificates</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >162,752</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,402</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >164,154</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2.48%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,350,431</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >39,892</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >9,631</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,380,692</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2.90%</font></td></tr><tr style='height:11.25pt;' ><td style='width:224.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:224.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:34.5pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The amortized cost and fair value of the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company&#8217;s investment securities at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' >, by contractual maturity, are shown in the next table. </font><font style='font-family:Times New Roman;font-size:10pt;' >Securities not due on a single contractual maturity date, such as collateralized mortgage obligations, are </font><font style='font-family:Times New Roman;font-size:10pt;' >classified in the period of final contractual maturity. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='11' rowspan='1' style='width:299.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:299.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='5' rowspan='1' style='width:148.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:148.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Available-for-sale </font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:142.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Held-to-maturity </font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:70.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:70.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Amortized Cost</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:70.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:70.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Fair Value</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Amortized Cost</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Fair Value</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:148.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:148.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:142.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Mortgage-backed securities</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Due after 5 to 10 years </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        FNMA and FHLMC certificates</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >15,098</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >15,228</font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total due after 5 to 10 years</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >15,098</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >15,228</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Due after 10 years</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        FNMA and FHLMC certificates</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >720,265</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >744,417</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >595,157</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >589,718</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        GNMA certificates</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >57,129</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >58,495</font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        CMOs issued by US government-sponsored agencies</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >137,787</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >135,073</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total due after 10 years</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >915,181</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >937,985</font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >595,157</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >589,718</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >                Total  mortgage-backed securities</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >930,279</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >953,213</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >595,157</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >589,718</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment securities</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Due from 1 to 5 years </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:left;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        US Treasury securities</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >25,032</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >24,961</font></td></tr><tr style='height:21.75pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Obligations of Puerto Rico government and political subdivisions</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,733</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,438</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total due from 1 to 5 years</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >8,733</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >7,438</font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >25,032</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >24,961</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Due after 5 to 10 years</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Obligations of US government and sponsored agencies</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,122</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,093</font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total due after 5 to 10 years</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >5,122</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >5,093</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Due after 10 years</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:21.75pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Obligations of Puerto Rico government and political subdivisions</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9,068</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,293</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Other debt securities</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,444</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:63pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,572</font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total due after 10 years</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >11,512</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >8,865</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >                Total  investment securities</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >25,367</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >21,396</font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >25,032</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >24,961</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total securities available-for-sale</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >955,646</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:63pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >974,609</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >620,189</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >614,679</font></td></tr><tr style='height:11.25pt;' ><td style='width:246pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:63pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:63pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company, as part of its asset/liability management, may purchase U.S. Treasury securities and U.S. government-sponsored agency discount notes close to their maturities as alternatives to cash deposits at correspondent banks or as a short term vehicle </font><font style='font-family:Times New Roman;font-size:10pt;' >to reinvest the proceeds of sale transactions until investment securities with attractive yields can be pur</font><font style='font-family:Times New Roman;font-size:10pt;' >chased.</font><font style='font-family:Times New Roman;font-size:10pt;' > During </font><font style='font-family:Times New Roman;font-size:10pt;' >the years</font><font style='font-family:Times New Roman;font-size:10pt;' > ended 2015, 2014 and 2013</font><font style='font-family:Times New Roman;font-size:10pt;' >,</font><font style='font-family:Times New Roman;font-size:10pt;' > the Company </font><font style='font-family:Times New Roman;font-size:10pt;' >sold </font><font style='font-family:Times New Roman;font-size:10pt;' >$63.5 million</font><font style='font-family:Times New Roman;font-size:10pt;' >,</font><font style='font-family:Times New Roman;font-size:10pt;' > $</font><font style='font-family:Times New Roman;font-size:10pt;' >99.4 </font><font style='font-family:Times New Roman;font-size:10pt;' >million</font><font style='font-family:Times New Roman;font-size:10pt;' > and $141.2 million, respectively,</font><font style='font-family:Times New Roman;font-size:10pt;' > of available-for-s</font><font style='font-family:Times New Roman;font-size:10pt;' >ale Government National Mortgage </font><font style='font-family:Times New Roman;font-size:10pt;' >Association (&#8220;GNMA&#8221;) certificates as part of its recurring mortgage loan origination and securitization activities. These sales did not realize any gains or losses during such periods. During the year ended December 31, 201</font><font style='font-family:Times New Roman;font-size:10pt;' >5, the Company retained securitized GNMA pools totaling $</font><font style='font-family:Times New Roman;font-size:10pt;' >54.5 </font><font style='font-family:Times New Roman;font-size:10pt;' >million</font><font style='font-family:Times New Roman;font-size:10pt;' > amortized cost, at a yield of </font><font style='font-family:Times New Roman;font-size:10pt;' >3.09</font><font style='font-family:Times New Roman;font-size:10pt;' >% from its own originations. Previously, the Company was selling all securitized GNMA pools.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For the year</font><font style='font-family:Times New Roman;font-size:10pt;' >s</font><font style='font-family:Times New Roman;font-size:10pt;' > ended </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 </font><font style='font-family:Times New Roman;font-size:10pt;' >and 2014, the Compan</font><font style='font-family:Times New Roman;font-size:10pt;' >y recorded a net gain on sale of securities of $2.6</font><font style='font-family:Times New Roman;font-size:10pt;' > million and</font><font style='font-family:Times New Roman;font-size:10pt;' > $4.4 million, respectively and a net loss of $35 thousand for the year ended December 31, 2013. </font><font style='font-family:Times New Roman;font-size:10pt;' >The table below presents the gross realized gains </font><font style='font-family:Times New Roman;font-size:10pt;' >and losses </font><font style='font-family:Times New Roman;font-size:10pt;' >by category for </font><font style='font-family:Times New Roman;font-size:10pt;' >such periods</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='11' rowspan='1' style='width:246pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Year Ended December 31, 2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Book Value</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' >Description</font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Sale Price</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >at Sale</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gross Gains</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gross Losses</font></td></tr><tr style='height:11.25pt;' ><td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='11' rowspan='1' style='width:246pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:246pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:249pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:249pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Sale of securities available-for-sale</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:49.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Mortgage-backed securities</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:49.5pt;text-align:left;border-color:Black;min-width:49.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:249pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:249pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        FNMA and FHLMC certificates</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >40,307</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >37,736</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,571</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:49.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        GNMA certificates</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >63,524</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >63,523</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:49.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:49.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:249pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:249pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >103,831</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >101,259</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,572</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:49.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:49.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:249pt;text-align:left;border-color:Black;min-width:249pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:49.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:49.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='11' rowspan='1' style='width:253.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:253.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Year Ended December 31, 2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Book Value</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' >Description</font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Sale Price</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >at Sale</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gross Gains</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gross Losses</font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='11' rowspan='1' style='width:253.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:253.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Sale of securities available-for-sale</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Mortgage-backed securities</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        FNMA and FHLMC certificates</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >115,158</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >110,792</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,366</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        GNMA certificates</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >99,360</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >99,360</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total mortgage-backed securities</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >214,518</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >210,152</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >4,366</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='11' rowspan='1' style='width:253.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:253.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Year Ended December 31, 2013</font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Book Value</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' >Description</font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Sale Price</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >at Sale</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gross Gains</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Gross Losses</font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='11' rowspan='1' style='width:253.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:253.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Sale of securities available-for-sale</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Mortgage-backed securities</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        GNMA certificates</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >141,202</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >141,237</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >35</font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total mortgage-backed securities</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >141,202</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >141,237</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >35</font></td></tr><tr style='height:11.25pt;' ><td style='width:243.75pt;text-align:left;border-color:Black;min-width:243.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table</font><font style='font-family:Times New Roman;font-size:10pt;' >s</font><font style='font-family:Times New Roman;font-size:10pt;' > show the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s gross unrealized losses and fair value of investment securities availab</font><font style='font-family:Times New Roman;font-size:10pt;' >le-for-sale and held-to-maturity</font><font style='font-family:Times New Roman;font-size:10pt;' >, aggregated by investment category and</font><font style='font-family:Times New Roman;font-size:10pt;' > the</font><font style='font-family:Times New Roman;font-size:10pt;' > length of time that individual securities have been in a continuo</font><font style='font-family:Times New Roman;font-size:10pt;' >us unrealized loss position at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='8' rowspan='1' style='width:180.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >12 months or more </font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Amortized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unrealized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Fair</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loss </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Value </font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:180.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Securities available-for-sale</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    CMOs issued by US government-sponsored agencies</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >103,340</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,410</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >100,930</font></td></tr><tr style='height:9.75pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Obligations of Puerto Rico government and political subdivisions</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >17,801</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,070</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13,731</font></td></tr><tr style='height:10.5pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >121,141</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >6,480</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >114,661</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Less than 12 months </font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Amortized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unrealized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Fair</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loss </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Value </font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:180.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Securities available-for-sale</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    CMOs issued by US Government-sponsored agencies</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >25,736</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >331</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >25,405</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    FNMA and FHLMC certificates</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >149,480</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,509</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >147,971</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Obligations of US government and sponsored agencies</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,122</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >29</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,093</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Securities held-to-maturity</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:9.75pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    FNMA and FHLMC Certificates</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >468,487</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,865</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >462,622</font></td></tr><tr style='height:9.75pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    US Treausury Securities</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >25,032</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >71</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >24,961</font></td></tr><tr style='height:10.5pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >673,857</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >7,805</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >666,052</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:180.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Amortized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unrealized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Fair</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:54.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loss </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Value </font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='8' rowspan='1' style='width:180.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:180.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Securities available-for-sale</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    CMOs issued by US Government-sponsored agencies</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >129,076</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,741</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >126,335</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    FNMA and FHLMC certificates</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >149,480</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,509</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >147,971</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Obligations of Puerto Rico Government and political subdivisions</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >17,801</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,070</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13,731</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Obligations of US government and sponsored agencies</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,122</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >29</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,093</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >301,479</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >8,349</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >293,130</font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Securities held-to-maturity</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    FNMA and FHLMC certificates</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >468,487</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,865</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >462,622</font></td></tr><tr style='height:9.75pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    US Treasury Securities</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >25,032</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >71</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >24,961</font></td></tr><tr style='height:10.5pt;' ><td style='width:245.25pt;text-align:left;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >794,998</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >14,285</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >780,713</font></td></tr><tr style='height:10.5pt;' ><td style='width:245.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:245.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='8' rowspan='1' style='width:181.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >12 months or more </font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Amortized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unrealized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Fair</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loss </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Value </font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:181.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Securities available-for-sale</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Obligations of Puerto Rico government and political subdivisions</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >20,939</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,267</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >15,672</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    CMOs issued by US government-sponsored agencies</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >143,928</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,086</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >140,842</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    FNMA and FHLMC certificates</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >113,376</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,172</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >112,204</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    GNMA certificates</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >77</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >69</font></td></tr><tr style='height:12pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >278,320</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >9,533</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >268,787</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Less than 12 months </font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Amortized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unrealized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Fair</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loss </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Value </font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:181.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Securities available-for-sale</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    CMOs issued by US government-sponsored agencies</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >15,172</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >67</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >15,105</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    FNMA and FHLMC certificates</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >63,736</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >31</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >63,705</font></td></tr><tr style='height:12pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >78,908</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >98</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >78,810</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:181.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Amortized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unrealized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Fair</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Cost </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loss </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Value </font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='8' rowspan='1' style='width:181.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:181.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Securities available-for-sale</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    CMOs issued by US government-sponsored agencies</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >159,100</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,153</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >155,947</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    FNMA and FHLMC certificates</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >177,112</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,203</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >175,909</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Obligations of Puerto Rico government and political subdivisions</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >20,939</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,267</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >15,672</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    GNMA certificates</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >77</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >69</font></td></tr><tr style='height:12pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >357,228</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >9,631</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >347,597</font></td></tr><tr style='height:11.25pt;' ><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The</font><font style='font-family:Times New Roman;font-size:10pt;' > Company performs valuations of the investment securities on a monthly basis. Moreover, the Company conducts quarterly reviews to identify and evaluate each investment in an unrealized loss position for other-than-temporary impairment. Any portion of a dec</font><font style='font-family:Times New Roman;font-size:10pt;' >line in value associated with credit loss is recognized in the statements of operations with the remaining noncredit-related component recognized in other comprehensive income (loss). A credit loss is determined by assessing whether the amortized cost basi</font><font style='font-family:Times New Roman;font-size:10pt;' >s of the security will be recovered by comparing the present value of cash flows expected to be collected from the security, discounted at the rate equal to the yield used to accrete current and prospective beneficial interest for the security. The shortfa</font><font style='font-family:Times New Roman;font-size:10pt;' >ll of the present value of the cash flows expected to be collected in relation to the amortized cost basis is considered to be the &#8220;credit loss.&#8221; Other-than-temporary impairment analysis is based on estimates that depend on market conditions and are subjec</font><font style='font-family:Times New Roman;font-size:10pt;' >t to further change over time. In addition, while the Company believes that the methodology used to value these exposures is reasonable, the methodology is subject to continuing refinement, including those made as a result of market developments. Consequen</font><font style='font-family:Times New Roman;font-size:10pt;' >tly, it is reasonably possible that changes in estimates or conditions could result in the need to recognize additional other-than-temporary impairment charges in the future. </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Most of the investments ($</font><font style='font-family:Times New Roman;font-size:10pt;' >777.2 </font><font style='font-family:Times New Roman;font-size:10pt;' >million, amortized cost, or </font><font style='font-family:Times New Roman;font-size:10pt;' >98</font><font style='font-family:Times New Roman;font-size:10pt;' >%) with</font><font style='font-family:Times New Roman;font-size:10pt;' > an unreal</font><font style='font-family:Times New Roman;font-size:10pt;' >ized loss position at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' > consist of securities issued or guaranteed by the U.S. Treasury or U.S. government-sponsored agencies, all of which are highly liquid securities that have a large and efficient secondary market. Their aggregate loss</font><font style='font-family:Times New Roman;font-size:10pt;' >es and their variability from period to period are the result of changes in market conditions, and not due to the repayment capacity or creditworthiness of the issuers or guarantors of such securities.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The remaining </font><font style='font-family:Times New Roman;font-size:10pt;' >investments ($</font><font style='font-family:Times New Roman;font-size:10pt;' >17.8</font><font style='font-family:Times New Roman;font-size:10pt;' > million, amortized c</font><font style='font-family:Times New Roman;font-size:10pt;' >ost, or </font><font style='font-family:Times New Roman;font-size:10pt;' >2</font><font style='font-family:Times New Roman;font-size:10pt;' >%) with an unrealized</font><font style='font-family:Times New Roman;font-size:10pt;' > loss position at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' > consist of obligations issued or guaranteed by the government of Puerto Rico and its political subdivisions or instrumentalities. The decline in the market value</font><font style='font-family:Times New Roman;font-size:10pt;' > of these securities is main</font><font style='font-family:Times New Roman;font-size:10pt;' >ly attributed to an increase in volatility as a result of changes in market conditions that reflect the significant economic and fiscal challenges that Puerto Rico is facing, including a protracted economic recession, sizable government debt-service obliga</font><font style='font-family:Times New Roman;font-size:10pt;' >tions and structural budget deficits, high unemployment and a shrinking population. Moreover, the negative rating decisions taken by the credit rating agencies have affected the market value and liquidity of these securities. </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >As of </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' >, th</font><font style='font-family:Times New Roman;font-size:10pt;' >e Company </font><font style='font-family:Times New Roman;font-size:10pt;' >performed a cash flow analysis of its</font><font style='font-family:Times New Roman;font-size:10pt;' > Puerto Rico government bonds to calculate the cash flows expected to be collected and determine if any portion of the decline in </font><font style='font-family:Times New Roman;font-size:10pt;' >market value of these investments was considered </font><font style='font-family:Times New Roman;font-size:10pt;' >an other</font><font style='font-family:Times New Roman;font-size:10pt;' >-than-temporary impair</font><font style='font-family:Times New Roman;font-size:10pt;' >ment. The analysis derives an estimate of value based on the present value of risk-adjusted future cash flows of the underlying investments, and included the following components:</font></p><p style='text-align:justify;line-height:12pt;' ></p><ul><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The contractual future cash flows of the bonds are projected based on the k</font><font style='font-family:Times New Roman;font-size:10pt;' >ey terms as set forth in the official statements for each investment. Such key terms include among others the interest rate, amortization schedule, if any, and maturity date.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The risk-adjusted cash flows are calculated based on a monthly default probabilit</font><font style='font-family:Times New Roman;font-size:10pt;' >y and recovery rate assumptions based on the credit rating of each investment. Constant monthly default rates are assumed throughout the life of the bonds which are based on the respective security&#8217;s credit rating as of the date of the analysis.</font></li><li style='list-style:disc;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:10pt;' >The adjust</font><font style='font-family:Times New Roman;font-size:10pt;' >ed future cash flows are then discounted at the original effective yield of each investment based on the purchase price and expected risk-adjusted future cash flows as of the purchase date of each investment.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For PRHTA obligation totaling $</font><font style='font-family:Times New Roman;font-size:10pt;' >6.7 </font><font style='font-family:Times New Roman;font-size:10pt;' >million, am</font><font style='font-family:Times New Roman;font-size:10pt;' >ortized cost, or </font><font style='font-family:Times New Roman;font-size:10pt;' >36</font><font style='font-family:Times New Roman;font-size:10pt;' >%</font><font style='font-family:Times New Roman;font-size:10pt;' > of the obligations issued or guaranteed by the government of Puerto Rico and its political subdivisions or instrumentalities, the discounted cash flow analysis for the investments showed a cumulative default probability at maturity of </font><font style='font-family:Times New Roman;font-size:10pt;' >9.78</font><font style='font-family:Times New Roman;font-size:10pt;' >%, thus reflecting that it is more likely than not that the bonds will not default at all during their remaining terms. Based on this analysis, the Company determined that it is more likely than not that it will recover all interest and principal inves</font><font style='font-family:Times New Roman;font-size:10pt;' >ted in t</font><font style='font-family:Times New Roman;font-size:10pt;' >his Puerto Rico government bond</font><font style='font-family:Times New Roman;font-size:10pt;' > and is therefore not required to recognize a credit loss as of </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >Also, the Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s conclusion is based on the assessment of the specific source of repayment of th</font><font style='font-family:Times New Roman;font-size:10pt;' >e outstanding bond, which </font><font style='font-family:Times New Roman;font-size:10pt;' >continue</font><font style='font-family:Times New Roman;font-size:10pt;' >s to perform. PRHTA started </font><font style='font-family:Times New Roman;font-size:10pt;' >principal repayment</font><font style='font-family:Times New Roman;font-size:10pt;' >s</font><font style='font-family:Times New Roman;font-size:10pt;' > on July </font><font style='font-family:Times New Roman;font-size:10pt;' >1,</font><font style='font-family:Times New Roman;font-size:10pt;' > 2014</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >All scheduled </font><font style='font-family:Times New Roman;font-size:10pt;' >principal and </font><font style='font-family:Times New Roman;font-size:10pt;' >interest payments are being collected.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >
</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >For PRIDCO and PBA obligations amounting to $</font><font style='font-family:Times New Roman;font-size:10pt;' >12.6 </font><font style='font-family:Times New Roman;font-size:10pt;' >million, amortized cost, or </font><font style='font-family:Times New Roman;font-size:10pt;' >64</font><font style='font-family:Times New Roman;font-size:10pt;' >% of the Puerto Rico government debt secu</font><font style='font-family:Times New Roman;font-size:10pt;' >rities</font><font style='font-family:Times New Roman;font-size:10pt;' > held by the Company</font><font style='font-family:Times New Roman;font-size:10pt;' >, the discounted cash flow analysis</font><font style='font-family:Times New Roman;font-size:10pt;' > showed a cumulative default </font><font style='font-family:Times New Roman;font-size:10pt;' >at matu</font><font style='font-family:Times New Roman;font-size:10pt;' >rity in the range up to 46.03% </font><font style='font-family:Times New Roman;font-size:10pt;' >using a recovery rate of </font><font style='font-family:Times New Roman;font-size:10pt;' >65</font><font style='font-family:Times New Roman;font-size:10pt;' >%.</font><font style='font-family:Times New Roman;font-size:10pt;' > Taking into consideration that the</font><font style='font-family:Times New Roman;font-size:10pt;' > PBA </font><font style='font-family:Times New Roman;font-size:10pt;' >bonds are guaranteed by the full faith and credit of the Co</font><font style='font-family:Times New Roman;font-size:10pt;' >mmonwealth of Puerto Rico and the recent downgrades of the general obligation debts after the government announced it needs to restructure its debt, the Company concluded that it is more likely than not that this bond will default during its remaining term</font><font style='font-family:Times New Roman;font-size:10pt;' > until maturity in 2028. Based on the above, during the year ended December 31, 2015 an other-than-temporary impairment was recorded in earnings for the amount of $1.5 million, which represents the estimated loss resulting from the discounted cash flow ana</font><font style='font-family:Times New Roman;font-size:10pt;' >lysis. The non-credit related portion of the unrealized losses amounting to $3.2 million was recognized in other comprehensive income, net of related taxes.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Prospectively, for debt securities for which other-than-temporary impairments was recognized in e</font><font style='font-family:Times New Roman;font-size:10pt;' >arnings, the difference between the new amortized cost basis and the cash flows expected to be collected will be accreted as interest income. If upon subsequent evaluation, there is a significant increase in the cash flows expected to be collected or if ac</font><font style='font-family:Times New Roman;font-size:10pt;' >tual cash flows are significantly greater than cash flows previously expected, such changes will be accounted for as a prospective adjustment to the </font><font style='font-family:Times New Roman;font-size:10pt;' >accretable</font><font style='font-family:Times New Roman;font-size:10pt;' > yield. Subsequent increases and decreases (if not other-than-temporary impairment) in the fair v</font><font style='font-family:Times New Roman;font-size:10pt;' >alue of available-for-sale securities will be included in other comprehensive income (loss).</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Further negative evidence impacting the liquidity and sources of repayment of the obligations of Puerto Rico and its political subdivisions, could result in a </font><font style='font-family:Times New Roman;font-size:10pt;' >further charge to earnings to recognize estimated credit losses determined to be other-than-temporary.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >At December 31, 2015, t</font><font style='font-family:Times New Roman;font-size:10pt;' >he </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > has cash flow capacity, sufficient liquidity and a strong capital position to maintain the bonds and does not need to </font><font style='font-family:Times New Roman;font-size:10pt;' >sell them in a loss position</font><font style='font-family:Times New Roman;font-size:10pt;' > and it is not likely that the Company will have to sell the investment securities prior to recovery of their amortized cost basis</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table presents a </font><font style='font-family:Times New Roman;font-size:10pt;' >rollforward</font><font style='font-family:Times New Roman;font-size:10pt;' > of credit-related impairment losses recognized in ea</font><font style='font-family:Times New Roman;font-size:10pt;' >rnings for the year ended December 31, 2015 (non in 2014 and 2013) on available-for-sale securities that the Company does not have the intent to sell or will not more-likely-than-not be required to sell:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:110.25pt;text-align:center;border-color:Black;min-width:110.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Year Ended December 31,</font></td></tr><tr style='height:11.25pt;' ><td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:110.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:110.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:114.75pt;text-align:center;border-color:Black;min-width:114.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:396.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:396.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Balance at beginning of year</font></td><td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:101.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:9.75pt;' ><td style='width:396.75pt;text-align:left;border-color:Black;min-width:396.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Additions from credit losses recognized on available-for-sale securities that had no previous impairment losses</font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,490</font></td></tr><tr style='height:11.25pt;' ><td style='width:396.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:396.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Balance at end of year</font></td><td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:101.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,490</font></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for  investments in certain debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -Glossary Debt Security<br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -Glossary Equity Security<br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27405-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>26
<FILENAME>R11.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6957563888">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Pledge Assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransfersAndServicingAbstract', window );"><strong>TransfersAndServicingAbstract</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ofg_PledgeAssetsTextBlock', window );">Pledge Assets [Text Block]</a></td>
<td class="text"><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >NOTE </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >4</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >- </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >PLEDGED ASSETS</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table shows a summary of pledged and not pledged assets at December 31, 2015 and 2014. Investment securities are presented at fair value,</font><font style='font-family:Times New Roman;font-size:10pt;' > and residential mortgage loans, commercial loans and leases are presented at amortized cost:</font></p><p style='text-align:left;line-height:12pt;' ></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:177pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:177pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >December 31,</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:84.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:84.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:84.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:84.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2014</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:177pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:177pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Pledged investment securities to secure:</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Securities sold under agreements to repurchase</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,021,370</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,088,526</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Derivatives</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >8,100</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,043</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Puerto Rico Cash &amp; Money Market Fund</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >81,576</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >76,259</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Bond for the Bank&#39;s trust operations</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >379</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >105</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >        Total pledged investment securities</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,111,425</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,171,933</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Pledged residential mortgage loans to secure:</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Advances from the Federal Home Loan Bank</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,095,810</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,013,106</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Pledged commercial loans to secure:</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Advances from the Federal Home Loan Bank</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >253,263</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >139,043</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Federal Reserve Bank Credit Facility</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >12,877</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >179,895</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Puerto Rico public fund deposits</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >410,932</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >414,481</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >677,072</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >733,419</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Pledged auto loans and leases to secure:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;text-align:left;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Federal Reserve Bank Credit Facility</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >884,339</font></td></tr><tr style='height:15.75pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >            Total pledged assets</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2,884,307</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >3,802,797</font></td></tr><tr style='height:15.75pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Financial assets not pledged:</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:77.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Investment securities</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >483,373</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >207,357</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Residential mortgage loans</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >379,065</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >586,040</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Commercial loans</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,287,036</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,349,467</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Consumer loans</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >295,492</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >266,498</font></td></tr><tr style='height:15pt;' ><td style='width:240pt;text-align:left;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >    Auto loans and leases</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >929,666</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;color:#000000;' ></font></td><td style='width:77.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >123,258</font></td></tr><tr style='height:15.75pt;' ><td style='width:240pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:240pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >            Total assets not pledged</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >3,374,632</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:77.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:77.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2,532,620</font></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ofg_PledgeAssetsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Refer to those assets that are transferred to a lender for the purpose of securing debt. The lender of the debt maintains possession of the pledged asset, but does not have ownership unless default occurs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ofg_PledgeAssetsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ofg_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransfersAndServicingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransfersAndServicingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>27
<FILENAME>R12.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6977644400">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans Receivable<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Loans Receivable [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">LOANS RECEIVABLE</a></td>
<td class="text"><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0pt;' >NOTE 5</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >- </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;' >LOANS</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The Company&#8217;s loan portfolio is composed of two segments, loans initially accounted for under the amortized cost method (referred as &quot;originated and other&quot; loans) and loans acquired (referred as &quot;acquired&quot; loans). Acquired</font><font style='font-family:Times New Roman;font-size:10pt;' > loans are further segregated between acquired BBVAPR loans and acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' > loans. Acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' > loans were purchased subject to loss-sharing agreements with the FDIC. </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >The FDIC loss-</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >shar</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >e coverage</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > related to commercial and other-non single fa</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >mily acquired </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > loans</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > expired</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >on June 30, 2015</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >.</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >Notwithstanding the expiration of loss share coverage of </font><font style='font-family:Times New Roman;font-size:10pt;' >commercial</font><font style='font-family:Times New Roman;font-size:10pt;' > loans, on July 2, 2015, the Company entered into an agreement with the FDIC pursuant to which the FDIC concurred with a potent</font><font style='font-family:Times New Roman;font-size:10pt;' >ial sale of a pool of loss-</font><font style='font-family:Times New Roman;font-size:10pt;' >share assets covered under the </font><font style='font-family:Times New Roman;font-size:10pt;' >commercial</font><font style='font-family:Times New Roman;font-size:10pt;' > loss</font><font style='font-family:Times New Roman;font-size:10pt;' >-</font><font style='font-family:Times New Roman;font-size:10pt;' >shar</font><font style='font-family:Times New Roman;font-size:10pt;' >ing</font><font style='font-family:Times New Roman;font-size:10pt;' > agreement. Pursuant to such agreement, and as further discussed below, </font><font style='font-family:Times New Roman;font-size:10pt;' >the FDIC agreed and paid $20 million in loss share coverage with respect to the aggregate loss resulting from any portfolio sale w</font><font style='font-family:Times New Roman;font-size:10pt;' >ithin 120 days of the agreement. This sale was completed on September 28, 2015</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >The coverage for the single family residential loans will expire on June 30, 2020</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >.</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > At December 31, 2015, the remaining covered loans amounting to $</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >59.6</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > million, net carrying am</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ount, are included as part of acquired </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > loans under the name &quot;loans secured by 1-4 family residential properties&quot;. At December 31, 2014, covered loans amounted to $</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >298.9 </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >million, net carrying amount. </font><font style='font-family:Times New Roman;font-size:10pt;' >Covered loans are no longer a material amount. T</font><font style='font-family:Times New Roman;font-size:10pt;' >herefore, the Company </font><font style='font-family:Times New Roman;font-size:10pt;' >changed</font><font style='font-family:Times New Roman;font-size:10pt;' > its </font><font style='font-family:Times New Roman;font-size:10pt;' >current and prior year loan disclosures during 2015</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >On </font><font style='font-family:Times New Roman;font-size:10pt;' >September 28, 2015, the Company sold a portion of covered non-performing commercial loans amounting to $</font><font style='font-family:Times New Roman;font-size:10pt;' >197.1 </font><font style='font-family:Times New Roman;font-size:10pt;' >million unpaid principal balance or UPB ($</font><font style='font-family:Times New Roman;font-size:10pt;' >100.0 </font><font style='font-family:Times New Roman;font-size:10pt;' >million carrying amount). The sales price was 18.44% of UPB, or $</font><font style='font-family:Times New Roman;font-size:10pt;' >36.3 </font><font style='font-family:Times New Roman;font-size:10pt;' >million. The FDIC cover</font><font style='font-family:Times New Roman;font-size:10pt;' >ed</font><font style='font-family:Times New Roman;font-size:10pt;' > $20.0 million of losses as part of its loss-share agreement with the Company. As a result, a $20.0 million reimbursement was recorded in the statement of operations. The Company also recorded a $</font><font style='font-family:Times New Roman;font-size:10pt;' >32.9 </font><font style='font-family:Times New Roman;font-size:10pt;' >million provision for loan and lease losses for acqui</font><font style='font-family:Times New Roman;font-size:10pt;' >red </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' > loans, which was partially offset by $</font><font style='font-family:Times New Roman;font-size:10pt;' >4.6 </font><font style='font-family:Times New Roman;font-size:10pt;' >million in cost recoveries. Also, as part of this transaction, the Company sold certain non-performing commercial loans from the BBVAPR </font><font style='font-family:Times New Roman;font-size:10pt;' >A</font><font style='font-family:Times New Roman;font-size:10pt;' >cquisition amounting to $</font><font style='font-family:Times New Roman;font-size:10pt;' >38.1 </font><font style='font-family:Times New Roman;font-size:10pt;' >million unpaid principal balance (</font><font style='font-family:Times New Roman;font-size:10pt;' >$</font><font style='font-family:Times New Roman;font-size:10pt;' >9.9 </font><font style='font-family:Times New Roman;font-size:10pt;' >million carrying amount). The sales price was $</font><font style='font-family:Times New Roman;font-size:10pt;' >5.2 </font><font style='font-family:Times New Roman;font-size:10pt;' >million. As a result, a $</font><font style='font-family:Times New Roman;font-size:10pt;' >5.2 </font><font style='font-family:Times New Roman;font-size:10pt;' >million provision for loan and lease losses was recorded for BBVAPR acquired loans, which was partially offset by $</font><font style='font-family:Times New Roman;font-size:10pt;' >2.4 </font><font style='font-family:Times New Roman;font-size:10pt;' >million in cost recoveries. In addition, certain </font><font style='font-family:Times New Roman;font-size:10pt;' >add</font><font style='font-family:Times New Roman;font-size:10pt;' >itional foreclosed </font><font style='font-family:Times New Roman;font-size:10pt;' >real estate with a carrying amount of $</font><font style='font-family:Times New Roman;font-size:10pt;' >11.0 </font><font style='font-family:Times New Roman;font-size:10pt;' >million was sold for $</font><font style='font-family:Times New Roman;font-size:10pt;' >1.7 </font><font style='font-family:Times New Roman;font-size:10pt;' >million. </font><font style='font-family:Times New Roman;font-size:10pt;' >As part of this transaction, the Company made customary representations and warranties to the purchaser regarding certain characteristics</font><font style='font-family:Times New Roman;font-size:10pt;' > of the assets that were sold. </font><font style='font-family:Times New Roman;font-size:10pt;' >Such representations and warranties survive for a limited period of time.  To the extent that the assets sold do not meet the specified characteristics, and subject to certain notice, cure period and other conditions, the purchaser would be entitled to require the Company to repurchase such assets</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >
</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:13.5pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >The composition of the Company&#8217;s loan portfolio at December 31, 2015 and 2014 was as follows</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:135pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >December 31,</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >2014</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:135pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >Originated and other loans and leases held for investment:</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Mortgage  </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >$</font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >757,828</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >$</font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >791,751</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Commercial</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >1,441,649</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >1,289,732</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Consumer</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >242,950</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >186,760</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Auto and leasing</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >669,163</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >575,582</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >3,111,590</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >2,843,825</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Allowance for loan and lease losses on originated and other loans and leases</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >(112,626)</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >(51,439)</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >2,998,964</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >2,792,386</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Deferred loan costs, net</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >4,203</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >4,282</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >    Total originated and other loans loans held for investment, net</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >3,003,167</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >2,796,668</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >Acquired loans:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:10.5pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >    Acquired BBVAPR loans:</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >     Accounted for under ASC 310-20 (Loans with revolving feature and/or </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >        acquired at a premium)</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Commercial</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >7,457</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >12,675</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Consumer</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >38,385</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >45,344</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Auto</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >106,911</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >184,782</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >152,753</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >242,801</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-20</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >(5,542)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >(4,597)</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >147,211</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >238,204</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >     Accounted for under ASC 310-30 (Loans acquired with deteriorated  </font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >         credit quality, including those by analogy)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Mortgage  </font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >608,294</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >656,122</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Commercial </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >287,311</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >452,201</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Construction </font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >88,180</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >106,361</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Consumer</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >11,843</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >29,888</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Auto</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >153,592</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >247,233</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >1,149,220</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >1,491,805</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >         Allowance for loan and lease losses on acquired BBVAPR loans accounted for under ASC 310-30</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >(25,785)</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >(13,481)</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >1,123,435</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >1,478,324</font></td></tr><tr style='height:11.25pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >    Total acquired BBVAPR loans, net</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >1,270,646</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >1,716,528</font></td></tr><tr style='height:14.25pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >  Acquired Eurobank loans:</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >    Loans secured by 1-4 family residential properties</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >92,273</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >102,162</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >    Commercial and construction</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >142,377</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >256,488</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >    Consumer</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >2,314</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >4,506</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >    Total acquired Eurobank loans</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >236,964</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >363,156</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >        Allowance for loan and lease losses on Eurobank loans</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >(90,178)</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >(64,245)</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >    Total acquired Eurobank loans, net</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >146,786</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >298,911</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >    Total acquired loans, net</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >1,417,432</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >2,015,439</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >Total held for investment, net</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >4,420,599</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >4,812,107</font></td></tr><tr style='height:9pt;' ><td style='width:345pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Mortgage loans held-for-sale</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >13,614</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >14,539</font></td></tr><tr style='height:9.75pt;' ><td style='width:345pt;text-align:left;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >Total loans, net</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >4,434,213</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >4,826,646</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;color:#000000;' >At December 31, 2015 and 2014, covered loans amounted to $</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >92.3</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >million and are included as part of acquired </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > loans under the name &quot;loans secured by 1-4 family residential properties&quot;. At December 31, 2014, covered loans amounted to $</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >363.2</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >million, gross carrying amount. </font><font style='font-family:Times New Roman;font-size:10pt;' >Interest income recognized for covered loans during 2015 and 2014 was $</font><font style='font-family:Times New Roman;font-size:10pt;' >33.7 </font><font style='font-family:Times New Roman;font-size:10pt;' >million and $</font><font style='font-family:Times New Roman;font-size:10pt;' >89.0 </font><font style='font-family:Times New Roman;font-size:10pt;' >million, respectively.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Originated and Other Loans and Leases Held for Investment </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s </font><font style='font-family:Times New Roman;font-size:10pt;' >originated and other loans held for investment </font><font style='font-family:Times New Roman;font-size:10pt;' >are</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >encompassed within </font><font style='font-family:Times New Roman;font-size:10pt;' >four</font><font style='font-family:Times New Roman;font-size:10pt;' > portfolio segments: mortgage, commercial, consumer</font><font style='font-family:Times New Roman;font-size:10pt;' >, and auto and </font><font style='font-family:Times New Roman;font-size:10pt;' >leasing.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table</font><font style='font-family:Times New Roman;font-size:10pt;' >s present</font><font style='font-family:Times New Roman;font-size:10pt;' > the aging of the recorded investment in gross </font><font style='font-family:Times New Roman;font-size:10pt;' >originated and other </font><font style='font-family:Times New Roman;font-size:10pt;' >loans</font><font style='font-family:Times New Roman;font-size:10pt;' > held for investment as of December 31, 2015 and 2014 </font><font style='font-family:Times New Roman;font-size:10pt;' >by class of</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >loans</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >Mortgage loans past due include</font><font style='font-family:Times New Roman;font-size:10pt;' > delinquent loans in the GNMA buy-back option program. Servicers of loans unde</font><font style='font-family:Times New Roman;font-size:10pt;' >rlying GNMA mortgage-backed securities must report as their own assets the defaulted loans that they have the option (but not the obligation) to repurchase, even when they elect not to exercise that option</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='23' rowspan='1' style='width:410.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:410.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loans 90+</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Days Past</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due and </font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >30-59 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:43.5pt;text-align:center;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >60-89 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >90+ Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Past</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >in Non-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Still</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > Accrual</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Loans</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='20' rowspan='1' style='width:357.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:357.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Mortgage</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:22.5pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Traditional (by origination year):</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Up to the year 2002</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >80</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,217</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,889</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,186</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >41</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >51,562</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >57,789</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >144</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Years 2003 and 2004</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >251</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,036</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,536</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10,823</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >88,623</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >99,446</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Year 2005</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >79</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,553</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,549</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,181</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >48,040</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >54,221</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Year 2006</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >551</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,878</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,934</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >11,363</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >176</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >66,864</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >78,403</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:26.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Years 2007, 2008 </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >            and 2009</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >170</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,053</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >14,733</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16,956</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >74,590</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >91,546</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >526</font></td></tr><tr style='height:15.75pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Years 2010, 2011, 2012, 2013</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >662</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,673</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10,519</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >12,854</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >141</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >137,749</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >150,744</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >72</font></td></tr><tr style='height:16.5pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Years 2014 and 2015</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >65</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >663</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >728</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >85,128</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >85,856</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,793</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16,475</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >46,823</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >65,091</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >358</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >552,556</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >618,005</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >742</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Non-traditional</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >977</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,079</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,056</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >23,483</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >29,552</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Loss mitigation program</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9,958</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,887</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >14,930</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >31,775</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,593</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >64,548</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >101,916</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,083</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >11,751</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >24,339</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >66,832</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >102,922</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,964</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >640,587</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >749,473</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,825</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Home equity secured personal loans</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >64</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >64</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >346</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >410</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    GNMA&#39;s buy-back option program</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,945</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,945</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,945</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >11,751</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >24,339</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >74,841</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >110,931</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >5,964</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >640,933</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >757,828</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3,825</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Commercial secured by real estate:</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Corporate</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >227,557</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >227,557</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Institutional</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >213</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >213</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >33,594</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >33,807</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Middle market</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,174</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >712</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9,113</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10,999</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,730</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >194,219</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >206,948</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >686</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >466</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,921</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,073</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,177</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >231,840</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >241,090</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Floor plan</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,892</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,892</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Real estate</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16,662</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16,662</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,073</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,178</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16,034</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >19,285</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,907</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >706,764</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >728,956</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Other commercial and industrial:</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Corporate</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >108,582</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >108,582</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Institutional</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >190,290</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >190,695</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >380,985</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Middle market</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,565</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >105,748</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >107,313</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:6.75pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >282</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >639</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >604</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,525</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >783</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >75,489</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >77,797</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Floor plan</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >238</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >51</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >39</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >328</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >37,688</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >38,016</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >520</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >690</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >643</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,853</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >192,638</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >518,202</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >712,693</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:129pt;text-align:left;border-color:Black;min-width:129pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,593</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,868</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >16,677</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >21,138</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >195,545</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,224,966</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,441,649</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='23' rowspan='1' style='width:430.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:430.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loans 90+</font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Days Past</font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;text-align:center;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:40.5pt;text-align:center;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due and </font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >30-59 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >60-89 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >90+ Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Past</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >in Non-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:48pt;text-align:center;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Still</font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > Accrual</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Loans</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:44.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:44.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='20' rowspan='1' style='width:378.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:378.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Consumer</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:left;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Credit cards</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >449</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >182</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >369</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,000</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >21,766</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >22,766</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Overdrafts</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >24</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >24</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >166</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >190</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Personal lines of credit</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >74</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >45</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >119</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >19</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,106</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,244</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Personal loans</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,078</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,179</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >627</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,884</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >414</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >196,858</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >201,156</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Cash collateral personal loans</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >125</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >17</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >144</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16,450</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16,594</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,750</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,378</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,043</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,171</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >433</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >237,346</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >242,950</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:109.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Auto and leasing</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >53,566</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16,898</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,293</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >78,757</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >49</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >590,357</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >669,163</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:36.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:12pt;' ><td style='width:109.5pt;text-align:left;border-color:Black;min-width:109.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Total</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >70,660</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >44,483</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >100,854</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >215,997</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >201,991</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,693,602</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3,111,590</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3,825</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='23' rowspan='1' style='width:412.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:412.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loans 90+</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Days Past</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due and </font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >30-59 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >60-89 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >90+ Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Past</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >in Non-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Still</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > Accrual</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Loans</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='20' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:360pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Mortgage</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Traditional (by origination year):</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Up to the year 2002</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,128</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,157</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,395</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >11,680</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >54,064</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >65,744</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >134</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Years 2003 and 2004</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10,484</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,735</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,489</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >21,708</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >455</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >87,506</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >109,669</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Year 2005</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,824</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,205</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,454</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10,483</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >131</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >49,858</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >60,472</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Year 2006</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,706</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,298</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,667</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >17,671</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >548</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >67,331</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >85,550</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >89</font></td></tr><tr style='height:26.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Years 2007, 2008 </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >            and 2009</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,283</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,809</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,646</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >14,738</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >761</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >77,990</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >93,489</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:14.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Years 2010, 2011, 2012, 2013</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,394</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,992</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,900</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13,286</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >149,030</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >162,316</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >365</font></td></tr><tr style='height:15.75pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Year 2014</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >290</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >290</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >41,818</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >42,108</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >33,109</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >18,196</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >38,551</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >89,856</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,895</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >527,597</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >619,348</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >588</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Non-traditional</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,477</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >584</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,223</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,284</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >30,916</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >36,200</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Loss mitigation program</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,199</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,106</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >14,114</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >29,419</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,358</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >57,666</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >93,443</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,766</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >42,785</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >25,886</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >55,888</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >124,559</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,253</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >616,179</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >748,991</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,354</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Home equity secured personal loans</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >517</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >517</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    GNMA&#39;s buy-back option program</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >42,243</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >42,243</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >42,243</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >42,785</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >25,886</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >98,131</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >166,802</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >8,253</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >616,696</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >791,751</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3,354</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Commercial secured by real estate:</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Corporate</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >133,076</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >133,076</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Institutional</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >36,611</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >36,611</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Middle market</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >645</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >396</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,041</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,494</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >154,515</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >164,050</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >330</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >561</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,275</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,166</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,445</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >166,017</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >175,628</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Floor plan</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,650</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,650</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Real estate</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >12,628</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >12,628</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >330</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,206</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,671</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9,207</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9,939</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >504,497</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >523,643</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Other commercial and industrial:</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Corporate</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >63,746</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >63,746</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Institutional</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >478,935</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >478,935</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Middle market</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >618</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >618</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >91,716</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >92,334</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >866</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >412</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,061</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,339</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,047</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >86,785</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >90,171</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Floor plan</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >40,903</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >40,903</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >866</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >412</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,679</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,957</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,047</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >762,085</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >766,089</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:142.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:142.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,196</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,618</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >9,350</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >12,164</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >10,986</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,266,582</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,289,732</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='23' rowspan='1' style='width:412.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:412.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loans 90+</font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Days Past</font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due and </font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >30-59 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >60-89 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >90+ Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Past</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >in Non-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Still</font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > Accrual</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Loans</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='20' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:360pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Consumer</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Credit cards</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >360</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >139</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >375</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >874</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >18,197</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >19,071</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Overdrafts</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >20</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >20</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >287</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >307</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Personal lines of credit</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >102</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >25</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >102</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >229</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,962</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,200</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Personal loans</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,822</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >743</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >678</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,243</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >337</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >144,359</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >147,939</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Cash collateral personal loans</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >275</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >39</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >323</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16,920</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >17,243</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,579</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >946</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,164</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >4,689</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >346</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >181,725</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >186,760</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Auto and leasing</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >47,658</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >16,916</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >7,420</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >71,994</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >145</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >503,443</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >575,582</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:12pt;' ><td style='width:132pt;text-align:left;border-color:Black;min-width:132pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Total</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >94,218</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >45,366</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >116,065</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >255,649</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >19,730</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,568,446</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,843,825</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3,354</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:13.5pt;' >During the year ended 2015, the Company changed its early delinquency reporting on mortgage loans from one scheduled payment due to two scheduled payments due in order to comply with regulatory reporting instructions and be comparable with local peers, </font><font style='font-family:Times New Roman;font-size:10pt;' >except for troubled debt restructured loans which continue using one scheduled payment due.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:13.5pt;' >A</font><font style='font-family:Times New Roman;font-size:10pt;' >t </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' >, the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company had </font><font style='font-family:Times New Roman;font-size:10pt;' >carrying balance of </font><font style='font-family:Times New Roman;font-size:10pt;' >$</font><font style='font-family:Times New Roman;font-size:10pt;' >334.6</font><font style='font-family:Times New Roman;font-size:10pt;' > million and</font><font style='font-family:Times New Roman;font-size:10pt;' > $</font><font style='font-family:Times New Roman;font-size:10pt;' >450.2 </font><font style='font-family:Times New Roman;font-size:10pt;' >million, respectively, in loans granted to the Puerto Rico government,</font><font style='font-family:Times New Roman;font-size:10pt;' > including its instrumentalities</font><font style='font-family:Times New Roman;font-size:10pt;' >, public corporations and municipalities as part of the institutional </font><font style='font-family:Times New Roman;font-size:10pt;' >commercial loan segment. All loans granted to Puerto Rico government were current at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >We, as part of </font><font style='font-family:Times New Roman;font-size:10pt;' >a</font><font style='font-family:Times New Roman;font-size:10pt;' > bank syndicate, </font><font style='font-family:Times New Roman;font-size:10pt;' >have gra</font><font style='font-family:Times New Roman;font-size:10pt;' >nted various extensions to the Puerto Rico Electric Power Authority (&#8220;PREPA&#8221;) and on November 5, 2015 entered into a Restructuring Support Agreement with a view towards restructuring the debt on terms that provide for full repayment of the debt to the Bank</font><font style='font-family:Times New Roman;font-size:10pt;' >. After the first extension in the third quarter of 2014, </font><font style='font-family:Times New Roman;font-size:10pt;' >the Company classified the credit as substandard and a troubled-debt restructuring. The Company conducted</font><font style='font-family:Times New Roman;font-size:10pt;' > an impairment analysis considering the probability of collection of principal and interest, </font><font style='font-family:Times New Roman;font-size:10pt;' >which included a financial model to project the future liquidity status of PREPA under various scenarios and its capacity to service its financial obligations, and concluded that PREPA had sufficient cash flows for the repayment of the line of credit. Desp</font><font style='font-family:Times New Roman;font-size:10pt;' >ite the Company&#8217;s analysis showing PREPA&#8217;s capacity to repay the line of credit, the Company placed its participation in non-accrual and recorded a $</font><font style='font-family:Times New Roman;font-size:10pt;' >24</font><font style='font-family:Times New Roman;font-size:10pt;' > million provision during the first quarter of 2015, based on management&#8217;s concerns regarding PREPA&#8217;s wil</font><font style='font-family:Times New Roman;font-size:10pt;' >lingness to repay the debt. During the fourth quarter of 2015, the Company recorded an </font><font style='font-family:Times New Roman;font-size:10pt;' >additional </font><font style='font-family:Times New Roman;font-size:10pt;' >$</font><font style='font-family:Times New Roman;font-size:10pt;' >29.3</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >million</font><font style='font-family:Times New Roman;font-size:10pt;' > provision for loan and lease losses on PREPA. </font><font style='font-family:Times New Roman;font-size:10pt;' >Since</font><font style='font-family:Times New Roman;font-size:10pt;' > it was placed in non-accrual, interest payments have been applied to principal.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' >
</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Acquired </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;' >Loans</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Acquired loans were initially measured at fair value and subsequently accounted for under either </font><font style='font-family:Times New Roman;font-size:10pt;' >ASC</font><font style='font-family:Times New Roman;font-size:10pt;' > 310-30 (Loans and Debt Securities Acquired with Deteriorated Credit Quality) or ASC 310-20 (Non-refundable fees and Other Costs). We have acquired l</font><font style='font-family:Times New Roman;font-size:10pt;' >oans in two acquisitions, BBVAPR and </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;text-decoration:underline;margin-left:13.5pt;' >Acquired BBVAPR Loans </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' >Accounted for </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >under ASC 310-20</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' > (Loans with revolving feature and/or acquired at a premium)</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Credit cards, retail and commercial revolving lines of credits, floor plans and performing </font><font style='font-family:Times New Roman;font-size:10pt;' >auto loans with FICO scores over 660 acquired at a premium</font><font style='font-family:Times New Roman;font-size:10pt;' >,</font><font style='font-family:Times New Roman;font-size:10pt;' > excluding the acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' > loan portfolio, are accounted for under the guidance of ASC 310-20, which requires that any contractually required loan payment receivable in excess of the Company&#8217;</font><font style='font-family:Times New Roman;font-size:10pt;' >s initial investment in the loans be accreted into interest income on a level-yield basis over the life of the loan. Loans accounted for under ASC 310-20 are placed on non-accrual status when past due in accordance with the Company&#8217;s non-accrual policy, an</font><font style='font-family:Times New Roman;font-size:10pt;' >d any accretion of discount or amortization of premium is discontinued. Acquired BBVAPR loans that were accounted for under the provisions of ASC 310-20 are removed from the acquired loan category</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >at the end of the reporting period upon refinancing, renewa</font><font style='font-family:Times New Roman;font-size:10pt;' >l or normal re-underwriting.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table</font><font style='font-family:Times New Roman;font-size:10pt;' >s present</font><font style='font-family:Times New Roman;font-size:10pt;' > the aging of the recorded investment in gross</font><font style='font-family:Times New Roman;font-size:10pt;' > acquired BBVAPR</font><font style='font-family:Times New Roman;font-size:10pt;' > loans</font><font style='font-family:Times New Roman;font-size:10pt;' > accounted for under ASC 310-20</font><font style='font-family:Times New Roman;font-size:10pt;' > as of</font><font style='font-family:Times New Roman;font-size:10pt;' > December 31, 2015 and 2014, </font><font style='font-family:Times New Roman;font-size:10pt;' >by class of</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >loans</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:15pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='23' rowspan='1' style='width:433.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:433.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2015</font></td></tr><tr style='height:15pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loans 90+</font></td></tr><tr style='height:15pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Days Past</font></td></tr><tr style='height:15pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due and </font></td></tr><tr style='height:15pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >30-59 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >60-89 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >90+ Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Past</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >in Non-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;text-align:center;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Still</font></td></tr><tr style='height:15pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > Accrual</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Loans</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='20' rowspan='1' style='width:381pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:381pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:center;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Commercial secured by real estate</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >228</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >228</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >228</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Floor plan</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >467</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >467</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,422</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,889</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >695</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >695</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,422</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,117</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Other commercial and industrial</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >186</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >29</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >178</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >393</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51pt;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,331</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,724</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Floor plan</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >609</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >616</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >186</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >29</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >185</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >400</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,940</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,340</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >186</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >29</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >880</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,095</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >6,362</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >7,457</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Consumer</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Credit cards</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >930</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >384</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >489</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,803</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >33,414</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >35,217</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Personal loans</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >14</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >29</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >46</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >89</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,079</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,168</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >944</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >413</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >535</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,892</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >36,493</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >38,385</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Auto</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >7,553</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,279</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >831</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >10,663</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >96,248</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >106,911</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:15.75pt;' ><td style='width:132.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:132.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >       Total </font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >8,683</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,721</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,246</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >13,650</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:51pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >139,103</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >152,753</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:15.75pt;' ><td style='width:132.75pt;text-align:left;border-color:Black;min-width:132.75pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:51pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:51pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:15pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='23' rowspan='1' style='width:412.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:412.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2014</font></td></tr><tr style='height:15pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loans 90+</font></td></tr><tr style='height:15pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Days Past</font></td></tr><tr style='height:15pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due and </font></td></tr><tr style='height:15pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >30-59 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >60-89 Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >90+ Days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Past</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >in Non-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Still</font></td></tr><tr style='height:15pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Past Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > Accrual</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Calibri;font-size:11pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total Loans</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accruing</font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='20' rowspan='1' style='width:360pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:360pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Commercial secured by real estate</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >351</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >351</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >351</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Floor plan</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >62</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >345</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >407</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,724</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,131</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >62</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >696</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >758</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,724</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,482</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Other commercial and industrial</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >155</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >67</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >192</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >414</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,705</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,121</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Floor plan</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >202</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >134</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >223</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >559</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,503</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,072</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >357</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >201</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >415</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >973</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >12</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,208</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,193</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >357</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >263</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,111</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,731</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >12</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >10,932</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >12,675</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Consumer</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Credit cards</font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,376</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >654</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,399</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,429</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >38,419</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >41,848</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Personal loans</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >151</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >47</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >77</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >275</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,221</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,496</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,527</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >701</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,476</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3,704</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >41,640</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >45,344</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Auto</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >11,003</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3,453</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,262</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >15,718</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >76</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >168,988</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >184,782</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:15.75pt;' ><td style='width:138pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:138pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >       Total </font></td><td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >12,887</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >4,417</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3,849</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >21,153</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >88</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >221,560</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >242,801</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:double;border-bottom-width:3;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:15.75pt;' ><td style='width:138pt;text-align:left;border-color:Black;min-width:138pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td style='width:37.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:37.5pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:22.5pt;' >Acquired BBVAPR Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy)</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Acquired BBVAPR loans, except for </font><font style='font-family:Times New Roman;font-size:10pt;' >credit cards, retail and commercial</font><font style='font-family:Times New Roman;font-size:10pt;' > revolving lines of credits, floor plans and performing auto loans with FICO scores over 660 acquired at a premium,</font><font style='font-family:Times New Roman;font-size:10pt;' > are accounted for by the Company in accordance with ASC 310-30. </font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The carrying </font><font style='font-family:Times New Roman;font-size:10pt;' >amount corresponding to acquired BBVAPR loans with deteriorated credit quality, including those accounted under ASC 310-30 by analogy, in </font><font style='font-family:Times New Roman;font-size:10pt;' >the </font><font style='font-family:Times New Roman;font-size:10pt;' >statements of financial condition at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014 </font><font style='font-family:Times New Roman;font-size:10pt;' >is as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:192pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:192pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31,</font></td></tr><tr style='height:11.25pt;' ><td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2014</font></td></tr><tr style='height:12pt;' ><td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='3' rowspan='1' style='width:192pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:192pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:12.75pt;' ><td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Contractual required payments receivable</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$1,945,098</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$2,394,378</font></td></tr><tr style='height:12.75pt;' ><td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Less: Non-accretable discount</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$434,190</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$456,627</font></td></tr><tr style='height:12.75pt;' ><td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Cash expected to be collected</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,510,908</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,937,751</font></td></tr><tr style='height:12.75pt;' ><td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Less: Accretable yield</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >361,688</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >445,946</font></td></tr><tr style='height:12.75pt;' ><td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Carrying amount, gross</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,149,220</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,491,805</font></td></tr><tr style='height:12.75pt;' ><td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Less: allowance for loan and lease losses</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >25,785</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13,481</font></td></tr><tr style='height:14.25pt;' ><td style='width:257.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:257.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Carrying amount, net</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$1,123,435</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:92.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$1,478,324</font></td></tr><tr style='height:12pt;' ><td style='width:257.25pt;text-align:left;border-color:Black;min-width:257.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:92.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:92.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >At </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 </font><font style='font-family:Times New Roman;font-size:10pt;' >and </font><font style='font-family:Times New Roman;font-size:10pt;' >2014, </font><font style='font-family:Times New Roman;font-size:10pt;' >the </font><font style='font-family:Times New Roman;font-size:10pt;' >Company had $</font><font style='font-family:Times New Roman;font-size:10pt;' >80.9</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >million</font><font style='font-family:Times New Roman;font-size:10pt;' > and</font><font style='font-family:Times New Roman;font-size:10pt;' > $</font><font style='font-family:Times New Roman;font-size:10pt;' >168.8</font><font style='font-family:Times New Roman;font-size:10pt;' > million, respectively, </font><font style='font-family:Times New Roman;font-size:10pt;' >in loans granted to the Puerto Rico government, including its instrumentalities, public corporations and municipalities as part of its </font><font style='font-family:Times New Roman;font-size:10pt;' >acquired BBVAPR loans </font><font style='font-family:Times New Roman;font-size:10pt;' >accounted for under ASC 310-30.</font><font style='font-family:Times New Roman;font-size:10pt;' >  This entire amount was current at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >
</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following tables</font><font style='font-family:Times New Roman;font-size:10pt;' > describe the </font><font style='font-family:Times New Roman;font-size:10pt;' >accretable</font><font style='font-family:Times New Roman;font-size:10pt;' > yield and non-</font><font style='font-family:Times New Roman;font-size:10pt;' >accretable</font><font style='font-family:Times New Roman;font-size:10pt;' > discount activity </font><font style='font-family:Times New Roman;font-size:10pt;' >of acquired BBVAPR loans accounted for under ASC 310-30 </font><font style='font-family:Times New Roman;font-size:10pt;' >for </font><font style='font-family:Times New Roman;font-size:10pt;' >the years </font><font style='font-family:Times New Roman;font-size:10pt;' >ended </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2014</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:371.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:371.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Year Ended December 31, 2015</font></td></tr><tr style='height:18.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Mortgage</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Construction</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Auto</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Consumer</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:371.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:371.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accretable Yield Activity:</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >298,364</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >61,196</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >25,829</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >53,998</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,559</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >445,946</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Accretion</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(34,842)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(39,268)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(10,161)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(23,463)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(4,379)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(112,113)</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Change in expected cash flows</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,130</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,402</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(1)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,531</font></td></tr><tr style='height:22.5pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer (to) from non-accretable discount</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,272</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >17,353</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,545</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(8,957)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,111</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >19,324</font></td></tr><tr style='height:15.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >268,794</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >45,411</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >19,615</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >21,578</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >6,290</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >361,688</font></td></tr><tr style='height:21pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Non-Accretable Discount Activity:</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:47.25pt;text-align:left;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:15pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >389,839</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >23,069</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,486</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16,215</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >24,018</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >456,627</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Change in actual and expected losses</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(9,795)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,065</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,823</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(3,133)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(1,073)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(3,113)</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer from (to) accretable yield</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(5,272)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(17,353)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(1,545)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,957</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(4,111)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(19,324)</font></td></tr><tr style='height:15.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >374,772</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >11,781</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >6,764</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >22,039</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >18,834</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >434,190</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:371.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:371.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Year Ended December 31, 2014</font></td></tr><tr style='height:18.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Mortgage</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Construction</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Auto</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Consumer</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:371.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:371.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accretable Yield Activity:</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >287,841</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >96,139</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >42,993</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >77,845</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >12,735</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >517,553</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Accretion</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(37,612)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(49,039)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(21,894)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(39,023)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(5,968)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(153,536)</font></td></tr><tr style='height:22.5pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer (to) from non-accretable discount</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >48,135</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >14,096</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,730</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >15,176</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(208)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >81,929</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >298,364</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >61,196</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >25,829</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >53,998</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >6,559</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >445,946</font></td></tr><tr style='height:21pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Non-Accretable Discount Activity:</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >463,166</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >42,515</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,851</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >39,645</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >28,410</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >579,587</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Change in actual and expected losses</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(25,192)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(5,350)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,365</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(8,254)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(4,600)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(41,031)</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer from (to) accretable yield</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(48,135)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(14,096)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(4,730)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(15,176)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >208</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(81,929)</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >389,839</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >23,069</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3,486</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >16,215</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >24,018</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >456,627</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:371.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:371.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Year Ended December 31, 2013</font></td></tr><tr style='height:18.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Mortgage</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Construction</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Auto</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Consumer</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:371.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:371.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accretable Yield Activity:</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >328,243</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >145,173</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >30,802</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >126,803</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >24,812</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >655,833</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Accretion</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(42,740)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(59,998)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(29,557)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(55,255)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(11,628)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(199,178)</font></td></tr><tr style='height:22.5pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer (to) from non-accretable discount</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,338</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10,964</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >41,748</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,297</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(449)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >60,898</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >287,841</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >96,139</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >42,993</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >77,845</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >12,735</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >517,553</font></td></tr><tr style='height:21pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Non-Accretable Discount Activity:</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:47.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >502,857</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >60,275</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >62,803</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >55,733</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >32,794</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >714,462</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Change in actual and expected losses</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(37,353)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(6,796)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(15,204)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(9,791)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(4,833)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(73,977)</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer from (to) accretable yield</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(2,338)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(10,964)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(41,748)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(6,297)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >449</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(60,898)</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >463,166</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >42,515</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >5,851</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >39,645</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >28,410</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >579,587</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:47.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;text-decoration:underline;margin-left:13.5pt;' >Acquired </font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;text-decoration:underline;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;text-decoration:underline;' > Loans</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >carrying amount of acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' > loans at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' > is</font><font style='font-family:Times New Roman;font-size:10pt;' > as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:139.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:139.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31</font></td></tr><tr style='height:11.25pt;' ><td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:65.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:65.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:139.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:139.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Contractual required payments receivable</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >342,511</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >535,425</font></td></tr><tr style='height:11.25pt;' ><td style='width:185.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:185.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Less: Non-accretable discount</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >21,156</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >62,410</font></td></tr><tr style='height:11.25pt;' ><td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Cash expected to be collected</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >321,355</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >473,015</font></td></tr><tr style='height:11.25pt;' ><td style='width:185.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:185.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Less: Accretable yield</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >84,391</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >109,859</font></td></tr><tr style='height:11.25pt;' ><td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Carrying amount, gross</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >236,964</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >363,156</font></td></tr><tr style='height:11.25pt;' ><td style='width:185.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:185.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Less: Allowance for loan and lease losses</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >90,178</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >64,245</font></td></tr><tr style='height:12pt;' ><td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Carrying amount, net</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >146,786</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >298,911</font></td></tr><tr style='height:12pt;' ><td style='width:185.25pt;text-align:left;border-color:Black;min-width:185.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following tables describe the </font><font style='font-family:Times New Roman;font-size:10pt;' >accretable</font><font style='font-family:Times New Roman;font-size:10pt;' > yield and non-</font><font style='font-family:Times New Roman;font-size:10pt;' >a</font><font style='font-family:Times New Roman;font-size:10pt;' >ccretable</font><font style='font-family:Times New Roman;font-size:10pt;' > discount </font><font style='font-family:Times New Roman;font-size:10pt;' >activity of acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' > loans</font><font style='font-family:Times New Roman;font-size:10pt;' > for the years</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >ended </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015, 2014</font><font style='font-family:Times New Roman;font-size:10pt;' > and 2013</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:385.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:385.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Year Ended December 31, 2015</font></td></tr><tr style='height:65.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loans Secured by   1-4 Family Residential Properties</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial and Other Construction</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Construction &amp; Development Secured by 1-4 Family Residential Properties</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Leasing</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Consumer</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:385.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:385.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accretable Yield Activity:</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:15pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >47,636</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >37,920</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:54.75pt;text-align:right;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >20,753</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,479</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,071</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >109,859</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Accretion</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(13,685)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(32,124)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(2,513)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(3,458)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(631)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(52,411)</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Change in expected cash flows</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,631</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >44,660</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(15,048)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(51)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >305</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >34,497</font></td></tr><tr style='height:22.5pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer from (to) non-accretable discount</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13,372</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(23,486)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(937)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,030</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,467</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(7,554)</font></td></tr><tr style='height:15.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >51,954</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >26,970</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,255</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3,212</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >84,391</font></td></tr><tr style='height:21pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Non-Accretable Discount Activity:</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51.75pt;text-align:left;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;text-align:left;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:15pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >27,348</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >24,464</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10,598</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >62,410</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Change in actual and expected losses</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(1,107)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(47,950)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(937)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,030</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >156</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(48,808)</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer from (to) accretable yield</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(13,372)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:51.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >23,486</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:54.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >937</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(1,030)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(2,467)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,554</font></td></tr><tr style='height:15.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >12,869</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >8,287</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >21,156</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:51.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:54.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:390pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:390pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Year Ended December 31, 2014</font></td></tr><tr style='height:64.5pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loans Secured by   1-4 Family Residential Properties</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial and Other Construction</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Construction &amp; Development Secured by 1-4 Family Residential Properties</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Leasing</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Consumer</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:390pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:390pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accretable Yield Activity:</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >53,250</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >95,093</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,690</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10,238</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,688</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >162,959</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Accretion</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(15,731)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(57,099)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(4,102)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(9,837)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(2,200)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(88,969)</font></td></tr><tr style='height:22.5pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer from (to) non-accretable discount</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10,117</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(74)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >23,165</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,078</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >583</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >35,869</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >47,636</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >37,920</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >20,753</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,479</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,071</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >109,859</font></td></tr><tr style='height:21pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Non-Accretable Discount Activity:</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >39,182</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >81,092</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9,203</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >129,477</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Change in actual and expected losses</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(1,717)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(56,702)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >23,165</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,078</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,978</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(31,198)</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer (to) from accretable yield</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(10,117)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >74</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(23,165)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(2,078)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(583)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(35,869)</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >27,348</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >24,464</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >10,598</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >62,410</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:57.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:390pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:390pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Year Ended December 31, 2013</font></td></tr><tr style='height:64.5pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Loans Secured by   1-4 Family Residential Properties</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:62.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:62.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial and Other Construction</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Construction &amp; Development Secured by 1-4 Family Residential Properties</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Leasing</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Consumer</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Arial;font-size:10pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Total</font></td></tr><tr style='height:11.25pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:390pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:390pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Accretable Yield Activity:</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:15pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >57,569</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >103,591</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,380</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16,916</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,552</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >188,008</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Accretion</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(18,784)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(54,821)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(3,715)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(13,402)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(1,047)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(91,769)</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Change in Expected Cash Flows</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(12,328)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >14,743</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(2,514)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >625</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(526)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:22.5pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer from (to) non-accretable discount</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >26,793</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >31,580</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >539</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,099</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,709</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >66,720</font></td></tr><tr style='height:15.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >53,250</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >95,093</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,690</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >10,238</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,688</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >162,959</font></td></tr><tr style='height:21pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Non-Accretable Discount Activity:</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:57.75pt;text-align:left;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:15pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at beginning of period</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >66,021</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >154,185</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,345</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >11,004</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >237,555</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Change in actual and expected losses</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(46)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(41,513)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >539</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(246)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(92)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(41,358)</font></td></tr><tr style='height:12.75pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Transfer (to) from accretable yield</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(26,793)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(31,580)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(539)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(6,099)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(1,709)</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(66,720)</font></td></tr><tr style='height:15.75pt;' ><td style='width:159.75pt;text-align:left;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Balance at end of period</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >39,182</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >81,092</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:57.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >9,203</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >129,477</font></td></tr><tr style='height:12pt;' ><td style='width:159.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:159.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:57.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:0pt;' >Non-accrual Loans</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table presents the recorded investment in loans</font><font style='font-family:Times New Roman;font-size:10pt;' > in</font><font style='font-family:Times New Roman;font-size:10pt;' > non-accrual status by clas</font><font style='font-family:Times New Roman;font-size:10pt;' >s of</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >loans as of </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, </font></td><td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31,</font></td></tr><tr style='height:9pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:160.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:160.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' >Originated and other loans and leases held for investment</font></td><td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;text-align:center;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Mortgage</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Traditional (by origination year):</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Up to the year 2002</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,786</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,427</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Years 2003 and 2004</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,737</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,042</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Year 2005</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,627</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,585</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Year 2006</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,189</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9,274</font></td></tr><tr style='height:12pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Years 2007, 2008 and 2009</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >14,625</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,579</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Years 2010, 2011, 2012, 2013</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10,588</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,365</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Years 2014 and 2015</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >663</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >47,215</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >41,272</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Non-traditional</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,092</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,224</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Loss mitigation program</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >20,172</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >20,934</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >72,479</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >65,430</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Home equity loans, secured personal loans</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >64</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >72,543</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >65,430</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Commercial secured by real estate</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Middle market</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >12,729</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9,534</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,726</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9,000</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >21,455</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >18,534</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Other commercial and industrial</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Institutional</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >190,290</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Middle market</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,565</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >618</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,932</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,527</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Floor plan</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >39</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >193,826</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,145</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >215,281</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >21,679</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Consumer</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Credit cards</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >369</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >375</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Personal lines of credit</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >100</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >110</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Personal loans</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,146</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,092</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Cash collateral personal loans</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,631</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,590</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Auto and leasing</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >8,418</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >8,668</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Total non-accrual originated loans</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >297,873</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >97,367</font></td></tr><tr style='height:11.25pt;' ><td style='width:251.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:251.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, </font></td><td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:75.75pt;text-align:center;border-color:Black;min-width:75.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31,</font></td></tr><tr style='height:9pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:75.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:75.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:160.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:160.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' >Acquired BBVAPR loans accounted for under ASC 310-20</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Commercial</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Commercial secured by real estate</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12.75pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >228</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >351</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Floor plan</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >467</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >407</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >695</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >758</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Other commercial and industrial</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Retail</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >178</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >195</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Floor plan</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >234</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >185</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >429</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >880</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,187</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Consumer</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Credit cards</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >489</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,399</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >    Personal loans</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >46</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >77</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >535</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,476</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Auto </font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >831</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,512</font></td></tr><tr style='height:21pt;' ><td style='width:255pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >    Total non-accrual acquired BBVAPR loans accounted for under ASC 310-20</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2,246</font></td><td style='width:9pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >4,175</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total non-accrual loans</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >300,119</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >101,542</font></td></tr><tr style='height:11.25pt;' ><td style='width:255pt;text-align:left;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:9pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:66.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Loans accounted for under ASC 310-30 are excluded from the above table as they are considered to be performing due to the application of the accretion method, in which these loans will accrete interest income over the remaining life of the loans using </font><font style='font-family:Times New Roman;font-size:10pt;' >estimated cash flow analyses or are accounted under the cost recovery method.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >Delinquent residential mortgage loans insured or guaranteed under applicable FHA and VA programs are classified as non-performing loans when they become 90 days or more past due</font><font style='font-family:Times New Roman;font-size:10pt;' >, but are not placed in non-accrual status until they become 18 months or more past due, since they are insured loans. Therefore, these loans are included as non-performing loans but excluded from non-accrual loans.</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >During the first quarter of 2015, the r</font><font style='font-family:Times New Roman;font-size:10pt;' >evolving line of credit to PREPA was classified as non-accrual. At </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' >, this line of credit had an unpaid principal balance of $</font><font style='font-family:Times New Roman;font-size:10pt;' >190.3 </font><font style='font-family:Times New Roman;font-size:10pt;' >million. </font><font style='font-family:Times New Roman;font-size:10pt;' >Starting with the second quarter of </font><font style='font-family:Times New Roman;font-size:10pt;' >2015, interest payments received were applied to principal. A</font><font style='font-family:Times New Roman;font-size:10pt;' >s of </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' >, the specific reserve was $</font><font style='font-family:Times New Roman;font-size:10pt;' >53.3 </font><font style='font-family:Times New Roman;font-size:10pt;' >million.</font><font style='font-family:Times New Roman;font-size:10pt;' > </font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >At</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' >, loans</font><font style='font-family:Times New Roman;font-size:10pt;' > whose</font><font style='font-family:Times New Roman;font-size:10pt;' > terms have </font><font style='font-family:Times New Roman;font-size:10pt;' >been extended and w</font><font style='font-family:Times New Roman;font-size:10pt;' >hich are classified as troubled-</font><font style='font-family:Times New Roman;font-size:10pt;' >debt restructuring</font><font style='font-family:Times New Roman;font-size:10pt;' >s</font><font style='font-family:Times New Roman;font-size:10pt;' > that are not included in </font><font style='font-family:Times New Roman;font-size:10pt;' >non-accrual </font><font style='font-family:Times New Roman;font-size:10pt;' >loans </font><font style='font-family:Times New Roman;font-size:10pt;' >amounted to $</font><font style='font-family:Times New Roman;font-size:10pt;' >93.6</font><font style='font-family:Times New Roman;font-size:10pt;' > mil</font><font style='font-family:Times New Roman;font-size:10pt;' >lion and $</font><font style='font-family:Times New Roman;font-size:10pt;' >274</font><font style='font-family:Times New Roman;font-size:10pt;' >.4</font><font style='font-family:Times New Roman;font-size:10pt;' > million,</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >respectively, as they are performing under their new terms. At December 31, 2014, the balance included the revolving line of credit to PREPA</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Impaired Loans</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' > evaluates </font><font style='font-family:Times New Roman;font-size:10pt;' >all loans, some individually and others as homogeneous groups, for purposes of determining impairment. The total investment in impaired commercial loans </font><font style='font-family:Times New Roman;font-size:10pt;' >was $235.8 million and $</font><font style='font-family:Times New Roman;font-size:10pt;' >236.9 million at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and </font><font style='font-family:Times New Roman;font-size:10pt;' >2014</font><font style='font-family:Times New Roman;font-size:10pt;' >, respectively. Impaired commercial loans at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' > included the PREPA line of credit with an unpaid principal balance </font><font style='font-family:Times New Roman;font-size:10pt;' >of $190.3 million</font><font style='font-family:Times New Roman;font-size:10pt;' > and $</font><font style='font-family:Times New Roman;font-size:10pt;' >200.0 </font><font style='font-family:Times New Roman;font-size:10pt;' >million</font><font style='font-family:Times New Roman;font-size:10pt;' >, respectively</font><font style='font-family:Times New Roman;font-size:10pt;' >. </font><font style='font-family:Times New Roman;font-size:10pt;' >The PREPA line of credit was classified as a troubled-debt restructuring during 2014. </font><font style='font-family:Times New Roman;font-size:10pt;' >The impaired commercial loans were measured based on the fair</font><font style='font-family:Times New Roman;font-size:10pt;' > value of collateral or the present value of cash flows, including those identified as troubled-debt restructurings. The valuation allowance for impaired commercial loans </font><font style='font-family:Times New Roman;font-size:10pt;' >amounted to $55.9 million and $841 thousand </font><font style='font-family:Times New Roman;font-size:10pt;' >at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' >, respective</font><font style='font-family:Times New Roman;font-size:10pt;' >ly. The valuation allowance for impaired commercial loans at December</font><font style='font-family:Times New Roman;font-size:10pt;' > 31, 2015 includes $53.3 million of specific allowance for PREPA recorded during 2015.T</font><font style='font-family:Times New Roman;font-size:10pt;' >he total investment in impaired mortgage loans </font><font style='font-family:Times New Roman;font-size:10pt;' >was $90.0 million and $94.2 million at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2</font><font style='font-family:Times New Roman;font-size:10pt;' >015 and 2014, </font><font style='font-family:Times New Roman;font-size:10pt;' >respectively. Impairment on mortgage loans assessed as troubled-debt restructurings was measured using the present value of cash flows. The valuation allowance for impaired mortgage loans amounted to $9.2 million and</font><font style='font-family:Times New Roman;font-size:10pt;' > $9.0</font><font style='font-family:Times New Roman;font-size:10pt;' > million at </font><font style='font-family:Times New Roman;font-size:10pt;' >December </font><font style='font-family:Times New Roman;font-size:10pt;' >31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' >, respectively.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' >O</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >riginated and Other Loans and L</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >eases</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' > Held for Investment</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s recorded investment </font><font style='font-family:Times New Roman;font-size:10pt;' >in </font><font style='font-family:Times New Roman;font-size:10pt;' >commercial and mortgage </font><font style='font-family:Times New Roman;font-size:10pt;' >loans</font><font style='font-family:Times New Roman;font-size:10pt;' > categorized as originated and other loans and leases held for investment</font><font style='font-family:Times New Roman;font-size:10pt;' > that were individually evaluated for</font><font style='font-family:Times New Roman;font-size:10pt;' > impairment </font><font style='font-family:Times New Roman;font-size:10pt;' >and the related allowan</font><font style='font-family:Times New Roman;font-size:10pt;' >ce for loan and lease losses at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >are as follows</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:250.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:250.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2015</font></td><td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:60.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unpaid</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:66pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Recorded</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Related</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:60.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Principal</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:66pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Allowance </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Coverage </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:250.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:250.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td><td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:13.5pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loans with specific allowance:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:left;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >210,718</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:58.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >199,366</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >55,947</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13%</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Residential impaired and troubled-debt restructuring</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >97,424</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:right;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >89,973</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9,233</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9%</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:12pt;' ><td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loans with no specific allowance: </font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:58.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >42,110</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:58.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >35,928</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >N/A</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >N/A</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total investment in impaired loans</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >350,252</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >325,267</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >65,180</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >11%</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:58.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:48.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45pt;border-top-style:double;border-top-width:3;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:center;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:248.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:248.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2014</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:65.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:65.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unpaid</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Recorded</font></td><td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:46.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:46.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Related</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:65.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:65.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Principal</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:46.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Allowance </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Coverage </font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:248.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:248.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loans with specific allowance:</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57pt;text-align:left;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;text-align:left;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:left;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial</font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:57pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,349</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,226</font></td><td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:40.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >841</font></td><td style='width:5.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:5.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >14%</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Residential impaired and troubled-debt restructuring</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57pt;text-align:right;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >99,947</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >94,185</font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;text-align:right;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >8,968</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10%</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loans with no specific allowance</font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:5.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:5.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:57pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >237,806</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >230,044</font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:40.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >N/A</font></td><td style='width:5.25pt;text-align:right;border-color:Black;min-width:5.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:53.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >N/A</font></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total investment in impaired loans</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >344,102</font></td><td style='width:6.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >330,455</font></td><td style='width:4.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:40.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >9,809</font></td><td style='width:5.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:5.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3%</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:207pt;text-align:left;border-color:Black;min-width:207pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:57pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:6pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:40.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:40.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:53.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' >Acquired </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >BBVAPR </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >Loans </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:13.5pt;' >Loans </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >Accounted for under ASC </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >310-</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >20 (Loans with revolving feature and/or acquired at a premium)</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he Company&#8217;s recorded investment in</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >BBVAPR commercial </font><font style='font-family:Times New Roman;font-size:10pt;' >loans </font><font style='font-family:Times New Roman;font-size:10pt;' >accounted for under ASC 310-20 that were individually evaluated for impairment and the related allowance for loan and lease losses at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >are as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:285.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:68.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:68.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unpaid</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Recorded</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Related</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:68.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Principal</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Allowance </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Coverage </font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:285.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:285.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loans with no specific allowance</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >486</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >474</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >N/A</font></td><td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >N/A</font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total investment in impaired loans</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >486</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >474</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:285.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:68.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:68.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unpaid</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Recorded</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Specific</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:68.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:68.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Principal</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Allowance </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Coverage </font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:285.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:285.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loans with no specific allowance</font></td><td style='width:8.25pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >672</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >672</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >N/A</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >N/A</font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total investment in impaired loans</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >672</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >672</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td></tr><tr style='height:11.25pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:8.25pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:60pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' >Loans Accounted for under ASC 310-30 (including those accounted for under ASC 310-30 by analogy)</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s</font><font style='font-family:Times New Roman;font-size:10pt;' > recorded investment in acquired BBVAPR loan pools accounted for under ASC 310-30 that have recorded impairments </font><font style='font-family:Times New Roman;font-size:10pt;' >and their related allowance for loan and lease losses</font><font style='font-family:Times New Roman;font-size:10pt;' > at </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014</font><font style='font-family:Times New Roman;font-size:10pt;' > are </font><font style='font-family:Times New Roman;font-size:10pt;' >as follows</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Coverage </font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unpaid</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Recorded</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >to Recorded  </font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Principal</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Allowance </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loan pools with specific allowance: </font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Mortgage</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >608,294</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >608,294</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,761</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >0%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial   </font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >287,311</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >168,107</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >15,455</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Construction</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >88,180</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >87,983</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,707</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Auto</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >153,592</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >153,592</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,862</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total investment in impaired loan pools</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,137,377</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1,017,976</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >25,785</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3%</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31 , 2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Coverage </font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unpaid</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Recorded</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >to Recorded</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Principal</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Allowance </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loan pools with specific allowance: </font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial   </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >289,228</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >255,619</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,506</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Construction</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >90,786</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >83,751</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,970</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >10%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Consumer</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >35,812</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >29,888</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >0%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total investment in impaired loan pools</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >415,826</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >369,258</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >13,481</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The tables above only present information with respect to acquired BBVAPR loans and loan pools accounted for under ASC 310-30 if there is a recorded impairment to such loans or loan pools and a </font><font style='font-family:Times New Roman;font-size:10pt;' >specific allowance for loan losses. The decrease in commercial loan pools from December 31, 2014 to</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' > was mostly caused by the sale of covered commercial loans during the </font><font style='font-family:Times New Roman;font-size:10pt;' >third quarter of</font><font style='font-family:Times New Roman;font-size:10pt;' > 2015. As of </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' >, the Company elimin</font><font style='font-family:Times New Roman;font-size:10pt;' >ated the specific allowance of $5 thousand maintained on impaired acquired BBVAPR consumer loan pool accounted under ASC 310-30 because there was an increase in the net present value of cash flows expected to be collected from such pool when compared with </font><font style='font-family:Times New Roman;font-size:10pt;' >the recorded investment. Likewise, the increase in mortgage and auto loan pools from December 31, 2014 to</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' > was caused by the establishment of a specific reserve with respect to impaired mortgage and auto loan pools that were required bas</font><font style='font-family:Times New Roman;font-size:10pt;' >ed on the net present value of the cash flows expected to be collected.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;margin-left:0pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >Acquired </font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;text-decoration:underline;' > Loans</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >T</font><font style='font-family:Times New Roman;font-size:10pt;' >he </font><font style='font-family:Times New Roman;font-size:10pt;' >Company</font><font style='font-family:Times New Roman;font-size:10pt;' >&#8217;s recorded </font><font style='font-family:Times New Roman;font-size:10pt;' >investment in </font><font style='font-family:Times New Roman;font-size:10pt;' >acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' > loan</font><font style='font-family:Times New Roman;font-size:10pt;' > pools that </font><font style='font-family:Times New Roman;font-size:10pt;' >have recorded</font><font style='font-family:Times New Roman;font-size:10pt;' > impairment</font><font style='font-family:Times New Roman;font-size:10pt;' >s</font><font style='font-family:Times New Roman;font-size:10pt;' > and the</font><font style='font-family:Times New Roman;font-size:10pt;' >ir</font><font style='font-family:Times New Roman;font-size:10pt;' > related</font><font style='font-family:Times New Roman;font-size:10pt;' > allowance for </font><font style='font-family:Times New Roman;font-size:10pt;' >loan and lease losses as of</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31, 2015 and 2014 </font><font style='font-family:Times New Roman;font-size:10pt;' >are as follows</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2015</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Coverage </font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unpaid</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Recorded</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >to Recorded </font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Principal</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Allowance </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loan pools with specific allowance:</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Loans secured by 1-4 family residential properties</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >101,444</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >92,273</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >22,570</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >24%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial and construction</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >133,148</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >142,377</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >67,365</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >47%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Consumer</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6,713</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,314</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >243</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >11%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total investment in impaired loan pools</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >241,305</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >236,964</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >90,178</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >38%</font></td></tr></table></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:255pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >December 31, 2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Coverage </font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Unpaid</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Recorded</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Specific</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >to Recorded </font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > </font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Principal</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Allowance </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Investment</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='10' rowspan='1' style='width:255pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:255pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loan pools with specific allowance</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Loans secured by 1-4 family residential properties</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >134,579</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >106,116</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >15,522</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >15%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial and construction</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >151,017</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >93,631</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >48,334</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >52%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Consumer</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7,992</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,506</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >389</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9%</font></td></tr><tr style='height:11.25pt;' ><td style='width:217.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:217.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total investment in impaired loan pools</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >293,588</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >204,253</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >64,245</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >31%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The tables above only present information with respect to acquired </font><font style='font-family:Times New Roman;font-size:10pt;' >Eurobank</font><font style='font-family:Times New Roman;font-size:10pt;' > loans and</font><font style='font-family:Times New Roman;font-size:10pt;' > loan</font><font style='font-family:Times New Roman;font-size:10pt;' > pools accounted for under ASC 310-30 if there is a recorded impairment to such loans or loan pools and a specific allowance for loan losses. The</font><font style='font-family:Times New Roman;font-size:10pt;' > decrease in construction</font><font style='font-family:Times New Roman;font-size:10pt;' > and development secured by 1-4 family residential properties</font><font style='font-family:Times New Roman;font-size:10pt;' > loan p</font><font style='font-family:Times New Roman;font-size:10pt;' >ools from December 31, 2014 to</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' > was mostly caused by the sale of covered commercial loans during the quarter ended September 30, 2015. The incre</font><font style='font-family:Times New Roman;font-size:10pt;' >ase in </font><font style='font-family:Times New Roman;font-size:10pt;' >allowance for </font><font style='font-family:Times New Roman;font-size:10pt;' >commercial and other construction loan pools from December 31, 2014 to</font><font style='font-family:Times New Roman;font-size:10pt;' > </font><font style='font-family:Times New Roman;font-size:10pt;' >December 31</font><font style='font-family:Times New Roman;font-size:10pt;' >, </font><font style='font-family:Times New Roman;font-size:10pt;' >2015</font><font style='font-family:Times New Roman;font-size:10pt;' > was caused by the establishment of a specific reserve with respect to impaired commercial and other construction loan pools that w</font><font style='font-family:Times New Roman;font-size:10pt;' >as</font><font style='font-family:Times New Roman;font-size:10pt;' > required ba</font><font style='font-family:Times New Roman;font-size:10pt;' >sed on the net present value of the cash flows expected to be collected</font><font style='font-family:Times New Roman;font-size:10pt;' >.</font><font style='font-family:Times New Roman;font-size:10pt;' >
</font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The following table presents the interest recognized in commercial and mortgage loans that were individually evaluated for impairment, excluding loans accounted for under ASC 310-30,</font><font style='font-family:Times New Roman;font-size:10pt;' > for the years ended 2015, 2014, and 2013</font><font style='font-family:Times New Roman;font-size:10pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:345pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Year Ended December 31, </font></td></tr><tr style='height:11.25pt;' ><td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='5' rowspan='1' style='width:114pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:114pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='4' rowspan='1' style='width:100.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:100.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2014</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='4' rowspan='1' style='width:100.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:100.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2013</font></td></tr><tr style='height:33.75pt;' ><td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Interest Income Recognized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Average Recorded Investment</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Interest Income Recognized</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Average Recorded Investment</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:53.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:53.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Interest Income Recognized</font></td><td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Average Recorded Investment</font></td></tr><tr style='height:11.25pt;' ><td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='17' rowspan='1' style='width:345pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:345pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(In thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;text-decoration:underline;color:#000000;' >Originated and other loans held for investment:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:198.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loans with specific allowance</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:11.25pt;' ><td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >280</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >175,115</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >237</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:39.75pt;text-align:right;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,899</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45.75pt;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >160</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:39.75pt;text-align:right;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >12,709</font></td></tr><tr style='height:11.25pt;' ><td style='width:198.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Residential troubled-debt restructuring</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3,219</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >90,736</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,623</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >90,383</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2,266</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >82,028</font></td></tr><tr style='height:9.75pt;' ><td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Impaired loans with no specific allowance</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:39.75pt;text-align:left;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td></tr><tr style='height:9.75pt;' ><td style='width:198.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >        Commercial</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,350</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >64,356</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9,400</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >90,748</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:45.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >1,139</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:39.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >26,188</font></td></tr><tr style='height:13.5pt;' ><td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >            Total interest income from impaired loans</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >4,849</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >330,207</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >12,260</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >187,030</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3,565</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:39.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:double;border-bottom-width:3;text-align:right;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >120,925</font></td></tr><tr style='height:13.5pt;' ><td style='width:198.75pt;text-align:left;border-color:Black;min-width:198.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:39.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:45.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:45.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:39.75pt;border-top-style:double;border-top-width:3;text-align:left;border-color:Black;min-width:39.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;font-style:italic;margin-left:13.5pt;' >Modifications</font></p><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:10pt;margin-left:0pt;' >The follow</font><font style='font-family:Times New Roman;font-size:10pt;' >ing tables present the troubled-</font><font style='font-family:Times New Roman;font-size:10pt;' >debt restructuring</font><font style='font-family:Times New Roman;font-size:10pt;' >s during the </font><font style='font-family:Times New Roman;font-size:10pt;' >years </font><font style='font-family:Times New Roman;font-size:10pt;' >ended </font><font style='font-family:Times New Roman;font-size:10pt;' >2015, 2014 and 2013</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='15' rowspan='1' style='width:453.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:453.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Year Ended December 31, 2015</font></td></tr><tr style='height:65.25pt;' ><td style='width:87.75pt;text-align:center;border-color:Black;min-width:87.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Number of contracts</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Pre-Modification Outstanding Recorded Investment</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Pre-Modification Weighted Average Rate</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Pre-Modification Weighted Average Term (in Months)</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Post-Modification Outstanding Recorded Investment</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Post-Modification Weighted Average Rate</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Post-Modification Weighted Average Term (in Months)</font></td></tr><tr style='height:11.25pt;' ><td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td colspan='15' rowspan='1' style='width:453.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:453.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >(Dollars in thousands)</font></td></tr><tr style='height:11.25pt;' ><td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Mortgage </font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >160</font></td><td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >21,053</font></td><td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5.42%</font></td><td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >356</font></td><td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:center;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >21,182</font></td><td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4.35%</font></td><td style='width:7.5pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >272</font></td></tr><tr style='height:11.25pt;' ><td style='width:87.75pt;text-align:left;border-color:Black;min-width:87.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Commercial </font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >5,664</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6.79%</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >66</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13,174</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4.57%</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >56</font></td></tr><tr style='height:11.25pt;' ><td style='width:87.75pt;text-align:left;background-color:#CCFFFF;border-color:Black;min-width:87.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Consumer </font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >64</font></td><td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' ></font></td><td style='width:56.25pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >611</font></td><td style='width:7.5pt;text-align:right;background-color:#CCFFFF;border-color:Black;min-width:7.5pt;' ><font style='fo